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CDC - Item 6 - Refinancing Of Tax Allocation BondsIt 11a Rosemead Community Development' Commission RCDC 8838 East Valley Boulevard, CA 91770 Tel 626.569.2100 Fax 626.307.9218 TO: HONORABLE CHAIRMAN AND MEMBERS R( COMMUNITY DEVELOPMENT COMMISSION FROM: ILL CROWE, EXECUTIVE DIRECTOZ) DATE: NOVEMBER 8, 2005 SUBJECT: SELECTION OF UNDERWRITER FOR THE REFINANCING -OF TAX ALLOCATION BONDS, SERIES 1993A (REDEVELOPMENT PROJECT AREA NO. 1); STAFF REQUEST FOR GUIDANCE ON THE ISSUANCE OF ADDITIONAL BONDS TO SECURE NEW MONEY BEYOND THAT NEEDED FOR THE REFINANCING. At its October 25, 2005 meeting the CDC adopted Resolution 2005-18 authorizing staff to prepare documents necessary to refinance the CDC's Tax Allocation Bonds, Series 1993A. In accordance with the Resolution a Request for Qualifications was sent to a number of underwriters and we have received six responses and proposals. This meeting was set for purposes of reviewing the proposals and selecting an underwriter. Staff, our bond counsel and our financial adviser have reviewed the proposals and recommend the council select from Stone & Youngberg, Piper Jaffray or E.J. De La Rosa and Co.. Inc. The Council was also advised by staff at the October 25 meeting that it would investigate the economics and legal avenues available to expand the issue to secure new money by using the annual savings for additional borrowing. Based on analysis by our financial consultant using current market conditions, it appears that annual tax increment monies available after the refinancing could secure a bond issue netting approximately $5.5 million in new money for use on CDC projects. Bond counsel advises us that to achieve a negotiated sale to the selected underwriter it will be necessary, due to limitations on authority in the Community Redevelopment Law, to sell the bonds to a Joint Powers Authority ("JPA") that would be formed by the City and the CDC. The JPA would in turn sell the bonds to the underwriter on a negotiated basis. This staged transaction is commonly used to permit negotiated sales of tax allocation bonds. The City's involvement in the transaction as a member of the JPA would not make it liable for repayment of the bonds. If the Commission Board wishes to expand the issue to include a new money financing, we will include the necessary actions, including formation of the .IPA, on the November 22, 2005 agenda. ~C'L_r+?AS~~ara tiGENTI)A TEPA Pde.-# • Attachments: 1. Memorandum from Public Financial Management, Inc. 2. Current Standard and Poors Credit Analysis of 1993 Notes 3. Underwriter RFQ Summary 4. Draft Joint Powers Agreement 0 C1 0 PFM. The PFM Group Public Financial fdana0emcnt, Inc. PFM Asset Management LLC PFM Advisors Memorandum To: City of Rosemead From: Public Financial Management Re: Underwriter Selection 0Suite 750 660 Newport Center Dnve Newport Beach, CA 92660-6408 November 3, 2005 949 721-9422 949 721-9437 fax www.pfm.com On November 1, 2005 the City of Rosemead received six proposals to provide underwriting services related to the refunding of a portion of the 1993 A Tax Allocation Bonds. Additionally, the underwriters provided recommendations for potential new money to be included as part of the refunding. Proposals were received from the following firms: • Chilton and Associates • Citigroup • E.J. De La Rosa and Co., Inc. • Piper Jaffray • Stone &Youngberg • Wulff, Hansen and Co. with Redwood Securities Each of the proposals included an analysis of the credit and discussion of the issues related to the refunding and potential new money transaction. As you know, for reasons related to the financial difficulty of the Southern California Edison Company, the existing bonds were downgraded by Standard and Poor's in 2002 from A- to BBB. A copy of the current S and P credit analysis is attached. As noted in all of the proposals, there are significant challenges to obtaining credit enhancement and a reserve fund surety. Both are essential to maximizing the value of the refunding. Until we have conclusively determined the availability of bond insurance and a surety policy, we cannot say with certainty how much can be saved by this transaction. Nonetheless, we feel confident that a compelling case can be made on behalf of the City to the bond insurers. PFM has reviewed the proposals and provided a summary attached to this memorandum. We offer the following comments to assist the City in its selection: • • City of Rosemead PFM' November 3, 2005 Page 2 Wulff Hansen The Wulff Hansen proposal provided the least analysis of the credit and, although it was not clearly described, had the highest per bond underwriting fee of $8.77 per $1,000. Wulff Hansen is the smallest of all the respondents with the least capital to expend on behalf of the City during the underwriting process. We do not believe this proposal is competitive with the others received. Chilton & Associates The Chilton proposal included a recommendation to undertake a validation action to refund a portion of the 1993 bonds not currently refundable. Because of the time required to do this, two. transactions, with at least some of the cost of issuance being duplicative, would likely be required. Bond Counsel has advised us that they do not believe this legal strategy to be viable nor one they would support. Accordingly, we would not recommend the Chilton proposal. Citigroup Citigroup is by far the largest and best capitalized firm of all the respondents. Their analysis of the credit was the most negative of all the proposals and their recommended approach would result in annual savings of less than $50,000 per year or would result in the least amount of new money ($3.4 million). Given the results of their proposal, we would not recommend the Citigroup proposal. Stone and Youngberg Stone & Youngberg is one of California's leading regional investment bankers with extensive