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CC - Item 8A - Transmittal of City, CDC and Housing Corporation FY 2008-09 Audited Financial ReportsROSEMEAD CITY COUNCIL STAFF REPORT TO: THE HONORABLE MAYOR AND CITY COUNCIL FROM: JEFF ALLRED, CITY MANAGER DATE: JANUARY 12, 2010 SUBJECT: TRANSMITTAL OF CITY, COMMUNITY DEVELOPMENT COMMISSION AND HOUSING CORPORATION FY 2008-09 AUDITED FINANCIAL REPORTS SUMMARY As of December 18, 2009 the City's independent auditors, Mayer Hoffman McCann P.C., completed their audit field work and helped City staff prepare the fiscal year ended June 30, 2009 Comprehensive Annual Financial Report (CAFR), the Rosemead Community Development Commission (RCDC) audited financial report, the Rosemead Housing Development Corporation (RHDC) audited financial report and the Single Audit Report on Federal Awards. The four financial reports are included with this staff report as well as the auditor's internal control controls letter, the auditor's responsibility under OMB Circular A-133 letter and the auditor's report on agreed upon procedures for City Council review. Staff Recommendation Staff, recommends that the City Council receive and file the following attachments: 1. The City's FY 2008-09 CAFR 2. The Rosemead Community Development Commission's audited financial report 3. The Rosemead Housing Development Corporation's audited financial report 4. The Single Audit Report on Federal Awards 5. The Auditor's internal controls letter 6. The Auditor's responsibility under OMB Circular A-133 letter 7. The Auditor's Report on Agreed Upon Procedures ANALYSIS The City's CAFR and the financial reports for its component units (RCDC and RHDC) have each received audit opinions stating that the financial statements present fairly, in all material respects, the financial positions of the governmental activities and each major fund as of June 30, 2009 as well as changes in financial position, in conformity with accounting principles generally accepted in the United States of America. APPROVED FOR CITY COUNCIL AGENDA: ITEM NUMBER: City Council Meeting January 12, 2010 Paqe 2 of 2 As in prior years, the City's CAFR has been submitted to the Government Finance Officers' Association of the United States and Canada (GFOA) for consideration to receive the Certificate of Achievement for Excellence in Financial Reporting (Certificate). When submitted for the Certificate the City's CAFR is evaluated by qualified peers throughout the country and is graded based upon strict criteria for accuracy, completeness, presentation format, and understandability. The Certificate is a recognition that the CAFR is, overall, a quality document in conformity with the_high standards of excellence defined by the GFOA. Only the CAFR of the primary government is qualified for submittal to the GFOA for consideration for the Certificate. Accordingly, the financial reports for the RCDC and the RHDC are not submitted. PUBLIC NOTICE PROCESS This item has been noticed through the regular agenda notification process. Submitted by: Steve Brisco Finance Director Attachment A: CAFR, RCDC Financial Report, RHDC Financial Report, Single Audit Report on Federal Awards Attachment B: Auditor's internal controls letter Attachment C: Auditor's responsibility under OMB Circular A-133 letter Attachment D: Auditor's Report on Agreed Upon Procedures i • A w U r] CITY OF ROSEMEAD Rosemead, California Single Audit Report on Federal Awards Year ended June 30, 2009 0 • CITY OF ROSEMEAD Single Audit Report on Federal Awards Year ended June 30, 2009 ! TABLE OF CONTENTS Pape Report on Compliance and Other Matters and on Internal Control over Financial Reporting Based on an Audit of Financial Statements Performed in Accordance with Government Auditing Standards 1 Report on Compliance with Requirements Applicable to Each Major Program, Internal Control over Compliance and on the Schedule of Expenditures of Federal Awards in Accordance with OMB Circular A-133 3 Schedule of Expenditures of Federal Awards 5 • Notes to the Schedule of Expenditures of Federal Awards 6 Schedule of Findings and Questioned Costs 7 ! Summary Schedule of Prior Audit Findings 9 • ! 0 Mayer Hoffman McCann RC. An Independent CPA Firm 2301 Dupont Drive, Suite 200 Irvine, California 92612 949-474-2020 ph 949-263-5520 fx www.mhm-pc.com Honorable Mayor and City Council City of Rosemead Rosemead, California REPORT ON COMPLIANCE AND OTHER MATTERS AND ON INTERNAL CONTROL OVER FINANCIAL REPORTING BASED ON AN AUDIT OF FINANCIAL STATEMENTS PERFORMED IN ACCORDANCE WITH GOVERNMENT AUDITING STANDARDS We have audited the financial statements of the governmental activities and each major fund and the aggregate remaining fund information of the City of Rosemead, California, (the City) as of and for the year ended June 30, 2009, which collectively comprise the City's basic financial statements and have issued our report thereon dated December 18, 2009. We conducted our audit in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. • Compliance and Other Matters As part of obtaining reasonable assurance about whether the City's financial statements are free of material misstatement, we performed tests of its compliance with certain provisions of laws, regulations, contracts and grant agreements, noncompliance with which could have a direct and material effect on the determination of financial statement amounts. However, providing an opinion on compliance with those provisions was not an objective of our audit and, accordingly, we do not express such an opinion. The results of our tests disclosed no material instances of noncompliance or other matters that are required to be reported under Government Auditing Standards. Internal Control Over Financial Reporting In planning and performing our audit, we considered the City's internal control over financial reporting as a basis for designing our auditing procedures for the purpose of expressing our opinions on the financial statements, but nor for the purpose of expressing an opinion on the effectiveness of the City's internal control over financial reporting. Accordingly, we do not express an opinion on the effectiveness of the City's internal control over financial reporting. A control deficiency exists when the design or operation of a control does not allow management or employees, in the normal course of performing their assigned functions, to prevent or detect misstatements on a timely basis. A significant deficiency is a control deficiency, or combination of control deficiencies, that adversely affects the City's ability to initiate, authorize, record, process, or report financial data reliably in accordance with generally- accepted accounting principles such that there is more than a remote likelihood that a misstatement of the City's financial statements that is more than inconsequential will not be prevented or detected by the City's internal control. The matter described in the accompanying Schedule of Findings and Questioned Costs conforms to this definition. 0 • Honorable Mayor and City Council City of Rosemead • Page Two A material weakness is a significant deficiency, or combination of significant deficiencies, that • results in more than a remote likelihood that a material misstatement of the financial statements will not be prevented or detected by the City's internal control. Our consideration of the internal control over financial reporting was for the limited purpose described in the first paragraph of this section and would not necessarily disclose all deficiencies in internal control that might be significant deficiencies or material weaknesses. We t did not identify any deficiencies in internal control over financial reporting that we consider to be material weaknesses, as defined above. We noted certain matters we reported to the management of the City of Rosemead in a separate letter dated December 18, 2009. • The City's written response to the significant deficiency identified in our audit have not been subjected to the audit procedures applied in the audit of financial statements and, accordingly, we express no opinion on them. This report is intended solely for the information and use of the City Council, management and federal awarding agencies and pass-through entities, and is not intended to be, and should not • be, used by anyone other than those specified parties. /Y 41 l 4e7790,1 04-,6417 / 14. Irvine, California December 18, 2009 • s • • 0 Mayer Hoffman McCann P.C. An Independent CPA Firm 2301 Dupont Drive, Suite 200 Irvine, California 92612 949-474-2020 ph 949-263-5520 fx www.mhm-pc.com . Honorable Mayor and Members of the City Council City of Rosemead Rosemead, California REPORT ON COMPLIANCE WITH REQUIREMENTS APPLICABLE TO EACH MAJOR PROGRAM, INTERNAL CONTROL OVER COMPLIANCE AND ON THE SCHEDULE OF EXPENDITURES OF FEDERAL AWARDS IN ACCORDANCE WITH OMB CIRCULAR A-133 Compliance We have audited the compliance of the City of Rosemead, California, (the City) with the types of compliance requirements described in the U.S. Office of Management and Budget (OMB) Circular A-133 Compliance Supplement that are applicable to its major federal programs for the year ended June 30, 2009. The City's major federal programs are identified in the summary of auditors' results section of the accompanying schedule of findings and questioned costs. Compliance with the requirements of laws, regulations, contracts and grants applicable to its major federal programs are the responsibility of the City's management. Our responsibility is to express an opinion on the City's compliance based on our audit. We conducted our audit of compliance in accordance with auditing standards generally accepted in the United States of America; the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States and OMB Circular A-133, Audits of States, Local Governments, and. Non-Profit Organizations. Those standards and OMB Circular A-133 require that we plan and perform the audit to obtain reasonable assurance about whether noncompliance with the types of compliance requirements referred to above that could have a direct and material effect on a major federal program occurred. An audit includes examining, on a test basis, evidence about the City's compliance with those requirements and performing such other procedures as we considered necessary in the circumstances. We believe that our audit provides a reasonable basis for our opinion. Our audit does not provide a legal determination on the City's compliance with those requirements. In our opinion, the City complied, in all material respects, with the requirements referred to above that are applicable to its major federal programs for the year ended June 30, 2009. Internal Control Over Compliance The management of the City is responsible for establishing and maintaining effective internal control over compliance with requirements of laws, regulations, contracts and grants applicable to federal programs. In planning and performing our audit, we considered the City's internal control over compliance with requirements that could have a direct and material effect on a major federal program in order to determine our auditing procedures for the purpose of 0 0 Honorable Mayor and Members of the City Council • City of Rosemead Page Two expressing our opinion on compliance, but not for the purpose of expressing an opinion on the effectiveness of internal control over compliance. Accordingly, we do not express an opinion on the effectiveness of the City's internal control over compliance. A control deficiency in an entity's internal control over compliance exists when the design or operation of a control does not allow management or employees, in the normal course of performing their assigned functions, to prevent or detect noncompliance with a type of compliance requirement of a federal program on a timely basis. A significant deficiency is a control deficiency, or combination of control deficiencies, that adversely affects the City's ability to administer a federal program such that there is more than a remote likelihood that noncompliance with a type of compliance requirement of a federal program that is more than inconsequential will not be prevented or detected by the City's internal control. A material weakness is a significant deficiency, or combination of significant deficiencies, that results in more than a remote likelihood that material noncompliance with a type of compliance requirement of a federal program will not be prevented or detected by the City's internal control. Our consideration of internal control over compliance was for the limited purpose described in the first paragraph of this section and would not necessarily identify all deficiencies in the City's internal control that might be significant deficiencies or material weaknesses. We did not identify any deficiencies in internal control over compliance that we consider to be material weaknesses, as defined above. Schedule of Federal Awards We have audited the basic financial statements of the governmental activities, each major fund and the aggregate remaining fund information of the City as of and for the year ended June 30, 2009,_ which collectively comprise the City's basic financial statements, and have issued our report thereon dated December 18, 2009. Our audit was performed for the purpose of forming our opinions on the financial statements that collectively comprise the City's basic financial statements. The accompanying Schedule of Expenditures of Federal Awards is presented for purposes of additional analysis in accordance with the requirements of OMB Circular A-133 and is not a required part of the basic financial statements. Such information has been subjected to the e3uditing procedures applied in the audit of the basic financial statements and, in our opinion, is fairly stated, in all material respects, in relation to the basic financial statements taken as a whole. This report is intended solely for the information of the City Council, management, federal awarding agencies and pass-through entities and is not intended to be and should not be used by ari/yyone~ other than ,these ~specified parties. /j Irvine, California December 18, 2009 0 • • CITY OF ROSEMEAD Schedule of Expenditures of Federal Awards Year ended June 30, 2009 Federal . Amount Federal Grantor/Pass-through Grantor/Program Title CFDA Number Federal Expenditures Provided to Subrecipieots U.S. Department of Housing and Urban Development Direct Programs: Community Development Block Grants 14.218 $ 1,403,324 - 113,473 HOME 14.239 782,231 ' - Total Federal Awards Expended $ 2,185,555 113,473 Denotes a Major Program CFDA = Catalog of Federal Domestic Assistance • 0 a See accompanying notes to the schedule of expenditures of federal awards 5 40 • CITY OF ROSEMEAD Notes to the Schedule of Expenditures of Federal Awards • Year ended June 30, 2009 (1) Summary of Significant Accounting Policies Applicable to the Schedule of Federal Awards (a) Scope of Presentation The accompanying schedule presents only the expenditures incurred by the City of Rosemead that are reimbursable by agencies providing federal assistance. For the purposes of this schedule, federal financial assistance includes both federal financial assistance received directly from a federal agency, as well as federal funds received indirectly from a non-federal agency or other organization. Only the portion of program expenditures reimbursable with such federal funds are reported in the accompanying schedule. Program expenditures in excess of the maximum federal reimbursement authorized or the portion of the program expenditures that local or other non-federal funds are excluded from the were funded with state • , accompanying schedule. (b) Basis of Accounting The expenditures included in the accompanying schedule were reported on the modified accrual basis of accounting. Under the modified accrual basis of accounting, expenditures are recognized when the agency becomes obligated for payment as a result of the receipt of the related goods and services. Expenditures reported include any property or equipment acquisitions incurred under the federal program. (c) Subrecipient Expenditures Payments to subrecipients totaled $113,473 for the Community Development Block Grant for the fiscal year ended June 30, 2009. • • • • • CITY OF ROSEMEAD Schedule of Findings and Questioned Costs Year ended June 30, 2009 6 (A) Summary of Auditors' Results 1. An unqualified report was issued by the auditors on the financial statements of the auditee. 2. There were no material weaknesses in internal control over financial reporting. There was one significant deficiency in internal control over financial reporting that we described as item 09-1. 3. The audit disclosed no noncompliance which is material to the financial statements of the auditee. 0 4. There were no significant deficiencies or material weaknesses in internal control over the major program of the auditee. 5. An unqualified opinion was issued by the auditors on compliance for major programs. 6. The audit disclosed no audit finding that is required to be reported under paragraph .510(a) of OMB Circular A-133. 7. The major programs of the auditee were U.S. Department of Housing and Urban Development, HOME, CFDA No. 14.239 and U.S. Department of Housing and Urban Development, Community Development Block Grants, CFDA No. 14.218. 8. The dollar threshold used to distinguish Type A and Type B programs was $300,000. 9. The auditee did not qualify as a low risk auditee, as defined by OMB Circular A- 133, paragraph .530, for the year ended June 30, 2009 for the purpose of determining major programs. (B) Findings Related to the Financial Statements which are Required to be Reported in Accordance with GAGAS (09-1) Establishment of System Access Rights Although individual bank account activity had been reconciled during the year, the City had not comprehensively reconciled all bank and investment accounts to the total cash and investment balances per the accounting records during the year. • 7 • CITY OF ROSEMEAD Schedule of Findings and Questioned Costs (Continued) • (09-1) Establishment of System Access Rights (Continued) In accordance with the implementation of the new audit risk assessment standards, we modified our approach to testing accounting system access controls. During our procedures, we noted that all finance personnel have the ability to perform the following functions: Establish vendors and process invoices for payment • Make changes to the payroll master file (adding and deleting employees, making pay rate changes, etc.) • Process payroll • Electronically transfer funds from the City's checking account Recommendation We recommend that the City restrict key accounting system processes to a minimum number of individuals. Each individual in the Finance Department should have different access rights depending on their accounting duties. Management's Corrective Actions Planned Access rights are currently being defined based on job duties. Particular attention is being paid to assigning access rights based on internal controls as well as job duties. • For example, check printing access will be assigned to one person and data input access to a different person. 0 There are no auditors' findings to be reported in accordance with OMB Circular A-133. • • 0 • CITY OF ROSEMEAD Summary Schedule of Prior Audit Findings Year ended June 30, 2009 The following is the status of prior audit findings for the year ended June 30, 2008: (08-1) Controls over Bank Reconciliations Resolved. 40 (08-2) Establishment of System Access Rights Matter was not resolved and therefore was repeated as a current year finding. See accompanying Schedule of Findings and Questioned Costs as item 09-1. (08-3) Controls over Cash Disbursements Resolved. (08-4) Competitive Bidding Process Resolved. (08-5) Controls over Misstatements Reflected in the Financial Statements 0 Resolved. (08-6) Adjustments Detected by the Audit Process Resolved. • 9 0 I i 1 C 1 1 1 1 1 1 1 1 1 1 1 1 1 I CITY OF ROSEMEAD California COMPREHENSIVE ANNUAL FINANCIAL REPORT FISCAL YEAR ENDED JUNE 30, 2009 1 1 t CITY OF ROSEMEAD Rosemead, California Comprehensive Annual Financial Fiscal Year Ended June 30, 2009 Prepared by the Finance De Steve Brisco Director of Finance (This page intentionally left blank) ' CITY OF ROSEMEAD ' Comprehensive Annual Financial Rer Fiscal Year Ended June 30, 2009 I TABLE OF CONTENTS ' INTRODUCTORY SECTION Letter of Transmittal ' Directory of Officials Certificate of Achievement for Excellence in Financial Reporting i Organizational Chart 1 1 I FINANCIAL SECTION Independent Auditors' Report Management's Discussion and Analysis (Required Supplementa Basic Financial Statements: Government-wide Financial Statements: Statement of Net Assets Statement of Activities Fund Financial Statements: Governmental Funds: Balance Sheet Reconciliation of the Balance Sheet of Governmental I to the Statement of Net Assets Statement of Revenues, Expenditures and Changes it Reconciliation of the Statement of Revenues, Expendi in Fund Balances of Governmental Funds to the Stat Proprietary Funds: Statement of Net Assets Statement of Revenues, Expenses, and Changes in F Statement of Cash Flows Statement of Fiduciary Assets and Liabilities - Agency Fui Notes to the Basic Financial Statements 3FOA) Information) Fund Balances ues, and Changes ment of Activities nd Net Assets REQUIRED SUPPLEMENTARY INFORMATION: Notes to Required Supplementary Information Schedule of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual - General Fund Paqe i vi vii viii 1 3 14 15 16 19 20 22 23 24 25 26 27 58 59 1 CITY OF ROSEMEAD Comprehensive Annual Financial Report Fiscal Year Ended June 30, 2009 TABLE OF CONTENTS, (Continued) FINANCIAL SECTION, (Continued) Pape REQUIRED SUPPLEMENTARY INFORMATION, (Continued) Schedule of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual - Low-Moderate Income Housing Set-Aside 60 OTHER SUPPLEMENTARY INFORMATION Combining Balance Sheet - Non-Major Governmental Funds 64 Combining Statement of Revenues, Expenditures and Changes in Fund Balances - Non-Major Governmental Funds 66 Schedule of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual - Traffic Safety 68 Schedule of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual - Community Development Block Grant 69 Schedule of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual - HOME Program 70 Schedule of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual - Proposition A 71 Schedule of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual - Proposition C 72 Schedule of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual - Federal Highway Grant 73 Schedule of Revenues. Expenditures and Changes in Fund Balances - Budget and Actual - State Gas Tax 74 Schedule of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual - Air Quality Management District 75 Schedule of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual - Local Transportation 76 Schedule of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual - Street Lighting 77 Schedule of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual - Narcotics Forfeiture and Seizure 78 Schedule of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual - Rosemead Housing Development Corporation 79 Schedule of Revenues, Expenditures and Changes in Fund Balances - Budget ' and Actual - City Capital Projects 80 Major Fund Budget and Actual Schedules: Schedule of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual - Redevelopment Agency Debt Service Fund 81 CITY OF ROSEMEAD ' Comprehensive Annual Financial Report Fiscal Year Ended June 30, 2009 ' i d nue TABLE OF CONTENTS (Cont ) ' FINANCIAL SECTION (Continued) Pape OTHER SUPPLEMENTARY INFORMATION, (Continued) ' Schedule of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual - Redevelopment Agency Capital Projects Fund 82 Internal Service Funds: ' Combining Statement of Net Assets 84 Combining Statement of Revenues, Expenses and Changes in Fund Net Assets 85 Combining Statement of Cash Flows 86 Statement of Changes in Assets and Liabilities - Agency Fund 87 i STATISTICAL SECTION Net Assets by Component 90 ' Changes in Net Assets 91 Fund Balances of Governmental Funds 92 ' Changes in Fund Balances of Governmental Funds 93 Assessed Value and Estimated Actual Value of Taxable Property 94 ' Direct and Overlapping Property Tax Rates 95 96 Principal Property Tax Payers Property Tax Levies and Collections 97 ' Ratios of Outstanding Debt by Type 98 Ratio of General Bonded Debt Outstanding 99 ' Direct and Overlapping Governmental Activities Debt 100 Legal Debt Margin 101 ' Pledged Revenue Coverage Demographic and Economic Statistics 102 103 Principal Employers 104 Full-time and Part-time City Employees 105 Operating Indicators by Function 106 Capital Asset Statistics by Function 107 (This page intentionally left blank) MAYOR: ' MARGARET CLARK MAYOR PRO TEM: GARY TAYLOR COUNCIL MEMBERS: ' SANDRA ARMENTA POLLY LOW STEVEN LY 1 1 11 I December 18, 2009 oscmcad 8838 E. VALLEY BOULEVARD • P.O. BOX 399 ROSEMEAD, CALIFORNIA 91770 TELEPHONE (626) 569-2100 FAX (626) 307-9218 To the Honorable Mayor, Members of the City Council, and Citizens of the City of Rosemead: Sound financial practice dictates that all general-purpose local governments publish within six months of the close of each fiscal year a complete set of financial statements presented in conformity with generally accepted accounting principles (GAAP) and audited in accordance with generally accepted auditing standards by a firm of licensed certified public accountants. Pursuant to that requirement, we hereby issue the comprehensive annual financial report of the City of Rosemead for the fiscal year ended June 30, 2009. This report consists of management's representations concerning the finances of the City of Rosemead. Consequently, management assumes full responsibility for the completeness and reliability of all of the information presented in this report. To provide a reasonable basis for making these representations, management of the City of Rosemead has established a comprehensive internal control framework that is designed both to protect the government's assets from loss, theft, or misuse and to compile sufficient reliable information for the preparation of the City of Rosemead's financial statements in conformity with GAAP. Because the cost of internal controls should not outweigh their benefits, the City of Rosemead's comprehensive framework of internal controls has been designed to provide reasonable rather than absolute assurance that the financial statements will be free from material misstatement. As management, we assert that, to the best of our knowledge and belief, this financial report is complete and reliable in all material respects. The City of Rosemead's financial statements have been audited by Mayer Hoffman McCann P.C., a firm of licensed certified public accountants. The goal of the independent audit was to provide reasonable assurance that the financial statements of the City of Rosemead for the fiscal year ended June 30, 2009, are free of material misstatement. The independent audit involved examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements; assessing the accounting principles used and significant estimates made by management; and evaluating the overall financial statement presentation. The independent auditor concluded, based upon the audit, that there was a reasonable basis for rendering an unqualified opinion that the City of Rosemead's financial statements for the fiscal year ended June 30, 2009, are fairly presented in conformity with GAAP. The independent auditor's report is presented as the first component of the financial section of this report. The independent audit of the financial statements of the City of Rosemead was part of a broader, federally mandated "Single Audit" designed to meet the special needs of federal grantor agencies. The standards governing Single Audit engagements require the independent auditor to report not only on the fair presentation of the financial statements, but also on the audited government's internal controls and compliance with legal requirements, with special emphasis on internal controls and legal requirements involving the administration of federal awards. These reports are available in the City of Rosemead's separately issued Single Audit Report. GAAP require that management provide a narrative introduction, overview, and analysis to accompany the basic financial statements in the form of Management's Discussion and Analysis (MD&A). This letter of transmittal is designed to complement MD&A and should be read in conjunction with it. The City of Rosemead's MD&A can be found immediately following the report of the independent auditors. Profile of the Government The City of Rosemead, incorporated in 1959, is located in the southwestern part of the state, which is considered to be the top growth area in the state, and one of the top growth areas in the country. The City of Rosemead currently occupies a land area of 5.5 square miles and serves a population of more than 57,000. Property tax is levied and collected by the County of Los Angeles. The City and Community Development Commission's portion is remitted to the City by the County. The City of Rosemead has operated under the council-manager form of government since 1959. Policy-making and legislative authority are vested in a governing council consisting of the mayor and four other members. The governing council is responsible, among other things, for passing ordinances, adopting the budget, appointing committees, and hiring the government's manager, attorney and clerk. The government's manager is responsible for carrying out the policies and ordinances of the governing council, for overseeing the day-to-day operations of the government, and for appointing the heads of the various departments. The council is elected on a non-partisan basis. Council members serve four-year staggered terms, with three council members elected every two years and two elected the opposite two years. The mayor is selected from among the five council members, by the council members, and serves for a one year term. ' Many of the functions often provided by municipal government are provided by special districts. ' Examples of some of Rosemead's special districts, which usually encompass areas larger than the City itself, are the Fire Protection District, the Library District and the County Flood Control ' District. Certain other governmental functions are paid for by the City, but performed by a variety of other public and private agencies under contract. Some of the contracts in effect during the fiscal year were for police, street maintenance and animal control. Animal Control will fall under the direct control of the City in FY 2009-10. The City also has three blended component units: 1) the Rosemead Financing Authority (the Authority), 2) the Rosemead Community Development Commission (the RCDC) and 3) the Rosemead Housing Development ' Corporation (RHDC). The City of Rosemead also provides a full range of services, including recreational activities and cultural events. Additional information on all three of these legally ' separate entities can be found in Note 1(a) in the notes to the financial statements. ' The annual budget serves as the foundation for the City of Rosemead and its component unit's financial planning and control. All business units and component units of the City of Rosemead ' are required to submit requests for appropriation to the City Manager in mid March of each year. The City Manager uses these requests as the starting point for developing a proposed budget. The City Manager then presents this proposed budget to the City Council for review prior to June 30. ' The City Council is required to hold public hearings on the proposed budget and to adopt a final budget by no later than June 30, the close of the City of Rosemead's fiscal year. The appropriated budget is prepared by fund and department (e.g., public safety). Department heads, ' with City Manager approval, may make transfers of appropriations within a department. Transfers of appropriations between departments, however, require the approval of the City ' Council. Budgetrto-actual comparisons are provided in this report for each individual governmental fund for which an appropriated annual budget has been adopted. For the general fund, this comparison is presented on page 59 as part of the basic financial statements for the ' governmental funds. For governmental funds, other than the general fund, with appropriated annual budgets, this comparison is presented in the governmental fund subsection of this report, which starts on page 60. ' Factors Affecting Financial Condition The information presented in the financial statements is perhaps best understood when it is considered from the broader perspective of the specific environment within which the City of ' Rosemead operates. Local economy. Considering the current recessionary economy, the City of Rosemead currently enjoys a reasonably favorable economic environment and local indicators point to moderate 1 iii declines due to the current economy. The region has a varied retail and industrial base including two national general merchandise stores that historically perform well in a recessionary economy. They have continued to perform relatively well and helped the City's sales tax decline only 10.3% compared to a 16.4% decline County average. Lower than County average sales tax losses have helped keep Rosemead's unemployment rates down to 11.1% whereas the larger Los Angeles, Long Beach, Glendale area is at 12.6% . Major employers are listed in the statistical section of the accompanying financial report. A new grocery store and major gym have been approved to open during FY 2009-10 and should help relieve some of the City's unemployment. Long-term Financial Planning. On December 8, 2009 the City Council approved a strategic long-term plan that identifies three Key Organizational Goals: 1) Beautify Community Infrastructure and Improve Public Facilities. 