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CC - Item 4C - Transmittal of FY 2010-11 Annual Financial Reports@00V oQ m D 0 ~D IY~.YYlI'~a AV 1 II V~ 's sluan °taa Y c Itos • • o 0 • • • CITY OF ROSEMEAD Rosemead, California Comprehensive Annual Financial Report Fiscal Year Ended June 30, 2011 Prepared by the Finance Department Steve Brisco Director of Finance CITY OF ROSEMEAD Comprehensive Annual Financial Report Fiscal Year Ended June 30, 2011 TABLE OF CONTENTS Page INTRODUCTORY SECTION Letter of Transmittal i Directory of Officials v Certificate of Achievement for Excellence in Financial Reporting (GFOA) vi Organizational Chart vii FINANCIAL SECTION Independent Auditor's Report 1 Management's Discussion and Analysis (Required Supplementary Information) 3 Basic Financial Statements: Government-wide Financial Statements: Statement of Net Assets 14 Statement of Activities 15 Fund Financial Statements Governmental Funds: Balance Sheet 16 Reconciliation of the Balance Sheet of Governmental Funds to the Statement of Net Assets 18 Statement of Revenues, Expenditures, and Changes in Fund Balances 19 Reconciliation of the Statement of Revenues, Expenditures, and and Changes in Fund Balances of Governmental Funds 21 Proprietary Funds: Statement of Net Assets 22 Statement of Revenues, Expenses, and Changes in Fund Net Assets 23 Statement of Cash Flows 24 Statement of Fiduciary Assets and Liabilities - Agency Fund 25 Notes to the Basic Financial Statements 26 REQUIRED SUPPLEMENTARY INFORMATION: Notes to Required Supplementary Information 59 Schedule of Revenues, Expenditures, and Changes in Fund Balances - Budget and Actual - General Fund 60 Schedule of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual - Low Moderate Income Housing Set-Aside 61 Schedule of Funding Progress -PARS Retirement Enhancement Plan 62 Schedule of Funding Progress -Other Post Employment Benefits Plan 62 CITY OF ROSEMEAD Comprehensive Annual Financial Report Fiscal Year Ended June 30, 2011 TABLE OF CONTENTS, (continued) Page FINANCIAL SECTION, (continued) OTHER SUPPLEMENTARY INFORMATION Combining Balance Sheet - Non-Major Governmental Funds 65 Combining Statement of Revenues, Expenditures, and Changes in Fund Balances - Non-Major Governmental Funds 68 Schedule of Revenues, Expenditures, and Changes in Fund Balances - Budget and Actual - Community Development Block Grant 71 Schedule of Revenues, Expenditures, and Changes in Fund Balances - Budget and Actual - HOME Program 72 Schedule of Revenues, Expenditures, and Changes in Fund Balances - Budget and Actual - Proposition A 73 Schedule of Revenues, Expenditures, and Changes in Fund Balances - Budget and Actual - Proposition C 74 Schedule of Revenues, Expenditures, and Changes in Fund Balances - Budget and Actual - Federal Highway Grant 75 Schedule of Revenues, Expenditures, and Changes in Fund Balances - Budget and Actual - State Gas Tax 76 Schedule of Revenues, Expenditures, and Changes in Fund Balances - Budget and Actual - Air Quality Management District 77 Schedule of Revenues, Expenditures, and Changes in Fund Balances - Budget and Actual - Local Transportation 78 Schedule of Revenues, Expenditures, and Changes in Fund Balances - Budget and Actual - Street Lighting 79 Schedule of Revenues, Expenditures, and Changes in Fund Balances - Budget and Actual - Narcotics Forfeiture and Seizure 80 Schedule of Revenues, Expenditures, and Changes in Fund Balances - Budget and Actual - Measure R 81 Schedule of Revenues, Expenditures, and Changes in Fund Balances - Budget and Actual - Rosemead Housing Development Corporation 82 Major Fund Budget and Actual Schedules: Schedule of Revenues, Expenditures, and Changes in Fund Balances - Budget and Actual - Redevelopment Agency Debt Service Fund 83 Schedule of Revenues, Expenditures, and Changes in Fund Balances - Budget and Actual - Redevelopment Agency Capital Projects Fund 84 Schedule of Revenues, Expenditures, and Changes in Fund Balances - Budget and Actual - City Capital Projects 85 CITY OF ROSEMEAD Comprehensive Annual Financial Report Fiscal Year Ended June 30, 2011 TABLE OF CONTENTS, (continued) Page FINANCIAL SECTION, (continued) Internal Service Funds: Combining Statement of Net Assets 87 Combining Statement of Revenues, Expenses and Changes in Fund Net Assets 88 Combining Statement of Cash Flows 89 Statement of Changes in Fiduciary Assets and Liabilities - Agency Fund 90 STATISTICAL SECTION Net Assets by Component 92 Changes in Net Assets 94 Fund Balances of Governmental Funds 96 Changes in Fund Balances of Governmental Funds 98 Assessed Value and Estimated Actual Value of Taxable Property 100 Direct and Overlapping Property Tax Rates 101 Principal Property Taxpayers 102 Property Tax Levies and Collections 103 Ratios of Outstanding Debt by Type 104 Ratio of General Bonded Debt Outstanding 105 Direct and Overlapping Governmental Activities Debt 106 Legal Debt Margin 107 Pledged-Revenue Coverage 109 Demographic and Economic Statistics 110 Principal Employers 111 Full-time and Part-time City Employees by Function 112 Operating Indicators by Function 113 Capital Assets Statistics by Function 114 MAYOR: STEVEN LY MAYOR PRO TEM: SANDRA ARNEENTA COUNCIL MEMBERS: BILL ALARCON MARGARET CLARK POLLY LOW January 18, 2012 C~ itch ~ Rosemead 8838 E. VALLEY BOULEVARD • PO. BOX 399 ROSEMEAD, CALIFORNIA 91770 TELEPHONE (626) 569-2100 FAX (626) 307-9218 To the Honorable Mayor, Members of the City Council, and Citizens of the City of Rosemead: Sound financial practice dictates that all general-purpose local governments publish within six months of the close of each fiscal year a complete set of financial statements presented in conformity with Generally Accepted Accounting Principles (GAAP) and audited in accordance with generally accepted auditing standards by a firm of licensed certified public accountants. Pursuant to that requirement, we hereby issue the comprehensive annual financial report of the City of Rosemead for the fiscal year ended June 30, 2011. This report consists of management's representations concerning the finances of the City of Rosemead. Consequently, management assumes full responsibility for the completeness and reliability of all of the information presented in this report. To provide a reasonable basis for making these representations, management of the City of Rosemead has established a comprehensive internal control framework that is designed both to protect the government's assets from loss, theft, or misuse and to compile sufficient reliable information for the preparation of the City of Rosemead's financial statements in conformity with GAAP. Because the cost of internal controls should not outweigh their benefits, the City of Rosemead's comprehensive framework of internal controls has been designed to provide reasonable rather than absolute assurance that the financial statements will be free from material misstatement. As management, we assert that, to the best of our knowledge and belief, this financial report is complete and reliable in all material respects. The City of Rosemead's financial statements have been audited by Rogers, Anderson, Malody & Scott, LLP, a firm of licensed certified public accountants. The goal of the independent audit was to provide reasonable assurance that the financial statements of the City of Rosemead for the fiscal year ended June 30, 2011, are free of material misstatement, The independent audit involved examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements; assessing the accounting principles used and significant estimates made by management; and evaluating the overall financial statement presentation. The independent auditor concluded, based upon the audit, that there was a reasonable basis for rendering an unqualified opinion that the City of Rosemead's basic financial statements for the fiscal year ended June 30, 2011, were fairly presented in conformity with GAAP. The independent auditor's report is presented as the first component of the financial section of this report. The independent audit of the financial statements of the City of Rosemead was part of a broader, federally mandated "Single Audit" designed to meet the special needs of federal grantor agencies. The standards governing Single Audit engagements require the independent auditor to report not only on the fair presentation of the financial statements, but also on the audited government's internal controls and compliance with legal requirements, with special • • • • emphasis on internal controls and legal requirements involving the administration of federal awards. These reports are available in the City of Rosemead's separately issued Single Audit Report. GAAP requires that management provide a narrative introduction, overview, and analysis to accompany the basic financial statements in the form of Management's Discussion and Analysis (MD&A). This letter of transmittal is designed to complement the MD&A and should be read in conjunction with it. The City of Rosemead's MD&A can be found immediately following the report of the independent auditors. Profile of the Government The City of Rosemead, incorporated in 1959, is located in the southwestern part of the state of Califomia, which is considered to be the top growth area in the state, and one of the top growth areas in the country. The City of Rosemead currently occupies a land area of 5.5 square miles and serves a population of more than 57,000. Property tax is levied and collected by the County of Los Angeles. The City and Community Development Commission's portion is remitted to the City by the County. The City of Rosemead has operated under the council-manager form of government since 1959. Policy-making and legislative authority are vested in a governing council consisting of the mayor and four other members. The governing council is responsible, among other things, for passing ordinances, adopting the budget, appointing committees and commissioners, and hiring the government's manager, attorney and clerk. The government's manager is responsible for carrying out the policies and ordinances of the goveming council, for overseeing the day-to-day operations of the government, and for appointing the heads of the various departments. The council is elected on a non-partisan basis. Council members serve four-year staggered terms, with three council members elected every two years and two elected the opposite two years. The mayor is selected from among the five council members, by the council members, and serves for a one year term. Many of the functions often provided by municipal government are provided by special districts. Examples of some of Rosemead's special districts, which usually encompass areas larger than the City itself, are the Fire Protection District, the Library District and the County Flood Control District. Certain other governmental functions are paid for by the City, but performed by a variety of other public and private agencies under contract. Some of the contracts in effect during the fiscal year were for police enforcement and street maintenance. The City also has three blended component units: 1) the Rosemead Financing Authority (the Authority), 2) the Rosemead Community Development Commission (the Commission), and 3) the Rosemead Housing Development Corporation (the Corporation). The City of Rosemead also provides a full range of services, including recreational activities and cultural events. Additional information on all three of these legally separate entities can be found in Note 1(a) of the Basic Financial Statements. The annual budget serves as the foundation for the City of Rosemead and its component unit financial planning and control. All business units and component units of the City of Rosemead are required to submit requests for appropriation to the City Manager in mid March of each year. The City Manager uses these requests as the starting point for developing a proposed budget. The City Manager then presents this proposed budget to the City Council for review prior to June 30. The City Council is required to hold public hearings on the proposed budget and to adopt a final budget no later than June 30, the close of the City of Rosemead's fiscal year. The appropriated budget is prepared by fund and department (e.g., public safety). Department heads, with City Manager approval, may make transfers of appropriations within a department. Transfers of appropriations between departments, however, require the approval of the City Council. Budget-to-actual comparisons are provided in this report for each individual governmental fund for which an appropriated annual budget has been adopted. For the General Fund and the Low-Moderate Income Housing Set-Aside Fund, this comparison is presented on pages 60 - 61, as part of the basic financial statements for the governmental funds. For governmental funds, other than the General Fund and the Low-Moderate Income Housing Set- Aside Fund, with appropriated annual budgets, this comparison is presented in the governmental fund subsection of this report, which starts on page 71. Factors Affecting Financial Condition The information presented in the financial statements is perhaps best understood when it is considered from the broader perspective of the specific environment within which the City of Rosemead operates. Local Economy. Considering the current recessionary economy, the City of Rosemead currently enjoys a reasonably favorable economic environment although local indicators point to moderate declines due to the current economy. The region has a varied retail and industrial base, including two national general merchandise stores that historically perform well in a recessionary economy. They have continued to perform fairly well and helped the City's sales tax to decline only .97% compared with the same period a year earlier. Modest sales tax losses have helped keep Rosemead's unemployment rate down to 10.7%, whereas the larger Los Angeles, Long Beach and Glendale areas, the rate is 12.3%. Major employers are listed in the statistical section of the accompanying financial report. No new major retail establishments opened during the year, but a number of major establishments have signed agreements to locate in Rosemead or have shown serious interest in doing so in the near future. Long-term Financial Planning. On December 8, 2009 the City Council approved a strategic long-term plan that identifies three Key Organizational Goals: 1) Beautify Community Infrastructure and Improve Public Facilities. 2) Enhance Public Safety and Quality of Life. 3) Ensure the City's Financial Viability with Balanced Budgets and Prudent Reserves. Many of these goals have been met including capital improvement projects for street resurfacing, slurry sealing, curb and ramp improvements and tree planting as well as other park and facility renovations and improvements On January 10, 2012, the City Council approved a new long- term financial plan for the coming two years. One of the new strategies that were added is to complete a formal long-term financial plan for the City. The goal of the long-term financial plan is to identify capital and operating needs over the next ten years and create a plan on how to fund them and continue to improve the City. Cash Management Policies and Practices. Cash, temporarily idle during the year, was invested in Federally insured certificates of deposit, Federal agency debt issuances and the State Treasurer's Local Agency Investment Fund (LAIF). In accordance with State law, and the City's more conservative investment policy, all City investments strictly adhere to the following priorities, in order of importance: 1) safety, 2) liquidity, and 3) yield. Risk Management. The City is a member of the California Joint Powers Insurance Authority (the Authority). The Authority is composed of 107 California public entities and is organized under a joint powers agreement pursuant to California Government Code §6500 et seq. The purpose of the Authority is to arrange and administer programs for the pooling of self-insured losses, to purchase excess insurance and reinsurance, and to arrange for group-purchased insurance for property and other coverage. Additional information can be found in Note 9, found on pages 50 - 51 of the Basic Financial Statements. Pension and Other Postemployment Benefits. The City of Rosemead is contracted with the California Public Employees Retirement System (CaIPERS) for retirement benefits for full-time employees. Supplemental retirement benefits are offered to qualified full-time employees, retirees and part-time employees through Public Agency Retirement Services (PARS). The City also provides health insurance benefits for certain qualified retirees. In accordance with GASB Statement No. 45, additional information on the City of Rosemead's pension arrangements and postemployment benefits can be found in Note 10, found on pages 52 - 54 of the Basic Financial Statements. Dissolution of the Redevelopment Agency. On December 29, 2011 the California State Supreme court upheld the ruling that allows the legislature to dissolve redevelopment agencies. The dissolution becomes effective on February 1, 2012, thus eliminating nearly $7 million of tax increment revenue to the City in FY 2011-12. The State will provide money to the City to pay existing debt service, but the remainder will be re-directed to the State. The consequence will be a significantly smaller City budget in FY 2012-13 with accompanying reductions in programs, service levels and service quality. Awards and Acknowledgements The Government Finance Officers Association of the United States and Canada (GFOA) awarded a Certificate of Achievement for Excellence in Financial Reporting to the City of Rosemead for its comprehensive annual financial report (CAFR) for the fiscal year ended June 30, 2010. In order to be awarded a Certificate of Achievement, the government had to publish an easily readable and efficiently organized CAM that satisfied both generally accepted accounting principles and applicable legal requirements. A Certificate of Achievement is valid for a period of one year only. We believe that our current CAFR continues to meet the Certificate of Achievement Program's requirements, and we are submitting it to the GFOA to determine its eligibility for another certificate. The preparation of this report would not have been possible without the efficient and dedicated services of the entire team of the finance and administration departments. We would like to express our appreciation to all members of the departments who assisted and contributed to the preparation of this report. Credit also must be given to the mayor and the governing council for their unfailing support for maintaining the highest standards of professionalism in the management of the City of Rosemead's finances. Respectfully submitted, Steven L. Brisco Director of Finance iv City of Rosemead Directory of Officials June 30, 2011 CITY COUNCIL Steven Ly, Mayor Sandra Armenta, Mayor Pro Tern Margaret Clark, Council Member Polly Low, Council Member William Alarcon, Council Member CITY MANAGEMENT Jeff Allred, City Manager Matthew E. Hawkesworth, Assistant City Manager Stan Wong, Community Development Director Steve Brisco, Director of Finance David Montgomery-Scott, Director of Parks and Recreation Chris Marcarello, Public Works Director Lt. Tim Murakami, Chief of Police Gloria Molleda, City Clerk Rachel Richman, City Attorney v Certificate of Achievement for Excellence in Financial Presented to City of Rosemead California For its Comprehensive Annual Financial Report for the Fiscal Year Ended June 30, 2010 A Certificate of Achievement for Excellence in Financial Reporting is presented by the Government Finance Officers Association of the United States and Canada to government units and public employee retirement systems whose comprehensive annual financial reports (CAFRs) achieve the highest standards in government accounting and financial reporting. e. jwg~~ President */0 Executive Director vi CITY OF ROSEMEAD Function Based Organizational Chart Planning Commission City Clerk i i i i i L - Assistant City Manager i i i Technology & - - Business Support i i i i Human r - - Resources i i i i L - - Finance i i i i i Risk L - - Management City Manager Traffic Commission City Attorney i i i Public Safety Community Development Public Works Parks & Recreation vii (This page intentionally left blank) FINANCIAL SECTION (This page intentionally left blank) • • 73S E Carnegie Dr Suite 100 i San Bernardino. CA 92408 909 889 0871 T • 909 889 S361 F • amscpa net PARTNERS • ' enda L, Odle. CPA. MST l :11-ry P Shea, CPA • V k A Franks. CPA • t^atthew B Wilson, CPA. MSA ott W Manno, CPA • _•ena Shanbhag, CPA, MST . I-' 7ercher. CPA ,Reared! MANAGERS / STAFF Nancy O'Rafferty, CPA, MBA Bradferd A Welebir, CPA, MBA fenny Liu, CPA. MST Katie L- Mdlsom. CPA Papa Matar Thraw, CPA. MBA Maya S Ivanova, CPA, MBA Danielle E Odgers, CPA William C Clayton, CPA Peter E Murray. CPA Genivive Schwarzkopf. CPA Megan Hackney. CPA Seong-Hyea Lee. CPA, MBA Charles De Sirnoni. CPA 0 ''i!:MBERS I • ne:,can Institute of r tfied Public Accountants PCPS The AICPA Alliance for CPA Firms Governrnentaf Audit Quality Center • Ifornia Society of rtihed Public Accountants • • • ROGERS, ANDERSON, MALODY & SCOTT, LLP CERTIFIED PUBLIC ACCOUNTANTS, SINCE 1948 The Honorable Mayor and City Council City of Rosemead Rosemead, California INDEPENDENT AUDITOR'S REPORT We have audited the accompanying financial statements of the governmental activities, each major fund, and the aggregate remaining fund information of the City of Rosemead, California (City), as of and for the year ended June 30, 2011, which collectively comprise the City's basic financial statements, as listed in the table of contents. These financial statements are the responsibility of the management of the City of Rosemead. Our responsibility is to express opinions on these financial statements based on our audit. We conducted our audit in accordance with auditing standards generally accepted in the United States of America, and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement. An audit includes examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements. An audit also includes assessing the accounting principles used and significant estimates made by management, as well as evaluating the overall financial statement presentation. We believe that our audit provides a reasonable basis for our opinions. In our opinion, the financial statements referred to above present fairly, in all material respects, the respective financial position of the governmental activities, each major fund, and the aggregate remaining fund information of the City of Rosemead, as of June 30, 2011, and the respective changes in financial position and cash flows, where applicable, thereof for the year then ended in conformity with accounting principles generally accepted in the United States of America. As explained in note 14 to the basic financial statements, it is uncertain as to the future continuation of redevelopment agencies (a significant component unit of the City of Rosemead) in the State of California as a result of certain legislative actions enacted by the California State Legislature. During the year under audit, the City adopted Governmental Accounting Standards Board Statement No. 54, Fund Balance Reporting and Governmental Fund Type Definitions. STABILITY. ACCURACY. TRUST. In accordance with Government Auditing Standards, we have also issued a report dated January 18, 2012 on our consideration of the City's internal control over financial reporting and our tests of its compliance with certain provisions of laws, regulations, contracts, grant agreements, and other matters. The purpose of that report is to describe the scope of our testing of internal control over financial reporting and compliance and the results of that testing, and not to provide an opinion on the internal control over financial reporting or on compliance. That report is an integral part of an audit performed in accordance with Government Auditing Standards and should be considered in assessing the results of our audit. Accounting principles generally accepted in the United States of America require that the management's discussion and analysis, budgetary comparison information and the schedule of funding progress as listed on the table of contents, be presented to supplement the basic financial statements. Such information, although not a part of the basic financial statements, is required by the Governmental Accounting Standards Board, who considers it to be an essential part of financial reporting for placing the basic financial statements in an appropriate operational, economic, or historical context. We have applied certain limited procedures to the required supplementary information in accordance with auditing standards generally accepted in the United States of America, which consisted of inquiries of the management about the methods of preparing the information and comparing the information for consistency with management's responses to our inquiries, the basic financial statements, and other knowledge we obtained during our audit of the basic financial statements. We do not express an opinion or provide any assurance on the information because the limited procedures do not provide us with sufficient evidence to express an opinion or provide any assurance. Our audit was conducted for the purpose of forming opinions on the financial statements that collectively comprise the City's financial statements as a whole. The introductory section, the combining and individual nonmajor fund financial statements, and the schedules and statistical tables listed in the table of contents are presented for purposes of additional analysis and are not a required part of the financial statements. The combining and individual nonmajor fund financial statements are the responsibility of management and were derived from and relate directly to the underlying accounting and other records used to prepare the financial statements. The information has been subjected to the auditing procedures applied in the audit of the financial statements and certain additional procedures, including comparing and reconciling such information directly to the underlying accounting and other records used to prepare the financial statements or to the financial statements themselves, and other additional procedures in accordance with auditing standards generally accepted in the United States of America. In our opinion, the information is fairly stated in all material respects in relation to the financial statements as a whole. The introductory section and statistical tables have not been subjected to the auditing procedures applied in the audit of the basic financial statements and, accordingly, we do not express an opinion or provide any assurance on them. January 18, 2012 Management's Discussion and Analysis As management of the City of Rosemead, we offer readers of the City of Rosemead's financial statements this narrative overview and analysis of the financial activities of the City of Rosemead for the fiscal year ended June 30, 2011. We encourage readers to consider the information presented here in conjunction with additional information that we have furnished in our letter of transmittal, which can be found on pages i - iv of this report. All amounts, unless otherwise indicated, are in thousands of dollars. Financial Highlights • Beginning in FY 2010-11 the City implemented the Governmental Accounting Standards Board (GASB) Statement No. 54 designation. Frequent references are made to GASB Statement No. 54 "unassigned fund balance" which is the rough equivalent of "unreserved, undesignated fund balance" from prior years. There is an expanded explanation presented later in this report. • The assets of the City of Rosemead exceeded its liabilities at the close of the most recent fiscal year by $50,316 (net assets). Of this amount, $10,748 (unrestricted) may be used to meet the government's ongoing obligations to citizens and creditors. • The government's total net assets increased by $3,914 (8.4 percent) mostly due to grants for capital projects; these will be discussed in greater detail later in this report. As of the current fiscal year, the City of Rosemead's governmental funds reported combined ending fund balances of $38,392, an increase of $2,333 in comparison with the prior year. Approximately 15 percent of the ending fund balance, or $5,806 (unassigned fund balance), is available for spending at the government's discretion. • At the end of the current fiscal year unassigned fund balance for the General Fund was $10,209, or 57.6 percent, of total General Fund expenditures. • The City of Rosemead's total long-term debt increased by $10,203, or 28.3 percent, during the current fiscal year. Major changes in total debt were: 1) the issuance of $11,230 of tax allocation bonds, 2) bond principal payments of $975, and 3) a new capital lease of $275 to pay for financial software. For more detailed information about the City's long-term debt please refer to Note 7, Changes in Long-Term Liabilities, found on page 44 of the Basic Financial Report. Overview of the Financial Statements This discussion and analysis is intended to serve as an introduction to the City of Rosemead's basic financial statements. The City of Rosemead's basic financial statements comprise three components: 1) government-wide financial statements, 2) fund financial statements, and 3) notes to the financial statements. This report also contains other supplemental information in addition to the basic financial statements themselves. Government-wide Financial Statements. The government-wide financial statements are designed to provide readers with a broad overview of the City of Rosemead's finances, in a manner similar to private-sector business. The statement of net assets presents information on all of the City of Rosemead's assets and liabilities, with the difference between the two reported as net assets. Over time, increases or decreases in net assets may serve as a useful indicator of whether the financial position of the City of Rosemead is improving or deteriorating. 16 The statement of activities presents information showing how the government's net assets changed during the most recent fiscal year. All changes in net assets are reported as soon as the underlying event giving rise to the change occurs, regardless of the timing of related cash flows. Thus, revenues and expenses are reported in this statement for some items that will only result in cash flows in future fiscal periods (e.g., uncollected taxes and earned but unused vacation leave). Both of the government-wide financial statements distinguish functions of the City of Rosemead that are principally supported by taxes and intergovernmental revenues (governmental activities) from other functions that are intended to recover all or a significant portion of their costs through user fees and charges (business-type activities). The City of Rosemead does not have any business-type activities. The governmental activities of the City of Rosemead include general government, public safety, public works, community services, community development, and parks and recreation. The government-wide financial statements include not only the City of Rosemead itself (known as the primary government), but also a legally separate redevelopment agency and a legally separate low income housing corporation, for which the City of Rosemead is financially accountable. Financial information for these component units is reported separately from the financial information presented for the primary government itself. The government-wide financial statements can be found on pages 14-15 of this report. Fund financial statements. A fund is a grouping of related accounts that is used to maintain control over resources that have been segregated for specific activities or objectives. The City of Rosemead, like other state and local governments, uses fund accounting to ensure and demonstrate compliance with finance-related legal requirements. All of the funds of the City of Rosemead can be divided into three categories: governmental funds, internal service funds and fiduciary funds. Governmental funds. Governmental funds are used to account for essentially the same functions reported as governmental activities in the government-wide financial statements. However, unlike the government-wide financial statements, governmental fund financial statements focus on near-term inflows and outflows of spendable resources, as well as on balances of spendable resources available at the end of the fiscal year. Such information may be useful in evaluating a government's near-term financing requirements. Because the focus of governmental funds is narrower than that of the government-wide financial statements, it is useful to compare the information presented for governmental funds with similar information presented for governmental activities in the government-wide financial statements. By doing so, readers may better understand the long-term impact of the government's near-term financing decisions. Both the governmental fund balance sheet and the governmental fund statement of revenues, expenditures, and changes in fund balances provide a reconciliation to facilitate this comparison between governmental funds and governmental activities. The City of Rosemead and its component units maintain 17 active governmental funds. Information is presented separately in the governmental funds balance sheet and in the governmental funds statement of revenues, expenditures, and changes in fund balances for the General Fund, Low-Moderate Income Housing Set-Aside Fund, Debt Service Fund, Redevelopment Agency Capital Projects Fund and City Capital Projects Fund, all five of which are considered to be major funds. Data from the other 12 governmental funds are combined 4 into a single, aggregated presentation. Individual fund data for each of these non-major governmental funds is provided in the form of combining statements elsewhere in this report. The City of Rosemead adopts an annual appropriated budget for all its governmental funds. A budgetary comparison statement has been provided for the General Fund, Low-Moderate Income Housing Set-Aside Fund, Community Development Block Grant Fund, HOME Program Fund, Proposition A Fund, Proposition C Fund, Federal Highway Grant Fund, State Gas Tax Fund, Air Quality Management District Fund, Local Transportation Fund, Street Lighting Fund, Narcotic Forfeiture and Seizure Fund, Measure R Fund, Rosemead Housing Development Corporation Fund, Redevelopment Agency Debt Service Fund, Redevelopment Agency Capital Projects Fund and the City Capital Projects Fund to demonstrate compliance with this budget. The basic governmental fund financial statements can be found on pages 16 - 21 of this report. Proprietary funds. The City uses internal service funds to account for its Equipment Replacement and Information Technology Replacement. Because these services predominantly benefits governmental rather than business-type functions, they have been included with governmental activities in the government-wide financial statements. The basic proprietary fund financial statements can be found on page 22 - 24 of this report. Fiduciary funds. Fiduciary funds are used to account for resources held for the benefit of parties outside the government. Fiduciary funds are not reflected in the government-wide financial statements because the resources of those funds are not available to support the City of Rosemead's own programs. The accounting used for fiduciary funds is much like that used for proprietary funds. The basic fiduciary fund financial statements can be found on page 25 of this report. Notes to the financial statements. The notes provide additional information that is essential to a full understanding of the data provided in the government-wide and fund financial statements. The notes to the Basic Financial Statements can be found on pages 26 - 57 of this report. Other information. In addition to the basic financial statements and accompanying notes, this report also presents certain required supplementary information concerning the City of Rosemead's progress in funding its obligation to provide pension benefits to its employees. Required supplementary information can be found on page 62 of this report. The combining statements referred to earlier in connection with non-major governmental funds and internal service funds are presented immediately following the required supplementary information on pensions. Combining and individual fund statements and schedules can be found beginning on page 65 of this report. In February 2009, GASB released Statement No. 54 which substantially altered the focus and terminology used in fund balance reporting. The City was required to implement GASB Statement No. 54 no later than June 30, 2011. Therefore, the components of fund balance, as directed by Statement No. 54, which are used throughout the financial reports are: 1. Nonspendable fund balance 2. Restricted fund balance 3. Committed fund balance 4. Assigned fund balance 5. Unassigned fund balance Government-wide Financial Analysis As noted earlier, net assets may serve over time as a useful indicator of a government's financial position. In the case of the City of Rosemead, assets exceeded liabilities (net assets) by $50,316 at the close of the most recent fiscal year. A significant portion of the City of Rosemead's net assets (29.3 percent) reflects its investment in capital assets (e.g., land, buildings, machinery, and equipment); less any related outstanding debt used to acquire those assets. The City of Rosemead uses these capital assets to provide services to its citizens; consequently, these assets are not available for future spending. Although the City of Rosemead's investment in its capital assets is reported net of related debt, it should be noted that the resources needed to repay this debt must be provided from other sources, since the capital assets themselves cannot be used to liquidate these liabilities. City of Rosemead's Net Assets As of June 30, 2011 and 2010 (thousands) Current and other assets $ 49,410 $ 42,101 Capital assets 52,137 44,861 Total assets 101,547 86,962 Long-term liabilities outstanding 46,208 36,005 Other liabilities 5,023 4,556 Total liabilities 51,231 40,561 Net assets: Invested in capital assets, net of related debt 14,761 12,712 Restricted 24,807 13,199 Unrestricted 10,748 20,490 Total net assets $ 50,316 $ 46,401 An additional portion of the City of Rosemead's net assets (49.3 percent) represents resources that are subject to external restrictions on how they may be used. The remaining balance of unrestricted net assets ($10,748) may be used to meet the government's ongoing obligations to citizens and creditors. At the end of the current fiscal year, the City of Rosemead is able to report positive net asset balances. The situation also held true for the prior fiscal year. The government's net assets increased by $3,915 during the current fiscal year. The increase can be credited to the construction of the Splash Zone aquatic facility which will be paid for with park grant funds from the State. 