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1998 RHDC Financial and Compliance ReportI 1 1 1 1 1 1 1 1 i 1 1 i 1 G 1 L 1 ROSEMEAD HOUSING DEVELOPMENT CORPORATION FINANCIAL AND COMPLIANCE REPORT JUNE 30, 1998 1 1 1 1 CONTENTS INDEPENDENT AUDITOR'S REPORT ON THE FINANCIAL STATEMENTS I FINANCIAL STATEMENTS Balance sheet - governmental fund type and general fixed assets account group 2 Statement of revenue, expenditures and changes in fund balance - governmental fund type 3 Statement of revenue, expenditures and changes in fund balances - budget and actual - governmental fund type 4 Notes to financial statements 5-8 INDEPENDENT AUDITOR'S REPORT ON COMPLIANCE AND ON INTERNAL CONTROL OVER FINANCIAL REPORTING BASED ON AN AUDIT OF FINANCIAL STATEMENTS PERFORMED IN ACCORDANCE WITH GOVERNMENT AUDITING STANDARDS 9 and 10 I 1 10. McGLADREY&PULLEN, LLP RSM Certified Public Accountants and Consultants international 1 INDEPENDENT AUDITOR'S REPORT ON THE 1 FINANCIAL STATEMENTS 1 To the Governing Board Rosemead Housing Development Corporation 1 Rosemead, California We have audited the accompanying general purpose financial statements of Rosemead Housing 1 Development Corporation, a component unit of the Redevelopment Agency of the City of Rosemead, California, as of and for the year ended June 30, 1998. These general purpose financial statements are the responsibility of the Corporation's management. Our responsibility is to express an opinion on these 1 general purpose financial statements based on our audit. 1 1 1 1 1 1 1 1 We conducted our audit in accordance with generally accepted auditing standards and the standards applicable to financial audits in Governmental Auditing Standards issued by the Comptroller General of the United States. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement. An audit includes examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements. An audit also includes assessing the accounting principles used and significant estimates made by management, as well as evaluating the overall financial statement presentation. We believe that our audit provides a reasonable basis for our opinion. In our opinion, the general purpose financial statements referred to above present fairly, in all material respects, the financial position of the Rosemead Housing Development Corporation as of June 30, 1998, and the results of its operations for the year then ended in conformity with generally accepted accounting principles. In accordance with Government Auditing Standards, we have also issued a report dated September 18, 1998 on our consideration of Rosemead Housing Development Corporation's internal control over financial reporting and our tests of its compliance with certain provisions of laws, regulations, contracts and grants. Pasadena, Califomia September 18, 1998 1 1 1 Suite300 140 South Lake Avenue Pasadena, California 91101-2651 (626) 795-7950 FAX(626)795-9820 Worldwide Services Through RSM International I 1 ROSEMEAD HOUSING DEVELOPMENT CORPORATION BALANCE SHEET - GOVERNMENTAL FUND TYPE AND GENERAL FIXED ASSETS ACCOUNT GROUP June 30, 1998 Govern- mental Account Fund Type Group General General Fixed Fund Assets Totals (Memorandum Only) 1998 1997 I Assets 1 1 1 1 I Cash $ 104,346 $ - $ 104,346 $ 79,826 Property and Improvements - 3,469,867 3,469,867 3,469,867 Total assets $ 104,346 $ 3,469,867 $ 3,574,213 $ 3,549,693 Liabilities, Equity and Fund Balance Liabilities Accounts payable $ 1,276 $ $ 1,276 $ 18,611 Deposits 14,431 14,431 14,284 15,707 15,707 32,895 Investment in General Fixed Assets - 3,469,867 3,469,867 3,469,867 Fund Balance, unreserved 88,639 - 88,639 46,931 88,639 3,469,867 3,558,506 3,516,798 Total liabilities, equity and fund balance $ 104,346 $ 3,469,867 $ 3,574,213 $ 3,549,693 See Notes to Financial Statements. 2 1 1 ROSEMEAD HOUSING DEVELOPMENT CORPORATION STATEMENT OF REVENUE, EXPENDITURES AND CHANGES IN FUND BALANCE - GOVERNMENTAL FUND TYPE Year Ended June 30, 1998 Revenue: Contribution from the Rosemead Redevelopment Agency Rental income Miscellaneous Expenditures: Operating Professional fees City administrative services Revenue over (under) expenditures Fund balance, beginning Fund balance, ending See Notes to Financial Statements. 3 1998 1997 General (Memorandum Fund Only) $ 150,000 $ 150,000 162,600 162,333 160 3,156 312,760 315,489 173,512 240,850 7,540 9,898 90,000 90,000 271,052 340,748 41,708 (25,259) 46,931 72,190 $ 88,639 $ 46,931 1 1 1 ROSEMEAD HOUSING DEVELOPMENT CORPORATION STATEMENT OF REVENUE, EXPENDITURES AND CHANGES IN FUND BALANCES - BUDGET AND ACTUAL - GOVERNMENTAL FUND TYPE Year Ended June 30, 1998 General Fund Over (Under) Actual evenue: Contribution from the Rosemead Redevelopment Agency Rental income Other Expenditures: Current: Operating Professional fees City administrative services Revenue over expenditures Fund balance, beginning Fund balance, ending See Notes to Financial Statements. $ 1,250,000 $ 150,000 $ (1,100,000) 161,350 162,600 1,250 5,000 160 (4,840) 1,416,350 312,760 (1,103,590) 1,303,600 173,512 (1,130,088) 10,150 7,540 (2,610) 90,000 90,000 1,403,750 271,052 (1,132,698) $ 12,600 41,708 $ 29,108 $ 88,639 4 I C ROSEMEAD HOUSING DEVELOPMENT CORPORATION NOTES TO FINANCIAL STATEMENTS ' Note]. Reporting Entity, Nature of Operations, Description of Funds and Account Group, and Significant Accounting Policies The Rosemead Housing Development Corporation (the Corporation) was established to account for the