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1999 RRA Financial Report10 a a O 0 0 Q 0 0 Rosemead Redevebpment Agency Rosemead, California ANNUAL MNANCML REPORT FWAL YEAR ENDED JUNE 309 1999 D aC1 ❑1~ a❑❑❑❑❑~ a❑❑❑❑❑❑❑E El @[E~WHK El d❑❑❑❑❑❑❑D I~Q °❑❑❑F I I 1 I 1 I 1 1 1 I 1 I I 1 ROSEMEAD REDEVELOPMENT AGENCY FINANCIAL AND COMPLIANCE REPORT JUNE 30,1999 I I I CONTENTS ' S REPORT ON THE FINANCIAL STATEMENTS INDEPENDENT AUDITOR AND SUPPLEMENTARY INFORMATION I and 2 ' FINANCIAL STATEMENTS Combined balance sheet - all fund types and account groups 3 and 4 Combined statement of revenue, expenditures and changes in fund balances - all governmental fund types 5 and 6 Combined statement of revenue, expenditures and changes in fund balances - budget and actual - all governmental fund types 7-9 Notes to financial statements 10 - 20 SUPPLEMENTARY INFORMATION ' Special revenue funds: Combining balance sheet - special revenue funds 21 Combining statement of revenue, expenditures and changes in fund balances - ' special revenue funds 22 Year 2000 Compliance 23 ' INDEPENDENT AUDITOR'S REPORT ON COMPLIANCE WITH AUDIT GUIDELINES FOR CALIFORNIA REDEVELOPMENT AGENCIES 24 ' INDEPENDENT AUDITOR'S REPORT ON COMPLIANCE AND ON INTERNAL CONTROL OVER FINANCIAL REPORTING BASED ON AN AUDIT OF FINANCIAL STATEMENTS PERFORMED IN ACCORDANCE WITH ' GOVERNMENTAL AUDITING STANDARDS 25 and 26 I McGLADREY& PULLEN, LL P ® Certified Public Accountants RSM international I I 1 ~I INDEPENDENT AUDITOR'S REPORT ON THE FINANCIAL STATEMENTS AND SUPPLEMENTARY INFORMATION To the Governing Board Rosemead Redevelopment Agency Rosemead, California We have audited the accompanying general purpose financial statements of Rosemead Redevelopment Agency (the Agency), a component unit of the City of Rosemead, California, as of and for the year ended June 30, 1999. These general purpose financial statements are the responsibility of the Agency's management. Our responsibility is to express an opinion on these general purpose financial statements based on our audit. We conducted our audit in accordance with generally accepted auditing standards and the standards applicable to financial audits contained in Governmental Auditing Standards issued by the Comptroller General of the United States. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement. An audit includes examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements. An audit also includes assessing the accounting principles used and significant estimates made by management, as well as evaluating the overall financial statement presentation. We believe that our audit provides a reasonable basis for our opinion. In our opinion, the general purpose financial statements referred to above present fairly, in all material respects, the financial position of the Agency as of June 30, 1999, and the results of its operations for the year then ended in conformity with generally accepted accounting principles. In accordance with Government Auditing Standards, we have also issued a report dated August 31, 1999 on our consideration of the Agency's internal control over financial reporting and our tests of its compliance with certain provisions of laws, regulations, contracts and grants. I 11 Our audit was made for the purpose of forming an opinion on the general purpose financial statements taken as a whole. The combining and individual fund statements and schedules listed in the table of contents as supplementary information are presented for purposes of additional analysis on pages 21 to 22 and are not a required part of the general purpose financial statements of the Agency. Such information has been subjected to the auditing procedures applied in the audit of the general purpose financial statements and, in our opinion, is fairly presented in all material respects in relation to the general purpose financial statements taken as a whole. I 1 I The Year 2000 supplementary information on page 23 is not a required part of the basic financial statements but is supplementary information required by the Governmental Accounting Standards Board. We have applied certain limited procedures, which consisted principally of inquiries of management regarding the methods of measurement and presentation of the supplementary information. However, we did not audit the information and do not express an opinion on it. In addition, we do not provide assurance that the Agency is or will become year 2000 compliant, that the Agency's year 2000 remediation efforts will be successful in whole or in part, or that parties with which the Agency does business are or will become year 2000 compliant. Pasadena, California August 31, 1999 1 I 1 I I 2 1 ROSEMEAD REDEVELOPMENT AGENCY COMBINED BALANCE SHEET - ALL FUND TYPES AND ACCOUNT GROUPS June 30, 1999 Governmental Fund Types Special Debt Capital Assets and Other Debits Revenue Service Projects Assets Cash and investments $ 5,140,173 $ 2,322,185 $ 15,836,240 Receivables 64,849 11,191 373,832 Due from the City of Rosemead 1,017,757 - 5 Property and equipment - - Other Debits Amount available in debt service fund Amount to be provided for retirement of general long-term debt - - - Total assets $ 6,222,779 $ 2,333,376 $ 16,210,077 Liabilities, Municipal Equity and Other Credits Liabilities Accounts payable and accrued liabilities Due to the City of Rosemead Tax allocation bonds Total liabilities Municipal Equity and Other Credits Investment in general fixed assets Fund balances: Reserved for debt service Reserved for low-moderate income housing Unreserved, designated for redevelopment projects Total municipal equity and other credits Total liabilities, municipal equity and other credits $ 15,447 $ $ 252,708 15,447 252,708 - 2,333,376 5,857,163 - - 350,169 - 15,957,369 6,207,332 2,333,376 15,957,369 $ 6,222,779 $ 2,333,376 $ 16,210,077 See Notes to Financial Statements. 