6 Governmental activities. Governmental activities increased the City of Rosemead's net assets by $3,915. Contributing to this change in net assets are the following single-occurrence events: • As mentioned above the construction a new aquatic facility that was paid for entirely with park grant funds, • Less: An installment to fund Other Post Employment Benefits (OPEB) liabilities of $645. City of Rosemead's Changes in Net Assets Years Ended June 30, 2011 and 2010 (thousands) Governmental Activities 2011 2010 Program revenues: Charges for services $ 3,108 $ 2,830 Operating grants and contributions 9,039 8,214 Capital grants and contributions 4,252 680 General revenues: Property taxes 13,656 12,329 Other taxes 5,534 6,100 Investment income 368 389 Intergovernmental, unrestricted 264 169 Other 253 337 Total revenues 36,474 31,048 Expenses: General government 3,160 5,992 Public safety 8,882 8,880 Public works 11,907 12,891 Community services 596 590 Community development 3,969 2,141 Parks and recreation 2,363 2,734 Interest on long-term debt 1,682 1,492 Total expenses 32,559 34,720 Increase in net assets before transfers 3,915 (3,672) Tra nsfers Increase in net assets 3,915 (3,672) Net assets - June 30, 2010 46,401 50,073 Net assets - June 30, 2011 $ 50,316 $ 46,401 7 Revenues by Source - Governmental Activities Motor vehicle in- Investment income. 1;- Other revenue. 1% F Transient taxe Sales and 19 Expenses and Program Revenues Governmental Activities 14,000,000 12,000,000 10,000,000 8,000,000 6,000,000 4,000,000 2,000,000 S S C ~~ec ya~~%A a\~oec Q~~\\` QJ~\\` 5e a e\o~ e`` sec J c\~ y'a Ve L° e Co~~J J c~ Property taxes, 68% ■ expenses revenues 8 Financial Analysis of the Government's Funds The focus of the City of Rosemead's governmental funds is to provide information on the near- term inflows, and balances of spendable resources. Such information is useful in assessing the City of Rosemead's financing requirements. In particular, unassigned fund balance may serve as a useful measure of a government's net resources available for spending at the end of the fiscal year. At the end of the current fiscal year, the City of Rosemead's governmental funds reported combined fund balances of $38,392, an increase of $2,333 in comparison with the prior year. Approximately 15 percent of this total amount, $5,806, constitutes unassigned fund balance, which is available for spending at the government's discretion. The remainder of the fund balance is segregated into nonspendable fund balance, restricted fund balance, committed fund balance or assigned fund balance to indicate that it is not available for new spending because it has already been designated for other purposes. General Fund. The General Fund is the chief operating fund of the City of Rosemead. At the end of the current fiscal year, the unassigned fund balance of the General Fund was $10,209, while total fund balance reached $15,319. As a measure of the General Fund's liquidity, it may be useful to compare both unassigned fund balance and total fund balance to total fund expenditures. Unassigned fund balance represents 57 percent of total general fund expenditures, while total fund balance represents 86 percent of that same amount. The fund balance of the City of Rosemead's General Fund decreased by $1,635 during the current year. Highlights of the change in fund balance are presented below: General Fund revenue increased $625 over last year. The main driver relating to revenue increases came from building permits. Southern California Edison underwent a major facility expansion to their corporate headquarters; the expansion helped increase building permit revenue by $668, or 87 percent, over FY 2009-10. The expansion is now complete and revenues are expected to return to previous levels. An updated business license fee resolution was approved by City Council which more than doubled business fee revenue from $51 in FY 2009-10 to $118 in FY 2010-11. A comprehensive fee resolution was also adopted by City Council which resulted in a $48 increase over the prior year for planning, animal control, recreation and aquatic activities. While the revenue increase of $48 may seem small, it must be pointed out that during the year the City's two public pools were demolished to make way for two new pools. The loss of aquatic-based revenue prevented the $48 increase from being greater this year. The pools will be open FY 2011-12 and a return of aquatic- based revenue is projected for the coming year. • Planned capital expenditures were partially funded with $381 of General Fund reserves. The expenditures included: 1) new generator, 2) impact fee planning work, 3) playground equipment at various parks, 4) planning work for Hellman Park, and 5) a central irrigation control system. Operating cost overruns in the General Services Division were caused by the initial costs of a new phone system; the Finance Department cost overages were caused by unexpected expenses for data conversion associated with the implementation of new financial software; excess bank charges, which were resolved with adjustments to service levels; excess audit costs associated with changing audit firms; and excess printing charges. There were additional costs for engineering and building regulation services that were related to the Edison Company expansion and public safety costs exceeded budgeted amounts due to labor and benefit costs. General Fund Budget Analysis. Overall, adjustments to the General Fund revenue budget were modest, just a 1.8 percent increase. The majority of the adjustments were re-evaluations of revenue projections for the full year, once six months of actual revenue history was factored into the estimates. The actual revenue variance was $292, or 1.8 percent, more than the adjusted budget. Major contributors to the variance in Tax revenues included a shortfall of $130 in Transient Occupancy Tax caused by non-payment of tax by one of the large hotels, and a sluggish travel economy as well as a decline in cable TV franchise fees. A positive variance of $178 in Intergovernmental revenues was due to $54 more than what was projected in Vehicle License Fees, and $99 more in Sales Tax In-lieu fees. The variances were the outcome of many variations of projected fees, by the State, to be passed through to local governments. Due to a large building expansion by Southern California Edison Company an additional $604 than the original budget was received by the City. Charges for Services, primarily in the Parks and Recreation Division, were underestimated by approximately $143. Interest earnings were underestimated by almost 50 percent due to extremely low interest rates and a stagnant economic recovery. The remainder, Other revenues, was $185 lower than estimated revenue because of lower than expected collections of law enforcement cost reimbursements, crossing guard reimbursements from the school district and Federal grants for public safety. The General Fund original budget was increased by $1,155. The primary contributors to the increase were: $645 appropriation for the City's unfunded retirement liability, an additional $218 for building inspections needed for the Southern California Edison building expansion, $172 for additional building and grounds maintenance, $19 for department supplies and $28 for the purchase of a new service truck. Net actual expenditures were $391 more than the amended budget because the Finance Department overspent $37 for unexpected costs for hiring replacement City auditors and additional costs for converting existing data for use in the new finance software system, as well as $58 for a new telephone system and department supplies. Public Works was over budget by net $203 due to Park Maintenance overspending. Park Maintenance salaries and benefits had a $114 deficit, tree maintenance was $30 over budget, and the water utilities line item was overspent by $52. The Community Development Department overspent their budget by $224 for plan check fees, netted with other line item savings for a total deficit of $182. The extra plan check services were needed for the Southern California Edison building expansion. Parks and Recreation had aggregate savings of $147 largely because of construction of two new aquatics centers, one at Rosemead Park and one at Garvey Park. The pool construction was paid for with redevelopment and grant money, but pool operations were General Fund expenditure. There was $190 in savings in the Aquatics Division because during construction of the pools there were no salary and benefit charges; however, Aquatics savings were offset by minor operating cost overruns in other Parks & Recreation divisions. 10 Proposition A, C and Measure R Funds. These three funds are for transportation purposes and they are all funded with voter approved additions to sales tax. Proposition A Fund is used mainly for public transportation services (fixed route bus service and Dial-A-Ride services). Proposition C has some transportation elements to it but it is focused more on transportation infrastructure maintenance purposes. Measure R mainly focuses on new transportation infrastructure development. Combined revenues in these three funds have increased $205, or 11.3 percent, over FY 2009-10. Since the transportation taxes are an enhancement to sales tax we can see that consumer sales are beginning to increase, an early sign of economic recovery. Expenditures for the Proposition A Fund are increasing as greater efforts are being made to increase fixed route ridership as are the operating expenditures for Dial-A-Ride in the Proposition C Fund. The Proposition C Fund had capital expenditures of $329 in FY 2009-10 that were not repeated in FY 2010-11, as the focus is back to operations. Measure R, the newest of the funds, is beginning to spend its revenue for future project planning. Low-Moderate Income Housinq Fund. The Low-Moderate Income Housing Fund (Low-Mod Fund), including transfers, finished the year with a $333 increase in fund balance. The Low- Mod Fund received its funding primarily from transfers of property tax increment from the Community Development Commission and then transferred $355 to the Rosemead Housing Development Corporation, a low income senior housing corporation to subsidize operations of the Corporation's senior low income housing apartments. As a FY 2011-12 budget balancing measure, the California legislature and the Governor voted to eliminate redevelopment agencies. By doing so, the Low-Moderate Income Housing Fund will be eliminated. Without funding from the Low-Moderate Income Housing Fund the future of the Housing Corporation is uncertain. Equipment Replacement and Technology Replacement Funds. As a City budget balancing measure, departments were not charged an internal service fund allocation in FY 2009-10. In FY 2010-11 the internal service fund allocations resumed. There were charges to using departments during the year of $120 and operating expenses of $86. Using departments are assessed charges for equipment they use. The charges are accumulated in the internal service funds for future replacement of vehicles and equipment. Community Development Commission Funds. The combined Community Development Commission (CDC) funds, debt service and capital projects, increased fund balance by $6,488 from prior year. The major elements in the change of fund balance were the construction of a new aquatics facility at Rosemead Park for $2,713, miscellaneous capital projects totaling $1,601 for various capital projects and other operating charges, as well as the issuance of tax allocation bonds totaling $11,230. As discussed in the Low-Moderate Income Housing Fund section, the California State legislature and the Governor have passed legislation dissolving all redevelopment agencies as a means of reducing the State budget deficit. The consequence will be the confiscation of most redevelopment assets during the 2011-12 fiscal year by the State and dissolution of the Agency. Capital Assets and Debt Administration Capital assets. The City of Rosemead's investment in capital assets for its governmental activities as of June 30, 2011, amounts to $52,137 (net of accumulated depreciation). This investment in capital assets includes land, buildings and improvements, machinery and equipment, park facilities, roads, highways, bridges and construction in progress. 11 Major capital asset events during the current fiscal year included the following: • Construction of the Rosemead Park Aquatic Facility • Construction of the "Splash Zone" Aquatic Facility • Freeway overpass beautification project City of Rosemead's Capital Assets (net of depreciation) (thousands) Governmental Activities 2011 2010 Land $ 2,969 $ 2,969 Buildings 16,054 16,612 Improvements other than Buildings 567 81 Machinery and equipment 170 215 Autos and trucks 375 349 Furniture and office equipment 67 108 Infrastructure 24,503 24,144 Construction in progress 7,432 384 Total $ 52,137 $ 44,862 Additional information on the City of Rosemead's capital assets can be found in Note 6, found on pages 43 - 44 of the Basic Financial Report. Long-term debt. At the end of the current fiscal year, the Rosemead Community Development Commission had total bonded debt outstanding of $44,745. Of this amount, all of it is backed by future property tax increment revenues. City of Rosemead's Outstanding Debt Revenue Bonds (thousands) Tax ernmental Activities _1 2010 745 The Rosemead Community Development Commission's total bonded debt increased by$10,255 during the current fiscal year due to debt service payments of $975 and the issuance of tax allocation bonds of $11,230, leaving bonded indebtedness at $44,745. For more detailed information about the City's long-term debt please refer to Note 7, Changes in Long-Term Liabilities, beginning on page 44 of the Basic Financial Report. 12 Economic Factors and Next Year's Budgets and Rates As discussed throughout this Management's Discussion and Analysis report, there were modest revenue increases in the FY 2011-12 budget. Accordingly, the budget was balanced using such items as the sale of Proposition A surplus funds and careful reductions to service delivery. Sales tax in the City has remained remarkably stable with only a small decline projected for budget purposes. At the time the FY 2011-12 budget was being prepared, State legislators and the Governor had not revealed their budget balancing scheme of dissolving redevelopment agencies and confiscating the Agency assets. Therefore the balance is adjusted charging some staffing to redevelopment and funding projects and programs with redevelopment money. Prior to the dissolution of redevelopment agencies, all of these factors were considered in preparing the City of Rosemead's budget for the 2011 fiscal year. The operating budget was balanced without the use of reserves. Requests for Information This financial report is designed to provide a general overview of the City of Rosemead's finances for all those with an interest in the government's finances. Questions concerning any of the information provided in this report or requests for additional financial information should be addressed to the Office of the Director of Finance, 8838 East Valley Boulevard, Rosemead, CA 91770. 13 CITY OF ROSEMEAD Statement of Net Assets June 30, 2011 Governmental Activities Assets: Cash and investments (note 2) $ 35,788,364 Receivables: Accounts 6,320,301 Interest 38,549 Notes 1,364,142 Prepaid expenses 863,171 Deferred charges 628,120 Land held for resale 4,407,616 Capital assets (note 6): Land 2,968,824 Construction in progress 7,431,882 Other capital assets, net 41,735,938 Total assets 101,546,907 Liabilities Accounts payable and accrued liabilities 3,785,704 Accrued salaries and benefits 298,165 Retentions payable 395,603 Accrued interest payable 402,454 Unearned revenue 141,108 Non-current liabilities (note 7 to 9): Due within one year 1,581,546 Due in more than one year 44,626,736 Total liabilities 51,231,316 Net assets Invested in capital assets, net of related debt 14,760,940 Restricted for: Public safety 2,655,692 Public works 9,672,504 Community service 94,416 Low and moderate housing 6,841,367 Debt service 5,542,423 Unrestricted 10,748,249 Total net assets $ 50,315,591 The accompanying notes are an integral part of these financial statements. 14 CITY OF ROSEMEAD Statement of Activities Fiscal Year Ended June 30, 2011 Net (expense) revenue and changes in Program Revenues net assets Operating Capital Charges for Contributions Contributions Governmental Expenses Services and Grants and Grants Activities Governmental activities General government $ 3,160,306 $ 362,029 $ 686,698 $ - $ (2,111,579) Public safety 8,881,926 303,102 249,040 741,382 (7,588,402) Public works 11,907,245 154,506 5,478,481 3,510,324 (2,763,934) Community services 595,904 34,053 415,951 - (145,900) Community development 3,969,502 1,558,531 2,195,081 - (215,890) Parks and recreation 2,362,860 634,070 20,367 - (1,708,423) Interest and other charges 1,681,875 - - - (1,681,875) Total governmental activities $ 32,559,618 $ 3,046,291 $ 9,045,618 $ 4,251,706 (16,216,003) General revenues, Taxes Property taxes Sales and use taxes Transient occupancy taxes Franchise taxes Motor vehicle in lieu, unrestricted Investment income Other Total general revenues Change in net assets Net assets, beginning of year Net assets, end of year 13,656,347 3,737, 363 1,219,977 576,904 263,983 367,961 307,658 20,130,193 3,914,190 46,401,401 $ 50,315,591 The accompanying notes are an integral part of these financial statements 15 CITY OF ROSEMEAD Governmental Funds Balance Sheet June 30, 2011 Assets Cash and investments (note 2) Receivables: Accounts Interest Notes Prepaid items Due from other funds (note 4) Land held for resale Advances to other funds Total assets Liabilities and Fund Balances Liabilities: Accounts payable and accrued liabilities Accrued salaries and benefits Retentions payable Due to other funds (note 4) Deferred revenue Advances from other funds (note 4) Total liabilities Fund balances: Nonspendable Restricted for: Public safety Public works Community services Low and moderate income housing Debt service Committed Unassigned Total fund balances (deficit) Total liabilities and fund balances General Special Revenue Debt Service Low-Moderate Income Housing Redevelopment Set-Aside Agency $ 11,177,197 $ 1,279,879 28,775 1,079,277 2,034 4,494,551 2,342,659 $ 2,157 4,477,945 10, 044, 954 376,350 1,533 $ 18,061,713 $ 6,822,761 $ 10,422,837 $ 1,573,825 $ 1,814 $ 15 158,842 - - - 25,153 - 1,009,974 - - 4,477,945 2,742,641 26,967 4,477,960 2.034 5,107, 963 10.209, 075 6,795,794 - - 5,944,877 15,319,072 6,795,794 5,944,877 $ 18,061,713 $ 6,822,761 $ 10,422,837 The accompanying notes are an integral part of these financial statements. 16 Capital Projects Redevelopment Non-Major Agency City Governmental $ 3,365,822 $ - $ 56,862 3,919,755 4,523 - 226,314 - - 647,283 4,407,616 - Totals 8,587,798 $ 35,518,430 687,455 6,320,301 1,561 38,549 58,551 1,364,142 - 2,034 - 5,141,834 - 4,407,616 - 4,477,945 $ 8,061,137 $ 4,567,038 $ 9,335,365 $ 57,270,851 $ 856,740 $ 789,701 $ 408,440 $ 3,630,535 100,000 11,299 28,024 298,165 - 372,535 23,068 395,603 702,325 3,467,733 961,835 5,157,046 53,315 3,793,895 62,184 4,919,368 - - - 4,477,945 1,712,380 8,435,163 1,483,551 18,878,662 2,034 - - 2,655,692 6,348,757 - 51590,972 - - 94,416 - 45,573 - (3,868,125) (534,839 6,348,757 (3,868,125) 7,851,814 8,061,137 $ 4,567,038 $ 9,335,365 2,655,692 11,939,729 94,416 6,841,367 5,944,877 5,107,963 5,806,111 38,392,189 57,270,851 17 (This page intentionally left blank) CITY OF ROSEMEAD Governmental Funds Reconciliation of the Balance Sheet of Governmental Funds to the Statement of Net Assets June 30, 2011 Fund balances of governmental funds Amounts reported for governmental activities in the statement of net assets are different because: Capital assets, net of depreciation, have not been included as financial resources in the governmental fund activity. Capital assets Accumulated depreciation Long term debt and compensated absences that have not been included in the governmental fund activity. Compensated absences Retrospective deposits payable Unamortized bond premiums Capital leases payable Tax allocation bonds Costs associated with the issuance of debt are capitalized and amortized in the statement of net assets and expensed in the governmental funds. Deferred charges Discount on bonds Accrued interest payable for the current portion of interest due on bonds payable has not been reported in the governmental funds. Long-term assets that are not available for current use. Amounts are not reported in the governmental funds. Revenues that are measurable but not available. Amounts are recorded as deferred revenue under the modified accrual basis of accounting. 89,264,479 (37,359,371) (505,394) (623,456) (217,820) (36,007) (44,745,000) 628,120 181,054 (402,454) 861.137 4,778,260 Internal service funds are used by management to charge the costs of certain activities, such as equipment management, to individual funds. The assets of the internal service funds must be added to the statement of net assets. 99,854 Net assets of governmental activities $ 38,392,189 $ 50,315,591 The accompanying notes are an integral part of these financial statements. 18 CITY OF ROSEMEAD Governmental Funds Statement of Revenues, Expenditures, and Changes in Fund Balances Fiscal Year Ended June 30, 2011 Revenues: Taxes Intergovernmental Licenses and permits Charges for services Fines, forfeitures and penalties Special assessments Investment income Other Total revenues Expenditures: Current: General government Public safety Public works Community services Community development Parks and recreation Capital outlay Debt service: Principal Interest and fiscal charges Bond issuance costs Total expenditures Excess (deficiency) of revenues over (under) expenditures Other financing sources (uses): Transfers in (note 4) Transfers out (note 4) Discount on bonds Issuance of long-term debt Total other financing sources and (uses) Net change in fund balances General $ 12,419,519 751,955 1,764,162 677,861 462,389 156,032 245,382 Special Revenue Low-Moderate Income Housing Set-Aside S 6,268 Debt Service Redevelopment Agency $ 6,893,575 56,578 16,477,300 6,268 6,950,153 3,684,113 7,253,698 2,762,543 163,742 1,410, 866 2,362,860 93,121 292,372 115,623 995,468 975,000 1,882,092 17,730,943 292,372 3,968,183 (1,253,643) (286,104) 2,981,970 - 974,464 1,133,461 (381,241) (355,000) (974,464) (381,241) 619,464 158,997 (1,634,884) 333,360 3,140,967 Fund balances (defecit), beginning of year 16,953,956 6,462,434 2,803,910 Fund balances (deficit), end of year $ 15,319,072 $ 6,795,794 $ 5,944,877 The accompanying notes are an integral part of these financial statements. 19 • Capital Projects • Redevelopment Non-Major Agency City Governmental Totals • • $ - $ - $ - $ 19,313,094 1,715,181 6,916,120 9,383,256 - - - 1,764,162 • - - 677,861 - - - 462,389 - 741,382 741,382 • 59,176 - 89,902 367,956 7,997 - - 253,379 67,173 1,715,181 7,747,404 32,963,479 • 1,750 - - 3,801,486 - - 633,749 8,882,915 5,803,685 7,601,816 3,234,880 19,402,924 - - 432,162 595,904 1,693,834 3,397,072 2,362,860 - - - 93,121 • - - - 975,000 - - 1,882,092 • 275,344 - - 275,344 6,080,779 7,601,816 5,994,625 41,668,718 (6,013,606) (5,886,635) 1,752,779 (8,705,239) - 2,361,994 355,000 4,824,919 • (1.677.344) _ (1,436,870) (4,824,919) (192,139) (192,139) • 11,230,000 - 11,230,000 • 9,360,517 2,361,994 (1,081,870) 11,037,861 3,346,911 (3,524,641) 670,909 2,332,622 • 3,001,846 (343.484) 7,180,905 36,059,567 • $ 6,348,757 $ (3,868,125) $ 7,851,814 $ 38,392,189 20 CITY OF ROSEMEAD Reconciliation of the Statement of Revenues, Expenditures, and Changes in Fund Balances of Governmental Funds to the Statement of Activities Fiscal Year Ended June 30, 2011 Net change in fund balances - total governmental funds $ 2,332,622 Amounts reported for governmental activities in the statement of activities differs from the amounts reported in the statement of activities because: Governmental funds report capital outlays as expenditures. However, in the statement of activities, the costs of those assets is allocated over their estimated useful lives as depreciation expense. This is the amount by which depreciation exceeded capital outlays in the current period. Capital outlays 9,215,562 Depreciation (2,137,513) The issuance of long-term debt provides current financial resources to governmental funds, while the repayment of the principal of long-term debt consumes the current financial resources of governmental funds. Neither transaction, however, has an effect on net assets. Principal payments on debt 975,000 Proceeds from long-term debt (11,230,000) Discount on issuance 192,139 Cost of issuance 275,344 Some expenses reported in the statement of activities do not require the use of current financial resources and, therefore, are not reported as expenditures in governmental funds. Increase in OPEB asset 536,299 Decrease in accrued interest payable 193,372 Amortization of bond issuance costs (68,059) Amortization of issuance discounts (11,085) Amortization of bond premiums 19,802 Compensated absences and retrospective deposits payable expenses reported in the statement of activities do not require the use of current financial resources and, therefore, are not reported as expenditures in governmental funds. Decrease in retrospective deposits payable 96,095 Increase in compensated absences payable (17,630) Revenues in the statement of activities that do not provide current financial resources are not reported as revenues in the funds. 3,510,324 Internal service funds used by management to charge the costs of certain activities, such as equipment management, to individual funds. The net revenues (expenses) of the internal service funds are reported with governmental activities. 31,918 Change in net assets of governmental activities $ 3,914,190 The accompanying notes are an integral part of these financial statements 21 CITY OF ROSEMEAD Statement of Net Assets Internal Service Funds June 30, 2011 Current assets: Cash and investments $ 269,934 Due from other funds 15,212 Total current assets 285,146 Non-current assets: Capital assets: Other capital assets, net (note 6) 231,536 Total non-current assets 231,536 516,682 Current liabilities: Accounts payable Lease payable - current Total current liabilities 206,017 Non-current liabilities: Lease payable 210,811 Total non-current liabilities 210,811 Total liabilities 416,828 Net assets Invested in capital assets, net of related debt (30,123) Unrestricted 129,977 Total net assets $ 99,854 The accompanying notes are an integral part of these financial statements. 22 CITY OF ROSEMEAD Statement of Revenues, Expenses, and Changes in Fund Net Assets Internal Service Funds Fiscal Year Ended June 30, 2011 Operating revenues: Charges for services $ 119,576 Total operating revenues 119,576 Operating expenses: Contractual services 47,202 Depreciation 38,589 Total operating expenses 85,791 Operating income 33,785 Non-operating revenues (expenses): Investment income 5 Interest expense (1,872) Total non-operating revenues (expenses) (1,867) Changes in net assets 31,918 Net assets, beginning of year 67,936 Net assets, end of year $ 99,854 The accompanying notes are an integral part of these financial statements. 23 CITY OF ROSEMEAD Statement of Cash Flows Internal Service Funds Fiscal Year Ended June 30, 2011 Cash flows from operating activities: Cash received from users departments $ 104,364 Cash payments to suppliers for goods and services (49,216) Net cash provided by operating activities 55,148 Cash flows from capital and related financing activities: Proceeds from capital lease 275,603 Principal paid on capital lease (13,944) Interest paid on capital lease (1,872) Cash paid to purchase capital asset (115,241) Net cash provided by capital and related financing activities 144,546 Cash flows from investing activities: Interest on investment 5 Net cash provided by investing activities Net increase in cash and investments 199,699 Cash and investments, beginning of year 70,235 Cash and investments, end of year $ 269,934 Reconciliation of operating income to net cash provided by operating activities: Operating income $ 33,785 Adjustments to reconcile operating income to net cash provided by operating activities: Depreciation 38,589 (Increase) decrease in due from other funds (15,212) Increase (decrease) in accounts payable (2,014) Total adjustments 21,363 Net cash provided by operating activities $ 55,148 Noncash capital, financing and investing activities: Capital asset acquired through accounts payable $ 154,884 The accompanying notes are an integral part of these financial statements. 24 CITY OF ROSEMEAD Statement of Fiduciary Assets and Liabilities June 30, 2011 Assets Cash and investments Accounts receivable Total assets Liabilities Deposits payable Total liabilities $ 591,716 5,758 $ 597,474 597,474 $ 597,474 The accompanying notes are an integral part of these financial statements. 25 CITY OF ROSEMEAD Notes to the Basic Financial Statements Fiscal Year Ended June 30, 2011 (1) Summary of Significant Accounting Policies (a) Reporting Entity The City of Rosemead, California, ("the City") was incorporated in August 1959 under the general laws of the State of California. The City operates under an elected Council/City Manager form of government. It provides a broad range of services to its citizens, including general government, public safety, streets, sanitation and health, cultural and park facilities, and social services. Many of the functions often provided by municipal government are, in the City, provided by special districts. Examples of some of these special districts, which usually encompass areas larger than the City itself, are the Fire Protection District, the Library District, and the County Flood Control District. Certain other governmental functions are paid for by the City, but performed by a variety of other public and private agencies under contract. Some of the contracts now in effect are for police, street maintenance, and animal control. The accounting policies of the City conform to generally accepted accounting principles as applicable to governments. As required by generally accepted accounting principles, these financial statements present the government and its component units, which are entities for which the government is considered to be financially accountable. The City is considered to be financially accountable for an organization if the City appoints a voting majority of that organization's governing body and the City is able to impose its will on that organization or there is a potential for that organization to provide specific financial benefits to or impose specific financial burdens on the City. The City is also considered to be financially accountable if an organization is fiscally dependent (i.e., it is unable to adopt its budget, levy taxes, set rates or charges, or issue bonded debt without approval from the City). In certain cases, other organizations are included as component units if the nature and significance of their relationship with the City are such that their exclusion would cause the City's financial statements to be misleading or incomplete. Based upon the above criteria, the blended component units of the City are the Rosemead Financing Authority (the Authority), the Rosemead Community Development Commission (the Commission), and the Rosemead Housing Development Corporation (the Corporation). Rosemead Financing Authority The Authority provides for the financing or refinancing of public capital improvements and working capital requirements of local agencies that enter into contractual arrangements with the Authority. 26 CITY OF ROSEMEAD Notes to the Basic Financial Statements Fiscal Year Ended June 30, 2011 (1) Summary of Significant Accounting Policies, (continued) (a) Reporting Entity, (continued) Rosemead Community Development Commission The Commission's purpose is to prepare and carry out plans for the improvement, rehabilitation, and redevelopment of blighted areas within the City. The Commission finances street, park and utility improvements, and also acquires and constructs major capital facilities, all within the Rosemead Project Area No. 1. Although the Agency is legally separate, it is reported as if it were part of the City because the City Council also serves as the governing board of the Agency. Separate financial statements of the Agency can be obtained from the Finance Department. Rosemead Housing Development Corporation The Corporation accounts for the construction, financing and operations of low and moderate-income housing. It is a California nonprofit benefit corporation organized under Section 501(c)(3) of the Internal Revenue Code. Since the City Council and/or other City officials serve as the Governing Board for these component units, all of the City's component units are considered to be blended component units. Blended component units, although legally separate entities, are, in substance, part of the City's operations. Therefore, data from these units are reported with the funds of the primary government, the City. The Commission and the Corporation issue separate component unit financial statements. The financial statements of these component units can be obtained from the Finance Department. (b) Basis of Accounting and Measurement Focus The basic financial statements of the City are composed of the following: Government-wide financial statements Fund financial statements • Notes to the basic financial statements Financial reporting is based upon all GASB pronouncements, as well as the FASB Statements and Interpretations, APB Opinions, and Accounting Research Bulletins that were issued on or before November 30, 1989 that do not conflict with or contradict GASB pronouncements. 27 CITY OF ROSEMEAD Notes to the Basic Financial Statements Fiscal Year Ended June 30, 2011 (1) Summary of Significant Accounting Policies, (continued) (b) Basis of Accounting and Measurement Focus (continued) Government-wide Financial Statements Government-wide financial statements display information about the reporting government as a whole, except for its fiduciary activities. These statements include separate columns for the governmental and business-type activities of the primary government (including its blended component units), as well as its discretely presented component units. The City of Rosemead has no discretely presented component units. Eliminations have been made in the Statement of Activities so that certain allocated expenses are recorded only once (by function to which they were allocated). However, general governmental expenses have not been, allocated as indirect expenses to the various functions of the City. Government-wide financial statements are presented using the economic resources measurement focus and the accrual basis of accounting. Under the economic resources measurement focus, all (both current and long-term) economic resources and obligations of the reporting government are reported in the government-wide financial statements. Basis of accounting refers to when revenues and expenditures are recognized in the accounts and reported in the financial statements. Under the accrual basis of accounting, revenues, expenses, gains, losses, assets, and liabilities resulting from exchange and exchange-like transactions are recognized when the exchange takes place. Revenues, expenses, gains, losses, assets, and liabilities resulting from nonexchange transactions are recognized in accordance with the requirements of GASB Statement No. 33. Program revenues include charges for services, special assessments, and payments made by parties outside of the reporting government's citizenry if that money is restricted to a particular program. Program revenues are netted with program expenses in the statement of activities to present the net cost of each program. Amounts paid to acquire capital assets are capitalized as assets in the government-wide financial statements, rather than reported as an expenditure. Proceeds of long-term debt are recorded as a liability in the government-wide financial statements, rather than as other financing source. Amounts paid to reduce long-term indebtedness of the reporting government are reported as a reduction of the related liability, rather than as an expenditure. 