construction, financing and operations of low and moderate income housing. It is a California nonprofit public benefit corporation organized under Section 501(c)(3) of the Internal Revenue Code. The Corporation is a component unit of the Rosemead Redevelopment Agency (the Agency) and the Agency is included in the combined financial statements of the City of Rosemead (the City). The Corporation has the same fiscal year as the City and the Agency. These financial statements contain information for ' the Corporation only. The City and the Agency issue a stand-alone financial report which may be obtained by contacting the Financial Department of the City. ' The financial statements of the Corporation have been prepared in conformity with generally accepted accounting principals (GAAP) as applied to government units. The Governmental Accounting Standards Board (GASB) is the accepted standard-setting body for establishing governmental accounting and financial reporting principles. The more significant of the Corporation's accounting principles are described below: ' Fund accounting The accounts of the Corporation are organized on the basis of funds or account groups, each of which is ' considered to be a separate accounting entity. The operations of each fund are accounted for by providing a separate set of self-balancing accounts which comprise its assets, liabilities, equity, revenue and expenditures. The various funds and account groups are presented as follows: ' Governmental Fund Type, General Fund ' All receipts are allocated to this fund. The primary sources of revenue are contributions from the Agency and rental income from tenants of the senior housing units. General operating expenses are paid out of this fund. ' Account Group, the General Fixed Assets Account Group accounts for all Corporation general fixed assets. ' The following is a summary of the significant accounting and reporting policies: ' Basis of accounting Governmental fund types are accounted for using the modified-accrual basis of accounting. Revenue is recognized in the accounting period in which it becomes both measurable and available to finance the expenditures of the current period. "Measurable" means the amount of the transaction can be determined. "Available" means collectible within the current period or soon enough thereafter to pay current liabilities. ' Expenditures are generally recognized in the accounting period in which the fund liability is incurred and measurable. 1 5 I NOTES TO FINANCIAL STATEMENTS ROSEMEAD HOUSING DEVELOPMENT CORPORATION ' Note 1. Reporting Entity, Nature of Operations, Description of Funds and Account Group, and Significant Accounting Policies, Continued ' Property and improvements All property, building and leasehold improvements of the Corporation are accounted for in the General ' Fixed Assets Account Group. Property items acquired or constructed for general governmental operations are recorded as expenditures in the fund making the expenditure and capitalized in the General Fixed Assets Account Group. All general fixed assets which were purchased or constructed are stated at cost. Assets acquired by gift or bequest are recorded at their fair market value at the date of transfer. No depreciation is recorded on ' general fixed assets. Income taxes ' The Rosemead Housing Development Corporation is exempt from federal income taxes under Section 501(c)(3) of the Internal Revenue Code and a similar exemption under state law. ' Fund balances ' Unreserved fund balance represents the amount available for future appropriations. Rental income The management company collects rent payments on the first day of the month and recognizes revenue in the month due. Monthly rent income per unit ranges from $250 to $300 and is approved by the annual ' budget. "Memorandum Only" columns ' Included on the combined financial statements are total columns captioned "Memorandum Only" to indicate that they are presented only for informational purposes. Adjustments to eliminate interfund transactions have not been recorded in arriving at such amounts and the memorandum totals are not intended to fairly present the financial position or results of operations of the reporting entity taken as a whole. ' Additionally, the 1997 totals presented in the "Memorandum Only" columns are included to provide a summarized comparison with comparable 1998 amounts and are not intended to present all information necessary for a fair presentation of financial position and results of operations in accordance with ' generally accepted accounting principles. 6 ' ROSEMEAD HOUSING DEVELOPMENT CORPORATION t NOTES TO FINANCIAL STATEMENTS ' Note 1. Reporting Entity, Nature of Operations, Description of Funds and Account Group, and Significant Accounting Policies, Continued ' Budget matters Budgets presented in this report for comparison to actual amounts are presented in accordance with ' generally accepted accounting principles. Reported budget amounts represent the original adopted budget as amended. ' Unexpended budgeted amounts lapse at the end of the budget year. The legal level of budgetary control is at the entity level. I Note 2. Cash ' Cash at June 30, 1998 consisted of cash in bank. The carrying amount of the Corporation's deposits was $104,346 and the bank balance was $104,975. All of the bank balance was covered by federal depository insurance. In accordance with state statutes, the Corporation maintains deposits at those