redevelopment experience. S &Y demonstrated a strong understanding of the credit and California market. As part of their proposal, S &Y proposed a "purchase in lieu" strategy using the provisions of the Marks Roos Bond Pooling Act. As detailed in the proposal, this approach would potentially provide the opportunity to refund the 2033 tern bond, producing up to $8 million in new money proceeds and refunding savings of approximately S2.6 million (8.75%). However, bond counsel does not concur that the strategy outlined could be legally implemented in Rosemead. In addition, it would require substantial negotiation with existing bond holders and significant restructuring of the debt. While we believe that S & Y would be an acceptable choice to undertake the financing as outlined in the RFQ, we do not recommend the purchase in lieu approach outlined in their proposal. Their takedown for the financing as outlined in the RFQ would be $5.47 per thousand. • 9 EJDe La Rosa and Co. City of Rosemead November 3, 2005 Page 3 E J De La Rosa has emerged as one of California's leading regional investment banks. They are able to cite extensive redevelopment finance experience. De La Rosa followed a logical examination of the credit and proposed a straight forward approach to the financing consistent with the RFQ. We believe they showed an excellent understanding of the challenges facing the City in obtaining credit enhancement and a surety policy. The De La Rosa proposed compensation was $8.48 per thousand which is the highest of the three finalist firms. Piper Jaffray Piper Jaffray is a national firm that has focused on redevelopment agency debt in California. They also provided a sound and effective analysis of the credit and the potential for credit enhancement. Piper provided a variety of options in structuring the debt. We believe that options assuming substantial growth in available revenues, and result in ascending debt service over time are overly aggressive and we do not recommend these options for this financing. However, their proposals to refund or provide new money on a level debt service basis are sound and in accordance with the requirements of the RFQ. Piper provided an aggressive compensation proposal of $6.74-$7.24 per bond. In summary, we believe the City has three choices: Stone and Youngberg, E J De La Rosa and Piper Jaffray who are qualified, appropriately priced and provided sound recommendations for this transaction. The City may wish to consider underwriter compensation, past experience with the City, overall experience or size in making a final choice. Next Steps Once the City Council has designated the underwriter, we will begin immediately to prepare the documentation for the transaction and the Preliminary Official Statement. This information will be used to develop a presentation to Standard and Poor's and for the bond insurance providers. Once we have received feedback from the bond insurance providers, we will bring final documents back to the Council for approval of the transaction. Following the rating reconfirmation, credit enhancement solicitation and council approval, and following the statutorily required notice period to the other taxing agencies, (45 days), we will be in a position to price the bonds. The refunding transaction as proposed meets all Government Finance Officers Association (GFOA), guidelines for refunding savings and is in the financial interests of the City to execute at this time. We would note that the level of savings is a function of the new interest rate and the time remaining on the bonds to achieve savings. To the extent the refunding is delayed, savings will decrease as the time that the new lower cost bonds would be outstanding is reduced. q CPFM' City of Rosemead November 3, 2005 Page 4 Working with bond counsel, we have identified the potential for additional new money. Assuming bond insurance and a surety, approximately $5.5 million in new money proceeds can be generated. To the extent the City has identified uses of new tax allocation bond proceeds, this would be the most efficient time borrow so that the debt can be amortized in the most efficient fashion, and so that cost of issuance can be shared with the refunding bonds. We would note the historic low levels of current interest rates. To the extent the City does not desire any additional proceeds; the refunding will achieve cash flow savings. To access new money, the City will need to form a JPA to conform to state law requirements. We are seeking direction from the council on the question of including new money at the meeting on November 8, 2005. [08-Oct-2004] Summarysemead Community Development Comoon, CA; Tax Sec... Page 1 of 2 STANDARD RATINGS Of R E C T &POORS Research: Relum to Regular Format Summary: Rosemead Community Development Commision, CA; Tax Secured, Tax Increment Publication date: 08-Oct-2004 Primary Credit Analyst: Ben Cutler, New York (1) 212-438-2896; ben-cutler@standardandpoors.com Secondary Credit Analyst: David G Hitchcock, New York (1) 212-438-2022; david_hitchcock@standardandpoors.com Credit Profile AFFIRMED $34.275 mil. Rosemead Cmmnty Dev Comm (Prof Area #1) Tax Alloc BBB OUTLOOK: STABLE ® Rationale The'BBB' rating on Rosemead Community Development Commission (formerly known as Rosemead Redevelopment Agency), Calif.'s tax allocation bonds reflects the extremely high incremental assessed value (AV) concentration in its largest taxpayer, Southern California Edison (SCE). Other credit factors include: An established residential, commercial, and industrial tax base; Solid maximum annual debt service (MADS) coverage of 1.45x; A low volatility ratio of 0.09, indicating a mature project area that is less sensitive to fluctuations in the value of the tax base. The bonds are secured by incremental tax revenues from Redevelopment Project Area No. 1. The city of Rosemead is located about 12 miles east of downtown Los