28 CITY OF ROSEMEAD Notes to the Basic Financial Statements Fiscal Year Ended June 30, 2011 (1) Summary of Significant Accounting Policies, (continued) (b) Basis of Accountinq and Measurement Focus, (continued) Fund Financial Statements The underlying accounting system of the City is organized and operated on the basis of separate funds, each of which is considered to be a separate accounting entity. The operations of each fund are accounted for with a separate set of self- balancing accounts that comprise its assets, liabilities, fund equity, revenues and expenditures or expenses, as appropriate. Governmental resources are allocated to and accounted for in individual funds based upon the purposes for which they are to be spent and the means by which spending activities are controlled. Fund financial statements for the primary government's governmental, proprietary, and fiduciary funds are presented after the government-wide financial statements. These statements display information about major funds individually and non major funds in the aggregate for governmental and enterprise funds. Fiduciary statements include financial information for fiduciary funds and similar component units. Fiduciary funds of the City primarily represent assets held by the City in custodial capacity for other individuals or organizations. Governmental Funds In the fund financial statements, governmental funds are presented using the modified-accrual basis of accounting. Their revenues are recognized when they become measurable and available as net current assets. Measurable means that the amounts can be estimated, or otherwise determined. Available means that the amounts were collected during the reporting period or soon enough thereafter to be available to finance the expenditures accrued for the reporting period. The City uses a sixty day availability period. Revenue recognition is subject to the measurable and available criteria for the government funds in the fund financial statements. Exchange transactions are recognized as revenues in the period in which they are earned (i.e., the related goods or services are provided). Locally imposed derived tax revenues are recognized as revenues in the period in which the underlying exchange transaction on which they are based takes place. Imposed non-exchange transactions are recognized as revenues in the period for which they were imposed. If the period of use is not specified, they are recognized as revenues when an enforceable legal claim to the revenues arises or when they are received, whichever occurs first. Government-mandated and voluntary non-exchange transactions are recognized as revenues when all applicable eligibility requirements have been met. 29 CITY OF ROSEMEAD Notes to the Basic Financial Statements Fiscal Year Ended June 30, 2011 (1) Summary of Significant Accounting Policies, (continued) (b) Basis of Accounting and Measurement Focus, (continued) In the fund financial statements, governmental funds are presented using the current financial resources measurement focus. This means that only current assets and current liabilities are generally included on their balance sheets. The reported fund balance (net current assets) is considered to be a measure of "available spendable resources." Governmental fund operating statements present increases (revenues and other financing sources) and decreases (expenditures and other financing uses) in net current assets. Accordingly, they are said to present a summary of sources and uses of "available spendable resources" during a period. Non-current portions of long-term receivables due to governmental funds are reported on their balance sheets in spite of their spending measurement focus. Special reporting treatments are used to indicate, however, that they should not be considered "available spendable resources," since they do not represent net current assets. Recognition of governmental fund type revenues represented by noncurrent receivables are deferred until they become current receivables. Because of their spending measurement focus, expenditure recognition for governmental fund types excludes amounts represented by noncurrent liabilities. Since they do not affect net current assets, such long-term amounts are not recognized as governmental fund type expenditures or fund liabilities. Amounts expended to acquire capital assets are recorded as expenditures in the year that resources were expended, rather than as fund assets. The proceeds of long-term debt are recorded as other financing sources rather than as a fund liability. Amounts paid to reduce long-term indebtedness are reported as fund expenditures. When both restricted and unrestricted resources are combined in a fund, expenditures are considered to be paid first from restricted resources, and then from unrestricted resources. Fiduciary Funds The City's fiduciary funds account for assets held by the government in a trustee capacity or as an agent on behalf of others. Trust funds account for assets held by the government under the terms of a formal trust agreement. 30 CITY OF ROSEMEAD Notes to the Basic Financial Statements Fiscal Year Ended June 30,2011 (1) Summary of Significant Accounting Policies, (continued) (c) Major and Fiduciary Fund Types The City's major governmental funds are as follows: General Fund - Accounts for all financial resources except those required to be accounted for in another fund. These resources are devoted to financing the general services that the City performs for its citizens. Low-Moderate Income Housing Set-Aside Special Revenue Fund - Accounts for 20% of gross property tax increment revenue received by the Commission to fund future projects involving the replacement or rehabilitation of low and moderate- income housing within City limits. Redevelopment Agency Debt Service Fund - Accounts for the accumulation of resources for the payment of general long-term debt principal, interest and related costs. Redevelopment Agency Capital Projects Fund - Accounts for financial resources to be used for the improvement and rehabilitation of the community redevelopment project areas and acquisition or construction of major capital facilities within the City. City Capital Projects Fund - Accounts for financial resources to be used for the acquisition and construction of major capital facilities within the City. Internal Service Funds - These funds are used to account for vehicle and technology replacement. Departments of the City are charged for the services provided or benefits received from these funds. The City's Fiduciary Fund is as follows Agency Fund - Accounts for the assets held in a trustee capacity or as an agent. The cash being held primarily represents amounts placed on deposit for refundable permits and performance bonds. The Agency Fund is custodial in nature and does not present results of operations or have a measurement focus. (d) Investments For financial reporting purposes, investments are adjusted to their fair value whenever the difference between fair value and the carrying amount is material. 31 CITY OF ROSEMEAD Notes to the Basic Financial Statements Fiscal Year Ended June 30, 2011 (1) Summary of Significant Accounting Policies, (continued) (d) Investments, (continued) Changes in fair value that occur during a fiscal year are recognized as investment income reported for that fiscal year. Investment income includes interest earnings, changes in fair value, and any gains or losses realized upon the liquidation or sale of investments. The City pools cash and investments of all funds, except for assets held by fiscal agents. Each fund's share in this pool is displayed in the accompanying financial statements as cash and investments. Investment income earned by the pooled investments is allocated to the various funds based on each fund's average cash and investment balance. (e) Cash Equivalents For purposes of the statement of cash flows, cash equivalents are defined as short-term, highly liquid investments that are both readily convertible to known amounts of cash or so near their maturity that they present insignificant risk of changes in value because of changes in interest rates. Cash equivalents also represent the proprietary funds' share in the cash and investment pool of the City of Rosemead. Cash equivalents have an original maturity date of three months or less from the date of purchase. For purposes of the statement of cash flows, the entire balance of cash and investments on the combined balance sheet for the internal service fund is considered cash and cash equivalents. (f) Capital Assets Capital assets (including infrastructure) are recorded at cost where historical records are available and at an estimated historical cost where no historical records exist. Contributed capital assets are valued at their estimated fair market value at the date of the contribution. Generally, capital asset purchases in excess of $10,000 are capitalized if they have an expected useful life of one year or more years. Capital assets include public domain (infrastructure) general capital assets consisting of certain improvements including roads, streets, sidewalks, medians, and storm drains. Capital assets used in operations are depreciated over their estimated useful lives using the straight-line method in the government-wide financial statements and in the fund financial statements of the internal service funds. Depreciation is charged as an expense against operations and accumulated depreciation is reported on the respective balance sheet. 32 CITY OF ROSEMEAD Notes to the Basic Financial Statements Fiscal Year Ended June 30, 2011 (1) Summary of Significant Accounting Policies, (continued) (f) Capital Assets, (continued) The following schedule summarizes capital asset useful lives: Buildings 50 years Improvements other than buildings 15 years Machinery and equipment 7 years Autos and trucks 5 years Furniture and office equipment 7 years Infrastructure: Bridges 50 years Sewer system and storm drain system 50-100 years Medians and sidewalks 40 years Traffic signals 30 years Streets 20 years (g) Compensated Absences Vacation and sick leave pay are payable to employees at the time used or upon termination of employment. All vacation is accrued when incurred in the government-wide level financial statements. Sick pay is accrued to the extent it is probable that the benefits will result in termination payments (i.e., rather than be taken as absences due to illness or other contingencies, such as medical appointments and funerals). The sick leave liability is estimated based on the City's past experience of making termination payments from sick leave, adjusted for the effect of changes in its termination payment policy and other current factors. A liability for these amounts is reported in governmental funds only if it has matured or will be paid from available resources of the current period. City employees accumulate vacation hours that may be paid upon termination, death or retirement. Employees can accumulate up to three weeks of accrued vacation per year depending on the length of employment. Employees can accumulate up to 160 hours of sick leave. Any hours in excess of 160 are considered to be vested and are paid to the employee based on a vesting schedule. In addition, employees can accrue compensatory time. The City allows employees who have earned vacation time an opportunity to have the City buy back up to two weeks of vacation time per year. In order to participate in the Vacation Buy-Back Program, an employee must take at least 40 consecutive hours of vacation at one time. 33 CITY OF ROSEMEAD Notes to the Basic Financial Statements Fiscal Year Ended June 30, 2011 (1) Summary of Significant Accounting Policies, (continued) (h) Prepaid Items Prepaid items are reported method and are offset by a that they are not available resources. (i) Fund Equity in the governmental fun nonspendable designation for appropriation and ar is under the consumption in fund balance to indicate not expendable financial The City implemented GASB Statement No. 54, Fund Balance Reporting ano Governmental Fund Type Definitions during the year ended June 30, 2011. This statement provides more clearly defined fund balance categories to make the nature and extent of the constraints placed on a government's fund balance more transparent. The following classifications describe the relative strength of the spending constraints placed on the purposes for which resources can be used: • Nonspendable - amounts that are not in a spendable form (such as inventory) or are required to be maintained intact. • Restricted - amounts constrained to specific purposes by their providers (such as grantors, bondholders and higher levels of government), through constitutional provisions or by enabling legislation. • Committed - amounts constrained to specific purposes by a government itself, using the highest level of decision-making authority; to be reported as committed, amounts cannot be used for any other purpose unless the government takes the same highest level action to remove or change the constraint. • Assigned - amounts a government intends to use for a specific purpose; intent can be expressed by the governing body or by an official or body to which the governing body delegates the authority. • Unassigned - amounts that are for any purpose; positive amounts are reported only in a general fund. The City Council establishes (and modifies or rescinds) fund balance commitments by passage of an ordinance or resolution. The City Council has designated the Finance Committee and City Manager as the City officials to determine, define, and make the necessary account or fund transfers for the amounts to those components of fund balance that are classified as "Assigned Fund Balance". When both restricted and unrestricted resources are available for use when an expenditure is incurred, it is the City's policy to use restricted resources first, then unrestricted resources as they are needed. It is the City's policy to consider committed amounts as being reduced first, followed by assigned amounts, and then unassigned amounts when expenditures are incurred for purposes for which amounts in any of those unrestricted fund balance classifications could be used. 34 CITY OF ROSEMEAD Notes to the Basic Financial Statements Fiscal Year Ended June 30, 2011 (1) Summary of Significant Accounting Policies, (continued) 0) Use of Estimates The preparation of financial statements in conformity with generally accepted accounting principles requires management to make estimates and assumptions that affect certain reported amounts and disclosures. Accordingly, actual results could differ from those estimates. (k) Low-Moderate Income Housing Set-Aside On October 9, 1991 the Commission prepaid its housing obligation in the amount of $6,813,850 from proceeds from its 1987 tax allocation notes. This prepayment was restructured in 1993 along with the 1993 series tax allocation bonds. As a result, the Commission's housing obligation has been reduced by $469,142 per year until the 2021-22 fiscal year. (2) Cash and Investments Cash and investments as of June 30, 2011 are classified in the accompanying financial statements as follows: Statement of Net Assets: Cash and investments $ 35,788,364 Statement of Fiduciary Assets and Liabilities: Cash and investments 591,716 Total cash and investments $ 36,380,080 Cash and investments as of June 30, 2011 consist of the following: Deposits with financial institutions $ 10,042,476 Investments 26, 337,604 Total cash and investments $ 36,380,080 35 CITY OF ROSEMEAD Notes to the Basic Financial Statements Fiscal Year Ended June 30, 2011 (2) Cash and Investments, (continued) Investments Authorized by the California Government Code and the City's Investment Policy The table below identifies the investment types that are authorized for the City by the California Government Code and the City's investment policy. The table also identifies certain provisions of the California Government Code (or the City's investment policy, if more restrictive) that address interest rate risk, credit risk, and concentration of credit risk. This table does not address investments of debt proceeds held by bond trustee that are governed by the provisions of debt agreements of the City, rather than the general provisions of the California Government Code or the City's investment policy. Authorized by Maximum Maximum Investment Types Investment Maximum Percentage Investment in Authorized by State Law Policy Maturity* of Portfolio* One Issuer* US Treasury Obligations Yes 5 years None None US Agency Securities Yes 5 years None None Bankers Acceptances Yes 270 days 40% 10% Commercial Paper Yes 270 days 25% 10% Negotiable Certificate of Deposit Yes 3 year 30% None Repurchase Agreements No NIA NIA N/A Reverse Repurchase Agreements No N/A N/A N/A Medium-Term Notes Yes 3 years 15% 10% Money Market Mutual Funds Yes N/A None None Local Agency Investment Funds (LAIF) Yes N/A None None * Based on state law requirements or investment policy requirements, whichever is more restrictive. 36 CITY OF ROSEMEAD Notes to the Basic Financial Statements Fiscal Year Ended June 30, 2011 (2) Cash and Investments, (continued) Investments Authorized by Debt Agreements Investment of debt proceeds held by bond trustee are governed by provisions of the debt agreements, rather than the general provisions of the California Government Code or the City's investment policy. The table below identifies the investment types that are authorized for investments held by bond trustee. The table also identifies certain provisions of these debt agreements that address interest rate risk, credit risk, and concentration of credit risk. Maximum Maximum Maximum Percentage Investment in Authorized Investment Type Maturity of Portfolio One Issuer US Treasury Obligations 5 years None None US Agency Securities 5 years None None Banker's Acceptances 270 days 40% 10% Commercial Paper 180 days 10% 10% Money Market Portfolio 1 year None None Investment Agreements None None None Disclosures Relating to Interest Rate Risk Interest rate risk is the risk that changes in market interest rates will adversely affect the fair value of an investment. Generally, the longer the maturity of an investment, the greater the sensitivity of its fair value to changes in market interest rates. One of the ways that the City manages its exposure to interest rate risk is by purchasing a combination of shorter term and longer term investments and by timing cash flows from maturities so that a portion of the portfolio is maturing or coming close to maturity evenly over time as necessary to provide the cash flow and liquidity needed for operations. Information about the sensitivity of the fair values of the City's investments (including investments held by bond trustee) to market interest rate fluctuations is provided by the following table that shows the distribution of the City's investments by maturity: 37 CITY OF ROSEMEAD Notes to the Basic Financial Statements Fiscal Year Ended June 30, 2011 (2) Cash and Investments, (continued) Investment Type State investment pool Certificates of deposits US agency securities Held by bond trustee: Money market mutual funds Certificates of deposit Total Total Remaining Maturity (in months) 12 months 13 to 24 25 to 60 or less months months $ 21, 089, 353 $ 21, 089, 353 $ - $ - 1,483, 526 490,000 490,000 503,526 1,497,500 - - 1,497,500 1,144, 225 1,144, 225 - - 1,123,000 - - 1,123,000 $ 26,337,604 $ 22,723,578 $ 490,000 $3,124,026 Disclosures Relating to Credit Risk Generally, credit risk is the risk that an issuer of an investment will not fulfill its obligation to the holder of the investment. This is measured by the assignment of a rating by a nationally recognized statistical rating organization. Presented below is the minimum rating required by (where applicable) the California Government Code, the City's investment policy, or debt agreements, and the actual rating as of year end for each investment type. Rating as of Year End Minimum Legal Investment Type Total Rating AAA Not Rated State investment pool $ 21,089,353 N/A $ - $ 21,089,353 Certificates of deposits 1,483,526 N/A - 1,483,526 US agency securities 1,497,500 AAA 1,497,500 - Held by bond trustee: Money market mutual funds 1,144,225 N/A 1,144,225 - Certificates of deposit 1,123, 000 - 1,123, 000 Total $ 26,337,604 $ 2,641,725 $ 23,695,879 38 CITY OF ROSEMEAD Notes to the Basic Financial Statements Fiscal Year Ended June 30, 2011 (2) Cash and Investments, (continued) Custodial Credit Risk Custodial credit risk for deposits is the risk that, in the event of the failure of a depository financial institution, a government will not be able to recover its deposits or will not be able to recover collateral securities that are in the possession of an outside party. The custodial credit risk for investments is the risk that, in the event of the failure of the counterparty (e.g., broker-dealer) to a transaction, a government will not be able to recover the value of its investment or collateral securities that are in the possession of another party. The California Government Code and the City's investment policy do not contain legal or policy requirements that would limit the exposure to custodial credit risk for deposits or investments, other than the following provision for deposits: The California Government Code requires that a financial institution secure deposits made by state or local governmental units by pledging securities in an undivided collateral pool held by a depository regulated under state law (unless so waived by the governmental unit). The fair value of the pledged securities in the collateral pool must equal at least 110% of the total amount deposited by the public agencies. California law also allows financial institutions to secure City deposits by pledging first trust deed mortgage notes having a value of 150% of the secured public deposits. As of June 30, 2011 the City had no deposits with financial institutions in excess of federal depository insurance limits held in uncollateralized accounts. Investment in State Investment Pool The City is a voluntary participant in the Local Agency Investment Fund (LAIF) that is regulated by the California Government Code under the oversight of the Treasurer of the State of California. The fair value of the City's investment in this pool is reported in the accompanying financial statements at amounts based upon the City's pro-rata share of the fair value provided by LAIF for the entire LAIF portfolio (in relation to the amortized cost of that portfolio). The balance available for withdrawal is based on the accounting records maintained by LAIF, which are recorded on an amortized cost basis. 39 CITY OF ROSEMEAD Notes to the Basic Financial Statements Fiscal Year Ended June 30, 2011 (3) Property Taxes Under California law, property taxes are assessed and collected by the counties up to 1 % of assessed value, plus other increases approved by the voters. The property taxes are recorded initially in a pool, and are then allocated to the cities based on complex formulas. Accordingly, the City of Rosemead accrues only those taxes that are received from the County within sixty days after year-end. Lien date January 1 Levy date July 1 Due dates November 1 and February 1 Collection dates December 10 and April 10 The Community Development Commission of the City of Rosemead's primary source of revenue comes from property taxes. Property taxes allocated to the Commission are computed in the following manner: (a) The assessed valuation of all property within the project area is determined on the date of adoption of the Redevelopment Plan. (b) Property taxes related to the incremental increase in assessed values after the adoption of the Redevelopment Plan are allocated to the Commission; all taxes on the "frozen" assessed valuation of the property are allocated to the City and other districts. The Commission has no power to levy and collect taxes and any legislative property tax shift might reduce the amount of tax revenues that would otherwise be available to pay the principal of, and interest on, debt. Broadened property tax exemptions could have a similar effect. Conversely, any increase in the tax rate or assessed valuation, or any reduction or elimination of present exemptions would increase the amount of tax revenues that would be available to pay principal and interest on debt. 40 CITY OF ROSEMEAD Notes to the Basic Financial Statements Fiscal Year Ended June 30, 2011 (4) Interfund Receivables and Payables Current interfund receivables and payables balances at June 30, 2011 are as follows: Due from other funds Due to other funds Amount General Fund Low-Moderate Income Redevelopment Agency Capital Projects Fund City Capital Projects Fund Non-Major Governmental Funds City Capital Projects Fund Redevelopment Agency Capital Projects Fund Non-Major Governmental Funds Proprietary Funds Non-Major Governmental Funds Redevelopment Agency Capital Projects Fund Total (A) Short-term borrowing to cover temporary cash deficits. $ 25,153 98,563 3,467,733 (A) 903,102 (A) 4,494, 551 599,351 47,932 647,283 10,801 4,411 15.212 $ 5,157,046 Noncurrent interfund receivable and payable balances at June 30, 2011 are as follows: Advances from other funds Advances to other funds Redevelopment Agency Low-Moderate Income Debt Service Fund Housing Set-Aside Total Amount $ 4,477,945 A $ 4,477,945 41 CITY OF ROSEMEAD Notes to the Basic Financial Statements Fiscal Year Ended June 30, 2011 (4) (5) Interfund Receivables and Payables, (continued) (B) Under State law, the Commission is required to set aside a portion of its property tax increment revenue for low- and moderate-income housing. The Commission has made findings that, for the years ended June 30, 1986 through 1991, it was allowed to defer funding of the set-aside. The set-aside amounts incurred during the fiscal years ended June 30, 1994, 1995, and 1996 were also deferred until the fiscal year ending June 30, 2023, as provided by the Commission's adoption of the housing deficit repayment plan. As of June 30, 2011, the accumulated set aside amount not yet funded was $4,477,945. As required by law, the Commission devised a plan to fund the accumulating amount. Interfund Transfers Interfund transfers were as follows for the year ended June 30, 2011: Transfers In Transfers Out City Capital Projects Fund General Fund Redevelopment Agency Capital Projects Fund Non-Major Governmental Funds Low-Moderate Income Housing Set-Aside Redevelopment Agency Debt Service Fund Redevelopment Agency Debt Service Funds Redevelopment Agency Capital Projects Fund Low-Moderate Income Non-Major Governmental Funds Housing Set-Aside Total Am ount $ 381,241 543,883 1,436,870 2,361,994 (A) 974,464 (B) 1,133,461 P 355,000 $ 4,824,919 The following describes the significant transfers in and transfers out included in the financial statements: (A) To subsidize various programs and capital projects. (B) To record the low and moderate income housing set-aside for the year ended June 30, 2011. (C) To record the Series 2010A Tax Allocation Bond proceeds deposited into the 2010 Debt Service Reserve Fund. 42 CITY OF ROSEMEAD Notes to the Basic Financial Statements Fiscal Year Ended June 30, 2011 (6) Capital Assets Capital asset activity was as follows for the year ended June 30, 2011: Beginning Ending Governmental activities: balance Additions Deletions balance Capital assets, not being depreciated: Land $ 2,968,824 $ - $ - $ 2,968,824 Construction in progress 383,536 7,431,882 (383,536) 7,431,882 Total capital assets, not being 3,352,360 7,431,882 (383,536) 10,400,706 Capital assets, being depreciated: Buildings 23, 994, 956 - - 23, 994, 956 Improvements other than buildings 1,027,097 612,606 - 1,639,703 Machinery and equipment 1,013,935 - - 1,013,935 Autos and trucks 866,298 61,128 - 927,426 Furniture and office equipment 2,501,386 - - 2,501,386 Infrastructure 47,327,022 1,729,470 - 49,056,492 Total capital assets, being depreciated 76,730,694 2,403,204 - 79,133,898 Less accumulated depreciation for. Buildings (7,383,199) (557,378) - (7,940,577) Improvements other than buildings (946,473) (126,509) - (1,072,982) Machinery and equipment (798,659) (45,510) - (844,169) Autos and trucks (517,539) (35,361) - (552,900) Furniture and office equipment (2,393,202) (41,108) - (2,434,310) Infrastructure (23,182,786) (1,370,236) - (24,553,022) Total accumulated depreciation (35,221,858) (2,176,102) - (37,397,960) Total capital assets, being depreciated, net 41,508,836 227,102 - 41,735,938 Governmental activities capital assets, net of accumulated depreciation $44,861,196 $ 7,658,984 $(383,536) $52,136,644 43 CITY OF ROSEMEAD Notes to the Basic Financial Statements Fiscal Year Ended June 30, 2011 (6) (7) Capital Assets, (continued) Depreciation expense was charged to functions/programs of the primary government as follows: Governmental activities: Public works Community development Total depreciation expense Changes in Long-Term Liabilities $ 1,670,990 505,112 $ 2,176,102 Long-term debt consists of the following at June 30, 2011: Governmental activities: Bonds: Tax Allocation Bonds, Series 2006A Tax Allocation Bonds, Series 2006B Tax Allocation Bonds, Series 2010A Beginning Balance Additions $10,700,000 $ - 23, 790, 000 Ending Due in Deletions Balance One Year Subtotal bonds Deferred amounts: Unamortized bond premiums Discount on issuance Total bonds $ 900,000 $ 9,800,000 $ 930,000 75,000 23, 715, 000 80,000 11,230,000 11,230,000 200,000 34, 490, 000 11, 230, 000 975,000 44, 745, 000 1,210,000 237,622 - 19,802 217,820 19,802 (192,139) (11,085) (181,054) (14,780) 34,727,622 11,037,861 983,717 44,781,766 1,215,022 Capital lease 70,144 - 34,137 36,007 36,007 Computer lease - 275,000 13,341 261,659 50,848 Retrospective deposit 719,551 - 96,095 623,456 62,350 Compensated absences 487,764 265,661 248,031 505,394 217,319 Total long-term debt $36,005,081 $11,578,522 $1,375,321 $46,208,282 $1,581,546 The City records expenditures related to compensated absences through the City's General Fund. 44 CITY OF ROSEMEAD Notes to the Basic Financial Statements Fiscal Year Ended June 30, 2011 (7) Changes in Long-Term Liabilities, (continued) Capital Lease In 2010, the City entered into a lease agreement for the acquisition of an aerial lift truck. The lease agreement qualifies as a capital lease for accounting purposes (title transfer at end of lease) and, therefore, has been recorded at the present value of the future minimum lease payments as of the date of inception. The equipment acquired during the fiscal year under this lease agreement is recorded at its acquisition cost of $102,851. The outstanding balance at June 30, 2011was $36,007. In 2011, the City entered into a lease agreement for the acquisition of finance computer software. The lease agreement qualifies as a capital lease for accounting purposes and, therefore, has been recorded at the present value of the future minimum lease payments as of the date of inception. The equipment acquired during the fiscal year under this lease agreement is recorded at its acquisition cost of $270,125. The outstanding balance at June 30, 2011was $261,659. The calculation of the present value of the future lease payments is as follows: Amount of future lease payments for the year ending June 30. Governmental Activities 2012 2013 2014 2015 2016 Subtotal Less amount representing interest Present value of future lease payments $ 98,836 60,849 60,849 60,849 45,637 327,020 (29,354) $ 297,666 Accumulated depreciation on assets purchased through lease agreements are as follows: Assets: Autos and trucks Improvements other than buildings Less: accumulated depreciation Governmental Activities $ 102,851 270,125 (59,159) Total $ 313,817 45 CITY OF ROSEMEAD Notes to the Basic Financial Statements Fiscal Year Ended June 30, 2011 (7) Changes in Long-Term Liabilities, (continued) Tax Allocation Bonds, Series 2006A On March 9, 2006, the Commission issued tax allocation bonds in the amount of $14,005,000 (Series 2006A) to: (1) refund a portion of the Commission's outstanding Series 1993A bonds and (2) to finance redevelopment activity in Redevelopment Project Area No.1. The bonds bear interest ranging from 3.25% to 5.00% and mature in annual installments of $780,000 to $1,250,000 on various dates through October 1, 2022. The Commission purchased a surety bond in lieu of cash reserve in the amount of $1,323,238. Portions of the bonds are subject to early redemption, at the option of the Commission, beginning October 1, 2017. Bond premiums are amortized over the life of the bonds. The unamortized balance as of June 30, 2011 was $217,820. As of June 30, 2011 the outstanding balance was $9,800,000. Tax Allocation Bonds, Series 2006B In December 2006, the Commission issued $24,230,000 in Project Area No.1 Tax Allocation Bonds. The bonds mature in amounts ranging from $70,000 to $1,430,000 with interest rates ranging from 3.25% to 4.25% through October 1, 2025. The net proceeds were used to refund the remaining $23,095,000 amount outstanding on the 1993 Tax Allocation Bonds. The securities were deposited in an irrevocable trust with an escrow agent to provide for all future debt service payments on the 1993 Bonds. As a result, the entire 1993 Bonds are considered to be defeased and the liability for those bonds has been removed from the government-wide financial statements. A surety bond has been acquired to satisfy the reserve requirements. As of June 30, 2011 the outstanding balance was $23,715,000. Tax Allocation Bonds, Series 2010A In July 2010, the Commission issued $11,230,000 in Merged Project Area Tax Allocation Bonds. The bonds mature in amounts ranging from $200,000 to $1,135,000 with interest rates ranging from 3.00% to 5.00% through December 1, 2023. The bonds were issued to provide funds to finance the costs of certain redevelopment projects within the Merged Project Area including infrastructure improvements and the acquisition of land. Principal is payable annually on December 1, beginning on December 1, 2011. Interest is payable semi-annually on June 1 and December 1. Per the bond indenture, a reserve is required to be maintained. At June 30, 2011, the balance held in the reserve account was $1,143,054. As of June 30, 2011 the outstanding balance was $11,230,000. 