The URL can be used to link to this page

CC – Item 4A – Public Hearing and Approval of the FY 2025-2029 Consolidated Plan, FY 2025-2029 Analysis of Impediments to Fair Housing Choice, FY 2025-2029 Citizen Participation Plan, and FY 2025-2026 Annual Action Plan for the CDBGROSEMEAD CITY COUNCIL STAFF REPORT TO: THE HONORABLE MAYOR AND CITY COUNCIL FROM: BEN KIM, CITY MANAGER I; DATE: APRIL 22, 2025 SUBJECT: PUBLIC HEARING AND APPROVAL OF THE FY 2025-2029 CONSOLIDATED PLAN, FY 2025-2029 ANALYSIS OF IMPEDIMENTS TO FAIR HOUSING CHOICE, FY 2025-2029 CITIZEN PARTICIPATION PLAN, AND FY 2025-2026 ANNUAL ACTION PLAN FOR THE COMMUNITY DEVELOPMENT BLOCK GRANT AND HOME INVESTMENT PARTNERSHIPS PROGRAMS SUMMARY The U.S. Department of Housing and Urban Development (HUD) provides Community Development Block Grant (CDBG) and HOME Investment Partnerships (HOME) funds to the City of Rosemead. As part of the process to receive funding, the City must undertake the development and submission of the FY 2025-2029 Consolidated Plan (ConPlan), FY 2025-2029 Analysis of Impediments to Fair Housing Choice (AI), FY 2025-2029 Citizen Participation Plan (CPP), and the FY 2025-2026 Annual Action Plan (AAP). The City's current documents are set to expire on June 30, 2025. These documents outline extensive strategies aimed at uniting community needs and resources together to achieve statutory goals, thereby addressing decent housing, creating a suitable living environment, and expanding economic opportunities for the City's residents, particularly for low- and moderate- income persons. DISCUSSION The City's ConPlan, Al, CPP, and Annual Action Plan are essential planning documents that collectively guide the City's approach to housing, community development, and equitable access to federal funding. Together, these plans create a framework to address local needs while ensuring compliance with HUD regulations. Preparation for the FY 2025-2029 ConPlan, FY 2025-2029 AI, FY 2025-2029 CPP, and FY 2025- 2026 AAP began at the end of 2024, which included community and stakeholder surveys and community meetings. On March 11, 2025, the City Council conducted the first public hearing and approved the community needs and priorities for the FY 2025-2029 ConPlan. The purpose of this second public hearing is twofold: it serves as an opportunity for the public to provide comments on the FY 2025-2029 ConPlan, as well as the initial public hearing for the FY 2025-2029 AI, FY 2025-2029 CP, and the FY 2025-2026 AAP prior to the City Council's approval. In addition, the AGENDA ITEM 4.A City Council Meeting April 22, 2025 Page 2 of 4 AAP provides City Council with the opportunity to approve the FY 2025-2026 CDBG, HOME, and CDBG-CV Funding Allocations. The details and purpose of each document are provided below: • ConPlan: The ConPlan serves as a comprehensive housing affordability strategy, community development plan, and submission for funding under any of HUD's entitlement formula grant programs. The ConPlan establishes priority needs and goals that align with community needs and ensures compliance with HUD national objectives and regulations. • Al: The Al Report supports fair housing by conducting data analysis and community engagement efforts that identify barriers and impediments to accessing affordable housing. The report reviews current housing conditions and documents the community's opinions on housing accessibility, then outlines actions to address these barriers. The Al Report provides detailed information to policymakers, City staff, lenders, fair housing advocates, and housing providers and supports future fair housing programs and activities. The AI Report promotes fair housing and equal opportunities in housing and community development programs that are data -driven and place -based. • CPP: The CPP ensures that community members, particularly those low- and moderate - income residents, have a voice in shaping policies and funding priorities. This document acts as the overall policies and procedures for providing citizens and other interested parties with opportunities to participate in an advisory role in the planning, implementation, and evaluation of the CDBG and HOME funded programs. • AAP: The AAP is an operational document that details how the City of Rosemead will implement the ConPlan on a yearly basis. It also serves as the annual application for federal funds under the HUD CDBG and HOME formula grant program. Although HUD has not released the City's entitlement allocation for FY 2025-2026, staff is anticipating approximately $584,000 in CDBG funding and approximately $228,000 in HOME funds based on last year's allocation. All proposed activities' budgets will be proportionally increased or decreased from the estimated funding levels to match actual allocation amounts. As a recipient of CDBG funds, the City has also previously received Community Development Block Grant Coronavirus (CDBG-CV) funds with a current balance of $338,505. After extensive consideration, staff is recommending that the activities outlined in Attachment E receive funding through the CDBG, HOME, and CDBG-CV programs, as detailed in the City's FY 2025-2026 Annual Action Plan (Attachment B) and summarized below: • CDBG Program: There are three broad funding categories that are considered eligible under CDBG regulations. A project must either (1) provide benefits to low- or moderate - income persons, (2) eliminate slum or blighted conditions, or (3) satisfy an urgent need. In addition, of the CDBG funds received, no more than 15% ($87,600) of the annual grant amount can be used for public service; no more than 20% ($116,800) of the grant amount can be used for Planning and Administration, and at least 70% ($379,600) of all funds must be used for low -to -moderate -income activities. City Council Meeting April 22, 2025 Page 3 of 4 • HOME Program: In reviewing the HOME funds recommendations, no more than 10% ($22,800) can be used for Planning and Administration. The balance of funds ($205,200) can only be used for housing activities. Previous amounts were carried over from prior years and budgeted for Owner -Occupied Rehabilitation Loans and the Homeownership Assistance Program. CDBG-CV Funds: On March 27, 2020, the Coronavirus Aid, Relief, and Economic Security Act of 2020 (the "CARES Act") was signed into law by the Federal Government. The CARES Act provided $5 billion in CDBG funding to assist"America's low-income families and most vulnerable citizens." The City currently has a balance of $338,505.73 of Coronavirus funds from HUD. These funds are intended to facilitate households and businesses that have been impacted by the pandemic. The City allocated the total CDBG- CV funds for FY 2025-2026: $229,643.24 for public services (Wealth by Health, Asian Youth Center, and Goodwill's Rosemead Workforce Development Program for Unhoused Neighbors) and $108,862.49 for Planning and Administration costs. STAFF RECOMMENDATION That the City Council: 1. Conduct a public hearing and receive public comments and or testimony on the FY 2025- 2029 ConPlan, FY 2025-2029 AI, FY 2025-2029 CPP, and FY 2025-2026 AAP; 2. Approve and authorize the submittal of the FY 2025-2029 ConPlan, FY 2025-2029 AI, FY 2025-2029 CPP, and FY 2025-2026 AAP, including CDBG, HOME, and CDBG-CV funding recommendations; 3. Authorize the City Manager to execute all appropriate and necessary documents to receive funding and implement approved use and make necessary budget adjustments based on HUD's final allocation amount; and 4. Authorize the City Manager to execute sub -recipient agreements with the non-profit organizations receiving CDBG, HOME, and CDBG-CV allocations in the Annual Action Plan. FISCAL IMPACT There is no fiscal impact to the General Fund. The FY 2025-2026 AAP includes HUD funding allocation for CDBG, HOME, and CDBG-CV programs. STRATEGIC PLAN IMPACT The FY 2025-2029 ConPlan, FY 2025-2029 AI, FY 2025-2029 CPP, and FY 2025-2026 AAP align with the City's 2030 Strategic Plan's mission statement to "provide quality programs, services, and support that builds community, increases opportunity, and makes Rosemead a great place to live, work, and play." City Council Meeting April 22, 2025 Page 4 of 4 PUBLIC NOTICE PROCESS This item has been noticed through the regular agenda notification process. Prepared by: Priscila Davila, Contract Housing Consultant Reviewed by: Destiny Garcia, Management Analyst Submitted by: Lily Valenzuela, Director of Community Development Attachment A: FY 2025-2029 Consolidated Plan Attachment B: FY 2025-2029 Analysis of Impediments to Fair Housing Choice Attachment C: FY 2025-2029 Citizen Participation Plan Attachment D: FY 2025-2026 Annual Action Plan Attachment E: FY 2025-2026 CDBG, HOME, and CDBG-CV Funding Allocations Attachment A FY 2025-2029 Consolidated Plan PPjMENT r,F,Fi q�* Illilll xL ll�ll�li Q�w� 9egN DEWE"- 0 i r 0 i { ALJ � �♦ l � � i City of Rosemead DRAF 12025-2029 Consolidated Plan Table of Contents ExecutiveSummary ...................................................................................................... 1 ES -05 Executive Summary - 24 CFR 91.200(c), 91.220(b)........................................................................... 1 TheProcess................................................................................................................... 4 PR -05 Lead & Responsible Agencies 24 CFR 91.200(b).............................................................................. 4 PR -10 Consultation — 91.100, 91.110, 91.200(b), 91.300(b), 91.215(1) and 91.315(I) .................................. 5 PR -15 Citizen Participation —91.105, 91.115, 91.200(c) and 91.300(c)........................................................ 9 NeedsAssessment..................................................................................................... 11 NA -05 Overview.......................................................................................................................................... 11 NA -10 Housing Needs Assessment - 24 CFR 91.205(a,b,c)...................................................................... 13 NA -35 Public Housing — 91.205(b).............................................................................................................. 20 NA -40 Homeless Needs Assessment—91.205(c)......................................................................................22 NA45 Non -Homeless Special Needs Assessment - 91.205 (b,d).............................................................. 30 NA -50 Non -Housing Community Development Needs —91.215 (f)- ........................................................... 33 Housing Market Analysis............................................................................................ 35 MA -05 Overview..........................................................................................................................................35 MA -10 Number of Housing Units — 91.210(a)&(b)(2)................................................................................... 36 MA -15 Housing Market Analysis: Cost of Housing - 91.210(a).................................................................... 39 MA -20 Housing Market Analysis: Condition of Housing —91.210(a)...........................................................42 MA -25 Public and Assisted Housing — 91.210(b)........................................................................................ 45 MA -30 Homeless Facilities and Services — 91.210(c)................................................................................. 48 MA -35 Special Needs Facilities and Services — 91.210(d).......................................................................... 50 MA -40 Barriers to Affordable Housing — 91.210(e)...................................................................................... 52 MA -45 Non -Housing Community Development Assets —91.215(f)............................................................ 53 MA -50 Needs and Market Analysis Discussion...........................................................................................57 MA -60 Broadband Needs of Housing occupied by LMI Households - 91.210(a)(4), 91.310(a)(2) .............. 58 MA -65 Hazard Mitigation - 91.21 0(a)(5),91.310(a)(3)................................................................................. 59 2025-2029 Consolidated Plan ROSEMEAD TOC 1 OMB Control No: 2506-0117 (exp. 09/30/2021) StrategicPlan..............................................................................................................60 AP -15 Expected Resources — 91.220(c)(1,2).............................................................................................. SP -05 Overview........................................................................................................................................... 60 SPA 0 Geographic Priorities — 91.215 (a)(1)............................................................................................... 61 SP -25 Priority Needs - 91.215(a)(2)............................................................................................................ 63 SP -30 Influence of Market Conditions — 91.215(b)..................................................................................... 66 SP -35 Anticipated Resources - 91.215(a)(4), 91.220(c)(1,2)......................................................................67 AP -55 Affordable Housing —91.220(g)........................................................................................................99 SP -40 Institutional Delivery Structure-91.215(k).......................................................................................69 AP -60 Public Housing — 91.220(h)............................................................................................................101 SP -45 Goals Summary — 91.215(a)(4)........................................................................................................ 72 SP -50 Public Housing Accessibility and Involvement — 91.215(c)............................................................... 76 SP -55 Barriers to Affordable Housing — 91.215(h)...................................................................................... 77 SP -60 Homelessness Strategy-91.215(d)................................................................................................79 AP -90 Program Specific Requirements 91.220(1)(1,2,4)............................................................................ SP -65 Lead -Based Paint Hazards — 91.215(i)............................................................................................. 80 SP -70 Anti -Poverty Strategy — 91.2150)...................................................................................................... 81 SP -80 Monitoring — 91.230.......................................................................................................................... 83 AnnualAction Plan...................................................................................................... 84 AP -15 Expected Resources — 91.220(c)(1,2).............................................................................................. 84 AP -20 Annual Goals and Objectives...........................................................................................................87 AP -35 Projects — 91.220(d)......................................................................................................................... 89 AP -38 Project Summary ..............................................................................................................................91 AP -50 Geographic Distribution —91.220(f)..................................................................................................97 AP -55 Affordable Housing —91.220(g)........................................................................................................99 AP -60 Public Housing — 91.220(h)............................................................................................................101 AP -65 Homeless and Other Special Needs Activities — 91.220(i)............................................................. 103 AP -75 Barriers to Affordable Housing — 91.2200)......................................................................................106 AP -85 Other Actions — 91.220(k)...............................................................................................................108 AP -90 Program Specific Requirements 91.220(1)(1,2,4)............................................................................ 111 List of Exhibits Exhibit 1 — NA -10 — ACS Table S1101 5 -year estimates Exhibit 2 — NA -10 — ACS Table B19201 5 -year estimates Exhibit 3— Emergency and Transitional Housing for Persons Living with HIV/AIDS 2025-2029 Consolidated Plan ROSEMEAD TOC 2 OMB Control No: 2506-0117 (exp. 09/30/2021) List of Tables Table 1 — Responsible Agencies................................................................................................................... 4 Table 2 —Agencies, groups, organizations that participated......................................................................... 6 Table 3 — Other local /regional /federal planning efforts................................................................................ 8 Table 4 — Citizen Participation Outreach.....................................................................................................10 Table 5 - Housing Needs Assessment Demographics................................................................................13 Table6 - Total Households..........................................................................................................................14 Table7— Housing Problems 1/2.................................................................................................................14 Table8— Housing Problems 2/2.................................................................................................................15 Table9 — Cost Burden > 30%......................................................................................................................15 Table10 —Cost Burden > 50%....................................................................................................................15 Table 11 —Crowding Information-1/2........................................................................................................ 16 Table 12—Crowding Information-2/2........................................................................................................16 Table 13 - Public Housing by Program Type...............................................................................................20 Table 14 — Characteristics of Public Housing Residents by Program Type.................................................20 Table 15 — Race of Public Housing Residents by Program Type................................................................21 Table 16 — Ethnicity of Public Housing Residents by Program Type........................................................... 21 Table 17 - Homeless Needs Assessment....................................................................................................24 Table 18 — Homeless Race/Ethnicity........................................................................................................... 26 Table 19 — Residential Properties by Unit Number...................................................................................... 36 Table20 — Unit Size by Tenure................................................................................................................... 36 Table21 - Cost of Housing.......................................................................................................................... 39 Table22 - Rent Paid.................................................................................................................................... 39 Table 23 - Housing Affordability...................................................................................................................40 Table24 — Monthly Rent.............................................................................................................................. 40 Table25 - Condition of Units....................................................................................................................... 42 Table26 — Year Unit Built............................................................................................................................ 43 Table 27 — Risk of Lead -Based Paint..........................................................................................................43 Table28 - Vacant Units...............................................................................................................................43 Table 29 — Total Number of Units by Program Type................................................................................... 46 Table 30 - Public Housing Condition...........................................................................................................46 Table 31 - Facilities and Housing Targeted to Homeless Households........................................................ 48 Table32 - Business Activity......................................................................................................................... 53 Table33 - Labor Force ................................................................................................................................ 54 Table 34 - Occupations by Sector............................................................................................................... 54 Table35 - Travel Time................................................................................................................................. 54 Table 36 - Educational Attainment by Employment Status.......................................................................... 54 Table 37 - Educational Attainment by Age...................................................................................................55 Table 38 — Median Earnings in the Past 12 Months....................................................................................55 2025-2029 Consolidated Plan ROSEMEAD TOC 3 OMB Control No: 250&0117 (exp. 09/30/2021) Table 39 - Geographic Priority Areas........................................................................................................... 61 Table 40 — Priority Needs Summary ........................................................................................................... 63 Table 41 — Influence of Market Conditions.................................................................................................. 66 Table42 - Anticipated Resources................................................................................................................ 67 Table 43 - Institutional Delivery Structure.................................................................................................... 69 Table 44 - Homeless Prevention Services Summary .................................................................................. 70 Table45 — Goals Summary ........................................................................................................................ 72 Table46 — Goal Descriptions...................................................................................................................... 74 Annual Action Plan AnnualAction Plan........................................................................................................................................ 84 List of Appendices Appendix A - Citizen Participation Plan.........................................................................................................1 Appendix B — HOME After -Rehab Value Calculations................................................................................... 2 2025-2029 Consolidated Plan ROSEMEAD TOC 4 OMB Control No: 2506-0117 (exp. 0 913 012 021) Executive Summary ES -05 Executive Summary - 24 CFR 91.200(c), 91.220(b) Introduction For the City of Rosemead (City) to receive Community Development Block Grant (CDBG) and HOME Investment Partnership (HOME) funds, the City must submit a five-year Consolidated Plan (ConPlan) that outlines the jurisdiction's housing and community development needs and priorities. Additionally, the City must provide an Annual Action Plan (AAP) detailing how it intends to allocate its yearly funding from the U.S. Department of Housing and Urban Development (HUD) to address these priority needs. This report is prepared using HUD's current standard template for the City of Rosemead's FY 2025-2029 ConPlan, the FY 2025-2026 AAP, and the FY 2025-2029 Citizen Participation Plan (CPP), all entered directly into HUD's Integrated Disbursement and Information System (IDIS). The ConPlan is divided into three main sections: (1) an assessment of housing and community development needs, (2) a housing market analysis, and (3) a strategic plan that identifies priority housing and community development needs, along with the strategies (including quantifiable goals) the jurisdiction will use to address these priorities with the available HUD resources over the next three to five years. Summary of the objectives and outcomes identified in the Plan Needs Assessment Overview The strategies and projects outlined in the ConPlan are designed to benefit low- and moderate -income (LMI) residents, revitalize distressed and blighted neighborhoods with high concentrations of these residents, and create positive outcomes for the City as a whole. These strategies will be coordinated with other federal and state grant programs, as well as local initiatives, to achieve the objectives set forth in the plan. The AAP will specifically focus on the goals established within the 2025-2029 ConPlan - Strategic Plan. Throughout the development of the ConPlan, the City actively sought input from residents to identify and prioritize community needs. Additionally, the City consulted with local public and private service providers to evaluate the housing and community development needs of LMI households and special -needs populations. The City also engaged with the Los Angeles County Development Authority and nonprofit organizations to assess funding needs for housing and services aimed at homeless individuals, LMI persons, and underserved neighborhoods. The priority needs identified through public participation and research forthe 2025-2029 ConPlan include Advance Fair Housing • Expand Access to Affordable Housing • Enhance Community Services • Improve Public Facilities and Infrastructure Foster Economic Development • Aid Homeless Prevention and Solutions • Support Programs through Effective Program Administration 2025-2029 Consolidated Plan ROSEMEAD OMB Control No: 2506-0117 (exp. 09/30/2021) Evaluation of past performance The City's 2020-2024 ConPlan is approaching its conclusion, with the final year (2024) ending on June 30, 2025. The strategies and goals outlined in the ConPlan are evaluated and reported annually through the CAPER process, which covers a program year from July 1s'to June 301^. The CAPER is prepared by the City of Rosemead Housing Division of the Community Development Department. The City has made significant progress in meeting the goals and priority needs outlined in the 2020-2024 ConPlan. Many activities have contributed to stabilizing low-income neighborhoods and improving the living conditions of LMI families and individuals. The most recent performance evaluation can be found in the FY 2023-2024 CAPER, which provides a detailed summary of resources, distribution, and accomplishments for CDBG and HOME -funded programs. Affordable Housing Preservation: Major efforts focused on preserving the City's affordable housing stock through renovations of owner -occupied homes. The scope of these renovations varied depending on program and household needs, ranging from basic health and safety improvements to full-scale renovations addressing blighted conditions. The City offered the Owner -Occupied Rehabilitation Grant Program, Owner - Occupied Rehabilitation Match Program, and Owner -Occupied Rehabilitation Loan Program. As of 2025, the City has assisted approximately 35 households. Homeownership Opportunities: Promoting homeownership for LMI individuals remained a priority. While new housing developments and homeownership programs contribute to long-term stability and community pride, economic conditions, limited public funding, restricted access to mortgage credit, and high land prices have led to fluctuating and low participation in the Homeownership Assistance Program. As of 2025, the City has assisted approximately five households. Housing Choice Vouchers (Section 8): The Los Angeles County Development Authority (LACDA) administers Housing Choice Vouchers on behalf of the City of Rosemead, offering rental assistance to qualifying LMI residents. A total of 347 families received housing assistance. Homeless Support: Housing, supportive services, and case management were provided to homeless individuals through the City's subrecipients, such as L.A. CADA, Family Promise of San Gabriel Valley and the Los Angeles Homeless Services Authority. Emergency, transitional, and permanent support services were provided based on client needs. Funding for nonprofit facilities serving the homeless and other eligible recipients aligns with the goals and strategies outlined in the ConPlan. The City continues to work strategically with partner organizations to leverage limited funds and expertise to address ongoing affordable housing challenges. Summary of citizen participation process and consultation process The City conducted a combined community participation process for its 2025-2029 ConPlan and Assessment of Fair Housing as outlined in the CPP (Appendix A). The City engaged in a multi -pronged approach to seek and obtain meaningful feedback from residents, agencies, and service providers, along with members of the public. The four (4) methods of outreach were: Community Needs Survey - A survey was published in English, Spanish, Chinese and Vietnamese languages and was available to the public at Rosemead City Hall, Rosemead Community Recreation Center, Los Angeles County Public Library as well as online on the City's website and social media platforms including Facebook, Instagram, and Twitter from December 2, 2024, to February 11, 2025. The City received 131 resident and 11 stakeholder responses. 2025-2029 Consolidated Plan ROSEMEAD OMB Control No: 2506-0117 (exp. 09/30/2021) 2. Community Meetings - The City held two community meetings. A notice regarding both meetings was published in the Rosemead Reader on December 2, 2024, and posted at Rosemead's five public sites. During the meetings, staff received public comments on the 2025-2029 ConPlan draft goals and priority needs. a. January 15, 2025 (virtual meeting) - This meeting took place at 5:00 p.m. on Zoom. b. February 4, 2025 (in-person to accommodate various audiences) - This meeting took place at 5:00 p.m. in the Rosemead Community Recreation Center located at 3936 North Muscatel Avenue, Rosemead, CA 91770. 3. Public Hearings -Two public hearings were conducted by the Rosemead City Council. The public hearings took place in the Council Chamber at 8838 East Valley Boulevard, Rosemead, CA 91770. a. March 11, 2025, at 7:00 p.m. -A notice was published in the Rosemead Reader on February 24, 2025. During the meeting, staff received no public comments on the 2025- 2029 ConPlan draft goals and priority needs. b. April 22, 2025, at 7:00 p.m. -A notice was published in the Rosemead Reader on March 20, 2025. During the meeting, staff presented the final 2025-2029 ConPlan to the Rosemead City Council and asked for approval to submit the documents to HUD. 4. City Department and Stakeholder Consultations - The City conducted 11 consultations with local and regional service providers, representatives of various County departments, advocacy organizations, and local leaders during the months of December 2024 through February 2025. 30 -day public review and comment period The public review and public comment period for the complete draft 2025-2029 ConPlan began on March 20, 2025 and closed on April 21, 2025. The availability of the draft 2025-2029 ConPlan was published in the Rosemead Reader on March 20, 2025. Summary of public comments Community Meetings — The public comments received include the need for affordable housing, social services, homeless services, and homeownership assistance. Public Hearings — No comments were received at the first public hearing. Comments are to be inserted for the second public hearing. Summary of comments or views not accepted and the reasons for not accepting them The City accepted all comments provided during the community engagement process. Summary The City of Rosemead's 2025-2029 ConPlan outlines a cohesive vision to address the community's identified needs and deliver benefits to LMI individuals and families over the next five years. This ConPlan was developed through a collaborative process to identify community needs with a primary focus on LMI persons. The City and its participating agencies strive to find areas for collaboration and alignment to effectively utilize all available funding resources to conduct housing and community development activities that will serve the residents and communities of Rosemead. By addressing needs and creating opportunities at the individual and neighborhood levels, the City and the participating agencies hope to improve the quality of life for all Rosemead residents as well as create economic opportunities for Rosemead businesses and facilitate the success of local nonprofits. 2025-2029 Consolidated Plan ROSEMEAD 3 OMB Control No: 2506-0117 (exp. 09/30/2021) The Process PR -05 Lead & Responsible Agencies 24 CFR 91.200(b) Describe agency/entity responsible for preparing the Consolidated Plan and those responsible for administration of each grant program and funding source The following are the agencies/entities responsible for preparing the ConPlan and those responsible for the administration of each grant program and funding source. Agency Role fame Deparbnent/Agency CDBG Administrator ROSEMEAD Housing Division of the Community Development Department HOME Administrator ROSEMEAD Housing Division of the Community Development Department Table 1 — Responsible Agencies Narrative The City of Rosemead's Housing Division of the Community Development Department serves as the lead agency, responsible for providing policy direction, reviewing funding applications, overseeing project evaluations, and making recommendations regarding ConPlan funding to the City Council. The Housing Division of the Community Development Department is tasked with preparing the ConPlan and the AAP. The division is also responsible for updating demographic and programmatic information related to the Programs administered by the City. The division reviews applications for eligibility and compliance with HUD National Objectives and submits these applications to the City Council for further review and funding decisions. The final draft of the ConPlan is then approved by the City Council. The public is afforded several opportunities to provide input on the City's priorities and ultimately review of the final draft of the ConPlan. Two public meetings (one virtual and one in-person) as well as one public hearing before the City Council were held to gather public comments on community needs and priorities of the City for the use of its CDBG and HOME funds over the next 5 -year planning period. After these discussions and community input, the City Council held a public hearing to approve the ConPlan and authorize its submission to HUD. HUD then has 45 days to review, modify, or reject the ConPlan. Additionally, the Housing Division of the Community Development Department is responsible for responding to HUD inquiries, including those related to new initiatives and the preparation and budget reporting of project activities. The Finance Department, in collaboration with the Housing Division of the Community Development Department, plays a key role in monitoring the financial status of projects, ensuring that slow-moving projects are identified, and that funding is allocated efficiently for ready -to -fund projects. ConPlan City Contact Information: Community Development Department 8838 E. Valley Boulevard Rosemead, CA 91770 Office: (626) 569-2140 2025-2029 CONSOLIDATED PLAN ROSEMEAD 4 OMB Control No: 2506-0117 (exp. 09/30/2021) PR -10 Consultation - 91.100, 91.110, 91.200(b), 91.300(b), 91.215(1) and 91.315(1) Introduction In accordance with the regulations, the City engaged a broad range of public and private organizations that provide housing, health services, and social services to LMI residents. Entities receiving direct CDBG funding have maintained regular communication with City staff. Other organizations are consulted throughout the planning process and will be invited to provide feedback on the draft ConPlan and participate in public hearings hosted by the City. Provide a concise summary of the jurisdiction's activities to enhance coordination between public and assisted housing providers and private and governmental health, mental health and service agencies (91.215(1)). The following agencies/entities were consulted • Boys & Girls Club of West San Gabriel Valley • City of Rosemead, Garvey Community Center • County of Los Angeles, Department of Health Services • Family Counseling Services of West San Gabriel Valley • Family Promise • Fair Housing Foundation • Garvey School District • Los Angeles County Development Authority • Los Angeles Center for Alcohol & Drug Abuse • Los Angeles County Public Health Department • Los Angeles Homeless Services Authority • Rosemead School District • Salvation Army Describe coordination with the Continuum of Care and efforts to address the needs of homeless persons (particularly chronically homeless individuals and families, families with children, veterans, and unaccompanied youth) and persons at risk of homelessness. The City consulted with the Los Angeles County Development Authority (LACDA) and various nonprofit organizations, including the Los Angeles Homeless Services Authority (LAHSA) and Family Promise, to assess funding needs for housing and services for homeless individuals, LMI residents, and low-income neighborhoods. 2025-2029 CONSOLIDATED PLAN ROSEMEAD 5 OMB Control No: 2506-0117 (exp. 09/30/2021) Describe consultation with the Continuum(s) of Care that serves the jurisdiction's area in determining how to allocate ESG funds, develop performance standards and evaluate outcomes, and develop funding, policies and procedures for the administration of HMIS. Please see the response above. Describe Agencies, groups, organizations and others who participated in the process and describe the jurisdictions consultations with housing, social service agencies and other entities Table 2 —Agencies, groups, organizations who participated 1 Los Angeles Centers for Alcohol & Drug Abuse (L.A. Agency/Group/Organization CADA) Services - Housing Agency/Group/Organization Type Services - Children Services - Health Housing Need Assessment Homeless Strategy What section of the Plan was addressed by Homeless Needs - Chronically homeless Consultation? Homeless Needs - Families with children Homeless Needs - Veterans Anti -poverty Strategy L.A. CADA was interviewed as part of the public How was the Agency/Group/Organization outreach process. The City intends to include the results consulted and what are the anticipated of stakeholder interviews and other social services to outcomes of the consultation or areas for support the ConPlan's needs assessment findings and improved coordination? strategic planning goals. 2 Agency/Group/Organization Los Angeles County Public Health Department Agency/Group/Organization Type Other government - County Housing Need Assessment Lead-based Paint Strategy What section of the Plan was addressed by Homeless Strategy Homeless Needs - Families with children Consultation? Homeless Needs - Veterans Homeless Needs - Unaccompanied youth Anti -poverty Strategy Public Health was interviewed as part of the public How was the Agency/Group/Organization outreach process. The City intends to include results of consulted, and what are the anticipated the stakeholder interviews and other social services to outcomes of the consultation or areas for support the ConPlan's needs assessment findings and improved coordination? strategic planning goals. 2025-2029 CONSOLIDATED PLAN ROSEMEAD OMB Control No: 2506-0117 (exp. 09/30/2021) 3 Los Angeles County Community Development Agency/Group/Organization Authority (LACDA) Commission Agency/Group/Organization Type Other government - County Homeless Strategy Homeless Needs - Families with children What section of the Plan was addressed by Homeless Needs - Veterans Consultation? Homeless Needs - Unaccompanied youth Non -Homeless Special Needs LACDA was interviewed as part of the public outreach How was the Agency/Group/Organization process. The City intends to include the results of the consulted, and what are the anticipated stakeholder interviews and other social services to outcomes of the consultation or areas for support the ConPlans' needs assessment findings and improved coordination? strategic planning goals. 4 Agency/Group/Organization Los Angeles Homeless Services Authority (LAHSA) Agency/Group/Organization Type Other government - County Housing Need Assessment Homeless Strategy Homeless Needs - Chronically homeless What section of the Plan was addressed by Homeless Needs - Families with children Consultation? Homeless Needs - Veterans Homeless Needs - Unaccompanied youth Non -Homeless Special Needs LAHSA was interviewed as part of the public outreach How was the Agency/Group/Organization process. The City intends to include the results of the consulted and what are the anticipated outcomes stakeholder interviews and other social services to of the consultation or areas for improved support the ConPlan's needs assessment findings and coordination? strategic planning goals. 5 Agency/Group/Organization City of Rosemead Agency/Group/Organization Type Other government - Local Housing Need Assessment Lead-based Paint Strategy Public Housing Needs What section of the Plan was addressed by Non -Homeless Special Consultation? Needs Economic Development Market Analysis Anti -poverty Strategy Shelter Policies In order to obtain a comprehensive assessment of the needs and priorities within the community, the ConPlan How was the Agency/Group/Organization process included consultation with Rosemead citizens, consulted and what are the anticipated service providers, City Council, and City staff. A public outcomes of the consultation or areas for Community Needs Survey was posted on the City's improved coordination? website. 2025-2029 CONSOLIDATED PLAN ROSEMEAD OMB Control No: 2506-0117 (exp. 09/30/2021) 6 Agency/Group/Organization Family Promise of San Gabriel Valley Agency/Group/Organization Type Services - Children Services -Housing County of Los What section of the Plan was addressed by Homeless Needs - Chronically homeless Angeles Consultation? Homeless Needs - Families with children in the ConPlan will provide support to nonprofits that meet the social services Family Promise was interviewed as part of the public How was the Agency/Group/Organization outreach process. The City intends to include results of City of consulted and what are the anticipated outcomes the stakeholder interviews and other social services to of the consultation or areas for improved support the ConPlan's needs assessment findings and Rosemead coordination? strategic planning goals. Identify any Agency Types not consulted and provide rationale for not consulting The City consulted with all appropriate agencies. Describe other local/regional/state/federal planning efforts considered when preparing the Plan. Name of Plan Lead How do the goals of your Strategic Plan overlap with the goals of each Organizationplan? The County is a Continuum of Care (CoC) applicant and conducts homeless Continuum of County of Los counts, surveys of the homeless population, and strategic planning to end Care Angeles homelessness. Consistent with the goals of the CoC, the City's Strategic Plan in the ConPlan will provide support to nonprofits that meet the social services needs of LMI residents with a direct emphasis on assisting the homeless. City of Rosemead City of Based on the Regional Housing Needs Allocation (RHNA) set forth by the State of California, the Housing Element is the City's chief policy document Housing Element Rosemead for the development of affordable and market housing. Table 3— Other local / regional /federal planning efforts Describe cooperation and coordination with other public entities, including the State and any adjacent units of general local government, in the implementation of the Consolidated Plan (91.215(1)) The City actively participates in regional planning initiatives within Los Angeles County for the implementation of the ConPlan, as outlined above. Additionally, the City collaborates with the State of California Department of Fair Employment and Housing to monitor reported fair housing data. The City also coordinates efforts in housing, economic development, air quality, and transportation with 28 cities and unincorporated areas of Los Angeles County through the San Gabriel Valley Council of Governments. Narrative (optional): 2025-2029 CONSOLIDATED PLAN ROSEMEAD OMB Control No: 2506-0117 (exp. 09/30/2021) PR -15 Citizen Participation — 91.105, 91.115, 91.200(c) and 91.300(c) Summary of citizen participation process/efforts made to broaden citizen participation Summarize citizen participation process and how it impacted goal -setting The City conducted a combined community participation process for its 2025-2029 ConPlan and Analysis of Impediments to Fair Housing Choice (AI) as outlined in the CPP (Appendix A). The City engaged in a multi -pronged approach to seek and obtain meaningful feedback from residents, agencies, and service providers, along with members of the public. The four (4) methods of outreach were: 1. Community Needs Survey - A survey was published in English, Spanish, Chinese and Vietnamese languages and was available to the public at Rosemead City Hall, Rosemead Community Recreation Center, Los Angeles County Public Library as well as online on the City's website social media platforms including Facebook, Instagram and Twitter from December 2, 2024, to February 11, 2025. The City received 131 resident and 11 stakeholder responses. 2. Community Meetings - The City held two community meetings. A notice regarding both meetings was published in the Rosemead Reader on December 2, 2024, and posted at Rosemead's five public sites. During the meetings, staff received public comments on the 2025-2029 ConPlan draft goals and priority needs. a. January 15, 2025 (virtual meeting) - This meeting took place at 5:00 p.m. on Zoom. b. February 4, 2025 (in-person to accommodate various audiences) - This meeting took place at 5:00 p.m. in the Rosemead Community Recreation Center located at 3936 North Muscatel Avenue, Rosemead, CA 91770. 3. Public Hearings - Two public hearings were conducted by the Rosemead City Council. The public hearings took place in the Council Chamber at 8838 East Valley Boulevard, Rosemead, CA 91770. a. March 11, 2025, at 7:00 p.m. -A notice was published in the Rosemead Reader on February 24, 2025. During the meeting, staff received no public comments on the 2025- 2029 ConPlan draft goals and priority needs. b. April 22, 2025, at 7:00 p.m. -A notice was published on published in the Rosemead Reader on March 20, 2025. During the meeting, staff presented the final 2025-2029 ConPlan to the Rosemead City Council and asked for approval to submit the documents to HUD. 4. City Department and Stakeholder Consultations - The City conducted 11 consultations with local and regional service providers, representatives of various County departments, advocacy organizations, and local leaders during the months of December 2024 through February 2025. The table on the following page provides a summary of the methods of outreach, attendance and responses received during the public participation and consultation process. 2025-2029 CONSOLIDATED PLAN ROSEMEAD OMB Control No: 2506-0117 (exp. 09/30/2021) Citizen Participation Outreach Sort Modeof Target of Summary of Summary of Summary of comments URL (if Order Outreach Outreach response/attendance comments not accepted applicable) received and reasons Notices of community meetings and public Newspaper hearings were Nocomments N/A N/A 1 Citywide published in the local received. Ad newspaper (Rosemead Reader). Refer to page 9 for publication dates. Interviews conducted with area social Interview 2 Stakeholder Citywide services, youth discussions were N/A N/A Interviews organizations, school held. districts, and community service agencies. Community Survey and promotional flyers were created and distributed Discussion topics N/A N/A Community on the City's website and included 3 Needs Citywide available at City Hall, community Survey community center. There needs, facilities, were 131 survey and services. responses received. Two community Discussion topics meetings were held on included housing Community January 15, 2025 affordability, 4 Meeting Citywide (virtually) and housing N/A N/A February 4, 2025 (in- rehabilitation and person) to public accommodate various audiences. improvements. Comments are Non- Held on March 11, 2025 discussed in the Public targeted/broad and April 22, Community 5 Hearing community 2025. Participation N/A N/A Attachment. Table 4 — Citizen Participation Outreach 2025-2029 CONSOLIDATED PLAN ROSEMEAD 10 OMB Control No: 2506-0117 (exp. 09/30/2021) Needs Assessment NA -05 Overview Needs Assessment Overview The Needs Assessment of the ConPlan identifies the City of Rosemead's needs as they relate to housing, homelessness, special needs populations, and community needs. The Needs Assessment will help prioritize needs, which will help form the basis for the Strategic Plan and the programs and projects to be administered during the five-year planning cycle of the 2025-2029 ConPlan. Information contained in the assessment is primarily provided by HUD, and data is gathered through the consultation process. Additional data resources include the US Census Bureau, California Department of Finance, Comprehensive Housing Affordability Strategy (CHAS) data book, and Los Angeles County Homeless Services Authority's (LAHSA) Point -in -Time Count (PITC). The housing and community needs to be assessed, including the following • Households experiencing "housing problems' (defined below) • The extent to which housing problems are experienced disproportionally by one or more racial or ethnic groups • Public housing — Note that the City of Rosemead does not own or manage public housing. • An assessment of homeless needs • Non -housing community development needs HUD's housing needs estimates are based on an assessment of Census data of households that are experiencing one or more "housing problems." Per HUD, a household is experiencing a housing problem if their residential unit is subject to one or more of the following: • Lack of a complete kitchen facility • Lack of complete plumbing facilities • Cost -burdened: More than 30% of a household's total gross income is spent on housing costs. For renters, housing costs include rent paid by the tenant plus utilities. For owners, housing costs include mortgage payments, taxes, insurance, and utilities. • Severely Cost Burdened: More than 50% of a household's total gross income is spent on housing costs. For renters, housing costs include rent paid by the tenant plus utilities. For owners, housing costs include mortgage payments, taxes, insurance, and utilities. • Severely Overcrowded: Defined as housing with more than 1.51 persons per room, excluding bathrooms, porches, foyers, halls, or half -rooms. • Overcrowded: Defined as a housing unit with more than 1.01 to 1.5 persons per room, excluding bathrooms, porches, foyers, halls, or half -rooms. 2025-2029 CONSOLIDATED PLAN ROSEMEAD 11 OMB Control No: 2506-0117 (exp. 09/30/2021) HUD data also characterizes households by types: • Small Related: Family household with two to four related members • Large Related: Family household with five or more related members • Elderly: Household whose head, spouse, or sole member is at least 62 years of age • Other: All other households (including one-person households) HUD defines a "household" as "All the people who occupy a housing unit. A household includes the related family members and all the unrelated people, if any, such as lodgers, foster children, wards, or employees who share the housing unit. A person living alone in a housing unit, or a group of unrelated people sharing a housing unit such as partners or roomers, is also counted as a household". The HUD data presented in this section, where it is specified as such, includes related family members. Finally, HUD categorizes households by income: • Extremely low-income — Household with an income equal to 0 to 30% of the Area Median Income (AMI) • Very low-income — Households with an income equal to 30 to 50% of the AMI • Low-income — Household with an income equal to 50 to 80% of the AMI • Low- and Moderate -Income (LMI)— a household with an income of less than 80% of AMI • Moderate -income — a household with an income equal to 80 to 100% of AMI The data collected points to several factors related to housing needs and the impediments to meeting these needs for City residents. Overall, housing costs are a huge factor, with a cost burden greater than 30% of the average mean income impacting many low-income renters and owners and a severe cost burden of over 50% affecting elderly homeowners at a higher rate. Overcrowding of units remains an issue for single- family renter households. In terms of racial groups most affected by housing difficulties, Asian and Hispanic families rank the highest; this does correlate with the City's demographics with Asian as the largest ethnic group, followed by Hispanic. The most recent data available related to homelessness is contained in the 2023 LAHSA's PITC, which shows there were 75,518 homeless individuals countywide. There is no data available down to the city level. The homeless count is divided into Service Planning Areas (SPA), and Rosemead is part of SPA 3, which encompasses the San Gabriel Valley. The number of homeless individuals counted in SPA 3 was 5,009, which represents about 7% of the County's homeless population. Elderly residents and those with disabilities related to age are identified as in need of housing services and specialized housing. The City does provide referral assistance to social service agencies, affordable and senior housing facilities, and rental and mortgage assistance providers. 2025-2029 CONSOLIDATED PLAN ROSEMEAD 12 OMB Control No: 2506-0117 (exp. 09/30/2021) NA -10 Housing Needs Assessment - 24 CFR 91.205 (a,b,c) Summary of Housing Needs Tables 1 through 8 include statistics provided by HUD based on the 2016-2020 U.S. Census American Community Survey (ACS). As Table 1 shows, the City's population has remained stable with a small decrease between 2009 and 2020 of about 1%, while the number of households also remains stable with a small decrease of 2%. The most significant change is that of the median income, which increased dramatically by 34% between 2009 and 2020. As shown in Table 2, there are a total of 14,410 households, of which 48.9% or 7,055 are over the age of 62, and 9,710 or 67.4% are LMI. Of these LMI households, the majority (47.2%) are small families, which represent 31% of the total household population, while 4,765 are overthe age of 62, which represents 33.1% of the City's total household population. According to the data in Tables 4 and 5, 47.02% of all Rosemead households are experiencing a housing cost burden, with 52.98% of the population paying less than 30% of their income on housing -related costs. Table 3 provides an overview of housing problems experienced by owner and renter households. Of renter households, the greatest housing problems include overcrowding, a housing cost burden of over 30%, and a severe housing cost burden of over 50%. For homeowner households, a severe housing cost burden of over 50% is the most prevalent housing problem. In terms of severe housing problems, Table 4 shows that extremely low-income renter households are experiencing at least one or more housing problems at a greater rate than other income categories. Moreover, as the data provided in Table 5 reveals, of all household types, small -related renter households are experiencing a cost burden greater than other household types. Further, Table 6 identifies that both elderly renters and owners of extremely low-income elderly households are experiencing a severe cost burden of over 50% of any other household type. According to data in Table 3, overcrowding appears to be affecting about 10% of the City's households, but there does not appear to be any income category that is more affected. However, based on data in Table 5, small -related households appear to be more affected than any other household type. As shown in Tables 1 through 7, the most significant issue identified is the number of cost burdened households (paying more than 30% of their household income for rent and over 30% of their income for a mortgage.) Elderly and small -related household types stand out as those household types that are most impacted by the housing cost burden of 30%. The severe housing cost burden appears to be a major issue for elderly homeowners more than any other owner household type. Although housing costs and the severe housing cost burden need to be addressed, other important housing issues include the need to provide financial assistance to homeowners for home repairs, especially for lower-income homeowners and seniors, and financial and technical assistance to low-, moderate- and middle-income renters seeking to become first-time homeowners. Demographice Base Year: 2009 Most Recent Year. 2020 % Change Population 54,615 53,850 -1% Households 14,770 14,415 -2% Median Income $44,906.00 $60,006.00 34% Data Source: 2000 Census (Base Year), 2016-2020 ACS (Most Recent Year) Table 5 - Housing Needs Assessment Demographics 2025-2029 CONSOLIDATED PLAN ROSEMEAD 13 OMB Control No: 2506-0117 (exp. 09/30/2021) Number of Households Table Table 6 - Total Households Table Housing Needs Summary Tables 1. Housing Problems (Households with one of the listed needs) 0-30% HAMFI >30-50% HAMM >60.80% HAMFI >80-100% HAMFI >100% HAMFI Total Households 3,490 3,100 3,120 1,625 3,075 Small Family Households 1,450 1,570 1,555 715 1,525 Large Family Households 415 750 870 380 800 Household contains at least one person 62-74 years of age 965 1,045 1,195 510 955 Household contains at least one person age 75 or older 725 300 535 440 385 Households with one or more children 6 years old or younger 445 650 545 255 320 Data Source: 2000 Census (Base Year), 20162020 ACS (Most Recent Year) Table 6 - Total Households Table Housing Needs Summary Tables 1. Housing Problems (Households with one of the listed needs) Table 7 — Housing Problems 1 2025-2029 CONSOLIDATED PLAN ROSEMEAD 14 OMB Control No: 2506-0117 (exp. 09/30/2021) Renter I Owner 0-30% >30- >50- >80- 0% >30- >50- >80 - AMI 50°/u 80% 100%AMI 50% 80% 100% AMI AMI AMI Total AMI AMI AMI Total NUMBER OF HOUSEHOLDS Substandard Housing - Lacking complete 70 150 20 10 250 15 15 20 4 54 plumbing or kitchen facilities Severely Overcrowded - With >1.51 people per 220 230 75 40 565 0 50 95 20 165 room (and complete kitchen and plumbing) Overcrowded - With 1.01-1.5 people per 195 420 230 170 1,015 65 110 210 55 440 room (and none of the above problems) Housing cost burden greater than 50% of 1,405 190 15 0 1,610 485 435 145 30 1,095 income (and none of the above problems) Housing cost burden greater than 30% of 190 580 415 195 1,380 80 190 335 145 750 income (and none of the above problems) Zero/negative Income (and none of the above 115 0 0 0 115 20 0 0 0 20 problems) Data source: 2000 Census (Base Year), 20162020 ACS (Most Recent Year) Table 7 — Housing Problems 1 2025-2029 CONSOLIDATED PLAN ROSEMEAD 14 OMB Control No: 2506-0117 (exp. 09/30/2021) 2. Housing Problems 2 (Households with one or more Severe Housing Problems: lack of kitchen or complete plumbing, severe overcrowding, severe cost burden) Table 8 — Housing Problems 2 3. Cost Burden > 30% Renter Owner 0. >30- >50- >80-0- 030°/a AMI >30- 50% AMI >30- >50- >80- >50 - AMI Total 30% 500/6 80% 1000/6 308A 60% 80% 100% I 995 AMI AMI AMI AMI Total AMI AMI AMI AMI Total NUMBER OF HOUSEHOLDS Having 1 or more of four 1,890 990 340 215 3,435 565 610 470 110 1,755 housing problems 159 589 Other 220 100 35 355 210 40 19 Having none of the four 510 775 1,025 625 2,935 530 725 1,290 675 3,220 housing problems Data Source: 2016-2020 CHAS *Utilizing data sources provided by HUD, updated data may be available. Household has negative income, but none of the other 0 0 0 0 0 0 0 0 0 0 housing problems Data Source: 2016-2020 CHAS `Utilizing data sources provided by HUD, updated data may be available. Table 8 — Housing Problems 2 3. Cost Burden > 30% Table 9 — Cost Burden > 30% 4. Cost Burden> 50% Renter Owner Owner 030°/a AMI >30- 50% AMI >50- 80% AMI 030% Total AMI >30- 500/6808/6 AMI >50 - AMI Total NUMBER OF HOUSEHOLDS Total NUMBER OF HOUSEHOLDS Small Related 995 865 335 2,195 115 320 195 630 Large Related 340 235 60 635 55 195 240 490 Elderly 515 90 35 640 240 190 159 589 Other 220 100 35 355 210 40 19 269 Total need by income 2,070 1,290 465 3,825 620 745 613 1,978 Data Source: 2016-2020 CHAS *Utilizing data sources provided by HUD, updated data may be available. 1,155 Data Source: 2016-2020 CHAS *Utilizing data sources provided by HUD, updated data may be available. Table 9 — Cost Burden > 30% 4. Cost Burden> 50% Table 10 — Cost Burden > 60% 2025-2029 CONSOLIDATED PLAN ROSEMEAD 15 OMB Control No: 2506-0117 (exp. 09/30/2021) Renter Owner 030% AMI >30.50% AMI >50- 80% AMI Total 030% AMI >30- 50% AMI >50- 80% AMI Total NUMBER OF HOUSEHOLDS Small Related 0 0 175 175 90 190 0 280 Large Related 0 0 45 45 55 150 80 285 Elderly 395 25 0 420 200 150 45 395 Other 0 195 15 210 1950 0 195 Total need by income 395 220 235 850 540 490 125 1,155 Data Source: 2016-2020 CHAS *Utilizing data sources provided by HUD, updated data may be available. Table 10 — Cost Burden > 60% 2025-2029 CONSOLIDATED PLAN ROSEMEAD 15 OMB Control No: 2506-0117 (exp. 09/30/2021) 5. Crowding (More than one person per room) Table 11 —Crowding Information —112 Renter Owner OJO% >30- >50- >80- Total 0-300/6 >30- >50- >80- Total AMI AMI 50% 800h 100% AMI AMI 60% 80% 1000k AMI AMI AMI Children Present' AMI AMI AMI NUMBER OF HOUSEHOLDS Single-family 340 640 215 120 1,315 50 85 170 55 360 households Multiple, unrelated 75 115 99 90 379 15 74 135 30 254 family households Other, non -family 25 0 0 0 25 0 0 0 0 0 households Total need by 440 755 314 210 1,719 65 159 305 85 614 income Data Source: 2016-2020 CHAS *Utilizing data sources provided by HUD, updated data may be available. Table 11 —Crowding Information —112 Table 12 — Crowding Information — 212 Describe the number and type of single -person households in need of housing assistance. Under the U.S. Census Bureau definition, non -family households consist of people who live alone or who share their residence with unrelated individuals. According to the 2018-22 ASC Five -Year Estimates Table S1101 - Households and Families, below, the number of nonfamily households within the City of Rosemead is 2,582, which represents 17.9% of all Rosemead households. The at -risk single -person population in need of housing assistance would consist of seniors, homeless individuals, persons living in poverty, persons living with HIV/AIDS, survivors of domestic violence, persons with disabilities, persons with mental illness, individuals facing foreclosure, and persons who have recently lost employment. As this ACS data shows, approximately 14% of all Rosemead households live alone while 76.8% of all nonfamily households live alone with 45.6% of these persons overthe age of 65. Moreover, as the data from ACS Table B19201 shows in Exhibit 2 -NA -10, over 41% of all nonfamily households live in poverty, while almost 31.16% of all nonfamily households are low-income (earning less than 80% AMI). [Exhibit 1- NA -10- Housing Needs Assessment provides expanded details from the ACS Table S11015 - year estimates regarding the calculations stated in the narrative.] [Exhibit 2 - NA -10- Housing Needs Assessment provides expanded details from the ACS Table B19201 5 -year estimates regarding the calculations stated in the narrative.] 2025-2029 CONSOLIDATED PLAN ROSEMEAD 16 OMB Control No: 2506-0117 (exp. 09I3012021) Renter Owner 030% >30-50% >50.80% Total 0-909/6 1 >30-60% 1 >50-80% Total AMI AMI AMI AMI AMI AMI Households with Children Present' 'Data Source Comments: According to 2022 ACS Table S1101, Rosemead has 4,122 households with children present. Data is not available on renter/owner or income status. Table 12 — Crowding Information — 212 Describe the number and type of single -person households in need of housing assistance. Under the U.S. Census Bureau definition, non -family households consist of people who live alone or who share their residence with unrelated individuals. According to the 2018-22 ASC Five -Year Estimates Table S1101 - Households and Families, below, the number of nonfamily households within the City of Rosemead is 2,582, which represents 17.9% of all Rosemead households. The at -risk single -person population in need of housing assistance would consist of seniors, homeless individuals, persons living in poverty, persons living with HIV/AIDS, survivors of domestic violence, persons with disabilities, persons with mental illness, individuals facing foreclosure, and persons who have recently lost employment. As this ACS data shows, approximately 14% of all Rosemead households live alone while 76.8% of all nonfamily households live alone with 45.6% of these persons overthe age of 65. Moreover, as the data from ACS Table B19201 shows in Exhibit 2 -NA -10, over 41% of all nonfamily households live in poverty, while almost 31.16% of all nonfamily households are low-income (earning less than 80% AMI). [Exhibit 1- NA -10- Housing Needs Assessment provides expanded details from the ACS Table S11015 - year estimates regarding the calculations stated in the narrative.] [Exhibit 2 - NA -10- Housing Needs Assessment provides expanded details from the ACS Table B19201 5 -year estimates regarding the calculations stated in the narrative.] 2025-2029 CONSOLIDATED PLAN ROSEMEAD 16 OMB Control No: 2506-0117 (exp. 09I3012021) Estimate the number and type of families in need of housing assistance who are disabled or victims of domestic violence, dating violence, sexual assault and stalking. The National Coalition Against Domestic Violence estimates that nationwide, domestic violence hotlines receive 3,000 calls, chats, or texts per day. The National Coalition Against Domestic Violence also reports that one in three women have experienced rape, physical violence, or stalking by an intimate partner in their lifetime. The State of California Department of Justice reports that in 2023, there were 114 calls for assistance related to domestic violence in Rosemead. The Los Angeles County 2023 Point In Time Survey of the region's homeless estimates that 44% of the homeless population in the SPA 3 that covers the City of Rosemead are victims of domestic violence. Information from the PITC count down to the City level is not available. What are the most common housing problems? The most common housing problem faced in Rosemead is the cost burden of owning or renting a home. HUD standards indicate that families who pay more than 30% of their gross income on housing are cost - burdened. As shown in Tables 5 and 6, above 1,978 owner -occupied households pay more than 30% of their household income toward housing expenses, and 1,155 owner -occupied households pay more than 50% of their household income toward housing expenses, which represents 21.73% of all households within Rosemead. Homeowners in all income categories are generally affected by a 30% cost burden, with those homeowners earning between 30-50% slightly more affected. Homeowners with incomes of 0-30% are experiencing the greatest cost burden of over 50% of their income, with owners with incomes between 30- 50% AMI close behind. Homeowners in these two income categories represent approximately 89% of those paying more than 50% of their income toward housing expenses. Renter households experience similar problems with the cost of housing. A total of 3,825 LMI renter households pay more than 30% of their household income on housing expenses, while an additional 850 LMI renter households pay more than 50% of their household income on housing expenses. Combined, this represents 32.43% of the total households in Rosemead. To a much smaller degree, households are affected by crowding at about 10% of the total household population of which the majority are renter households that are single-family households; however, it is important to note that although crowding is not a highly reported problem, it is being experienced at a much higher rate by single-family households, and this could be an indicator of persons that are living in unhabitable housing situations. In addition, very few households report substandard housing, defined as housing that lacks a kitchen or complete plumbing. Are any populations/household types more affected than others by these problems? Elderly and small -related household types stand out as those household types that are most impacted by the housing cost burden of 30%. The severe housing cost burden appears to be a major issue for elderly homeowners more than any other owner household type. Describe the characteristics and needs of low-income individuals and families with children (especially extremely low-income) who are currently housed but are at imminent risk of either residing in shelters or becoming unsheltered 91.205(c)/91.305(c)). Also, discuss the needs of formerly homeless families and individuals who are receiving rapid re -housing assistance and are nearing the termination of that assistance. According to ACS Table 805010 (2023 — 5 -Year Estimates), there are 8,023 households with children. Of these households, 1,253 (15.6%) are living below the poverty level or are extremely low-income households. Of the households with children under the age of 18 living in poverty, 802 or 64%, of these have two foreign -born parents. 2025-2029 CONSOLIDATED PLAN ROSEMEAD 17 OMB Control No: 2506-0117 (exp. 09/30/2021) Extremely low-income households are roughly 3,490 households (or 24% of the City's total households), and 1,890 or 54% of these extremely low-income households are severely cost -burdened and are at risk of becoming homeless. The needs of these categories are: • Create an Accessory Dwelling Unit (ADU) program to assist low- and moderate -income homeowners, including the elderly, with supplemental rental income • Increase the number of one- and three-bedroom rental dwelling units • Retrofit existing dwelling units to be more accessible and roommate/renter-friendly • Accessible public and community facilities • Rental and childcare assistance • Activities and programs that raise the median income • Continued fair housing practices to reduce the changes of housing discrimination The City of Rosemead does not receive Emergency Solutions Grant (ESG) funds or other HUD funding that may be used for rapid re -housing; therefore, the City does not have information regarding formerly homeless families and individuals receiving rapid rehousing assistance that may be nearing the termination of assistance. If a jurisdiction provides estimates of the at -risk population(s), it should also include a description of the operational definition of the at -risk group and the methodology used to generate the estimates: As indicated above, extremely low-income households that are experiencing severe housing cost burdens are most at risk of becoming homeless. The methodology for estimating the number of households that may be at risk of homelessness is also outlined above. Specify particular housing characteristics that have been linked with instability and an increased risk of homelessness. The lack of affordable housing for lower-income households has been linked with instability and an increased risk of homelessness. With cost burdens of payment, more than 30% and 50% of household income toward housing expenses affected owner -occupied and renter -occupied households alike, instability and the risk of homelessness affect many households. Other areas that could impact stability and an increased risk of homelessness are prolonged unemployment, foreclosure, mental illness, domestic violence, drug and/or alcohol addiction, unanticipated medical expenses, disabilities, exiting an institution such as jail or a mental health facility, exiting a skilling nursing care center, and other emergency or unexpected expenses. As indicated previously, Rosemead households with extremely low incomes and severe housing cost burden have a high risk of becoming homeless. Additional information is provided in the NA -40 Homeless Needs Assessment section. The lack of affordable housing, absence of rent control, severe housing cost burden, and overcrowding are some housing characteristics linked with instability and increased risk of homelessness. Other non -housing factors that play a role are chronic health issues, unemployment, mental health issues, substance abuse, domestic violence, and criminal activity. 2025-2029 CONSOLIDATED PLAN ROSEMEAD 18 OMB Control No: 2508-0117 (exp. 09/30/2021) Discussion According to HUD data provided in the ConPlan template, substandard and crowded housing are not significant housing problems in Rosemead. Housing cost is the most prevalent housing problem. Most impacted by housing costs appear to be extremely low-income renter and owner households — primarily elderly and small -related households. According to the National Alliance to End Homelessness, low-income households are at a high risk of becoming homeless. A disability, or the need to escape an abusive relationship, can also increase a household's risk of homelessness. It is important to recognize that housing affordability is essentially an equation with two elements: (1) housing cost and (2) income. It will never be possible to successfully address the problem by focusing solely on reducing the cost of housing through development, purchase, or rent subsidies. It is simply too costly and there will never be enough resources available. It will also be necessary to implement strategies to address the other half of the equation by increasing the incomes of lower-income households so that more families can afford the market rate or unsubsidized housing. Information related to the number and family types of victims of domestic violence at the City level is not available. According to LAHSA, approximately 30% of the homeless population is made up of victims of domestic violence. Homelessness is often precipitated by the incidence of domestic abuse. Survivors of domestic violence who have fled their homes are mainly in need of safe lodging and safety at work. Additionally, many survivors may need basic resources such as housing, clothing, and personal items because they either depended on their abuser for such items and/or left belongings behind upon fleeing for refuge. Other support often needed include individual counseling, support groups, and services for children. 2025-2029 CONSOLIDATED PLAN ROSEMEAD 19 OMB Control No: 2506-0117 (exp. 09/30/2021) NA -35 Public Housing - 91.205(b) Introduction There are no public housing units in the City. The Los Angeles County Development Authority (LACDA) provides rental unit assistance to City residents through the Section 8 Voucher program. The primary objective of this program is to assist individuals and households with low-income (0-50% of Median Income) in making rent affordable. The following tables are based on the number of public housing and Section 8 Housing Choice Vouchers offered by LACDA in their unincorporated areas and the cities in Los Angeles County that do not have their own housing authority. There are a total of 24,512 Vouchers provided to County residents of which 8,742 are assigned to the elderly, 5,842 to homeless individuals, and 10,871 to disabled individuals. Of these vouchers issued by the LACDA, 314 Rosemead households (or 745 individuals) are assisted on an annual basis. Totals in Use Program Type Vouchers Special Purpose Voucher Mod- Public Veterans veteransRehab Family Certificate Rehab Housing Total Project- Tenant- Affairs Family based Affairs based based Unification Disabled' Supportive Unification Supportive Housing Program Average Annual Income 13,778 19,385 13,871 Program 24,661 21,357 14,505 13,778 Average length of stay N/A N/A N/A Housing N/A WA # of Units N/A Average Households 2 2 2 2 1 3 Vouchers 0 3,121 24,512 1,538 22,493 1,707 353 213 0 in Use 3,046 admission 'includes Non -Elderly Disabled, Mainstream One -Year, Mainstream Five-year, and Nursing Home Transition Data Source: 2023-2028 LACDA ConPlan Table 13 - Public Housing by Program Type Characteristics of Residents Program Type Vouchers Special Purpose Mod- Public Voucher veteransRehab Family Certificate Housing TTotalP:JWeoTenant- based Affairs Supportive Unification Housing Program Average Annual Income 13,778 19,385 13,871 19,850 24,661 21,357 14,505 13,778 Average length of stay N/A N/A N/A N/A N/A WA N/A N/A Average Households 2 2 2 2 1 3 2 2 # Homeless at 3,046 7,091 895 5,842 1,639 129 89 3,046 admission # of Elderly Program 852 9 536 601 8,742 816 25 48 852 Participants (>62) # of Disabled Families 3,097 12,026 787 10,871 786 85 213 3,097 # of Families requesting 41 WA N/A WA WA WA N/A 41 accessibility features # of HlV/AIDS program $13,778 $19,385 $13,871 $19,850 $24,661 $21,357 $14,505 $13,778 participants # of DV victims N/A WA N/A WA WA WA WA WA Data Source: 2023-2028 LACDA ConPlan Table 14 -Characteristics of Public Housing Residents by Program Type 2025-2029 Consolidated Plan ROSEMEAD 20 OMB Control No: 2506-0117 (exp. 09/30/2021) Race of Residents Program Type Vouchers Vouchers Special Purpose Voucher Mod- Public Special Purpose Voucher Veterans Family Certificate Rehab Rene rtifiMod- �� Public Project- Tenant based based Unification Rehab Housing Total based -based Affairs Unification Disabled* Housing Hispanic 933 8,124 590 Supportive 78 933 Not Hispanic 2,188 16,388 948 15,098 1,307 155 135 2,188 'includes Non -Elderly Disabled, Mainstream One -Year, Mainstream Five-year, and Nursing Home Transition Data Source: 2023-2028 LACDA ConPlan Program Housing White 1,570 10,913 834 9,825 693 229 102 1,570 10,913 Black/Afiican 1,394 11,253 577 10,470 931 110 98 1,394 11,253 American Asian 61 1,950 66 1,874 22 5 9 61 1,950 American Indian, Alaska 74 250 27 218 38 6 1 74 250 Native Pacific 22 146 34 106 23 3 3 22 146 Islander Other WA WA WA N/A I N/A WA WA N/A WA `includes Non -Elderly Disabled, Mainstream One -Year, Mainstream Five-year, and Nursing Home Transition Data Source: 2023-2028 LACDA ConPlan Table 15—Race of Public Rousing Residents Dy Program type Ethnicity of Residents Program Type Vouchers Special Purpose Voucher Mod- Public Veterans Ethnicity Certificate Rehab Housing Total Project- Tenant- Affairs Fatuity based based Unification Supportive Program L,6,38e,d Housing Hispanic 933 8,124 590 7,395 400 198 78 933 Not Hispanic 2,188 16,388 948 15,098 1,307 155 135 2,188 'includes Non -Elderly Disabled, Mainstream One -Year, Mainstream Five-year, and Nursing Home Transition Data Source: 2023-2028 LACDA ConPlan Table 16 — Ethnicity of Public Housing Residents by Program Type Section 504 Needs Assessment: Describe the needs of public housing tenants and applicants on the waiting list for accessible units: The City does not have a housing authority. LACDA serves the City and provides Section 8 assistance to the residents. Most immediate needs of residents of Public Housing and Housing Choice voucher holders Not Applicable How do these needs compare to the housing needs of the population at large Not Applicable Discussion Over the next five years, LACDA will continue to provide rental assistance to City residents through the federal Section 8 Housing Choice Voucher program. Moreover, there are no public housing units in the City of Rosemead. 2025-2029 Consolidated Plan ROSEMEAD 21 OMB Control No: 2506-0117 (exp. 09/30/2021) NA -40 Homeless Needs Assessment -91.205(c) Introduction: According to HUD's CoC Program Interim Rule (24 CFR 578.3), there are four categories of homelessness: 1. Literally Homeless An individual or family who lacks a fixed, regular, and adequate nighttime residence, meaning: a. Has a primary night-time residence that is a public or private place not meant for human habitation; or b. Is living in a publicly or privately operated shelter designated to provide temporary living arrangements (including congregate shelters, transitional urb, and hotels and motels paid for by charitable organizations or by federal, state and local government programs); or c. Is exiting an institution where (s)he has resided for 90 days or less and who resided in an emergency shelter or place not meant for human habitation immediately before entering that institution. 