Angeles. Median household income levels for the city are somewhat below average at 87% of the national and 83% of the state levels. Within the 511 acres of Project Area No. 1, which is almost fully developed, are a variety of commercial and industrial concerns, as well as a significant residential area. The project area's AV has fluctuated over the past few years, but in 2004 grew to $304 million from $269 million, an increase of 13%. The maturity of the project area insulates it from annual fluctuations in property values, because the ratio of base year AV to total AV is a low 0.09. Taxpayer concentration remains extremely high, with SCE accounting for 73.5% of incremental AV. SCE plans to sell property valued at $10 million to Wal-Mart Stores Inc., but taxpayer concentration in SCE will remain very high. After defaulting on its debt during 2001, SCE improved its finances and stabilized its credit, and is now an investment-grade utility rated'BBB' with a stable outlook. During its default period, SCE did not declare bankruptcy and remained current on its property tax payments. The agency's debt service reserve enables it to service debt without payments from SCE for about 15 months, and because SCE is a utility mandated by the California Legislature to provide power, a lapse of that duration is unlikely. The second-largest taxpayer in the project area accounts for 3.3% of incremental AV, and the 10 largest combined account for 90.2%. Coverage of future MADS by fiscal 2004 net tax increment revenues is a solid 1.45x. The project area must pay prior lien pass-through payments to two underlying taxing agencies equal to a combined 21.1 % of the tax increment. However, there. is no prior lien of state housing set-aside requirements, as the low and moderate housing requirement was prefunded from bond proceeds through 2023. Additional bonds may not be issued on parity with these bonds unless net tax increment revenues cover the new MADS of 1.25x. ® Outlook The stable outlook reflects Standard & Poors Ratings Services' expectation that SCE will maintain stable operations and continue to make timely property tax payments to the agency. Standard & Poors further expects http://www.ratingsdirect.com/Apps/RD/control ler/Article?id=400054&type=&outputType... I l /l /2005 [08-Oct-2004] Summarysemead Community Development Com*on, CA; Tax Sec... Page 2 of 2 that AV stability will enable the agency to maintain strong coverage levels. Complete ratings information is available to subscribers of RatingsDirect, Standard & Poors Web-based credit analysis system, at www.'ratingsdirect.com. All ratings affected by this rating action can be found on Standard & Poors public Web site at www.standardandpoors.com; under Credit Ratings in the left navigation bar, select Find a Rating, then Credit Ratings Search. Analytic services provided by Standard & Poor's Ratings Services (Ratings Services) are the result of separate activities designed to preserve the independence and objectivity of ratings opinions. The credit ratings and observations contained herein are solely statements of opinion and not statements of fact or recommendations to purchase, hold, or sell any securities or make any other investment decisions. Accordingly, any user of the information contained herein should not rely on any credit rating or other opinion contained herein in making any investment decision. Ratings are based on information received by Ratings Services. Other divisions of Standard & Poors may have information that is not available to Ratings Services. Standard & Poor's has established policies and procedures to maintain the confidentiality of non-public information received during the ratings process. Ratings Services receives compensation for its ratings. Such compensation is normally paid either by the issuers of such securities or third parties participating in marketing the securities. While Standard & Poors reserves the right to disseminate the rating, it receives no payment for doing so, except for subscriptions to its publications. Additional information about our ratings fees is available at wwvr.standardandpoors.com/usratingsfees. 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CI vvM ~-U•_N ? 3a T9 _ 3m ° ~ Ua Cu v ¢ °O~ v i , a C O u m m° c a c a= a v `n n a` JOINT EXERCISE OF POWERS AGREEMENT by and between CITY OF ROSEMEAD DRAFT and ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION DRAFT Dated as of November 1, 2005 DOCSLA1:509439.1 • i TABLE OF CONTENTS DRAFT Page ARTICLE I DEFINITIONS I Section 1.01 Definitions 1 ARTICLE II GENERAL PROVISIONS 2 Section 2.01 Purpose 2 Section 2.02 Creation of Authority 3 ARTICLE III BOARD OF DIRECTORS 3 Section 3.01 Board of Directors 3 Section 3.02 Powers 3 Section 3.03 Compensation 3 Section 3.04 Meetings of the Board of Directors 3 ARTICLE IV OFFICERS, EMPLOYEES AND AGENTS 4 Section 4.01 Officers 4 Section 4.02 Designation of Officers 4 Section 4.03 Subordinate Officers 5 Section 4.04 Executive Director 5 Section 4.05 Treasurer ..............5 Section 4.06 Secretary 5 Section 4.07 Authority Counsel 5 Section 4.08 Assistant Officers 5 Section 4.09 Employees, Agents and Independent Contractors 6 Section 4.10 Privileges and Immunities; No Employment by City or Commission 6 ARTICLE V POWERS 6 Section 5.01 General Powers ..............6 Section 5.02 Power to Issue Revenue Bonds 6 Section 5.03 Specific Powers 6 Section 5.04 Manner of Exercising Powers 8 Section 5.05 Non-Liability For Obligations of Authority 8 Section 5.06 Indemnity by Authority for Litigation Expenses of Officer, Director or Employee 8 Section 5.07 Execution of Contracts 8 -I- i • TABLE OF CONTENTS DRAFT (continued) Page Section 5.08 Fiscal Year ARTICLE VI CONTRIBUTION; ACCOUNTS AND REPORTS; FUNDS Section 6.01 Contributions Section 6.02 Accounts and Reports Section 6.03 Funds ARTICLE VII TERM; DISSOLUTION Section 7.01 Term Section 7.02 Termination