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2006 Series B RDA BondsOHS West:260149481.1 41555- $24,230,000 ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION REDEVELOPMENT PROJECT AREA NO. TAX ALLOCATION REFUNDING BONDS SERIES 2006B Closing: December 2006 INDEX OF TRANSCRIPT OF PROCEEDINGS AUTHORIZING DOCUMENTS Resolution No. 2006-, entitled "Resolution of the Rosemead Community Development Commission Authorizing the Issuance of Not to Exceed $26 000 000 of the Commission s Redevelopment Project Area No. I Tax Allocation Refunding Bonds, Series 2006B and the Execution and Delivery of a Second Supplement to Indenture, a Purchase Contract, a Continuing Disclosure Agreement and an Official Statement, and Approving the a Preliminary Official Statement in Connection Therewith and Authorizing Related Actions" adopted on November 14, 2006, certified by the Secretary of the Commission as of the closing date. Resolution No. 2006-, entitled "Resolution of the City Council of the City of Rosemead Approving the Issuance and Sale of Not to Exceed $26 000 000 Aggregate Principal Amount of Rosemead Community Development Commission Redevelopment Area Project No., Tax Allocation Refunding Bonds, Series 2006B" adopted on November 14, 2006, certified by the Clerk of the City as of the closing date. BASIC LEGAL DOCUMENTS Indenture, dated as of October 1 , 1993, by and between the Rosemead Development Commission (the "Commission ) and State Street Bank and Trust Company of California, N., as predecessor trustee to U.S. Bank National Association (the "Trustee ), certified by the Secretary of the Commission as of the closing date. First Supplement to Indenture, dated as of March 1; 2006, by and between the Commission and the Trustee, certified by the Secretary of the Commission as of the closing date. Second Supplement to Indenture, dated as of December 1 , 2006, by and between the Commission and the Trustee. Continuing Disclosure Agreement, dated as of December 1 , 2006, by and among the Commission, the Trustee and U.S. Bank National Association, as dissemination agent. Tax Certificate, dated December 21 , 2006, executed by the Commission. DOCUMENTS RELATING TO THE SALE OF THE BONDS Acknowledgement. of Receipt of Report of Proposed Debt Issuance from California Debt and Investment Advisory Commission ("CDIAC"), together with Report. Preliminary Official Statement, dated December 8, 2006. 12. 13. 10.Certificate Regarding Preliminary Official Statement, pursuant to Rule 15c2-12 ofthe Securities and Exchange Commission. 11.Purchase Contact, dated December 14, 2006 (the "Purchase Contract"), by and between Piper Jaffray & Co., as underwriter (the "Underwriter ), and theCommission. Official Statement, dated December 14, 2006 Certificate of Mailing Report of Final Sale to CDIAC, together with Report. DOCUMENTS RELATING TO DEFEASANCE OF THE SERIES 1993 BONDS 14. 15. Escrow Agreement, dated as of December 1 , 2006, by and between the Commission and U.S. Bank National Association, as escrow agent. Verification Report, dated as of December 21 , 2006, together with copy of the confirmation showing purchase of escrow securities. CLOSING DOCUMENTS RELATING TO THE COMMISSION 16. 17. 18. 19. 20. 21. Incumbency and Signature Certificate of the Commission. Certificate of the Commission, pursuant to Section 7(c)(4) of the Purchase Contract. Written Request and Requisition No. 1 of the Commission to the Trustee. Certificate of Mailing of Subordination Notice5. Certificate of Mailing Information Return for Tax-Exempt Governmental Obligations (Form 8038-G), to the Internal Revenue Service, together with Form 8038- DTC Blanket Issuer Letter of Representations. OHS West:260149481.1 41555- CLOSING DOCUMENTS RELATING TO THE TRUSTEE 22. 23. 24. Certificate of the Trustee, together with excerpts from the Bylaws and Incumbency Certificate, pursuant to Section 7(c)(5) of the Purchase Contract. Receipt for Purchase Price. Specimen Bonds. CLOSING DOCUMENTS RELATING TO THE UNDERWRITER 25.Receipt for Bonds. CLOSING DOCUMENTS RELATING TO THE INSURER 26. 27. 28. Rating Letters of Standard & Poor s Ratings Services, pursuant to Section 7(c)(13) of the Purchase Contract. Specimen Financial Guaranty Insurance Policy No. 26045BE issued by Ambac Assurance Corporation ("Ambac ) pursuant to Section 7(c)(12) of the Purchase Contract. Certificate of Ambac, pursuant to Section 7(c)(12) ofthe Purchase Contract. CLOSING DOCUMENTS RELATING TO THE SURETYBOND 29. 30. 31. 32. 33. Specimen Surety Bond Policy No. SB2229BE, dated March 9, 2006, issued by Ambac. Endorsement to Surety Bond No. SB2229BE, dated December 21 2006. Guaranty Agreement, dated as of March 9 2006, by and between the Commission and Ambac. Amendment to Guaranty Agreement, dated as of December 21 , 2006, by and between the Commission and Ambac. Certificate of Ambac, pursuant to Section 7(c)(12) of the Purchase Contract. LEGAL OPINIONS 34. 35. 36. OHS West:260149481.1 41555- Final Opinion of Orrick, Herrington & Sutcliffe LLP, as Bond Counsel, pursuant to Section 7(c)(1) ofthe Purchase Contract. Disclosure Counsel Opinions of Orrick, Herrington & Sutcliffe LLP, pursuant to Section 7(c)(2) of the Purchase Contract. Defeasance Opinion of Orrick, Herrington & Sutcliffe LLP. 37. 38. 39. 40. 41. 42. Opinion of Wallin, Kress, Reisman & Kranitz LLP, as Counsel to the Commission, pursuant to Section 7(c)(3) ofthe Purchase Contract. Opinion of Dorsey & Whitney LLP, as Trustee s Counsel and Escrow Agent's Counsel, pursuant toSection 7(c)(15) of the Purchase Contract. Opinion of Insurer s Counsel, pursuant to Section 7(c)(12) of the Purchase Contract. Reliance Letter of Orrick, Herrington & Sutcliffe LLP to the Trustee. Reliance Letter of Orrick, Herrington & Sutcliffe LLP to the Underwriter. Reliance Letter of Orrick, Herrington & Sutcliffe LLP to the Insurer. MISCELLANEOUS 43. 44. OHS West:260149481.1 41555- Closing Memorandum. Interested Parties List. $24 230,000 ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION REDEVELOPMENT PROJECT AREA NO. TAX ALLOCATION REFUNDING BONDS SERIES 2006B CERTIFICATE OF SECRETARY REGARDING RESOLUTION NO. 2006- , Nina Castruita, hereby certify that I am the Secretary of the Rosemead Community Development Commission (the "Commission ), a public body, corporate and politic, organized and existing under and by virtue of the laws of the State of California, and that as such, I am familiar with the facts herein certified and authorized and qualified to execute the same on behalf of the Commission. I hereby certify that the attached resolution is the full, true and correct copy of Resolution No. 2006-, adopted at a regular meeting of the members ofthe Commission held on November 2006, of which meeting all ofthe members of the Commission had due notice and at which a quorum was present and acting throughout. I hereby further certify that I have carefully compared the same with the original resolution as so adopted at said meeting and entered in the minutes of the meeting of the Commission on file and of record in my office and that it is a full, true and correct copy of said resolution; and that said resolution has not been amended, modified or rescinded since the date of adoption and is now in full force and effect. Dated: December 21 , 2006 ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION By: J1 Nina Castruita, Secretary OHS West:260121547 RESOLUTION NO. 2006- RESOLUTION OF THE ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION AUTHORIZING THE ISSUANCE OF NOT TO EXCEED $26,000,000 OF THE COMMISSION'S REDEVELOPMENT PROJECT NO.1 TAX ALLOCATION REFUNDING BONDS, SERIES 2006B AND THE EXECUTION AND DELIVERY OF A SECOND SUPPLEMENT TO INDENTURE, A PURCHASE CONTRACT, A CONTINUING DISCLOSURE AGREEMENT AND AN OFFICIAL STATEMENT, AND APPROVING A PRELIMINARY OFFICIAL STATEMENT CONNECTION THEREWITH AND AUTHORIZING RELATED ACTIONS WHEREAS, the Rosemead Community Development Commission (the "Commission is a redevelopment agency, a public