2) Enhance Public Safety and Quality of Life. 3) Ensure the City's Financial Viability With Balanced Budgets and Prudent Reserves. To meet these goals the City Council has approved capital improvement projects for street resurfacing and slurry sealing, curb and ramp improvements, tree planting as well as other park and facility renovations and improvements Additionally new revenue sources such as the 2009 American Recovery and Reinvestment Act (ARRA) grants have been applied for and awarded to the City. The new grant awards will provide funding for infrastructure improvements during FY 2009-10. Also, a new ten-year comprehensive capital improvement program (CIP) is scheduled for development during FY 2009-10 and a facilities master plan is nearing completion. Cash management policies and practices. Cash, temporarily idle during the year, was invested in a money market account and the State Treasurer's Local Agency Investment Fund (LAIF). Due to the unsettled state of California finances, $2.25 million remained invested in a money market account which has a lower yield than LAIF, but will avoid some potential LAIF liquidity risk in the event that the State should withdraw significant amounts of cash from LAIF. The State also invests in LAIF and although they are legally prohibited from borrowing local agency cash, a large run on the State's LAIF cash could potentially limit the amount of liquid cash available for local withdrawals. With LAIF yields declining and other investments increasing in yield without unnecessary safety risks, City staff is preparing to diversify investments. In accordance with State law, all City investment strictly adhere to the priorities, in order of importance, of: 1) safety, 2) liquidity and 3) yield. Risk Management. The City is a member of the California Joint Powers Insurance Authority (the Authority). The Authority is composed of 107 California public entities and is organized under a joint powers agreement pursuant to California Government Code 6500 et seq. The purpose of the Authority is to arrange and administer programs for the pooling of self-insured losses, to purchase excess insurance and reinsurance, and to arrange for group-purchased iv I I I i i I I I I I I I I I I I I I insurance for property and other coverage. Additional information can be found in Note 9 in the notes to the financial statements. Pension and other postemployment benefits. The City of Rosemead is contracted with the California Public Employees Retirement System (CalPERS) for retirement benefits for full time employees. Supplemental retirement benefits are offered to qualified full-time employees, retirees and part-time employees through Public Agency Retirement Services (PARS). The City also provides health insurance benefits for certain qualified retirees. In accordance with GASB 45, additional information on the City of Rosemead's pension arrangements and postemployment benefits can be found in Note 8 in the notes to the financial statements. Awards and Acknowledgements The Government Finance Officers Association of the United States and Canada (GFOA) awarded a Certificate of Achievement for Excellence in Financial Reporting to the City of Rosemead for its comprehensive annual financial report (CAFR) for the fiscal year ended June 30, 2008. In order to be awarded a Certificate of Achievement, the government had to publish an easily readable and efficiently organized CAFR that satisfied both generally accepted accounting principles and applicable legal requirements. A Certificate of Achievement is valid for a period of one year only. We believe that our current CAFR continues to meet the Certificate of Achievement Program's requirements and we are submitting it to the GFOA to determine its eligibility for another certificate. The preparation of this report would not have been possible without the efficient and dedicated services of the entire team of the finance and administration departments. We would like to express our appreciation to all members of the department who assisted and contributed to the preparation of this report. Credit also must be given to the mayor and the governing council for their unfailing support for maintaining the highest standards of professionalism in the management of the City of Rosemead's finances. Respectfully submitted, a . Steven L. Brisco Finance Director I City of Rosemead Directory of Officials June 30, 2009 CITY COUNCIL Margaret Clark, Mayor Gary Taylor, Mayor Pro Tern Polly Low, Council Member Sandra Armenta, Council Member Steven Ly, Council Member CITY MANAGEMENT Jeff Allred, City Manager Matthew E. Hawkesworth, Assistant City Manager Brian Saeki, Community Development Director Steve Brisco, Director of Finance Lt. Tim Murakami, Chief of Police (Contracted) David Montgomery-Scott, Director of Parks and Recreation Chris Marcarello, Deputy Public Works Director Gloria Molleda, City Clerk Joseph M. Montes, City Attorney (Contracted) Vi Certificate of Achievement for Excellence in Financial Reporting ' Presented to City of Rosemead ' California For its Comprehensive Annual ' Financial Report for the Fiscal Year Ended ' June 30, 2008 A Certificate of Achievement for Excellence in Financial Reporting is presented by the Government Finance Officers Association of the United States and Canada to ' government units and public employee retirement systems whose comprehensive annual financial ' reports (CAFRs) achieve the highest standards in government accounting and financial reporting. e y F ' ~ ~1[O~Si4kS~~T E nA1p1 J1U nuovmn s' s~ a President ~AKW ' *'f~oe ~%Ok" ' Executive Director vii I City of Rosemead Function Based Organizational Chart i i i r-~ r-- i J Vlll F FINANCIAL SECTION (This page intentionally left blank) ' Mayer Hoffman McCann P.C. An Independent CPA Firm t 2301 Dupont Drive, Suite.200 Irvine, California 92612 949-474-2020 ph 949-263-5520 fx ' www.mhm-pc.com ' The Honorable Mayor and City Council City of Rosemead Rosemead, California ' INDEPENDENT AUDITORS' REPORT We have audited the accompanying financial statements of the governmental activities, each ' major fund, and the aggregate remaining fund information of the City of Rosemead, California, as of and for the year ended June 30, 2009, which collectively comprise the City's basic financial statements, as listed in the table of contents. These financial statements are the ' responsibility of the management of the City of Rosemead. Our responsibility is to express opinions on these financial statements based on our audit. We conducted our audit in accordance with auditing standards generally accepted in the United States of America, and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. Those ' standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement. An audit includes examining, on a test basis, evidence supporting. the amounts and disclosures in the financial statements. ' An audit also includes assessing the accounting principles used and significant estimates made by management, as well as evaluating the overall financial statement presentation. We believe that our audit provides a reasonable basis for our opinions. ' In our opinion, the financial statements referred to above present fairly, in all material respects, the respective financial position of the governmental activities, each major fund, and the aggregate remaining fund information of the City of Rosemead, California, as of June 30, 2009, ' and the respective changes in financial position of the City of Rosemead, California for the year then ended in conformity with accounting principles generally accepted in the United States of America. ' As described further in note 8 to the financial statements, the City changed its method of accounting for postemployement benefits for the years ending on and after June 30, 2009. ' The information identified in the accompanying table of contents as management's discussion and analysis and required supplementary information are not a required part of the basic financial statements but are supplementary information required by accounting principles generally accepted in the United States of America. We have applied certain limited procedures, which consisted principally of inquiries of management regarding the methods of measurement and presentation of the supplementary information. However, we did not audit the information I and express no opinion on it The Honorable Mayor and City Council City of Rosemead Rosemead, California Our audit was conducted for the purpose of forming opinions on the financial statements that collectively comprise the City of Rosemead's basic financial statements. The introductory section, combining and individual fund financial statements and schedules and statistical tables listed in the table of contents are presented for purposes of additional analysis and are not a required part of the basic financial statements. The combining and individual fund financial statements and schedules have been subjected to the auditing procedures applied in the audit of the basic financial statements, and in our opinion, are fairly stated in all material respects in relation to the basic financial statements taken as a whole. The introductory section and statistical tables have not been subjected to the auditing procedures applied in the audit of the basic financial statements and, accordingly, we express no opinion on them. In accordance with Government Auditing Standards, we have also issued a report dated December 18, 2009 on our consideration of the City's internal control over financial reporting and our tests of its compliance with certain provisions of laws, regulations, contracts, grant agreements, and other matters. The purpose of that report is to describe the scope of our testing of internal control over financial reporting and compliance and the results of that testing, and not to provide an opinion on the internal control over financial reporting or on compliance. That report is an integral part of an audit performed in accordance with Government Auditing Standards and should be considered in assessing the results of our audit. Irvine, California December 18, 2009 2 I 1 1 I 1 1 I 1 1 1 I Management's Discussion and Analysis As management of the City of Rosemead, we offer readers of the City of Rosemead's financial statements this narrative overview and analysis of the financial activities of the City of Rosemead for the fiscal year ended June 30, 2009. We encourage readers to consider the information presented here in conjunction with additional information that we have furnished in our letter of transmittal, which can be found on pages i -v of this report. All amounts, unless otherwise indicated, are in thousands of dollars. Financial Highlights • The assets of the City of Rosemead exceed its liabilities at the close of the most recent fiscal year by $50,073 (net assets). Of this amount, $24,883 (unrestricted) may be used to meet the government's ongoing obligations to citizens and creditors. • The government's total net assets increased by $473 primarily due to the addition of the Rosemead Park walking/jogging trail. • As of the of the current fiscal year, the City of Rosemead's governmental funds reported combined ending fund balances of $40,032, a decrease of $16 in comparison with the prior year. Approximately 70 percent of this total amount, $27,908, is available for spending at the governments discretion (unreserved, undesignated fund balance). • At the end of the current fiscal year, unreserved, undesignated fund balance for the General Fund was $16,135 or 81 percent of total General Fund expenditures. • The City of Rosemead's total long-term debt decreased by $673 (-1.8 percent) during the current fiscal year. The decrease was less than the prior year due to the recognition of Other Post Employment Benefits (OPEB) as required by Governmental Accounting Standards Board (GASB) Statement No. 45, recognition of a retrospective insurance deposit and an increase in the compensated absences balance. Overview of the Financial Statements This discussion and analysis is intended to serve as an introduction to the City of Rosemead's basic financial statements. The City of Rosemead's basic financial statements comprise three components: 1) government-wide financial statements, 2) fund financial statements, and 3) notes to the financial statements. This report also contains other supplemental information in addition to the basic financial statements themselves. Government-wide Financial Statements. The government-wide financial statements are designed to provide readers with a broad overview of the City of Rosemead's finances, in a manner similar to private-sector business. The statement of net assets presents information on all of the City of Rosemead's assets and liabilities, with the difference between the two reported as net assets. Over time, increases or decreases in net 1 assets may serve as a useful indicator of whether the financial position of the City of Rosemead is improving or deteriorating. The statement of activities presents information showing how the government's net assets changed during the most recent fiscal year. All changes in net assets are reported as soon as the underlying event giving rise to the change occurs, regardless of the timing of related cash flows. Thus, revenues and expenses are reported in this statement for some items that will only result in cash flows in future fiscal periods (e.g., uncollected taxes and earned but unused vacation leave). Both of the government-wide financial statements distinguish functions of the City of Rosemead that are principally supported by taxes and intergovernmental revenues (governmental activities) from other functions that are intended to recover all or a significant portion of their costs through user fees and charges (business-type activities). The City of Rosemead does not have any business-type activities. The governmental activities of the City of Rosemead include general government, public safety, public works, community services, community development, and parks and recreation. The government-wide financial statements include not only the City of Rosemead itself (known as the primary government), but also a legally separate redevelopment agency and a legally separate low income housing corporation, for which the City of Rosemead is financially accountable. Financial information for the component units is reported separately from the financial information presented for the primary government itself. The government-wide financial statements can be found on pages 14-15 of this report. Fund financial statements. A fund is a grouping of related accounts that is used to maintain control over resources that have been segregated for specific activities or objectives. The City of Rosemead, like other state and local governments, uses fund accounting to ensure and demonstrate compliance with finance-related legal requirements. All of the funds of the City of Rosemead can be divided into three categories: governmental funds, internal service funds and fiduciary funds. Governmental funds. Governmental funds are used to account for essentially the same functions reported as governmental activities in the government-wide financial statements. However, unlike the government-wide financial statements, governmental fund financial statements focus on near-term inflows and outflows of spendable resources, as well as on balances of spendable resources available at the end of the fiscal year. Such information may be useful in evaluating a government's near-term financing requirements. Because the focus of governmental funds is narrower than that of the government-wide financial statements, it is useful to compare the information presented for governmental funds with similar information presented for governmental activities in the government-wide financial statements. By doing so, readers may better understand the long-term impact of the government's near-term financing decisions. Both the governmental fund balance sheet and the governmental fund statement of revenues, expenditures, and changes in fund balances provide a reconciliation to facilitate this comparison between governmental funds and governmental activities. I F 1 1 1 I The City of Rosemead and its component units maintain 17 active governmental funds. Information is presented separately in the governmental fund balance sheet and in the governmental fund statement of revenues, expenditures, and changes in fund balances for the General Fund, Low-Moderate Income Housing Set-Aside Fund, Debt Service Funds and Capital Projects Funds, all four of which are considered to be major funds. Data from the other 10 governmental funds are combined into a single, aggregated presentation. Individual fund data for each of these non-major governmental funds is provided in the form of combining statements elsewhere in this report. The City of Rosemead adopts an annual appropriated budget for all its funds. A budgetary comparison statement has been provided for the General Fund, Low-Moderate Income Housing Set-Aside Fund, Traffic Safety Fund, Community Development Block Grant Fund, HOME Program Fund, Proposition A Fund, Proposition C Fund, Federal Highway Grant Fund, State Gas Tax Fund, Air Quality Management District Fund, Street Lighting Fund, Narcotic Forfeiture and Seizure Fund, Rosemead Housing Development Corporation Fund, City Capital Projects Fund, Redevelopment Agency debt Service Fund and the Redevelopment Agency Capital Projects Fund to demonstrate compliance with this budget. The basic governmental fund financial statements can be found on pages 16-21 of this report. Fiduciaryfunds. Fiduciary funds are used to account for resources held for the benefit of parties outside the government. Fiduciary funds are not reflected in the government-wide financial statement because the resources of those funds are not available to support the City of Rosemead's own programs. The accounting used for fiduciary funds is much like that used for proprietary funds. The basic fiduciary fund financial statements can be found on page 26 of this report. Notes to the financial statements. The notes provide additional information that is essential to a full understanding of the data provided in the government-wide and fund financial statements. The notes to the financial statements can be found on pages 27-55 of this report. Other information. In addition to the basic financial statements and accompanying notes, this report also presents certain required supplementary information concerning the City of Rosemead's progress in funding its obligation to provide pension benefits to its employees. Required supplementary information can be found on page 57 of this report. The combining statements referred to earlier in connection with non-major governmental funds and internal service funds are presented immediately following the required supplementary information on pensions. Combining and individual fund statements and schedules can be found on pages 57-87 of this report. Government-wide Financial Analysis As noted earlier, net assets may serve over time as a useful indicator of a government's financial position. In the case of the City of Rosemead, assets exceeded liabilities by $50,073 at the close of the most recent fiscal year. 1 The largest portion of the City of Rosemead's net assets (24 percent) reflects its investment in capital assets (e.g. land, buildings, machinery, and equipment); less any related debt used to acquire those assets that is still outstanding. The City of Rosemead uses these capital assets to provide services to the citizens; consequently, these assets are not available for future spending. Although the City of Rosemead's investment in its capital assets is reported net of related debt, it should be noted that the resources needed to repay this debt must be provided from other sources, since the capital assets themselves cannot be used to liquidate these liabilities. City of Rosemead's Net Assets As of June 30, 2009 and 2008 (thousands) r " " Gdverrimental'Actrvrties 0 , 2008:" 209 Current and other assets $ 44,504 $ 46,278 Capital assets 46,369 47,965 Total assets 90,873 94,243 Long-term liabilities outstanding 36,476 37,149 Other liabilities 4,324 4,963 Total liabilities 40,800 42,112 Net assets: Invested in capital assets, net of related debt 11,829 12,982 Restricted 13,361 11,443 Unrestricted 24,883 27,706 Total net assets $ 50,073 $ 52,131 An additional portion of the City of Rosemead's net assets (27 percent) represents resources that are subject to external restrictions on how they may be used. The remaining balance of unrestricted net assets ($24,883) may be used to meet the government's ongoing obligations to citizens and creditors. At the end of the current fiscal year, the City of Rosemead is able to report positive net asset balances. The situation also held true for the prior fiscal year. The government's net assets decreased by $2,058 during the current fiscal year. The two main contributors to the decrease in net assets are: 1) Payment of AB 1290 tax increment pass-through payments of $1,336 which consisted of FY 2008-09 obligations of $771 and FY 2005-06 through 6 I 1 FY 2007-08 one-time reconciling obligations of $565. 2) Rapidly falling interest rates resulted in a $794 decline in interest earned over.the previous year, in spite of the ending balance of cash and investments 1 increasing by $2,227. Most of the City's surplus cash was invested in the State's Local Agency Investment Fund (LAIF) investment pool which suffered a 48.6 percent decline in average annual yields for the year. 1 Governmental activities. Governmental activities decreased the City of Rosemead's net assets by $2,058, thereby accounting for all of the reduction in the net assets of the City of Rosemead. Key 1 elements of this decrease are as follows: Total revenues declined by $5,508. The loss of revenue is attributable to a $2,392 loss in charges for 1 services. As expected, with the current recessionary economy, building permit revenue declined by $331 because construction projects started in the previous year were in FY 2008-09. Final inspections 1 were completed in the current year and contracted inspections were charged to the City in FY 2008-09. i 1 1 1 1 1 1 1 1.1 1 1 1 City of Rosemead's Changes in Net Assets Years Ended June 30, 2009 and 2008 (thousands) ;Governmental 'Activities- 2009 2008- Program revenues: Charges for services $ 3,006 $ 5,398 Operating grants and contributions 6,403 3,490 Capital grants and contributions 1,748 6,718 General revenues: Property taxes 12,288 13,182 Othertaxes 6,624 6,108 Investment income 885 1,679 Intergovernmental, unrestricted 195 255 Other 134 143 Total revenues 31,283 36,973 Expenses: General government 12,177 7,259 Public safety 9,082 8,044 Public works 6,465 13,550 Community services 773 670 Community development 1,290 3,645 Parks and recreation 2,031 4,079 Interest on long-term debt 1,523 1,790 Total expenses 33,341 39,037 Increase in net assets before transfers (2,058) (2,064) Net assets - June 30, 2008 52,131 54,195 Net assets - June 30, 2009 $50,073 $52,131 8 1 1 1 1 1 1 1 i 1 1 1 1 1 .1 1 1 1 1 Expenses and Program Revenues Governmental Activities 14.000.000 12,000.000 10,000,000 8,000,000 6,000,000 4,000,000 2.000.000 Cks-e~` sa`p~J 3~~y ~cy5 ec y "'L 2 5 \~o° Q~r Qua JC~`~ ~E esa ~ \J a e a a; aC \oC QaccS y~oc ce tie ~C 0 expenses sa revenues Revenues by Source - Governmental Activities Motor vehicle in-lieu, 1% Investment incorme d4° anrs taxes, 4°. Transient occupant taxes, 6°i Sales and use taxes, 23% 9 Property axes, 61% Other revenue. 1% Financial Analysis of the Government's Funds The focus of the City of Rosemead's governmental funds is to provide information on the near-term inflows, and balances of spendable resources. Such information is useful in assessing the City of Rosemead's financing requirements. In particular, unreserved fund balance may serve as a useful measure of a government's net resources available for spending at the end of the fiscal year. As of the end of the current fiscal year, the City of Rosemead's governmental funds reported combined fund balances of $40,016 a decrease of $16 in comparison with the prior year. Approximately 70% of this total amount ($27,908) constitutes unreserved, undesignated fund balance, which is available for spending at the government's discretion. The remainder of the fund balance is reserved or designated to indicate that it is not available for new spending because it has already been committed 1) to liquidate contracts and purchase orders of the prior period ($115) 2) for advances to other funds ($6,976) 3) for land held for resale ($4,408) 4) for prepaid expenses ($310) or 5) for a variety of purposes ($299). General Fund. The general fund is the chief operating fund of the City of Rosemead. At the end of the current fiscal year, unreserved, undesignated fund balance of the general fund was $16,135, while total fund balance reached $19,242. As a measure of the general fund's liquidity, it may be useful to compare both unreserved fund balance and total fund balance to total fund expenditures. Unreserved, undesignated fund balance represents 81 percent of total general fund expenditures, while total fund balance represents 96 percent of that same amount. The fund balance of the City of Rosemead's general fund decreased by $2,466 during the current year. Key factors in this decline are as follows: • General Fund revenue increased $896 over last year primarily due to the recovery of miss- allocated sales tax revenue, an increase in property tax revenue and cleanup payments of property tax in- lieu payments from the State. However, the State is projecting a decline in future year property tax in-lieu payments as their allocation formulas "catch up" with current years. At the same time, building permit revenues were $331 below last year's building permit revenues due to current economic conditions. • Salaries and benefits that were charged to the Community Development Commission in prior years were shifted to the General Fund to more accurately reflect payment for services provided Also, about $425 was expended for severance pay and leave payouts and buy-back.. • Extraordinary special legal matters costing $321 were paid during the year. • The cost of contracted building inspections increased $396 over the prior year due to timing differences between when building permit revenue was collected (FY 2007-08) and when the projects were completed and final inspections were made (FY 2008-09). Consequently revenue was received in the prior year with costs for inspections being paid by the City in the subsequent year. 10 I 1 1 1 • The City contracts with a sales tax consultant to find and collect mis-allocated (by the State) sales tax. During the year a sizeable mis-allocation was identified and paid to the City. For their work in recovering the mis-allocated sales tax, the consultant was paid $187. • Engineering costs were $171 more than the previous year. During the year the City transitioned from contract engineering services to in-house engineering services. Included in the increased costs were computers, office furniture and equipment and costs related to an increased level of construction activity by the City. There were also costs related to planning and engineering for Federal government stimulus related projects. Beginning in FY 2009-10 a significant portion of engineering costs will be allocated to specific projects funded by sources other than the General Fund. Proposition C Fund. Proposition C expenditures have dropped from $2,317 in FY 2007-08 to $1,403 in FY 2008-09. The reconstruction of the Garvey Avenue Bridge was completed in FY 2007-08 thus eliminating further expenditures for bridge construction in FY 2008-09. However, almost $300 was spent for resurfacing of Del Mar Avenue. The balance of the fund's expenditures was for transportation related costs. Low-Moderate Income Housing Fund. The Low-Moderate Income Housing Fund (Low-Mode Fund), including transfers, finished the year with a $444 increase in fund balance. The Low-Mod Fund receives its funding primarily from transfers of property tax increment from the Community Development Commision and then transfers $250 to the Rosemead Housing Development Corporation to subsidize operations of the Corporations' senior low income housing apartments. Additionally, $256 was spent on planning and administrative costs related to low income housing planning and fund administration. Federal Highway Grant Fund. As described in the discussion of Proposition C fund balance, the only activity in this fund is a final receipt for retention totaling $1,012. This fund will not be used in the foreseeable future. Vehicle Replacement and Technology Replacement Funds. For the first time in Rosemead's history internal service funds have been used. The Vehicle Replacement Fund received $92 for the year and the Technology Replacement Fund received $48 from other City funds. Using departments are assessed charges for equipment used by the departments. The charges are accumulated in the internal service funds for future replacement of vehicles and equipment. Community Development Commission Funds. The combined Community Development Commission (CDC) funds, debt service and capital projects, decreased fund balance by $433. The CDC Capital Projects Fund paid for salaries and benefits for general government and public safety as well as contributing $388 for the Rosemead park walking/jogging trail. Debt service of $2, 447 and $1,034 pass- through obligations was paid from the debt service funds. Included in the $1,034 of pass-through payments was $543 of additional pass-through payments required by AB 1389, legislation that mandated a recalculation of pass-through agreements back to FY 2003-04. AB 1389 was a one-time adjustment that will not impact the City in future years. 11 Capital Asset and Debt Administration Capital assets. The City of Rosemead's investment in capital assets for its governmental activities as of June 30, 2009, amounts to $46,369 (net of accumulated depreciation). This investment in capital assets includes land, buildings and improvements, machinery and equipment, park facilities, roads, highways, and bridges. The total increase in the City of Rosemead's investment in capital assets for the current fiscal year was 0.6 percent. Major capital asset events during the current fiscal year included the following: • Construction of Rosemead Park walking/jogging trail • City web site development City of Rosemead's Capital Assets (net of depreciation) (thousands) Govern'mental Activities 2009 =`=2008 Land $ 2,969 $ 2,969 Buildings 17,365 17,930 Improvements other than Buildings 120 68 Machinery and equipment 205 151 Autos and trucks 204 283 Furniture and office equipment 157 223 Infrastructure 25,349 25,953 Construction in progress 0 388 Total $ 469,369 $ 47,965 Additional information on the City of Rosemead's capital assets can be found in note 6 on pages 44-45 of this report. Long-term debt. At the end of the current fiscal year, the Rosemead Community Development Commission had total bonded debt outstanding of $35,435. Of this amount, all of it is backed by future property tax increment revenues. 12 I `J d 0 I City of Rosemead's Outstanding Debt Tax Allocation Bonds The Rosemead Community Development Commission's total debt decreased by $915 during the current fiscal year due to debt service payments on bonded indebtedness of $36,350. Economic Factors and Next Year's Budgets and Rates • The unemployment rate for the City of Rosemead is currently 11.1 percent. Rosemead is included in the Bureau of Labor Statistics (BLS) Los Angeles , Long Beach, Glendale unemployment data set which has unemployment of 12.6 percent compared to 4.1 percent a year ago. The City's unemployment rate compares favorably to the state's average unemployment rate of 12.3 percent and the national average rate of 9.8 percent. • Sales tax in the City has remained remarkably stable. Even in the current troubled economy sales tax for the 2ntl quarter 2009 declined 10.3 percent year over year but compares favorably to other cities in the County. The City has a diverse sales tax base including a three year old Super Wal-Mart store. Nationally, Wal-Mart stores have shown continued solid sales during the current down economy and the City's Wal-Mart is no exception. The sales tax projection for FY 2009-10 is expected to be relatively flat for the year, however, this may need to be adjusted downward somewhat in the mid-year analysis. • Recent inflation was slightly negative and news sources project only moderate increases for the year. All of these factors were considered in preparing the City of Rosemead's budget for the 2010 fiscal year. During the current fiscal year, unreserved, undesignated fund balance in the general fund decreased to $16,135. The City of Rosemead did not appropriate any General Fund unreserved, undesignated fund balance for spending in the 2010 fiscal year budget. Requests for Information This financial report is designed to provide a general overview of the City of Rosemead's finances for all those with an interest in the government's finances. Questions concerning any of the information provided in this report or requests for additional financial information should be addressed to the Office of the Finance Director, 8838 East Valley Boulevard, Rosemead, CA 91770. 13 CITY OF ROSEMEAD Statement of Net Assets June 30, 2009 Governmental Activities Assets: Cash and investments (note 2) $ 36,830,249 Receivables: Accounts 2,071,746 Accrued interest 131,867 Notes 219,730 Prepaid expenses 310,106 Deposits 79,161 Deferred charges 453,207 Land held for resale 4,407,616 Capital assets (note 6): Land 2,968,824 Other capital assets, net 43,399,763 Total assets 90,872,269 Liabilities Accounts payable and accrued liabilities 2,441,418 Accrued salaries and benefits 365,351 Deposits payable 34,527 Retentions payable 48,141 Accrued interest payable 618,346 Unearned revenue 815,473 Noncurrent liabilities (note 7 to 9): Due within one year 1,207,964 Due in more than one year 35,268,077 Total liabilities 40,799,297 Net assets Invested in capital assets, net of related debt 11,828,993 Restricted for: Public works 5,008,317 Public safety 2,386,928 Low-moderate income housing 5,966,004 Unrestricted 24,882,730 Total net assets $ 50,072,972 See accompanying notes to the basic financial statements. 14 CITY OF ROSEMEAD ' Statement of Activities Fiscal Year ended June 30, 2009 I Governmental activities: General government Public safety Public works Community services Community development Parks and recreation Interest expense Total governmental activities Pro gram Revenues Net (Expense) Operating Capital Revenue and Charges for Contributions Contributions Changes in Expenses Services and Grants and Grants Net Assets $ 12,176,877 547,327 250 - (11,629,300) 9,081,719 549,979 226,262 736,234 (7,569,244) 6,465,355 1,064,394 5,505,147 1,012,260 1,116,446 773,374 187,315 671,494 - 85,435 1,290,108 621,375 - - (668,733) 2,030,698 36,000 - (1,994,698) 1,523,391 - - (1,523,391) $ 33,341,522 3,006,390 6,403,153 1,748,494 (22,183,485) General revenues: Taxes: Property taxes Sales and use taxes Transient occupancy taxes Franchise taxes Investment income Motor vehicle in lieu, unrestricted Other general revenues Total general revenues Change in net assets ' Net assets at beginning of year Net assets at end of year 1 I lJ ' See accompanying notes to the basic financial statements. 15 1 12,288,177 4,589,998 1,272,092 761,410 884,847 195,273 133,825 20,125,622 (2,057,863) 52,130,835 $ 50,072,972 CITY OF ROSEMEAD Balance Sheet - Governmental Funds June 30, 2009 Special Revenue Debt Service Low-Moderate Income Housing Redevelopment General Set-Aside Agency Assets: Cash and investments $ 15,885,533 1,499,153 7,551,374 Receivables: Accounts 989,992 - 104,557 Accrued interest 79,842 1,773 26,951 Notes 219,730 - - Prepaid items 310,106 - - Due from other funds (note 4) 1,218,036 - - Deposits 79,161 - - Land held for resale - - - Advances to other funds (note 4) 2,497,920 4,477,945 - Total assets $ 21,280,320 5,978,871 7,682,882 Liabilities and Fund Balance Liabilities: Accounts payable and accrued liabilities $ 1,584,972 2,615 401,011 Accrued salaries and benefits 298,865 - 16 Deposits payable - - Retentions payable 6,085 - Due to other funds (note 4) 140,243 10,252 Deferred revenue 8,136 - - Advances from other funds (note 4) - 4,477,945 Total liabilities 2,038,301 12,867 4,878,972 Fund balance: Reserved for: Encumbrances - - - Notes receivable 219,730 - - Prepaid items 310,106 - - Deposits 79,161 - - Land held for Resale - - - Advances to other funds 2,497,920 4,477,945 - Unreserved, reported in: General fund 16,135,102 - - Special revenue funds - 1,488,059 - Debt service funds - 2,803,910 Capital projects funds - - - Total fund balance 19,242,019 5,966,004 2,803,910 Total liabilities and fund balance $ 21,280,320 5,978,871 7,682,882 See accompanying notes to the basic financial statements. 16 ' Capital Projects Redevelopment ' Agency 2,714,105 1 - 23,301 351 ' 4,407,616 ' 7,145,373 ' 55,820 110 123,230 ' 2,497,920 2,677,080 ' 115,000 ' 4,407,616 (54,323) 4,468,293 ' 7,145,373 1 Non-Major Governmental Total 9,180,084 36,830,249 977,197 2,071,746 - 131,867 219,730 - 310,106 50,974 1,269,361 - 79,161 4,407,616 6,975,865 10,208,255 52,295,701 397,000 2,441,418 66,360 365,351 34,527 34,527 42,056 48,141 1,135, 630 1,409, 355 997,254 1,005,390 - 6,975,865 2,672,827 12,280,047 115,000 219,730 310,106 79,161 4,407,616 6,975,865 - 16,135,102 7,535,428 9,023,487 - 2,803,910 - (54,323) 7,535,428 40,015,654 10,208,255 52,295,701 17 (This page intentionally left blank) 18 I I CITY OF ROSEMEAD Governmental Funds ' Reconciliation of the Balance Sheet of Governmental Funds to the Statement of Net Assets ' June 30, 2009 Fund balances of governmental funds $ 40,015,654 ' Amounts reported for governmental activities in the statement of net assets are different because: ' Capital assets, net of depreciation, have not been included as financial resources in governmental fund activity. ' Capital assets 79,307,775 Accumulated depreciation (32,939,188) ' Long-term debt and compensated absences that have not been included in the governmental fund activity: Compensated absences (422,850) ' Other post employment benefits (153,291) Retrospective deposits payable (207,476) Unamortized bond premiums (257,424) t Tax allocation bonds (35,435,000) Debt issuance costs are not current financial resources and, therefore, ' are not reported in the governmental funds. 453,207 Accrued interest payable for the current portion of interest due on ' bonds payable has not been reported in the governmental funds. (618,346) Revenues that are measurable but not available. Amounts are recorded ' as deferred revenue under the modified accrual basis of accounting. 189,917 ' Internal service funds are used by management to charge the costs of certain activates, such as equipment management, to individual funds. The assets of the internal service funds must be added to the statement of net assets. 139,994 ' Net assets of governmental activities $ 50,072.972 See accompanying notes to the basic financial statements. 