3 w- r i 1 1 1 1 1 1 1 1 1 1 1 e 1 1 1 1 Account Groups Totals (Memorandum Only) General General Fixed Long-term Assets Debt 1999 1998 $ $ $ 23,298,598 $ 25,316,018 449,872 390,080 1,017,762 - 9,346,119 - 9,346,119 8,718,584 - 2,333,376 2,333,376 2,353,274 - 32,966,624 32,966,624 33,256,726 $ 9,346,119 $ 35,300,000 $ 69,412,351 $ 70,034,682 $ $ $ 268,155 $ 325,621 - 6,994 35,300,000 35,300,000 35,610,000 35,300,000 35,568,155 35,942,615 9,346,119 - 9,346,119 8,718,584 - - 2,333,376 2,353,274 - 5,857,163 4,565,862 - 16,307,538 18,454,347 9,346,119 - 33,844,196 34,092,067 $ 9,346,119 $ 35,300,000 $ 69,412,351 $ 70,034,682 4 ' ROSEMEAD REDEVELOPMENT AGENCY COMBINED STATEMENT OF REVENUE, EX PENDITURES A ND CHANGES IN FUND , BALANCES - ALL GOVERNMENTAL FUND TYPES Year Ended June 30, 1999 Special Debt Capital ' Revenue Service Projects Revenue: Property tax increment $ $ $ 2,870,290 ' Intergovernmental 1,000,000 - Use of money and property 616,816 117,386 765,201 Other - - 182 , 1,616,816 117,386 3,635,673 Expenditures: Current: Improvements to project area Operating Professional fees City administrative services Debt service: Principal Interest Revenue over(under)expenditures Other financing sources (uses): Operating transfers: From other funds (To) other funds Revenue and other financing sources over (under) expenditures and other financing sources (uses) Fund Balance, beginning Fund Balance, ending See Notes to Financial Statements. - - 2,680,606 201,065 - - 11,805 - 39,399 90,000 - 952,219 310,000 - 1,960,187 - 302,870 2,270,187 3,672,224 1,313,946 (2,152,801) (36,551) 638,885 2,132,903 651 (400,000) - (2,372,439) 238,885 2,132,903 (2,371,788) 1,552,831 (19,898) (2,408,339) 4,654,501 2,3 53,274 18,365, 708 $ 6,207,332 $ 2,333,376 $ 15,957,369 5 1 e a 0 Totals (Memorandum Only) 1999 1998 $ 2,870,290 $ 2,770,865 1,000,000 - 1,499,403 1,759,174 182 45,015 5,369,875 4,575,054- 2,680,606 1,350,424 201,065 173,512 51,204 48,144 1,042,219 1,044,262 310,000 295,000 1,960,187 1,984,054 6,245,281 4,895,396 (875,406) (320,342) 2,772,439 2,507,180 (2,772,439) (2,507,180) (875,406) (320,342) 25,373,483 25,693,825 $ 24,498,077 $ 25,373,483 6 ROSEMEAD REDEVELOPMENT AGENCY COMBINED STATEMENT OF REVENUE, EXPENDITURES AND CHANGES IN FUND BALANCES - BUDGET AND ACTUAL - ALL GOVERNMENTAL FUND TYPES Year Ended June 30, 1999 Special Revenue Funds Variance Favorable Budget Actual (Unfavorable) Revenue: Property tax increment $ $ - $ intergovernmental 1,000,000 1,000,000 Use of money and property 371,350 616,816 245,466 Other 5,000 - (5,000) 376,350 1,616, 816 1,240,466 Expenditures: Current: Improvement to project area Operating Professional fees City administrative services Debt service: Principal Interest Revenue over (under) expenditures Other financing sources (uses): Operating transfers: From other funds (To) other funds Revenue and other financing sources over (under) expenditures and other financing uses Fund Balance, beginning Fund Balance, ending See Notes to Financial Statements. 5,213,040 201,065 5,011,975 8,000 11,805 (3,805) 90,000 90,000 i - - - 5,311,040 302,870 5,008,170 (4,934,690) 1,313,946 6,248,636 652,440 (5,143,909) 638,885 (400,000) (13,555) 4,743,909 (4,491,469) 238,885 4,730,354 I $ (9,426,159) 1,552,831 $ 10,978,990 4,654,501 ' $ 6,207,332 7 , nJ3n 1 L e 0 Debt Service Fund Capital Projects Fund Variance Variance Favorable Favorable Budget Actual (Unfavorable) Budget Actual (Unfavorable) $ $ $ $ 2,800,000 $ 2,870,290 $ 70,290 130,000 117,386 (12,614) 330,000 765,201 435,201 - _ - 182 182 130,000 117,386 (12,614) 3,130,000 3,635,673 505,673 9,075,700 2,680,606 6,395,094 36,000 39,399 (3,399) 957,200 952,219 4,981 310,000 310,000 - 1,968,713 1,960,187 8,526 - - - 2,278,713 2,270,187 8,526 10,068,900 3,672,224 6,396,676 (2,148,713) (2,152,801) (4,088) (6,938,900) (36,551) 6,902,349 2,278,710 2,132,903 (145,807) 651 651 - - (2,931,150) (2,372,439) 558,711 2,278,710 2,132,903 (145,807) (2,931,150) (2,371,788) 559,362 $ 129,997 (19,898) $ (149,895) $ (9,870,050) (2,408,339) $ 7,461,711 2,353,274 $ 2,333,376 18,365,708 $ 15,957,369 8 ' ROSEMEAD REDEVELOPMENT AGENCY ' COMBINED STATEMENT OF REVENUE, EXPENDITURES AND CHANGES I N FUND BALANCES - BUDGET AND ACTUAL - ALL GOVERNMENTAL FUND TYPES, CONTINUED ' Year Ended June 30, 1999 Totals Variance Favorable Budget Actual (Unfavorable) ' Revenue: Property tax increment $ 2,800,000 $ 2,870,290 $ 70,290 Intergovernmental - 1,000,000 1,000,000 Use of money and property 831,350 1,499,403 668,053 Other 5,000 182 (4,818) 3,636,350 5,369,875 1,733,525 Expenditures: Current: ' Improvement to project area 9,075,700 2,680,606 6,395,094 Operating 5,213,040 201,065 5,011,975 Professional fees 44,000 51,204 (7,204) City administrative services 1,047,200 1,042,219 4,981 Debt service: Principal 310,000 310,000 - Interest 1,968,713 1,960,187 8,526 17,658,653 6,245,281 11,413,372 Revenue over (under) expenditures (14,022,303) (875,406) 13,146,897 Other financing sources (uses): ' Operating