2006 RHDC Financial and Compliance Report■
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• Rosemead Housing Development Corporation
■ Financial and Compliance Report
■ Fiscal Year Ended June 30, 2006
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McGladrey&Pullen
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Certified Public Accountants
McGladrey & Pullen, LLP is a member fin of RSM Intematlonal,
an affiliation of separate and independent legal entities.
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Contents
Section I-Financial Section
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Independent Auditor's Report on the Financial Statements
and Supplementary Information
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Basic Financial Statements
Government-wide Financial Statements
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Statement of net assets-governmental activities
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Statement of activities-govemmental activities
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Fund Financial Statements
Balance sheet-governmental fund-general fund
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Reconciliation of total governmental fund balance to net assets of governmental activities in the
statement of net assets
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Statement of revenues, expenditures and changes in fund balance-governmental fund-
general fund
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Reconciliation of the statement of revenues, expenditures and changes in fund balance of the
governmental fund to the statement of activities
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Notes to financial statements
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Required Supplementary Information
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Statement of revenues, expenditures and changes in fund balance-budgetary comparison-
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general fund
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Note to required supplementary information
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Section II-Compliance Section
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Independent Auditor's Report on Internal Control over Financial Reporting
and on Compliance and Other Matters Based on an Audit of Financial Statements
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Performed in Accordance with Government Auditing Standards
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Financial Section
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■ McGladrey&Pullen
Certified Public Accountants
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■ Independent Auditor's Report on the Financial Statements
■ and Supplementary Information
■ To the Governing Board
Rosemead Housing Development Corporation
■ Rosemead, California
We have audited the accompanying financial statements of the governmental activities and the governmental fund of
the Rosemead Housing Development Corporation (the Corporation), a blended component unit of the Community
■ Development Commission of the City of Rosemead, California, as of and for the year ended June 30, 2006, which
comprise the Corporation's basic financial statements as listed in the table of contents. These financial statements
■ are the responsibility of the Corporation's management. Our responsibility is to express opinions on these financial
■ statements based on our audit.
■ We conducted our audit in accordance with auditing standards generally accepted in the United States of America
and the standards applicable to financial audits contained in Government Auditing Standards, issued by the
■ Comptroller General of the United States. Those standards require that we plan and perform the audit to obtain
reasonable assurance about whether the financial statements are free of material misstatement. An audit includes
■ examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements. An audit
also includes assessing the accounting principles used and significant estimates made by management, as well as
■ evaluating the overall financial statement presentation. We believe that our audit provides a reasonable basis for our
opinion.
■ In our opinion, the financial statements referred to above present fairly, in all material respects, the respective
■ financial position of the governmental activities of the general fund of the Corporation as of June 30, 2006, and the
respective changes in financial position thereof for the year then ended, in conformity with accounting principles
■ generally accepted in the United States of America.
■ The Corporation has not presented a Management's Discussion and Analysis required by Governmental Accounting
Standards Board (GASB) Statement No. 34 that the GASB has determined is necessary to supplement, although not
■ required to be part of, the basic financial statements.
■ In accordance with Government Auditing Standards, we have also issued our report dated January 15, 2007 on our
consideration of the Corporation's internal control over financial reporting and our tests of its compliance with certain
■ provisions of laws, regulations, contracts, grant agreements and other matters. The purpose of that report is to
■ describe the scope of our testing of internal control over financial reporting and compliance and the results of that
testing, and not to provide an opinion on the internal control over the financial reporting or on compliance. That report
■ is an integral part of an audit performed in accordance with Government Auditing Standards and should be
considered in assessing the results of our audit.
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McGladrey 8 Pullen, LLP is a member firm of RSM International,
■ an affiliation of separate and independent legal embes, 1
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The budgetary comparison information as listed in the table of contents is not a required part of the basic financial
statements but is supplementary information required by accounting principles generally accepted in the United
States of America. We have applied certain limited procedures, which consisted principally of inquiries of
management regarding the methods of measurement and presentation of the required supplementary information.