2. Imminent Risk of Homelessness An individual or family who will imminently lose their primary nighttime residence, provided that: a. Residence will be lost within 14 days of the date of application for homeless assistance; b. No subsequent residence has been identified; and c. The individual or family lacks the resources or support networks needed to obtain other permanent housing. 3. Homeless Under Other Federal Statutes Unaccompanied youth under 25 years of age, or families with Category 3 children and youth, who do not otherwise qualify as homeless under this definition, but who: a. Are defined as homeless under the other listed federal statutes; b. Have not had a lease, or ownership interest in permanent housing during the 60 days prior to the homeless assistance application; c. Have experienced persistent instability as measured by two moves or more during in the preceding 60 days; and d. Can be expected to continue in such status for an extended period of time due to special needs or barriers. 4. Fleeing/Attempting to Flee Domestic Violence Any individual or family who: a. Is fleeing, or is attempting to flee, domestic violence; b. Has no other residence; and c. Lacks the resources or support networks to obtain other permanent housing 2025-2029 Consolidated Plan ROSEMEAD 22 OMB Control No: 2506-0117 (exp. 09/30/2021) As with most communities, the extent of homelessness in the City of Rosemead is not always readily apparent. The long-term "chronically" homeless that are seen every day on the streets are only a small portion of a much larger population of homeless. The rest are families and individuals who find themselves without a place to live for a period of time. According to LAHSA, the homeless population is a diverse mix of young and old, families with children, couples, and single people. The City is committed to assisting all homeless persons. Because there are no shelters in the City, the homeless population lives in unsheltered places, according to LAHSA. Homelessness researchers typically use one of two methods to measure homelessness. One way attempts to count all persons who are homeless on a given day/week (PITC). The second examines the number of people who are homeless over a given period - period prevalence counts. The Los Angeles CoC uses the first method for its biennial enumeration of the region's homeless. To facilitate the census of the homeless and the allocation of limited resources, the Los Angeles CoC has geographically divided the county into eight SPAS. Homeless data from the PITC is provided on a county -wide basis, by SPA, and to a lesser degree, by jurisdiction. Rosemead is a part of SPA 3. The Los Angeles CoC conducted the 2023 PITC from January 20, 2023, through January 21, 2023, as required biennially by HUD. The County's 2023 PITC complies with HUD guidelines. These guidelines provide specific data points to be collected, including but not limited to information regarding chronic homelessness, disabling conditions, demographic information such as single adults, families, and specific subpopulations, including veterans, survivors of domestic violence, and youth. The 2024 PITC utilizes the same methodology as the 2022 and 2023 PITC. By keeping the methodology consistent, parallel comparisons can be made between the three counts. The methodology for the unsheltered population is a simple canvassing of the entire county by volunteers equipped with ArcGIS maps and a mobile survey application. This methodology identifies people experiencing unsheltered homelessness by surveying people encountered on the street during the count. The survey included questions required by HUD, as well as additional demographics and details the County required in order to deepen its understanding of those experiencing homelessness in the County. Survey results are then compiled and analyzed for the PITC summary. There is no data specific to the City of Rosemead. The County's 2023 PITC includes data for SPA 3 as follows: • Number of Homeless Persons: An estimated 1,551 persons were homeless. • Gender: An estimated 61% of the SPA 3 homeless are male, 37% female, and 2% transgender or gender non -conforming • Race/Ethnicity: The 2023 PITC estimates 18% of the SPA 3 homeless are racially White, 18% Black/African American, 4% Asian, 2% Multi-racial/Other, 1% American Indian/Alaska Native, and 0% Native Hawaiian/Pacific Islander. An estimated 56% are Hispanic/Latino • Age: The 2023 PITC estimates 9% of the SPA 3 homeless are under the age of 18, 12% aged 18- 24, 52% aged 25-44,15% are age 45-54, 6% are age 55-61, and 7% are age 62 and older 2025-2029 Consolidated Plan ROSEMEAD 23 OMB Control No: 2506-0117 (exp. 09/30/2021) Homeless Needs Assessment The 2023 PITC does not include data specific to the City of Rosemead, however, the data is provided for SPAS of which Rosemead is part of SPA 3 (San Gabriel Valley). Table 22 below provides 2023 PITC data for SPA 3, if available. Specific data available at the City level shows that there were 45 unsheltered persons in Rosemead in 2023. Of these, the majority were living in cars, tents, or makeshift shelters. Table 17 - Homeless Needs Assessment Indicate if the homeless population: Has No Rural Homeless. If data is not available for the categories "number of persons becoming and exiting homelessness each year," and "number of days that persons experience homelessness," describe these categories for each homeless population type (including chronically homeless individuals and families, families with children, veterans and their families, and unaccompanied youth): Due to the lack of information from the Census, the information concerning the nature and extent of homelessness in the City comes from an analysis of secondary research sources (such as federal, state, and local agencies; national non-profit organizations; etc.). While it is difficult to pinpoint the exact number of homeless people within the City of Rosemead. The most recent Point -In -Time survey does not provide information down to the city level. However, factors such as increasing housing costs, rising unemployment rates, and low wages conspire to keep homelessness a problem in the San Gabriel Valley. Putting an end to homelessness depends on the circumstances faced by an individual or family. Some individuals have long-term needs that require a permanent housing subsidy and supportive services, while others are homeless for a short period due to an emergency circumstance and may only require shorter -term interventions. 2025-2029 Consolidated Plan ROSEMEAD 24 OMB Control No: 2506-0117 (exp. 09/30/2021) Estimate the # of persons Estimate the # Estimate Estimate the # Estimate the # experiencing experiencing the # exiting of days Population homelessness on a given homelessness becoming homelessness persons night each year homeless each year experience each year homelessness Sheltered Unsheltered Persons in Households with 195 31 0 0 0 0 Adult(s) and Child(ren) Persons in Households with 352 63 0 0 0 0 Only Children Persons in Households with 940 3,346 0 0 0 0 Only Adults Chronically Homeless 298 1,762 0 0 0 0 Individuals Chronically Homeless 78 28 0 0 0 0 Families Veterans 7 120 0 0 0 0 Unaccompanied 8 0 0 0 0 0 Child Persons with HIV 26 36 0 0 0 0 Data Source Comments: Data used from 2023 PITC for the Los Angeles County SPA 3 - City of Rosemead data not available. A count indicates that data was not available for this category. Table 17 - Homeless Needs Assessment Indicate if the homeless population: Has No Rural Homeless. If data is not available for the categories "number of persons becoming and exiting homelessness each year," and "number of days that persons experience homelessness," describe these categories for each homeless population type (including chronically homeless individuals and families, families with children, veterans and their families, and unaccompanied youth): Due to the lack of information from the Census, the information concerning the nature and extent of homelessness in the City comes from an analysis of secondary research sources (such as federal, state, and local agencies; national non-profit organizations; etc.). While it is difficult to pinpoint the exact number of homeless people within the City of Rosemead. The most recent Point -In -Time survey does not provide information down to the city level. However, factors such as increasing housing costs, rising unemployment rates, and low wages conspire to keep homelessness a problem in the San Gabriel Valley. Putting an end to homelessness depends on the circumstances faced by an individual or family. Some individuals have long-term needs that require a permanent housing subsidy and supportive services, while others are homeless for a short period due to an emergency circumstance and may only require shorter -term interventions. 2025-2029 Consolidated Plan ROSEMEAD 24 OMB Control No: 2506-0117 (exp. 09/30/2021) For persons who are chronically homeless, ending their homelessness requires the development of more permanent supportive housing units. This type of care ensures that people are not cycling in and out of costly emergency services such as shelters, jails, and emergency rooms that produce little or poor results in ending homelessness. For persons who are homeless for short periods of time, housing stability is best achieved through a combination of activities including rental subsidies, transitional housing, the production of more affordable housing units for persons earning 0-30% of HUD Area Median Family Income, and programs that offer continuing education and career development for advancement. This ConPlan calls for the continued examination of data and characteristics to more fully understand the extent of homelessness in the City. Based on available funds, the number of inquiries for services, and the number of homeless people in need of service, the City partners with social service agencies for needed homeless services. These services are provided to help families avoid becoming homeless, assist agencies in reaching out to homeless persons, and assess the individual needs of the homeless person. In addition, the agencies address the housing needs of homeless persons and assist homeless persons making the transition to permanent housing and independent living. The Los Angeles CoC conducted a Point -In -Time Survey (PITS) of the Los Angeles homeless as part of a national survey. The January 2023 PITS estimated the County's SPA 3 homeless population at 5,009 individuals. Of these, 1,551 are sheltered, and 3,458 are unsheltered. To the extent that the PITS captured demographic data regarding the City's homeless population, information by category of the homeless is provided below. No specific Rosemead data is available; therefore, the following estimates are based on the SPA 3 homeless demographics from the 2023 PITS. • Chronic Homeless Individuals: A chronically homeless individual is defined by HUD as an unaccompanied homeless individual (living in an emergency shelter or is unsheltered) with a disabling condition, who has been continuously homeless for a year or more or has had at least four episodes of homelessness in the past three years. The 2023 PITS estimates there are 298 sheltered and 1,762 unsheftered chronically homeless individuals in the SPA 3 (San Gabriel Valley) - approximately 6.44% of the County's chronically homeless population. • Chronically Homeless Families and Families with Children: No information regarding chronically homeless families for Rosemead is provided by the 2023 PITS. However, among unsheltered homeless individuals in SPA 3, there were 78 sheltered and 28 unsheltered chronically homeless families with children. • Veterans and their Families: Based on County -wide statistics, where 4.48% of all homeless are veterans, there are an estimated seventeen veterans among Rosemead's homeless. • Unaccomoanied Youth: The 2023 PITS identified 8 sheltered "unaccompanied children" in SPA 3. • HIV/AIDS: The 2023 PITS estimated that 1 % of homeless adults in the San Gabriel Valley are living with HIV/AIDS. 2025-2029 Consolidated Plan ROSEMEAD 25 OMB Control No: 2506-0117 (exp. 09/30/2021) Nature and Extent of Homelessness: The PITS of homeless individuals in the City indicates that the homeless population is primarily male adults (25-54 years old) of Hispanic ethnicity, followed by White individuals. While the population of males is the highest, a significant number (37%) of those counted are female. Nature and Extent of Homelessness: (Optional) Race: Sheltered: Unsheftered (optional) White 0 25 Black or African American 0 20 Asian 0 1 American Indian or Alaska Native 0 2 Pacific Islander 0 0 Ethnicity: Sheltered: Unsheltered (optional) Hispanic 0 42 Not Hispanic 0 0 Data Source Comments: Data not available and entered as "(Y. Table 18 — Homeless Race/Ethnicity Estimate the number and type of families in need of housing assistance for families with children and the families of veterans. The 2023 PITS conducted by LAHSA indicates that within SPA 3, 5% of households with children under 18 years of age. One veteran homeless family was identified in SPA 3. Though the exact number of homeless at any given time is not clear, the City has prepared its staff to refer inquiries to the Housing Division of the Community Development Department, who will respond to the homeless in a positive way to ensure that their needs are met. The City's Housing Division of the Community Development Department staff will refer those experiencing homelessness to our subrecipients, an agency or provider to meet their immediate needs. Describe the Nature and Extent of Homelessness by Racial and Ethnic Group. Due to the lack of information from the Census, the information concerning the nature and extent o1 homelessness in the City comes from an analysis of secondary research sources (such as federal, state, and local agencies; national non-profit organizations; etc.) and data collected at one PITC. The PITC reveals that the largest ethnic group experiencing homelessness is Hispanic (56%), followed by White and Black/African American (18%) individuals. While homelessness exists in the City, it is most often visible along the highways and under freeways. Operation Healthy Hearts, a nonprofit organization dedicated to helping homeless residents of the San Gabriel Valley, partnered with the Los Angeles Sheriffs Homeless Outreach Services Team to clean up the homeless encampment near River Avenue in the City and the nearby stretches of the riverbed. The Los Angeles County Department of Public Health provides volunteers with free Hepatitis A vaccinations in light of the outbreak reported across Southern California in September 2017. Other pockets of homeless encampments include the Rubio and Alhambra Wash and Rio Hondo River. The City's Housing Division of the Community Development Department responds to calls and concerns over homelessness in a positive way to ensure that their needs are met. 2025-2029 Consolidated Plan ROSEMEAD 26 OMB Control No: 2506-0117 (exp. 09/30/2021) Describe the Nature and Extent of Unsheltered and Sheltered Homelessness. The PITS did include data related to unsheltered or shattered homeless in Rosemead. Currently, the City of Rosemead does not provide supportive services to the homeless through formal programs. However, the City does refer homeless individuals and families to the following shelters for temporary transitional housing and or support services: • Catholic Rainbow Outreach - drug recovery program (Men) • Operation Healthy Hearts - provides hot meals, take-out food, clothing, rides to mobile showers, hygiene kits, and more to homeless people in the City and in the South EI Monte area. • Family Promise of San Gabriel Valley - emergency shelter (Families) • Anne Douglas Center for Women, Los Angeles Women Mission - transitional housing • Salvation Army/Bell Shelter - drug recovery programs and halfway house (Men & Women) • Salvation Army Hospitality House - emergency shelter (Homeless Victims) • Salvation Army Transitional Living Center -transitional & full services (Women & Children of Domestic Violence) • The San Gabriel Pomona Valley Chapter of the American Red Cross (emergency shelter for Homeless Victims of Disaster) • YWCA (Wings) - transitional & full services (Women & Children of Domestic Violence) • L.A. CADA - helping those dealing with addiction and behavioral health issues According to the County of Los Angeles Services Locator, the following agencies also provide shelter and/or supportive services to residents of Los Angeles County: • Santa Anita Family Service - San Gabriel - The agency provides CalFresh services, child abuse services, counseling services, domestic violence services, drug abuse services, and services for older adults. • Year -Round Shelter - California Hispanic Commission On Alcohol & Drug Abuse Inc. - EI Monte - The agency provides shelter, motel vouchers, and transportation to homeless individuals and families. • Catholic Charities of Los Angeles - San Juan Diego Center - EI Monte - The agency provides emergency food, holiday assistance, and utility bill assistance for people in the San Gabriel Valley, including people who are homeless or undocumented. • Angel Step Inn Domestic Violence Emergency Shelter - Pico Rivera - The agency provides domestic violence services, residential treatment for substance abuse, shelter, and welfare -to -work support services for people who live in Los Angeles County. • Southern California Alcohol and Drug Programs (SCADP) - Casa Libre Residential Services - Los Angeles - The agency provides domestic violence services targeted to TANF recipients, HIV/AIDS services, residential treatment for substance abuse, substance abuse services, and youth services for people of all ages in Los Angeles County. 2025-2029 Consolidated Plan ROSEMEAD 27 OMB Control No: 2506-0117 (exp. 09/30/2021) Church of the Redeemer - Baldwin Park - This program provides emergency food and holiday assistance for anyone in need. Women's and Children's Crisis Shelter - Whittier - The agency provides domestic violence services for low-income victims of intimate partner domestic violence and their children from all areas of Los Angeles County. Door of Hope - Pasadena - The agency provides Christian -oriented transitional housing for two- parent families with up to four children 10 years and younger. Families must be highly motivated to improve their situation and to become self-sufficient. There are no geographic restrictions. • Catholic Charities of Los Angeles - Brownson House - Los Angeles - This agency provides emergency food, holiday assistance, motel vouchers, and utility bill assistance. In addition, the following support services are available to City residents through the following agencies and service providers: • 211 LA County—referral service • Fair Housing Services—landlord/tenant information and assistance • LAHSA—referral service • People for People—food and clothing • Senior Nutrition Program—nutritiousmeals • Fair Housing Foundation—fair housing and tenant services • L.A. CADA - emergency housing, transitional housing, and supportive services If an individual or family is unable to be assisted immediately by one of the previously mentioned organizations, they are referred to the Information Line organization (211 LA County) in order to be able to access either the Los Angeles County Voucher Program or other non -local shelters. Overall, the City has not experienced an overwhelming population increase of homeless persons. Although there has been an increase of homeless within the City, the City has not experienced an outpouring of public concerns to provide additional services within its boundaries. Local homeless service providers have not expressed an extraordinary need to provide emergency shelters within the City, as adequate facilities are available nearby and are not always filled. 2025-2029 Consolidated Plan ROSEMEAD OMB Control No: 2506-0117 (exp. 09/30/2021) 28 Discussion: In response to homelessness, the City refers inquiries to the Housing Division of the Community Development Department, which positively responds to homeless calls to ensure that their needs are met. The City's Housing Division of the Community Development Department has provided its staff with instructions to direct the needy and homeless to appropriate agencies or providers. On average, there are five or fewer requests for assistance per year. Moreover, L.A. CADA, as a recipient of City HOME -ARP funds to provide a homeless outreach team (Rosemead L.A. CADA team) was consulted as part of the public participation outreach process. The Rosemead L.A. CADA team consists of two full-time homeless outreach navigators dedicated to the City of Rosemead. Services include emergency housing, transitional housing, and supportive services, including linkage to healthcare, permanent housing, and workforce development. L.A. CADA continues to have a growing need to supply housing for its clients. They intend to continue to grow their capacity to serve families recovering from alcohol and drug abuse throughout Los Angeles County. The EI Monte Access Center also provides employment assistance, information, and referrals for housing placement and rapid re -housing services for the homeless or at -risk of homelessness. 2025-2029 Consolidated Plan ROSEMEAD 29 OMB Control No: 2506-0117 (exp. 0913012021) NA -45 Non -Homeless Special Needs Assessment - 91.205 (b,d) Introduction: HUD requires that the ConPlan include a review of relevant data regarding the housing needs of persons who require special supportive housing needs but who are not homeless. Certain segments of the population, such as the elderly, disabled, victims of domestic violence, and persons with HIV/AIDS may experience conditions that make it difficult to access affordable housing. Physical or medical conditions, space or supportive service requirements, income, or other factors may impede a household's ability to obtain decent and affordable housing. This section briefly describes the characteristics of some of the special needs populations in Rosemead. Describe the characteristics of special needs populations in your community: Based on available data, the special needs populations in Rosemead include the elderly, frail elderly, and persons with disabilities. Elderly - The City's elderly population has significant levels of disabilities. The ASC Table 1810 estimates that 26.6% of seniors, age 65 and over, have a disability. Since seniors have a much higher probability of being disabled, the housing and service needs for persons with disabilities should grow commensurate with senior population growth. Accessibility housing needs of the disabled population, including the elderly, can typically be addressed through housing rehabilitation programs that provide improvements such as ramps, grab bars, wider doorways, lower sinks, and specialized cabinets. These types of property improvements are eligible under the City's housing rehabilitation program. Additionally, several local and regional programs provide needed social services and housing for the disabled. Persons with Disabilities - According to the 2018-2022 ACS Table S1810 data, there are an estimated 4,618 Rosemead residents with some type of disability — approximately 9.2% of the City's population. laws define a person with a disability as "Any person who has a physical or mental impairment that substantially limits one or more major life activities, has a record of such impairment, or is regarded as having such impairment." Of residents with a disability, 2,450 (53.2%) are living in poverty. What are the housing and supportive service needs of these populations and haw are these needs determined? Elderiv/Frail Elderly: According to the U.S. Census Bureau, 26.6% of Rosemead residents are aged 65 and over (ACS Table 1810). This population is often impacted by limited mobility, increased health complications, and fixed income. Common service needs for the elderly include transportation, home delivery services, and in-home medical care. HUD's housing needs data (Tables 5 and 6), 1,229 lower- income elderly households are experiencing a housing cost burden, and 395 are experiencing a severe housing cost burden. Persons with Disabilities: According to the 2018-2022 ACS data, there are an estimated 4,618 Rosemead residents with some type of disability — approximately 32% of the City's population, laws define a person with a disability as "Any person who has a physical or mental impairment that substantially limits one or more major life activities, has a record of such impairment, or is regarded as having such impairment." Of residents with a disability, 28.1% are living in poverty. 2025-2029 Consolidated Plan ROSEMEAD 30 OMB Control No: 2506-0117 (exp. 09/30/2021) Several service providers are available to help special needs populations. Safety net services allow special needs populations to save limited financial resources on items such as counseling, transportation, after- school childcare, job training and placement, and food/clothing. Additionally, fair housing enforcement and rental assistance vouchers are valuable housing resources for special needs populations. The service and housing needs of special needs populations were determined by the input of community stakeholders, government agencies, and service providers. Discuss the size and characteristics of the population with HIV/AIDS and their families within the Eligible Metropolitan Statistical Area: Information on City residents diagnosed with HIV/AIDS is difficult to identify. Most agencies do not break the information down by cities but by SPAs. The following is a list of the agencies the City contacted that specialize in AIDS and related diseases: County of Los Angeles; Health Department County of Los Angeles; Department of HIV Epidemiology; Center and Project Health Facility United States Department of Health and Human Services; and the Centers for Disease Control and Prevention. These agencies were able to confirm that there is a small percentage of people in the City that have been infected with HIV/AIDS. However, they were not able to identify the exact number. Out of the small percentage of people with HIV/AIDS residing in the City, it is unknown how many of them, if any, need supportive housing. The organizations and facilities listed below offered services to persons diagnosed with AIDS and related diseases who reside in the City. • L.A. CADA provides AIDS awareness and HIV outreach programs; Asian Pacific Health Care Venture - EI Monte Rosemead Health Center; and • SCADP offers services for people living with AIDS or HIV. Persons with HIV/AIDS are considered a special needs group due to their need for health care and supportive services. Persons with HIV/AIDS may face bias and misunderstanding about their illness that may affect their access to housing. Furthermore, they may have trouble balancing their incomes with medical expenses due to their illness, putting them at risk of becoming homeless. The County of Los Angeles Public Health Annual HIV Surveillance Report indicates that as of December 2021, 53,577 persons were living with HIV in Los Angeles County — the exact number in Rosemead is unknown. Demographic data regarding the characteristics of the County's "People Living with HIV Disease (PLWHD)" include the following: • Gender: 89% male and 11 % female • Race/Ethnicity: 47% Hispanic, 25% White, 4% Asian, 20% Black, and 4% multi -race • Age (by percentage): age 19-29 (25%), age 30-39 (20%), 40-49 (21%), age 50-59 (28%), age 60 and older (25%) • As of December 2021, 1,518 new cases diagnosed with HIV are living in Los Angeles County • The two cities with the highest number of PLWHD: Hollywood and Long Beach 2025-2029 Consolidated Plan ROSEMEAD 31 OMB Control No: 2506-0117 (exp. 09/30/2021) There is no HIV/AIDS-dedicated housing in Rosemead; however, CHIRP/LA is a Housing Opportunities for Persons with AIDS (HOPWA) funded housing information and referral program dedicated to preventing homelessness and improving the quality of life of people living with HIV/AIDS in Los Angeles County. CHIRP/LA has collaborated with local AIDS Service Organizations and community-based organizations to develop an extensive clearinghouse of information and referrals for housing options as well as other related support services. CHIRP/LA offers housing resources on theirwebsite "Housing Information and Resources For People Living with HIV/AIDS in Los Angeles County". Exhibit 3 includes the most recent list of emergency and transitional housing for persons living with HIV/AIDS available to Rosemead residents. If the PJ will establish a preference for a HOME TBRA activity for persons with a specific category of disabilities (e.g., persons with HIV/AIDS or chronic mental illness), describe their unmet need for housing and services needed to narrow the gap in benefits and services received by such persons. (See 24 CFR 92.209(c)(2) (ii)) The City will not be implementing a HOME TBRA activity during the next five-year period. Discussion: A percentage of the City's population has special needs that may require unique housing options and services. These special needs groups include seniors, frail elderly, and the disabled. While housing and service programs are available to these special needs populations, additional resources may be needed to address unmet needs. 2025-2029 Consolidated Plan ROSEMEAD 32 OMB Control No: 2506-0117 (exp. 09/30/2021) NA -50 Non -Housing Community Development Needs — 91.215 (f) Describe the jurisdiction's need for Public Facilities: The City provides several public facilities available for citizens, including parks, community centers, swimming pools, tennis courts, and the County Library. There is a need for public facilities that serve populations with special needs and for facilities that bring public services as described in this section into the communities where they are most needed. The Community Needs Survey respondents prioritized youth centers and parks and recreation improvements. Additionally, the City Council has prioritized economic development and plans to fund future commercial property fagade improvement projects. How were these needs determined? The evaluation of community development needs is based on consultation with staff from the City, public agencies, residents, and information from various City plans (e.g., Capital Improvement Plan). Meetings with City Council and staff, an online Community Needs Survey, and stakeholder interviews. Describe the jurisdiction's need for Public Improvements: The recent Community Needs Survey reveals the following priorities in public facilities: • Parks and Recreation Facilities; and Multi -Purpose Community Centers. How were these needs determined? Meetings with City Council and staff, online Community Needs Survey, and stakeholder interviews. The evaluation of community development needs is based on consultation with staff from the City, public agencies, residents, and information from various City plans (e.g., Capital Improvement Plan). Describe the jurisdiction's need for Public Services: The City requires the assistance of social services, especially given the current poverty rate of 15.6% of families with children in extremely low-income households. Of the households with children under the age of 18 living in poverty, 802, or 64% of these, have two foreign -born parents. 41% of all non -family households live in poverty, and it is assumed that most of these people are elderly. Moreover, 54% of extremely low-income households are severely cost burdened. According to the data and analysis in the Needs Assessment section, the following services may be needed: • Homeless prevention services • Services for children and at -risk youth • Affordable housing to combat the cost burden problems • Financial literacy • Advanced education • Job/employment training to increase earning capacity to be able to afford housing costs and essential services 2025-2029 Consolidated Plan ROSEMEAD OMB Control No: 2506-0117 (exp. 09/30/2021) 33 Needs were determined through consultation with service providers. The following are the high-priority needs from the survey: • Neighborhood crime prevention programs • Parks and recreation programs • Programs for at -risk youth Priority service needs determined by local and regional service stakeholder agencies include: • Workforce development and skills training • Increased number of service providers and operational money • Assistance getting children safely to school if parents are working • Resource guide for families needing assistance, i.e., rental assistance, house maintenance, literacy, language classes, and childcare • Decent, affordable after-school care • Decrease the time it takes to receive the services needed How were these needs determined? Needs were determined through the online survey, stakeholder interviews, specifically consultation with Garvey School District, Garvey Community Center, Boys & Girls Club of West San Gabriel Valley, County of Los Angeles, Department of Health Services, LACDA, L.A. CADA, Los Angeles County Public Health Department, and LAHSA. 2025-2029 Consolidated Plan ROSEMEAD OMB Control No: 2506-0117 (exp. 09!30/2021) 34 Housing Market Analysis MA -05 Overview Housing Market Analysis Overview The Housing Market Analysis Section of the ConPlan includes an overview of the housing market conditions within the City of Rosemead, provides an inventory of facilities and services for the homeless and special needs populations, discusses barriers to affordable housing, and looks at additional needs of the community based on geography and region. It further discusses the areas within Rosemead demonstrating the greatest need and containing the highest population of extremely low-, very low-, and low-income residents within which CDBG funds will be allocated. According to 2024 California Department of Finance data, the City's housing stock contains 28,145 residential units. Of the available units, 15,234 are occupied. Current real estate data indicates that the median home price within the City is $885,822, a 5% increase from the prior year. Following county and state-wide trends, prices of homes within Rosemead have increased and are projected to continue to increase. According to 2016-2020 ACS data, roughly 76% of Rosemead's housing stock is 45 years old or older, which lends itself to a growing need for major system replacements like roofs, plumbing, sewer lines, windows, electrical, etc. Barriers or impediments to affordable housing are caused when the incentive to develop this housing is removed due to excessive development costs or the lack of community commitment. Some development costs are motivated by economic conditions and other issues that affect the real estate market and are outside the control of local government. In addition, the development of affordable housing is affected by both the economic market conditions and the housing policies of federal, state, and local governments, and the "Not In My Backyard" phenomenon. Although federal and state environmental regulations are implemented at the local level, these policies have and seem to continue to add to the cost of development. Public policy and community issues that may potentially affect the cost of development and housing projects within the City include the following: land use development; cost of labor and materials; cost of land; environmental problems (wastewater, floodplains, and capacity); and deed restrictions and covenants. With regard to Rosemead's job market, the California State Department of Employment Development estimates that the unemployment rate statewide during November 2023 was 4.9%, as compared with a rate of 4.3% within the City of Rosemead. According to 2016-2020 ACS and 2015 Longitudinal Employer -Household Dynamics data indicated that the largest proportion of jobs in the City were in education and health care services arts (31 %), Professional, Scientific, and Management Services (20%), followed by entertainment and accommodations (17%). There are 15,724 jobs total within the community and 20,522 workers to fill those jobs. 2025-2029 Consolidated Plan ROSEMEAD 35 OMB Control No: 2506-0117 (exp. 09/30/2021) MA -10 Number of Housing Units — 91.210(a)&(b)(2) Introduction As an introduction to the Housing Market Analysis section of the ConPlan, according to U.S. Census ACS Table DP04 — 2023, the City of Rosemead contains 15,220 residential units of which 14,273 (93.8%) are occupied, a homeowner vacancy rete of less than 1% (.5%) and rental vacancy rate of 3.6%. Single -Family Housing (1-4 units): The City was developed primarily in the 1950s. Before development, the City was an agricultural community that converted to a bedroom community nearly overnight in the 1950s post-war. As shown in Table 1, the City now consists of 15,205 housing units. The data provided by the 2016-2020 ACS 5 -Year Estimates shows that 71% of the City's total housing stock is in one -unit detached structures. In addition, one -unit -attached structures make up about 14% of the City's housing stock. Multi -Family Housing (5+ units): About 10% of the City's housing stock is located in multi -family buildings, with about 6% in smaller buildings (5-19 units) and 4% in larger buildings (20+ units). Unit Sizes: The majority of the City's housing stock (7,160) has three or more bedrooms, 5,290 has two bedrooms, 1,610 has one -bedroom, and 350 are 0 -bedroom units. On average, owner -occupied units tend to be largerthan renter -occupied units. Only 30% of the renter -occupied units have three or more bedrooms, while 69% of owner -occupied units have three or more bedrooms. The majority of renter housing units are two-bedroom. All residential properties by number of units Property Type Number % 1 -unit detached structure 10,855 71% 1 -unit, attached structure 2,120 14"/0 2-4 units 520 30/6 5.19 units 865 6% 20 or more units 540 4% Mobile Home, boat, RV, van, etc. 305 2% Total15,205 47% 100% Data Source: 2016-2020 ACS 69% 2,185 Table 19 — Residential Properties by Unit Number Unit Size by Tenure Table 20 — Unit Size by Tenure 2025-2029 Consolidated Plan ROSEMEAD OMB Control No: 2506-0117 (exp. 09/30/2021) 36 Owners Number % Renters Number % No bedroom 80 1% 270 4% 1 -bedroom 225 3% 1,385 19% 2 bedrooms 1,895 26% 3,395 47% 3 or more bedrooms 4,975 69% 2,185 30% Total 7,175 99•0A 7,235 1000% Data Source: 2016-2020 ACS Table 20 — Unit Size by Tenure 2025-2029 Consolidated Plan ROSEMEAD OMB Control No: 2506-0117 (exp. 09/30/2021) 36 Describe the number and targeting (income level/type of family served) of units assisted with federal, state, and local programs. The City works with LACDA to provide rental assistance to City residents through the Section 8 Voucher program. The primary objective of this program is to assist low-income (0 to 50% of MFI) persons and households in making rents affordable. Currently, there is a lengthy waiting list for the Section 8 Program with an average seven to ten years wait, if not longer. Each applicant is selected from the waiting list in sequence, based upon the date of preliminary application and voucher availability. The City entered into an agreement in FY 2007/2008 with the Community Housing Development Corporation (CHDO) Rio Hondo Community Development Corporation (RHCDC) for a deferred -payment loan for the purchase of a three-bedroom single family home. In FY 2010/2011 the City entered into another agreement with the RHCDC for the purchase of a three-bedroom home located at 8628 Landis View Lane. The property is intended for rental to low- to moderate -income households and is subject to a 55 -year affordability covenant until May 2063 and March 2066, respectively. Both homes were purchased using the 15% CHDO set-aside funds as required under the HOME entitlement grant from funding years 2007 through 2011. Both housing complexes are restricted to low-income seniors making below 40% of the median income with a total of 122 units and two 3 -bedroom single-family homes for LMI families. There is a waiting list for both senior apartment complexes. Additional information on these complexes is provided in the following narrative. The City has also provided housing rehabilitation and homeownership assistance to LMI homeowners since the inception of the CDBG and HOME programs. In FY 2024-2025 the City's Homeownership Assistance Program provided five HOME loans to LMI families for the purchase of a Rosemead home. Provide an assessment of units expected to be lost from the affordable housing inventory for any reason, such as expiration of Section 8 contracts. There are four housing developments, containing 122 units, that have received mortgage assistance with the help of federal, state, or local funds. The four developments are Angelus Senior Housing, Garvey Senior Housing, and two (3 -bedroom) single-family rental homes. All four developments are expected to remain as part of the City's affordable housing inventory. Angelus Senior Housing (51 units) Angelus Senior Housing was completed in 1995 and is owned by the Rosemead Housing Development Corporation. It consists of 51 one -bedroom units. The term of the lease is for 55 years from the effective date of the Development Agreement between the City of Rosemead and the Rosemead Housing Development Corporation or until February 7, 2050. To qualify for this complex, a person must be 62 years of age or older and must be income -qualified. The income limits are reviewed every year and are subject to change without prior notice. There is no risk of conversion until February 7, 2050. Garvey Senior Housing (71 units) Garvey Senior Housing was completed in 2002 and is owned by the Rosemead Housing Development Corporation. It consists of 64 one -bedroom and 7 two-bedroom units plus a manager unit. The term of the lease is for 55 years from the effective date of the Development Agreement between the Rosemead Community Development Commission, the City of Rosemead, and the Rosemead Housing Development Corporation, or until October 30, 2057. To qualify for this complex, a person must be 62 years of age or older and must be income qualified. The income limits are reviewed every year and are subject to change without prior notice. There is no risk of conversion until October 30, 2057. 2025-2029 Consolidated Plan ROSEMEAD 37 OMB Control No: 2506-0117 (exp. 09130/2021) Two (3 -Bedroom) Single Family Rental Homes The City entered into an agreement in FY 2007/2008 with the RHCDC for a deferred -payment loan for the purchase of a three-bedroom single family home. In FY 2010/2011 the City entered into another agreement with the RHCDC for the purchase of a three-bedroom home located at 8628 Landis View Lane. The property is intended for rental to low- to moderate -income households and is subject to a 55 -year affordability covenant until May 2063 and March 2066, respectively. Both homes were purchased using the 15% CHDO set-aside funds as required under the HOME entitlement grant from funding years 2007 through 2011. Does the availability of housing units meet the needs of the population? The availability of housing units does not fit the current housing needs for LMI households in the City. The City still faces significant shortages of rental and homeownership units that are affordable to extremely low, low-, middle-, and even moderate -income households (especially families with children, persons with disabilities, and permanent housing for the homeless). Additionally, wait -lists for both elderly and/or accessible family units are eight years plus, further reflecting the lack of affordable housing. Describe the need for specific types of housing: The need for affordable housing for families, accessible units for seniors, emergency shelter space, and affordable rental housing were identified as priorities. This is also evidenced by the fact that the housing authority maintains a waiting list for affordable housing. The need for home ownership is at its greatest level in decades. The City is committed to developing relationships with nonprofit and for-profit developers to create new homeownership opportunities. Discussion The City of Rosemead strives toward maintenance and preservation of the City's housing stock to prevent unhealthy living conditions; eliminate the need for future, more costly housing rehabilitation; prevent neighborhood deterioration; increase the supply of ADUs and urban dwellings (Senate Bill 9) as additional affordable housing and supplemental income to the owners of the property and encourage community pride. The City enforces codes and provides incentives to promote maintenance and conservation. 2025-2029 Consolidated Plan ROSEMEAD 38 OMB Control No: 2506-0117 (exp. 09/30/2021) MA -15 Housing Market Analysis: Cost of Housing - 91.210(a) Introduction: The following tables in MA -15 show the cost of housing, including rent, home value, and income as it relates to housing affordability. There is a shortage of housing at all income levels in the City. Fair Market Rents are high forthe area, and current HUD HOME rental limits do not meet the fair market value. As the number of bedrooms in a unit increases, affordability becomes harder to achieve for larger households. The median home cost provided by HUD appears significantly lower than today's actual median home price. Following county and state-wide trends, the City of Rosemead's cost of housing has increased. Although the median home value decreased between 2005-2009 and the 2016-2020 data sets displayed in Table 3, the median home price in Rosemead has since increased to $885,822. The California Association of Realtors further states that the median home price throughout California and Los Angeles County is anticipated to continue to increase. According to data provided by HUD, Fair Market Rent Rates for the fiscal year 2024 are: $2,200 for efficiency units; $2,344 for 1 -bedroom; $2,783 for 2 -bedrooms; $3,789 for 3- bedrooms; and, $4,467 for 4 -bedroom units. 2020 Census data states that the median rent rate was $1,320; however, Table 4 indicates that most Rosemead renters (45%) pay between $1,000 - $1,499 in rent. Regarding affordability, Table 5 CHAS data for 2016-2020 indicates there are 460 rental units available to residents with extremely low income; 1,885 rental and 230 owner units available to very low-income residents; 5,155 rental and 470 owner units available to moderate -income residents; and 874 owner units available to those above moderate income. Based on this date, the majority of affordable units are rental units. Cost of Housing Base Year: 2009 Most Recent Year: 2020 %Change Median Home Value 442,600 576,000 300/. Median Contract Rent 1,100 1,320 20% Data Source: 2000 Census (Base Year), 20162020 ACS (Most Recent Year) Table 21 -Cost of Housing Rent Paid Number % Less than $500 649 9.0% $500-999 970 13.4% $1,000-1,499 3,250 44.9% $1,500-1,999 1,645 22.7% $2,000 or more 715 9.9% Total 7,229 99.9% Data Source: 2016-2020 ACS Table 22 - Rent Paid 2025-2029 Consolidated Plan ROSEMEAD OMB Control No: 25060117 (exp. 09/30/2021) 39 Housing Affordability Number of Units Affordable to Households earning Renter Owner 30% HAMFI 460 No Data 50% HAMFI 1,885 230 80% HAMFI 5,155 470 100% HAMFI No Data 874 Total 7,500 1,574 Data Source: 2016-2020 ACS 1,381 1,479 Table 23 - Housing Affordability Monthly Rent Monthly Rent (S) Efficiency (no bedroom) 1 Bedroom 2 Bedroom 3 Bedroom 4 Bedroom Fair Market Rent 2,200 2,344 2,783 3,769 4,467 High HOME Rent 1,826 1,958 21352 2,708 3,001 Low HOME Rent 1,381 1,479 1,776 2451 2,288 Data Source: HUD FMR and HOME Rents Table 24 — Monthly Rent Is there sufficient housing for households at all income levels? Based on data from Table 1 and Table 5, out of the 15,205 housing units, 7,500 or about one-half are affordable to lower-income households. This data further indicates that there is a shortage of housing at all income levels in the City. The current tight homeownership market has put further pressure on the rental market. Despite historically low mortgage interest rates, many households who would normally be seeking to buy are unable to do so due to the high price of homes and associated down payment coupled with the low number of available homes and strict lending standards. Because most renters cannot afford housing costs, they remain in the rental market despite experiencing increasing local rent costs. The homeless population is also in need of permanent affordable housing. The majority of the City's rental housing stock is available to lower-income households (80% HAMFI), according to 2016-2020 CHAS data within Table 5. However, much fewer rental units are affordable to low - and extremely low-income households. Moreover, owner -occupied units appear to be even less affordable than rental units at all income levels. How is affordability of housing likely to change considering changes to home values and/or rents? According to Census data, ACS data, and data from the California Association of Realtors, trends in the housing market suggest that the affordability of units will continue to decrease as the rents and values increase. Given the City's growing population and desirability as a place to live, the high cost of new construction, and the drastic reduction in the amount of funding available for subsidized housing development, it is expected that housing affordability will remain a concern over the next five years. The distinction between renter and owner housing overpayment/affordability is important because while homeowners may over -extend themselves financially to afford the option of home purchase, the owner always maintains the option of selling the home, thereby generally lowering housing costs. In addition, home ownership affords tax benefits to reduce monthly costs. Renters, however, are limited to the rental market and are generally required to pay the rent established in that market. 2025-2029 Consolidated Plan ROSEMEAD 40 OMB Control No: 2506-0117 (exp. 0913012021) Neighborhood revitalization through rehabilitation or replacement of existing, lower -value housing stock is a significant priority in the City and an emphasis in this ConPlan, along with the creation of homeownership opportunities. This is resulting in a focused effort in terms of funding, human resources, and working with market -rate development proposals. In the mid -to -long term and within the next five years, this will result in an increase in home values and a decrease in the availability of affordable rental housing. Home costs provided in Table 3 show a median home price of $576,000 (2020 ACS data), however, the median home price listed on Zillows.com is $885,822. How do HOME rents /Fair Market Rent compare to Area Median Rent? How might this impact your strategy to produce or preserve affordable housing? Fair Market Rents are fairly high for the area, and HOME rent limits do not meet the fair market value as the number of bedrooms increases, making affordability harder to achieve for larger households. Overall, this mismatch shows that affordability will continue to be a priority for the area. Discussion: Please refer to the discussion above. 2025-2029 Consolidated Plan ROSEMEAD 41 OMB Control No: 2506-0117 (exp. 09/30/2021) MA -20 Housing Market Analysis: Condition of Housing — 91.210(a) Introduction According to 2016-2020 ACS data, Table 7 displays information on the housing stock that contains none, one, or more of the following housing problems: lacks complete kitchen facilities; lacks complete plumbing facilities; has more than one person per room; or, has a housing -cost burden greater than 30%. It is shown in the data that many owner -occupied homes (61%) have none of the above-mentioned conditions, while 35% of all owner -occupied homes report one of the selected conditions. Very few (4%) of owner -occupied homes report two of the selected conditions, and no owner -occupied homes report with three or four of the conditions. With regard to renter -occupied units, 29% have none of the abovementioned conditions, while 57% have one of the conditions, 12% have two of the conditions, and 2% report three selected conditions, while no renter units report four selected conditions. According to the 2016-2020 ACS data, just over 76% of the City's housing stock is 45 years old or older - the age at which housing typically begins to require major repairs. In addition, the lack of adequately sized affordable housing can lead to overcrowding and, in tum, deteriorating housing conditions. Maintenance and improvement of existing housing conditions over the long term will require ongoing maintenance of existing units, rehabilitation or replacement of substandard housing, and programs to maintain neighborhood quality. Describe the jurisdiction's definition of "standard condition" and "substandard condition but suitable for rehabilitation": Substandard housing is defined as structurally unsound, violates the City's building codes, is overcrowded, has incomplete plumbing, or does not meet the Section 8 Existing Housing Quality Standards. Substandard housing, which is suitable for rehabilitation, is defined as housing that, in its current condition, has deficiencies ranging from minor violations of the City building codes to major health and/or safety violations. Nevertheless, substandard housing can be economically remedied where the necessary hard cost of the rehabilitation work does not exceed 75% of the replacement value of the property. Where rehabilitation exceeds 75% of the replacement costs, demolition would be considered. All potential rehabilitation projects are reviewed on a case-by-case basis and assess both the condition of the property and the owner's own ability to finance the repairs. The City does not fund the rehabilitation of investment rental properties. Condition of Units Condition of Units Owner -Occupied Number % Renter -Occupied Number % With one selected Condition 2,485 35% 4,095 57% With two selected Conditions 315 4% 870 12% Wth three selected Conditions 0 0% 165 2% With four selected Conditions 0 0% 0 0% No selected Conditions 4,380 61% 2,105 29% Total 7,180 100% 7,235 1000A Data Source: 2016-2020 ACS Table 25 - Condition of Units 2025-2029 Consolidated Plan ROSEMEAD 42 OMB Control No: 2506-0117 (exp. 09/30/2021) Year Unit Built Year Unit Built Owner -Occupied Number % Renter -Occupied Number % 2000 or later 425 6% 460 6% 1980-1999 1,025 14% 1,505 21% 1950-1979 3,295 46% 3,440 48% Before 1950 2,435 34% 1,840 25% Total 7,180 10056 7,245 100•/ Data Source: 2016-2020 ACS Table 26 — Year Unit Built Risk of Lead -Based Paint Hazard Risk of Lead -Based Paint Hazard Oumer-Occupied Renter -Occupied Number % Number °k Total Number of Units Built Before 1980. 5,730 80% 5,280 73% Housing units built before 1980 with children present 620 9% 165 2% Data Source: 2016-2020 ACS (Total Units) 2016-2020 CHAS (Units with Children present) Table 27 — Risk of Lead -Based Paint Vacant Units Table 28 -Vacant Units Need for Owner and Rental Rehabilitation Roughly 76% of the City's housing stock was built before 1980 (11,010 units), and many of these units are now in need of significant repairs or updating. Many of the City's owner -occupied housing units are occupied by lower income or retired seniors who cannot afford to make needed repairs or who need to make accessibility improvements to enable them to stay in their homes. With rents increasing, owners of most investor-owned rental housing are able to obtain private financing to make the needed repairs without financial assistance. For older investor-owned rental housing in lower rent neighborhoods, additional financial assistance may be needed. Homes built prior to 1950 - 34% are owner -occupied units and 25% are renter -occupied. Homes built between 1950 and 1979 -46% are owner -occupied units and 48% are renter -occupied. Estimated Number of Housing Units Occupied by Low- or Moderate -Income Families with LBP Hazards There are 11,010 units built prior to 1980 which is approximately 76% of all housing units and therefore may have lead-based paint hazards. Of the 11,010 units, it is estimated that 7,419 are LMI (since 67.38% of households are LMI). HUD supplied data indicating that there is a total of 620 housing units occupied by families with children that were built prior to 1980. It is estimated that 418 of these are LMI (since 67.38% of households are LMI). 2025-2029 Consolidated Plan ROSEMEAD 43 OMB Control No: 2506-0117 (exp. 09/30/2021) Suitable for Rehabilitation Not Suitable for Rehabilitation Total Vacant Units 0 0 0 Abandoned Vacant Units 0 0 0 REO Properties 0 0 0 Abandoned REO Properties 0 0 0 Data Source: 2005-2009 CHAS Table 28 -Vacant Units Need for Owner and Rental Rehabilitation Roughly 76% of the City's housing stock was built before 1980 (11,010 units), and many of these units are now in need of significant repairs or updating. Many of the City's owner -occupied housing units are occupied by lower income or retired seniors who cannot afford to make needed repairs or who need to make accessibility improvements to enable them to stay in their homes. With rents increasing, owners of most investor-owned rental housing are able to obtain private financing to make the needed repairs without financial assistance. For older investor-owned rental housing in lower rent neighborhoods, additional financial assistance may be needed. Homes built prior to 1950 - 34% are owner -occupied units and 25% are renter -occupied. Homes built between 1950 and 1979 -46% are owner -occupied units and 48% are renter -occupied. Estimated Number of Housing Units Occupied by Low- or Moderate -Income Families with LBP Hazards There are 11,010 units built prior to 1980 which is approximately 76% of all housing units and therefore may have lead-based paint hazards. Of the 11,010 units, it is estimated that 7,419 are LMI (since 67.38% of households are LMI). HUD supplied data indicating that there is a total of 620 housing units occupied by families with children that were built prior to 1980. It is estimated that 418 of these are LMI (since 67.38% of households are LMI). 2025-2029 Consolidated Plan ROSEMEAD 43 OMB Control No: 2506-0117 (exp. 09/30/2021) Discussion Vacancy rates often influence the cost of housing. In general, vacancy rates of five to six percent for rental housing and two to three percent for ownership housing are considered healthy and suggest a balance between housing supply and demand. With a housing stock almost equally balanced at 49.79% owner - occupied and 50.21 % renter -occupied, the weighted optimum vacancy rate should be between three and five percent. According to the 2021 Pre -Certified Local Housing Data prepared by SCAG, the vacancy rate in Rosemead was 4.7%. This data shows that the City has experienced what would be considered a "healthy" vacancy rate indicating a balanced supply and demand for housing. In terms of housing stock, the age of the City's housing stock will continue to create a demand for housing rehabilitation and the remediation of lead-based paint hazards. The City intends to continue to provide a variety of housing rehabilitation programs in the form of grants, deferred loans, and forgivable loans to income -eligible households to address the need to maintain its housing stock. 2025-2029 Consolidated Plan ROSEMEAD 44 OMB Control No: 2506-0117 (exp. 09/30/2021) MA -25 Public and Assisted Housing — 91.210(b) Introduction: Assisted housing and public housing are both types of government -subsidized housing, but they differ in a few ways: • Assisted housing - This type of housing is primarily funded by the HUD through programs like Section 8 certificates and vouchers, or federally funded rehabilitation or construction loans and grants. These programs allow low-income households to receive rental subsidies in the private sector. Tenants can use the subsidies to select housing within a standard rent range. • Public housing -This type of housing is owned, sponsored, or administered by the government. It's often provided to people with low incomes, seniors, and people with disabilities. Public housing can come in many forms, including single-family homes and high-rise apartments. Local public housing agencies manage public housing properties The City of Rosemead does not own any public housing and there are no public -owned housing projects located in the City. Although there is no public housing located within the City, there are four assisted housing developments that have received financial assistance with the help of federal, state, or local funds. The four (4) developments are the Angelus Senior Housing, the Garvey Senior Housing, and two 3 - bedroom rental units. Angelus Senior Housing The Angelus Senior Apartments were completed in 1995 and are owned by the Rosemead Housing Development Corporation. The complex consists of 51 one -bedroom units. The term of the lease is for 55 years from the effective date of the Development Agreement between the City of Rosemead and the Rosemead Housing Development Corporation or until February 7, 2050. To qualify for this complex, a person must be 62 years of age or older and must be income -qualified. The maximum income is 40% of the AMI adjusted for household size. The income limits are reviewed every year and are subject to change without prior notice. The risk of conversion will not be an issue during the next five years. As previously mentioned, the earliest possible conversion date for the Angeles Senior Apartments is February 7, 2050. Garvey Senior Housing The Garvey Senior Apartments were completed in 2002 and are owned by the Rosemead Housing Development Corporation. It consists of 64 one -bedroom and 6 two-bedroom units plus a manager unit. The term of the lease is for 55 years from the effective date of the Development Agreement between the Rosemead Community Development Commission, the City of Rosemead, and the Rosemead Housing Development Corporation or until October 30, 2057. To qualify for this complex a person must be 62 years of age or older and must be income qualified. The maximum income is 40% of the AMI adjusted for household size. The income limits are reviewed every year and are subject to change without prior notice. The risk of conversion will not be an issue during the next five years of the ConPlan. As previously mentioned, the earliest possible conversion date for the Garvey Senior Apartments is October 30, 2057. 2025-2029 Consolidated Plan ROSEMEAD 45 OMB Control No: 2506-0117 (exp. 09/30/2021) Two 3 -Bedroom Single Family Homes During the FY 2007-2008 and FY 2010-2011, the City entered into agreements with RHCDC for the production of affordable housing using the 15% CHDO set-aside funding as required under the HOME entitlement grant. As a result, the City approved two separate 0% deferred payment loans funded by the HOME CHDO Set -Aside Fund to the RHCDC for the purchase of two 3 -bedroom rental properties in the City. Both properties are restricted as rental property for LMI households and are subject to a 55 -year affordability covenant until May 2063 and March 2066, respectively. Table 11 provides an overview of the public housing units managed by IACDA. In addition to these public housing units, LACDA provides rental assistance to the City residents through the Section 8 Voucher program. The primary objective of this program is to assist low-income (0 to 50% of MFI) persons and households in making rent affordable. There is currently a lengthy waiting list for the Section 8 Program with an average of seven to ten years wait, if not longer. Each applicant is selected from the waiting list in sequence, based on the date of preliminary application and voucher availability. Totals Number of Units Program Type Vouchers Special Purpose Voucher Certificate Mod- Public project- Tenant- Veterans Family Rehab Housing Total Affairs Disabled based based Unification Supportive Program rogram # of units vouchers 0 267 2,962 26,867 1 22,804 3,442 524 96 available # of accessible units 'includes Non -Elderly Disabled, Mainstream One -Year, Mainstream Five-year, and Nursing Home Transition Data Source: PIC (PIH Information Center) as of March 1, 2025. These numbers are for the County as a whole. No public housing units are located in Rosemead. Blank boxes indicate no data was available. Table 29—Tota I Number of Units by Program Type Describe the supply of public housing developments There are no public housing units within the City of Rosemead. Describe the number and physical condition of public housing units in the jurisdiction, including those that are participating in an approved Public Housing Agency Plan: Although there are no public housing units, there are several affordable housing developments. Public Housing Condition Public Housing Development Average Inspection Score Not Applicable 0 Table 30 - Public Housina Condition Describe the restoration and revitalization needs of public housing units in the jurisdiction: This is not applicable to the City of Rosemead since the are no public housing units located in the City. 2025-2029 Consolidated Plan ROSEMEAD 46 OMB Control No: 2506-0117 (exp. 09130/2021) Describe the public housing agency's strategy for improving the living environment of low- and moderate - income families residing in public housing: Not Applicable to the City of Rosemead Discussion: LACDA manages the public housing located within Los Angeles County. Information related to the condition and or occupancy statistics were not readily available. The City will continue to work with LACDA to gather more information on the public housing units. 2025-2029 Consolidated Plan ROSEMEAD 47 OMB Control No: 2506-0117 (exp. 09/30/2021) MA -30 Homeless Facilities and Services —91.210(c) Introduction The needs of the homeless and how the City responds to those needs are identified and discussed in this section. Numerous organizations citywide (in Rosemead) provide facilities, shelters, counseling services, food and nutrition and healthcare services to persons who are homeless or near homelessness. Table 13 displays the 2024 Housing Inventory Count published by the Los Angeles Homeless Services Authority which provides a list of housing targeted to homeless households available to homeless residing in SPA 3 (San Gabriel Valley). SPA 3 has 1,151 year-round emergency shelter beds and zero seasonal and/or overflow/voucher beds available to families, adults, and unaccompanied youth. SPA 3 has 157 year- round transitional housing beds with an additional zero beds available to veterans. There are no permanent supportive housing beds available to families, adults, veterans, unaccompanied youth, and the chronically homeless. Between emergency, transitional, and permanent housing, there are 687 beds available to families, and 621 beds available to adults. Facilities and Housing Targeted to Homeless Households Table 31- Facilities and Housing Targeted to Homeless Households Describe mainstream services, such as health, mental health. and employment services to the extent those services are used to complement services targeted to homeless persons. Based on available funds, number of service inquiries, and number of people in need, the City either directly provides service or partners with social service agencies to provide the following supportive services: 1) 211 LA County - referral service; 2) City of Rosemead Housing Division of the Community Development Department - Homeownership Assistance Program; 3) Fair Housing Services - landlord/tenant information and assistance, 3) Family Promise - support services, and 4) L.A. CADA - two full-time homeless outreach navigators dedicated to the City of Rosemead. The City also funds a Senior Nutrition Program providing nutritious meals for age -qualified residents. If an individual or family is unable to be assisted immediately by one of the previously mentioned organizations, they are referred to the 211 Info Line organization in order to be able to access either the Los Angeles County Voucher Program or other non -local shelters. Overall, the City has not experienced an overwhelming population of homeless persons and has not experienced an outpouring of public concern to provide additional services within its boundaries. Social service agencies and providers within the City and adjacent communities (where nearly all major services are provided) have not expressed that there is an extraordinary need to provide emergency shelters within the City boundaries, as adequate facilities are available nearby and are not always filled to capacity. 2025-2029 Consolidated Plan ROSEMEAD 48 OMB Control No: 2506-0117 (exp. 09/30/2021) EmargencyShelterBeds Transitional Permanent Supportive Housing Beds Housing Beds Year Round Voucher/ Beds Current& Under Seasonal/ Current&New (Current & New Development New) Overflow Beds Households with Adult(s) and Child(ren) 625 0 62 0 0 Households with Only Adults 526 0 95 0 0 Chronically Homeless Households 0 0 0 0 0 Veterans 0 0 0 0 0 Unaccompanied Youth 0 0 0 0 0 Data Source: 2024 Los Angeles County Housing Inventory. Table 31- Facilities and Housing Targeted to Homeless Households Describe mainstream services, such as health, mental health. and employment services to the extent those services are used to complement services targeted to homeless persons. Based on available funds, number of service inquiries, and number of people in need, the City either directly provides service or partners with social service agencies to provide the following supportive services: 1) 211 LA County - referral service; 2) City of Rosemead Housing Division of the Community Development Department - Homeownership Assistance Program; 3) Fair Housing Services - landlord/tenant information and assistance, 3) Family Promise - support services, and 4) L.A. CADA - two full-time homeless outreach navigators dedicated to the City of Rosemead. The City also funds a Senior Nutrition Program providing nutritious meals for age -qualified residents. If an individual or family is unable to be assisted immediately by one of the previously mentioned organizations, they are referred to the 211 Info Line organization in order to be able to access either the Los Angeles County Voucher Program or other non -local shelters. Overall, the City has not experienced an overwhelming population of homeless persons and has not experienced an outpouring of public concern to provide additional services within its boundaries. Social service agencies and providers within the City and adjacent communities (where nearly all major services are provided) have not expressed that there is an extraordinary need to provide emergency shelters within the City boundaries, as adequate facilities are available nearby and are not always filled to capacity. 2025-2029 Consolidated Plan ROSEMEAD 48 OMB Control No: 2506-0117 (exp. 09/30/2021) An additional complement to Rosemead's homeless services is the State Department of Developmental Services (DDS) community-based regional centers. The DDS provides services to approximately 240,000 persons with developmental disabilities and their families through a statewide system of 21 regional centers, four developmental centers, and two community-based facilities. The Eastern Los Angeles Regional Center is one of 21 regional centers in California that provides points of entry to services for people with developmental disabilities that serve Rosemead residents. List and describe services and facilities that meet the needs of homeless persons, particularly chronically homeless individuals and families, families with children, veterans and their families, and unaccompanied youth. If the services and facilities are listed on screen SP -4O Institutional Delivery Structure or screen MA - 35 Special Needs Facilities and Services, describe how these facilities and services specifically address the needs of these populations. Within the City of Rosemead, there are a variety of non-profit services which provide services to homeless persons. The City funds Family Promise of San Gabriel Valley that provides homeless services to families and individuals. Although there are no emergency shelters, transitional housing facilities, temporary housing for teenagers in crisis, support for at -risk veterans, and housing specifically for veterans and their families located within the City, there are several churches in Rosemead that also provide food and other support services to the homeless. It should be noted that although not funded through the City, in 2024, Maryvale, located in Rosemead, obtained entitlement approvals to provide transitional and supportive housing for up to 29 mothers with up to two children under the age of 10 and up to 14 female students attending a college. 2025-2029 Consolidated Plan ROSEMEAD 49 OMB Control No: 2506-0117 (exp. 09/30/2021) MA -35 Special Needs Facilities and Services — 91.210(d) Introduction Certain segments of the population may have a more difficult time finding decent, affordable housing due to special circumstances. These groups may require specific alterations to housing to meet their needs. In the requirements for preparing a ConPlan, Rosemead addresses the special needs and suitability of the housing stock for the elderly, disabled, and the homeless as summarized below. Including the elderly, frail elderly, persons with disabilities (mental, physical, developmental), persons with alcohol or other drug addictions, persons with HIV/AIDS and their families, public housing residents and any other categories the jurisdiction may specify, and describe their supportive housing needs The special housing needs of the elderly are an important concern to the City of Rosemead. This is especially significant because many retired persons are likely to be on fixed low incomes, and at greater risk of housing overpayment. In addition, the elderly maintain special needs related to housing construction and location. The elderly often require ramps, handrails, lower cupboards, and counters to allow greater access and mobility. In terms of location, because of limited mobility the elderly also typically need access to public facilities (for example, medical and shopping requirements) and public transit services. Elderly citizens also may need special security devices for their homes to allow greater self-protection. In many instances, the elderly prefer to stay in their own dwellings rather than relocate to a retirement community, and may require assistance with home repairs and manual house/yard work. In general, every effort should be made to maintain their dignity, self-respect, and quality of life. Finding reliable means of transportation to medical appointments, senior centers, meal sites, and shopping are also continued concerns for seniors. Many seniors lack private transportation due to physical orfinancial limitations. Within the City, various transit options and nutrition services are available including dial -a -ride, the City funded senior nutrition program and food banks offered by local agencies. Access and affordability are the two major housing concerns of disabled persons. Access is particularly important for the physically disabled. Physically disabled persons often required specially designed dwellings to permit access within the unit, such as lowered countertops, wider doorways, and modified bathroom facilities, as well as to and from the site. The disabled, like the elderly, have special needs with regard to the location of their housing units. There is typically a desire to be located near public facilities and needed services, as well as close proximity to public transportation facilities that often provide needed mobility for them. 2025-2029 Consolidated Plan ROSEMEAD 50 OMB Control No: 2506-0117 (exp. 09/30/2021) Describe programs for ensuring that persons returning from mental and physical health institutions receive appropriate supportive housing There is no identifiable programs or supportive housing available in Rosemead for persons returning from mental and physical health institutions. Specify the activities that the jurisdiction plans to undertake during the next year to address the housing and supportive services needs identified in accordance with 91.215(e) with respect to persons who are not homeless but have other special needs. Link to one-year goals. 91.315(e) With regard to activities which address other special -needs groups who are not homeless, the City's Garvey Community Center is supportive in assisting the elderly and the frail elderly. These include low-cost lunch meals, case management/referrals (YWCA San Gabriel Valley Case Management Program), shared senior activities, health and fitness, and other recreational activities. During each year of the five-year ConPlan cycle, the City anticipates providing services to about 2,000 seniors at the City's Garvey Community Center. The Rosemead Community Recreation Center also offers recreational courses specifically designed for seniors. The City will continue to refer persons with special needs, such as persons with disabilities (mental, physical, and developmental), persons with alcohol or other drug dependencies, and persons with HIV/AIDS to appropriate agencies. For entitlement/consortia grantees: Specify the activities that the jurisdiction plans to undertake during the next year to address the housing and supportive services needs identified in accordance with 91.215(e) with respect to persons who are not homeless but have other special needs. Link to one-year goals. (91.220(2)) The City will continue to fund the following activities that address housing and supportive services: 1. Owner -Occupied Rehabilitation Programs — Programs that support elderly in the repair of their homes 2. Summer Youth Employment Program —A program that provides employment opportunities for school aged youth and supports the prevention of homelessness. 3. Senior Nutrition Program — A program that provides nutritious meals to the elderly and aids in the prevention of homelessness. 4. Shelter and Food Program —A program to provide funding to local non-profit organizations that provide shelters and food while assisting in finding work and housing. 5. Fair Housing —A program that assists households with tenant and landlord resolutions which aids the prevention of homelessness. 2025-2029 Consolidated Plan ROSEMEAD 51 OMB Control No: 2506-0117 (exp. 09/30/2021) MA -40 Barriers to Affordable Housing — 91.210(e) Describe any negative effects of public policies on affordable housing and residential investment. The principal barrier to affordable housing is a combination of lack of affordable units and low paying jobs. The cost of housing has risen substantially over the years, with the median housing value increasing significantly over the past decade. Minimum wage has not kept up with the rising cost of housing, leaving many households at risk, in poverty, or remaining in substandard units. Compounding the problem of affordability is the age of the City's housing stock and the subsequent need for moderate and substantial rehabilitation. Many LMI homeowners are unable to afford the costs associated with making necessary repairs, such as for roof repairs or the presence of lead-based pain in older homes. Other barriers to affordable housing include poor credit history. Persons with little or poor credit often are not pre -approved for loans or are approved at rates that would no longer make their prospective purchase affordable. Credit counseling courses and programs that target populations with low income and a poor credit history in combination with Homeownership Assistance Programs will continue to be a part of the housing strategy over the next five years. The City is committed to addressing the negative effects of public policies over which it has control. In order to promote integration and prevent low-income concentrations, the City has designed its affordable housing programs to be available citywide. This priority also serves to make sure that the City does not have any policies, rules, or regulations that would lead to minority or racial concentrations. Over the years, the City has demonstrated a willingness to encourage housing development of all types. It has approved several entitlements, including zone changes, general plan amendments, and code amendments to allow for development of a variety of housing types, including those that benefit LMI people. It also makes an effort to streamline the development and permit processes. The City intends to maintain its current posture of openness and willingness to entertain new ideas and eliminate any regulatory barriers under its control in the provision of a variety of housing to meet the needs of all income groups. The City of Rosemead recently adopted their 2025-2029 Al which acknowledged the highest priority contributing factors to affordable housing based on community engagement activities and data analysis which include: • Cost burden households • High rent and home costs • Low affordable unit volume and availability • Older homes need reinvestment • Lower salary compared to industry standard • Lack of services for special needs populations • Lack of Asian representation when applying for home loans • High denial home loan rates 2025-2029 Consolidated Plan ROSEMEAD 52 OMB Control No: 2506-0117 (exp. 0913012021) MA -45 Non -Housing Community Development Assets — 91.215 (t] Introduction This section provides a profile overview of the City's workforce, its economy and education. According to Table 15, roughly 4.8% of working age residents are unemployed. Of the approximate 22,380 workers in the labor force, 4,965 (22.88%) do not have a GED or high school diploma. According to the ACS data (Table S2503 5 -Year Estimates), The median household income in the City is $72,248 and is 18% lower than the County, 25% lower than the state, and 8% lower than the national median in 2023. 