46 CITY OF ROSEMEAD Notes to the Basic Financial Statements Fiscal Year Ended June 30, 2011 (7) (8) Changes in Long-Term Liabilities, (continued) At June 30, 2011, debt service requirements to maturity for governmental activities long- term debt are as follows: Fiscal years ending June 30, Principal 2012 2013 2014 2015 2016 2017-2021 2022-2026 2027-2031 2032-2034 Totals $ 1,210,000 1,795,000 1,855,000 1,920,000 1,995,000 11, 360, 000 10, 515, 000 8,215,000 5,880,000 $ 44,745,000 Post Employment Benefit Plan Interest $ 1,902,336 1,852,124 1,790,511 1,718,574 1,635,579 6,777,216 4,188,559 2,279,891 399,406 $ 22,544,196 Plan Description: The City administers a single employer defined benefit plan which provides medical insurance benefits to eligible retirees and their spouses in accordance with various labor agreements. The City has not established a trust that is administered by the City for the purpose of holding assets accumulated for plan benefits. After age 65, Medicare automatically becomes the primary provider of health coverage. The City's defined benefit plan becomes the secondary provider. Eligible retirees will have no noticeable change in health benefits or plan administration; however, there is a reduction in the City's cost of health coverage as the secondary provider. The City's defined benefit plan administrator establishes the cost of secondary provider rates annually. The City will pay 100% for eligible retirees' health coverage. Eligibility. Employees are eligible for retiree health benefits if they retire from the City on or after age 50 with at least 5 years of service, and are eligible for a PERS pension. Membership of the plan consisted of the following at January 1, 2008, the date of the latest actuarial valuation: Retirees and beneficiaries receiving benefits 14 Active plan members 30 Total 44 47 CITY OF ROSEMEAD Notes to the Basic Financial Statements Fiscal Year Ended June 30, 2011 (8) Post Employment Benefit Plan, (continued) City's Funding Policy. The contribution requirements of plan members and the City are established and may be amended by City Council. The contribution required to be made under City Council and labor agreement requirements is based on a pay-as-you-go basis (i.e., as medical insurance premiums become due). For fiscal year 2010-11, the City contributed $127,584 to the plan for current premiums. Annual OPEB Cost and Net OPEB Obligation. The City's annual other postemployment benefit (OPEB) cost (expense) is calculated based on the annual required contribution of the employer (ARC), an amount actuarially determined in accordance with the parameters of GASB Statement No. 45. The ARC represents a level of funding that, if paid on an ongoing basis, is projected to cover normal cost each year and amortize any unfunded actuarial liabilities (or funding excess) over a period not to exceed thirty years. The following table shows the components of the City's annual OPEB cost for the year, the amount actually contributed to the plan, and changes in the City's net OPEB obligation for these benefits: Annual required contribution $ 273,591 Interest on net OPEB obligation (14,618) Adjustment to annual required contribution 11,430 Annual OPEB cost (expense) 270,403 Contributions made (806,702) Increase in net OPEB obligation (536,299) Net OPEB obligation - beginning of year (324,838) Net OPEB obligation - end of year $ (861,137) The net OPEB asset is reported in the government-wide statements as part of prepaid expenses. The City's annual OPEB cost, the percentage of annual OPEB cost contributed to the plan, and the net OPEB obligation for 2011 and the two preceding years were as follows: Percentage Net of Annual OPEB Fiscal Annual OPEB OPEB Cost Obligation Year Cost Contributed (Asset) 6/30/2009 $ 284,778 46% $ 153,291 6/30/2010 $ 284,778 268% $ (324,838) 6/30/2011 $ 270,403 298% $ (861,137) 48 CITY OF ROSEMEAD Notes to the Basic Financial Statements Fiscal Year Ended June 30, 2011 (8) Post Employment Benefit Plan, (continued) Actuarial valuations of an ongoing plan involve estimates of the value of reported amounts and assumptions about the probability of occurrence of events far into the future. Examples include assumptions about future employment, mortality, and the healthcare cost trend. Amounts determined regarding the funded status of the plan and the annual required contributions of the employer are subject to continual revision as actual results are compared with past expectations and new estimates are made about the future. The schedule of funding progress, presented as required supplementary information following the notes to the financial statements, presents multi-year trend information about whether the actuarial value of plan assets is increasing or decreasing over time relative to the actuarial accrued liabilities for the benefits. Actuarial Methods and Assumptions. Projections of benefits for financial reporting purposes are based on the substantive plan (the plan as understood by the employer and the plan members) and include the types of benefits provided at the time of each valuation and the historical pattern of sharing of benefit costs between employer and plan members to that point. The actuarial methods and assumptions used include techniques that are designed to reduce the effects of short-term volatility in actuarial accrued liabilities and the actuarial assets, consistent with the long-term perspective of the calculations. The actuarial cost method used for determining the benefit obligations is the Frozen Entry Age Actuarial Cost Method. The actuarial assumptions included a 4.5 percent investment rate of return, which is the assumed rate of the expected long-term investment returns on plan assets calculated based on the funded level of the plan at the valuation date, and an annual healthcare cost trend rate of 10 percent initially, reduced by decrements of 0.5 per year to an ultimate rate of 5 percent after the tenth year. The UAAL is being amortized as a level percentage of projected payroll over 30 years on a closed basis. It is assumed the City's payroll will increase 3.25% per year. Required Supplementary Information: Schedule of Funding Progress Entry Age Actuarial Unfunded UAAL as a Actuarial Actuarial Accrued Value of AAL Funded Covered % of Covered Valuation Liability (AAL) Assets (UAAL) Ratio Payroll Payroll Date (a) (b) (a - b) (b / a) (c) ((a-b)/c) 1/1/2008 $ 3,548,605 $ - $ 3,548,605 0% $ 1,682,985 211% N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A 49 CITY OF ROSEMEAD Notes to the Basic Financial Statements Fiscal Year Ended June 30, 2011 (9) Risk Management Self-insurance pool pursuant to joint powers agreement The City is a member of the California Joint Powers Insurance Authority (Authority). The Authority is composed of 122 California public entities and is organized under a joint powers agreement pursuant to California Government Code §6500 et seq. The purpose of the Authority is to arrange and administer programs for the pooling of self-insured losses, to purchase excess insurance or reinsurance, and to arrange for group purchased insurance for property and other coverages. The Authority's pool began covering claims of its members in 1978. Each member government has an elected official as its representative on the Board of Directors. The Board operates through a 9- member Executive Committee. Each member government pays a primary deposit to cover estimated losses for a fiscal year (claims year). After the close of a fiscal year, outstanding claims are valued. A retrospective deposit computation is then made for each open claims year. Claims are pooled separately between police and non-police. Costs are allocated to members by the following methods within each of the four layers of coverage: (1) the first $30,000 of each occurrence is charged directly to the member's primary deposit; (2) costs from $30,000 to $750,000 and the loss development reserves associated with losses up to $750,000 are pooled based on the member's share of losses under $30,000; (3) losses from $750,000 to $2,000,000 and the associated loss development reserves are pooled based on payroll; (4a) costs of covered claims from $2,000,000 to $50,000,000 are paid under reinsurance and excess insurance policies (4b) subject to a $3,000,000 annual aggregate deductible (4c) and a quota-sharing agreement whereby the Authority is financially responsible for 40% of losses occurring within the $2,000,000 to $10,000,000 layer. The costs associated with 4a-c are estimated using actuarial models and prefunded as part of the primary and retrospective deposits. The overall policy limit for each member including all layers of coverage is $50,000,000 per occurrence. Costs of covered claims for subsidence losses are paid by excess insurance with the following sub-limits per member: $35,000,000 per occurrence with a $20,000,000 annual aggregate. The City also participates in the workers' compensation pool administered by the Authority. Each member pays a primary deposit to cover estimated losses for a fiscal year (claims year). After the close of a fiscal year, outstanding claims are valued. A retrospective deposit computation is then made for each open claims year. Claims are pooled separately between public safety and non-public safety. 50 CITY OF ROSEMEAD Notes to the Basic Financial Statements Fiscal Year Ended June 30, 2011 (g) Risk Management, (continued) Costs are allocated to members by the follo% of coverage: (1) the first $50,000 of each primary deposit; (2) losses from $50,000 to 9 associated with losses up to $100,000 are losses under $50,000; (3) losses from $100,C reserves associated with those losses are $2,000,000 up to statutory limits are paid and provided per statutory liability under Californi, ng methods within each of the four layers )ss is charged directly to the member's 00,000 and the loss development reserve )ooled based on the member's share of 0 to $2,000,000 and the loss development ooled based on payroll; (4) losses from r an excess insurance policy. Protection is Norkers' Compensation law. Employer's Liability losses are pooled among members to $2,000,000, coverage from $2,000,000 to $5,000,000 is purchased as part of an excess insurance policy, and losses from $5,000,000 to $10,000,000 are pooled among members. The City participates in the pollution legal liability and remediation legal liability insurance which is available through the Authority. The policy covers sudden and gradual pollution of scheduled property, streets, and storm drains owned by City of Rosemead. Coverage is on a claims-made basis. There is a $50,000 deductible. The Authority has a limit of $50,000,000 for the 3-year period from July 1, 2008 through July 1, 2011. Each member of the Authority has a $10,000,000 sub-limit during the 3-year term of the policy. During the past three fiscal years, none of the above programs of protection have had settlements or judgments that exceeded pooled or insured coverage. There have been no significant reductions in pooled or insured liability coverage from coverage in the prior year. As of June 30, 2011 the City had retrospective deposits payable to the Authority in the amount of $623,456. The deposit will be repaid through adjustments to premiums over the next three years. The retrospective deposit payable has been included in noncurrent liabilities on the Statement of Net Assets. 51 CITY OF ROSEMEAD Notes to the Basic Financial Statements Fiscal Year Ended June 30, 2011 (10) Retirement Plan Defined Benefit Pension Plan The City of Rosemead contributes to the California Public Employees Retirement System (PERS), a cost-sharing multiple-employer public employee defined benefit pension plan. PERS provides retirement, disability benefits, and death benefits to plan members and beneficiaries. PERS acts as a common investment and administrative agent for participating public entities within the State of California. PERS issues a publicly available financial report that includes financial statements and required supplementary information for the cost sharing plans that are administered by PERS. Copies of PERS' annual financial report may be obtained by writing to 400 "P" Street, Sacramento, California 95814. Contributions and Funding Policy Miscellaneous participants are required to contribute 7% of their annual covered salary. The City is required to contribute at an actuarially determined rate. The rate for the year ended June 30, 2011 is 22.476% percent of annual covered payroll. The contribution requirements of plan members and the City are established and may be amended by City Council in conjunction with applicable labor contracts. The City's contributions to the miscellaneous plan for the years ending June 30, 2009, 2010, and 2011 were $1,428,348, $1,361,873, and $1,191,665 respectively, and were equal to the required contributions for each year. Supplemental Defined Benefit Pension Plan Effective July 1, 2000, the City entered into an agreement with Public Agency Retirement Services (PARS) whereby the City contributes to a supplemental employee pension plan (the plan II), a single-employer defined benefit pension plan administered by Phase II Systems. The plan II provides a supplemental retirement benefit of 1 % for each year of service to plan members and beneficiaries. Employees with at least 10 years of service and City Council members with at least 10 years of service are eligible to participate at age 60 and receive an annual benefit equal to 3% of the highest annual gross pay for each year of service. Benefits are determined using the same method as CalPERS benefits. PARS issues a publicly available financial report that includes financial statements and required supplementary information for the plan 11. That report may be obtained by writing to PARS, 3961 MacArthur Boulevard, Suite 200, Newport Beach, California, 92660. 52 CITY OF ROSEMEAD Notes to the Basic Financial Statements Fiscal Year Ended June 30, 2011 (10) Retirement Plan, (continued) An actuarial valuation of the City of Rosemead Supplemental Defined Benefit Pension Plan was performed as of July 1, 2011 to determine the funding level requirement of the plan for the current fiscal period. Actuarial valuations are performed once every two years. The employer contribution rate for the plan years 2010 and 2011 was 14.63%. A summary of principle assumptions and methods used to determine the ARC is shown below. Valuation Date Actuarial Cost Method Amortization Method Asset Valuation Method Actuarial Assumptions: Investment Rate of Return Inflation Rate Retirement Cost of Living Adjustment July 1, 2011 Entry Age Normal Level Dollar Market Value 6.50 % for funding purposes 3% For miscellaneous employees and the contract City Attorney: Retirement rate of 20% at ages 60 and older with between 10 and 20 years of service, and retirement rate of 30% at ages 55 and older with more than 20 years of service. For City Council members: Retirement rates of 30% per year. 2% compounded annually Initial unfunded liabilities are amortized over a closed 20 year period from July 1, 2002 with amortization payments increasing 3.25% annually. Payments are assumed to be made throughout the year. The Schedule of Funding Progress below shows the recent history of the actuarial value of assets, actuarial accrued liability, their relationship, and the relationship of the unfunded actuarial accrued liability to payroll. Required Supplementary Information: Schedule of Funding Progress Entry Age Actuarial Unfunded UAAL as a Actuarial Actuarial Accrued Value of AAL Funded Co\ered % of Co\ered Valuation Liability (AAL) Assets (UAAL) Ratio Payroll Payroll Date (a) (b) (a - b) (b / a) (c) ((a-b)/c) 7/1/2006 $ 2,973,299 $ 1,438,282 $ 1,535,017 48. 37% $2,367,310 64.84% 7/1/2008 $ 2,242,154 $ 1,910,854 $ 331,300 85. 22% $3,747,667 8.84% 7/1/2010 $ 2,778,943 $ 1,833,895 $ 945,048 65. 99% $3,678,700 25.69% 53 CITY OF ROSEMEAD Notes to the Basic Financial Statements Fiscal Year Ended June 30, 2011 (10) Retirement Plan, (continued) Supplemental Defined Benefit Pension Plan - continued Three-year trend information: Annual Pension Cost (Employer Contribution) Fiscal Employer Percentage Net Pension Year Contribution Contributed Obligation 6/30/2009 $ 74,317 100% $ - 6/30/2010 $ 70,019 100% $ - 6/30/2011 $ 69,010 100% $ - (11) Commitments and Contingencies The City is a member of the Los Angeles County Liability Trust Fund (the Trust Fund), which was set up to pay for litigation involving the Los Angeles County Sheriffs' Department within any of the 40 cities that are served by the Los Angeles County Sheriffs' Department. The Trust Fund was and is being funded by the 40 cities based upon each city's allocated surcharge, calculated as a percentage of each city's contribution to the total contracted amount with the County paid to Los Angeles County for the use of its deputies. Based upon the agreement signed by all of the 40 cities at the time the Trust Fund originated, the cities will be jointly liable for any and all claims filed against the Los Angeles County Sheriffs' Department, regardless of the location within the 40 cities. In 1998 the County of Los Angeles lost a litigation mailer that resulted in a $25,000,000 judgment against the Los Angeles County Sheriffs' Department, which Los Angeles County has since paid. The City believes its share of this liability is approximately 3%, or $600,000, which will accrue interest at 4% and be paid by the Trust Fund to Los Angeles County (from amounts on deposit with the Trust Fund) over the next 10 years. No additional liability will be incurred by the City. However, if the City decided to terminate its association with the Trust Fund, it would become immediately liable for its share of the remaining liability. 54 CITY OF ROSEMEAD Notes to the Basic Financial Statements Fiscal Year Ended June 30, 2011 (12) Fund Deficits The following funds had deficit balances as of June 30, 2011: Major Governmental Fund: Capital Project: City Capital Projects $ 3,868,125 Non-Major Funds: Special Revenue: HOME Program 462,746 Federal Highway Grant 72,093 The fund deficits noted above primarily relate to expenditures charged to projects during the fiscal year ended June 30, 2011, which were submitted for reimbursement. (13) Expenditures in Excess of Appropriations Expenditures exceeded appropriations in the following funds: Fund Budget Actual Variance General $ 17,339,924 $ 17,730,943 $ (391,019) Low-Mederate Income Housing Set-Aside 261,200 292,372 (31,172) RDA Debt Service 3,529,700 3,968,183 (438,483) Proposition C 732,695 745,020 (12,325) State Gas Tax 984,634 1,075,439 (90,805) AQMD - 20,757 (20,757) RHDC 797,500 803,834 (6,334) 55 CITY OF ROSEMEAD Notes to the Basic Financial Statements Fiscal Year Ended June 30, 2011 (14) Recent Changes in Legislation Affecting California Redevelopment Agencies On June 29, 2011, the Governor of the State of California signed Assembly Bills X1 26 and 27 as part of the State's budget package. Assembly Bill X1 26 requires each California redevelopment agency to suspend (effective July 1, 2011) nearly all activities except to implement existing contracts, meet already-incurred obligations, preserve its assets and prepare for the impending dissolution of the agency. Assembly Bill X1 27 provides a means for redevelopment agencies to continue to exist and operate by means of a Voluntary Alternative Redevelopment Program. Under this program, each agency would adopt an ordinance agreeing to make certain payments to the County Auditor Controller in fiscal year 2011-12 and annual payments each fiscal year thereafter. Assembly Bill X1 26 indicates that the agency "may use any available funds not otherwise obligated for other uses" to make this payment. The Agency intends to use available monies of its redevelopment agency for this purpose. The amounts to be paid after fiscal year 2012-13 have yet to be determined by the state legislature. Assembly Bill X1 26 directs the State Controller of the State of California to review the propriety of any transfers of assets between redevelopment agencies and other public bodies that occurred after January 1, 2011. If the public body that received such transfers is not contractually committed to a third party for the expenditure or encumbrance of those assets, the State Controller is required to order the available assets to be transferred to the public body designated as the successor agency by Assembly Bill X1 26. The League of California Cities and the California Redevelopment Association (CRA) filed a lawsuit on July 18, 2011 on behalf of cities, counties and redevelopment agencies petitioning the California Supreme Court to overturn Assembly Bills X1 26 and 27 on the grounds that they violate the California Constitution. On August 11, 2011, the California Supreme Court issued a stay of all of Assembly Bill X1 27 and most of Assembly Bill X1 26. The California Supreme Court stated in its order that "the briefing schedule is designed to facilitate oral argument as early as possible in 2011, and a decision before January 15, 2012." A second order issued by the California Supreme Court on August 17, 2011 indicated that certain provisions of Assembly Bills X1 26 and 27 were still in effect and not affected by its previous stay, including requirements to file an appeal of the determination of the community remittance payment by August 15, the requirement to adopt an Enforceable Obligations Payment Schedule ("EOPS") by August 29, 2011, and the requirement to prepare a preliminary draft of the initial Recognized Obligation Payment Schedule ("ROPS") by September 30, 2011. 56 Ile CITY OF ROSEMEAD Notes to the Basic Financial Statements Fiscal Year Ended June 30, 2011 (14) Recent Changes in Legislation Affecting California Redevelopment Agencies, (continued) Because the stay provided by Assembly Bill X1 26 only affects enforcement, each agency must adopt an Enforceable Obligation Payment Schedule and draft Recognized Obligation Payment Schedule prior to September 30, as required by the statute. Enforceable obligations include bonds, loans and payments required by the federal or state government; legally enforceable payments required in connection with agency employees such as pension payments and unemployment payments, judgments or settlements; legally binding and enforceable agreements or contracts; and contracts or agreements necessary for the continued administration or operation of the agency that are permitted for purposes set forth in ABX1 26. On August 9, 2011, the Commission adopted Ordinance No. 917 indicating it will comply with the Voluntary Alternative Redevelopment Program in order to permit the continued existence and operation of the agency, in the event Assembly Bills X1 26 and/or 27 are upheld as constitutional. The initial payment by the agency is estimated to be $2,112,991 with one half due on January 15, 2012 and the other half due May 15, 2012. Thereafter, an estimated $500,000 will be due annually. The semi-annual payments will be due on January 15 and May 15 of each year and would increase or decrease with changes in tax increment. Additionally, an increased amount would be due to schools if any new debt is incurred. Assembly Bill X1 27 allows a one-year reprieve on the agency's obligation to contribute 20% of tax increment to the low and moderate income housing fund so as to permit the Agency to assemble sufficient funds to make its initial payments. On December 29, 2011, the California Supreme Court upheld the constitutionality of Assembly Bill X1 26 and declared Assembly Bill X1 27 to be unconstitutional. This decision, which will abolish all redevelopment agencies unless further action is taken by the California Legislature, will have various implications on the City, the extent of which is unknown as of the date of this report. 57 • • • • • • • • • • • • • Required Supplementary Information 58 CITY OF ROSEMEAD Note to the Required Supplementary Information Fiscal Year Ended June 30, 2011 (1) Budgetary Information Annual budgets are legally adopted on a basis consistent with accounting principles generally accepted in the United States of America for all governmental funds. All annual appropriations lapse at fiscal year end. On or before the last day in March of each year, all business units and component units of the government submit requests for appropriations to the City Manager so that a budget may be prepared. Before the first Thursday of June, the proposed budget is presented to the City Council for review. The Council holds public hearings and a final budget must be prepared and adopted no later than June 30. The appropriated budget is prepared by fund and department. The City's Department Heads, with approval of the Finance Director and City Manager, may make transfers of appropriations within a department and between departments within a fund. Transfers of appropriations between funds must be approved by the City Council. The legal level of budgetary control (Le.. the level at which expenditures may not legally exceed appropriations) is the fund level. The Council made several supplemental budgetary appropriations throughout the year. The supplemental budgetary appropriations made in the various governmental funds are detailed in the required supplementary information. Encumbrance accounting is employed in governmental funds. Encumbrances (e.g., purchase orders, and contracts) outstanding at year end do not constitute expenditures or liabilities because the commitments will be reappropriated and honored during the subsequent year. 59 CITY OF ROSEMEAD General Fund Schedule of Revenue, Expenditures, and Changes in Fund Balances - Budget and Actual Fiscal Year Ended June 30, 2011 Revenues: Taxes Intergovernmental Licenses and permits Charges for services Fines, forfeitures and penalties Investment income Other Total revenues Expenditures: Current: General government Public safety Public works Community services Community development Park and recreation Capital outlay Orginal Final Budget Budget $ 12,608,323 $ 12,608,323 $ 12,419,519 $ (188,804) 574,000 574,000 751,955 177,955 1,217,500 1,217,500 1,764,162 546,662 535,000 535,000 677,861 142,861 520,000 520,000 462,389 (57,611) 300,000 300,000 156,032 (143,968) 430,000 430,000 245,382 (184,618) Variance Positive Actual (Negative) 16,184,823 16,184,823 16,477,300 2,932,500 7,196,500 2,365,000 1,001,000 2,689,800 3,579,600 7,203,700 2,560,010 160,000 1,229,025 2,509,800 97,789 3,684,113 7,253,698 2,762,543 163,742 1,410,866 2,362,860 93,121 292,477 (104,513) (49,998) (202,533) (3,742) (181,841) 146,940 4,668 Total expenditures 16,184,800 17,339,924 17,730,943 (391,019) Excess (deficiency) of revenues over (under) expenditures 23 (1,155,101) (1,253,643) (98,542) Other financing sources (uses): Transfers out - - (381,241) (381,241) Total other financing sources (uses) - - (381,241) (381,241) Net change in fund balance 23 (1,155,101) (1,634,884) (479,783) Fund balance, beginning of year Fund balance, end of year 16,953,956 16,953,956 16,953,956 $ 16,953,979 $ 15,798,855 $ 15,319,072 $ (479,783) 60 CITY OF ROSEMEAD Low-Moderate Income Housing Set-Aside Schedule of Revenue, Expenditures, and Changes in Fund Balances - Budget and Actual Fiscal Year Ended June 30, 2011 Revenues: Investment Income Total revenues Expenditures: Current: Community development Total expenditures Excess (deficiency) of revenues over (under) expenditures Other financing sources (uses): Transfers in Transfers out Total other financing sources (uses) Variance Orginal Final Positive Budget Budget Actual (Negative) $ - $ - $ 6,268 $ 6,268 6,268 6,268 511,200 261,200 511,200 261,200 292,372 (31,172) 292,372 (31,172) (511,200) (261,200) (286,104) (24,904) 903,500 - 974,464 974,464 (250,000) (250,000) (355,000) (105,000) 653,500 (250,000) 619,464 869,464 Net change in fund balance 142,300 (511,200) 333,360 844,560 Fund balance, beginning of year 6,462,434 6,462,434 6,462,434 - Fund balance, end of year $ 6,604,734 $ 5,951,234 $ 6,795,794 $ 844,560 61 CITY OF ROSEMEAD Required Supplementary Information Fiscal Year Ended June 30, 2011 (2) Public Agency Retirement Services (PARS) - Retirement Enhancement Plan Schedule of Funding Progress Entry Age Actuarial Unfunded UAAL as a Actuarial Actuarial Accrued Value of AAL Funded Covered % of Covered Valuation Liability (AAL) Assets (UAAL) Ratio Payroll Payroll Date (a) (b) (a - b) (b / a) (c) ((a-b)/c) 7/1/2006 $ 2,973,299 $ 1,438,282 $ 1,535,017 48.37% $2,367,310 64.84% 7/1/2008 $ 2,242,154 $ 1,910,854 $ 331,300 85.22% $3,747,667 8.84% 7/1/2010 $ 2,778,943 $ 1,833,895 $ 945,048 65.99% $3,678,700 25.69% (3) Other Post Employment Benefits Plan Schedule of Funding Progress Entry Age Actuarial Unfunded UAAL as a Actuarial Actuarial Accrued Value of AAL Funded Covered % of Covered Valuation Liability (AAL) Assets (UAAL) Ratio Payroll Payroll Date (a) (b) (a - b) (b / a) (c) ((a-b)/c) 1/1/2008 $ 3,548,605 $ - $ 3,548,605 0% $ 1,682,985 211% N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A 62 (This page intentionally left blank) Other Supplementary Information 63 NONMAJOR GOVERNMENTAL FUNDS Community Development Block Grant Fund - Accounts for Community Development Block Grants received from the U.S. Department of Housing and Urban Development. HOME Program Fund - This fund is used to account for HOME Investment Partnerships Program monies received to create and retain affordable housing. Proposition A Fund - This fund is used to finance public transportation projects. Effective July 1, 1982, this fund accounts for the City's share of additional sales tax collected in the County of Los Angeles as a result of Proposition A. Proposition C Fund - This fund is to be used by the cities for public transit to increase safety and improve road conditions by repairing and maintaining streets heavily used by public transit. Federal Highway Grant- Accounts for Federal Highway Grants received from the California Department of Transportation. State Gas Tax Fund - This fund is used to account for monies that are collected by the State under the title of Motor Vehicle Fuel License Tax and represent an additional + or - $.10 per gallon of gas sold. Air Quality Management District Fund - This fund accounts for the receipt of monies from the Air Quality Maintenance District. These funds shall be used to implement programs to reduce air pollution from mobile sources pursuant to the California Clean Air Act. Local Transportation Fund - This fund is used to account for monies made available by the State for mass transit, bike paths, and pedestrian walkways. City policy has been to use this money for construction of sidewalks, pedestrian access to schools, parks, or commercial areas. Street Lighting Fund - This fund is used to account for monies collected by ad valorem property tax based on $.2495 per $1000 of assessed property value to provide for energy cost and maintenance of the Rosemead Lighting District, whose boundaries, with the exception of the Southern California Edison company property, coincide with the City's boundaries. Proposition 13 has limited the ad valorem tax that can be collected. Narcotics Seizure Fund - This fund is used to account for funds received from the County of Los Angeles for monies forfeited, and the proceeds from the sale of assets seized from illegal narcotic activities within the City of Rosemead. The forfeited funds must be used by the law enforcement and prosecutorial agencies exclusively to support law enforcement and prosecutorial efforts. Measure R Fund - A county-wide one half percent sales tax to fund transportation projects. Receipts can be used to synchronize traffic signals, repair potholes, keep senior, student, and disabled bus fares low and provide community traffic relief. The tax receipts will be used primarily to improve public transit and street maintenance projects. Rosemead Housing Development Corporation - This fund is used to account for the construction, financing and operations of low and moderate income housing. The Corporation is a blended component until of the City of Rosemead. 64 (This page intentionally left blank) CITY OF ROSEMEAD Non-Major Governmental Funds Combining Balance Sheet June 30, 2011 Special Revenue Funds CDBG HOME Proposition Grant Program A Assets Cash and investments Receivables: Accounts Interest Notes Liabilities and Fund Balances Liabilities: Accounts payable and accrued liabilities Accrued salaries and benefits Retentions payable Due to other funds Deferred revenue Total liabilities Fund balances: Restricted for: Public safety Public works Community services Low and moderate income housing Unassigned $ - $ - $ 1,334,907 356,188 204,413 - $ 356,188 $ 204,413 $ 1,334,907 $ 47,223 $ 17,786 12,609 909 - 15,953 199,868 632,511 2,072 - $ 27,277 5,764 261,772 667,159 33,041 94,416 (462,746) Total fund balances (deficit) Total liabilities and fund balances 1,301,866 94,416 (462,746) 1,301,866 $ 356,188 $ 204,413 $ 1,334,907 65 Special Revenue Funds Federal Air Quality • Proposition Highway State Gas Management Local Street C Grant Tax District Transportation Lighting $ 1,708,201 $ - $ 1,913,937 $ 118,874 $ - $ 2,670,293 - - 7,305 16,500 47,932 40,675 - - - - - 1,561 • - - - - - 58,551 $ 1,708,201 $ - $ 1,921,242 $ 135,374 $ 47,932 $ 2,771,080 $ 59,067 $ - $ 158,556 $ - $ - $ 55,413 2,561 - 3,391 - - 1,546 • - - 7,115 - - - - 72,093 4,411 - 47,932 5,020 - - - - - 60,112 • 61,628 72,093 173,473 - 47,932 122,091 - - - - - 2,648,989 1,646,573 - 1,747,769 135,374 - - - (72,093) - - - - • 1,646,573 (72,093) 1,747,769 135,374 - 2,648,989 $ 1,708,201 $ - $ 1,921,242 $ 135,374 $ 47,932 $ 2,771,080 66 (This page intentionally left blank) CITY OF ROSEMEAD Non-Major Governmental Funds Combining Balance Sheet June 30, 2011 Special Revenue Funds Rosemead Housing Narcotics Measure Development Seizure R Corporation Totals Assets Cash and investments $ 6,703 $ 761,286 $ 73,597 $ 8,587,798 Receivables: Accounts - - 14,442 687,455 Interest - - - 1,561 Notes - - - 58,551 $ 6,703 $ 761,286 $ 88,039 $ 9,335,365 Liabilities and Fund Balances Liabilities: Accounts payable and accrued liabilities $ - $ 652 $ 42,466 $ 408,440 Accrued salaries and benefits - 1,244 - 28,024 Retentions payable - - - 23,068 Due to other funds - - - 961,835 Deferred revenue - - - 62,184 Total liabilities - 1,896 42,466 1,483,551 Fund balances: Restricted for: Public safety 6,703 - - 2,655,692 Public works - 759,390 - 5,590,972 Community services - - - 94,416 Low and moderate income housing - - 45,573 45,573 Unassigned - - - (534,839) Total fund balances (deficit) 6,703 759,390 45,573 7,851,814 Total liabilities and fL.nd balances S 6.703 $ 761,286 $ 88,039 $ 9,335,365 67 CITY OF ROSEMEAD Non-Major Governmental Funds Combining Statement of Revenues, Expenditures, and Changes in Fund Balances Fiscal Year Ended June 30, 2011 Special Revenue Funds CDBG HOME Proposition Grant Program A Revenues: Intergovernmental Special assessments Investment income Total revenues Expenditures: Current: Public safety Public works Community services Community development Total expenditures Excess (deficiency) of revenues over (under) expenditures Other financing sources (uses): Transfers in Transfers out Total other financing sources (uses) Net change in fund balances Fund balances (deficit), beginning of year Fund balances (deficit), end of year $ 1,303,721 $ 891,296 $ 790,507 13,601 1,303,721 891,296 804,108 664,713 - 633,833 432,162 - - - 890,000 - 1,096,875 890,000 633,833 206,846 1,296 170,275 (285,773) - (285.773) - - (78,927) 1,296 170,275 173,343 (464,042) 1,131,591 $ 94,416 $ (462,746) $ 1,301,866 68 Special Revenue Funds • Federal Air Quality Proposition Highway State Gas Management Local Street • C Grant Tax District Transportation Lighting $ 708,431 $ - $ 2,202,877 $ 66,059 $ 47,932 $ - • - - - - - 741,382 20,018 - 21,242 883 - 27,897 • 728,449 - 2,224,119 66,942 47,932 769,279 i - - - - - 633,749 745,020 - 1,075,439 20,757 - - 745,020 - 1,075,439 20,757 - 633,749 • (16,571) - 1,148,680 46,185 47,932 135,530 (127,818) - (970,712) - (47,932) (4,500) • (127,818) - (970,712) - (47,932) (4,500) (144,389) - 177,968 46,185 - 131,030 • 1,790,962 (72,093) 1,569,801 89,189 - 2,517,959 $ 1,646,573 $ (72,093) $ 1,747,769 $ 135,374 $ - $ 2,648,989 69 CITY OF ROSEMEAD Non-Major Governmental Funds Combining Statement of Revenues, Expenditures, and Changes in Fund Balances Fiscal Year Ended June 30, 2011 Revenues: Intergovernmental Special assessments Investment income Total revenues Expenditures: Current: Public safety Public works Community services Community development Total expenditures Excess (deficiency) of revenues over (under) expenditures Other financing sources (uses): Transfers in Transfers out Total other financing sources (uses) Net change in fund balances Fund balances (deficit), beginning of year Fund balances (deficit), end of year Special Revenue Funds Rosemead Housing Narcotics Measure Development Seizure R Corporation Totals $ 6,394 $ 482,952 $ 415,951 $ 6,916,120 - - - 741,382 15 6,206 40 89,902 6,409 489,158 415,991 7,747,404 - - 633,749 95,118 - 3,234,880 - - 432,162 - 803,834 1,693,834 95,118 803,834 5,994,625 6,409 394,040 (387,843) 1,752,779 - 355,000 355,000 (135) - (1,436,870) (135) 355,000 (1,081,870) 6,409 393,905 (32,843) 670,909 294 365,485 78,416 7,180,905 $ 6,703 $ 759,390 $ 45,573 $ 7,851,814 70 CITY OF ROSEMEAD Community Development Block Grant Non-Major Special Revenue Fund Schedule of Revenue, Expenditures, and Changes in Fund Balances - Budget and Actual Fiscal Year Ended June 30, 2011 Revenues: Intergovernmental Total revenues 1,801,930 1,303,721 (498,209) Expenditures: Current: Public works 985,217 Community services 403,500 Total expenditures 1,388,717 Excess (deficiency) of revenues over (under) expenditures 413,213 Other financing sources (uses): Transfers out - Total other financing sources (uses) - Net change in fund balance 413,213 Fund balance, beginning of year 173,343 664,713 320,504 432,162 (28,662) 1,096, 875 291,842 206,846 (206,367) (285,773) (285,773) (285,773) (285,773) (78,927) (492,140) 173,343 Fund balance, end of year $ 586,556 $ 94,416 $ (492,140) Variance Final Positive Budget Actual (Negative) $ 1,801,930 $ 1,303,721 $ (498,209) 71 CITY OF ROSEMEAD HOME Program Non-Major Special Revenue Funds Schedule of Revenue, Expenditures, and Changes in Fund Balances - Budget and Actual Fiscal Year Ended June 30, 2011 Revenues: Intergovernmental Final Budget $ 1,415,560 1,415,560 $ 891,296 $ (524,264) Total revenues Expenditures: Current: Community development Total expenditures Net change in fund balance Fund balance, beginning of year Fund balance, end of year Variance Positive Actual (Negative) 891,296 (524,264) 1,182,200 890,000 292,200 1,182,200 890,000 292,200 233,360 1,296 (232,064) (464,042) (464,042) - $ (230,682) $ (462,746) $ (232,064) 72 CITY OF ROSEMEAD Proposition A Non-Major Special Revenue Fund Schedule of Revenue, Expenditures, and Changes in Fund Balances - Budget and Actual Fiscal Year Ended June 30, 2011 Variance Final Positive Budget Actual (Negative) Revenues: Intergovernmental $ 811,800 $ 790,507 $ (21,293) Investment Income 10,000 13,601 3,601 Total revenues 821,800 804,108 (17,692) Expenditures: Current: Public works Total expenditures Net change in fund balance Fund balance, beginning of year 787,400 633,833 153,567 787,400 633,833 153,567 34,400 170,275 135,875 1,131,591 1,131,591 - Fund balance, end of year $ 1,165,991 $ 1,301,866 $ 135,875 73 CITY OF ROSEMEAD Proposition C Non-Major Special Revenue Fund Schedule of Revenue, Expenditures, and Changes in Fund Balances - Budget and Actual Fiscal Year Ended June 30, 2011 Revenues: Intergovernmental Investment income Total revenues Expenditures: Current: Public works Total expenditures Excess (deficiency) of revenues over (under) expenditures Other financing sources (uses): Transfers out Total other financing sources (uses) Net change in fund balance Fund balance, beginning of year Fund balance, end of year Variance Final Positive Budget Actual (Negative) $ 721,500 $ 708,431 $ (13,069) 23,000 20,018 (2,982) 744,500 728,449 (16,051) 732,695 745,020 (12,325) 