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1997 RRA Financial ReportI 1 1 1 1 1 1 1 1 1 1 t u 1 1 1 1 1 0 1 Rosemead Redevebpment Agency Rosemead, California ANNUAL FMNCML REPORT MSCAL YEAR DINED JUNE 309 1997 j 0 Q 4 0 d❑❑❑❑❑❑❑L BDO❑❑❑0❑D ❑@CE~WCgQ❑ ❑oo❑❑❑o❑D a❑❑❑❑❑❑❑D ~El ❑❑o~~ I 1 I 1 1 1 H 0 I ROSEMEAD REDEVELOPMENT AGENCY FINANCIAL AND COMPLIANCE REPORT JUNE 30, 1997 I 1 CONTENTS INDEPENDENT AUDITOR'S REPORT ON THE FINANCIAL STATEMENTS AND SUPPLEMENTARY INFORMATION I FINANCIAL STATEMENTS Combined balance sheet - all fund types and account groups 2 and 3 Combined statement of revenue, expenditures and changes in fund balances - all governmental fund types 4 and 5 Combined statement of revenue, expenditures and changes in fund balances - budget and actual - all governmental fund types 6-8 Notes to financial statements 9- 17 SUPPLEMENTARY INFORMATION Special revenue funds: Combining balance sheet - special revenue funds 18 Combining statement of revenue, expenditures and changes in fund balances - snecial revenue funds 19 INDEPENDENT AUDITOR'S REPORT ON COMPLIANCE WITH AUDIT GUIDELINES FOR CALIFORNIA REDEVELOPMENT AGENCIES 20 INDEPENDENT AUDITOR'S REPORT ON COMPLIANCE AND ON INTERNAL CONTROL OVER FINANCIAL REPORTING BASED ON AN AUDIT OF FINANCIAL STATEMENTS PERFORMED IN ACCORDANCE WITH GOVERNMENTAL AUDITING STANDARDS 21 and 22 I 10 McGLADREY&PULLEN, LLP ® Certified Public Accountants and Consultants RSM international 1 I N audit provides a reasonable basis for our opinion. INDEPENDENT AUDITOR'S REPORT ON THE FINANCIAL STATEMENTS AND SUPPLEMENTARY INFORMATION To the Governing Board Rosemead Redevelopment Agency Rosemead, California We have audited the accompanying general purpose financial statements of Rosemead Redevelopment Agency (the Agency), a component unit of the City of Rosemead, California, as of and for the year ended June 30, 1997. These general purpose financial statements are the responsibility of the Agency's management. Our responsibility is to express an opinion on these general purpose financial statements based on our audit. _ We conducted our audit in accordance with generally accepted auditing standards and the standards applicable to financial audits contained in Governmental Auditing Standards issued by the Comptroller General of the United States. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement. An audit includes examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements. An audit also includes assessing the accounting principles used and significant estimates made by management, as well as evaluating the overall financial statement presentation. We believe that our In our opinion, the general purpose financial statements referred to above present fairly, in all material t respects, the financial position of the Rosemead Redevelopment Agency as of June 30, 1997, and the results of its operations for the year then ended in conformity with generally accepted accounting principles. In accordance with Government Auditing Standards, we have also issued a report dated September 30, 1997 on our consideration of Rosemead Redevelopment Agency's internal control over financial reporting I and our tests of its compliance with certain provisions of laws, regulations, contracts and grants 1 I Pasadena, California September 30, 1997 1 II I Suite 300 140 South Lake Avenue Pasadena, California 91101-2651 (626) 795-7950 FAX (626) 7959820 Worldwide Services Through RSM International ROSEMEAD REDEVELOPMENT AGENCY COMBINED BALANCE SHEET - ALL FUND TYPES AND ACCOUNT GROUPS June 30, 1997 Cash and investments Receivables Due from the City of Rosemead Property and equipment Amount available in debt service fund Amount to be provided for retirement of general long-term debt Total assets Liabilities and Equity Liabilities Accounts payable and accrued liabilities Arbitrage rebate payable Due to the City of Rosemead Tax allocation bonds Total liabilities Agency Equity Investment in general fixed assets Fund balances: Reserved for debt service Reserved for low-moderate income housing Unreserved, designated for redevelopment projects Total equity Total liabilities and equity See Notes to Financial Statements. Governmental Fund Types Special Debt Capital Revenue Service Proiects $ 4,291,049 $ 2,344,420 $ 18,687,263 40,694 11,193 549,233 - - 1,634 $ 4,331,743 $ 2,355,613 $ 19,238,130 $ 32,895 $ $ 198.766 766 2,355,613 4,251,917 - 46,931 - 19,039,364 4,298,848 2,355,613 19,039,364 $ 4,331,743 $ 2,355,613 $ 19,238,130 2 1 Totals Account Groups (Memorandum Onlv_ ) General General Fixed Long-term Assets Debt 1997 1996 $ $ $ 25,322,732 $ 25,652,271 601,120 426,790 1,634 - 8,479,999 - 8,479,999 8,406,272 - 2,355,613 2,355,613 2,355,343 - 33,549,387 33,549,387 33,829,657 $ 8,479,999 $ 35,905,000 $ 70,310,485 $ 70,670,333 $ $ $ 231,661 $ 495,077 - 180,000 - 525 35,905,000 35,905,000 36,185,000 35,905,000 36,136,661 36,860,602 8,479,999 - 8,479,999 8,406,272 - - 2,355,613 2,355,343 - 4,251,917 3,967,172 - - 19,086,295 19,080,944 8,479,999 - 34,173,824 33,809,731 $ 8,479,999 $ 35,905,000 $ 70,310,485 $ 70,670,333 3 ROSEMEAD REDEVELOPMENT AGENCY COMBINED STATEMENT OF REVENUE, EXPENDITURES AND CHANGES IN FUND BALANCES - ALL GOVERNMENTAL FUND TYPES Year Ended June 30, 1997 Special Debt Capital Revenue Service Proiects Revenue Property tax increment Use of money and property Other Expenditures Current: Improvements to project area Operating Professional fees City administrative services Capital outlay Debt service: Principal Interest Arbitrage rebate expense (credit) Revenue over (under) expenditures Other Financing Sources (Uses) Operating transfers: From other funds (To) other funds Revenue and other financing sources over (under) expenditures and other financing uses Fund Balance, beginning Fund Balance, ending $ - $ - $ 2,845,775 356,886 135,601 1,288,447 3,156 - 28,943 360,042 135,601 4,163,165 - - 758,811 240,850 - - 9,898 - 20,544 90,000 - 977,006 280,000 1,991,333 340,748 2,271,333 1,756,361 19,294 (2,135,732) 2,406,804 390,192 2,136,002 (150,000) - (2,376,194) 240,192 2,136,002 (2,376,194) 259,486 270 30,610 4,039,362 2,355,343 19,008,754 $ 4,298,848 $ 2,355,613 $ 19,039,364 See Notes to Financial Statements. 4 1 e Totals (Memorandum Onl 1997 1996 $ 2,845,775 $ 2,671,909 1,769,114 2,165,608 43,919 35,457 4,658,808 4,872,974 758,811 1,892,718 240,850 109,930 30,442 51,140 1,067,006 1,043,266 - 63,978 280,000 265,000 1,991,333 2,006,154 - 180,000 4,368,442 5,612,186 290,366 (739,212) 2,526,194 2,133,898 (2,526,194) (2,133,898) 290,366 (739,212) 25,403,459 26,142,671 $ 25,693,825 $ 25,403,459 ~'^tyF'v..+qu 5 ROSEMEAD REDEVELOPMENT AGENCY COMBINED STATEMENT OF REVENUE, EXPENDITURES AND CHANGES IN FUND BALANCES - BUDGET AND ACTUAL - ALL GOVERNMENTAL FUND TYPES Year Ended June 30, 1997 Revenue Property tax increment Use of money and property Other Expenditures Current: Improvement to project area Operating Professional fees City administrative services Capital outlay Debt service: Principal Interest Arbitrage rebate expense (credit) Revenue over(under)expenditures Other Financing Sources (Uses) Operating transfers from (to) other funds Revenue and other financing sources over (under) expenditures and other financing uses Fund Balance, beginning Fund Balance, ending See Notes to Financial Statements. Special Revenue Funds Over (Under) Budget Actual Budget 288,200 356,886 68,686 5,000 3,156 (1,844) 293,200 360,042 66,842 664,800 240,850 (423,950) 16,000 9,898 (6,102) 90,000 90,000 770,800 340,748 (430,052) (477,600) 19,294 496,894 240,192 240,192 $ (477,600) 259,486 $ 737,086 4,039,362 $ 4,298,848 6 1 1 Debt Service Fund Fund Over Over (Under) (Under) Budget Actual Budget Budget Actual Budget $ $ $ $ 3,300,000 $ 2,845,775 $ (454,225) 130,000 135,601 5,601 441,571 1,288,447 846,876 - - - - 28,943 28,943 130,000 135,601 5,601 3,741,571 4,163,165 421,594 280,000 1,998,613 280,000 1,991,333 6,958,200 758,811 (6,199,389) 38,000 20,544 (17,456) 959,200 977,006 17,806 2,500 - (2,500) (7,280) 2,278,613 2,271,333 (7,280) 7,957,900 1,756,361 (6,201,539) (2,148,613) (2,135,732) 12,881 (4,216,329) 2,406,804 6,623,133 2,278,613 2,136,002 (142,611) (2,278,613) (2,376,194) (97,581) $ 130,000 270 $ (129,730) $ (6,494,942) 30,610 $ 6,525,552 2,355,343 19,008,754 $ 2,355,613 $ 19,039,364 7 1 1 1 ROSEMEAD REDEVELOPMENT AGENCY COMBINED STATEMENT OF REVENUE, EXPENDITURES AND CHANGES IN FUND BALANCES - BUDGET AND ACTUAL - ALL GOVERNMENTAL FUND TYPES, CONTINUED Year Ended June 30, 1997 Totals Over (Under) Actual Revenue Property tax increment Use of money and property Other Expenditures Current: Improvement to project area Operating Professional fees City administrative services Capital outlay Debt service: Principal Interest Arbitrage rebate expense (credit) Revenue over (under) expenditures Other Financing Sources (Uses) Operating transfers from (to) other funds Revenue and other financing sources over (under) expenditures and other financing uses Fund Balance, beginning Fund Balance, ending $ 3,300,000 $ 2,845,775 $ (454,225) 859,771 1,769,114 909,343 5,000 43,919 38,919 4,164,771 4,658,808 494,037 6,958,200 758,811 (6,199,389) 664,800 240,850 (423,950) 54,000 30,442 (23,558) 1,049,200 1,067,006 17,806 2,500 - (2,500) 280,000 280,000 1,998,613 1,991,333 (7,280) 11,007,313 4,368,442 (6,638,871) (6,842,542) 290,366 7,132,908 $ (6,842,542) 290,366 $ 7,132,908 25,403,459 $ 25,693,825 See Notes to Financial Statements. 