19 CITY OF ROSEMEAD Statement of Revenues, Expenditures and Changes in Fund Balances Governmental Funds Fiscal Year ended June 30, 2009 Special Revenue Debt Service Low-Moderate Income Housing Redevelopment General Set-Aside Agency Revenues: Taxes $ 11,485,062 - 5,649,896 Intergovernmental 3,107,790 - - Licenses and permits 1,178,362 - - Charges for services 638,244 - - Fines, forfeitures and penalties 394,117 - - Special assessments - - - Investment income 397,881 22,643 261,591 Other 380,823 - 606 Total revenues 17,582,279 22,643 5,912,093 Expenditures: Current: General government 9,947,996 - 103,885 Public safety 7,071,584 - 1,016,479 Public works 417,174 - - Community services 363,531 - Community development - 256,220 Parks and recreation 2,030,698 - Capital outlay 202,752 - Debt service: Principal - 915,000 Interest and fiscal charges 1,531,986 Total expenditures 20,033,735 256,220 3,567,350 Excess (deficiency) of revenues over (under) expenditures (2,451,456) (233,577) 2,344,743 Other financing sources (uses): Transfers in (note 5) - 928,000 - Transfers out (note 5) (14,175) (250,000) (3,258,531) Total other financing sources (uses) (14,175) 678,000 (3,258,531) Change in fund balances (2,465,631) 444,423 (913,788) Fund balances at beginning of year 21,707,650 5,521,581 3,717,698 Fund balances at end of year $ 19,242,019 5,966,004 2,803,910 See accompanying notes to the basic financial statements, 20 1 1 t 1 1 1 1 1 Capital Projects Redevelopment Non-Major Agency Governmental Total 18,667 - 17,153,625 - 7,884,445 10,992,235 - 1,178,362 638,244 171,526 565,643 - 736,213 736,213 6,818 195,914 884,847 - - 381,429 25,485 8,988,098 32,530,598 1,184,280 720,018 11,956,179 - 1,025,946 9,114,009 303,371 4,244,322 4,964,867 - 419,921 783,452 791,309 1,047, 529 - 2,030,698 - 202,752 - 915,000 - 1,531,986 1,487,651 7,201,516 32,546,472 (1,462,166) 1,786,582 (15,874) 2,330,533 819,950 4,078,483 (388,020) (167,757) (4,078,483) 1,942,513 652,193 480,347 2,438,775 (15,874) 3,987,946 5,096,653 40,031,528 4,468,293 7,535,428 40,015,654 21 CITY OF ROSEMEAD Governmental Funds Reconciliation of the Statement of Revenues, Expenditures, and Changes in Fund Balances of Governmental Funds to the Statement of Activities Fiscal Year ended June 30, 2009 Net changes in fund balances of governmental funds $ (15,874) Amounts reported for governmental activities in the statement of activities is different because: Governmental funds report capital outlay as expenditures. However, in the statement of activities, the cost of those assets is allocated over their estimated useful lives as depreciation expense. This is the amount by which capital outlays exceeded depreciation in the current period. Capital outlay 522,753 Depreciation expense (2,119,183) Repayment of bond principal is an expenditure in the governmental funds, but the repayment reduces long-term liabilities in the statement of net assets. 915,000 To record as an expense the net change in the other post employment benefit obligation in the statement of activities. (153,291) To record as an expense the net change in retrospective deposit payable in the statement of activities. (207,476) Bond issuance costs, premiums, discounts, and similar items are recorded as expenditures in governmental funds when debt is first issued, whereas these amounts are deferred and amortized in the statement of activities. This amount is the net offset of the differences. (12,570) The statement of net assets includes accrued interest on long term debt. 21,165 To record as an expense the net change in compensated absences in the statement of activities. 98,558 Revenues that are measurable but not available. Amounts are not recorded as revenue under the modified accrual basis of accounting. (1,246,939) Internal service funds are used by management to charge the costs of certain activities, such as equipment management, to individual funds. The net revenues (expenses) of the internal service funds is reported with governmental activities. 139,994 Change in net assets of governmental activities $ (2,057,863) See accompanying notes to the basic financial statements. 22 t 1 t 1 1 1 CITY OF ROSEMEAD Statement of Net Assets Proprietary Funds June 30, 2009 Internal Assets Service Current assets: Due from other funds (note 4) $ 139,994 Total assets 139,994 Net assets Unrestricted 139,994 Total net assets $ 139,994 See accompanying notes to the basic financial statements. 23 CITY OF ROSEMEAD Statement of Revenues, Expenses and Changes in Fund Net Assets Proprietary Funds Year ended June 30, 2009 Internal Operating revenues: Charges for services $ 139,994 Total operating revenues 139,994 Changes in net assets 139,994 Net assets at beginning of year Net assets at end of year $ 139,994 See accompanying notes to the basic financial statements. 24 1 1 1 CITY OF ROSEMEAD Statement of Cash Flows Proprietary Funds Year ended June 30, 2009 Net cash provided by (used for) operating activities Net cash proved by (used for) capital and related financing activities Net cash provided by (used for) investing activities Net increase (decrease) in cash and cash equivalents Cash and cash equivalents at beginning of year Cash and cash equivalents at end of year Reconciliation of operating income to net cash provided by (used for) operating activities: Operating income (loss) Adjustments to reconcile operating income (loss) to net cash provided by (used for) operating activities: Increase (decrease) in due to other funds Total adjustments Net cash provided by operating activities Internal Service $ 139,994 (139,994) (139,994) See accompanying notes to the basic financial statements. 25 CITY OF ROSEMEAD Statement of Fiduciary Assets and Liabilities Agency Fund June 30, 2009 Assets Cash and investments (note 2) $ 360,557 Total assets $ 360,557 Liabilities Deposits payable $ 360.557 Total liabilities $ 360,557 See accompanying notes to the basic financial statements. 26 I I H CITY OF ROSEMEAD, CALIFORNIA Notes to the Basic Financial Statements Fiscal Year Ended June 30, 2009 (1) Summary of Significant Accounting Policies 1 1 1 1 I (a) Reporting Entity The City of Rosemead, California, ("the City") was incorporated in August 1959 under the general laws of the State of California. The City operates under an elected Council/City Manager form of government. It provides a broad range of services to its citizens, including general government, public safety, streets, sanitation and health, cultural and park facilities, and social services. Many of the functions often provided by municipal government are, in the City, provided by special districts. Examples of some of these special districts, which usually encompass areas larger than the City itself, are the Fire Protection District, the Library District and the County Flood Control District. Certain other governmental functions are paid for by the City, but performed by a variety of other public and private agencies under contract. Some of the contracts now in effect are for police, street maintenance and animal control. The accounting policies of the City conform to generally accepted accounting principles as applicable to governments. As required by generally accepted accounting principles, these financial statements present the government and its component units, which are entities for which the government is considered to be financially accountable. The City is considered to be financially accountable for an organization if the City appoints a voting majority of that organization's governing body and the City is able to impose its will on that organization or there is a potential for that organization to provide specific financial benefits to or impose specific financial burdens on the City. The City is also considered to be financially accountable if an organization is fiscally dependent (i.e., it is unable to adopt its budget, levy taxes, set rates or charges, or issue bonded debt without approval from the City). In certain cases, other organizations are included as component units if the nature and significance of their relationship with the City are such that their exclusion would cause the City's financial statements to be misleading or incomplete. Based upon the above criteria, the blended component units of the City are the Rosemead Financing Authority (the Authority), the Rosemead Community Development Commission (the Commission) and the Rosemead Housing Development Corporation (the Corporation). 27 CITY OF ROSEMEAD, CALIFORNIA Notes to the Basic Financial Statements (Continued) (1) Summary of Significant Accounting Policies, (Continued) (a) Reporting Entity. (Continued) Rosemead Financing Authorit The Authority provides for the financing or refinancing of public capital improvements and working capital requirements of local agencies that enter into contractual arrangements with the Authority. Rosemead Community Development Commission The Commission's purpose is to prepare and carry out plans for the improvement, rehabilitation and redevelopment of blighted areas within the City. The Commission finances street, park and utility improvements, and also acquires and constructs major capital facilities, all within the Rosemead Project Area No. 1. Although the Agency is legally separate, it is reported as if it were part of the City because the City Council also serves as the governing board of the Agency. Separate financial statements of the Agency can be obtained from the Finance Department. Rosemead Housing Development Corporation The Corporation accounts for the construction, financing and operations of low and moderate-income housing. It is a California nonprofit benefit corporation organized under Section 501(c)(3) of the Internal Revenue Code. Since the City Council and/or other City officials serve as the Governing Board for these component units, all of the City's component units are considered to be blended component units. Blended component units, although legally separate entities, are, in substance, part of the City's operations. Therefore, data from these units are reported with the funds of the primary government, the City. The Commission and the Corporation issue separate component unit financial statements. The financial statements of these component units can be obtained from the Finance Department. 28 I I CITY OF ROSEMEAD, CALIFORNIA Notes to the Basic Financial Statements 1 U 11 1 LJ I (Continued) (1) Summary of Significant Accounting Policies, (Continued) (b) Basis of Accounting and Measurement Focus The basic financial statements of the City are composed of the following: • Government-wide financial statements • Fund financial statements Notes to the basic financial statements Financial reporting is based upon all GASB pronouncements, as well as the FASB Statements and Interpretations, APB Opinions, and Accounting Research Bulletins that were.issued on or before November 30, 1989 that do not conflict with or contradict GASB pronouncements. Government-wide Financial Statements Government-wide financial statements display information about the reporting government as a whole, except for its fiduciary activities. These statements include separate columns for the governmental and business-type activities of the primary government (including its blended component units), as well as its presented component units. The City of Rosemead has no discretely presented component units. Eliminations have been made in the Statement of Activities so that certain allocated expenses are recorded only once (by function to which they were allocated). However, general governmental expenses have not been allocated as indirect expenses to the various functions of the City. Government-wide financial statements are presented using the economic resources measurement focus and the accrual basis of accounting. Under the economic resources measurement focus, all (both current and long-term) economic resources and obligations of the reporting government are reported in the government-wide financial statements. Basis of accounting refers to when revenues and expenditures are recognized in the accounts and reported in the financial statements. Under the accrual basis of accounting, revenues, expenses, gains, losses, assets, and liabilities resulting from exchange and exchange-like transactions are . recognized when the exchange takes place. Revenues, expenses, gains, losses, assets, and liabilities resulting from nonexchange transactions are recognized in accordance with the requirements of GASB Statement No. 33. 29 CITY OF ROSEMEAD, CALIFORNIA Notes to the Basic Financial Statements (Continued) (1) Summary of Significant Accounting Policies, (Continued) (b) Basis of Accounting and Measurement Focus, (Continued) Program revenues include charges for services, special assessments, and payments made by parties outside of the reporting government's citizenry if that money is restricted to a particular program. Program revenues are netted with program expenses in the statement of activities to present the net cost of each program. Amounts paid to acquire capital assets are capitalized as assets in the government-wide financial statements, rather than reported as expenditure. Proceeds of long-term debt are recorded as a liability in the government-wide financial statements, rather than as other financing source. Amounts paid to reduce long-term indebtedness of the reporting government are reported as a reduction of the related liability, rather than as expenditure. Fund Financial Statements The underlying accounting system of the City is organized and operated on the basis of separate funds, each of which is considered to be a separate accounting entity. The operations of each fund are accounted for with a separate set of self- balancing accounts that comprise its assets, liabilities, fund equity, revenues and expenditures or expenses, as appropriate. Governmental resources are allocated to and accounted for in individual funds based upon the purposes for which they are to be spent and the means by which spending activities are controlled. Fund financial statements for the primary government's governmental, proprietary, and fiduciary funds are presented after the government-wide financial statements. These statements display information about major funds individually and nonmajor funds in the aggregate for governmental and enterprise funds. Fiduciary statements include financial information for fiduciary funds and similar component units. Fiduciary funds of the City primarily represent assets held by the City in a custodial capacity for other individuals or organizations. Governmental Funds In the fund financial statements, governmental funds are presented using the modified-accrual basis of accounting. Their revenues are recognized when they become measurable and available as net current assets. Measurable means that the amounts can be estimated, or otherwise determined. Available means that the amounts were collected during the reporting period or soon enough thereafter to be available to finance the expenditures accrued for the reporting period. The City uses a sixty day availability period. 30 IN I n 1 1] 1 I CITY OF ROSEMEAD, CALIFORNIA Notes to the Basic Financial Statements (Continued) (1) Summary of Significant Accounting Policies, (Continued) (b) Basis of Accounting and Measurement Focus, (Continued) Revenue recognition is subject to the measurable and available criteria for the governmental funds in the.fund financial statements. Exchange transactions are recognized as revenues in the period in which they are earned (i.e., the related goods or services are provided). Locally imposed derived tax revenues are recognized as revenues in the period in which the underlying exchange transaction on which they are based takes place. Imposed non-exchange transactions are recognized as revenues in the period for which they were imposed. If the period of use is not specified, they are recognized as revenues when an enforceable legal claim to the revenues arises or when they are received, whichever occurs first. Government-mandated and voluntary non- exchange transactions are recognized as revenues when all applicable eligibility requirements have been met. In the fund financial statements, governmental funds are presented using the current financial resources measurement focus. This means that only current assets and current liabilities are generally included on their balance sheets. The reported fund balance (net current assets) is considered to be a measure of. "available spendable resources." Governmental fund operating statements present increases (revenues and other financing sources) and decreases (expenditures and other financing uses) in net current assets. Accordingly, they are said to present a summary of sources and uses of "available spendable resources" during a period. Non-current portions of long-term receivables due to governmental funds are reported on their balance sheets in spite of their spending measurement focus. Special reporting treatments are used to indicate, however, that they should not be considered "available spendable resources," since they do not represent net current assets. Recognition of governmental fund type revenues represented by noncurrent receivables are deferred until they become current receivables. Noncurrent portions of other long-term receivables are offset by fund balance reserve accounts. Because of their spending measurement focus, expenditure recognition for governmental fund types excludes amounts represented by noncurrent liabilities. Since they do not affect net current assets, such long-term amounts are not recognized as governmental fund type expenditures or fund liabilities. Amounts expended to acquire capital assets are recorded as expenditures in the year that resources were expended, rather than as fund assets. The proceeds of long-term debt are recorded as other financing sources rather than as a fund liability. Amounts paid to reduce long-term indebtedness are reported as fund expenditures. 31 CITY OF ROSEMEAD. CALIFORNIA Notes to the Basic Financial Statements (Continued) (1) Summary of Significant Accounting Policies (Continued) (b) Basis of Accounting and Measurement Focus. (Continued) When both restricted and unrestricted resources are combined in a fund, expenses are considered to be paid first from restricted resources, and then from unrestricted resources. Fiduciary Funds The City's fiduciary funds account for assets held by the government in a trustee capacity or as an agent on behalf of others. Trust funds account for assets held by the government under the terms of a formal trust agreement. (c) Major and Fiduciary Fund Types The City's major governmental funds are as follows: General Fund - Accounts for all financial resources except those required to be accounted for in another fund. These resources are devoted to financing the general services that the City performs for its citizens. Low-Moderate Income Housing Set-Aside Special Revenue Fund - Accounts for 20% of gross property tax increment revenue received by the Commission to fund future projects involving the replacement or rehabilitation of low and moderate-income housing within City limits. Redevelopment Agency Debt Service Fund - Accounts for the accumulation of resources for the payment of general long-term debt principal, interest and related costs. Redevelopment Agency Capital Proiects Fund - Accounts for financial resources to be used for the improvement and rehabilitation . of the community redevelopment project areas and acquisition or construction of major capital facilities within the City. Internal Service Funds - These funds are used to account for vehicle and technology replacement. Departments of the City are charged for the services provided or benefits received from these funds. 32 I CITY OF ROSEMEAD, CALIFORNIA Notes to the Basic Financial Statements (Continued) I (1) Summary of Significant Accounting Policies, (Continued) (c) Ma or and Fiduciary Fund Types, (Continued) ' The City's Fiduciary Fund is as follows: Agency Fund - Accounts for the assets held in a trustee capacity or as an agent. The cash being held primarily represents amounts placed on deposit for refundable permits and performance bonds. The Agency Fund is custodial in nature and does not present results of operations or have a measurement focus. ' (d) Investments For financial reporting purposes, investments are adjusted to their fair value ' whenever the difference between fair market value and the carrying amount is material. Changes in fair value that occur during a fiscal year are recognized as investment income reported for that fiscal year. Investment income includes interest earnings, changes in fair value, and any gains or losses realized upon the liquidation or sale of investments. ' The City pools cash and investments of all funds, except for assets held by fiscal agents. Each fund's share in this pool is displayed in the accompanying financial ' statements as cash and investments. Investment income earned by the pooled investments is allocated to the various funds based on each fund's average cash and investment balance. ' (e) Cash Equivalents For purposes of the statement of cash flows, cash equivalents are defined as ' short-term, highly liquid investments that are both readily convertible to known amounts of cash or so near their maturity that they present insignificant risk of changes in value because of changes in interest rates. Cash equivalents also ' represent the proprietary funds' share in the cash and investment pool of the City of Rosemead. Cash equivalents have an original maturity date of three months or less from the date of purchase. For purposes of the statement of cash flows, the ' entire balance of cash and investments on the combined balance sheet for the internal service fund is considered cash and cash equivalents. I 33 CITY OF ROSEMEAD, CALIFORNIA Notes to the Basic Financial Statements (Continued) (1) Summary of Significant Accounting Policies (Continued) (f) Capital Assets Capital assets (including infrastructure) are recorded at cost where historical records are available and at an estimated historical cost where no historical records exist. Contributed capital assets are valued at their estimated fair market value at the date of the contribution. Generally, capital asset purchases in excess of $10,000 are capitalized if they have an expected useful life of one year or more. Capital assets include public domain (infrastructure) general capital assets consisting of certain improvements including roads, streets, sidewalks, medians, and storm drains. Capital assets used in operations are depreciated over their estimated useful lives using the straight-line method in the government-wide financial statements and in the fund financial statements of the internal service funds. Depreciation is charged as an expense against operations and accumulated depreciation is reported on the respective balance sheet. The following schedule summarizes capital asset useful lives: Buildings Improvements other than buildings Machinery and equipment Autos and trucks Furniture and office equipment Infrastructure: Bridges Sewer system and storm drain system Medians and sidewalks Traffic signals Streets (g) Compensated Absences 50 years 15 years 7 years 5 years 7 years 50 years 50-100 years 40 years 30 years 20 years Vacation and sick leave pay are payable to employees at the time used or upon termination of employment. All vacation is accrued when incurred in the government-wide level financial statements. Sick pay is accrued to the extent it is probable that the benefits will result in termination payments (i.e., rather than be taken as absences due to illness or other contingencies, such as medical appointments and funerals). 34 I I CITY OF ROSEMEAD, CALIFORNIA Notes to the Basic Financial Statements 1 I (Continued) (1) Summary of Significant Accounting Policies, (Continued) (g) Compensated Absences, (Continued) The sick leave liability is estimated based on the City's past experience of making termination payments from sick leave, adjusted for the effect of changes in its termination payment policy and other current factors. A liability for these amounts is reported in governmental funds only if it has matured or will be paid from available resources of the current period. City employees accumulate vacation hours that may be paid upon termination, death or retirement. Employees can accumulate up to three weeks of accrued vacation per year depending on the length of employment. Employees can accumulate up to 160 hours of sick leave. Any hours in excess of 160 are considered to be vested and are paid to the employee based on a vesting schedule. In addition, employees can accrue compensatory time. The City allows employees who have earned vacation time an opportunity to have the City buy back up to two weeks of. vacation time per year. In order to ' participate in the Vacation Buy-Back Program, an employee must take at least 40 consecutive hours of vacation at one time. ' (h) Prepaid Items Certain payments to vendors reflect costs applicable to future accounting periods ' and are recorded as prepaid items in both government-wide and fund financial statements. ' (i) Fund Equity In the fund financial statements, governmental funds report reservations of fund ' balance for amounts that are not available for appropriation or are legally restricted by outside parties for use for a specific purpose. Designations of fund balance represent tentative management plans that are subject to change. ' (j) Use of Estimates The preparation of financial statements in conformity with generally accepted accounting principles requires management to make estimates and assumptions that affect certain reported amounts and disclosures. Accordingly, actual results could differ from those estimates. 1 35 CITY OF ROSEMEAD, CALIFORNIA ' Notes to the Basic Financial Statements (Continued) (1) Summary of Significant Accounting Policies, (Continued) (k) Low-Moderate Income Housing Set-Aside On October 9, 1991 the Commission prepaid its housing obligation. in the amount of $6,813,850 from proceeds from its 1987 tax allocation notes. This pre- payment was restructured in 1993 along with the 1993 series tax allocation bonds. As a result, the Commission's housing obligation has been reduced by $469,142 per year until the 2021-22 fiscal year. (2) Cash and Investments Cash and investments as of June 30, 2009 are classified in the accompanying financial statements as follows: Statement of Net Assets: Cash and investments $36,830,249 Statement of Fiduciary Assets and Liabilities: Cash and investments 360,557 Total cash and investments $37.190 806 Cash and investments as of June 30, 2009 consist of the following: a Deposits with financial institutions $ 4,042,796 Investments 33.148, 010 Total cash and investments $37,190,806 .0 U U 0 36 I I I U 1 I CITY OF ROSEMEAD, CALIFORNIA Notes to the Basic Financial Statements (Continued) (2) Cash and Investments, (Continued) Investments Authorized by the California Government Code and the City's Investment Policy . The table below identifies the investment types that are authorized for the City by the California Government Code and the City's investment policy. The table also identifies certain provisions of the California Government Code (or the City's investment policy, if more restrictive) that address interest rate risk, credit risk, and concentration of credit risk. This table does not address investments of debt proceeds held by bond trustee that are governed by the provisions of debt agreements of the City, rather than the general provisions of the California Government Code or the City's investment policy. Investment Types Authorized by State Law U.S. Treasury Obligations U.S. Agency Securities Banker's Acceptances Commercial Paper Negotiable Certificates of Deposit Repurchase Agreements Reverse Repurchase Agreements Medium-Term Notes Money Market Mutual Funds Local Agency Investment Fund (LAIF) Authorized `Maximum 'Maximum By Investment 'Maximum Percentage Investment Policy Maturity Of Portfolio In One Issuer Yes 5 years None None Yes 5 years None None Yes 270 days 40% 10% Yes 270 days 25% 10% Yes 3 years 30% None No N/A N/A N/A No N/A N/A N/A Yes 3 years 15% 10% Yes N/A None None Yes N/A None None Based on state law requirements or investment policy requirements, whichever is more restrictive. 37 CITY OF ROSEMEAD, CALIFORNIA Notes to the Basic Financial Statements (Continued) . (2) Cash and Investments, (Continued) Investments Authorized by Debt Agreements Investment of debt proceeds held by bond trustee are governed by provisions of the debt agreements, rather than the general provisions of the California Government Code or the City's investment policy. The table below identifies the investment types that are authorized for investments held by bond trustee. The table also identifies certain provisions of these debt agreements that address interest rate risk, credit risk, and concentration of credit risk. Maximum Maximum Authorized Maximum Percentage Investment Investment Type Maturity Allowed in One Issuer U.S. Treasury Obligations 5 years None None U.S. Agency Securities 5 years None None Banker's Acceptances 270 days 40% 10% Commercial Paper 180 days 10% 10% Money Market Portfolio 1 year None None Investment Agreements None None None Disclosures Relating to Interest Rate Risk Interest rate risk is the risk that changes in market interest rates will adversely affect the fair value of an investment. Generally, the longer the maturity of an investment, the greater the sensitivity of its fair value to changes in market interest rates. One of the ways that the City manages its exposure to interest rate risk is by investing in pooled investments, such as LAIF. 38 i CITY OF ROSEMEAD, CALIFORNIA Notes to the Basic Financial Statements (Continued) (2) Cash and Investments, (Continued) Information about the sensitivity of the fair values of the City's investments (including investments held by bond trustee) to market interest rate fluctuations is provided by the ' following table that shows the distribution of the City's investments by maturity: Remaining Maturity (in Months) ' 12 Months 13 to 24 25 Months Investment Type Total Or.Less Months or Greater ' State investment pool $ 31,995,180 31,995,180 Held by bond trustee: ' Money market funds 4 4 _ - Investment agreement _ 1,152,826 1,152,826 Total $ 33.148.010 31.995.184 1 152 826 ' Disclosures Relating to Credit Risk ' Generally, credit risk is the risk that an issuer of an investment will not fulfill its obligation to the holder of the investment. This is measured by the assignment of a rating by a nationally recognized statistical rating organization. Presented below is the minimum rating required by (where applicable) the California Government Code, the City's investment policy, or debt agreements, and the actual rating as of year end for each investment type. ' Minimum Legal Not t Investment Type Total . Rating AAA Rated State investment pool $ 31,995,180 N/A 31,995,180 Held by bond trustee: ' Money market funds 4 A 4 Investment agreement 1,152.826 N/A 1,152,826 Total $ 33 148 010 4 33 148 006 I 39 CITY OF ROSEMEAD, CALIFORNIA Notes to the Basic Financial Statements (Continued) (2) Cash and Investments. (Continued) Custodial Credit Risk Custodial credit risk for deposits is the risk that, in the event of the failure of a depository financial institution, a government will not be able to recover its deposits or will not be able to recover collateral securities that are in the possession of an outside party. The custodial credit risk for investments is the risk that, in the event of the failure of the counterparty (e.g., broker-dealer) to a transaction, a government will not be able to recover the value of its investment or collateral securities that are in the possession of another party. The California Government Code and the City's investment policy do not contain legal or policy requirements that would limit the exposure to custodial credit risk for deposits or investments, other than the following provision for deposits: The California Government Code requires that a financial institution secure deposits made by state or local governmental units by pledging securities in an undivided collateral pool held by a depository regulated under state law (unless so waived by the governmental unit). The fair value of the pledged securities in the collateral pool must equal at least 110% of the total amount deposited by the public agencies. California law also allows financial institutions to secure City deposits by pledging first trust deed mortgage notes having a value of 150% of the secured public deposits. As of June 30, 2009, $2,844,316 of the City's deposits with financial institutions in excess of federal depository insurance limits were held in uncollate ralized accounts Investment in State Investment Pool The City is a voluntary participant in the Local Agency Investment Fund (LAIF) that is regulated by the California Government Code under the oversight of the Treasurer of the State of California. The fair value of the City's investment in this pool is reported in the accompanying financial statements at amounts based upon the City's pro-rata share of the fair value provided by LAIF for the entire LAIF portfolio (in relation to the amortized cost of that portfolio). The balance available for withdrawal is based on the accounting records maintained by LAIF, which are recorded on an amortized cost basis. 