transfers: From other funds 2,931,150 2,772,439 (158,711) (To) other funds (8,075,059) (2,772,439) 5,302,620 (5,143,909) 5,143,909 Revenue and other financing sources over (under) expenditures and other financing uses $ (19,166,212) (875,406) $ 18,290,806 Fund Balance, beginning 25,373,483 Fund Balance, ending $ 24,498,077 See Notes to Financial Statements. e I 9 I 1 1 1 1 1 1 1 I ROSEMEAD REDEVELOPMENT AGENCY NOTES TO FINANCIAL STATEMENTS Note 1. Reporting Entity, Nature of Operations, Description of Funds and Account Groups, and Significant Accounting and Reporting Policies The Rosemead Redevelopment Agency (the Agency) was established in June 1972 pursuant to State of California Health and Safety Code Section 33000, entitled Community Redevelopment Law. Its purpose is to finance street, park and utility improvements. It also acquires and constructs major capital facilities all within the Rosemead Project Area No. 1. The Agency is a component unit of the City of Rosemead (the City), California, and is included in the general purpose financial statements of the City. The Agency has the same fiscal year as the City. The financial statements contain information for the Agency only. The City financial statements can be obtained from the Finance Department of the City. The financial statements of the Agency have been prepared in conformity with generally accepted accounting principles (GAAP) as applied to government units. The Governmental Accounting Standards Board (GASB) is the accepted standard-setting body for establishing governmental accounting and financial reporting principles. The more significant of the Agency's accounting principles are described below: Reporting entity As required by generally accepted accounting principles, these financial statements present the government and its component unit, an entity for which the government is considered to be financially accountable. A blended component unit, although a legally separate entity, is, in substance, part of the government's operations and, therefore, data from this unit is combined with data of the primary government. The blended component unit included in the Agency's reporting entity is the Rosemead Housing Development Corporation (the Corporation). The Corporation is a California nonprofit public benefit corporation organized under Section 501(c)(3) of the Internal Revenue Code. The Corporation accounts for the construction, financing and operations of - and moderate-income housing. The Corporation's financial statements can be obtained from the Finance Department of the City. Fund accounting The accounts of the Agency are organized on the basis of funds or account groups, each of which is considered to be a separate accounting entity. The operations of each fund are accounted for by providing a separate set of self-balancing accounts which comprise its assets, liabilities, equity, revenue and expenditures. 10 I Note I. Reporting Entity, Nature of Operations, Description of Funds and Account Groups, and ROSEMEAD REDEVELOPMENT AGENCY NOTES TO FINANCIAL STATEMENTS Significant Accounting and Reporting Policies, Continued The various funds and account groups are presented as follows: Governmental fund types The Special Revenue Funds account for the proceeds of specific revenue resources (other than major capital projects) that are legally restricted to expenditures for specified purposes. The Special Revenue ' Funds and their purposes are as follows: -Moderate Income Housing Set-Aside Fund - Accounts for the 20% of gross property tax increment ' revenue received by the Agency to fund future projects involving the replacing or rehabilitation of low- and moderate-income housing within City limits. Rosemead Housing Development Corporation - Accounts for the construction and financing of low- and moderate-income housing. ' The Debt Service Fund accounts for the accumulation of resources for the payment of general long-tern debt principal, interest and related costs. The Capital Projects Fund accounts for the financial resources to be used for the improvement and rehabilitation of the community redevelopment project areas and acquisition or construction of major capital facilities within the Agency. ' Account groups The General Fixed Assets Account Group accounts for all Agency general fixed assets. The General Long-term Debt Account Group accounts for the outstanding principal balances of all ' Agency long-term debt expected to be financed from governmental fund types. The following is a summary of the significant accounting and reporting policies: ' Basis of accounting Governmental fund types are accounted for using the modified-accrual basis of accounting. Revenue is ' recognized in the accounting period in which it becomes both measurable and available to finance the expenditures of the current period. "Measurable" means the amount of the transaction can be determined. "Available" means collectible within the current period or soon enough thereafter to pay ' current liabilities. Expenditures are generally recognized in the accounting period in which the fund liability- is incurred, if ' measurable, except expenditures for debt service on long-term obligations, which are recognized when due. 1__ I NOTES TO FINANCIAL STATEMENTS ROSEMEAD REDEVELOPMENT AGENCY ' Note 1. Reporting Entity, Nature of Operations, Description of Funds and Account Groups, and Significant Accounting and Reporting