8 I 1 I I ROSEMEAD REDEVELOPMENT AGENCY NOTES TO FINANCIAL STATEMENTS Note 1. Reporting Entity, Nature of Operations, Description of Funds and Account Groups, and Significant Accounting and Reporting Policies The Rosemead Redevelopment Agency (the Agency) was established in Rosemead pursuant to State of California Health and Safety Code Section 33000, entitled Community Redevelopment Law. Its purpose is to finance street, park and utility improvements. It also acquires and constructs major capital facilities all within the Rosemead Project Area No. 1. The Agency is a component unit of the City of Rosemead and is included in the general purpose financial statements of the City. The Agency has the same fiscal year as the City. The financial statements contain information for the Agency only. The financial statements of the Agency have been prepared in conformity with generally accepted accounting principles (GAAP) as applied to government units. The Governmental Accounting Standards Board (GASB) is the accepted standard-setting body for establishing governmental accounting and financial reporting principles. The more significant of the Agency's accounting principles are described below: Reporting entity ' As required by generally accepted accounting principles, these financial statements present the government and its component unit, an entity for which the government is considered to be financially accountable. A blended component unit, although a legally separate entity, is, in substance, part of the government's ' operations and; therefore, data from this unit is combined with data of the primary government. The blended component unit included in the Agency's reporting entity is the Rosemead Housing ' Development Corporation (the Corporation). The Corporation is a California nonprofit public benefit corporation organized under Section 501(c)(3) of the Internal Revenue Code. The Corporation accounts for the construction, financing and operations of low and moderate income housing. Fund accounting The accounts of the Agency are organized on the basis of funds or account groups, each of which is considered to be a separate accounting entity. The operations of each fund are accounted for by providing a separate set of self-balancing accounts which comprise its assets, liabilities, equity, revenue and ' expenditures. The various funds and account groups are presented as follows: ' Governmental fund types ' The Special Revenue Funds account for the proceeds of specific revenue resources (other than major capital projects) that are legally restricted to expenditures for specified purposes. The Special Revenue Funds and their purposes are as follows: ' Low-Moderate Income Housing Set-Aside Fund - Accounts for the 20% of gross property tax increment revenue received by the Agency to fund future projects involving the replacing or rehabilitation ' of low and moderate income housing within City limits. 1 9 P lJ 1 I I- 1 I I ROSEMEAD REDEVELOPMENT AGENCY NOTES TO FINANCIAL STATEMENTS Note 1. Reporting Entity, Nature of Operations, Description of Funds and Account Groups, and Significant Accounting and Reporting Policies, Continued Rosemead Housing Development Corporation - Accounts for the construction and financing of low and moderate income housing. The Debt Service Fund accounts for the accumulation of resources for the payment of general long-term debt principal, interest and related costs. The Capital Projects Fund accounts for the financial resources to be used for the improvement and rehabilitation of the community redevelopment project areas and acquisition or construction of major capital facilities within the Agency. Account groups The General Fixed Assets Account Group accounts for all Agency general fixed assets. The General Long-term Debt Account Group accounts for the outstanding principal balances of all Agency long-term debt expected to be financed from governmental fund types. The following is a summary