40 I E 1 0 1 I Under California law, property taxes are assessed and collected by the counties up to 1% of assessed value, plus other increases approved by the voters. The property taxes are recorded initially in a pool, and are then allocated to the cities based on complex formulas. Accordingly, the City of Rosemead accrues only those taxes that are received from the County within sixty days after year-end. Lien date January 1 Levy date July 1 Due dates November 1 and February 1 ' Collection dates December 10 and April 10 The Community Development Commission of the City of Rosemead's primary source of revenue comes from property taxes. Property taxes allocated to the Commission are computed in the following manner: (a) The assessed valuation of all property within the project area is determined on ' the date of adoption of the Redevelopment Plan. (b) Property taxes related to the incremental increase in assessed values after the ' adoption of the Redevelopment Plan are allocated to the Commission; all taxes on the "frozen" assessed valuation of the property are allocated to the City and other districts. ' The Commission has no power to levy and collect taxes and any legislative property tax shift might reduce the amount of tax revenues that would otherwise be available to pay ' the principal of, and interest on, debt. Broadened property tax exemptions could have a similar effect. Conversely, any increase in the tax rate or assessed valuation, or any reduction or elimination of present exemptions would increase the amount of tax revenues that would be available to pay principal and interest on debt. I 1 I CITY OF ROSEMEAD, CALIFORNIA Notes to the Basic Financial Statements (Continued) (3) Property Taxes 41 1 CITY OF ROSEMEAD, CALIFORNIA ' Notes to the Basic Financial Statements (Continued) (4) Interfund Receivables and Pavables Current interfund receivables and payables balances at June 30, 2009 are as follows: Due from other funds Due to other funds Amount General Fund Low-Moderate Income $ 10,252 Redevelopment Agency Capital Projects Fund 72,256 Non-Major Governmental Fund 1,135,528 (A) Total General Fund 1,218,036 Non-Major Redevelopment Agency Governmental Fund Capital Projects Fund 50,974 Redevelopment Agency Capital Projects Fund General Fund 249 Non-Major Governmental Fund 102 Total RDA Capital Projects Fund 351 Internal Service Funds General Fund 139,994(A) Total $ 1.409.355 A Sh t-t i t t h d f b it ( ) or erm orrow ng o cover emporary cas ic e s. Noncurrent interfund receivable and payable balances at June 30, 2009 are as follows: Advances to other funds Advances from other funds Amount Low-Moderate Income Redevelopment Agency a Housing Set-Aside Debt Service Fund $ 4,477,945 (B) General Fund Redevelopment Agency Capital Projects Fund 2,497,920 (C) Total $ 6.975.865 u 42 0 0 I I CITY OF ROSEMEAD, CALIFORNIA Notes to the Basic Financial Statements (Continued) (4) Interfund Receivables and Payables (Continued) (B) Under State law, the Commission is required to set aside a portion of its property tax increment revenue for low- and moderate-income housing. The Commission has made findings that, for the years ended June 30, 1986 through 1991, it was allowed to defer funding of the set-aside. The set-aside amounts incurred during the fiscal years ended June 30, 1994, 1995 and 1996 were also deferred until the fiscal year ending June 30, 2023, as provided by the Commission's adoption of the housing deficit repayment plan. As of June 30, 2009, the accumulated set- aside amount not yet funded was $4,477,945. As required by law, the Commission devised a plan to fund the accumulating amount. (C) In September 2007 the General Fund advanced the Redevelopment Agency Capital Projects Fund $2,497,920 at an interest rate of 5.25% per annum. Accrued interest is payable in annual installments of $131,141 beginning on September 28, 2008, and continuing until September 28, 2027, at which time the remaining principal and interest shall be due in full. (5) Interfund Transfers ' Interfund transfers were as follows for the year ended June 30, 2009: Transfer In Transfer Out Amount ' Low-Moderate Income Redevelopment Agency Housing Set-Aside Debt Service Fund $ 928,000 (A) ' Redevelopment Agency Redevelopment Agency Capital Projects Fund Debt Service Fund 2,148,421 (B) General Fund 14,175 Non-Major Governmental ' Funds 167,937 Total Redevelopment Agency Capital Projects Fund 2,330,533 ' Non-Major Governmental Low-Moderate Income Housing Set-Aside Redevelopment Agency Capital Projects Fund 250,000 388,020 ' Redevelopment Agency Debt Service Fund 181,930 I, Total Non-Major Governmental Funds 819,950 Total $ 4 078 483 ' The following describes the significant transfers in and transfers out included in the financial statements: ' (A) To record the low and moderate income housing set-aside for the year ended June 30, 2009. (B) To transfer remaining tax increment, net of pass-through payments, 20% set aside and debt service payments to the Capital Projects Fund. t t 43 i CITY OF ROSEMEAD, CALIFORNIA ' Notes to the Basic Financial Statements (Continued) (6) Capital Assets Capital asset activity was as follows for the year ended June 30, 2009: Governmental activities: Capital assets not depreciated: Land Construction in progress Total capital assets not being depreciated Capital assets being depreciated: Buildings Improvements other than Balance at June 30, 2008 $ 2,968,824 388,448 3,357,272 23, 994, 956 Balance at Increases Decreases June 30, 2009 2,968,824 (388,448) 388 448) 2,968,824 23,994,956 buildings 936,931 90,166 1,027,097 Machinery and equipment 892,864 84,167 977,031 Autos and trucks 686,296 - (49,167) 637,129 Furniture and office equipment 2,469,526 31,860 2,501,386 Infrastructure 46,496,344 705,008 47,201,352 Total capital assets being depreciated Less accumulated depreciation for: Buildings (6,064,583) (565,735) (6,630,318) Improvements other than buildings (868,483) (38,993) (907,476) Machinery and equipment Autos and trucks Furniture and office equipment Infrastructure (20 Total accumulated depreciation Total capital assets being depreciated, net Governmental activities capital assets, net - (742,030) (30,289) - (772,319) (403,066) (78,601) 49,167 (432,500) (2,247,228) (97,167) - (2,344,395) ,543,782) 1 308 398) (21 ,852,180) (30,869,172) 2119183) 49,167 (32,939.188) 44,607,745 (1,207,982) 43,399,763 $47.965.017 C1 2W 982 388 448) 46.368.587 75,476.917 911.201 49 167) 76,338,951 - 44 I CITY OF ROSEMEAD, CALIFORNIA Notes to the Basic Financial Statements (Continued) (6) Capital Assets, (Continued) ' Depreciation expense was charged to functions/programs of the primary government as follows: Governmental activities: Public works $ 1,870,842 Community development 248,341 ' Total depreciation expense $2.119.183 1 (7) Changes in Long-Term Liabilities Long-term debt consists of the following at June 30, 2009: I 1 1 1 Balance at Balance at Due within Due Beyond June 30, 2008 Additions Reductions June 30, 2009 One Year One Year Governmental activities: Tax allocation bonds, Series 2006A $12,415,000 845,000 11,570,000 870,000 10,700,000 Tax allocation bonds, Series 20068 23,935,000 70,000 23,865,000 75,000 23,790,000 Unamortized bond premiums 277,226 - 19,802 257,424 19,802 237,622 Other post employment benefits - 284,778 131,487 153,291 - 153,291 Retrospective deposit - 207,476 - 207,476 69,159 138,317 Compensated absences 521,408 116,002 214,560 422,850. 174,003 248,847 5 77 37 148 634 548 2~Fz 1 2~4 849 36 476 041 1,207,964 The City records expenditures related to compensated absences through the City's General Fund. 45 CITY OF ROSEMEAD, CALIFORNIA Notes to the Basic Financial Statements (Continued) (7) Changes in Long-Term Liabilities, (Continued) Tax Allocation Bonds. Series 2006A On March 9, 2006, the Commission issued tax allocation bonds in the amount of $14,005,000 (Series 2006A) to: (1) refund a portion of the Commission's outstanding Series 1993A bonds and (2) to finance redevelopment activity in Redevelopment Project Area No.1. The bonds bear interest ranging from 3.25% to 5.00% and mature in annual installments of $780,000 to $1,250,000 on various dates through October 1, 2022. The Commission purchased a surety bond in lieu of cash reserve in the amount of $1,323,238. Portions of the bonds are subject to early redemption, at the option of the Commission, beginning October 1, 2017. A surety bond has been acquired to satisfy the reserve requirements. As of June 30, 2009 the outstanding balance was $11,570,000. Tax Allocation Bonds Series 2006B In December 2006, the Commission issued $24,230,000 in Project Area No. 1 Tax Allocation Bonds. The bonds mature in amounts ranging from $70,000 to $1,430,000 with interest rates ranging from 3.25% to 4.25% through October 1, 2025. The net proceeds were used to refund the remaining $23,095,000 amount outstanding on the 1993 Tax Allocation Bonds. The securities were deposited in an irrevocable trust with an escrow agent to provide for all future debt service payments on the 1993 Bonds. As a result, the entire 1993 Bonds are considered to be defeased and the liability for those bonds has been removed from the government-wide financial statements. A surety bond has been acquired to satisfy the reserve requirements. As of June 30 2009, $23,865,000 of the bonds are outstanding. 46 ' CITY OF ROSEMEAD, CALIFORNIA Notes to the Basic Financial Statements ' (Continued) (7) Changes in Long-Term Liabilities, (Continued) At June 30, 2009, debt service requirements to maturity fo r governmental activities long- term debt are as follows: ' 2006A Tax Allocation Bonds 2006B Tax Allocation Bonds Year Ending June 30 Principal Interest Principal Interest ' 2010 $ 870,000 478,131 75,000 1,037,674 2011 900,000 449,856 75,000 1,035,049 2012 930,000 419,481 80,000 1,032,336 2013 965,000 386,931 80,000 1,029,536 2014 1,000,000 353,156 85,000 1,026,649 2015-2019 5,720,000 1,032,780 460,000 5,088,680 2020-2024 1,185,000 124,223 6,110,000 4,437,556. ' 2025-2029 7,510,000 2,992,678 2030-2034 9,390,000 1,084,064 ' $11.570.000 3.244.558 23.865.000 18.764.222 1 (8) Post Employment Benefit Plan ' Plan Description: The City administers a multi-employer defined benefit plan which provides medical insurance benefits to eligible retirees and their spouses in accordance with various labor agreements. The City has not established a trust that is administered by the City for the purpose of holding assets accumulated for plan benefits. After age ' 65, Medicare automatically becomes the primary provider of health coverage. The City's defined benefit plan becomes the secondary provider. Eligible retirees will have no noticeable change in health benefits or plan administration; however, there is a reduction ' in the City's cost of health coverage as the secondary provider. The City's defined benefit plan administrator establishes the cost of secondary provider rates annually. The City will pay 100% for eligible retirees' health coverage. ' Eligibility. Employees are eligible for retiree health benefits if they retire from the City on or after age 50 with at least 5 years of service, and are eligible for a PERS pension. ' Membership of the plan consisted of the following at January 1, 2008, the date of the latest actuarial valuation: ' Retirees and beneficiaries receiving benefits 14 Active plan members 30 Total 44 47 CITY OF ROSEMEAD, CALIFORNIA Notes to the Basic Financial Statements (Continued) (8) Post Employment Benefit Plan, (Continued) City's Funding Policy: The contribution requirements of plan members and the City are established and may be amended by City Council. The contribution required to be made under City Council and labor agreement requirements is based on a pay-as-you-go basis (i.e., as medical insurance premiums become due). For fiscal year 2008-09, the City contributed $131,487 to the plan for current premiums. Annual OPEB Cost and Net OPEB Obligation. The City's annual other postemployment benefit (OPEB) cost (expense) is calculated based on the annual required contribution of the employer (ARC), an amount actuarially determined in accordance with the parameters of GASB Statement No. 45. The ARC represents a level of funding that, if paid on an ongoing basis, is projected to cover normal cost each year and amortize any unfunded actuarial liabilities (or funding excess) over a period not to exceed thirty years. The following table shows the components of the City's annual OPEB cost for the year, the amount actually contributed to the plan, and changes in the City's net OPEB obligation for these benefits: Annual required contribution $284,778 Interest on net OPEB obligation - Adjustments to annual required contributions - Annual OPEB cost (expense) 284,778 Contributions made (including premiums paid) 13( 1.487) Increase in net OPEB obligation 153,291 Net OPEB obligation-beginning of year Net OPEB obligation-end of year 153 291 The City's annual OPEB cost, the percentage of annual OPEB cost contributed to the plan, and the net OPEB obligation for 2009 and the two preceding years were as follows: Percentage of Annual Net Fiscal Annual OPEB Cost OPEB Year OPEB Cost Contributed Obligation 6/30/07 N/A N/A N/A 6/30/08 N/A N/A N/A 6/30/09 $284,778 54% $153,291 48 I 1 I I L I CITY OF ROSEMEAD, CALIFORNIA Notes to the Basic Financial Statements (Continued) (8) Post Employment Benefit Plan, (Continued) Actuarial valuations of an ongoing plan involve estimates of the value of reported amounts and assumptions about the probability of occurrence of events far into the future. Examples include assumptions about future employment, mortality, and the healthcare cost trend. Amounts determined regarding the funded status of the plan and the annual required contributions of the employer are subject to continual revision as actual results are compared with past expectations and new estimates are made about the future. The schedule of funding progress, presented as required supplementary information following the notes to the financial statements, presents multi-year trend information about whether the actuarial value of plan assets is increasing or decreasing over time relative to the actuarial accrued liabilities for the benefits. Actuarial Methods and Assumptions. Projections of benefits for financial reporting purposes are based on the substantive plan (the plan as understood by the employer and the plan members) and include the types of benefits provided at the time of each valuation and the historical pattern of sharing of benefit costs between employer and plan members to that point. The actuarial methods and assumptions used include techniques that are designed to reduce the effects of short-term volatility in actuarial accrued liabilities and the actuarial assets, consistent with the long-term perspective of the calculations. The actuarial cost method used for determining the benefit obligations is the Frozen Entry Age Actuarial Cost Method. The actuarial assumptions included a 4.5 percent investment rate of return, which is the assumed rate of the expected long-term investment returns on plan assets calculated based on the funded level of the plan at the valuation date, and an annual healthcare cost trend rate of 10 percent initially, reduced by decrements of 0.5 per year to an ultimate rate of 5 percent after the tenth year. The UAAL is being amortized as a level percentage of projected payroll over 30 years. It is assumed the City's payroll will increase 3.25% per year. SCHEDULE OF FUNDING PROGRESS Actuarial Accrued Date u M (b-a) 1/01/06 N/A N/A N/A 1/01/07 N/A N/A N/A 1/01/08 $0 $3,548,605 $3,548,605 UAAL as a (ate u ba /c N/A N/A N/A N/A N/A N/A 0% $1,682,985 211% 49 CITY OF ROSEMEAD, CALIFORNIA Notes to the Basic Financial Statements (Continued) (9) Risk Management Self-insurance pool pursuant to joint powers agreement The City is a member of the California Joint Powers Insurance Authority (Authority). The Authority is composed of 122 California public entities and is organized under a joint powers agreement pursuant to California Government Code §6500 et seq. The purpose of the Authority is to arrange and administer programs for the pooling of self-insured losses, to purchase excess insurance or reinsurance, and to arrange for group purchased insurance for property and other coverages. The Authority's pool began covering claims of its members in 1978. Each member government has an elected official as its representative on the Board of Directors. The Board operates through a 9- member Executive Committee. Each member government pays a primary deposit to cover estimated losses for a fiscal year (claims year). After the close of a fiscal year, outstanding claims are valued. A retrospective deposit computation is then made for each open claims year. Claims are pooled separately between police and non-police. Costs are allocated to members by the following methods within each of the four layers of coverage: (1) the first $30,000 of each occurrence is charged directly to the member's primary deposit; (2) costs from $30,000 to $750,000 and the loss development reserves associated with losses up to $750,000 are pooled based on the member's share of losses under $30,000; (3) losses from $750,000 to $2,000,000 and the associated loss development reserves are pooled based on payroll; (4a) costs of covered claims from $2,000,000 to $50,000,000 are paid under reinsurance and excess insurance policies (4b) subject to a $3,000,000 annual aggregate deductible (4c) and a quota-sharing agreement whereby the Authority is financially responsible for 40% of losses occurring within the $2,000,000 to $10,000,000 layer. The costs associated with 4a-c are estimated using actuarial models and pre- funded as part of the primary and retrospective deposits. The overall policy limit for each member including all layers of coverage is $50,000,000 per occurrence. Costs of covered claims for subsidence losses are paid by excess insurance with the following sub-limits per member: $25,000,000 per occurrence with a $15,000,000 annual aggregate. The City also participates in the workers' compensation pool administered by the Authority. Each member pays a primary deposit to cover estimated losses for a fiscal year (claims year). After the close of a fiscal year, outstanding claims are valued. A retrospective deposit computation is then made for each open claims year. Claims are pooled separately between public safety and non-public safety. 50 ' CITY OF ROSEMEAD, CALIFORNIA Notes to the Basic Financial Statements ' (Continued) I 9) Risk Management. (Continued ' Costs are allocated to members by the following methods within each of the four layers of coverage: (1) the first $50,000 of each loss is charged directly to the member's primary deposit; (2) losses from $50,000 to $100,000 and the loss development reserve associated with losses up to $100,000 are pooled based on the member's share of losses under $50,000; (3) losses from $100,000 to $2,000,000 and the loss development ' reserves associated with those losses are pooled based on payroll; (4) losses from $2,000,000 up to statutory limits are paid under an excess insurance policy. Protection is provided per statutory liability under California Workers' Compensation law. 1 Employer's Liability losses are pooled among members to $2,000,000, coverage from $2,000,000 to $4,000,000 is purchased as part of an excess insurance policy, and losses from $4,000,000 to $10,000,000 are pooled among members. 1 1 1 I The City participates in the pollution legal liability and remediation legal liability insurance which is available through the Authority. The policy covers sudden and gradual pollution of scheduled property, streets, and storm drains owned by City of Rosemead. Coverage is on a claims-made basis. There is a $50,000 deductible. The Authority has a limit of $50,000,000 for the 3-year period from July 1, 2008 through July 1, 2011. Each member of the Authority has a $10,000,000 sub-limit during the 3-year term of the policy. During the past three fiscal years, none of the above programs of protection have had settlements or judgments that exceeded pooled or insured coverage. There have been no significant reductions in pooled or insured liability coverage from coverage in the prior year. As of June 30, 2009 the City had retrospective deposits payable to the Authority in the amount of $207,476. The deposit will be repaid through adjustments to premiums over the next three years. (10) Retirement Plans Defined Benefit Pension Plan The City of Rosemead contributes to the California Public Employees Retirement System (PERS), a cost-sharing multiple-employer public employee defined benefit pension plan. PERS provides retirement, disability benefits, and death benefits to plan members and beneficiaries. PERS acts as a common investment and administrative agent for participating public entities within the State of California. PERS issues a 51 CITY OF ROSEMEAD, CALIFORNIA Notes to the Basic Financial Statements (Continued) (10) Retirement Plans, (Continued) Defined Benefit Pension Plan. (Continued publicly available financial report that includes financial statements and required supplementary information for the cost sharing plans that are administered by PERS. Copies of PERS' annual financial report may be obtained by writing to 400 "P" Street, Sacramento, California 95814. All permanent City employees are eligible to participate in the System. Employees attaining the age of 55 with five years of credited California service (service) are eligible for normal retirement and are entitled to a monthly benefit of 2.7% of their final compensation for each year of service. Final compensation is defined as the highest annual salary earned. Retirement may begin at age 50 with a reduced benefit rate. The plan also credits employees for unused sick leave. Upon separation from the plan prior to retirement, members' accumulated contributions are refundable with interest credited through the date of separation. For each of the fiscal years shown below, the City has contributed at the actuarially determined rate provided by PERS' actuaries. Under GASB 27, an employer reports an annual pension cost (APC) equal to the annual required contribution (ARC) plus an adjustment for the cumulative difference between the APC and the employer's actual plan contributions for the year. The cumulative difference is called the net pension obligation (NPO). The ARC for the period July 1, 2008 to June 30, 2009 has been determined by an actuarial valuation of the plan as of June 30, 2006. The City's covered payroll for PERS was $4,160,179 for the year ended June 30, 2009, while the City's total payroll for all employees was $6,946,135 during the same period. In order to calculate the dollar value of the ARC for inclusion in financial statements prepared as of June 30, 2009, the contribution rate is multiplied by the payroll of covered employees that were paid during the period from July 1, 2008 to June 30, 2009. Three-year trend information: Annual Pension Cost (Miscellaneous) Employer Net Fiscal Years Contribution Employer Percentage Pension Ended June 30 Rate Contribution Contributed Obligation 2007 20.889% $ 471,068 100% 2008 19.802% 828,584 100% 2009 26.100% 1,428,348 100% 52 I CITY OF ROSEMEAD, CALIFORNIA ' Notes to the Basic Financial Statements (Continued) 1 (10) Retirement Plan, (Continued) ' Supplemental Defined Benefit Pension Plan ' Effective July 1, 2000, the City entered into an agreement with Public Agency Retirement Services (PARS) whereby the City contributes to a supplemental employee pension plan (the plan II), a single-employer defined benefit pension plan administered ' by Phase II Systems. The plan II provides a supplemental retirement benefit of 1% for each year of service to plan members and beneficiaries. Employees with at least 10 years of service and City Council members with at least 10 years of service are eligible to participate at age 60 and receive an annual benefit equal to 3% of the highest annual gross pay for each year of service. Benefits are determined using the same method as CaIPERS benefits. k 1 I 1 1 PARS issues a publicly available financial report that includes financial statements and required supplementary information for the plan II. That report may be obtained by writing to PARS, 3961 MacArthur Boulevard, Suite 200, Newport Beach, California, 92660. An actuarial valuation of the City of Rosemead Supplemental Defined Benefit Pension Plan was performed as of July 1, 2008 to determine the funding level requirement of the plan for the current fiscal period. Actuarial valuations are performed once every two years. The employer contribution rate for the plan years 2009 and 2010 was 5.83%. A summary of principle assumptions and methods used to determine the ARC is shown below. Valuation Date Actuarial Cost Method Amortization Method Asset Valuation Method Actuarial Assumptions: Investment Rate of Return Inflation Rate Retirement Cost of Living Adjustment July 1, 2008 Entry Age Normal Level Dollar Market Value 7.50% for funding purposes 3% For miscellaneous employees and the contract City Attorney: Retirement rate of 20% at ages 60 and older with between 10 and 20 years of service, and retirement rate of 30% at ages 55 and older with more than 20 years of service. For City Council members: Retirement rates of 30% per year. 2% compounded annually Initial unfunded liabilities are amortized over a closed 20 year period from July 1, 2002 with amortization payments increasing 3.25% annually. Payments are assumed to be made throughout the year. 53 CITY OF ROSEMEAD, CALIFORNIA Notes to the Basic Financial Statements (Continued) (10) Retirement Plan. (Continued) Supplemental Defined Benefit Pension Plan, (Continued) The Schedule of Funding Progress below shows the recent history of the actuarial value of assets, actuarial accrued liability, their relationship, and the relationship of the unfunded actuarial accrued liability to payroll. Required Supplementary Information Entry Age Valuation Normal Actuarial Unfunded Date Accrued Value of Liability (UAL)/ July 1 Liability Assets (Excess Assets) 2004 $2,582,633 828,182 1,754,451 2006 2,973,299 1,438,282 1,535,017 2008 2,242,154 1,910,854 331,300 Three-year trend information: UAL As a Funded. Valuation % of Status Payroll Payroll 32.07% 2,037,432 86.11% 48.37% 2,367,310 64.84% 85.22% 3,747,667 8.84% Annual Pension Cost (Employer Contribution) Net Fiscal Years Employer Percentage Pension Ended June 30 Contribution Contributed Obligation 2007 $ 298,238 100% 2008 246,265 100% 2009 74,317 100% (11) Commitments and Contingencies The City is a member of the Los Angeles County Liability Trust Fund (the Trust Fund), which was set up to pay for litigation involving the Los Angeles County Sheriffs' Department within any of the 40 cities that are served by the Los Angeles County Sheriffs' Department. The Trust Fund was and is being funded by the 40 cities based upon each city's allocated surcharge, calculated as a percentage of each city's contribution to the total contracted amount with the County paid to Los Angeles County for the use of its deputies. Based upon the agreement signed by all of the 40 cities at the time the Trust Fund originated, the cities will be jointly liable for any and all claims filed against the Los Angeles County Sheriffs' Department, regardless of the location within the 40 cities. 54 L 11 1 CITY OF ROSEMEAD, CALIFORNIA Notes to the Basic Financial Statements (Continued) (11) Commitments and Contingencies, (Continued) In 1998 the County of Los Angeles lost a litigation mailer that resulted in a $25,000,000 judgment against the Los Angeles County Sheriffs' Department, which Los Angeles County has since paid. The City believes its share of this liability is approximately 3%, or $600,000, which will accrue interest at 4% and be paid by the Trust Fund to Los Angeles County (from amounts on deposit with the Trust Fund) over the next 10 years. No additional liability will be incurred by the City. However, if the City decided to terminate its association with the Trust Fund, it would become immediately liable for its share of the remaining liability. (12) Fund Deficits The following funds had deficit balances as of June 30, 2009: Fund Name CDBG HOME Federal Highway Grant Local Transportation CDBG Deficit Fund Balance $ 947 339,043 72,093 252 The fund deficit primarily relates to expenditures that were charged to the grant during the fiscal year, ended June 30, 2009, which were submitted for reimbursement. However, the reimbursement was not received within the availability period and therefore has been deferred. (13) Expenditures in Excess of Ap propriations ' Expenditures exceeded appropriations in the following funds: Fund Budget Actual Variance ' Proposition A $ 469,910 625,435 (155,525) Street Lighting 365,000 425,946 (60,946) AQMD 9,000 13,970 (4,970) 1 0 55 1 (This page intentionally left blank) 56 u I I I I I I I 1 I Required Supplementary Information 57 CITY OF ROSEMEAD, CALIFORNIA Note to the Required Supplementary Information Fiscal Year Ended June 30, 2009 (1) Budgetary Information Annual budgets are legally adopted on a basis consistent with accounting principles generally accepted in the United States of America for all governmental funds. All annual appropriations lapse at fiscal year end. On or before the last day in March of each year, all agencies of the government submit requests for appropriations to the City Manager so that a budget may be prepared. Before the first Thursday of June, the proposed budget is presented to the City Council for review. The Council holds public hearings and a final budget must be prepared and adopted no later than June 30. The appropriated budget is prepared by fund, function and department. The City's Department Heads, with approval of the Finance Director and City Manager, may make transfers of appropriations within a department and between departments within a fund. Transfers of appropriations between funds must be approved by the City Council. The legal level of budgetary control (i.e., the level at which expenditures may not legally exceed appropriations) is the fund level. The council made several supplemental budgetary appropriations throughout the year. The supplemental budgetary appropriations made in the various governmental funds are detailed in the required supplementary information. Encumbrance accounting is employed in governmental funds. Encumbrances (e.g., purchase orders, contracts) outstanding at year end are reported as reservations of fund balances and do not constitute expenditures or liabilities because the commitments will be reappropriated and honored during the subsequent year. 58 CITY OF ROSEMEAD General Fund ' Schedule of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual Fiscal Year ended June 30, 2009 Variance- ' Budgeted Amounts Positive Original Final Actual (Negative) ' Revenues: Taxes: Property taxes $ 5,596,600 5,596,600 5,713,769 117,169 ' Business license tax 40,700 40,700 48,257 7,557 Sales and use tax 3,853,000 3,853,000 3,589,817 (263,183) Transient occupancy tax 1,386,400 1,386,400 1,272,092 (114,308) ' Franchise tax 781,020 781,020 761,410 (19,610) Real estate transfer tax 130,000 130,000 99,717 (30,283) ' Total taxes 11,787,720 11,787,720 11,485,062 (302,658) Intergovernmental 2,764,600 2,764,600 3,107,790 343,190 Licenses and permits 1,718,700 1,718,700 1,178,362 (540,338) ' Charges for services 643,200 643,200 638,244 (4,956) Fines and penalties 454,500 454,500 394,117 (60,383) Investment income 536,000 536,000 397,881 (138,119) ' Other 226,280 226,280 380,823 154,543 Total revenues 18,131,000 18,131,000 17,582,279 (548,721) ' Expenditures: Current: General government 9,970,001 9,970,001 9,947,996 22,005 ' Public safety 6,884,150 6,884,150 7,071,584 (187,434) Public works 358,900 358,900 417,174 (58,274) ' Community services 404,200 404,200 363,531 40,669 Parks and recreation 1,627,474 1,627,474 2,030,698 (403,224) Capital outlay 251,137 251,137 202,752 48,385 ' Total expenditures 19,495,862 19,495,862 20,033,735 (537,873) Excess (deficiency) of revenues ' over (under) expenditures (1,364,862) (1,364,862) (2,451,456) (1,086,594) Other financing sources (uses): ' Transfers out (14,175) (14,175) Total other financing ' sources (uses) (14,175) (14,175) Change in fund balances (1,364,862) (1,364,862) (2,465,631) (1,100,769) Fund balances at beginning ofyear 21,707,650 21,707,650 21,707,650 Fund balances at end of year $ 20,342,788 20,342,788 19,242,019 (1,100,769) ' 59 CITY OF ROSEMEAD Low-Moderate Income Housing Set-Aside Schedule of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual Fiscal Year ended June 30, 2009 Revenues: Investment income Total revenues Expenditures: Current: Community development Total expenditures Excess (deficiency) of revenues over (under) expenditures Other financing sources (uses): Transfers in Transfers out Total other financing sources (uses) Change in fund balances Fund balance at beginning of year Fund balance at end of year Variance- Budgeted Amounts Positive Original Final Actual (Negative) $ 22,643 22,643 22,643 22,643 336,520 336,520 256,220 80,300 336,520 336,520 256,220 80,300 (336,520) (336,520) (233,577) 102,943 1,299,000 1,299,000 928,000 (371,000) (17,800) (17,800) (250,000) (232,200) 1,281,200 1,281,200 678,000 (603,200) 944,680 944,680 444,423 (500,257) 5,521,581 5,521,581 5,521,581 $ 6,466,261 6,466,261 5,966,004 (500,257) 60 1 1 1 1 i 1 1 i i i 1 1 i 1 1 1 1 1 1 Other Supplementary Information 61 (This page intentionally left blank) 62 I I I 1 I 1 1 1 1 I NONMAJOR GOVERNMENTAL FUNDS Traffic Safety Fund - This fund is used to account for the receipt of vehicle code fines which are expended for construction, maintenance of traffic control devices, streets, crossing guard salaries, and equipment and supplies for traffic enforcement and accident prevention. Community Development Block Grant Fund - Accounts for Community Development Block Grants received from the U.S. Department of Housing and Urban Development. HOME Program Fund - This fund is used to account for HOME Investment Partnerships Program monies received to create and retain affordable housing. Proposition A Fund - This fund is used to finance public transportation projects. Effective July 1, 1982, this fund accounts for the City's share of additional sales tax collected in the County of Los Angeles as a result of Proposition A. Proposition C- This fund is to be used by the cities for public transit to increase safety and improve road conditions by repairing and maintaining streets heavily used by public transit. Federal Highway Grant- Accounts for Federal Highway Grants received from the California Department of Transportation. State Gas Tax Fund - This fund is used to account for monies that are collected by the State under the title of Motor Vehicle Fuel License Tax and represent an additional + or - $.10 per gallon of gas sold. Gas Tax money is distributed to the City based upon population and vehicle registration. Funds may be used for: Select Streets: Right-of-way acquisition, construction or maintenance. Minor Streets: Right-of-way acquisition or construction is allowed as the City Council has determined that 90% or more of the City's street system has already been constructed. Air Quality Management District Fund - This fund accounts for the receipt of monies from the Air Quality Maintenance District. These funds shall be used to implement programs to reduce air pollution from mobile sources pursuant to the California Clean Air Act. Local Transportation Fund - This fund is used to account for monies'made available by the State for mass transit, bike paths, and pedestrian walkways. City policy has been to use this money for construction of sidewalks, pedestrian access to schools, parks or commercial areas. Street Lighting Fund - This fund is used to account for monies collected by ad valorem property tax based on $.2495 per $1000 of assessed property value to provide for energy cost and maintenance of the Rosemead Lighting District, whose boundaries, with the exception of the Southern California Edison company property, coincide with the city's boundaries. Proposition 13 has limited the ad valorem tax that can be collected. Narcotics Seizure Fund - This fund is used to account for funds received from the County of Los Angeles for monies forfeited, and the proceeds from the sale of assets seized from illegal narcotic activities within the City of Rosemead. The forfeited funds must be used by the law enforcement and prosecutorial agencies exclusively to support law enforcement and prosecutorial efforts. Rosemead Housing Development Corporation - This fund is used to account for the construction, financing and operations of low and moderate income housing. The Corporation is a blended component until of the City of Rosemead. City Capital Proiects Fund - To account for the acquisition and construction of major capital facilities 63 CITY OF ROSEMEAD Non-Major Governmental Funds Combining Balance Sheet June 30, 2009 Special Revenue Funds Federal Traffic CDBG HOME Proposition Proposition Highway Safe Grant Grant A C Grant Assets Cash and investments $ - - - 921,912 2,234,678 Receivables: Accounts 15,270 333,789 316,848 64,228 52,299 Due from other funds - - - - - - Total assets $ 15,270 333,789 316,848 986,140 2,286,977 - Liabilities and Fund Balances Liabilities: Accounts payable and accrued liabilities $ - 26,849 26,916 4,317 140,793 - Accrued salaries and benefits - 30,657 2,025 14,444 9,930 - Deposits payable - - - - - - Retentions payable - 15,919 - 26,137 - Due to other funds 2,343 79,530 626,950 - 72,093 Deferred revenue 181,781 Total liabilities 2,343 334,736 655,891 18,761 176,860 72,093 Fund balances: Unreserved, reported in: Special revenue funds 12,927 947 33( 9,043) 967,379 2,110,117 : (72,093 Total fund balances (deficit) 12,927 947 33( 9,043) 967,379 2,110,117 ; (72,093 Total liabilities and fund balances $ 15,270 333,789 316,848 986,140 2,286,977 - 64 1 1 1 1 Capital Projects Special Revenue Funds Fund Rosemead Air Quality Housing City State Gas Management Local Street Narcotics Development Capital Tax District Transportation Lighting Seizure Corporation Projects Total 2,298,834 32,834 - 2,374,342 31 512,628 804,825 9,180,084 123,368 16,787 2,760 38,166 13,682 - 977,197 - - - 50,974 50,974 2,422,202 49,621 2,760 2,412,508 31 526,310 855,799 10,208,255 120,026 38,538 8,641 - 3,012 39,561 397,000 - 663 66,360 34,527 - 34,527 - - 42,056 351,600 102 1,135,630 - 815,473 997,254 128,667 3,012 38,538 386,127 855,799 2,672,827 2,293,535 49,621 (252) 2,373,970 31 140,183 - 7,535,428 2,293,535 49,621 (252) 2,373,970 31 140,183 - 7,535,428 2,422,202 49,621 2,760 2,412,508 31 526,310 855,799 10,208,255 65 CITY OF ROSEMEAD Non-Major Governmental Funds ' Combining Statement of Revenues, Expenditures and Changes in Fund Balances Fiscal Year ended June 30, 2009 ' Special Revenue Funds ' Federal Traffic CDBG HOME Proposition Proposition Highway Safety Grant Grant A C Grant Revenues: Intergovernmental Fines, forfeitures and penalties Special assessments Investment income Total revenues Expenditures: Current: General government Public safety Public works Community services Community development Total expenditures Excess (deficiency) of revenues over (under) expenditures Other financing sources (uses): Transfers in Transfers out Total other financing sources (uses) Change in fund balances Fund balance (deficit) at beginning of year Fund balance (deficit) at end of year $ - 1,332,765 801,901 828,340 689,330 1,012,260 171,526 - - - - - 8,390 2,160 - 14,706 70,735 179,916 1,334,925 801,901 843,046 760,065 1,012,260 600,000 - - - - 982,946 459,892 1,403,744 419,921 - - - - - 782,231 - 600,000 1,402,867 782,231 459,892 1,403,744 420,084 (67,942) 19,670 383,154 (643,679) 1,012.260 (457) - - (12,198) (457) (12,198) - (420,084) (68,399) 19,670 383,154 (655,877) 1,012,260 433,011 67,452 35( 8,713) 584,225 2,765,994 1,084,353 $ 12,927 (947) 33( 9,043) 967,379 2,110,117 (72,093) 66 1 1 Capital Projects Special Revenue Funds Fund Rosemead Air Quality Housing City State Gas Management Local Street Narcotics Development Capital Tax District Transportation Lighting Seizure Corporation Projects Total 2,584,854 64,743 155,102 415,150 - 7,884,445 _ _ _ _ - - 171,526 - 736,213 - - 736,213 46,077 - - 53,705 1 140 - 195,914 2 630 931. 