2001 RHDC Financial and Compliance ReportI
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ROSEMEAD HOUSING
DEVELOPMENT CORPORATION
FINANCIAL AND COMPLIANCE REPORT
JUNE 30, 2001
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CONTENTS
INDEPENDENT AUDITOR'S REPORT ON THE
'
FINANCIAL STATEMENTS
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FINANCIAL STATEMENTS
Balance sheet - governmental fund type and general fixed assets account group
2
Statement of revenues, expenditures and changes in fund balance - governmental
fund type, general fund
3
Statement of revenues, expenditures and changes in fund balance - budget and
actual - governmental fund type, general fund
4
Notes to financial statements
5-9
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INDEPENDENT AUDITOR'S REPORT ON COMPLIANCE AND ON
INTERNAL CONTROL OVER FINANCIAL REPORTING BASED
ON AN AUDIT OF FINANCIAL STATEMENTS PERFORMED
'
IN ACCORDANCE WITH GOVERNMENTAUDITING STANDARDS
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' ``~®McGLADREY&PULLEN,LLP
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Certified Public Accountants
INDEPENDENT AUDITOR'S REPORT ON THE
FINANCIAL STATEMENTS
RSM
international
' To the Governing Board
Rosemead Housing Development Corporation
' Rosemead, California
We have audited the accompanying general purpose financial statements of the Rosemead Housing
Development Corporation (the Corporation), a component unit of the Redevelopment Agency of the City
' of Rosemead, California, as of and for the year ended June 30, 2001. These general purpose financial
statements are the responsibility of the Corporation's management. Our responsibility is to express an
opinion on these general purpose financial statements based on our audit.
' We conducted our audit in accordance with auditing standards generally accepted in the United States of
America and the standards applicable to financial audits in Government Auditing Standards issued by the
' Comptroller General of the United States. Those standards require that we plan and perform the audit to
obtain reasonable assurance about whether the financial statements are free of material misstatement. An
audit includes examining, on a test basis, evidence supporting the amounts and disclosures in the financial
' statements. An audit also includes assessing the accounting principles used and significant estimates
made by management, as well as evaluating the overall financial statement presentation. We believe that
our audit provides a reasonable basis for our opinion.
' In our opinion, the general purpose financial statements referred to above present fairly, in all material
respects, the financial position of the Corporation as of June 30, 2001, and the results of its operations for
the year then ended in conformity with generally accepted accounting principles.
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In accordance with Government Auditing Standards, we have also issued a report dated October 16, 2001
on our consideration of the Corporation's internal control over financial reporting and our tests of its
compliance with certain provisions of laws, regulations, contracts and grants. That report is an integral
part of an audit performed in accordance with Government Auditing Standards and should be read in
conjunction with this report in considering the results of our audit.
Pasadena, California
October 16, 2001
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ROSEMEAD HOUSING DEVELOPMENT CORPORATION
BALANCESHEET
GOVERNMENTAL FUND TYPE AND GENERAL FIXED ASSETS ACCOUNT GROUP
June 30, 2001
Governmental
Fund Type Account Group Totals
General (Memorandum Only)
Assets General Fund Fixed Assets 2001 2000
Cash $ 504,573 $ - $ 504,573 $ 234,321
Property and Improvements - 4,037,480 4,037,480 3,469,867
Total assets $ 504,573 $ 4,037,480 $ 4,542,053 $ 3,704,188
Liabilities, Equity and Fund Balance
Liabilities
Accounts payable
$ 159,629 $ $
159,629 $
5,063
Deposits
14,330
14,330
14,790
Total liabilities
173,959
173,959
19,853
Equity and Fund Balance
Investment in general fixed assets
- 4,037,480
4,037,480
3,469,867
Fund balance, unreserved
330,614 -
330,614
214,468
Total equity and fund balance
330,614 4,037,480
4,368,094
3,684,335
Total liabilities, equity and
fund balance
$ 504,573 $ 4,037,480 $
4,542,053 $
3,704,188
See Notes to Financial Statements.
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ROSEMEAD HOUSING DEVELOPMENT CORPORATION
STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE
GOVERNMENTAL FUND TYPE, GENERAL FUND
Year Ended June 30, 2001
Rental income
intergovernmental - Rosemead Redevelopment Agency
Other
Total revenues
Expenditures:
Operating
City administrative services
Facility charges paid by city
Total expenditures
Revenues (under) expenditures
Fund balance, beginning
Fund balance, ending
See Notes to Financial Statements.