ARTICLE VIII MIS CELLANEOUS PROVISIONS Section 8.01 Notices Section 8.02 Section Headings Section 8.03 Law Governing Section 8.04 Amendments Section 8.05 Enforcement by Authority Section 8.06 Counterparts Section 8.07 Successors 8 9 9 9 9 10 10 10 10 10 10 10 10 11 11 11 ii- L J • DRAFT JOINT EXERCISE OF POWERS AGREEMENT THIS JOINT EXERCISE OF POWERS AGREEMENT (this "Agreement"), dated as of November 1, 2005, is by and between the CITY OF ROSEMEAD, a municipal corporation organized and existing under and by virtue of the Constitution and laws of the State of California (the "City"), and the ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION, a public body, corporate and politic organized and existing under and by virtue of the laws of the State of California (the "Commission"). WITNESSETH: WHEREAS, agencies formed under the Joint Exercise of Powers Act, Section 6500 et seq. of the California Government Code (the "Joint Powers Act"), are permitted to provide financing for any of their members or other local public agencies in the State of California in connection with the acquisition, construction and improvement of public capital improvements or working capital requirements of such members or other local agencies; and WHEREAS, the City and the Commission desire to form an Authority under the Joint Powers Act, to be known as the Rosemead Financing Authority, for the purpose of providing an entity which can assist in providing financing for purposes which are authorized under the Joint Powers Act; NOW, THEREFORE, in consideration of the above premises and of the mutual promises herein contained, the City and the Commission do hereby agree as follows: ARTICLE I DEFINITIONS Section 1.01 Definitions. Unless the context otherwise requires, the words and terms defined in this Article shall, for the purposes hereof, have the meanings herein specified. "Agreement" means this Joint Exercise of Powers Agreement, as originally executed and as it may from time to time be amended in accordance with the provisions hereof. "Authority" means the Rosemead Financing Authority, a joint exercise of powers agency organized and existing under and by virtue of the laws of the State of California, established pursuant to Section 2.02 hereof. "Board of Directors" means the Board of Directors of the Authority. "Bond Law" means the Marks-Roos Local Bond Pooling Act of 1985 (Article 4 of the Joint Powers Act), as now in effect or hereafter amended, Article 2 of the Joint Powers Act, as now in effect or hereafter amended, or any other law available for use by the Authority in the authorization and issuance of bonds to provide for the financing of Obligations and/or Public Capital Improvements. DOCSLA1:509439.1 • • DRAFT "Bond Purchase Agreement" means an agreement between the Authority and a Local Agency, pursuant to which the Authority agrees to purchase Obligations from a Local Agency. "City" means the City of Rosemead, a municipal corporation organized and existing under and by virtue of the Constitution and laws of the State of California. "Commission" means the Rosemead Community Development Commission, a public body, corporate and politic organized and existing under and by virtue of the laws of the State of California. "Fiscal Year" means the period from July 1 in any calendar year to and including June 30 in the succeeding calendar year. "Joint Powers Act" means the Joint Exercise of Powers Act, Section 6500 et seq. of the California Government Code. "Local Agency" means the City, the Commission or any other city, county, city and county, authority, district or public corporation of the State of California. "Obligations" has the meaning ascribed to the term "Bonds" in Section 6585(c) of the Joint Powers Act. "Public Capital Improvements" has the meaning ascribed to such term in Section 6585(g) of the Joint Powers Act. ' "Revenue Bonds" means bonds, commercial paper, floating rate and variable maturity securities, and any other evidences of indebtedness of the Authority and also includes certificates of participation and lease purchase agreements. "Working Capital Requirements" means the requirements of any Local Agency for funds to be used by, or on behalf of, such Local Agency for any purpose for which such Local Agency may borrow money pursuant to Section 53852 of the California Government Code. ARTICLE II GENERAL PROVISIONS Section 2.01 Purpose. This Agreement is made pursuant to the Joint Powers Act providing for the joint exercise of powers common to the City and the Commission, and for other purposes as permitted under the Joint Powers Act and the Bond Law. The purpose of this Agreement is to provide for the financing or refinancing of Public Capital Improvements for, and Working Capital Requirements of, any Local Agency through the acquisition by the Authority of such Public Capital Improvements, the purchase by the Authority of Obligations of any Local Agency pursuant to Bond Purchase Agreements, the lending of funds by the Authority to a Local Agency or the entering into of contractual arrangements by the Authority with a Local Agency. Section 2.02 Creation of Authority. Pursuant to the Joint Powers Act, there is hereby created a public entity to be known as the "Rosemead Financing Authority". The Authority shall DOCSLA1:509439.1 DRAFT be a public entity separate and apart from the City and Commission, and shall administer this Agreement. ARTICLE III BOARD OF DIRECTORS Section 3.01 Board of Directors. The Authority shall be administered by the Board of Directors, which shall be comprised of five members, unless and until changed by amendment of this Agreement. Each member of the City Council shall be a member of the Board of Directors. The Board of Directors shall always consist of the persons then serving as members of the City Council, and each person who, currently or in the future, serves as a member of the City Council shall serve, during