64,743 155,102 789,918 1 415,290 - 8,988,098 , , _ _ - - 720,018 - 720,018 425,946 - - 1,025,946 822,898 4,892 569,950 4,244,322 _ _ - 419,921 - 9,078 - 791,309 822 898 13,970 - 425.946 720,018 569,950 7,201,516 , 1,808,033 50,773 155,102 363,972 1 (304,728) (569,950) 1,786,582 (155,102) 250,000. 569,950 819,950 - 167,757 - (155,102) 250,000 569,950 652,193 1,808,033 50,773 - 363,972 1 (54,728) - 2,438,775 485,502 (1,152) (252) 2,009,998 30 194,911 - 5,096,653 2,293,535 49,621 (252) 2,373,970 31 140,183 - .7.535,428 67 CITY OF ROSEMEAD Traffic Safety Schedule of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual Fiscal Year ended June 30, 2009 Revenues: Fines, forfeitures and penalties Investment income Total revenues Expenditures: Current: Public safety Total expenditures Change in fund balances Fund balance at beginning of year Fund balance at end of year Variance- Budgeted Amounts Positive Original Final Actual (Negative) $ 200,000 200,000 171,526 (28,474) 8,390 8,390 200,000 200,000 179,916 (20,084) 600,000 600,000 600,000 600,000 600,000 600,000 (400,000) (400,000) (420,084) (20,084) 433,011 433,011 433,011 $ 33,011 33,011 12,927 68 I 1 U I CITY OF ROSEMEAD Community Development Block Grant Schedule of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual Fiscal Year ended June 30, 2009 Revenues: Intergovernmental Investment income Total revenues Expenditures: Current: Public works Community services Total expenditures Excess (deficiency) of revenues over (under) expenditures Other financing sources (uses): Transfers out Total other financing sources (uses) Net change in fund balance Fund balance at beginning of year Fund balance (deficit) at end of year Variance- Budgeted Amounts Positive Original Final Actual (Negative) $ 1,953,481 1,953,481 1,332,765 (620,716) - - 2.160 2,160 1,953,481 1,953,481 1,334,925 (618,556) 1,530,480 1,530,480 982,946 547,534 566,970 566,970 419,921 147,049 2,097,450 2,097,450 1,402,867 694,583 (143,969) (143,969) (67,942) 76,027 (457) (457) (457) (457) (143,969) (143,969) (68,399) 75,570 67,452 67,452 67,452 $ (76,517) (76,517) (947) 75,570 69 CITY OF ROSEMEAD HOME Program ' Schedule of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual Fiscal Year ended J 2009 30 ' une , Budgeted Amounts Original Final Revenues Variance- Positive Actual (Negative) Intergovernmental $ 2,208,805 2,208,805 801,901 (1,406,904) Total revenues 2,208,805 2,208,805 801,901 (1,406,904) Expenditures: Current: Community development 2,207,770 2,207,770 782,231 1,425,539 Total expenditures 2,207,770 2,207,770 782,231 1,425,539 Net change in fund balance 1,035 1,035 19,670 18,635 Fund balance (deficit) at beginning of year (358,713) (358,713) (358,713) - Fund balance (deficit) at end of year $ 357,678 357,678 (339,043) 18,635 70 CITY OF ROSEMEAD Proposition A Schedule of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual ' l Y ar ended June 30 Fi 2009 , sca e ' Budgeted Amounts Variance- Positive Original . Final Actual (Negative) Revenues: Intergovernmental $ 916,000 916,000 828,340 (87,660) ' Investment income 16,600 16,600 14,706 (1,894) Total revenues 932,600 932,600 843,046 (89,554) ' Expenditures: Current: Public works 469,910 469,910 459,892 10,018 Total expenditures 469,910 469,910 459,892 10,018 Change in fund balances 462,690 462,690 383,154 (79,536) Fund balance at beginning of year 584,225 584,225 584,225 ' Fund balance at end of year $ 1,046,915 1,046,915 967,379 (79,536) 1 71 CITY OF ROSEMEAD Proposition C Schedule of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual Fiscal Year ended June 30, 2009 Revenues: Intergovernmental Investment income Total revenues Expenditures: Current: Public works Total expenditures Excess (deficiency) of revenues over (under) expenditures Other financing sources (uses): Transfers out Total other financing sources (uses) Net change in fund balance Fund balance at beginning of year Fund balance at end of year Variance- Budgeted Amounts Positive Original Final Actual (Negative) $ 760,000 760,000 689,330 (70,670) 48,000 48,000 70,735 22,735 808,000 808,000 760,065 (47,935) 1,471,960 1,471.960 1.403.744 68.216 1,471,960 1,471,960 1,403,744 68,216 (663,960) (663,960) (643,679) 20,281 166,000 166,000 (12,198) (178,198) 166,000 166,000 (12,198) (178,198) (497,960) (497,960) (655,877) (157,917) 2,765,994 2,765,994 2,765,994 $ 2,268,034 2,268,034 2,110,117 (157,917) 72 CITY OF ROSEMEAD Federal Highway Grant Schedule of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual Fiscal Year ended June 30, 2009 Variance- Budgeted Amounts Positive Original Final Actual (Negative) Revenues Intergovernmental $ - 1,012,260 1,012,260 Total revenues 1,012,260 1,012,260 Net change in fund balance 1,012,260 1,012,260 Fund balance (deficit) at beginning of year (1,084,353) (1,084,353) (1,084,353) - Fund balance (deficit) at end of year X1,084,353) (1,084,353) (72,093) 1,012,260 73 CITY OF ROSEMEAD State Gas Tax Schedule of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual Fiscal Year ended June 30, 2009 Revenues: Intergovernmental Investment income Total revenues Expenditures: Current: Public works Total expenditures Change in fund balance Fund balance at beginning of year Fund balance at end of year Variance- Budgeted Amounts Positive Original Final Actual (Negative) $ 1,964,174 1,964,174 2,584,854 620,680 28,000 28,000 46,077 18,077 1,992,174 1,992,174 2,630,931 638,757 3,495,934 3,495,934 822,898 2,673,036 3,495,934 3,495,934 822,898 2,673,036 (1,503,760) (1,503,760) 1,808,033 3,311,793 485,502 485,502 485,502 - $ (1,018,258) (1,018,258) 2,293,535 3,311,793 74 I CITY OF ROSEMEAD Air Quality Management District Schedule of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual I Revenues: Intergovernmental ' Total revenues Expenditures: Current: Public works Community development 1 i 1 1 1] 1 1 Fiscal Year ended June 30, 2009 Total expenditures Change in fund balances Fund balance (deficit) at beginning of year Fund balance (deficit) at end of year Variance- Budgeted Amounts Positive Original Final Actual (Negative) $ 70,000 70,000 64,743 (5,257) 70,000 70,000 64,743 (5,257) 4,892 (4,892) 9,000 9,000 9,078 (78) 9,000 9,000 13,970 (4,970) 61,000 61,000 50,773 (10,227) (1,152) (1,152) (1,152) $ 59,848 59,848 49,621 (10,227) 75 CITY OF ROSEMEAD Local Transportation ! Schedule of Revenues, Expenditures and Changes in Fund Balances -Budget and Actual Fiscal Year ended June 30, 2009 ! i Revenues: Intergovernmental Total revenues Budgeted Amounts Original Final $ 225,000 225,000 155,102 (69,898) 225,000 225,000 155,102 (69,898) Variance- ! Positive Actual (Negative) I Excess (deficiency) of revenues over (under) expenditures Other financing sources (uses): Transfers out Total other financing sources (uses) Change in fund balances Fund balance (deficit) at beginning of year Fund balance (deficit) at end of year 225,000 225,000 155,102 (69,898) 155,000 155,000 (155,102) (310,102) 155,000 155,000 (155,102) (310,102) 380,000 380,000 - (380,000) (252) (252) (252) $ 379,748 379,748 (252) (3 76 CITY OF ROSEMEAD Street Lighting Schedule of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual Fiscal Year ended June 30, 2009 Variance- Budgeted Amounts Positive Original Final Actual (Negative) Revenues: Special assessments $ 737,000 737,000 736,213 (787) Investment income - - 53,705 53,705 Total revenues 737,000 737,000 789,918 52,918 ' Expenditures: Current: Public safety 365,000 365,000 425,946 (60,946) l dit s T 000 365 000 365 425 946 (60 946) expen ure ota , , , , Change in fund balances 372,000 372,000 363,972 (8,028) Fund balance at beginning of year 2,009,998 2,009,998 2,009,998 Fund balance at end of year $ 2,381,998 2,381,998 2,373,970 (8,028) ' i F 77 1 CITY OF ROSEMEAD Narcotics Forfeiture and Seizure Schedule of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual Fiscal Year ended June 30, 2009 Revenues: Investment income Total revenues Change in fund balances Fund balance at beginning of year Fund balance at end of year Variance- Budgeted Amounts Positive Original Final Actual (Negative) $ 600 600 600 600 30 30 $ 630 630 1 (599) 1 (599) 1 (599) 30 - 31 78 CITY OF ROSEMEAD ' Rosemead Housing Development Corporation Schedule of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual Fiscal Year ended June 30, 2009 Variance- Budgeted Amounts Positive Original Final Actual (Negative) ' Revenues: Intergovernmental $ 421,700 421,700 415,150 (6,550) Investment income - - 140 140 Totalrevenues 421,700 421,700 415,290 (6,410) ' Expenditures: Current: General government 694,400 694,400 720,018 (25,618) ' 0 8 25 618 Total expenditures 694,400 694,400 720, 1 , ) ( Excess (deficiency) of revenues over (under) expenditures (272,700) (272,700) (304,728) (32.028) ' Other financing sources (uses): Transfers in 250,000 250,000 250.000 Total other financing sources (uses) 250,000 250,000 250,000 ' Change in fund balances (22,700) (22,700) (54,728) (32,028) Fund balance at beginning of year 194,911 194,911 194,911 ' Fund balance at end of year $ 172,211 172,211 140,183 (32,028) I 1 79 CITY OF ROSEMEAD City Capital Projects Schedule of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual Fiscal Year ended June 30, 2009 Expenditures: Current: Public Works Total expenditures Excess (deficiency) of revenues over (under) expenditures Other financing sources (uses): Transfers in Total other financing sources (uses) Change in fund balances Fund balance at beginning of year Fund balance at end of year Budgeted Amounts Original Final Variance- Positive Actual (Negative) $ 1,647,000 1,647,000 569,950 1 ,077,050 1,647,000 1,647,000 569,950 1 .077.050 (1,647,000) (1,647,000) (569.950) 1.077.050 1,177,000 1,177,000 569,950 (607,050) 1,177,000 1,177,000 569,950 (607,050) (470,000) (470,000) - 470,000 $ (a7o,oo0) (x701000) 470,000 80 1 CITY OF ROSEMEAD Rede velopment Agency Debt Service Fund Schedule of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual ' Fiscal Year ended June 30, 2009 Variance- Budgeted Amounts Positive Original Final Actual (Negative) Revenues: Taxes $ 6,496,000 6,496,000 5,649,896 (846,104) Investment income 261,591 261,591 ' Other _ 606 606 Total revenues 6,496,000 6,496,000 5,912,093 (583,907) e Expenditur s: Current: ' General government 593,000 593,000 103,885 489,115 Public safety 962,900 962,900 1,016,479 (53,579) ' Debt service: Principal 915,000 915,000 915,000 Interest and fiscal charges 1,531,990 1,531,990 1,531,986 4 Total expenditures 4,002,890 4,002,890 3,567,350 435,540 ' Excess (deficiency) of revenues over (under) expenditures 2,493,110 2,493,110 2,344,743 (148,367) Other financing sources (uses): Transfers out (3,258,531) (3.258,531) t Total other financing sources (uses) (3,258,531) (3,258,531) l N t h i f d b 2 493 110 2 493 110 913 788 406 898 3 ance e c ange n un a , , , , ( , ) , ) ( , Fund balance at beginning of year 3,717,698 3,717,698 3,717,698 - ' Fund balance at end of year $ 6,210,808 6,210,808 2,803,910 (3,406,898) I 81 CITY OF ROSEMEAD Redevelopment Agency Capital Projects Fund Schedule of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual Fiscal Year ended June 30, 2009 I I Revenues: Taxes Investment income Total revenues Budgeted Amounts Original Final $ - - 18,667 18,667 465,600 465,600 6,818 (458,782) 465,600 465,600 25,485 (440,115) Variance- ' Positive Actual (Negative) t Expenditures: Current: General government Public works Total expenditures Excess (deficiency) of revenues over (under) expenditures Other financing sources (uses): Transfers in Transfers out Total other financing sources (uses) Net change in fund balance Fund balance at beginning of year Fund balance at end of year 1,625,040 1,625,040 1,184,280 440,760 4,955,240 4,955,240 303,371 4,651,869 6,580,280 6,580,280 1,487,651 5,092,629 (6,114,680) (6,114,680) (1,462,166) 4,652,514 2,330,533 2,330,533 (388,020) (388,020) 1,942,513 1,942,513 (6,114,680) (6,114,680) 480,347 6,595,027 3,987,946 3,987,946 3,987,946 $ (2,126,734) (2,126,734) 4,468,293 6,595,027 82 I INTERNAL SERVICE FUNDS 1 The internal service funds. are used to account for goods and services provided by one City department to other City departments on a cost reimbursements basis. 1 The City of Rosemead has the following Internal Service Funds: 1 Vehicle Replacement - To account for the accumulation and allocation of costs associated with the repair and maintenance of City owned vehicles. 1 Technology Replacement - To account for the accumulation and allocation of costs associated with the repair and maintenance of the City's technological equipment. 1 1 i n 1 1 1 i 1 1 83 CITY OF ROSEMEAD Combining Statement of Net Assets Internal Service Funds June 30, 2009 Vehicle Technology Assets Replacement Replacement Current assets: Due from other funds $ 91,804 48,190 Total assets 91,804 48,190 Net assets Unrestricted 91,804 48,190 Total net assets $ 91,804 48,190 Total 139,994 139,994 139,994 139,994 84 t 1 1 1 1 1 CITY OF ROSEMEAD Combining Statement of Revenues, Expenses and Changes in Fund Net Assets Internal Service Funds Year ended June 30, 2009 Vehicle Technology Replacement Replacement Operating revenues: Charges for services $ 91,804 48,190 Total operating revenues 91,804 48,190 Changes in net assets 91,804 48,190 Net assets at beginning of year - - Net assets at end of year $ 91,804 48,190 85 Total 139,994 139,994 139,994 139,994 CITY OF ROSEMEAD Combining Statement of Cash Flows-Internal Service Funds Year ended June 30, 2009 Vehicle Technology Replacement Replacement Total Net cash provided by (used for) operating activities $ Net cash provided by (used for) noncapital financing activities Net cash proved by (used for) capital and related financing activities Net cash provided by (used for) investing activities Net increase (decrease) in cash and cash equivalents Cash and cash equivalents at beginning of year Cash and cash equivalents at end of year $ Reconciliation of operating income to net cash provided by (used for) operating activities: Operating income (loss) $ 91,804 48,190 139,994 Adjustments to reconcile operating income (loss) to net cash provided by (used for) operating activities:. (Increase) decrease in due from other funds (91,804) (48,190) (139,994) Total adjustments (91,804) (48,190) (139,994) Net cash provided by operating activities $ 86 1 1 Assets Cash and investments Total assets Liabilities Deposits payable Total liabilities CITY OF ROSEMEAD Agency Fund Statement of Changes in Assets and Liabilities Fiscal Year ended June 30, 2009 Balance at June 30, 2008 Additions Balance at Deletions June 30, 2009 $ 469,691 121,409 (230,543) 360,557 $ 469,691 121,409 (230,543) 360,557 $ 469,691 121,409 (230,543) 360,557 $ 469,691 121,409 (230,543) 360,557 87 STATISTICAL SECTION This part of the City of Rosemead's Comprehensive Annual Financial Report presents detailed information as a context for understanding what the information in the financial statements, note disclosures, and required supplementary information says about the government's overall financial heath. Contents Pape Financial Trends 90 These schedules contain trend information to help the reader understand how the government's financial performance and well-being have changed over time. Revenue Capacity 94 These schedules contain trend information to help the reader asses the government's most significant local revenue source, the property tax. Debt Capacity 98 These schedules present information to help the reader assess the affordability of the government's current levels of outstanding debt and the government's ability to issue additional debt in the future. Demographic and Economic Information 103 These schedules offer demographic and economic indicators to help the reader understand the environment within which the government's financial activities take place. Operating Information 105 These schedules contain service and infrastructure data to help the reader understand how the information in the government's financial report relates to the services the government provides and the activities it performs. Sources: Unless otherwise noted, the information in these schedules is derived from the Comprehensive Annual Financial Reports for the relevant year. 88 I U I I u 1 I 1 n I I I I I I I i (This page intentionally left blank) 89 CITY OF ROSEMEAD Net Assets by Component Last Sin Fiscal Years (accrual basis of accounting) 2004 2005 2006 2007 2008 2009 Governmental activities: Invested in capital assets, net of related debt $ 10,4391445 12,130,249 13,345.433 10.541.606 12,981.537 11,828,993 Restricted 6,526,788 6,035,250 6,901,454 8,181,231 111443,583 13,361,249 Unrestricted 26.498.620 31,114,414 30.299115 35,293.732 27.705,715 24,882,730 Total governmental activities net assets $ 41464.853 49.279.913 50.546.002 54.016.569 51130.835 50.071972 The City of Rosemead implemented GASB 34 for the fiscal year ended June 30, 2004. Information prior to the implementation ofGASB 34 is not available. 90 1 a CITY OF ROSEMEAD Changes in Net Assets Last Six Fiscal Years (accrual basis of accounting) Fiscal Year 2004 2005 2006 2007 2008 2009 Expenses: Governmental activities. General government $ 4,803,476 $ 4,800,168 5,629316 4,980,519 7,259,587 12,176,877 Public safety 5,797,080 6,058,824 6,065,066 6,618,779 8,043,771 9,081,719 Public works 2,058,252 3,252,252 3,403,699 6,120,563 13,550,042 6,465,355 Public health 65,583 60,828 51,286 - - - ' Community services 3,121,996 2,862,328 3,221843 602,114 669,827 773,374 Community development - - - 2,467,842 3,645 207 1,290,108 ' Parks and recreation Interest expense 3,201,236 1,854,185 3,456,308 1,830,836 3,959,590 1,832,219 4,178,000 2,698,372 4,078,631 1,790,348 2,030,698 1,523,391 overnmental activities expenses Total 20 901 808 22.321.544 24.165,019 27,666,189 39,037,413 33,341.522 g , , ' Program revenues: Governmental activities: Charges for services: General government 7,026.282 6,299,415 3,288,225 316,849 642,716 547,577 Public safety 726,345 984,965 900,359 1,598,159 1,547,182 1,5122475 t Public works 3,091,146 3,760,495 4,144,733 7,600,778 11,729,725 7,581,801 Public health - - - Community services 1,691,586 1,211,615 814,754 1,403,059 166,118 858,809 Community development - - - 206.303 1,484.065 621,375 Parks and recreation 287,137 266,398 337.815 36,800 36.000 Total governmental activities program revenues 12.822,496 12,522,888 9,485,886 14,125,148 15,606,606 11.158.037 ' Net revenues (expenses): Governmental activities Total net revenues (expenses) (8,079,312) (9,798,656) (14 679,133) (13.541,041) (23 430,807) (22.183,485) ' General revenues and other changes in net assets: Governmental activities: Taxes: 1 Property taxes Sales and use taxes 3,941,383 2.865,887 4,077.332 3,518.657 3,915,980 3,525,557 9,121,682 2,501,106 13,181.837 3,747,416 12,289,177 4.589,998 Transient occupancy taxes 1,081,174 1,102,756 1.207.298 1,311,697 1,411 421 1,272,092 Othertaxes 149,737 765,215 1,076,806 713,821 949,007 761,410 Intergovernmental/ in-lieu VLF 3,165,148 2,966,002 Investment income 187,278 1,260,095 1,930,059 2,028,128 1.678,791 884.847 Motor vehicle in-lieu, unrestricted - 1,716,656 1,290,667 856,701 254,527 195,273 Other general revenues - 7,857 32,853 478,473 143,748 133,825 ' overnmental activities Total 8 225 459 15,613 716 15,945222 17,011,608 21,366,747 20,125,622 g , , Changes in net assets Governmental activities ' Total primary government $ 146,147 $ 5,815,060 $ 1,266,089 $ 3,470,567 $ (2,064,060) LL ,057,863) ' The City of Rosemead implemented GASB 34 for the fiscal year ended June 30, 2004. Information prior to the implementation of GASB 34 is not available. 1 1 91 1 CITY OF ROSEMEAD Fund Balances of Governmental Funds Last Six Fiscal Years (modified accrual basis of accounting) 2004 2005 2006 2007 2008 2009 General fund: Reserved $ 353.616 1,719.044 256.765 150,000 3.074.496 3.106,917 Unreserved 20.051506 19,896,581 22.228341 21460.545 18.633.154 16.135.102 Total general fund $20.407.122 21.615.625 21485.106 22.610.545 21,707.650 19242,019 All other governmental funds Reserved $ 3,195,415 - 7,693,216 Unreserved, reported in: Special revenue funds 5,653.208 7,336.247 6,821,660 Debt service funds 31835 2.354,835 - Capital projects funds 6.264.457 8.433.842 6,435,798 Total all other governmental funds $15,145,915 18,124,924 20,950,674 The City of Rosemead has elected to show only six years of data jar this schedule. 4.947,087 9.000.561 9,000.561 6,142,833 6,140.289 9.023,487 552 691475 2.803.910 7.397.454 2.490,553 (54.323) 18.487.926 18.323.878 20.773.635 92 A 1 1 1 1 1 CITY OF ROSEMEAD Changes in Fund Balances of Governmental Funds Last Six Fiscal Years (modified accrual basis of accounting) Fiscal Year 2004 2005 2006 2007 2008 2009 Revenues: Taxes $ 9,041,026 $ 9,189,326 $ 9,527,384 $13,648306 $17,841,792 $17353,625 Intergovernmental 83826,909 14379,314 10,785,591 9,419,698 151716,610 10,992235 Licenses and permits 1,508,009 1,595,115 1,528,864 1,683,204 1,503,659 1,178,362 Charees for services 581,848 550.478 660,890 414375 537.430 638,244 Fines, forfeitures and penalties 589,890 857,135 753,224 437,117 641,566 565,643 Special assessments - - - 789,089 687,568 736,213 Investment income 1,3727591 1,260,286 1,947,566 2,028,128 1,678,791 88047 Other 37 30316 29332 478.473 141.930 381.429 Total revenues 21.920,310 27.861,970 25,232,851 28,898,390 38,749346 32,530598 Expenditures Current: General government 2;965,572 3,023,192 3,790,631 4,780.837 7.356,665 11,956,179 Public safety 5,797,080 6,087,918 6,536,043 6,737,912 8,043,771 9,1147009 Public works 3,144,358 5208,142 6,064,980 8;898,768 12,116.508 4,964,867 Community services 65,583 60.828 51,286 1.419.424 669.827 783.452 Community development 3,259.505 3,424,954 3,216,935 2,6907420 3;408;691 1,0477529 Parks and recreation 3,201,236 3,383,358 3.881,469 4,249,462 4,078,631 2,030,698 Capital outlay 267639 184301 149,641 - 1,647,673 202,752 Debt service: - Principal 445,000 465,000 490.000 780;000 17105,000 915;000 Interest and fiscal charges 13859,747 1,836,765 1,559,114 2,512,725 1,562849 1;531,986 Payment to bond escrow agent - - 550,323 1,323.238 - - enditures Total ex 20.764.720 23,674.458 26.290.422 33.392.786 39.994.615 32.546.472 p Excess (deficiency) of revenues over (under) enditures ex 155.590 1 4,187512 (1.052571 (4,494,396) (1245.269) (15.874) p , Other financing sources (uses): Transfers in 3,9055993 4,941,103 13300,319 26,183,078 2,962,087 4,078,483 Transfers out (3,905.993) (4,941103) (137300,319) (26,181078) (2,962,087) (4,078,483) Proceeds of bonds - - 14,005,000 24,230,000 - - Premium on debt issued - - 316,830 - - - Payment to bond escrow agent - - 9,569,028 (22,075,305) - - Total other financing sources (uses) - - 4,752,802 23 54,695 - - Net change in fund balances $ 1,155.590 4,187,512 3,6951231 (2,339,701) (I 245,269) (15.874) Debt service as a percentage of noncapital expenditures 11.1% 9.8% 9.9% 16.6% 7.0% 7.6% The City of Rosemead has elected to show only six vears of dam for this schedule 93 CITY OF ROSEMEAD Assessed Value and Estimated Actual Value of Taxable Property Last Ten Fiscal Years (in thousands of dollars) Fiscal Year Ended June 30 Secured 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 $ 1,733,311,605 1,801,399,282 1,894,448,049 2,017,936,508 2,168,666,818 2,345,083,686 2,561,631,859 2,826,876,615 3,085,354,513 3,277,256,282 Unsecured $ 44,424,487 48,058,831 49,217,140 50,453,472 52,904,496 57,368,008 64,776,971 55,851,646 61,564,235 66,506,103 SBE Non-Unitary $ 1,415,275 664,802 1.632,754 2,601,128 19,367,174 20,426,612 18,555,208 19,173,832 18,883,761 18,883,761 Taxable Assessed Value $1,779,151,367 1, 850,121915 1,945,297.943 2,070,991,108 2,240,938;488 2,422,878306 2,644,964;038 2,901,902.093 3,165,802; 509 3,362;646;146 Beginning with the fiscal year ended June 30, 2002, exemptions are netted directly against the individual property categories. NOTE: In 1978 the voters of the State of California passed Proposition 13 which limited property taxes to a total maximum rate of 1% based upon the assessed value of the property being taxed. Each year, the assessed value of property may be increased by an "inflation factor" (limited to a maximum increase of 2%). With few exceptions, property is only re-assessed at the time that it is sold to a new owner. At that point, the new assessed value is reassessed at the purchase price of the property sold. The assessed valuation data shown above represents the only data currently available with respect to the actual market value of taxable property and is subject to the limitations described above. Source: HDL Coren & Cone and Los Angeles County Assessor's Office Total Direct 20.62% 20.30% 21.07% 20.82% 21.36% 22.57% 21.89% 23.35% 24.57% 25.29% 94 U I I I 1 k 1 1 1 I CITY OF ROSEMEAD Direct and Overlapping Property Tax Rates (Rate per $100 of Taxable Value) Last Ten Fiscal Years Agency Basic Lery Detention Facilities 1987 Debts L,A. Co. Flood Control Bonds San Gabriel Valley Mwd Bonds El Monte School Districts Garvey, School Districts Rosemead School Districts El Monte Union High School Los Angeles Community College Pasadena Area Community College Rio Hondo Community College Montebello Unified School District San Gabriel Unified School District Metropolitan Water District Total Direct & Overlapping' Tax Rates City's Share of 1% Levy Per Prop 13 3 General Obligation Debt Rate Redevelopment Rate ° Total Direct Rate 5 , _ jliasf 10 -Fiscal Years ' ,,R.. 1999/110 2000101 2001/02 2002/03 2003/04 2004/05 2005/06 2006/07 21107/08 2008/09 1.00000 1.00000 1.00000 1.00000 1.00000 1.00000 1.00000 100000 1,00000 1.00000 0.00142 0.00131 0.00113 0.00103 0.00099 0,00092 0,00080 0.00066 0.00000 0.00000 0.00176 0.00156 0.00106 0,00088 0.00047 0.00024 0.00005 0.00005 0,00000 0.00000 0.02500 0,02400 0.02400 0.02400 0.02200 0.02000 0.02000 0.02000 0.02000 0.01800 0.00000 0.04196 0.05196 0,06592 0.05072 0.07246 0.08056 0.06402 0.08067 0.09044 0.00000 0.00000 0.03118 0,05286 0.02471 0.02319 0.05221 0.05075 0.05061 0.06835 0.00000 0.00000 0.08858 000540 0.04517 0.07095 0.07515 0.05420 0.08282 0.06875 0.00000 0.00000 0.00000 0.00000 0.03573 0.03928 0.05425 0.05846 0.02820 0.05159 0.00000 0.00000 0.01600 0,01460 0.01986 0.01810 0.01430 0.02146 0,00878 0.02212 0.00000 0.00000 0.00000 0.00000 0.00681 0,00879 0.00410 0.02080 0,01972 001741 0.00000 0.00000 0.00000 0.00000 0.00000 0.02170 0.01802 0.01469 0.01370 0.02320 0.03049 0.03423 0.04370 0.03983 0.04077 0.04172 0.0705 0.06731 0.06681 0.08065 0.00000 0.00000 0.00000 0.05803 0,05224 0.05729 0.05284 0.04930 0.05742 0.09293 0.00890 0.00880 0.00770 0,00670 0.00610 0.00580 0.00520 0.00470 0.00450 0.00430 1.06758 1.11186 1.26531 1.26925 1.30556 1.38044 1.44801 1.42640 1.43323 1.53775 0.06682 0.06682 0.06682 0.06682 0.06682 0.06682 0,06682 0,06682 006682 006682 1.01209 1.01167 1.00990 1,00861 100755 1.00697 1.00604 1.00541 100450 100430 0.20615 0.20298 0.21070 0.20818 0.21361 0.22574 0.21893 0,23351 0,24566 0.25288 Notes: 'In 1978, California voters passed Proposition 13 which set the properly tax rate at a 1.00% fixed amount. This 1.00% is shared by all taxing agencies for which the subject property resides within. In addition to the 100% fixed amount, property owners are charged taxes as a percentage of assessed property values for the payment of any voter approved bonds. ' Overlapping rates are those of local and county governments that apply to property owners within the Cov Not all overlapping rates apply to all city property owners. ' City's share of I% Levy is based on the City, s share of the general fund tax rate area with the largest net taxable value within the city. ERAF general fund tax shifts may not be included in tax ratio forms, ' RDA rate is based on the largest RDA tax rate area (TRA) and includes only rate(s). from indebtedness adopted prior to 1989 per California Sure statute. RDA direct and overlapping rates are applied only to the incremental progeny values. ° Total Direct Rate is the weighted average of all individual direct rates applied by the government preparing the statistical section information. Source'. L.A. County Assessor 1999/00 - 2008/09 Tax Rate Table and HDL Coren R Cone 95 CITY OF ROSEMEAD Principal Property Tax Payers Current Year and Nine Years Ago 2008/09 Taxpayer Rosemead Place, LLC $ Walmart Real Estate Business Trust Rosemead Hwang, LLC AFG Investment Fund 5 LLC General Electric Credit Auto Auctions, Inc. 420 Boyd Street LLC Macy's California Inc. Southern California Edison Co. California Federal Savings & Loan Sunshine Inn Aespace America, Inc. May Company Department Stores Hsi Lai University Chicago Title Insurance Company Builder Square LLC H C C Industries, Inc. Tony & Helen Hua Trust, Et. Al. Taxable Assessed Value ank Percent of Total City Taxable Assessed Value 44,225,721 1 1.32% 39,169,235 2 1.16% 31,570,937 3 0.94% 23,460,000 4 0.70% 20,654,488 5 0.61% 18,000,000 6 0.54% 16,053,368 7 0.48% 15,628,091 8 0.46% 13,154,503 9 0.39% 10,086,980 10 0.30% 1999/00 Percent of Total City Taxable Taxable Assessed Assessed Value Rank Value 14,863,882 2 0.84% 0.00% 9,221,467 5 0.52% 7,469,309 7 0.42% 31,629.317 1 1.78% 14,564,858 3 0.82% 11,194,858 4 0.63% 8,330,000 6 0.47% 7.110.560 8 0.40% 6,813,151 9 0.38% 6,250,000 10 0.35% Source: Hdl Coren & Cone, Los Angeles County Assessor 2008/09 Combined Tax Rolls. 96 D D 1 CITY OF ROSEMEAD Property Tax Levies and Collections Last Ten Fiscal Years Collected within the Fiscal Taxes Levied Fiscal Year of Levy Collections in Total Collections to Date Year Ended for the Percent Subsequent Percent June 30 Fiscal Year Amount of Levy Years Amount of Levy 2000 $ 1,013,510 $1,013,495 100.00% - $1,013,495 100.00% 2001 1,059,067 1,059,033 100.00% - 1,059,033 100.00% 2002 1,111,483 1,111,453 100.00% - 1,111,453 100.00% 2003 1,181,683 1,161,629 98.30% - 1,161,629 98.30% 2004 1,262,684 1,262,622 100.00% - 1,262,622 100.00% 2005 1,364,266 1,203,406 88.21% - 1,203,406 88.21% 2006 2,054,921 2,054,859 100.00% - 2,054,859 100.00% 2007 2,269,752. 2,147,626 94.62% - 2,147,626 94.62% 2008 2,442,009 2,406,199 98.53% - 2,406,199 98.53% 2009 2,569,429 2,435,807 94.80% - 2,435,807 94.80% * Information not available. Note: For these years the information was not available so an estimate was made to reduce the total collections to date to 100%. Source: HDL Coren & Cone and Los Angeles County Auditor Controller's Office 97 CITY OF ROSEMEAD Ratios of Outstanding Debt by Type Last Ten Fiscal Years Fiscal Year 1999/00 2000/01 2001/02 2002/03 2003/04 2004/05 2005/06 2006/07 2007/08 2008/09 Tax Allocation Bonds $ 34,970,000 34,625,000 34,255,000 33,830,000 33,385,000 32,920,000 37,100,000 37,455,000 36,350,000 35,435,000 Percentage of Personal Income i 2.31% 2.14% 2.10% 2.00% 1.93% 1.65% 7.70% 7.30% 6.74% 6.41% Debt Per Capita' 617 604 619 612 595 580 649 655 633 617 Notes: Details regarding the City's outstanding debt can be found in the notes to the financial statements. i These ratios are calculated using personal income and population for the prior calendar yeas 98 1 CITY OF ROSEMEAD Ratio of General Bonded Debt Outstanding Last Ten Fiscal Years (In Thousands, except Per Capita) Tax Percent of Allocation Assessed Per Fiscal Year Bonds Value Capita 1999/00 34,970 1.97% 617 2000/01 34,625 1.87% 604 2001/02 34,255 1.76% 619 2002/03 33,830 1.63% 612 2003/04 33,385 1.49% 595 2004/05 32,920 1.36% 580 2005/06 37,100 1.40% 649 2006/07 -37,455 1.29% 655 2007/08 36,350 1.15% 633 2008/09 35,435 1.05% 617 General bonded debt is debt payable with governmental fund resources and general obligation bonds recorded in enterprise funds (of which, the City has none). Assessed value has been used because the actual value of taxable property is not readily available in the State of California. 99 CITY OF ROSEMEAD Direct and Overlapping Governmental Activities Debt June 30, 2009 Percentage Gross Bonded Applicable Net Bonded Debt Balance To Citv Debt Overlapping Debt ' Metropolitan Water District $ 137,096.151 0.322% 441,450 Garvey School District DS 2000 Series A 6.789,903 51.516% 3,497,886 Garvey School District DS 2000 Series B 6,344,519 51.516% 3,268,442 Garvev School District 2004 Series 2005 8.913.736 51.516% L592,000 Garvey Sch DS 2004 Set 2006 10,999,898 51.516% 5,666.707 Garvey Sch DS 2004 Ser C 8,997,964 51.516% 41635.391 Rosemead Sch Dist DS 2000 Ser A 6,775,000 69.191% 4,687.690 Rosemead Sch Dist DS 2000 Set B 9,350.000 69.191% 6,469,359 Rosemead Sch DS 2000 Ser C 6.890.000 69.191% 4,767,260 El Monte UN HSD DS 2002 Ser A 41475,000 14.010% 626.948 El Monte Union HI DS 2002 Series B 6,580,000 14.010% 921,858 El Monte Un HSD DS 2006 Ref Bds 38.005.173 14.010% 5,324,525 El Monte Un Hi DS 2002 Set C 83.746.269 14.010% 11.732.852 L.A. CCD DS 2001 Set A 27,815.000 0.316% 87.895 L.A. CCD DS 2003 Ser B 77.040.000 0.316% 243.446 L.A. CCD DS 2003 Taxable Ser 2004B 23,385,000 0.316% 73.897 L.A. CCD DS 2001 Taxable Ser 2004A 75,105.000 0.316% 237,332 LACC DS Ref 2001 Series 2005 A 432.345.000 0.316% L366,210 LA CCD DS 2001 2006 Series B 381000,000 0.316% 1,210.280 LA CCD DS 2003, 2006 Series C 30$500,000 0.316% 974.860 LACC DS 2001, 2008 Ser E-1 276,500.000 0.316% 873,740 LACC DS 2001, 2008 Taxable Set E-2 15.000.000 0.316% 47,400 LACC DS 2003. 2008 Set F-1 364.915.000 0.316% 1.153.131 LACC DS 2003. 2008 Taxable Ser F-2 425,000,000 0.316% 1,343.000 Pasadena Area CCD DS 2002 Series A 3,715,000 2.616% 97.184 Pasadena CCD DS 2006 Series B 581,980,000 2.616% 15,224,597 Pasadena CCD DS 2006 Ref BD Series C 20.763,399 2.616% 543.171 Montebello Unif DS 1998 Series 98 14,079,698 1.429% 201,199 Montebello Unif SO DS 98 Series 99 13,072,854 1.429% 186,811 Montebello USD DS 1998 Series 2001 11397.827 1.429% 191,455 Montebello USD DS 1998 Series 2004 14,540.273 1.429% 207.781 Montebello Unified DS 1998 Series 2002 13,618,989 1.429% 194,615 Montebello Unif DS 2004 Set 2005 27,640.000 1.429% 394,976 Montebello Unified DS 2004 Set 2008 35,000,000 1.429% 500.150 San Gabriel USD DS 2002 Series A 11,087,600 1.339% 148.463 San Gabriel USD DS 2002 Series B 6,708,892 1.339% 89.832 San Gabriel USD DS 2005 Ref Bonds 17285.000 1.339% 231,446 San Gabriel USD DS 2002 Series 2007 C 10,832,878 1.339% 145,052 San Gabriel USD DS 2008 Ser A 20,548,245 1.339% 275.141 Total Overlapping Debt -xr y ` . - _ : 82, -875,433 2008/09 Assessed Valuation: $2,774,190,090 After Deducting $588,456,056 Redevelopment Increment Debt to Assessed Valutation Ratios: Direct Debt 0.00% Overlapping Debt 2.99% Total Debt 2.99% * This fund is a portion of a larger agency, and is repsonsible for debt in areas outside the city. This report reflects debt which is being repaid through voter-approved property tax indebtedness. It excludes mortgage revenue, tax allocation bonds. interim financing obligations, non-bonded capital lease obligations, and certificates of participation, unless provided by the city. Source: Hill Coren R Cone, L.A. County Assessor and Auditor Combined 2008/09 Lien Date Tax Rolls 100 e e B I C V ~ ~ L V] G 4l v c3 ~O c M c p M 'J M c O T Q v~ N h ~ N N ~ O ~O v ^ v: a a a a I ~ V' N V^ O O L: O V M r r e v e e p ~ N m O v r r r r O O N V1 ~ tom. a r W W f^ e M e 'JO W e a Vl N ~ N N O r O N N M r? p O ~ N O a ~/1 r e N o0 ^ N 00 o N O T vl N r oC O W O - rv 00 0 0 o ~ N ~ a O ~p O N O O O ~ < ~O V V' OC p W O a R N a a N C b V b a T N ~ e r e ~ ~ o y~ p M v~ N r v~ ~n M Q~ " M ? o p 0 0o a r r o m r o0 00 N N O a (T < ~C N W o N o M M e O W C h Vl ~ N O O N C V M W N a o r e r r o O NI r v~ ~O V^ O O M N a r ~c rv ~ ~ r r O h M Q e v~ ~O W vl M r M r o O N T N R - ~O ~D p o r a v N oo V co V N M a O N vl C ~O oC N r N r T ~ ~n e a N e a O a O o O T NI -I ~ ~ a p N N O O+ r a r O p N O h Vl N YJ M a b M a b a V m O N m o ~ r ~ O O o r - o0 oc O a oa r ro v v r ~ ~ r ~c ~ r -a E c o U ~ 'J U C L L O ~ ~ 00 ~ U V G y O u y U N ~ ~ V ~ . m c c u c o ~ v O C u E E v ~ 'o v c ' O ~ U u p v 101 U _o v o C x n F C D V C O n = m u ~ m I U v u e+ Y - i c 0 r CITY OF ROSEMEAD Pledged-Revenue Coverage Last Ten Fiscal Years (In Thousands) Tax Allocation Bonds Fiscal Year Ended Tax Debt Service June 30 Increment Principal Interest Coverage 2000 2,990;564 330,000 13951,663 1.31 2001 21945;877 3453000 1,932,853 1.29 2002 3,197,754 370,000 1,912,843 1.40 2003 3,105,416 425,000 1,891,273 1.34 2004 3,376,579 445,000 1,870,873 1.46 2005 3,494,330 465,000 1,836,765 1.52 2006 3,310,295 490.000 1.559,114 1.62 2007 4,029,714 780,000 1,505,781 1.76 2008 6,219,884 1,105,000 1,567,849 2.33 2009 5,649,896 915,000 1,531,987 2.31 Note: Details regarding the city's outstanding debt can be found in the notes to the financial statements. Operating expenses do not include interest or depreciation expenses. 