2023 ACS data (Table S1701 5 -Year Estimates) show 7,014 people in the City are living below the poverty level out of the 49,916 -basis population which represents 14.1 % of the City's population. The percentage of people living below the poverty level in the City is higher than LA County at 13.6°/x, state level at 12%, as well as the national level of 12.4%. In the City, the top industries where the local workforce is employed are arts, entertainment, accommodations, education and health care services and professional, scientific, management services and retail trade. Economic Development Market Analysis Business Activity Business by Sector Number of Workers Number of Jobs Share of Workers % Share of Jobs % Jobs less workers % Agriculture, Mining, Oil & Gas Extraction 145 8 1 0 -1 Arts, Entertainment, Accommodations 3,249 2,737 15 16 1 Construction 671 410 3 2 -1 Education and Health Care Services 4,870 4,796 22 28 6 Finance, Insurance, and Real Estate 1,149 1 513 5 1 3 -2 Information 505 119 2 1 -2 Manufacturing 2,231 565 103 -7 Other Services 916 452 4 3 -2 Professional, Scientific, Management Services 1,723 3,141 8 18 10 Public Administration 0 0 0 0 0 Retail Trade 2,440 2,040 11 12 1 Transportation & Warehousing 802 318 4 2 -2 Wholesale Trade 1,821 625 8 4 -5 Grand Total 20,522 15,724 — — — Data Source: 2016-2020 ACS (Workers), 2020 Longitudinal Employer -Household Dynamics (Jobs) Table 32 - Business Activity 2025-2029 Consolidated Plan ROSEMEAD OMB Control No: 2506-0117 (exp. 09/30/2021) 53 Labor Force Type of Worker Number of Workers Total Population in the Civilian Labor Force 26,395 Civilian Employed Population 16 years and over 25,175 Unemployment Rate 4.68 Unemployment Rate for Ages 16-24 11.68 Unemployment Rate for Ages 25-65 2.96 Data Source: 2016-2020 ACS 1,850 fable 33 - Labor Force Occupations by Sector Number of People -Median Income Management, business and financial 4,980 Farming, fisheries and forestry occupations 1,510 Service 3,430 Sales and office 6,260 Construction, extraction, maintenance and repair 2,030 Production, transportation and material moving 1,850 Data Source: 2016-2020 ACS Data Source: 2016-2020 ACS Table 34 - Occupations by Sector Travel Time Travel Time Number Percentage < 30 Minutes 12,524 53% 30-59 Minutes 7,956 34% 60 or More Minutes 3,125 13% Total 23,605 100•/ Data Source: 2016-2020 ACS Bachelors degree or higher 5,845 fable 35 - Travel Time Education: Educational Attainment by Employment Status (Population 16 and Older) Educational Attainment In Labor Force Civilian Employed Unemployed Not in Labor Force Less than high school graduate 4,965 155 2,800 High school graduate (includes equivalency) 5,910 190 1,820 Some college or Associate's degree 4,795 255 1,215 Bachelors degree or higher 5,845 265 845 Data Source: 2016-2020 ACS Table 36 - Educational Attainment by Employment Status 2025-2029 Consolidated Plan ROSEMEAD OMB Control No: 2506-0117 (exp. 09/30/2021) Educational Attainment by Age Table 37 - EtlDWtlonal ASWlnment by Age Educational Attainment - Median Earnings in the Past 12 Months Educational Attainment 18-24 yrs 26-34 yrs Age 35-44 yls 455 yrs 65+ yrs Less than 9th grade 70 295 855 4,135 3,690 9th to 12th grade, no diploma 255 295 500 1,840 1,345 High school graduate, GED, or alternative 1,240 1,840 2,180 3,895 1,960 Some college, no degree 2,050 1,475 890 1,830 935 Associate's degree 450 540 505 1,030 390 Bachelor's degree 610 2,350 1,325 1,855 995 Graduate or professional degree 4 550 330 1 545 195 Data Source: 2016-2020 ACS Table 37 - EtlDWtlonal ASWlnment by Age Educational Attainment - Median Earnings in the Past 12 Months Educational Attainment Median Earnings in the Past 12 Months Less than high school graduate 21,431 High school graduate (includes equivalency) 26,204 Some college or Associate's degree 31,133 Bachelor's degree 43,489 Graduate or professional degree 61,739 Data Source: 2016-2020 ACS Table 39 — McClan tamings In me toast ix aconine Based on the Business Activity table above, what are the major employment sectors within your jurisdiction? Education and health care services are the largest employment sectors in the City, employing approximately 22% of all workers who live in the City. This is followed by Arts, Entertainment, Accommodations at 13%, Manufacturing and Retail Trade each at 12%, and Professional, Scientific, Management Services at 8%. Together, these five sectors employ over two-thirds of all of the City's workers. The City is served by two elementary school districts, Garvey School District and Rosemead School District. There is one public high school ---Rosemead High School—in the City and three public middle schools, Muscatel Middle School, Richard Garvey Intermediate School, and Roger W. Temple Intermediate School. Don Bosco Technical Institute, a private high school is also located in the City. The City of Rosemead is the home of one post -secondary educational institution (University of the West). The City has numerous medical offices and medical centers that serve the residents. Describe the workforce and infrastructure needs of the business community: The City's business community is seeking an educated, well-trained, and largely professional workforce. As previously noted, growth areas for the City include education and health care services; arts, entertainment, accommodations; and manufacturing. The City also has a large retail trade and service industry (restaurants and hotels) sector that is largely lower -wage and unskilled workforce. Describe any major changes that may have an economic impact, such as planned local or regional public or private sector investments or initiatives that have affected or may affect job and business growth opportunities during the planning period. Describe any needs for workforce development, business support or infrastructure these changes may create. 2025-2029 Consolidated Plan ROSEMEAD 55 OMB Control No: 2506-0117 (exp. 09/30/2021) The City's Economic Development initiatives were recently recognized by its nomination as a finalist for the "2019 Most Business -Friendly City in Los Angeles Award." The City encourages new business development through a streamlined permitting process and partnership with the Chamber of Commerce. In growing its arts and entertainment sector, the City has created a suite of services to support the film industry. As a result of the Garvey Avenue Corridor Specific Plan, several mixed-use projects are planned and/or approved to enhance the corridor with high-quality development that meets the City's goal of creating an attractive walkable center. How do the skills and education of the current workforce correspond to employment opportunities in the jurisdiction? There is sufficient training and educational opportunities in the City to meet the needs of the employment sectors. According to the Educational Attainment by Age table (Table 20), the City has a very high number of working -age people with some college or an advanced degree. Along with the many retail, office, and education facilities, the City is home to the Southern California Edison and Panda Express headquarters, which helps to attract and retain educated and trained individuals in the City. Describe any current workforce training initiatives, including those supported by Workforce Investment Boards, community colleges and other organizations. Describe how these efforts will support the jurisdiction's Consolidated Plan. The City, CoC, and County have established partnerships with the California's Employment Development Department, Workforce Development Board, Workforce Development Aging & Community Services, California Building Industry Association, Southern California Building Association, East San Gabriel Valley Regional Occupational Program, Pasadena City College and University of the West to provide workforce readiness programs and training programs. Specifically, University of the West in partnership with Veterans Stand Together (a non-profit), currently provides a workforce development program to veterans, service members, military spouse, and their families. Does your jurisdiction participate in a Comprehensive Economic Development Strategy (CEDS)? If so, what economic development initiatives are you undertaking that may be coordinated with the Consolidated Plan? If not, describe other local/regional plans or initiatives that impact economic growth. The City does not participate in a Comprehensive Economic Development Strategy (CEDS). Although the City does not have a written economic development plan, the Economic Development Division is actively devoted and fully dedicated to the successful delivery and implementation of a comprehensive economic development program that promotes the recruitment and retention of businesses and industries that share our values as a community, as well as our commitment to success. The division takes a lead role in creating a strong pro-business climate by working with local businesses to facilitate expansion, assist with workforce development needs, provide access to standard regional resources, and help entrepreneurs start new business enterprises. By fostering and maintaining strong relationships within our community, the City of Rosemead continues its commitment to providing the highest caliber quality of life and environment by keeping Rosemead safe, clean, and economically prosperous. The City's Economic Development staff actively responds to the needs of the public and plays an integral role in preserving and enhancing Rosemead's quality of life with its vast resources. Rosemead's appeal as a new kind of small town in the heart of an urban environment is accomplished by bridging tradition with diversity for an evolved community. Discussion See above. 2025-2029 Consolidated Plan ROSEMEAD OMB Control No: 2506-0117 (exp. 09/30/2021) 56 MA -50 Needs and Market Analysis Discussion Are there areas where households with multiple housing problems are concentrated? (include a definition of "concentration") Due to the makeup of the City's minority and low-income populations, these groups seem to be spread throughout the community with no large concentration in just one area of the City. For the purpose of this question, we are defining concentration as an area where more than 30% of the population is low-income households with a severe housing cost burden. Are there any areas in the jurisdiction where racial or ethnic minorities or low-income families are concentrated? (include a definition of "concentration") The census classifies "minority" as Black or African American, American Indian and Alaska Native, Asian, Native Hawaiian and other Pacific Islander, Two or More Races, and Hispanic or Latino. Areas of "minority concentration" are defined as census tracts where the total percentage of a certain population is 20% higher than the jurisdiction overall. According to the US Census, 85% of Rosemead residents identify themselves as being a minority. This is due to the high predominance of Asians and Hispanics. Census data shows that 56% of the population are foreign -born persons. HUD defines an "area of low-income concentration" as any census tract where a majority of households (51% or more) qualify as low-income. HUD defines a LMI household as any household whose income does not exceed 80% of the median family income (MFI) for the area. HUD determines income limits for the Census and adjusts the data annually. The HUD moderate -income limit for a household of four persons in the City was reported at $83,500 (80% of the MFI). There is a total of 16 census tracts consisting of 34 block groups in the City. Of which, portions of 13 census tracts consisting of 16 block groups qualify as having low-income concentrations according to HUD. What are the characteristics of the market in these areas/neighborhoods? These areas generally have lower home prices and rents than other neighborhoods in the City. Nationally, it is found that census tracts with low-income concentrations have significantly less lending activity than other areas. Are there any community assets in these areas/neighborhoods? These areas have significant community assets including bus service, community centers/parks, commercial centers, professional office buildings, and other services. Are there other strategic opportunities in any of these areas? The City is committed to addressing the negative effects of public policies over which it has control. In order to promote integration and prevent low-income concentrations, the City has designed its affordable housing programs to be available citywide. The City currently provides fair housing services and several Owner - Occupied Rehabilitation Programs. All of these programs target LMI populations in an effort to preserve existing housing stock. This priority also serves to make sure that the City does not have any policies, rules, or regulations that would lead to minority or racial concentrations. 2025-2029 Consolidated Plan ROSEMEAD OMB Control No: 2506-0117 (exp. 09/30/2021) 57 MA -60 Broadband Needs of Housing occupied by Low- and Moderate -Income Households - 91.210(a)(4), 91.310(a)(2) Describe the need for broadband wiring and connections for households, including low- and moderate - income households and neighborhoods. Datasets provided by the Federal Communications Commission (FCC) show that the City is well-connected for all households and neighborhoods. According to the FCC, there are only an estimated 100 persons in the City who have their provider options limited to one or fewer companies. FCC data mapping of providers in the area shows these few cases of limited options are few and far between. This means the lack of broadband connections or wiring options are not concentrated for LMI households or neighborhoods. Describe the need for increased competition by having more than one broadband Internet service provider serve the jurisdiction. The City does not appear to have a need to increase competition since the area is served by multiple providers at nearly a 100% rate (100% satellite, fixed wireless 99.79%, cable 99.74°/x, fiber optic —40.69%). There are five primary residential internet providers in the City. This includes Spectrum (1,000 Mbps) - cable, AT&T (5,000) Mbps) and EarthLink (5,000) Mbps) —fiber optic , Verizon (300 Mops) and T -Mobile (245 Mops) — fixed wireless and 5G as well as satellite provides Viasat (150 Mbps) and HughesNet (25Mbps). Competition between all of these providers would presumably create more affordable pricing in the City. While there do appear to be many providers, the City could perhaps need increased competition when it comes to companies offering faster download speeds. Spectrum is the only company that offers cable connection in the City, allowing it to offer the quickest speeds by a wide margin. So, while broadband providers are widely available, the level of service and speed is far more varied. 2025-2029 Consolidated Plan ROSEMEAD 58 OMB Control No: 2506-0117 (exp. 09/30/2021) MA -65 Hazard Mitigation - 91.210(a)(5), 91.310(a)(3) Describe the jurisdiction's increased natural hazard risks associated with climate change. The City's Local Hazard Mitigation Plan details natural hazard risks for the City. While there is no section devoted to climate change by itself, it is mentioned throughout the document. For example, the City is identified to have an increased risk of windstorms, which can be affected by stronger storms associated with climate change and increased temperatures. Typically, cities have increased risks associated with climate change when it comes to hazards such as flooding, storm surge, wildfires, and general storms. However, the Local Hazard Mitigation Plan only identifies four potential hazard risks to the City 1) earthquake, 2) windstorm, 3) dam failure, and 4) flooding. Only windstorms are stated to have a probability to occur once in a ten-year period. Therefore, the hazard risks associated with the City have less ties to climate change than others. For example, the City has no areas within a floodplain, thus rendering it largely unaffected by heavier rains and flooding events typically seen with strong storms due to climate change. As evidenced by the devasting 2024 Pacific Palisades and Alta Dena fires, wildfire risk is a major concern in California. In 2025 the Office of the State Fire Marshal updated the Fire Hazard Severity Zone (FHSZ) maps for Local Responsibility Areas (LRA), including the City of Rosemead. These updates use the latest fire science to classify areas as Moderate, High, or Very High risk, based on vegetation, terrain, and wind patterns. The City is in the process of adopting its FSHZ Map to be consistent with the State Fire Marshal FHSZ Map. Understanding these designations helps residents and property owners take proactive steps for fire prevention, home protection, and emergency preparedness. By identifying these zones, the State Fire Marshal provides guidance for: • Building and fire codes- to enhance safety. • Homeowners and businesses - to take proactive fire prevention measures. • Emergency Preparedness and Evacuation Planning — to understand your fire hazard risk, helps you take proactive steps to protect your home, family, and community. Describe the vulnerability to these risks of housing occupied by low- and moderate -income households based on an analysis of data, findings, and methods. There is no outsized risk to LMI households for the City. The Local Hazard Mitigation Plan shows the projected vulnerable areas for each hazard risk for the City (earthquake, flooding, windstorm, dam failure). However, as previously mentioned, fire hazards have become an increasing risk even in urban areas of Los Angeles County as they abut lush mountainous areas. The data and analysis show that for three out of the four, the projected vulnerable areas are the entirety of the City. Windstorms, which is the most likely hazard with events projected to occur every 10 years, would affect the entire City area. Events with a moderate probability (1 in 100 years), including earthquakes and flooding, are also projected to affect the entire City area. Therefore, for these three hazard risks, the risk is shared by all areas, including LMI concentrated areas and non-LMI-concentrated areas. Dam Failure represents the only outsized risk for LMI concentrated areas, yet this event is given a low probability (1 in 1,000 years). The vulnerable area is listed to be the eastern portion of the City adjacent to the Rio Hondo Flood Control Channel. 20252029 Consolidated Plan ROSEMEAD OMB Control No: 2506-0117 (exp. 09/30/2021) 59 Strategic Plan SP -05 Overview Strategic Plan Overview The federal CDBG and HOME funds are intended to provide LMI households with viable communities, including decent housing, a suitable living environment, and expanded economic opportunities. Eligible activities include community facilities and improvements, housing rehabilitation and preservation, affordable housing development activities, public services, economic development, planning, and administration. The system for establishing priority for the selection of these projects is predicated upon the following criteria: Meeting the statutory requirements of the CDBG and HOME Programs Meeting the needs of LMI residents Focusing on LMI areas or neighborhoods • Coordination and leveraging of resources Response to expressed needs Sustainability and/or long-term impact, and The ability to demonstrate measurable progress and success. This section explains how the needs described in previous sections of the plan translate to goals and objectives, and how the City will address them given expected resources and challenges. The Strategic Plan includes broad strategies to advance goals related to affordable housing, homelessness, special needs, and community development for the next five years. 2025-2029 Consolidated Plan ROSEMEAD 60 OMB Control No: 2506-0117 (exp. 09/30/2021) SP -10 Geographic Priorities — 91.215 (a)(1) Geographic Area 1 Area Name: City of Rosemead Area Type: Citywide Other Target Area Description: Citywide Identify the neighborhood boundaries for this City of Rosemead boundaries. target area. Include specific housing and commercial Various housing, commercial, and industrial areas. characteristics of this target area. How did your consultation and citizen This target area identifies the area in which public participation process help you to identify this service activities take place. neighborhood as a target area? Identify the needs in this target area. Needs identified are based on priority needs as identified by the community. What are the opportunities for improvement in Not applicable this target area? Are there barriers to improvement in this target Not at this time. area? 2 Area Name: CDBG Low/Mod Census Tract Target Area Area Type: HUD's Official Designation of CDBG Low/Mod Census Tract Target Area Other Target Area Description: CDBG Low/Mod Census Tract Target Area Identify the neighborhood boundaries for this This area includes the census LMI Census Tract/Block target area. Groups. Include specific housing and commercial This area has been identified as having a population of characteristics of this target area. at least 51% or higher of low -/moderate -income residents. How did your consultation and citizen This area was defined as an "area of low-income participation process help you to identify this concentration" based on HUD's definition of eligible low - neighborhood as a target area? /moderate -income tracts including a population of 51% or higher in the low/moderate income categories. Identify the needs in this target area. Needs within this area include affordable housing, public services, improved access to public facilities and services, and infrastructure street/sidewalk improvements. What are the opportunities for improvement in Opportunities for improvement in this area include this target area? providing increased access to services for persons with disabilities, youth, seniors, and children, increased access to public facilities such as parks, and improving the conditions of sidewalks and streets. Are there barriers to improvement in this target As CDBG funding is used primarily to benefit persons area? within the LMI target area, and for projects specifically within the target area, the funding assists in eliminating barriers to improvement for the area. fable 39 — Geographic Priority Areas 2025-2029 Consolidated Plan ROSEMEAD 61 OMB Control No: 2506-0117 (exp. 09/3011021) General Allocation Priorities Describe the basis for allocating investments geographically within the jurisdiction (or within the EMSA for HOPWA) Unless otherwise specified, all the City's HUD -funded housing and community development programs are generally available to eligible LMI persons citywide. In order to prevent the concentration of low-income persons, City housing programs are marketed on the City's website, social media platforms, and in the Parks and Recreation Community Guide (quarterly brochure). The programs are not directed to any one geographical area but rather the extremely LMI (0 to SO percent of the MFI) persons and families. The City wants to promote a balanced and integrated community and is committed to providing assistance throughout the City. An area benefit is an activity that meets the identified needs of LMI persons residing in an area where at least 51 % of the residents are LMI persons. The benefits of this type of activity are available to all persons in the area regardless of income. Potential eligible activities include street improvements, fagade improvements in neighborhoods, commercial districts, graffiti removal, and code enforcement. HUD provides estimates of the number of persons that can be considered low-, low- to moderate-, and low, moderate-, and middle-income persons based on special tabulations of data from the 2016-2020 ACS five- year estimates. LMI percentages are calculated at various principal geographies provided by the Census Bureau. Because timely use of this data is required by regulation, any changes to the City's existing service area boundaries would need to be approved by the City Council. Each year, through the adoption of the City's AAP, the City Council approves the service area boundaries as the City's official LMI "Target Areas" and "Deteriorating Areas". The City has traditionally used 80% or more of its CDBG resources to benefit these special areas and/or to operate programs available exclusively to LMI people (whereas HUD regulations only require a minimum 70% low/mod benefit level for CDBG activities). In order to continue to achieve this high ratio of low/mod benefit for its CDBG resources, and because of the compelling need to assist these special areas, the City will continue to direct CDBG resources to these special geographic areas. 2025-2029 Consolidated Plan ROSEMEAD OMB Control No: 2506-0117 (exp. 09/30/2021) 62 SP -25 Priority Needs - 91.215(a)(2) Priority Needs 2025-2029 Consolidated Plan ROSEMEAD OMB Control No: 2506-0117 (exp. 0913012021) 63 Priority Need Name Promote Fair Housing Priority Level High Population Extremely Low, Low, Moderate Geographic Areas Affected Citywide Associated Goals Affirmatively further fair housing throughout the City. Planning and Administration Description Provide ongoing assistance to combat discrimination through the promotion of fair housing education, legal representation, local support for affordable housing development projects, and counseling and financial training services. Basis for Relative Priority The provision of Fair Housing services is a requirement of HUD. 2 Priority Need Name Increase Access to Affordable Housing Priority Level High Population Extremely Low, Low, Moderate Geographic Areas Affected Citywide Associated Goals Expand Affordable Housing Opportunities. Description Provide programs to rehabilitate housing units, work with for-profit and non- profit developers to build new affordable housing units, acquire land for affordable housing projects, keep affordable housing programs; offer financial assistance for homebuyer and rental assistance programs. Basis for Relative Priority The need for additional affordable housing was documented in stakeholde survey, community needs survey, and an analysis of federal and local data sources. 3 Priority Need Name Support Community Services Priority Level High Population Extremely Low, Low, Moderate Geographic Areas Affected CDBG Low/Mod Census Tract Target Area & Citywide Associated Goals Provide or improve access to public social services for LMI persons and persons with special needs. Description Many challenges are faced by the City's vulnerable populations (including low- and moderate -income residents as well as special needs populations) and they do not have regular access to critical services and programs such as youth programming, job training, transportation, legal services, fair housing services, senior programming, medical care, and other social services. Basis for Relative Priority A core provision of the CDBG program is to provide Public Services to th Rosemead community. Improving access to these services is a high priority of the City of Rosemead. 2025-2029 Consolidated Plan ROSEMEAD OMB Control No: 2506-0117 (exp. 0913012021) 63 4 Priority Need Name Enhance Public Facilities and Infrastructure Priority Level High Population Non-housing Community Development Geographic Areas Affected CDBG Low/Mod Census Target Area Associated Goals Improve and expand public infrastructure and facilities that benefit LMI neighborhoods and residents. Description Rosemead has a continuing need to maintain and enhance existing public facilities and infrastructures such as community centers, parks, streets, sidewalks, alleys, and other facilities and infrastructure in the City. These needs include ensuring that public facilities are ADA accessible to ensure access for all residents. Basis for Relative Priority Addressing public facility needs and maintaining aging facilities, especially within the CDBG Low/Moderate Income Census Tract Target Area wil improve the quality of life for residents within the area. 5 Priority Need Name Promote Economic Development Priority Level High Population Extremely Law, Low, Moderate Geographic Areas Affected Citywide Associated Goals Develop and strengthen small businesses, support local entrepreneurs, expand employment and/or workforce development programs, and improve access to job opportunities. Description Continue to work with the business community and fund commercial property rehabilitation initiatives through the City's Commercial Improvement Program. Basis for Relative Priority Economic Development activities promote a thriving City, successful businesses, and a high-quality of life for its residents. To this effort, a high priority is placed on Economic Development activities during the ConPla cycle. 6 Priority Need Name Support Efforts to Address Homelessness Priority Level High Population Extremely Low Geographic Areas Affected Citywide Associated Goals Provide a continuum of supportive and housing services for the homeless and households at risk of homelessness. Description The need for comprehensive homeless services, programming, and facilities is a critical need within the City. This need includes early intervention homeless prevention, increasing the supply of emergency and transitional shelter options, permanent housing solutions, and the provision of critical services to those who are at-risk of becoming homeless, currently homeless, or recently homeless. Basis for Relative Priority This need is demonstrated by the state and region's historic homelessness crisis. The state of California represents roughly one-tenth of the nation's population but has over 25% of the nation's individuals currently experiencing homelessness. 2025-2029 Consolidated Plan ROSEMEAD 64 OMB Control No: 2506-0117 (exp. 09/30/2021) 7 Priority Need Name support Programs through CDBG Administration Priority Level High Population All Populations Geographic Areas Affected Citywide Associated Goals Planning and Program Administration Description Ensure CDBG programs are managed, compliant with federal laws, an efficient. Basis for Relative Priority The need for staff to carry out the grant program activities is critical. The City may use external parties such as consultants and subrecipients to assist with these efforts. fable 40 — Priority Needs Summary Narrative (Optional) The ConPlan regulations require a description of each relative priority and the need level assigned by family and income category for housing, homeless, and special needs populations. The priority needs level definitions have been established by HUD and are as follows: • Low Priority (L): The City will not fund activities to address this need during the five-year period. The City will consider Certifications of Consistency for other entities' applications for federal assistance. • Medium Priority (M): If funds are available, activities to address this need may be funded by the City during the five-year period. Also, the City will take other actions to help this group locate other sources of funds. High Priority (H): Activities to address this need will be funded by the City during the five-year period as funding allows. No Such Need (N): The City finds that there is no such need, or this need is already substantially addressed. No Certifications of Consistency will be considered. To meet the designated priorities over the next five years, the City will perform a broad range of activities. The priority needs listed provide a further description of each priority, the targeted population, the types of activities to be conducted, and the estimated types of federal, state, and local resources available. While the summary does not attest to be an absolute accounting of all resources available, it does provide information on the types of resources most frequently accessed to meet housing and community objectives in the City. 2025-2029 Consolidated Plan ROSEMEAD 65 OMB Control No: 2506-0117 (exp. 09/30/2021) SP -30 Influence of Market Conditions — 91.215 (b) Influence of Market Conditions The five-year housing goals provide flexibility for the City of Rosemead to employ the most effective strategies to address housing needs. The City recognizes that these needs can change with economic and housing market conditions. Table 41 – Influence of Market Conditions 2025-2029 Consolidated Plan ROSEMEAD 66 OMB Control No: 2506-0117 (exp. 09/302021) Market Characteristics that will influence the use of funds Affordable Housing Type available for housing type The City does not anticipate using its funds for this purpose due to the Tenant Based Rental Assistance (TBRA) high administrative costs and limited HOME funds. The City will continue to work with LACDA—Housing Assistance Program with its rental voucher program. The City does not anticipate using its funds for this purpose due to the TBRA for Non -Homeless Special Needs high administrative costs and limited HOME funds. The City does not anticipate prioritizing any programs that are TBRA for Non -Homeless Special Needs. Property values, construction costs, and limited vacant land continue t be a barrier to the development of new housing. The City will continue t work with private and non-profit housing developers to provide New Unit Production opportunities for affordable housing in both homeownership and rents units. Over 76% of the City's housing stock is over 45 years old and will require repairs including roof replacement and plumbing Rehabilitation repairs/replacement. The City will continue to support a housing rehabilitation program. The market continues to be healthy whereby, if the City lends to a homebuyer, generally those funds are paid back. Property values will remain a barrier to housing acquisition and housing preservation programs. The level of financial assistance needed to Acquisition, including preservation acquire a property or invest in a property to preserve its affordability terms, typically exceeds the HOME Program Per Unit Subsidy Limit. However, the City will continue to seek out properties available for acquisition and preservation. Table 41 – Influence of Market Conditions 2025-2029 Consolidated Plan ROSEMEAD 66 OMB Control No: 2506-0117 (exp. 09/302021) SP -35 Anticipated Resources - 91.215(a)(4), 91.220(c)(1,2) Introduction At the time of publication of this draft 2025-2059 ConPlan and AAP, the City of Rosemead had not been notified by HUD of the precise amount of funding to be allocated to the City for the 2025 program year. With this in mind, the funding amounts identified throughout this plan are estimates based on the City's 2024 funding allocations for each entitlement program. The actual funding amounts will be updated once the 2025 funding allocations are published by HUD. The City estimates that it will be receiving an estimated $584,000 in CDBG funds for FY 2025-2026 and $228,000 in HOME funds. This represents a 23% decrease and a 36% decrease in CDBG and HOME funds, respectively, when compared to these allocations five years ago. When combined with anticipated program income, the City anticipates having a total of $613,000 in CDBG funds available and $406,000 in HOME funds available for the FY 2025-2026 year. Anticipated Resources Table 42 - Anticipated Resources 2025-2029 Consolidated Plan ROSEMEAD 67 OMB Control No: 2506-0117 (exp. 09/302021) Expected Amount Available Year 1 Expected Amount Source Annual Program Prior Year Available Narrative Program. of Uses of Funds Allocation: Income: Resources: Total: Reminder Description Funds $ $ $ $ of ConPian In Year 2, the City expects to Acquisition receive Admin and $584,000 in Planning CDBG Economic entitlement Public- Development funds. Any CDBG Federal Housing $584,000 $5,000 TBD $584,000 $2,336,000 unencumbered Public funds from Improvements prior year(s) Public resources will Services be allocated to eligible CDBG activities. Acquisition In Year 2, the Homebuyer City expects to assistance receive Homeowner $228,000 in rehab HOME Multifamily entitlement Public- rental new funds. Any HOME Federal construction $228,000 $20,000 TBD $228,000 $912,000 unencumbered Multifamily funds from rental rehab prior year(s) New resources will construction be allocated to for ownership eligible CDBG activities. Table 42 - Anticipated Resources 2025-2029 Consolidated Plan ROSEMEAD 67 OMB Control No: 2506-0117 (exp. 09/302021) Explain how federal funds will leverage those additional resources (private, state, and local funds), including a description of how matching requirements will be satisfied The City will continue to use state and local funds to leverage federal entitlement dollars, including but not limited to: City General Funds (Senior Nutrition Services, homeless outreach and food banks) In-kind Donations Preserve the City's existing affordable housing stock for LMI households (i.e., State of California Housing and Community Development Department (State HCD) CalHome Program and non- competitive State HCD Permanent Local Housing Allocation Program (PLHA) funds for an ADU Loan Program. The following service providers budgeted additional federal and non-federal funds for their activities through funding from other cities, in-kind donations, other charitable organizations, and the federal and state governments: • Summer Youth Employment Program; • Senior Nutrition; • Family Promise of San Gabriel Valley; • L.A. CADA; and • Fair Housing Foundation (Fair Housing). As of the date of the preparation of the ConPlan, the City is a 0% HOME match reduction community; and is not subject to non-federal match fund requirements toward eligible disbursements complete during a given fiscal year. The City will use HUD's CDBG and HOME funding, competitive State HCD CalHome Program and non- competitive State HCD PLHA funds to address the objectives identified in this Plan. Low -Income Housing Tax Credits (LIHTC) have proven to be a highly effective method of increasing the supply of affordable housing. The City's strategy for coordinating LIHTC development into its affordable housing supply for LMI families is to provide technical assistance on an as -needed basis through the Community Development Department. If appropriate, describe publicly owned land or property located within the jurisdiction that may be used to address the needs identified in the plan The majority of publicly owned land within the jurisdiction is dedicated to specific purposes such as parks, stormwater facilities, transportation rights-of-way, and other municipal needs. The City will continue to work with for-profit and non-profit property owners and developers towards the purchase of a property for future affordable housing development. Discussion No further discussion regarding anticipated resources at this time. 2025-2029 Consolidated Plan ROSEMEAD OMB Control No: 2506-0117 (exp. 09/30/2021) SP -40 Institutional Delivery Structure — 91.215(k) Explain the institutional structure through which the jurisdiction will carry out its consolidated plan including private industry, non-profit organizations, and public institutions. Responsible Entity Responsible Entity Role Geographic Area Served Type Economic Development Non -homeless special needs City of Rosemead Government Ownership Planning Rental Jurisdiction neighborhood improvements public facilities public services Family Promise of San Subrecipient Homelessness Jurisdiction Gabriel Valley LA CADA Subrecipient Homelessness Jurisdiction Homelessness Non -homeless special Subrecipient needs Jurisdiction Fair Housing Foundation Ownership Public Housing Rental Rio Hondo Community Development Corporation Ownership (RHCDC) CHDO Rental Jurisdiction 9331 Glendon Way 8628 Landis View Ln Los Angeles Homeless Homelessness Services Authority Government Public Housing Jurisdiction (LAHSA) Rental County of LA CDC Homelessness Community Development Government Public Housing Jurisdiction Department Housing Rental Division Table 43 - Institutional Delivery Structure Assess the Strengths and Gaps in the Institutional Delivery System Overall, the City's community development delivery system uses the commitment of many agencies to achieve these goals and over the past year has seen enhanced coordination with all agencies and greater transparency of their activities. Increasingly, the City is focusing its greatest priorities on enhancing neighborhoods. The gaps in the institutional delivery system are increasingly limiting resources for cities and communities. There are often not enough staff to meet increased administrative burdens of federal funds. Also, coordination between multiple agencies should be increased to avoid duplication of services. 2025-2029 Consolidated Plan ROSEMEAD OMB Control No: 25D6-0117 (exp, 09/30/2021) m Availability of services targeted to homeless persons and persons with HIV and mainstream services Homeless Prevention Services Available in the Community Targeted to Homeless Targeted to People with HIV Homeless Prevention Services Counseling/Advocacy X Legal Assistance X Mortgage Assistance X Rental Assistance X Utility Assistance Street Outreach Services Law Enforcement X X X Mobile Clinics X X Other Street Outreach Services Supportive Services Alcohol & Drug Abuse X Child Care X X Education X Employment and Employment Training X Healthcare X X HIV/AIDS X X X Life Skills X Mental Health Counseling X X X Transportation X Table 44 - Homeless Prevention Services Summary Describe how the service delivery system including, but not limited to, the services listed above meet the needs of homeless persons (particularly chronically homeless individuals and families, families with children, veterans and their families, and unaccompanied youth) The City has an active homeless network, resources, and support from the Los Angeles Homeless Services Authority (LAHSA) as well as other service providers, including the San Gabriel Valley Coalition for the Homeless, Family Promise of San Gabriel Valley and L.A. CADA. LAHSA's Emergency Response Teams are available to assist residents 24 hours a day, seven days a week through the 211 LA County line. LAHSA's Emergency Response Teams offer outreach services to homeless encampment dwellers, emergency services and shelter referrals to homeless families and unaccompanied adults and youth, direct emergency services and transportation, and emergency assistance and referrals to social service agencies for people in the County of Los Angeles who are homeless or at risk of experiencing homelessness. It should be noted that although not funded through the City, in 2024, Maryvale, located in Rosemead, obtained entitlement approvals to provide transitional and supportive housing for up to 29 mothers with up to two children under the age of 10 and up to 14 female students attending a college. Moreover, the Rosemead partners with L.A. CADA that provides two full-time homeless outreach navigators dedicated to the City of Rosemead. L.A. CADA offers emergency housing, transitional housing, and supportive services, including linkage to healthcare, permanent housing, and workforce development. Describe the strengths and gaps of the service delivery system for special needs population and persons experiencing homelessness, including, but not limited to, the services listed above Due to the aging infrastructure in the City and changes in policies for housing service delivery for special needs populations (from group home approaches to scattered site housing approaches), the institutional delivery systems in the City are still catching up to address the long-term housing needs of those with special needs. 2025-2029 Consolidated Plan ROSEMEAD OMB Control No: 2506-0117 (exp. 09/30/2021) 70 Provide a summary of the strategy for overcoming gaps in the institutional structure and service delivery system for carrying out a strategy to address priority needs There are no major gaps in the institutional structure and service delivery system at this time. However, a major obstacle to delivery of services through a variety of institutions is the continuing trend in the reduction of federal and state funds for a variety of programs needed. In addition, foundation giving continues to decline. 2025-2029 Consolidated Plan ROSEMEAD 71 OMB Control No: 2506-0117 (exp. 09/30/2021) E k C m ; a§ ek)\ &}d§ B§ §) §§ co U.Ow §)27 E § ®�fo ),k2 /$ a\ \�}\ k \J =\! }|;!� :k ■ _ E< mew -_§ E `m !m$;k« (k |)« »k�|,(»;$ 2 -- -_ - ` ƒ\) CL tik;#E 0-c tw<mm CL v ) 0! / �� / .41 k ° f f f° f E E E Ez 0 aE o@ or o| ) 700 00 00 00 ) } 0 0 d d d to d 0( o,iL y! \ « 0E IL 2< ƒ ] ]/ , N , E \ ? ■ k ! 0 Lij \ 3� ca 0.0 ! )m0 k/ 0 /§ z (k)® |k) o;:; CL (n a= \ }k \ I! 0 {| \k £ Z\ \E §| a.< ja 0k d LD 0 0 )§ kE | 6/ _ \ /� E \ ? ■ N O 5. U N 0 0 C7 y C N N c C 0 C :� O O W N ❑ 0 O c ._ N C C N R O04 N ❑ a2 O >my W- E y w t N .O '3 O N c@ p j 0 E N f. E - w @ n N C L N O @ m 0 of y ci c� d a n '� L N p C y@ N N c m J N C •L"' L O 3 - (D O) @ d O °- L a a'= 3 0 w 0 c m c o c E c N N C« C L O 0 -° C C W y C C O U @ 0 a V C J 1p N N N N U N j d Y y 20C •� N c W @ N O U c @ c N U N O c y y O. N c OJ « 3 C Y N E L T a N N a Of W m d m `0 @ m@ a t m W W c y O L C C OV a O w 2 U �. d m J n d E a c W 3 m d c @ E O d N m y a S> 0 o o L 'o a E C> 0 N = @@ a N O N C Ca o N E O N N O L `Q E n 0 N 3 dy C o d U « N > Orn c mo c Ep a @ 7aj C C W N E y J N 0 O C 0 Z y O E a> L W C O N y >� U N N 'O Q O > N C @@ D. °N E N U a OC1 J N N a m O W E O j L N C r — C> C Ec W m Y O N O E N L y« a C y •C N �1 N O N L U y m 0 n W ` o E ac o a" mO a a C O C W > E C ._ n3m m E @ m aci °v f0c a rno'°w N o�'ya c Qa n 5 S am d E>¢ o '- m E 0' rn �' Z- m e @ c o U E •° 'N c C N y U W N N W NC y J N O) @ a G J N y N N Z N A .L.. > .r W N O JO N �. W YO N J ,y C L L� j O L •f0 O` d U @ Q j@ > E C a ° O y L ON E N O/W J C N C o E N E v a W aO s 0 ccEm p 03 wE E of CL U0 c W rn a w a m e O .@ z L C E y a a > y m E > a >@ > n >o 0 o o o � o a o X H aL¢ w n ra H 0 U c c c c c c c ° a 0 a •a° •a° •a° N h N E N E N N E N W d 10 d 10 d @ y tb d l0 d W d 2 O = O Y C 2 O 2 ❑ 2 ❑ 2 In W 0 0 N W N 0 @ W 0 W N W N O O O O O O O O O O O O O O 0 U' U' C7'U f7 C7 00 C7 U' 0 0 U' 1 N M d' w w 1� Estimate the number of extremely low-income, low-income, and moderate -income families to whom the jurisdiction will provide affordable housing as defined by HOME 91.315(b)(2) Affordable housing is generally defined as housing on which the occupant is paying no more than 30% of gross income for housing costs, including utilities. Estimated Owner -Occupied Rehabilitation Grant Program: 10 Household Housing Units Direct Financial Assistance to Homebuyers: 1 Household 2025-2029 Consolidated Plan ROSEMEAD 75 OMB Control No: 2506-0117 (exp. 09/30/2021) SP -50 Public Housing Accessibility and Involvement — 91.215(c) Need to Increase the Number of Accessible Units (if Required by a Section 504 Voluntary Compliance Agreement) The City does not own any public housing units or any other types of housing units. Activities to Increase Resident Involvements Not applicable. Is the public housing agency designated as troubled under 24 CFR part 902? Not applicable. Plan to remove the 'troubled' designation Not applicable. 2025-2029 Consolidated Plan ROSEMEAD OMB Control No: 2506-0117 (exp. 09/30/2021) SP -55 Barriers to affordable housing — 91.215(h) Barriers to Affordable Housing The principal barrier to affordable housing is a combination of lack of affordable units and low paying jobs. The cost of housing has risen substantially over the years, with the median housing value increasing significantly over the past decade. Minimum wage has not kept up with the rising cost of housing, leaving many households at risk, in poverty, or remaining in substandard units. Compounding the problem of affordability is the age of the City's housing stock and the subsequent need for moderate and substantial rehabilitation. Many LMI homeowners are unable to afford the costs associated with making necessary repairs, such as for roof repairs or the presence of lead-based paint in older homes. Other barriers to affordable housing include poor credit history. Persons with little or poor credit often are not pre -approved for loans or are approved at rates that would no longer make their prospective purchase affordable. Credit counseling courses and programs that target populations with low income and a poor credit history in combination with Homeownership Assistance Programs will continue to be a part of the housing strategy over the next five years. The City is committed to addressing the negative effects of public policies over which it has control. In order to promote integration and prevent low-income concentrations, the City has designed its affordable housing programs to be available citywide. This priority also serves to make sure that the City does not have any policies, rules, or regulations that would lead to minority or racial concentrations. Over the years, the City has demonstrated a willingness to encourage housing development of all types. It has approved several zone changes and code amendments to allow for the development of a variety of housing types, including those that benefit LMI people. It also makes an effort to streamline the development and permit processes. The City intends to maintain its current posture of openness and willingness to entertain new ideas and eliminate any regulatory barriers under its control in the provision of a variety of housing to meet the needs of all income groups. The City is in the process of updating its Al. The following will be updated upon its completion. The recently adopted 2025-2029 Al report acknowledged the highest priority contributing factors to affordable housing based on community engagement activities and data analysis which include: • Housing rehabilitation • Affordable rental units • Fair Housing services • Lack of affordable housing stock 2025-2029 Consolidated Plan ROSEMEAD OMB Control No: 2506-0117 (exp. 09/30/2021) 77 Strategy to Remove or Ameliorate the Barriers to Affordable Housing During the next five years, the City will continue to work cooperatively within existing legislatively mandated constraints and work to develop or encourage public policies that foster further affordable housing development and assistance to promote integration and prevent low-income concentrations, the City designed its affordable housing programs to be available Citywide. This priority also serves to make sure that the City does not have any policies, rules, or regulations that would lead to minority or racial concentrations. Over the years, the City has demonstrated a willingness to encourage housing development of all types. It has approved several zone changes, general plan amendments, and code amendments to allow for the development of a variety of housing types, including those that benefit LMI people. It also makes an effort to streamline the development and permit processes. The City maintains its current posture of openness and willingness to entertain new ideas and eliminate any regulatory barriers under its control in the provision of a variety of housing to meet the needs of all income groups. In addition, the City continues to work cooperatively within existing legislatively mandated constraints and worked to develop and/or encourage public policies that foster further affordable housing development and assistance. 2025-2029 Consolidated Plan ROSEMEAD OMB Control No: 2506-0117 (exp. 09/30/2021) 78 SP -60 Homelessness Strategy — 91.215(d) Reaching out to homeless persons (especially unsheltered persons) and assessing their individual needs The City's role and responsibility for homeless services and support as noted in the Strategic Plan Goals are collaborative in nature, as this is largely covered by outside agencies (i. e. LAHSA and the San Gabriel Valley Consortium on Homeless). However, among its goals is to support agencies through cooperation and financial resources (when available) to carry out this work. L.A. CADA is one of the agencies financially supported by the City to provide two full-time homeless outreach navigators dedicated to the City of Rosemead assisting homeless and those at -risk of homelessness navigate homeless services. The City also relies on coordinated efforts with LAHSA to provide shelter opportunities; the East San Gabriel Valley Coalition for the Homeless to provide information, counseling, and referral services to homeless persons that reside in the City; Family Promise of San Gabriel Valley to provide emergency shelter services and social services for families with children, as well as other local agencies in providing services for homeless persons. Addressing the emergency and transitional housing needs of homeless persons The City provides an annual allocation of CDBG funds toward the operation of Family Promise of San Gabriel Valley, a homeless shelter for families with children. This year the City expects this investment of CDBG funds to benefit five families. The City will also work with LAHSA and the East San Gabriel Valley Coalition for the Homeless to address emergency shelter and transitional housing needs of homeless persons. It should be noted that although not funded through the City, in 2024, Maryvale, located in Rosemead, obtained entitlement approvals to provide transitional and supportive housing for up to 29 mothers with up to two children under the age of 10 and up to 14 female students attending a college. Helping homeless persons (especially chronically homeless individuals and families, families with children, veterans and their families, and unaccompanied youth) make the transition to permanent housing and independent living, including shortening the period of time that individuals and families experience homelessness, facilitating access for homeless individuals and families to affordable housing units, and preventing individuals and families who were recently homeless from becoming homeless again. As previously stated, although not funded through the City, in 2024, Maryvale, located in Rosemead, obtained entitlement approvals to provide transitional and supportive housing for up to 29 mothers with up to two children under the age of 10 and up to 14 female students attending a college. The City also continues to rely on coordinated efforts with LAHSA, the East San Gabriel Valley Coalition for the Homeless, and Family Promise of San Gabriel Valley to make the transition to permanent housing and independent living, including shortening the period that individuals and families experience homelessness, facilitating access for homeless individuals and families to affordable housing units, and preventing individuals and families who were recently homeless from becoming homeless again. Help low-income individuals and families avoid becoming homeless, especially extremely low-income individuals and families who are likely to become homeless after being discharged from a publicly funded institution or system of care, or who are receiving assistance from public and private agencies that address housing, health, social services, employment, education or youth needs In addition to the agencies previously mentioned, the City will continue to seek and work with local non- profit agencies who provide emergency food, clothing, and referral services to low-income City residents; many of whom are homeless or at risk of homelessness. 2025-2029 Consolidated Plan ROSEMEAD OMB Control No: 2506-0117 (exp. 091302021) 79 SP -65 Lead based paint Hazards—91.215(i) Actions to address LBP hazards and increase access to housing without LBP hazards As of FY 2001-2002, the City of Rosemead began implementing the HUD Residential Lead -Based Paint Hazard Reduction Act of 1992, which is also known as Title X (Title "ten") which requires all federally assisted housing programs, including rehabilitation, homeownership, and tenant -based subsidy systems, to address lead hazards. The City will continue its program of education and eradication of lead-based paint through the operation of its Owner -Occupied Rehabilitation Programs and Homeownership Assistance Program. These programs provided assistance to LMI homeowners which are the target groups most likely to be living in older housing with lead-based paint. The City continues to use State Certified Lead Consultant to provide the following, as applicable in its Owner -Occupied Rehabilitation Programs: • Lead-based paint and soil inspection; • Lead-based paint risk assessment; • Lead-based paint hazard reduction monitoring; and • Post -hazard reduction clearance test. Under the Owner -Occupied Rehabilitation Programs, the City will continue to provide each owner who participates with both oral and written information regarding the dangers of lead-based paint and what to do about it. Owners of properties constructed prior to 1978 will be required to meet certain lead-based paint requirements prior to being assisted. These requirements include the following: • Distribution of lead-based paint notification pamphlets to all households occupying assisted units. • Inspection of all properties for defective paint surfaces, as applicable. • Abatement of all defective paint surfaces identified at the time of the inspection, as applicable. Through the Owner -Occupied Rehabilitation Programs, financial assistance will be provided to eradicate the problem. Full abatement will be undertaken in all rehabilitation projects over $25,000. It is the responsibility of the City's Housing Division of the Community Development Department to ensure that properties constructed prior to 1978 meet the lead-based paint requirements and that any abatement of defective paint surfaces is completed by contractors certified by the State of California Department of Health Services. How are the actions listed above related to the extent of lead poisoning and hazards? Through the Owner -Occupied Rehabilitation Programs and Homeownership Assistance Program, residents receive information and resources to address potential lead hazards. The City has taken a further step in acquiring the services of a Certified Lead Consultant to inspect for lead-based paint and soil contaminated by lead-based paint, assess individual lead-based paint risk, oversee and monitor lead-based paint hazard reduction, and conduct a post -hazard reduction clearance test to ensure elimination of contamination. How are the actions listed above integrated into housing policies and procedures? Through both the Owner -Occupied Rehabilitation Program and the Homeownership Assistance Program, described above, amelioration of lead hazard risks is an integral part of the program, including information, inspections, technical advice, and financial assistance for eligible participants. 2025-2029 Consolidated Plan ROSEMEAD 80 OMB Control No: 2506-0117 (exp. 09/30/2021) SP -70 Anti -Poverty Strategy — 91.2150) Jurisdiction Goals, Programs and Policies for reducing the number of Poverty -Level Families The City has established goals and policies designed to improve the local economy and reduce the level of poverty within the community. The strategy is outlined in the following sections. Housing and Community Development The following programs and services are either funded in part by the City or exist within the City, providing support for residents: • Angelus/Garvey Senior Housing Complexes -rental assistance for seniors • Dial -A -Ride - transportation service for seniors and disabled • Fair Housing Foundation - landlord/tenant information and assistance • Family Promise of San Gabriel Valley - homeless services for families • Garvey Community Center/Rosemead Community Recreation Center - a variety of services including counseling services, social service programs, recreational programs, and information and referral services • Asian Youth Center - provides low-income, immigrant, and at -risk youth with free or low-cost social services • Wealth by Health - provides free or low-cost health services to individuals and families • Heart of Compassion - food distribution for individuals and families • LACDA - rental assistance • Owner -Occupied Rehabilitation Programs - rehabilitation of home • Senior Nutrition Program - nutritious meals for seniors • California Mission Inn - assisted living, independent living, and memory care options for seniors and the disabled • Maryvale - transitional and supportive housing for mothers and children and female students in college • YMCA of West San Gabriel Valley - a variety of services including childcare, after-school enrichment, youth leadership and development, mentoring and tutoring, youth and adult sports, fitness, camping, and family support activities Economic Development The City provides supported activities that promote economic development including the Commercial Improvement Program. Through this program, the City attracts new businesses as well as retaining the current businesses within the City by providing grants for exterior improvements. Creating attractive and energy-efficient storefronts is a priority need in the City. 2025-2029 Consolidated Plan ROSEMEAD 81 OMB Control No: 2506-0117 (exp. 09/30/2021) Low Income Housing Tax Credit Coordination (LIHTC) Currently, the City uses CDBG funds and HOME funds for affordable housing development. The City will continue to coordinate, support, and assess the need for tax credits for the development of a housing project. Community Development Department staff will work with developers and non-profit agencies seeking LIHTC funding for projects within the City and serve as part of the team developing tax credit financing, as necessary, to assist in calculating the financing gap, along with the maximum and minimum subsidies. This will ensure that the City's HOME coordination will meet HOME requirements for the LIHTC program. How are the Jurisdiction poverty reducing goals, programs, and policies coordinated with this affordable housing plan? The City's poverty -reducing goals are coordinated through: 1. Increased community self-reliance and self-sufficiency through support to priority public services such as services that assist the homeless, job training programs, after-school programs, and sustainable food programs. 2. Support of businesses that create livable wages for LMI persons. 3. Coordination with other service providers that implement a range of important programs aimed at ending and preventing poverty. The City and its partners will implement this ConPlan through various organizations including several social service agencies funded through CDBG grant funds (the Family Counseling Services, Family Promise, Trio Community Meals, LLC—Senior Nutrition Provider, and Fair Housing Foundation). In addition, various City departments will work together to achieve the goals, programs, and policies of this Plan, including the Community Development Department (Owner -Occupied Rehabilitation Grant and Loan Programs and Homeownership Assistance Program). The City also works with the State of California Housing and Community Development Department, local governments (County of Los Angeles), non-profit organizations, and social service providers (previously mentioned in this section) to provide community, housing, and social service programs and projects. The City is committed to extending and strengthening partnerships among all levels of government and the private sector, including for-profit and non-profit organizations. The means of cooperation and coordination with these various groups will continue to enhance the services provided to our residents. 2025-2029 Consolidated Plan ROSEMEAD OM B Control No: 2506-0117 (exp. 09/30/2021) 82 SP -80 Monitoring — 91.230 Describe the standards and procedures that the jurisdiction will use to monitor activities carried out in furtherance of the plan and will use to ensure long-term compliance with requirements of the programs involved, including minority business outreach and the comprehensive planning requirements. The City understands that all efforts using federal, state, and local resources to carry out its AAP must be conducted in accordance with established laws, regulations, and sound management and accounting practices. The following procedures have been established for monitoring activities: • Ongoing, internal reviews of progress reports and expenditures. • Regular internal meetings to coordinate staff efforts in regard to performance and compliance. • Periodic reports to appropriate City officials and other stakeholders. • Full review of receipts and expenditures from subrecipients prior to disbursement of funds. • On-site visits of subrecipients to ensure compliance with federal regulations; technical assistance is provided where necessary. Project and financial data on CDBG-funded activities will be maintained using the HUD software IDIS (Integrated Disbursement Information System). Use of this system will allow HUD staff easy access to local data for review and progress evaluation. • Timely submission of the Consolidated Annual Performance and Evaluation Report (CAPER). The Housing Division of the Community Development Department oversees the CDBG and HOME funded programs for the City. The Housing Division ensures that all of the CDBG and HOME funded programs are implemented in compliance with federal regulations and local policy. Thiswould include ensuring compliance with the Davis -Bacon Act, environmental review, fair housing, minority and women -owned business enterprises, Section 3, affirmative marketing through ongoing monitoring of programs and services assisted with CDBG and HOME funds. The Housing Division coordinates with other internal departments (i.e. Public Works Department and Finance Department), as well as external social service agencies (i.e. Family Promise, Trio Community Meals, LLC - Senior Nutrition Provider, L.A. CADA — homeless outreach, and Fair Housing Foundation) when receiving CDBG funds to operate the various projects and programs. However, each program is administered or coordinated by the appropriate staff in each department and supervised by the director of that department. The Housing Division of the Community Development Department manages the Owner - Occupied Rehabilitation Programs. The lead department for the 2025-2029 ConPlan preparation and yearly reporting is the Community Development Department under the supervision of the Director of Community Development. 2025-2029 Consolidated Plan ROSEMEAD OMB Control No: 2506-0117 (exp. 09/30/2021) 83 City of Rosemead 2025-2026 Annual Action Plan Included in a separate attachment (Attachment D of Staff Report) 2025-2029 Consolidated Plan ROSEMEAD 84 OMB Control No: 2506-0117 (exp. 09/30/2021) City of Rosemead 2025-2029 CONSOLIDATED PLAN Included in a separate attachment (Attachment C of Staff Report) 2025-2029 Consolidated Plan ROSEMEAD List of Exhibits OMB Control No: 2506-0117 (exp. 09/30/2021) EXHIBIT 1 NA -10 -Housing Needs Assessment American Community Survey (ACS) Table S1101 5 -Year estimates (Nonfamily Households/Female Headed Households) ACS 5 -Year Estimates Subject Table S1101• Total Married- couple family household Male householder, no spouse present, family household Female householder, no spouse present, family household Nonfamily household Households and Families Estimate Estimate Estimate Estimate Estimate HOUSEHOLDS Total households 14,091 7,720 1,459 2,330 2,582 Average household size 3.58 4.09 3.83 3.95 1.58 FAMILIES Total families 11,509 7,720 1,459 2,330 (X) Average family size 3.9 4.04 3.52 3.71 (X) AGE OF OWN CHILDREN Households with own children of the householder under 18 years 4,122 3,154 217 751 (X) Under 6 years only 20.20% 20.40°b 10.10% 22.40% (X) Under 6 years and 6 to 17 years 15.30% 17.50% 11.10% 7.20% (X) 6 to 17 years only 64.50% 62.10% 78.80% 70.40% (X) Total households 14,091 7,720 1,459 2,330 2,582 SELECTED HOUSEHOLDS BY TYPE Households with one or more people under 18 years 35.00% 44.80% 28.00% 44.20% 1.10% Households with one or more people 60 years and over 53.20% 49.50% 64.50% 57.60% 53.90% Households with one or more people 65 years and over 42.70% (X) QQ (X) 45.60% Householder living alone 14.10% QQ (X) (X) 76.80% 65 years and over 6.20% (X) (X) (X) 33.90% UNITS IN STRUCTURE 1 -unit structures 86.80% 88.50% 92.00% 89.10% 76.900% 2 -or -more -unit structures 11.80% 10.60% 7.30% 8.90% 20.80% Mobile homes and all other types of units 1.30% 0.90% 0.60% 2.00% 2.30% HOUSING TENURE Owner -occupied housing units 49.30% 51.90% 53.80% 43.00% 44.60% Renter -occupied housing units 50.70% 48.1096 46.20% 57.00% 55.40% U.S. Census Bureau. "Households and Families." American Community Survey, ACS 5 -Year Estimates Subject Tables, Table 1101, 2022. EXHIBIT 1- NA -10 - Housing Needs Assessment 1 of 1 EXHIBIT 2 NA -10 —Housing Needs Assessment American Community Survey (ACS) Table B19201 5 -Year Estimate (Income and Poverty Levels) ACS 5 -Year Estimates Detailed Table B19201' Nonfamily Household Income Income Level Number % Below Poverty Total: 2,827 Less than $10,000 288 10.19% $10,000 to $14,999 302 10.68% $15,000 to $19,999 157 5.55% $20,000 to $24,999 156 5.52% $25,000 to $29,999 263 9.30% Subtotal- Below Poverty Level 1166 41.25% $30,000 to $34,999 110 3.89% $35,000 to $39,999 79 2.79% $40,000 to $44,999 57 2.02% $45,000 to $49,999 51 1.80% $50,000 to $59,999 314 11.11% $60,000 to $74,999 270 9.55% Subtotal - Low -Income (<80% AMI) 881 31.16% $75,000 to $99,999 272 9.62% $100,000 to $124,999 330 11.67% $125,000 to $149,999 34 1.20% $150,000 to $199,999 71 2.51% $200,000 or more 73 2.58% Household Income in the Past 12 Months (in 2023 Inflation -Adjusted Dollars)." American Community Survey, ACS 5 -Year Estimates Detailed Tables, Table B19201, 2023. Analysis in this section is based on HUD 2023 Income limit of $70,650 for a one-person household. EXHIBIT 2 - NA -10 -Housing Needs Assessment 1 of 1 EXHIBIT 3 CHIRP/LA-HIV/AIDS EMERGENCY AND TRANSITIONAL HOUSING RESOURCES (2024) (FOLLOWING PAGES) EXHIBIT 3 - NA -10— Housing Needs Assessment 1 of 1 u Q d N N N Cy A E cc 0 E m 7 > O ca L W o' d m n •_ r1 L °: E m m 3 p J O N 00 tm D C o 0 03 m m y a d o m V p C m d a rn YE 2 J O V O L O fm] U r O > U > N C U 3 m N N LM m 0 a a` O a m a` it a a m E in U m m E in m T O m m (D U a Z N c N p L N 1� C (D .� CM m N N E E m y m— m m _ m a E rn $ d o Y N m N r N m E N d o `-' w 3 d "ON W O O C E m i N N N m ._ .� EO N N O O N OQ O C m E C d L V Y (D L O@ O — U (D m v na E LL 7 E LL c a) n E LL IA UL O m Ln O = 1 m m 1 1 m E L O v' I I m E O O �" I m E N m (O c0 co c0 I� r CO W Q 0 M t mm v CD mLO Ul N I-- N N c ✓+ y d w d = d m d E (D c O m l my °r° rna E a 3 rnv o m a LL U d 2 to D rn c U c y c c m U) c - m ¢ ¢ O m� d,. mM eQ� m mo w ov m O y$o W O L O a W M K a 0 y�o m(7�w� Q m °r4) o E m maw « ; (nQ '0 a0 �arnN u Z EQ 1 U d LE: I � i A 0,0 m mU I �' O r ul y O t n a m p 'm mm u N � m U I Q m W O m F N N Q O OI m cc�m M L O m r2 N N 'O y N U. N a_D C Q d M C t+1 C WO OC1 N 3 CO L 'O v � m a=+ m L N l.1 O .... C Z M y 0 ... m c) Q .... Im m O c �_ F Q U Q N y 0 L Q ~0 U 5 04 E 0 j V W J Cl) N z IL v v v v v N N d yL d y N E O O U d CL n o c v Co a m y ar Q U v pIDp y w `ca OC « °� E y Q E >0 Q E a c am+ !C M C m N= C p oo N= C p m a) 46 46 m O L > v L 46 U U Je O O U w O V O 0I 5 u> ° a d o a m m m 2 a� o o o a o a z C3 i a a a a of of a. a y m m a) p y a) L N O j m aci 2 E v `� o c L m v� U m w o _U N y U O U y m cm U a1 3 zU d�� o E vUx m c o °� N EY s= m a a�� Qc �aLL o ami o O_ '� O 'E m n y n _ m m CL o y U aci�v cc y mE C m to E a) LL 'Y v_ n LL V E LLcn :9 E LLM 7 m -o I I r N I I I I I I 2 w L tu E 3 m m m E m E �L =� o0 M a0 ca O N 3 N O r O 0)0) N m M Q) y _ N C 0 y m y ca + 00 O U Cf -O E cc N O. Cf .o m V a1 y d N U �� .7 ) U a U v 2 Q m C c C LL F y J .o cm `m e y d d C a) O S t0 .y O J « M U m V) rp 'p Cl) d O N M W (q o = 0 0 M W n m C 0 M iO C r v m W Co � M O =y = .d+ 01 d 45 M o +m• CD u v` Q o o U� O c o' y� a U M m L 0 aci m I �aUv o I m� mM U rn l olrnQ� �, m I �� u cm I o HL dm Q d N NM my EL V U7—Q aa)m mw mco S c = 4) co y N in E y C M maw 7 c] = IM M 3 ma)— 6 y M C L 0) Lu (D p m O y— U d 01 3 Q N �� (n Q N Q v c N y� = n cm `N-' 3 E 0y m C O 7v) Lp ->J m 0,o ¢ xw o J m J n cN7 Go y o L N z a a v v v U3 E E E E 7 U U U d y 3 K c O N m m 9 O m O m m C E E m E ❑ ❑ m coi ❑v m m coi ❑ 'v c m coi ❑ 'v m E m o o n d o o d o o c ' u$o oU5 6 o U o o E y 0 a a s a U) a na CO a a co w cc ❑ ❑ ❑ C w U U � T a T a T a E T '= E U _T N N N .6 to m Q m Q m Q m l a m m N x m= m= m o rn m m A LL O O O O T TT T T v E v E 72 E lL a E a E oo LL Lo LL T LL a LL (o I I I I I C I m I N I m I m I v N v cco v crn -mp cm 'mO cm cm w CA a Cl) m an d C o N N w W G V N E c co m j CM j "o O N aaul �Q v CD W �v Na a Q c c c u d P m M W m w C M 0 J N E C O 0 CD IL y Q. M j p E J M N m E N m d o m > N m t O CL Q m d m O rn d O Q v Q pmj NNl yU m Q J c0MU O p�j WCAQ O« m U 4Q 1 O OSI U appU 1 Ow I E w u o m - o co l m— U m w d= U v E d o "i - d pl Q o c m x y L y CO c m m — m —y I a> Y w GD O m U m N L a a ui c� O y M n E n co p m E m 1p m r m .-. CL E o cr) w 4) moaF co m O 6ma d W Q r'ma 01 (m >. m .-. co O Z Q� d'o a m �-% CD N t nQ N r C cn oQ—r d Q v w A3 LO w 9 J v o w C (V O N �t F to F Z F LO J r J � (9 n rn H u \ƒ r e co co K ! | | | bi _ \ 4)- \ Ime -moE a gJ/\ ; § F- 'E ; \ _ �� \§ _� § a �)k ! 0a f k _ ( kv)) J \S § §) ( r0 k | �m / j�If {� k R 3 2 {2 )/ao ; ] E - !° ffE \` E E ® Clf E | `+ « I£ �Q�Q »£ $, K, 2 ¢E »E £e 'oE E »E 0 ]I {I 2 2] $_ � m E _; 0 cc C)� _- 2- 0) - - §E§2 « �� _ § � 2§\§ .5 k})2) k» .> \§e \>}° ci `~ �<< G)L� t°° 2(D [k±§!|/f , )=d , } �Go ■�-co §f%§01 co q §_- o. 2;&6.�__ wee= �§AE kms!§&® ■k< � Sia- (s ono Cl)- �I- ,qu m C-4 / 22 \ƒ aco n n co m ao E n n a n oL a N l0 Q N U C d m N U N d N d T U C y N E pp) m L L o pC m L T 01 U N C C y N U > m C O x m ccm O 7 J O d) O 'O C Q y J J ICA O Z o IL IL m0 zpz 1: ,�_1 a a`vi N C di mO N V d O t0 C 0) O m m 2.1 m m m Lm N •7 w n._ tll d Yp m NVm-. p� N m m m O m'D o m a o o cc U U m U R ... J U O w N L m C _ = o cc � LLE U LL LL LL m m n p > Z c c T Eco Y m E g° E E v E �n G o LL M v m li m n (DN U- n 7 I �ri N I c Y m I Y m l I I 2 m l m m Y m E m m E p E o m r i m o m m o rn 3 o o LL v_ M v m o 0 2 m ¢ N 0 I LL I N NCD mCl) Z Ul CD y m + L 41 m M- N N T C C a m O m c 3 w y w v E m rn J m o C > O Of - c IL O m 3 N 'O `m N {vp T m C N V ci C 4 m J L�, n O d' E f0 O n j M l0 n n L 10 M N N Z y N Z OC'S� o Q 0) m O a 0) Q CO d m CL J Y O N T W 0 U d' C '_" 0 O �� 'O Q n O 0) d Q M t y� c O� I d ya I �LaO1 I t oV I �L >U 01 Im 2 O N Lom N O C N fA C Q M U ✓A C O J M p Ul Q C m N w r O M Q N N N i n N R N Y L O� 00 0 C a �O J C 7 � u y M fq m a� p 6� m o 7 0 m _�? Q mvM omc) ~ v 2 E m� _M v E E o v �a� Q o Q M N Q o a v a Q m h Q TO IL eo ao 0o cn N C m E a mm d) K c C m N r N d m A a V A V m w m '`- N U m C m U N U L N o a in U a m a m U 2 m y m m E a m N m Y 'a Epp V D: LO m v v L o m U !A O d L o m O 1 v mm g,) U w y m d m o L m m m rn co m 3 Um m 0),-w o An R in O CO cNo J rL N C O J J T m E T ,'m_O E .D o G. V LL U LL I 2 T> m E m C T E m m ca) co c Cl)l 2 i`6 2m 0 2 m Z c m y m a y 0 w 2 E g a do U) u Ica 3 m U M'am,C C OCI O Md JOT 41mC0 1 N OI u 7 Q N C 00 C d04) o to � QUwCIJ V m I O LO C C N m U 01 E !F L N J d m rn Q N N lU6 N 04 cocq o ._. eM- d a m m c+' -i 004 CON a aQ Cl) m N_ W a Q m h Q TO RI 8 (HIRP Agency Beds Information and Requirements SPA Call for intake requirements and availability Intake hours: Monday — Friday, 8:30am —5:30pm Ms. Dosies 45046 People serviced: Women and women with children 18th Street West 24 Website: www.msdosiestsi.org 1 Lancaster, CA 93534 o Picture ID required. (661) 429-5875 o Multiple subsidies accepted. o Services offer: Computer access, housing supportive services, job hunting, resume building, breaking barrier workshop Call for a phone intake and availability. People serviced: Men ages 18+ Intake hours: Monday — Friday, Sam —5pm Intake requirements: Tarzana Treatment Center o Must be homeless. 320 E. Palmdale Boulevard o Must be diagnosed with HIV+/AIDS. Palmdale, CA 93550 12 o Must have a substance abuse disorder and have 90 days of 1 (818)342-5897 sobriety Documents required: o Picture ID o HIV/AIDS Diagnosis form o Proof of residency o Recent negative chest X- ray/ TB test Call for a phone intake and availability. Intake requirements: o Must be homeless. Tarzana Treatment Center o Must be diagnosed with HIV+/AIDS. 7101 Baird Avenue o Must have a substance abuse disorder and have 90 days of Reseda, CA 91335 28 sobriety 2 (818) 342-5897 Documents required: o Picture ID o HIV/AIDS Diagnosis form o Proof of residency o Recent negative chest X- ray/ TB test Must call to request an application. Project New Hope Intake hours: Monday — Friday, Sam —5pm Frank Cala Housing People serviced: Single individuals 7402 Haskell Avenue 20 Intake requirements: 2 Van Nuys, CA 91406 o Must be referred by an outside agency. (818) 787-2403 o HIV/AIDS Diagnosis Form o Must not be able to work SPA Location Key. SPAT -Antelope Valley/SPA 2 -San Fernando Valley/SPA 3 -San Gabriel Valley/SPA 4 -Metro, Downtown LA/SPA 5 -Westside, Culver City, Santa Monica / SPA 6 -South Los Angeles / SPA 7- East Los Angeles, Whittier/SPA 8 -South Bay, Long Beach NJ September 2024 Im NOIN ROM KM L-A- - - - NIR LDS AX4ELE5 Agency Beds Requirements/Information SPA Must call to request an application. Project New Hope Intake hours: Monday — Friday, Sam —5pm Pioneer Home People serviced: Single individuals 7402 Haskell Avenue 5 Intake requirements: 2 Van Nuys, CA 91406 o Must be referred by an outside agency. (818) 787-2403 o HIV/AIDS Diagnosis Form o Must not be able to work Call to schedule an appointment. Intake hours: Monday — Friday, Sam —5pm Door of Hope Pasadena People serviced: Families Los Robles 25 Intake requirements: 3 Address not disclosed. o Complete online intake form at: doorofhope.us/resources/ (626) 304-9130 Documents required: o Picture ID o Proof of income Call to schedule an appointment. Intake hours: Monday — Friday, Sam —spm People Door of Hope Pasadena Villa serviced: Single mothers with children Intake Address not disclosed. 13 requirements: 3 (626) 304-9130 o Complete online intake form at: doorofhope.us/resources/ Documents required: o Picture ID o Proof of income Call to schedule an appointment. Intake hours: Monday — Friday, Sam —5pm Door of Hope Pasadena People serviced: Families Casa 25 Intake requirements: 3 Address not disclosed. o Complete online intake form at: doorofhope.us/resources/ (626) 304-9130 Documents required: o Picture ID o Proof of income Call to schedule an appointment. Intake hours: Monday — Friday, Sam —5pm Door of Hope Pasadena People serviced: Families Bravo 40 Intake requirements: 3 Address not disclosed. o Complete online intake form at: doorofhope.us/resources/ (626) 304-9130 Documents required: o Picture ID o Proof of income SPA Location Key. SPAT -Antelope Valley/SPA 2 -San Fernando Valley/SPA 3 -San Gabriel Valley/SPA 4 -Metro, Downtown LA /SPA 5 -Westside, Culver City, Santa Monica /SPA 6 -South Los Angeles /SPA 7- East Los Angeles, Whittier/SPA B -South Bay, Long Beach NJ September 2024 am WIRP 105 ANGELES Agency Beds Requirements/Information SPA Call ahead for a pre-screen and walk-ins are welcome. This program can assist with documents if missing. Volunteers of America Intake hours: Monday -Friday, 8:30am-4:30pm Hope for Home Pomona People serviced: Men & women 1400 E. Mission Boulevard 200 Documents required: 3 Pomona, CA 91766 o Picture ID (909) 766-1845 o SSN (if applicable) o Proof of income o Birth certificate Call for intake requirements and availability. Office hours: Monday — Friday,9am — 5pm People serviced: Youth ages 18-24 Rights of Passage Intake requirements: Covenant House of CA o A youth must be able to be in school or work full-time. 1325 N. Western Avenue 30 Documents required: 4 Hollywood, CA 90027 o Must be homeless or at risk of homelessness. (213) 835-2700 o Picture ID o Proof in income o Referral letter Call to schedule an appointment. First Place for Youth Intake hours: Monday — Saturday, 11am — 5pm 3530 Wilshire Boulevard People serviced: Single individuals and families Suite 600 136 Intake requirements: 4 Los Angeles, CA 90010 o To request application, email: Aaplvla6EDfirstolaceforvouth.ora or apply (213) 835-2700 online at: firstplaceforyouth.org Documents required: o Picture ID required. Call ahead for a prescreen. The Salvation Army Office hours: Monday — Friday, Sam—4:30pm Alegria People serviced: Families 2737 W. Sunset Boulevard Intake requirements: Los Angeles, CA 16 o Referral from case worker/ social worker/ doctor 4 90026 Documents required: (323) 454-4200 o HIV/AIDS Diagnosis form or family member with chronic illness o Recent TB test SPA Location Key. SPAT -Antelope Valley/SPA 2 -San Fernando Valley/SPA 3 -San Gabriel Valley/SPA 4 -Metro, Downtown LA /SPA S -Westside, Culver City, Santa Monica / SPA 6 -South Los Angeles / SPA 7- East Los Angeles, Whittier/SPA R -South Bay, Long Beach N./September 2024 Mo. (HIRP LOS ANGELES Agency Beds Requirements/Information SPA Call for intake requirements. Alexandria House 426 Intake hours: Monday -Friday, 8am-5pm S. Alexandria Avenue Los People serviced: Mothers with children under the age of 18 & Angeles, CA 90020 12 single women 4 (213) 381-2649 Documents required: o Picture ID o No visitors allowed Must call to receive an application. Project New Hope Intake hours: Monday -Friday, 8am-5pm Our House People serviced: Single individuals 1133 S. Lake Street Los 20 Documents required: 4 Angeles, CA 90006 o Must be referred by an outside agency. (213) 384-5031 o HIV/AIDS Diagnosis Form o Must be able to obtain/maintain employment Call ahead for a prescreen. Intake hours: Monday -Friday, gam-3:30pm People serviced: Single women, single motherwith one child ages 8 and New Economics for under & pregnant women with their first child Women LA Posada Documents required: 375 S. Columbia Avenue 60 o Picture ID 4 Los Angeles, CA 90017 o SSN (213) 483-2058 o Proof of income o Birth certificates for child and parents o Award letter of public assistance o Recent tax returns/ 3 months of bank statements o No visitors allowed. Must be referred by a case manager. Good Shepherd Center Intake hours: Monday -Friday, 8am-3pm for Homeless People serviced: Mothers with children under the age of 18 & single women Women and Children Documents required: Farley House o Picture ID Transitional 21 o SSN 6 1671 Beverly Boulevard o Proof of income Los Angeles, CA 90026 o All birth certificates. (213) 235-1460 o TB test for all applicants o Immunization record SPA Location Key., SPAS -Antelope Valley/SPA 1 -San Fernando Valley/SPA 3 -San Gabriel Volley/SPA 4 -Metro, 4 Downtown LA/SPA 5 -Westside, Culver City, Santa Monica /SPA 6 -South Los Angeles /SPA 7- East Los Angeles, Whittier/SPAB-South Bay, Long Beach Nl September 1024 (HIRP LOS ANGELES Agency Beds Requirements/information SPA For housing options, call the hotline 424-262-6333. PATH Los Angeles Intake hours: Monday -Friday, 7am-3:30pm People 2346 Cotner Avenue serviced: Homeless individuals Documents Los Angeles, CA 90064 32 required: 5 (310) 996-0124 ext. 4554 o Picture ID o SSN o Proof of income The Salvation Army No walk-ins, must go through St. Joseph Access Center. Westwood Transitional Intake hours: Monday -Friday, 8:30am-5pm Village People serviced: Pregnant women & families with children under the age of 1401 S. Sepulveda 40 18 5 Boulevard Documents required: Los Angeles, CA 90025 o Picture ID (310) 399-6878 o SSN o Proof of income Call for a phone intake. First to Serve Intake hours: Monday -Friday, Bam-12pm Adult Male Center People serviced: Men ages 18+ Documents 12411 S. Vermont Avenue Los 25 required: 6 Angeles, CA 90044 o Picture ID (323) 758-4670 o SSN o Proof of income o Recent TB test Call for a phone intake. First to Serve Office hours: Monday — Friday, 9am-12pm Adult Male Center People serviced: Single individuals 1718 W. Vernon Avenue 75 Documents required: 6 Los Angeles, CA 90062 o Picture ID (323) 758-4670 o SSN o Proof of income o Recent TB test Call for more information. The Salvation Army Office hours: Monday — Friday from Bam — 5pm Santa Fe Springs People serviced: Mothers with children & single women Transitional Housing Intake requirements: 12000 E. Washington 28 o Must be referred by the DMH or Whole Child if reside in Whittier. Boulevard Documents required: 7 Whittier, CA 90606 o Picture ID (562) 696-7175 o SSN o Immunization record SPA Location Key: SPAT -Antelope Valley/SPA 2 -Son Fernando Valley/SPA 3 -San Gabriel Valley/SPA 4 -Metro, Downtown LA /SPA 5 -Westside, Culver City, Santa Monica /SPA 6 -South Los Angeles /SPA 7- East Los Angeles, Whittier/SPA 8 -South Bay, Long Beach NJ September 2024 Yui (HIRP Agency Beds Requirements/Information SPA Project New Hope Must call to receive an application. Brenton—Dallas House Intake hours: Monday -Friday, 8am-4pm 4060 & 4061 W. 149th People serviced: Single individuals living with HIV Street 10 Documents required: 8 Lawndale, CA 90260 c Must be referred by an outside agency. (310) 675-9942 o HIV/AIDS Diagnosis Form o Must be able to obtaintmaintain employment Must be referred by a case manager. Office hours: Monday -Friday, 8am-4pm Alliance for Housing and People serviced: Single individuals. Healing - Soldano House Documents required: 638 E. Sunrise Boulevard 10 o Picture ID 8 Long Beach, CA 90806 o Recent TB test (562) 247-7303 o HIV/AIDS diagnosis form o Proof of income o Recent Covid test or vaccine Must be referred by Alliance Housing & Healing or call (562)247-7299 Office hours: Monday -Friday, 8:30am-5:30pm People serviced: Single women W.E.C.A.N Documents required: Address not disclosed. 