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2000
(Memorandum
2001 Only)
$ 160,200 S 160,200
800,000 -
7,232 4,190
967,432 164,390
701,286
150,091
90,000
90,000
60,000
60,000
851,286
300,091
116,146
(135,701)
214,468
350,169
$ 330,614 S
214,468
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ROSEMEAD HOUSING DEVELOPMENT CORPORATION
STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE
BUDGET AND ACTUAL
GOVERNMENTAL FUND TYPE, GENERAL FUND
Year Ended June 30, 2001
Revenues:
Rental income
intergovernmental - Rosemead Redevelopment Agency
Other
Total revenues
Expenditures:
Current:
Operating
City administrative services
Facility charges paid to city
Total expenditures
Revenues over (under) expenditures
Fund balance, beginning
Fund balance, ending
See Notes to Financial Statements.
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Over (Under)
Budget
Actual
Budget
$ 161,350 $
160,200 $
(1,150)
4,962,170
800,000
(4,162,170)
5,000
7,232
2,232
5,128,520
967,432
(4,161,088)
5,173,540
701,286 (4,472,254)
90,000
90,000
60,000
60,000
5,323,540
851,286 (4,472,254)
$ (195,020)
116,146 $ 311,166
214,468
$ 330,614
' ROSEMEAD HOUSING DEVELOPMENT CORPORATION
' NOTES TO FINANCIAL STATEMENTS
' Note 1. Nature of Operations, Reporting Entity, Description of Funds and Account Group, and
Significant Accounting Policies
' Nature of operations: The Rosemead Housing Development Corporation (the Corporation) is a
nonprofit corporation whose purpose is to provide assistance to the Rosemead Redevelopment Agency
(the Agency) to account for the construction, financing and operations of low-moderate income housing
' for the benefit of the City of Rosemead (the City). The Corporation is exempt from income taxes under
Section 501(c)(3) of the Internal Revenue Code and applicable State statutes.
Reporting entity: Government Accounting Standards Board (GASB) Statement No. 14, The Financial
Reporting Entity, defines the reporting entity as the primary government and those component units for
which the primary government is financially accountable. Financial accountability is defined as
' appointment of a voting majority of the component unit's Board and either (a) the primary government
has the ability to impose its will or (b) the possibility that the component unit will provide a financial
benefit to or impose a financial burden on the primary government. Since the Board of Directors of the
' Agency and the Council members also serve as the Board of Directors of the Corporation, the Agency and
the City, in effect, have the ability to influence and control operations. Therefore, the Agency has
oversight responsibility for the Corporation. Accordingly, in applying the criteria of GASB Statement
No. 14, the financial statements of the Corporation are included in the Agency and the City's financial
' report.
The Corporation has the same fiscal year as the City and the Agency. These financial statements contain
' information for the Corporation only. The City and the Agency financial reports may be obtained by
contacting the Financial Department of the City.
' The financial statements of the Corporation have been prepared in conformity with generally accepted
accounting principals as applied to government units. The GASB is the accepted standard-setting body
for establishing governmental accounting and financial reporting principles.
Funds and account group
The accounts of the Corporation are organized on the basis of funds or account groups, each of which is
' considered to be a separate accounting entity. The operations of each fund are accounted for by providing
a separate set of self-balancing accounts which comprise its assets, liabilities, equity, revenue and
expenditures. The various funds and account groups are presented as follows:
' Governmental Fund Type, General Fund: All receipts are allocated to this fund. The primary sources
of revenue are contributions from the Agency and rental income from tenants of the senior housing
units. General operating expenses are paid out of this fund.
Account Group: The General Fixed Assets Account Group accounts for all Corporation general fixed
' assets.
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I accounted for in the General Fixed Assets Account Group. Property items acquired or constructed for
ROSEMEAD HOUSING DEVELOPMENT CORPORATION
NOTES TO FINANCIAL STATEMENTS
Note 1. Nature of Operations, Reporting Entity, Description of Funds and Account Group, and
Significant Accounting Policies, Continued
The following is a summary of the significant accounting and reporting policies:
Basis of accounting and change in accounting policy: Governmental Fund Types are accounted for
using the modified accrual basis of accounting. Revenue is recognized in the accounting period in which
it becomes both measurable and available to finance the expenditures of the current period. "Measurable"
means the amount of the transaction can be determined. "Available" means collectible within the current
period or soon enough thereafter to pay current liabilities.
Expenditures are generally recognized in the accounting period in which the fund liability is incurred and
measurable.
Beginning July 1, 2000, the Corporation adopted GASB Statement No. 33, Accounting and Financial
Reportingfor Nonexchange Transactions. GASB Statement No. 33 requires that governments record and
report assets, liabilities, revenues and expenditures for the four types of nonexchange transactions and
restate prior financial information. The type of nonexchange revenues prevalent in the Corporation are
"voluntary nonexchange." Voluntary Nonexchange Transactions are legislative or contractual
agreements, other than exchanges, entered into willingly by the parties to the agreement (example:
certain grants and private donations). Assets are recognized when all applicable eligibility requirements
are met or resources are received, whichever occurs first. Revenues are recognized when all applicable
eligibility requirements are met and resources are available.