102 1 1 e 1 CITY OF ROSEMEAD Demographic and Economic Statistics Last Ten Calendar Years Per Personal Capita Unemployment Fiscal Population Income Personal Rate Year (1) (in thousands)( 2) Income (2) (3) 1999/00 57,328 1,621,007 28,276 5.40% 2000/01 55,351 1,634,072 29,522 5.90% 2001/02 55,289 1,692,452 30,611 6.10% 2002/03 56,065 1,727,026 30,804 6.80% 2003/04 56,710 1,991,372 35,115 6.00% 2004/05 57,189 482,011 36,746 4.50% 2005/06 57,144 513,123 39,011 4.60% 2006/07 57,427 539,163 41,875 4.90% 2007/08 57,422 552,450 42,916 4.47% 2008/09 57,594 N/A N/A 11.10% Sources: (1) California State Department of Finance (2) U.S. Department of Commerce - Bureau of Economic Analysis (3) State of California Employment Development Department (data shown is for the County) 103 CITY OF ROSEMEAD Principal Employers Current Year and Nine Years Ago 2009 2000 * Percent of Percent of Number of Total Number of Total Employer Employees Employment i Employees Employment Southern California Edison 1 4,000 16.26% 0.00% Garvey School District 2 953 3.87% 0.00% Panda Restaurant Group, Inc. 3 400 1.63% - 0.00% Wal-Mart 4 420 1.71% - 0.00% Rosemead School District 5 337 1.37% - 0.00% Hemetic Seal Corporation 6 130 0.53% - 0.00% Irish Construction 7 75 0.30% - 0.00% Target 8 200 0.81% - 0.00% Marge Carson, Inc. 9 80 0.33% - 0.00% Don Bosco Tech 10 90 0.37% - 0.00% Double Tree 11 90 0.37% - 0.00% Based upon Employment Development Department's estimate of 24,900 residents employed in 2008-09 * Information for 2000 is not available. Source: City of Rosemead and Rosemead Chamber of Commerce 104 0 CITY OF ROSEMEAD Full-time and Part-time City Employees by Function Last Ten Fiscal Years Full-Time and Part-time Employees as of June 30 Function 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 General government 16 16 19 16 14 15 18 17 19 16 Public safety 1 25 19 16 23 22 17 23 22 34 39 Community development 8 12 6 5 6 6 6 11 23 18 Parks and recreation 100 101 107 117 97 94 103 101 103 135 Total 149 148 148 161 139 132 150 151 179 208 The City of Rosemead contracts with the Los Angeles County Sheriffs Department for all police services with the exception of parking control and crossing guards which are provided by City personnel. The City of Rosemead is part of the Los Angeles County Fire Protection District which provides fire fighting, fire prevention; and plan check services for the City. 105 CITY OF ROSEMEAD Operating Indicators by Function Last Ten Fiscal Years 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 Police: Arrests 1,292 1,310 1,299 1,102 1,081 1,230 1,315 1,786 1,506 1,478 Parking citations issued n/a n/a n/a n/a 14,676 18,357 15,176 13,210 11,766 10,517 Fire: Number of emergency calls n/a 2,634 2,809 2,728 2,733 2,800 2,868 2,994 3,094 1,834 Inspections 117 117 117 117 117 117 117 117 2,518 2,093 Public works: Street resurfacing (miles) 4.9 - 1.7 - 1.3 - 1.3 2.5 1.1 1.1 Parks and recreation: Number of recreation classes 400 400 400 420 450 530 720 775 484 397 Number of facility rentals n/a n/a n/a n/a n/a n/a n/a n/a 540 453 Source: City of Rosemead 106 1 CITY OF ROSEMEAD Capital Asset Statistics by Function Last Ten Fiscal Years Fiscal Year 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 Public Safety: Sheriff stations I I I I I I I I I I Fire: Fire stations 2 2 2 2 2 2 2 2 2 2 Public works: Streets (miles) 76.80 76.80 76.80 76.80 76.80 76.80 76.80 76.80 77.55 77.55 Strectlights 2,483 2,571 2,506 2,700 2,700 2,702 2,705 2,706 2,712 2,712 Traffic signals 39 39 39 39 39 39 39 41 42 42 Parks and recreation: Parks 10 10 10 10 10 10 10 10 10 10 Community centers 2 2 2 2 2 2 2 2 2 2 Source: City of Rosemead 107 (This page intentionally left blank) 108 Rosemead City Hall 8838 E. Valley Boulevard Rosemead, CA 91770 Telephone: (626) 569-2100 I 1 P 1 I I 1 rs 1 I i a 10~ tnu- I 1 1 1 i 1 1 I 1 1 1 1 H 1 1 1 1 1 1 I ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION FINANCIAL STATEMENTS Fiscal Year Ended June 30, 2009 ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION 1 FINANCIAL STATEMENTS ' Fiscal Year Ended June 30, 2009 TABLE OF CONTENTS 1 ' INDEPENDENT AUDITORS' REPORT 1 FINANCIAL STATEMENTS Government-wide Financial Statements ' Statement of Net Assets Statement of Activities Fund Financial Statements Balance Sheet - Governmental Funds ' Reconciliation of the Balance Sheet of Governmental Funds to the Statement of Net Assets Statement of Revenues, Expenditures and Changes in Fund ' Balances - Governmental Funds Reconciliation of Statement of Revenues, Expenditures and Changes in Fund Balances of Governmental Funds to the ' Statement of Activities Notes to the Basic Financial Statements ' REQUIRED SUPPLEMENTARY INFORMATION ' Notes to Required Supplementary Information Low-Moderate Income Housing Set-Aside Schedule of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual ' Rosemead Housing Development Corporation Schedule of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual ' Supplementary Information: Computation of Low/Moderate Housing Fund - Excess Surplus ' Report on Compliance and Other Matters and on Internal Control Over Financial Reporting Based on an Audit of Financial Statements Performed in Accordance with Government Auditing Standards ' Schedule of Findings and Recommendations 1 Paqe 3 4 8 25 26 27 28 29 31 1 I I 1 1 1 1 i 1 1 Mayer Hoffman McCann P.C. An Independent CPA Firm 2301 Dupont Drive, Suite 200 Irvine, California 92612 949-474-2020 ph 949-2635520 fx www.mhm-pc.com Board of Directors Rosemead Community Development Commission Rosemead, California INDEPENDENT AUDITORS' REPORT We have audited the accompanying financial statements of the governmental activities and each major fund of the Rosemead Community Development Commission (the Commission), a component unit of the City of Rosemead, California, as of and for the year ended June 30, 2009, which collectively comprise of the Commission's basic financial -statements as listed in the table of contents. These financial statements are the responsibility of the Commission's management. Our responsibility is to express an opinion on these financial statements based on our audit. We conducted our audit in accordance with auditing standards generally accepted in the United 1 States of America and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement. An audit includes examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements. An audit also includes assessing the accounting principles used and significant estimates made by 1 management, as well as evaluating the overall financial statement presentation. We believe that our audit provides a reasonable basis for our opinions. 1 1 1 i In our opinion, the financial statements referred to above present fairly, in all material respects, the respective financial position of the governmental activities and each major fund of the Commission as of June 30, 2009, and the respective changes in financial position thereof for the year then ended, in conformity with accounting principles generally accepted in the United States of America. The Commission has not presented management's discussion and analysis which according to accounting principles generally accepted in the United States of America is necessary to suoDlement. althouah not required to be Dart of. the basic financial statements. The information identified in the accompanying table of contents as required supplementary information is not a required part of the basic financial statements but is supplementary information required by accounting principles generally accepted in the United States of America. We have applied certain limited procedures, which consisted principally of inquiries of management regarding the methods of measurement and presentation of the required supplementary information. However, we did not audit the information and express no opinion on it. 1 I ' Board of Directors Rosemead Community Development Commission ' Page Two ' Our audit was conducted for the purpose of forming opinions on the financial statements that collectively comprise the Rosemead Community Development Commission's basic financial statements. The supplementary information is presented for purposes of additional analysis and is not a required part of the basic financial statements. The supplementary information has ' been subjected to the auditing procedures applied in the audit of the basic financial statements and, in our opinion, are fairly stated in all material respects in relation to the basic financial statements taken as a whole. t In accordance with Government Auditing Standards, we have also issued our report dated December 18, 2009 on our consideration of the Commission's internal control over financial ' reporting and our tests of its compliance with certain provisions of laws, regulations, contracts, grant agreements and other matters. The purpose of that report is to describe the scope of our testing of internal control over financial reporting and compliance and the results of that testing, and not to provide an opinion on the internal control over financial reporting or on compliance. ' That report is an integral part of an audit performed in accordance with Government Auditing Standards and should be considered in assessing the results of our audit. /Vat 1a 1ncl*^1 P ' Irvine, California December 18, 2009 1 ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION ' Statement of Net Assets June 30, 2009 1 [1 I Assets Cash and investments (note 2) Receivables: Accounts Accrued interest Due from City of Rosemead Land held for resale Deferred charges Capital assets, net (note 5) Land Other capital assets, net Total assets Liabilities and Net Assets Liabilities: Accounts payable Deposits payable Due to City of Rosemead Accrued interest payable Noncurrent liabilities (note 6): Due within one year Due in more than one year Total liabilities Net assets: Invested in capital assets, net of related debt Restricted for: Low-moderate income housing Unrestricted Total net assets See accompanying notes to the basic financial statements. 3 $ 12,277,260 118,239 52,025 351 4,407,616 453,207 2,425,898 13,928,331 33,662,927 459,574 34,527 485,082 618,346 964,802 37,225,542 39, 787, 873 9,046,660 5,966,004 (21,137,610) $ (6,124,946) 1 1 1 1 Governmental activities: Community development Interest. expense Total governmental activities ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION Statement of Activities Fiscal Year ended June 30, 2009 Program Revenues Operating Capital Charges for Contributions Contributions Governmental Expenses Services and Grants and Grants Activities $ 4,533,007 1,523,391 409,139 $ 6,056,398 409,139 General revenues: Taxes: Property taxes Investment income Other general revenues Total general revenues Change in net assets Net assets at beginning of year Net assets at end of year See accompanying notes to the basic financial statements. 4 (4,123, 868) (1, 523, 391) (5,647,259) 5,668,563 .291,192 6,617 5,966,372 319,113 (6,444,059) $ (6,124,946) I Due from City of Rosemead ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION Balance Sheet - Governmental Funds June 30, 2009 Assets: Cash and investments Receivables: Accounts Accrued interest Land held for resale Advances to other funds (note 4) Total assets ' Liabilities and Fund Balance Liabilities: Accounts payable ' Deposits payable Due to City of Rosemead Advances from other funds (note 4) ' Total liabilities I Fund balance: Reserved for: Encumbrances Land held for resale Advances to other funds Unreserved, reported in: Special revenue funds Debt service funds Capital projects funds Total fund balance Total liabilities and fund balance Low-Moderate Rosemead Income Housing Housing Development Debt Capital Set-Aside Corporation Service Projects Total $ 1,499,153 512,628 7,551,374 2,714,105 12,277,260 - 13,682 104,557 - 118,239 1,773 26,951 23,301 52,025 - - 351 351 - 4,407,616 4,407,616 4,477,945 - - 4,477,945 $ 5,978,871 526,310 .7,682,882 7,145,373 21,333,436 $ 2,615 - 401,029 55,930 459,574 - 34,527 - - 34,527 10,252 351,600 - 123,230 485,082 - - 4,477,945 - 4,477,945 12,867 386,127 4,878,974 179,160 5,457,128 115,000 115,000 4,407,616 4,407,616 4,477,945 - 4,477,945 1,488,059 140,183 - 1,628,242 - - 2,803,908 - 2,803,908 - 2,443,597 2,443,597 5,966,004 140,183 2,803,908 6,966,213 15,876,308 $ 5,978,871 526,310 7,682,882 7,145,373 21,333,436 See accompanying notes to the basic financial statements. 5 I ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION ' Governmental Funds Reconciliation of the Balance Sheet of Governmental Funds to the Statement of Net Assets ' June 30, 2009 Fund balances of governmental funds $ 15,876,308 ' f Amounts reported for governmental activities in the statement o net assets are different because: ' Capital assets, net of depreciation, have not been included as financial resources in governmental fund activity. ' Capital assets 22,246,786 Accumulated depreciation (5,892,557) ' Long-term debt has not been included in the governmental fund activity. Advances from City (2,497,920) Bonds payable (35,435,000) ' Unamortized bond premiums (257,424) Cost associated with the issuance of debt are capitalized and amortized in the statement of net assets and expensed in the governmental funds. Deferred charges 453,207 ' Accrued interest payable for the current portion of interest due on bonds payable has not been reported in the governmental funds. (618,346) ' Net assets of governmental activities (6,124,946) I ' See accompanying notes to the basic financial statements. ' 6 ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION ' Statement of Revenues, Expenditures and Changes in Fund Balances - Governmental Funds Fiscal Year ended June 30, 2009 Low-Moderate Rosemead Income Housing Housing Development Debt Capital Set-Aside Corporation Service Projects Total ' Revenues: Taxes $ 5,649,896 18,667 5,668,563 Rental income - 409,139 - - 409,139 ' Investment income 22,643 140 261,591 6,818 291,192 Other 6,011 606 6,617 Total revenues 22,643 415,290 5,912,093 25,485 6,375.511 ' Expenditures: Current: General government - 720,018 104,396 1,183,769 2,008,183 ' Public safety 1,016,479 1,016,479 Public works - - - 303,371 303,371 Community development 256,220 - - 256,220 ' Debt service: Principal - - 915,000 915,000 Interest and fiscal charges - 1,531,986 - 1,531,986 ' Total expenditures 256,220 720,018 3,567,861 1,487,140 6,031,239 ' Excess (deficiency) of revenues over (under) expenditures (233,577) (304,728) 2,344,232 (1,461,655) 344,272 ' Other financing sources (uses): Transfers in (note 4) 928,000 250,000 2,330,533 3,508,533 Transfers out (note 4) (250,000) - (3,258,533) - (3,508,533) Transfers to City of Rosemead - (388,020) (388,020) ' Total other financing sources (uses) 678,000 250,000 (3,258,533) 1,942,513 (388,020) ' Change in fund balances 444,423 (54,728) (914,301) 480,858 (43,748) Fund balances at beginning of year 5,521,581 194,911 3,718,209 6,485,355 15,920,056 Fund balances at end of year $ 5,966,004 140,183 2,803,908 6,966,213 15,876,308 ' ' See accompanying notes to the basic finan cial statements. 1 7 ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION ' Governmental Funds Reconciliation of the Statement of Revenues, Expenditures, ' and Changes in Fund Balances of Governmental Funds to the Statement of Activities Fiscal Year ended June 30, 2009 ' Net changes in fund balances of governmental funds Amounts reported for governmental activities in the statement of ' activities is different because: Governmental funds report capital outlay as expenditures. However, in ' the statement of activities, the cost of those assets is'allocated over their estimated useful lives as depreciation expense. This is the amount by which capital outlays exceeded depreciation in the current period. ' Depreciation expense Bond issuance costs, premiums, discounts, and similar items are recorded as expenditures in governmental funds when debt is first issued, whereas these amounts are deferred and amortized in the statement of activities. This amount is the net offset of the differences. ' Repayment of bond principal is an expenditure in the governmental funds, ' but the repayment reduces long-term liabilities in the statement of net assets. The statement of net assets includes accrued interest on long term debt. ' Change in net assets of governmental activities 1 See accompanying notes to the basic financial statements. I 8 $ (43,748) (560,734) 29,760 915,000 (21,165) $ 319,113 1 I ' ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION Notes to the Basic Financial Statements ' Fiscal Year ended June 30, 2009 (1) Summary of Significant Accounting Policies (a) Reporting Entity ' The Rosemead Redevelopment Agency was established in June 1972 pursuant to State of California Health and Safety Code Section'33000 entitled Community Redevelopment Law. The Agency's name was changed to the Rosemead 1 Community Development Commission (the Commission) in January 2002. Its purpose is to finance street, park and utility improvements. It also acquires and constructs major capital facilities all within the Rosemead Project Area No. 1. The Commission is a blended component unit of the City of Rosemead, California, ' (the City) and is included in the basic financial statements of the City. The financial statements contain information for the Commission only. The City's financial statements can be obtained from the Finance Department of the City. Governmental Accounting Standards Board (GASB) Statement No. 14. The Financial Reporting Entity, defines the reporting entity as the primary government ' and those component units for which the primary government is, or has the potential to be, financially accountable. Financial accountability is defined as appointment of a voting majority of the component unit's Board and either (a) the ' primary government has the ability to impose its will or (b) the possibility that the component unit will provide a financial benefit to, or impose a financial burden on, the primary government. ' Based upon the above criteria, the Rosemead Housing Development Corporation (the Corporation), is a blended component unit of the Commission as the Commission's governing board serves as the governing board of the ' Corporation. Since the City Council of the City also serves as the Board of Directors of the ' Commission, the City, in effect, has the ability to influence and control operations. Therefore, the City has oversight responsibility for the Commission. Accordingly, the Commission is a blended component unit of the City. ' (b) Basis of Accounting and Measurement Focus ' The basic financial statements of the Commission are composed of the following: Government-wide financial statements Fund financial statements ' . Notes to the basic financial statements 1 I I ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION Notes to the Basic Financial Statements 1 (1) 1 I (Continued) Summary of Significant Accounting Policies, (Continued) (b) Basis of Accounting and Measurement Focus, (Continued) Government-wide Financial Statements Government-wide financial statements display information about the reporting government as a whole, except for its fiduciary activities. These statements include separate columns for the governmental and business-type activities of the primary government (including its blended component units); as well as its discreetly presented component units. The Community Development Commission of the City of Rosemead has no business-type activities or discretely presented component units. Eliminations have been made in the Statement of Activities so that certain allocated expenses are recorded only once (by the function to which they were allocated). However, general government expenses have not been allocated as indirect expenses to the various functions of the Commission. ' Government-wide financial statements are presented using the economic resources measurement focus and the accrual basis of accounting. Under the economic resources measurement focus, all (both current and long-term) ' economic resources and obligations of the reporting government are reported in the government-wide financial statements. Basis of accounting refers to when revenues and expenditures are recognized in the accounts and reported in the ' financial statements. Under the accrual basis of accounting, revenues, expenses, gains, losses, assets, and liabilities resulting from exchange and exchange-like transactions are recognized when the exchange takes place. Revenues, expenses, gains, losses, assets, and liabilities resulting from nonexchange ' transaction are recognized in accordance with the requirements of GASB Statement No. 33. ' Program revenues include charges for services and payments made by parties outside of the reporting government's citizenry if that money is restricted to a particular program. Program revenues are netted with program expenses in the ' statement of activities to present the net cost of each program. Amounts paid to acquire capital assets are capitalized as assets in the government-wide financial statements, rather than reported as expenditure. Proceeds of long-term debt are recorded as a liability in the government-wide financial statements, rather than as other financing source. Amounts paid to reduce long-term indebtedness of the reporting government are reported as a 1 reduction of the related liability, rather than as an expenditure 1 10 1 1 (1) e 1 ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION Notes to the Basic Financial Statements (Continued) Summary of Significant Accounting Policies, (Continued) (b) Basis of Accounting and Measurement Focus, (Continued) Fund Financial Statements The underlying accounting system of the Commission is organized and operated on the basis of separate funds, each of which is considered to be a separate accounting entity. The operations of each fund are accounted for with a separate set of self-balancing accounts that comprise its assets, liabilities, fund equity, revenues and expenditures or expenses, as appropriate. Governmental resources are allocated to and accounted for in individual funds based upon the purposes for which they are to be spent and the means by which spending activities are controlled. Fund financial statements for the primary government's governmental, proprietary, and fiduciary funds are presented after the government-wide financial statements. These statements display information about major funds individually and nonmajor funds in the aggregate for governmental and enterprise funds. Fiduciary statements include financial information for fiduciary funds and similar component units. Fiduciary funds primarily represent assets held by the Commission in a custodial capacity for other individuals or organizations. The Commission has no enterprise funds or fiduciary funds. Governmental Funds In the fund financial statements, governmental funds and agency funds are presented using the modified-accrual basis of accounting. Their revenues are recognized when they become measurable and available as net current assets. Measurable means that the amounts can be estimated, or otherwise determined. Available means that the amounts were collected during the reporting period or soon enough thereafter to be available to finance the expenditures accrued for the reporting period. The Commission uses a sixty day availability period. Revenue recognition is subject to the measurable and available criteria for the governmental funds in the fund financial statements. Exchange transactions are recognized as revenues in the period in which they are earned (i.e., the related goods or services are provided). Locally imposed derived tax revenues are recognized as revenues in the period in which the underlying exchange transaction upon which they are based takes place. Imposed non-exchange transactions are recognized as revenues in the period for which they were imposed. If the period of use is not specified, they are recognized as revenues when an enforceable legal claim to the revenues arises or when they are received, whichever occurs first. Government-mandated and voluntary non- exchange transactions are recognized as revenues when all applicable eligibility requirements have been met. 11 ' ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION Notes to the Basic Financial Statements ' (Continued) ' (1) Summary of Significant Accounting Policies, (Continued) ' (b) Basis of Accounting and Measurement Focus (Continued) Governmental Funds. (Continued) In the fund financial statements, governmental funds are presented using the current financial resources measurement focus. This means that only current ' assets and current liabilities are generally included on their balance sheets. The reported fund balance (net current assets) is considered to be a measure of "available spendable resources." Governmental fund operating statements ' present increases (revenues and other financing sources) and decreases (expenditures and other financing uses) in net current assets. Accordingly, they are said to present a summary of sources and uses of "available spendable resources" during a period. ' Non-current portions of long-term receivables due to governmental funds are reported on their balance sheets in spite of their spending measurement focus. Special reporting treatments are used to indicate, however, that they should not be considered "available spendable resources," since they do not represent net. current assets. Recognition of governmental fund type revenues represented by ' noncurrent receivables are deferred until they become current receivables. Noncurrent portions of other long-term receivables are offset by fund balance reserve accounts. ' Because of their spending measurement focus, expenditure recognition for governmental fund types excludes amounts represented by noncurrent liabilities. Since they do not affect net current assets, such long-term amounts are not ' recognized as governmental fund type expenditures or fund liabilities. Amounts expended to acquire capital assets are recorded as expenditures in the ' year that resources were expended, rather than as fund assets. The proceeds of long-term debt are recorded as an other financing source rather than as a fund liability. Amounts paid to reduce long-term indebtedness are reported as fund expenditures. ' When both restricted and unrestricted resources are combined in a fund, expenses are considered to be paid first from restricted resources, and then from ' unrestricted resources. 1 12 t ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION Notes to the Basic Financial Statements ' (Continued) ' (1) Summary of Significant Accounting Policies, (Continued) ' (c) Property Taxes Real property taxes are levied for the period from July 1 to June 30 against property owners of record on March 1. The taxes are due in two installments, on December 10 and April 10, and become delinquent after December 10 and April 10, respectively. Under the provisions of NCGA Interpretation 3, property tax ' revenue is recognized in the fiscal year for which. the taxes have been levied, provided it is collected within sixty days of the end of the fiscal year in the fund financial statements. t (d) Maior Funds ' The Commission reports the following major governmental funds: Low-Moderate Income Housing Set-Aside Fund - Accounts for the 20% of gross property tax increment revenue received by the Commission to fund future ' projects involving the replacement or rehabilitation of low- and moderate-income housing within City limits. ' Rosemead Housing Development Corporation (the Corporation) - Accounts for the construction and financing of low- and moderate-income housing. ' Debt Service Fund - Accounts for the accumulation of resources for the payment of principal, interest and related costs associated with all long-term debt of the Commission. t Capital Proiects Fund - Accounts for the financial resources to be used for the improvement and rehabilitation of the community redevelopment project areas ' and acquisition or construction of major capital facilities within the Commission. (e) Cash and Investments ' Cash includes amounts in demand and time deposits. Investments are reported in the accompanying balance sheet at fair value, except for certain money market contracts that are reported at cost because they are not transferable and they ' have terms that are not affected by changes in market interest rates. Changes in fair value that occur during a fiscal year are recognized as investment income reported for that fiscal year. Investment income includes interest earnings, changes in fair value and any gains or losses realized upon the liquidation, maturity or sale of investments. ' 13 ' ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION Notes to the Basic Financial Statements (Continued) ' (1) Summary of Significant Accounting Policies (Continued) ' (f) Capital Assets Capital assets, which include land, buildings, equipment and infrastructure assets (e.g., roads, bridges, traffic signals and similar items), are reported in the government-wide financial statements. Capital assets are defined by the Commission as assets with an initial individual cost of more than $500 and an estimated useful life in excess of one year. Such assets are recorded at historical cost or estimated historical cost if purchased or constructed. Donated capital assets are recorded at estimated fair market value at the date of donation. ' The cost of normal maintenance and repairs that do not add to the value of an asset or materially extend an asset's useful life are not capitalized. Construction in progress costs are transferred to their respective fixed asset category upon completion. Depreciation is charged to operations using the straight-line method based on the estimated useful life of an asset. The estimated useful lives of depreciable assets are as follows: ' Buildings 50 years Improvements other than buildings 15 years Furniture and office equipment 7 years Streets 30 years Sidewalks 40 years Vehicles 5 years ' (g) Long-term Obligations ' Long-term debt and other long-term obligations are reported as liabilities in the applicable governmental activities statement of net assets. Bond premiums, discounts and issuance costs are deferred and amortized over the life of the ' bonds. Bonds payable are reported net of the applicable bond premium or discount. Bond issuance costs are reported as deferred charges and amortized over the term of the related debt. ' In the fund financial statements, governmental fund types recognize bond premiums, discounts and issuance costs during the current period, the face amount of debt issued is reported as other financing sources. Premiums received ' on debt issuances are reported as other financing sources, while discounts on debt issuances are reported as other financing uses. Issuance costs, whether or not withheld from the actual debt proceeds received, are reported as debt service ' expenditures. ' 14 1 1 1 (1> i i 1 1 1 1 1 1 (2) 1 1 i 1 1 1 1 ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION Notes to the Basic Financial Statements (Continued) Summary of Significant Accounting Policies, (Continued) (h) Fund Equity In the fund financial statements, governmental funds report reservations of fund balances for amounts that are not available for appropriation or are legally restricted by outside parties for use for a specific purpose. Designations of fund balances represent tentative management plans and are subject to change. (i) Low-Moderate Income Housing Set-Aside On October 9, 1991 the Commission prepaid its housing obligation in the amount of $6,813,850 from proceeds from its 1987 tax allocation notes. This pre- payment was restructured in 1993 along with the 1993 series tax allocation bonds. As a result, the Commission's housing obligation has been reduced by $469,142 per year until the 2021-22 fiscal year. Q) Use of Estimates The preparation of financial statements in conformity with generally accepted accounting principles requires management to make estimates and assumptions that affect certain reported amounts and disclosures. Accordingly, actual results could differ from those estimates. Cash and Investments Cash and investments as of June 30, 2009 are classified in the accompanying financial statements as follows: Statement of net assets: Cash and investments $12,277,260 Total cash and investments $12277 260 Cash and investments as of June 30, 2009 consist of the following: Deposits with financial institutions $ 771,091 Investments 11,506,169 Total cash and investments $12.277.260 15 i 1 1 i 1 i 1 i 1 1 1 1 1 1 I 1 C i 1 ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION Notes to the Basic Financial Statements (Continued) (2) Cash and Investments, (Continued) Investments Authorized by the California Government Code and the City's Investment Policy The table below identifies the investment types that are authorized for the City by the California Government Code and the City's investment policy. The table also identifies certain provisions of the California Government Code (or the City's investment policy, if more restrictive) that address interest rate risk, credit risk, and concentration of credit risk. This table does not address investments of debt proceeds held by bond trustee that are governed by the provisions of debt agreements of the City, rather than the general provisions of the California Government Code or the City's investment policy. Authorized by Maximum Maximum Investment Types Investment Maximum Percentage Investment Authorized by State Law Policy Maturi * of Portfolio* In One Issuer* Local Agency Bonds No 5 years None None U.S. Treasury Obligations Yes 5 years None None U.S. Agency Securities Yes 5 years None None Banker's Acceptances Yes 180 days 40% 30% Commercial Paper Yes 270 days 25% 10% Negotiable Certificates of Deposit Yes 1 year 30% None Repurchase Agreements No 1 year None None Reverse Repurchase Agreements No 92 days 20% of base value None Medium-Term Notes Yes 5 years 10% None Mutual Funds Yes N/A 20% 10% Money Market Mutual Funds Yes N/A 20% 10% Mortgage Pass-Through Securities No 5 years 20% None County Pooled Investment Funds No N/A None None Local Agency Investment Fund Yes N/A None None JPA Pools (other investment pools) No N/A None None * Based on state law requirements or investment policy requirements, whichever is more restrictive. 16 ' ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION Notes to the Basic Financial Statements (Continued) (2) Cash and Investments, (Continued) ' Investments Authorized by Debt Agreements Investment of debt proceeds held by bond trustee are governed by provisions of the debt ' agreements, rather than the general provisions of the California Government Code or the City's investment policy. The table below identifies the investment types that are authorized for investments held by bond trustee. The table also identifies certain ' provisions of these debt agreements that address interest rate risk, credit risk, and concentration of credit risk. Maximum Maximum ' Authorized Maximum Percentage Investment Investment Type Maturity Allowed In One Issuer Local Agency Bonds None None None ' U.S. Treasury Obligations None None None U.S. Agency Securities None None None Banker's Acceptances 1 year None None ' Commercial Paper 1 year None 10% Repurchase Agreements 30 days None None Money Market Mutual Funds N/A 20% 10% Local Agency Investment Fund N/A None None ' Investment Agreements N/A None None Certificates of Deposits 1 year None None Disclosures Relating to Interest Rate Risk Interest rate risk is the risk that changes in market interest rates will adversely affect the fair value of an investment. Generally, the longer the maturity of an investment, the greater the sensitivity of its fair value to changes in market interest rates. One of the ways that the ' Agency manages its exposure to interest rate risk is by purchasing a combination of shorter term and longer term investments and by timing cash flows from maturities so that a portion of the portfolio is maturing or coming close to maturity evenly over time as ' necessary to provide the cash flow and liquidity needed for operations. 