of the significant accounting and reporting policies: Basis of accounting Governmental fund types are accounted for using the modified accrual basis of accounting. Revenue is recognized in the accounting period in which it becomes both measurable and available. "Measurable" means the amount of the transaction can be determined. "Available" means collectible within the current period or soon enough thereafter to pay current liabilities. In determining when to recognize intergovernmental revenue, the legal and contractual requirements of the individual programs are used as guidance. There are, however, essentially two bases for this revenue recognition. In one, monies must be expended on the specific purpose or project before any amounts may be recognized by the Agency; therefore, revenue is recognized based upon the expenditures recorded. In the other, monies are virtually unrestricted as to purpose of expenditure and nearly irrevocable, i.e., revocable only for failure to comply with prescribed compliance requirements, such as equal employment opportunity. These resources are reflected as revenue at the time of receipt or earlier if they meet the criterion of availability. Expenditures are generally recognized in the accounting period in which the fund liability is incurred, if measurable, except expenditures for debt service on long-term obligations, which are recognized when paid. Cash investments and other investments The Agency pools cash and investment resources of some of its funds in order to facilitate the management of cash. Cash applicable to a particular fund is readily identifiable. The balance in the pooled cash accounts is available to meet current operating requirements. 10 I ROSEMEAD REDEVELOPMENT AGENCY ' NOTES TO FINANCIAL STATEMENTS Note 1. Reporting Entity, Nature of Operations, Description of Funds and Account Groups, and Significant Accounting and Reporting Policies, Continued ' Cash investments and other investments are accounted for at cost or amortized cost. No loss is recognized when market value declines below cost, since it is the policy of the Agency to hold such investments until they mature. Investment earnings are allocated based on the source of funds. Receivables Property taxes receivable represent the portion of the March 1, 1997 levy, which was collected after June 30, 1997 and before August 31, 1997. Property taxes attach as an enforceable lien on property as of March I and are due and payable in two equal installments on the following November 1 and February 1. Unpaid taxes become delinquent on December 10 and April 10. An allowance based on historical collection experience is provided for uncollectible taxes. All other receivables are reported at their gross value and, where appropriate, are reduced by the estimated portion that is expected to be uncollectible. ' Property and equipment All property and equipment of the Agency are accounted for in the general fixed assets account group. Property and equipment items acquired or constructed for general governmental operations are recorded as expenditures in the fund making the expenditure and capitalized in the General Fixed Assets Account Group. All general fixed assets which were purchased or constructed are stated at cost. Assets acquired by gift or bequest are recorded at their fair market value at the date of transfer. No depreciation is recorded on general fixed assets. Fund balances ' The reserved portion of the fund balances represents that amount which has been legally identified for the specific purpose or it represents that amount which is not available to liquidate current liabilities. The ' unreserved portion represents the amount available for future appropriations. Designated fund balances represent tentative plans for future use of financial resources. "Memorandum Only" total columns Included on the combined financial statements are total columns captioned "Memorandum Only" to indicate ' that they are presented only for informational purposes. Adjustments to eliminate interfund transactions have not been recorded in arriving at such amounts and the memorandum totals are not intended to fairly present the financial position or results of operations of the reporting entity taken as a whole. 