732,695 745,020 (12,325) 11,805 (16,571) (28,376) - (127,818) (127,818) - (127,818) (127,818) 11,805 (144,389) (156,194) 1,790,962 1,790,962 - $ 1,802,767 $ 1,646,573 $ (156,194) 74 CITY OF ROSEMEAD Federal Highway Grant Non-Major Special Revenue Fund Schedule of Revenue, Expenditures, and Changes in Fund Balances - Budget and Actual Fiscal Year Ended June 30, 2011 Revenues: Intergovernmental Total revenues Net change in fund balance Fund balance (deficit), beginning of year Variance Final Positive Budget Actual (Negative) (72,093) (72,093) Fund balance (deficit), end of year $ (72,093) $ (72,093) $ - 75 CITY OF ROSEMEAD State Gas Tax Non-Major Special Revenue Fund Schedule of Revenue, Expenditures, and Changes in Fund Balances - Budget and Actual Fiscal Year Ended June 30, 2011 Revenues: Intergovernmental Investment income Total revenues Expenditures: Current: Public works Total expenditures Excess (deficiency) of revenues over (under) expenditures Other financing sources (uses): Transfers out Total other financing sources (uses) Net change in fund balance Fund balance, beginning of year Variance Final Positive Budget Actual (Negative) $ 1,472,600 $ 2,202,877 17,250 21,242 1,489,850 2,224,119 984,634 1,075,439 (90,805) 984,634 1,075,439 (90,805) 505,216 1,148,680 643,464 $ 730,277 3,992 734,269 (970,712) (970,712) (970,712) (970,712) 505,216 177,968 (327,248) 1,569,801 1,569,801 Fund balance, end of year $ 2,075,017 $ 1,747,769 $ (327,248) 76 CITY OF ROSEMEAD Air Quality Management District Non-Major Special Revenue Fund Schedule of Revenue, Expenditures, and Changes in Fund Balances - Budget and Actual Fiscal Year Ended June 30, 2011 Revenues: Intergovernmental Investment income Total revenues Expenditures: Current: Public works Total expenditures Final Budget $ 65,000 $ 700 65,700 66,942 1.242 Variance Positive Actual (Negative) 66,059 $ 1,059 883 183 20,757 (20,757) 20,757 (20,757) Net change in fund balance Fund balance, beginning of year 65,700 89,189 46,185 89,189 (19,515) Fund balance, end of year $ 154,889 $ 135,374 $ (19,515) 77 CITY OF ROSEMEAD Local Transportation Non-Major Special Revenue Fund Schedule of Revenue, Expenditures, and Changes in Fund Balances - Budget and Actual Fiscal Year Ended June 30, 2011 Variance Final Positive Budget Actual (Negative) Revenues: Intergovernmental $ - $ 47,932 $ 47,932 Total revenues - 47,932 47,932 Excess (deficiency) of revenues over (under) expenditures - 47,932 47,932 Other financing sources (uses): Transfers out - (47,932) (47,932) Total other financing sources (uses) - (47,932) (47,932) Net change in fund balance - - - Fund balance, beginning of year - - - Fund balance, end of year $ - $ - $ - 78 CITY OF ROSEMEAD Street Lighting Non-Major Special Revenue Fund Schedule of Revenue, Expenditures, and Changes in Fund Balances - Budget and Actual Fiscal Year Ended June 30, 2011 Revenues: Special Assessments Investment income Total revenues Expenditures: Current: Public safety Total expenditures Excess (deficiency) of revenues over (under) expenditures Other financing sources (uses): Transfers out Total other financing sources (uses) Net change in fund balance Fund balance, beginning of year Variance Final Positive Budget Actual (Negative) $ 736,000 $ 741,382 $ 5,382 32,400 27,897 (4,503) 768,400 769,279 879 686,600 633,749 52,851 686,600 633,749 52,851 81,800 135,530 53,730 (4,500) (4,500) (4,500) (4,500) 81,800 131,030 49,230 2,517,959 2,517,959 Fund balance, end of year $ 2,599,759 $ 2,648,989 $ 49,230 79 CITY OF ROSEMEAD Narcotics Forfeiture and Seizure Non-Major Special Revenue Fund Schedule of Revenue, Expenditures, and Changes in Fund Balances - Budget and Actual Fiscal Year Ended June 30, 2011 Revenues: Intergovernmental Investment income Total revenues Net change in fund balance Fund balance, beginning of year Fund balance, end of year Variance Final Positive Budget Actual (Negative) $ - $ 6,394 $ 6,394 15 15 6,409 6,409 6,409 6,409 294 294 - $ 80 294 $ 6,703 $ 6,409 CITY OF ROSEMEAD Measure R Non-Major Special Revenue Fund Schedule of Revenue, Expenditures, and Changes in Fund Balances - Budget and Actual Fiscal Year Ended June 30, 2011 Revenues: Intergovernmental Investment income Total revenues Expenditures: Current Public works Total expenditures Excess (deficiency) of revenues over (under) expenditures Other financing sources (uses): Transfers out Total other financing sources (uses) Net change in fund balance Fund balance, beginning of year Fund balance, end of year Variance Final Positive Budget Actual (Negative) $ 504,000 $ 482,952 $ (21,048) - 6,206 6,206 504,000 489,158 (14,842) 117,800 95,118 22,682 117,800 95,118 22,682 386,200 394,040 7,840 (135) (135) - (135) (135) 386,200 393,905 7,705 365,485 365.485 - $ 751,685 $ 759,390 $ 7,705 81 CITY OF ROSEMEAD Rosemead Housing Development Corporation Non-Major Special Revenue Fund Schedule of Revenue, Expenditures, and Changes in Fund Balances - Budget and Actual Fiscal Year Ended June 30, 2011 Revenues: Intergovernmental Investment income Total revenues Expenditures: Current: Community development Total expenditures Excess (deficiency) of revenues over (under) expenditures Other financing sources (uses): Transfers in Total other financing sources (uses) Net change in fund balance Fund balance, beginning of year Fund balance, end of year Variance Final Positive Budget Actual (Negative) $ 416,700 $ 415,951 $ (749) - 40 40 416,700 415,991 (709) 797,500 803,834 (6,334) 797,500 803,834 (6,334) (380,800) (387,843) (7,043) 355,000 355,000 355,000 355,000 (380,800) (32,843) 347,957 78,416 78,416 - $ (302,384) $ 45,573 $ 347,957 82 CITY OF ROSEMEAD Redevelopment Agency Debt Service Fund Major Debt Service Fund Schedule of Revenue, Expenditures, and Changes in Fund Balances - Budget and Actual Fiscal Year Ended June 30, 2011 Revenues: Taxes Investment income Total revenues Expenditures: Current: General government Public safety Debt Service: Principal Interest Total expenditures Excess (deficiency) of revenues over (under) expenditures Variance Final Positive Budget Actual (Negative) $ 6,101,800 $ 6,893,575 $ 791,775 30,000 56,578 26,578 6,131,800 6,950,153 818,353 101,000 984,000 975,000 1,469,700 3,529,700 2,602,100 115,623 (14,623) 995,468 (11,468) - 975,000 1,882,092 (412,392) 3,968,183 (438,483) 2,981,970 Other financing sources (uses): Transfers in Transfers out Total other financing sources (uses) - 1,133,461 (903,500) (974,464) (903,500) 158,997 Net change in fund balance Fund balance, beginning of year 1,698,600 2,803,910 3,140, 967 2,803,910 379,870 1,133,461 (70,964) 1,062,497 1,442, 367 Fund balance, end of year $ 4,502,510 $ 5,944,877 $ 1,442,367 83 CITY OF ROSEMEAD Redevelopment Agency Capital Projects Fund Major Capital Projects Fund Schedule of Revenue, Expenditures, and Changes in Fund Balances - Budget and Actual Fiscal Year Ended June 30, 2011 Revenues: Investment income Other Total revenues Expenditures: Current: General government Public works Bond issuance costs Total expenditures Excess (deficiency) of revenues over (under) expenditures Other financing sources (uses): Transfers out Discount on bonds Proceeds from long-term debt Total other financing sources (uses) Net change in fund balance Fund balance, beginning of year Fund balance, end of year Variance Final Positive Budget Actual (Negative) $ - $ 59,176 $ 59,176 7,997 7,997 67,173 67,173 10,000 1,750 8,250 9,279,760 5,803,685 3,476,075 332,500 275,344 57,156 9,622,260 6,080,779 3,541,481 (9,622,260) (6,013,606) 3,608,654 - (1,677,344) (1,677,344) - (192,139) (192,139) - 11,230,000 11,230,000 - 9,360,517 9,360,517 (9,622,260) 3,346,911 12,969,171 3,001,846 3,001,846 - $ (6,620,414) $ 6,348,757 $ 12,969,171 84 CITY OF ROSEMEAD City Capital Projects Major Capital Projects Fund Schedule of Revenue, Expenditures, and Changes in Fund Balances - Budget and Actual Fiscal Year Ended June 30, 2011 Revenues: Intergovernmental Total revenues Expenditures- Current: Public works Total expenditures Excess (deficiency) of revenues over (under) expenditures Other financing sources (uses): Transfers in Total other financing sources (uses) Net change in fund balance Fund balance, beginning of year Variance Final Positive Budget Actual (Negative) $ 3,432,000 $ 1,715,181 $ (1,716,819) 3,432,000 1,715,181 (1,716,819) 19,514,773 7,601,816 11,912,957 19,514,773 7,601,816 11,912,957 (16,082,773) (5,886,635) 10,196,138 - 2,361,994 2,361,994 2,361,994 2,361,994 (16,082,773) (3,524,641) 12,558,132 (343,484) (343,484) - Fund balance, end of year $ (16,426,257) $ (3,868,125) $ 12,558,132 85 INTERNAL SERVICE FUNDS The internal service funds are used to account for goods and services provided by one City department to other City departments on a cost reimbursements basis. The City of Rosemead has the following Internal Service Funds: Equipment Replacement - To account for the accumulation and allocation of costs associated with the repair and maintenance of the City's equipment. Technology Replacement - To account for the accumulation and allocation of costs associated with the repair and maintenance of the City's technological equipment. 86 CITY OF ROSEMEAD Combining Statement of Net Assets Internal Service Funds June 30, 2011 Assets Current assets: Cash and investments Due from other funds Total current assets Non-current assets: Capital assets: Other capital assets, net (note 6) Total non-current assets Total assets Liabilities Current liabilities: Accounts payable Lease payable - current Total current liabilities Non-current liabilities: Lease payable Total non-current liabilities Total liabilities Net assets Invested in capital assets, net of related debt Unrestricted Total net assets Equipment Technology Replacement Replacement Total $ 107,629 $ 162,305 $ 269,934 - 15,212 15,212 107,629 177,517 285,146 - 231,536 231,536 - 231,536 231,536 107,629 409,053 516,682 - 155,169 155,169 - 50,848 50,848 - 206,017 206,017 - 210,811 210,811 - 210,811 210,811 - 416,828 416,828 - (30,123) (30,123) 107,629 22,348 129,977 $ 107,629 $ (7,775) $ 99,854 87 CITY OF ROSEMEAD Combining Statement of Revenues, Expenses, and Changes in Fund Net Assets Internal Service Funds Fiscal Year Ended June 30, 2011 Operating revenues: Charges for services Total operating revenues Operating expenses: Contractual services Depreciation Total operating expenses Operating income Non-operating revenues (expenses): Investment income Interest expense Total non-operating revenues (expenses) Changes in net assets Net assets, beginning of year Net assets, end of year Equipment Technology Replacement Replacement Total $ 63,863 $ 55,713 $ 119,576 63,863 55,713 119,576 47,202 47,202 38,589 38,589 791 85,791 63,863 (30,078) 33,785 5 5 (1,872) (1,872) (1,867) (11867) 63,863 (31,945) 31,918 43,766 24,170 67,936 $ 107,629 $ (7,775) $ 99,854 88 CITY OF ROSEMEAD Combining Statement of Cash Flows Internal Service Funds Fiscal Year Ended June 30, 2011 Cash flows from operating activities: Cash received from users departments Cash payments to suppliers for goods and services Net cash provided by (used for) operating activities Cash flows from capital and related financing activities: Proceeds from capital lease Principal paid on capital lease Interest paid on capital lease Cash paid to purchase capital asset Net cash provided by capital and related financing activities Cash flows from investing activities: Interest on investment Net cash provided by investing activities Equipment Technology Replacement Replacement Total $ 63,863 $ 40,501 $ 104,364 - (49,216) (49,216) 63,863 (8,715) 55,148 275,603 275,603 (13,944) (13,944) (1,872) (1,872) (115,241) (115,241) 144,546 144,546 5 5 5 5 Net increase in cash and investments 63,863 135,836 199,699 Cash and investments beginning of year Cash and investments, end of year Reconciliation of operating income to net cash provided by (used for) operating activities: Operating income Adjustments to reconcile operating income to net cash provided by (used for) operating activities: Depreciation (Increase) decrease in due from other funds Increase (decrease) in accounts payable 43,766 26,469 70,235 $ 107,629 $ 162,305 $ 269,934 $ 63,863 $ (30,078) $ 33,785 38,589 38,589 (15,212) (15,212) (2,014) (2,014) Total adjustments Net cash provided by (used for) operating activities Noncash capital, financing and investing activities: Capital asset acquired through accounts payable 21,363 21,363 $ 63,863 $ (8,715) $ 55,148 $ - $ 154,884 $ 154,884 89 CITY OF ROSEMEAD Statement of Changes in Fiduciary Assets and Liabilities Year ended June 30, 2011 Balance July 1, 2010 Additions Deductions Balance June 30, 2011 Assets Cash and investments $ 479,080 $ 8,012,783 $ (7,900,147) $ 591,716 Accounts receivable - 28,351 (22,593) 5,758 Total assets $ 479,080 $ 8,041,134 $ (7,922,740) $ 597,474 Liabilities Deposits payable $ 479,080 $ 8,041,134 $ (7,922,740) $ 597,474 Total liabilities $ 479,080 $ 8,041,134 $ (7,922,740) $ 597,474 90 STATISTICAL SECTION This part of the City of Rosemead's Comprehensive Annual Financial Report presents detailed information as a context for understanding what the information in the financial statements, note disclosures, and required supplementary information says about the government's overall financial health. Contents Financial Trends These schedules contain trend information to help the reader understand how the government's financial performance and well- being have changed over time. Revenue Capacity These schedules contain trend information to help the reader assess the government's most significant revenue source, property tax. Debt Capacity These schedules present information to help the reader assess the affordability of the government's current levels of outstanding debt and the government's ability to issue additional debt in the future. Demographic and Economic Information These schedules offer demographic and economic indicators to help the reader understand the environment within which the government's financial activities take place. Operating Information These schedules contain service and infrastructure data to help the reader understand how the information in the government's financial report relates to the services the government provides and the activities it performs. Page 92 100 104 110 112 Sources: Unless otherwise noted, the information in these schedules is derived from the Comprehensive Annual Financial Reports for the relevant year. 91 CITY OF ROSEMEAD Net Assets by Component Last Eight Fiscal Years (accrual basis of accounting) Fiscal Year 2004 2005 2006 2007 Governmental activities: Invested in capital assets, net of related debt $ 10,439,445 $ 12,130,249 $ 13,345,433 $ 10,541,606 Restricted 6,526,788 6,035,250 6,901,454 8,181,231 Unrestricted 26,498,620 31,114,414 30,299,115 35,293,732 Total governmental activities net assets $ 43,464,853 $ 49,279,913 $ 50,546,002 $ 54,016,569 The City, gllosetnead implemented GASB 34.ror the.fscal year ended June 30, 2004. In1ormation prior to the implementation ol'G.4SB 34 is not available. 92 Fiscal Year • 2008 2009 2010 2011 $ 12,981,537 $ 11,828,993 $ 12,712,242 $ 14,760,940 • 11,443,583 13,361,249 13,199,438 24,806,402 • 27,705,715 24,882,730 20,489,721 10,748,249 • $ 52,130,835 $ 50,072,972 $ 46,401,401 $ 50,315,591 93 CITY OF ROSEMEAD Changes in Net Assets Last Eight Fiscal Years (accrual basis of accounting) Expenses: Governmental activities: General government Public safety Public works Public health Community services Community development Parks and recreation Interest and other charges Total governmental activities expenses Program revenues: Governmental activities: Charges for services: General government Public safety Public works Community services Community development Parks and recreation Total governmental activities program revenues Fiscal Year 2004 2005 2006 2007 $ 4,803,476 $ 4,800,168 $ 5,629,316 $ 4,980,519 5,797,080 6,058,824 6,065,066 6,618,779 2,058,252 3,252,252 3,403,699 6,120,563 65,583 60,828 51,286 - 3,121,996 2,862,328 3,223,843 602,114 - - - 2,467,842 3,201,236 3,456,308 3,959,590 4,178,000 1,854,185 1,830,836 1,832.219 2.698.372 20,901,808 22 321,544 24,165,019 2' 666,189 7,026,282 6,299,415 3,288,225 316,849 726,345 984,965 900,359 1,598,159 3,091,146 3,760,495 4,144,733 7,600,778 1,691,586 1,211,615 814,754 1,403,059 - 3,206,303 287,137 266,398 337,815 - 12,822,496 12,522,888 9,485,886 14,125,148 Net revenues (expenses): Governmental activities Total primary government net revenues (expenses) (8,079,312) (9,798,656) (14,679,133) (13,541,041) General revenues and other changes in net assets: Governmental activities: Taxes: Property taxes Sales and use taxes Transient occupancy taxes Other taxes Intergovernmental/ in-lieu VLF Investment income Motor vehicle in-lieu, unrestricted Other general revenues Total governmental activities general revenues Changes in net assets Governmental activities Total primary government 3,941,383 4,0 77,332 3,915,980 9,121,682 2,865,887 3,5 18,657 3,525,557 2,501,106 1,081,174 1,1 02, 756 1.207.298 1, 311,697 149,737 7 65,215 1,076,806 713,821 - 3,1 65,148 2,966,002 - 187,278 1,2 60,095 1,930,059 2,028,128 - 1,7 16,656 1,290,667 856,701 7,857 32,853 478,473 8,225,459 15,6 13,716 15,945,222 17,011,608 $ 146,147 $ 5,815,060 $ 1,266,089 $ 3,470,567 The Citi• of Rr %emead implemented G.4SB 34,for the fiscal rear ended June 30, 2004. Information prior to the implementation oj'G.4SB 34 is not available. 94 • Fisca l Year 2008 2009 2010 2011 $ 7,259,587 $ 12,176,877 $ 5,991,796 $ 3,160,306 • 8,043,771 9,081,719 8,879,854 8,881,926 • 13,550,042 6,465,355 11,469,614 11,907,245 • 669,827 773,374 589,650 595,904 • 3,645,207 1,290,108 2,141,218 3,969,502 4,078,631 2,030,698 2,733,885 2,362,860 • 1,790,348 1,523,391 1,491,717 1,681,875 39,037,413 33,341,522 33,297,734 32,559,618 • • 642,716 547,577 1,573,695 1,048,727 1,547,182 1,512,475 1,293,677 1,293,524 11,729,725 7,581,801 8,052,011 9,143,311 • 166,118 858,809 186,283 450,004 1,484,065 621,375 597,402 3,753,612 36,800 36,000 20,800 654,437 • 15,606,606 11,158,037 11,723,868 16,343.615 (23,430,807) (22,183,485) (21,573,866) (16,216,003) • 13,181,837 12.288.177 12,328,634 13,656,347 3,747,416 4,589,998 4,408,367 3,737,363 . 1.411.421 1,272,092 1,129,146 1,219.977 949,007 761,410 562,317 576,904 • 1,678,791 884,847 389,310 367,961 254,527 195.273 169,042 263,983 143,748 133,825 336,668 307,658 • 21,366,747 20,125 622 19,323,484 20,130,193 • $ (2,064,060) $ (2,057,863) $ (2,250,382) $ 3,914,190 • 95 CITY OF ROSEMEAD Fund Balances of Governmental Funds Last Eight Fiscal Years (modified accrual basis of accounting) General fund: Reserved Unreserved Nonspendable Restricted Committed Assigned Unassigned Total general fund All other governmental funds Fiscal Year 2004 2005 2006 2007 $ 353,616 20,053,506 $ 1,719,044 19,896,581 $ 20,407,122 $ 21,615,625 $ 256,765 $ 150,000 22,228,341 22,460,545 $ 22,485,106 $ 22,610,545 Reserved $ 3,195,415 $ - $ 7,693,216 $ 4,947,087 Unreserved, reported in: Special revenue funds 5,653,208 7,336,247 6,821,660 6,142,833 Debt service funds 32,835 2,354,835 - 552 Capital projects funds 6,264,457 8,433,842 6,435,798 7,397,454 Nonspendable - - - - Restricted - - - - Committed - - - - Assigned - - - - Unassigned - - - - Total all other governmental funds $ 15,145,915 $ 18,124,924 $ 20,950,674 $ 18,487,926 The Cio, ol'Roserneacl has electecl to show onhv eight years of data for this schedule. The City implemented GASB 34 for the fiscal year ended June 30, 2011. The categories of firnd balance for governmental _f rnds have been changed as described more.fully in the notes to the basic financial statements. Prior year fiord balances reflect the guidance in ef/ect when those linancial statements here prepared. 96 • • • • • • • Fiscal Year 2008 2009 2010 2011 • • $ 3,074,496 $ 3,106,917 $ 3,327,182 $ - • 18,633,154 16,135,102 13,626,774 - • - _ = 2,034 - - 5,107,963 • - - - 10,209,075 $ 21,707,650 $ 19,242,019 $ 16,953,956 $ 15,319,072 • • $ 9,000,561 $ 9,000,561 $ 8,944,112 $ - 6,140,289 9,023,487 8,763,359 - • 692,475 2,803,910 2,803,910 - • 2,490,553 (54,323) (1,405,770) - 27,476,081 • - - - (4,402,964) • $ 18,323,878 $ 20,773,635 $ 19,105,611 $ 23,073,117 • • • • • • • • • • • • • • • • 97 • CITY OF ROSEMEAD Changes in Fund Balances of Governmental Funds Last Eight Fiscal Years (modified accrual basis of accounting) Fiscal Year 2004 2005 2006 2007 Revenues: Taxes $ 9,041,026 $ 9,189,326 $ 9,527,384 $ 13,648,306 Intergovernmental 8,826,909 14,379,314 10,785,591 9,419,698 Licenses and permits 1,508,009 1,595,115 1,528,864 1,683,204 Charges for services 581,848 550,478 660,890 414,375 Fines, forfeitures and penalties 589,890 857,135 753,224 437,117 Special assessments - - - 789,089 Investment income 1,372,591 1,260,286 1,947,566 2,028,128 Other 37 30,316 29,332 478,473 Total revenues 21,920,310 27,861,970 25,232,851 28,898,390 Expenditures Current: General government 2,965,572 3,023,192 3,790,631 4,780,837 Public safety 5,797,080 6,087,918 6,536,043 6,737,912 Public works 3,144,358 5,208,142 6,064,980 8,898,768 Community services 65,583 60,828 51,286 1,419,424 Community development 3,259,505 3,424,954 3,216,935 2,690,420 Parks and recreation 3,201,236 3,383,358 3,881,469 4,249,462 Capital outlay 26,639 184,301 149,641 - Debt service: Principal 445,000 465,000 490,000 780,000 Interest and fiscal charges 1,859,747 1,836,765 1,559,114 2,512,725 Bond issuance costs - - 550,323 1,323,238 Total expenditures 20,764,720 23,674,458 26,290,422 33,392,786 Excess (deficiency) of revenues over (under) expenditures 1,155,590 4,187,512 (1,057,571) (4,494,396) Other financing sources (uses): Transfers in 3,905,993 4,941,103 13,300,319 26,183,078 Transfers out (3,905,993) (4,941,103) (13,300,319) (26,183,078) Issuance of long-term debt 14,005,000 24,230,000 Discount on bonds - - - Premium on debt issued 316,830 - Payment to bond escrow agent - (9,569,028) (22,075,305) Proceeds of capital lease - - - Total other financing sources (uses) - - 4,752,802 2,154,695 Net change in fund balances $ 1,155,590 $ 4,187,512 $ 3,695,231 $ (2,339,701) Debt service as a percentage of noncapital expenditures 11.1% 9.8% 9.9% 16.6% The City vf'Rosemeud has elected to show o'74, eight years of data for this schedule 98 • Fisca l Year 2008 2009 2010 2011 • $ 17,841,792 $ 17,153,625 $ 18,508,896 $ 19,313,094 15,716,610 10,992,235 7,856,792 9,383,256 • 1,503,659 1,178,362 1,079,429 1,764,162 • 537,430 638,244 708,434 677,861 641,566 565,643 491,574 462,389 687,568 736,213 680,288 741,382 • 1,678,791 884,847 389,310 367,956 141,930 381,429 254,610 253,379 38,749,346 32,530,598 29,969,333 32,963,479 • 7,356,665 11,956,179 5,903,926 3,801,486 8,043,771 9,114,009 8,863,234 8,882,915 12,116,508 4,964,867 11,264,220 19,402,924 • 669,827 783,452 584,463 595,904 3,408,691 047,529 1 1,940,641 3,397,072 4,078,631 , 2,030,698 2,733,885 2,362,860 • 1,647,673 202,752 290,885 93,121 • 1,105,000 915,000 945,000 975,000 1,567,849 1,531,986 1,501,667 1,882,092 • - - - 275,344 39,994,615 32,546,472 34,027,921 41,668,718 • (1,245,269) (15,874) (4,058,588) (8,705,239) 2,962,087 4,078,483 4,133,554 4,824,919 • (2,962,087) (4,078,483) (4,133,554) (4,824,919) 11,230,000 - - - (192,139) - 102,501 - • - 102,501 11,037,861 $ (1,245,269) $ (15,874) $ (3,956,087) $ 2,332,622 7.0% 7.6% 7.4% 9.7% 99 CITY OF ROSEMEAD Assessed Value and Estimated Actual Value of Taxable Property Last Ten Fiscal Years (in thousands of dollars) City Fiscal Year Taxable Ended SBE Assessed Total Direct June 30, Secured Unsecured Non-Unitary Value Tax Rate 2002 1,894,448,049 49,217,140 1,632,754 1,945,297,943 17.80% 2003 2,017,936,508 50,453,472 2,601,128 2,070,991,108 18.15% 2004 2,168,666,818 52,904,496 19,367,174 2,240,938,488 18.51% 2005 2,345,083,686 57,368,008 20,426,612 2,422,878,306 19.46% 2006 2,561,631,859 64,776,971 18,555,208 2,644,964,038 20.73% 2007 2,826,876,615 55,851,646 19,173,832 2,901,902,093 20.56% 2008 3,085,354,513 61,564,235 18,883,761 3,165,802,509 21.85% 2009 3,277,256,282 66,506,103 18,883,761 3,362,646,146 22.61% 2010 3,333,876,047 62,148,114 3,307,527 3,399,331,688 22.27% 2011 3,364,287,629 64,231,062 3,301,527 3,431,820,218 22.41% Notes: ' Beginning with the fiscal year ended June 30, 2002, exemptions are netted directly against the individual property categories. In 1978 the voters of the State of California passed Proposition 13 which limited property taxes to a total maximum rate of 1 % based upon the assessed value of the property being taxed. Each year, the assessed value of property may be increased by an "inflation factor" (limited to a maximum increase of 2%). With few exceptions, property is only re-assessed at the time that it is sold to a new owner. At that point, the new assessed value is reassessed at the purchase price of the property sold. The assessed valuation data shown above represents the only data currently available with respect to the actual market value of taxable property and is subject to the limitations described above. Source: HdL Coren & Cone and Los Angeles County Assessor's Office 100 CITY OF ROSEMEAD Direct and Overlapping Property Tax Rates (Rate per $100 of Taxable Value) Last Ten Fiscal Years Agency 2002 2003 2004 2005 Fiscal Year 2006 2007 2008 2009 2010 2011 Basic Levy' 1.00000 1.00000 1.00000 1 00000 1.00000 1.00000 1.00000 1.00000 1.00000 1.00000 County Detention Facilities 1987 Debts 0.00113 0.00103 0.00099 0.00092 0.00080 0.00066 0.00000 0.00000 0.00000 0.00000 El Monte School Districts 0.05196 0.06592 0.05072 0.07246 0.08056 0.06402 0.08067 0.09044 0.11907 0.12388 El Monte Union High School 0.00000 0.00000 0.03573 0.03928 0.05425 0.05846 0.02820 0.05159 0.09654 0.08475 Garvey School Districts 0.03118 0.05286 0.02471 0.02319 0.05221 0.05075 0.05061 0.05835 0.07836 0.08503 Los Angeles Community College 0.01600 0.01460 0.01986 0.01810 0.01430 0.02146 0.00878 0.02212 0.02311 0.04031 L.A. Co. Flood Control Bonds 0.00107 0.00088 0.00047 0.00024 0.00005 0.00005 0.00000 0.00000 0.00000 0.00000 Metropolitan Water District 0.00770 0.00670 0.00610 0.00580 0.00520 0.00470 0.00450 0.00430 0.00430 0.00370 Montebello Unified School District 0.04369 0.03983 0.04076 004172 0.07053 0.06731 0.06681 0.08065 0.09673 0.09792 Pasadena Area Community College 0.00000 0.00000 0.00681 0.00879 0.00410 0.02080 0.01972 0.01741 0.02300 0.01986 Rio Hondo Community College 000000 000000 0.00000 0.02170 0.01802 0.01469 001370 0.02320 0.02714 0.03439 Rosemead School Districts 0.08858 0.00540 004517 0.07095 0.07515 0.05420 0.08282 0.06875 0.11358 0.10743 San Gabriel Unified School District 0.00000 005803 005224 0.05729 0.05284 0.04930 0.05742 0.09294 0.10071 0.10190 San Gabriel Valley Mwd Bonds 0.00000 0.00000 0.00000 000000 0.00000 0.00000 0.00000 0.00000 0.00000 0.01800 San Gabriel Vly Mwd State Water Bond 0.02400 D 02400 002200 0.02000 0.02000 0.02000 0.02000 001800 001800 0.00000 Total Direct & Overlappingz Tax Rates 1.26531 1.26925 1.30556 1.38044 1.44801 1.42640 1.43323 1.53775 1.70054 1.71717 City's Share of 1% Levy Per Prop 13 7 0.09388 0.09388 0.09388 0.09388 0.09388 0.09388 0.09388 0.09388 0.09388 0.09388 General Obligation Debt Rate Redevelopment Rate 4 1.00990 1.00861 1.00755 1.00697 1.00604 1.00541 1.00450 1.00430 1.00430 1.00370 Total Direct Rate 5 0.17800 0.18152 0.18513 0.19461 0.20733 020556 011850 0.22614 0.22270 0.22407 Notes ' In 1978, Califomia voters passed Proposition 13 which set the property tax rate at a 1.00% fixed amount. This 1.00% is shared by all taxing agencies for which the subject property resides within. In addition to the 1.00% fixed amount, property owners are charged taxes as a percentage of assessed property values for the payment of any voter approved bonds. 2 Overlapping rates are those of local and county governments that apply to property owners within the City. Not all overlapping rates apply to all city property owners. 7 City's share of 1% Levy is based on the City's share of the general fund tax rate area with the largest net taxable value within the city. ERAF general fund tax shifts may not be included in tax ratio figures- 4 RDA rate is based on the largest RDA tax rate area (TRA) and includes only rate(s) from indebtedness adopted prior to 1989 per California State statute RDA direct and overlapping rates are applied only to the incremental property values. s Total Direct Rate is the weighted average of all individual direct rates applied by the government preparing the statistical section information. We arrive at this percentage by dividing the City's revenue by total net taxable assessed value. Source L.A County Assessor 2001/02 - 2010/11 Tax Rate Table and HdL Coren & Cone 101 CITY OF ROSEMEAD Principal Property Taxpayers Current Year and Nine Years Ago 2011 Percent of Total City 2002 Percent of Total City Taxable Assessed Value Taxable Taxable Taxable Assessed Assessed Assessed Taxpayer Value Rank Value Value Rank Rosemead Place, LLC $ 45,003,310 1 Walmart Real Estate Business Trust 36,384,479 2 Rosemead Hwang, LLC 32,126,034 3 AFG Investment Fund 5 LLC Metodo Investments, LLC 420 Boyd Street LLC Macy's California Inc. California Federal Savings and Loan Assoc Panda Restaurant Group, Inc. Sunshine Inn Aespace America, Inc. General Electric Credit Auto Auctions May Department Stores Company California Federal Savings and Loan Assoc Sunshine Inn Chicago Title Insurance Company Builder Square LLC Tony & Helen Hua Trust BHC Alhambra Hospital, Inc. Hellman Hospital, LLC 31,401,714 1 1.61% 15,649,438 2 0.80% 14,961,492 3 0.77% 9,252,263 4 0.48% 9,042,557 5 0.46% 8,330,000 6 0.43% 7,397,824 7 0.38% 6,288,000 8 0.32% 5,593,485 9 0.29% 5,409,647 10 0.28% Source: HdL Coren & Cone, Los Angeles County Assessor 2010111 Combined Tax Rolls. 23,872,481 4 1.31% 1.06% 0.94% 0.70% 19,136,512 5 0.56% 18,417,245 6 0.54% 13,567,141 7 0.40% 13,385,792 8 0.39% 12,831,374 9 0.37% 10,557,466 10 0.31% 102 CITY OF ROSEMEAD Property Tax Levies and Collections Last Ten Fiscal Years Collected within the Fiscal Taxes Levied Fiscal Year of Levy Collections in Total Collections to Date Year Ended for the Percent Subsequent Percent June 30, Fiscal Year Amount of Levy Years Amount of Levy 2002 1,111,483 1,111,453 100.00% - 1,111,453 100.00% 2003 1,181,683 1,161,629 98.30% - 1,161,629 98.30% 2004 1,262,684 1,262,622 100.00% - 1,262,622 100.00% 2005 1,364,266 1,203,406 88.21% - 1,203,406 88.21% 2006 2,054,921 2,054,859 100.00% - 2,054,859 100.00% 2007 2,269,752 2,147,626 94.62% - 2,147,626 94.62% 2008 2,442,009 2,406,199 98.53% - 2,406,199 98.53% 2009 2,569,429 2,435,807 94.80% - 2,435,807 94.80% 2010 2,609,456 1,898,973 72.77% - 1,898,973 72.77% 2011 2,633,288 2,595,289 98.56% - 2,595,289 98.56% Notes: * Information not available. For these years the information was not available so an estimate was made to reduce the total collections to date to 100%. Source: HdL Coren & Cone and Los Angeles County Auditor Controller's Office 103 CITY OF ROSEMEAD Ratios of Outstanding Debt by Type Last Ten Fiscal Years Tax Percentage Debt Allocation of Personal Per Fiscal Year Bonds Income' Capita' 2002 34,255,000 2.10% 619 2003 33,830,000 2.00% 612 2004 33,385,000 1.93% 595 2005 32,920,000 1.65% 580 2006 37,100,000 7.70% 649 2007 37,455,000 7.30% 655 2008 36,350,000 6.74% 633 2009 35,435,000 6.41% 617 2010 34,490,000 6.26% 599 2011 44,745,000 8.12% 775 Notes Details regarding the City's outstanding debt can be found in the notes to the financial statements. ' These ratios are calculated using personal income and population for the prior calendar year. 104 CITY OF ROSEMEAD Ratio of General Bonded Debt Outstanding Last Ten Fiscal Years (In Thousands, except Per Capita) Tax Percent of Allocation Assessed Per Fiscal Year Bonds Value' Capita 2002 34,255 1.76% 619 2003 33,830 1.63% 612 2004 33,385 1.49% 595 2005 32,920 1.36% 580 2006 37,100 1.40% 649 2007 37,455 1.29% 655 2008 36,350 1.15% 633 2009 35,435 1.05% 617 2010 34,490 1.01% 599 2011 44,745 1.30% 775 Notes: General bonded debt is debt payable with governmental fund resources and general obligation bonds recorded in enterprise funds (of which, the City has none). ' Assessed value has been used because the actual value of taxable property is not readily available in the State of California. 105 (This page intentionally left blank) CITY OF ROSEMEAD • Direct and Overlapping Governmental Activities Debt June 30, 2011 • Percentage • Gross Bonded Applicable Net Bonded Debt Balance To City Debt • Overlapping Debt ' Metropolitan Water District $ 107,259,876 0.334% 358,222 • Garvey School District DS 2000 Series A 6,189.903 51.469% 3.185.904 • Garvey School District DS 2000 Series B 6,244,519 51.469% 3,214,014 Garvey School District 2004 Series 2005 8,358,736 51.469% 4,302.188 • Garvey Sch DS 2004 Ser 2006 10.584.714 51.469% 5,447.885 Garvey Sch DS 2004 Ser C 8,987.964 51.469% 4,626.048 • Rosemead Sch Dist DS 2000 Ser A 6,410.000 69.425% 4,450.154 Rosemead Sch Dist DS 2000 Ser B 8.930.000 69.425% 6,199,668 • Rosemead Sch DS 2000 Ser C 6.655.000 69.425% 4,620,245 Rosemead Sch DS 2000 Ser D 4.845,000 69.425% 3,363,650 • Rosemead School DS 2008 Series A 8.865,000 69.425% 5,154,541 • El Monte Union HS Dist 2002 Series A 2,870,000 14.419% 413,826 El Monte Union HS Dist Series B 4,555.000 14.419% 656,787 • El Monte Un HSD DS 2006 Ref Bds 36,572,828 14.419% 5,273,445 El Monte Un Hi DS 2002 Ser C 29,140,000 14.419% 4,201,704 • El Monte Union High DS 2008 Ser A 53,625,511 14.419% 7,732,275 L A CCD DS 2001 Ser A 10,590.000 0.326% 34,518 • L A CCD DS 2003 Ser B 71,760,000 0.326% 233,275 L A. CCD DS 2003 Taxable Ser 20048 17,935,000 0.326% 58,302 • L A CCD DS 2001 Taxable Ser 2004A 74,760,000 0.326% 243,027 • LACC DS Ref 2001 Series 2005 A 431,075,000 0.326% 1,401,323 LA CCD DS 2001 2006 Series B 382,830,000 0.326% 1,244.490 • LA CCD DS 2003, 2006 Series C 292,480.000 0.326% 950.763 LACC DS 2001. 2008 Ser E-1 276,500,000 0326% 898.836 • LACC DS 2001, 2008 Taxable Ser E-2 2,420,000 0.326% 7.867 LACC DS 2003. 2008 Ser F-1 344,915,000 0.326% 1,121,237 • LACC DS 2003. 2008 Taxable Ser F-2 6,480,000 0.326% 21,065 LACC DS 2008. 2009 Taxable Ser A 350,000,000 0.326% 1,137,767 • LACC DS 2008. 2009 Taxable Ser B 75.000.000 0.326% 243,807 • LACC Debi 2008. 2010 Tax Ser D 175,000.000 0.326% 568,953 LACC Debi 2010. Tax Ser E (GABS) 900,000.000 0.326% 2,926,042 • LACC DS 2008. 2010 Series C 125,000,000 0.326% 406.395 Pasadena Area CCD DS 2002 Series S-A 1,925,000 2.626% 50,550 • Pasadena CCD DS 2006 Series B 48,955,000 2.626% 1.285.555 Pasadena CCD DS 2006 Ref BD Series C 12,302,327 2.626% 323,058 • Pasadena CCD DS 2002, 2006 Ser D 26.705,000 2.626% 701,271 • Pasadena CCD 2002. 2009 Series E (BABS) 25,295,000 2.626% 664,245 Montebello Unif DS 1998 Series 98 10,679,698 1.404% 149,983 • Montebello Unif SO DS 98 Series 99 7,712,854 1.404% 108,318 Montebello USD DS 1998 Series 2001 3,282,827 1404% 46.103 • Montebello USD DS 1998 Series 2004 9.090.273 1.404% 127,662 Montebello Unified DS 1998 Series 2002 11,730,999 1.404% 164,747 • Montebello Unif DS 2004 Ser 2005 25,955.000 1.404% 364.506 Montebello Unit DS 2004 Ser 2008 32.900.000 1 404% 462,040 • Montebello Unified DS 2004 Ser 2009 31000.000 1 404% 463,444 • Montebello Unified 2010 Refunding Bonds l i D bt 15,770,000 1.404% 221,470 ota Over app ng e • 2010/11 Assessed Valuation 52,837,697.115 After Deducting $594.123,103 Redevelopment Increment • Debt to Assessed Valutation Ratios: • Direct Debt 0.00% Overlapping Debt 2.85% • Total Debt 2.85% This fund is a portion of a larger agency, and is repsonsible for debt in areas outside the city. This report reflects debt • which is being repaid through voter-approved property tax indebtedness. It excludes mortgage revenue, tax allocation bonds, interim financing obligations, non-bonded capital lease obligations, and certificates of participation, unless • provided by the city • Source HdL Coren & Cone_ L A County Assessor and Auditor Combined 2010111 Lien Date Tax Rolls • 106 • CITY OF ROSEMEAD Legal Debt Margin Information Last Ten Fiscal Years Assessed valuation Conversion percentage Adjusted assessed valuation Debt limit percentage Debt limit Total net debt applicable to limit: General obligation bonds Legal debt margin Total debt applicable to the limit Fiscal Year 2002 2003 2004 2005 2006 1,945,297,943 2,070,991,108 2,240,938,488 2,422,878,306 2,644,964,038 25% 25% 25% 25% 25% 486,324,486 517,747,777 560,234,622 605,719,577 661,241,010 15% 15% 15% 15% 15% 72,948,673 77,662,167 84,035,193 90,857,936 99,186,151 72,948,673 77,662,167 84,035,193 90,857,936 99,186,151 as a percentage of debt limit 0.0% 0.0% 0.0% The Government Code of the State of California provides for a legal debt limit of 15% of gross assessed valuation. However, this provision was enacted when assessed valuation was based upon 25% of market value. Effective with the 1981-82 fiscal year, each parcel is now assessed at 100% of market value (as of the most recent change in ownership for that parcel). The computations shown above reflect a conversion of assessed valuation data for each fiscal year from the current full valuation perspective to the 25% level that was in effect at the time that the legal debt margin was enacted by the State of California for local governments located within the state. Sources: Rosemead Finance Department Los Angeles County Tax Assessor's Office 0.0% 0.0% 107 • Fiscal Year 2007 2008 2009 2010 2011 2,901,902,093 3,165,802,509 3,362,646,146 3,399,331,688 3,431,820,218 • 25% 25% 25% 25% 25% • 725,475,523 791,450,627 840,661,537 849,832,922 857,955,055 • 15% 15% 15% 15% 15% • 108,821,328 118,717,594 126,099,230 127,474,938 128,693,258 108,821,328 118,717,594 126,099,230 127,474,938 128,693,258 • 0.0% 0.0% 0.0% 0.0% 0.0% 108 CITY OF ROSEMEAD Pledged-Revenue Coverage Last Ten Fiscal Years (In Thousands) Tax Allocation Bonds Fiscal Year Ended Tax Debt Service June 30, Increment Principal Interest Coverage 2002 3,197,754 370,000 1,912,843 1.40 2003 3,105,416 425,000 1,891,273 1.34 2004 3,376,579 445,000 1,870,873 1.46 2005 3,494,330 465,000 1,836,765 1.52 2006 3,310,295 490,000 1,559,114 1.62 2007 4,029,714 780,000 1,505,781 1.76 2008 6,219,884 1,105,000 1,567,849 2.33 2009 5,649,896 915,000 1,531,987 2.31 2010 6,243,948 945,000 1,501,667 2.55 2011 6,893,575 975,000 1,882,092 2.41 Note: Details regarding the City's outstanding debt can be found in the notes to the financial financial statements. Operating expenses do not include interest or depreciation expenses. 