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CDC - 2008-32 - Promissory Note in the Amount of $3,055,000RESOLUTION NO. CDC2008-32 RESOLUTION OF THE ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION AUTHORIZING THE EXECUTION OF A PROMMISSORY NOTE IN THE AMOUNT OF $3,055,000 TO THE CITY OF ROSEMEAD, CALIFORNIA WHEREAS, On June 10, 2008 the Rosemead Community Development Commission (RCDC) voted to approve the Fiscal 2008-09 budget, and WHEREAS, Subsequent to approving the FY 2008-09 budget the need to purchase a parcel of real property known as 3520 Ivar Avenue, Rosemead, California 91770 (the "Property") arose, and and WHEREAS, RCDC does not have sufficient cash to pay for the Property, WHEREAS, RCDC will execute an interest bearing loan from the City, secured with a Promissory Note to pay for the Property, and WHEREAS, On or about December 5, 2008 the $3,055,000 will be transferred from the City's checking account to the RCDC checking account. NOW THEREFORE, BE IT RESOLVED, that the Commission does authorize the execution of a Promissory Note dated on or about December 5, 2008 to the City in the in the amount of $3,055,000 at an interest rate of 4.00% per annum for a term of 20 years. PASSED AND ADOPTED, by the Rosemead Community Development Commission, County of Los Angeles, of the State of California on October 28, 2008. U !:f"fiRRCVED AS TO FORM: JOH TRAN, CHAIRMAN ATTEST: CITY )TTORNEY I15L10~ d GLORIA MOLLEDA, COMMISSION SECRETARY E • 9 PROMISSORYNOTE $3,055,000 Date: December 1 $ 2008 For value received, the undersigned Rosemead Community Development Commission (RCDC) (the "Borrower"), at 8838 East Valley Boulevard, Rosemead, California 91770, promises to pay to the order of the City of Rosemead, (the "Lender"), at 8838 East Valley Boulevard, Rosemead, California 91770, (or at such place as the Lender may designate in writing) the sum of $3,055,000 with interest from December1a, 2008, on the unpaid principal at the rate of 4.00% per annum. The accrued interest only shall be payable in annual installments of $122,200 beginning December18 2009, and continuing until Decemberl_8 2028, (the "Due Date"), at which time the remaining principal and interest shall be due in full. If the real property known as 3520 Ivar Avenue, Rosemead, California 91770 (the "Property"), to be purchased with the proceeds of this note, is sold by RCDC at any time prior to the Due Date the remaining principal and interest shall be due in full on the close of escrow. THE BORROWER UNDERSTANDS THAT THE PAYMENT OF THE ABOVE INSTALLMENT PAYMENTS MAY NOT FULLY AMORTIZE THE PRINCIPAL BALANCE OF THE NOTE, AND THEREFORE, A BALLOON PAYMENT MAY BE DUE ON THE DUE DATE OR THE CLOSE OF ESCROW OF THE SALE OF PROPERTY, WHICHERVER OCCURS FIRST. All Payments on this Note shall be applied first in payment of accrued interest and any remainder in payment of principal. This Note shall be construed in accordance with the laws of the State of California. Signed this 18 day of December, 2008, at 8838 East Valley Boulevard, Rosemead, California 91770. Borrower: Rosemead Community Development Commission " John T , Chairperson C71 0 i~ CITY OF ROSEMEAD Loan Repayment Schedule Outstanding Principal 4.00% Principal Interest Payments Payments Total Payments 12/5/2008 $ 3,055,000 - . 2009 3,055,000 - 122,200 122,200 2010 3,055,000 - 122,200 122,200 2011 3,055,000 - 122,200 122,200 2012 3,055,000 - 122,200 122,200 2013 3,055,000 - 122,200 122,200 2014 3,055,000 - 122,200 122,200 2015 3,055,000 - 122,200 122,200 2016 3,055,000 - 122,200 122,200 2017 3,055,000 - 122,200 122,200 2018 3,055,000 - 122,200 122,200 2019 3,055,000 - 122,200 122,200 2020 3,055,000 - 122,200 122,200 2021 3,055,000 - 122,200 122,200 2022 3,055,000 - 122,200 122,200 2023 3,055,000 - 122,200 122,200 2024 3,055,000 - 122,200 122,200 2025 3,055,000 - 122,200 122,200 2026 3,055,000 - 122,200 122,200 2027 3,055,000 - 122,200 122,200 2028 3,055,000 3,055,000 122,200 3,177,200 $ 3,055,000 $ 2,444,000 $ 5,499,000 0 0 • STATE OF CALIFORNIA ) COUNTY OF LOS ANGELES ) SS. CITY OF ROSEMEAD • I, Gloria Molleda, Commission Secretary of the City of Rosemead, do hereby certify that the foregoing Resolution No: 2008-32: RESOLUTION OF THE ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION AUTHORIZING THE EXECUTION OF A PROMMISSORY NOTE IN THE AMOUNT OF $3,055,000 TO THE CITY OF ROSEMEAD, CALIFORNIA was duly and regularly approved by the Community Development Commission on the 28`n of October of 2008, by the following vote to wit: Yes: Low, Nunez, Tran No: Clark Taylor Abstain: None Absent: None oria Molleda Commission Secretary • • I / J " l.