Policies, Continued ' Cash and investments The Agency pools cash and investment resources of some of its funds in order to facilitate the management of cash. Cash applicable to a particular fund is readily identifiable. The balance in the pooled cash accounts is available to meet current operating requirements. I 1 1 1 1 1 1 1 1 1 Investments are stated at fair value. The fair value is the amount at which a financial instrument could be exchanged in a current transaction between willing parties, other than in a forced liquidation. The fair value of the investments is generally based on published market prices and quotations from major investment firms. Investment earnings are allocated based on the source of funds. Receivables Property taxes attach as an enforceable lien on property as of March I. Taxes are levied on July I and are payable in two installments on December 10 and April 10. The County of Los Angeles bills and collects the property taxes and remits them to the Agency in installments during the year. Property taxes received within 60 days after the Agency's fiscal year end are considered "measurable" and "available" and are accrued in the Agency's financial statements. All other receivables are reported at their gross value and, where appropriate, are reduced by the estimated portion that is expected to be uncollectible. Property and equipment All property and equipment of the Agency are accounted for in the general fixed assets account group. Property and equipment items acquired or constructed for general governmental operations are recorded as expenditures in the fund making the expenditure and capitalized in the General Fixed Assets Account Group. All general fixed assets which were purchased or constructed are stated at cost. Assets acquired by gift or bequest are recorded at their fair market value at the date of transfer. No depreciation is recorded on general fixed assets. Fund balances The reserved portion of the fund balances represents that amount which has been legally identified for the specific purpose or it represents that amount which is not available to liquidate current liabilities. The unreserved portion represents the amount available for future appropriations. Designated fund balances represent tentative plans for future use of financial resources. 12 1 I whole. ROSEMEAD REDEVELOPMENT AGENCY NOTES TO FINANCIAL STATEMENTS Note]. Reporting Entity, Nature of Operations, Description of Funds and Account Groups, and Significant Accounting and Reporting Policies, Continued "Memorandum Only "total columns Included on the combined financial statements are total columns captioned "Memorandum Only" to indicate that they are presented only for informational purposes. Adjustments to eliminate interfund transactions have not been recorded in arriving at such amounts and the memorandum totals are not intended to fairly present the financial position or results of operations of the reporting entity taken as a Additionally, the 1998 totals presented in the "Memorandum Only" columns are included to provide a ' summarized comparison with comparable 1999 amounts and are not intended to present all information necessary for a fair presentation of financial position and results of operations in accordance with generally accepted accounting principles. ' Budget matters ' Budgets presented in this report for comparison to actual amounts are presented in accordance with generally accepted accounting principles. The modified-accrual basis of accounting is employed in the preparation of the budget. Reported budget amounts represent the original adopted budget as amended. ' The legal level of budgetary control is at the department level. Unexpended budgeted amounts lapse at the end of the budget year. ' Note 2. Cash and Investments The components of cash and investments at June 30, 1999 are as follows: Cash: Cash in bank $ 901,472 Time certificates of deposit 1,850,000 Cash subtotal 2,751,472 ' Investments: Debt securities investments 1,735,807 Cash with fiscal agent 2,322,186 ' Guaranteed investment contracts Investment in State Treasurer's Investment Pool 1,527,898 14 961 235 , , t Investments subtotal 20,547,126 Cash and investments total $ 23,298,598 13 1 ' ROSEMEAD REDEVELOPMENT AGENCY ' NOTES TO FINANCIAL STATEMENTS I Note 2 Cash and Investments, Continuer( Cash ' The Agency maintains cash and investment pools that are available for use by all funds. Each fund's or fund type's share of the pool balance is reported in the financial statements as cash and cash investments. ' Earnings from the pooled investments are allocated monthly to each participating fund based on a formula that takes into consideration each fund's average investment in the pool. At year end, the carrying amount of the Agency's deposits was $2,751,472 and the bank balance was $2,846,067. ' In accordance with state statutes, the Agency maintains deposits at those depository institutions insured by the Federal Deposit Insurance Corporation. The California Government Code requires California banks and savings and loan associations to collateralize the deposits of governmental entities by pledging ' government securities as collateral. The market value of pledged securities must equal at least 110% of those deposits. California law also allows financial institutions to secure the deposits of governmental entities by pledging first trust deed mortgage notes having a collateral value