1 I ' ROSEMEAD REDEVELOPMENT AGENCY NOTES TO FINANCIAL STATEMENTS Note 1. Reporting Entity, Nature of Operations, Description of Funds and Account Groups, and Significant Accounting and Reporting Policies, Continued ' Additionally, the 1996 totals presented in the "Memorandum Only" columns are included to provide a summarized comparison with comparable 1997 amounts and are not intended to present all information necessary for a fair presentation of financial position and results of operations in accordance with generally ' accepted accounting principles. Budget matters ' Budgets presented in this report for comparison to actual amounts are presented in accordance with generally accepted accounting principles. The modified accrual basis of accounting is employed in the preparation of the budget. Reported budget amounts represent the original adopted budget as amended. The legal level of budgetary control is at the fund level. I Unexpended budgeted amounts lapse at the end of the budget year. ' Note 1. Cash and Investments The components of cash and investments at June 30, 1997 are as follows: Cash in bank $ 482,032 Time certificates of deposit 1,861,783 2,343,815 Investments 1,426,569 Cash with fiscal agent 2,344,422 ' Guaranteed investment contracts 11,009,930 Investment in State Treasurer's Investment Pool 8,197,996 ' S 25,322,732 Cash ' At year end, the carrying amount of the Agency's deposits was $2,343,815 and the bank balance was $2,349,979. Of the bank balance, $390,157 was covered by federal depository insurance or by collateral ' held in the Agency's name, and $1,959,822 was uninsured and uncollateralized. In accordance with state statutes, the Agency maintains deposits at those depository institutions insured by ' the Federal Deposit Insurance Corporation. The California Government Code requires California banks and savings and loan associations to collateralize the deposits of governmental entities by pledging government securities as collateral. The market value of pledged securities must equal at least 110% of ' those deposits. California law also allows financial institutions to secure the deposits of governmental entities by pledging first trust deed mortgage notes having a collateral value of 150% of an agency's total deposits. 12 1 I 1 1 1 I I ROSEMEAD REDEVELOPMENT AGENCY NOTES TO FINANCIAL STATEMENTS Note 2. Cash and Investments, Continued Investments State statutes authorize the Agency to invest any available funds in securities issued or guaranteed by the United States Treasury or agencies of the United States, bank certificates of deposit, bankers acceptances, negotiable certificates of deposit, the State Treasurer's Investment Pool, repurchase agreements, commercial paper and bonds, and registered warrants or treasury notes of the State of California and its local agencies. Investments include cash with fiscal agent of $2,344,422 which includes $2,343,658 invested in a guaranteed investment contract which accrues interest monthly at a rate of 5.8%, maturing October 1, 2013. Investments also included $11,009,930 of amounts in various guaranteed investment contracts which accrue interest quarterly at rates ranging from 7.18% to 7.41%, maturing October 1, 1999. The Agency's investments as of June 30, 1997 are categorized in the following schedule to give an indication of the level of risk assumed by the entity at year end. Investment U.S. Government and government agency securities State and municipal bonds Cash with fiscal agent Guaranteed invest- ment contracts Investment in State Treasurer's Investment Pool Total investments Category Carrying Market 1 2 3 Amount Value $ - $ - $ 769,241 $ 769,241 $ 766,519 657,328 657 $ - $ - $ 1,426,569 13 1,426,569 2,344,422 11,009,930 1,445,968 2,344,422 11,332,740 8,197,996 8,197,996 $ 22,978,917 $ 23321,126 I ROSEMEAD REDEVELOPMENT AGENCY TO FINANCIAL STATEMENTS Note 1. Cash and Investments, Continued The three preceding risk description categories are defined as follows: Category I I LI I Investments that are insured, registered or for which the securities are held by the Agency or its agent in the Agency's name. 2 Uninsured and unregistered investments for which the securities are held by the counterparty's Trust Department (if a bank) or agent in the Agency's name. 3 Uninsured and unregistered investments for which the securities arc held by the counterparty's Trust Department (if a bank) or agent, but not in the Agency's name. Note 3. Receivables Receivables as of June 30, 1997 consisted of the following: Special Revenue Debt Capital Fund Service Projects Total ' Property tax increment Accrued interest I $ - $ - $ 232,540 $ 232,540 40,694 11,193 316,693 368,580 $ 40,694 $ 11,193 $ 549,233 $ 601,120 Note 4. Reimbursement Agreements and Related Party Transactions The Agency has entered into various reimbursement agreements with the City of Rosemead which require the City to install certain public improvements for the benefit of the Rosemead Redevelopment Agency Project Area No. 1. In addition, the City is to provide administrative services, facilities and other operating services which totaled $1,097,300 for the fiscal year ended June 30, 1997. The amount due from the City is $1,634 as of June 30, 1997. 