12 o TB test 8 (310) 701-6007 o Picture ID o SSN o Proof of income o Current HIV+ diagnosis form o Recent Covid test or Vaccine SPA Location Key. SPAT -Antelope Valley/SPA 2 -San Fernando Volley/SPA 3 -San Gabriel Valley/SPA 4 -Metro, Downtown LA /SPA S -Westside, Culver City, Santa Monica /SPA 6 -South Los Angeles /SPA 7- East Los Angeles, Whittier/SPA 8 -South Bay, Long Beach NJ September 2024 City of Rosemead 2025-2029 CONSOLIDATED PLAN APPENDICES 2025-2029 Consolidated Plan ROSEMEAD OMB Control No: 2506-0117 (exp. 09/30/2021) Appendices Appendix A Citizen Participation Plan To be Inserted Appendix B HOME Program After -Rehab Value Limits (July 1, 2025 through June 30, 2026) City of Rosemead Condominium Unit - Sales Single Family Residential -Sales Property Address City State County Name Property Address City State ZIP Code Sale Price Sale Recording Date Detailed Property Type 1 Los Angeles County 8252 Graves Ave Rosemead CA 2 Los Angeles County 91770 $ 450,000 01/31/2025 Single Family Residential 2 Los Angeles County 8716 Ramona Blvd Rosemead CA 91770 $ 668,000 02/20/2025 Single Family Residential 3 Los Angeles County 7951 Graves Ave Rosemead CA 91770 $ 840,000 12/31/2024 Single Family Residential 4 Los Angeles County 8405 Yarrow St Rosemead CA 91770 $ 887,000 03/12/2025 Single Family Residential 5 Los Angeles County 2058 Agnolo Dr Rosemead CA 91770 $ 900,000 02/21/2025 Single Family Residential 6 Los Angeles County 8919 Beatrice PI Rosemead CA 91770 $ 900,000 02/07/2025 Single Family Residential 7 Los Angeles County 2201 Strathmore Ave Rosemead CA 91770 $ 920,000 03/04/2025 Single Family Residential 8 Los Angeles County 8625 Rio Dell St Rosemead CA 91770 $ 920,000 01/02/2025 Single Family Residential 9 Los Angeles County 4537 Livia Ave Rosemead CA 91770 $ 920,000 03/03/2025 Single Family Residential 10 6. Los Angeles County 8633 Edmond Dr Rosemead CA 91770 $965,000 02/06/2025 Single Family Residential 11 Los Angeles County 3262 Leyburn Dr Rosemead CA 91770 $ 975,000 03/10/2025 Single Family Residential 12 Los Angeles County 9039 Steele St Rosemead CA 91770 $ 1,065,000 01/02/2025 Single Family Residential 13 Los Angeles County 7623 Steddom Dr Rosemead CA 91770 $ 1,080,000 01/10/2025 Single Family Residential 14 Los Angeles County 3220 Walnut Grove Ave Rosemead CA 91770 $ 1,080,000 02/12/2025 Single Family Residential 15 Los Angeles County 3339 Delta Ave Rosemead CA 91770 $ 1,102,000 02/26/2025 Single Family Residential 16 Los Angeles County 7336 Mooney Dr Rosemead CA 91770 $ 1,130,000 12/31/2024 Single Family Residential 17 Los Angeles County 3047 Burton Ave Rosemead CA 91770 $ 1,148,000 02/07/2025 Single Family Residential 18 Los Angeles County 4741 Ivar Ave Rosemead CA 91770 $ 1,150,000 02/14/2025 Single Family Residential Data Source: FARM Data - Chicago Title Sales - December 20, 2024 through March 20, 2025. SFR Median Value: 1 $965,000.00 SFR 95% of Median Value 1 $916,750.00 Condominium Unit - Sales County Name Property Address City State ZIP Code I Sale Price Sale Recording Date Detailed Property Type 1 Los Angeles County 8448 Lumen St Unit 11 Rosemead CA 91770 $ 710,000 03/05/2025 Condominium Unit 2 Los Angeles County 8817 Mission Dr Apt B Rosemead CA 91770 $738,000 02/21/2025 Condominium Unit Data Source: FARM Data -Chicago Title Sales - December 20, 2024 through March 20, 2025. Condo Median Value 1 $738,000 1 Condo 95% of Median Value $701,100.00 Attachment B FY 2025-2029 Analysis of Impediments to Fair Housing Choice 1 C In.I., , Small I'm I, \m,'k.i Housing and Urban Development PQ,'(OF NT OFy *G(P 2025 Analysis of Impediments Q�� to Fair Housing Choice 19 NN N D E\J O ROSEIE'AD ull �.m'n MmrM• Table of Contents ExecutiveSummary ...................................................................................................................................... 6 Chapter1: Introduction..................................................................................................................................8 A. Purpose of the Report ......................................................................................................................8 B. Methodology & Organization of the Report ......................................................................................9 C. Legal Framework...........................................................................................................................10 1. Federal Fair Housing Act...........................................................................................................10 2. California Fair Housing Act........................................................................................................10 3. Other Fair Housing Legislation.................................................................................................. 11 Chapter 2: Public Participation....................................................................................................................13 A. Public Review Draft of Al................................................................................................................13 B. Community Needs Survey.............................................................................................................14 C. Stakeholder Survey........................................................................................................................15 D. Public Community Meeting and Hearing........................................................................................15 Chapter 3: Community Profile.....................................................................................................................17 A. Overview........................................................................................................................................17 B. Locational Context.........................................................................................................................17 C. Demographic Profile.....................................................................................................................18 1. Population..................................................................................................................................18 2. Age Distribution.........................................................................................................................18 3. Language Spoken......................................................................................................................18 4. Race/Ethnicity ............................................................................................................................19 5. Minority Population....................................................................................................................20 6. Household Type.........................................................................................................................20 7. Household Size..........................................................................................................................21 8. Special Needs Populations........................................................................................................22 9. Employment..........:...;,..............................................................................................................24 D. Housing Profile ..................................... z........................................................................................24 1. General Inventory Trends..........................................................................................................25 2. Housing Conditions...........:........................................................................................................25 3. Vacancy Rate.............................................................................................................................25 4. Housing Costs and Affordability .................................................................................................26 5. Housing Cost Burden.................................................................................................................28 E. Race and Segregation...................................................................................................................28 F. Areas of Minority Concentrations...................................................................................................29 G. Income and Workforce...................................................................................................................33 1. Median Income Limits................................................................................................................33 2. Workforce...................................................................................................................................34 Chapter4: Lending Practices......................................................................................................................35 A. Laws Governing Lending...............................................................................................................35 2025-2029 Analysis of Impediments to Fair Housing Choice - DRAFT - 2 1 P a g e OSVEk 1. Community Reinvestment Act (CRA)........................................................................................35 2. Banking Regulators for the CRA...............................................................................................35 3. Federal Reserve's Role.............................................................................................................35 B. Home Mortgage Disclosure Act (HMDA).......................................................................................35 C. Government -Backed Loans........................................................................................................... 36 1. Federal Housing Administration (FHA)......................................................................................36 2. VA Home Loans.........................................................................................................................36 3. Rural Housing Services/Farm Service Agency (RHA/FSA).......................................................36 D. Conventional Loans.......................................................................................................................36 E. Lending Findings............................................................................................................................36 1. Loan Types, Actions, and Purpose............................................................................................37 2. Demographics of Loan Applicants.............................................................................................38 3. Income of Loan Applicants.........................................................................................................40 4. Reason for Denial and Top Lenders..........................................................................................41 Chapter5: Public Policies...........................................................................................................................43 A. Housing Element Law and Compliance ........ .w...............................................43 B. x; Land Use Element ................................................. „•..:.....................................................43 C. Zoning Ordinance......................................................:>............................................................ ...46 1. Consistency: .............................................. , 46 2. Conflict: ...................................................................................................................................... 48 Chapter 6: Fair Housing Profile...................................................................................................................50 A. Fair Housing Practices in the Homeownership Market..................................................................50 1. The Homeownership Process..............................................................................................:.....50 2. Advertising.................................................................................................................................50 3. Appraisals..................................................................................................................................51 4. Real Estate Agents....................................................................................................................51 B. National Association of REALTORS® (NAR)................................................................................. 52 1. Code of Ethics........................................................................................................................... 52 2. Diversity Certification.................................................................................................................53 C. California Department of Real Estate (DRE)................................................................................. 53 D. California Association of REALTORS® (CAR)...............................................................................53 E. Fair Housing Practices in the Rental Housing Market...................................................................53 1. Advertising.................................................................................................................................53 2. Manufactured Housing...............................................................................................................54 3. Property Manager/Housing Provider.........................................................................................54 4. Responding to Ads.....................................................................................................................54 5. Viewing the Unit.........................................................................................................................55 6. Credit/income Check.................................................................................................................55 F. Fair Housing Services....................................................................................................................55 1. Senior Services.......................................................................................................................... 56 G. Hate Crimes...................................................................................................................................56 2025-2029 Analysis of Impediments to Fair Housing Choice - DRAFT - 3 1 P a g e ,z , OOSEIv�E'AD Mall li�xn Nnnka Chapter 7: Fair Housing Progress..............................................................................................................58 Chapter 8 Fair Housing Goals and Actions.................................................................................................63 A. Data Collection and Engagement Conclusions: City of Rosemead...............................................63 1. Key Fair Housing issues: ........................................................................................................... 63 B. Contributing Factors to Fair Housing Issues..................................................................................63 C. Fair Housing Goals and Priorities..................................................................................................65 1. Fair Housing Goals and Priorities..............................................................................................66 2. Fair Housing Goals and Actions................................................................................................67 H. Regional Collaboration...................................................................................................................68 AppendixA— Federal Fair Housing Laws...................................................................................................70 Appendix B — Public Participation Summary ...............................................................................................72 Please see the attached Public Participation Summary ......................................................................72 Figures Figure1 Regional Location.........................................................................................................................17 Figure 2 Low/Moderate Income Census Block Groups..............................................................................20 Figure3 Racial Minorities............................................................................................................................31 Figure4 Ethnic Minorities............................................................................................................................32 Figure 5 Source City of Rosemead General Plan, Amended 2024............................................................45 2025-2029 Analysis of Impediments to Fair Housing Choice - DRAFT - 4 1 P a g e �.--.��_ �I� �OSEI�TE'AD ti�*. Tables Table1 Population % Change.................................................................................................18 Table 2 Age Characteristics for Rosemead.................................................................................18 Table3 Language Spoken at Home..........................................................................................19 Table4 Race & Ethnicity........................................................................................................19 Table 5 Household Type and Size.............................................................................................21 Table 6 Household Tenure - Owner v. Renter..............................................................................21 Table7 Units Per Property ......................................................................................................21 Table8 Unit Size by Tenure....................................................................................................22 Table9 Elderly Population......................................................................................................22 Table 10 Large Households....................................................................................................22 Table 11 Demographic Summary PIT Count...............................................................................23 Table 12 Single -Parent Households..........................................................................................24 Table 13 Disability by Type.....................................................................................................24 Table 14 Publicly Supported Housing Units by Program Category -Los Angeles County .......................24 Table15 Unemployment........................................................................................................24 Table 16 Affordable Rental Housing Units..................................................................................25 Table 17 Year Unit Built.........................................................................................................25 Table18 Housing Vacancy.....................................................................................................25 Table19 Rent % Change.......................................................................................................26 Table20 Fair Market Rent......................................................................................................26 Table 21 Changes in Value, Rent, and Income...........................................................................26 Table 22 Affordable Rent & Mortgage.......................................................................................26 Table 23 Detached Home Median Price....................................................................................27 Table 24 Days on the Market..................................................................................................27 Table 25 Housing Cost Burden Overview..................................................................................28 Table 26 Index of Dissimilarity .................................................................................................28 Table 27 RCAP Block Groups................................................................................................29 Table 28 ECAP Block Groups.................................................................................................30 Table 29 HUD Median Income Limits.......................................................................................33 Table 30 Average Salary Per Gender.......................................................................................34 Table 31 Workforce by Industry 37..........................................................................................34 Table 32 Selected Census Tract of 2023 FFIEC HMDA................................................................36 Table 33 Loan Type - Total Applicants.......................................................................................37 Table34 Action by Lender......................................................................................................37 Table 35 Loan Application Purposes........................................................................................38 Table 36 Current Race & Ethnicity Comparison % of Population....................................................38 Table 37 Racial Demographics of Loan Applicants......................................................................39 Table 38 Racial Demographics of Actions of Loan Applicants........................................................39 Table 39 Ethnic Demographics of Loan Applicants......................................................................40 Table 40 Applicants, Income Levels, vs Approvals......................................................................40 Table 41 Top Reasons for Denial............................................................................................41 Table 42 Lenders with Highest Denial Rates..............................................................................41 Table 43 Top 5 Lenders & Loans............................................................................................42 Table 44 Approval Ordinance.................................................................................................44 Table 45 Density Bonus Summary ..........................................................................................46 Table 46 Potentially Discriminatory Language in For -Sale Listings.................................................50 Table 47 Potentially Discriminatory Language in Rental Listings....................................................54 Table 48 Rosemead Crime Report ..........................................................................................57 Table 49 Past Goals and Actions............................................................................................58 2025-2029 Analysis of Impediments to Fair Housing Choice - DRAFT - 5 1 P a g e KOSEIvTE'AD hall M nla Executive Summary The City of Rosemead is in Los Angeles County and has a population of 51,043 (U.S. Census Bureau, 2018-2022 American Community Survey 5 -Year Estimates). The City receives both Community Development Block Grant (CDBG) and HOME Investment Partnerships Program (HOME) funding from the U.S. Department of Housing and Urban Development (HUD). The City of Rosemead's Fiscal Year 2025- 2029 Analysis of Impediments to Fair Housing Choice (AI) supports fair housing by identifying barriers, assessing current housing conditions, and outlining actions to address these barriers. The purpose of the AI report is to support fair housing plans and provide detailed information to policymakers, city staff, lenders, fair housing advocates, and housing providers. The At report promotes fair housing and equal opportunities in housing and community development programs that are data -driven and place - based. Key highlights from the At report that were identified as impediments to fair housing in Rosemead include high housing costs, limited funding for low- and moderate -income (LMI) housing programs, and a lack of affordable housing units. Additionally, lower salaries compared to industry standards pose a significant barrier to fair housing, as low wages make it difficult for workers to afford necessities, including housing. The data from the report have acknowledged critical housing and community development challenges that include discriminatory practices related to rental and home -buying markets, lack of services for special needs, and zoning restrictions. Public participation and community input uncovered a robust need for affordable rental units, housing rehabilitation, and increased fair housing services and enforcement. Relevant Findings: There has been a population decrease of 5.21 % since 2020, and regionally, Los Angeles County has also lost population in the same timeframe. Population decreases could be due to rising inflation and the overall cost of living in California (see Table 1: Population % Change). • While it is not an aging population, citizens 45 years or older make up 46% of the current population (see Table: Age Characteristics for Rosemead). This may indicate that the City of Rosemead may have to refocus on senior housing in the future. Table 5: Household Type and Size in this report shows a 12.5% increase in non -family households with persons 65 years and over. Other segments of increase are single -parent households (male/female householders with no spouse present), a 22% increase since 2020. Renter -occupied housing (50%) and owner -occupied housing (50%) are currently equal, which indicates that there is a fair balance between housing types available in the City (see Table: 6 Household Tenure - Owner v. Renter). The average cost of a home in Rosemead is around $880K (2025), which makes the housing market competitive. The average rent in the City is between $1,300 and $3,000 per month, depending on unit type (see Table 19: Rent % Change). This places most units and homes outside of low -to -moderate -income households (see Table 22: Affordable Rent & Mortgage). • Only 28% of all loans applied were approved, and those applicants were of moderate- and above - moderate -income households. Households that are low- very low-, or low-income have 13.1% approved loans (see Table 40: Applicants, Income Levels, vs Approvals). The main reason for loan denials is high debt -to -income ratios (53.7%), meaning applicants had more debt relative to their income (see Table 41: Top Reasons for Denial. According to the Consumer Financial Protection Bureau (CFPB), an acceptable debt -to -income (DTI) ratio is approximately 36% and/or less. • While only 34% of respondents believed that there is housing discrimination in the City of Rosemead, it is important to note that 21% believe that it is likely occurring. Most of the discrimination noted (63% of respondents) was based on race and/or disability (See Community Needs Survey). 2025-2029 Analysis of Impediments to Fair Housing Choice - DRAFT - 6 1 P a g e [(moi O JS E AeD I. N.nI tmall limn Mual�a Public participation efforts that informed the Al Report: • A Community Needs Survey • Stakeholder Survey • A Public Meeting • 30 -day Public Review • A Public Hearing Primary findings for community housing needs based on public participation: • Housing rehabilitation • Affordable rental units • Code enforcement responsiveness • Fair Housing services • Lack of affordable housing stock Goal setting based on data and public participation: The goals that were developed for this Al were kept with the data findings and the community outreach. The goals for the 2025-2029 cycle to address impediments to fair housing choice are: 1. Increase Affordable Housing Opportunities: Address the lack of affordable rental and homeownership opportunities. 2. Reduce Barriers to Accessing Supportive Housing: Expand supportive housing for vulnerable populations, including individuals experiencing homelessness, seniors, and people with disabilities. 3. Support and Add Capacity for Housing Programs and Services: Reduce at -risk homeless populations through targeted social services and housing programs. 4. Increase Fair Housing Law Enforcement and Awareness: Increase education and enforcement of fair housing laws to combat ongoing discrimination. 5. Reduce Conflicting Zoning and Policy Challenges: Modify restrictive zoning laws to encourage the development of affordable and supportive housing. 2025-2029 Analysis of Impediments to Fair Housing Choice - DRAFT - 7 1 P a g e BOOS EIN E'AD Chapter 1: Introduction The City of Rosemead is dedicated to supporting an inclusive and equitable community environment, including fair housing planning (FHP). When conducted effectively, FHP can significantly enhance the community's overall well-being. The process of effective planning includes three components that align with the Consolidated Plan's (Con Plan) regulatory requirements for the fair planning process: (1) theAnalysis of Impediments to Fair Housing Choice, referred to as 'Al" in this report; (2) the actions to be taken; and (3) the maintenance of records. U.S. Department of Housing and Urban Development (HUD) defines an Al as "a comprehensive review of state's or entitlement jurisdiction's laws, regulations and administrative policies, procedures and practices. The Al involves an assessment of how these laws, regulations, policies, and procedures affect the location, availability, and accessibility of housing, and how conditions, both private and public, affect fair housing choice" (HUD Memorandum, Analysis of Impediments to Fair Housing Choices Reissuance,' September 8, 2024). The review and assessment identify actions a grantee will take to improve fair housing. Al provides information and outlines impediments, or obstacles, to fair housing in a jurisdiction. The Al sets goals and recommends actions over five years to remove or reduce such impediments. Impediments to fair housing choice are "any action, omissions or decisions that are intended to or have the effect of restricting a person's choice of housing on the basis of race, color, religion, sex, disability, familial status, or national origin." (U.S. Department of Housing and Urban Development, Fair Housing Planning Guide, March 1996) The guidelines and structures used by the grantee to plan, implement, and report on FHP are documented in the City's Annual Action Plan (AAP) and Consolidated Annual Performance and Evaluation Report (CAPER), respectively. While the AI is not required to be submitted to or approved by the U.S. Department of Housing and Urban Development (HUD), HUD recommends that each grantee update its At every three to five (3-5) years, dependent on the ConPlan cycle of the grantee. The items submitted to HUD are a summary of Al's actions taken the prior year and the outcomes of those actions as part of the performance report required by the ConPlan regulation (24 CFR 91.520(a)). The City of Rosemead is currently updating its ConPlan for the period of July 1, 2025, through June 30, 2030. FHP that affirmatively furthers fair housing (AFFH) is a requirement for the ConPlan, highlighting the importance of AFFH certification for a grantee. If HUD reviews an AI summary of a ConPlan and finds it inadequate, a full review of the Al may be requested. Inaccuracies will prompt HUD to seek clarification from the jurisdiction, and HUD's determination could lead to the rejection of the AFFH certification. This would result in an incomplete ConPlan that is denied. A grantee must have its ConPlan approved before receiving federal grants from HUD. The regulations of these grants are (Title 24 Code of Federal Regulations, Part 91). The City of Rosemead receives federal funding annually from the Community Development Block Grant (CDBG) and the HOME Investment Partnerships Program (HOME). A. Purpose of the Report The purpose of the AI is to support fair housing plans; provide detailed information to policymakers, administrative staff, housing providers, lenders, and fair housing advocates; and assist in building public support for fair housing efforts. The Housing and Community Development Act of 1974 requires communities receiving HUD funds to affirmatively further fair housing. Communities are required to: • Address housing discrimination within the grantee's jurisdiction. • Promote fair housing choices for all persons. 2025-2029 Analysis of Impediments to Fair Housing Choice - DRAFT - 8 1 P a g e A �� SEI�E'AD Provide opportunities for all persons to reside in any given housing development, regardless of race, color, religion, gender, disability, familial status, or national origin. Promote accessible and usable housing for persons with disabilities. Comply with the Fair Housing Act's non-discrimination requirement. The Al includes collecting city data, including demographic, economic, and housing characteristics. It also assesses how land use and housing development regulations, policies, and practices affect the location, availability, and accessibility of housing. Additionally, the Al assesses conditions, both public and private, that impact fair housing choices for all protected classes. The Al will: • Assess population, household, income, and housing characteristics by protected classes. • Evaluate public and private sector policies that impact fair housing choice. • Identify any explicit or implicit impediments to fair housing choice. • Recommend specific strategies to mitigate identified impediments. B. Methodology & Organization of the Report The City prepared this report with the assistance of MNS Engineers, funded by CDBG entitlement dollars. The At report consulted a range of data sources and planning documents to provide a quantitative and qualitative overview of the City's past and current housing choice conditions and to ensure future compliance with fair housing regulations. Data Sources include: • U.S. Census Bureau (Census) • American Community Survey (ACS) • Federal Financial Institutions Examination Council (FFIEC) • Los Angeles Housing Rights Center • California Department of Fair Employment & Housing American Community Survey (ACS)2016- 2020 5 -Year Estimates & 2018-2022 5 -Year Estimates • Comprehensive Housing Affordability Strategy (CHAS) • City of Rosemead 2021-2029 Housing Element • 2023 Los Angeles Homeless Services Authority's (LAHSA) Point in Time (PIT) The Al draft underwent the citizen participation process. The required research, analysis, and consultation needed for the Al commenced in December 2024 and were completed by April 2025. As part of the planning process, a community needs survey gathered the community's input on the City's most pressing needs, including housing, parks, community facilities, human services, housing, discrimination, and fair housing choice barriers. The planning process also included a public community meeting (in-person) and a public hearing (for the Al's final adoption held by the City Council in April 2025). The Al was displayed on the City's website and at City Hall for a 30 -day public comment period. The Al is divided into the following (8) chapters: 1. Introduction: defines "fair housing" and outlines the report's purpose 2. Public Participation: details of the AI's engagement process, including stakeholders, public meeting, and a public hearing. 3. Community Profile: provides an overview of the city's social demographics, income, housing costs and affordability, housing characteristics, and accessibility to housing. 4. Lending Practices: discusses public and private lending practices that impact individuals' and households' ability to obtain housing. 2025-2029 Analysis of Impediments to Fair Housing Choice - DRAFT - 9 1 P a g e Provide opportunities for all persons to reside in any given housing development, regardless of race, color, religion, gender, disability, familial status, or national origin. Promote accessible and usable housing for persons with disabilities. Comply with the Fair Housing Act's non-discrimination requirement. The Al includes collecting city data, including demographic, economic, and housing characteristics. It also assesses how land use and housing development regulations, policies, and practices affect the location, availability, and accessibility of housing. Additionally, the Al assesses conditions, both public and private, that impact fair housing choices for all protected classes. The Al will: • Assess population, household, income, and housing characteristics by protected classes. • Evaluate public and private sector policies that impact fair housing choice. • Identify any explicit or implicit impediments to fair housing choice. • Recommend specific strategies to mitigate identified impediments. B. Methodology & Organization of the Report The City prepared this report with the assistance of MNS Engineers, funded by CDBG entitlement dollars. The At report consulted a range of data sources and planning documents to provide a quantitative and qualitative overview of the City's past and current housing choice conditions and to ensure future compliance with fair housing regulations. Data Sources include: • U.S. Census Bureau (Census) • American Community Survey (ACS) • Federal Financial Institutions Examination Council (FFIEC) • Los Angeles Housing Rights Center • California Department of Fair Employment & Housing American Community Survey (ACS)2016- 2020 5 -Year Estimates & 2018-2022 5 -Year Estimates • Comprehensive Housing Affordability Strategy (CHAS) • City of Rosemead 2021-2029 Housing Element • 2023 Los Angeles Homeless Services Authority's (LAHSA) Point in Time (PIT) The Al draft underwent the citizen participation process. The required research, analysis, and consultation needed for the Al commenced in December 2024 and were completed by April 2025. As part of the planning process, a community needs survey gathered the community's input on the City's most pressing needs, including housing, parks, community facilities, human services, housing, discrimination, and fair housing choice barriers. The planning process also included a public community meeting (in-person) and a public hearing (for the Al's final adoption held by the City Council in April 2025). The Al was displayed on the City's website and at City Hall for a 30 -day public comment period. The Al is divided into the following (8) chapters: 1. Introduction: defines "fair housing" and outlines the report's purpose 2. Public Participation: details of the AI's engagement process, including stakeholders, public meeting, and a public hearing. 3. Community Profile: provides an overview of the city's social demographics, income, housing costs and affordability, housing characteristics, and accessibility to housing. 4. Lending Practices: discusses public and private lending practices that impact individuals' and households' ability to obtain housing. 2025-2029 Analysis of Impediments to Fair Housing Choice - DRAFT - 9 1 P a g e R�EE A 1. lev l Ynell Lmvn Mxii� e 5. Public Policy: examines public policies that affect housing accessibility for individuals and households. 6. Fair Housing Profile: analyzes current public and private sector fair housing programs and practices. 7. Fair Housing Progress: summarizes the actions and recommendations from the 2020 AI and the City's progress to date. 8. Fair Housing Action Plan: presents recommended strategies and actions to address barriers to fair housing choice identified in the report. C. Legal Framework Before 1968, fair housing choices were not commonly practiced in jurisdictions. Historical events such as the urban riots, the legislative battles, and Dr. Martin Luther King Jr.'s activism for social equality led to significant changes in access to rights and housing for all. The federal government and the state of California enacted laws to prohibit both subtle and explicit forms of housing discrimination. HUD's Office of Fair Housing and Equal Opportunity played a crucial role in enforcing the Fair Housing Act, which will be discussed further in the next section. To achieve social equality, the government, public officials, and private citizens must support fair housing choices, as they are essential for personal development and social equality within communities. 1. Federal Fair Housing Act Enacted in 1968, the Fair Housing Act (Act) provided federal protection against housing discrimination. The Act prohibits discrimination in the sale, rental, and financing of dwellings based on race, color, religion, national origin, sex, familial status (presence of children under the age of 18 and pregnant women), and or disability. It expanded the 1964 Civil Rights Act to include housing, prohibiting discrimination based on race, color, religion, gender, disability, familial status, or national origin. On February 3, 2012, HUD issued a Final Rule extending these protections to include sexual orientation, gender identity, and marital status. The Act applies to "dwellings," which include buildings intended for living and plots of land for planned residences. This covers a wide range of housing, from homeless shelters to vacation homes. Exceptions include owner -occupied buildings with up to four units, single-family homes sold or rented by the owner without a broker, and housing managed by organizations or private clubs for their members. Equal access to housing is a fundamental civil right, providing individuals of protected classes to pursue personal, educational, and professional goals. Achieving fair housing requires the commitment of government, public officials, and private citizens to ensure social equity. 2. California Fair Housing Act The California Civil Rights Department (CRD), formerly known as the State Department of Fair Employment and Housing (DFEH) up until July 2022, enforces state laws that protect and compensate victims of prohibited housing practices. The Fair Employment and Housing Act (FEHA) (Government Code Section 12955 at seq.) prohibits discrimination and harassment in housing, including: • Advertising • Application and selection process • Unlawful evictions • Terms and conditions of tenancy • Privileges of occupancy • Mortgage loans and insurance. • Public and private land use practices (zoning) • Unlawful restrictive covenants 2025-2029 Analysis of Impediments to Fair Housing Choice - DRAFT - 10 1 P a g e �OSEINE'AD FEHA protects the following categories: • Race or color • Ancestry or national origin • Sex • Marital status • Source of income • Sexual orientation • Gender identity/expression • Genetic information • Familial status (households with children under 18 years of age) • Religion • Mental/physical disability • Medical condition • Age 3. Other Fair Housing Legislation Additionally, the FEHA includes comparable, reasonable accommodation and accessibility requirements as those found in the Federal Fair Housing Amendments Act. • Senate Bill 28 — signed into law in October 2019. Landlords are prohibited from denying individual rental applications solely based on their source of income. The law allows applicants with housing assistance vouchers, including Section 8 housing vouchers, to confidently apply for and obtain, when qualified, housing in preferred affordable neighborhoods. • Unruh Civil Rights Act (California Civil Code Section 51)— In California, this Act safeguards "protected classes" from discrimination by business establishments, including housing and accommodations. The protected classes are age, ancestry, color, disability, national origin, race, religion, sex, medication condition, and sexual orientation accommodations. The California Supreme Court has determined that the protection under the Unruh Act is not necessarily restricted to these characteristics. • Ralph Civil Rights Act (California Civil Code Section 51.7) — prohibits any act or threat of violence because of a person's race, color, religion, ancestry, national origin, age, disability, sex, sexual orientation, political affliction, or position in a labor dispute. Hate violence includes verbal or written threats, physical assault or attempted assault, and graffiti, vandalism, or property damage. • Bane Civil Rights Act (California Civil Code Section 52.1) — as an additional layer of protection for fair housing choice, this Act defends individuals from interference by force or threat of force with their constitutional or statutory rights, including equal access to housing. It also enforces criminal penalties for hate crimes, but convictions under the Act cannot be based only on speech unless the speech itself threatens violence. • California Civil Code Section 1940.3—States that landlords cannot question potential and current residents' immigration or citizen status. Additionally, the law prohibits the passing of local jurisdiction laws allowing landlords to inquire about a person's citizenship or immigration status. • Fair Employment & Housing Act (California Government Code, Section 12900-12996) — California law protects individuals from discrimination, harassment, and retaliation in employment and housing based on race, color, religion, sex, gender identity, sexual orientation, national origin, disability, and age. • FEHA Regulation — These regulations interpret and implement FEHA provisions, covering definitions, employer responsibilities, and harassment prevention training requirements. 2025-2029 Analysis of Impediments to Fair Housing Choice - DRAFT - 11 1 P a g e ROSEIN3; ,. D • Department's Procedural Regulations — These regulations outline the procedures and policies departments must follow to comply with state and federal laws, including guidelines for rulemaking, enforcement, and administrative processes. • California Family Rights Act (California Government Code section 12945.2 and California Code of Regulations, Title 2, section 11087-11097) — the act provides eligible employees with up to 12 weeks of unpaid, job -protected leave to care for their serious health condition, a family member's serious health condition, or to bond with a new child. It applies to employers with five or more employees. • Civil Code Section 5.19 — prohibits sexual harassment in business, service, or professional contexts outside of traditional employment relationships. • Americans with Disabilities Act of 1990 — ensures that individuals with disabilities have the same rights as the general public to access public places, services, and accommodations, prohibiting discrimination based on disability in various aspects of public life. • California Trafficking Victims Protection Act (California Civil Code Section 52.5) — Provides protections and services to human trafficking victims, allowing them to sue for damages and ensuring their communications with caseworkers remain confidential. Additionally, Government Code Sections 11135, 65008, and 65580-65589.8 prohibit discrimination in state -funded programs and land use decisions. Recent changes to state law also mandate local jurisdictions to offer housing options for the following special needs groups: • Housing for persons with disabilities • Housing for homeless persons, including emergency shelters, transitional housing, and • supportive housing • Housing for extremely low-income households, including single -room occupancy units • Housing for persons with developmental disabilities Appendix A— Federal Fair Housing Laws provides additional Federal laws related to Fair Housing 2025-2029 Analysis of Impediments to Fair Housing Choice - DRAFT - 12 1 P a g e ROJ�EEXb Chapter 2: Public Participation City staff worked with MINIS Engineers, Inc., a consultant for the City of Rosemead, to provide technical assistance for the preparation of the Al. Preparation included research, analysis, and consultation and ensured the citizen participation plan (CPP) process was complete, as all preparation efforts are required for the completion of the Al. Public participation in the Al Report began in December 2024 and was completed by April 2025. Public Participation Fair Housina Issues: • High housing Costs • Lack of funding for LMI housing programs • Lack of interim or'bridge' housing • Low affordable unit volume & availability • Location and quality of housing • Unsuccessful 'Housing First' model • Unsuccessful use of 'Land Banking' • Lack of senior housing • Lack of resources and programming for those having drug addiction and mental behavioral issues • Greater need for homeless case management • Fair housing discrimination services • Need for down payment and or closing costs for homeownership • Proposition 13 tax implications for senior residents A. Public Review Draft of Al The development of the At report was completed concurrently with the City of Rosemead's 2025-2029 ConPlan. As part of the At planning process, the public participation efforts included: • A Community Needs Survey • A Stakeholder Survey • A Public Meeting • 30 -day Public Review • A Public Hearing The notice of the AI's 30 -day public review period was published on March 20, 2025. In accordance with the City's CPP, the notice included: printing a notice in the Rosemead Reader and possibly other newspaper(s) of general circulations in the City; displaying copies of notices on the City's website; and posting notices at City Hall and at the Rosemead Public Library; was issued before the start of the public review period to inform residents about the At report that is available for review. The notice included a summary of the report's content and purpose, along with a list of the following locations where the complete draft Al report could be reviewed: City Hall and the City's website. The At report was made available to the public for its 30 -day public review and comment period from March 20, 2025, through April 21, 2025. All public comments on impediments to fair housing will be documented, reviewed, and potentially included in the Al report. INSERT PUBLIC COMMENTS HERE 2025-2029 Analysis of Impediments to Fair Housing Choice - DRAFT - 13 1 P a g e R�, , OS E1vi E'AD B. Community Needs Survey A Community Needs Survey was conducted as part of the 2025-2029 ConPlan and Al process. The survey was posted at the Rosemead public posting locations (Rosemead Municipal Code Section 1.08.010), on the City's website and through the City's social media accounts. The online survey was made available on the City's website from December 2, 2024, through February 11, 2025. The survey was prepared in the following languages: English, Spanish, Vietnamese, and Chinese. This survey was also distributed via email to community stakeholders, CDBG subgrantees, and municipal contracts across the City. The objective of the survey was to gather community input on pressing needs, especially in housing, parks, community facilities, public services, accessibility, affordable housing, and fair housing. The Community Needs Survey had 131 responses highlighting key issues and barriers to fair housing in the City. Community Needs Survey results can be found in Appendix B - Public Participation Summary. Community Needs Survey Response Summary: The top three areas of need for Community Needs and Priorities were identified as: • Housing rehabilitation, particularly affordable units • Public improvements • Public Facilities The top three areas of need for affordable housing were identified as • Affordable rental units • Energy-efficient improvements • Down payment assistance The top areas of need for demolition & clearance were identified as: • Code enforcement and cleanup of housing /abandoned lots The top three areas of need for public services were identified as: • Fair housing services • Homelessness services • Mental health services Factors creating barriers to fair housing: • Affordable housing (in my budget) • Availability of housing • Location of housing • Quality of housing Top housing activities that should be priorities for future funding (in priority order): • Development of affordable rental housing • Preservation of affordable owner -occupied housing • Energy-efficient home improvements • Downpayment and closing costs assistance • Codes enforcement/Cleanup of Abandoned Lots Biggest challenge to achieving equitable housing? Lack of affordable housing stock Availability of housing Inadequate funding for LMI housing programs 2025-2029 Analysis of Impediments to Fair Housing Choice - DRAFT - 14 1 P a g e �OSEIEAD Do you expect to face any barriers while searching for a new housing situation? 70% expect to face barriers Do you believe housing discrimination occurs in Rosemead? • 34% said yes 21% said housing discrimination likely occurs • 27% said they don't know What is the top discrimination or fair housing issue? Race/ethnicity, religion, and/or disability (63%) • Criminal history/record (30%) National origin (25%) • 21% stated they don't think there is any housing discrimination Have you ever been denied housing or experienced fair housing discrimination? • 73% No • 27% Yes C. Stakeholder Survey A Stakeholder Survey was conducted as part of the 2025-2029 ConPlan and Al planning process. In December 2024, the survey was administered to the City's stakeholders. The objective of the survey was to gather stakeholder input regarding their background as they work with the community and have firsthand experience/exposure to pressing issues related to fair housing and community needs. The planning process included 11 agencies, including community organizations, fair housing advocacy groups, government representatives, social services, and continuum of care representatives, which completed the Community and Housing Needs Stakeholder Survey, identifying the key issues and barriers to fair housing choice in the City. The Stakeholder Survey results can be found in Appendix B - Public Participation Summary. D. Public Community Meeting and Hearing As part of the planning process, a public meeting and a public hearing were held. At the public community meeting, the Al and ConPlan discussion regarding the two documents' planning and engagement process was presented to provide background context for the community. The City Council held a public hearing on April 22, 2025, to adopt the Al after the 30 -day review period concluded. The hearing was advertised in advance, concurrent with the 30 -day public review period notice. The Public Community Meeting and Hearing Summaries can be found in Appendix B - Public Participation Summary. February 4, 2025 Public Meeting Summary: A public meeting was held on February 4, 2025 at 5:00 PM at the Rosemead Community Recreation Center (3936 Muscatel Avenue, Rosemead, CA 91770). The agenda included providing a small Al overview and discussions over key housing issues and needs. 2025-2029 Analysis of Impediments to Fair Housing Choice - DRAFT - 15 J P a g e �A�lAell RoSEIE'AD 11011 ull tmm Nnorkl Key Housing Issues and Challenges: • Rising rent for residents, particularly the lack of affordable housing with the median income • Growing need for more resources and support for sober living homes • Importance of short-term living conditions and bridge housing • Necessity of behavioral health services and substance -free programs • Effectiveness of the'Housing First' model • Land Banking methodology concerns. The length of time is a big concern. Land Banking is the practice of buying and managing undeveloped or underutilized land for future development or sale Housing Needs: • Establish additional sober living transition homes • Enhance resources and support for homeless individuals, including on -the -spot triage services for substance abuse • Creation of a'Pallet Shelter' community supported by comprehensive services and security (this use has been shown to be successful in other LA Cities) • Engaging young adult youth in future community needs surveys • Address the impact of senior housing closures and redevelopment policies Additional Discussion Points: • Rosemead PIT count is scheduled for SPA 3 locations • Understand the percentage of homeless individuals living with mental illness or addiction • There is a debate over the state's role versus cities' responsibilities in addressing housing issues. • Challenges with downpayment assistance programs and property tax levels: a program designed to help moderate -income households afford the down payment of a home faces program challenges, such as a large sum of a downpayment is required and income thresholds that may exclude individuals that the program was intended to serve. • Necessity of Proposition 13 to keep homes affordable for older generations. • Need for a commercial area improvement program • Continuation of currently funded youth programs • The role of non-government institutions in the community, such as Evergreen Baptist Church, in providing holistic support. 2025-2029 Analysis of Impediments to Fair Housing Choice - DRAFT - 16 1 P a g e rt 11 POSEIviEk Chapter 3: Community Profile A. Overview Understanding the community profile is crucial for analyzing trends across racial, ethnic, economic, social, and other population characteristics and housing stock. This analysis helps reveal underlying factors causing impediments to fair housing. These findings facilitate more targeted solutions for assistance or interventions to address community needs. Key Fair Housing Issues: • Cost burden households • High rent and home costs • Low affordable unit volume and availability • Older homes need reinvestment • Lower salary compared to industry standard • Lack of services for special needs populations • Lack of Asian representation when applying for home loans • High denial home loan rates B. Locational Context Rosemead, California, located in Los Angeles County within the San Gabriel Valley, was incorporated in 1959. Initially home to around 53,000 residents, the 2022 Census recorded a population of 51,0431. As of 2022, the median household income in Rosemead stands at $70,073. The City is renowned for its diverse community, with a significant Asian -American population enriching its cultural environment. Rosemead is bordered by several cities, including EI Monte, Montebello, Monterey Park, San Gabriel, South EI Monte, and Temple City. With historical roots tracing back to the Spanish Colonial era, Rosemead today is recognized for its blend of cultural influences, historical significance, and vibrant community life, making it a unique and dynamic place within the Los Angeles metropolitan area. IA...- A ° ' '° Figure 1 Regional Location 1 About Rosemead — City of Rosemead: www.rosemeadca.hosted.civiclive.com 2025-2029 Analysis of Impediments to Fair Housing Choice - DRAFT - 17 1 P a g e QOSE1v. f TeD C. Demographic Profile This chapter will provide detailed information on the demographics of the City of Rosemead since the previous Al, including population characteristics, housing profile, areas of minority concentrations, and income/workforce data. By comparing local data points to county -level data, the City can identify whether challenges are unique to Rosemead or reflect broader regional trends, which would require different targeted solutions. 1. Population Table 1 shows that from 2020 to 2022, Rosemead's population decreased by 5.2%, the most significant amongst local, county, and state population trends. able' . pope on Total Population 2020 Change 2022 % Change Rosemead 53,850 51,043 -5.21% Los Angeles County 10,040,682 9,936,690 -1.04% California 39,346,023 39,356,104 0.03% Source: 2016-2020 ACS 5 -Year Estimates; 2018-2022 ACS 5 -Year Estimates 2. Age Distribution A City's age composition can be linked to lifestyle preferences, indicating a need for a housing market shift of smaller homes, retirement communities, features that accommodate accessibility needs, shelters, or other housing types. As of 2020, the majority of the City's population will be between 45-64 years old, indicating an increase in the elderly population in the coming years. The County's most significant category is between 25 and 44 years old, followed by 45-64 years old. The City's elderly population has slowly increased from 17.98% of the total population to 18.7%, as shown in Table 9. Age Table 2: Age City Characteristics for Rosemead Cit % County County % Under 18 10,607 19.70% 2,178,559 21.70% 18-24 4,680 8.69% 952,944 9.49% 25-44 13,923 25.86% 3,002,523 29.90% 45-64 15,129 28.09% 2,536,515 25.26% 65 or older 9,511 17.66% 1,370,141 13.65% Total: 53,850 100.00% 10,040,682 1 100.00% Source: 2016-2020 ACS 5 -Year Estimates 3. Language Spoken As a federal law, the Fair Housing Act of 1968 made housing discrimination illegal, and it required reasonable steps to be taken to ensure that Limited English Proficient (LEP) persons could access housing. The California Civil Rights Department (CRD) is responsible for enforcing state fair housing laws that make it illegal to discriminate against or harass someone because of a protected characteristic, including but not limited to gender, race, sexual orientation, religion, having a disability or child, and others'. Approximately 18% of the City's residents are English speakers. Among those who speak other languages, around 59% are LEP. The Asian -speaking community constitutes about 58% of the population, while Spanish speakers account for roughly 24%. ' Housing I CRD: httos://calcivilrights.ca.gov/housing 2025-2029 Analysis of Impediments to Fair Housing Choice - DRAFT - 18 1 P a g e OSE, --IE-, able 3: Language Spoken at Home Number % of Population 5+ years Population 5 years and over 50,445 100.00% English only 8,933 17.71% Language other than Enlish 41,512 82.29% Speak English less than "very well" 24,472 48.51% 58.95% 4,795,186 3,937,901 Spanish 11,873 23.5% 267 Speak English less than "very well" 3,670 7.3% 30.91% American Indian and Alaska Native 481 Other Indio -European languages 163 0.3% 111096 Speak English less than "very well" 33 0.1% 20.25% -6.43% 1,488,626 Asian and Pacific Island languages 29,447 58.4% Speak English less than "very well" ,769 41.2% 7020 .5316 and Other Pacific Other languages 29 0.1% 25,068 Speak English less than "very well" 0 0.0% 0.00% Source: 2016-2020 ACS 5 -Year Estimates 4. Race/Ethnicity Rosemead's two largest raciaVethnic groups are Asians, making up 63.3% of the population, and Hispanics or Latinos, making up 30.8% of the population, about 94% combined as of 2022. Although data across two years shows that both population groups declined, there was a more significant decline in the City vs. Los Angeles County. 2025-2029 Analysis of Impediments to Fair Housing Choice - DRAFT - 19 P a g e Table 4: Race & Ethnicity Race/Ethnicity city County 2020 2022 % Chane 2020 2022 % Change White 6,707 4,485 -33.13% 4,795,186 3,937,901 -17.88% Black or African American 231 267 15.58% 810,286 780,993 -3.62% American Indian and Alaska Native 481 490 1.87% 78,132 111096 42.19% Asian 34,560 32,339 -6.43% 1,488,626 1,473,634 -1.01% Native Hawaiian and Other Pacific 100 17 -83.00% 25,068 23400 -6.65% Islander Some other race 10,327 11,100 7.49% 2,113,852 2,253,956 6.63% Two or more 1,444 2,345 62.40% 729,532 1,355,710 85.83% Total Race 53,850 51,043 -5.21% 10,040,682 9,936,590 -1.04% Hispanic or Latino 16,142 15,723 -2.60% 4,851,344 4,837,594 -0.28% Source: 2016-2020 ACS 5 -Year Estimates; 2018-2022 ACS 5 -Year Estimates 2025-2029 Analysis of Impediments to Fair Housing Choice - DRAFT - 19 P a g e �OSE,1v�E'AD 5. Minority Population Rosemead has a high minority population, which, under HUD, are those that identify as a race other than white. Data was collected for the 33 census block groups of the City of Rosemead from the 2018-2022 American Community Survey 5 -Year Estimates for Racial and Ethnic characteristics and HUD's current uses for LMI block groups. Of the 33 census block groups, 29 were identified as having high concentrations of minority populations. l /Mode Lrmie 51# a ges�c OMNS O o 0.5 mill 6. Household Type LOW/MODERATE INCOME Figure 2 Low/Moderate Income Census Block Groups As of 2022, the City had 14,091 households, a 2.2% reduction from 2020. In 2020, out of the 11,928 family households, about 38.6% (4,611 households) had children under 18, which, in comparison to 2022, has decreased for married couples but increased for male and female households with no spouse present. In 2022, householders living alone comprised about 14% of the total households (14,091), while householders 65 years and over comprised 6% of total households. Table 6 indicates 2020 data; households were split almost evenly between owner and renter occupied. 2025-2029 Analysis of Impediments to Fair Housing Choice - DRAFT - 20 1 P a g e �l �O S E1�E'AD Table 5: Household Type and Size Percent Households 14,413 100.00% 2020 2022 % Change Total Households 14,413 14,091 -2.23% Family Households 11,928 11,509 -3.51% With own children under 18 yrs 4,611 4,122 -10.61% 391 Married couple with family 8,483 7,720 -8.99% Mobile home With own children under 18 yrs 3,727 3,154 -15.37% 0 Male householder, no Spouse present 1,264 1,459 15.43% 8.33% With own children under 18 yrs 207 217 4.83% Total housing units Female householder, no Spouse present 2,181 2,330 6.83% With own children under 18 yrs 677 751 10.93% Nonfamily households 2,485 2,682 3.90% Householders thling, alone 1,874 1,983 5.83% Householders 65 years and over 778 875 12.53% Households with individuals under 18 years 5,448 4,932 -9.48% Households with individuals 60 years and over 7,697 7,496 -2.60% Average household size 4.05 3.90 -3.70% Average family size 3.70 3.10 -16.22% Source: 2016-2020 ACS 5 -Year Estimates; 2018- 2022 ACS 5 -Year Estimates 6: Household Tenure - Owner v. Renter Number Percent Households 14,413 100.00% Owner -Occupied Units 7,177 49.80% Renter -Occupied Units 7,236 50.20% Source: 2016-2020 ACS 5 -Year Estimates 7. Household Size About 87.6% of City residents live in households with one or two units. Table 9 breaks down the occupied units between owners and renters in 2020, showing renters making up higher numbers for the 1 and 2 bedrooms by tenure, while owners only had a significant difference of more for four or more bedrooms. 2025-2029 Analysis of Impediments to Fair Housing Choice - DRAFT - 21 i P a g e Table 7: Units Per Property 2020 2022 1 -unit, SF detached 10,856 10,837 1 -unit, SF attached 2,120 2,121 2 units 214 189 3 or 4 units 306 239 5 to 9 units 477 434 10 to 19 391 321 20 or more units 543 615 Mobile home 293 244 Boat, RB, van, etc. 10 0 Occupied units 14,413 14,091 Vacancy Rate 8.33% 8.58% Persons per Household 3.695 3.58 Total housing units 15,210 15,000 Source: 2016-2020 ACS 5 -Year Estimates; 2018-2022 ACS 5 -Year Estimates 2025-2029 Analysis of Impediments to Fair Housing Choice - DRAFT - 21 i P a g e Pf(: OSE ED k 8. Special Needs Populations The special needs population includes various groups identified as vulnerable residents. These individuals may have specific needs related to mental health, physical and developmental disabilities, homelessness risk, substance addiction, HIV/AIDS, the senior population, families with children, and other subpopulations that qualify them for supportive housing. The senior population grew by 0.9% from 2020 to 2022, as shown in Table 9, indicating steady growth in the upcoming years as the next group of 45-64 ages into the senior population. Large families/ households of five or more people comprise close to 24% of the total occupied housing units. Single -parent households make up 38% of the total households. According to 2016-2020 ACS data, there are about 9% of people living with disabilities, with ambulatory disability being the highest, followed by independent living disability. According to LAHSAs 2023 PIT Count, there was an estimated total of 4,843 homeless individuals; 3,630 were unsheltered, while the rest were sheltered. A majority of homeless individuals are Hispanic men between the ages of 25-54. The County of Los Angeles oversees 44,504 beds across shelters, permanent supportive housing, and rapid rehousing programs. Within Service Planning Area (SPA) 3, various agencies manage 4,691 beds, predominantly in permanent supportive housing units. This category and other permanent housing options include Tenant -Based Projects where the Los Angeles County Development Authority (LACDA) directly provides vouchers to individuals or families. Age ble 8: Unit Size by Tenure Owners Renters Number % Number °k Occupied Number No bedroom 78 1.09% 269 3.72% 347 2.41% 1 bedroom 227 3.16% 1,387 19.17% 1,614 11.20% 2 or 3 bedrooms 4,550 63.40% 5,135 70.96% 9,685 67.20% 4 or more bedrooms 2,322 32.35% 445 6.15% 2,767 19.20% Total 7,177 100.00% 1 7,236 100.00% 14,413 100.00% 20.75%3 ersons HH 2,8769.95% Source: 2016-2020 ACS 5 -Year Estimates 8. Special Needs Populations The special needs population includes various groups identified as vulnerable residents. These individuals may have specific needs related to mental health, physical and developmental disabilities, homelessness risk, substance addiction, HIV/AIDS, the senior population, families with children, and other subpopulations that qualify them for supportive housing. The senior population grew by 0.9% from 2020 to 2022, as shown in Table 9, indicating steady growth in the upcoming years as the next group of 45-64 ages into the senior population. Large families/ households of five or more people comprise close to 24% of the total occupied housing units. Single -parent households make up 38% of the total households. According to 2016-2020 ACS data, there are about 9% of people living with disabilities, with ambulatory disability being the highest, followed by independent living disability. According to LAHSAs 2023 PIT Count, there was an estimated total of 4,843 homeless individuals; 3,630 were unsheltered, while the rest were sheltered. A majority of homeless individuals are Hispanic men between the ages of 25-54. The County of Los Angeles oversees 44,504 beds across shelters, permanent supportive housing, and rapid rehousing programs. Within Service Planning Area (SPA) 3, various agencies manage 4,691 beds, predominantly in permanent supportive housing units. This category and other permanent housing options include Tenant -Based Projects where the Los Angeles County Development Authority (LACDA) directly provides vouchers to individuals or families. Age Table 9: ElderlyPo ulation .. Percent of Population 2020 2022 62 years and over 21.90% 23.30% 65 years and over 17.70% 18.80% 66-74 9.80% 10.70% 75-84 5.00% 4.70% 85 and older 3.00% 3.30% Total % 17.80% 18.70% Renter Occupied Source: 2016-2020 ACS; 2018-2022 ACS 2025-2029 Analysis of Impediments to Fair Housing Choice - DRAFT - 22 1 P a g e Table 10: L arge Households 2020 Number % im Number 2022 % Total Occupied Housing Units 14,413 100.00% 14,091 100.00% Owner Occupied 7,177 49.80% 6,947 49.30% Renter Occupied 7,236 50.20% 7,144 50.70% Owner & Renter Occupied 1 person HH 1,873t22.95% 3.00% 1,983 14.07% 2 persons HH 3,308 2,924 20.75%3 ersons HH 2,8769.95% 2,852 20.24% 4 ersons HH 2,7949.39% 2,992 21.23% 2025-2029 Analysis of Impediments to Fair Housing Choice - DRAFT - 22 1 P a g e EPA OSE AD I. Jnl.nulll lmrn Amr,k� 5 persons HH 2,011 13.95% 1,972 13.99% 6 persons HH 910 6.31% 851 6.04% 7 or more persons HH 641 4.45% 517 3.67% Gender Owner Occupied 7,177 100.00% 6,947 100.00% 1 person HH 1,038 14.46% 1,039 14.96% 2 persons HH 1,721 23.98% 1,454 20.93% 3 persons HH 1,450 20.20% 1,305 18.79% 4 persons HH 1,198 16.69% 1,352 19.46% 5 persons HH 955 13.31% 1,019 14.67% 6 persons HH 518 7.22% 475 6.84% 7 or more persons HH 297 4.14% 303 4.36% Asian 120 2.00% Native Hawaiian/Other Pacific Islander Renter Occupied 7,236 100.00% 7,144 100.00% 1 personHH 835 11.54% 944 13.21% 2 personsHH 1,587 21.93% 1,470 20.58% 3 personsHH 1,426 19.71% 1,547 21.65% 4 personsHH 1,596 22.06% 1,640 22.96% 5 personsHH 1,056 14.59% 953 13.34% 6 persons HH 392 5.42% 376 5.26% 7 or more persons HH 344 4.75% 214 3.00% Source: 2016-2020 ACS 5 -Year Estimates; 2018-2022 ACS 5 -Year Estimates 2025-2029 Analysis of Impediments to Fair Housing Choice - DRAFT - 23 1 P a g e Table 11: Demographic Summary PIT Count Los Angeles County Service Plannin Area SPA 3 Number Percent Total homeless population 4,843 Total beds available 4,691 Gender Male 3,082 64.00% Female 1,739 36.00% Trans ender 16 0.00% Non -Binary 7 0.00% Questioning 14 0.00% RacelEthnicity Hispania/Latino 2,902 60.00% Black/African-American 973 20.00% White 1,402 29.00% American Indian/Alaskan Native 165 3.00% Asian 120 2.00% Native Hawaiian/Other Pacific Islander 58 1.00% Middle Eastern or North African 6 0.00% Age Under 18 466 10.00% 18-24 171 4.00% 25-54 3,215 66.00% 55-64 825 18.00% 65+ 135 3.00% Source: LAHSA 2023 PIT Count 2025-2029 Analysis of Impediments to Fair Housing Choice - DRAFT - 23 1 P a g e EEAD OSEIN ble 12: Sin le -Parent Households City County Total Households 14,413 3,332,504 # of Single -Parent Households, Nos ouse resent 5,470 1,607,188 % of Single -Parent Households 38% 48% Source: 2016-2020 ACS 5 -Year Estimates le 14: Publicly Supported Housing Units Table 13: Disability by T % of Hearing Vision Cognitive Ambulatory Self -Care Independent Population Disability Disability Disability Disability Disability Living Disability 9% 1,277 840 1,968 1 2,837 1,532 2,716 Source: 2016-2020 ACS 5 -Year Estimates le 14: Publicly Supported Housing Units ousing Units by Program Category- # Angeles County % Total Housing Units 14,413 4.60% Public Housing N/A N/A Project -based Section 8 N/A N/A Other Multifamily N/A N/A HCV Program N/A N/A 9. Employment In Rosemead, the racial or ethnic group with the highest unemployment percentage is Black or African American at 9.6%. At the same time, American Indian orAlaska Native and Native Hawaiian or Other Pacific Islander both had zero percent. The estimated unemployment rate among Rosemead's 16 -year-old and older residents in 2022 was 4.7%. Table 31 shows the top industries for the local workforce. Table 15: Unemployment Race/Ethnicity % White 4.60% Black or African American 9.60% American Indian or Alaska Native 0.00% Asian 5.00% Native Hawaiian or Other Pacific Islander 0.00% Some other race 3.30% 2 or more races 6.80% Hispanic or Latino origin of any race 4.20% Source: 2016-2020 ACS 5 -Year Estimates D. Housing Profile A city's housing characteristics provide valuable insights into the overall housing profile and condition. These characteristics, including the types of housing available, occupancy rates, and the age and condition of buildings, reflect the community's living standards and economic health. By analyzing these factors, we can better understand residents' housing needs and challenges and develop strategies to improve housing quality and accessibility. By evaluating the costs, affordability, physical attributes, location, and other aspects of the City of Rosemead's affordable rental housing units, we can identify, examine, and address barriers to fair housing choice. This chapter will assess baseline housing market conditions from the viewpoint of protected class members, highlighting and contextualizing obstacles that may influence a household's decision to reside in a particular city area. 2025-2029 Analysis of Impediments to Fair Housing Choice - DRAFT - 24 ] P a g e QO�EEXb �alLmn MwrL• 1. General Inventory Trends By 2020, there were an estimated 15,210 dwellings in the City, slightly over half occupied by renters. Rosemead's latest data on affordable housing units from 2020 to 2021 shows a decrease in units costing less than $700. In 2021, 85.7% of most units cost $1,000 or more, which means that the majority of housing units became more expensive compared to 2020, when 83.6% of units cost $1,000 or more. Units Table 16: Affordable Rental Housin 2020 Units 2021 Less than $500 323 4.64% 240 3.54% $500-$699 297 4.27% 180 2.65% $700$999 520 7.47% 546 8.05% $1,000 or more 5,820 83.62% 5,815 85.75% Total 6,960 100.00% 6,781 100.00% 1980 to 1999 Source: 2016-2020 ACS 5 -Year Estimates; 2017-2021 ACS 5 -Year Estimates 2. Housing Conditions The table below breaks down the ages of the City's housing units by the year they were built, separating the information between owner, renter, and occupied. Between 1940 and 1979, 65.4% of the City's units were built, with more leaning towards the earlier set of those years. Homes constructed after these years made up about 20.1 %, whereas the ones built prior made up about 14.4%. Year Unit Built Table 17: Year Unit Built Total Occu ied Renter -Occupied .. Number % Number % Owner-occu led Number % 2014 to later 107 0.7% 69 0.95% 38 0.53% 2010 to 2013 167 1.16% 129 1.78% 38 0.53% 2000 to 2009 606 4.20% 261 3.61% 345 4.81% 1980 to 1999 2,527 17.53% 1,501 20.74% 1,026 14.30% 1960 to 1979 3417 23.71% 1,825 25.22% 1,592 22.18% 1940 to 19595696 39.52% 2,593 35.83% 3,103 43.24% 1939 or earlier 1893 13.13% 858 11.860/6 1,035 14.42% Total 14,413 100.00% 7,236 100.00% 7,177 100.00% Source: 2016-2020 ACS 5 -Year Estimates Table 16• Total VacaW 797 For Rent 215 Rented, not occupied 26 For sale only 6 Sold, not occupied 13 For seasonal, recreational, or occasional use 68 For migrant workers 0 other vacant 469 Total Housing Units vacant & nonvacant 14,413 Source: 2016-2020 ACS 5 -Year Estimates 3. Vacancy Rate Vacancy rates in the City are low, between 5% to 6%. Only 3% of all housing units are or could be available for rent, while only 1% was available for sale. 2025-2029 Analysis of Impediments to Fair Housing Choice - DRAFT - 25 1 P a g e ROSEIE'AD 4. Housing Costs and Affordability Table 19 shows that rent increased in all categories but was higher for studio and three-bedroom units. According to HUD sources, Fair Market Rents are higher than Table 19, but they still indicate an increase in the number of bedrooms per unit. From 2020 to 2024, all categories saw an increase as the number of bedrooms in the unit increased. Increases went up between about $500 and $750. Between 2020 and 2022, the median housing value and gross rent increased by 19%, while median household income increased by 17%. Table 21: Changes in Value, Rent, and Income 2020 2022 2015 Table 19: Rent ° 2020 . 