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CC - Item 5A - Quarterly Interim Financial Update for Quarter Ended March 31, 2009ROSEMEAD CITY COUNCIL STAFF REPORT TO: THE HONORABLE MAYOR AND CITY COUNCI FROM: JEFF STEWART, INTERIM CITY MANAGER DATE: MAY 12, 2009 SUBJECT: QUARTERLY INTERIM FINANCIAL UPDATE FOR THE QUARTER ENDED MARCH 31, 2009 SUMMARY Attached is the City of Rosemead Quarterly Financial Update for the Quarter Ended March 31, 2009 for City Council review. Also, attached to the Quarterly Financial Update is the treasurer's report of cash balances for the Quarter ended March 31, 2009. The treasurer's report of cash and investment balances is being presented to City Council for the first time. Staff Recommendation Staff recommends that the City Council receive and file the update report (Attachment A) and the Treasurer's Report (Attachment B). PUBLIC NOTICE PROCESS This item has been noticed through the regular agenda notification process. Submitted by: Steven Brisco Finance Director Attachment A: Quarterly Financial Update for the Quarter Ended March 31, 2009 B: Treasurer's Report APPROVED FOR CITY COUNCIL AGENDA: ITEM NUMBER: Attachment A Q3 City of Rosemead Quarterly Interim Financial Update 2008-°9 For the Quarter Ended March 31, 2009 The purpose of this report is to present a "big picture" review of the financial progress of the City through the third quarter of fiscal year 2008-2009. Its focus is general and is intended to provide general financial information For the first time ever, the Treasurer's Report Schedule of Cash and Investments (Treasurer's Report) is being presented and will become a regular addition to the Quarterly Interim Financial Update (Update) report. The Treasurer's Report is a snapshot view of all cash and investments for all City funds by institution as of March 31, 2009. The reporting requirements of the Treasure's Report are defined in Section 53646 of the Government Code. The purpose for adding the Treasurer's Report to the Update report is to aid in the overall understanding of the fiscal affairs of the City. Treasurer's Reports for the Community Development Commission and the Housing Development Corporation will be presented in memo form to the Council Members. Economic news on the Federal, State and local level is discouraging. The world is in the grips of a recession, the State is struggling to grapple with a projected $42 billion budget shortfall over the next year and a half and city revenues are being squeezed to make up for State shortfalls. In spite of all the bad news, there are some bright spots in Rosemead. Except for shortfalls in building permit fees and Vehicle License Fees most revenues are being received as expected. Typical of California city government, Rosemead's third quarter revenues still appear low when compared to the budget because of the timing of revenue receipts. Franchise fees, property tax in-lieu of sales tax and property tax in-lieu of motor vehicle license fees are not received in 12 equal installments, instead franchise fees are received only once per year in the fourth quarter of the fiscal year. The two in-lieu fees just mentioned are very significant in size and are received in January and May of each year. Additionally, the last payments for certain revenues are received after the end of the fiscal year but are counted (accrued) in the current fiscal year. An example of accrued revenue is the Community Development Commission's revenue which is paid unevenly by the County from November through August but all the revenue is included in the current fiscal year. At the same time, many expenditures, except for capital outlay and one- time expenditures for annual insurance premiums are evenly spent throughout all four quarters. The effect is for the earliest quarters of the fiscal year to experience a net loss condition. However, this is normal and no cause for alarm. The focus of this report is on discretionary funds such as the General Fund, Rosemead Community Development Commission's funds and the Rosemead Housing Development Corporation's funds. Finances in Brief General fund revenues (excluding a sales tax allocation correction by the State) are slightly below budget expectations and are beginning to reflect the general state of the economy. For example, building permit and related revenues are about 16% below initial expectations as a result of limited financing opportunities to developers and individuals alike due to the struggling economy. Vehicle License Fees are substantially below expectations and will be explained later in this report. However, the Page 1 Attachment A remainder of the general fund revenues are expected to finish the year meeting projections. General Fund expenditures equal 73% of total appropriations. Spending at that level provides some savings to offset revenue shortfalls. Special revenue funds such as CDBG, HOME, Gas Tax and Prop A and C have received $3.7 million in revenue through the first three quarters of the year. The funds expended $2.9 million during the same period. In the case of CDBG and HOME funds, they must first spend money before they can be reimbursed by HUD. Revenues for those two funds are $588 thousand in arrears but requests for reimbursement have been submitted to HUD and are expected to be received in the subsequent quarter. Community Development Commission (CDC) funds received $3.5 million of gross property tax increment payments from Los Angeles County through March 31, 2009. From that amount the CDC must transfer 20% to the Low and Moderate Income Housing Fund, pass- through payments to the County Fire Protection District, Rosemead area school districts and L.A. County for administration fees. CDC expenditures and transfers totaled $8.4 million through the end of March. Excess expenditures were paid with accumulated prior year fund balances. Cash deficits are primarily due to timing differences between the times when cash is needed as opposed to when it is received. Rosemead Housing Development Corporation serves as the legal entity for the City's low income senior housing apartments. Rents, and transfers from the Low and Moderate Income Housing Fund through the third quarter totaled $464.0 thousand. FY 2007-08 revenues for the same quarter were approximately the same. Expenditures and transfers out for three Page 2 quarters were $708thousand. General Fund Revenues $10.5 million or 58.2% of budgeted General Fund revenues have been collected in through the first three quarters of the fiscal year (see Chart 1). While this seems like a small percentage of the total budgeted revenue, it must be remembered that significant amounts of revenues such as franchise fees, property taxes and property tax in-lieu payments are received in subsequent quarters. Taxes. General Fund taxes include Sales Tax, Property Tax, Taxes In-lieu, Transient Occupancy Tax and the like. Total taxes, not including a one-time Sales Tax makeup payment, is about 6.9% higher than last fiscal year for the same period. Sales tax, less the makeup payment, is a mere $8,800 more than last year at this time, which indicates that Rosemead is holding up well in the current recession. If sales in Rosemead continue with the current trend, it can be expected that Sales Tax revenue will be on track to meet budget projections. Property Tax collections except for property taxes in-lieu are $1.1 million (58.7%) through the end of the second quarter. That is almost identical to property tax collections at this time last year; that is a remarkable feat in this recessionary economy. $938 thousand of Transient Occupancy Tax has been accounted for in this report, a comparable amount to last year. Just as in the previous two quarters, revenue collections are slowing primarily in the development and VLF accounts. Staff is taking a very cautious approach to revenue expectations and is contemplating if and what the appropriate defensive tack should be for the remainder of the fiscal year. Vehicle License Fees (VLF). At the end of the third quarter only 31% or $106 thousand of Vehicle License Fees have been received. Using League of California Cities (League) estimates the City will receive $162 thousand; the estimated revenue when the budget was Attachment A adopted was $340,500. The decline in VLF can be traced to the following factors: 1. A 10% DECLINE in total VLF collections over last year; 2. An increase in DMV charges; 3. A change in the formula that takes DMV charges from the City's share of VLF revenue collections; expectations. Other Revenue. Other General Fund revenues remain higher than last year due to a one-time $519 thousand reimbursement from L.A. County for a special Garvey Center project, as illustrated by Chart 1. General Fund Revenues 4. A provision in the Revenue and Taxation Code that allows the Legislature to set DMV charges as if the VLF rate were still at 2%. The League estimates that VLF revenue to cities will increase 26% in FY 2009-10. Licenses and Permits. Building permit and related revenues have maintained their underperforming status for the third quarter. However, some very slight glimmers of a bottoming out of this recession are beginning to be reported. Housing sales in April beat analysts' expectations and remarkably, there were new housing starts, though not in Rosemead. Hopefully, that will lead to increased building activity in the City. Building permit revenue is $658 thousand or 59.0% of budgeted revenue. Considering the current economic conditions it is difficult to believe that the rate of building permit revenue receipts will accelerate sufficiently, if at all, in the second half of the fiscal year to meet annualized budget expectations. The management team will consider corrective actions for the remainder of the fiscal year. Staff will remain watchful of this revenue source throughout the year and adjustments to the budget may be necessary. Fines & Penalties. Combined receipts from Court Fines are $333 thousand and are lagging behind collections for the same period last year. However, with year-end accruals court fines revenue are expected to meet budget $9,000 $8,000 $7,000 $6,000 $5,000 $4,000 $3,000 $2,000 $1,000 /31/2009 3/31/2008 03L Chart 1 General Fund Expenditures General Fund salary and benefits as well as maintenance and operations are fairly evenly paid throughout the year. After completing 75% of the year, 73% of appropriations have been spent. With the slippage of some revenue items staff is cautiously watching expenditures. Capital outlay is for large, one-time items and they do not track evenly throughout the year. They are, however, within the budgetary range. Salary and Benefits. General Fund Salary and Benefit charges of $4.9 million have declined to 69.7% of the budget for