1 14 I 1 I Series A 1993 Series B 1993 Total ' Balance, June 30, 1996 $ 34,275,000 $ 1,910,000 $ 36,185,000 (Payments) of principal (280,000) (280,000) ' Balance, June 30 1997 $ 34,275,000 $ 1,630,000 $ 35,905,000 ' In November 1993, the Rosemead Redevelopment Agency issued tax allocation bonds amounting to $34,275,000 (Series 1993A) and taxable tax allocation refunding bonds amounting to $2,435,000 (Series 1993B) to finance a portion of the cost of the redevelopment area known as Project Area No. 1. The bonds bear interest ranging from 4.6% to 5.6% and 5.2% to 5.9% for Series 1995 A and B. respectively. $14,652,398 of Series A proceeds and $2,382,551 of Series B proceeds, along with the existing reserve amount of $2,651,000 on deposit with the fiscal agent, were used to purchase U.S. Government securities. Those securities were deposited in an irrevocable trust with an escrow agent to provide for all future debt ' service payments on the 1987 and 1991 Tax Allocation Bonds which are, therefore, considered defeased. Series 1993 A bonds mature on or after October 1, 2033 and Series 1993 B bonds mature on or before October 1, 2001. In addition, the 1993 bond issue reallocated the $6,813,850 of the proceeds from the 1991 bond issue deposited in the Low-Moderate Income Housing Set-Aside Fund in October 1991. The reallocation had the ' effect of satisfying the $423,574 borrowed from the Educational Revenue Augmentation Fund (ERAF) in fiscal year ended June 30, 1993 and satisfying the set-Aside requirements as follows: $812,342 for fiscal year ended June 30, 1992, $847,147 for fiscal year ended June 30, 1993 and $469,142 for each of the ' fiscal years ended June 30, 1997 through June 30, 2022. 15 ROSEMEAD REDEVELOPMENT AGENCY NOTES TO FINANCIAL STATEMENTS Note 5. Property and Equipment During the year ended June 30, 1997, the changes in the general fixed assets were as follows: Balance June 30, Land Buildings and improvements Furniture and fixtures Note 6. Long-term Debt Balance June 30, 1996 Acquisitions 1997 $ 4,187,639 $ - $ 4,187,639 3,565,875 24,491 3,590,366 652,7 8 49,236 701,994 $ 8,406,272 $ 73,727 $ 8,479,999 The following is a summary of general long-term debt transactions for the year ended June 30, 1997: Tax Tax Allocation Allocation Bonds Bonds I 1 U I ROSEMEAD REDEVELOPMENT AGENCY NOTES TO FINANCIAL STA Note 6. Long-term Debt, Continued The annual requirements, principal and interest to amortize the outstanding debt as of June 30, 1997 are as follows: During the Year Series 1993A Bonds Series 19938 Bonds Ending June 30, Principal Interest Principal Interest Total 1998 $ $ 1,892,193 $ 295,000 $ 91,860 $ 2,279,053 1999 1,892,193 310,000 76,520 2,278,713 2000 1,892,193 330,000 59,470 2,281,663 2001 1,892,193 345,000 40,660 2,277,853 2002 20,000 1,892,193 350,000 20,650 2,282,843 Years thereafter 34,255,000 39, 846,587 - - 74,101,587 $ 34,275,000 $ 49,307,552 $ 1,630,000 $ 289,160 $ 85,501,712 Defeasance of prior debt The Agency has advance refunded two bond issues, which are considered defeased and, accordingly, the long-term debt liability has been removed from the general long-term debt account group. The Agency is, however, contingently liable if, for any reason, the funds on deposit arc not sufficient to retire the defeased debt. On June 30, 1997, $16,470,000 is considered defeased consisting of $9,660,149 of bonds outstanding and $6,809,851 of interest. Note 7 Risk Management The Agency is exposed to various risks of loss related to torts; thefts of, damage to and destruction of assets; errors and omissions, and natural disasters. The Agency, through the City of Rosemead, carries commercial liability insurance coverage. The Agency carries no insurance coverage for natural disasters. Since the Agency does not have any employees (it uses employees from the City of Rosemead), it is not liable for injury to employees, workers' compensation and employee