2022 % Change from 2015-2022 Studio 867 1,134 1,306 51% 1 bedroom 943 1,088 1,328 41% 2bedrooms 1,178 1,426 1,660 41% 3 bedrooms 1,449 1,910 2,131 47% 4 bedrooms 1,519 1,581 1,951 28% Source: 2011-2015 ACS 5 -Year Estimates; 2016-2020 ACS 5 -Year Estimates; 2018-2022 ACS 5 -Year Estimates Table 21: Changes in Value, Rent, and Income 2020 2022 ble 20: Fair Market Rent 2020 2024 Efficiency $1,279 $1,777 1 bedroom $1,517 $2,006 2 bedrooms $1,956 $2,544 3 bedrooms $2,614 $3,263 4 bedrooms $2,857 $3,600 Annual Income $29,150.00 Source: 2024 HUD Fair Market Rent Table 21: Changes in Value, Rent, and Income 2020 2022 % Change Median Housing Value $576,000 $684,200 19% Median Gross Rent $1,398 $1,660 19% Median Household Income $60,006 $70,073 17% Source: 2016-2020 ACS 5 -Year Estimates; 2018-2022 ACS 5 -Year Estimates Tables 21 and 22 provide an overview of median housing rent values and affordability in the City for 2024. According to HUD income limits, a family of four earning less than 30% of the median household income can afford a rent of $1,040.10 per month. Based on 2022 data, Table 21 indicates that the median household income was $1,660 per month, resulting in an affordability gap of approximately $619.90. For a family of four earning 80% of the median household income, an affordable home price is $382,289. Table 21 shows that the median housing value in 2022 was $684,200, leading to an affordability gap of $301,911. 2025-2029 Analysis of Impediments to Fair Housing Choice - DRAFT - 26 1 P a g e Table 22: Affordable Rent & Morta e - Affordable Mortgage/Rent Amounts 1 Person 2 Persons 3 Persons 4 Persons Extreme) Low (0%30%) Annual Income $29,150.00 $33,300.00 $37,450.00 $41,600.00 Monthly Income $2,429.00 $2,775.00 $3,120.00 $3,467.00 Affordable Purchase Price* $85,712.00 $100,000.00 $111,968.00 $126,993.00 Affordable Month) Rent*" $728.70 $832.50 $936.00 $1,040.10 Very Low (30%-50% Annual Income $48,550.00 $55,450.00 $62,400.00 $69,350.00 Monthly Income $4,045.83 $4,620.83 $5,200.00 $5,779.17 Affordable Purchase Price* $149,894.00 $174,503.00 $195,990.00 $220,368.00 Affordable Monthly Rent" $1,213.75 $1,386.25 $1,560.00 $1,733.75 2025-2029 Analysis of Impediments to Fair Housing Choice - DRAFT - 26 1 P a g e OSEAD E ,.�. 1) Housing Costs Tables 23-25 reveal significant insights into the housing costs in Rosemead, focusing on the detached home median price, days on the market, and housing cost burden. The median price of detached homes in 2024 was $881,460, reflecting a $239,595 increase since 2020 in Los Angeles County. In the Los Angeles Metro Area, homes were on the market for about 23 days. These metrics are closely interrelated, as higher median prices can sometimes correlate with longer market durations due to affordability constraints. However, in a competitive market like Los Angeles, high demand can lead to shorter days despite higher prices. Understanding these dynamics is crucial for addressing housing affordability and developing effective strategies to balance the market. A detailed analysis of the housing cost burden will be discussed in the following section, providing a comprehensive view of household financial pressures. Table 24: Da son the Market Unsold Inventory Index Low 50%-80% Table 23: Detached Home Median 2023 2022 Price 2021 Annual Income $77,700.00 $88,800.00 $99,900.00 $110,950.00 MonthlyIncome $6,475.00 $7,400.00 $8,325.00 $9,245.83 Affordable Purchase Price* $249,656.00 $288,589.00 $327,523.00 $366,281.00 Affordable MonthlyRent"` $1,942.50 $2,220.00 $7,497.50 $2,773.75 $697,660 Moderate 80%-120% Feb $806,490 Annual Income $82,500.00 $94,300.00 $106,050.00 $117,850.00 Monthly Income $6,875.00 $7,858.33 $8,837.50 $9,820.83 Affordable Purchase Price* $266,492.00 $307,881.00 $349,094.00 $382,289.00 Affordable Monthly Rent** $2,062.50 $2,357.50 $2,651.25 $2,946.25 *The Affordable Purchase Price is based on annual income, monthlydebts of $250, a downpayment of $20,000, and property tax at 1.52%. Affordable Monthly Rent is calculated at 30% of month) income. $759,890 $689,440 Source: 2024 HUD Income Umits; Zillow Affordability Calculator 1) Housing Costs Tables 23-25 reveal significant insights into the housing costs in Rosemead, focusing on the detached home median price, days on the market, and housing cost burden. The median price of detached homes in 2024 was $881,460, reflecting a $239,595 increase since 2020 in Los Angeles County. In the Los Angeles Metro Area, homes were on the market for about 23 days. These metrics are closely interrelated, as higher median prices can sometimes correlate with longer market durations due to affordability constraints. However, in a competitive market like Los Angeles, high demand can lead to shorter days despite higher prices. Understanding these dynamics is crucial for addressing housing affordability and developing effective strategies to balance the market. A detailed analysis of the housing cost burden will be discussed in the following section, providing a comprehensive view of household financial pressures. Table 24: Da son the Market Unsold Inventory Index 2024 Table 23: Detached Home Median 2023 2022 Price 2021 2020 24 22 19 CA Los Angeles CA Los Angelo CA Los Angeles CA Los Angeles CA Los Angeles Jan $789,480 $833,000 $751,700 $778,540 $766,250 $800,960 $700,150 $697,660 $575,160 $617,520 Feb $806,490 $817,100 $735,300 $726,870 $772,180 $773,490 $699,720 $664,120 $579,770 $580,690 Mar $854,490 $805,100 $793,260 $718,370 $851,130 $781,050 $759,890 $689,440 $612,440 $567,910 Apr $904,210 $825,970 $811,510 $738,520 $877,390 $801,680 $808,410 $718,440 $606,410 $565,170 May $908,040 $811,610 $835,280 $744,770 $893,200 $798,720 $813,820 $725,680 $588,070 $553,710 June $900,7201 $889,180 $837,850 $832,310 $858,000 $860,230 $819,6301 $796,120 $626,170 $619,320 July $886,560 $909,010 $832,530 $851,540 $830,870 $846,320 $811,170 $809,750 $666,320 $660,340 Aug $888,740 $919,890 $859,670 $882,010 $834,740 $854,960 $827,940 $830,070 $706,900 $692,630 Sep $868,150 $960,370 $843,500 $914,340 $817,150 $891,770 $808,890 $886,050 $712,430 $766,010 Oct $888,740 $956,210 $839,990 $893,650 $798,140 $854,560 $798,440 $848,970 $711,300 $745,080 Nov $852,880 $937,030 $821,710 $897,990 $774,150 $836,630 $782,480 $769,500 $698,980 $673,310 $861,020 $912,370 $819,820 $853,340 $770,490 $799,670 $797,150 $826,500$, T66 DO 00 Source: Califomia Associa8on of Realtors 1) Housing Costs Tables 23-25 reveal significant insights into the housing costs in Rosemead, focusing on the detached home median price, days on the market, and housing cost burden. The median price of detached homes in 2024 was $881,460, reflecting a $239,595 increase since 2020 in Los Angeles County. In the Los Angeles Metro Area, homes were on the market for about 23 days. These metrics are closely interrelated, as higher median prices can sometimes correlate with longer market durations due to affordability constraints. However, in a competitive market like Los Angeles, high demand can lead to shorter days despite higher prices. Understanding these dynamics is crucial for addressing housing affordability and developing effective strategies to balance the market. A detailed analysis of the housing cost burden will be discussed in the following section, providing a comprehensive view of household financial pressures. Table 24: Da son the Market Unsold Inventory Index Median Time on Market Mar -23 Feb -24 Mar -24 Mar -23 Feb -24 Mar -24 Cali Single -Family Home 2.1 3 2.6 24 22 19 Cali Condo/Townhome 2 2.9 2.6 22 21 18 Los Angeles Metro Area 3.2 3.2 2.7 29 27 23 Source: California Association of Realtors 2025-2029 Analysis of Impediments to Fair Housing Choice - DRAFT - 27 1 P a g e P -M N,,,,.. 5. Housing Cost Burden HUD identifies households as cost -burdened when they allocate more than 30% of their income to housing expenses, with those exceeding 50% classified as severely cost -burdened. Due to the direct relationship between income levels and housing affordability, this issue predominantly affects low-income households, particularly renters and those with minimal incomes. Examining the cost burden within the community is vital for uncovering economic inequalities and pinpointing areas where affordable housing is lacking. This insight is crucial for formulating strategies to overcome barriers to fair housing and promote equal housing opportunities for all residents. CHAS data for the years 2016-2020 was utilized to analyze the housing cost burden within the community. The findings are summarized in Table 34: Housing Cost Burden Overview. According to the data, 63.87% of homeowners and 38.73% of renters are cost -burdened, meaning they spend more than 30% of their income on housing. Among these, 19.08% of homeowners and 35.47% of renters face a moderate cost burden, allocating between 30% and 50% of their income to housing expenses. Furthermore, severe cost burden is a pressing issue, with 17.05% of homeowners and 25.80% of renters spending over half of their income on housing. Housing costs more severely impact renters than homeowners; while 17.05% of homeowners are severely cost -burdened, a higher percentage of renters, 25.80%, fall into this category. This disparity highlights renters' financial strain, likely due to lower average incomes and less economic stability than homeowners. These figures illustrate the substantial financial strain that housing costs impose on owners and renters, highlighting the urgent need for strategies to improve housing affordability and alleviate economic pressures on households. P Table 25: Cost Burden Factor# Cost Burden Ov Owner% # Renter% Total Cost Burden > 30% 4,870 63.87% 3,085 38.73% 7,955 Cost Burden >30% to <=50% 1,455 19.08% 2,825 35.47% 4,280 Cost Burden > 50% 1,300 17.05% 2,055 25.80% 3,355 � Source: 2016-2020 CHAS E. Race and Segregation The dissimilarity index measures the percentage of a group's population to determine how much racial segregation exists between different racial/ethnic groups within a metropolitan area. The scale ranges from 0 to 100, with zero corresponding to perfect integration and 100 representing total segregation, with 60% (or more) considered high, 40/50% moderate, and 30% (or less) considered low. The most recent data for Rosemead is from 2010, showing that the diversity index was at its lowest at 54.3%, a moderate score. The City had a large Asian and Hispanic population, which remains the top racial/ethnic categories as of 2022. 2025-2029 Analysis of Impediments to Fair Housing Choice - DRAFT - 28 1 P a g e Table 26: Index of Dissimilarity x w c o v u u v � A m m A o d to Y o. o a H a )e a a a w� u u a R o: a a = N = N =Y 3F AR c e `m cL cL o o m r > o 2 m H v, a a y o z z Z z M x x 1980 60.1 42,604 13,894 32.60% 126 0.30% 24,453 57.40% 3,549 8.30% 582 1.40% 1990 65.6 51,638 1 8,197 15.90% 265 0.50% 25,641 49.70% 17,316 33.50% 219 0.40% 2000 62.8 53,505 4,295 8% 262 0.50% 22,097 41.30% 25,988 48.60% 863 1.60% 2010 54.3 153,764 1 2,549 4.70% 1 176 0.30% 18,147 33.80% 32,453 60.40% 439 0.80% Source: Brown University: American Communities Project 2025-2029 Analysis of Impediments to Fair Housing Choice - DRAFT - 28 1 P a g e ROQSE AD 1. L,. Mull L�mn4mvi�� F. Areas of Minority Concentrations HUD Community Planning and Development program grantees must pinpoint areas with high concentrations of racial or ethnic minorities and low-income families within their City, known as Racially/Ethnically Concentrated Areas of Poverty (RCAPs and ECAPs). RCAPs and ECAPs are neighborhoods where at least 50% of the population is non-white, and 40% or more of the residents live at or below the poverty line. Identifying RCAPs and ECAPs areas helps pinpoint areas in which cycles of poverty may be deeply rooted, further addressing underlying issues and implementing solutions. Data from the 2016-2020 American Community Survey (ACS) 5 -Year Estimates shows ACS respondents who identified as a race other than white as racial minorities and those who reported Hispanic origins as ethnic minorities. Analyzing the data for Rosemead's census tracts reveals several essential insights about RCAP/ECAP areas and LMI populations. Numerous block groups show high percentages of racial minorities and LMI populations, highlighting significant concentrations of poverty and racial/ethnic minorities. Of the 33 tracts identified, Tract 482403 Block Group 1 had the highest percentage of racial minorities at 99.62%, at 86.50% LMI. The darker red shading in Figure 3 indicates a higher percentage of the Asian population. Additionally, Tract 482304 Block Group 1 had the highest percentage of ethnic minorities at 59.26%, with an ILMI of 78.30%. The darker blue shading in Figure 4 signifies a higher percentage of Hispanics. 2025-2029 Analysis of Impediments to Fair Housing Choice - DRAFT - 29 1 P a g e Tract Block Group % Racial Minority %LMI 432201 1 78.82% 56.40% 432201 2 90.04% 68.90% 432202 1 94.85% 59.50% 432202 2 98.00% 70.60% 432202 3 78.01% 53.60% 432901 1 79.31% 50.90% 432901 2 95.24% 78.40% 432901 3 99.12% 75.40% 432902 1 86.19% 54.40% 432902 2 92.65% 56.60% 433601 1 96.29% 73.60% 433601 2 88.52% 57.20% 433602 1 90.90% 75.30% 481300 1 89.60% 68.30% 481300 2 90.13% 51.30% 482303 1 94.84% 97.30% 482303 2 92.90% 81.70% 482303 3 92.31% 72.60% 482304 1 83.99% 78.30% 482304 2 91.17% 90.50% 482401 1 93.10% 65.10% 482401 2 93.26% 68.20% 482403 1 99.62% 86.50% 482404 1 85.07% 24.50% 482404 2 90.60% 57.00% 482502 1 97.00% 74.20% 482502 2 91.18% 64.80% 482503 1 94.39% 52.30% 482503 2 96.94% 62.40% 482521 2 86.02% 70.60% 482522 193.51% 50.00% 530007 3 47.020/c 34.50% 980036 1 88.66% 63.00% 2025-2029 Analysis of Impediments to Fair Housing Choice - DRAFT - 29 1 P a g e .O�E EAD S,., 2025-2029 Analysis of Impediments to Fair Housing Choice -DRAFT- 30 1 P a g e Table 28: ECAP Block Groups Tract Block Group % Racial Minority %LMI 432201 1 15.87% 56.40% 432201 2 11.22% 68.90% 432202 1 35.12% 59.50% 432202 2 38.50% 70.60% 432202 3 24.73% 53.60% 432901 1 47.41% 50.90% 432901 2 22.77% 78.40% 432901 3 33.85% 75.40% 432902 1 34.60% 54.40% 432902 2 31.31% 56.60% 433601 1 20.47% 73.60% 433601 2 30.93% 57.20% 433602 1 30.79% 75.30% 481300 1 35.91% 68.30% 481300 2 20.94% 51.30% 482303 1 33.04% 97.30% 482303 2 19.15% 81.70% 482303 3 39.06% 72.60% 482304 1 59.26% 78.30% 482304 2 23.37% 90.50% 482401 1 45.13% 65.10% 482401 2 40.01% 68.20% 482403 1 46.03% 86.50% 482404 1 46.16% 24.50% 482404 2 7.77% 57.00% 482502 1 13.64% 74.20% 482502 2 25.67% 64.80% 482503 1 20.49% 52.30% 482503 2 18.87% 62.40% 482521 2 25.71% 70.60% 482522 1 21.95% 50.00% 530007 3 54.37% 34.50% 980036 1 47.68% 63.00% 2025-2029 Analysis of Impediments to Fair Housing Choice -DRAFT- 30 1 P a g e A �_��4, IOSEINE'AD San Gabrei aI Soutl 0 Protect Lo bon ® oc a Asian YTbe scarce: us [ewn er,ea. (31221. aa.mviru, cmnva. sx.e...a 5-Rr rs.eees OeoleO ➢eLi mC 8(12901 QTY Of RDSEMEA MNS O 0 0.5 1 1Y„�N7 s RAC AL MINORME! Figure 3 Racial Minorities 2025-2029 Analysis of Impediments to Fair Housing Choice -DRAFT- 31 1 P a g e QOSEIE'AD �� I �mmn Mx�rl�x San Gabriel 2 ` Project tL[at M • . M No[ Haps a taum Hnpan[ or Labw MNS 0 0 0-5 1 0 Mies Figure 4 Ethnic ETHNIC Sour 2025-2029 Analysis of Impediments to Fair Housing Choice - DRAFT - 32 1 P a g e Rf+ R� EAD 11114--1��.�.i.� G. Income and Workforce The income and workforce section of this community profile provides a comprehensive analysis of the economic landscape, focusing on key indicators such as median household income, employment rates, and workforce composition. This section aims to identify economic disparities and workforce challenges that may impede equitable growth and development within the community. This data equips policymakers with the tools needed to create specific strategies that tackle housing issues and ensure fair housing options for residents of all income levels. These findings are essential for building a more just and thriving future for Rosemead. Across racial and ethnic groups, Whites had the most considerable median household income at $82,167 as of 2022, a 16% increase from 2020. Asians followed at $66,171, an 11% increase from 2020. American Indians or Alaska Natives saw a 13% increase, rising from $98,125 in 2020 to $111,250 in 2022. While Hispanics comprise a large portion of the population, they experienced a 25% increase, reaching $75,813 as of 2022. Other racial groups also saw significant changes: households of some other race increased by 39% to $75,505, and those of two or more races increased by 29% to $72,868. These variations in median household income across racial and ethnic groups highlight the ongoing economic challenges and progress within the community, emphasizing the importance of continued efforts to achieve financial equity for all residents. 1. Median Income Limits The Los Angeles -Long Beach -Glendale, CA HUD Metro FMR Area and the HUD Median Income Limits for 2024 provide a crucial framework for understanding housing affordability within the community. With a median family income of $98,200, the income limits are categorized into three levels: Extremely Low (0- 30%), Very Low (30-50%), and Low (50-80%). For a single individual, the extremely low-income limit is $29,150, while for a family of four, it is $41,600. The very low-income limits range from $48,550 for a single person to $69,350 for a family of four. The low-income limits extend from $77,700 for one person to $110,950 fora family of four. These income thresholds highlight the varying degrees of financial vulnerability among household sizes. Understanding these limits is essential for identifying households struggling with housing costs and developing targeted strategies to address housing affordability and ensure equitable access to housing for all income levels. The data from Table 29 reveals significant gender-based salary disparities within the City and County. In the City, the average salary for males is $30,578, while females earn an average of $26,116. This indicates that females earn approximately 85% of what their male counterparts make. The disparity is even more pronounced at the county level, where the average male salary is $52,799 compared to $38,055 for females, meaning females earn roughly 72% of the average male wage. These figures highlight the persistent issue of gender wage gaps, which can have far-reaching implications for housing affordability and economic stability. Lower average salaries for females may contribute to higher rates of cost burden among female -headed households, exacerbating economic inequalities. Addressing these disparities is crucial for promoting fair housing and ensuring that all residents, regardless of gender, have equitable access to housing opportunities. 2025-2029 Analysis of Impediments to Fair Housing Choice - DRAFT - 33 1 P a g e Table 29: HUD Median Income Limits Median FY Income Persons in Family 1 2 3 4 5 6 7 8 Family Income Limit Category Extremely Low (0-30%) $31,850 $36,400 $40,950 $45,450 $49,100 $52,750 $56,400 $60,000 $106,600 Very Low (30-50%) $53,000 $60,600 $68,150 $75,750 $81,800 $87,850 93,900 $100,000 Loi" (50.80%) $84,850 $96,950 $109,050 $121,150 $130,850 $140,550 $150,250 $159,950 Source: 2025 HUD Metlian Income Limit 2025-2029 Analysis of Impediments to Fair Housing Choice - DRAFT - 33 1 P a g e �OSEINE'AD ble 30: Average Salary Per Gender AL city Count Avera a Male Salary: 30,578 Male average wage: 52,799 Average Female Salary: 26,116 Female average wage: 38,055 Source: 2016-2020 ACS 5 -Year Estimates 2. Workforce Rosemead's top industries include education services, health care, and social assistance, with about 11.5% of their residents having jobs in these industries. Followed by arts, entertainment, recreation, accommodation, and food services at about 9% and manufacturing at 7.4%. When comparing jobs and median earnings, Table 30 demonstrates the top three industries reflecting lower wages. This analysis underscores the economic challenges faced by Rosemead's workforce, particularly in its top industries, highlighting the need for strategic interventions to address wage disparities and improve overall financial stability. Table 31: Workforce by Indust Industry # of Total Industry % Share Median Earnings Agriculture, forestry, fishing and hunting, and mining 93 0.25% $9,196 Construction 1,881 5.04% $24,348 Manufacturing 2,761 7.40% $33,641 Wholesale trade 825 2.21% $32,756 Retail trade 2,713 7.27% $22,927 Transportation and warehousing, and utilities 1,762 1 4.72% $32,425 Information 470 1.26% $36,793 Finance and insurance, and real estate and rental and leasing 1,620 4.34% $41,500 Professional, scientific, management, administrative, and waste management services 2,068 5.54% $39,199 Educational services, health care, and social assistance 4,327 11.59% $33,532 Arts, entertainment, recreation, accommodation, and food services 3,395 9.09% $20,992 Other services, except public administration2,162 5.79% $20,238 Public Administration 1,096 2.94% $46,613 Source: 2016-2020 ACS 2025-2029 Analysis of Impediments to Fair Housing Choice - DRAFT - 34 1 P a g e Chapter 4: Lending Practices This chapter examines financial institution lending practices, focusing on minority and low-income households. However, due to federal laws and regulations, the jurisdiction's control over lending is limited. Lending practices contribute to determining fair housing choices. Ensuring equity in lending from financial institutions, including credit unions, banks, credit card companies, and insurance companies, is an essential element of fair housing choice. Access to credit for mortgages, home equity, and home repair loans is often contingent on lending practices. Equitable access to information on financial services is a significant concern. Gaps in financial services can expose residents to predatory lending practices. Additionally, a lack of access to quality banking and financial services can jeopardize an individual's credit and destabilize the sustainability, of homeownership and wealth accumulation. A. Laws Governing Lending 1. Community Reinvestment Act (CRA) The Community Reinvestment Act (CRA), enacted in 1977, mandates that the Federal Reserve and other federal banking regulators encourage financial institutions to meet the credit needs of the communities they serve, including LMI neighborhoods. 2. Banking Regulators for the CRA There are three federal banking agencies responsible for regulating the CRA. Banks with CRA obligations are overseen by one of the three regulators. Each regulator has its own CRA website that provides information on the bank's CRA rating and Performance Evaluations. • Federal Deposit Insurance Corporation (FDIC) • Federal Reserve Board (FRB) • Office of the Comptroller of the Currency (OCC) 3. Federal Reserve's Role The Federal Reserve supervises state -member banks, which are state -chartered banks that have joined the Federal Reserve System for CRA compliance. To fulfill its role, the Federal Reserve: Examines state member banks to evaluate and rate their performance under the CRA. Considers banks' CRA performance alongside other supervisory information when reviewing applications for mergers, acquisitions, and branch openings. Provides information about community development techniques for bankers and the public. B. Home Mortgage Disclosure Act (HMDA) The Home Mortgage Disclosure Act (NMDA), enacted by Congress in 1975 and implemented by Regulation C, requires mortgage lenders to collect and report data on their lending practices, including loan applications, approvals, denials, and borrower demographics. This data is reported annually to regulatory authorities and made publicly available to ensure transparency. The data helps to identify whether lenders are serving community housing needs, to inform decisions and policies made by public officials, and to identify possible discriminatory lending practices. The HMDA data is adjusted to safeguard the privacy of applicants and borrowers. 2025-2029 Analysis of Impediments to Fair Housing Choice - DRAFT - 35 1 P a g e �OOS E1V�E'AD C. Government -Backed Loans A government -backed mortgage is a loan provided by private lenders to eligible individuals, with insurance from federal agencies. This insurance lowers the risk for lenders, enabling them to offer more flexible terms regarding credit scores and down payments. The different types of government -backed loans are the following: 1. Federal Housing Administration (FHA) The Federal Housing Administration (FHA), established in 1934, provides mortgage insurance on loans made by FHA -approved lenders. This insurance helps reduce lender risk, making it easier for individuals, especially those with low to moderate incomes, to obtain home loans with low down payments and easy credit qualifications. 2. VA Home Loans The VA home loan program, created in 1944 under the GI Bill of Rights, helps veterans transition to civilian life by offering accessible and affordable homeownership. It aims to support veterans who have dedicated their time and efforts to military service. VA home loans are provided by private lenders but guaranteed by the U.S. Department of Veterans Affairs (VA). This guarantee allows service members, veterans, and eligible surviving spouses to obtain home loans with favorable terms, such as no down payment and competitive interest rates. These loans help make homeownership more accessible by means of purchase, building, repair, or modification to a personal residence for those who have served in the military. 3. Rural Housing Services/Farm Service Agency (RHA/FSA) The Rural Housing Service (RHS), part of the U.S. Department of Agriculture (USDA), provides loans and grants to improve housing and community facilities in rural areas. The Farm Service Agency (FSA), established in 1933, offers loans to help farmers and ranchers start, expand, or maintain family farms. These agencies support rural communities by providing essential financial assistance and resources. Additionally, the FSA/RHS offers technical assistance loans and grants in collaboration with non-profit organizations, Indian tribes, local communities, and state and federal agencies. D. Conventional Loans Conventional loans are mortgages offered by private lenders and are not insured by the federal government. Compared to government -backed loans, they naturally require higher credit scores and larger down payments, but they offer more flexibility in terms of loan amounts and property types. Conventional loans can be either conforming, meeting the guidelines set by Fannie Mae and Freddie Mac, or non- conforming. E. Lending Findings In reviewing the 2023 Home Mortgage Disclosure Act (NMDA) data from the Federal Financial Institutions Examination Council (FFIEC) for Los Angeles County (County Code 0637), including the Census Tracts within the City of Rosemead, several findings were identified that suggest potential impediments to fair housinq. Table 32: Selected Census Tract of 2023 FFIEC HMDA (13 total) 4322.01 4823.03 4322.02 4823.04 4329.01 4824.01 4329.02 4824.03 4336.01 4825.02 4336.02 4825.03 4813.00 Source: 2023 FFIEC Home Mortgage Disclosure Act count 06037.CSV 2025-2029 Analysis of Impediments to Fair Housing Choice - DRAFT - 36 1 P a g e O�EEAD ,..,ti,..,,.. 1. Loan Types, Actions, and Purpose Table 33 indicates the total number of applications based on loan type. In 2023, there were 357 loan applications in the City of Rosemead; 95% of these were conventional bank home mortgages, and the remaining 5% were FHA. There were no VA or FSA/RHS loan applications. In 2023, 180 of the 357 loan applications were approved, which is 50.4% of all loan applications. Loan Type Table 33: Loan Type - Total A lican Number of Applicants % of Applicants Conventional 340 95% FHA 17 5% VA 0 0% FSA/RHS 0 0% Total 357 100% 67 Source: 2023 FFIEC Home Mortgage Disclosure Act loan type Table 34 shows the actions taken by lenders, categorized as follows: Approved Loans: • Loan originated, • Application approved, but not accepted • Preapproval request approved, but not accepted Denied Loans: • Application denied • Preapproval request was denied Withdrawn/Closed applications: • Applications withdrawn by the applicant • File closed for incompleteness Other: • Purchased Loan (see footnote of Table 34) In 2023, 180 (50.4%) loans were approved of the 357 applications, while 67 (18.8%) loans were denied, and 58 (16.2%) loans were withdrawn, closed, and/or incomplete. This data highlights most conventional loans among the applicants. As we continue throughout the section, we will analyze the applications based on their purpose, race, ethnicity, and top lenders. 2025-2029 Analysis of Impediments to Fair Housing Choice - DRAFT - 37 1 P a g e on by Lender Action # Action Number of Applicants % of Applicants 1 Loan originated See footnote 174 48.7% 2 Application approved but not accepted 6 1.7% 3 Application denied 67 18.8% 4 Application withdrawn by applicant 44 12.3% 5 File closed for incompleteness 14 3.9% 6 Purchased loan (see Footnote) 52 14.6% 7 Preapproval request denied 0 0.0% 8 Preapproval request approved but accepted not 0 , 0.0 /o Total 357 100.0% Source: 2023 FFIEC Home Mortgage Disclosure Act action taken There is w specific definition of a purchased loan" or purchasing entity" under Regulation C; however, this generally refers to a loan boughtlarquired by an entity that did Trot make the credit decision to grant the original loan request. Forinformation regarding the differences between originating a loan and purchasing a loan, refer to the commentary provided in the regulation (citations are rovided below . 2025-2029 Analysis of Impediments to Fair Housing Choice - DRAFT - 37 1 P a g e �OSE,ME'AD �e I I�mn.YnrM. The Home Mortgage Disclosure Act (HMDA) categorizes loan applications based on their purpose, including Purchase, Home Improvement, Refinance, Other, Not Applicable (NA), Cash -out Refinancing, and Total. Below are the definitions for each category for clarity: • Purchase: A loan that is used to purchase a dwelling/home • Home Improvement: A loan that is used to repair, rehabilitate, remodel, or improve a dwelling or on which it is located • Refinance: A loan that replaces an existing home loan with a new one • Other: A loan for purposes other than buying, fixing, or refinancing a home, like personal loans • NA: Not applicable. Used when the loan purpose does not fit any of the categories. • Cash -out Refinancing: A new loan that is greater than the existing one, giving the borrower the extra amount in cash. Table 35: Represents the intended purpose of the loan application. The most common purpose was home purchase (39%), followed by cash -out refinancing (24%). Home improvement and refinance each accounted for 14% of applications. Other purposes made up 10%, and non -applicable purposes were 1 %. 2. Demographics of Loan Applicants Tables 36 through 39 are essential for understanding disparities and trends of loan applications and approvals across different racial and ethnic groups. Table 36 presents the racial demographics for 2023, the same year as the loan data in Table 37. Table 37 shows the racial demographics of individuals who applied for loans. By comparing this data with the population data, we can identify whether certain racial or ethnic groups are underrepresented or overrepresented among loan applicants. Comparing these two tables shows that: • Asians constitute 65% of the population and 56% of loan applicants. • Whites make up 8% of the population and account for 12.6% of loan applications. • Despite being only 12% of the Asian population, Whites have a higher application rate proportionally to their population. • The "Race Not Available" category is significant among loan applicants (28.6%), indicating that many did not disclose their race. In summary, Table 36 provides a demographic overview of the city's total population, while Table 37 focuses specifically on the demographic characteristics of loan applicants. Table 36: Current Race & Ethnicity Comparison Race/Ethnicity Year 2023 Table 35: Loan Application Purposes White Purpose Number of Applicants % of Applicants Purchase 138 39% Home Improvement 49 14% Refinance 49 14% Other 35 10% NA"non-applicable" 2 1% Cash -out Refinancing 84 24% Total 357 100% Source: 2023 FFIEC Home Mortgage Disclosure Act: loan purpose 2. Demographics of Loan Applicants Tables 36 through 39 are essential for understanding disparities and trends of loan applications and approvals across different racial and ethnic groups. Table 36 presents the racial demographics for 2023, the same year as the loan data in Table 37. Table 37 shows the racial demographics of individuals who applied for loans. By comparing this data with the population data, we can identify whether certain racial or ethnic groups are underrepresented or overrepresented among loan applicants. Comparing these two tables shows that: • Asians constitute 65% of the population and 56% of loan applicants. • Whites make up 8% of the population and account for 12.6% of loan applications. • Despite being only 12% of the Asian population, Whites have a higher application rate proportionally to their population. • The "Race Not Available" category is significant among loan applicants (28.6%), indicating that many did not disclose their race. In summary, Table 36 provides a demographic overview of the city's total population, while Table 37 focuses specifically on the demographic characteristics of loan applicants. Table 36: Current Race & Ethnicity Comparison Race/Ethnicity Year 2023 % of Po ulatior I Year 2023 % of the total population White 3,930 8% Black or African American 283 1 % American Indian and Alaska Native 585 1 % Asian 32,670 65% Native Hawaiian and Other Pacific Islander 107 0% Some other race 10,393 21% 2025-2029 Analysis of Impediments to Fair Housing Choice - DRAFT - 38 1 P a g e [OSEIyiE'AD I�xL,. \null irrnn NrirrA� Two or more races 2,372 5% Total50,340 100% Hispanic 35,526 71% Non -Hispanic 14,814 29% Total Source: 2019-2023 ACS 5 -Year Estimates, Table B02011 & B03003 Table 37: Racial Demographics of Loan Applican Loan Type % Total % of Total % of Total # of # of Race # of # of Other Approved Denied VA Total Other Approved Denied Conventional FHA -Insured Guaranteed Number of % of Total Race Black or African American 0 0.0% & FSAIRHS A licants Loan Asian applicants # of # of # of # Total of 2 1.1% applications applications applications applications White 40 5 0 45 12.6% Black or African 1 0 0 1 0.3% American 2 or more minorityraces 0 0.0%r67 0.0%L 0.0% Asian 197 3 0 200 56.0% American Indian or 2 0 0 2 0.6% Alaska Native 48.6% Total 180 100.0°k100.0°� Native Hawaiian or 100.0°h Source: 2023 FFIEC Home Mortgage Disclosure Act: derived race Other Pacific 1 0 0 1 0.3% Islander 2 or more minority 0 0 0 0 0.0% races Joint 6 0 0 6 1.7% Freefrom Text onl 0 0 0 0 0.0% Race Not Available 93 9 0 102 28.6% Total 340 17 0 357 100.0% Source: 2023 FFIEC Home Mortgage Disclosure Act: derived race Table 38 shows that "Asian" applications have the highest approval rate at 63.9%, which is nearly equivalent to their significant denial rate of 59.7% and 41.3% for other actions. In contrast, Whites have a low approval rate of 11.7% and a higher denial rate of 20.9% of total applications approved. The 'Race Not Available" category is significant, with 21.1% of applicants approved and 16.4% of denied applicants. Table 38: Racial Demographics of Actions of Loan Applicants ',, % Total % of Total % of Total # of # of Race # of # of Other Approved Denied Applicants Applicants Applicants Actions Other Approved Denied Actions White 21 11.7% 14 20.9% 10 9.2% Black or African American 0 0.0% 0 0.0% 1 0.9% Asian 115 63.9% 40 59.7% 45 41.3% American Indian or Alaska 2 1.1% 0 0.0% 0 0.0% Native Native Hawaiian or Other 1 0.6% 0 0.0% 0 0.0% Pacific Islander 2 or more minorityraces 0 0.0%r67 0.0%L 0.0% Joint 0 0 0 Free from Text onl 0 0.0% 0.0% 0.0% Race Not Available 38 21.1%16.4% 48.6% Total 180 100.0°k100.0°� 100.0°h Source: 2023 FFIEC Home Mortgage Disclosure Act: derived race 2025-2029 Analysis of Impediments to Fair Housing Choice - DRAFT - 39 1 P a g e OSE . E Table 39 illustrates the ethnic demographics of loan applicants, with a breakdown of the number and percentage of applicants who identify as Hispanic or Latino, non -Hispanic, and those whose ethnicity is not available. This data helps to understand the ethnic composition of individuals seeking loans and highlights any disparities in loan application rates among different ethnic groups. Non -Hispanic applicants, who make up 71% of the population, constitute the majority (57%) of loan applicants. Hispanic or Latino applicants, representing 29% of the population, account for 12% of the total loan applicants. The data reveals disparities in loan applications and approvals among different racial and ethnic groups. Asians, despite being the largest population group, have a lower representation among loan applicants relative to their population size and a high percentage of other actions. Whites, although a smaller portion of the population, are overrepresented among loan applicants but face higher denial rates. The significant 'Race Not Available' category suggests a need for better data collection and transparency, as the category accounts for 3/10ths of the total applicants. Ethnicity Table 39: Ethnic Demographics of Loan Applicants Number of Applicants % of Applicants Hispanic or Latino 44 12% Non -Hispanic 205 57% Ethnicity Not Available 108 30% Total 357 100% Approved Source: 2023 FFIEC Home Mortgage Disclosure Act derived ethnicity 3. Income of Loan Applicants Table 40 represents the income levels of loan applicants and their corresponding approval rates. The income limits are based on the FY 2023 Income Limit Area for the Los Angeles -Long Beach -Glendale, CA HUD Metro FMR Area, which categorizes the applications by income level. The majority (28%) of approved loans were for applicants with moderate- and above -income levels, followed by unknown income limits whose applicants were approved. The fact that some applicants with unknown income levels were approved (9.2%) suggests that other factors, such as credit history or collateral, might also play a significant role in the approval process. Understanding the distribution of applicants by income level can help tailor the development of housing policies and financial assistance programs to meet the needs of lower-income applicants better. Notably, applicants with low incomes have approximately one-third of the approval rating of those with moderate incomes, highlighting a significant barrier to fair housing and indicating a need for increased support for low-income groups. Table 40: Applicants Income Levels, vs Approvals Applicants Approved Applications by Income Level by Income Level # of % of 2023 Income Limits Income # of Applications Approved approval of Categories Level Applications of total Applications Total Applications Applications Extremely Low (0-30%) $37,850 24 7% 9 2.5% Very low (31-50%) $63,050 23 6% 9 2.5% Low (51-80%) $100,900 49 14% 29 8.1% Moderate and Above $100,901 172 48% 100 28.0% >80% and above Unknown* I N/A 89 25% 1 33 9.2% Total 1 357 100% 1 180 50.4% Source: FY 2023 Income Limit Area Los Angeles -Long Beach -Glendale, CA HUD Metro FMR Area & 2023 FFIEC Home Mortgage Disclosure Act income .some N/A were approved for loan. 2025-2029 Analysis of Impediments to Fair Housing Choice - DRAFT - 40 I P a g e OSE EA fir 4� ,mull i.m H.I.�.MI 4. Reason for Denial and Top Lenders Table 41 highlights the primary reason for loan denials. The main reason for loan denials is high debt -to - income ratios (53.7%), meaning applicants had too much debt compared to their income. According to the Consumer Financial Protection Bureau (CFPB), an acceptable debt -to -income (DTI) ratio is approximately 36% and/or less, taking into consideration other factors such as credit score and overall financial summaries. The secondary reason for application denial is insufficient credit history (17.9%), highlighting the importance of maintaining a good credit score. Insufficient collateral, meaning not enough valuable assets to back up the loan being requested, accounted for 10.4% of denials. Lastly, less than 10% of applications were denied due to unverifiable information and incomplete credit applications. Employment history and other miscellaneous reasons accounted for smaller percentages of denials. Among the five lenders with the highest denial rates was Bank of America, which has the highest denial rate of (45.7%); BMO Hariss Bank followed with a (40%) denial rate; Rocket Mortgage had (25%); United Shore Financial Servies, LLC at (18.8%), and East-West bank with the lowest denial rate at (9.1 %), while East West Bank has the lowest. This information helps applicants understand key factors affecting loan approvals and guides lenders in refining their criteria and support systems. By understanding the reasons for application denials, applicants can improve their chances of approval. Lenders can also better adjust their criteria, support systems, and home buyer programs to help applicants meet the requirements. Reason Table 41: Top Reasons for Denial # of Denials % of Denials Debt -to -Income Ratio 36 53.7% Employment History 1 1.5% Credit History 12 17.9% Collateral 7 10.4% Insufficient Cash 0 0.0% Unverifiable Information 5 7.5% Credit Application Incomplete 4 6.0% Mortgage Insurance Denied 0 0.0% Other 2 3.0% Total Applications Denied 67 100.0% Source: 2023 FFIEC Home Mortgage Disclosure Act denial reason -1 Table 42: Lenders with Highest Denial Rates Rank Lenders (see footnote) Applications Denials % 1 Bank of America, National Association 35 16 45.7% 2 BMO Harris Bank National Association 10 4 40.0% 3 Rocket Mortgage, LLC 12 3 25.0% 4 United Shore Financial Services, LLC 16 3 18.8% 5 East West Bank 22 2 9.1% Source: 2023 FFIEC Home Mortgage Disclosure Act Footnote: This report shows the lenders with a minimum of 10 applications meeting the selected criteria. The data used in this analysis are taken from the 2023 FFIEC Home Mortgage Disclosure Act. Purchases were ignored when calculating ratios. 2025-2029 Analysis of Impediments to Fair Housing Choice - DRAFT - 41 1 P a g e OSE Ab Table 43 shows the top five lenders' market shares and the performance of different lenders in terms of loan approvals, denials, and withdrawals, providing insights into their lending practices and applicant success rates. For informational purposes, Table 37 provides the Financial Institution's Legal Entity Identifier provided by HMDA. 2025-2029 Analysis of Impediments to Fair Housing Choice - DRAFT - 42 P a g e Table 43: Top 5 Lenders & Loans Total Approved Denied Withdrawn/ Closed � e6 Y Y CL 0 o v o W 0 G d C m a c a C d o a'. m o o A °= o Lender o v « c a CL c Names c c' v d r 4 v ro e E 3 O o r CL om F o. m o. r' n a U a CL 3 •o CL oo Xk J m 0 O. m a _ c d a C a Q0 0 0 om r F- F W F- u 0 o o m o a` e e &— a e CL Q a Bank of America, 35 10% 15 1 0 16 45.7% 16 45.7% 3 8.6% National Association East West 22 6% 18 0 0 18 81.8% 2 9.1% 2 9.1% Bank United Shore Financial 16 4% 10 0 0 10 62.5% 3 18.8% 3 18.8% Services, LLC Rocket Mortgage, 12 3% 8 0 0 8 66.7% 3 25.0% 1 8.3% LLC BMO Harris Bank 10 3% 4 0 0 4 40.0% 4 40.0% 2 20.0% National Association 262 73% 119 5io 124 47.3% 39 14.9% 47 17.9% s357 Z 100% 174 6180 50.4% 1 87 1 18.8% 58 16.2% 2025-2029 Analysis of Impediments to Fair Housing Choice - DRAFT - 42 P a g e OSE A 4LLn'�\null W�lk� Chapter 5: Public Policies Public policy is a system of laws, regulatory measures, courses of action, and funding priorities promulgated by a governmental entity or its representatives regarding a given topic. Public policies at the federal, state, and local levels influence housing development, affecting the variety and location of housing options for residents. Fair housing laws' objective is to create inclusive communities and encourage active participation. Assing these policies helps identify barriers to fair housing. This section reviews government regulations and practices enacted by each of the jurisdictions that may impact housing choices. A jurisdiction's General Plan, outlines a community vision with long-term goals and policies. Two key elements, housing and land use, are state -mandated and directly affect the local housing market by determining the range of housing options. The Zoning Ordinance, which enforces the Land Use Element, also plays a crucial role in shaping housing type availability. A. Housing Element Law and Compliance The Housing Element is a required part of the jurisdiction's General Plan and must meet specific state laws. The California Department of Housing and Community Development (HCD)1 reviews jurisdictions' housing elements to ensure compliance. This law requires jurisdictions to plan for the housing needs of all community members. To support the private market in meeting these needs, local governments must create land use and regulatory systems that further housing development without unnecessary restrictions. Specifically, the Housing Element must: • Identify suitable sites with proper zoning and development standards, along with necessary services and facilities, to support various housing types for all income levels. • Help develop enough housing to meet the needs of low- and moderate -income households. • Remove government barriers to maintaining, improving, and developing housing where possible and legal. • Preserve and enhance the condition of existing affordable housing. • Encourage housing opportunities for everyone, regardless of race, religion, sex, marital status, ancestry, national origin, color, family status, disability, sexual orientation, gender identity, or any other arbitrary factor. The City of Rosemead 2021-2029 Housing Element was adopted by the City Council on January 11, 2022, and certified by the California Department of Housing and Community Development on August 1, 2022. B. Land Use Element The Land Use Element of the City's General Plan outlines how land is used for housing, business, industry, open space, and public facilities. For housing, it sets distinct residential categories, specifies densities (measured in dwelling units per acre [du/ac]), and suggests suitable housing types—zoning laws, which include development standards for each area, guide residential development. Density requirements impact how densely an area can be developed and the population density within a zone area. The City's General Plan outlines the following land use designations for residential density (refer to Figure 5 for the residential density map): • Low Density (R-1); Zone: 0-6 du/ac Characterized by low-density residential neighborhoods consisting primarily of detached single- family dwellings on individual lots. The maximum permitted density is 7.0 dwelling units per acre, with a typical population density of approximately 28 persons per acre. 1 Housing Elements – California Department of Housing and Community Development: www.hcd.ca.gov 2025-2029 Analysis of Impediments to Fair Housing Choice - DRAFT - 43 1 P a g e OSE EAD �r ,.�.�.. N,... • Medium Density; Zone (R-2): 0-12 du/ac Allows for densities of up to 12 units per acre. Housing types within this density range include single-family detached homes on smaller lots, duplexes, and attached units. The typical population density is approximately 34 persons per acre. High Density; Zone (R-3): 0-30 du/ac Accommodates many forms of attached housing: triplexes, fourplexes, apartments, condominiums/townhouses — and small -lot or clustered detached units. The maximum permitted density is 30 units per acre, with a typical population density of approximately 79 persons per acre. Higher residential densities help developers reduce costs by taking advantage of cost advantages due to increased production and lowering the per-unit cost of land and improvements. Reasonable density standards make it easier to develop affordable housing by allowing higher -density residential uses. Density requirements in multi -family zones (R-3) ensure that limited land is used efficiently for higher -density housing. The City allows for density standards that support the development of housing suitable for low and moderate -income families. These standards ensure that there is enough housing available at affordable rates for these income groups. In the previous At prepared in 2020, it was noted that in the past, the California Housing Rights Center (HRC) reviewed the Rosemead Municipal Code (RMC), specifically Titles 15 (Buildings and Construction) and 17 (Zoning), for compliance with state and federal fair housing laws. The HRC identified any conflicts with these laws and analyzed their impact on protected groups in Rosemead. Since then, the City of Rosemead has made efforts to amend its RMC to ensure compliance. This review did not cover the technical accessibility requirements of the Building Code related to the Fair Housing Act or the Americans with Disabilities Act. According to the City of Rosemead, CA Municode Codification, the Code of Ordinances (online content updated February 17, 2025), two adopted ordinances, NO. 1025 & NO. 1024, are not yet codified'. Once ordinances are incorporated into the Rosemead Municipal Code, the status of included or omitted ordinances is documented in the Supplement History Tablet, which provides a historical record of ordinances. The following ordinances have been adopted: Table 44: Approval Date Ordinance Number Ado ted NO. 1024 APPROVAL OF ZONE CHANGE 23-01, AMENDING THE ZONING MAP TO 1-14-25 IMPLEMENT THE HOUSING ELEMENT REZONING EFFORTS FOR THE 2021-2029 PLANNING PERIOD NO. 1002 APPROVAL OF MCA 21-03, AMENDING ROSEMEAD MUNICIPAL CODE SECTION 6-14-22 17.30.120 OF TITLE 17 (ZONING) TO COMPLY WITH OBJECTIVE STANDARDS FOR EMERGENCY SHELTERS. NO. 995 APPROVAL OF MCA 20- 01, AMENDING TITLE 17 (ZONING) OF THE ROSEMEAD 9-22-20 MUNICIPAL CODE TO COMPLY WITH NEW STATE PROVISIONS FOR ACCESSORY DWELLING UNITS ADUs ' Code of Ordinances, Rosemead, CA: httos://Iibrary.municode.com 2 Supplement History Table, Rosemead CA: httos://Iibrary.municode.com 2025-2029 Analysis of Impediments to Fair Housing Choice - DRAFT - 44 1 P a g e OSE E'AD General Plan Ilt # ,r Legend 0 925 05 1 MHnba by 0M w 9A m Fe wv u.:0u. w.s hmeneeaMaamna W lmf m 6eMm M, M21. •mmOM by W tori m DennWv tq 1024. Figure 5 Source City of Rosemead General Plan, Amended 2024 2025-2029 Analysis of Impediments to Fair Housing Choice - DRAFT - 45 1 P a g e A �OSENiE'AD C. Zoning Ordinance This section is divided into two parts: 1. Identifies RMC sections that are consistent with state or federal fair housing laws. The HRC recommends prioritizing changes to ensure compliance. 2. Identifies RMC sections that conflict with state or federal fair housing laws and recommends prioritizing changes to ensure compliance. Additionally, it analyzes RMC sections that should be modified to promote fair housing. 1. Consistency: Definition of Family The city's definition of "Family" is "any group of individuals living together as the functional equivalent of a family where the residents may share living expenses and chores, eat meals together, and are a close group with social, economic, and psychological commitments to each other. Afamily includes, for example, the residents of residential care facilities and group homes for people with disabilities. A family does not include larger institutional group living situations such as dormitories, fraternities, sororities, monasteries, nunneries, or boardinghouses." (RMC 17.04.050 - Definitions—General.) This definition of"family" aligns with fair housing choice by recognizing the diverse living arrangements that function as a family unit. It ensures that all individuals, including those in residential care facilities and group homes, have equal access to housing opportunities. It promotes inclusiveness and prevents discrimination against non-traditional family structures, supporting a fair and equitable housing environment. Court rulings have determined that defining a family serves no legitimate purpose under zoning and land planning powers, violating privacy rights under the California Constitution. Zoning ordinances cannot discriminate between biologically related and unrelated people or regulate the number of people in a family, ensuring the City's definition does not impede housing choice. Density Bonuses The City offers density bonuses to encourage affordable housing for low and very low-income households. For-profit developers have successfully built several such projects without government subsidies. A residential development can receive a 20% density bonus if 5% of the units are affordable to very low- income households (Zoning Ordinance Section 17.84.030). Details on available density bonuses for various income levels and senior units are in Table 17.84.030.1. The Housing elements mention how to allow R-3 zones to build multi -family projects in this zone that are built out to the maximum density,' multi -family projects in the R-3 zone often need underground parking due to height and space limits, which increase housing costs. The City plans to change the RMC to reduce parking requirements for affordable housing in this zone. Similarly, requiring two parking spaces per unit in the R-1 and R-2 zones also raises costs, so these areas are better for moderate or higher -income housing. The State Density Bonus Law allows for fewer parking spaces, and the City will update its RMC to support affordable housing. Table 45:17.84.030.1 DENSITY BONUS SUMMARY FOR VERY LOWILOWERIMODERATE-INCOME AND QUALIFYING ESIDWWSENIOR UNITS Minimum Amount of Eligible Additional Density Maximum Target Housing Units Target Units Density Bonus for Each 1% Density Bonus Required Bonus Increase in Target Units Allowed Very Low -Income Households 5% 20% 2.5% 35% Lower -Income Households 10% 20% 1.5% 35% Moderate -Income Households 10% 5% 1% 35% (Ownership Units Only) 35 units (100% Qualifying Resident/Senior senior, no 20% Not applicable Not applicable Housing affordable units r uired 2025-2029 Analysis of Impediments to Fair Housing Choice - DRAFT - 46 1 P a g e Emergency Shelters The City's definition of "Emergency Shelter" is "any establishment operated by an Emergency Shelter Provider that provides homeless people with immediate, short-term housing for no more than six months in a 12 -month period, where no person is denied occupancy because of inability to pay. Emergency Shelters may also provide shelter residents with additional supportive services such as food, counseling, laundry, and access to other social programs. Emergency Shelters may have individual rooms and common areas for residents of the facility. Still, they may not be developed with individual dwelling units, except for a manager's unit and a government agency or non-profit organization that provides emergency or temporary shelter, and which may also provide meals, counseling, and access to other social programs. This definition does not include such emergency shelters as may be provided for relief following a natural disaster or during a state of emergency or those provided at a place of religious assembly for less than five days in any 30 days." (RMC 17.04.050 - Definitions—General.) Section 17.30.120 regulates Emergency Shelters and temporary aid centers in the M-1 zone, covering property location, capacity (7 beds max), length of stay, lighting, noise, on-site management, parking, client type, and site security. State law requires Cities to address emergency housing needs for people experiencing homelessness. AB 139 requires assessing emergency shelter needs based on the latest homeless count, available beds, unused beds, and the percentage of people moving to permanent housing. Parking standards must be based on staffing, not the number of beds. In 2008, under State law SB 2, the city must identify at least one Zone where emergency shelters, to accommodate at least one year-round shelter, are allowed without a conditional use permit. Emergency shelters are permitted by right in the M-1 zone. The City has updated its Municipal Code to align with current state laws, adopted through Ordinance No. 1002 on June 14, 2022. Since the prior Al was conducted in 2020, the city has removed the requirement of a quarter of a mile from any bus stop. The City only abides by the singular State law that allows only one distance requirement: emergency shelters for people experiencing homelessness must be 300 feet from any other emergency shelter. Residential Care Facilities The City's definition of "Residential Care Facility" is "family home, group care facility, residential care facility for the elderly, foster home, alcohol and/or drug recovery facility, intermediate care facility or similar facility, for 24-hour non-medical care of persons in need of personal services, supervision, or assistance essential for sustaining the activities of daily living or for the protection of the individual. In the event the provisions of state law are updated, this section shall be interpreted and applied in conformity with State law." (RMC 17.04.050 - Definitions—General.) The Lanterman Developmental Disabilities Services Act states that people with disabilities have the right to live in standard residential areas. Homes with six or fewer disabled individuals are considered for residential use and are allowed in all residential zones. Local agencies cannot impose stricter standards on these homes than on other residential uses. The Act applies to certified foster homes, group homes, and licensed residential care facilities. In Rosemead, residential care facilities are permitted in residential districts. The R-1 District restricts these facilities to fewer than seven residents, while the R-2 and R-3 districts allow seven or more residents but require a Conditional Use Permit (CUP). Reasonable Accommodation The City's definition of a "Reasonable Accommodation Request" is a "request that may include a modification or exception to the rules, standards, and practices for the site, development, and use of housing -related facilities that would eliminate regulatory barriers and would provide a person with a disability an equal opportunity to housing of their choice." (RMC 17.04.050 - Definitions—General.) 2025-2029 Analysis of Impediments to Fair Housing Choice - DRAFT - 47 P a g e Itfes" OSE EAD State and federal laws require local governments to "reasonably accommodate" housing for persons with disabilities when using their planning and zoning powers. The City has established speck policies for reasonable accommodation in ordinance Chapter 17.144. This chapter states that the City provides formal procedures for persons with disabilities to request modifications to the City's land use regulations, ensuring compliance with the Federal Fair Housing Act and the California Fair Employment and Housing Act. Reasonable accommodations apply to individuals defined as disabled under these Acts and allow for minor structural changes or regulatory exceptions without waiving development or building fees. Requests can be made by disabled individuals, their representatives, or entities when zoning laws act as barriers to fair housing. The Community Development Director reviews these requests, which can be approved, conditionally approved, or denied based on specific findings. The decision of the Community Development Director or the Planning Commission may be appealed as set forth in Chapter 17.160. Outcomes include the necessity of accommodations for disabled persons, the absence of undue burdens on the city, and the absence of negative impacts on public health, safety, and welfare. Conditions may be imposed to ensure compliance and temporary structures must be removed once they are no longer needed. This chapter aims to reduce barriers and promote inclusive communities by accommodating the housing needs of persons with disabilities. Transitional & Supportive Housing "Transitional Housing" and "Transitional Housing Development" are "buildings configured as rental housing developments but operated under program requirements that call for the termination of assistance and recirculation of the assisted unit to another eligible program recipient at some predetermined future point in time which shall be no less than six months." "Supportive Housing" means "housing with no limits on the length of stay that is occupied primarily by persons with disabilities and individuals or families that are homeless at the time approved for occupancy, and that is linked to onsite or offsite services that assist the supportive housing resident in retaining the housing, thereby improving the resident health status, and maximizing their ability to live and, when possible and applicable, work in the community. Supportive housing that is provided in single-family, two-family, or multifamily dwelling units will be permitted, conditionally permitted, or prohibited in the same manner as other single-family, two-family, or multifamily dwelling units under this Code". (RMC 17.04.050 - Definitions—General.) Since the 2020 Al report, the City has updated its zoning ordinances to allow transitional and supportive housing by right in zones permitting multi -family and mixed uses in accordance with state law AB 2162 (2018). 2. Conflict: Single -Room Occupancy (SRO) "Single Room Occupancy (SRO) is the "development is a structure with six or more guest rooms in which thirty (30) percent or more of the units do not have a private bath and toilet within the unit. SRO units are multifamily dwellings that are used as an occupant's primary place of residence. SROs are not considered hotels or motels as defined by the Municipal Code, nor are they considered extended -stay hotel/motel rooms. Therefore, SRO units are not subject to the Transient Occupancy Tax, and SRO operators shall not be liable for the extended -stay hotel/motel room in -lieu fee if they elect to rent out their rooms on a single - room occupancy basis." The housing element that conflicts with the fair housing choice is that the City classifies SROs as multi - units only permitted in commercial and industrial zoning districts. SROs are not allowed in residential zoning districts. SRO units are permitted in commercial and industrial districts, specifically medium commercial (C- 3) zones, central business districts (CBD), and light manufacturing and industrial (M-1) zones. Also, the 2025-2029 Analysis of Impediments to Fair Housing Choice - DRAFT - 48 1 P a g e RIO Ab Zoning Code requires a Conditional Use Permit (CUP), and it must meet all SRO development and operating standards (Title 17 of the Rosemead Municipal Code). By only allowing SROs in non-residential areas, the policy might unintentionally separate low- income residents or those with special housing needs from the rest of the community, affecting their ability to mix socially and access local services. SRO units are classified as multifamily dwellings, and the City should allocate these units within R-3 zoning districts, as these zones accommodate multifamily housing. • Requiring a CUP adds an extra layer of government that increases the time and cost of a development project and discourages developers from building SROs, further reducing affordable housing options. 30% or more of the units do not require private full bathrooms and might also be considered discriminatory against those with disabilities or health issues. The lack of complete plumbing is considered by HUD a severe housing problem. Group Home "Group Home" is defined as "any residential care facility licensed by the State of California for occupation by six or fewer persons. See the definition under Title 22 (Social Security) in the California Code of Regulations (Section 80001 [g])'. Since the 2020 At report, the City has noted that the definition of "Group Home" is overly restricted by planning an occupation limit, and it has not been updated since then. Although the City's definition references the definition under Title 22 (Social Security) in the California Code of Regulations (Section 800011g]), it is recommended that the City amend this definition. Hoarding and other intellectual disabilities Mental health professionals have identified a disorder as Compulsive Hoarding Syndrome, which is a disorder where people accumulate so many belongings that their living space becomes unusable. Symptoms include: • Collecting and not discarding many items that most people consider worthless. • Cluttering the living space, making it unusable for its intended purpose. • Experiencing distress or interference with daily life due to hoarding behavior. In 1975, Los Angeles County created a Commission on Disabilities, comprised of people with disabilities, to assist County departments and others with their unique needs. The Commission conducts studies and makes policy recommendations (Chapter 3.28—Commission on Disabilities)2. Irritant law can become prevalent among disabled individuals who suffer from compulsive hoarding syndrome. These individuals may violate garbage disposal regulations (Chapter 8.44—Property Maintenance) and need reasonable accommodation, such as extra time to comply or information on community resources for cleanup. People with physical disabilities who can't sustain strenuous activity may also need more time. While fair housing laws already provide reasonable accommodation, it would be recommended that the City explicitly state in this code section that people with disabilities can request accommodations. Requests will be evaluated, and they should include relief from any penalties for nuisance violations. Since the 2020 At report, the City has not explicitly stated in its code section that people with disabilities can request accommodations. Cal Code Regs: www.law.cornell.edu 2 Property Maintenance: www.library.municode.com 2025-2029 Analysis of Impediments to Fair Housing Choice - DRAFT - 49 1 P a g e Chapter 6: Fair Housing Profile This section discusses the institutional structure of the housing industry in the City of Rosemead regarding fair housing practices and services, including the investigation and resolution of housing discrimination complaints, discrimination auditing, education, and outreach. A. Fair Housing Practices in the Homeownership Market The Fair Housing Act, enforced by the U.S. Department of Housing and Urban Development (HUD), prohibits discrimination in the sale, rental, and financing of housing based on an individual's race, color, national origin, religion, sex, familial status, or disability. All private sector entities, including real estate agents, landlords, and mortgage lenders, must comply with these regulations to guarantee fair treatment for all prospective homeowners. This section explores the City's efforts to evaluate private sector practices in the jurisdiction regarding fair housing, such as advertising and real estate policies. 1. The Homeownership Process Part of the American dream involves purchasing a home. This process has become increasingly elusive to many first-time homebuyers due to the high cost of housing, increased interest rates, and discriminatory practices such as redlining and unfair lending practices. Local governments have little control over what occurs in the private housing market; however, they can monitor private sector practices and take legal action against potential violators of fair housing policies. The home -buying process usually includes the following steps: 1. Searching through advertisements 2. Working with a real estate agent 3. Getting approved for a loan 2. Advertising One of the first steps in the homebuying process is browsing through advertisements. Real estate advertisements cannot include discriminatory language, such as the use of words describing: • Current or potential residents • Location of religious institutions or places of worship • Neighbors or the neighborhood in racial or ethnic terms • Adults preferred (except for senior or active adult living) • Perfect for empty nesters • or Ideal for married couples without kids. As shown below in Table 36, approximately 46 for -sale home advertisements in the City of Rosemead, California, were examined in February 2025 for potentially discriminatory language. Out of the 46 listings, 14 (30%) contained potentially discriminatory language. 12 (26%) were related to family and household size, and 2 (4%) were related to income. 0OOSE EAD Chapter 6: Fair Housing Profile This section discusses the institutional structure of the housing industry in the City of Rosemead regarding fair housing practices and services, including the investigation and resolution of housing discrimination complaints, discrimination auditing, education, and outreach. A. Fair Housing Practices in the Homeownership Market The Fair Housing Act, enforced by the U.S. Department of Housing and Urban Development (HUD), prohibits discrimination in the sale, rental, and financing of housing based on an individual's race, color, national origin, religion, sex, familial status, or disability. All private sector entities, including real estate agents, landlords, and mortgage lenders, must comply with these regulations to guarantee fair treatment for all prospective homeowners. This section explores the City's efforts to evaluate private sector practices in the jurisdiction regarding fair housing, such as advertising and real estate policies. 1. The Homeownership Process Part of the American dream involves purchasing a home. This process has become increasingly elusive to many first-time homebuyers due to the high cost of housing, increased interest rates, and discriminatory practices such as redlining and unfair lending practices. Local governments have little control over what occurs in the private housing market; however, they can monitor private sector practices and take legal action against potential violators of fair housing policies. The home -buying process usually includes the following steps: 1. Searching through advertisements 2. Working with a real estate agent 3. Getting approved for a loan 2. Advertising One of the first steps in the homebuying process is browsing through advertisements. Real estate advertisements cannot include discriminatory language, such as the use of words describing: • Current or potential residents • Location of religious institutions or places of worship • Neighbors or the neighborhood in racial or ethnic terms • Adults preferred (except for senior or active adult living) • Perfect for empty nesters • or Ideal for married couples without kids. As shown below in Table 36, approximately 46 for -sale home advertisements in the City of Rosemead, California, were examined in February 2025 for potentially discriminatory language. Out of the 46 listings, 14 (30%) contained potentially discriminatory language. 12 (26%) were related to family and household size, and 2 (4%) were related to income. 2025-2029 Analysis of Impediments to Fair Housing Choice - DRAFT - 50 1 P a g e le 46: Potential) DiscriminatoryLanguage in For -Sale Listings tion Type Number of listings Potentially discriminatory language inatory 32 - Related 7Size/Famll 0 - 0 tl 8 "Families will appreciate the proximity to schools, perfect for a big family, beautifu l neighborhood for children and families." Section 8 Voucher 0 - 2 °Specifies monthly income needed, the opportunity to develop three additional Credit Score/income units on the lot, great investment potential." Source Zillow- 2025-2029 Analysis of Impediments to Fair Housing Choice - DRAFT - 50 1 P a g e Advertising in real estate is a particularly sensitive subject because even if a real estate agent does not intend to discriminate, it is still a violation to suggest a preference for any particular group in an ad. Although real estate advertisements can be published in various languages, it is also a legal requirement to publish an English version. Ensuring compliance with this requirement is challenging, if not impossible. Before purchasing a home, buyers must be qualified for a loan by a lender. This part of the process entails an application, credit check, ability to repay, amount eligible for, choosing the type and terms of the loans, etc. Furthermore, due to reporting purposes required of lenders by the Community Reinvestment Act (CRA) and the Home Mortgage Disclosure Act (HMDA), applicants are requested to provide sensitive information such as their gender, ethnicity, income level, age, and familial status. 3. Appraisals Appraisals play a crucial role in the home purchasing process, especially when it comes to securing affordable housing. Lenders require appraisal reports to determine if a property's value aligns with the loan amount being requested. Appraisals are typically based on comparable sales of nearby properties, ensuring a fair market assessment. Additional factors, such as the age of the property, improvements made, location, and overall economic conditions, are also considered. Accurate appraisals help maintain affordability by preventing overvaluation, thus ensuring that buyers do not pay more than the property's worth and that lenders minimize their risk. 4. Real Estate Agents Real estate agents play a pivotal role in ensuring fair housing practices are upheld during the home buying and renting processes. The Fair Housing Act mandates that all individuals must be protected from discrimination based on race, color, national origin, religion, sex, familial status, or disability. Licensed realtors are responsible for adhering to federal, state, and local fair housing laws, ensuring that all clients receive equal treatment. However, some real estate professionals may unintentionally or intentionally act as agents of discrimination. This can occur through practices such as steering potential buyers towards speck neighborhoods or selectively showing properties. Real estate professionals need to be vigilant and committed to promoting fair housing for all. The National Association of REALTORS® (NAR) is the largest trade association in the United States. It was founded in 1908 with the aim of advocating for policies that benefit the housing market and property ownership. Many REALTOR®Associations also host fair housing trainings/seminars to educate members on the provisions and liabilities of fair housing laws. For example, REALTOR associations require their members to complete fair housing training upon joining and periodically thereafter. Training helps to educate real estate agents on how to identify and avoid unfair housing practices and discrimination. 5) Covenants, Conditions, and Restrictions (CC&Rs) Covenants, Conditions, and Restrictions (CC&Rs) are rules and guidelines that govern the use, appearance, and maintenance of properties within a planned community or subdivision and are listed in a recorded Declaration of Restrictions. These rules are designed to protect property values, maintain a cohesive aesthetic, and ensure a certain standard of living for all residents. Here are the key components: • Covenants: These are promises or agreements made by property owners to do or not do something. For example, a covenant might require homeowners to maintain their lawns to a certain standard. • Conditions: These are specific requirements for property ownership or use. Conditions can include restrictions on property use or requirements for obtaining approval before making changes to the property. • Restrictions: These are limitations on what property owners can and cannot do with their property. Common restrictions include prohibitions on certain types of construction, limitations on the number and type of pets, and restrictions on renting out the property. 2025-2029 Analysis of Impediments to Fair Housing Choice - DRAFT - 51 1 P a g e CEAD 4LLnl M,nlll��Mx'Le The Statute of Frauds (Civil Code Section 1624) requires CC&Rs to be in writing and recorded in the County where the property is located to bind future owners. Parcel owners may agree amongst themselves on the restrictions on particular land use, but they must be reasonable in order to be enforceable. CC&Rs are examined by the California Department of Real Estate (DRE) for any subdivision of five or more lots or condominiums with five or more units. This review, authorized by the Subdivided Lands Act and mandated by the Business and Professions Code Section 11000, covers a variety of issues, including compliance with fair housing laws. The DRE must complete and approve this review before issuing a final subdivision public report, which each potential buyer receives a copy of. If the CC&Rs are not approved, the DRE will issue a "deficiency notice" requiring revisions. CC&Rs are void if they are unlawful, impossible to perform, or include a restraint on alienation (a clause preventing the sale or transfer of property). Older subdivisions and condominiumftownhome developments may have illegal clauses that homeowners' associations still enforce. In Rosemead, it is unlikely that land is available for new subdivisions. However, redevelopment occurs property by property, making the likelihood of imposing new CC&Rs on existing properties minimal in this market. 6) Insurance Industry Insurance plays a crucial role in the financial institutions' approach to fair housing in the private sector. Without adequate insurance coverage, banks and other lenders are hesitant to extend loans, especially in neighborhoods perceived as higher risk. This hesitation can disproportionately impact lower-income and minority households, as these groups are often more likely to reside in older or undervalued properties. Private mortgage insurance (PMI), which mitigates lender risk, is vital for applicants from neighborhoods protected by the Community Reinvestment Act (CRA). However, redlining—denying services based on racial or economic backgrounds—remains a concern. By ensuring fair access to insurance products, financial institutions can support equitable lending practices and contribute to the advancement of fair housing principles. B. National Association of REALTORS® (NAR) As previously mentioned, the National Association of REALTORS® (NAR) is a large trade organization representing real estate professionals. It provides resources, education, and advocacy for its members. NAR has created a Fair Housing Program to equip REALTORS® with the necessary resources and guidance to ensure equal professional services for everyone. The term REALTOR® refers to a licensed real estate professional who is a member of the NAR; however, not all licensed real estate brokers and salespersons are NAR members. 1. Code of Ethics The NAR Code of Ethics is a set of guidelines that REALTORS® must follow to ensure they provide fair, honest, and ethical service to their clients and customers. Adopted in 1913, it emphasizes cooperation, integrity, and professionalism in all real estate transactions. Article 10 of the NAR Code of Ethics states that: "REALTORS® shall not deny equal professional services to any person for reasons of race, color, religion, sex, handicap, familial status, ornational origin. REALTORS® shall not be a party to any plan or agreement to discriminate against any person or persons on the basis of race, color, religion, sex, handicap, familial status, or national origin." Furthermore, Standard of Practice Article 10- 1 states that "REALTORS® shall not volunteer information regarding the racial, religious or ethnic composition of any neighborhood and shall not engage in any activity which may result in panic selling. REALTORS® shall not print, display, or circulate any statement or advertisement with respect to the selling or renting of a property that indicates any preference, limitations, or discrimination based on race, color, religion, sex, handicap, familial status, or national origin." 2025-2029 Analysis of Impediments to Fair Housing Choice - DRAFT - 52 1 P a g e OSE AD WIMP ti.�. 2. Diversity Certification The National Association of REALTORS® (NAR) has developed a diversity certification called "At Home with Diversity: One America," which is awarded to licensed real estate professionals who meet the eligibility criteria and complete a training course. This program is designed to help real estate professionals work effectively with diverse populations and understand the impact of diversity in local markets. Participants are trained in diversity awareness, cross-cultural skills, and developing a business diversity plan. C. California Department of Real Estate (DRE) The California Department of Real Estate (DRE) is a state government agency responsible for regulating and licensing real estate professionals, including brokers and salespersons. Its mission is to protect and promote the public's interests in real estate matters through licensure, regulation, education, and enforcement. The DRE ensures that real estate transactions are conducted ethically and legally, providing oversight and resources to maintain standards within the industry. According to guidelines set by the California Department of Real Estate (DRE), licensees must complete 45 hours of continuing education in order to renew their real estate license. These 45 hours are broken up into three hours of each of the four mandated areas: Agency, Ethics, Trust Fund, and Fair Housing. The fair housing course provides information to help agents recognize and avoid discriminatory practices when offering real estate services to clients. In addition, licensees must complete at least 18 additional hours of courses related to consumer protection. The remaining hours required to fulfill the 45 -hour continuing education requirement can be in either consumer service or consumer protection, based on the licensee's preference. D. California Association of REALTORS° (CAR) The California Association of REALTORS® (CAR) is a statewide trade association representing over 200,000 real estate professionals in California. CAR provides its members with resources, education, advocacy, and support to help them succeed in the real estate industry. CAR holds three meetings per year for its general membership, and the meetings typically include sessions on fair housing issues. CAR also provides a course that addresses topics such as housing discrimination, various types of violations, advertising regulations, ADA compliance, penalties, employment practices, and fair credit practices. It is crucial for real estate professionals to thoroughly understand both the theoretical and practical aspects of Fair Housing when conducting their business. E. Fair Housing Practices in the Rental Housing Market 1. Advertising Rental listings, like home listings, must avoid any discriminatory language or references. As of February 2025, a search on Zillow.com revealed 54 rental spaces on the market, including apartments and houses. A review of 15 randomly selected listings found that three contained language(s) related to reviewing credit scores or requiring a specific score. Additionally, some listings included references to not allowing pets in the unit, which can be discriminatory against individuals with disabilities who rely on assistance animals. Assistance animals are vital for some individuals with disabilities, offering essential support that enhances their quality of life and ensures equal housing opportunities. Unlike pets, these animals perform specific tasks, provide necessary assistance, or offer emotional support to mitigate the effects of a person's disability. The Fair Housing Act mandates that housing providers accommodate individuals with disabilities by allowing assistance from animals, even in properties with non -pet policies. Nine of the 15 listings reviewed saw no discriminatory language, and the other categories included disability -related, household size/family, and section 8 voucher. 