1 1 17 ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION Notes to the Basic Financial Statements ' (Continued) ' (2) Cash and Investments, (Continued) ' Disclosures Relating to Interest Rate Risk, (Continued) Information about the sensitivity of the fair values of the Agency's investments (including ' investments held by bond trustee) to market interest rate fluctuations is provided by the following table that shows the distribution of the Agency's investments by maturity: ' Remaining Maturing (in Months) 12 Months 13 to 24 25 to 60 More Than ' Investment Type Or Less Months Months 60 Months State investment pool $10,363,111 10,363,111 Held by bond trustee: ' Money market fund 4 4 - Investment agreement 1,143,054 1,143,054 ' Total $j1-5D6-162 10.363.115 1 143 054 Disclosures Relating to Credit Risk Generally, credit risk is the risk that an issuer of an investment will not fulfill its obligation to the holder of the investment. This is measured by the assignment of a rating by a ' nationally recognized statistical rating organization. Presented below is the minimum rating required by (where applicable) the California Government Code, the City's investment policy, or debt agreements, and the actual rating as of year end for each investment type. ' Minimum Exempt Rating as of Year End Legal From Not ' Investment Type Rating Disclosure AAA Rated State investment pool $10,363,111 N/A - 10,363,111 ' Held by bond trustee: Money market fund 4 AAA 4 Investment agreement 1,143,054 N/A - 1,143,054 ' Total $11.506.169 - 4 11.506.165 1 18 ' ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION Notes to the Basic Financial Statements ' (Continued) (2) Cash and Investments (Continued) ' Concentration of Credit Risk The investment policy contains no limitations on the amount that can be invested in any ' one issuer beyond that stipulated by the California Government Code. Investments in any one issuer (other than U.S. Treasury securities, mutual funds, and external investment pools) that represent 5% or more of total Agency investments are as follows: ' Issuer Investment Tvpe Reported Amount AIG Match Funding Corp Investment agreement $ 1,143,054 Custodial Credit Risk ' Custodial credit risk for deposits is the risk that, in the event of the failure of a depository financial institution, a government will not be able to recover its deposits or will not be able to recover collateral securities that are in the possession of an outside party. The custodial credit risk for investments is the risk that, in the event of the failure of the counterparty ' (e.g., broker-dealer) to a transaction, a government will not be able to recover the value of its investment or collateral securities that are in the possession of another party. The California Government Code and the City's investment policy do not contain legal or policy ' requirements that would limit the exposure to custodial credit risk for deposits or investments, other than the following provision for deposits: The California Government Code requires that a financial institution secure deposits made by state or local ' governmental units by pledging securities in an undivided collateral pool held by a depository regulated under state law (unless so waived by the governmental unit). The market value of the pledged securities in the collateral pool must equal at least 110% of the total amount deposited by the public agencies. California law also allows financial institutions to secure Agency deposits by pledging first trust deed mortgage notes having a value of 150% of the secured public deposits. As of June 30, 2009, $115,620 of the Corporation's deposits with financial institutions in excess of federal depository insurance ' limits were held in uncollateralized accounts For investments identified herein as held by bond trustee, the bond trustee selects the investment under the terms of the applicable trust agreement, acquires the investment, and holds the investment on behalf of the reporting government. Investment in State Investment Pool The Agency is a voluntary participant in the Local Agency Investment Fund (LAIF) that is regulated by the California Government Code under the oversight of the Treasurer of the ' State of California. The fair value of the Agency's investment in this pool is reported in the accompanying financial statements at amounts based upon the Agency's pro-rata share of the fair value provided by LAIF for the entire LAIF portfolio (in relation to the amortized cost of that portfolio). The balance available for withdrawal is based on the accounting records maintained by LAIF, which are recorded on an amortized cost basis. 1 19 LJ ' ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION Notes to the Basic Financial Statements ' (Continued) 1 (3) Operating Lease ' The Corporation entered into a 55-year lease agreement with the City for the use of the Angelus Senior Housing facility for $60,000 annually, expiring June 2047. Total lease commitments remaining are $2,280,000 for the Angelus Senior Housing facility at June 30, 2009. The Corporation also entered into a 55-year lease agreement with the City for use of the Garvey Senior Housing facility for $72,000 annually, expiring November 2057. Total lease commitments remaining are $3,486,000 for the Garvey Senior ' Housing facility at June 30, 2009. The Corporation paid $60,000 and $72,000 in lease payments to the City during the year ended June 30, 2009 for the Angelus and Garvey Senior Housing facilities, respectively. (4) Interfund Activity i I 1 I Noncurrent Interfund Receivable and Payable Balances Under State law, the Commission is required to set aside a portion of its property tax increment revenue for low-and moderate-income housing. The Commission has made findings that, for the years ended June 30, 1986 through 1991, it was allowed to defer funding of the set-aside. The set-aside amounts incurred during the fiscal years ended June 30, 1994, 1995 and 1996 were also deferred until the fiscal year ending June 30, 2023, as provided by the Commission's adoption of the housing deficit repayment plan. As of June 30, 2009, the accumulated set-aside amount not yet funded was approximately $4,477,945. As required by law, the Commission devised a plan to fund the accumulating amount. Interfund transfers were as follows for the year ended June 30, 2009: Transfer In Low-Moderate Income Housing Set-Aside Redevelopment Agency Capital Projects Fund Rosemead Housing Development Corporation Transfer Out Amount Redevelopment Agency Debt Service Fund $ 928,000 (A) Redevelopment Agency Debt Service Fund 2,330,533 (B) Low-Moderate Income Housing Set-Aside 250,000 Total $ 3 508 533 The following describes the significant transfers in and transfers out included in the financial statements: (A) To record the low and moderate income housing set-aside for the year ended June 30, 2009. (B) To transfer remaining tax increment net of pass through payments, 20% set aside and debt service payments to the Capital Projects Fund. 20 ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION Notes to the Basic Financial Statements (Continued) (5) Capital Assets Capital asset activity for the year ended June 30, 2009 is as follows: Balance at Balance at June 30, 2008 Increases Decreases June 30, 2009 Governmental activities: Capital assets not being depreciated: Land $ 2,425,898 2,425,898 Total capital assets, not being depreciated 2,425,898 2,425,898 Capital assets being depreciated: Buildings and improvements 18,273,719 - 18,273,719 Vehicles 93,280 - 93,280 Furniture and office equipment 1,453,889 1,453,889 Total capital assets being depreciated 19,820,888 - 19,820,888 Less accumulated depreciation for: Buildings and improvements (3,947,296) (468,480) - (4,415,776) Vehicles (70,421) (18,655) - (89,076) Furniture and office equipment (1,314,106) 7( 3,599) (1,387,705) Total accumulated depreciation (5,331,823) 56( 0,734) (5,892,557) Total capital assets being depreciated, net 14,489,065 56( 0,734) 13,928,331 Governmental activities capital assets, net $16.914.963 ) 16 354 229 Depreciation expense was charged entirely to the community development function of the Commission for the year ended June 30, 2009. 21 ' ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION Notes to the Basic Financial Statements ' (Continued) (6) Long-Term Debt Long-term debt consists of the following at June 30, 2009: ' Balance at Balance at Due within Due Beyond June 30. 2008 Additions Reductions June 30. 2009 One Year One Year Governmental activities: ' Advances from City $ 2,497,920 - 2,497,920 - 2,497,920 Tax allocation bonds, Series 2006A 12,415,000 845,000 11,570,000 870,000 10,700,000 ' Tax allocation bonds, Series 2006B 23,935,000 70,000 23,865,000 75,000 23,790,000 Unamortized bond premiums 277,226 19,802 257,424 19,802 237,622 ' $39.125.146 9a4 $ 2 38.190.344 96 $42 37 225 542 ' Advances from City In November 2007 the City of Rosemead's General Fund advanced to the Rosemead Community Development Commission $2,497,920 at an interest rate of 5.25% to be paid back over 20 years. Accrued interest is payable in annual installments of $131,141 beginning on September 28, 2008, and continuing until September 28, 2027, at which time the remaining principal and interest shall be due in full. The amount outstanding at June 30, 2009 is $2,497,920. Tax Allocation Bonds. Series 2006A On March 9, 2006, the Commission issued tax allocation bonds in the amount of $14,005,000 (Series 2006A) to: (1) refund a portion of the Commission's outstanding Series 1993A bonds and (2) to finance redevelopment activity in Redevelopment ' Project Area No. 1. The bonds bear interest ranging from 3.25% to 5.00% and mature in annual installments of $780,000 to $1,250,000 on various dates through October 1, 2022. The Commission purchased a surety bond in lieu of cash reserve in the amount ' of. $1,323,238. Portions of the bonds are subject to early redemption, at the option of the Commission, beginning October 1, 2017. Bond premiums are amortized over the life of the bonds. The unamortized balance as of June 30, 2009 was $257,424. A surety bond has been acquired to satisfy the reserve requirements. As of June 30, ' 2009 the outstanding balance was $11,570,000. Tax Allocation Bonds, Series 2006B ' In December 2006, the Commission issued $24,230,000 in Project Area No. 1 Tax Allocation Bonds. The bonds mature in amounts ranging from $70,000 to $1,430,000 with interest rates ranging from 3.25% to 4.25% through October 1, 2025. The net proceeds were used to refund the remaining $23,095,000 amount outstanding on the 1993 Tax Allocation Bonds. The securities were deposited in an irrevocable trust with an escrow agent to provide for all future debt service payments on the 1993 Bonds. As a result, the entire 1993 Bonds are considered to be defeased and the liability for those bonds has been removed from the government-wide financial statements. 1 22 ' ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION Notes.to the Basic Financial Statements ' (Continued) (6) Long-Term Debt (Continued) ' A surety bond has been acquired to satisfy the reserve requirements. As of June 30, 2009, $23,865,000 of the bonds are outstanding. ' At June 30, 2009, debt service requirements to maturity fo r governmenta l activities long- term debt are as follows: ' 2006A Tax Allocation Bonds 2006B Tax All ocation Bonds Year Ending June 30 Principal Interest Principal Interest ' 2010 $ 870,000 478,131 75,000 1,037,674 2011 900,000 449,856 75,000 1,035,049 2012 930,000 419,481 80,000 1,032,336 2013 965,000 386,931 80,000 1,029,536 ' 2014 1,000,000 353,156 85,000 1,026,649 2015-2019 5,720,000 1,032,780 460,000 5,088,680 2020-2024 1,185,000 124,223 6,110,000 4,437,556 2025-2029 7,510,000 2,992,678 2030-2034 9,390,000 1,084,064 111 570.000 3,244,558 23-a6-5000 18 764 222 1 (7) Risk Management ' The Commission is exposed to various risks of loss related to torts; thefts of, damage to and destruction of assets; errors and omissions; and natural disasters. The Commission, through the City, carries commercial liability insurance coverage. The Commission carries no insurance coverage for natural disasters. Since the Commission does not ' have any employees (it uses employees from the City), it is not liable for injury to employees, workers' compensation, or employee health and accident insurance. The City has had no reductions in insurance coverage, nor did the City have any settlements I that were in excess of insurance coverage in any of the three preceding years 1 23 I I 1 I I I I I I I I [1 I I I I I I Required Supplementary Information 24 1 (1) 1 1 1 1 (2) ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION Notes to Required Supplementary Information Fiscal Year Ended June 30, 2009 Budgetary Information Annual budgets are adopted on a basis consistent with accounting principles generally accepted in the United States of America for the governmental fund. All annual appropriations lapse at fiscal year end. On or before the last day in March of each year, the Commission submits a request for appropriations to the City Manager so that a budget may be prepared. Before the first Thursday of June 30, the proposed budget is presented to the Commission's governing board for review. The governing board holds public hearings and a final budget must be prepared and adopted no later than June 30. The appropriated budget is prepared by fund, function and department. The Commission's department heads, with approval of the Finance Director and City Manager, may make transfers of appropriations within a department and between departments within a fund. Transfers of appropriations between funds must be approved by the governing board. The legal level of budgetary control (i.e., the level at which expenditures may not legally exceed appropriations) is the fund level. The governing board made several supplemental budgetary appropriations throughout the year. The supplemental budgetary appropriations made in the governmental funds are detailed in the required supplementary information. Encumbrance accounting is employed in the governmental funds. Encumbrances (e.g., purchase orders, contracts) outstanding at each year end are reported as reservations of fund balances and do not constitute expenditures or liabilities because the commitments will be re-appropriated and honored during the subsequent year. Excess Expenditures Over Appropriations Expenditures exceeded appropriations in the following funds: Fund Budget Rosemead Housing Development Corporation $ 694,400 25 Actual Variance 720,018 (25,618) ' ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION Low-Moderate Income Housing Set-Aside Schedule of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual Fiscal Year ended June 30, 2009 I Revenues: Investment income ' Total revenues Expenditures: ' Current: Community development Total expenditures Excess (deficiency) of ' revenues over (under) expenditures Other financing sources (uses): Transfers in Transfers out ' Total other financing sources (uses) ' Change in fund balances Fund balance at beginning of year Fund balance at end of year Variance Original Final Positive Budget Budget Actual (Negative) $ 22,643 22,643 22,643 22,643 336,520 336,520 256,220 80,300 336,520 336,520 256,220 80,300 (336,520) (336,520) (233,577) 102,943 1,299,000 1,299,000 928,000 (371,000) (17,800) (17,800) (250,000) 232,200 1,281,200 1,281,200 678,000 603,200 944,680 944,680 444,423 (500,257) 5,521,581 5,521,581 5,521,581 $ 6,466,261 6,466,261 5,966,004 500,257 I 26 ' ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION Rosemead Housing Development Corporation ' Schedule of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual Fiscal Year ended June 30, 2009 I ' Revenues: Intergovernmental Interest income Total revenues ' Expenditures: Total other financing sources (uses) Current: General government ' Total expenditures ' Excess (deficiency) of revenues over (under) expenditures ' Other financing sources (uses): Transfers in ' Change in fund balances Fund balance at beginning of year ' Fund balance at end of year Variance Original Final Positive Budget Budget Actual (Negative) $ 421,700 421,700 415,150 (6,550) - - 140 140 421,700 421,700 415,290 (6,410) 694,400 694,400 .720,018 (25,618) 694,400 694,400 720,018 (25,618) (272,700) (272,700) (304,728) (32.028) 250,000 250,000 250,000 250,000 250,000 250,000 (22,700) (22,700) (54,728) (32,028) 194,911 194,911 194,911 $ 172,211 172,211 140,183 (32,028) I 27 1 1 ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION Computation of Low/Moderate Housing Fund - Excess Surplus June 30, 2009 Fund Balance - June 30, 2009 $ 5,966,004 Less Unavailable Amounts: Advances to Other Funds (4,477,945) Available Low/Moderate Income Housing Funds 1,488,059 Limitation (Greater of $1,000,000 or Four Years Set-Aside): Set-aside for last four years 2008 - 2009 928,000 2007 - 2008 1,691,206 2006 - 2007 1,589,305 2005 - 2006 1,338,783 Total set-aside for last four years 5,547,294 Base limitation 1,000,000 Greater Amount 5,547,294 Computed Excess Surplus - June 30, 2009 $ 2g ' Mayer Hoffman McCann P.C. An Independent CPA Firm ' 2301 Dupont Drive, Suite 200 Irvine, California 92612 - 949-474-2020 ph 949-263-5520 fx www.mhm-pc.com ' Board of Directors Community Development Commission of the City of Rosemead Rosemead, California ' REPORT ON COMPLIANCE AND OTHER MATTERS AND ON INTERNAL CONTROL OVER FINANCIAL REPORTING BASED ON AN AUDIT OF FINANCIAL STATEMENTS PERFORMED IN ACCORDANCE WITH GOVERNMENT AUDITING STANDARDS ' We have audited the financial statements of the Community Development Commission of the City of Rosemead (Commission), as of and for the year ended June 30, 2009, which collectively comprise the Commission's basic financial statements and have issued our report thereon t dated December 18, 2009. We conducted our audit in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. Compliance and Other Matters ' As part of obtaining reasonable assurance about whether the Commission's financial statements are free of material misstatement, we performed tests of its compliance with certain provisions of laws, regulations, contracts and grant agreements, noncompliance with which could have a direct and material effect on the determination of financial statement amounts. Such provisions included those provisions of laws and regulations identified in the Guidelines for Comptroller Audits of California Redevelopment Agencies, issued by the State Controller and as ' interpreted in the Suggested Auditing Procedures for Accomplishing Compliance Audits of California Redevelopment Agencies, issued by the Governmental Accounting and Auditing Committee of the California Society of Certified Public Accountants. However, providing an ' opinion on compliance with those provisions was not an objective of our audit and, accordingly, we do not express such an opinion. The results of our tests disclosed no instances of noncompliance or other matters that are required to be reported under Government Auditing Standards. ' Internal Control Over Financial Reporting In planning and performing our audit, we considered the Commission's internal control over financial reporting as a basis for designing our auditing procedures for the purpose of expressing our opinions on the financial statements, but not for the purpose of expressing an opinion on the effectiveness of the Commission's internal control over financial reporting. ' Accordingly, we do not express an opinion on the effectiveness of the Commission's internal control over financial reporting. 1 1 29 I ' Board of Directors Community Development Commission of the City of Rosemead Rosemead, California ' Page Two ' A control deficiency exists when the design or operation of a control does not allow management or employees, in. the normal course of performing their assigned functions, to prevent or detect misstatements on a timely basis. A significant deficiency is a control ' deficiency, or combination of control deficiencies, that adversely affects the Commission's ability to initiate, authorize, record, process, or report financial data reliably in accordance with generally accepted accounting principles such that there is more than a remote likelihood that a misstatement of the Commission's financial statements that is more than inconsequential will ' not be prevented or detected by the Commission's internal control. We consider the item that has been described in the accompanying schedule of findings and recommendations to be a significant deficiencies in internal control over financial reporting. ' A material weakness is a significant deficiency, or combination of significant deficiencies, that results in more than a remote likelihood that a material misstatement of the financial statements will not be prevented or detected by the Commission's internal control. Our consideration of the internal control over financial reporting was for the limited purpose described in the first paragraph of this section and would not necessarily disclose all ' deficiencies in internal control that might be significant deficiencies and, accordingly, would not necessarily disclose all significant deficiencies that are also considered to be material weaknesses. We did not identify any deficiencies in internal control over financial reporting that ' we consider to be material weaknesses, as defined above. We noted certain matters we reported to the management of the City of Rosemead in a separate letter dated December 18, 2009. ' This report is intended solely for the information and use of the Board of Directors, management, and the State Controller and is not intended to be and should not be used by ' anyone other than these specifieyd~ parties. ,W11 #*WW4 61V11 ' Irvine, California December 18, 2009 1 30 F ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION Schedule of Findings and Recommendations June 30, 2009 ' (09-1) Establishment of System Access Rights ' In accordance with the implementation of the new audit risk assessment standards, we modified our approach to testing accounting system access controls. During our procedures, we noted that all finance personnel have the ability to perform the following functions: t • Establish vendors and process invoices for payment Make changes to the payroll master file (adding and deleting employees, making pay rate changes, etc.) • Process payroll • Electronically transfer funds from the City's checking account Recommendation We recommend that the City restrict system access rights for each individual in the Finance Department with respect to that individual's capability to electronically transfer funds from the City's checking account in order to adequately safeguard City assets. Management's Corrective Actions Planned Access rights are currently being defined based on job duties. Particular attention is being paid to assigning access rights based on internal controls as well as job duties. For example, check printing access will be assigned to one person and data input access to a different person. I I 0 I 0 U 0 1 31 19 Mayer Hoffma McCan An Inde0e n n P.C. ndent CPA Firm www.mhm-pc.com our roots run deep I U I r, e✓ i 1 1 1 i 1 1 i 1 1 1 1 ROSEMEAD HOUSING DEVELOPMENT CORPORATION FINANCIAL AND COMPLIANCE REPORT Fiscal Year Ended June 30, 2009 I ' ROSEMEAD HOUSING DEVELOPMENT CORPORATION FINANCIAL AND COMPLIANCE REPORT Fiscal Year Ended June 30, 2009 TABLE OF CONTENTS r PPa e INDEPENDENT AUDITORS' REPORT 1 FINANCIAL STATEMENTS Government-wide Financial Statements Statement of Net Assets 3 Statement of Activities 4 Fund Financial Statements Balance Sheet 5 o Reconciliation of the Fund Balance of Governmental Funds to the Statement of Net Assets 6 Statement of Revenues, Expenditures and Changes in Fund a Balances d Ch 7 anges Reconciliation of the Statement of Revenues, Expenditures an in Fund Balances to the Statement of Activities 8 9 Notes to the Basic Financial Statements REQUIRED SUPPLEMENTARY INFORMATION Notes to Required Supplementary Information, 18 t Schedule of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual 19 ' Report on Compliance and other Matters and on Internal Control over Financial Reporting Based on an Audit of Financial Statements Performed in Accordance with Government Auditing Standards 20 I 11 Mayer Hoffman McCann P.C. ' An Independent CPA Firm _ 2301 Dupont Drive, Suite 200 Irvine, California 92612 .949-474-2020 ph 949-263-5520 fx www.mhm-pc.com ' Rosemead Housing Development Corporation Board of Directors ' City of Rosemead, California INDEPENDENT AUDITORS' REPORT We have audited the accompanying financial statements of the governmental activities and the major fund of the Rosemead Housing Development Corporation (the Corporation), a component unit of the Community Development Commission of the City of Rosemead, California, as of and for the year ended June 30, 2009, which collectively comprise the Corporation's basic financial statements as listed in the table of contents. These financial statements are the responsibility of the Corporation's management. Our responsibility is to express opinions on these financial statements based on our audit. We conducted our audit in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement. An audit includes examining, on a test ' basis, evidence supporting the.. amounts and disclosures in the financial statements. An audit also includes assessing the accounting principles used and significant estimates made by management, as well as evaluating the overall. financial statement presentation. We believe.that our audit provides a reasonable basis for our opinion. In our opinion, the financial statements referred to above present fairly, in all material respects, the respective financial position of the governmental activities and the major fund of the ' Corporation as of June 30, 2009, and the respective changes in financial position thereof for the year then ended, in conformity with accounting principles generally accepted in the United States of America. ' The Corporation has not presented management's discussion and analysis which according to accounting principles generally accepted in the United States of America is necessary to ' supplement, although not required to be part of, the basic financial statements. I Rosemead Housing Development Corporation Board of Directors ' Page Two ' The information identified in the accompanying table of contents as required supplementary ' information is not a required part of the basic financial statements but is supplementary information required by accounting principles generally accepted in the United States of America. We have applied certain limited procedures, which consisted principally of inquiries of management regarding the methods of measurement and presentation of the required supplementary information. However, we did not audit the information and express no opinion on it. In accordance with Government Auditing Standards, we have also issued our report dated December 18, 2009 on our consideration of the Corporation's internal control over financial reporting and our tests of its compliance with certain provisions of laws, regulations, contracts, grant agreements and other matters. The purpose of that report is to describe the scope of our testing of internal control over financial reporting and compliance and the results of that testing, and not to provide an opinion on the internal control over financial reporting or on compliance. ' That report . is an integral part of an audit performed in accordance with Government Auditing Standards and should be considered in assessing the results of our audit. a Irvine, California. December 18, 2009 I [1 I 1 1 a r~ ROSEMEAD HOUSING DEVELOPMENT CORPORATION Statement of Net Assets June 30, 2009 Governmental Activities Assets Cash and investments (note 2) $ 512,628 Receivables 13,682 Capital assets, net (note 4) 9,260,652 Total assets 9,786,962 Liabilities and Net Assets Liabilities: Refundable deposits 34,527 Due to City of Rosemead 351,600 Total liabilities 386,127 Net assets: Invested in capital assets 9,260,652 Unrestricted 140,183 Total net assets $ 9,400,835 See accompanying notes to the basic financial statements. 3 1 r r 1 1 1 1 1 r 0 D 1 r r r Governmental activities: General government Total governmental activities ROSEMEAD HOUSING DEVELOPMENT CORPORATION Statement of Activities Fiscal Year Ended June 30, 2009 Program Revenues Net (Expense) Operating Capital Revenue and Charges for Contributions Contributions Changes in Expenses Services and Grants and Grants Net Assets $ 959,233 409,139 250,000 (300,094) $ 959,233 409,139 250,000 . - (300,094) General revenues investment income 140 Other general revenues . 6,011 Total general revenues 6,151 Change in net assets (293,943) Net assets at beginning of year 9.694.778 Net assets at end of year $ 9,400,835 See accompanying notes to the basic financial statements. 4 t t t 1 1 1 D t i 1 1 1 'I ROSEMEAD HOUSING DEVELOPMENT CORPORATION Governmental Funds Balance Sheet June 30, 2009 Assets: Cash and investments Other receivables Total assets Liabilities and Fund Balance Liabilities: Refundable deposits Due to City of Rosemead Total liabilities Fund balance, unreserved Total liabilities and fund balance General $ 512,628 13,682 $ 526,310 $ 34,527 351,600 386,127 140,183 $ 526,310 See accompanying notes to the basic financial statements. 5 1 1 1 1 D 1 1 1 1 1 ROSEMEAD HOUSING DEVELOPMENT CORPORATION Governmental Funds Reconciliation of the Balance Sheet of Governmental Funds to the Statement of Net Assets June 30, 2009 Fund balances of governmental funds $ 140,183 Amounts reported for governmental activities in the statement of net assets are different because: Capital assets, net of depreciation, have not been included as financial resources in governmental fund activity. Capital assets 11,171,141 ) Accumulated depreciation (1,910,489 Net assets of governmental activities $ 9,400,835 See accompanying notes to the basic financial statements. 6 1 1 1 1 0 a 1 ROSEMEAD HOUSING DEVELOPMENT CORPORATION Statement of Revenues, Expenditures and Changes in Fund Balances Governmental Funds Fiscal Year Ended June 30, 2009 Revenues: Rental income Investment income Other Total revenues Expenditures: Operating Administrative services paid to City of Rosemead Facility rent paid to City of Rosemead Total expenditures Excess (deficiency) of revenues over (under) expenditures . Other financing sources (uses): Transfers from City of Rosemead Total other financing sources (uses) Change in fund balance Fund balance at beginning of year Fund balance at end of year General Fund $ 409,139 140 6,011 415,290 368,418 219,600 132,000 720,018 (304,728) 250,000 250,000 (54,728) 194,911 $ 140,183 See accompanying notes to the basic financial statements. 7 I ROSEMEAD HOUSING DEVELOPMENT CORPORATION ' Governmental Funds Reconciliation of the Statement of Revenues, Expenditures, ' and Changes in Fund Balances of Governmental Funds to the Statement of Activities Fiscal Year Ended June 30, 2009 Net changes in fund balances of governmental funds Amounts reported for governmental activities in the statement of activities is different because: Depreciation expense on capital assets is reported in the government-wide statement of activities and changes in net assets, but they do not require the use of current financial resources. Therefore, depreciation expense is not reported as expenditures in the governmental fund. Depreciation expense ' Change in net assets of governmental activities I 0 L 0 See accompanying notes to the basic financial statements. 1 8 $ (54,728) (239,215) $ (293,943) ROSEMEAD HOUSING DEVELOPMENT CORPORATION Notes to the Basic Financial Statements Fiscal Year Ended June 30, 2009 (1) Summary of Significant Accounting Policies ' (a) Reporting Entity ' The Rosemead Housing Development Corporation (the Corporation) is a nonprofit corporation whose purpose is to provide assistance to the Rosemead Community Development Commission (the Commission) to account for the ' construction, financing and operations of low- and moderate-income housing for the benefit of the City of Rosemead (the City). The Corporation currently maintains the Angelus and Garvey Senior Housing facilities. The Corporation is exempt from income taxes under Section 501(c)(3) of the Internal Revenue Code (IRC) and applicable state statutes. Governmental Accounting Standards Board (GASB) Statement No. 14, The ' Financial Reporting Entity, defines the reporting entity as the primary government. and those component units for which the primary government is financially accountable. Financial accountability is defined as appointment of a voting majority of the component unit's Board and either (a) the primary government has the ability to impose its will or (b) the possibility that the component unit will provide a financial benefit to or impose a financial burden on the primary ' government. Since the Board of Directors of the Commission and the Council members also serve as the Board of Directors of the Corporation, the Commission and the City, in effect, have the ability to influence and control operations. Therefore, the Commission has oversight responsibility for the Corporation. Accordingly, in applying the criteria of GASB Statement No. 14, the financial statements of the Corporation are included in the Commission's and the City's financial reports.' The Corporation has the same fiscal year as the City and the Commission. These financial statements contain information for the Corporation only. The City's and the Commission's financial reports may be obtained by contacting the Financial Department of the City. 0 (b) Basis of Accounting and Measurement Focus The basic financial statements of the Corporation are composed of the following: • Government-wide financial statements Fund financial statements Notes to the basic financial statements 1 1 ' ROSEMEAD HOUSING DEVELOPMENT CORPORATION Notes to the Basic Financial Statements (Continued) ' (1) Summary of Significant Accounting Policies, (Continued) (b) Basis of Accounting and Measurement Focus (Continued) Government-wide Financial Statements Government-wide financial statements display information about the reporting ' government as a whole, except for its fiduciary activities. These statements include separate columns for the governmental and business-type activities of the primary government (including its blended component units), as well as its discreetly presented component units. The Corporation has no business-type activities or discretely presented component units. Eliminations have been made in the Statement of Activities so that certain allocated expenses are recorded only once (by the function to which they were allocated), However, general government expenses have not been allocated as indirect expenses to the various functions of the Commission. Government-wide financial statements are presented using the economic resources measurement focus and the accrual basis of accounting. Under the economic resources measurement focus, all (both current and long-term) ' economic resources and obligations of the reporting government are reported in the government-wide financial statements. Basis of accounting refers to when revenues and expenditures are recognized in the accounts and reported in the financial statements. Under the accrual basis of accounting, revenues, expenses, gains, losses, assets, and liabilities resulting from exchange and exchange-like transactions are recognized when the exchange takes place. Revenues, expenses, gains, losses, assets, and liabilities resulting from nonexchange transaction are recognized in accordance with the requirements of GASB Statement No. 33. Program revenues include charges for services and payments made by parties outside of the reporting government's citizenry if that money is restricted to a O particular program. Program revenues are netted with program expenses in the statement of activities to present the net cost of each program. a Amounts paid to acquire capital assets are capitalized as assets in the government-wide financial statements, rather than reported as expenditure. Proceeds of long-term debt are recorded as a liability in the government-wide financial statements, rather than as other financing source, Amounts paid to reduce long-term indebtedness of the reporting government are reported as a reduction of the related liability, rather than as an expenditure. ' 10 I ROSEMEAD HOUSING DEVELOPMENT CORPORATION ' Notes to the Basic Financial Statements (Continued) ' (1) Summary of Significant Accounting Policies (Continued) (b) Basis of Accounting and Measurement Focus (Continued) Fund Financial Statements The underlying accounting system of the Corporation is organized and operated on the basis of separate funds, each of which is considered to be a separate accounting entity. The operations of each fund are accounted for with a separate set of self-balancing accounts that comprise its assets, liabilities, fund equity, ' revenues and expenditures or expenses, as appropriate. Governmental resources are allocated to and accounted for in individual funds based upon the purposes for which they are to be spent and the means by which spending activities are controlled. Fund financial statements for the primary government's governmental, proprietary, and fiduciary funds are presented after the government-wide financial statements. These statements display information about major funds individually and nonmajor funds in the aggregate for governmental and enterprise funds. Fiduciary statements include financial information for fiduciary funds and similar component units. Fiduciary funds primarily represent assets held by the Corporation in a custodial capacity for other individuals or organizations. The ' Corporation has no enterprise funds or fiduciary funds. Governmental Funds ' In the fund financial statements, governmental funds and agency funds are presented using the modified-accrual basis of accounting. Their revenues are recognized when they become measurable and available as net current assets. ' Measurable means that the amounts can be estimated, or otherwise determined. Available means that the amounts were collected during the reporting period or soon enough thereafter to be available to finance the expenditures accrued for ' the reporting period. The Corporation uses a sixty day availability period. I O 11 I ' ROSEMEAD HOUSING DEVELOPMENT CORPORATION Notes to the Basic Financial Statements (Continued) 1 . ' (1) Summary of Significant Accounting Policies (Continued) (b) Basis of Accounting and Measurement Focus (Continued) ' Governmental Funds (Continued) Revenue recognition is. subject to the measurable and available criteria for the ' governmental funds in the fund financial statements. Exchange transactions are recognized as revenues in the period in which they are earned (i.e., the related goods or services are provided). Locally imposed derived tax revenues are ' recognized as revenues in the period in which the underlying exchange transaction upon which they are based takes place. Imposed non-exchange transactions are recognized as revenues in the period for which they were ' imposed. If the period of use is not specified, they are recognized as revenues when an enforceable legal claim to the revenues arises or when they are received, whichever occurs first. Government-mandated. and voluntary non- exchange transactions are recognized as revenues when all applicable eligibility requirements have been met. In the fund financial statements, governmental funds are presented using the current financial resources measurement focus. This means that only current assets and current liabilities are generally included on their balance sheets. The ' reported fund balance (net current assets) is considered to be a measure of available spendable resources." Governmental fund operating statements present increases (revenues and other financing sources) and decreases (expenditures and other financing uses) in net current assets. Accordingly, they are said to present a summary of sources and uses of "available spendable resources" during a period. ' Non-current portions of long-term receivables due to governmental funds are reported on their balance sheets in spite of their spending measurement focus. Special reporting treatments are used to indicate, however, that they should not be considered "available spendable resources," since they do not represent net current assets. Recognition-of governmental fund type revenues represented by noncurrent receivables are deferred until they become current receivables. Noncurrent portions of other long-term receivables are offset by,fund balance reserve accounts. Because of their spending measurement focus, expenditure recognition for governmental fund types excludes amounts represented by noncurrent liabilities. Since they do not affect net current assets, such long-term amounts are not recognized as governmental fund type expenditures or fund liabilities. 