health and accident insurance. The City of Rosemead bonds its employees. Note 8. Commitments and Contingent Liabilities Low-Moderate Income Housing Set Aside Fund Under state law, the Agency is required to set aside a portion of its property tax increment revenue for low and moderate income housing. The Agency has made findings that, for the years ended June 30, 1986 through June 30, 1991, it was allowed to defer funding of the set-aside. The set-aside amounts incurred during the fiscal years ending June 30, 1994, 1995 and 1996 were also deferred until the fiscal year ending June 30, 2023, as provided by the Agency's adoption of the housing deficit repayment plan. As of June 30, 1997, the accumulated set-aside amount not yet funded was approximately $4,947,000. As required by law, the Agency devised a plan to fund the accumulating amount. 16 ROSEMEAD REDEVELOPMENT AGENCY I NOTES TO FINANCIAL STATEMENTS ' Note 8. Commitments and Contingent Liabilities, Continued ' Advance agreement In February 1995, the Agency approved an agreement with a local utility company to advance the utility ' company $117,600 required to install water distribution mains within the Agency redevelopment area. The agreement was put on hold by the Agency and, as of September 30, 1997, the agreement continues to remain on hold. Note 9. Pronouncement Issued but Not Yet Adopted ' In January 1997, the Government Accounting Standards Board issued Statement of Governmental Accounting Standards No. 31, Accounting and Financial Reporting for Certain Investments and for External Investment Pools. This Statement establishes new financial reporting standards for investments held by government external investment pools, interest-eaming investment contracts, open-end mutual funds and debt and equity securities. Statement No. 31 is required to be adopted for years beginning after June 15, 1997. The effect of adopting this Statement would have been to increase investments and fund I balance by approximately $342,000 as of June 30, 1997 I I 1 17 1 1 t ROSEMEAD REDEVELOPMENT AGENCY COMBINING BALANCE SHEET - SPECIAL REVENUE FUNDS June 30, 1997 Low-Moderate Income Rosemead Housing Housing Set-Aside Development Totals Assets Fund Corporation 1997 1996 Cash and investments $ 4,21 1,223 $ 79,826 $ 4,291,049 $ 4,009,969 Receivables 40,694 - 40,694 46,663 Total assets $ 4,251,917 $ 79,826 $ 4,331,743 $ 4,056,632 Liabilities and Eauitv Liabilities, accounts payable and accrued liabilities $ - $ 32,895 $ 32,895 $ 17,270 Agency equity, fund balances, reserved for low-moderate income housing 4,251,917 - 4,251,917 3,967,172 Unreserved, designated for redevelopment projects - 46,931 46,931 72,190 Total liabilities and equity $ 4,251,917 $ 79,826 $ 4,331,743 $ 4,056,632 18 ' ROSEMEAD REDEVELOPMENT AGENCY COMBINING STATEMENT OF REVENUE, EXPENDITURES AND CHANGES IN FUND BALANCES - SPECIAL REVENUE FUNDS ' Year Ended June 30, 1997 ' ' Low-Moderate Income Housing Set-Aside Fund Rosemead Housing Development Corporation otals 1997 996 Revenue Use of money and property $ 194,553 $ 162,333 $ 356,886 $ 414,564 Other 3,156 3,156 3,798 194,553 165,489 360,042 418,362 ' Expenditures Current: Improvements to project area - - - 31,544 Operating - 240,850 240,850. 109,930 Professional fees 9,898 9,898 13,249 City administrative services - 90,000 90,000 90,000 - 340,748 3402748 244,723 Revenue over (under) expenditures 194,553 (175,259) 19,294 173,639 Other Financing Sources (Uses): Operating transfers: From other funds 240,192 150,000 390,192 200,000 (To) other funds (150,000) - (150,000) (200,000) ' 90,192 150,000 240,192 Revenue and other ' financing sources over (under) expenditures and other financing uses 284,745 (25,259) 259,486 173,639 90 6 3 865 723 Fund Balance, beginning 3,967,172 72,1 4,039,3 2 , , ' Fund Balance, ending $ 4,251,917 $ 46,931 $ 4,298,848 $ 4,039,362 19 1 MCGLADREY&PULLEN, LLP RSM ' e Certified Public Accountants and Consultants international I ' INDEPENDENT AUDITOR'S REPORT ON COMPLIANCE WITH AUDIT GUIDELINES FOR CALIFORNIA REDEVELOPMENT AGENCIES ' To the Governing Board Rosemead Redevelopment Agency Rosemead, California We have audited the general purpose financial statements of the Redevelopment Agency of the City of Rosemead, California (the Agency), a component unit of the City of Rosemead, California, as of and for the year ended June 30, 1997 and have issued our report thereon, dated September 30, 1997. These component unit financial statements