2025-2029 Analysis of Impediments to Fair Housing Choice - DRAFT - 531 P a g e F a D Table 47: Potentially Discriminatory Language in Rental Listings Discrimination Type Number of Listings Potentially Discriminatory Language No Discriminatory Language 9 Disability Related No Pets 4 "No pets allowed & nopets" Household Size/Family Section 8 Voucher Credit Score 3 Credit score check, score 650 or higher, solid credit score" Source: Zillow 2. Manufactured Housing The Manufactured Housing Act of 19801, along with its subsequent amendments, offers protection to buyers of manufactured homes, mobile homes, multifamily manufactured homes (collectively referred to as "MH - units"), and commercial modulars (CMs). This law ensures that license applicants are qualified to conduct business, oversees the business practices of dealers and salespersons, and addresses unlawful business practices fairly and justly. Additionally, the Occupational Licensing (OL) Program ensures compliance with the laws and regulations governing licensing, escrows, and sales through required education, investigating complaints and illegal practices, and taking appropriate disciplinary action against those who violate the laws and regulations, including referrals to prosecutorial agencies. 3. Property Manager/Housing Provider Property managers and housing providers are pivotal in ensuring fair housing practices within the rental market. However, they may sometimes engage in discriminatory actions, either knowingly or unknowingly. These practices include differential treatment of tenants based on race, ethnicity, gender, or disability, steering prospective tenants towards or away from certain neighborhoods, and using discriminatory language in advertisements. A lack of awareness and training on fair housing laws, implicit biases, and inadequate enforcement of these laws further exacerbate the issue. Most recently, the City of Rosemead has partnered with the Fair Housing Foundation to offer free housing services to residents with properties within the FHF area, such as fair housing violation investigations, landlord and tenant counseling on rights and responsibilities, rental counseling services for improving financial health, educational workshops, and more. The city will host free landlord/ tenant walk-in clinics, provide FHF with resource tables at key city locations, and notify residents of upcoming fair housing services and events. At the County level, the Housing Rights Center2, serves Los Angeles County residents. The Housing Rights Center provides Fair Housing Certification Training to help housing providers, managers, and industry professionals with federal California fair housing laws, compliance, and illegal housing practices. In addition, the Los Angeles Housing Department (LAHD)3 has a Property Management Training Program that offers education on improving the management of their properties in these areas: marketing, preparing units for rental, repair, and maintenance of the property, techniques for early detection of illegal activity on the property, and use of rental agreements and leases to enforce house rules for proper management. 4. Responding to Ads When potential renters or buyers respond to advertisements, they often face discrimination based on their race or social class. Studies have shown that individuals with names associated with certain racial or ethnic groups, or those whose communication style suggests a lower social class, receive fewer responses or 1 Manufactured & Mobilehomes, Occupational Licensing, California Department of Housing and Community Development:www. hcd.ca.gov 2 Housing Rights Center: www.housingrightscenter.org 3 Property Management Training Program, LAHD: www.housing.lacity.gov 2025-2029 Analysis of Impediments to Fair Housing Choice - DRAFT - 54 1 P a g e OSE, EAD less favorable treatment. This initial bias can significantly impact their ability to secure housing, highlighting the need for fair and equal treatment from the very first point of contact. As housing problems evolve with modern technology, new challenges are emerging. One significant concern is the role of algorithms in the housing market. When people respond to rental ads, algorithms can influence who sees these ads and how inquiries are handled. Unfortunately, these algorithms can sometimes perpetuate discrimination against certain groups through filtered features. This underscores the need for careful oversight and regulation to ensure that technology promotes fairness and equality in housing. 5. Viewing the Unit In the At under the fair housing section, "viewing the unit" refers to the process where potential renters or buyers are shown available housing units by landlords, property managers, or real estate agents. This step is crucial as it allows individuals to assess the condition, suitability, and location of the housing being offered. However, disparities in this process can indicate discriminatory practices. The 2021 national study "Housing Discrimination Against Racial and Ethnic Minorities'," conducted by the Department of Housing and Urban Development, revealed significant disparities in the rental and home- buying markets compared to White testers. Black testers seeking rental units were informed about 11.4% fewer units and showed 4.2% fewer. Black testers looking to buy homes were informed about 17% fewer homes and showed 17.7% fewer properties. Hispanic testers faced similar challenges, being told about 12.5% fewer rental units and shown 7.5% fewer. Asian testers also experienced discrimination, being told about 9.8% fewer rental units and being shown 6.6% fewer. In the home -buying market, Asian testers were informed about 15.5% fewer homes and showed 18.8% fewer. These findings underscore the persistent issue of racial and ethnic discrimination in housing. 6. Credit/Income Check Landlords frequently use personal credit scores and income checks during the tenant screening process to assess the financial stability of prospective renters. Although not legally mandated, many landlords opt to request credit scores as they offer valuable insights into an applicant's financial history, including payment patterns, outstanding debts, and overall creditworthiness. However, these practices can sometimes lead to discriminatory outcomes. A study2 by UCLA highlighted significant racial and ethnic disparities in Los Angeles County's mortgage market. The research revealed that Black and Latino applicants with excellent credit were 7% less likely to secure a conventional loan and 11% more likely to be offered a high-cost loan or face mortgage denial compared to White applicants. This inequitable treatment emphasizes the importance of applying credit and income checks fairly and consistently to prevent discrimination and ensure equal housing opportunities. F. Fair Housing Services The previous section highlighted the ongoing discrimination that renters and buyers face in the housing market. These disparities underscore the critical importance of fair housing services for the community. Fair housing services play a vital role in ensuring that all individuals, regardless of their race, ethnicity, age, or other protected characteristics, have equal access to housing opportunities. These services help educate the community about their rights, support those facing discrimination, and work to eliminate barriers to fair housing. In collaboration with the Fair Housing Foundation (FHF), a non-profit organization founded in 1964 committed to combating housing discrimination and promoting equal access to housing opportunities, the City will host free walk-in clinics for landlords and tenants. The City will also set up informational resource tables at key locations around the City and provide information about upcoming events and services related ' Housing Discrimination Against Racial and Ethnic Minorities 2012 Report: www.huduser.gov 'American Dream Deferred, UCLA Latino Policy & Politics Institute: www.latino.ucla.edu 2025-2029 Analysis of Impediments to Fair Housing Choice - DRAFT - 55 I P a g e OSE EA� b�n'.1nuI imrn Mrc.l.e to fair housing. FHF's efforts extend to outreach, education, testing, investigations, and addressing discriminatory housing practices. The California Housing Rights Center (HRC) provides a range of services to residents of Los Angeles County. They hold five housing clinics and offer housing counseling, discrimination investigation and disability accommodations, community workshops and events, and resources for housing, sexual violence, and eviction. 1. Senior Services In Rosemead, nearly 18% of the population is over the age of 65, highlighting the importance of tailored housing services for seniors in this community. Rosemead offers transportation services, a daily lunch program, and recreational events for seniors. Additionally, Los Angeles County provides services related to transportation, mental health, free home repairs, and senior nutrition programs. The county also has the Purposeful Aging Los Angeles initiative to help the region prepare for a demographic shift in the coming years. Moreover, senior housing facilities and social service organizations in the community offer amenities and activities tailored to the interests and needs of older adults, promoting a strong sense of community and enhancing overall well-being. Senior Helpers' of West San Gabriel Valley offers compassionate in-home care services tailored to the needs of seniors in Rosemead, CA. Their dedicated team provides personalized care, including companionship, Alzheimer's and dementia care, and respite care, enabling seniors to live comfortably and independently in their homes. G. Hate Crimes According to the FBI2, a hate crime is a traditional offense like murder, arson, or vandalism with an added element of bias. For statistical purposes, the FBI defines a hate crime as a criminal offense against a person or property motivated in whole or in part by an offender's bias against race, religion, disability, sexual orientation, ethnicity, gender, or gender identity. Addressing and preventing hate crimes is crucial for fostering a safe and inclusive society for everyone. The report titled Hate Crimes3 by the Los Angeles County District Attorney's Office Bureau of Victim Services outlines several examples of hate crimes under California law. These include targeting individuals for any crime, such as burglary or vandalism, based on their actual or perceived membership in a legally protected group. It also covers using force or threats to interfere with a person's constitutional rights, such as attending church, voting, or moving freely in public. Additionally, defacing property to intimidate, desecrating religious symbols, vandalizing places of worship, and hanging nooses with the intent to terrorize are all considered hate crimes if motivated by bias against a protected group. The City of Rosemead is committed to fostering a safe and inclusive community through various public safety and community engagement programs. The Community Area Watch Program educates residents on public safety, crime prevention, and emergency preparedness while facilitating regular meetings to discuss local safety concerns. The Neighborhood Watch Program encourages collaboration between residents and local officers to prevent crime, fostering trust and cooperation. Additionally, the Alert LA County emergency notification system keeps residents informed during critical situations by sending timely alerts via email or text. The Community Emergency Response Team (CERT) training program equips local officers and community members with essential disaster response skills, including basic first aid, fire safety, and search and rescue operations. These initiatives collectively contribute to a safer and more secure Rosemead, actively combating hate crimes and all forms of violence through community involvement and proactive policing. More information can be found on the City of Rosemead's website. In 2019, Rosemead experienced a total of 2,234 reported crimes, according to the FBI Uniform Crime Reporting. Among these, violent crimes accounted for 175 incidents, including 11 rapes, one murder, 74 robberies, and 89 assaults. Property crimes were significantly higher, with 942 incidents reported, including 1 Senior Helpers: www.seniorhelpers.com 2 Hate Crimes: www.fbi.gov 3 Hate Crimes: https://da.lacounty.gov/ 2025-2029 Analysis of Impediments to Fair Housing Choice -DRAFT- 56 l P a g e PSA 196 burglaries, 552 thefts, and 194 vehicle crimes. The stark contrast between violent and property crimes underscores the importance of bolstering community safety initiatives and crime prevention efforts in Rosemead. Addressing the root causes of crime, such as the lack of economic upward mobility, is crucial. Enhancing education, expanding job training programs, and supporting local businesses can create more economic growth and stability opportunities. These efforts can ultimately reduce crime rates and improve residents' overall quality of life. Table 48: Statistics Rosemead Crime Report Reported Incidents Rae 11 Murder 1 Robbery 74 Assault 89 Violent Crimes 175 Burglary 196 Theft 552 Vehicle Crime 194 Property Crime 942 Total Reported Crimes: 2,234 Source: FBI Uniform Crime Reporting, 2019 2025-2029 Analysis of Impediments to Fair Housing Choice -DRAFT- 57 gr OSE AD Chapter 7: Fair Housing Progress In 2020, the City of Rosemead created the 2020-2024 Al. This At identified ten potential impediments and six fair housing goals based on community input, research, and city leadership. These goals aim to address the identified impediments. The goals included: 1. Create housing solutions for members of protected classes; 2. Increase affordable housing opportunities; 3. Support housing development initiatives that foster a collaborative approach between public/private housing to maximize the leveraging of funds; 4. Increase homeownership; 5. Create public awareness of fair housing laws and affordable housing advocacy; and 6. Increase job training and employment opportunities. This section reviews the goals and actions of the previous Al, conducted in 2020, and assesses the progress made over the past five years. Table 49: Past Goals and Actions 2020 Al 2020 Al Actions 5 -Year Progress Goals Housing Needs 1. The City should advocate and support the n September 2021 zoning code and general plan importance of integrated housing 3mendments for the Freeway Corridor Mixed -Use approaches near major employment 3verlay was adopted to amend development areas/centers. tandard, including, but not limited to building eights, density, floor area ratio, unit size, and land se to allow new residential units as part of a multi- amily residential project or mixed-use development. These changes aim to promote fair housing and pecial needs housing opportunities in a corridor that ncludes major employers and everyday necessities or the community. 1. Create rhe City also adopted the City's 2021-2029 Housing housing lement of the Rosemead General Plan in January solutions for 022. The Housing Element sets forth ongoing members of trategies to address the City's housing needs. This protected ncludes the preservation and enhancement of the classes. mmunity's residential character, the expansion of ousing opportunities for all economic segments of he community, and the provision of guidance and irection for local government decision-making in all afters relating to housing. 2. Funding priority for first-time home buyers, ction Completed. The City offers a Homeownership down payment or lease or mortgage, or asistance Program to all residents that are low - wrap -around service programs should be mome, including seniors, persons with disabilities, given to single -parent households, persons nd single -parent households to assist in the with disabilities, and seniors. urchase of their first home by providing silent econd loans (loan becomes a grant if the owner ccupies the home for 20 years) up to $312,000. 1. Develop innovative code enforcement endment to density bonuses: multi -family methods to create a larger pool of decent sidential development projects to be granted a housing options. (An aging housing stock ensity bonus of 35% more units than permitted by primarily constructed between 1940 and ode, 2. Increase 1979 requires reinvestment.) dditionally, the City has allocated CDBG and HOME affordable unds for housing rehabilitation to assist the aging housing ousing stock in the form of grants and loans such as opportunities; he Owner -Occupied Rehabilitation Grant Program formally the Handyman Grant for seniors only), the oan program, and Emergency Grants. In FY 2022- 023, there were two units assisted with the Emergency Grant and 12 units assisted with 2025-2029 Analysis of Impediments to Fair Housing Choice - DRAFT - 58 1 P a g e El A wide rental property inspection program as a way to combat issues of blight and deterioration in rental housing. a. A local program could be created with other jurisdictions to share costs. b. Enforces routine rental inspections that encourage landlords to make In Identify vacant residential properties Tor targeted rehab. There are over 800 properties known to be vacant. Create a revolving loan tuna tor nomes wim dire code violations so that properties could be available for purchase or rent. Review ways to control rent and or housing sale costs for City -rehabbed properties. (Affordable rentals should be below $780/month, and housing sale costs below $240,000.) 26% of the total households are cost burdened, and 18% are living below Build additional attached and apartment units containing 2 or 3 bedrooms. There is a large deficit of multifamily housing options in the City. Such units should be transitional and supportive housing development. Priority should be given to Latino and Black/Af ican American families, knowing the latest PIT count revealed a high concentration of Latino homeless. obstacles related to construction on the ffli ol0SEA e,.w,.,.N,,.,,.. yman Grants. In FY 2023-24 the Owner - pied Rehabilitation Grant Program assisted units, and the Owner -Occupied Rehabilitation al progress has been made as it relates to inspection programs. However, the City does owner -occupied rehabilitation programs, to with basic health and safety improvements to ale renovation projects to eliminate blighted housing •pections in low and moderate income areas igoing. In September 2018, the City Council lopted Ordinance 982, which regulated vacant lots the City in order to protect residential and ,mmercial areas from becoming blighted due to e lack of adequate maintenance and security, and establish minimum standards of accountability on e responsible parties of vacant lot in order to otect the health, welfare, and safety of the Bally completed. The City offers the neownership Assistance Program (HOME and tA) to provide affordable housing by providing a position loan to bridge the financial gap for ILMI mal progress has been made. Currently, the City s on the statewide California Tenant Protection (AB 1482), which limits rent increases based on oed percentages & local Consumer Price Index ally completed. The City identified and rezone to accommodate new housing developments. 1 completed. The City's FY 2023-2024 GAYtK is that the City provided an annual allocation of funds to Family Promise of San Gabriel Valley, provides shelter for children and families iencing homelessness. The City also partners LAHSA to address emergency shelter and tional housing needs. nally, the city revised the zoning ordinance to state law and allow transition and support g with the exact requirements for residential the zone. This helps persons experiencing until Approved -Ongoing. October 2024, the City until approved the entitlements for a supportive J transitional housing project for Maryvale, located 7600 Graves Avenue, Rosemead, CA 91770. ryvale currently provides two programs, one for up 29 mothers with up to two children under the age 10 and the second for up to 14 female students anding a college. The project is not funded by any Element. the 2025-2029 Analysis of Impediments to Fair Housing Choice - DRAFT - 59 1 P a g e initiatives thal foster a collaborative approach between public/private housing to maximize the leveraging of funds; 4. Increase homeownership 3. 5. 2. 13 Work with community colleges and high schools to establish carpentry, mechanical, plumbing, and electrical training. Create mentoring programs with local skilled trades companies. Explore more ways to work with non-profit housing organizations such as Habitat for Humanity to promote housing construction market rate and affordable rate integrated housing projects. a. Advocate to reduce or eliminate prevailing wage rate requirements for new housing or Increase funding for the City's Down Payment Assistance Program for first-time home buyers. Additional assistance or consideration may be necessary for females and single -parent households, knowing there are disparities noticed with average salaries and increased numbers of single -parent households. Lending institutions should also recognize that only 18% of the population has graduated from college. a. Increase the number of lenders that will provide lines and other assistance to Low- and Moderate -Income households. 74% of all loans in 2018 went to upper moderate- and upper - Increase the number of FHA loans in the City. Only 1.9% of the loan applications in 2018 were FHA loans. Incorporate programs into housing development that include home ownership education, budgeting, and home Create a flexible business model for new development to include a percentage of the units available for homeownership and rental. The business model could incorporate financial options for so that it becomes a more useful Explore the use of land trust agencies where a homeowner would own the building but not the land therefore reducing the overall housing costs. OSE ,,M10,,.AD :ompleted. The City of Rosemead offers a Youth Employment Program (SPEP) that employment opportunities for high school - of Rehabilitation for job which may include skilled trade progress progress has been completed. Funding for the City's vnership Assistance Program for first-time has been continued. The annual allocation varies by year. In 2023, 48% of applications were from moderate id above -income levels. Of all applications, 28% ere approved for these income levels. There is still significant disparity, with only 13.1% of applications : or below low-income levels being approved. :tion completed. Five percent 2023 were FHA loans. progress ditionally, Cassia Project is an approved idential planned development project consisting 37 units consisting of 29 single-family detached nes and eight duplex units, located at 8601 >sion Drive. The development incorporated four progress iimal progress has been made. However, on ivary 25, 2022, the Rosemead City Council opted Urgency Ordinance No. 1005 to comply with new State provisions for implementing Senate Bill which allows for urban dwellings and urban lot its. Local agencies must approve applications to it single-family residential (R-1) lots into two and rn two units on each lot. Each lot may also be veloped with up to two ADUs. 2025-2029 Analysis of Impediments to Fair Housing Choice - DRAFT - 60 1 P a g e 5. Create public awareness of fair housing laws and affordable housing advocacy; and 11. 1 LM Advocate for local mortgage lending institutions to better serve a diverse amount of LMI households. a. Create gap financing programs and resources for LMI families who would like to become homeowners. out new resources Retain existing homeowners by promoting existing and future housing reinvestment programs and resources for property Increase public investment to Improve neighborhoods through streetscape Encourage first-time home buyers to purchase homes from January to March, when housing prices tend to be slightly HRC and the City should develop a loca outreach program about the positive impacts of affordable housing. a. Begin educational programs that promote the positives of integrated income neighborhoods. Change local attitudes about affordable housing. The City is encouraged to affirmatively further fair housing by adopting an official affirmative marketing policy. This policy can be used as the foundation for an affordable housing plan that establishes housing Assign HRC, as part of its Fair Housing contract, to annually review and report on apartment rental advertisements released Encourage social services to advocate for affordable housing by educating residents and governing agencies and by attending meetings where there are pending affordable housing projects. The City should create fair housing policies that align non-discriminatory zoning and land use practices and policies. a. Identify priority areas for new housing and housing rehab where employment opportunities exist. b. Reduce minimum unit and lot size, unit size, parking, lot frontage, building height, and or building coverage requirements. Establish a committee in partnership wan HRC and the California Association of Housing Authorities (CAHA) to review and provide impactive changes to state and OSE AD dnl1wl11v,m�Mu�lav imal progress has been made. Although the neownership Assistance Program does not cifcally advocate for local mortgage lenders to ie LMI households better, the program does show City's commitment to supporting LMI households. progress has been made. on Programs, the City has offered assistance for home repairs and completed. The City's Imagine Rosemead — Strategic Plan includes goals to implement irgress has been made. The HUD - maximum purchase price for the City is Dw, making only a few properties eligible F) to combat housing discrimination and promote al access to housing opportunities through each, education, testing, investigations, and ressing discriminatory housing. The City has ted and will continue to host free walk-in clinics landlords and tenants, and provide information at upcoming events and services related to fair sing at City Hall and on the City's social media completed. Additionally, the intormation was through the City's newsletter, website, social (Facebook, Instagram), and community effectively, positively, and effectively raising ass about the services provided in ration with the Housing Rights Center and element. progress has been 2025-2029 Analysis of Impediments to Fair Housing Choice - DRAFT - 61 1 P a g e OSE EAD 1, xl Mall1—MreM• 2025-2029 Analysis of Impediments to Fair Housing Choice - DRAFT - 62 1 P a g e t. Improve education and provide skills Minimal progress has been made. The City initiated training for education, healthcare, and a Commercial Improvement Program to support new manufacturing jobs. and existing businesses with financial assistance. a. Create partnerships with California's Employment Development Department, Workforce Development Board, Workforce Development Aging & Community Services, California Building Industry Association, Southern 6. Increase job California Building Association, East training and San Gabriel Valley Regional employment Occupational Program, Pasadena City opportunities. College, and workforce readiness programs available in local vocational and technical schools and programs. Such programs exist in the Junior Achievement of Southern California and the L.A. Opportunity Youth Collaborative. b.lncrease training opportunities that target "Second Chance" individuals. Such as the Jail to Jobs program. 2025-2029 Analysis of Impediments to Fair Housing Choice - DRAFT - 62 1 P a g e OSE AD lrxl.n'� Mr W I l,mn.�nn4 � Chapter 8 Fair Housing Goals and Actions A. Data Collection and Engagement Conclusions: City of Rosemead The City of Rosemead, informed by public input and community data, has acknowledged the following critical housing and community development challenges: 1. Key Fair Housing issues: B. Contributing Factors to Fair Housing Issues City staff, community data, and public participation in a communitywide survey and public meeting collaborated to identify and prioritize fair housing issues and contributing factors. Based on HUD and local data, as well as extensive community input, the following priorities were identified as key areas of focus for advancing housing equity in Rosemead: 2025-2029 Analysis of Impediments to Fair Housing Choice - DRAFT - 63 1 P a g e Public Participation Community Profile Data • High Housing Costs • Cost burden households • Lack of funding for LMI housing programs • High rent and home costs • Lack of interim or'bridge' housing & • Low affordable unit volume & availability supportive housing • Older homes need reinvestment • Affordable housing volume & availability • Lower salary compared to industry • Location and quality of housing standard • Unsuccessful 'Housing First' model • Lack of services for special needs • Unsuccessful use of'Land Banking' populations • Lack of senior housing • Lack of Asian representation when • Lack of resources and programming for applying for home loans those having drug addiction and mental, • High denial home loan rates and behavioral issues • Greater need for homeless case management • Fair housing discrimination services • Need for down payment and or closing costs for homeownership • Proposition 13 tax implications for senior residents Public Policies Fair Housing • SRO units are difficult to develop • Discriminatory rental ads o Not permitted residential zoning • Disparities with realtors disclosing unit districts availability o Conditional use requirements . Discriminatory and racial disparities • Poor housing conditions related to tenant screening • Growing senior populations requiring Specific disability unit improvements B. Contributing Factors to Fair Housing Issues City staff, community data, and public participation in a communitywide survey and public meeting collaborated to identify and prioritize fair housing issues and contributing factors. Based on HUD and local data, as well as extensive community input, the following priorities were identified as key areas of focus for advancing housing equity in Rosemead: 2025-2029 Analysis of Impediments to Fair Housing Choice - DRAFT - 63 1 P a g e Contributing Factors to Fair Housing Issues Key Fair Housing Issues Contributing Factors Priori ty Lower Higher High Housing Costs • High land and construction costs, including materials and labor, make it difficult for developers to build affordable X Justification: housing units. • Limited funding for affordable housing programs such as rental subsidies, down payment, closing costs, and X - Industry standard wage rates are lower - 63.87% of homeowners reduced rental deposits. . Housing costs severely impact renters, causing cost burden issues for renters in the city. X and 38.73% of renters are cost -burdened - Rent has increased by . Census data indicates that home values and current rents over 10% in the last year. continue to increase. Beyond household income X Larger rental units have affordability. increased by over 23%. FMR for all unit types has increased by over 70% in the last 4 years. Higher household income is needed to qualify for homeownershi p. (The income needed to qualify for homeownership exceeds LMI household income, creating a significant affordability gap.) X • The age of the homes requires improvements X LMI Housing Programs . Funding for housing programs is not stable. (Additional funding during the pandemic, however, is not X steady for any program.) Justification: - Top survey responses for social services needed • City and social services staff capacity varies. Hiring, training, and retraining staff takes time and money. X were homelessness and • LMI households are not able to afford needed home mental health services. - Top survey response for future funding CDBG needs improvements. Particularly energy efficiency improvements, closing costs, down payment, and housing code repairs. X • Land banking programs, processes, and methods take time, have issues with land access, and rising housing markets have reduced inventory opportunities. Land X banks rely on local government for funding and staff. Affordable Housing Volume & Availability • Low vacancy rates have caused housing availability issues. (The survey and public meetings each revealed the need for X Justification: affordable rental housing.) - Low vacancy: 3% for rental units; 1 % for sale - Top survey response for housing needs: new • Current restrictions on SRO development and associated parking requirements often significantly hinder affordable housing opportunities. X Shelter space does not meet current needs. affordable rental housing and rehab - Interim or bridge housing (The number of shelters and interim housing beds available do not match the homeless needs.) X - Public meeting attendees stated there is a lack of . Lack of available, dedicated senior housing. X senior housing. 18% of the population are seniors - The Housing Element notes parking as a development requirement • Group home zoning definition is considered overly restrictive. X that should be reduced - Only 6% of the City has low -affordable housing options 2025-2029 Analysis of Impediments to Fair Housing Choice - DRAFT - 641 P a g e �OSE1vTE'A�D fag, Lack of Interim & . Lack of interim housing or bridge housing is challenging to Supportive Housing find and develop due to public perception and land use X policies Justification: • Zoning restrictions on the development and or expansion of - Community survey and public meeting input group homes, interim, SRO units, and transitional housing. There are limitations on locations, hours of operations, and X use approvals. • Also, the ability to offer appropriate services within supportive housing has zoning implications. Fair Housing . Discrimination with tenant applications and screening and/or home buyer loan denial. There is a documented X Justification: need for enhanced fair housing services and promotion in - 63% of survey the City, as noted at public meetings. , A review of rental and homebuyer real estate ads contains X responses: discrimination exists for race/ethnicity, discriminatory language in Rosemead. religion, and/or persons with disabilities • Landlord willingness to accept Section 8 tenants or special X - The top survey response needs tenants. for the number two barrier fair housing is Low awareness of Fair Housing Law and minimal affordable housing and outreach. - Residents are often unaware of their rights X housing availability under fair housing laws, leading to underreporting - 70% of survey responses discriminatory practices. stated they expect to . Lack of landlord education with tenant interviews, rental face housing access contracts, eviction processes, criminal activity awareness, barriers when seeking a and rental assistance resources. - Fair housing X new home enforcement agencies are understaffed and underfunded, - 30% of real estate ads reducing their ability to address complaints and conduct contained discriminatory investigations. language Resources for Services a Lack of services forspecial needs populations. X Lack of homeless programs and or staff designated Justification: to seek out workforce training and employment - Public meetings and opportunities. - Essential services like mental health X survey responses care, job training, and case management are often indicate drug addiction, mental behavioral, and underfunded or unavailable, reducing the homelessness case effectiveness of supportive housing programs. • The average worker does not make the average X management services are needed living wage. - Large families comprise 24% of total housing e Limited and or unstable funding for wrap-around units services. Many programs offer temporary assistance X - High denial rate for home rather than long-term solutions, leaving vulnerable buyer loans populations in precarious housing situations. C. Fair Housing Goals and Priorities Through extensive public engagement and collaboration with stakeholders, City staff, housing organizations, and service providers, as well as data and resource documentation, including the Housing Element, the City of Rosemead has identified critical fair housing concerns and developed targeted goals to address them. These efforts are rooted in both HUD -provided data and local community insights. The goals aim to reduce housing disparities, improve accessibility, and eliminate barriers to fair housing. Using HUD's framework of potential contributing factors, along with local data and stakeholder feedback, the City assessed key issues perpetuating or exacerbating housing inequities. Stakeholders actively participated in identifying and prioritizing these factors to ensure alignment with community needs. The process focused on: • Identifying Fair Housing Issues: Pinpointing major barriers affecting housing choice and accessibility. 2025-2029 Analysis of Impediments to Fair Housing Choice - DRAFT - 65 1 P a g e AWE OSE AD • Prioritizing Contributing Factors: Giving the highest priority to factors that most significantly limit fair housing choice, deny access to opportunities, or negatively impact civil rights compliance. • Setting Goals and Priorities: Establishing actionable priorities to address these issues and promote equitable housing opportunities. 1. Fair Housing Goals and Priorities The following goals will guide the City of Rosemead's actions and strategies to address housing affordability and fair housing concerns: a. Increase Affordable Housing Opportunities: Address the lack of affordable rental and homeownership opportunities. • Relevant Data: Low vacancy rates: 3% for rental units; 1% for sale • Rising Costs: Median home values and median home gross rent both individually increased by 19% from 2020 to 2022, while median household income rose by 17. Notably, families earning less than 30% of theArea Median Income (AMI) face significant challenges in finding affordable housing. b. Reduce Barriers to Accessing Supportive Housing: Expand supportive housing for vulnerable populations, including individuals experiencing homelessness, seniors, and people with disabilities. Relevant Data: Current zoning policies and zoning restrictions make it difficult for these groups to access stable housing. Zoning restrictions on the development and or expansion of group homes, SRO units, interim, and transitional housing. There are limitations on locations, hours of operations, and use approvals. The lack of interim housing or bridge housing is challenging to find and develop due to public perception and land use policies. Also, the ability to offer needed or appropriate services within supportive housing development projects adds more complication to zoning approvals. Supportive Housing: Vulnerable populations face challenges accessing long- term supportive housing due to zoning limitations and funding shortages for needed supportive services like mental health care and case management. c. Support and Add Capacity for Housing Programs and Services: Reduce at -risk homeless populations through targeted social services and housing programs. . Relevant Data: Public meeting and survey responses indicate drug addiction, mental behavior, and homelessness case management and prevention services are needed. Large families comprise 24% of total housing units—high denial rate for home buyer loans. d. Increase Fair Housing Law Enforcement and Awareness: Increase education and enforcement of fair housing laws to combat ongoing discrimination. Relevant Data: Many residents and landlords are unaware of their rights and responsibilities, leading to underreporting of discrimination cases and weak enforcement—promotion and training opportunities for equitable landlord -tenant screening and reduced deposit requirements. e. Reduce Conflicting Zoning and Policy Challenges: Modify restrictive zoning laws to encourage the development of affordable and supportive housing. Relevant Data: Requirements for uses, including interim and transitional housing, group homes, SRO units, and reduced parking mandates, often hinder affordable housing development opportunities. 2025-2029 Analysis of Impediments to Fair Housing Choice - DRAFT - 66 1 P a g e Air) OSE AD 2. Fair Housing Goals and Actions Over the next five years, the city government departments, organizations, NPUs, housing developers, landlords, and property managers will be responsible for initiating and implementing the Al's goals and actions. 2025-2029 Analysis of Impediments to Fair Housing Choice - DRAFT - 67 1 P a g e Responsible Goals Action� Entit Increase Increase funding and incentives (land Rosemead Department of Affordable acquisition subsidies, reduced approval time Community Development, Housing and fees, greater support for LHITC projects), specifically Building and Opportunities further assisting developers that build Safety, Housing, and affordable housing. Planning Divisions • Strengthen partnerships with viable profit and • LACDA nonprofit housing developers through . For-profit and nonprofit incentives and subsidies. housing developers • Implement the City's Housing Element affordable housing development objectives and timeframes for construction and/or rehab. • Complete the Zoning Code and General Plan updates to expand the mixed-use overlay throughout the City, which will increase housing production and may increase affordable housing opportunities. Reduce Barriers • Streamline the application and eligibility Local nonprofit housing to Accessing process for supportive housing. advocacy groups and Supportive • Increase funding for permanent supportive organizations Housing housing developments and Partner with nonprofits initiatives/programs. and housing developers • Expand or increase capacity for case to provide essential units management services to help individuals and space for services navigate housing programs. Rosemead Department • Improve coordination and referrals between of Community emergency shelters, transitional housing, and Development, permanent supportive housing programs and specifically the Housing associated wrap-around services. Division. • Conduct regular racial equity impact assessments for new housing policies. • Strengthen anti -displacement measures, including tenant protections and eviction prevention programs. Expand community reinvestment programs in historically underserved or vulnerable neighborhoods. • Improve transit -oriented development that can connect low-income communities to economic opportunities by having direct transit access • Target specific populations with chronic homelessness, physical disabilities, mental illness, and or substance abuse Support and • Increase access and continue support for the • Rosemead Department of Add Capacity City's Homeownership Assistance Program, Community Development, for Housing particularly for minority residents. 'Plus, specifically the Housing Programs and review the possibility of expanding the program Division Services to cover immediate property rehab needs. • Partner with local banks to include and increase 2025-2029 Analysis of Impediments to Fair Housing Choice - DRAFT - 67 1 P a g e OSE EM M. ,._a.,.... H. Regional Collaboration Common findings throughout the data -gathering process through public outreach, community need surveys, and data research that deal with increasing the volume of affordable housing, homelessness prevention, home preservation/rehabilitation efforts, and increasing earning capacity suggest an increase in regional coordination and transfer of information. For example, key fair housing issues and their contributing factors mention a very low vacancy rate, while community outreach findings indicate a need to increase the number of affordable housing units. Senior housing and housing units for larger families are needed, as well as additional shelter beds. There is also a need for zoning reform for several types of affordable housing. The State and County are huge advocates of zoning changes that increase housing development opportunities. Best practices for accessory dwelling units, SRO units, streamlining approval processes, and funding assistance for land acquisition and redevelopment proposals. 2025-2029 Analysis of Impediments to Fair Housing Choice - DRAFT - 68 1 P a g e • Review Housing First implications in Rosemead across all homelessness services. • Target viable social service entities that can provide housing case management services. grant subsidies for each homebuyer • Housing Division staff should offer and promote the Homeownership Assistance Program • Support and add capacity to viable nonprofit entities that fund homeless prevention services and other wrap-around services that keep people housed or find housing Increase Fair • Create a schedule for fair housing testing • Support Fair Housing Housing Law programs to identify and document Foundation's work with Enforcement discriminatory practices. LMI households and Awareness • Strengthen penalties for landlords and property • Rosemead Department managers violating fair housing laws. of Community • Support Fair Housing Foundation or similar Development, entities to assist tenants facing discrimination, specifically the Housing eviction, and fair housing education campaigns Division that target renters and landlords. Specifically, support tenant screening counseling • Improve collaboration with regional organizations and agencies to automate fair housing complaints and enforcement. • Support follow-up efforts for fair housing complaint cases and enforcement processes. Reduce • Support Zoning Ordinance amendments for: Rosemead Department Conflicting o ADU development of Community Zoning and o Senate Bill 9 Development, Policy o SRO unit development specifically the Planning Challenges o Explore policies on affordable unit inclusion and Housing divisions within proposed residential and/or mixed-use • City administration developments in high -opportunity areas. o Align the Zoning Ordinance and General Plan Land Use policies to be consistent with fair housing objectives and protected classes. • Improve coordination between state, county, and city departments to reduce policy conflicts. H. Regional Collaboration Common findings throughout the data -gathering process through public outreach, community need surveys, and data research that deal with increasing the volume of affordable housing, homelessness prevention, home preservation/rehabilitation efforts, and increasing earning capacity suggest an increase in regional coordination and transfer of information. For example, key fair housing issues and their contributing factors mention a very low vacancy rate, while community outreach findings indicate a need to increase the number of affordable housing units. Senior housing and housing units for larger families are needed, as well as additional shelter beds. There is also a need for zoning reform for several types of affordable housing. The State and County are huge advocates of zoning changes that increase housing development opportunities. Best practices for accessory dwelling units, SRO units, streamlining approval processes, and funding assistance for land acquisition and redevelopment proposals. 2025-2029 Analysis of Impediments to Fair Housing Choice - DRAFT - 68 1 P a g e ��j JOSE D ,. W,\\nullim�n M�r�l�a "..I The community survey noted that the most important community need was housing rehabilitation, followed by public improvements in low-income areas, neighborhood clean-up, energy efficiency improvements, and downpayment assistance. This tells us that home ownership is still a priority to city residents, as well as clean and safe neighborhoods. The top need for affordable housing is overwhelmingly more energy-efficient rental units. 70% of the survey responses noted they expect to face barriers when searching for their next home. Residents feel the most significant barrier(s) to fair housing in Rosemead are: • Affordable housing (homes within my budget) • Availability of housing (low number of homes available when I am looking) • Location of housing (home location in proximity to work, school, and shopping) • Quality of housing (high cost of home repair) Issues such as homelessness, affordable housing, lower rent costs, housing availability/low vacancy rates, low salaries, fair housing education, homelessness services, and improvements to existing housing stock are important regional issues that require the collaboration of all communities throughout the region. 2025-2029 Analysis of Impediments to Fair Housing Choice - DRAFT - 69 l P a g e i RO JSE EAD Appendix A - Federal Fair Housing Laws Title VI of the Civil Rights Act of 1964 (Title VI): Title VI is intended to protect the rights of individuals, regardless of race, color, or national origin, in programs and activities that receive federal funding or financial assistance. Title Vlll of the Civil Rights Act of 1968 (Fair Housing Act): The Fair Housing Act (adopted in 1968 and amended in 1988) prohibits housing discrimination against any of the following seven protected classes: Race, Color, Religion, Sex, National Origin, Familial Status, and Disability As amended in 1988, the Fair Housing Act added "familial status" and "disability" as protected classes and increased HUD's authority to establish mandatory enforcement measures to ensure compliance with federal law. Section 504 of the Rehabilitation Act of 1973 (Section 504): Section 504 established guidelines that prohibit individuals with disabilities from being denied access to housing under programs and activities that receive federal funding or financial assistance. Section 109 of Title 1 of the Housing and Community Development Act of 1974 (Section 109): Section 109 prohibits housing discrimination based on race, color, national origin, sex, or religion under programs and activities that receive federal funding or financial assistance. Title 11 of the Americans with Disabilities Act of 1990 (Title II): Title II prohibits discrimination based on disability under programs, services, and activities provided by public entities. HUD is responsible for enforcement of Title II when it is associated with public housing, housing assistance, and housing referrals administered by state and local jurisdictions. Architectural Barriers Act of 1968 (Architectural Barriers Act): The Architectural Barriers Act mandates that buildings and facilities that received federal funding assistance after September 1969 be accessible to and functional for handicapped individuals. Age Discrimination Act of 1975 (Age Discrimination Act): The Age Discrimination Act prohibits programs or activities that receive federal funding from discriminating against individuals on the basis of age unless federal, state, or local laws authorize such discrimination. Title IX of the Education Amendments Act of 1972 (Title IX): Title IX prohibits educational programs or activities that receive federal funding or financial assistance from discriminating against individuals on the basis of sex. In addition to federal fair housing laws that guarantee equal access to housing, a number of presidential executive orders were also issued to minimize discrimination and barriers to obtaining housing. In 1988, disability and familial status (the presence or anticipated presence of children under 18 in a household) were added (further codified in the Americans with Disabilities Act of 1990). In certain circumstances, the law allows limited exceptions for discrimination based on sex, religion, or familial status. In 2017, a federal judge ruled that sexual orientation and gender identity are protected classes under the Fair Housing Act. The most recent amendments to the Fair Housing Act are: • The Fair Housing Improvement Act of 2022 prohibits discrimination based on source of income, veteran status, or military status. Landlords and property owners cannot refuse to rent or sell housing based on these factors. • In February 2023, the U.S. Department of Housing and Urban Development (HUD) proposed a new rule under the Affirmatively Furthering Fair Housing (AFFH) initiative. This rule intended to address historical housing discrimination and enforce the Fair Housing Act. 2025-2029 Analysis of Impediments to Fair Housing Choice - DRAFT - 70 ] P a g e OSEIyTE'A� These changes are crucial for promoting fair and equitable housing opportunities for everyone. California Employment and Fair Housing Act- recent amendments to the California Fair Employment and Housing Act (FEHA) include the following changes: Employment Screening Toos: The Civil Rights Council has proposed a revision that holds employers and third -party vendors liable for using employment -screening tools, especially those involving artificial intelligence and machine learning, due to potential biases from their developers. (2022) • Housing Discrimination: Amendments clarify the definition of "facially discriminatory policy" and address source of income discrimination in housing (2023)1. • Complaint Procedures: Updates have been made to the procedures for filing complaints, including clarifications on how one may file a pre -complaint inquiry and the circumstances under which the Department may investigate a complaint2. These changes aim to enhance protection against discrimination and ensure fair treatment in employment and housing contexts. 1 https�//calcivilrights ca gov/wp-content/uploads/sites/32/2023/11/CRD-FSOR-Fair-Housing-Reoulations- 2023.11.22.0 P https7//calcivilrights ca gov/wp-content/uploads/sites/32/2017/08/FinalFSOR- UpdateDeptProceduralReg.pdf 2025-2029 Analysis of Impediments to Fair Housing Choice - DRAFT - 71 1 P a a e O AD Appendix B - Public Participation Summary Contents Appendix B — Public Participation Summary .................................................................................................1 A. Summary ..........................................................................................................................................2 B. Community Needs Survey...............................................................................................................2 C. Community & Housing Needs Stakeholder Survey.........................................................................4 D. Public Meeting..................................................................................................................................6 E. 30 -day Public Review.....................................................................................................................16 F. Public Hearing................................................................................................................................18 G. Survey Results: Community Needs Survey & Stakeholder Survey...............................................19 2025-2029 Analysis of Impediments to Fair Housing Choice - DRAFT - 11 P a g e Appendix B — Public Participation Summary E.,,... EA D" A. Summary The AI's public participation summary included a comprehensive survey to gather community input on housing issues, a public meeting for discussions, a 30 -day public review period for feedback on the draft report, and a public hearing to finalize the findings and recommendations. These efforts ensured that the Al report included all aspects of the public participation process. B. Community Needs Survey Date: December 2, 2024, to February 11, 2025 Number of Survey responses: 131 Service Area: City -Wide Languages Provided: English, Spanish, Vietnamese, and Chinese Below is a summary of all responses. The top three areas of need for Community Priorities were identified as: • Housing Rehabilitation, particularly affordable units • Public Improvements • Improve public facilities such as senior centers • Neighborhood cleanup The top three areas of need for affordable housing were identified as: • Affordable Rental units • Energy efficient improvements • Down payment assistance The top areas of need for Demolition & Clearance were identified as: Codes enforcement and cleanup of housing The top three areas of need for Social Services were identified as: • Fair housing services • Homelessness services • Mental health services Factors creating barriers to fair housing: • Affordable housing (in my budget) • Availability of housing • Location of housing • Quality of housing Top housing activities that should be priorities for future funding (in priority order): • Development of affordable rental housing • Preservation of affordable owner -occupied housing • Energy-efficient home improvements • Down payment and closing costs assistance • Code improvements Biggest challenge to achieving equitable housing? • Lack of affordable housing stock • Availability of housing • Inadequate funding for LMI housing programs Do you expect to face any barriers while searching for a new housing situation? 70% expect to face barriers 2025-2029 Analysis of Impediments to Fair Housing Choice - DRAFT - 2 P a g e Appendix B — Public Participation Summary S EIN E'AD • 70% expect to face barriers Do you believe housing discrimination occurs in Rosemead? • 34% said yes • 21% said housing discrimination likely occurs • 27% said they don't know What is the top discrimination or fair housing issue? • Race/ethnicity, religion and/or disability(63%) • Criminal history/record (30%) • National origin (25%) • 21 % stated they don't think there is any housing discrimination Have you ever been denied housing or experienced fair housing discrimination? • 73% No • 27% Yes Please see Appendix B Section G for Community Needs Survey Results: English & Spanish. Survey Links: Online Available: Use the link below to take the survey! English Survey (hyperlink to https://www.su"eymonkey.com/r/ZNLZL2L) Spanish Survey (hyperlink to https://Ww .surveymonkey.com/r/RJQ5ZJT) Vietnamese Survey (hyperlink to https://es.surveymonkey.com/r/LWG85ZV) Chinese Survey (hyperlink to https://www.suNeymonkey.com/r/TP5L6Z7 ) 2025-2029 Analysis of Impediments to Fair Housing Choice - DRAFT - 3 1 P a g e Appendix B — Public Participation Summary ;^: OSE EAD C. Community & Housing Needs Stakeholder Survey Date: December 2024 — February 2025 Number of Survey responses: 11 Service Area: City -Wide Languages Provided: English Below is a summary of all responses. Summary of Community and Housing Needs Stakeholder Survey: Top four populations that organizations serve are identified as: • Elderly or other specific needs population • Low-income residents • Persons with disability • Minorities Top three community needs identified as: • Housing for specific needs populations(elderly/disabledNeterans/victims of domestic abuse) • Homeless support and homelessness prevention (outreach, supportive services, counseling) • Infrastructure (water, sewer, storm drainage, parks & trails, accessible sidewalks, street maintenance, etc.) Top three unmet community needs as they relate to LMI households are identified: • Affordable housing availability • Jobs training programs • Help non -profits identify loan/grant opportunities. Top three priorities for funding to the community were identified: • Creation of affordable housing and/or homebuyer assistance • Public services (homelessness prevention, crime victim assistance, senior services, etc.) • Promote fair housing awareness Top three current housing conditions identified were: • Housing affordability • Availability of rental housing • Housing quality Top three barriers for renters in the City were identified as: • Lack of affordability • Lack of security deposit • Lack of available/open units. Top three barriers to buyers in the City were identified as: • Home availability in affordable price ranges • Lack of downpayment • Only undesirable neighborhoods are affordable The biggest challenge to equitable housing is the lack of affordable housing stock. The top two fair housing services provided by organizations were: • Undisclosed categories and fair housing outreach/education. Do you believe housing discrimination exists in the City? 2025-2029 Analysis of Impediments to Fair Housing Choice - DRAFT - 4 Appendix B — Public Participation Summary OSE AD • 60% said yes • 40% said no What are the common types of housing discrimination? • Race (Very Common) • National Origin (Fairly Common) • Disability (Very Common) • Source of Income (very Common) Please see Appendix 8 Section G for Stakeholder Survey Results. 2025-2029 Analysis of Impediments to Fair Housing Choice - DRAFT - 5 1 P a g e Appendix B — Public Participation Summary D. Public Meeting Public Notice of Public Meeting: MAYOR: SmLi MAYOR PRO LE\r: MARGARET CLARK COL7KCn.I MBERS: SA m' AR)ffTTA SEAL: DANG POLY LOC City of Rosemead 8838 E. VALLEY BOULEVARD ROSLNT-AD, CALIFORTvZ4 91770 TELEPHONE (626) 569-2100 FAX(626)307-9218 CITY OF ROSEMEAD COMBINED NOTICE OF COMMUNITY MEETINGS AND RESIDENT SURVEY FOR THE 2025-2029 CONSOLIDATED PLAN NOTICE IS HEREBY GIVEN that the City of Rosemead is creating its 2025-2029 Consolidated Plan as required by the U.S. Department of Housing and Urban Development (HUD)_ The Community Development Department invites you to attend a community meeting to discuss the short- and long-term needs of the community and how federal Community Development Block Grant (CDBG) and HOME Investment Partnership (HOME) program funds may be used to meet those needs - DATE: January 15, 2025 TTME: 5:00 pmL Join Zoom Meeting: bfts://usO2web.zoonLLis/j/89798948254?uwd--aPoY7VKR6SK5m6!b jw5?WIAiJ9sc5k l Meeting ID: 897 9894 8254 Passcode: 998498 DATE: February 4, 2025 TIME: 5:00 pmL LOCATION: Rosemead Community Recreation Center 3936 North Muscatel Avenue Rosemead, CA 91770 In addition, the Community Development Department encourages residents to complete the Community Survey_ Your feedback will help identify needs, prioritize investments, and fund effective programs. Surveys are available online at: httos://www.sm g m�y.comh/ZNLZL2L FOR FURTHER DETAE S: Please contact Destiny Garcia, Housing Management Analyst, at (626) 569- 2153 or degamia [@cityofrosemead_org. In compliance with the Amencans with Disabilities Act, if you have a request for an accommodation, please contact Ericka Hernandez, City Clerk, at (626) 569-2100. Notification at least 72 hours prior to the scheduled hearing will enable the City to make reasonable arrangements to facilitate participation. Notice and Publication Date: December 2, 2024 2025-2029 Analysis of Impediments to Fair Housing Choice - DRAFT - 6 1 P a g e Appendix B — Public Participation Summary l"N', RJ- Q�A� H�Ya1\null l�mn4mnA• Public Notice of Public Meeting: Online web Posting Monday 12-02-24 the survey went live on the Citys webs0e. 1220/24, 12:28 PM 2025-2029 Consolidated Plan and Analysis of Impediments to Fair Housing Choice- City of Rosemead. CA OBD m %. 1pmm%1. ® 00000 1pmmolll ymIan A[tbn 2025-2029 Consolidated Plan and Analysis of Impediments to Fair Plan Housing Choice HOME ARP Buslnau An4taan Pmyrtm x019-$0$9 Ccns d4 d Plan IM Analyns o lmpaainedb F—Housing ch— Md.— "ran IMy9RbaR®matlt Fwnl O —0 -."tonne s—wab[mting lv."Hui CaruAH.ManaM4W99a almgalmsrrOm IMS h -i., CIM ImIXaMmwdN m S.Oeps olNoiW ng6VNu Cneltpnenrmguldeh#nlfuylryaMmsYean 'oOWrtd b9Te Ymmem (NnOl Wn%ma Anna. Seep[ Xnusing �mpnlnm,rammunnymu.weeba.nR nelplemnNna[aaPmnam�nwstmnnaMwnaallsllb Nomelessnoss Reswvm P%sans 5nmputmwga66y YkMn9a Wdl[[anmuNrybnnweMprvbyourantimaurvry. Faw MausLlg S[rvkn Yl9mslav OwmulMg.ldaMa. R4ml Cwlv pnua.ya,woWPm. Anmal RrNae Fnwatim Report (CAPER) yin $mm Neenny5 SOSS-x019 CWe%da PW MMiIIg IU09)999f 935f ane nn.wya xlmge:nanw p�.ne.99bg9 to Faln nwln9 [Mb BilURa - $vx9�mx8APP11eWenfm kduary a, M$9 at 5019M Cmmnunrty Onebpmaal at.k arant(CON) Pb . qy NMh Musmt0Annua Ranmmt G9l nv 1Yga IY9lalanb4YMa araN httpsJMxw.dty&msemead.rnW=&AOne.aspx7porWld=100350758pageld=20889770 111 2025-2029 Analysis of Impediments to Fair Housing Choice - DRAFT - 7 1 P a g e Appendix B — Public Participation Summary Public Meeting Summary: Date: February 04, 2025 Time 5:00 P.M. Location: Rosemead Community Recreation Center, 3936 North Muscatel Avenue, Rosemead, CA 91770 Attendee: Minimal Participation — Please refer to the Community Meeting Sign -In Sheet for 02-04-2025 Topics discussed during the meeting regarding the Al: Key Housing Issues and Challenges: • The rising rent for residents, particularly the lack of affordable housing with the median income. • There is a need for more resources and support for sober living homes. • The importance of short-term living conditions and bridge housing. • The necessity of behavioral health services and substance -free programs. • Concerning the effectiveness of the Housing First model. • Concern surrounding Land Banking: the practice of buying and managing undeveloped land for future development or sale Needs discussed: • Establishing additional sober living transition homes. • Enhancing resources and support for homeless individuals, including on -the -spot triage services for substance abuse. • The possible creation of a Pallet shelter community with comprehensive services and security has been shown to be successful in other LA Cities. • Engaging transitional -aged youth in the community needs surveys. • Addressing the impact of senior housing closures and redevelopment policies. Additional Discussion Points: • The upcoming Rosemead PIT count for SPA 3 locations. • Understanding the percentage of homeless individuals with mental illness or addiction. • There is a debate over the state's role versus cities' responsibilities in addressing housing issues. • Challenges with downpayment assistance programs and property tax levels: a program designed to help moderate -income households afford the down payment of a home faces the challenges of the program, such as a large sum of a downpayment is required and income thresholds that may exclude individuals that the program was intended to serve. • Necessity of Prop 13 to keep homes affordable for older generations. • Need for a commercial improvement program and currently funded youth programs. • The role of non-government institutions in the community, such as Evergreen Baptist Church, in providing holistic support. _ 2025-2029 Analysis of Impediments to Fair Housing Choice - DRAFT - 8 1 P a g e Appendix B — Public Participation Summary (�OSEE'AD Community Meeting Presentation for 02-04-2025: 4/04/2025 Community Meeting City of Rosemead, CA February 4, 2025 Begins at 5:00 p.m. Rosemead Community Recreation Center 3936 North Muscatel Avenue Rosemead, CA 91770 2025-2029 Analysis of Impediments to Fair Housing Choice - DRAFT - 9 1 P a g e Appendix B — Public Participation Summary Community Meeting Presentation for 02-04-2025: 4/04/2025 Community Meeting City of Rosemead, CA February 4, 2025 Begins at 5:00 p.m. Rosemead Community Recreation Center 3936 North Muscatel Avenue Rosemead, CA 91770 2025-2029 Analysis of Impediments to Fair Housing Choice - DRAFT - 9 1 P a g e Appendix B — Public Participation Summary Overview Statistics at, f lbsemeaE Swae:3mBM33 Mean G.mnurrry Srve/Yks fmma¢s 3 w Angeles county The meuan nerve value In los Angeles County Is S]ai,mo HUD Funding Types for City of Rosemead I. Community Development Black Grant (CDBG) Program z. The HOME Investment Partnerships Program (HOME) If qualified, the Department of Housing and Urban Development (HUD) gives jurisdictions funds annually. To receive these funds, the jurisdictions must complete and submit to HUD several Types of documents throughout the year. a P��MENT C �e °* III�III 11111111 G �eqN DEVV RSA �wllmm� M,e,i,a 4/04/2025 E 2025-2029 Analysis of Impediments to Fair Housing Choice -DRAFT- 10 1 P a g e Appendix B — Public Participation Summary The metllan hcme value !4111 maIdI. n ounnead bna nano. memeaianf.rd. munnme amoeana e �oegn m arms a memamwwe Home -..n nwxnn-- ow voula need mune m arrord a.cha vawe acme. Swae:3mBM33 Mean G.mnurrry Srve/Yks fmma¢s 3 w Angeles county The meuan nerve value In los Angeles County Is S]ai,mo HUD Funding Types for City of Rosemead I. Community Development Black Grant (CDBG) Program z. The HOME Investment Partnerships Program (HOME) If qualified, the Department of Housing and Urban Development (HUD) gives jurisdictions funds annually. To receive these funds, the jurisdictions must complete and submit to HUD several Types of documents throughout the year. a P��MENT C �e °* III�III 11111111 G �eqN DEVV RSA �wllmm� M,e,i,a 4/04/2025 E 2025-2029 Analysis of Impediments to Fair Housing Choice -DRAFT- 10 1 P a g e Appendix B — Public Participation Summary A _��,`,gi XD ROSEiv E Il trmnAmrr4. 4/04/2025 Elements of an AI The Analysis of Impediments to Fair Housing Choice (AI) provides information and outlines impediments, or obstacles, to fair homing in your City. The Al sets goals and recommends actions war a 5 -year period to remove or reduce such impediments. The AI Involves: • Collecting city data: demographic, economic, and Musing characteristics; • Assessing Mw [arid use and Musing development regulations, policies and practices affect the location availability and accessibility of Musing; and • Assessing conditions, MM public and private, affecting fair homing choices for all protected classes; m...xw.rbr••w..bb Nxrb.srr•wmwr••rarbwrar.w-,ww.enri,.u.s. a•wrr.M•rwewau•m Omb{nmt MO) Impediments Impedimentsto fair Musing choirs arc: Any actions, omissions, or decisions which restricts hosing choices because of race, color, religion, sero disability, familial status, or national origin. HUD describes that the purposes of the Al: • Support fair housingplans Provide detailed Information to policymakers, administrative staff, Musing proAders, lenders, and fair housing advocates; and • Assist in building public support for fair houshigefforts. 2025-2029 Analysis of Impediments to Fair Housing Choice - DRAFT - 11 1 P a g e Appendix B — Public Participation Summary �OOSEME'AD 4/04/2025 • COIIM cen Dgraphiq income, em housingdata A I --- - „ 1.9ployment, N Pr=ices, publlc policies, and!fair housing paRices. Process • identify patterns of Stakeholder d1sctofaU barriers Public t0 fait hOU51r1g. housing. . 30 -day Community • Present Infomlatbn about theprocesa and Engagement obtai^feedback from Community commsm4 Public • Develop goals to Housing Goal address housing Development need:. Schedule F1311v ei?11 n1v 4 2025-2029 Analysis of Impediments to Fair Housing Choice - DRAFT - 12 Appendix B — Public Participation Summary Stakeholder Public Public I- Public 30 -day 2" Public Survey Meeting Community Hearing, Public Hearing, JanFebmu Virtual Meeting Review Comment Adoption Nick -Off Feb a lets btar 11, mts Period on AI Apr Bon !m 15, mn Document Alar 15 . Apr 15, Was - 4 2025-2029 Analysis of Impediments to Fair Housing Choice - DRAFT - 12 Appendix B — Public Participation Summary Meeting Discussion Key questions ❑ 1. What have been the key housing issues or challenges? ❑ 2. What would you Like to see accomplished in the next 5 years in the city/your neighborhood pertaining to housing? 10 Questions? AID OSE IrW�\ 1mAl IrmnNnr•rlra 4/04/2025 2025-2029 Analysis of Impediments to Fair Housing Choice - DRAFT - 13 1 P a g e Appendix B — Public Participation Summary 4/04/2025 ii 2025-2029 Analysis of Impediments to Fair Housing Choice - DRAFT - 14 1 P a g e Appendix B — Public Participation Summary OSEAD Community Meeting Sign -In Sheet for 02-04-2025: 2025-2029 Analysis of Impediments to Fair Housing Choice - DRAFT- 15 a g e Appendix B — Public Participation Summary 4 i. L 1 h t7 i t c Lr y W r, s s i r I tT I - N 9 r L L 2025-2029 Analysis of Impediments to Fair Housing Choice - DRAFT- 15 a g e Appendix B — Public Participation Summary 01, �OS EIyTEXeD E. 30 -day Public Review Adequate noticing included: 1. printing the public notice in the Rosemead Reader and 2. possibly other newspaper(s) of general circulation in the City 3. display copies of the public notices on the City's website and 4. posting notices at City Hall and 5. at the Rosemead Public Library The City placed an adequate supply of draft copies of the AI subject to public review at the following locations: 1. City Hall, 8838 E. Valley Blvd. Rosemead, CA 91770 2. Rosemead Public Library, 880 Valley Blvd. Rosemead, CA 91770 3. City website at: www.cityofrosemead.org. All printed reports and materials shall be made available in a form accessible to persons with disabilities and non-English persons, upon request. 2025-2029 Analysis of Impediments to Fair Housing Choice - DRAFT - 16 1 P a g e Appendix B — Public Participation Summary CE AD nMn\amalll�mn OD Public Notice of 30 -day Public Review: Online Web Posting 2020-2025 Final Annual Action 2025-2029 ConPtan, Air CPP 62025-2026 AP plan — rhe City of Rosemeadis Ptspanng to adopt0a 20253029 Comobdatad Plan. 2025-2029 Olsten Partitiption HOME -ARP P -'an, 20252029 Analysts oflmpedinarls to Fair Housing Choice. and 20252026 Action Plan. In aaordanee Business Asaial Program with vie tequnamm5 set forth by the Oepanmenl of Horsing and Urian Oesetopmem (HUD), These draft Homeownership Assistance, documenta are available forpubic reNew.A 30 den perodfor public commentary mill commerce on March 20. Program 2o25.andconnnuetbmugh Apn121,2025 copk5 of the draft documents can M accessedfor public¢New in Owner Occupied Home ;he tint's below as rrtU as at City Hall, faceted at 0830 East Valley BoulevaM, Rosemead, CA 91770.1 Improvement Program G.,Vey and Angelus Sao., Orap 2025-2029 Consolidant Plan/2025-2026 Annual Action Plan Housing Hpmelessne55 ResoU,c, Draft 20252029 Analysis or Impediments to Fair Housing Choice Fair Housing Services A0987 Ihah 2025-2029 Cinan Participation Plan Final FY 23-2A Consolidated The publ'n: is encouraged.sut,mit any wmten comments ormo.nnes regarding the draft documents to the Annual Performance Evaluation Report (CAPER) Hari., DWsimi ax city Halt. it, email otoy telephone. below is their contact lnfomta0on: 2025-2029 ConPlzn, Al, CPP In 2025 2026A 'Dram, Gallia C•.ry of Rosemead 8838 E. Valley Bouinam Rosemead,CA9ll]0 (626) 5692353 isu,"hiaki'ofiosmeaoorg roe Pat Sr2D2ozs 2025-2029 Analysis of Impediments to Fair Housing Choice - DRAFT - 17 1 P a g e Appendix B — Public Participation Summary OSE EAD u I L.,uiNni. n.a Public Notice of 30 -day Public Review and Public Hearing: Ad Notice Publication in Newspaper COMBINED NOTICE OF PUBLIC REVIEW/ COMMENT PERIOD AND PUBLIC HEARING FOR THE DRAFT 2025-2029 CONSOLIDATED PLAN. 2025-2029 CITIZEN PARTICIPATION PLAN. 2025.2029 ANALYSIS OF IMPEDIMENTS TO FAIR lx run $476.00 HOUSING CHOICE, AND 2025-2026 ACTION PLAN NOTICE IS HEREBY FURTHER GIVER Put ne Rosenead CN Gonial x111 oo Idw a PWn, reomq on PIP"doonn"M gni Tuesday. April 22. MIS. M 7:00 PM, M ROsemNd City Holl, b nted M 8838 East VNRY a nd. Ro ifad, Caetana 91770_ MY Pawn nolinn ted in He Mlae pont ,s to povpe Tdr ..ray may ProMe.1 p011c [dnmalts at the PWlic Ma- ", wol lq In wr"V tivagh enol M PYdiCDMRRK�d1yP tr x ad'm Udae 5,110 pm. on Taol"Joy. WI 22. 2025, or by dlnpg 162615892100. All conalam ae WNIC record and -a Oe � in PIP Mf 'N recad of the City If YM have a no laeM M on a[lagmndaom Wer Pu ADA pease cmaad Endo Henn' de; Cil Cion, M (6261Mil-210. The Coy Colnda AyaMa and Staff RePM win M avNlaole m tM CP/s x e Wer CIN Ca .xa^ Iwxw'r+p'oM1asMneid ant) of leasf n ran in olWante of IM"Ic hilon q. X1252029 CONSCtIDAMI) P1PN: ANsyear :kFi taorl tM to HUD NM eaves oe a pangPWM naa fnl aflPtlaWiff 9rMegy. conrmriM *ynelq rwm Plan. W wW.. fu PmdM Wa any of HUD's en00enta0 formula grant pm. X1 MN CfD2EN PARTGPATION PLAN: Aflln Mr domI. Put S Ian the City of Rosemead's polities W Pmcenees tar "law Gonna and ions IntMesmd oa z imn wenurvom W oamcpofe in on ainn p roll in one ManNrq, Implementdoaf. an, evamoon M the C .otY Develynrtnt and tuoa Cxant (CDBG) ant! HOME Mwln Pannashps (HOME) Papolns_ N25XN ANALYSIS OF IM19" EDIMENTS TO FAIR HOUSNG CHOICE' A flve-,ea documan Mot Pomptes for Ianan, YA evanvrRe IW 11& a to'I'l"I 1p166q if. boS m aotetlPd d`aadenso.. Me rare. mor, .10by. nalvul owInM ntwon, sen. dlsapllty, mann Saws. lloan. a other a Pary hdoR-The Moy of Inpdrlr%t to For HoUNrlg Cholre ... la'n, regW.lWnt. tanli ., M IXM WIM5 M nory enn an inavid al P nwrserolds xreasto housMg. X25N28 ACT101i PLik serves ae ne arcual applicatun W Rdeul IUMs under Pa HUD CDBG and HOME bmua part popan Tne eM onU A"If.:ecpvinp opproximoti 5584,000 M COn NMS and 5M8,000.n HOME Odds 10 wPPW .:gide Poll WnM Unit Progum Year 2025X126. MGIlcaOon Date: March 20. N25 ROSEMFAO READER F. Public Hearing Total $ 476.00 136 lines Public Hearing Summary Name: Public Hearing to Adoption of the Al Date. April 22, 2025 Time: 7:00 P.M. Location: Rosemead City Hall Council Chambers (8838 East Valley Boulevard, Rosemead, California 91770) Attendee. TBD Summary. TBD 2025-2029 Analysis of Impediments to Fair Housing Choice - DRAFT - 181 P a g e Appendix B — Public Participation Summary fir^: OSE EAD ..,1111,, G. Survey Results: Community Needs Survey & Stakeholder Survey Community Needs Survey Results - English & Spanish Stakeholder Survey Results 2025-2029 Analysis of Impediments to Fair Housing Choice -DRAFT- 19 1 F a c e Appendix B — Public Participation Summary City of Rosemead Community Needs Survey Yes Q1 Do you reside in the City of Rosemead? Answered: 131 Skipped:0 No Other - Please let us know your connect... 0% 10% ANSWER CHOICES Yes No SurveyMonkey 20% 30% 40% 50% 60% 70% 80% 90% 100% other - Please let us know your connection to Rosemead (work or own a business in Rosemead, etc.). TOTAL 1/29 RESPONSES 98.47% 129 0.00% 0 1.53% 2 131 City of Rosemead Community Needs Survey SurveyMonkey Q2 Are you a homeowner or a renter? Answered: 131 Skipped:0 Homeowner Renter N/A prefer not to say Other (please specify) 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% ANSWER CHOICES RESPONSES Homeowner 38.93% 51.15% Renter N/A prefer not to say 8.40% Other (please specify) 1.53% TOTAL 2/29 51 67 11 2 131 City of Rosemead Community Needs Survey Q3 What is your gender? Answered: 131 Skipped:0 Female ■ Male Non-binary/Othe r ANSWER CHOICES Female Male Non-binary/Other TOTAL SurveyMonkey 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 3/29 RESPONSES 71.760.5 26.72% 1.53% 94 35 2 131 City of Rosemead Community Needs Survey Q4 What is your average household income? Answered: 131 Skipped:0 Under $15,000 Between 8 $15,000 and 11 $29,999 29 Between $30,000 and 23 $49,999 20 Between $50,000 and 23 $74,999 17 Between 131 $75,000 and $99,999 Between $100,000 and $150,000 Over $150,000 - 0% 10% ANSWER CHOICES Under $15,000 Between $15,000 and $29,999 Between $30,000 and $49,999 Between $50,000 and $74,999 Between $75,000 and $99,999 Between $100,000 and $150,000 Over $150,000 TOTAL 20% 30% 40% 50% 60% 70% 4129 SurveyMonkey 80% 90% 100% RESPONSES 6.11% 8 8.40% 11 22.140/6 29 17.56% 23 15.27% 20 17.56% 23 12.98% 17 131 City of Rosemead Community Needs Survey SurveyMonkey Q5 What is your race? Answered: 131 Skipped:0 White or Caucasian.. Black or I African American Asian or Asian American American Indian or Alaska Native Native Hawaiian or other Pacifi._ .111 Another race Prefer Not to Answer 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% ANSWER CHOICES RESPONSES White or Caucasian 19.08% 25 Black or African American 0.76% 1 Asian or Asian American 27.48% 36 American Indian or Alaska Native 3.05% 4 Native Hawaiian or other Pacific Islander 0.76% 1 Another race 30.53% 40 Prefer Not to Answer 18.32% 24 TOTAL 131 5/29 City of Rosemead Community Needs Survey Hispanic Not Hispanic Q6 What is your ethnicity? Answered: 131 Skipped:0 SurveyMonkey 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% ANSWER CHOICES RESPONSES Hispanic 62.60% Not Hispanic 37.40% TOTAL 6/29 82 49 131 City of Rosemead Community Needs Survey Q7 What type of household do you live in? Single Person Household Single Parent Household Two -Parent Household with Minor Children Couple Answered: 131 Skipped:0 Unaccompanied Youth (Age 14-18) Related Adults Living Together Unrelated Adults Living Together Senior Household (Age 62+) Formerly '.. Homeless SurveyMonkey Currently Homeless 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 7/29 City of Rosemead Community Needs Survey SurveyMonkey ANSWER CHOICES RESPONSES Single Person Household 7.63°% 10 Single Parent Household 12.21% 16 Two -Parent Household with Minor Children 24.43% 32 Couple 20.61% 27 Unaccompanied Youth (Age 14-18) 0.00% 0 Related Adults Living Together 30.53% 40 Unrelated Adults Living Together 0.76% 1 Senior Household (Age 62+) 3.82% 5 Formerly Homeless 0.00% 0 Currently Homeless 0.00% 0 TOTAL 131 8/29 City of Rosemead Community Needs Survey SurveyMonkey Q8 How many people currently live in your household? Answered: 131 Skipped:0 1 2 3 4 5 ■ 6 ■ 7 o more. 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% ANSWER CHOICES RESPONSES 6.87% 9 1 23.66% 31 2 22.14% 29 3 24.43°% 32 4 9.16% 12 5 7.63% 10 6 7 or more TOTAL 131 9/29 City of Rosemead Community Needs Survey Q9 What is your current housing situation? Answered: 131 Skipped:0 I live in a group I home/congreg... 