However, we did not audit the information and express no opinion on it.
Pasadena, California
■ January 15, 2007
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Rosemead Housing Development Corporation
Statement of Net Assets-Governmental Activities
June 30, 2006
Assets
Cash $ 194,391
Receivables, other 62,170
Capital assets, net 9,826,842
Total assets $ 10,083,403
Liabilities
Accounts payable and accrued liabilities $ 11,773
Refundable deposits 35,350
Total liabilities $ 47,123
Net Assets
Invested in capital assets $ 9,826,842
Unrestricted 209,438
Total net assets $ 10,036,280
See Notes to Financial Statements.
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Rosemead Housing Development Corporation
Statement of Activities-Governmental Activities
Year Ended June 30, 2006
Program Net(Expense)
Revenues Revenue
Charges for and Changes in
Functions/Programs Expenses Services Net Assets
Governmental activities, general government $ 866,611 $ 406,200 $ (460,411)
Total $ 866,611 $ 406,200 (460,411)
Other
Change in net assets
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(460,111)
Net assets, beginning of year
Net assets, end of year
See Notes to Financial Statements.
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10,496,391
$ 10,036,280
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Rosemead Housing Development Corporation
Balance Sheet-Governmental Fund-General Fund
June 30, 2006
Assets
Cash
Receivables, other
Total assets
Liabilities and Fund Balance
$ 194,391
62,170
$ 256,561
Liabilities
Accounts payable and accrued liabilities $ 11,773
Refundable deposits 35,350
Total liabilities 47,123
Fund balance, unreserved 209,438
Total liabilities and fund balance $ 256,561
See Notes to Financial Statements.
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Rosemead Housing Development Corporation
Reconciliation of Total Governmental Fund Balance to Net Assets of
Governmental Activities in the Statement of Net Assets
June 30, 2006
Total fund balance, governmental fund.
Amounts reported for governmental activities in the statement of net assets are different because:
Capital assets used in governmental activities are not financial resources and, therefore, are
not reported in the governmental fund.
Net assets of governmental activities
See Notes to Financial Statements.
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$ 209,438
9,826,842
$ 10,036,280
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Rosemead Housing Development Corporation
Statement of Revenues, Expenditures and Changes in Fund Balance-Governmental Fund-
General Fund
Year Ended June 30, 2006
Revenues:
Rental income
Other
Total revenues
Expenditures:
Operating
Administrative services paid to the City of Rosemead
Facility rent paid to the City of Rosemead
Total expenditures
Net change in fund balance
Fund balance, beginning
Fund balance, ending
See Notes to Financial Statements.
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$ 406,200
300
406,500
275,796
219,600
132,000
627,396
(220,896)
430,334
$ 209,438
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Rosemead Housing Development Corporation
Reconciliation of the Statement of Revenues, Expenditures and Changes in Fund Balance
of the Governmental Fund to the Statement of Activities
Year Ended June 30, 2006
Net change in fund balance.
Amounts reported for governmental activities in the statement of activities are different because:
Depreciation expense on capital assets is reported in the government-wide statement of
activities and changes in net assets, but they do not require the use of current financial
resources. Therefore, depreciation expense is not reported as expenditures in the
governmental fund.
Change in net assets of governmental activities
See Notes to Financial Statements.
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$ (220,896)
(239,215)
$ (460,111)
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Rosemead Housing Development Corporation
Notes to Financial Statements
Note 1. Nature of Operations, Reporting Entity, Description of Funds and Account Group, and
■ Significant Accounting Policies
Nature of operations: The Rosemead Housing Development Corporation (the Corporation) is a nonprofit
corporation whose purpose is to provide assistance to the Rosemead Community Development Commission (the
Commission) to account for the construction, financing and operations of low- and moderate-income housing for the
benefit of the City of Rosemead (the City). The Corporation currently maintains the Angelus and Garvey Senior
Housing facilities. The Corporation is exempt from income taxes under Section 501(c)(3) of the Internal Revenue
Code (IRC) and applicable state statutes.