of 150% of an agency's total ' deposits. The cash deposits are classified in three categories of credit risk as follows: Category one includes ' deposits that are insured or collateralized with securities held by the entity or by its agent in the entity's name; Category two includes deposits that are collateralized with securities held by the pledging financial institution's trust department or agent in the entity's name; Category three includes deposits are uncollateralized. Category 1 2 3 Bank Balance Cash deposits $ 375,901 $ 620,166 $ $ 996,067 Time certificates of deposit - 1,850,000 1,850,000 $ 375,901 $ 2,470,166 $ $ 2,846,067 ' Investments ' State statutes authorize the Agency to invest any available funds in securities issued or guaranteed by the United States Treasury or agencies of the United States, bank certificates of deposit, bankers acceptances, negotiable certificates of deposit, the State Treasurer's Investment Pool (LAIF), repurchase ' agreements, commercial paper and bonds, and registered warrants or treasury notes of the State of California and its local agencies. An advisory board has been established to monitor LAIF's compliance with regulations and investment alternatives established by the State. I 14 1 I I NOTES TO FINANCIAL STATEMENTS ROSEMEAD REDEVELOPMENT AGENCY ' Note 2. Cash and Investments, Continued investments include cash with fiscal agent of $2,322,186 which includes $2,321,421 invested in a ' guaranteed investment contract which accrues interest monthly at a rate of 5.8%, maturing October 1, 2013. Investments also included $1,527,898 of amounts in various guaranteed investment contracts which accrue interest quarterly at rates ranging from 7.18% to 7.41 maturing October 1, 1999. 1 1 1 1 1 1 1 1 1 0 The Agency participates in a voluntary external investment pool, LAIF, which is managed by the State Treasurer. LAIF has oversight provided by the Local Agency Investment Advisory Board. The Board consists of five members as designated by state statute. The Chairman of the Board is the State Treasurer or his designated representative. The fair value of the Agency's shares in the pool approximates the fair value of the position in the pool. At June 30, 1999, the Agency's pooled investments in LAW in the amount of $14,961,235 are not subject to custodial credit risk categorization. The total estimated fair value invested by all public agencies in LAIF is $36,801,515,428. Of that amount, 94.73% is invested in non-derivative financial products, and $5.27% in derivative financial products. The Agency's investments as of June 30, 1999 are categorized in the following schedule to give an indication of the level of risk assumed by the entity at year end: Category Investment 1 2 3 Fair Value U.S. government and government agency securities $ $ $ 1,234,494 $ 1,234,494 State and municipal bonds 501,313 501,313 $ $ $ 1,735,807 1,735,807 Cash with fiscal agent 2,322,186 Guaranteed investment contracts 1,527,898 Investment in State Treasurer's Investment Pool 14,961,235 Total investments $ 20,547,126 15 I 1 I i 1 ROSEMEAD REDEVELOPMENT AGENCY NOTES TO FINANCIAL STATEMENTS Note 2. Cash and Investments, Continued The three preceding risk description categories are defined as follows: Category Description I Investments that are insured, registered or for which the securities are held by the Agency or its agent in the Agency's name. 2 Uninsured and unregistered investments for which the securities are held by the counterparty's Trust Department (if a bank) or agent in the Agency's name. 3 Uninsured and unregistered investments for which the securities are held by the counterparty's Trust Department (if a bank) or agent, but not in the Agency's name. Note 3. Receivables ' Receivables as of June 30, 1999 consisted of the following: Special Revenue Debt Capital Fund Service Projects Total ' Property tax increment $ - $ - $ 135,687 $ 135,687 Accrued interest 64,849 11,191 238,145 314,185 $ 64,849 $ 11,191 $ 373,832 $ 449,872 ' Note 4. Reimbursement Agreements and Related Party Transactions ' The Agency has entered into various reimbursement agreements with the City which require the City to install certain public improvements for the benefit of the Rosemead Redevelopment Agency Project Area No. 1. In addition, the Agency reimburses the City for administrative services, facilities and other operating services which totaled $1,097,300 for the fiscal year ended June 30, 1999. The Agency and ' City are commonly controlled by the City Council. The amount due from the City is $1,017,757 as of June 30, 1999. This is related to federal funds ' received by the City plus interest accrued to reimburse the Agency for land acquisition costs associated with the development of a senior housing project. The City reimbursed the Agency in July 1999. 