the period in which he or she serves in such capacity, as a member of the Board of Directors. Each member shall assume membership on the Board of Directors upon his or her becoming a member of the City Council, without any further act by any person, body or entity. Each member shall hold membership on the Board of Directors until the expiration of his or her term as a member of the City Council, or until he or she resigns, is removed or for any other reason no longer serves as a member of the City Council, without any further act by any person, body or entity. The Mayor of the City shall be Chairperson of the Board of Directors and such Chairperson shall preside at all meetings of the Board of Directors. The Mayor Pro Tempore of the City shall be the Vice Chairperson of the Board of Directors and such Vice Chairperson shall preside at meetings of the Board of Directors during the absence or disability of the Chairperson. Section 3.02 Powers. Subject to the limitations of this Agreement and the laws of the State of California, the powers of the Authority shall be vested in and exercised by and its property controlled and its affairs conducted by the Board of Directors of the Authority. Section 3.03 Compensation. Members of the Board of Directors shall serve without compensation. Section 3.04 Meetings of the Board of Directors. (a) Call, Notice and Conduct of Meetings. All meetings of the Board of Directors, including without limitation, regular, adjourned regular and special meetings, shall be called, noticed, held and conducted in accordance with the provisions of the Ralph M. Brown Act, Section 54950 et seq. of the California Government Code. (b) Regular Meetings. Regular meetings of the Board of Directors shall be held at such time as the Board of Directors may fix by resolution from time to time, and if any day so fixed shall fall upon a legal holiday then, upon the next succeeding business day at the same hour. No notice of any regular meeting of the Board of Directors need be given to the members of the Board of Directors. DOCSLA1:509439.I 3 GRAFT (c) Special Meetings. Special meetings of the Board of Directors shall be held whenever called by the Chairperson of the Board of Directors, the Executive Director of the Authority or by a majority of the members of the Board of Directors. (d) Quorum. A majority of the members of the Board of Directors shall constitute a quorum at any meeting of the Board of Directors. Every act or decision done or made by a majority of the members of the Board of Directors present at any meeting at which a quorum is present shall be the act of the Board of Directors. ARTICLE IV OFFICERS, EMPLOYEES AND AGENTS Section 4.01 Officers. The officers of the Authority shall be an Executive Director, a Treasurer, a Secretary and such other officers as the Board of Directors may appoint. Section 4.02 Designation of Officers. The City Manager of the City shall be the Executive Director of the Authority. The Executive Director of the Authority shall always be the person then serving as City Manager of the City, and each person who, currently or in the future, serves as City Manager of the City shall be, during the period in which he or she serves in such capacity, Executive Director of the Authority. A person shall become Executive Director of the Authority upon his or her becoming City Manager of the City, without any further act by any person, body or entity. A person shall serve as Executive Director of the Authority until he or she resigns, is removed or for any other reason no longer serves as City Manager of the City, without any further act by any person, body or entity. The Finance Director of the City shall be the Treasurer of the Authority. The Treasurer of the Authority shall always be the person then serving as Finance Director of the City, and each person who, currently or in the future, serves as Finance Director of the City shall be, during the period in which he or she serves in such capacity, Treasurer of the Authority. A person shall become Treasurer of the Authority upon his or her becoming Finance Director of the City, without any further act by any person, body or entity. A person shall serve as Treasurer of the Authority until he or she resigns, is removed or for any other reason no longer serves as Finance Director of the City, without any further act by any person, body or entity. The City Clerk of the City shall be the Secretary of the Authority. The Secretary of the Authority shall always be the person then serving as City Clerk of the City, and each person who, currently or in the future, serves as City Clerk of the City shall be, during the period in which he or she serves in such capacity, Secretary of the Authority. A person shall become Secretary of the Authority upon his or her becoming City Clerk of the City, without any further act by any person, body or entity. A person shall serve as Secretary of the Authority until he or she resigns, is removed or for any other reason no longer serves as City Clerk of the City, without any further act by any person, body or entity. Section 4.03 Subordinate Officers. The Board of Directors appoint such officers other than those hereinabove mentioned as the business of the Authority may require, each of whom shall hold office for such period, have such authority and perform such duties as are DOCSI,AI:509439.1 4 • nrovided in this Agreement. or as the Board of Directors from tune-to fime_mly authorize or determine. Section 4.04 Executive Director. The Executive Director shall be the chief executive officer of the Authority and shall, subject to the control of the Board of Directors, have general supervision, direction and control of the business and officers of the Authority. He or she shall be an ex officio member of all standing committees, and shall have the general powers and duties of management of the Authority and shall have such other