Description and scope of the reporting entity: Governmental Accounting Standards Board (GASB) Statement
No. 14, The Financial Reporting Entity, defines the reporting entity as the primary government and those component
units for which the primary government is financially accountable. Financial accountability is defined as appointment
of a voting majority of the component unit's Board and either (a) the primary government has the ability to impose its
will or (b) the possibility that the component unit will provide a financial benefit to or impose a financial burden on the
primary government. Since the Board of Directors of the Commission and the Council members also serve as the
Board of Directors of the Corporation, the Commission and the City, in effect, have the ability to influence and control
operations. Therefore, the Commission has oversight responsibility for the Corporation. Accordingly, in applying the
■ criteria of GASB Statement No. 14, the financial statements of the Corporation are included in the Commission's and
the City's financial reports.
The Corporation has the same fiscal year as the City and the Commission. These financial statements contain
. information for the Corporation only. The City's and the Commission's financial reports may be obtained by
contacting the Financial Department of the City.
Government-wide and fund financial statements: The government-wide financial statements (i.e., the statement
of net assets and the statement of activities) report information on the activities of the Corporation. For the most part,
the effect of interfund activity has been removed from these statements. Governmental activities are primarily
supported by revenues received from the Commission.
The statement of activities demonstrates the degree to which the direct expenses of a given function or segment is
offset by program revenues. Direct expenses are those that are clearly identifiable to a specific function or segment.
Program revenues include (1) charges to customers or applicants who purchase, use or directly benefit from goods,
services or privileges provided by a given function or segment and (2) grants and contributions that are restricted to
meeting the operational or capital requirements of a particular function or segment. Taxes and other items not
properly classified as program revenues are reported as general revenues.
Measurement focus, basis of accounting and financial statement presentation: The government-wide financial
statements are reported using the economic resources measurement focus and the accrual basis of accounting.
■ Revenues are recorded when earned and expenses are recorded when a liability is incurred, regardless of the timing
of related cash flows. Grants and similar items are recognized as revenue as soon as all eligibility requirements of
■ the provider have been met. Amounts reported as program revenues include (1) charges to customers or applicants
for goods, services or privileges provided; (2) operating grants and contributions; and (3) capital grants and
contributions. Internally dedicated resources are reported as general revenues rather than as program revenues.
Net assets are reported as restricted when constraints placed on their use are either externally imposed by creditors,
grantors, contributors, or laws or regulations of other governments, or imposed by law through local enabling
legislation. When both restricted and unrestricted resources are available for use, it is the Corporation's policy to use
restricted resources first, then unrestricted resources as they are needed.
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Rosemead Housing Development Corporation
Notes to Financial Statements
Note 1. Nature of Operations, Reporting Entity, Description of Funds and Account Group, and
■ Significant Accounting Policies, Continued
. Governmental fund financial statements are reported using the current financial resources measurement focus and
the modified accrual basis of accounting. Revenues are recognized as soon as they are both measurable and
available. Revenues are considered available when they are collectible within the current period or soon enough
thereafter to pay liabilities of the current period. For this purpose, the government considers revenues to be available
if they are collected within 60 days of the end of the current fiscal period. Expenditures generally are recorded when
a liability is incurred, as under accrual accounting.
Revenues that are accrued generally include interest.
The Corporation reports the general fund as its only major governmental fund.
Governmental fund type, general fund: All receipts are allocated to this fund. The primary sources of revenue are
contributions from the Commission and rental income from tenants of the senior housing units. General operating
. expenses are paid out of this fund.
■ Management has the ultimate responsibility for the appropriateness of the accounting policies and procedures used
by the Corporation.
Cash and investments: Cash includes amounts in demand and time deposits. Investments, if any, are reported in
. the accompanying balance sheet at fair value, except for certain money market and investment contracts that are
reported at cost because they are not transferable and they have terms that are not affected by changes in market
interest rates.