depository institutions insured by the Federal Deposit Insurance Corporation. The California Government Code requires ' California banks and savings and loan associations to collateralize the deposits of governmental entities by pledging government securities as collateral. The market value of pledged securities must equal at least 110% of those deposits. California law also allows financial institutions to secure the deposits of ' governmental entities by pledging first trust deed mortgage notes having a collateral value of 150% of an agency's total deposits. ' Note 3. Reimbursement Agreements and Related Party Transactions The Corporation has entered into a reimbursement agreement with the City. The Corporation has also entered into a 55-year lease agreement with the City for the Angelus Senior Housing facility, expiring June 2047. The Corporation paid $90,000 for administrative services and $60,000 in lease payments to ' the City during the year ended June 30, 1998. Total lease commitments remaining are $2,940,000 at June 30, 1998. The Corporation is funded, in part, by the contributions from the Agency. ' Note 4. Property and Improvements Property and improvements at June 30, 1998 and 1997 consisted of land of $1,837,331 and building and ' improvements of $1,632,536. There were no acquisitions or deletions during the fiscal year ended June 30, 1998. 1 7 I ROSEMEAD HOUSING DEVELOPMENT CORPORATION NOTES TO FINANCIAL STATEMENTS ' Note 5. Risk Management ' The Corporation is exposed to various risks of loss related to torts; thefts of, damage to and destruction of assets; errors and omissions; and natural disasters. The Corporation, through the City, carries commercial liability insurance coverage. The Corporation carries no insurance coverage for natural disasters. Since the Corporation does not have any employees (it uses employees from the City), it is not ' liable for injury to employees, workers' compensation and employee health and accident insurance. The City bonds its employees. I Note 6. Property Management and Operations ' The Corporation has an agreement with a management company, dated July 1994, to operate the development housing. This agreement is automatically renewed for successive periods of one year, unless terminated by the Corporation. The management company is responsible for collecting rents and ' receipts, employing an on-site manager and maintaining financial records. Total fees paid to the management company were $18,600 during fiscal year ended June 30, 1998. 1 1 H 8 10. M Certified cG LAbDREY&PULLENen Consultants P ' ' S REPORT ON COMPLIANCE AND ON INDEPENDENT AUDITOR INTERNAL CONTROL OVER FINANCIAL REPORTING BASED ' ON AN AUDIT OF FINANCIAL STATEMENTS PERFORMED IN ACCORDANCE WITH GOVERNMENT AUDITING STANDARDS I To the Governing Board ' Rosemead Housing Development Corporation Rosemead, California 0 1 I Compliance I 1 1 1 We have audited the general purpose financial statements of the Rosemead Housing Development Corporation (Corporation), a component unit of the Redevelopment Agency of the City of Rosemead, California, as of and for the year ended June 30, 1998, and have issued our report thereon dated September 18, 1998. We conducted our audit in accordance with generally accepted auditing standards and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. As part of obtaining reasonable assurance about whether the Corporation's financial statements are free of material misstatement, we performed tests of its compliance with certain provisions of laws, regulations, contracts and grants, noncompliance with which could have a direct and material effect on the determination of financial statement amounts. However, providing an opinion on compliance with those provisions was not an objective of our audit and, accordingly, we do not express such an opinion. The results of our tests disclosed no instances of noncompliance that are required to be reported under Government Auditing Standards. Internal Control Over Financial Reporting In planning and performing our audit, we considered the Corporation's internal control over financial reporting in order to determine our auditing procedures for the purpose of expressing our opinion on the financial statements and not to provide assurance on the internal control over financial reporting. Our consideration of the internal control over financial reporting would not necessarily disclose all matters in the internal control over financial reporting that might be material weaknesses. A material weakness is a condition in which the design or operation of one or more of the internal control components does not reduce to a relatively low level the risk that misstatements in amounts that would be material in relation to the financial statements being audited may occur and not be detected within a timely period by employees in the normal course of performing their assigned functions. We noted no matters involving the internal control and its operations that we consider to be material weaknesses. RSM international I Suite 300 140 South Lake Avenue Pasadena, California 91101-2651 (626) 795-7950 FAX (626) 795-9820 Worldwide Services Through RSM International I ' This report is intended for the information of the Governing Board and management of the Rosemead Housing Development Corporation. However, this report is a matter of public record and its distribution ' is not limited. 1 Pasadena, California September 18, 1998 1 1 1 1 1 1 1 10