body, corporate and politic, duly created, established and authorized to transact business and exercise powers under and pursuant to the provisions of the Community Redevelopment Law of the State of California (the "Law ), including the power to issue bonds for any of its corporate purposes; WHEREAS, a plan. for a redevelopment project known and designated as Redevelopment Project No.1" (the "Project"), has been adopted and approved in accordance with the Law; WHEREAS, the plan contemplates that the Commission will issue its bonds to finance and/or refinance a portion of the cost of such Project; WHEREAS, the Commission has heretofore authorized and issued its Redevelopment Project No.1 Tax AllocationBonds, Series 1993A (the "Series 1993A Bonds ), pursuantto an Indenture, dated as of October 1 , 1993 (the "Original Indenture ), between the Commission, as successor to the Rosemead Redevelopment Agency, and U.S. Bank National Association, a~ successor trustee (the "Trustee ), for the purpose of financing and/or refinancing portions of the Project; . WHEREAS, the Commission has heretofore authorized and issued.. its Rosemead Community Development Commission Redevelopment Project No.1. Tax Allocation Bonds Series 2006A (the "Series 2006A Bonds ), pursuant to the Original Indenture arid a First Supplement to Indenture (the "First Supplemental Indenture ), between the Commission and the Trustee, for the purpose of financing and/or refinancing portions of the Project, including the refunding of a portion of the Series 1993A Bonds, and to pay costs of issuance relating to the Series 2006A Bonds; WHEREAS, the Commission intends to provide for the issuance of its Rosemead Community Development Commission Redevelopment Project No.1 Tax Allocation Refunding Bonds, Series 2006B (the "Series 2006B Bonds ), pursuant to the Original Indenture, the "First Supplemental Indenfure and a Second Supplement to Indenture (the "Second Supplemental Indenture ), between the Commission and the Trustee, for the purpose of financing and/or - WEST:260114344. 41555-9 WWBfWWB refinancing portions of the Project, including the remaining Series 1993A Bonds, and to pay costs of issuance relating to the Series 2006B Bonds; WHEREAS, the CommIssion proposes to seil the Series 2006B Bonds to Piper Jarfray, as underwriter (the "Underwriter ), pursuant to a Purchase Contract (the "Purchase Contract" between the Commission and the Underwriter; WHEREA~, the purchase by the Underwriter of the Series 2006B Bonds will result in significant public benefits in the form of demonstrable savings in effective interest rates, and the~ more efficient delivery of local agency services; WHEREAS, a form of the Preliminary Official Statement (the "Preliminary Official Statement") to be distributed in connection with the public offering of the Series 2006B Bonds has been prepared; WHEREAS, Rule l5c2-12 promulgated under the Securities Exchange Act of 1934 Rule 15c2-12") requires that, in order to be able to purchase or sell the Series 2006B Bonds the Underwriter must have reasonably determined that the Commission has undertaken in a written agreement or contract for the benefit of the holders of the Series 2006B Bonds to provide disclosure of certain financial information and certain material events on an ongoing basis; WHEREAS, in order to cause such requirement to be satisfied, the Commission desires to execute and deliver a Continuing Disclosure Agreement (the "Continuing Disclosure Agreement"); and WHEREAS, . the Commission has been presented with the form of each document referred to herein relating to the financing contemplated hereby, and the Commission has examined and approved each document and desires to authorize and direct the execution of such documents and the consummation of such financing; NOW, THEREFORE, BE IT RESOLVED BY THE ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION, AS FOLLOWS: Section 1.The foregoing recitals are true and correct and the Commission hereby so finds and determines. Section 2.The issuance of not to exceed $26 000 000 aggregate principal amount of Rosemead Community Development Commission, Redevelopment Project No., Tax Allocation Refunding Bonds, Series 2006B is hereby approved. Section 3.The form of the Second Supplemental Indenture, on .file with the Secretary of the Commission and incorporated into this Resolution by reference, is hereby approved. The Chair of the Corn.n1ission, the Vice-Chair of the Commission, the Executive Director of the Commission, the Finance Officer of the Commission, the Deputy Executive Director of Community Development of the Commission, the Secretary of the Corlunission, or such other officer or employee of. the Commission as the Executive Director may designate (the Authorized Officers ), are each hereby authorized and directed, for and in the name and on behalf of the Commission, to execute and deliver the Second Supplemental Indenture in - WEST:260114344. 41555-9 WWB/WWB substantially the form on file with the Secretary and presented to this meeting, with such additions thereto or changes or insertions that hereafter become necessary in the interest of the Commission and which are approved by the Authorized Officer executing the same, in consultation with the Commission s bond counsel, such, approval to be conclusively evidenced by such execution and delivery. Section 4.The form of Purchase Contract relating to the Series ' 2006B Bonds between the Underwriter and the Commission, on file with the Secretary of the Commission and incorporated into this Resolution by reference, is hereby approved. The Authorized Officers are each hereby authorized and directed, for and in the name and on behalf of the Commission, to accept the offer to purchase the Series 2006B Bonds as reflected in the Purchase Contract and to execute and deliver the Purchase Contract in substantially the form on file with the Secretary and presented to this meeting, with such additions thereto or changes or insertions that hereafter become necessary in the interest of the Commission and which are approved by the Authorized Officer executing the same, in consultation with the Commission s bond counsel, such approval to be conclusively evidenced by the execution and delivery of the Purchase Contract; provided however, that the net present value savings as a result of the refunding of the Series 1993A Bonds is at least equal to 5% of the principal amount ofthe Series 1993A Bonds being refunded. Section 5.The form of Continuing Disclosure Agreement relating to the Series 2006B Bonds, on file with the Secretary of the Commission and incorporated into this Resolution by reference (the "Continuing Disclosure Agreement"), is hereby approved. The Authorized Officers are each hereby authorized and directed, for and in the name and on behalf of the Commission, to execute and deliver the Continuing Disclosure Agreement in substantially the form on file with the Secretary of the Commission, with such additions thereto or changes or insertions that hereafter become necessary in the interest of the Commission and which are approved by the Authorized Officer executing the same, in consultation with the Commission bond" counsel, such approval to be conclusively evidenced by the execution and delivery of the Continuing Disclosure Agreement. Section 6.The form of Preliminary Official Statement relating to the Series 2006B Bonds, on file with the Secretary of the Commission and incorporated into this resolution by reference, is hereby approved. The Authorized Officers are each hereby authorized and directed to execute a certificate deeming the Preliminary Official Statement final as of its date, except for certain final pricing and related information, pursuant to Securities Exchange Commission Rule 15c2-l2. The Underwriter is hereby authorized to distribute the Preliminary Official Statement as so. deemed final to prospective purchasers of the Series 2006B Bonds. The Authorized Officers are each hereby authorized and directed, for and in the name and on behalf of the Commission, to execute a final Official Statement (the "Official Statement") in substantially the form of such deemed final Preliminary Official Statement, including such final pricing and related information and with such additions thereto or changes therein as hereafter become necessary in the interest of the Commission and which are approved by the Authorized Officer executing the same, such approval to be conclusively evidenced by the execution and delivery of such Official Statement. The Underwriter is hereby authorized to distribute copies of said final Official Statement to all actual purchasers of the Series 2006B Bonds. - WEST:260114344. 