109 CITY OF ROSEMEAD Demographic and Economic Statistics Last Ten Calendar Years Calendar Population Year (1) 2001/02 2002/03 2003/04 2004/05 2005/06 2006/07 2007/08 2008/09 2009/10 2010/11 55,289 56,065 56,710 57,189 57,144 57,427 57,422 57,594 57,756 54,034 Personal Income (in thousands) (2) 1,692,452 1,727,026 1,991,372 482,011 513,123 539,163 552,450 551,271 550,832 N/A Per Capita Personal Income (2) 30,611 30,804 35,115 36,746 39,011 41,875 42,916 42,818 42,784 N/A Unemployment Rate (3) 6.10% 6.80% 6.00% 4.50% 4.60% 4.90% 4.47% 11.10% 10.50% 0.00% Sources: (1) California State Department of Finance (2) U.S. Department of Commerce - Bureau of Economic Analysis (3) State of California Employment Development Department (data shown is for the County) 110 CITY OF ROSEMEAD Principal Employers Current Year and Nine Years Ago Employer Southern California Edison Garvey School District Wal-Mart Panda Restaurant Group, Inc. Rosemead School District Target Hemetic Seal Corporation Don Bosco Tech Double Tree Marge Carson, Inc. 2011 2002 " Percent of Percent of Number of Total Number of Total Employees Employment' Employees Employment 1 4,100 18.47% - 0.00% 2 804 3.62% - 0.00% 3 420 1.89% - 0.00% 4 400 1.80% - 0.00% 5 337 1.52% - 0.00% 6 200 0.90% - 0.00% 7 150 0.68% - 0.00% 8 90 0.41% - 0.00% 9 76 0.34% - 0.00% 10 80 0.36% - 0.00% Notes: ' Based upon Employment Development Department's estimate of 22,200 residents employed in 2010-11 Information for 2001 is not available. Source: City of Rosemead and Rosemead Chamber of Commerce 111 CITY OF ROSEMEAD Full-time and Part-time City Employees by Function Last Ten Fiscal Years Full-time and Part-time Employ ees as of June 30 Function 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 General government 19 16 14 15 18 17 19 16 22 19 Public safety' 16 23 22 17 23 22 34 39 42 42 Community development 6 5 6 6 6 11 23 18 23 23 Parks and recreation 107 117 97 94 103 101 103 135 112 99 Total 148 161 139 132 150 151 179 208 199 183 Notes: ' The City of Rosemead contracts with the Los Angeles County Sheriffs Department for all police services with the exception of parking control and crossing guards which are provided by City personnel. ' The City of Rosemead is part of the Los Angeles County Fire Protection District which provides fire fighting, fire prevention, and plan check services for the City. Source: City Finance Department 112 CITY OF ROSEMEAD Operating Indicators by Function Last Ten Fiscal Years Fiscal Year 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 Police: Arrests 1,299 1,102 1,081 1,230 1,315 1,786 1,506 1,478 1,733 1,888 Parking citations issued n/a n/a 14,676 18,357 15,176 13,210 11,766 10,517 8,450 7,515 Fire: Number of emergency calls 2,809 2,728 2,733 2,800 2,868 2,994 3,094 1,834 2,574 2,627 Inspections 117 117 117 117 117 117 2,518 2,093 3,137 845 Public works: Street resurfacing (miles) 17 - 1.3 - 1.3 2.5 1.1 2.8 3.5 3.5 Parks and recreation: Number of recreation classes 400 420 450 530 720 775 484 397 727 617 Number of facility rentals n/a n/a n/a n/a n/a n/a 540 453 236 1,786 Source: City of Rosemead 113 • Public Safety: Sheriff stations • Fire: Fire stations Public works: Streets (miles) • Streetlights • Traffic signals • Parks and recreation: • Parks Community centers Source: City of Rosemead CITY OF ROSEMEAD Capital Asset Statistics by Function Last Ten Fiscal Years Fiscal Year 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 1 1 1 1 1 1 1 1 1 1 2 2 2 2 2 2 2 2 2 2 76.80 76.80 76.80 76.80 76.80 76.80 77.55 77.55 77.55 77.55 2,506 2,700 2,700 2,702 2,705 2,706 2,712 2,712 2,712 2,712 39 39 39 39 39 41 42 42 42 42 10 10 10 10 10 10 10 10 10 10 2 2 2 2 2 2 2 2 2 2 114 Rosemead City Hall 8838 E. Valley Boulevard Rosemead, CA 91770 Telephone: (626) 569-2100 ROSEMEAD HOUSING DEVELOPMENT CORPORATION FINANCIAL AND COMPLIANCE REPORT Fiscal Year Ended June 30, 2011 ROGERS, ANDERSON, MALODY & SCOTT, LLP CERTIFIED PUBLIC ACCOUNTANTS, SINCE 1948 ROSEMEAD HOUSING DEVELOPMENT CORPORATION FINANCIAL AND COMPLIANCE REPORT Fiscal Year Ended June 30, 2011 TABLE OF CONTENTS Page INDEPENDENT AUDITOR'S REPORT FINANCIAL STATEMENTS: Government-wide Financial Statements Statement of Net Assets Statement of Activities Fund Financial Statements 3 4 Balance Sheet 5 Reconciliation of the Balance Sheet of Governmental Fund to the Statement of Net Assets 6 Statement of Revenues, Expenditures and Changes in Fund Balance 7 Reconciliation of the Statement of Revenues, Expenditures and Changes in Fund Balance of Governmental Fund to the Statement of Activities 8 Notes to the Basic Financial Statements REQUIRED SUPPLEMENTARY INFORMATION Notes to Required Supplementary Information 9 18 Schedule of Revenues, Expenditures and Changes in Fund Balance - Budget and Actual 19 Report on Compliance and other Matters and on Internal Control over Financial Reporting Based on an Audit of Financial Statements Performed in Accordance with Government Auditing Standards 20 • • • • • • • 735 E Carnegie or Suite 100 • San Bernardino. CA 92408 909 889 0871 T • 909 889 5361 F • ramscpa ne[ Fh,11,p f-I Waller, CPA B onda L Odle. CPA. MST Terry P Shea. CPA Kirk A Franks. CPA Matthew B Wilson, CPA, MSA Scott W Manno. CPA Leena Shanbhag. CPA. MST Jay H. Zercher, CPA (Retired) MANAGERS / STAFF Nancy O'Rafferty. CPA, MBA Bradferd A Welebir. CPA, MBA Jenny Liu, CPA, MST Katie L Millsom, CPA Papa Matar Thiaw. CPA, MBA Maya S. Ivanova, CPA, MBA Danielle E- Odgers, CPA William C. Clayton, CPA Scott Millsom, CPA Peter E Murray, CPA Genivive Schwarzkopf. CPA Megan Hackney, CPA MEMBERS American Institute of Certified Public Accountants PCPS The AICPA Alliance for CPA Arms Governmental Audit Quality Center California Society of Certified Public Accountants • • • ROGERS. ANDERSON, MALODY $ SCOTT, LLP CERTIFIED PUBLIC ACCOUNTANTS, SINCE 1948 Board of Directors Rosemead Housing Development Corporation City of Rosemead, California INDEPENDENT AUDITOR'S REPORT We have audited the accompanying financial statements of the governmental activities and the major fund of the Rosemead Housing Development Corporation (the Corporation), a component unit of the Community Development Commission of the City of Rosemead, California, as of and for the year ended June 30, 2011, which collectively comprise the Corporation's basic financial statements as listed in the table of contents. These financial statements are the responsibility of the Corporation's management. Our responsibility is to express opinions on these financial statements based on our audit. We conducted our audit in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement. An audit includes examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements. An audit also includes assessing the accounting principles used and significant estimates made by management, as well as evaluating the overall financial statement presentation. We believe that our audit provides a reasonable basis for our opinions. In our opinion, the financial statements referred to above present fairly, in all material respects, the respective financial position of the governmental activities and the major fund of the Corporation as of June 30, 2011, and the respective changes in financial position thereof for the year then ended, in conformity with accounting principles generally accepted in the United States of America. During the year under audit, the Corporation adopted Governmental Accounting Standards Board Statement No. 54, Fund Balance Reporting and Governmental Fund Type Definitions. STABILITY. ACCURACY. TRUST -1- Board of Directors Rosemead Housing Development Corporation Rosemead, California Page Two In accordance with Government Auditing Standards, we have also issued a report dated December 1, 2011 on our consideration of the Corporation's internal control over financial reporting and on our tests of its compliance with certain provisions of laws, regulations, contracts, grant agreements and other matters. The purpose of that report is to describe the scope of our testing of internal control over financial reporting and compliance and the results of that testing, and not to provide an opinion on the internal control over financial reporting or on compliance. That report is an integral part of an audit performed in accordance with Government Auditing Standards and should be considered in assessing the results of our audit. Management has omitted Management's Discussion and Analysis that accounting principles generally accepted in the United States of America requires to be presented to supplement the basic financial statements. Such missing information, although not a part of the basic financial statements, is required by the Governmental Accounting Standards Board, who considers it to be an essential part of financial reporting for placing the basic financial statements in an appropriate operational, economic, or historical context. Our opinion on the basic financial statements is not affected by this missing information. Accounting principles generally accepted in the United States of America require that the budgetary comparison information listed in the table of contents be presented to supplement the basic financial statements. Such information, although not a part of the basic financial statements, is required by the Governmental Accounting Standards Board, who considers it to be an essential part of financial reporting for placing the basic financial statements in an appropriate operational, economic, or historical context. We have applied certain limited procedures to the required supplementary information in accordance with auditing standards generally accepted in the United States of America, which consisted of inquiries of management about the methods of preparing the information and comparing the information for consistency with management's responses to our inquiries, the basic financial statements, and other knowledge we obtained during our audit of the basic financial statements. We do not express an opinion or provide any assurance on the information because the limited procedures do not provide us with sufficient evidence to express an opinion or provide any assurance. ow~ December 1, 2011 0 • -2- FINANCIAL SECTION Rosemead Housing Development Corporation Statement of Net Assets June 30, 2011 Governmental Activities ASSETS Cash and investments (note 2) $ 73,597 Accounts receivable 14,442 Capital assets, depreciated, net (note 4) 8,667,490 Total assets 8,755,529 LIABILITIES Accounts payable and accrued liabilities 6,090 Refundable deposits 36,376 Total liabilities 42,466 NET ASSETS Invested in capital assets 8,667,490 Unrestricted 45.573 Total net assets $ 8,713,063 The accompanying notes are an integral part of these financial statements -3- Rosemead Housing Development Corporation Statement of Activities For the Year Ended June 30, 2011 Program Revenues Operating Capital Charges for Contributions Contributions Governmental Expenses Services and Grants and Grants Activities Governmental activities: General government $ 1,024,686 $ 415,951 $ 355,000 $ - $ (253,735) Total governmental activities $ 1,024,686 $ 415,951 $ 355,000 $ - (253,735) General revenues: Investment income 40 Total general revenues 40 Change in net assets (253,695) Net assets, beginning of year 8,966,758 Net assets, end of year $ 8,713,063 The accompanying notes are an integral part of these financial statements -4- Rosemead Housing Development Corporation Balance Sheet Governmental Fund June 30, 2011 ASSETS Cash and investments Other receivables Total assets LIABILITIES AND FUND BALANCE Liabilities: Accounts payable and accrued liabilities Refundable deposits Total liabilities Fund balance: Restricted for: Housing Total fund balance Total liabilities and fund balance The accompanying notes are an integral part of these financial statements. -5- General Fund $ 73,597 14,442 $ 88,039 $ 6,090 36,376 466 45,573 45,573 $ 88,039 Rosemead Housing Development Corporation Reconciliation of the Balance Sheet of Governmental Fund to the Statement of Net Assets June 30, 2011 Fund balance of governmental fund Amounts reported for governmental activities in the statement of net assets are different because: Capital assets, net of depreciation, have not been included as financial resources in the governmental fund activity. Capital assets Accumulated depreciation Net assets of governmental activities $ 45,573 11,171,141 (2,503,651) $ 8,713,063 The accompanying notes are an integral part of these financial statements. -6- Rosemead Housing Development Corporation Statement of Revenues, Expenditures, and Changes in Fund Balance Governmental Fund For the Year Ended June 30, 2011 General Fund REVENUES Rental income $ 415,951 Investment income 40 Total revenues 415,991 EXPENDITURES Operating 452,234 Administrative services paid to City of Rosemead 219,600 Facility rent paid to City of Rosemead 132,000 Total expenditures 803,834 Deficiency of revenues under expenditures (387,843) OTHER FINANCING SOURCES Transfers from Rosemead Community Development Commission 355,000 Total other financing sources 355,000 Net change in fund balance (32,843) Fund balance, beginning of year 78,416 Fund balance, end of year $ 45,573 The accompanying notes are an integral part of these financial statements -7- Rosemead Housing Development Corporation Reconciliation of the Statement of Revenues, Expenditures, and Changes in Fund Balance of Governmental Fund to the Statement of Activities For the Year Ended June 30, 2011 Net change in fund balance - total governmental fund Amounts reported for governmental activities in the statement of activities are different because: $ (32,843) Governmental funds report capital outlays as expenditures. However, in statement of activities, the costs of those assets is allocated over their estimated useful lives as depreciation expense. Therefore, depreciation expense is not reported as an expenditure in the governmental funds. Depreciation expense Change in net assets of governmental activities (220,852) $ (253,695) The accompanying notes are an integral part of these financial statements. -8- Rosemead Housing Development Corporation Notes to the Basic Financial Statements June 30, 2011 (1) Summary of Significant Accounting Policies (a) Reporting Entity The Rosemead Housing Development Corporation (the Corporation) is a nonprofit corporation whose purpose is to provide assistance to the Rosemead Community Development Commission (the Commission) to account for the construction, financing and operations of low- and moderate-income housing for the benefit of the City of Rosemead (the City). The Corporation currently maintains the Angelus and Garvey Senior Housing facilities. The Corporation is exempt from income taxes under Section 501 (c)(3) of the Internal Revenue Code (IRC) and applicable state statutes. Governmental Accounting Standards Board (GASB) Statement No. 14, The Financial Reporting Entity, defines the reporting entity as the primary government and those component units for which the primary government is financially accountable. Financial accountability is defined as appointment of a voting majority of the component unit's Board and either (a) the primary government has the ability to impose its will or (b) the possibility exists that the component unit will provide a financial benefit to or impose a financial burden on the primary government. Since the Board of Directors of the Commission and the Council members also serve as the Board of Directors of the Corporation, the Commission and the City, in effect, have the ability to influence and control operations. Therefore, the Commission has oversight responsibility for the Corporation. Accordingly, in applying the criteria of GASB Statement No. 14, the financial statements of the Corporation are included in the Commission's and the City's financial reports. The Corporation has the same fiscal year as the City and the Commission. These financial statements contain information for the Corporation only. The City's and the Commission's financial reports may be obtained by contacting the Financial Department of the City. (b) Basis of Accounting and Measurement Focus The basic financial statements of the Corporation are composed of the following: • Government-wide financial statements • Fund financial statements • Notes to the basic financial statements -9- Rosemead Housing Development Corporation Notes to the Basic Financial Statements June 30, 2011 (1) Summary of Significant Accounting Policies (continued) (b) Basis of Accounting and Measurement Focus (continued) Government-wide Financial Statements Government-wide financial statements display information about the reporting government as a whole, except for its fiduciary activities. These statements include separate columns for the governmental and business-type activities of the primary government (including its blended component units), as well as its discretely presented component units. The Corporation has no business-type activities or discretely presented component units. Eliminations have been made in the Statement of Activities so that certain allocated expenses are recorded only once (by the function to which they were allocated), however, general government expenses have not been allocated as indirect expenses to the various functions of the Corporation. Government-wide financial statements are presented using the economic resources measurement focus and the accrual basis of accounting. Under the economic resources measurement focus, all (both current and long-term) economic resources and obligations of the reporting government are reported in the government-wide financial statements. Basis of accounting refers to when revenues and expenditures are recognized in the accounts and reported in the financial statements. Under the accrual basis of accounting, revenues, expenses, gains, losses, assets, and liabilities resulting from exchange and exchange-like transactions are recognized when the exchange takes place. Revenues, expenses, gains, losses, assets, and liabilities resulting from nonexchange transactions are recognized in accordance with the requirements of GASB Statement No. 33. Program revenues include charges for services and payments made by parties outside of the reporting government's citizenry if that money is restricted to a particular program, Program revenues are netted with program expenses in the statement of activities to present the net cost of each program. Amounts paid to acquire capital assets are capitalized government-wide financial statements, rather than reported Proceeds of long-term debt are recorded as a liability in the financial statements, rather than as an other financing source reduce long-term indebtedness of the reporting government reduction of the related liability, rather than as an expenditure. 10- as assets in the as expenditures. government-wide . Amounts paid to are reported as a Rosemead Housing Development Corporation Notes to the Basic Financial Statements June 30, 2011 (1) Summary of Significant Accounting Policies (continued) (b) Basis of Accounting and Measurement Focus (continued) Fund Financial Statements The underlying accounting system of the Corporation is organized and operated on the basis of separate funds, each of which is considered to be a separate accounting entity. The operations of each fund are accounted for with a separate set of self-balancing accounts that comprise its assets, liabilities, fund equity, revenues and expenditures or expenses, as appropriate. Governmental resources are allocated to and accounted for in individual funds based upon the purposes for which they are to be spent and the means by which spending activities are controlled. Fund financial statements for the primary government's governmental, proprietary, and fiduciary funds are presented after the government-wide financial statements. These statements display information about major funds individually and nonmajor funds in the aggregate for governmental and enterprise funds. Fiduciary statements include financial information for fiduciary funds and similar component units. Fiduciary funds primarily represent assets held by the Corporation in a custodial capacity for other individuals or organizations. The Corporation has no enterprise funds or fiduciary funds. Governmental Funds In the fund financial statements, governmental funds and agency funds are presented using the modified-accrual basis of accounting. Their revenues are recognized when they become measurable and available as net current assets. Measurable means that the amounts can be estimated, or otherwise determined. Available means that the amounts were collected during the reporting period or soon enough thereafter to be available to finance the expenditures accrued for the reporting period. The Corporation uses a sixty day availability period. Revenue recognition is subject to the measurable and available criteria for the governmental funds in the fund financial statements. Exchange transactions are recognized as revenues in the period in which they are earned (i.e., when the related goods or services are provided). Locally imposed derived tax revenues are recognized as revenues in the period in which the underlying exchange transaction upon which they are based takes place. Imposed non-exchange transactions are recognized as revenues in the period for which they were imposed. If the period of use is not specified, they are recognized as revenues when an enforceable legal claim to the revenues arises or when they are received, whichever occurs first. Government-mandated and voluntary nonexchange transactions are recognized as revenues when all applicable eligibility requirements have been met. -11- Rosemead Housing Development Corporation Notes to the Basic Financial Statements June 30, 2011 (1) Summary of Significant Accounting Policies (continued) (b) Basis of Accounting and Measurement Focus (continued) Governmental Funds (continued) In the fund financial statements, governmental funds are presented using the current financial resources measurement focus. This means that only current assets and current liabilities are generally included on their balance sheets. The reported fund balance (net current assets) is considered to be a measure of "available spendable resources." Governmental fund operating statements present increases (revenues and other financing sources) and decreases (expenditures and other financing uses) in net current assets. Accordingly, they are said to present a summary of sources and uses of "available spendable resources" during a period. Non-current portions of long-term receivables due to governmental funds are reported on their balance sheets in spite of their spending measurement focus. Special reporting treatments are used to indicate, however, that they should not be considered "available spendable resources," since they do not represent net current assets. Recognition of governmental fund type revenues represented by noncurrent receivables are deferred until they become current receivables. Because of their spending measurement focus, expenditure recognition for governmental fund types excludes amounts represented by noncurrent liabilities. Since they do not affect net current assets, such long-term amounts are not recognized as governmental fund type expenditures or fund liabilities. Amounts expended to acquire capital assets are recorded as expenditures in the year that resources were expended, rather than as fund assets. The proceeds of long-term debt are recorded as an other financing source rather than as a fund liability. Amounts paid to reduce long-term indebtedness are reported as fund expenditures. When both restricted and unrestricted resources are combined in a fund, expenses are considered to be paid first from restricted resources, and then from unrestricted resources. (c) Major Fund The Corporation reports the General Fund as its only major fund. -12- Rosemead Housing Development Corporation Notes to the Basic Financial Statements June 30, 2011 (1) Summary of Significant Accounting Policies (continued) (d) Cash and Investments Cash includes amounts in demand and time deposits. Investments, if any, are reported in the accompanying balance sheet at fair value, except for certain money market and investment contracts that are reported at cost because they are not transferable and they have terms that are not affected by changes in market interest rates. Changes in fair value that occur during a fiscal year are recognized as income from property and investments reported for that fiscal year. Income from property and investments includes interest earnings, changes in fair value, any gains or losses realized upon the liquidation, maturity or sale of investments, property rentals, and the sale of City-owned property. (e) Capital Assets Capital assets, which include buildings and improvements, and furniture and equipment, are reported as part of governmental activities in the government- wide financial statements. Capital assets are defined by the Corporation as assets with an initial, individual cost of more than $10,000 and an estimated useful life in excess of one year. Such assets are recorded at historical cost, or estimated historical cost if purchased or constructed. Donated capital assets are recorded at estimated fair market value at the date of donation. The cost of normal maintenance and repairs that do not add to the value of an asset or materially extend an asset's useful life are not capitalized. Costs associated with construction in progress are recorded in their respective capital assets category upon approval by the Corporation's governing board, which approximates the completion date. Depreciation is charged to operations using the straight-line method based on the estimated useful life of an asset. The estimated useful lives of depreciable assets are as follows: Buildings 50 years Improvement 15 years Furniture and equipment 7 years (f) Income Taxes The Corporation is exempt from federal income taxes under Section 501(c)(3) of the IRC and a similar exemption under state law. -13- Rosemead Housing Development Corporation Notes to the Basic Financial Statements June 30, 2011 (1) Summary of Significant Accounting Policies (continued) (g) Fund Equity The Corporation implemented GASB Statement No. 54, Fund Balance Reporting and Governmental Fund Type Definitions during the year ended June 30, 2011. This statement provides more clearly defined fund balance categories to make the nature and extent of the constraints placed on a government's fund balance more transparent. The following classifications describe the relative strength of the spending constraints placed on the purposes for which resources can be used: • Nonspendable - amounts that are not in a spendable form (such as inventory) or are required to be maintained intact. • Restricted - amounts constrained to specific purposes by their providers (such as grantors, bondholders and higher levels of government), through constitutional provisions or by enabling legislation. • Committed - amounts constrained to specific purposes by a government itself, using the highest level of decision-making authority; to be reported as committed, amounts cannot be used for any other purpose unless the government takes the same highest level action to remove or change the constraint. • Assigned - amounts a government intends to use for a specific purpose; intent can be expressed by the governing body or by an official or body to which the governing body delegates the authority. • Unassigned - amounts that are for any purpose, positive amounts are reported only in a general fund. The Board of Directors establishes (and modifies or rescinds) fund balance commitments by passage of an ordinance or resolution. The Board designates the Finance Committee and City Manager as the Corporation officials to determine, define, and make the necessary account or fund transfers for the amounts to those components of fund balance that are classified as "Assigned Fund Balance". When both restricted and unrestricted resources are available for use when an expenditure is incurred, it is the Corporation's policy to use restricted resources first, then unrestricted resources as they are needed. It is the Corporation's policy to consider committed amounts as being reduced first, followed by assigned amounts, and then unassigned amounts when expenditures are incurred for purposes for which amounts in any of those unrestricted fund balance classifications could be used. 14- Rosemead Housing Development Corporation Notes to the Basic Financial Statements June 30, 2011 (1) Summary of Significant Accounting Policies (continued) (h) Rental Income The management company collects rent payments on the first day of the month and recognizes revenue in the month due. Monthly rental income per unit ranges from $250 to $450 and is approved by the annual budget. (i) Use of Estimates The preparation of financial statements in conformity with generally accepted accounting principles requires management to make estimates and assumptions that affect certain reported amounts and disclosures. Accordingly, actual results could differ from those estimates. (2) Cash and Investments Cash and investments at June 30, 2011 consisted of deposits with financial institutions. The carrying amount of the Corporation's deposits was $73,597. Custodial Credit Risk Custodial credit risk for deposits is the risk that, in event of the failure of a depository financial institution, a government will not be able to recover its deposits or will not be able to recover collateral securities that are in the possession of an outside party. The Corporation maintains its bank accounts at financial institutions that are collateralized with securities held by the pledging financial institution, or by its Trust Department or agent, but not in the Corporation's name. The primary difference between the carrying amount and the bank balance are deposits in transit and outstanding checks. In accordance with state statutes, the Corporation maintains deposits at those depository institutions insured by the FDIC. The California Government Code (the Code) requires California banks and savings and loan associations to collateralize the deposits of governmental entities by pledging government securities as collateral. The market value of pledge securities must equal at least 110% of those deposits. California law also allows financial institutions to secure the deposits of governmental entities by pledging first trust deed mortgage notes having a collateral value of 150% of a corporation's total deposits. As of June 30, 2011, the Corporation had no deposits with financial institutions in excess of federal depository insurance limits. 15- Rosemead Housing Development Corporation Notes to the Basic Financial Statements June 30, 2011 (3) Reimbursement Agreements and Related-party Transactions The Corporation has entered into a reimbursement agreement with the City for the Corporation's administrative services. The Corporation paid $219,600 for administrative services to the City during the year ended June 30, 2011. The Corporation is funded, in part, by advances from the Commission. The Corporation has also entered into a 55-year lease agreement with the City for the Angelus Senior Housing facility at $60,000 annually, expiring June 2047. Total lease commitments remaining are $2,160,000 for the Angelus Senior Housing facility at June 30, 2011. The Corporation has also entered into a 55-year lease agreement with the City for the Garvey Senior Housing facility at $72,000 annually, expiring November 2057. Total lease commitments remaining are $3,342,000 for the Garvey Senior Housing facility at June 30, 2011. The Corporation paid $60,000 and $72,000 in lease payments to the City during the year ended June 30, 2011 for the Angelus and Garvey Senior Housing facilities, respectively. (4) Capital Assets During the year ended June 30, 2011, the changes in capital assets were as follows: Balance at Balance at June 30, 2010 Additions Deletions June 30, 2011 Government activities: Capital assets being depreciated: Buildings and improvements $ 11,042,597 $ - $ - $ 11,042,597 Furniture and equipment 128,544 - - 128,544 Total capital aseets being depreciated Less accumulated depreciation: Buildings and improvements Furniture and equipment Total accumulated depreciation Governmental activities capital assets, net 11,171,141 - - 11,171,141 (2,154,255) (220,852) - (2,375,107) (128,544) - - (128,544) (2,282,799) (220,852) - (2,503,651) $ 8,888,342 $ (220,852) $ - $ 8,667,490 Depreciation expense is allocated to the general government function in the statement of activities. -16- Rosemead Housing Development Corporation Notes to the Basic Financial Statements June 30, 2011 (5) (6) (7) Risk Management The Corporation is exposed to various risks of loss related to torts; thefts of, damage to and destruction of assets; errors and omissions; and natural disasters. The Corporation, through the City, carries commercial liability insurance coverage. The Corporation carries no insurance coverage for natural disasters. Since the Corporation does not have any employees (it uses employees from the City), it is not liable for injury to employees, workers' compensation, or employee health and accident insurance. The City has had no reduction in insurance coverage, nor did the City have any settlements that were in excess of insurance coverage in any of the three preceding years. Property Management and Operations The Corporation has two agreements with a management company, dated July 1994 and April 2002, to operate the development housing. These agreements are automatically renewed for successive periods of one year, unless terminated by the Corporation. The management company is responsible for collecting rents and receipts, employing an on-site manager and maintaining financial records. Total fees paid to the management company were $25,092 for the Angelus Senior Housing facility and $35,424 for the Garvey Senior Housing facility during fiscal year ended June 30, 2011. Excess of Expenditures Over Appropriations Excess of expenditures over appropriations in individual funds are as follows: Fund Expenditures Appropriations General $ 803,834 $ 797,500 $ Excess (6,334) 17- Required Supplementary Information I• Rosemead Housing Development Corporation Notes to Required Supplementary Information June 30, 2011 (1) Budgetary Information Annual budgets are adopted on a basis consistent with accounting principles generally accepted in the United States of America for the governmental fund. All annual appropriations lapse at fiscal year end. On or before the last day in March of each year, all agencies of the government submit requests for appropriations to the government's manager so that a budget may be prepared. Before the first Thursday of June, the proposed budget is presented to the Corporation's governing board for review. The governing board holds public hearings and a final budget must be prepared and adopted no later than June 30. The appropriated budget is prepared by fund, function and department. The Corporation's department heads, with approval of the Finance Director and City Manager, may make transfers of appropriations within a department and between departments within a fund. Transfers of appropriations between funds must be approved by the governing board. The legal level of budgetary control (i.e., the level at which expenditures may not legally exceed appropriations) is the fund level. Encumbrance accounting is employed in governmental funds. Encumbrances (e.g., purchase orders, contracts) outstanding at year end do not constitute expenditures or liabilities because the commitments will be re-appropriated and honored during the subsequent year. • -18- Rosemead Housing Development Corporation Schedule of Revenues, Expenditures, and Changes in Fund Balance Budget and Actual - General Fund For the Year Ended June 30, 2011 REVENUES Rental income Investment income Total revenues EXPENDITURES Operating Administrative services paid to City of Rosemead Facility rent paid to City of Rosemead Total expenditures Excess (deficiency) of revenues over (under) expenditures OTHER FINANCING SOURCES (USES): Transfers from Rosemead Community Development Commission Total other financing sources (uses) Net change in fund balance Fund balance, beginning of year Fund balance, end of year Variance Final Positive Budget Actual (Negative) $ 416,700 $ 415,951 $ (749) - 40 40 416,700 415,991 (709) 445,900 452,234 (6,334) 219,600 219,600 - 132,000 132,000 - 797,500 803,834 (6,334) (380,800) (387,843) (7,043) 355,000 355,000 355,000 355,000 (380,800) (32,843) 347,957 78,416 78,416 - $ (302,384) $ 45,573 $ 347,957 19- • • • • • • • 735 E. Carnegie Dr Suite 100 • San