1 16 I 1 1 I Note 6. Long-term Debt $ 8,718,584 $ 627,535 $ 9,346,119 The following is a summary of general long-term debt transactions for the year ended June 30, 1999: ' Tax Tax Allocation Allocation ' Bonds Bonds Series 1993A Series 1993B Total Balance, July 1, 1998 $ 34,275,000 $ 1,335,000 $ 35,610,000 Payments of principal (310,000) (310,000) ' Balance, June 30 1999 $ 34,275,000 $ 1,025,000 $ 35,300,000 In November 1993, the Rosemead Redevelopment Agency issued tax allocation bonds amounting to $34,275,000 (Series 1993A) and taxable tax allocation refunding bonds amounting to $2,435,000 (Series 1993B) to finance a portion of the cost of the redevelopment area known as Project Area No. 1. The bonds bear interest ranging from 4.6% to 5.6% and 5.2% to 5.9% for Series 1993A and B, respectively. ' $14,652,398 of Series A proceeds and $2,382,551 of Series B proceeds, along with the existing reserve amount of $2,651,000 on deposit with the fiscal agent, were used to purchase U.S. government securities. Those securities were deposited in an irrevocable trust with an escrow agent to provide for all future debt ' service payments on the 1987 and 1991 Tax Allocation Bonds which are, therefore, considered defeased. Series 1993A bonds mature after October 1, 2001 and before October 1, 2033, and Series 1993B bonds mature on or before October 1, 2001. In addition, the 1993 bond issue reallocated the $6,813,850 of the proceeds from the 1991 bond issue deposited in the Low-Moderate Income Housing Set-Aside Fund in October 1991. The reallocation had ' the effect of satisfying the $423,574 borrowed from the Educational Revenue Augmentation Fund (ERAF) in fiscal year ended June 30, 1993 and satisfying the set-aside requirements as follows: $812,342 for fiscal year ended June 30, 1992, $847,147 for fiscal year ended June 30, 1993 and $469,142 ' for each of the fiscal years ended June 30, 1997 through June 30, 2022. 17 ROSEMEAD REDEVELOPMENT AGENCY NOTES TO FINANCIAL STATEMENTS Note 5. Property and Equipment During the year ended June 30, 1999, the changes in the general fixed assets were as follows: Balance Balance July 1, June 30, 1998 Acquisitions 1999 Land $ 4,187,639 $ - $ 4,187,639 Buildings and improvements 3,733,988 621,038 4,355,026 Furniture and fixtures 796,957 6,497 803,454 0 I ROSEMEAD REDEVELOPMENT AGENCY NOTES TO FINANCIAL STATEMENTS I Note 6. Long-term Debt, Continued The annual requirements, principal and interest to amortize the outstanding debt as of June 30, 1999 are ' as follows: ' During the Year Endin June 30 Series 1993A Bonds al Interest Princi Series 1993B Bonds Principal Interest Total g , p 2000 $ $ 1,892,193 $ 330,000 $ 50,065 $ 2,272,258 ' 2001 _ 1,892,193 345,000 30,655 2,267,848 2002 20,000 1,892,193 350,000 10,325 2,272,518 2003 425,000 1,891,273 - - 2,316,273 ' 2004 445,000 1,870,873 2,315,873 Years thereafter 33,385,000 35,137,719 68,522,719 ' $ 34,275,000 $ 44,576,444 $ 1,025,000 $ 91,045 $ 79,967,489 ' Tax allocation bonds, Series 1993 A and B The Tax Reform Act instituted certain arbitrage restrictions with respect to the issuance of tax-exempt bonds. Arbitrage regulations deal with the investment of all tax-exempt bond proceeds at an interest ' yield greater than the interest yield paid to bondholders. Generally, all interest paid to bondholders can be retroactively rendered taxable if applicable rebates are not paid to the federal government at least every five years. ' During the current year, the Agency performed calculations of excess investment earnings on various bonds and financings in accordance with arbitrage regulations. The Agency has determined that no ' arbitrage rebate liability exists as of June 30, 1999. Dejeasance ojprior debt The Agency has advance refunded two bond issues, which are considered defeased and, accordingly, the long-term debt liability has been removed from the general long-term debt account group. The Agency ' is, however, contingently liable if, for any reason, the funds on deposit are not sufficient to retire the defeased debt. As of June 30, 1999, $5,939,631 of outstanding bond principal are considered defeased. 1 Note 7. Risk Management ' The Agency is exposed to various risks of loss related to torts; thefts of, damage to and destruction of assets; errors and omissions; and natural disasters. The Agency, through the City of Rosemead, carries commercial liability insurance coverage. The Agency carries no insurance coverage for natural disasters. ' Since the Agency does not have any employees (it uses employees from the City of Rosemead), it is not liable for injury to employees, workers' compensation, or employee health and accident insurance. The City has had no reductions in insurance coverage nor did the City have any settlements which were in ' excess of insurance coverage in any of the three preceding years. 18 1 I 1 I 0 1 1 ROSEMEAD REDEVELOPMENT AGENCY NOTES TO FINANCIAL STATEMENTS Note 8. Commitments and Contingent Liabilities Low-Moderate Income Housing Set-Aside Fund Under state law, the Agency is required to set aside a portion of its property tax increment revenue for low- and moderate-income housing. The Agency has made findings that, for the years ended June 30, 1986 through June 30, 1991, it was allowed to defer funding of the set-aside. The set-aside amounts incurred during the fiscal year ended June 30, 1994, 1995, 1996, 1997, and 1998 were also deferred until the fiscal year ending June 30, 2023, as provided by the Agency's adoption of the housing deficit repayment plan. As of June 30, 1999, the accumulated set-aside amount not yet funded was approximately $4,947,000. As required by law, the Agency devised a plan to fund the accumulating amount. Advance agreement In February 1995, the Agency approved an agreement with a local utility company to advance the utility company $117,600 required to install water distribution mains within the Agency redevelopment area. The agreement was put on hold by the Agency and, as of August 31, 1999 the agreement remains on hold. Note 9. Property