41555-9 WWBfWWB Section 7.The Chair, Vice-:Chair, Executive Director, General Counsel, Treasurer Secretary and all other officers, agents and employees of the Commission are hereby authorized and directed, in the name and on behalf of the Commission, to take such actions, execute and deliver such documents and certificates, including an escrow agreement with respect to the refunding of the Series 1993A BoI?-ds, a tax certificate and certificates. relating to the Official Statement, and do any and all things which they, or any of them, deem necessary or desirable to accomplish the lawful issuance, sale and delivery of the Series 2006B Bonds in accordance with the Original Indenture, the First Supplemental Indenture, the Second Supplemental Indenture, the Official Statement, this Resolution and all related documents. Section 8.This Resolution shall become effective immediately upon its passage. , Nina Castruita, Secretary of the Rosemead Community Development Commission hereby certify that the foregoing resolution was duly and regularly introduced and adopted at a regular meeting of said Commission held on November 14 2006, by the following vote, to wit: AYES: NOES: ABSENT: Secretary Community Development Commission unity Develop' ent Commission - WEST:260114344. 41555-9 WWBIWWB STATE OF CALIFORNIA COUNTY OF LOS ANGELES CITY OF ROSEMEAD SS. , Nina Castruita, Secretary of the Rosemead Community Development Commission, do hereby certify that the foregoing Resolution No. 2006-25 being: RESOLUTION OF THE ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION AUTHORIZING THE ISSUANCE OF NOT TO EXCEED $26 000 000 OF THE COMMISSION'S REDEVELOPMENT PROJECT NO.1 TAX ALLOCATION REFUNDING BONDS , SERIES 2006B AND THE EXECUTION AND DELIVERY OF A SECOND SUPPLMENT TO INDENTURE, A PURCHASE CONTRACT, A CONTINUING DISCLOSURE AGREEMENT AND AN OFFICIAL STATEMENT IN CONNECTION THEREWITH AND AUTHORIZING RELATED ACTIONS was duly and regularly approved and adopted by the Rosemead Community Development Commission on the 14th of November 2006 by the following vote to wit: Yes: CLARK, IMPERIAL, NUNEZ, TAYLOR, TRAN No: None Absent: None Abstain: None JJMh ~&N Nina Castruita Commission Secretary $24 230 000 ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION REDEVELOPMENT PROJECT AREA NO. T AX ALLOCATION REFUNDING BONDS SERIES 2006B CERTIFICATE OF CITY CLERK REGARDING RESOLUTION NO. 2006- 1 Nina Castruita, hereby certify that 1 am the City Clerk of the City of Rosemead, a public body, corporate and politic, organized and existing under and by virtue of the laws of the State of California(the "City ), and that as such, 1 am familiar with the facts herein certified and authorized and qualified to execute the same on behalf of the City. 1 hereby certify that the attached resolution is the full, true and correct copy of Resolution No. 2006-, adopted at a regular meeting of the members of the City Council of the City (the City Council") held on November 2006, of which meeting all of the members of the City Council had due notice and at which a quorum was present and acting throughout. 1 hereby further certify that 1 have carefully compared the same with the original resolution as so adopted at said meeting and entered in the minutes of the meeting of the City Council on file and of record in my office and that it is a full, true and correct copy of said resolution; and that said resolution has 11ot been amended, modified or rescinded since the date of. adoption and is now in full force and effect. Dated: December 21 2006 CITY OF ROSEMEAD By: JJ~ Nina Castruita, City Clerk OHS West:260121547 RESOLUTION NO. 2006- RESOLUTION OF THE CITY COUNCIL OF THE CITY OF ROSEMEAD APPROVING THE ISSUANCE AND SALE OF NOT TO EXCEED $26,000,000 AGGREGATE PRINCIPAL AMOUNT OF ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION REDEVELOPMENT PROJECT NO.1, TAX ALLOCATION REFUNDING BONDS, SERIES 2006B WHEREAS, the Rosemead Community Development Commission (the "Commission has authorized the issuance and sale of not to exceed $26 000 000 aggregate principal amount of its Redevelopment Project No., Tax Allocation Refunding Bonds, Series 2006B (the "Series 2006B Bonds ), for the purpose of providing funds to aid in financing and/or refinancing redevelopment activities in connection with the Commission s Redevelopment Project No. including the refunding of certain outstanding bonds, pursuant to an Indenture, by and between the Commission and U.S. Bank National Association (the "Trustee ), as successor trustee, as amended and supplemented by a First Supplement to Indenture and a Second Supplement to Indenture, each between the Commission and the Trustee (collectively, the "Indenture );. WHEREAS, the Commission proposes to sell the Series 2006B Bonds to Piper Jaffray, as underwriter (the "Underwriter ), pursuant to a Purchase Contract (the "Purchase Contract" between the Commission and the Underwriter; and WHEREAS, the City hereby finds that the use of the Act to assist the Commission in financing and/or refinancing the Redevelopment Project will result in significant public benefits in the form of demonstrable savings in effective interest rates, and the more efficient delivery of local agency services; NOW THEREFORE, BE IT RESOLVED by the City Council of the City of Rosemead, as follows: Section 1.The foregoing recitals are true and correct and the City Council hereby finds and determines. Section 2.The issuance and sale of not to exceed $26 000 000 aggregate principal amount of the Series 2006B Bonds by the Commission, in accordance with the terms and conditions set forth in the Indenture. is hereby approved. - WEST:260114425.1 41555-WWB/WWB Section 3.This resolution shall take effect from and after its adoption and approval. , Nina Castruita, Clerk of the City of Rosemead, hereby certify that the foregoing resolution was duly and regularly introduced and adopted at a regular meeting of the City Council of the City of Rosemead held on November 2006 by the following vote, to wit: AYES: NOES: ABSENT: - WEST:260114425. 41555-9 WWB/WWB jJ~ City Clerk RosemeadCity Council STATE OF CALIFORNIA COUNTY OF LOS ANGELES CITY OF ROSEMEAD SS. , Nina Castruita, City Clerk of the City ,of Rosemead, do hereby certify that the foregoing Resolution No. 2006-35 being: RESOLUTION OF THE CITY COUNCIL OF THE CITY OF ROSEMEAD APPROVING THE ISSUANCE AND SALE OF NOT TO EXCEED $26 000 000 AGGREGATE PRlNCIP AL AMOUNT OF ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION REDEVELOPMENT PROJECT NO., TAX ALLOCA nON REFUNDING BONDS, SERIES 2006B was duly and regularly approved and adopted by the Rosemead City Council on the 14th of November 2006, by the following vote to wit: Yes: CLARK, IMPERIAL, NUNEZ, TAYLOR, TRAN No: NONE Absent: NONE Abstain: NONE JJ~ Nina Castruita City Clerk $24 230,000 ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION REDEVELOPMENT PROJECT AREA NO. TAX ALLOCATION REFUNDING BONDS SERIES 2006B CER TIFI CA TE OF SECRETARY REGARD IN G INDENTURE , Nina Castruita hereby certify that I am the Secretary of the Rosemead Community Developlnent Commission, a public 'body, corporate and politic organized and existing under and by -virtue of the laws of the State of California (formerly the Rosemead Redevelopment Agency, t~e "Commission ), and that as such, I am familiar with the facts herein certified and authorized and qualified to execute the same on behalf of the Commission. I hereby certify that attached hereto is a full; true and correct copy of the Indenture, dated as of October 1 , 1993, by and between the Rosemead Redevelopment Agency and State Street Banl( and Trust Company of California, N., as predecessor trustee which has not been amended supplemented or modified except by the First Suppl~ment to Indenture dated as of March 1 , 2006 by and between the Commission and U.S. Bank National Association, as successor trustee (the "Trustee ), and the Second Supplement to Indenture, dated as of December 2006, by and between the Commission and the Trustee. Dated: December 21 2006 ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION By: Nina Castruita, Secretary OHS West:260121547. LAl-56146. ROSEMEAD REDEVELOPMENT AGENCY and STATE STREET BANK AND TRUST COMPANY OF CALIFORNIA, N. A. as Trustee IND ENTURE Dated as of October 1.1993 Relating to Rosemead Redevelopment Agency Redevelopment Proj ect Area No. Tax Allocation Bonds Series 1993A And Rosemead Redevelopment Agency Redevelopment Proj oct Area No. Taxable Tax Allocation Refunding Bonds Series 1993B TABLE OF CONTENTS Page Parties . Recitals . . ARTICLE I EFINITI 0 N S; EQ U AL S BC URITY SECTION 1.01. Defmitions . . . . 2 SECTION 1. 02 . :Equal Security . . . 15 ARTICLE n THE BONDS; SERIES 1993 BOND PROVISIONS SECTION 2.01. Authorization . 16 SECTION 2.02. Tenns of Series 1993 Bonds . . . 16 SECTION 2.03. Fonn of Series 1993 Bonds . 17 SECTION 2.04. Redemption of Series 1993 Bonds; Selection of Bonds; Purchase in Lieu of Redemption; Notice . . . 18 Execution of Bonds . . ' 21 Transfer and Registration of Bonds . . . 21 Exchange of Bonds . 22 Bond Registration Books . ' Mutilated, Destroyed Stolen or Lost Bonds . 22 Temporary Bonds e . . 23 VaIidity of Bonds . 23 Book-Entry System . 23 SECTION 2.05. SECTION 2.06. SECTION 2.07' SECTION 2.08. SECTION 2.09. SECTION 2.10. SECTION 2.II. SECTION 2.12. ARTICLE ill ISSUANCE OF SERIES 1993 BONDS; APPUCA TION OF PROCEEDS OF SALE SECTION 3.01. Issuance of Series 1993 Bonds . 25 SECTION 3.02. Application of Proceeds of Sale of Series 1993 Bonds and Amounts Held Under the 1991 Prior Indenture and the 1987 Prior Resolution -- Allocation Among Funds and LAl-56146. Accounts " " Page ARTICLE IV ISSUANCE OF ADDITIONAL BONDS SECTION 4.01. Conditions for the Issuance of Additional Bonds . 26SECTION 4.02. Procedure for the Issuance of Additional Bonds . 28, SECTION 4.03. Limit on Indebtedness . 29 SECTION 5.01. SECTION 5.02. SECTION 5.03. SECTION 5.04. SECTION 5.05. SECTION 5.06. SECTION 5.07. ARTICLE V PLEDGED TAX REVENUES; CREATION OF FUNDS Pledge of Pledged Tax Revenues . 29Special Fund; Debt Service Fund; Receipt and Deposit of Pledged Tax Revenues . 29Establishment of Funds ~ . . 30Redevelopment Fund ~ . . . 30Expense Fund . 31 (Intentionally left blank. . 31Establishment and Maintenance of Accounts for Use , Moneys in the Debt Service Fund . 31SECTION 5.08. Investment of Moneys in Funds and Accounts . 34 SECTION 6.01. SECTION 6.02. SECTION 6.03. SECTION 6.04. SECTION 6.05. SECTION 6.06. SECTION 6.07. SECTION 6.08. SECTION 6.09. SECTION 6.10. SECTION 6.11. SECTION 6.12. SECTION 6.13. SECTION 6.14. SECTION 6.15. SECTION 6.16. SECTION 6.17. LAl-56146. ARTICLE VI COVENANTS OF THE AGENCY Punctual Payment . 35Against Encumbrances . . . 35Extension or Funding of Claims for Interest . 35Management and Operation of Properties . 36Payment of Claims . 36Books and Accounts; Financial and Project Statements . 36Protection of Security and Rights of Owners . 37Payment of Taxes and Other Charges . . . 37Financing the Project . ' . 37 Taxation of Leased Property . .' . . . 37Disposition of Property in Project Area . 38Amendment of Redevelopment Plan . . . 38Pledged Tax Revenues . 39Further Assurances . . . 39Tax Covenants; Rebate Fund . 39Agreements with Other Taxing Agencies . 40Annual Review of Pledged Tax Revenues . 40 . . SECTION 7.01. SECTION 7.02. SECTION 7.03. SECTION 7.04. SECTION 7.05. SECTION 7.06. SECTION 7.07. SECTION 7.08. SECTION 7.09. SECTION 7.10. SECTION 7.11. SECTION 7.12. Page UTICLE VII THE TR US TEE Appointment of Trustee . . . 41 Acceptance of Trusts Fees Charges and Expenses of Trustee . 44 Notice to Bond Owners of Default Intervention by Trustee " . Removal of Trustee 0 44 Resignation by Trustee Appointment of Successor Trustee . . 0 . . 45 Merger or Consolidation . . 0 . . 45 Concerning any Successor Trustee 0 . . 45 Appointment of Co-Trustee 0 . Limited Liability of Trustee . . 0 . ARTICLE AMEND MENT 0 F THE IND ENTURE SECTION 8.01. Amendment Requirements. .0 . SECTION 8.02. DisquaIified Bonds . . SECTION 8.03. Endorsement or Replacement of Bonds After Amendment 0 . SECTION 8.04. Amendment by Mutual Consent . 49BCTI ON 8.05. Opinion of Counsel 0 . SECTION 9.01. SECTION 9.02. SECTION 9.03. SECTION 9.04. SECTION 9.05. SECTION 9.06. SECTION 9.07. SECTION 9.08. SECTION 9.09. LA1-S6146. ARTICLE IX EVENTS OF DEFAULT AND REMEDIES OF OWNERS Events of Default and Acceleration of Maturities . . ' 4 Application of Funds Upon Acceleration . ' . 50 Other Remedies of Owners . 51 Non-Waiver 0 . . 51 Actions by Trustee as Attorney-in-Fact . 52Remedies Not Exclusive . 52 Owners ' Direction of Proceedings . 52Limitation on Owners' Right to Sue 0 . . 52 Bond Insurer s Direction of Proceedings . . . 53 . . . ill Page ARTICLE X DEFEASANCE SECTION 10.01. Discharge of Indebtedness . .' . . 53 SECTION 10.02. Unclaimed Moneys . 55 ARTICLE XI 1\fiS CELLANEO US Liability of Agency ,Limited to Pledged Tax Revenues . 55 Benefits of Indenture Limited to Parties . 56 Successor Is Deemed Included in All References to Predecessor SECTION 11.04. Execution of Documents by Owners . 56 SECTION 11.05. Waiver of Personal Liability . 57 SECTION 11.06. Acquisition of Bonds by Agency . 57 SECTION 11.07. Content of Certificates and Reports . 57SECTION 11.08. Notice to Bond Insurer . 58 SECTION 11.09. ' Funds and Accounts . .. . . 58SECTION 11.10. Article and Section Headings and References . 58 SECTION 11.11. Partial Invalidity . 58 SECTION 11.12. Execution in Several Counterparts ~ . . 59 SECTION 11.13. Business Days . '~ . ~ . . 59SECTION 11.14. Governing Law ~ . . 59 SECTION 11.15. Notices 8 . 0 . EXECUTION 0 . . 61 SECTION 11.01. SECTION 11.02. SECTION 11.03. APPENDIX A FORM OF BOND . A- LAl-56146. INDENTURE THIS INDENTURE (the "Indenture ) is made and entered into as of October 1 1993 by and between the ROSEMEAD REDEVELOPMENT AGENCY, a public body,corporate and politic organized and existing under and by virtue of the laws of the State ofCalifornia (the "Agency ), and State Street Bank and Trost Company California, N., abanking cotporation duly organized and existing under the laws of the State of California andauthorized to accept and execute trusts of the character herein set forth with a corporate trustoffice located in Los Angeles, California, as trustee (the "Trustee WITNES SETH: WHEREAS , the Agency is a redevelopment agency, a public body, corporate andpolitic, duly created, established and authorized to transact bu siness and exercise its powers, allunder and pursuant to the Co mm unity Redev elopm ent Law (Part 1 of Division 24 of the Health and Safety Code of the State of California and referred to herein as the "Law ) and the powersof such agency include the power ,to issue bonds for any of its corporate puIposes; and WHEREAS , a redevelopment plan for a redevelopment project known anddesignated as "Redevelopment Project Area No.1" has been adopted and approved and all requirements of law for and precedent to, the adoption and approval of said plan have been dulycomplied with; and WHEREAS, the plan contemplates that the Agency will issue its bonds to fmance or refmance a portion of the cost of such redevelopment; and WHEREAS, the Agency has heretofore authorized and issued (i) $14 930 000aggregate principal amount of its Rosemead Redevelopment Agency Project Area No.1 TaxAllocation Notes, Series 1987 (the Series 1987 Notes " ) and (ii) $11 725 , 240. 