powers and duties as may be prescribed by the Board of Directors or this Agreement. Section 4.05 Treasurer. Subject to the applicable provisions of any indenture or resolution providing for a trustee or other fiscal agent, the Treasurer is designated as the depository of the Authority to have custody of all the money of the Authority, from whatever source, and, as such, shall have the powers, duties and responsibilities specified in Section 6505.5 of the Joint Powers Act. The Treasurer is hereby designated as controller of the Authority and, as such, shall have the powers, duties and responsibilities specified in Section 6505.5 of the Joint Powers Act. The controller of the Authority shall draw checks to pay demands against the Authority when the demands have been approved by the Authority. The City shall determine the charges to be made against the Authority for the services of the Treasurer. The Treasurer is designated as the public officer or person who has charge of, handles, or has access to any property of the Authority, and such officer shall file an official bond in the amount of $5,000, as required by Section 6505.1 of the Joint Powers Act. Such bond may be maintained as a part of or in conjunction with any other bond maintained on such person by the City, it being the intent of this Section not to require duplicate or overlapping bonding requirements from those bonding requirements which are otherwise applicable to the City. Section 4.06 Secretary. The Secretary shall keep or cause to be kept a book of minutes at the principal office of the Authority or at such other place as the Board of Directors may order, of all meetings of the Board of Directors, with the time and place of holding, whether regular or special, and if special, how authorized, the notice thereof given, the names of those present at Board of Directors meetings and the proceedings thereof. The Secretary shall give or cause to be given notice of all meetings of the Board of Directors, shall keep the Authority records in safe custody and shall have such other powers and perform such other duties as may be prescribed by the Board of Directors or this Agreement. Section 4.07 Authority Counsel. The City Attorney of the City shall serve as Authority Counsel. Section 4.08 Assistant Officers. The Board of Directors may appoint such assistants to act in the place of the Treasurer, Secretary or other officers of the Authority as the Board of Directors shall from time to time deem appropriate. Section 4.09 Employees, Agents and Independent Contractors. The Board of Directors shall have the power to engage such employees as may be necessary or appropriate for the purposes of this Agreement. The Board of Directors shall also have the power to engage DOCSLA1:509439.1 5 • • DRAFT such agents and independent contractors as may be necessary or appropriate for purposes of this Agreement. Section 4.10 Privileges and Immunities; No Employment by City or Commission. All of the privileges and immunities from liability, exemption from laws, ordinances and rules, all pension, relief, disability, workers' compensation and other benefits which apply to the activities of officers, agents or employees of a public agency when performing their respective functions shall apply to them to the same degree and extent while engaged in the performance of any of the functions and other duties under this Agreement. None of the officers, employees, agents or independent contractors employed or engaged by the Authority shall be deemed, by reason of his or her employment or engagement by the Authority to be employed or engaged by the City or the Commission or, by reason of his or her employment or engagement by the Authority, to be subject to any of the requirements of the City or the Commission. ARTICLE V POWERS Section 5.01 General Powers. The Authority shall exercise in the manner herein provided the powers common to the City and the Commission, or as otherwise permitted under the Joint Powers Act, and necessary to the accomplishment of the purposes of this Agreement, subject to the restrictions set forth in Section 5.04 hereof. As provided in the Joint Powers Act, the Authority shall be a public entity separate from the City and the Commission. The Authority shall have the power to finance or refinance Public Capital Improvements for, and Working Capital Requirements of, any Local Agency through the acquisition by the Authority of such Public Capital Improvements, the purchase by the Authority of Obligations of any Local Agency pursuant to Bond Purchase Agreements, the lending of funds by the Authority to a Local Agency or the entering into of contractual arrangements by the Authority with a Local Agency. Section 5.02 Power to Issue Revenue Bonds. The Authority shall have all of the powers provided in the Joint Powers Act, including Article 4 of the Joint Powers Act, and including the power to issue Revenue Bonds under the Bond Law. Section 5.03 Specific Powers. The Authority is hereby authorized, in its own name, to do all acts necessary for the exercise of the foregoing powers, including but not limited to, any or all of the following: (a) to make and enter into contracts; (b) to employ agents or employees; (c) to acquire, construct, manage, maintain or operate any Public Capital Improvement, including the common power of the City and the Commission to acquire any Public Capital Improvement by the power of eminent domain; DOCSLAI:509439.1 0 (d) to sue and be sued in its own name; DRAFT (e) to issue Revenue Bonds and otherwise to incur debts, liabilities or obligations, provided that no such Revenue Bond, debt, liability or obligation shall constitute a debt, liability or obligation of the City or the Commission; (1) to apply for, accept, receive and disburse grants, loans and other aids from any agency of the United States of America or of the State of California; (g) to invest any money