There was no effect on the Corporation's beginning fund balance as a result of the adoption of this
standard and, therefore, no change in fund balance was recorded as of June 30, 2000.
Property and improvements: All property, building and leasehold improvements of the Corporation are
general governmental operations are recorded as expenditures in the fund making the expenditure and
capitalized in the General Fixed Assets Account Group.
' All general fixed assets which were purchased or constructed are stated at cost. Assets acquired by gift or
bequest are recorded at their fair market value at the date of transfer. No depreciation is recorded on
general fixed assets.
Income taxes: The Corporation is exempt from federal income taxes under Section 501(c)(3) of the
Internal Revenue Code and a similar exemption under State law.
' Fund balances: Unreserved fund balance represents the amount available for future appropriations.
Rental income: The management company collects rent payments on the first day of the month and
recognizes revenue in the month due. Monthly rental income per unit ranges from $250 to $300 and is
approved by the annual budget.
ROSEMEAD HOUSING DEVELOPMENT CORPORATION
' NOTES TO FINANCIAL STATEMENTS
' Note 1. Nature of Operations, Reporting Entity, Description of Funds and Account Group, and
Significant Accounting Policies, Continued
' "Memorandum Only" columns: Included on the combined financial statements are total columns
captioned "Memorandum Only" to indicate that they are presented only for informational purposes.
' Adjustments to eliminate interfund transactions have not been recorded in arriving at such amounts and
the memorandum totals are not intended to fairly present the financial position or results of operations of
the reporting entity taken as a whole.
' Additionally, the 2000 totals presented in the "Memorandum Only" columns are included to provide a
summarized comparison with comparable 2001 amounts and are not intended to present all information
necessary for a fair presentation of financial position and results of operations in accordance with
' generally accepted accounting principles.
Budget matters: Budgets presented in this report for comparison to actual amounts are presented in
accordance with generally accepted accounting principles. Reported budget amounts represent the
original adopted budget as amended.
' Unexpended budgeted amounts lapse at the end of the budget year. The legal level of budgetary control
is at the entity level.
I Note 2. Cash
Cash at June 30, 2001 consisted of cash in bank. The carrying amount of the Corporation's deposits was
' $504,573 and the bank balance was $777,670.
In accordance with State statutes, the Corporation maintains deposits at those depository institutions
' insured by the Federal Deposit Insurance Corporation. The California Government Code requires
California banks and savings and loan associations to collateralize the deposits of governmental entities
by pledging government securities as collateral. The market value of pledged securities must equal at
' least 110% of those deposits. California law also allows financial institutions to secure the deposits of
governmental entities by pledging first trust deed mortgage notes having a collateral value of 150% of an
agency's total deposits.
The cash deposits are classified in three categories of credit risk as follows: Category one includes
deposits that are insured or collateralized with securities held by the entity or by its agent in the entity's
name; Category two includes deposits that are collateralized with securities held by the pledging
' financial institution's Trust Department or agent in the entity's name; Category three includes deposits
that are uncollateralized.
' Bank
Category 1 Category 2 Category 3 Balance
' Cash deposits $ 205,132 $ 572,538 $ - $ 777,670
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ROSEMEAD HOUSING DEVELOPMENT CORPORATION
NOTES TO FINANCIAL STATEMENTS
Note 3. Reimbursement Agreements and Related-party Transactions
' The Corporation has entered into a reimbursement agreement with the City for the Corporation's
administrative services. The Corporation has also entered into a 55-year lease agreement with the City
for the Angelus Senior Housing facility, expiring June 2047. The Corporation paid $90,000 for
administrative services and $60,000 in lease payments to the City during the year ended June 30, 2001.
' Total lease commitments remaining are $2,760,000 at June 30, 2001. The Corporation is funded, in part,
by advances from the Agency.
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Note 4. Property and Improvements
During the year ended June 30, 2001, the changes in the general fixed assets were as follows:
Balance
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Land
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Building
Construction in progress
Balance
July 1, 2000 Acquisitions June 30, 2001
3,469,867
3,469,867
- 567,613 567,613
$ 3,469,867 $ 567,613 $ 4,037,480
In 1998 the Redevelopment Agency entered into a ground lease with the Army Corp of Engineers to
provide for parking and access adjacent to the Rio Hondo Flood Control Channel in order for the Agency
to proceed with the construction of a second Senior Citizen Housing project, which will consist of 72
housing units, and an adjacent 20,000 square foot Community Center. The property for this project was
purchased years ago by the Agency for $1.66 million, of which $1.0 million was reimbursed to the
Agency by Federal HOME funds. The costs incurred on this project will be allocated between the
Corporation (Senior Citizen Housing project) and the Agency (Community Center).