are the responsibility of the Agency's management. Our responsibility is to express an opinion on these component unit financial statements based on our audit. ' In connection with our audit, we performed the procedures contained in the publication entitled Guidelines for Compliance Audits of California Redevelopment Agencies, as promulgated by the Controller of the State of California in connection with a review of the Agency's compliance with laws, regulations and ' administrative requirements governing activities of the Agency as required by Section 33080.1(a) of the Health and Safety Code of the State of California. The procedures we performed would not necessarily disclose instances of noncompliance because they were based on selective tests of accounting records and ' related data. During the performance of the aforementioned procedures, nothing came to our attention that would lead us ' to believe that the Agency did not comply with applicable laws, regulations and administrative requirements governing its activities. ' This report is to be used solely for filing with the State Controller's office, the Los Angeles County Auditor/Controller and the Agency's fiscal agents and is not intended for any other purpose. This restriction is not intended to limit the distribution of this report which, upon acceptance by the Agency, is a matter of public record. i ' Pasadena, California September 30, 1997 I Suite 300 140 South Lake Avenue Pasadena, California 91101-2651 (626) 795-7950 FAX (626) 795-9820 20 Worldwide Services Through RSM International McGLADREY&PULLENrLLP Certified Public Accountants and Consultants RSM international I 1 1 I results of our tests disclosed no instances of noncompliance that are required to be reported under INDEPENDENT AUDITOR'S REPORT ON COMPLIANCE AND ON INTERNAL CONTROL OVER FINANCIAL REPORTING BASED ON AN AUDIT OF FINANCIAL STATEMENTS PERFORMED IN ACCORDANCE WITH GOVERNMENT AUDITING STANDARDS To the Governing Board Rosemead Redevelopment Agency Rosemead, California We have audited the general purpose financial statements of the Rosemead Redevelopment Agency (the Agency), a component unit of the City of Rosemead, California, as of and for the year ended June 30, 1997, and have issued our report thereon dated September 30, 1997. We conducted our audit in accordance with generally accepted auditing standards and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. Compliance As part of obtaining reasonable assurance about whether the Agency's financial statements are free of material misstatement, we performed tests of its compliance with certain provisions of laws, regulations, contracts and grants, noncompliance with which could have a direct and material effect on the determination of financial statement amounts. However, providing an opinion on compliance with those provisions was not an objective of our audit and, accordingly, we do not express such an opinion. The Government Auditing Standards. ' Internal Control Over Financial Reporting In planning and performing our audit, we considered the Agency's internal control over financial reporting ' in order to determine our auditing procedures for the purpose of expressing our opinion on the financial statements and not to provide assurance on the internal control over financial reporting. Our consideration of the internal control over financial reporting would not necessarily disclose all matters in the internal ' control over financial reporting that might be material weaknesses. A material weakness is a condition in which the design or operation of one or more of the internal control components does not reduce to a relatively low level the risk that misstatements in amounts that would be material in relation to the financial statements being audited may occur and not be detected within a timely period by employees in the normal course of performing their assigned functions. We noted no matters involving the internal control structure and its operations that we consider to be material weaknesses as defined above. I Suite300 Worldwide 140 South Lake Avenue Services Pasadena, California 91101-2651 Through (626) 795-7950 FAX(626)795-9820 21 RSM International This report is intended for the information of the governing board and management of the Rosemead Redevelopment Agency. However, this report is a matter of public record and its distribution is not limited. i Pasadena, California September 30, 1997 k 1 I 1 I 1 22 G3 G3°