in the treasury pursuant to Section 6505.5 of the Joint Powers Act that is not required for the immediate necessities of the Authority, as the Authority determines is advisable, in the same manner and upon the same conditions as local agencies, pursuant to Section 53601 of the California Government Code; (h) to apply for letters of credit or other form of financial guarantees in order to secure the repayment of Revenue Bonds and enter into agreements in connection therewith; (i) to carry out and enforce all the provisions of this Agreement; 0) to make and enter into Bond Purchase Agreements; (k) to purchase Obligations of any Local Agency; (1) to engage the services of private consultants to render professional and technical assistance and advice in carrying out the purposes of this Agreement; (m) as provided by applicable law, to employ and compensate bond counsel, financial consultants, and other advisers determined necessary by the Authority in connection with the issuance and sale of any Revenue Bonds; (n) to contract for engineering, architectural, accounting, or other services determined necessary by the Authority for the successful development of a Public Capital Improvement; (o) to pay the reasonable costs of consulting engineers, architects, accountants, and construction, land-use, recreation, and environmental experts employed by any sponsor or participant if the Authority determines those services are necessary for the successful development of Public Capital Improvements; (p) to take title to, and sell by installment sale or otherwise, lands, structures, real or personal property, rights, rights-of-way, franchises, easements, and other interests in lands which are located within the State of California which the Authority determines are necessary or convenient for the financing or refinancing of Public Capital Improvements, or any portion thereof, (q) to lease to, and to lease from, a Local Agency lands, structures, real or personal property, rights, rights-of-way, franchises, easements, and other interests in lands which are located 'ithin the State of California which the Authority determines are necessary or DOCSLAI:509439.1 0 0. DRAFT convenient for the financing or refinancing of Public Capital Improvements, or any portion thereof, and (r) to exercise any and all other powers as may be provided in the Joint Powers Act Section 5.04 Manner of Exercising Powers. The powers of the Authority shall be exercised in the manner provided in the Joint Powers Act and shall be subject (in accordance with Section 6509 of the Joint Powers Act) to the restrictions upon the manner of exercising such powers of the City. Section 5.05 Non-Liability For Obligations of Authority. The debts, liabilities and obligations of the Authority shall not be the debts, liabilities and obligations of the City or the Commission. No member, officer, agent or employee of the Authority shall be individually or personally liable for the payment of the principal of or premium or interest on any obligations of the Authority or be subject to any personal liability or accountability by reason of any obligations of the Authority; but nothing herein contained shall relieve any such member, officer, agent or employee from the performance of any official duty provided by law or by the instruments authorizing the issuance of any obligations of the Authority. Section 5.06 Indemnity by Authority for Litigation Expenses of Officer, Director or Employee. Should any director, officer or employee of the Authority be sued, either alone or with others, because he or she is or was a director, officer or employee of the Authority, in any proceeding arising out of his or her alleged misfeasance or nonfeasance in the performance of his or her duties or out of any alleged wrongful act against the Authority or by the Authority, indemnity for such persons reasonable expenses, including attorneys' fees incurred in the defense of the proceedings, may be assessed against the Authority or its receiver by the court in the same or a separate proceeding if the person sued acted in good faith and in a manner such person reasonably believed to be in the best interests of the Authority and, in the case of a criminal proceeding, had no reasonable cause to believe the conduct of such person was unlawful. The amount of such indemnity shall equal the amount of the expenses, including attorneys' fees, incurred in the defense of the proceeding. Section 5.07 Execution of Contracts. The Board of Directors may authorize any officer, employee or agent of the Authority, to enter into any contract or execute any contract or execute any instrument in the name of and on behalf of the Authority and such authority may be in general or confined to specific instances and unless so authorized by the Board of Directors, no such officer, agent or employee shall have any power or authority to bind the Authority by any contract or engagement or to pledge its credit or to render it liable for any purpose or in any amount. Section 5.08 Fiscal Year. The Fiscal Year of the Authority shall, unless and until changed by the Board of Directors, commence on the 1 st day of July of each year and shall end on the 30th day of June of the next succeeding year. DOCSLA1:509439.1 8 ARTICLE VI DRAFT CONTRIBUTION; ACCOUNTS AND REPORTS; FUNDS Section 6.01 Contributions. The City and the Commission may in the appropriate circumstance when required hereunder (a) make contributions from their treasuries for the purposes set forth herein, (b) make payments of public funds to defray the cost of such purposes, (c) make advances of public funds for such purposes, such advances to be repaid as provided herein, or (d) use their personnel, equipment or property in lieu of other contributions or advances. The provisions of Section 6513 of the California Government Code are hereby incorporated into this Agreement. Section 6.02 Accounts