Changes in fair value that occur during a fiscal year are recognized as income from property and investments
reported for that fiscal year. Income from property and investments includes interest earnings; changes in fair value;
any gains or losses realized upon the liquidation, maturity or sale of investments; property rentals; and the sale of
City-owned property.
Capital assets: Capital assets, which include buildings and improvements, and furniture and equipment, are
reported as part of governmental activities in the government-wide financial statements. Capital assets are defined by
the Corporation as assets with an initial, individual cost of more than $500 and an estimated useful life in excess of
one year. Such assets are recorded at historical cost, or estimated historical cost if purchased or constructed.
Donated capital assets are recorded at estimated fair market value at the date of donation.
The cost of normal maintenance and repairs that do not add to the value of an asset or materially extend an asset's
useful life are not capitalized.
Costs associated with construction in progress are recorded in their respective capital assets category upon approval
. by the Corporation's governing board, which approximates the completion date.
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• Rosemead Housing Development Corporation
Notes to Financial Statements
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Note 1. Nature of Operations, Reporting Entity, Description of Funds and Account Group, and
■ Significant Accounting Policies, Continued
■ Depreciation is charged to operations using the straight-line method based on the estimated useful life of an asset.
The estimated useful lives of depreciable assets are as follows:
Years
Buildings 50
Improvements 15
Furniture and equipment 7
• GASB Statement No. 42, Accounting and Financial Reporting for Impairment of Capital Assets and for Insurance
Recoveries, was adopted during the year ended June 30, 2006. Statement No. 42 requires an evaluation of
prominent events or changes in circumstances to determine whether an impairment loss should be recorded and
whether any insurance recoveries should be offset against the impairment loss. The effect of the implementation of
GASB Statement No. 42 was not significant to the Corporation net assets or changes in net assets for the year
ended June 30, 2006.
Income taxes: The Corporation is exempt from federal income taxes under Section 501(c)(3) of the IRC and a
. similar exemption under state law.
. Fund equity: In the fund financial statements, governmental funds report reservations of fund balances for amounts
that are not available for appropriation or are legally restricted by outside parties for use for a specific purpose.
Designations of fund balances represent tentative management plans and are subject to change.
Rental income: The management company collects rent payments on the first day of the month and recognizes
revenue in the month due. Monthly rental income per unit ranges from $250 to $450 and is approved by the annual
budget.
Note 2. Cash
• Cash at June 30, 2006 consisted of cash in bank. The carrying amount of the Corporation's deposits was $194,391
and the bank balance was $550,210.
Custodial credit risk (deposits): Custodial credit risk for deposits is the risk that, in event of the failure of a
depository financial institution, a government will not be able to recover its deposits or will not be able to recover
collateral securities that are in the possession of an outside party. The Corporation maintains its bank accounts at
financial institutions that are collateralized with securities held by the pledging financial institution, or by its Trust
Department or agent, but not in the Corporation's name. The primary difference between the carrying amount and the
. bank balance are deposits in transit and outstanding checks. In accordance with state statutes, the Corporation
maintains deposits at those depository institutions insured by the FDIC. The California Government Code (the Code)
■ requires California banks and savings and loan associations to collateralize the deposits of governmental entities by
pledging government securities as collateral. The market value of pledge securities must equal at least 110% of
■ those deposits. California law also allows financial institutions to secure the deposits of governmental entities by
pledging first trust deed mortgage notes having a collateral value of 150% of a corporation's total deposits; however,
the collateralized securities are not held in the name of the Corporation. Of the bank balance noted above, $275,517
is federally insured and the balance is collateralized in accordance with the Code.
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Rosemead Housing Development Corporation
Notes to Financial Statements
Note 3. Reimbursement Agreements and Related-party Transactions
The Corporation has entered into a reimbursement agreement with the City for the Corporation's administrative
■ services. The Corporation paid $219,600 for administrative services to the City during the year ended June 30, 2006.
The Corporation is funded, in part, by advances from the Commission.