Bernardino, CA 92408 909 889 0871 T 909 889 5361 F • amscpa net a~nT'~LRS • -y,,11hp H Waller, CPA onda L Odle, CPA. MST • y P Shea, CPA K,, 1< A Franks CPA • . '''hew B Wilson, CPA, MSA • _ott W Marino, CPA L-ona Shanbhag. CPA, MST - i, H. Zercher, CPA (Retired) MANAGERS/STAFF Nancy O'Rafferty, CPA. MBA Bradferd A Welebir. CPA. MBA fenny Liu, CPA, MST Katie L Mlllsom, CPA Papa Matar Thiaw. CPA. MBA Maya S Ivanova, CPA, MBA Danielle E Odgers. CPA William C Clayton, CPA Scott Millsom. CPA Peter E Murray, CPA Genivrve Schwarzkopf. CPA Megan Hackney, CPA MEMBERS American Institute of Certified Public Accountants PCPS The AICPA Alliance for CPA Firms Governmental Audit Quality Center California Society of Certified Public Accountants ROGERS, ANDERSON, MALODY & SCOTT, LLP CERTIFIED PUBLIC ACCOUNTANTS, SINCE 1948 Board of Directors Rosemead Housing Development Corporation City of Rosemead, California REPORT ON COMPLIANCE AND OTHER MATTERS AND ON INTERNAL CONTROL OVER FINANCIAL REPORTING BASED ON AN AUDIT OF FINANCIAL STATEMENTS PERFORMED IN ACCORDANCE WITH GOVERNMENT AUDITING STANDARDS We have audited the financial statements of the governmental activities and the major fund of the Rosemead Housing Development Corporation (the Corporation), a component unit of the Community Development Commission of the City of Rosemead, California, as of and for the year ended June 30, 2011, which collectively comprise the Corporation's basic financial statements and have issued our report thereon dated December 1, 2011. We conducted our audit in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. Internal Control Over Financial Reporting In planning and performing our audit, we considered the Corporation's internal control over financial reporting as a basis for designing our auditing procedures for the purpose of expressing our opinions on the financial statements, but not for the purpose of expressing an opinion on the effectiveness of the Corporation's internal control over financial reporting. Accordingly, we do not express an opinion on the effectiveness of the Corporation's internal control overfinancial reporting. A deficiency in internal control exists when the design or operation of a control does not allow management or employees, in the normal course of performing their assigned functions, to detect and correct misstatements on a timely basis. A material weakness is a deficiency, or combination of deficiencies, in internal control, such that there is a reasonable possibility that a material misstatement of the Corporation's financial statements will not be prevented, or detected and corrected in a timely basis. STABILITY. ACCURACY- TRUST -20- Board of Directors Rosemead Housing Development Corporation Rosemead, California Page Two Our consideration of internal control over financial reporting was for the limited purpose described in the first paragraph of this section and was not designed to identify all deficiencies in internal control over financial reporting that might be deficiencies, significant deficiencies, or material weaknesses. We did not identify any deficiencies in internal control over financial reporting that we consider to be material weaknesses, as defined above. Compliance and Other Matters As part of obtaining reasonable assurance about whether the Corporation's financial statements are free of material misstatement, we performed tests of its compliance with certain provisions of laws, regulations, contracts and grant agreements, noncompliance with which could have a direct and material effect on the determination of financial statement amounts. However, providing an opinion on compliance with those provisions was not an objective of our audit and, accordingly, we do not express such an opinion. The results of our tests disclosed no instances of noncompliance or other matters that are required to be reported under Government Auditing Standards. This report is intended solely for the information and use of the Board of Directors, and management of the Corporation and is not intended to be and should not be used by anyone other than these specified parties. December 1, 2011 -21- ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION FINANCIAL STATEMENTS Fiscal Year Ended June 30, 2011 ROGERS, ANDERSON, MALODY & SCOTT, LLP CERTIFIED PUBLIC ACCOUNTANTS, SINCE 1948 ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION FINANCIAL STATEMENTS Fiscal Year Ended June 30, 2011 TABLE OF CONTENTS Page INDEPENDENT AUDITOR'S REPORT FINANCIAL STATEMENTS: Government-wide Financial Statements Statement of Net Assets Statement of Activities Fund Financial Statements 1 3 4 Balance Sheet - Governmental Funds 5 Reconciliation of the Balance Sheet of Governmental Funds to the Statement of Net Assets 6 Statement of Revenues, Expenditures and Changes in Fund Balances - Governmental Funds 7 Reconciliation of the Statement of Revenues, Expenditures and Changes in Fund Balances of Governmental Funds to the Statement of Activities 8 Notes to the Basic Financial Statements REQUIRED SUPPLEMENTARY INFORMATION 9 Notes to Required Supplementary Information 29 Schedule of Revenues, Expenditures and Changes in Fund Balance - Budget and Actual - Low-Moderate Income Housing Set-Aside Fund 30 Schedule of Revenues, Expenditures and Changes in Fund Balance - Budget and Actual - Rosemead Housing Development Corporation 31 Supplementary Information. Computation of Low and Moderate Income Housing Fund - Excess Surplus 32 Report on Internal Control Over Financial Reporting and on Compliance and Other Matters Based on an Audit of Financial Statements Performed in Accordance with Government Auditing Standards 33 Independent Auditor's Report on Compliance with Health and Safety Code Section 33080.1 35 ROGERS. ANDERSON, MALODY & SCOTT, LLP CERTIFIED PUBLIC ACCOUNTANTS. SINCE 1948 735 E Carnegie Dr Suite 100 San Bernardino. CA 92408 909 889 0871 T 909 889 5361 F I* ramscpa net 10 PARTNERS Phillip H Waller, CPA Brenda L. Odle. CPA. MST Terry P Shea, CPA Kirk A. Franks, CPA Matthew B Wilson. CPA. MSA I • S_ott W Marino. CPA L-,rla Shanbhag, CPA. MST :y H Zercher, CPA (Retired) MANAGERS / STAFF Nancy O'Rafferty. CPA, MBA Bradferd A Welebir, CPA, MBA fenny Liu. CPA, MST Katie L. Millsom. CPA Papa Matar Thiaw, CPA. MBA Maya S Ivanova, CPA, MBA Danielle E Odgers, CPA William C, Clayton. CPA Scott Millsom. CPA Peter E Murray, CPA Genivrve Schwarzkopf, CPA Megan Hackney. CPA MEMBERS American Institute of Certified Public Accountants Board of Directors Rosemead Community Development Commission Rosemead, California INDEPENDENT AUDITOR'S REPORT We have audited the accompanying financial statements of the governmental activities and each major fund of the Rosemead Community Development Commission (the Commission), a component unit of the City of Rosemead, California, as of and for the year ended June 30, 2011, which collectively comprise the Commission's basic financial statements as listed in the table of contents. These financial statements are the responsibility of the Commission's management. Our responsibility is to express opinions on these financial statements based on our audit. We conducted our audit in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement. An audit includes examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements. An audit also includes assessing the accounting principles used and significant estimates made by management, as well as evaluating the overall financial statement presentation. We believe that our audit provides a reasonable basis for our opinions. In our opinion, the financial statements referred to above present fairly, in all material respects, the respective financial position of the governmental activities and each major fund of the Commission as of June 30, 2011, and the respective changes in financial position thereof for the year then ended, in conformity with accounting principles generally accepted in the United States of America. PCPS The AICPA Arnonce As explained in Note 8 of these financial statements, it is uncertain as to the for CPA Firms future continuation of redevelopment agencies in the State of California as a Governmental Audit result of certain legislative actions enacted by the California State Legislature. Quality Center California Society of Certified Public Accountants STABILITY ACCURACY. TRUST i Board of Directors Rosemead Community Development Commission Page Two During the year under audit, the Commission adopted Governmental Accounting Standards Board Statement No. 54, Fund Balance Reporting and Governmental Fund Type Definitions. In accordance with Government Auditing Standards, we have also issued a report dated December 1, 2011 on our consideration of the Commission's internal control over financial reporting and on our tests of its compliance with certain provisions of laws, regulations, contracts, grant agreements and other matters. The purpose of that report is to describe the scope of our testing of internal control over financial reporting and compliance and the results of that testing, and not to provide an opinion on the internal control over financial reporting or on compliance. That report is an integral part of an audit performed in accordance with Government Auditing Standards and should be considered in assessing the results of our audit. Management has omitted Management's Discussion and Analysis that accounting principles generally accepted in the United States of America requires to be presented to supplement the basic financial statements. Such missing information, although not a part of the basic financial statements, is required by the Governmental Accounting Standards Board, who considers it to be an essential part of financial reporting for placing the basic financial statements in an appropriate operational, economic, or historical context. Our opinion on the basic financial statements is not affected by this missing information. Accounting principles generally accepted in the United States of America require that the budgetary comparison information listed in the table of contents be presented to supplement the basic financial statements. Such information, although not a part of the basic financial statements, is required by the Governmental Accounting Standards Board, who considers it to be an essential part of financial reporting for placing the basic financial statements in an appropriate operational, economic, or historical context. We have applied certain limited procedures to the required supplementary information in accordance with auditing standards generally accepted in the United States of America, which consisted of inquiries of management about the methods of preparing the information and comparing the information for consistency with management's responses to our inquiries, the basic financial statements, and other knowledge we obtained during our audit of the basic financial statements. We do not express an opinion or provide any assurance on the information because the limited procedures do not provide us with sufficient evidence to express an opinion or provide any assurance. 091,04141, In 'Z;~ ~j,,, Y CCo December 1, 2011 -2- Rosemead Community Development Commission Statement of Net Assets June 30, 2011 Governmental Activities ASSETS Cash and investments (note 2) $ 15,827,032 Accounts receivable 447,654 Interest receivable 8,213 Due from City of Rosemead 226,314 Land held for resale 4,407,616 Deferred charges 628,120 Capital assets, depreciated, net (note 5) 18,942,276 Total assets 40,487,225 LIABILITIES Accounts payable 864,659 Deposits payable 136,376 Due to City of Rosemead 727,478 Accrued interest payable 402,454 Noncurrent liabilities: Due within one year 1,215,022 Due in more than one year 43,566,744 Total liabilities 46,912,733 NET ASSETS Restricted for: Low and moderate income housing 6,795,794 Unrestricted (deficit) (13,221,302) Total net assets (deficit) $ (6,425,508) The accompanying notes are an integral part of these financial statements -3- Rosemead Community Development Commission Statement of Activities For the Year Ended June 30, 2011 Program Revenues Operating Capital Charges for Contributions Contributions Governmental Expenses Services and Grants and Grants Activities Governmental activities: Community development $ 5,331,277 $ 415,951 $ - $ - $ (4,915,326) Interest expense 1,680,003 - - - (1,680,003) Total governmental activities $ 7,011,280 $ 415,951 $ - $ - $ (6,595,329) General revenues: Tax increment Investment income Other general revenues Total general revenues Change in net assets Net assets (deficit), beginning of year Net assets (deficit), end of year 6,893,575 122,062 7,997 7,023,634 428,305 (6,853,813) $ (6,425,508) The accompanying notes are an integral part of these financial statements. -4- Rosemead Community Development Commission Balance Sheet Governmental Funds June 30, 2011 Low-Moderate Rosemead Income Housing Housing Development Debt Capital Set-Aside Corporation Service Projects Total ASSETS Cash and investments $ 2,342,659 $ 73,597 $ 10,044,954 $ 3,365,822 $ 15,827,032 Accounts receivable - 14,442 376,350 56,862 447,654 Interest receivable 2,157 - 1,533 4,523 8,213 Due from City of Rosemead - - - 226,314 226,314 Land held for resale - - 4,407,616 4,407,616 Advances to other funds (note 4) 4,477,945 - - - 4,477,945 Total assets $ 6,822,761 $ 88,039 $ 10,422,837 $ 8,061,137 $ 25,394,774 LIABILITIES AND FUND BALANCES Liabilities: Accounts payable $ 1,814 $ 6,090 $ 15 $ 856,740 $ 864,659 Deposits payable - 36,376 100,000 136,376 Due to City of Rosemead 25,153 - - 702,325 727,478 Deferred Revenue - - - 53,315 53,315 Advances from other funds (note 4) - - 4,477,945 - 4,477,945 Total liabilities 26,967 42,466 4,477,960 1,712,380 6,259,773 Fund balances: Restricted for: Low and moderate housing 6,795,794 45,573 - - 6,841,367 Debt service - - 5,944,877 - 5,944,877 Capital projects - - 1,941,141 1,941,141 Land held for resale - - - 4,407,616 4,407,616 Total fund balances 6,795,794 45,573 5,944,877 6,348,757 19,135,001 Total liabilities and fund balances S 6,822,761 $ 88,039 $ 10,422,837 S 8,061,137 $ 25,394,774 The accompanying notes are an integral part of these financial statements -5- Rosemead Community Development Commission Reconciliation of the Balance Sheet of Governmental Funds to the Statement of Net Assets June 30, 2011 Fund balances of governmental funds Amounts reported for governmental activities in the statement of net assets are different because: Capital assets, net of depreciation, have not been included as financial resources in the governmental fund activity. Capital assets Accumulated depreciation Long-term debt has not been included in the governmental fund activity. Bonds payable Unamortized bond premiums Costs associated with the issuance of debt are capitalized and amortized in the statement of net assets and expensed in the governmental funds. Deferred charges Discount on bonds Accrued interest payable for the current portion of interest due on bonds payable has not been reported in the governmental funds. Revenues that are measurable but not available. Amounts are recorded as deferred revenue under the modified accrual basis of accounting. Net assets of governmental activities $ 19,135,001 26,045,293 (7,103,017) (44,745,000) (217,820) 628,120 181,054 (402,454) 53,315 $ (6,425,508) The accompanying notes are an integral part of these financial statements. -6- Rosemead Community Development Commission Statement of Revenues, Expenditures, and Changes in Fund Balances Governmental Funds For the Year Ended June 30, 2011 REVENUES Tax increment Rental Income Investment income Other Total revenues EXPENDITURES Current: General government Public safety Public works Community development Debt service: Principal Interest and fiscal charges Cost of issuance of bonds Total expenditures Excess (deficiency) of revenues over (under) expenditures OTHER FINANCING SOURCES (USES) Transfers in (note 4) Transfers out (note 4) Transfers to the City of Rosemead Discount on bonds Proceeds from long-term debt Total other financing sources (uses) Net change in fund balances Low-Moderate Rosemead Income Housing Housing Development Debt Capital Set-Aside Corporation Service Projects Total $ - $ - $ 6,893,575 $ - $ 6,893,575 415,951 - 415,951 6,268 40 56,578 59,176 122,062 - - - 7,997 7,997 6,268 415,991 6,950,153 67,173 7,439,585 - - 115,621 1,750 117,371 - - 995,468 - 995,468 - - - 5,803,685 5,803,685 292,372 803,834 - - 1,096,206 - - 975,000 2,497,920 3,472,920 - 1,882,092 - 1,882,092 - - 275,344 275,344 292,372 803,834 3,968,181 8,578,699 13,643,086 (286,104) (387,843) 2,981,972 (8,511,526) (6,203,501) 974,464 355,000 1,133,461 2,462,925 (355,000) - (974,464) (1,133,461) (2,462,925) - - - (543,883) (543,883) - - - (192,139) (192,139) - - - 11,230,000 11,230,000 619,464 355,000 158,997 9,360,517 10,493,978 333,360 (32,843) 3,140,969 848,991 4,290,477 Fund balances, beginning of year 6,462,434 78,416 2,803,908 5,499,766 14,844,524 Fund balances, end of year S 6 795 794 S 45.573 S 5.944.877 $ 6.348.757 $ 19.135.001 The accompanying notes are an integral part of these financial statements. -7- Rosemead Community Development Commission Reconciliation of the Statement of Revenues, Expenditures, and Changes in Fund Balances of Governmental Funds to the Statement of Activities For the Year Ended June 30, 2011 Net change in fund balances - total governmental funds Amounts reported for governmental activities in the statement of activities differ from the amounts reported in the statement of activities because: Governmental funds report capital outlays as expenditures. However, in the statement of activities, the costs of those assets is allocated over their estimated useful lives as depreciation expense. Capital outlay Depreciation expense The issuance of long-term debt provides current financial resources to governmental funds, while the repayment of the principal of long-term debt consumes the current financial resources of governmental funds. Neither transaction, however, has an effect on net assets. Principal payments on debt Proceeds from long-term debt Discount on issuance Cost of issuance Some expenses reported in the statement of activities do not require the use of current financial resources and, therefore, are not reported as expenditures in governmental funds. Decrease in accrued interest payable Amortization of bond issuance costs Amortization of issuance discounts Amortization of bond premiums Change in net assets of governmental activities $ 4,290,477 3,798,507 (505,112) 3,472,920 (11,230,000) 192,139 275,344 193,372 (68,059) (11,085) 19,802 8 428,305 The accompanying notes are an integral part of these financial statements. -8- Rosemead Community Development Commission Notes to the Basic Financial Statements June 30, 2011 (1) Summary of Significant Accounting Policies (a) Reporting Entity The Rosemead Redevelopment Agency was established in June 1972 pursuant to State of California Health and Safety Code Section 33000 entitled Community Redevelopment Law. The Agency's name was changed to the Rosemead Community Development Commission (the Commission) in January 2002. Its purpose is to finance street, park and utility improvements. It also acquires and constructs major capital facilities all within the Rosemead Project Area No.1. The Commission is a blended component unit of the City of Rosemead, California, (the City) and is included in the basic financial statements of the City. The financial statements contain information for the Commission only. The City's financial statements can be obtained from the Finance Department of the City. Governmental Accounting Standards Board (GASB) Statement No, 14, the Financial Reporting Entity, defines the reporting entity as the primary government and those component units for which the primary government is, or has the potential to be, financially accountable. Financial accountability is defined as appointment of a voting majority of the component unit's Board and either (a) the primary government has the ability to impose its will or (b) the possibility exists that the component unit will provide a financial benefit to, or impose a financial burden on, the primary government. Based upon the above criteria, the Rosemead Housing Development Corporation (the Corporation), is a blended component unit of the Commission as the Commission's governing board serves as the governing board of the Corporation. Since the City Council of the City also serves as the Board of Directors of the Commission, the City, in effect, has the ability to influence and control operations. Therefore, the City has oversight responsibility for the Commission. Accordingly, the Commission is a blended component unit of the City. (b) Basis of Accounting and Measurement Focus The basic financial statements of the Commission are composed of the following: • Government-wide financial statements • Fund financial statements • Notes to the basic financial statements -9- Rosemead Community Development Commission Notes to the Basic Financial Statements June 30, 2011 Summary of Significant Accounting Policies, (continued) (b) Basis of Accounting and Measurement Focus, (continued) Government-wide Financial Statements Government-wide financial statements display information about the reporting government as a whole, except for its fiduciary activities. These statements include separate columns for the governmental and business-type activities of the primary government (including its blended component units), as well as its discreetly presented component units. The Community Development Commission of the City of Rosemead has no business-type activities or discretely presented component units. Eliminations have been made in the Statement of Activities so that certain allocated expenses are recorded only once (by the function to which they were allocated). However, general government expenses have not been allocated as indirect expenses to the various functions of the Commission. Government-wide financial statements are presented using the economic resources measurement focus and the accrual basis of accounting. Under the economic resources measurement focus, all (both current and long-term) economic resources and obligations of the reporting government are reported in the government-wide financial statements. Basis of accounting refers to when revenues and expenditures are recognized in the accounts and reported in the financial statements. Under the accrual basis of accounting, revenues, expenses, gains, losses, assets, and liabilities resulting from exchange and exchange-like transactions are recognized when the exchange takes place. Revenues, expenses, gains, losses, assets, and liabilities resulting from nonexchange transactions are recognized in accordance with the requirements of GASB Statement No. 33. Program revenues include charges for services and payments made by parties outside of the reporting government's citizenry if that money is restricted to a particular program. Program revenues are netted with program expenses in the statement of activities to present the net cost of each program. Amounts paid to acquire capital assets are capitalized as assets in the government-wide financial statements. rather than reported as expenditures. Proceeds of long-term debt are recorded as a liability in the government-wide financial statements, rather than other financing sources. Amounts paid to reduce long-term indebtedness of the reporting government are reported as a reduction of the related liability, rather than as an expenditure. -10- Rosemead Community Development Commission Notes to the Basic Financial Statements June 30, 2011 (1) Summary of Significant Accounting Policies, (continued) (b) Basis of Accounting and Measurement Focus, (continued) Fund Financial Statements The underlying accounting system of the Commission is organized and operated on the basis of separate funds, each of which is considered to be a separate accounting entity. The operations of each fund are accounted for with a separate set of self-balancing accounts that comprise its assets, liabilities, fund equity, revenues and expenditures or expenses, as appropriate. Governmental resources are allocated to and accounted for in individual funds based upon the purposes for which they are to be spent and the means by which spending activities are controlled. Fund financial statements for the primary government's governmental, proprietary, and fiduciary funds are presented after the government-wide financial statements. These statements display information about major funds individually and nonmajor funds in the aggregate for governmental and enterprise funds. Fiduciary statements include financial information for fiduciary funds and similar component units. Fiduciary funds primarily represent assets held by the Commission in a custodial capacity for other individuals or organizations. The Commission has no enterprise funds or fiduciary funds. Governmental Funds In the fund financial statements, governmental funds and agency funds are presented using the modified-accrual basis of accounting. Their revenues are recognized when they become measurable and available as net current assets. Measurable means that the amounts can be estimated, or otherwise determined. Available means that the amounts were collected during the reporting period or soon enough thereafter to be available to finance the expenditures accrued for the reporting period. The Commission uses a sixty day availability period. Revenue recognition is subject to the measurable and available criteria for the governmental funds in the fund financial statements. Exchange transactions are recognized as revenues in the period in which they are earned (i.e., the related goods or services are provided). Locally imposed derived tax revenues are recognized as revenues in the period in which the underlying exchange transaction upon which they are based takes place. Imposed non-exchange transactions are recognized as revenues in the period for which they were imposed. If the period of use is not specified, they are recognized as revenues when an enforceable legal claim to the revenues arises or when they are received, whichever occurs first. Government-mandated and voluntary non-exchange transactions are recognized as revenues when all applicable eligibility requirements have been met. -11- Rosemead Community Development Commission Notes to the Basic Financial Statements June 30, 2011 (1) Summary of Significant Accounting Policies, (continued) (b) Basis of Accounting and Measurement Focus, (continued) Governmental Funds (continued In the fund financial statements, governmental funds are presented using the current financial resources measurement focus. This means that only current assets and current liabilities are generally included on their balance sheets. The reported fund balance (net current assets) is considered to be a measure of "available spendable resources." Governmental fund operating statements present increases (revenues and other financing sources) and decreases (expenditures and other financing uses) in net current assets. Accordingly, they are said to present a summary of sources and uses of "available spendable resources" during a period. Non-current portions of long-term receivables due to governmental funds are reported on their balance sheets in spite of their spending measurement focus. Special reporting treatments are used to indicate, however, that they should not be considered "available spendable resources," since they do not represent net current assets. Recognition of governmental fund type revenues represented by noncurrent receivables are deferred until they become current receivables. Because of their spending measurement focus, expenditure recognition for governmental fund types excludes amounts represented by noncurrent liabilities. Since they do not affect net current assets, such long-term amounts are not recognized as governmental fund type expenditures or fund liabilities. Amounts expended to acquire capital assets are recorded as expenditures in the year that resources were expended, rather than as fund assets. The proceeds of long-term debt are recorded as an other financing source rather than as a fund liability. Amounts paid to reduce long-term indebtedness are reported as fund expenditures. When both restricted and unrestricted resources are combined in a fund, expenses are considered to be paid first from restricted resources, and then from unrestricted resources. 12- Rosemead Community Development Commission Notes to the Basic Financial Statements June 30, 2011 (1) Summary of Significant Accounting Policies, (continued) (c) Property Taxes Real property taxes are levied for the period from July 1 to June 30 against property owners of record on March 1. The taxes are due in two installments, on December 10 and April 10, and become delinquent after December 10 and April 10, respectively. Under the provisions of NCGA Interpretation 3, property tax revenue is recognized in the fiscal year for which the taxes have been levied, provided it is collected within sixty days of the end of the fiscal year in the fund financial statements. (d) Major Funds The Commission reports the following major governmental funds: Low-Moderate Income Housing Set-Aside Fund - Accounts for the 20% of gross property tax increment revenue received by the Commission to fund future projects involving the replacement or rehabilitation of low- and moderate-income housing within City limits. Rosemead Housing Development Corporation (the Corporation) - Accounts for the construction and financing of low- and moderate-income housing. Debt Service Fund - Accounts for the accumulation of resources for the payment of principal, interest and related costs associated with all long-term debt of the Commission. Capital Projects Fund - Accounts for the financial resources to be used for the improvement and rehabilitation of the community redevelopment project areas and acquisition or construction of major capital facilities within the Commission. (e) Cash and Investments Cash includes amounts in demand and time deposits. Investments are reported in the accompanying balance sheet at fair value, except for certain money market contracts that are reported at cost because they are not transferable and they have terms that are not affected by changes in market interest rates. Changes in fair value that occur during a fiscal year are recognized as investment income reported for that fiscal year. Investment income includes interest earnings, changes in fair value and any gains or losses realized upon the liquidation, maturity or sale of investments. 13- Rosemead Community Development Commission Notes to the Basic Financial Statements June 30, 2011 (1) Summary of Significant Accounting Policies, (continued) (f) Capital Assets Capital assets, which include land, buildings, equipment and infrastructure assets (e.g., roads, bridges, traffic signals and similar items), are reported in the government-wide financial statements. Capital assets are defined by the Commission as assets with an initial individual cost of more than $10,000 and an estimated useful life in excess of one year. Such assets are recorded at historical cost or estimated historical cost if purchased or constructed. Donated capital assets are recorded at estimated fair market value at the date of donation. The cost of normal maintenance and repairs that do not add to the value of an asset or materially extend an asset's useful life are not capitalized. Construction in progress costs are transferred to their respective fixed asset category upon completion. Depreciation is charged to operations using the straight-line method based on the estimated useful life of an asset. The estimated useful lives of depreciable assets are as follows: Buildings 50 years Improvements other than buildings 15 years Furniture and office equipment 7 years Streets 30 years Sidewalks 40 years Vehicles 5 years (g) Long-term Obligations Long-term debt and other long-term obligations are reported as liabilities in the applicable governmental activities statement of net assets. Bond premiums, discounts and issuance costs are deferred and amortized over the life of the bonds. Bonds payable are reported net of the applicable bond premium or discount. Bond issuance costs are reported as deferred charges and amortized over the term of the related debt. In the fund financial statements, governmental fund types recognize bond premiums, discounts and issuance costs during the current period. The face amount of debt issued is reported as an other financing source. Premiums received on debt issuances are reported as other financing sources, while discounts on debt issuances are reported as other financing uses. Issuance costs, whether or not withheld from the actual debt proceeds received, are reported as debt service expenditures. • -14- Rosemead Community Development Commission Notes to the Basic Financial Statements June 30, 2011 (1) Summary of Significant Accounting Policies, (continued) (h) Fund Equity The Commission implemented GASB Statement No. 54, Fund Balance Reporting and Governmental Fund Type Definitions during the year ended June 30, 2011. This statement provides more clearly defined fund balance categories to make the nature and extent of the constraints placed on a government's fund balance more transparent. The following classifications describe the relative strength of the spending constraints placed on the purposes for which resources can be used: • Nonspendable - amounts that are not in a spendable form (such as inventory) or are required to be maintained intact. • Restricted - amounts constrained to specific purposes by their providers (such as grantors, bondholders and higher levels of government), through constitutional provisions or by enabling legislation. • Committed - amounts constrained to specific purposes by a government itself, using the highest level of decision-making authority; to be reported as committed, amounts cannot be used for any other purpose unless the government takes the same highest level action to remove or change the constraint. • Assigned - amounts a government intends to use for a specific purpose; intent can be expressed by the governing body or by an official or body to which the governing body delegates the authority. • Unassigned - amounts that are for any purpose; positive amounts are reported only in a general fund. The Board of Directors establishes (and modifies or rescinds) fund balance commitments by passage of an ordinance or resolution. The Board designates the Finance Committee and City Manager as the Commission officials to determine, define, and make the necessary account or fund transfers for the amounts to those components of fund balance that are classified as "Assigned Fund Balance". When both restricted and unrestricted resources are available for use when an expenditure is incurred, it is the Commission's policy to use restricted resources first, then unrestricted resources as they are needed. It is the Commission's policy to consider committed amounts as being reduced first, followed by assigned amounts, and then unassigned amounts when expenditures are incurred for purposes for which amounts in any of those unrestricted fund balance classifications could be used. 15- Rosemead Community Development Commission Notes to the Basic Financial Statements June 30, 2011 (1) Summary of Significant Accounting Policies, (continued) (i) Low-Moderate Income Housing Set-Aside On October 9, 1991 the Commission prepaid its housing obligation in the amount of $6,813,850 from proceeds of its 1987 tax allocation notes. This prepayment was restructured in 1993 along with the 1993 series tax allocation bonds. As a result, the Commission's housing obligation has been reduced by $469,142 per year until the 2021-22 fiscal year. 0) Use of Estimates The preparation of financial statements in conformity with generally accepted accounting principles requires management to make estimates and assumptions that affect certain reported amounts and disclosures. Accordingly, actual results could differ from those estimates. (k) Land Held for Resale Land acquired by the Commission for future development and sale is valued at the lower of cost or net realizable- value. (2) Cash and Investments Cash and investments as of June 30, 2011 are classified in the accompanying financial statements as follows: Statement of net assets: Cash and investments $ 15,827,032 Total cash and investments $ 15,827,032 Cash and investments as of June 30, 2011 consist of the following: Deposits with financial institutions $ 7,396,998 Investments 8,430,034 Total cash and investments $ 15,827.032 16- Rosemead Community Development Commission Notes to the Basic Financial Statements June 30, 2011 (2) Cash and Investments, (continued) Investments Authorized by the California Government Code and the City's Investment Policy The table below identifies the investment types that are authorized for the City by the California Government Code and the City's investment policy. The table also identifies certain provisions of the California Government Code (or the City's investment policy, if more restrictive) that address interest rate risk, credit risk, and concentration of credit risk. This table does not address investments of debt proceeds held by bond trustee that are governed by the provisions of debt agreements of the City, rather than the general provisions of the California Government Code or the City's investment policy. Authorized by Maximum Maximum Investment Types Investment Maximum Percentage of Investment in Authorized by State Law Policy Maturity' Portfolio' One Issuer' Local Agency Bonds No 5 years None None US Treasury Obligations Yes 5 years None None US Agency Securities Yes 5 years None None Banker's Acceptances Yes 180 days 40 30% Commercial Paper Yes 270 days 25% 10% Negotiable Certificate of Deposit Yes 1 year 30% None Repurchase Agreements No 1 year None None Reverse Repurchase Agreements No 92 days 20% base value None Medium-Term Notes Yes 5 years 10% None Mutual Funds Yes N/A 20% 10% Money Market Mutual Funds Yes N/A 20% 10% Mortgage Pass-Through Securities No 5 years 20% None County Pooled Investment Funds No NIA None None Local Agency Investment Funds Yes N/A None None JPA Pools (other investment pools) No N/A None None * Based on state law requirements or investment policy requirements, whichever is more restrictive. -17- Rosemead Community Development Commission Notes to the Basic Financial Statements June 30, 2011 (2) Cash and Investments, (continued) Investments Authorized by Debt Agreements investment of debt proceeds held by bond trustee are governed by provisions of the debt agreements, rather than the general provisions of the California Government Code or the City's investment policy. The table below identifies the investment types that are authorized for investments held by bond trustee. The table also identifies certain provisions of these debt agreements that address interest rate risk, credit risk, and concentration of credit risk. Maximum Maximum Maximum percentage investment Authorized Investment Type maturity of portfolio in one Local Agency Bonds None None None US Treasury Obligations None None None US Agency Securities None None None Banker's Acceptances 1 year None None Commercial Paper 1 year None 10% Repurchase Agreements 30 days None None Money Market Mutual Funds NIA 20% 10% Local Agency Investment Funds NIA None None Investment Agreements NIA None None Certificate of Deposits 1 year None None Disclosures Relating to Interest Rate Risk Interest rate risk is the risk that changes in market interest rates will adversely affect the fair value of an investment. Generally, the longer the maturity of an investment, the greater the sensitivity of its fair value to changes in market interest rates. One of the ways that the Commission manages its exposure to interest rate risk is by purchasing a combination of shorter term and longer term investments and by timing cash flows from maturities so that a portion of the portfolio is maturing or coming close to maturity evenly over time as necessary to provide the cash flow and liquidity needed for operations. 