12 ROSEMEAD HOUSING DEVELOPMENT CORPORATION ' Notes to the Basic Financial Statements (Continued) (1) Summary of Significant Accounting Policies (Continued) (b) Basis of Accounting and Measurement Focus (Continued) ' Governmental Funds (Continued) Amounts expended to acquire capital assets are recorded as expenditures in the year that resources were expended, rather than as fund assets. The proceeds of long-term debt are recorded as an other financing source rather than as a fund liability. Amounts paid to reduce long-term indebtedness are reported as fund ' expenditures. When both restricted and unrestricted resources are combined in a fund, expenses are considered to be paid first from restricted resources, and then from ' unrestricted resources. (c) Maior Fund The Corporation reports the General Fund as its only major fund. (d) Cash and Investments Cash includes amounts in demand and time deposits. Investments, if any, are ' reported in the accompanying balance sheet at fair value, except for certain market and investment contracts that are reported at cost because they money are not transferable and they have terms that are not affected by changes in market interest rates. Changes in fair value that occur during a fiscal year are recognized as income from property and investments reported for that fiscal year. Income from property i ns or and investments includes interest earnings; changes in fair value; any ga losses realized upon the liquidation, maturity or sale of investments; property rentals; and the sale of City-owned property. B (e) Capital Assets a. Capital assets, which include buildings and improvements, and furniture and equipment, are reported as part of governmental activities in the government- wide financial statements. Capital assets are defined by the Corporation as assets with an initial, individual cost of more than $500 and an estimated useful life in excess of one year. Such assets are recorded at historical cost, or estimated historical cost if purchased or constructed. Donated capital assets are recorded at estimated fair market value at the date of donation. 1 13 I ' ROSEMEAD HOUSING DEVELOPMENT CORPORATION ' Notes to the Basic Financial Statements (Continued) (1) Summary of Significant Accounting Policies (Continued) ' (e) Capital Assets (Continued) The cost of normal maintenance and repairs that do not add to the value of an asset or materially extend an asset's useful life are not capitalized. Costs associated with construction in progress are recorded in their respective ' capital assets category upon approval by the Corporation's governing board, which approximates the completion date. ' Depreciation is charged to operations using the straight-line method based on the estimated useful life of an asset. The estimated useful lives of depreciable ' assets are as follows: Buildings 50 years Improvements 15 years Furniture and equipment 7 years (f) Income Taxes ' The Corporation is exempt from federal income taxes under Section 501(c)(3) of the IRC and a similar exemption under state law. I uit d E (g) Fun q y In the fund financial statements, governmental funds report reservations of fund t balances for amounts that are not available for appropriation or are legally restricted by outside parties for use for a specific purpose. Designations of fund balances represent tentative management plans and are subject to change. (h) Rental Income The management company collects rent payments on the first day of the month and recognizes revenue in the month due. Monthly rental income per unit ranges from $250 to $450 and is approved by the annual budget. (i) Use of Estimates The preparation of financial statements in conformity with generally accepted accounting principles requires management to make estimates and assumptions that affect certain reported amounts and disclosures. Accordingly, actual results could differ from those estimates. 1 14 1 ' ROSEMEAD HOUSING DEVELOPMENT CORPORATION ' Notes to the. Basic Financial Statements (Continued) ' (2) Cash and Investments Cash and investments at June 30, 2009 consisted of deposits with financial institutions. The carrying amount of the Corporation's deposits was $512,628. Custodial Credit Risk Custodial credit risk for deposits is the risk that, in event of the failure of a depository financial institution, a government will not be able to recover its deposits or will not be able to recover collateral securities that are in the possession of an outside party. The Corporation maintains its bank accounts at financial institutions that are collateralized with securities held by the pledging financial institution, or by its Trust Department or agent, but not in the Corporation's name. The primary difference between the carrying ' amount and the bank balance are deposits in transit and outstanding checks. In accordance with state statutes, the Corporation maintains deposits at those depository institutions insured by the FDIC. The California Government Code (the Code) requires ' California banks and savings and loan associations to collateralize the deposits of governmental entities by pledging government securities as collateral. The market value of pledge securities must equal at least 110% of those deposits. California law also 1 allows financial institutions to secure the deposits of governmental entities by pledging first trust deed mortgage notes having a collateral value of 150% of a corporation's total deposits. As of June 30, 2009, $262,628 of the Corporation's deposits with financial institutions in excess of federal depository insurance limits were held in_uncollateralized ' accounts. (3) Reimbursement Agreements and Related-party Transactions The Corporation has entered into a reimbursement agreement with the City for the Corporation's administrative services. The Corporation paid $219,600 for administrative services to the City during the year ended June 30, 2009. The Corporation is funded, in part, by advances from the Commission. The Corporation has also entered into a 55-year lease agreement with the City for the Angelus Senior Housing facility at $60,000 annually, expiring June 2047. Total lease commitments remaining are $2,280,000 for the Angelus Senior Housing facility at June 30, 2009. The Corporation has also entered into a 55-year lease agreement with the City for the Garvey Senior Housing facility at $72,000 annually, expiring November 2057. Total lease commitments remaining are $3,486,000 for the Garvey Senior Housing facility at June 30, 2009. The Corporation paid $60,000 and $72,000 in lease payments to the City during the year ended June 30, 2009 for the Angelus and Garvey Senior Housing facilities, respectively. I 1 15 1 1 ' (4) 1 1 ' (5) 1 (6) 0 0 0 ROSEMEAD HOUSING DEVELOPMENT CORPORATION Notes to the Basic Financial Statements (Continued) Capital Assets During the year ended June 30, 2009, the changes in capital assets were as follows: Governmental activities: Capital assets being depreciated: Buildings and improvements Furniture and equipment total capital assets being depreciated Less accumulated depreciation for, Buildings and improvements Furniture and equipment Total accumulated depreciation Total governmental activities capital assets, net Balance Balance June 30. 2008 Additions Deletions June 30. 2009 $11,042,597 128,544 11,171.141 (1,561,096) (220,852) (110,178) 1( 8,363) (1,671,274) 239 215) 11,042,597 128,544 11,171,141 - (1,781,948) (128,541) (1,910,489) 232 5) 9 260 652 $ 9,499,867 Depreciation expense is allocated to the general government function in the statement of activities. Risk Management The Corporation is exposed to various risks of loss related to torts; thefts of, damage to and destruction of assets; errors and omissions; and natural disasters. The Corporation, through the City, carries commercial liability insurance coverage. The Corporation carries no insurance coverage for natural disasters. Since the Corporation does not have any employees (it uses employees from the City), it is not liable for injury to employees, workers' compensation, or employee health and accident insurance. The City has had no reduction in insurance coverage, nor did the City have any settlements that were in excess of insurance coverage in any of the three preceding years. Property Management and Operations The Corporation has two agreements with a management company, dated July 1994 and April 2002, to operate the development housing. These agreements are automatically renewed for successive periods of one year, unless terminated by the Corporation. The management company is responsible for collecting rents and receipts, employing an on-site manager and maintaining financial records. Total fees paid to the management company were $25,092 for the Angelus Senior Housing facility and $35,424 for the Garvey Senior Housing facility during fiscal year ended June 30, 2009. 16 1 1 1 i Required Supplementary Information 17 ' ROSEMEAD HOUSING DEVELOPMENT CORPORATION ' Notes to Required Supplementary Information Fiscal Year Ended June 30, 2009 ' (1) Budgetary Information Annual budgets are adopted on a basis consistent with accounting principles generally accepted in the United States of America for the governmental fund. All annual 1 appropriations lapse at fiscal year end. On or before the last day in March of each year, all agencies of the government submit ' requests for appropriations to the government's manager so that a budget may be prepared. Before the first Thursday.of June, the proposed budget is presented to the Corporation's governing board for review. The governing board holds public hearings ' and a final budget must be prepared and adopted no later than June 30. The appropriated budget is prepared by fund, function and department. The ' Corporation's, department heads, with approval of the Finance Director and City Manager, may make transfers of appropriations within a department and between. departments within a fund. Transfers of appropriations between funds must be approved ' by the governing board. The legal level of budgetary control (i.e., the level at which expenditures may not legally exceed appropriations) is the fund level. Encumbrance accounting is employed in governmental funds, encumbrances (e.g., ' purchase orders, contracts) outstanding at year end are reported as reservations of fund balances and do not constitute expenditures or liabilities because the commitments will be re-appropriated and honored during the subsequent year. (2) Excess Expenditures Over Appropriations ' Fund Budget Actual Variance ' Rosemead Housing Development Corporation $694,400 720,018 (25,618) 11 1 .1 18 r r r 1 1 r r r 1 1 r 1 r 1 r i 1 r r ROSEMEAD HOUSING DEVELOPMENT CORPORATION Rosemead Housing Development Corporation Schedule of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual Fiscal Year Ended June 30, 2009 Revenues: Rental income Investment income Other Total revenues Expenditures: Current: Operating Administrative services paid to City of Rosemead Facility rent paid to City of Rosemead Total expenditures Excess (deficiency) of revenues over (under) expenditures Other financing sources (uses): Transfers in Total other financing sources (uses) Change in fund balance Fund balance at beginning of year Fund balance at end of year Original Final Budget Budget $ 416,000 416,000 5,700 5,700 421,700 421,700 Variance- Positive Actual (Negative) 409,139 140 6,011 415,290 336,200 336,200 368,418 (32,218) 226,200 226,200 219,600 6,600 132,000 132,000 132,000 694,400 694,400 720,018 (25.618) (272,700) (272,700) (304 728) (32 028) 250,000 250,000 250,000 250,000 (22,700) 194,911 $ 172,211 250,000 (22,700) 194,911 172,211 (32,028) (32,028) 19 250,000 (54,728) 194,911 140,183 (6,861) 140 311 6,410 I I 1 1 1 1 1 11 1 H Mayer Hoffman McCann P.C. An Independent CPA Firm 2301 Dupont Drive, Suite 200 Irvine, California 92612 949-474-2020 ph 949-263-5520 fx w .mhm-pc.com REPORT ON COMPLIANCE AND OTHER MATTERS AND ON-INTERNAL CONTROL OVER FINANCIAL REPORTING BASED ON AN AUDIT OF FINANCIAL STATEMENTS PERFORMED IN ACCORDANCE WITH GOVERNMENT AUDITING STANDARDS Board of Directors Rosemead Housing Development Corporation We have audited the financial statements of the governmental activities and the governmental fund of the Rosemead Housing Development Corporation (the Corporation), a component unit of the Community Development Commission of the City of Rosemead, California, as of and for the year ended June 30, 2009, which collectively comprise the Corporation's .basic financial statements and have issued our report thereon dated December 18, 2009. We conducted our audit in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. Compliance and Other Matters As part of obtaining reasonable assurance about whether the Corporation's financial statements are free of material misstatement, we performed tests of its compliance with certain provisions of laws, regulations, contracts and grant agreements, noncompliance with which could have a direct and material effect on the determination of financial statement amounts. However, providing an opinion on compliance with those provisions was not an objective of our audit and, accordingly, we do not express such an opinion. The results of our tests disclosed no instances of noncompliance or other matters that are required to be reported under Government Auditing Standards. Internal Control Over Financial Reporting In planning and performing our audit, we considered the Corporation's internal control over financial reporting as a basis for designing our auditing procedures for the purpose of expressing our opinions on the financial statements, but not for the purpose of expressing an opinion on the effectiveness of the Corporation's internal control over financial reporting. Accordingly, we do not express an opinion on the effectiveness of the Corporation's internal control over financial reporting. A control deficiency exists when the design or operation of a control does not allow management or employees, in the normal course of performing their assigned functions, to prevent or detect misstatements on a timely. basis. A significant deficiency is a control 20 E 11 1 Board of Directors Rosemead Housing Development Corporation Page Two deficiency, or combination of control deficiencies, that adversely affects the Corporation's ability to initiate, authorize, record, process, or report financial data reliably in accordance with generally accepted accounting principles such that there is more than a remote likelihood that a misstatement of the Corporation's financial statements that is more than inconsequential will not be prevented or detected by the Corporation's internal control. A material weakness is a significant deficiency, or combination of significant deficiencies, that results in more than a remote likelihood that a material misstatement of the financial statements will not be prevented or detected by the Corporation's internal control. Our consideration of the internal control over financial reporting was for the limited purpose described in the first paragraph of this section and would not necessarily disclose all deficiencies in internal control that might be significant deficiencies or material weaknesses. We did not identify any deficiencies in internal control over financial reporting that we consider to be ' material weaknesses, as defined above. We noted certain matters we reported to the management of the City of Rosemead in a separate letter dated December 18, 2009. This report is intended solely for the information and use of the Board of Directors, and management of the Corporation's and is not intended to be and should not be used by anyone other than these specified parties. Irvine, California December 18, 2009 I I I I 1 21 Mayer Hoffma IN M McCan rode an n RC. ceneent CPA Flan www.mhm-pc.com our roots run deep Mayer Hoffman McCann P.C. An Independent CPA Firm 2301 Dupont Drive, Suite 200 Irvine, California 92612 949-4742020 ph 949-263-5520 fx www.mhm-pc.com Honorable Mayor and Members of City Council City of Rosemead Rosemead, California ATTACHMENT B In planning and performing our audit of the financial statements of the City of Rosemead (the City) as of and for the year ended June 30, 2009, in accordance with auditing standards generally accepted in the United States of America and the Standards applicable to financial audits contained in Government Auditing Standards, we considered the City's internal control over financial reporting (internal control) as a basis for designing our auditing procedures for the purpose of expressing our opinion on the financial statements, but not for the purpose of expressing an opinion on the effectiveness of the City's internal control. Accordingly, we do not express an opinion on the effectiveness of the City's internal control. Our consideration of internal control was for the limited purpose described in the preceding paragraph and would not necessarily identify all deficiencies in internal control that might be significant deficiencies or material weaknesses. However, as discussed below, we identified certain deficiencies in internal control that we consider to be significant deficiencies and other deficiencies that we consider to be material weaknesses. A control deficiency exists when the design or operation of a control does not allow management or employees, in the normal course of performing their assigned functions, to prevent or detect misstatements on a timely basis. A significant deficiency is a control deficiency, or a combination of control deficiencies, that adversely affects the entity's ability to initiate, authorize, record, process, or report financial data reliably in accordance with generally accepted accounting principles such that there is more than a remote likelihood that a misstatement of the entity's financial statements that is more than inconsequential will not be prevented or detected by the entity's internal control. Matters conforming to this definition are as follows: (1) Establishment of System Access Rights In accordance with the implementation of the new audit risk assessment standards, we modified our approach to testing accounting system access controls. During our procedures, we noted that all finance personnel have the ability to perform the following functions: • Establish vendors and process invoices for payment • Make changes to the payroll master file (adding and deleting employees, making pay rate changes, etc.) • Process payroll • Electronically transfer funds from the City's checking account Posting journal entries to the general ledger Honorable Mayor and City of Rosemead Page Two Members of City Council (1) Establishment of System Access Rights (Continued) Recommendation We recommend that the City restrict key accounting system processes to a minimum number of individuals. Each individual in the Finance Department should have different access rights depending on their accounting duties. Management's Corrective Actions Planned Access rights are currently being defined based on job duties. being paid to assigning access rights based on internal controls For example, check printing access will be assigned to one access to a different person. Particular attention is as well as job duties. person and data input We noted other certain matters involving the internal control structure and its operation where improvements could be made. We offer the following recommendation for consideration by the City to strengthen its internal control structure. (2) Improved Controls Over Cash Receipts During our review over cash receipts, we observed that checks received were not, in all cases, being endorsed "For deposit only" immediately upon receipt. Recommendation We recommend that the City employees restrictively endorse checks immediately upon receipt in order to further mitigate the risk of misappropriation. Management's Corrective Actions Planned "For deposit only" stamps have been delivered to all sites that accept cash. Staff at those sites have been instructed to stamp checks as soon as they receive them. Staff is finalizing documentation with Bank of the West for Electronic Deposit Service. It is expected that the service will be operational in early 2010. (3) Adjustments Detected by the Audit Process Paragraph 19 of the Statement on Auditing Standards No. 112 requires that the auditor include in the report of significant control deficiencies any material adjustments detected by the audit process. For the year ended June 30, 2009, material adjustments detected by the audit process were as follows: Honorable Mayor and Members of City Council City of Rosemead Page Three (3) Adjustments Detected by the Audit Process (Continued) Adjustment to accrue pass-through liabilities of property taxes for amounts relating to the audit period. Management's Corrective Actions Planned Staff has already started monthly reviews of the general ledger. The monthly reviews will eliminate the need for most if not all adjusting entries by the auditors. A material weakness is a significant deficiency, or combination of significant deficiencies, that results in more than a remote likelihood that a material misstatement of the financial statements will not be prevented or detected by the entity's internal control. We did not identify any deficiencies in internal control that we consider to be material weaknesses. The City's written responses to the items identified in our audit have not been subjected to the audit procedures applied in the audit of financial statements and, accordingly, we express no opinion on them. This communication is intended solely for the information and use of management, City Council, and others within the organization, and is not intended to be and should not be used by anyone other than these specified parties. Irvine, California December 18, 2009 Mayer Hoffman McCann P.C. An Independent CPA Firm 2301 Dupont Drive, Suite 200 Irvine, California 92612 949-474-2020 ph 949-263-5520 fx www.mhrn-pc.com Honorable Mayor and Members of the City Council City of Rosemead Rosemead, California ATTACHMENT C We have audited the financial statements of the governmental activities, the business-type activities, the aggregate discretely presented component units, each major fund, and the aggregate remaining fund information of the City of Rosemead ("the City"), California, as of and for the year ended June 30, 2009, and have issued our report thereon dated December 18, 2009. Professional standards require that we provide you with the following information related to our audit. Our Responsibility under U.S. Generally Accepted Auditing Standards and OMB Circular A-133 Our responsibility, as described by professional standards, is to express opinions about whether the financial statements prepared by management with your oversight are fairly presented, in all material respects, in conformity with U.S. generally accepted accounting principles. Our audit of the financial statements does not relieve you or management of your responsibilities. In planning and performing our audit, we considered the City's internal control over financial reporting in order to determine our auditing procedures for the purpose of expressing our opinions on the financial statements and not to provide assurance on the internal control over financial reporting. We also considered internal control over compliance with requirements that could have a direct and material effect on a major federal program in order to determine our auditing procedures for the purpose of expressing our opinion on compliance and to test and report on internal control over compliance in accordance with OMB Circular A-133. As part of obtaining reasonable assurance about whether the City's financial statements are free of material misstatement, we performed tests of its compliance with certain provisions of laws, regulations, contracts, and grants, noncompliance with which could have a direct and material effect on the determination of financial statement amounts. However, providing an opinion on compliance with those provisions was not an objective of our audit. Also in accordance with OMB Circular A-133, we examined, on a test basis, evidence about the City's compliance with the types of compliance requirements described in the "U.S. Office of Management and Budget (OMB) Circular A-133 Compliance Supplement" applicable to each of its major federal programs for the purpose of expressing an opinion on the City's compliance with those requirements. While our audit provides a reasonable basis for our opinion, it does not provide a legal determination on the City's compliance with those requirements. Scope and Timing of the Audit We performed the audit according to the planned scope and timing previously communicated to you in a separate letter to the Honorable Mayor and Members of the City Council on August 3, 2009. Significant Audit Findings We have separately reported to you in a separate letter dated December 18, 2009 the deficiencies in internal control that we consider to be significant deficiencies. Honorable Mayor and Members of the City Council City of Rosemead Rosemead, California Page Two Qualitative Aspects of Accounting Practices Management is responsible for the selection and use of appropriate accounting policies. The significant accounting policies used by the City are described in Note 1 to the financial statements. As described in Note 8 to the financial statements, the City changed accounting policies related to other post employment benefits by implementing Statement of Governmental Accounting Standards (GASB Statement) No. 45 during the fiscal year ended June 30, 2009. We noted no transactions entered into by the governmental unit during the year for which there is a lack of authoritative guidance or consensus. There are no significant transactions that have been recognized in the financial statements in a different period than when the transaction occurred. Accounting estimates are an integral part of the financial statements prepared by management and are based on management's knowledge and experience about past and current events and assumptions about future events. Certain accounting estimates are particularly sensitive because of their significance to the financial statements and because of the possibility that future events affecting them may differ significantly from those expected. The most sensitive estimate affecting the financial statements was: Judgments concerning which capital projects represent ordinary maintenance activities necessary to keep an asset operational for its originally intended useful life versus significant improvement, replacement, and life extending projects that should be capitalized as additions to capital assets. The disclosures in the financial statements are neutral, consistent, and clear. Certain financial statement disclosures are particularly sensitive because of their significance to financial statement users. The most sensitive disclosures affecting the financial statements were: The disclosure of fund balance deficits in Note 12 to the financial statements. This footnote makes the financial statement user aware of the excess of expenditures over revenues. Difficulties Encountered in Performing the Audit We encountered no significant difficulties in dealing with management in performing and completing our audit Corrected and Uncorrected Misstatements Professional standards require us to accumulate all known and likely misstatements identified during the audit, other than those that are trivial, and communicate them to the appropriate level of management. Management has corrected all such misstatements. The following material misstatements detected as a result of audit procedures were corrected by management: • An adjustment to record pass-through liabilities of property taxes for amounts related to the fiscal year ended June 30, 2009. • An adjustment to record deferred revenue for a grant receivable that was not collected within the City's availability period. Disagreements with Management For purposes of this letter, professional standards define a disagreement with management as a financial accounting, reporting, or auditing matter, whether or not resolved to our satisfaction, that could be significant to the financial statements or the auditor's report. We are pleased to report that no such disagreements arose during the course of our audit. Honorable Mayor and Members of the City Council City of Rosemead Rosemead, California Page Three Management Representations We have requested certain representations from management that are included in the management representation letter dated December 18, 2009. Management Consultations with Other Independent Accountants In some cases, management may decide to consult with other accountants about auditing and accounting matters, similar to obtaining a "second opinion" on certain situations. If a consultation involves application of an accounting principle to the governmental unit's financial statements or a determination of the type of auditor's opinion that may be expressed on those statements, our professional standards require the consulting accountant to check with us to determine that the consultant has all the relevant facts. To our knowledge, there were no such consultations with other accountants. Other Audit Findings or Issues We generally discuss a variety of matters, including the application of accounting principles and auditing standards, with management each year prior to retention as the governmental unit's auditors. However, these discussions occurred in the normal course of our professional relationship and our responses were not a condition to our retention. This information is intended solely for the use of the City of Rosemead and is not intended to be and should not be used by anyone other than these specified parties. December 18, 2009 Irvine, California Mayer Hoffman McCann P.C. An Independent CPA Firm 2301 Dupont Drive, Suite 200 Irvine, California 92612 949-474-2020 ph 949-263-5520 fx www.nnhm-pc.com Honorable Mayor and City Council City of Rosemead, California ATTACHMENT D INDEPENDENT ACCOUNTANTS' REPORT ON AGREED UPON PROCEDURES APPLIED TO APPROPRIATIONS LIMIT WORKSHEETS We have applied the procedures enumerated below to the appropriations limit worksheets prepared by the City of Rosemead California for the year ended June 30, 2009. These procedures, which were agreed to by the City of Rosemead; California and the League of California Cities (as presented in the League publication entitled Article X1118 Appropriations Limitation Uniform Guidelines) were performed solely to assist the City, of Rosemead, California in meeting the requirements of Section 1.5 of Article XIIIB of the California Constitution. The City's management is responsible for maintaining the appropriations limit records and its calculations. This engagement to apply agreed-upon procedures was performed in accordance with attestation standards established by the American Institute of Certified Public Accountants. The sufficiency of the procedures is solely the responsibility of the specified users of the report. Consequently, we make no representation regarding the sufficiency of the procedures described below either for the purpose for which this report has been requested or for any other purpose. The procedures performed and the results of those procedures were as follows: 1. We obtained the worksheets referred to above and compared the limit and annual adjustment factors included in those worksheets to the limit and annual adjustment factors that were adopted by resolution of the City Council. We also compared the population and inflation options included in the aforementioned wgrksheets to those that were selected by a recorded vote of the City Council. Results: No exceptions were noted as a result of our procedures. 2. We recalculated the mathematical computations reflected in the City worksheets. Results: No exceptions were noted as a result of our procedures. 3. We compared the current year information used to determine the current year limit and found that it agreed to worksheets prepared by the City and to information provided by the State Department of Finance. Results: No exceptions were noted as a result of our procedures. 4. We compared the amount of the prior year appropriations limit presented in the worksheets to the amount adopted by the City Council for the prior year. Honorable Mayor and City Council City of Rosemead, California Page 2 Results: No exceptions were noted as a result of our procedures. We were not engaged to, and did not, perform an audit, the objective of which would be the expression of an opinion on the worksheets referred to above. Accordingly, we do not express such an opinion. Had we performed additional procedures, other matters might have come to our attention that would have been reported to you. No procedures have been performed with respect to the determination of the appropriation limit for the base year, as defined by the League publication entitled Article X1118 Appropriations Limitation Uniform Guidelines. This report is intended solely for the information and use of the City of Rosemead, California and should not be used by those who have not agreed to the procedures and taken responsibility for the sufficiency of the procedures for their purposes. /,I mod" ~ /~7n. /nGlNw^ / • Irvine, California December 18, 2009