Management and Operations The Agency through the Corporation has an agreement with a management company, dated July 1994, to operate the development housing. This agreement is automatically renewed for successive periods of one year, unless terminated by the Corporation. The management company is responsible for collecting rents and receipts, employing an on-site manager and maintaining financial records. Total fees paid to the management company were $18,600 during fiscal year ended June 30, 1999. Note 10. Pronouncements Issued But Not Yet Adopted In December 1998, the GASB issued Statement of Governmental Accounting Standards No. 33, Accounting and Financial Reporting for Nonexchange Transactions. This Statement establishes accounting and financial reporting standards for nonexchange transactions involving financial or capital resources (e.g., most taxes, grants and private donations). In a nonexchange transaction, a government gives (or receives) value without directly receiving (or giving) equal value in return. Statement No. 33 is required to be adopted for years beginning after June 15, 2000. The Agency has not completed its assessment of the effect that the adoption of Statement No. 33 will have on its financial statements. 19 I ROSEMEAD REDEVELOPMENT AGENCY I NOTES TO FINANCIAL STATEMENTS 1 Note 10. Pronouncements Issued But Not Yet Adopted, Continued In June 1999, the GASB issued Statement of Governmental Accounting Standards No. 34, Basic ' Financial Statements - and Management's Discussion and Analysis - for State and Local Governments. This Statement establishes new financial reporting requirements for state and local governments. The Agency will have to disclose the details about the full cost of providing government services and to allocate expenses and revenue to allow calculation of net costs program by program. In addition, the Agency will need to report all capital assets, including infrastructure assets, and begin to track depreciation on these items year to year. The Agency will be required to implement the new ' financial model for its fiscal years ending June 30, 2003. The Agency has not completed its assessment of the effect that the adoption of Statement No. 34 will have on its financial statements. i 1 I 20 1 1 1 1 1 1 ROSEMEAD REDEVELOPMENT AGENCY COMBINING BALANCE SHEET - SPECIAL REVENUE FUNDS June 30, 1999 Assets Cash and investments Receivables Due from the City of Rosemead Total assets Low-Moderate Income Rosemead Housing Housing Set-Aside Development Totals Fund Corporation 1999 1998 $ 4,774,557 $ 365,616 $ 5,140,173 $ 4,598,505 64,849 - 64,849 71,703 1,017,757 1,017,757 - $ 5,857,163 $ 365,616 $ 6,222,779 $ 4,670,208 Liabilities and E( L,iaoumes, aCCOUnu accrued liabilities $ 15,447 $ 15,447 $ 15,707 Equity: Fund balances: Reserved for low-moderate income housing 5,857,163 Unreserved, designated for 5,857,163 4,565,862 redevelopment projects - 350,169 350,169 88,639 5,857,163 350,169 6,207,332 4,654,501 Total liabilities and equity $ 5,857,163 $ 365,616 $ 6,222,779 $ 4,670,208 21 1 1 1 1 ROSEMEAD REDEVELOPMENT AGENCY COMBINING STATEMENT OF REVENUE, EXPENDITURES AND CHANGES IN FUND BALANCES - SPECIAL REVENUE FUNDS Year Ended June 30, 1999 evenue: Intergovernmental Use of money and property Other Expenditures: Current: Operating Professional fees City administrative services Low-Moderate Income Rosemead Housing Housing Set-Aside Development Totals Fund Corporation 1999 1998 $ 1,000,000 $ - $ 1,000,000 $ 452,416 164,400 616,816 404,506 - 160 1,452,416 164,400 1,616,816 404,666 201,065 201,065 173,512 11,805 11,805 7,540 90,000 90,000 90,000 70 Revenue over (under) expenditures Other financing sources (uses): Operating transfers: From other funds (To) other funds Revenue and other financing sources over expenditures and other financing uses Fund Balance, beginning Fund Balance, ending 1,452,416 (138,470) 1,313,946 133,614 238,885 400,000 638,885 372,039 (400,000) - (400,000) (150,000) (161,115) 400,000 238,885 222,039 1,291,301 261,530 1,552,831 355,653 4,565,862 88,639 4,654,501 4,298,848 $ 5,857,163 $ 350,169 $ 6,207,332 $ 4,654,501 22 ' ROSEMEAD REDEVELOPMENT AGENCY ' YEAR 2000 COMPLIANCE The Agency's accounting is performed by the City using the City's computer and application software. The City's operations, like those of many governmental and business entities, may be affected by the inability of certain computer programs and electronic systems with embedded microprocessor chips to ' recognize calendar dates beyond the year 1999. Unless such programs or microprocessors are modified or replaced prior to the Year 2000, they may not function properly after December 31, 1999, causing system failures or miscalculations that could disrupt the City's operations. The following stages have been identified as necessary to implement a Year 2000 compliant system: 1 1 1 I Awareness Stage - Establishing a budget and project plan for dealing with the Year 2000 issue. Assessment Stage - Identifying all of its mission-critical systems and individual components of those systems. Remediation Stage - Making changes to systems and equipment. Validation/Testing Stage - Validating and testing the changes made during the conversion and remediation process. The City is in the process of completing comprehensive inventories of the City's software, hardware, embedded systems and business relationships (Assessment Stage). Preliminary inventories have been completed with the exception of potential embedded systems. The City's staff is currently developing this inventory for their functional areas. The City plans to be Year 2000 compliant by December 1999. As part of the ongoing, scheduled monitoring of progress, contingency plans will be initiated for any systems that appear to be noncompliant at that time. Because of the unprecedented nature of the Year 2000 issue, its effects and the success of related remediation efforts will not be fully determinable until the year 2000 and thereafter. Management cannot assure that the City is or will be Year 2000 ready, that the City's remediation efforts will be successful in whole or in part, or that parties with whom the City business will be Year 2000 compliant. 