05 aggregateprincipal amount of Rosemead Redevelopment Agency, Redevelopment Project Area No. Subordinate Lien Tax, Allocation Bonds Series 1991 (the "Series 1991 Bonds ), each for thepurpose of fmancing portions of the Agency s Redevelopment Project No.1; and WHEREAS , the Agency, by Resolution No. 93-, adopted October 12, 1993 (theResolution ), authorized the issuance of not to exceed thirty-five million dollars ($35 000 000) aggregate ,principal amount of its Redevelopment Project Area No.1 Tax Allocation BondsSeries 1993A (the "Series 1993A Bonds ), for the purpose of reimancing portions of the redevelopment project by refunding the Series 1991 Bonds and fmancing certain additionalredevelopment projects; and WHEREAS , the Agency, by Resolution No. 93-, adopted October 12 , 1993 (the.. Resolution ), authorized the issuance of not to exceed three million two hundred thousanddollars ($3 ,200 000) aggregate principal amount of its Redevelopment Project Area No.Taxable Tax Allocation Refunding Bonds, Series 1993B (the "Series 1993B Bonds ), for thepurpose ofrefmancing portions of the redevelopment project by refunding the Series 1987 Notes(the Series 1987 Notes and the Series 1991 Bonds are collectively referred to as the "Refunded Bonds " ); and LAl-56146, WHEREAS, the Agency has' detennined to issue the Series 1993A Bonds and theSeries 1993B Bonds (collectively,' the "Series 1993 Bonds pursuant to this Indenture and tosecure the Series 1993 Bonds in the manner provided herein; and WHEREAS , the Agency has detennmed that all things necessary to cause theSeries 1993 Bonds, when authenticated by the Trustee and issued as in this Indenture provided to be legal special obligations of the Agency, enforceable in accordance with their tenus andto constitute this Indenture a valid agreement for the uses and purposes herein set forth inaccordance with its tenDs, have been done and taken, and the creation execution and deliveryof this Indenture and the creation, execution and issuance of the Series 1993 Bonds subject tothe tenns hereof, have in all respects been duly authorized; NOW THEREFORE, TIllS INDENTURE WITNESSETII, that in order to securethe payment of the principal of, and the interest and premium, if any, on, all Bonds at any timeissued and Outstanding under this Indenture, according to their tenor, and to secure theperformance and 0 bserv ance of all the covenants and co nditi ons therein and herein set forth, andto declare the tenns and conditions upon and subject to which the Bonds are to be issued andreceived, and in consideration of the premises and of the mutual covenants herein contained and of the purchase and acceptance of the Bonds by owners thereof, and for other valuablecon siderations , the receipt whereof is hereby acknowledged, the Agency does hereby covenantand agree with the Trustee, for the benefit of the respective holders from time to time of theBonds, as follow ARTICLE DEFINITIONS; EQUAL SECURITY SECTION 1.01. Definitions. Unless the context otherwise requires, the tennsdeified in this Section shall for all purposes of this Indenture and of the Bonds and of anycertificate, opinion, report request or other document herein or therein mentioned have themeanings herein specified. Agency The tenD "Agency " means the Rosem ead Redevelop men t Agency, a public body,corporate and politic, duly organized and existing under and pursuant to the Law. Annual Debt SelVice: Average Annual Debt SelVice; Maximum Annual Debt Service The tenn "Annual Debt Service" means, for each Bond Year, the sum of (1) theinterest falling due on all Outstanding Bonds in such Bond Year, assuming that all OutstandingSerial Bonds are retired as scheduled and that all Outstanding T enn Bond s , if any, are redeemedfrom the Sinking Account, as may be scheduled (except to the extent that such interest is to bepaid fro In the proceeds of sale of any Bonds), (2) the principal amount of the Outstanding SerialBonds, if any, rnaturin g by their tenn s in such Bond Year, and (3) the minim urn am ou n t of sue Outstanding Tenn Bonds required to be paid or called and redeemed in such Bond Year. LAl-56146. Annual Debt Serv~ce" shall not include (a) interest on Bonds which is to be paid from amounts constituting capitalized interest or (b) principal and interest allocable to that portion of the proceeds of any Bonds required to remain unexpended and to be held in escrow pursuant to the tenDS of a Supplemental Indenture, provided that (i) projected interest earnings on such proceeds , plus such amounts, if any, deposited by the Agency in the Interest Account are sufficient to pay the interest due on such portion of the Bonds so long as it is required to be held in escrow and (ii) the conditions for the release of such proceeds from escrow, insofar they. relate to Pledged Tax Revenue coverage . and satisfaction of the Reserve Account Requirement, are substantially similar to those for the issuance of Additional Bonds. The tenD " Average Annual Debt Service" means the average Bond Year Annual Debt Service over all Bond Years. The tenn "Maximuln Annual Debt Service" means the largest Annual Debt Service during the period from the date of such detennination through the fmal maturity date of any Outstanding Bonds. Authorized Investments The tenn "Authorized Investments" means any of the following which at the time of investment are legal investments under the laws of the State of California for the moneys proposed to be invested therein: A. Direct obligations of the United States of America (including obligations issued or held in book-entry fonn on the books of the Department of the Treasury, and CATS and TGRS) or obligations the principal of and interest on which are unconditionally guaranteed by the United States of America. B. Bonds , debentures , notes or other evidence of indebtedness issued or guaranteed by any of the following federal agencies and provided such obligations are backed by the full faith and credit of the United States of America (stripped securities are onI y pennitted if they have been stripped by the agency itself): u. S. Export - ImpoIt Bank (Eximbank) Direct obligations of fully guaranteed certificates of beneficial ownership 2. Fanners Home Administration (FHA) Certificates of beneficial ownership Fede~l Financing Bank Federal Housing Administration Debentures (FHA) General Services Administration Participation certificates Government National Mortgage Association (GNMA or 11 Ginnie Mae LAl-56146. GNMA - g~aranteed mortgage-backed bonds GNMA - guaranteed pass-through obligations u. S. Maritime Administration Guaranteed Title XI fInancing s. Demrtment of HoQsing and Urban Development (HUD)Project Notes Local Authority Bonds New Communities Debentures - u. S. Government guaranteed debentures S. Public Housing Notes and Bonds - U.S. government guaranteedpublic housing notes and bonds C. Bonds, debentures, notes' or other evidence of indebtedness issued or guaranteed by any of the following non-full faith and credit U.S. government agencies (stripped securities are only pennitted if they have been stripped by the agency itself and written confmnation thereof is provided by the Agency to the Trustee): Federal Home Loan Bank System Senior debt obligations F edenU. Home Lo~n Mort~e Corp ration (FHLM C or "Freddie Mac Participation Certificates Senior debt obligations FedenU. NationaJ Mortgage Association (FNMA or "Fannie Mae Mortgage-backed securities and senior debt obligations SWdent Loan Marketing Association (SLMA or "Sallie Mae Senior Debt obligations Resolution Funding COl12.:.