and Reports. The Authority shall establish and maintain such funds and accounts as may be required by good accounting practice. The books and records of the Authority shall be open to inspection at all reasonable times by the City and the Commission and their representatives. The Authority shall give an audited written report of all financial activities for each Fiscal Year to the City and the Commission within 210 days after the close of each Fiscal Year. The Treasurer, as controller of the Authority, shall either make or contract with a certified public accountant or public accountant to make an annual audit of the accounts and records of the Authority. In each case the minimum requirements of the audit shall be those prescribed by the State Controller for special districts under Section 26909 of the Government Code of the State of California and shall conform to generally accepted auditing standards. When such an audit of an account and record is made by a certified public accountant or public accountant, a report thereof shall be filed as public records with the City and the Commission and with the county auditor of Los Angeles County, and shall be sent to any public agency or person in the State of California that submits a written request to the Authority. Such report shall be filed within 12 months of the end of the Fiscal Year under examination. By unanimous request of the Board of Directors, the annual special audit may be replaced with an audit covering a two-year period. Any costs of the audit, including contracts with, or employment of, certified public accountants or public accountants, in making an audit pursuant to this Section shall be borne by the Authority and shall be a charge against any unencumbered funds of the Authority available for the purpose. Section 6.03 Funds. Subject to the applicable provisions of any instrument or agreement which the Authority may enter into, which may provide for a trustee or other fiscal agent to receive, have custody of and disburse Authority funds, the Treasurer of the Authority shall receive, have the custody of and disburse Authority funds as nearly as possible in accordance with generally accepted accounting practices, shall make the disbursements required by this Agreement or to carry out any of the provisions or purposes of this Agreement. DOCSLAL509439.1 9 ARTICLE VII DRAFT TERM; DISSOLUTION Section 7.01 Term. This Agreement shall become effective, and the Authority shall come into existence, on the date of execution and delivery hereof, and this Agreement shall thereafter continue in full force and effect until terminated pursuant to Section 7.02 hereof. Section 7.02 Termination. This Agreement may be terminated by agreement of the City and the Commission; provided, however, that this Agreement shall not be terminated so long as Revenue Bonds of the Authority are outstanding or so long as the Authority is a party to any material contract remaining in effect. Upon termination of this Agreement, the Authority shall be dissolved and, after payment or provision for payment of all debts and liabilities, the assets of the Authority shall be distributed to the City and the Commission in such manner as shall be agreed upon by the City and the Commission. ARTICLE VIII MISCELLANEOUS PROVISIONS Section 8.01 Notices. Notices hereunder shall be in writing and shall be sufficient if delivered to the address of each party hereto set forth below or at such other address as is provided by a party hereto in writing to the other party hereto. City of Rosemead 8838 E. Valley Boulevard Rosemead, California 91770 Attention: City Manager Rosemead Community Development Commission 8838 E. Valley Boulevard Rosemead, California 91770 Attention: Executive Director Section 8.02 Section Headings. All Section headings in this Agreement are for convenience of reference only and are not to be construed as modifying or governing the language in the Section referred to or to define or limit the scope of any provision of this Agreement. Section 8.03 Law Governing. This Agreement is made in the State of California under the constitution and laws of the State of California, and is to be so construed. Section 8.04 Amendments. This Agreement may be amended at any time, or from time to time, except as limited by contract with the owners of Revenue Bonds issued by the Authority or the owners of certificates of participation in payments to be made by the Authority, the City, the Commission or a Local Agency or by applicable regulations or laws of any jurisdiction having authority, by one or more amendments executed by the City and the DOCSLAL509439.1 10 • 9 Commission either as required in order to carry out any of the provisions of this Agreement or for any other purpose. Section 8.05 Enforcement by Authority. The Authority is hereby authorized to take any or all legal or equitable actions, including but not limited to injunction and specific performance, necessary or permitted by law to enforce this Agreement. Section 8.06 Counterparts. This Agreement may be executed in any number of counterparts, each of which shall be deemed to be an original, but all together shall constitute but one and the same Agreement. Section 8.07 Successors. This Agreement shall be binding upon and shall inure to the benefit of the successors of the City and the Commission. No party hereto may assign any right or obligation hereunder without the written consent of the other party hereto. WAFT DOCSLAI:509439.1 11 ! 0 IN WITNESS WHEREOF, the parties hereto have caused this Joint Exercise of Powers Agreement to be executed by their respective officers thereunto duly authorized, all as of the day and year first written above. CITY OF ROSEMEAD By: Authorized Officer ATTEST: City Clerk By: ATTEST Secretary APPROVED AS TO FORM: By: City Attorney ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION Authorized Officer DRAFT DOCSI AL509439.1 12