The Corporation has also entered into a 55-year lease agreement with the City for the Angelus Senior Housing
facility at $60,000 annually, expiring June 2047. Total lease commitments remaining are $2,460,000 for the Angelus
Senior Housing facility at June 30, 2006. The Corporation has also entered into a 55-year lease agreement with the
City for the Garvey Senior Housing facility at $72,000 annually, expiring November 2057. Total lease commitments
remaining are $3,702,000 for the Garvey Senior Housing facility at June 30, 2006. The Corporation paid $60,000 and
$72,000 in lease payments to the City during the year ended June 30, 2006 for the Angelus and Garvey Senior
Housing facilities, respectively.
Note 4. Capital Assets
During the year ended June 30, 2006, the changes in capital assets were as follows:
Balance Balance
■ June 30, 2005 Increases Deletions June 30, 2006
Governmental activities:
Capital assets being depreciated:
Buildings and improvements $ 11,042,597 $ $ $ 11,042,597
Furniture and equipment 128,544 128,544
. Total capital assets being
depreciated 11,171,141 11,171,141
Less accumulated depreciation for:
Buildings and improvements 1,049,995 220,852 1,270,847
Furniture and equipment 55,089 18,363 73,452
Total accumulated depreciation 1,105,084 239,215 1,344,299
. Total governmental activities
capital assets, net $ 10,066,057 $ (239,215) $ $ 9,826,842
Depreciation expense is allocated to the general government function in the statement of activities.
Note 5. Risk Management
The Corporation is exposed to various risks of loss related to torts; thefts of, damage to and destruction of assets;
errors and omissions; and natural disasters. The Corporation, through the City, carries commercial liability insurance
coverage. The Corporation carries no insurance coverage for natural disasters. Since the Corporation does not have
any employees (it uses employees from the City), it is not liable for injury to employees, workers' compensation, or
employee health and accident insurance. The City has had no reduction in insurance coverage, nor did the City have
■ any settlements that were in excess of insurance coverage in any of the three preceding years.
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Rosemead Housing Development Corporation
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Notes to Financial Statements
■ Note 6. Property Management and Operations
■ The Corporation has two agreements with a management company, dated July 1994 and April 2002, to operate the
® development housing. These agreements are automatically renewed for successive periods of one year, unless
terminated by the Corporation. The management company is responsible for collecting rents and receipts, employing
■ an on-site manager and maintaining financial records. Total fees paid to the management company were $14,160 for
the Angelus Senior Housing facility and $7,402 for the Garvey Senior Housing facility during fiscal year ended
■ June 30, 2006.
■ Note 7. Pronouncements Issued, Not Yet Effective
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The GASB has issued several pronouncements prior to June 30, 2006 that have effective dates that may impact
■ future financial presentations.
■ Management has not currently determined what, if any, impact implementation of the following statements may have
on the financial statements of the Corporation:
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■ GASB Statement No. 48, Sales and Pledges of Receivables and Future Revenues and Infra-Entity
Transfers of Assets and Future Revenues
■ • GASB Statement No. 49, Accounting and Financial Reporting for Pollution Remediation Obligations
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Required Supplementary Information
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Rosemead Housing Development Corporation
Statement of Revenues, Expenditures and Changes in Fund Balance-Budgetary Comparison-
General Fund
Year Ended June 30, 2006
Variances from
Budgeted Amounts Actual Final Budget
Original Final Amounts Over (Under)
Fund balance, July 1, 2005
Resources (inflows):
Rental income
Other
Intergovernmental, Rosemead Community
Development Commission
Amount available for appropriations
Charges to appropriations:
Operating
City administrative servcies paid to the City of
Rosemead
Facility charges paid by City of Rosemead
Total charges to appropriations
(Deficiency) of resources (under)
charges to appropriations
Fund balance, June 30, 2006
See Note to Required Supplementary Information.