(REFCORP) obligations D. Money market funds registered under the Federal Investment Company Act of 1940, whose shares are registered under the Securities Act of 1933, and having a rating by S&P of AAAm-, AAAm, or AAm. E. Certificates of deposit secured at all times by collateral described in (A)and/or (B) above. Such certificates must be issued by commercial banks, savings and loanassociations or mutual savings banks. The collateral must be held by a third party and theOwners must have" a perfected flIst security interest in the collateral. F. Certificates of deposit, savings accounts, deposit accounts or money market deposits issued by any United States bank or trust company whose long-tenn obligations arerated +" or better by S&P or "I" or better by Moody LAl-56146. G . Investment . Agreements including guaranteed investment contracts acceptable to the Bond Insurer. - H. Commercial paper rated, at the time of purchase , " Prime - 1" by Moody or "l It or better by S&P.I. Bonds or notes issued by any state or municipality which are rated Moody s or S&P in one of the two highest rating categories assigned by such agencies.J. Federal funds or banks acceptances with a maximum tenn of one year of any b~ which has an unsecured, uninsured and unguaranteed obligation rating of "Prime - 1 II or "A3" or better by Moody s and "I" or "A" or better by S&P. K. Repurchase agreements providing for the transfer of securities from dealer bank or securities fmn (seller/borrower) to the Trustee (buyer/lender), and the transferof cash from the Trustee to the dealer bank or securities imn with an agreement that the dealer bank or securities fmn will repay the cash plus a yield to the Trustee in exchange for the securities at a specified date. Repurchase agreements must satisfy the following criteria or be approved by the Bond Insurer. Repurchase Agreements must be between the mynicimI entity or Trus~ and a dealer bank or securities fmn Priman..dealers on the Federal Reserve reporting dealer list mch are rated A or better by S&P and Moody , or Banks rated A" or above by S &P and Moody . 2.Each relLurchase agreement contract must, be in writing and must include !he followin~ Securities which are acceptable for transfer are (1) (2) Direct u. S. governments, or Federal agencies backed by the full faith and credit of the u. S. government (and FNMA & FMAC) The term of each repurch~se agreement may be up to 30 days The collateral must be delivered to the municipal entity, trustee (if trustee is not supplying the collateral) or third party acting as agent for the ' trustee (if the trustee , is , supplying the collateral) before/simultaneous with payment (perfection by possession of certificated securities). LA1-S6146. Valuation of Collateral (1)The securities must be valued weekly, marked-ta-market current market price plus accrued interest. (a)The value of collateral must be equal to 104 % of the amount of cash transferred by the municipal entity to the dealer bank or security fInn under the repurchase agreement plus accrued interest. If however, the securities used as collateral are FNMA or FMAC, then the value of collateral must equal 105 % . l&gal opinion w Web must be delivered to the municipal entity or Trustee to the effect that the repurchase agreement meets guidelines under state law for legal investment or public funds. L. Any state-administered pool investment fund in which the issuer is statutorily pennitted or required to invest and which will accept deposits and withdrawals directly from the Trustee; provided, that such investment is held in the name or to the credit of the Trustee. M. Shares in a California common law 'trust established pursuant to Title 1 Division 7, Chapter 5 of the Government Code of the State of California which invests exclusively in investments pennitted by Section 53635 of Title 5, Division 2 Chapter 4 of the Government Code of the State of California, as it may be amended; provided that such shares are held in the name and to the credit of the Trustee. Authorized Representative The tenn "Authorized Representative" means the Chair, the Executive Director the Treasurer of the Agency, or any other officer of the Agency duly authorized. Bonds, Series 1993A Bonds , Series 1993B Bonds, Series 1993 Bonds, Additional Bonds, Serial Bonds, Tenn Bonds The tenD "Bonds" means the Series 1993 Bonds and all Additional Bonds. The term "Series 1993A Bonds means the Rosemead Redevelopment Agency Redevelopment Project Area No.1 Tax Allocation Bonds, Series 1993A, authorized to be issued pursuant to Section 2.01. The tenD "Series 1993B Bonds means the Rosemead Redevelopment' Agency Redevelopment Project Area No.1 Taxable Tax Allocation Refunding Bonds, Series 1993B authorized to be issued pursuant to Section 2.01. The tenD "Series 1993 Bonds means the Series 1993A Bonds and, the Series 1993B Bonds. LAl-56146. The tenn "Additional Bonds" means all tax allocation bonds of the Agency authorized and executed pursuant to the Indenture and issued and delivered in accordance with Article IV. The term II Serial Bonds " means Bonds for which no mandatory sinking account payments are provided. The tenD "Tenn Bonds " means Bonds which are payable on or before their specified maturity dates from mandatory sinking account payments established for that purpose and calculated to retire such Bonds on or before their specified maturity dates. Bonq Insqrance Policy The term Bond Insurance Policy It means the municipal bond insurance policy, if any, issued by the applicable Bond Insurer and guaranteeing, in whole or in part, the payment of principal of and interest on a Series of Bonds. Bond Year The tenn "Bond Year" means (i) with respect to the initial Bond Year, the period extending from the date the Series 1993 Bonds, are originally delivered to and including October 1, 1994, and (ii) thereafter, each successive twelve-month period. Notwithstanding the foregoing, the term Bond Year as used in the Tax Certificate is deified in the manner set forth in the Tax Certificate. Book-Entry Bonds The tenD "Book-Entry Bonds " means Bonds of any Series registered in the name of the Nominee of a Depository as the Owner thereof pursuant to the tenDS and provisions of Section 2.12 hereof. Business Da.x The tenD "Business Day" has the meaning set forth in Section 11.13. Ceqificate of the Agency The tenD "Certificate of the Agency It means an instrument in writing signed by the Chair or Vice-Chair of the Agency, or by the Treasurer of the Agency, or by any other officer of the Agency duly authorized by the Agency for that purpose. City The tenn "City" means the City of Rosemead, California. LA 1-56146. Code The tenn "Code" means the Internal Revenue Code of 1986, and any regulations promulgated thereunder. Consultant's Report The tenn " Consultant's Report" means a report signed by an Independent Financial Consultant or an Independent Redevelopment Consultant, as may be appropriate to the subject of the report, and including: (1) a statement that the person or fmn making or giving such report has read the pertinent provisions of this Indenture to which such report relates; (2) brief statement as to the nature and scope of the examination or investigation upon which the report is based; and (3) statement that, in the opinion of such person or fmn, sufficient examination or investigation was made as is necessary to enable said IndependentFinancial Consultant or Independent Redevelopment Consultant to express an infonned opinion with respect to the subject matter referred to in the report. County greement The tenn If County Agreement If means that certain agreement for reimbursement of tax increment funds by and among the Agency, the County of Los Angeles, the ConsolidatedFire Protection District and the Los Angeles County Public Library. , Dated Date The tenn "Dated Date" means, with respect to any Series of Bonds, the dated dateof such Bonds as specified in the Supplemental Indenture establishing such Series of Bonds, orwith respect to the Series 1993 Bonds October 1 1993. Depository The tenn "Depository" means the securities depository acting as Depository pursuant to Section 2.12 hereof. DTC The tenD IfDTC" means The Depository Trust Company, New York, New Yorkand its successors and