this time of the fiscal year. It is expected that by the end of the fiscal year the timing differences will even out and Salaries and Benefits will conclude the year within budget plans. (See Chart 2). Page 3 ~a+ cQo0 ec5 a~e43 ~~c oar \~,~e ~~c, Lr cJ~y Attachment A Maintenance and Operations. Through three quarters of the fiscal year, maintenance and operating expenses totaled $8.6 million or 75.9% of the budget. Some of the more significant negative variances can be found in Building Inspections, legal fees and liability insurance. The combined remainder of maintenance and operating expenses, including some one-time expenditures, are being spent in expected budgetary proportions for the three quarters just ended. Staff will continue to monitor Maintenance and Operations expenditures and make adjustments when needed. General Fund Expenditures ($1,000's) $10,000 - - $8,000 $6,000 $4,000 $2,000 Capital Outlay. This is an expenditure category that is characterized by relatively large, one- time expenditures rather than a smooth even flow of expenditures throughout the year. In any quarter expenditures may seem large or small, however, by the end of the fiscal year, with careful monitoring, the expenditures should be in line with the budget. Through the third quarter of FY 2008-09 $158 thousand has been spent on park and pool improvements, the purchase of equipment and office furniture and the development of the website. The budget for General Fund capital outlay is $443 thousand including $250 thousand which is programmed to be transferred into the Capital Improvement Program Fund for funding of large projects. With careful monitoring by staff, expenditures will remain within budgetary constraints for the year. ■ 3/31/2009 3/31/2008 Chart 2 Community Development Commission The CDC has received gross property tax increment payments from L.A. County during the first three quarters of the fiscal year totaling $3.5 million. This amount is in line with budget projections at this time of the fiscal year. 20% of property tax increment must be transferred to the Low and Moderate Income Housing Fund when it is received. Low and Moderate projects have very specific requirements and are not planned for in the FY 2008-09 budget but will be in future budget years as specific projects are identified. CDC expenditures for the first and second quarters of the year totaled $8.4 million. Expenditures included: 1) $4.3 million for the purchase of the Rosemead Inn, 2) $1.7 million for debt service payments, 3) $1.1 thousand for salaries and benefits, 4) $726 thousand for fire protection and administrative fees and 5) $486 thousand for transfers to the Low and Moderate Income Housing Fund in the second quarter of fiscal year 2008-09. Rosemead Housing Development Corporation As reported in the first quarter update report the Garvey and Angelus senior housing project Page 4 Sal & Bnft Maint & Capital Opn Attachment A finances remain remarkably consistent each quarter. Each year, to supplement costs, the Low and Moderate Housing Fund contributes $250 thousand to the Corporation to assist with land leases and administrative costs. The Corporation, in turn, transfers $352 thousand to the City for payment of land leases and administrative costs. Staff will be presenting an analysis of operating costs and revenues under separate cover which will address, among other things, the cost of land leases and administrative costs due to the City. In the FY 2009-10 budget, management team members will present a plan to address the continuing deficit in the housing fund. With costs already held to a bare minimum the management team will evaluate various options. The following chart, with combined first through third quarter data will further illustrate the need to evaluate the fund: Rosemead Housing Development Corp. First and Second Quarters Ended 3/31/2009 recovery will likely be tepid and unemployment remain high. Obviously, this means that Rosemead will continue to suffer revenue losses into the next fiscal year and possibly beyond. The evidence: Construction in the City has greatly decreased. On the brighter side, the League of California Cities analyst Michael Coleman is projecting a revised formula for calculating city portions of VLF in FY 2009-10. Other somewhat improved news includes a report from payroll processing giant ADP that the pace of job losses for April is beginning to slow. Although there are signs for optimism, we must also remain vigilant about the City's finances. If corrections need to be made they must be done quickly and decisively. The FY 2009-10 budget, which will soon be presented to the Council, will also lay the groundwork for a fiscally precarious year. It is this attention to financial detail that will lead to Rosemead excellence. Angelus Garvey Rents 108,220 $ 168,331 Low-Mod transfer 93,750 93,750 Expenditures (112,773) (243,376) Transfer to City (169,800) (181,800) Income (loss) $ (80,603) $ (163,095) Chart3 Outlook for the Future In spite of the downturns in some accounts, most notably building permit and related accounts as well as VLF, the outlook for Rosemead remains remarkably resilient. The Federal Reserve Chairman recently reported to Congress that economic growth will likely resume later this year, but warned that the Page 5 o 0 ° o \ a c o z W ❑ 0? 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