The project construction was started during the fiscal year ended June 30, 2001, whereby approximately
$568,000 of costs was incurred on Senior Citizen Housing project through that date. The total estimated
cost to complete the Senior Citizen Housing project, including the costs already incurred, as of June 30,
2001 is approximately $7.2 million.
Note 5. Risk Management
The Corporation is exposed to various risks of loss related to torts; thefts of, damage to and destruction of
assets; errors and omissions; and natural disasters. The Corporation, through the City, carries commercial
liability insurance coverage. The Corporation carries no insurance coverage for natural disasters. Since
the Corporation does not have any employees (it uses employees from the City), it is not liable for injury
to employees, workers' compensation, or employee health and accident insurance. The City has had no
reduction in insurance coverage nor did the City have any settlements which were in excess of insurance
coverage in any of the three preceding years.
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ROSEMEAD HOUSING DEVELOPMENT CORPORATION
NOTES TO FINANCIAL STATEMENTS
Note 6. Property Management and Operations
The Corporation has an agreement with a management company, dated July 1994, to operate the
development housing. This agreement is automatically renewed for successive periods of one year,
unless terminated by the Corporation. The management company is responsible for collecting rents and
receipts, employing an on-site manager and maintaining financial records. Total fees paid to the
management company were $18,600 during fiscal year ended June 30, 2001.
Note 7. Pronouncements Issued but Not Yet Adopted
In June 1999, the GASB issued Statement of Governmental Accounting Standards No. 34, Basic
Financial Statements - and Management's Discussion and Analysis - for State and Local
Governments. This Statement establishes a new financial reporting model for state and local
governments. In addition, the Corporation will be required to disclose the details about the full cost of
providing government services and to allocate expenses and revenue to allow calculation of net costs
program by program. The Corporation will also need to report all capital assets, including infrastructure
assets, and begin to track depreciation on these items year to year. The Corporation will be required to
implement the new financial model for its fiscal year ending June 30, 2003. However, for purposes of the
retroactive reporting of major networks and subsystems of general infrastructure assets, the Corporation
will be required to implement this reporting as of fiscal year ending June 30, 2007. The Corporation has
not completed its assessment of the effect that the adoption of Statement No. 34 will have on its financial
statements.
Note 8. Property Acquisition
In July 2001, the Corporation acquired a parcel of land from the County of Los Angeles for
approximately $65,000 for public use of removing a blighted residential lot. The Corporation purchased
the parcel for the construction of two single-family detached homes on the property and will subsequently
sell the homes through the City's first-time homebuyer program.
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McGLADREY& PULLEN, LLP RSM
' `I® Certified Public Accountants international
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S REPORT ON COMPLIANCE AND ON
INDEPENDENT AUDITOR
INTERNAL CONTROL OVER FINANCIAL REPORTING BASED
ON AN AUDIT OF FINANCIAL STATEMENTS PERFORMED
'
IN ACCORDANCE WITH GOVERNMENT AUDITING STANDARDS
' To the Governing Board
' Rosemead Housing Development Corporation
Rosemead, California
We have audited the general purpose financial statements of the Rosemead Housing Development
' Corporation (the Corporation), a component unit of the Redevelopment Agency of the City of Rosemead,
California, as of and for the year ended June 30, 2001, and have issued our report thereon dated
October 16, 2001. We conducted our audit in accordance with auditing standards generally accepted in
' the United States and the standards applicable to financial audits contained in Government Auditing
Standards issued by the Comptroller General of the United States.
' Compliance
As part of obtaining reasonable assurance about whether the Corporation's financial statements are free of
' material misstatement, we performed tests of its compliance with certain provisions of laws, regulations,
contracts and grants, noncompliance with which could have a direct and material effect on the
determination of financial statement amounts. However, providing an opinion on compliance with those
provisions was not an objective of our audit and, accordingly, we do not express such an opinion. The
' results of our tests disclosed no instances of noncompliance that are required to be reported under
Government Auditing Standards.
' Internal Control over Financial Reporting
In planning and performing our audit, we considered the Corporation's internal control over financial
' reporting in order to determine our auditing procedures for the purpose of expressing our opinion on the
financial statements and not to provide assurance on internal control over financial reporting. Our
consideration of internal control over financial reporting would not necessarily disclose all matters in
' internal control over financial reporting that might be material weaknesses. A material weakness is a
condition in which the design or operation of one or more internal control component does not reduce to a
relatively low level the risk that misstatements in amounts that would be material in relation to the
financial statements being audited may occur and not be detected within a timely period by employees in
' the normal course of performing their assigned functions. We noted no matters involving internal control
and its operations that we consider to be material weaknesses.
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This report is intended for the information and use of the Governing Board and management of the
Corporation and is not intended to be and should not be used by anyone other than those specified parties.
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' Pasadena, California
October 16, 2001
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