assigns. ... LAl-56146. Escrow Agreement Series 1987 The tenn "Escrow Agreement, Series 1987" means that certain Refunding Escrow Agreement dated as of October 1 1993 by and between the Agency and First Interstate Bank of California, as escrow agent, providing for the defeasance of the Series 1987 Notes. Escrow Agreement, Series 1991 The tenD "Escrow Agreement, Series 19,91" means that certain Refunding Escrow Agreement dated as of October 1 1993 by and between the Agency and State Street Bank and Trust Company of California, N., as escrow agent, providing for the defeasance of the Series 1991 Bonds. Federal Securities The tenn "Federal Securities means noncallable securities described in paragraphs (A) and (B) of the definition of Authorized Investments as and to the extent that such securities are eligible for the legal investment of Agency funds. Fiscal Y ear The tenD .. Fiscal Year" means the period commencing on July 1 of each year and terminating on the next succeeding June 30, or any other annual accounting period hereafter selected and designated by the Agency as its Fiscal Year in accordance with the Law and identified in writing to the Trn stee. Housing Fund The tenD "Housing Fund" means the Low and Moderate Income Housing Fund established pursuant to Section 33334.3 of the Law with respect to the Project Area and held by the Agency. Indenture The tenD "Indenture" means this Indenture and all Supplemental Indentures. Independent CertifiecJ Public Accountant The tenD "Independent Certified Public Accountant" means any certified public accountant or fmn of such accountants duly licensed and entitled to practice and practicing such under the laws of the State of California, appointed and paid by the Agency, and who , or each of whom: (1) (2) is in fact independent and not under the domination of the Agency; does not have any substantial interest, direct or indirect, with the Agency; and LAl-56146. (3) is not connected with the Agency as a member, officer or employee of the Agency, but who may be regularly retained to make annual or other audits of the books of or reports to the Agency. Independent Financial Consultant The tenn "Independent Financial Consultant" means a fmancial consultant or lInn of such consultants generally recognized to be well qualified in the :fmancial consulting fieldappointed and paid by the Agency and satisfactory to and approved by the Trustee (which shall be under no liability by reason of such approval) and who, or each of w horn: (1) (2) is in fact independent and not under the domination of the Agency; and does not have any substantial interest, direct or indirect, with the Agency; (3) is not connected with the Agency as a member, officer or employee of the Agency, but who may be regularly retained to make annual or other reports to the Agency. Independent ReQevelopment Consl!.ltaill The tenn "Independent Redevelopment Consultant" means a consultant or finn of such consultants generally recognized to be well qualified in the field of consulting relating to tax allocation bond fmancing by California redevelopment agencies appointed and paid bythe Agency, and who, or each of whom: (1) (2) is in fact independent and not under the domination of the Agency; and does not have any substantial interest, direct or indirect, with the Agency; (3) is not connected with the Agency as a member, officer or employee of the Agency, but who may be regularly retained to make annual or other reports to the Agency. Infonnation Services The term "Information Services " means Financial Information, Inc.s "DailyCalled Bond Service " 30 Montgomery Street, 10th Floor Jersey City, New Jersey 07302 Attention: Editor; Kenny Infonnation Services ' " Called Bond Service " 55 Broad Street 28thFloor, New York, New York 10004; Moody Municipal and Go ve rom en t " 99 ChuTe h Street 8th Floor, New York, New York 10007 Attention: Municipal News Reports; and S&P "CalledBond Record " 25 Broadway, 3rd Floor New York New York 10004; or to such other addresses and/or such other services providing infonnation with respect to called bonds as the Agency may designate to the Trustee in writing. LAl-56146. Interest Payment Date , The term "Interest Payment Date means each April 1 or October 1 on which interest on any Series of Bonds is scheduled to be paid. Investmen t Agreemertl The term "Investment Agreement" means an investment agreement or guaranteed investment contract by and between the Trustee and a national or state chartered bank or savings and loan institution (including the Trustee) or other financial institution or insurance company, respecting the investment of moneys in certain funds or accounts established pursuant to this Indenture; provided that, at the time of execution thereof, any such bank, institution, or company has unsecured debt obligations or claims-paying ability rated in one of the two highest rating categories by Moody s and S&P; and provided, further, that the Agency shall provide written notice to Moody s, and S&P at least 15 days prior to entering' into an Investment Agreement together with a copy of the proposed form of such agreement. Law The term "Law" means the Community Redevelopment Law of the State California (being Part 1 of Division 24 of the Health and Safety Code of the State of California as amended), and a11 1aws amendatory thereof or supplemental thereto. I&tter of Representations The term Letter of Representations " means ' the letter of the Agency and the Trustee delivered to and accepted by the Depository on or prior to the issuance of a Series of Book-Entry Bonds setting forth the basis on which the Depository serves as depository for such Book-Entry Bonds, as originally executed or as it may be supplemented or revised or replaced by a letter to a substitute depository. Moodp The term "Moody n means Moody s Investors Service. Nominee The term "Nominee means the nominee of the Depository, which may be the Depository, as determined from time to time pursuant to Section 2.12 hereof. Outstanding The term Outstanding II when used as of any particular time with reference to Bonds , means (subj ect to the provisions of Section 8.02) all Bonds except -- LA 56146.3 (1) Bonds there~ofore canceled by the Trustee or surrendered to the Trustee for cancellation; (2) 10.01; and Bonds paid or deemed to have been paid within the meaning of Section (3) Bonds in lieu of or in substitution for mch other Bonds shall have been . authorized, executed, issued and delivered by the Agency pursuant to this Indenture. Owner The tenn "Owner" means the registered owner of any Outstanding Bond. Parti ilL The tenD "Participants means those broker-dealers banks and other fmancialinstitutions from time to time for which the Depository holds Book-Entry Bonds as securitiesdepostto~ 1991 Prior Indenture The tenn "1991 Prior Indenture" means that certain Indenture, dated as of September 1 , 1991 , between the Agency and State Street Bank and Tru st Company of California N. , as trustee, as heretofore amended or supplemented. 