0 I Live in a 38 temporary 52 shelter 33 III own 6 house/co ndo/ap 131 rtmen I rent � house/co ndo/ap rtmen I live with family/relative s/friends Prefer not to, answer 0% 10% 20% 30% 40% 50% 60% 709% ANSWER CHOICES I live in a group homelcongregate living facility/assisted care facility I live in a temporary shelter I own a house/condo/apartment I rent a house/condo/apartment I live with family/relatives/friends Prefer not to answer TOTAL 10/29 SurveyM onkey 80% 90% 100% RESPONSES 1.53% 2 0.00% 0 29.01% 38 39.69% 52 25.19% 33 4.58% 6 131 City of Rosemead Community Needs Survey SurveyMonkey Q10 How long have you resided in your current housing situation? Answered: 131 Skipped:0 Less than 1. year 1-2 years ■ 3 - 5 years 6-10years More than 10 years 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% ANSWER CHOICES Less than 1 year 1 - 2 years 3-5years 6 - 10 years More than 10 years TOTAL 11/29 RESPONSES 6.11% a 9.92% 13 19.08% 25 12.21% 16 52.67% 69 131 City of Rosemead Community Needs Survey SurveyMonkey Q11 Community PrioritiesPlease rank the following in order of priority for the City of Rosemead. Answered: 112 Skipped: 19 Affordable Housing - Rehabilitati... Demolition & Clearance.. -_ Demolition o... . Economic Development.. Start-up... Public Improvements - Sidewalks, A... Public Facilities - Senior Cente... Public I� Services - Senior &You... 0 1 2 3 4 5 6 12/29 7 8 9 10 City of Rosemead Community Needs Survey Affordable Housing - Rehabilitation of Owner - Occupied Housing; Transitional Housing; Housing for Disabled; New Affordable Single or Multi -Family Housing; Affordable Rental Housing; Lead-based Paint Test/Abatement; Energy Efficient Improvements; Down Payment Assistance; Senior Housing. Demolition & Clearance - Demolition of Dilapidated Housing; Debris Removal; Code Enforcement; Cleanup of Abandoned Lots. Economic Development - Start-up Business Assistance; Small Business Loans; Job Creation/Retention; Employment Training; Fagade Improvement; Business Mentoring. Public Improvements - Sidewalks, ADA Ramps, Water and/or Sewer Line, Storm Water Drainage, Street Paving, Street Lighting, Trails. Public Facilities - Senior Centers; Youth Centers; Child Care Centers; Parks and Recreational Facilities; Health Care Facilities; Community Centers; Fire Stations and Equipment. Public Services - Senior & Youth Activities, Child Care Services, Transportation Services; Anti -Crime Programs; Fair Housing; Health Services; Mental Health Services; Legal Services, Domestic Violence Services; Substance Abuse Services; Homeless Shelters & Services; HIV/AIDS Centers Services; Neglected/Abused Children Services; Services for the Disabled; Accessibility Improvements. 1 2 3 4 58.040/6 14.29% 6.25% 4.46% 65 16 7 5 SurveyMonkey 5 6 TOTAL SCORE 7.14% 9.82% 8 11 112 4.82 12.50% 20.540/6 13.39% 9.82% 13.39% 30.36% 14 23 15 11 15 34 0.00% 16.07% 25.00% 19.64% 18.75% 20.54% 0 18 28 22 21 23 20.54% 19.64% 16.07% 25.89% 14.29% 3.57% 23 22 18 29 16 4 3.57% 16.07% 22.32% 27.68% 25.00% 5.36% 4 18 25 31 28 6 5.36% 13.39% 16.96% 12.50% 21.43% 30.36% 6 15 19 14 24 34 13/29 112 3.18 112 2.97 112 3.96 112 3.29 112 2.78 City of Rosemead Community Needs Survey SurveyMonkey Q12 Affordable HousingWhich type of project would you recommend be funded using the CDBG grant funds? Select only one. Answered: 112 Skipped: 19 Energy Efficient - Improvements Rehab of Owner -Occupied - Housing Down Payment Assistance Senior or Transitional Housing New Affordable Rental or Homeownershi._ Lead Paint Testing/Abateme nt 0% 10%.... 20% 30% 40% ANSWER CHOICES Energy Efficient Improvements Rehab of Owner -Occupied Housing Down Payment Assistance Senior or Transitional Housing New Affordable Rental or Homeownership Housing Lead Paint Testing/Abatement TOTAL 50% 60% 70% 80% 90% 100% 14/29 RESPONSES 16.96% 15.18% 16.07% 2.68% 46.43% 2.68% 19 17 18 3 52 3 112 City of Rosemead Community Needs Survey SurveyMonkey Q13 Demolition & ClearanceWhich type of project would you recommend be funded using CDBG grant funds? Select only one. Answered: 112 Skipped: 19 Demolition of Dilapidated Housing 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% ANSWER CHOICES RESPONSES Demolition of Dilapidated Housing 19.64% 22 Code Enforcement/Cleanup of Abandoned Lots TOTAL 15/29 80.36% 90 112 City of Rosemead Community Needs Survey SurveyMonkey Q14 Public FacilitiesWhich type of project would you recommend be funded using CDBG grant funds? Select only one. Answered: 112 Skipped: 19 Multi -Purpose Community Centers... Parks & Recreational Facilities Fire Stations Libraries ■ 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% ANSWER CHOICES Multi -Purpose Community Centers (Senior, Youth, Child Care, Health) Parks & Recreational Facilities Fire Stations Libraries TOTAL 16/29 RESPONSES 30.36% 34 42.86% 48 16.07% 18 10.71% 12 112 City of Rosemead Community Needs Survey SurveyMonkey Q15 Economic DevelopmentWhich type of project would you recommend be funded using CDBG grant funds? Select only one. Answered: 112 Skipped: 19 Small Business Assistance Workforce ■ Development Jo Creation/Reten io Business Mentoring Fayade Improvements Public Transportation 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% ANSWER CHOICES RESPONSES Small Business Assistance 23.21% 26 Workforce Development 10.71% 12 Job Creation/Retention 26.57% 32 Business Mentoring 2.66% 3 Fagade Improvements 12.50% 14 22.32°x6 25 Public Transportation TOTAL 112 17/29 City of Rosemead Community Needs Survey SurveyMonkey Q16 Public ImprovementsWhich type of project would you recommend be funded using CDBG grant funds? Select only one. Answered: 112 Skipped: 19 Stormwater ■ Improvements Water/Sewer Improvements ■ Street Improvement Street Lighting - Sidewalks - ADA Ramps Trails ■ Neighborhood Cleanup 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% ANSWER CHOICES RESPONSES 8.04% 9 Stormwater Improvements Water/Sewer Improvements 8.93% 10 20.54% 23 Street Improvement 12.50% 14 Street Lighting 12.50% 14 Sidewalks 2.68% 3 ADA Ramps Trails 8.93% 10 Neighborhood Cleanup 25.89% 29 TOTAL 112 18/29 City of Rosemead Community Needs Survey SurveyMonkey Q17 Social ServicesWhich type of project would you recommend be funded using CDBG grant funds? Select top three. Answered: 112 Skipped: 19 Domestic Violence Services Substance Abuse Services Fair Housing Services Homeless Services Legal Services Neglected/Abuse d Children Services Anti -Crime Programs Health Services Mental Health Services Senior Services/Activi ties Youth Services/Activi ties Child Care Services Other (please specify) 0% 10% 20% 30% 40% 50% 60% 70% 80% 19/29 90% 100% City of Rosemead Community Needs Survey SurveyMonkey ANSWER CHOICES RESPONSES 10.71% Domestic Violence Services 13.39% Substance Abuse Services 44.640/6 Fair Housing Services 38.29% Homeless Services 13.39% Legal Services 19.640A Neglected/Abused Children Services 25.00% Transportation Services 30.36% Anti -Crime Programs 28.57% Health Services Mental Health Services 38.39% Senior Services/Activities 17.86% 31.25% Youth Services/Activities 16.07% Child Care Services Other (please specify) 0.00% Total Respondents: 112 20/29 12 15 50 44 15 22 28 34 32 43 20 35 18 0 City of Rosemead Community Needs Survey SurveyMonkey Q18 Please prioritize the following list of housing factors. Accommodations to meet my needs._ Affordability (housingwithin my budget) Availability (multiple housing opti... Location (area that is convenient o... Neighbors - get along with others that... Quality (cleanliness, correctly... Other amenities (a place to par..... 0 1 2 3 4 answered: 101 Skipped: 30 Accommodations to meet my needs (disability, language, etc.) Affordability (housing within my budget) Availability (multiple housing options to choose from) Location (area that is convenient or desirable for me) Neighbors (I get along with others that live near me) Quality (cleanliness, correctly functioning utilities/appliances, etc.) Other amenities (a place to park my car, do laundry, host guests etc.) 5 6 7 8 9 10 1 2 3 4 5 6 7 TOTAL SCORE 11.88% 14.85% 14.85% 15.84% 8.91% 14.85% 18.81% 12 15 15 16 9 15 19 101 3.85 68.32% 12.87% 4.95% 2.97% 3.96% 2.97% 3.96% 69 13 5 3 4 3 4 101 6.14 2.97% 33.66% 23.76% 11.88% 9.90% 8.91% 8.91% 3 34 24 12 10 9 9 101 4.46 3.96% 13.86% 20.79% 31.68% 19.80% 6.93% 2.97% 4 14 21 32 20 7 3 101 4.18 1.98% 7.92% 1.98% 10.89% 28.71% 27.72% 20.79% 2 8 2 11 29 28 21 101 2.77 10.89% 14.85% 21.78% 12.87% 14.85% 23.76% 0.99% 11 15 22 13 15 24 1 101 4.19 0.00.5 1.98% 11.88% 13.86% 13.86% 14.85% 43.56% 0 2 12 14 14 15 44 101 2.42 21/29 City of Rosemead Community Needs Survey SurveyMonkey Q19 Please choose the top three housing activities that should be prioritized for future funding Answered: 101 Skipped: 30 Creation of Affordable Rental Housi... Creation of Affordable Senior Housing Preservation of Affordable Owner-Occupi... Preservation of Apartment Buildings ADA Accessibility Improvements... Energy Efficiency Home Improvements Satisfy Code Enforcement and Safety Issues Down Cost Assistance other (please specify) 0% 10% 20% 30% 40% 50% 60% 70% 60% 90% 100% 22/29 City of Rosemead Community Needs Survey SurveyMonkey ANSWER CHOICES RESPONSES Creation of Affordable Rental Housing for Families 74.26% 27.72% Creation of Affordable Senior Housing Preservation of Affordable Owner -Occupied Housing 43.56% Preservation of Apartment Buildings 17.82% ADA Accessibility Improvements (American Disability Act (ADA) Improvements) 11.88% 14.85% Lead -Based Paint Test/Abatement 35.64% Energy Efficiency Home Improvements Satisfy Code Enforcement and Safety Issues 32.67% 34.65% Dawn payment/Closing Cost Assistance 0.00°/% Other (please specify) Total Respondents: 101 23/29 75 28 44 18 12 15 36 33 35 0 City of Rosemead Community Needs Survey SurveyMonkey Q20 Which of the following do you consider to be the biggest challenge to achieving equitable housing? (Select one) Answered: 101 Skipped: 30 Availability - of housing Lack of 18 affordable housing stock Inadequate 51 funding for low-income... Discriminatory 13 Inadequate funding for low-income housing programs lendingand Discriminatory lending and housing policies housing... 9 Zoning regulations that restrict multifamily and/or accessory dwelling units (ADUs) that support for 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% ANSWER CHOICES RESPONSES 17.82% 18 Availability of housing 50.50% 51 Lack of affordable housing stock 12.87% 13 Inadequate funding for low-income housing programs Discriminatory lending and housing policies 8.91% 9 Zoning regulations that restrict multifamily and/or accessory dwelling units (ADUs) 5.94% 6 3.960,6 4 Insufficient support for the homelessness prevention programs TOTAL 101 24/29 City of Rosemead Community Needs Survey SurveyMonkey Q21 Do you expect to face any barriers while searching for a new housing situation? Answered: 101 Skipped: 30 I am not/do not expect to face any.. ... I do expect to face barriers 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% ANSWER CHOICES I am not/do not expect to face any barriers I do expect to face barriers TOTAL 25/29 RESPONSES 28.71% 71.29% 29 72 101 City of Rosemead Community Needs Survey SurveyMonkey Q22 Do you believe housing discrimination occurs in the City? Answered: 98 Skipped: 33 Yes Likely Unlikely - No Don't know _ N/A prefer not to say 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% ANSWER CHOICES RESPONSES Yes 33.67% Likely 21.43% Unlikely 4.08% - _. - - - -- No 11.22% Dont know 27.55% NIA prefer not to say 2.04% TOTAL 26/29 33 21 4 11 27 2 98 City of Rosemead Community Needs Survey SurveyMonkey Q23 If you believe housing discrimination or fair housing issues exist, what do you think the top issue is? (Select top 2) Answered: 98 Skipped: 33 Race/Ethnicity Religion 62 Disability 5 Sexual 8 Orientation 12 Pregnant or 4 think there is Having Children any housing..... 29 Sex/Gender 21 specify) Age 0% 10% Marital National Origin/Ancestry Family Status 62 Criminal 5 History/Record 8 Source of... 12 None, Ido not 4 think there is 25 any housing..... 29 Other (please 21 specify) 4 0% 10% ANSWER CHOICES Race/Ethnicity Religion Disability Sexual Orientation 20% 30% 40% 50% 60% 70% 80% 90% 100% Pregnant or Having Children Sex/Gender Age Marital Status National Origin/Ancestry Family Status Criminal History/Record Source of Income None, I do not think there is any housing discrimination in the City Other (please specify) Total Respondents: 98 27/29 RESPONSES 63.27% 62 5.10% 5 8.16% 8 12.24% 12 4.08% 4 25.51% 25 29.59% 29 21.43% 21 4.08% 4 City of Rosemead Community Needs Survey SurveyMonkey Q24 Have you been denied housing or experienced different treatment related to housing based on your age, disability, family make-up, gender identity, race, religion, sexual orientation, source of income or another identifying factor? Yes No Answered: 93 Skipped: 33 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% ANSWER CHOICES RESPONSES Yes 26.53°x6 No 73.47% TOTAL 28/29 26 72 98 City of Rosemead Community Needs Survey SurveyMonkey Q25 Have you ever requested a landlord, property manager, or homeowner's association to modify their rules, policies, or procedures to make reasonable accommodations for you, such as for your disability, language, or other factor(s)? Answered: 98 Skipped: 33 Yes M. Prefer not to answer 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% ANSWER CHOICES RESPONSES Yes 18.37% No 68.37% Prefer not to answer 13.270/c TOTAL 29/29 18 67 13 98 Encuesta de Necesidades de la Comunidad de la Ciudad de Rosemead Q1 Reside en la ciudad de Rosemead? Answered:6 Skipped:0 si otro - haganos saber su conexion can... SurveyM onkey 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% ANSWER CHOICES Si Otto - haganos saber su conexion con Rosemead (trabaja o posee un negocio en Rosemead, etc.). TOTAL 1/29 RESPONSES 100.00% 6 0.00% 0 6 Encuesta de Necesidades de la Comunidad de la Ciudad de Rosemead Q2 Es usted propietario o inquilino? Answered:6 Skipped:0 Propietario de RESPONSES vivienda 16.67% Arrendatario 66.67% N/A prefiero 0.00% no decir 16.67% Otra- especifique SurveyMonkey 0% 70% 20% 30% 40% 50% 60% 70% 80% 90% 700% ANSWER CHOICES RESPONSES Propietario de vivienda 16.67% Arrendatario 66.67% N/A prefiero no decir 0.00% Otra - especifique 16.67% TOTAL 2/29 1 4 0 1 6 Encuesta de Necesidades de la Comunidad de la Ciudad de Rosemead Q3 Cual es to genero? Answered:5 Skipped:1 Ma culino oft n Femenina QQ No Sinario/Otro SurveyMonkey 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% ANSWER CHOICES RESPONSES Masculino 40.00% Femenina 60.00% No Binario/Otro 0.00% TOTAL 3/29 2 3 0 5 Encuesta de Necesidades de la Comunidad de la Ciudad de Rosemead Q4 Cual es el ingreso promedio de su hogar? Answered: 5 Skipped: i Menos de $15,000 Entre $15,000 y $29,999 Entre $30,000 y $49,999 Entre $50,000'. y $74,999 Entre $75,000 y $99,999 Entre $100,000 y $150,000 Mas de $150,000 0% ANSWER CHOICES Menos de $15,000 Entre $15,000 y $29,999 Entre $30,000 y $49,999 Entre $50,000 y $74,999 Entre $75,000 y $99,999 Entre $100,000 y $150,000 Mas de $150,000 TOTAL SurveyMonkey 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 4/29 RESPONSES 60.00% 20.00% 20.00% 0.00% 0.00% 0.00% 0.00% 3 1 1 0 0 0 0 5 Encuesta de Necesidades de la Comunidad de la Ciudad de Rosemead Q5 Cual es to raza? Answered:5 Skipped:1 Blanco o caucasico Negro o afroamericano Asiatico o Asiatico Americano Indio americano o nativo de... Nativo de Hawai u otras Islas del... Otra raza SurveyMonkey Prefiero no responder 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% ANSWER CHOICES RESPONSES Blanco o caucasico 20.00% Negro o afroamericano 0.00% Asiatico o Asiatico Americano 0.00% Indio americano o nativo de Alaska 0.00% Nativo de Hawai u otras islas del Pacifico 0.00% Otra raza 80.00% Prefiero no responder 0.00% TOTAL 5/29 1 0 0 0 0 4 0 5 Encuesta de Necesidades de la Comunidad de la Ciudad de Rosemead Hispano No Hispano ANSWER CHOICES Hispano No Hispano TOTAL Q6 Cual es to etnicidad? Answered:5 Skipped:I SurveyMonkey 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 1000/0 6/29 RESPONSES 100.00% 0.00% 5 0 5 Encuesta de Necesidades de la Comunidad de la Ciudad de Rosemead Q7 En que tipo de hogar vives? Answered: 5 Skipped: i Hogar de sofa persona Hogar de Una sola persona con hijos... Hogar de dos personas con hijos menores, Pareja 16venes no'. acompafiados (dei 14 a 18 afios)', Relacionados s que vivenjiven untos Adultos no'' emparentados'. que viven...', Hogar para', personas mayores (ads... Anteriormente' sin hogar Actualmente sin hogar Otra (especifique) 0% 10% 20% 30% 40% 50% 7/29 SurveyM onkey 60% 70% 80% 90% 100% Encuesta de Necesidades de la Comunidad de la Ciudad de Rosemead ANSWER CHOICES Hogar de una sola persona Hogar de una sola persona con hijos menores Hogar de dos personas con hijos menores Pareja J6venes no acompahados (de 14 a 18 anos) Relacionados Adultos que viven juntas Adultos no emparentados que viven juntos Hogar para personas mayores (edad 62+) Anteriormente sin hogar Actualmente sin hogar Otra (especifique) TOTAL 8/29 SurveyMonkey RESPONSES 20.00% 0.00% 60.00% 0.00% 0.00% 20.00% 0.00% 0.00% 0.00% 0.00% 0.00% 1 0 3 0 0 1 0 0 0 0 0 5 Encuesta de Necesidades de la Comunidad de la Ciudad de Rosemead SurveyMonkey Q8 Cuantas personas viven actualmente en su hogar? Answered:5 Skipped:1 s 5 6 7o mas 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% ANSWER CHOICES RESPONSES 1 20.00% 2 20.00% 3 20.00% 4 20.00% 5 0.00% 6 20.00% 7 o mas 0.00% TOTAL 9/29 1 1 1 1 0 1 0 5 Encuesta de Necesidades de la Comunidad de la Ciudad de Rosemead SurveyMonkey Q9 Cual es su situaci6n actual de vivienda? Answered:5 Skipped: 1 Vivo en un hogar_ grupal/centr... Vivo en un refugio temporal Soy duefio de una casa/condomi... Alquilo una - - casa/condominio /apartamento Vivo con familia/parient es/amigos Prefiero no contestar Otra (especifique) 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% ANSWER CHOICES RESPONSES Vivo en un hogar grupal/centro de vivienda colectiva/centro de atenci6n asistida 20.00% Vivo en un refugio temporal 0.00% Soy dueno de una casa/condominio/apartamento 0.00% Alquilo una casa/condominio/apartamento 80.00% Vivo con familia/parientes/amigos 0.00% Prefiero no contestar 0.00% Otra (especifique) 0.00% TOTAL 10/29 1 0 0 4 0 0 0 5 Encuesta de Necesidades de la Comunidad de la Ciudad de Rosemead SurveyMonkey Q10 Cuanto tiempo ha residido en su situacion de vivienda actual? Answered:5 Skipped:I Menos de 1 ano = 1 -2 anos 3 - 5 anos In 6 -10 anos Masdel0anos 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% ANSWER CHOICES RESPONSES Menos de 1 ano 20.00°/a 1 - 2 anos 0.00% 3 - 5 anos 60.000/6 6 - 10 anos 0.00% Mas de 10 anos 20.00% TOTAL 11/29 1 0 3 0 1 5 Encuesta de Necesidades de la Comunidad de la Ciudad de Rosemead SurveyMonkey Q11 Prioridades de la comunidadPor favor, clasifique to siguiente en orden de prioridad para la ciudad de Rosemead. V ivienda asequ ible - Rehabilitaci... Demolicidn y desmonte: demolicidn d... Answered:3 Skipped:3 Desarrollo Econdmico- Asistenciaa... Mejoras publican: aceras, ramp.., Instalaciones Publicas - Centros para... Servicios PGblicos: Actividades... 0 1 2 3 4 5 6 7 8 9 10 12/29 Encuesta de Necesidades de la Comunidad de la Ciudad de Rosemead 1 2 3 4 Vivienda asequible - Rehabilitaci6n de 66.67% 0.00% 33.33% 0.00% viviendas ocupadas por sus propietarios; 2 0 1 0 Vivienda Transitoria; Vivienda para discapacitados; nuevas viviendas asequibles unifamiliares o multifamiliares; vivienda de alquiler asequible; Prueba/reducci6n de pintura a base de plomo; Mejoras en la eficiencia energ6tica; asistencia para el pago inicial; Vivienda para personas mayores. Demolici6n y desmonte: demolici6n de 0.00% 66.67% 0.00% 33.33% 0.00% 0.00% viviendas en ruinas; Remoci6n de escombros; 0 2 0 1 0 0 Aplicaci6n del c6digo; Limpieza de lotes abandonados. Desarrollo Econ6mico - Asistencia a la Puesta 0.00% SurveyMonkey 5 6 TOTAL SCORE 0.00% 0.00% 0 0 3 5.33 en Marcha de Empresas; pr6stamos para 0 pequerlas empresas; Creaci6n/Retenci6n de Empleos; Capacitaci6n para el Empleo; Fa<; ade Mejora; Mentorfa Empresarial. Mejoras p6blicas: aceras, rampas ADA, linea 0.00% de agua y/o alcantarillado, drenaje de aguas 0 pluviales, pavimentaci6n de calles, alumbrado publico, senderos. Instalaciones P6blicas - Centros para Personas 33.33% Mayores; Centros Juveniles; Centros de 1 Cuidado Infantil; parques a instalaciones recreativas; Centros de atenci6n medica; Centros Comunitarios; Estaciones y equipos de bomberos. 0.00% 66.67% 0.00% 0.00% 33.33% 0 2 0 0 1 0.00% 0.00% 66.67% 33.33% 0.00% 0 0 2 1 0 0.00% 0.00% 0.00% 66.67% 0.00% 0 0 0 2 0 Servicios P61blicos: Actividades para Personas 0.00% 33.33% 0.00% 0.00% 0.00°/% 66.67% Mayores y J6venes, Servicios de Cuidado de 0 1 0 0 0 2 Ninos, Servicios de Transporte; Programas contra el crimen; Vivienda Justa; Servicios de salud; Servicios de Salud Mental; Servicios Legales, Servicios de Violencia Domestica; Servicios de Abuso de Sustancias; Refugios y Servicios para Personas sin Hogar; Servicios de Centros de VIH/SIDA; Servicios para Ninos Abandonados/Maltratados; Servicios para discapacitados; Mejoras de accesibilidad. 13/29 3 4.33 3 3.00 3 2.67 3 3.33 3 2.33 Encuesta de Necesidades de la Comunidad de la Ciudad de Rosemead SurveyMonkey Q12 Vivienda asequibleQue tipo de proyecto recomendaria que se financie con los fondos de la subvencion de CDBG? Seleccione solo uno. Answered:3 Skipped:3 Mejoras en la eficiencia energetica Rehabilitaci6n' de viviendas ocupadas por...' Asistencia Para el Pago Inicial Vivienda para personas !, mayores c de... Nuevas viviendas asequibles d... 6n de I con 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% ANSWER CHOICES RESPONSES Mejoras en la eficiencia energ€tica 33.33% Rehabilitaci6n de viviendas ocupadas por el propietario 0.00% Asistencia para el Pago Inicial 33.33% Vivienda para personas mayores o de transici6n 0.00% Nuevas viviendas asequibles de alquiler o propiedad de vivienda 33.33% Pruebas/Reducci6n de Pintura con Plomo 0.00 TOTAL 14/29 1 0 1 0 1 0 3 Encuesta de Necesidades de la Comunidad de la Ciudad de Rosemead SurveyMonkey Q13 Demolicion y IimpiezaQue tipo de proyecto recomendaria que se financie con fondos de subvenciones de CDBG? Seleccione solo uno. Answered:3 Skipped:3 Demolicibn de viviendas en ruinm Aplicacidn del Udigo/Limpieza de Lotes... 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% ANSWER CHOICES RESPONSES Demolicion de viviendas en ruinas 33.33% Aplicacion del C6digo/Limpieza de Lotes Abandonados 66.67% TOTAL 15/29 1 2 3 Encuesta de Necesidades de la Comunidad de la Ciudad de Rosemead SurveyMonkey Q14 Desarrollo economicoQue tipo de proyecto recomendaria que se financie con fondos de subvenciones de CDBG? Seleccione solo uno. Answered.3 Skipped:3 Asistencia para pequehas' empresas Desarrollo de la fuerza laboral Creaci6n/Retenc ion de Empleo Mentorfa Empresarial Mejoras de fachadas de negocios Transporte publico Otra (especifique) 0% ANSWER CHOICES Asistencia para pequenas empresas Desarrollo de la fuerza laboral Creaci6n/Retenci6n de Empleo Mentorfa Empresarial Mejoras de fachadas de negocios Transporte publico Otra (especifique) TOTAL 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 16/29 RESPONSES 100.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 3 0 0 0 0 0 0 3 Encuesta de Necesidades de la Comunidad de la Ciudad de Rosemead SurveyMonkey Q15 Mejoras publicasQue tipo de proyecto recomendaria que se financie con fondos de subvenciones de CDBG? Seleccione solo uno. Answered:3 Skipped:3 Mejoras en las agues pluviales Mejoras en el sistema de agua y.. Mejoramiento de Calles Alu mbrado publico Aceras Rampas ADA Senderos Limpieza del Vecindarios 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% ANSWER CHOICES RESPONSES Mejoras en las aguas pluviales 33.33°% Mejoras en el sistema de agua y alcantarillado 0.00% Mejoramiento de Calles 0.00% Alumbrado p6blico 0.00% Aceras 0.00% Rampas ADA 0.00% Senderos 0.00% Limpieza del Vecindarios 66.67% TOTAL 17/29 1 0 0 0 0 0 0 2 3 Encuesta de Necesidades de la Comunidad de la Ciudad de Rosemead SurveyMonkey Q16 Instalaciones publicasQue tipo de proyecto recomendana que se financie con fondos de subvenciones de CDBG? Seleccione solo uno. Answered:3 Skipped:3 Centro: Comunitarios de Usos Multipl... Parques e', instalaciones! recreativas'. Estaciones de Bomberos' BibUotecas 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% ANSWER CHOICES Centros Comunitados de Usos Multiples (Ancianos, Juvenes, Cuidado de Ninos, Salud) Parques a instalaciones recreativas Estaciones de Bomberos Bibliotecas TOTAL 18/29 RESPONSES 66.67% 0.0096 0.00% 33.33% 2 0 0 1 3 Encuesta de Necesidades de la Comunidad de la Ciudad de Rosemead SurveyMonkey Q17 Servicios PublicosQue tipo de proyecto recomendaria que se financie con fondos de subvencion?Seleccione solo tres. Servicios de Violencia Domestica Servicios de Abuso de Sustancias Servicios de V ivienda Justa Servicios para Personas sin a hogar Servicios Legales Mitigacion de riesgos Servicios para Nino: Abandonados/.. Servicios de transports Programas contra el crimen Servicios de salud Servicios de Salud Mental Servicios/Activ idades para Personas... Servicios/Activ idades Juveniles Servicios de Cuidado Infantil Otros (especifique) Answered:3 Skipped:3 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 19/29 Encuesta de Necesidades de la Comunidad de la Ciudad de Rosemead SurveyMonkey ANSWER CHOICES RESPONSES Servicios de Violencia Domestica 33.33% Servicios de Abuso de Sustancias 33.33% Servicios de Vivienda Justa 66.67°/% Servicios para personas sin hogar 66.67% Servicios Legales 33.33% Mitigacion de riesgos 33.33% Servicios para Ninos Abandonados/Maltratados 33.33% Servicios de transpose 0.00% Programas contra el crimen 0.00% Servicios de salud 0.00% Servicios de Salud Mental 66.67% Servicios/Actividades para Personas Mayores 66.67% Servicios/Actividades Juveniles 0.00% Servicios de Cuidado Infantil 0.00% Otros (especifique) 0.00% Total Respondents: 3 20/29 1 1 2 2 1 1 1 0 0 0 2 2 0 0 0 Encuesta de Necesidades de la Comunidad de la Ciudad de Rosemead SurveyMonkey Q18 Por favor, priorice la siguiente lista de factores de vivienda. Answered:2 Skipped:4 Adaptaciones para satisfacer 2 3 mis necesida... 5 6 Asequibilidad (vivienda 1W AM dentro de mi._ 0.00% 0.00% Disponibilidad 50.00°x6 0.00% (multiples opciones de... 0 0 Ubicaci6n 1 0 ('Area qua as 2 5.00 conveniente... 100.00% 0.00% Vecinos(me O.00OA 0.00% bien on con otras person.... 2 0 Calidad 0 0 (limpieza, 2 6.00 correcto.... 0.00% 50.00% Otras comodidades (un 0.00% 0.00% lugar para... 0 0 1 2 3 4 5 E Adaptaciones para satisfacer mis necesidades (discapacidad, idioma, etc.) Asequibilidad (vivienda dentro de mi presupuesto) Disponibilidad (multiples opciones de vivienda para elegir ) Ubicaci6n (5rea que es conveniente o deseable para ml) Vecinos (me Ilevo bien con otras personas que viven cerca de m() Calidad pimpieza, correcto funcionamiento de los servicios pOblicos/electrodomesticos, etc.) Otras comodidades (un lugar para estacionar mi auto, lavar la ropa, recibir invitados, etc.) 7 B 9 10 1 2 3 4 5 6 7 TOTAL SCORE 50.00% 0.00% 0.00% 0.00% 50.00°x6 0.00% 0.00% 1 0 0 0 1 0 0 2 5.00 0.00% 100.00% 0.00% 0.00% O.00OA 0.00% 0.00% 0 2 0 0 0 0 0 2 6.00 0.00% 0.00% 50.00% 50.00% 0.00% 0.00% 0.00% 0 0 1 1 0 0 0 2 4.50 0.00% 0.00% 50.00% 50.00% 0.00% 0.00% 0.00% 0 0 1 1 0 0 0 2 4.50 0.00% 0.00% 0.00% 0.00% 50.00% 50.00% 0.00% 0 0 0 0 1 1 0 2 2.50 50.00% 0.00% 0.00% 0.00% 0.00% 50.00% 0.00% 1 0 0 0 0 1 0 2 4.50 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 100.00% 0 0 0 0 0 0 2 2 1.00 21/29 Encuesta de Necesidades de la Comunidad de la Ciudad de Rosemead SurveyMonkey Q19 Por favor, elija las tres actividades de vivienda principales que deben priorizarse para futuros fondos Answered:2 Skipped:4 Creacion de viviendas de alquiler... Creacion de viviendas asequibles p... Preservaci6n de viviendas asequibles._ Conservaci6n de edificios de apartamentos Mejoras de accesibilidad dela ADA... Prueba/reducci6- n de pintura a, base de plomo'. Mejoras de Eficiencia Energetica e..... Satisfacer la aplicaci6n del c6digo y los._ Asistencia para at pago initial/cost... Otra (especifique) 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 22/29 Encuesta de Necesidades de la Comunidad de la Ciudad de Rosemead ANSWER CHOICES Creaci6n de viviendas de alquiler asequibles para las familias Creaci6n de viviendas asequibles para personas mayores Preservaci6n de viviendas asequibles ocupadas por sus propietados Conservaci6n de edificios de apanamentos Mejoras de accesibilidad de la ADA (Mejoras de la Ley Estadounidense de Discapacidad (ADA)) Prueba/reducci6n de pintura a base de plomo Mejoras de Eficiencia Energetica en el Hogar Satisfacer la aplicaci6n del c6digo y los problemas de seguridad Asistencia para el pago inicial/costo de cierre Otra (especifique) Total Respondents: 2 23/29 SurveyMonkey RESPONSES 50.00% 50.00% 0.00% 0.00% 0.00% 0.00% 50.00% 0.00% 50.00% 0.00% 1 1 0 0 0 0 1 0 1 0 Encuesta de Necesidades de la Comunidad de la Ciudad de Rosemead SurveyMonkey Q20 Cual de los siguientes considera que es el mayor desaflo para lograr una vivienda equitativa? (Seleccione uno) Answered:2 Skipped:4 Disponibilidad de vivienda Falta de viviendas asequibles Financiamiento inadecuado para programas de...' Politicas'. discriminatoria'. s en materia._' Regulaciones de zonificaci6n que restring... Apoyo insuficiente a los programa... Otra (especifique) 0% 10% 20% 30% 40% 50% 60% 70% So% 90% 100% ANSWER CHOICES Disponibilidad de vivienda Falta de viviendas asequibles Financiamiento inadecuado para programas de vivienda para personas de bajos ingresos Polfticas discriminatodas en materia de prestamos y vivienda Regulaciones de zonificaci6n que restringen las unidades de vivienda multifamiliares y/o accesorias (ADU) Apoyo insuficiente a los programas de prevenci6n del sinhogarismo Otra (especifique) TOTAL 24/29 RESPONSES 0.00% 0 0.00% 0 100.00% 2 0.00% 0 0.00°% 0 0.00% 0 0.00% 0 2 Encuesta de Necesidades de la Comunidad de la Ciudad de Rosemead SurveyMonkey Q21 Espera enfrentar alguna barrera mientras busca una nueva situacion de vivienda ? Answered:2 Skipped:4 No soy /no espero enfrentarme ... Espero enfrentarme a barreras Por favor, especifique la barrera 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% ANSWER CHOICES No soy /no espero enfrentarme a ninguna barrera Espero enfrentarme a barreras Por favor, especifique la barrera TOTAL 25/29 RESPONSES 50.00% 50.00% 0.00% 1 1 0 2 Encuesta de Necesidades de la Comunidad de la Ciudad de Rosemead surveyMonkey Q22 Cree que hay discriminaci6n en la vivienda en la Ciudad? Answered:2 Skipped:4 sf Probable Improbable No No se N/A prefiero no decir 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% ANSWER CHOICES RESPONSES sf 100.00% Probable 0.00% Improbable 0.00% No 0.00% No se 0.00% N/A prefiero no decir 0.00% TOTAL 26/29 2 0 0 0 0 0 2 Encuesta de Necesidades de la Comunidad de la Ciudad de Rosemead SurveyMonkey Q23 Si cree que existen problemas de discriminacion en la vivienda o de vivienda justa, 6cual cree que es el problema principal? (Seleccione los 2 primeros) Answered:2 Skipped:4 Raza/Etnia Religi6n Discapacidad Orientaci6n sexual Embarazadas o con hijos Sexo/Gdnero Edad Estado civil Origen Nacional/Ascend encia Famili._ Antecedentes'.. Penales', /Registro... Ninguno, no creo que haya ninguna._ Otra (especifique) 0% 10% 20% 30% 40% 50% 60% 709/a 6o -A 90% 100% ANSWER CHOICES RESPONSES Raza/Etnia Religi6n Discapacidad 50.00% Orientaci6n sexual 50.00% Embarazadas o con hijos Sexo/GEnero 50.00% Edad 0.00% Estado civil 0.00% Ongen Nacional/Ascendencia Familiar Status 0.00°x6 Antecedentes Penales /Registro Fuente de Ingresos 0.00% Ninguno, no creo que haya ninguna discriminaci6n en materia de vivienda en la Ciudad 0.00% Otra (especifique) 0.00% Total Respondents: 2 27/29 1 1 1 0 0 0 0 0 0 Encuesta de Necesidades de la Comunidad de la Ciudad de Rosemead SurveyMonkey Q24 Se le ha negado la vivienda o ha experimentado un trato diferente relacionado con la vivienda en funcion de su edad, discapacidad, composicion familiar, identidad de genero, raza, religion, orientacion sexual, fuente de ingresos u otro factor de identificacion? No 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% ANSWER CHOICES RESPONSES s i 0.00% No 100.00% TOTAL 28/29 0 1 1 Encuesta de Necesidades de la Comunidad de la Ciudad de Rosemead SurveyMonkey Q25 Alguna vez ha solicitado a un propietario, administrador de propiedades o asociacion de propietarios que modifique sus reglas, politicas o procedimientos para hacer adaptaciones razonables para usted, como por su discapacidad, idioma u otros factores? Sl No Prefiero no contestar 0% 10% 20% 30% 40% 50% 60% 70% 60% 90% 100% ANSWER CHOICES RESPONSES sl 0.00% No 100.00% Prefiero no contestar 0.00% TOTAL 29/29 0 1 0 1 City of Rosemead - Stakeholder Survey- Community & Housing Needs SurveyMonkey Q1 Please provide contact information for further feedback if needed Answered. 11 Skipped:0 ANSWER CHOICES RESPONSES Name 0.00% Company 0.00% Address 0.00% Address 2 0.00% City/Town 0.00% State/Province 0.00% ZIP/Postal Code 0.00% Country 0.00% Email Address 0.00% Phone Number 0.00% 1/30 0 0 0 0 0 0 0 0 0 0 City of Rosemead - Stakeholder Survey- Community & Housin.- Needs SurveyM onkey Q2 Organization Type Answered:0 Skipped:0 2/30 City of Rosemead - Stakeholder Survey- Community & Housing Needs SurveyM onkey Medical or Health Housing Counseling Affordable Housing Developer Community Agency/Organiza tion Private Business Fair Housing Advocacy Legal services Government state/county A Public Housing Authority Services - Children/Youth Services - Disability Services - Senior Citizen Services - Victims of Domestic... Services - Homeless, Outreach.... Services - Education Services - Employment/Jobs.. /Economic...: Services - Veterans CoC or Homeless Assistance... Other (please specify) 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 3/30 City of Rosemead - Stakeholder Survey- Community & Housing Needs SurveyM onkey ANSWER CHOICES RESPONSES Medical or Health 0.00% Housing Counseling 0.00% Affordable Housing Developer 0.00% Community Agency/Organization 36.36% Private Business 0.00% Fair Housing Advocacy 9.090A Legal services 0.00% Government — state/county/local 9.090/0 Public Housing Authority 0.00% Services — Children/Youth 9.090/0 Services - Disability 0.00°/% Services - Senior Citizen 18.18% Services - Victims of Domestic Violence 0.00% Services — Homeless, Outreach, Shelter 27.27% Services — Education 0.00% Services - Employment/Jobs/Economic Development 0.00% Services — Veterans 0.00% COC or Homeless Assistance Programs 9.09% Other (please specify) 0.00% Total Respondents: 11 4/30 0 0 0 4 0 1 0 1 0 1 0 2 0 3 0 0 0 1 0 City of Rosemead - Stakeholder Survey- Community & Housing Needs SurveyMonkey Q3 What population do you service? (please mark all that apply) Answered: 11 Skipped:0 Low-income residents Persons with disabilities Minority population broad Elderly or other specific needs... Homeless population 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% ANSWER CHOICES Low-income residents Persons with disabilities Minority population Non -targeted broad community Elderly or other specific needs population Homeless population Total Respondents: 11 5/30 RESPONSES 72.73% 63.64% 63.64% 45.45% 81.82% 54.55% 8 7 7 5 9 6 City of Rosemead - Stakeholder Survey- Community & Housing Needs SurveyM onkey Q4 Please describe some of your agency/organization's outcomes and accomplishments in the past year in your area of service. Answered.9 Skipped:2 6/30 City of Rosemead - Stakeholder Survey- Community & Housing Needs SurveyM onkey Q5 Please rate the importance of the following community needs. Answered: 11 Skipped:0 Safe, decent, affordable' housing... Homeownership assistance (repairs,... Housingfor' specific needs populations... ■ Infrastructure (water, sewer, storm draina... 7/30 City of Rosemead - Stakeholder Survey- Community & Housing Needs SurveyM onkey Community development (after schoo... Slum and blight elimination... dei (ni Emplo! tra Crime prevention (Neighborhoo... 8/30 City of Rosemead - Stakeholder Survey- Community & Housing Needs Fair housing awareness (landlord-te... SurveyMonkey 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 0 Not Very Im... a somewhat I... Important a Very Import... Safe, decent, affordable housing (new/rehab, aging in place, energy and water efficiency, homebuyer assistance, etc.) Homeownership assistance (repairs, budgeting, safety, buying/selling, utility efficiency, etc) Homeless support and homelessness prevention (outreach, supportive services, counseling) Housing for specific needs populations (eldedy/disabledNeteranstvictims of domestic abuse) Infrastructure (water, sewer, storm drainage, parks & trails, accessible sidewalks, street maintenance, etc.) Community development (after school programs, community and rec centers, parks, etc.) Slum and blight elimination (demolition of dilapidated buildings, code enforcement, neighborhood revitalization etc.) Economic development (new retail centers, business creation, etc.) Employment and training (new skills, job skills, technology, etc.) Come prevention (Neighborhood crime prevention, education programs, etc.) Fair housing awareness (landlord -tenant mediation, home buying education, legal recourse, etc) NOT VERY SOMEWHAT IMPORTANT VERY TOTAL WEIGHTED IMPORTANT IMPORTANT IMPORTANT AVERAGE 0.000/0 0.000/0 50.000/a 50.00% 0 0 5 5 10 3.50 10.00% 50.00% 40.00% 0.00% 1 5 4 0 10 2.30 0.00% 0.00% 18.18% 81.82% 0 0 2 9 11 3.82 0.00% 0.00% 9.09% 90.91% 0 0 1 10 11 3.91 0.00% 20.00"k 20.00% 60.00% 0 2 2 6 10 3.40 0.00% 10.00% 30.00% 60.00% 0 1 3 6 10 3.50 0.00% 30.00% 60.00% 10.00% 0 3 6 1 10 2.80 10.00% 40.00% 40.00% 10.00% 1 4 4 1 10 2.50 10.00% 10.00% 60.00% 20.00% 1 1 6 2 10 2.90 0.00% 30.00% 40.00% 30.00% 0 3 4 3 10 3.00 9.09% 9.09% 36.36% 45.45% 1 1 4 5 11 3.18 9/30 City of Rosemead - Stakeholder Survey- Community & Housing Needs SurveyM onkey Q6 Where are one to three areas in the city most affected by the issues listed in Question 5? (geographies of highest need for attention/investment) Answered 6 Skipped:5 ANSWER CHOICES RESPONSES Location and Issue: 100.00% Location and Issue: 66.67% Location and Issue: 50.00% 10/30 N 4 3 City of Rosemead - Stakeholder Survey- Community & Housing Needs SurveyM onkey Q7 As it relates to Low -to Moderate -income (LMI) households, what are the five (5) greatest unmet community development needs in Rosemead? Choose only five. Accessibility (ADA) improvements... Affordable childcare Affordable housing availability Environmental hazard mitigation... Job training programs for Access to Internet for low-income... Parks in certain neighborhood... Access to affordable, efficient an... Access to affordable, efficient an... Access to affordable, efficient an... Senior center Answered: 10 Skipped:1 Aging in place for seniors Sidewalks ■ Street lighting Help for small/start-up businesses—e... Help foe small/start-up businesses... Help for 11/30 City of Rosemead - Stakeholder Survey- Community & Housing Needs small/start-up businesses..: Energy efficiency and ■ renewable... . Help for non-profits—Ide ntifying... Low-cost loans' for small' businesses,... Support services for low-income... Youth activities Additional Needs and Details 0% 10% 20% 30% 40% 50% 60% 1Z/30 SurveyMonkey 70% 80% 90% 100% City of Rosemead - Stakeholder Survey- Community & Housing Needs SurveyMonkey ANSWER CHOICES RESPONSES Accessibility (ADA) improvements to public buildings/community amenities (e.g., parks, trails) 30.00% 3 Affordable childcare 30.00% 3 Affordable housing availability 100.00% 10 Environmental hazard mitigation (specify hazards) 0.00% 0 Job training programs 40.00% 4 Infrastructure for high speed/broadband Internet access 0.00°x6 0 Access to Internet for low-income residents 20.00% 2 Parks in certain neighborhoods (specify below) 10.00% 1 Access to affordable, efficient and reliable public transportation for all main neighborhoods 10.00% 1 Access to affordable, efficient and reliable public transportation for persons with disabilities 20.00% 2 Access to affordable, efficient and reliable public transportation for seniors 20.00% 2 Senior center 30.00% 3 Aging in place for seniors 20.00% 2 Sidewalks 10.00% 1 Street lighting 30.00% 3 Help for small/start-up businesses—Business plan development, entrepreneurship training 0.00% 0 Help for small/start-up businesses —Business skills development (e.g., accounting, software training) 0.00% 0 Help for small/start-up businesses —Market research and competitive intelligence, and internet and social media 0.00% 0 strategy/search engine optimization Energy efficiency and renewable energy services 10.00% 1 Help for non-profits—Identifying loan/grant opportunities 40.00% 4 Low-cost loans for small businesses, start-ups, and non -profits 0.00% 0 Support services for low-income residents (specify below) 30.00% 3 Youth activities 20.00% 2 Additional Needs and Details 0.00% 0 Total Respondents: 10 13/30 City of Rosemead - Stakeholder Survey- Community & Housing Needs SurveyMonkey Q8 Please rank the following priorities for funding from one (1) to seven (7) in order of importance to the community. Answered: 10 Skipped:1 Public services (homelessnes... Public facilities and infrastructu... Creation of affordable housing and/... Owner/renter housing rehabilitation Removal of slum and blight Promote fair housing awareness. Economic development - (job trainin... 0_ 1...._ 2 3 ... _. 4 5 6 7 8 9 10 14/30 1 2 3 4 5 6 7 TOTAL SCORE Public services (homelessness 50.00% 20.00% 0.00% 20.00% 10.00% 0.00% 0.00% prevention, crime victim assistance, 5 2 0 2 1 0 0 10 5.80 senior services, etc.) Public facilities and infrastructure 0.00% 10.00°x6 10.00% 30.00°.6 10.00% 30.00% 10.00% improvements 0 1 1 3 1 3 1 10 3.30 Creation of affordable housing 30.00% 50.00% 10.00% 10.00% 0.00°x6 0.00% 0.00% and/or homebuyer assistance 3 5 1 1 0 0 0 10 6.00 Owner/renter housing rehabilitation 0.00% 10.00% 30.00% 0.00% 20.00% 30.00°x6 10.00% 0 1 3 0 2 3 1 10 3.40 Removal of slum and blight 0.00% 0.00% 10.00% 10.00% 30.00% 30.00% 20.00% 0 0 1 1 3 3 2 10 2.60 Promote fair housing awareness 20.00% 10.00% 10.00% 20.00% 10.00% 10.00% 20.00% 2 1 1 2 1 1 2 10 4.00 Economic development ijob training, 0.00% 0.00% 30.00% 10.00% 20.00°x6 0.00% 40.00% assisting businesses, etc.) 0 0 3 1 2 0 4 10 2.90 14/30 City of Rosemead - Stakeholder Survey- Community & Housing Needs SurveyM onkey Q9 Please expand on your insights and feedback as it relates to the community needs and priorities that are eligible under your program. Answered:7 Skipped:4 15/30 City of Rosemead - Stakeholder Survey- Community & Housing Needs SurveyM onkey Q10 Considering current housing conditions in your service area, please rate the following issues in terms of their importance to the community you serve. Housing Affordability Housing Quality. Neighborhood Conditions Housing Availability Answered: 11 Skipped:0 16/30 City of Rosemead - Stakeholder Survey- Community & Housing Needs Survey M onkey Availability rental housing Owner -occupied housing Increasing Housing Costs Neighborhood diversity Household income 1-1 0% 10% 20% 30% 40% 50% 60% 70% SO % 90% 100% M Not very Inn... M Somewhat I... M Important M Very Import... 17/30 City of Rosemead - Stakeholder Survey- Community & Housing Needs Housing Affordability Housing Quality Neighborhood Conditions Housing Availability Availability of rental housing Owner -occupied housing Increasing Housing Costs Neighborhood diversity Household income NOT VERY IMPORTANT 0.00% 0 0.00% 0 0.00% 0 0.00% 0 0.00% 0 10.00% 1 9.09% 1 20.00% 2 0.00% 0 SOMEWHAT IMPORTANT 0.00% 0 9.09% 1 30.00% 3 0.00% 0 0.00% 0 60.00% 6 18.18% 2 30.00% 3 36.36% 4 18/30 SurveyMonkey IMPORTANT VERY TOTAL WEIGHTED IMPORTANT AVERAGE 9.09% 90.91% 1 10 11 3.91 54.55% 36.36% 6 4 11 3.27 60.00% 10.00% 6 1 10 2.80 36.36% 63.64% 4 7 11 3.64 18.18% 81.82% 2 9 11 3.82 30.00% 0.00% 3 0 10 2.20 27.27% 45.45% 3 5 11 3.09 40.00% 10.00% 4 1 10 2.40 54.55% 9.09% 6 1 11 2.73 City of Rosemead - Stakeholder Survey- Community & Housing Needs SurveyMonkey Q11 What barriers are potential renters encountering in the city? Please rank highest (1) to lowest (8). Answered: 10 Skipped:1 Lack of Affordability M _. Desired housing features... Lack of a Security Deposit Cost of saving for/buying a home Poor location to public transportati.... Lack of Available/Open Units Employment opportunities Fair Housing Discrimination 0 1 2 3 4 5 6 7 8 9 10 19/30 1 2 3 4 5 6 7 8 TOTAL SCORE Lack of Affordability 70.00% 20.00% 10.00% 0.00% 0.00% 0.00% 0.00% 0.00% 7 2 1 0 0 0 0 0 10 7.60 Desired housing features 0.00% 0.00% 10.00% 0.00% 10.00% 20.00% 30.00% 30.00% unavailable 0 0 1 0 1 2 3 3 10 2.50 Lack of a Security 0.00% 10.00% 20.00% 30.00% 10.00% 20.00% 10.00% 0.00% Deposit 0 1 2 3 1 2 1 0 10 4.60 Cost of saving for/buying 0.00% 20.00% 10.00% 0.00% 30.00% 20.00% 0.00% 20.00% a home 0 2 1 0 3 2 0 2 10 4.00 Poor location to public 0.00% 10.00% 0.00% 20.00% 0.00% 40.00% 20.00% 10.00% transportation, services, 0 1 0 2 0 4 2 1 10 3.40 and resource Lack of Available/Open 10.00% 30.00% 20.00% 20.00% 20.00% 0.00% 0.00% 0.00% Units 1 3 2 2 2 0 0 0 10 5.90 Employment 10.00% 0.00% 10.00% 20.00% 20.00% 0.00% 10.00% 30.00% opportunities 1 0 1 2 2 0 1 3 10 3.70 Fair Housing 10.00% 10.00% 20.00% 10.00% 10.00% 0.00% 30.00% 10.00% Discrimination 1 1 2 1 1 0 3 1 10 4.30 19/30 City of Rosemead - Stakeholder Survey- Community & Housing Needs SurveyMonkey Q12 What barriers are potential buyers encountering in the city? Please rank highest (1) to lowest (6). Answered:9 Skipped:2 Home 1 availability in 3 affordable... . Desired Home availability in affordable price ranges housing 33.33% features._ 0.00% Lack of a 0.00% Downpayment 6 Poor location 0 to public 0 transportati.... Desired housing features unavailable Only 11.11% undesirable 22.22% neighborhood... 33.33% Fair Housing 0 Discrimination 1 2 0 1 2 3 4 5 6 7 8 9 10 20/30 TOTAL SCORE 9 5.67 9 2.44 9 3.67 9 2.33 9 3.67 9 3.22 1 2 3 4 5 6 Home availability in affordable price ranges 66.67% 33.33% 0.00% 0.00% 0.00% 0.00% 6 3 0 0 0 0 Desired housing features unavailable 0.00% 11.11% 11.11% 22.22% 22.22% 33.33% 0 1 1 2 2 3 Lack of a Downpayment 11.11% 33.33% 22.22% 0.00% 11.11% 22.22% 1 3 2 0 1 2 Poor location to public transportation, services, 0.00% 0.00% 11.11% 33.33% 33.33% 22.22% and resources 0 0 1 3 3 2 Only undesirable neighborhoods are affordable 0.00% 11.11% 55.56% 22.22% 11.11% 0.00% 0 1 5 2 1 0 Fair Housing Discrimination 22.22% 11.11% 0.00% 22.22% 22.22% 22.22% 2 1 0 2 2 2 20/30 TOTAL SCORE 9 5.67 9 2.44 9 3.67 9 2.33 9 3.67 9 3.22 City of Rosemead - Stakeholder Survey- Community & Housing Needs SurveyMOnkey Q13 What advice do you have for the City of Rosemead to be able to increase the effectiveness of its housing programs? Answered:8 Skipped:3 21/30 City of Rosemead - Stakeholder Survey- Community & Housing Needs SurveyMonkey Q14 Please share any other housing needs and community priorities or concerns. Answered:2 Skipped:9 22/30 City of Rosemead - Stakeholder Survey- Community & Housing Needs SurveyM onkey Q15 What is the biggest challenge to equitable housing? Answered: 10 Skipped:1 Lack of affordable housingstock k Inadequate fundingfor low-income... Discriminatory lending and housing...' Zoningand Land -use' regulations._ Insufficient support forthe_ homelessness... 1. Lack of economic opportunity other (please specify) 0% 10% 20% 30% 40% 50% ANSWER CHOICES Lack of affordable housing stock Inadequate funding for low-income housing programs Discriminatory lending and housing policies Zoning and land -use regulations that limit housing diversity Insufficient support for the homelessness prevention programs Lack of economic opportunity Other (please specify) TOTAL 23/30 60% 70% 80% 90% 100% RESPONSES 60.00% 20.00% 0.00% 0.00% 20.00% 0.00% 0.00% 6 2 0 0 2 0 0 10 City of Rosemead - Stakeholder Survey- Community & Housing Needs SurveyMonkey Q16 What fair housing services do you provide? (select all that apply) Answered:8 Skipped:3 Fair housing M counseling Fair Housin Outreach/Educa io Legal Aid Tenant -Landlord Counseling Housing Discrimination. Assistance. Other (please specify) 0% 10% 20% 30% 40% 50% 60% 70% 80% 90°% 100% ANSWER CHOICES RESPONSES Fair housing counseling 12.50% Fair Housing Outreach/Education 50.00% Legal Aid 12.50°% Tenant -Landlord Counseling 12.50% Housing Discrimination Assistance 12.50% Other (please specify) 62.50°% Total Respondents: 8 24/30 1 4 1 1 1 5 City of Rosemead - Stakeholder Survey- Community & Housing Needs SurveyMonkey Q17 Do you believe housing discrimination exists in the city? Answered: 10 Skipped: i Yes No 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% ANSWER CHOICES RESPONSES Yes 60.00% No 40.00% TOTAL 25/30 6 4 10 City of Rosemead - Stakeholder Survey- Community & Housing Needs SurveyM onkey Q18 Please rate the following types of housing discrimination based on how common you think they occur in Rosemead. Answered:9 Skipped:2 Face W= IMP Color National Origin Ancestry 26/30 City of Rosemead - Stakeholder Survey- Community & Housing Needs Su veyMonkey Familial Sex Marital Status 17 Religion/Creed -- Ll Disability Gender Identity 27/30 City of Rosemead - Stakeholder Survey- Community & Housing Needs SurveyMonkey Sexual Orientation Gender Expression Source of Income Veteran or Military Status 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% o Not Common N Fairly Com.- Very Comm... 0 Don't Know 28/30 City of Rosemead - Stakeholder Survey- Community & Housing Needs SurveyMonkey NOT FAIRLY VERY DON'T TOTAL WEIGHTED COMMON COMMON COMMON KNOW AVERAGE Race 33.33% 22.22% 33.33% 11.11°/% 3 2 3 1 9 2.22 Color 44.44% 33.33% 11.11% 11.11% 4 3 1 1 9 1.89 National Origin 33.33% 55.56% 0.00% 11.11% 3 5 0 1 9 1.89 Ancestry 55.56% 33.33% 0.00% 11.11% 5 3 0 1 9 1.67 Sex 77.78% 11.11% 11.11% 0.00% 7 1 1 0 9 1.33 Familial Status 62.50% 25.00% 12.50% 0.00% 5 2 1 0 8 1.50 Marital Status 66.67% 22.22% 0.00% 11.11% 6 2 0 1 9 1.56 Religion/Creed 44.44% 44.44% 0.00% 11.11% 4 4 0 1 9 1.78 Disability 55.56% 11.11% 33.33% 0.00% 5 1 3 0 9 1.78 Gender Identity 44.44% 33.33% 0.00% 22.22% 4 3 0 2 9 2.00 Sexual Orientation 44.44% 33.33% 0.00% 22.22% 4 3 0 2 9 2.00 Gender Expression 44.44% 33.33% 0.00% 22.22% 4 3 0 2 9 2.00 Source of Income 22.22% 33.33% 33.33% 11.11% 2 3 3 1 9 2.33 Veteran or Military 55.56% 33.33% 11.11% 0.00% Status 5 3 1 0 9 1.56 29/30 City of Rosemead - Stakeholder Survey- Community & Housing Needs SurveyM onkey Q19 Please provide any additional information you would like to share related to fair housing discrimination in Rosemead. Answered:2 Skipped:9 30/30 Attachment C FY 2025-2029 Citizen Participation Plan Q10ENTpF ��e* NZ eqN nr'4 U.S. Department of Housing and Urban Development City of Rosemead Draft 2025-2029 Citizen Participation Plan Citizen Participation Plan Table of Contents A. Introduction. B. Encouragement of Citizen Participation..........................................................................................................2 C. Citizen Participation Plan (CPP)....................................................................................................................... 3 CPPDevelopment....................................................................................................................................3 CPPAmendment......................................................................................................................................4 D. Five -Year Consolidated Plan(ConPlan)........................................................................................................... 5 ConPlanDevelopment.............................................................................................................................5 ConPlanAmendment............................................................................................................................... 7 E. Annual Action Plan (AAP)................................................................................................................................ 8 AAPDevelopment....................................................................................................................................8 AAPAmendment...................................................................................................................................... 9 F. Consolidated Annual Performance and Evaluation Report (CAPER).............................................................11 CAPERDevelopment............................................................................................................................... 8 G. Analysis of Impediments to Fair Housing(AI)...............................................................................................12 AlDevelopment......................................................................................................................................12 AlAmendment........................................................................................................................................13 H. Public Hearings, Notification, and Access..........................................................................................................14 2025-2029 Citizen Participation Plan City of Rosemead i A. INTRODUCTION As required by the U.S. Department of Housing and Urban Development (HUD) regulations found at 24 CFR 91.105, this Citizen Participation Plan sets forth the City of Rosemead's policies and procedures for providing citizens and other interested parties with opportunities to participate in an advisory role in the planning, implementation, and evaluation of the Community Development Block Grant (CDBG) and HOME Investment Partnerships (HOME) programs. The purpose of the CDBG and HOME programs is the provision of decent housing, a suitable living environment, and expanded economic opportunities for low- and moderate -income residents earning less than 80% of the area median income, or in predominantly low- and moderate -income neighborhoods where at least 51% of the households are low and moderate -income households. As a recipient of CDBG and HOME funds, the City is required to produce thefollowing Consolidated Plan documents. As federal requirements change related to these documents, the City will adhere to the current regulations: 1. Citizen Participation Plan (CPP) — the City's policies and procedures for community participation in the planning, implementation, and evaluation of the CDBG and HOME programs. 2. Consolidated Plan (ConPlan) — a five-year plan that documents the City of Rosemead's housing and community development needs, outlines strategies to address those needs, and identifies proposed program accomplishments. 3. Annual Action Plan (AAP) — an annual plan that describes specific CDBG and HOME projects and activities to be undertaken during the programyear, which runs from July 1 to June 30. 4. Consolidated Annual Performance and Evaluation Report (CAPER) —an annual report that evaluates the City's accomplishments and use of CDBG and HOME funds, 5. Analysis of Impediments to Fair Housing Choice (AI) — a five-year plan completed by the City individually or as part of a local consortium of other HUD grantees pursuant to HUD guidance for the evaluation of local housing conditions, economics, policies and practices and the extent to which these factors impact the range of housing choices and opportunities available to all residents in an environment free from discrimination. The HUD requirements for citizen participation do not restrict the responsibility or authority of the City of Rosemead for the development and execution of the ConPlan documents but rather facilitate citizen access to and engagement with the CDBG and HOME programs. 2025-2029 Citizen Participation Plan City of Rosemead B. ENCOURAGEMENT OF CITIZEN PARTICIPATION The City of Rosemead provides for and encourages citizens to participate in the development of the CPP, ConPlan, AAP, CAPER, and Al. The City encourages participation by low- and moderate -income persons, particularly those living in slum and blighted areas (if any such areas are formally designated) and in areas where CDBG and HOME funds are proposed to be used, and by residents of predominantly low- and moderate -income neighborhoods'. The City will also take appropriate actions to encourage the participation of all its citizens, including ethnic minorities and non-English speaking persons, as well as persons with disabilities. The City will make a concerted effort to notify and encourage the participation of citizens, local and regional institutions, the local Continuum of Care (CoC) organization addressing homelessness, and public and private organizations including businesses, developers, nonprofit organizations, philanthropic organizations, community-based and faith - based organizations, broadband internet service providers, organizations engaged in narrowing the digital divide, agencies whose primary responsibilities include the management of flood prone areas, public land or water resources, emergency management agencies, state and local health service providers, social service providers, fair housing organizations, state and local governments, public housing agencies, affordable housing developers, and other stakeholders in the amendment of the CPP or the development of the ConPlan, AAP, and At through mailings (including electronic mailings), online postings and public notices in the newspaper. The City may also explore alternative public involvement techniques and quantitative ways to measure efforts that encourage citizen participation in a shared vision for change in communities and neighborhoods and the review of program performance as directed by the Director of Community Development or his/her designee. All communication, public comments, and complaints concerning the CPP and the ConPlan Documents should be directed to: City of Rosemead Community Development Department 8838 E. Valley Boulevard Rosemead, CA 91770 Office: (626) 569-2140 1 Predominately low- and moderate -income neighborhoods are defined as those in which 51% of the residents have incomes at or below 80% of area median income, as determined with HUD -supplied data. 2025-2029 Citizen Participation Plan City of Rosemead C. CITIZEN PARTICIPATION PLAN (CPP) The following describes the process and procedures related to the development of the CPP. CCP Plan Development The City's CPP development procedures are outlined below. Plan Considerations As a part of the CPP process, and prior to the adoption of the ConPlan, the City will make available the information required by HUD. This information will be made available to citizens, public agencies, and other interested parties. The information to be supplied will include: the amount of funding that the City expects to receive (including grant funds, program income, and prior year carryover funds, as applicable), the range of activities that may be undertaken, and the estimated amount of funds that will benefit persons of low- and moderate -income. The City will also provide an assessment of community development and housing needs and identify short-term and long-term community development objectives directed toward the provision of decent housing and the expansion of economic opportunities primarily for persons of low- and moderate -income. 2. Plan Review and Comment The draft CPP shall be made available for public review for a 15 -day period. The CPP shall be provided in a format accessible to persons with disabilities upon request. The CPP will encourage comment and participation by ethnic minority and non-English speakers. Publication of the plan may be advertised in other non-English languages and translation services will be available upon request. Written comments will be accepted by the Director of Community Development or his/her designee during the 15 - day public comment period. A summary of all comments and views, along with the City's responses will be attached to the Plan. 3. Public Hearing A public hearing is not required by HUD. As required by HUD, a reasonable opportunity to comment on the CPP and any substantial amendments to the CPP will be provided to the public. The City will publish a public notice as detailed in Section H informing citizens of a public review and 15 -day comment period. The City may or may not hold a public hearing. If a public hearing is conducted, the City Council shall consider all public comments and approve, approve with modifications, or deny the CPP. 4. Submittal to HUD Submittal of the CCP to HUD is not required. Please refer to Section I for information on obtaining a copy of the CCP. 2025-2029 Citizen Participation Plan City of Rosemead CCP Amendment The following describes the process and procedures related to amendments to the CPP: Amendment Considerations The City shall amend the CPP, as necessary, to ensure adequate engagement and involvement of the public in making decisions related to the programs and documents governed by 24 CFR Part 91. Formal amendment of the CPP may be required should a provision of the CPP be found by the City to conflict with HUD regulations. 2. Public Review and Comment For all program years, the draft amendment to the CPP shall be made available for public review and comment for a 15 -day period. Written comments will be accepted by the Director of Community Development or his/her designee during the 15 -day public comment period. A summary of all comments and views, along with the City's responses will be attached to the Plan. Minor edits to the CPP, such as updating contact information or technical details about schedules and publications, will not constitute a substantial amendment and, therefore, will not be released for public review and comment. Copies will be made available following the process described in Section H of this document. 3. Public Hearing A public hearing is not required by HUD. As required by HUD, a reasonable opportunity to comment on the CPP and arty substantial amendments to the CPP will be provided to the public. The City will publish a public notice as detailed in Section H informing citizens of a public review and 15 -day comment period. The City may or may not hold a public hearing. If a public hearing is conducted, the City Council shall consider all public comments and approve, approve with modifications, or deny the CPP. 4. Submittal to HUD Submittal of the CCP to HUD is not required. Please refer to Section I for information on obtaining a copy of the CCP. 2025-2029 Citizen Participation Plan City of Rosemead D. FIVE-YEAR CONSOLIDATED PLAN (CONPLAN) The following paragraphs describe the policies and procedures for the development of the ConPlan. To comply with 24 CFR Part 91.105(b), the information supplied in the draft ConPlan for public review will include: Amount of assistance the City expects to receive (grant funds, program income, and prior year carryover funds) Range of activities that may be undertaken Estimated amount of funding that will benefit low- and moderate -income persons The City shall also provide an assessment of community development and housing needs and identify short-term and long-term community development objectives directed toward the provision of decent housing and the expansion of economic opportunities primarily for persons of low- and moderate -income. Additionally, the City must attest to its compliance with the acquisition and relocation requirements of the Uniform Relocation Assistance and Real Property Acquisition Policies Act of 1970, as amended, and implementing regulations at 49 CFR 24, as effectuated by the City's adopted Residential Anti -Displacement and Relocation Assistance Plan, as required under Section 104(d) of the Housing and Community Development Act of 1974, as amended. Persons displaced as a result of HUD -assisted activities, whether implemented by the City or by others, shall receive relocation benefits as required under Federal Law. The City will make this information available in the ConPlan published for comment and review. ConPlan Development The City encourages the participation of residents and stakeholders in the development of the ConPlan. The City shall follow the following procedures to prepare and adopt the ConPlan: Plan Considerations The City will make a concerted effort to notify and encourage the participation of citizens, local and regional institutions, the local CoC organization addressing homelessness, and public and private organizations including businesses, developers, nonprofit organizations, philanthropic organizations, community-based and faith -based organizations, broadband internet service providers, organizations engaged in narrowing the digital divide, agencies whose primary responsibilities include the management of flood prone areas, public land or water resources, emergency management agencies, state and local health service providers, social service providers, fair housing organizations, state and local governments, public housing agencies, affordable housing developers, and other stakeholders in the development of the Consolidated Plan through mailings (including electronic mailings), online postings and public notices in the newspaper. When preparing the ConPlan describing the City's homeless strategy and the resources available to address the needs of homeless persons (particularly chronically homeless individuals and families, families with children, veterans and their families, and unaccompanied youth) and persons at risk of homelessness, the jurisdiction must consult with: a. CoC; b. Public and private agencies that address housing, health, social service, victim services, employment, or education needs of low-income individuals and families; homeless individuals and families, including homeless veterans; youth; and/or other persons with special needs; 2025-2029 Citizen Participation Plan City of Rosemead C. Publicly funded institutions and systems of care that may discharge persons into homelessness (such as health-care facilities, mental health facilities, foster care and other youth facilities, and corrections programs and institutions); and d. Business and civic leaders. When preparing the portion of the ConPlan concerning lead-based paint hazards, the City shall consult with state or local health and child welfare agencies and examine existing data related to lead-based paint hazards and poisonings, including health department data on the addresses of housing units in which children have been identified as lead poisoned. The City will consult with the Housing Authority of the City of Los Angeles (Housing Authority), the local public housing agencies (PHA) concerning the consideration of public housing needs and planned programs and activities. A variety of mechanisms may be utilized to solicit input from these persons/service providers/agencies. These include telephone or personal interviews, focus groups, surveys, and consultation and community workshops. 2. Plan Review and Comment The ConPlan will be made available for public review and comment for a 30 -day period during the development stage. The ConPlan shall be provided in a format accessible to persons with disabilities upon request. The plan will encourage comment and participation by low- and moderate -income residents, especially those living in low- and moderate -income neighborhoods, in areas where CDBG and HOME funds are proposed to be used, and residents of public and assisted housing. Activities to encourage participation may include, but are not limited to, advertising publication of the ConPlan in target areas, hosting community meetings in target areas, and making copies of the plan available in these neighborhoods. Copies will be made available following the process described in Section H of this document. Written comments will be accepted by the Director of Community Development or his/her designee during the public review period. A summary of all written comments and those received during the public hearing as well as the City's responses will be attached to the ConPlan prior to submission to HUD. 3. Public Hearings Following HUD's regulations (24 CFR 91.105(e)), the minimum annual number of public hearings at which citizens may express their views concerning the ConPlan, shall be two public hearings. These public hearings shall occur at two different points during the program year, as directed by the City of Rosemead. Section H describes the process of publishing notices and conducting public hearings. If a public hearing is conducted, the City Council shall consider all public comments and approve, approve with modifications, or deny the ConPlan. 4. Submittal to HUD The ConPlan shall be submitted to HUD with a summary of all written comments and those received during the public hearing as well as the City's responses and proof of compliance with the minimum 30 -day public review and comment period requirement. A summary of any comments or views not accepted and the reasons therefore shall be supplied to HUD as applicable. The ConPlan will be submitted to HUD no later than 45 days before the program year pursuant to regulations (24 CFR 91.15(a)(1)), unless otherwise directed by HUD. 2025-2029 Citizen Participation Plan City of Rosemead ConPlan Amendment The City shall follow the following procedures to complete substantial and minor amendments to the ConPlan, as needed: Amendment Considerations The City shall substantially amend the ConPlan if a "substantial change' is proposed by City staff or the City Council. For the purpose of the ConPlan, a "substantial change" is defined as: The City adds or removes ConPlan - Strategic Plan goals. The City may make minor changes to the ConPlan, as needed, so long as the changes do not constitute a substantial amendment as described above. Changes to numeric accomplishment goals within an existing strategic plan goal shall not constitute a substantial amendment. Such changes to the ConPlan will not require public review or a public hearing. Public Review and Comment The draft substantial amendment to the ConPlan will be made available for public review and comment period for a 30 -day period. The City encourages residents and stakeholders to participate in the development of substantial amendments. Written comments will be accepted by the Director of Community Development or his/her designee during the public review period. A summary of the comments and the City's responses to the comments will be attached to the ConPlan Substantial Amendment. The City will encourage participation from all residents, especially low- and moderate -income residents, ethnic minorities, non-English speakers and those with disabilities. The City will take efforts to make the plan accessible to all such groups. Copies will be made available following the process described in Section H of this document. 3. Public Hearing The City Council shall conduct a public hearing to review and consider the draft substantial amendment to the ConPlan. The City Council shall accept public comments on the substantial amendment to the ConPlan at the public hearing. After public comments are heard and considered by the City Council, the City Council shall approve, approve with modifications, or deny the request for a substantial amendment to the ConPlan. Section H describes the process of publishing notices and conducting public hearings. 4. Submittal to HUD A copy of the Amended ConPlan, including a summary of all written comments and those received during the public hearing, as well as the City's responses and proof of compliance with the minimum 30 -day public review and comment period requirement, shall be submitted to HUD for their records. A summary of any comments or views not accepted and the reasons therefore shall be supplied to HUD as applicable. 2025-2029 Citizen Participation Plan City of Rosemead E. ANNUAL ACTION PLAN (AAP) The following describes the process and procedures related to the development of the AAP. AAP Development The City's procedures for preparing and adopting the AAP include: Plan Considerations In addition to local residents, the City will ensure that public (including City staff) and private agencies that provide the following services will be consulted in the development of the AAP: • Health Services Providers • Social Services for: Children, Elderly, Disabled, Homeless, Persons with AIDS • State and Local Health Agencies • Adjacent Local Governments • Economic Development Interests • Community and Faith -Based Organizations • Housing Authority The City may choose to fund outside service providers/agencies with its CDBG and HOME funds. In the event City decides to the following process will be taken: Send a written Notice of Funding Availability (NOFA) to each cooperating department and nonprofit agency advising them that the planning cycle has begun for CDBG and HOME funds, and that the City is accepting project proposals. City will conduct an eligibility analysis on all project proposals submitted and review the eligible proposals for service provider grants. The review for funding consideration will be conducted by the Administration or designated department with final approval by City Council at the public hearing. 2. Plan Review and Comment The draft AAP will be made available for public review and comment period for a 30 -day period. The draft AAP will incorporate the City's proposed uses of CDBG and HOME funds. The City will encourage participation from all residents, especially low- and moderate -income residents, ethnic minorities, and thosewith disabilities. The City will make the plan accessible to all such groups. Copies will be made available following the process described in Section H of this document. Written comments will be accepted during public review period by the Director of Community Development or his/her designee. A summary of the comments and the City's responses to the comments will be attached to the draft AAP. 2025-2029 Citizen Participation Plan City of Rosemead 3. Public Hearing The City Council shall conduct a public hearing to accept public comments on the draft AAP. Section H describes the process of publishing notices and conducting public hearings. If a public hearing is conducted, the City Council shall consider all public comments and approve, approve with modifications, or deny the AAP. 4. Submittal to HUD Upon adoption of the AAP pursuant to HUD regulations, the City Council shall direct City staff to submit the AAP to HUD. Documents related to the public participation process, including copies of public notices and a summary of all public comments received, shall be attached to AAP. The AAP will be submitted to HUD at least 45 days before the program year pursuant to regulations (24 CFR 91.500(d)), or as otherwise allowed or required by HUD. UNI W -M OEM= The City shall follow the following procedures to complete substantial and minor amendments to the AAP, as needed Amendment Considerations The City shall substantially amend the AAP if a substantial change is proposed by City staff or the City Council. For the purpose of the AAP, a substantial change is defined as: • Carrying out an activity not previously described in the AAP; • Canceling an activity previously described in the AAP; • Increasing or decreasing the amount to be expended on a particular activity from the amount stated in the AAP by more than 50% its original budget; or • Substantially changing the purpose, scope, location, or beneficiaries of an activity. Changes in funding for an existing activity not amounting to more than 50% of its original budget will not be considered as a substantial change to the AAP; no formal amendment to the AAP requiring public review and comment will be warranted. 2. Public Review and Comment For all program years, the draft substantial amendment to the AAP will be made available for public review and comment period for a 30 -day period. The City encourages citizen participation in the development of substantial amendments. Written comments will be accepted during public review period. Comments should be directed to the Director of Community Development or his/her designee. A summary of the comments and the City's responses to the comments will be attached to the AAP Substantial Amendment. The City will encourage participation from all residents, especially low- and moderate -income residents, ethnic minorities, and those with disabilities. The City will take efforts to make the plan accessible to all such groups. Copies will be made available following the process described in Section H of this document. 2025-2029 Citizen Participation Plan City of Rosemead 3. Public Hearing The City Council shall conduct a public hearing to review and consider the draft substantial amendment to the AAP. The City Council shall accept public comments on the substantial amendment to the AAP at the public hearing. After public comments are heard and considered by the City Council, the City Council shall approve, approve with modifications, or deny the request for a substantial amendment to the AAP. Section H describes the process of publishing notices and conducting public hearings. 4. Submittal to HUD A copy of the amended AAP, including a summary of all written comments and those received during the public hearing, as well as the City's responses and proof of compliance with the minimum 30 -day public review and comment period requirement, shall be submitted to HUD for their records. A summary of any comments or views not accepted and the reasons therefore shall be supplied to HUD as applicable. 2025-2029 Citizen Participation Plan City of Rosemead 10 F. CONSOLIDATED ANNUAL PERFORMANCE AND EVALUATION REPORT (CAPER) The following describes the process and procedures related to the development of the CAPER: CAPER Development The City shall follow the following procedure in the drafting and adoption of CAPER: Plan Considerations Staff will evaluate and report the accomplishments of the previous program year for CDBG and HOME and will summarize expenditures that took place during the previous program year. 2. Plan Review and Comment The City encourages citizen participation in the development of the CAPER. The draft CAPER shall be made available for public review and comment period for a 15 -day period. Written comments will be accepted during public review period by the Director of Community Development or his/her designee . A summary of any written comments received, or oral comments provided and the City's responses to the comments will be attached to the final CAPER or provided during the public hearing if one is required. Copies will be made available following the process described in Section H of this document. 3. Public Hearing A public hearing is not required by HUD. If the City has not conducted its two separate public hearings for the program year, a public hearing will be conducted on the CAPER. Section H describes the process of publishing notices and conducting public hearings. If a public hearing is conducted, the City Council shall consider all public comments and approve, approve with modifications, or deny the CAPER. 4. Submittal to HUD Upon completion of the public review period, City staff shall submit the CAPER to HUD. Documents related to the public participation process, including copies of public notices and a summary of all public comments received, shall be attached to the CAPER. The CAPER shall be submitted to HUD within 90 days following the end of the program year, pursuant to regulations (24 CFR 91.520(a)). 2025-2029 Citizen Participation Plan City of Rosemead 11 G. ANALYSIS OF IMPEDIMENTS TO FAIR HOUSING CHOICE (Al) The Al is a five-year plan completed by the City individually or as part of a local consortium of other HUD grantees pursuant to HUD guidance for the evaluation of local housing conditions, economics, policies and practices and the extent to which these factors impact the range of housing choices and opportunities available to all residents in an environment free from discrimination. Al Development The City shall follow the following procedures in the drafting and adoption of the Al: Plan Considerations As soon as feasible afterthe start of the public participation process fortheAl, the City will make the HUD -provided data and any other supplemental information available to residents, public agencies, and other interested parties by posting the data on the City's website and referencing this information in public notices. The City will make a concerted effort to notify and encourage the participation of citizens, local and regional institutions, the local CoC organization addressing homelessness, and public and private organizations including businesses, developers, nonprofit organizations, philanthropic organizations, community-based and faith -based organizations, broadband internet service providers, organizations engaged in narrowing the digital divide, agencies whose primary responsibilities include the management of flood prone areas, public land or water resources, emergency management agencies, state and local health service providers, social service providers, fair housing organizations, state and local governments, public housing agencies, affordable housing developers, and other stakeholders in the development of the Al through mailings (including electronic mailings), online postings and public notices in the newspaper, as well astelephone or personal interviews, mail surveys, and consultation and community workshops. 2. Plan Review and Comment The draft At shall be made available for public review and comment period for a 30 -day period. Written comments will be accepted during public review period by the Community Development Director ordesignee. A summary of the comments and the City's responses to the comments will be attached to the draft AI. Copies will be made available following the process described in Section H of this document. 