23 I McGLADREY&PULLEN, LLP RSM ® Certified Public Accountants international 1 1 INDEPENDENT AUDITOR'S REPORT ON COMPLIANCE WITH AUDIT GUIDELINES FOR CALIFORNIA REDEVELOPMENT AGENCIES 1 1 To the Governing Board Rosemead Redevelopment Agency Rosemead, California 1 We have audited the general purpose financial statements of the Redevelopment Agency of the City of Rosemead, California (the Agency), a component unit of the City of Rosemead, California, as of and for the year ended June 30, 1999 and have issued our report thereon, dated August 31, 1999. These 1 component unit financial statements are the responsibility of the Agency's management. Our responsibility is to express an opinion on these component unit financial statements based on our audit. 1 In connection with our audit, we performed the procedures contained in the publication entitled Guidelines for Compliance Audits of California Redevelopment Agencies, as promulgated by the Controller of the State of California in connection with a review of the Agency's compliance with laws, 1 regulations and administrative requirements governing activities of the Agency as required by Section 33080.1(a) of the Health and Safety Code of the State of California. The procedures we performed would not necessarily disclose instances of noncompliance because they were based on 1 selective tests of accounting records and related data. During the performance of the aforementioned procedures, nothing came to our attention that would lead 1 us to believe that the Agency did not comply with applicable laws, regulations and administrative requirements governing its activities. 1 This report is to be used solely for filing with the State Controller's office, the Los Angeles County Auditor/Controller and the Agency's fiscal agents and is not intended to be and should not be used by anyone other than those specified parties. 1 1 1 Pasadena, California August 31, 1999 1 1 1 1 24 LJ I r 1 1 I 1 McGLADREY& PULLEN, LL P ® Certified Public Accountants INDEPENDENT AUDITOR'S REPORT ON COMPLIANCE AND ON INTERNAL CONTROL OVER FINANCIAL REPORTING BASED ON AN AUDIT OF FINANCIAL STATEMENTS PERFORMED IN ACCORDANCE WITH GOVERNMENT AUDITING STANDARDS To the Governing Board Rosemead Redevelopment Agency Rosemead, California RSM international We have audited the general purpose financial statements of the Rosemead Redevelopment Agency (the Agency), a component unit of the City of Rosemead, California, as of and for the year ended June 30, 1999, and have issued our report thereon dated August 31, 1999. We conducted our audit in accordance with generally accepted auditing standards and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. Compliance As part of obtaining reasonable assurance about whether the Agency's financial statements are free of material misstatement, we performed tests of its compliance with certain provisions of laws, regulations, contracts and grants, noncompliance with which could have a direct and material effect on the determination of financial statement amounts. However, providing an opinion on compliance with those provisions was not an objective of our audit and, accordingly, we do not express such an opinion. The results of our tests disclosed no instances of noncompliance that are required to be reported under Government Auditing Standards. Internal Control Over Financial Reporting In planning and performing our audit, we considered the Agency's internal control over financial reporting in order to determine our auditing procedures for the purpose of expressing our opinion on the financial statements and not to provide assurance on internal control over financial reporting. Our consideration of internal control over financial reporting would not necessarily disclose all matters in the internal control over financial reporting that might be material weaknesses. A material weakness is a condition in which the design or operation of one or more internal control component does not reduce to a relatively low level the risk that misstatements in amounts that would be material in relation to the financial statements being audited may occur and not be detected within a timely period by employees in the normal course of performing their assigned functions. We noted no matters involving internal control and its operations that we consider to be material weaknesses as defined above. 25 i 1 This report is intended for the information of the Governing Board and management of the Agency and is not intended to be and should not be used by anyone other than those specified parties. 1 1 1 1 Pasadena, California August 31, 1999 1 1 1 1 1 1 1 1 1 C 1 1 1 26 1 I 1 L' 1