18- Rosemead Community Development Commission Notes to the Basic Financial Statements June 30, 2011 (2) Cash and Investments, (continued) Disclosures Relating to Interest Rate Risk, (continued) Information about the sensitivity of the fair values of the Commission's investments (including investments held by bond trustee) to market interest rate fluctuations is provided by the following table that shows the distribution of the Agency's investments by maturity: Investment State investment pool Held by bond trustee: Money market mutual funds Certificates of deposit Total 12 Months Amount Or Less Remaining Maturity 13-24 25-60 Months Months $ 6,162,809 $ 6,162,809 $ 1,143,054 1,143,054 1,124,171 - 1,124,171 More Than 60 Months $ 8,430,034 $ 7,305,863 $ - $ 1,124,171 $ - Disclosures Relating to Credit Risk Generally, credit risk is the risk that an issuer of an investment will not fulfill its obligation to the holder of the investment. This is measured by the assignment of a rating by a nationally recognized statistical rating organization. Presented below is the minimum rating required by (where applicable) the California Government Code, the City's investment policy, or debt agreements, and the actual rating as of year end for each investment type. Minimum Rating as of Year End Legal Not Investment Type Amount Rating AAA Aa2 Rated State investment pool S 6,162,809 N/A $ - $ - $6,162,809 Held by bond trustee: Money market mutual funds 1,143, 054 N/A 1,143, 054 - - Certificates of deposit 1,124,171 N/A - - 1,124,171 Total S 8,430,034 $1,143,054 $ - $7,286,980 19- Rosemead Community Development Commission Notes to the Basic Financial Statements June 30, 2011 (2) Cash and Investments, (continued) Concentration of Credit Risk The investment policy contains no limitations on the amount that can be invested in any one issuer beyond that stipulated by the California Government Code. The Commission had no investments in any one issuer (other than U.S. Treasury securities, mutual funds, and external investment pools) that represent 5% or more of total Commission's investments. Custodial Credit Risk Custodial credit risk for deposits is the risk that, in the event of the failure of a depository financial institution, a government will not be able to recover its deposits or will not be able to recover collateral securities that are in the possession of an outside party. The custodial credit risk for investments is the risk that, in the event of the failure of the counterparty (e.g., broker-dealer) to a transaction, a government will not be able to recover the value of its investment or collateral securities that are in the possession of another party. The California Government Code and the City's investment policy do not contain legal or policy requirements that would limit the exposure to custodial credit risk for deposits or investments, other than the following provision for deposits: The California Government Code requires that a financial institution secure deposits made by state or local governmental units by pledging securities in an undivided collateral pool held by a depository regulated under state law (unless so waived by the governmental unit). The market value of the pledged securities in the collateral pool must equal at least 110% of the total amount deposited by the public agencies. California law also allows financial institutions to secure Commission deposits by pledging first trust deed mortgage notes having a value of 150% of the secured public deposits. As of June 30, 2011, the Commission had no deposits with financial institutions in excess of federal depository insurance limits. For investments identified herein as held by bond trustee, the bond trustee selects the investment under the terms of the applicable trust agreement, acquires the investment, and holds the investment on behalf of the reporting government. Investment in State Investment Pool The Commission is a voluntary participant in the Local Agency Investment Fund (LAIF) that is regulated by the California Government Code under the oversight of the Treasurer of the State of California. The fair value of the Commission's investment in this pool is reported in the accompanying financial statements at amounts based upon the Agency's pro-rata share of the fair value provided by LAIF for the entire LAIF portfolio (in relation to the amortized cost of that portfolio). The balance available for withdrawal is based on the accounting records maintained by LAIF, which are recorded on an amortized cost basis. -20- Rosemead Community Development Commission Notes to the Basic Financial Statements June 30, 2011 (3) Operating Lease The Corporation entered into a 55-year lease agreement with the City for the use of the Angelus Senior Housing facility for $60,000 annually, expiring June 2047. Total lease commitments remaining are $2,160,000 for the Angelus Senior Housing facility at June 30, 2011. The Corporation also entered into a 55-year lease agreement with the City for use of the Garvey Senior Housing facility for $72,000 annually, expiring November 2057. Total lease commitments remaining are $3,342,000 for the Garvey Senior Housing facility at June 30, 2011. The Corporation paid $60,000 and $72,000 in lease payments to the City during the year ended June 30, 2011 for the Angelus and Garvey Senior Housing facilities, respectively. (4) Interfund Activity Noncurrent Interfund Receivable and Payable Balances Under State law, the Commission is required to set aside a portion of its property tax increment revenue for low-and moderate-income housing. The Commission has made findings that, for the years ended June 30, 1986 through 1991, it was allowed to defer funding of the set-aside funds. The set-aside amounts incurred during the fiscal years ended June 30, 1994, 1995 and 1996 were also deferred until the fiscal year ending June 30, 2023, as provided by the Commission's adoption of the housing deficit repayment plan. As of June 30, 2011, the accumulated set-aside amount not yet funded was approximately $4,477,945. As required by law, the Commission devised a plan to fund the accumulating amount. -21- Rosemead Community Development Commission Notes to the Basic Financial Statements June 30, 2011 (4) Interfund Activity (continued) Interfund transfers were as follows for the year ended June 30, 2011: Transfers in: Low-Moderate Rosemead Income Housing Debt Housing Development Service Set-Aside Corporation Fund Total Transfers out: Debt Service Funds $ 974,464 $ - $ - $ 974,464 (A) Low-Moderate Income Housing Set-Aside - 355,000 - 355,000 Capital Projects Fund - - 1,133,461 1,133,461 (B) Totals $ 974,464 $ 355,000 $1,133,461 $2,462,925 The following describes the significant transfers in and transfers out included in the financial statements: (A) To record the low and moderate income housing set-aside for the year ended June 30, 2011. (B) To record the Series 2010A Tax Allocation Bond proceeds deposited into the 2010 Debt Service Reserve Fund. -22- Rosemead Community Development Commission Notes to the Basic Financial Statements June 30, 2011 (5) Capital Assets Capital asset activity for the year ended June 30, 2011 is as follows: Government activities: Capital assets not being depreciated: Land Construction in progress Total capital assets, not being depreciated Beginning Ending Balance Additions Deletions Balance $ 2,425,898 $ - $ - $ 2,425,898 - 3,589,363 3,589,363 2,425,898 3,589,363 - 6,015,261 Capital assets being depreciated: Buildings and improvements 18,273,719 209,144 Vehicles 93,280 - Furniture and office equipment 1,453,889 - Total capital assets being depreciated 19,820,888 209,144 Less accumulated depreciation: Buildings and improvements (5,071,173) (493,511) Vehicles (93,280) - Furniture and office equipment (1,433,452) (11,601) Total accumulated depreciation (6,597,905) (505,112) 18,482, 863 93,280 - 1,453,889 20, 030, 032 (5,564,684) - (93,280) (1,445, 053) (7,103,017) Total capital assets being depreciated, net 13,222,983 (295.968) - 12,927,015 Governmental activities capital assets, net $15,648,881 $ 3,293,395 $ - $ 18,942,276 Depreciation expense was charged entirely to the community development function of the Commission for the year ended June 30, 2011. -23- Rosemead Community Development Commission Notes to the Basic Financial Statements June 30, 2011 (6) Long-Term Debt Long-term debt consists of the following at June 30, 2011: Bonds: Tax Allocation Bonds, Series 2006A Tax Allocation Bonds, Series 2006B Tax Allocation Bonds, Series 2010A Subtotal bonds Deferred amounts: Unamortized bond premiums Discount on issuance Total bonds Beginning Ending Due in Balance Additions Deletions Balance One Year $ 10,700,000 $ - $ 900,000 $ 9,800,000 $ 930,000 23,790,000 - 75,000 23,715,000 80,000 11,230,000 - 11,230,000 200,000 34, 490, 000 11, 230, 000 975,000 44, 745, 000 1,210,000 237,622 - 19,802 217,820 19,802 - (192,139) (11,085) (181,054) (14,780) 34,727,622 11,037,861 983,717 44,781,766 1,215,022 Advances from City 2,497,920 2,497,920 - Total long-term debt $ 37,225,542 $ 11,037,861 $ 3,481,637 $ 44,781,766 $1,215,022 Advances from City In November 2007, the City of Rosemead's General Fund advanced to the Rosemead Community Development Commission $2,497,920 at an interest rate of 5.25%, to be paid back over 20 years. Accrued interest is payable in annual installments of $131,141 beginning on September 28, 2008, and continuing until September 28, 2027, at which time the remaining principal and interest shall be due in full. The loan was retired during the fiscal year ended June 30, 2011. -24- Rosemead Community Development Commission Notes to the Basic Financial Statements June 30, 2011 (6) Long-Term Debt (continued) Tax Allocation Bonds, Series 2006A On March 9, 2006, the Commission issued tax allocation bonds in the amount of $14,005,000 (Series 2006A) to: (1) refund a portion of the Commission's outstanding Series 1993A bonds and (2) to finance redevelopment activity in Redevelopment Project Area No.1. The bonds bear interest ranging from 3.25% to 5.00% and mature in annual installments of $780,000 to $1,250,000 on various dates through October 1, 2022. The Commission purchased a surety bond in lieu of cash reserve in the amount of $1,323,238. Portions of the bonds are Commission, beginning October 1, 201 the bonds. The unamortized balance as has been acquired to satisfy the re outstanding balance was $9,800,000. Tax Allocation Bonds, Series 2006B subject to early redemption, at the option of the 7. Bond premiums are amortized over the life of of June 30, 2011 was $217,820. A surety bond serve requirements. As of June 30, 2011 the In December 2006, the Commission issued $24,230,000 in Project Area No.1 Tax Allocation Bonds. The bonds mature in amounts ranging from $70,000 to $1,430,000 with interest rates ranging from 3.25% to 4.25% through October 1, 2025. The net proceeds were used to refund the remaining $23,095,000 amount outstanding on the 1993 Tax Allocation Bonds. The securities were deposited in an irrevocable trust with an escrow agent to provide for all future debt service payments on the 1993 Bonds. As a result, the entire 1993 Bonds are considered to be defeased and the liability for those bonds has been removed from the government-wide financial statements. A surety bond has been acquired to satisfy the reserve requirements. As of June 30, 2011 the outstanding balance was $23,715,000. Tax Allocation Bonds, Series 2010A In July 2010, the Commission issued $11,230,000 in Merged Project Area Tax Allocation Bonds. The bonds mature in amounts ranging from $200,000 to $1,135,000 with interest rates ranging from 3.00% to 5.00% through December 1, 2023. The bonds were issued to provide funds to finance the costs of certain redevelopment projects within the Merged Project Area including infrastructure improvements and the acquisition of land. Principal is payable annually on December 1, beginning on December 1, 2011. Interest is payable semi-annually on June 1 and December 1. Per the bond indenture, a reserve is required to be maintained. At June 30, 2011, the balance held in the reserve account was $1,143,054. As of June 30, 2011 the outstanding balance was $11,230,000. • -25- Rosemead Community Development Commission Notes to the Basic Financial Statements June 30, 2011 (6) (7) Long-Term Debt, (continued) At June 30, 2011, debt service requirements to maturity for governmental activities long- term debt are as follows: Fiscal years ending June 30, Principal 2012 2013 2014 2015 2016 2017-2021 2022-2026 2027-2031 2032-2034 $ 1,210,000 1,795,000 1,855,000 1,920,000 1,995,000 11,360,000 10,515,000 8,215,000 5,880,000 Totals Risk Management Interest $ 1,902,336 1,852,124 1,790,511 1,718,574 1,635,579 6,777,216 4,188,559 2,279,891 399,406 $ 44,745,000 $ 22,544,196 The Commission is exposed to various risks of loss related to torts; thefts of, damage to and destruction of assets; errors and omissions; and natural disasters. The Commission, through the City, carries commercial liability insurance coverage. The Commission carries no insurance coverage for natural disasters. Since the Commission does not have any employees (it uses employees from the City), it is not liable for injury to employees, workers' compensation, or employee health and accident insurance. The City has had no reductions in insurance coverage, nor did the City have any settlements that were in excess of insurance coverage in any of the three preceding years. -26- Rosemead Community Development Commission Notes to the Basic Financial Statements June 30, 2011 (8) Recent Changes in Legislation Affecting California Redevelopment Agencies On June 29, 2011, the Governor of the State of California signed Assembly Bills X1 26 and 27 as part of the State's budget package. Assembly Bill X1 26 requires each California redevelopment agency to suspend (effective July 1, 2011) nearly all activities except to implement existing contracts, meet already-incurred obligations, preserve its assets and prepare for the impending dissolution of the agency. Assembly Bill X1 27 provides a means for redevelopment agencies to continue to exist and operate by means of a Voluntary Alternative Redevelopment Program. Under this program, each agency would adopt an ordinance agreeing to make certain payments to the County Auditor Controller in fiscal year 2011-12 and annual payments each fiscal year thereafter. Assembly Bill X1 26 indicates that the agency "may use any available funds not otherwise obligated for other uses" to make this payment. The Agency intends to use available monies of its redevelopment agency for this purpose. The amounts to be paid after fiscal year 2012-13 have yet to be determined by the state legislature. Assembly Bill X1 26 directs the State Controller of the State of California to review the propriety of any transfers of assets between redevelopment agencies and other public bodies that occurred after January 1, 2011. If the public body that received such transfers is not contractually committed to a third party for the expenditure or encumbrance of those assets, the State Controller is required to order the available assets to be transferred to the public body designated as the successor agency by Assembly Bill X1 26. The League of California Cities and the California Redevelopment Association (CRA) filed a lawsuit on July 18, 2011 on behalf of cities, counties and redevelopment agencies petitioning the California Supreme Court to overturn Assembly Bills X1 26 and 27 on the grounds that they violate the California Constitution. On August 11, 2011, the California Supreme Court issued a stay of all of Assembly Bill X1 27 and most of Assembly Bill X1 26. The California Supreme Court stated in its order that "the briefing schedule is designed to facilitate oral argument as early as possible in 2011, and a decision before January 15, 2012." A second order issued by the California Supreme Court on August 17, 2011 indicated that certain provisions of Assembly Bills X1 26 and 27 were still in effect and not affected by its previous stay, including requirements to file an appeal of the determination of the community remittance payment by August 15, the requirement to adopt an Enforceable Obligations Payment Schedule ("EOPS") by August 29, 2011, and the requirement to prepare a preliminary draft of the initial Recognized Obligation Payment Schedule ("ROPS") by September 30, 2011. -27- Rosemead Community Development Commission Notes to the Basic Financial Statements June 30, 2011 (8) (9) Recent Changes in Legislation Affecting California Redevelopment Agencies (continued) Because the stay provided by Assembly Bill X1 26 only affects enforcement, each agency must adopt an Enforceable Obligation Payment Schedule and draft Recognized Obligation Payment Schedule prior to September 30, as required by the statute. Enforceable obligations include bonds, loans and payments required by the federal or state government; legally enforceable payments required in connection with agency employees such as pension payments and unemployment payments, judgments or settlements; legally binding and enforceable agreements or contracts; and contracts or agreements necessary for the continued administration or operation of the agency that are permitted for purposes set forth in ABX1 26. On August 9, 2011, the Commission adopted Ordinance No. 917 indicating it will comply with the Voluntary Alternative Redevelopment Program in order to permit the continued existence and operation of the agency, in the event Assembly Bills X1 26 and/or 27 are upheld as constitutional. The initial payment by the agency is estimated to be $2,112,991 with one half due on January 15, 2012 and the other half due May 15, 2012. Thereafter, an estimated $500,000 will be due annually. The semi-annual payments will be due on January 15 and May 15 of each year and would increase or decrease with changes in tax increment. Additionally, an increased amount would be due to schools if any new debt is incurred. Assembly Bill X1 27 allows a one-year reprieve on the agency's obligation to contribute 20% of tax increment to the low and moderate income housing fund so as to permit the Agency to assemble sufficient funds to make its initial payments. Management believes that the Commission will have sufficient funds to pay its obligations as they become due during the fiscal year ending June 30, 2012. The nature and extent of the operation of redevelopment agencies in the State of California beyond that fiscal year are dependent upon the outcome of litigation surrounding the actions of the State. Excess of Expenditures Over Appropriations Excess of expenditures over appropriations in individual funds are as follows: Fund Low-Mod Housing RHDC Expenditures Appropriations Excess $ 292,372 $ 261,200 $ (31,172) $ 803,834 $ 797,500 $ (6,334) -28- Required Supplementary Information Rosemead Community Development Commission Notes to Required Supplementary Information June 30, 2011 (1) Budgetary Information Annual budgets are adopted on a basis consistent with accounting principles generally accepted in the United States of America for the governmental fund. All annual appropriations lapse at fiscal year end. On or before the last day in March of each year, the Commission submits a request for appropriations to the City Manager so that a budget may be prepared. Before the first Thursday of June 30, the proposed budget is presented to the Commission's governing board for review. The governing board holds public hearings and a final budget must be prepared and adopted no later than June 30. The appropriated budget is prepared by fund, function and department. The Commission's department heads, with approval of the Finance Director and City Manager, may make transfers of appropriations within a department and between departments within a fund. Transfers of appropriations between funds must be approved by the governing board. The legal level of budgetary control (i.e., the level at which expenditures may not legally exceed appropriations) is the fund level. The governing board made several supplemental budgetary appropriations throughout the year. The supplemental budgetary appropriations made in the governmental funds are detailed in the required supplementary information. Encumbrance accounting is employed in the governmental funds. Encumbrances (e.g., purchase orders, contracts) outstanding at each year end do not constitute expenditures or liabilities because the commitments will be re-appropriated and honored during the subsequent year. 29- Rosemead Community Development Commission Schedule of Revenues, Expenditures, and Changes in Fund Balance Budget and Actual - Low-Moderate Income Housing Set-Aside Fund For the Year Ended June 30, 2011 REVENUES Investment income Total revenues EXPENDITURES Current: Community development Total expenditures Excess of revenues over (under) expenditures OTHER FINANCING SOURCES (USES) Transfers in Transfers out Total other financing sources (uses) Net change in fund balance Fund balance, beginning of year Fund balance, end of year Variance Final Positive Budget Actual (Negative) $ - $ 6,268 $ 6,268 6,268 6,268 261,200 292,372 (31,172) 261,200 292,372 (31,172) (261,200) (286,104) (24,904) 974,464 974,464 (250,000) (355,000) (105,000) (250,000) 619,464 869,464 (511,200) 333,360 844,560 6,462,434 6,462,434 $ 5,951,234 $ 6,795,794 $ 844,560 -30- Rosemead Community Development Commission Schedule of Revenues, Expenditures, and Changes in Fund Balance Budget and Actual - Rosemead Housing Development Corporation Fund For the Year Ended June 30, 2011 Variance Final Positive Budget Actual (Negative) REVENUES Rental income $ 416,700 $ 415,951 $ (749) Investment income - 40 40 Total revenues 416,700 415,991 (709) EXPENDITURES Current: Community development 797,500 803,834 (6,334) Total expenditures 797,500 803,834 (6,334) Excess of revenues over (under) expenditures (380,800) (387,843) (7,043) OTHER FINANCING SOURCES (USES) Transfers in - 355,000 355,000 Total other financing sources (uses) - 355,000 355,000 Net change in fund balance (380,800) (32,843) 347,957 Fund balance, beginning of year 78,416 78,416 - Fund balance, end of year $ (302,384) $ 45,573 $ 347,957 -31- Rosemead Community Development Commission Computation of Low and Moderate Income Housing - Excess Surplus July 1, 2010 Opening fund balance - July 1, 2010 $ 6,462,434 Adjusted balance 1,984,489 Limitation (greater of $1,000,00 or four years set-aside) 2008 - 2009 $ 928,000 2007 - 2008 1,454,337 2006 - 2007 1,019,082 2005 - 2006 989,417 Total $ 4,390,836 Base limitation $ 1,000,000 Greater amount 4,390,836 Computed excess surplus - July 1, 2010 $ - -32- ROGERS, ANDERSON, MALODY & SCOTT, LLP CERTIFIED PUBLIC ACCOUNTANTS, SINCE 1948 735 E Carnegie Dr. Suite 100 Is San Bernardino. CA 92408 909 889 0871 T 909 889 S361 F ramscpa net Board of Directors PARTNERS Rosemead Community Development Commission Phillip H Waller, CPA Rosemead, California Brenda L Odle. CPA, MST Terry P Shea. CPA Kirk A Franks. CPA Matthew B Wilson. C 1., , Report on Internal Control Over Financial Reporting and on Compliance Scott W Manno, CPA and Other Matters Based on an Audit of Financial Statements Leena Shanbhag. , performed in Accordance with Government Auditing Standards JayH Ze Zercher<her, CPA PA lk r euedi MANAGERS / STAFF Nancy O'Rafferty, CPA. MBA We have audited the financial statements of the governmental activities and Bradferd A Welebir CPA MBA each major fund of Rosemead Community Development Commission the jenny Liu. CPA, MST Katie L. Millsom. CPA Commission), a component unit of the City of Rosemead, California, as of Papa Matar Thiaw. CIA MBA. and for the year ended June 30, 2011, and have issued our report thereon Maya S Ivanova, CPA, MBA dated December 1, 2011. We conducted our audit in accordance with Danielle E. Odgers. CPA William C Clayton. C-FIB.. auditing standards generally accepted in the United States of America and Scott Millsom, CPA the standards applicable to financial audits contained in Govemment Auditing Peter E Murray, CPA Standards, issued by the Comptroller General of the United States. Genivive Sehwarzkoei. CPA Megan Hackney. CPS. Internal control over financial reporting In planning and performing our audit, we considered the Commission's internal control over financial reporting as a basis for designing our auditing procedures for the purpose of expressing our opinions on the basic component unit financial statements, but not for the purpose of expressing an opinion on the effectiveness of the Commission's internal control over financial reporting. Accordingly, we do not express an opinion on the effectiveness of the Commission's internal control over financial reporting. A deficiency in internal control exists when the design or operation of a control does not allow management or employees, in the normal course of performing their assigned functions, to detect and correct misstatements on a MEMBERS timely basis. A material weakness is a deficiency or combination of American Institute of Certified Public Accountants deficiencies, in internal control such that there is a reasonable possibility that a material misstatement of the Commission's financial statements will not be PCPS The AICPA Alliance prevented, or detected and corrected in a timely basis. for CPA Forms Governmental Audit Quality Center California Society of Certified Public Accountants -33- STABILITY ACCURACY. TRUST Board of Directors Rosemead Community Development Commission Rosemead, California Page Two Our consideration of internal control over financial reporting was for the limited purpose described in the first paragraph of this section and was not designed to identify all deficiencies in internal control over financial reporting that might be deficiencies, significant deficiencies or material weaknesses. We did not identify any deficiencies in internal control over financial reporting that we consider to be material weaknesses, as defined above. Compliance As part of obtaining reasonable assurance about whether the basic component unit financial statements of the Commission are free of material misstatement, we performed tests of its compliance with certain provisions of laws, regulations, contracts and grants, noncompliance with which could have a direct and material effect on the determination of financial statement amounts. However, providing an opinion on compliance with those provisions was not an objective of our audit and, accordingly, we do not express such an opinion. The results of our tests disclosed no instances of noncompliance that are required to be reported under Government Auditing Standards. This report is solely intended for the information and use of the Board of Directors, management, and the State Controller's Office, Division of Accounting and Reporting and is not intended to be and should not be used by anyone other than these specified parties. Rte,, , Aa4,J <<~ December 1, 2011 -34- ROGERS. ANDERSON, MALODY 8, SCOTT, LLP CERTIFIED PUBLIC ACCOUNTANTS, SINCE 1948 735 E Carnegie Dr Suite 100 San Bernardino. CA 92408 909 889 0871 T 909 889 5361 F Board of Directors ramscpa net Rosemead Community Development Commission Rosemead, California PARTNERS Phdhp H Waller. CPA Independent Auditor's Report on Compliance Brenda L Odle. CPA. MST with Health and Safety Code Section 33080.1 Terry P Shea, CPA Kirk A. Franks. CPA Matthew B Wilson, CPA MSA Compliance Scott W Manna, CPA Leena ag. CPA. MST Jay ay H H We have audited Rosemead Community Development Commission's (the . Zerc Zercheher, CPA (ReureJ ~ Commission) compliance with the California Health and Safety Code as MANAGERS / STAFF required by Section 33080.1 for the year ended June 30, 2011. Compliance Nancy O'Rafferty, CPA, MBA with the requirements referred to above is the responsibility of Commission's Bradferd A. Welebir, CPA, MBA management. Our responsibility is to express an opinion on Commission's Jenny Liu. CPA, MST Katie L Millsom, CPA compliance based on our audit. Papa Matar Thiaw. CPA. MBA Maya S. Ivanova. CPA, MBA We conducted our audit of compliance in accordance with auditing standards Danielle E. Odgers. CPA William C Clayton, CPA generally accepted in the United States of America; the standards applicable Scott Millsom. CPA to financial audits contained in Government Auditing Standards, issued by the Peter E Murray, CPA Comptroller General of the United States; and Guidelines for Compliance Genivrve Schwarzkopf (__PA Audits of Califomia Redevelopment Agencies, June 2011, issued by the State CPA Controller and as interpreted in the Auditing Procedures for Accomplishing Compliance Audits of California Redevelopment Agencies, August 2011, issued by the Governmental Accounting and Auditing Committee of the California Society of Certified Public Accountants. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether noncompliance with the compliance requirements referred to above could have a material effect on the Commission has occurred. An audit includes examining, on a test basis, evidence about the Commission's compliance with those requirements and performing such other procedures as we considered necessary in the circumstances. MEMBERS We believe that our audit provides a reasonable basis for our opinion. Our American Institute of Certified Public Accountants audit does not provide a legal determination of Commission's compliance with those requirements. In our opinion, except for Finding 2011-01 below, for PIPS CPA The Firms A1cPA A+I,;,n the Commission complied, in all material respects, with the compliance Governmental Aud,t requirements referred to above that are applicable for the year ended June Quality Center 30, 2011. California Society of Certified Public Accountants -35- STABILITY. ACCURACY. TRUST Board of Directors Rosemead Community Development Commission Rosemead, California Page Two Finding 2011-01: A. Pursuant to §33080 of the California Community Redevelopment Law, each redevelopment agency shall perform the following within six months of the end of the agency's fiscal year: 1. File a copy of the annual report (as defined by §33080.1 of the California Community Redevelopment Law) with the State Controller's Office and the agency's legislative body. The Blight Progress and the Property reports were not submitted to the State Controller's Office. Management's Corrective Actions Planned Staff will ensure that these reports are included in future submittals to the State Controller's Office as they are already in the file. B. Pursuant to §33080.1 of the California Community Redevelopment Law, each redevelopment agency shall file a fiscal statement that includes substantially all of the information required by §33080.5. Although the required information was presented to the Commission Board, it was not a "cohesive whole report" as required by the State Controller's Office. In their report, Selected Redevelopment Agencies - Review Report, Analysis of Administrative, Financial and Reporting Practices dated March 2011, the Controller's Office commented that the required information, although available, needs to be presented in a cohesive whole report. Management's Corrective Actions Planned Staff will ensure that future information is included in a cohesive report. C. Pursuant to §33080.1(8) of the California Community Redevelopment Law, each redevelopment agency shall file an annual report containing: i. The time limit for the commencement for eminent domain proceeding to acquire property within the project area(s) This information was not provided. Management's Corrective Actions Planned Staff will ensure that future annual reports to the Commission include the expiration date of Project Area's 2 eminent domain authority. -36- Board of Directors Rosemead Community Development Commission Rosemead, California Page Three In addition, the results of our procedures disclosed an immaterial instance of noncompliance with the provisions described in the Guidelines for Compliance Audits of California Redevelopment Agencies, June 2011 listed below as Finding 2011-02: Finding 2011-02 Section §33606 of the Health and Safety Code requires a Redevelopment Agency to adopt a budget which includes proposed indebtedness, a work program and goals, and an examination of the previous year's achievements along with a comparison with the previous year's work program. During the fiscal year being audited, the Commission did adopt a budget but the budget did not contain any proposed indebtedness even though the Commission issued debt during the year under audit. Also, although the budget did contain the required work program and goals, however, it did not include an examination of the previous year's achievements along with a comparison with the previous year's work program. Management's Corrective Actions Planned Staff will ensure that these budget requirements are met when adopting future budgets. Internal control over compliance Management of the Commission is responsible for establishing and maintaining effective internal control over compliance with the compliance requirements referred to above. In planning and performing our audit, we considered the Commission's internal control over compliance to determine the auditing procedures for the purpose of expressing our opinion on compliance, but not for the purpose of expressing an opinion on the effectiveness of internal control over compliance. Accordingly, we do not express an opinion on the effectiveness of the Commission's internal control over compliance. A deficiency in internal control over compliance exists when the design or operation of a control does not allow management or employees, in the normal course of performing their assigned functions, to prevent, or detect and correct, noncompliance on a timely basis. A material weakness in internal control over compliance is a deficiency, or combination of deficiencies in internal control over compliance, such that there is a reasonable possibility that material noncompliance with a compliance requirement will not be prevented, or detected and corrected, on a timely basis. Our consideration of internal control over compliance was for the limited purpose described in the first paragraph of this section and was not designed to identify all deficiencies in internal control that might be deficiencies, significant deficiencies, or material weaknesses in internal control over compliance. We did not identify any deficiencies in internal control over compliance that we consider to be material weaknesses, as defined above. -37- This report is intended solely for the information and use of management, Board of Directors, others within the entity, and the State Controller's Office, Division of Accounting and Reporting and is not intended to be and should not be used by anyone other than these specified parties. 2 ageAA , /f argo-~, /M 4zL ~ C(- December 1, 2011 -38-