3. Public Hearing The City Council shall conduct a public hearing to accept public comments on the draft Al. Section H describes the process of publishing notices and conducting public hearings. If a public hearing is conducted, the City Council shall consider all public comments and approve, approve with modifications, or deny the AI. 4. Submittal to HUD Submittal of the Al to HUD is not required. Please refer to Section I for information on obtaining a copy of the CCP. Additionally, the AAP and CAPER report the status and disposition of the Fair Housing Plan recommendations. 2025-2029 Citizen Participation Plan City of Rosemead 12 Al Amendment The City shall follow the following procedures to complete substantial amendments to Al, as needed. Amendment Considerations The City shall substantially amend the AI if a "substantial change" is proposed by City staff or the City Council. For the purpose of the Al, a "substantial change" is defined as the addition or deletion of Fair Housing Plan recommendations. 2. Public Review and Comment The City encourages residents and stakeholders to participate in the development of substantial amendments. Substantial Amendments to the AI shall be made available for public review and comment period for a 30 -day period. Written comments will be accepted by the Community Development Director or designee during the public review period. A summary of the comments and the City's responses to the comments will be attached to the ConPlan Substantial Amendment. The City will encourage participation from all residents, especially low- and moderate -income residents, ethnic minorities, and those with disabilities. The City will take efforts to make the plan accessible to all such groups. Copies will be made available following the process described in Section H of this document. 3. Public Hearing The City Council shall conduct a public hearing to accept public comments on the draft amendment to the Al. If a public hearing is conducted, the City Council shall consider all public comments and approve, approve with modifications, or deny the Al. Section H describes the process of publishing notices and conducting public hearings. 4. Submittal to HUD Submittal of the amended Al to HUD is not required. Please refer to Section I for information on obtaining a copy of the CCP. Additionally, the AAP and CAPER report the status and disposition of the Fair Housing Plan recommendations. 2025-2029 Citizen Participation Plan City of Rosemead 13 H. PUBLIC HEARINGS, NOTIFICATION AND ACCESS The following policies and procedures outlining the public hearing process and public hearing notification apply to the development and substantial amendment of the ConPlan, CPP, AAP, CAPER, and Al. Public Meetings and Hearings Public Hearing Process The City will conduct at least two (2) public hearings per year to obtain citizens' views and comments on planning documents during the public review and comment period. These meetings will be conducted at different times of the program year and together will cover the following topics: Housing and Community Development Needs Development of Proposed Activities Review of Program Performance During a program year when the City develops a ConPlan, at least one public hearing will be conducted prior to the draft ConPlan being published for comment. During a program year when the City develops an Al, at least one public meeting will be conducted prior to the draft Al being published for comment. 2. Public Hearing Notification For all program years, staff shall ensure adequate advance notice of all public meetings and hearings. Notices will be printed/posted at least 15 calendar days priorto the meeting date. Adequate noticing will include: Printing a public notice in the local newspaper; Display copies of notices on the City's website; and Posting notices at the designated locations per Rosemead Municipal Code Section 1.08.010. Notices will include information on the subject and topic of the meeting including summaries when possible and appropriate to properly inform the public of the meeting. Notices may be published in different languages and will be accessible to those with disabilities. Meeting locations and access are described below. Documents for Public Review Staff will ensure adequate advanced notice of all public review/comment periods. Notices will be printed/posted prior to the commencement of the public review period alerting residents of the documents for review and providing a summary of the contents of the documents to include information on the content and purpose of the document and the list of locations where copies of the entire draft document(s) may be reviewed. The public comment period for each ConPlan document and substantial amendment to each document subject to public review is listed in each document section above. 2025-2029 Citizen Participation Plan City of Rosemead 14 The City will ensure that documents are available for disabled and non- English-speaking residents upon request. Adequate noticing will include: Printing a public notice in the local newspaper; Display copies of notices on the City's website; and Posting notices at the designated locations per Rosemead Municipal Code Section 1.08.010. The City will have a draft copy of each subject document for public review at Rosemead City Hall, 8838 E. Valley Boulevard, Rosemead, CA 91770 and on the City's website www.citvofrosemead.org. All printed reports and materials shall be made available in a form accessible to persons with disabilities, upon request. Access to Meetings Unless otherwise noted, public hearings requiring City Council action will be conducted in front of the Rosemead City Council at 7:00 P.M. at the Rosemead City Hall Council Chambers (8838 E. Valley Boulevard, Rosemead, CA 91770). For public meetings not requiring City Council participation, the City will make every reasonable effort to conduct such meetings in the low- and moderate -income target areas and at times accessible and convenient to potential and actual beneficiaries. Efforts to ensure this may include, but are not limited to, scheduling meetings in target neighborhoods, scheduling meetings during the evening and weekend and requesting feedback from neighborhood groups and stakeholders for guidance in effective meeting scheduling. Such meeting or hearing will be posted and advertised to allow sufficient notice to all interested persons. In accordance with the City's Policy, translations will be available at all public hearings if the Director of Community Development or his/her designee receives such a request at least 72 hours prior to the public hearing. It is the intention of the City to comply with the Americans with Disabilities Act (ADA) in all respects. If an attendee or participant at a public meeting or hearing needs special assistance beyond what is normally provided, the City will attempt to accommodate these attendees in every reasonable manner. Efforts may include, but are not limited to, accessible seating, video recording for those homebound, sign language services, and production of written transcripts. The Director of Community Development or his/her designee must be notified at least 72 hours prior to the public meeting or hearing. The Director of Community Development or his/her designee may be reached at: City of Rosemead Community Development Department 8838 E. Valley Boulevard Rosemead, CA 91770 Office: (626) 569-2140 2025-2029 Citizen Participation Plan City of Rosemead 15 ACCESS TO CONSOLIDATED PLAN DOCUMENTS AND RECORDS All approved ConPlan Documents, and any approved amendments thereto, will be kept on file by the City at Rosemead City Hall, 8838 E. Valley Boulevard, Rosemead, CA 91770, online at: www.cityofrosemead.org, and can be made available to those requesting the plan. The ConPlan Documents shall be provided in a format accessible to persons with disabilities upon request. Upon request, the ConPlan Documents or summaries of those documents will be made available in an accessible manner to non-English speaking persons or those with disabilities. The City will ensure timely and reasonable access to information and records related to the development of the ConPlan Documents, and the use of HUD CPD funds from the preceding five years. Information to be made available will include budget and program performance information, meeting minutes, and comments received by the City during the development of the ConPlan and its supporting documents. Requests for information and records must be made to the City in writing. Requested copies must be made available as soon as reasonably possible, but not later than 10 days after the request. Under unusual circumstances, the time to respond may be extended for 14 additional days. The City may charge a copying fee of $0.20 per page. 2025-2029 Citizen Participation Plan City of Rosemead 16 TECHNICAL ASSISTANCE Upon request, staff will provide technical assistance to groups representing extremely low-, low-, and moderate - income persons to develop funding requests for HUD CPD eligible activities. Technical assistance will be provided as follows: • Establish an annual project proposal submission and review cycle (Notice of Funds Availability, or "NOFA") that provides information, instructions, forms and advice to interested extremely low-, low- and moderate- income citizens or representative groups so that they can have reasonable access to the funding consideration process. • Provide self-explanatory project proposal forms and instructions to all persons who request them whether by telephone or by letter. The City's funding application form is designed to be easily understood and short, while still addressing all key items necessary to assess the proposed project. • Statistics concerning specific areas of the City are furnished by City staff upon request. • Answer, in writing, all written questions and answer verbally all verbal inquiries received from citizens or representative groups regarding how to write or submit eligible project proposals. • Meet with groups or individuals as requested, to assist in identifying specific needs and to assist in preparing project proposal applications. • Obtain information in the form of completed project proposal forms from citizens or non-profit agencies and assemble a list of proposals available for public review. • Conduct a project eligibility analysis to determine, at an early stage, the eligibility of each project. In cases where only minor adjustments are needed to make proposals eligible or otherwise practical, City staff will advise the applicants on the options available and desired changes to the proposals. • Provide bilingual translation on as needed basis. To request technical assistance, please contact the Director of Community Development or his/her designee at: City of Rosemead Community Development Department 8838 E. Valley Boulevard Rosemead, CA 91770 Office:(626) 569-2140 2025-2029 Citizen Participation Plan City of Rosemead 17 K. COMMENTS AND COMPLAINTS Comments Citizens or the City government, as well as agencies providing services to the community, are encouraged to state or submit their comments in the development of the ConPlan Documents and any amendments to the ConPlan. Written and verbal comments received at public hearings or during the comment period will be considered and summarized, and included as an attachment to the City's final ConPlan. Written comments should be addressed to: City of Rosemead Community Development Department 8838 E. Valley Boulevard Rosemead, CA 91770 Office:(626) 569-2140 A written response will be made to all written comments within 10 working days, acknowledging the letter, and identifying a plan of action, if necessary. Every effort will be made to send a complete response within 15 working days to those who submit written proposals or comments. Complaints A complaint regarding the ConPlan process and ConPlan amendments must be submitted in writing to the Director of Community Development. A written response will be made to written complaints within 10 working days, acknowledging the letter and identifying a plan of action, if necessary. The City will accept written complaints provided they specify: The description of the objection, and supporting facts and data; and Provide name, address, telephone number, and date of complaint. 2025-2029 Citizen Participation Plan City of Rosemead 18 L. LANGUAGE ACCESS When a significant number of people speak and read a primary language other than English, translation services at public hearings will be provided in such language if translation services are requested in advance at least 72 hours prior to the public hearing. Requests should be addressed to the Director of Community Development or his/her designee. City of Rosemead Community Development Department 8838 E. Valley Boulevard Rosemead, CA 91770 Office: (626) 569-2140 2025-2029 Citizen Participation Plan City of Rosemead 19 M. APPEALS Appeals concerning the Consolidated Plan, statements, or recommendations of the staff should be made to the following persons in the order presented: • Director of Community Development or his/her designee City Manager • City Council • Los Angeles Area Office of HUD (if concerns are not answered) 2025-2029 Citizen Participation Plan City of Rosemead 20 Attachment D FY 2025-2026 Annual Action Plan "+ s 0 i ;r '` Rp 4✓itL pw Table of Contents AnnualAction Plan......................................................................................................................... 7 AP -15 Expected Resources — 91.220(c)(1,2).....................................................................................................1 2 AP -20 Annual Goals and Objectives..................................................................................................................4 4 AP -35 Projects — 91.220(d)................................................................................................................................ 6 AP -38 Project Summary ..................................................................................................................................... 8 AP -50 Geographic Distribution —91.220(f).......................................................................................................14 8 AP -55 Affordable Housing — 91.220(g).............................................................................................................16 AP -60 Public Housing — 91.220(h)...................................................................................................................18 AP -65 Homeless and Other Special Needs Activities—91.220(i)....................................................................20 16 AP -75 Barriers to Affordable Housing —91.2200).............................................................................................23 AP -85 Other Actions — 91.220(k)...................................................................................................................... 25 AP -90 Program Specific Requirements 91.220(1)(1,2,4)...................................................................................28 Listof Appendices....................................................................................................................... 30 Appendix A - Citizen Participation Plan....................................................................................................................31 Appendix B — HOME After -Rehab Value Calculations......................................................................................... 32 List of Tables Table 1 — Expected Resources — Priority Table.................................................................................................. 2 Table2 —Annual Goals...................................................................................................................................... 4 Table3 — Goal Descriptions............................................................................................................................... 5 Table4 -Project Summary ................................................................................................................................6 Table5 — Project Information.............................................................................................................................. 8 Table6 - Geographic Distribution.....................................................................................................................14 Table 7 - One Year Goals for Affordable Housing by Support Requirement....................................................16 Table 8 - One Year Goals for Affordable Housing by Support Type................................................................. 16 2025-2029 Consolidated Plan ROSEMEAD TOC 1 OMB Control No: 2506-0117 (exp. 09/30/2021) Annual Action Plan AP -15 Expected Resources -91.220(c)(1,2) Introduction The AAP focuses on activities to be funded with the two federal entitlement grants—CDBG and HOME— administered by HUD. Housing and community development needs in the City are extensive and require the effective and efficient use of limited funds. HUD allocates CDBG and HOME funding to eligible jurisdictions on a formula basis, using factors such as population, income distribution, and poverty rate. CDBG Program CDBG is an annual grant to cities to assist in the development of viable communities by providing decent housing, a suitable living environment, and expanded economic opportunities, principally to persons of LMI. There is a wide range of activities that are eligible under CDBG Programs. CDBG grantees are responsible for ensuring that each eligible activity meets one of three national objectives: • Benefiting LMI persons; • Aid in the prevention or elimination of slums or blight; and • Meet an urgent need that the grantee is unable to finance on its own. The City is receiving approximately $584,000 in CDBG funds for the program year 2025-2026. HOME Program HOME funds are awarded annually as formula grants to participating jurisdictions (PTs). The program's flexibility allows local governments to use HOME funds for grants, direct loans, loan guarantees or other forms of credit enhancement, rental assistance, or security deposits. HOME is designed to create affordable housing for low-income households. The program was designed to reinforce several important values and principles of community development. The City is receiving approximately $228,000 in HOME funds for the program year 2025-2026. 2025-2026 Consolidated Plan – AAP ROSEMEAD OMB Control No: 2506-0117 (exp. 09/30/2021) Anticipated Resources Table 1 — Expected Resources — Priority Table Explain how federal funds will leverage those additional resources (private, state and local funds), including a description of how matching requirements will be satisfied The City will continue to use state and local funds to leverage federal entitlement dollars, including but not limited to: • City General Funds (Senior Nutrition Services and Affordable Housing Projects) • In-kind donations • Preserve the City's existing affordable housing stock for LMI households (i.e. State CalHome Fund ADU Program and Owner -Occupied Rehabilitation Programs) Also, the following service providers budgeted additional federal and non-federal funds to their activities through funding from other cities, in-kind donations, United Way and other charitable organizations, and the federal and state governments: • Summer Youth Employment Program; • Senior Nutrition; • L.A. CADA • Family Promises of San Gabriel Valley; • Fair Housing Services; • Wealth by Health; • Asian Youth Center; and • Heart of Compassion 2025-2026 Consolidated Plan—AAP ROSEMEAD OMB Control No: 2506-0117 (exp. 09/30/2021) Expected Amount Available Year 1 Expected Source Amount Program of Uses of Funds Available Narrative Funds Annual Program Prior Year Remainder of Description Allocation Income Resources Total ConPlan Administration and Planning Funding to support CDBG Public- Economic Development eligible programs/ CDBG federal Housing Rehab $584,000 $5,000 TBD $584,000 $2,336,000 activities from Homeownership 2025-2029 Public Improvements throughout Public Services Rosemead. Acquisition Administration and Funding to Planning support HOME eligible Public- Homeowner Rehab programs/ HOME federal Homeownership $228.200 $20,000 TBD $228,000 $912,800 activities from Multifamily Rental New 2025-2029 and Rehab throughout TBRA Rosemead. Acquisition Table 1 — Expected Resources — Priority Table Explain how federal funds will leverage those additional resources (private, state and local funds), including a description of how matching requirements will be satisfied The City will continue to use state and local funds to leverage federal entitlement dollars, including but not limited to: • City General Funds (Senior Nutrition Services and Affordable Housing Projects) • In-kind donations • Preserve the City's existing affordable housing stock for LMI households (i.e. State CalHome Fund ADU Program and Owner -Occupied Rehabilitation Programs) Also, the following service providers budgeted additional federal and non-federal funds to their activities through funding from other cities, in-kind donations, United Way and other charitable organizations, and the federal and state governments: • Summer Youth Employment Program; • Senior Nutrition; • L.A. CADA • Family Promises of San Gabriel Valley; • Fair Housing Services; • Wealth by Health; • Asian Youth Center; and • Heart of Compassion 2025-2026 Consolidated Plan—AAP ROSEMEAD OMB Control No: 2506-0117 (exp. 09/30/2021) The City of Rosemead anticipates assisting twenty LMI homeowners through the Owner -Occupied Rehabilitation Programs. LMI is defined as individuals or families whose household income is between 0 to 80 percent of the Median Family Income (MFI) for Los Angeles County. In addition to HOME providing affordable housing, the City implements the goals, objectives, and policies of the City's Housing Element by creating the incentive of density bonuses to developers that provide housing units affordable to LMI households. A density bonus is allowed in development with five or more units, excluding density bonus units. If appropriate, describe publicly owned land or property located within the jurisdiction that may be used to address the needs identified in the plan The City has two senior housing complexes that are currently rented exclusively by low-income seniors (Angelus and Garvey). The Angelus Senior Housing was constructed in 1995, and the Garvey Senior Housing was constructed in 2002. Both projects were constructed with assistance from the Community Redevelopment Agency, which no longer exists. However, these units are owned and operated by the Rosemead Housing Development Corporation, which is a nonprofit corporation established by the City to create affordable housing and will be preserved in perpetuity as affordable housing. There is a single waiting list for both senior housing complexes. Angelus Senior Housing is made up of 49 one -bedroom units, while Garvey Senior Housing contains 64 one -bedroom and 7 two-bedroom plus a manager unit at each site. In addition, the California Mission Inn is a privately owned facility located in Rosemead that offers seniors and disabled individuals with independent, assisted, and memory care living. 2025-2026 Consolidated Plan —AAP ROSEMEAD OMB Control No: 2506-0117 (exp. 09/30/2021) AP -20 Annual Goals and Objectives Goals Summary Information Table 2 — Annual Goals 2025-2026 Consolidated Plan —AAP ROSEMEAD OMB Control No: 2506-0117 (exp. 09/30/2021) Goal Sort Goal Name Start End Category Geographic Addressed Funding Outcome Order Year Year Area Indicator Indicator Promote Fair Non -Housing CDBG: Households: 1 Housing 2025 2026 Community Citywide • Fair Housing Education $13,000 110 Development CDBG: Increase Access to • Preserve and increase $179,600 Housing 2 Affordable 2025 2026 Affordable Housing Citywide the supply of Units: Housing Affordable Housing HOME: 13 $169,380 • Provide public services for low-income youth, Support Non -Housing families, and seniors CDBG: Persons: 3 Community 2025 2026 Community Citywide $54,600 329 Services Development • Public services for residents with special needs • Improve public Enhance Public Non -Housing Low/Mod facilities and infrastructure CDBG: Projects: 4 Facilities and 2025 2026 Community Census $0 0 Infrastructure Development Tract • Address material and architectural barriers to accessibility • Develop and strengthen small businesses • Support local Promote Non -Housing entrepreneurs CDBG: Businesses: 5 Economic 2025 2026 Community Citywide $200,000 10 Development Development • Expand employment and/or workforce development programs • Improve access to job opportunities. • Connect those experiencing homelessness with Support Efforts to Homeless Non -Housing Citywide resources. CDBG: People: 6 Address 2025 2026 Community Low/Mod $20,000 150 Homelessness Development Census Tract Prevent homelessness. Shorten period of homelessness. CDBG: 7 SupportPrograms through Program 2025 2026 Planning and Citywide •Comply with CDBG $116, 800 Other: Administration Administration and HOME regulations HOME: 5 $22,820 Table 2 — Annual Goals 2025-2026 Consolidated Plan —AAP ROSEMEAD OMB Control No: 2506-0117 (exp. 09/30/2021) Goal Descriptions 1 Goal Name Promote Fair Housing Goal Description The City will continue to collaborate with the Fair Housing Foundation to assist families and individuals seeking counseling and/or legal solutions to fair housing and discrimination problems. 2 Goal Name Increase Access to Affordable Housing Goal Description Provide funding for housing rehabilitation, new housing development and/or programs that assist LMI families with finding housing solutions including programs that increase homeownership, development of housing for special needs populations, support integrated housing solutions and plans, and reduce barriers to affordable housing consistent with the City's 2025-2029 Al report. 3 Goal Name Support Community Services Goal Description Provide needed public services that assist individuals and families in the following ways: crisis intervention, crime prevention, homeless prevention, services for at -risk families, shelter in -take services, senior and special needs services, nutrition and preventative health services, supplemental food/clothing/counseling and job search assistance to those who are homeless or at -risk of homelessness, and other vital social services. 4 Goal Name Enhance Public Facilities and Infrastructure Goal Description Activities that improve the quality of life for residents include improving parks and infrastructure, creating green streets, improving accessibility, and safe routes to school. 6 Goal Name Promote Economic Development Goal Description Provide programs and funding for economic development activities that will promote business retention and business creation. 6 Goal Name Support Efforts to Address Homelessness Goal Description Provide a continuum of supportive and housing services for the homeless and households at risk of homelessness. This goal involves transitional housing, emergency housing, homeless prevention, and services for at -risk homeless and homeless veterans. 7 Goal Name Support Programs through Planning Administration Goal Description This program provides payment of reasonable administrative costs and carrying charges related to the planning and execution of community development activities and housing rehabilitation delivery that are financed in whole or in part by CDBG funds. Planning and Administration also provides funds forthe general operating and planning and support for CHDO. Table 3 — Goal Descriptions 2025-2026 Consolidated Plan —AAP ROSEMEAD OMB Control No: 2506-0117 (exp. 09/30/2021) AP -35 Projects — 91.220(d) Introduction To address the high priority needs identified in the Strategic Plan, the City of Rosemead will invest CDBG funds in projects that develop and provide fair housing services, provide services to LMI residents, prevent homelessness, and strengthen economic opportunities. Together, these projects will address the needs of LMI Rosemead residents. The City is receiving approximately $584,000 in program year 2025- 2026 CDBG funds. The City is receiving approximately $228,000 in program year 2025-2026 HOME funds. HOME is designed to create affordable housing for low-income households. In addition, the City will allocate $250,000 in CDBG-CV funds for public service activities. Note: As of the date of the publication of draft 2025 Action Plan, HUD has not announced the exact dollar amount of the City's annual CDBG allocation. Therefore, the amounts listed are only estimates and all proposed activities' budgets will be proportionately increased or decreased from the estimated funding levels to match actual allocations. Projects # Project Name 2025-2026 Allocation CDBG 1 Planning and Administration $116,800 2 Owner -Occupied Rehabilitation Grant Program $154,600 3 Owner -Occupied Rehabilitation Administration $ 25,000 4 Commercial Improvement Program $200,000 5 Goodwill of Southern Califomia $ 6,500 6 Summer Youth Employment $11,600 7 Senior Nutrition Program $ 30,000 8 Family Promise $ 20,000 9 Fair Housing Services $ 13,000 10 Heart of Compassion $ 6,500 TOTAL $ 584,000 HOME 10 Planning and Administration $22,820 11 CHDO Assistance $34,230 12 Owner -Occupied Rehabilitation Loan Program $171,150 TOTAL $228,200.00 CDBG-CV 13 Planning and Administration $ 108,862.49 14 Wealth by Health $ 40,000 15 Asian Youth Center $ 75,000 16 Goodwill of Southern California $ 90,000 17 Small Business Assistance Program $ 24,643.24 TOTAL $ 338,505.73 Table 4 — Project Summary 2025-2026 Consolidated Plan —AAP ROSEMEAD OMB Control No: 2506-0117 (exp. 09/30/2021) Describe the reasons for allocation priorities and any obstacles to addressing underserved needs Based on the Strategic Plan of the ConPlan, the City is allocating a majority of its non- administrative CDBG and HOME funds for program year 2025-2026 to projects and activities that benefit LMI people throughout the City. The primary obstacles to meeting the underserved needs of LMI people include lack of funding from federal, state, and other local sources and the high cost of housing that is not affordable to low-income residents. The projects selected for funding represent programs designed to meet needs identified as high within the Cor lan. Funding is limited, so not all projects requesting funding were able to be funded. The City strives to have a broad spectrum of programs to meet the needs of as many populations throughout Rosemead as possible. 2025-2026 Consolidated Plan — AAP ROSEMEAD OMB Control No: 2506-0117 (exp. 09/30/2021) AP -38 Project Summary Project Summary Information 1 Project Name CDBG Program Administration Target Area Citywide Goals Supported Planning and Administration Needs Addressed Planning and Administration Funding CDBG: $116,800 Description The City will continue to provide planning and administration services required to manage and operate the City's CDBG programs. Such funds will assist in managing community development, housing, and economic development programs. Target Date 6/30/2026 Estimate the number and type of families that will benefit from the proposed activities N/A Location Description City Hall Planned Activities Program administrative costs for CDBG operations. 2 Project Name Owner -Occupied Rehabilitation Grant Program Target Area Citywide Goals Supported Maintain Decent and Energy Efficient Housing Needs Addressed Affordable Housing Funding CDBG: $ 200,000 (program year 25-26: $154,600 and Prior Year Carryover. $45,400) Description Grants are available to Households who own and occupy their home and are age and income qualified may be eligible. Through this program, homeowners can make certain rehabilitation improvements and upgrades to their single- family residence. Target Date 6/30/2026 Estimate the number and type of families that will benefit from the proposed activities 10 housing units Location Description Citywide Planned Activities Undertake several housing rehabilitation projects. 3 Project Name Owner -Occupied Rehabilitation Administration Target Area Citywide Goals Supported Expand affordable housing opportunities. Needs Addressed Affordable Housing. Funding CDBG: $ 25,000 Description Funds will be used to pay administrative costs associated with th Owner -Occupied Rehabilitation Programs. Target Date 6/30/2026 Estimatethe numberand type of familiesthat will benefit from the proposed activities N/A Location Description City Hall Planned Activities Program administrative costs for CDBG Owner -Occupied Rehabilitation programs. 2025-2026 Consolidated Plan—AAP ROSEMEAD OMB Control No: 2506-0117 (exp. 09/30/2021) 4 Project Name Commercial Improvement Program Target Area Citywide Goals Supported Provide Economic Development Activities. Needs Addressed Provide programs and funding for commercial fagade improvements to assist businesses. Funding CDBG: $ 200,000 Description Provide programs and funding for commercial fapade improvements to assist businesses. Target Date 6/30/2026 Estimate the number and type of families that will benefit from the proposed activities 10 Businesses Location Description Citywide Planned Activities Provide programs and funding for commercial fagade improvements to assist businesses. 5 Project Name Heart of Compassion Target Area Citywide Goals Supported Provide vital public services. Needs Addressed Homeless prevention and public services. Funding $ 6,500 Description Provide Rosemead homeless and at-risk of becoming homeless, and LMI residents with food twice a week. Target Date 6/30/2026 Estimate the number and type of families that will benefit from the proposed activities 100 People Location Description Rosemead CA 91770 Planned Activities Provide Rosemead homeless and at-dsk of becoming homeless, and LMI resident with food twice a week. 6 Project Name Summer Youth Employment Program Target Area Citywide Goals Supported Provide vital public services. Needs Addressed Homeless prevention and public services. Funding $ 11,600 Description The Summer Youth Employment Program provides employment opportunities for high school aged youth. Target Date 6/30/2026 Estimate the number and type of families that will benefit from the proposed activities 4 Youth Location Description" Citywide Planned Activities The program provides summer employment for high school aged youth. 2025-2026 Consolidated Plan—AAP ROSEMEAD OMB Control No: 2506-0117 (exp. 09/30/2021) 7 Project Name Senior Nutrition Program Target Area Citywide Goals Supported Provide vital public services. Needs Addressed Homeless prevention and public services. Funding $ 30,000 Description Provide seniors with nutritious meals. Target Data 6/30/2026 Estimate the number and type of families that will benefit from the proposed activities 225 Seniors Location Description Garvey Community Center, Rosemead Planned Activities Provide Rosemead seniors with high quality, cost efficient and nutritious meals at the Garvey Community Center. 8 Project Name Family Promise Target Area Citywide Goals Supported Provide vital public services. Needs Addressed Homeless prevention and public services. Funding $ 20,000 Description Provide families with shelter and food while helping residents find work and housing. Target Date 6/30/2026 Estimate the number and type of families that will benefit from the proposed activities 30 Families Location Description 1005 E. Las Tunas Blvd., San Gabriel, CA Planned Activities Family Promise is a congregation network shelter program that addresses family homelessness. Families are sheltered at different locations week to week until they can find permanent housing. Daycare is also provided onsite. 9 Project Name Fair Housing Foundation Target Area Citywide Goals Supported Expand fair housing choice and access Needs Addressed Fair housing education Funding CDBG: $13,000 Description Provide funding to handle fair housing cases and education. Target Date 6/30/2026 stimate the number and type of families that wi benefit from the proposed activities 110 Persons Location Description Households within the City Planned Activities The City has contracted with Fair Housing Foundation to provide legal services, training, and mediation over discrimination cases and Fair Housing Act education. 20252026 Consolidated Plan —AAP ROSEMEAD OMB Control No: 2506-0117 (exp. 09130/2021) 10 10 Project Name Goodwill of Southern California Target Area Citywide Goals Supported Workforce Development Needs Addressed Support economic development Funding CDBG: $6,500 Description Provide funding for conducting job fairs. Target Date 6/30/2026 Estimate the number and type of families that will benefit from the proposed activities 100 Persons Location Description Citywide Planned Activities Plan and assist with job fairs for Rosemead residents. 11 Project Name HOME Program Administration Target Area Citywide Goals Supported Planning and administration Needs Addressed Planning and administration Funding HOME: $22,820 Description The City will continue to provide planning and administration services required to manage and operate the City's HOME programs. Such funds will assist in managing community development and housing programs. Target Date 6/30/2026 Estimate the number and type of families that will benefit from the proposed activities WA Location Description City Hall Planned Activities Program administrative costs for HOME operations. 12 Project Name CHDO Set -Aside Target Area Citywide Goals Supported Expand affordable housing opportunities Needs Addressed Affordable housing Funding HOME: $34,230 Description Assistance to selected CHDO to provide affordable housing and residential rehabilitation. Target Date 6/30/2026 Estimate the number and type of families that will benefit from the proposed activities 1Project Location Description TBD Planned Activities Assist a CHDO to provide affordable housing. The City may defer use of these funds to future years to add future HOME funds to complete a more substantial project. 2025-2026 Consolidated Plan —AAP ROSEMEAD OMB Control No: 2506-0117 (exp. 09/30/2021) 11 13 Project Name Owner -Occupied Rehabilitation Loan Program Target Area Citywide Goals Supported Maintain decent and energy-efficient housing Needs Addressed Affordable housing Funding HOME: $200,000 (program year 25-26:$171,150 and prior year carryover. $28,850) Description LMI homeowners may receive a loan for certain home rehabilitation improvements/upgrades. Target Date 6/30/2026 Estimate the number and type of families that will benefit from the proposed activities 2 Housing units Location Description Citywide Planned Activities Undertake several housing rehabilitation projects. 14 Project Name Homeownership Assistance Program Target Area Citywide Goals Supported Affordable Housing Needs Addressed Affordable Housing Funding HOME: $300,000(carryover) Description Provide homeownership assistance to low- and moderate -income buyers. Target Date 6/30/2026 Estimate the number and type of families that will benefit from the proposed activities 1Household Location Description Citywide Planned Activities Continue homeownership assistance program. 15 Project Name Wealth by Health Target Area Citywide Goals Supported Provide vital public services. Needs Addressed Homeless prevention and public services Funding CDBG-CV: $40,000 (carryover) Description Provide. Rosemead residents who have been impacted by COVID-19 with quality healthcare assistance. Target Date 6/30/2026 Estimate the number and type of families that wil benefit from the proposed activities 300 People Location Description 3059 Del Mar Ave., Rosemead, CA 91770 Planned Activities Provide Rosemead residents who have been impacted by COVID-19 with quality healthcare assistance. 2025-2026 Consolidated Plan—AAP ROSEMEAD 12 OMB Control No: 2506-0117 (exp. 09/30/2021) 16 Project Name Asian Youth Center Target Area Citywide Goals Supported Provide vital public services. Needs Addressed Homeless prevention and public services Funding CDBG-CV: $75,000 (carryover) Description Provide Rosemead residents who have been financially impacted by COVID-19 with quality, cost efficient and nutritious food. Target Date 6/30/2026 Estimate the number and type of families that wil benefit from the proposed activities 180 People Location Description 100 Clary Ave., San Gabriel, CA 91776 Planned Activities Provide Rosemead residents who have been impacted by COVID-19 with quality groceries. 17 Project Name Goodwill of Southern California Target Area Citywide Goals Supported Workforce development Needs Addressed Homeless prevention and public services Funding CDBG-CV: $90,000 (carryover) Description Provide unemployed Rosemead residents with job training, assis with job placement, and case management. Target Date 6/30/2026 Estimate the number and type of families that wil benefit from the proposed activities 25 People Location Description 3130 Tyler Ave., EI Monte, CA 91731 Planned Activities Provide unemployed Rosemead residents with job training, assist with job placement, and case management. 18 Project Name Small Business Assistance Program Target Area Citywide Goals Supported Provide economic development activities. Needs Addressed Homeless prevention and public services Funding CDBG-CV: $24,643.24 (carryover) Description Provide grants to LMI businesses that have been financial) impacted by COVID-19. Target Date 6/30/2026 Estimate the number and type of families that will benefit from the proposed activities 2Businesses Location Description Citywide Planned Activities Provide grants to LMI businesses that have been financially impacted by COVID-19. Table 5—Project Information 2025-2026 Consolidated Plan —AAP ROSEMEAD OMB Control No: 2506-0117 (exp. 09/30/2021) 13 AP -50 Geographic Distribution — 91.220(f) Description of the geographic areas of the entitlement (including areas of low-income and minority concentration) where assistance will be directed. To prevent the concentration of low-income persons, City housing programs are marketed and available throughout the City. The programs are not directed to any one geographical area but rather the extremely low- to moderate -income (0 to 80 percent of the MFI) persons and families. The City wants to promote a balanced and integrated community and is committed to providing assistance throughout the City. There are exceptions to this policy for activities limited to LMI block groups. Eligible activities in areas found to be LMI block groups include street improvements, improvement to public facilities, and improvements to facilities for persons with special needs. The LMI area benefit national objective applies if the activities benefit all persons in a residential area where at least 51 percent of persons will benefit from the activities. Housing conditions survey data report that many of these tracts (mostly multi -family residential) consist of a majority of structures and properties within the block require major repair of building systems. The LMI residential areas in the City coverthe very most northern part and the Garvey district in the southern half of the City, below the Interstate 10 Freeway. The Garvey district is comprised primarily of residential land uses. Neighborhoods west of Walnut Grove Avenue on Garvey Avenue consist mostly of medium density residential with three smaller zones of low density residential. All residential land uses east of Walnut Grove Avenue is low density residential. The City is nearly completely built out and consists primarily of residential development. Most of the housing stock was built prior to 1989 and the rate of development of new units has tapered substantially. HUD provides estimates of the number of persons that can be considered low-, low- to moderate-, low-, moderate-, and middle-income persons based on special tabulations of data from the 2016-2020 ACS five- year estimates. LMI percentages are calculated at various principal geographies provided by the Census Bureau. Because timely use of this data is required by regulation, any changes to the City's existing service area boundaries would need to be approved by the City Council. Each year, through the adoption of the City's AAP, the City Council approves the service area boundaries as the City's official LMI "Target Areas" and "Deteriorating Areas". The City has traditionally used 80% or more of its CDBG resources to benefit these special areas and/or to operate programs available exclusively to LMI people (whereas HUD regulations only require a minimum 70% low/mod benefit level for CDBG activities). In order to continue to achieve this high ratio of low/mod benefit for its CDBG resources, and because of the compelling need to assist these special areas, the City will continue to direct CDBG resources to these special geographic areas. Geographic Distribution TargetArea Percentage of Funds Eligible LMI Block Groups 70 Community Wide 30 Table 6 - Geographic Distribution 2025-2026 Consolidated Plan — AAP ROSEMEAD OMB Control No: 2506-0117 (exp. 09/30/2021) 14 Rationale for the priorities for allocating investments geographically To accommodate future residential development, improvements are necessary in infrastructure and public services related to man-made facilities such as sewer, water, and electrical services. Portions of the City are also constrained by various environmental hazards and resources that may affect the development of lower priced residential units. Although these constraints are primarily physical, and hazard related, they are also associated with the conservation of the City's natural resources. Discussion See above. 2025-2026 Consolidated Plan —AAP ROSEMEAD OMB Control No: 2506-0117 (exp. 09/30/2021) 15 AP -55 Affordable Housing — 91.22 Introduction Table 7.One Year Goals for Affordable Housing by Support Requirement One Year Goals for the Number of Households Supported Through One Year Goals for the Number of Households to be Supported Homeless 0 Non -Homeless 0 Special -Needs 0 Total 0 Table 7.One Year Goals for Affordable Housing by Support Requirement One Year Goals for the Number of Households Supported Through Rental Assistance -Section 8 vouchers 0 The Production of New Units 0 Rehab of Existing Units 20 Acquisition of Existing Units 0 Total 20 Table 8 -One Year Goals for Affordable Housing by Support Type Discussion The City uses CDBG and HOME funds for homebuyer assistance and rehabilitation of owner -occupied single-family properties. The City must use the HOME affordable homeownership limits provided by HUD when setting price limits for affordable home sales and when using HOME funds for home rehabilitation. Also, the use of funds for HOME assisted activities requires that the value of the property after rehabilitation must not exceed 95 percent of the median purchase price for the area. The HOME Final Rule offers two options for determining the 95 percent of median purchase price limit for owner -occupied single-family housing, as noted below: (1) HUD will provide limits for affordable housing based on 95 percent of the median purchase price for the area; OR (2) Perform a local market survey to determine the 95 percent of median purchase price limit. The City of Rosemead believes the 203(b) limits provided by HUD, for Los Angeles County, understate housing prices in Rosemead. Therefore, staff performed its own analysis to determine the 95 percent of median purchase price limits. To conduct a local market survey, the City must collect and present sales data by type of housing (for example, one- to- four -unit, condos, townhomes, and manufactured housing) on all or nearly all of the one - family house sales in the entire City. The data must be presented in ascending order of sales price and include the address of the listed properties and their locations within the City. The length of the reporting period varies with the volume of monthly home sales. If there are 500 or more housing sales per month within the within the City, a one-month reporting period must be used. If there are 250-499 sales per month, a two-month reporting must be used. If there are fewer than 250 sales per month, a three-month reporting period must be used. If the total number of sales reported is an odd number, the median is established by the price of the middle sale. If the total number of sales is an even number, the higher of the two middle numbers is considered the median. 2025-2026 Consolidated Plan—AAP ROSEMEAD OMB Control No: 2506-0117 (exp. 09/30/2021) 16 Based on a comparison of local housing market listing prices and sales information, it was determined that the HOME Program After -Rehab Value Limits published by HUD do not accurately reflect current actual home purchase prices for the area. Therefore, as allowed by HUD, a local market survey was conducted for the City home sales for a three-month period using Chicago Title closed home sales data. This survey shows a median price for single-family of $965,000 in the City and a 95% median value price of $916,750 for single family homes. The median condominium of $738,000 and a 95% median value price of $701,100 for condominium sales (see Appendix B - HOME Program After -Rehab Value Limits). 2025-2026 Consolidated Plan —AAP ROSEMEAD OMB Control No: 2506-0117 (exp. 09/30/2021) 17 AP -60 Public Housing — 91.220(h) Introduction There are no public -owned housing projects located in the City. LACDA provides rental assistance to the City residents through the Section 8 Voucher program. The primary objective of this program is to assist low-income (0 to 50 percent of MFI) persons and households in making rents affordable. There is currently a lengthy waiting list for the Section 8 Program with an average wait of seven to ten years, if not longer. Each applicant is selected from the waiting list in sequence, based upon the date of preliminary application and Voucher availability. Although there are no public housing units, there are several affordable housing developments. The following four housing developments received mortgage assistance with the help of federal, state, or local funds. Angelus Senior Housing Angelus Senior Housing was completed in 1995 and is owned by the Rosemead Housing Development Corporation. It consists of 50 one -bedroom units plus a manager unit. The term of the lease is for 55 years from the effective date of the Development Agreement between the City of Rosemead and the Rosemead Housing Development Corporation or until February 7, 2050. To qualify for this complex, a person must be 62 years of age or older and must income -qualify. The maximum income is 40% of the AMI adjusted for household size. The income limits are reviewed every year and are subject to change without prior notice. The risk of conversion will not be an issue during the next five years of the ConPlan. As mentioned earlier, the earliest possible conversion date for Angeles Senior Housing is February 7, 2050. Garvey Senior Housing Garvey Senior Housing was completed in 2002 and is owned by the Rosemead Housing Development Corporation. The complex consists of 64 one -bedroom and 6 two-bedroom units plus a manager unit. The term of the lease is for 55 years from the effective date of the Development Agreement between the Rosemead Community Development Commission, the City of Rosemead, and the Rosemead Housing Development Corporation or until October 30, 2057. To qualify for this complex, a person must be 62 years of age or older and must be income -qualified. The maximum income is 40% of the AMI adjusted for household size. The income limits are reviewed every year and are subject to change without prior notice. The risk of conversion will not be an issue during the next five years of the ConPlan. As mentioned earlier, the earliest possible conversion date for the Garvey Senior Housing is October 30, 2057. Two (2) 3 -bedroom Single Family Homes During the FY 2007-2008 and the FY 2010-2011, the City entered into agreements with RHCDC for the production of affordable housing using the 15% CHDO set-aside funding as required under the HOME entitlement grant. As a result, the City approved two separate 0% deferred payment loans funded by the HOME CHDO Set -Aside Fund to the RHCDC for the purchase of two 3 -bedroom rental properties in the City. Both properties are restricted as rental, property for LMI households, and are subject to a 55 -year affordability covenant until May 2063 and March 2066, respectively. 2025-2026 Consolidated Plan -AAP ROSEMEAD OMB Control No: 2506-0117 (exo. 09/30/2021) 18 Describe the number and physical condition of public housing units in the jurisdiction, including those that are participating in an approved Public Housing Agency Plan: The above dwelling units are privately owned; however, because they are subsidized, individual dwelling units must be held to HUD standards for public units and inspection processes. The City works with the LACDA who provides rental assistance to City residents through the Section 8 Voucher program. The primary objective of this program is to assist low-income (0 to 50% of MFI) persons and households in making rents affordable. There is currently a lengthy waiting list for the Section 8 Program with an average wait of seven to ten years, if not longer. Each applicant is selected from the waiting list in sequence, based upon date of preliminary application and voucher availability. Actions planned during the next year to address the needs for public housing There is no action needed by the City. Actions to encourage public housing residents to become more involved in management and participate in homeownership LACDA manages a resident engagement process with their public housing; however, there is no public housing in the City. If the PHA is designated as troubled, describe the manner in which financial assistance will be provided or other assistance This is not applicable to the City. Discussion See above discussion. 2025-2026 Consolidated Plan —AAP ROSEMEAD OMB Control No: 2506-0117 (exp. 09/30/20211 19 AP -65 Homeless and Other Special Needs Activities — 91.220(i) Introduction Given the limited resources and small amount of homeless in the City of Rosemead, homeless activities have been given a lower priority in the 2025-2029 ConPlan and subsequent AAP's. The City is relying on coordinated efforts with the LAHSA to provide shelter opportunities; the East San Gabriel Valley Coalition (ESGV) for the Homeless to provide information, counseling, and referral services to homeless persons that reside in the City, Family Promise of San Gabriel Valley to provide emergency shelter services and social services for families with children, as well as other local agencies in providing services for homeless persons. L.A. CADA, as a recipient of City HOME -ARP funds will continue to provide a homeless outreach. In addition, although not funded by the City, Maryvale, located in Rosemead, provides transitional and supportive housing for up to 29 mothers with up to two children under the age of 10 and up to 14 female students attending a college. In 2023, the City of Rosemead was awarded $1,222,084 of HOME -American Rescue Plan Act (HOME - ARP) funding by the HUD. These funds are to provide housing, services, and shelter to individuals experiencing homelessness and other vulnerable populations. To respond to critical needs in Rosemead, the City prioritized HOME -ARP funds for homeless supportive services as defined as a qualifying population under the HOME -ARP regulations. The City has partnered with L.A. CADA, a qualified homeless provider specializing in substance abuse cases and other supportive services including outreach, sheltering, mental health, and case management. Every year, LAHSA conducts a census of the homeless population through the Greater Los Angeles Homeless Count. In January 2024 the Los Angeles CoC PITC determined there was a range of 137-166 people experiencing literal homelessness within Rosemead. Of the range of people experiencing homelessness within Rosemead who were captured through the PITC enumeration process, 44 were unsheltered, and there were an additional 56 improvised dwellings that would account for additional uncounted. No emergency shelters or transitional housing programs currently exist within the City's jurisdiction. People are considered sheltered when they are residing in emergency shelter or transitional housing, but not when they are receiving rapid rehousing assistance or residing in permanent supportive housing. The information below shows the living situations of people experiencing homelessness within the City at the time of the 2024 PITC. As can be seen, most people who are experiencing homelessness within the City are staying outdoors on the streets, in tents, or in makeshift shelters. • Persons on the Street: 44 • Persons in Cars: 23 • Persons in Vans: 4 • Persons in RVs/Campers: 10 • Persons in Makeshift Shelters: 13 • Persons in Tents: 6 • Demographics orfamily status were not reported. 2025-2026 Consolidated Plan —AAP ROSEMEAD OMB Control No: 2506-0117 (exp. 09/30/2021) 20 Describe the jurisdictions one-year goals and actions for reducing and ending homelessness including reaching out to homeless persons (especially unsheltered persons) and assessing their individual needs. The City will work with the above agencies to reach out to homeless persons and assess their individual needs. As mentioned above, the City is in close coordination with the LAHSA to facilitate regional coordination for homeless needs. Los Angeles County is divided into eight SPA's, 1 through 8. The division of the County allows the Department of Public Health to target and track the needs of each area. The City of Rosemead is in SPA 3. Every year, the Los Angeles Continuum of Care coordinates a Shelter/Housing Inventory Count and a Point -in -Time inventory of service projects within the Los Angeles Continuum of Care. The Housing Inventory Count records how many beds and units are dedicated to serving the homeless, as well as a record of utilization of services on the night of the count. Family Promise is an emergency shelter for homeless families with children located in the City of Rosemead. In addition, although not funded by the City, Maryvale, located in Rosemead provides transitional and supportive housing for up to 29 mothers with up to two children under the age of 10 and up to 14 female students attending a college. While it is difficult to pinpoint the exact number of homeless persons, results of the annual PITS conducted for 2024 were 100 homeless individuals. Within the City, indicators such as increasing housing costs, rising unemployment rates, and low wages coalesce to keep homelessness a problem in the San Gabriel Valley. The City funds three public services organizations including Fair Housing Foundation, Family Promise of San Gabriel Valley and L.A. CADA. Fair Housing Foundation will continue to provide the City with fair housing services, as well as handle future housing discrimination cases. Family Promise is located in the City of San Gabriel, and provides food, shelter, and support services for homeless families. Counseling and homeless prevention services are provided for at -risk families. L.A. CADA Rosemead Outreach Team will continue to provide services to the homeless community. The City allocated HOME -ARP funds to L.A. CADA to provide transitional and supportive housing for those in rehabilitation from substance abuse. The L.A. CADA team consists of two full-time homeless outreach navigators dedicated to the City of Rosemead. Services include emergency housing, transitional housing, and supportive services, including linkage to healthcare, permanent housing, and workforce development. L.A. CADA's resources include over 550 multidisciplinary behavioral healthcare workers, including additional specialists, physicians, psychiatrists, nurse practitioners, RNs, LVNs, state- licensed clinical therapists, registered SLID counselors, navigators, case managers, and dedicated peer mentors with lived recovery experience. These supportive services will further advance compassionately, respectfully and with perseverance a stronger, wider, and more effective approach to combatting homelessness in Rosemead. Addressing the emergency shelter and transitional housing needs of homeless persons. L.A. CADA was consulted as part of the public outreach process. L.A. CADA provides transitional and supportive housing for those in rehabilitation from substance abuse. This organization continues to have a growing need to supply housing for its clients. They intend to continue to grow their capacity to serve families recovering from alcohol and drug abuse throughout Los Angeles County. The EI Monte Access Center as noted above also provides employment assistance, information, and referrals for housing placement and rapid re -housing services. Full-time staff, dedicated to the City of Rosemead. are present Monday through Fridays, from 7:00 a.m. to 4:00 p.m. They are out in the field the majority of the day, but typically return to the Public Safety Center at 3:00 p.m. In addition, they may also transport homeless individuals to temporary housing facilities that are outside of the City. They typically have two full-time staff on duty, however, on Wednesdays, they may have up to five. The City will continue to review and support transitional and supportive housing on a case-by-case basis. 2025-2026 Consolidated Plan -AAP ROSEMEAD OMB Control No: 2506-0117 (exo. 09/30/2021) 21 Helping homeless persons (especially chronically homeless individuals and families, families with children, veterans and their families, and unaccompanied youth) make the transition to permanent housing and independent living, including shortening the period of time that individuals and families experience homelessness, facilitating access for homeless individuals and families to affordable housing units, and preventing individuals and families who were recently homeless from becoming homeless again. As stated above, the City is relying on coordinated efforts with LAHSA, Maryvale, L.A. CADA, ESGV, and Family Promise of San Gabriel Valley to make the transition to permanent housing and independent living, including shortening the period of time that individuals and families experience homelessness, facilitating access for homeless individuals and families to affordable housing units, and preventing individuals and families who were recently homeless from becoming homeless again. Helping low-income individuals and families avoid becoming homeless, especially extremely low- income individuals and families and those who are: being discharged from publicly funded institutions and systems of care (such as health care facilities, mental health facilities, foster care, and other youth facilities, and corrections programs and institutions); or, receiving assistance from public or private agencies that address housing, health, social services, employment, education, or youth needs In addition to the agencies above, the City will continue to seek and work with local non-profit agencies that provide emergency food, clothing, and referral services to low-income City residents; many of which are homeless or at -risk of homelessness. 2025-2026 Consolidated Plan—AAP ROSEMEAD OMB Control No: 2506-0117 (exo. 09/30/2021) 22 AP -75 Barriers to affordable housing — 91.2200) Actions it planned to remove or ameliorate the negative effects of public policies that serve as barriers to affordable housing such as land use controls, tax policies affecting land, zoning ordinances, building codes, fees and charges, growth limitations, and policies affecting the return on residential investment. During the next year, the City will continue to work cooperatively within existing legislatively mandated constraints and work to develop or encourage public policies that foster further affordable housing development and assistance. To promote integration and prevent low-income concentrations, the City designed its affordable housing programs to be available Citywide. This priority also serves to make sure that the City does not have any policies, rules, or regulations that would lead to minority or racial concentrations. The City is currently in the process of updating its AI report. The following section will be updated upon its completion. In April 2025, the City adopted the 2025-2029 AI report. Through data analysis and community engagement activities the following barriers to fair housing were identified: • High housing Costs • Lack of funding for LMI housing programs • Lack of interim or'bridge' housing • Low affordable unit volume & availability • Location and quality of housing • Unsuccessful 'Housing First' model • Unsuccessful use of 'Land Banking' • Lack of senior housing • Lack of resources and programming for those having drug addiction and mental behavioral issues • Greater need for homeless case management • Fair housing discrimination services • Need for down payment and or closing costs for homeownership • Proposition 13 tax implications for senior residents 2025-2026 Consolidated Plan -AAP ROSEMEAD OMB Control No: 2506-0117 (exp. 09/30/2021) 23 The final chapter of the Al report discusses the ways and means the City can begin to remediate or reduce the barriers to affordable housing. The following goals were adopted: 1. Increase Affordable Housing Opportunities: Address the lack of affordable rental and homeownership opportunities. 2. Reduce Barriers to Accessing Supportive Housing: Expand supportive housing for vulnerable populations, including individuals experiencing homelessness, seniors, and people with disabilities. 3. Supoort and Add Capacity for Housing Programs and Services: Reduce at -risk homeless populations through targeted social services and housing programs. 4. Increase Fair Housing Law Enforcement and Awareness: Increase education and enforcement of fair housing laws to combat ongoing discrimination. 5. Reduce Conflicting Zoning and Policy Challenges: Modify restrictive zoning laws to encourage the development of affordable and supportive housing. Discussion: See the above discussion. 2025-2026 Consolidated Plan — AAP ROSEMEAD OMB Control No: 2506-0117 (exp. 09/30/2021) 24 AP -85 Other Actions — 91.220(k) Actions planned to address obstacles to meeting underserved needs The City plans to work with and partner with other agencies and development corporations to further the recommendations of the Al and affordable housing initiatives. The City strives to reduce homelessness, maintain existing housing stock, and stimulate economic growth by funding commercial facade rehabilitation programs. Actions planned to foster and maintain affordable housing The City will continue to look at non-traditional ways to increase affordable housing to meet the needs of the homeless, LMI renters who want to purchase homes and develop new opportunities for residential development. The City will continue to combine funding sources and leverage private funds that can assist in the ConPlan's priority needs and goals. The Cassia Project is an approved residential planned development project consisting of 37 residential units, located at 8601 Mission Drive. The development incorporated four low-income units. Actions planned to reduce lead-based paint hazards The City continues to evaluate every housing rehabilitation project to assess lead-based paint hazards ultimately reducing risk each year. The City procures the service of a State Certified Lead Consultant to provide the following: • Lead-based paint and soil inspection; • Lead-based paint risk assessment; • Lead-based paint hazard reduction monitoring; and • Post -hazard reduction clearance test. Under the Owner Occupied Rehabilitation Programs, the City will continue to provide each owner who participates with both oral and written information regarding the dangers of lead-based paint and what to do about it. Owners of properties constructed before 1978 will be required to meet certain lead-based paint requirements prior to being assisted. These requirements include the following: Distribution of lead-based paint notification pamphlets to all households occupying assisted units Inspection of all properties for defective paint surfaces. Abatement of all defective paint surfaces identified at the time of the inspection. Through the Owner -Occupied Rehabilitation Programs, financial assistance will be provided to eradicate the problem. Full abatement will be undertaken in all rehabilitation projects over $25,000. It is the responsibility of the City's Housing Division of the Community Development Department to ensure that properties constructed prior to 1978 meet the lead-based paint requirements and any abatement of defective paint surfaces are completed by contractors certified by the State of California Department of Health Services. A copy of the contractor's certification is kept on file. 2025-2026 Consolidated Plan—AAP ROSEMEAD 25 OMB Control No: 2506-0117 (exp. 09/30/2021) In addition, the City requires clearance for all properties that fail an HQS inspection due to chipping, peeling, and cracking surfaces greater than two sq. ft. on the interior and 20 sq. ft. on the exterior of the unit or in common areas. A risk assessment will be required to be completed by a certified risk assessor whenever the City is notified that a child with an environmental intervention blood lead level (EIB) plans to live in a unit receiving CDBG and/or HOME assistance. Actions planned to reduce the number of poverty -level families The City has established goals and policies designed to improve the local economy and reduce the level of poverty within the community. The strategy is outlined in the following sections. Housing and Community Development The following programs and services are either funded in part by the City or exist within the City providing for the daily needs of residents. • Angelus/Garvey Senior Apartments—rental assistance for seniors • Dial-A-Ride—transportation service for seniors and disabled • Rosemead Explorer – offers affordable transportation throughout the City for the convenience of residents of all ages • Fair Housing Services—landlordttenant information and assistance • Family Promise—homeless services for families • Garvey Community Center/Rosemead Community Recreation Center—variety of services including counseling services, social service programs, recreational programs, and information and referral services • Senior Nutrition Program—nutritious meals for seniors • LACDA—rental assistance • Residential Rehabilitation Programs—rehabilitation of a home • California Mission Inn—assisted living, independent living, and memory care options for seniors and the disabled YMCA of West San Gabriel Valley—variety of services including childcare, after-school enrichment, youth leadership and development, mentoring and tutoring, youth and adult sports, fitness, camping, and family support activities • YWCA-Wingsmergency shelter for women and children • Wealth by Health—health and wellbeing of underserved populations • Asian Youth Center—provides emergency food assistance • L.A. CADA—provides transitional and supportive housing forthose in rehabilitation from substance abuse. 2025-2026 Consolidated Plan –AAP ROSEMEAD 26 OMB Control No: 2506-0117 (ezo. 09/30/2021) Economic Development The City provides supported activities that promote economic development including business attraction and retention. Through these efforts, the City attracts new businesses, as well as, retaining the current businesses within the City. The City has also modified the Commercial Improvement Program to better assist the Rosemead Business Community. The demand for the program has increased tremendously. Creating attractive and energy-efficient storefronts is a priority need in the City. In addition, the City is also assisting businesses that have been impacted by the COVID-19 pandemic. Low Income Housing Tax Credit Coordination (LIHTC) Currently, the City uses CDBG funds and HOME funds for affordable housing development through housing rehabilitation programming. The City has a HOME -funded development fund. As part of that, there may be additional opportunities to use the Low- income Housing Tax Credit funds. In order to coordinate and assess the need for tax credits for the development of a housing project, the Housing Division of the Community Development Department staff will work with developers and non-profit agencies pro forma, serve as part of the team developing tax credit financing and will calculate the financing gap, along with the maximum and minimum subsidies. This will ensure that the City's HOME coordination will meet HOME requirements for the LIHTC program. Actions planned to develop institutional structure The City's Housing Division of the Community Development Department retains the responsibility of managing CDBG and HOME administration, project determinations, project funding and drawdowns, community and public services, staffing, and HUD monitoring. This role also requires continued coordination with the CoC in the region. One of the largest challenges the City faces is the lack of funding to maintain community facilities and services currently offered. Management of the network of agencies, programs, and assistance available to residents is an ongoing and time-consuming task that requires a large number of City staff. Creating an institutional structure that can develop and share data on the progress and status of beneficiaries through the development of integrated information systems such as the Coordinated Entry System and CoC. These outside institutions play a major role in the delivery of community development programs. It remains importantthat the City further supports its social services that provide transitional and permanent housing, emergency shelters, and supportive services. Actions planned to enhance coordination between public and private housing and social service agencies The City will carry out the 2025-2026 AAP through its various organizations including Family Promise, Senior nutrition provider, and the Fair Housing Foundation. In addition, City departments must work together to achieve the goals set in the AAP. The City works with the county and state governments and private industry construction contractors, non- profit organizations, and social service providers to implement the projects within the AAP. The City is committed to extending and strengthening partnerships among all levels of government, nonprofits, and private sector. Discussion: See the above discussion. 2025-2026 Consolidated Plan — AAP ROSEMEAD 27 OMB Control No: 2506-0117 (exp. 09/30/2021) AP -90 Program Specific Requirements — 91.220(1)(1,2,4) Community Development Block Grant Program (CDBG) Reference 24 CFR 91.220(1)(1) Projects planned with all CDBG funds expected to be available during the year are identified in the Projects Table. The following identifies program income that is available for use that is included in projects to be carried out. 1. The total amount of program income that will have been received before the start of the next program year and that has not yet been reprogrammed. 2. The amount of proceeds from section 108 loan guarantees that will be used during the year to address the priority needs and specific objectives identified in the grantee's strategic plan. 3. The amount of surplus funds from urban renewal settlements. 4. The amount of any grant funds returned to the line of credit for which the planned use has not been included in a prior statement or plan 5. The amount of income from float -funded activities Total Program Income. Other CDBG Requirements 1. The amount of urgent need activities 2. The estimated percentage of CDBG funds that will be used for activities 100% that benefit persons of low- and moderate -income Overall Benefit - A consecutive period of one, two or three years may be used to determine that a minimum overall benefit of 70% of CDBG funds is used to benefit persons of low and moderate income. Specify the years covered that include this Annual Action Plan 2025-2026 Consolidated Plan —AAP ROSEMEAD 26 OMB Control No: 2506-0117 (exD. 09/30/2021) HOME Investment Partnership Program (HOME) Reference 24 CFR 91.220(1)(2) 1. A description of other forms of investment being used beyond those identified in Section 92.205 is as follows: Other forms of investment are local and federal funds. 2. A description of the guidelines that will be used for resale or recapture of HOME funds when used for homebuyer activities as required in 92.254, is as follows: These are in the Resale/Recapture provision from the City's Policies and Procedures Manual. 3. A description of the guidelines for resale or recapture that ensures the affordability of units acquired with HOME funds. See 24 CFR 92.254(a)(4) are as follows: These are in the Resale/Recapture provision from the City's Policies and Procedures Manual. 4. Plans for using HOME funds to refinance existing debt secured by multifamily housing that is rehabilitated with HOME funds along with a description of the refinancing guidelines required that will be used under 24 CFR 92.206(b), are as follows: The City has no plans to use HOME funds to refinance existing debt secured by multi -family housing that is rehabilitated with HOME funds. 2025-2026 Consolidated Plan—AAP ROSEMEAD 29 OMB Control No: 2506-0117 (exp. 09/30/2021) City of Rosemead 2025-2026 ANNUAL ACTION PLAN APPENDICES 2025-2026 Consolidated Plan —AAP ROSEMEAD 30 OMB Control No: 2506-0117 (exp. 09/30/2021) Appendix A 2025-2029 Citizen Participation Plan Included in a separate attachment (Attachment C of Staff Report) 2025-2026 Consolidated Plan —AAP ROSEMEAD 31 OMB Control No: 2506-0117 (exp. 09/30/2021) Appendix B HOME Program After -Rehab Value Limits (July 1, 2025 through June 30, 2026) SFR Median Value: 1 $965,000.00 1 1 SFR 95% of Median Value $916,750.00 Condominium Unit - Sales Single Family Residential (SFR) -Sales County Name ZIP Property Address City State Code Sale Price Sale Recording Date Detailed Property Type County Name Property Address City State ZIP Code Sale Recording Sale Price Date Detailed Property Type 1 Los Angeles County 8252 Graves Ave Rosemead CA 91770 $ 450,000 01/31/2025 Single Family Residential 2 Los Angeles County 8716 Ramona Blvd Rosemead CA 91770 $ 668,000 02/20/2025 Single Family Residential 3 Los Angeles County 7951 Graves Ave Rosemead CA 91770 $ 840,000 12/31/2024 Single Family Residential 4 Los Angeles County 8405Yarrow St Rosemead CA 91770 $ 887,000 03/12/2025 Single Family Residential 5 Los Angeles County 2058 Agnolo Dr Rosemead CA 91770 $ 900,000 02/21/2025 Single Family Residential 6 Los Angeles County 8919 Beatrice PI Rosemead CA 91770 $ 900,000 02/07/2025 Single Family Residential 7 Los Angeles County 2201 Strathmore Ave Rosemead CA 91770 $ 920,000 03/04/2025 Single Family Residential 8 Los Angeles County 8625 Rio Dell St Rosemead CA 91770 $ 920,000 01/02/2025 Single Family Residential 7 Los Angeles County 4537 Livia Ave Rosemead CA 91770 $ 920,000 03/03/2025 Single Family Residential 10 Los Angeles County 8633 Edmond Dr Rosemead CA 91770 $ 965,000 02/06/2025 Single Family Residential 11 Los Angeles County 3262 Leyburn Dr Rosemead CA 91770 $ 975,000 03/10/2025 Single Family Residential 12 Los Angeles County 9039 Steele St Rosemead CA 91770 $ 1,065,000 01/02/2025 Single Family Residential 13 Los Angeles County 7623 Steddom Dr Rosemead CA 91770 $ 1,080,000 01/10/2025 Single Family Residential 14 Los Angeles County 3220 Walnut Grove Ave Rosemead CA 91770 $ 1,080,000 02/12/2025 Single Family Residential 15 Los Angeles County 3339 Delta Ave Rosemead CA 91770 $ 1,102,000 02/26/2025 Single Family Residential 16 Los Angeles County 7336 Mooney Dr Rosemead CA 91770 $ 1,130,000 12/31/2024 Single Family Residential 17 Los Angeles County 3047 Burton Ave Rosemead CA 91770 $ 1,148,000 02/07/2025 Single Family Residential 18 Los Angeles County 47411var Ave Rosemead CA 91770 $ 1,150,000 02/14/2025 Single Family Residential Data Source: FARM Data - Chicago Title Sales - December 20, 2024 through March 20, 2025. SFR Median Value: 1 $965,000.00 1 1 SFR 95% of Median Value $916,750.00 Condominium Unit Median Value: 1 $738,000 Condo 95% of Median Value $701,100.00 2025-2026 Consolidated Plan -AAP ROSEMEAD 32 OMB Control No: 2506-0117 (exp. 09/30/2021) Condominium Unit - Sales County Name ZIP Property Address City State Code Sale Price Sale Recording Date Detailed Property Type 1 Los Angeles County 8448 Lumen St Unit 11 Rosemead CA 91770 $ 710,000 03/05/2025 Condominium Unit 2 Los Angeles County 8817 Mission Dr Apt B Rosemead CA 91770 $ 738,000 02/21/2025 Condominium Unit Data Source: FARM Data - Chicago Title Sales - December 20, 2024 through March 20, 2025. Condominium Unit Median Value: 1 $738,000 Condo 95% of Median Value $701,100.00 2025-2026 Consolidated Plan -AAP ROSEMEAD 32 OMB Control No: 2506-0117 (exp. 09/30/2021) Attachment E FY 2025-2026 CDBG, HOME, and CDBG-CV Funding Allocations CDBG, HOME and CDBG-CV Funding Allocations # Project Name 2025-2026 Allocation CDBG 1 Planning and Administration $116,800.00 2 Owner -Occupied Rehabilitation Grant Program $154,600.00 3 Owner -Occupied Rehabilitation Administration $25,000.00 4 Commercial Improvement Program $200,000.00 5 Goodwill of Southern California $6,500.00 6 Summer Youth Employment $11,600.00 7 Senior Nutrition Program $30,000.00 8 Family Promise $20,000.00 9 Heart of Compassion $6,500.00 10 Fair Housing Services $13,000.00 TOTAL $584,000.00 HOME 10 Planning and Administration $22,820.00 11 CHDO Assistance $34,230.00 12 Owner -Occupied Rehabilitation Loan Program $162,150.00 13 Owner -Occupied Rehabilitation Loan Administration $9,000.00 TOTAL $228,200.00 CDBG-CV 14 Planning and Administration $108,862.49 15 Small Buisness Assistance Program $24,643.24 16 Wealth by Health $40,000.00 17 Asian Youth Center $75,000.00 18 Goodwill of Southern California $90,000.00 TOTALI $338,505.73