$ 29,498 $ 29,498 $ 430,334 $ 400,836
405,600 405,600 406,200 600
5,700 5,700 300 (5,400)
40,000 40,000 - (40,000)
451,300 451,300 406,500 (44,800)
455,300 455,300 275,796 (179,504)
219,600 219,600 219,600
132,000 132,000 132,000
806,900 806,900 627,396 (179,504)
(355,600) (355,600) (220,896) 134,704
$ (326,102) $ (326,102) $ 209,438 $ 535,540
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Rosemead Housing Development Corporation
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Note to Required Supplementary Information
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■ Budgetary Information
■ Annual budgets are adopted on a basis consistent with accounting principles generally accepted in the United States
■ of America for the governmental fund. All annual appropriations lapse at fiscal year end.
■ On or before the last day in March of each year, all agencies of the government submit requests for appropriations to
the government's manager so that a budget may be prepared. Before the first Thursday of June, the proposed
■ budget is presented to the Corporation's governing board for review. The governing board holds public hearings and
a final budget must be prepared and adopted no later than June 30.
■ The appropriated budget is prepared by fund, function and department. The Corporation's department heads, with
■ approval of the Finance Director and City Manager, may make transfers of appropriations within a department.
Transfers of appropriations between departments must be approved by the governing board. The legal level of
■ budgetary control (i.e., the level at which expenditures may not legally exceed appropriations) is the department
level. Actual expenditures did not exceed budgeted expenditures for the fiscal year ended June 30, 2006. The
■ supplemental budgetary appropriations made in the governmental fund are detailed in the required supplementary
information.
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Encumbrance accounting is employed in governmental funds. Encumbrances (e.g., purchase orders, contracts)
■ outstanding at year end are reported as reservations of fund balances and do not constitute expenditures or liabilities
■ because the commitments will be reappropriated and honored during the subsequent year.
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Compliance Section
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McGladrey& Pullen
Certified Public Accountants
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Independent Auditor's Report on Internal Control over Financial Reporting
and on Compliance and Other Matters Based on an Audit of Financial Statements
Performed in Accordance with Government Auditing Standards
To the Governing Board
Rosemead Housing Development Corporation
Rosemead, California
We have audited the financial statements of the governmental activities and the governmental fund of the Rosemead
Housing Development Corporation (the Corporation), a component unit of the Community Development Commission
of the City of Rosemead, California, as of and for the year ended June 30, 2006, which collectively comprise the
Corporation's basic financial statements, and have issued our report thereon dated January 15, 2007. We conducted
our audit in accordance with auditing standards generally accepted in the United States of America and the
standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller
■ General of the United States.
■ Internal Control over Financial Reporting
. In planning and performing our audit, we considered the Corporation's internal control over financial reporting in order
to determine our auditing procedures for the purpose of expressing our opinion on the financial statements and not to
provide an opinion on the internal control over financial reporting. Our consideration of the internal control over
financial reporting would not necessarily disclose all matters in the internal control over financial reporting that might
be material weaknesses. A material weakness is a reportable condition in which the design or operation of one or
more of the internal control components does not reduce to a relatively low level the risk that misstatements caused
by error or fraud in amounts that would be material in relation to the financial statements being audited may occur
and not be detected within a timely period by employees in the normal course of performing their assigned functions.
We noted no matters involving the internal control over financial reporting and its operation that we consider to be
material weaknesses.
Compliance and Other Matters
As part of obtaining reasonable assurance about whether the Corporation's financial statements are free of material
misstatement, we performed tests of its compliance with certain provisions of laws, regulations, contracts and grant
agreements, noncompliance with which could have a direct and material effect on the determination of financial
statement amounts. However, providing an opinion on compliance with those provisions was not an objective of our
■ audit and, accordingly, we do not express such an opinion. The results of our tests disclosed no instances of
noncompliance or other matters that are required to be reported under Government Auditing Standards.
. This report is intended for the information and use of the Governing Board and management of the Corporation, and
is not intended to be, and should not be, used by anyone other than those specified parties.
Pasadena, California
January 15, 2007
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McGladrey & Pullen, LLP is a member firm of RSM International,
. an affiliation of separate and independent legal entities. 16
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