1987 Prior Resolution The tenn "1987 Prior Resolution " means that certain resolution adopted by theAgency on August 11, 1987, as the same may heretofore have been supplemented or amended. Pledged Tax Revenues The tenn "Pledged Tax Revenues " means, for each Fiscal Year, the taxes(inelo ding, except to the extent limited by law, all pa ym ents , reimbursements and subventionsif any, specifically attributable to ad valorem taxes lost by reason of tax exemptions and tax rate limitations) eligible for allocation to the Agency pursuant to the Law in connection with theProject Area excluding (a) amounts, if any, required to be deposited by the Agency in theHousing Fund and used for certain housing purposes, provided, however, that such amountsshall not be excluded if and to the extent that the Agency makes such amounts available Pledged Tax Revenues, (b) am un ts, if any, payable pursuant to the County Agreem en t, but only to the extent such amounts are not subordinated to the payment of debt service on the Bondsand (c) amount, if any, received by the Agency pursuant to Section 16111 of the GovernmentCode, as provided in the Redevelopment Plan. LAl-56146. Principal Payment Date The tenD "Principal Payment Date" means any date on which principal of any Series of Bonds is scheduled to be paid, which dates shall be as set forth in Section 2.02 hereof for the Series 1993 Bonds. Proj oct The tenD "Project" means the undertaking of the Agency pursuant to theRedevelopment Plan and the Law for the redevelopment of the Proj oct Area. Pro~ Are3: The tenn "Project Area" means the project area described in the Redevelopment Plan, known as the Redevelopment Project Area No. Qya1ified Reserve Instrument The tenD "Qualified Reserve Instrument" means a letter of credit meeting the requirements of Section 5.07(4)(b) or an insurance policy meeting the requirements of Section 07(4)(c). Record Date The tenn "Record Date" means the 15th. day of the month next preceding each Interest Payment Date. Redevelopment Plan The tenn "Redevelopment Plan means the Redevelopment Plan for Redevelopment Project Area No.adopted and approved as the Official Redevelopment Plan' for the Project Area by Ordinance No. 340 duly adopted by the City Council of the City on July 27, 1972 , as amended on January 8, 1987 by Ordinance No. 592, together with all amendments thereof or supplements thereto hereafter made in accordance with the Law. Refunded Bonds 1991 Bonds. The tenn "Refunded Bonds" means (i) the Series 1987 Notes and (n) the Series Reserve Account Requirement The tenn "Reserve Account Requirement" means, as of any calculation date, anamount equal to the least of (i) ten percent (10%) of the amount (within the meaning ofSection 148 of the Code), as certified by the Agency to the Trustee, of that portion of Bonds Outstanding with respect to which Annual Debt Service is calculated (ii) 125 % of Average Annual Debt Service of such Bonds or (ill) Maximum Annual Debt SelVice of such Bonds; LAl-56146. provided, that for the purposes of ~uch calculations, there shall be excluded an amount of Bonds or debt service thereon equal to the amount deposited in any escrow fund established pursuant to Section 4.01(c)(ii). S&P The tenD "S&P" means Standard & Poor s Corporation. Securities Depositories The tenD "Securities Depositories" means: The Depository Trust Company, 711 Stewart Avenue Garden City, New York 11530, Fax-(516) 277-4039 or 4190; MidwestSecurities Trust Company, Capital Structures-Call Notification 440 South LaSalle StreetChicagoIllinois 60605 , Fax-(312) 663-2343; Philadelphia Depository Trust Company, ReorganizationDivision, 1900 Market Street, Philadelphia, Pennsylvania 19103 , Attention: BondDepartment, Dex-(215) 496-5058; or to such other addresses and/or such other securitiesdepositories as the Agency may designate to the Trustee in writing. Series The tenD "Series It , when used with reference to the Bonds, means all of the Bondsauthenticated and delivered on original issuance and identified pursuant to this Indenture or a Supplemental Indenture authorizing such Bonds as a separate Series of Bonds and' any Bondsthereafter authenticated and delivered in lieu of or in substitution for such Bonds pursuant to this Indenture. Series 1987 Notes The Tenn "Series 1987 Notes means the Rosemead Redevelopment Agency Proj oct Area No.1 Tax Allocation Notes Series 1987. Series 1991 Bonds The term Series 1991 Bonds means the Rosemead Redevelopment Agency Redevelopment Project Area No.1 Subordinate Lien Tax Allocation Bonds Series 1991. Sinking Account Ins1:4llment The tenD "Sinking Account Instalhnent" means the amount of money required by or pursuant to this Indenture to be paid by the Agency on any single date toward the retirement of any particular Tenn Bonds of any particular Series on or prior to their respective statedmaturities. Sinking Account Payment Date The term "Sinking Account Payment Date means any date on which Sinking Account Installments on any Series of Bonds are scheduled to be paid. LAl-S6146. fumplemental Indenture The tenn , ' Supplemental Indenture" means any indenture then in full force and effect which has been entered into by the Agency and the Trustee, amendatory of supplemental to this Indenture; but only if and to the extent that such Supplemental Indenture is specifically authorized hereunder. Tax .Certificate The tenn "Tax Certificate" means the Tax Certificate dated the date of the origin~ delivery of each Series of Bonds (except any Series of Bonds which the Agency shall certify to the Trustee is not intended to meet the requirements for tax exemption under the Code) relating to the requirements of certain provisions of the Code, as each such certificate may from time to time be modified or supplemented in accordance with the tenus thereof. Trustee The tenn "Trustee" means such trustee at its corporate trust office in Los Angeles California, as may be appointed by the Agency and acting as an independent trustee with the duties and powers herein provided, and its successors and assigns, or any other corporation or association which may at any time be substituted in its place, as proyided in Section 08. ~en Reqpest of the Agency The tenn " Written Request of the Agency" means an instrument in writing signed by the Chair, the Executive Director or Treasurer of the Agency or by any other officer of the Agency duly authorized by the Agency for that purpose. SECTION 1.02. ual Securit . In consideration of the acceptance of the Bonds by the Owners thereof, the Indenture shall be deemed to be and shall constitute a contract between the Agency and the Trustee for the benefit of Owners from time to time of all Bonds issued hereunder arid then Outstanding to secure the full and fmal payment of the interesteD and , principal of and redemption premiums, if any, on all Bonds authorized, executed issued and delivered hereunder, subject to the agreements, conditions covenants and provisions herein contained; and the agreements and covenants herein set forth to be perfonned on behaJi of the Agency shall be for the equal and proportionate benefit security and protection of all Owners of the Bonds without preference, priority or distinction as to security or otherwise of any Bonds over any other Bonds. LAl-56146. ARTICLE II THE BONDS; SERIES 1993 BOND PROVISIONS SECTION 2.01. Authorization Bonds in unlimited amount may be issued at any time under and subject to the tenDS of this Indenture. The Agency has reviewed all proceedings heretofore taken. relative to the authorization of the Series 1993 Bonds and has found, as a result of such review, and hereby fmds and detennines that all acts, conditions and things required by law to exist happen or be perfonned precedent to and in connection with the issuance of the Series 1993 Bonds do exist . have happened and have been perlonned in due time, fonn and manner' as required by law, and the Agency is now duly authorized, pursuant to each and every requirement of law , to issue the Series 1993 Bonds in the manner and fonn provided in thisIndenture. Accordingly, the Agency hereby authorizes the issuance of the Series 1993 Bonds for the purpose of providing funds to aid in fmancing and refmancing the Project. SECTION 2.02. Tenns of Series 1993 Bonds (a)(1) The Series 1993A Bondsauthorized t6 be issued by the Agency under and subject to the tenDS of this Indenture and the . Law shall be designated the "Rosemead, Redevelopment Agency Redevelopment Project Area No.1 Tax Allocation Bonds Series 1993A" and shall be in the aggregate principal amount of thirty-four million two hundred seventy-five thousand dollars ($34 275 000). The Series 1993A Bonds shall be dated as of the Dated Date and shall bear interest, at such rate or rates (payableon April 1 and October 1 in each year commencing April 1 , 1994), and shall mature andbecome payable on October 1 in each of the years as to principal in the amounts set forth below: , i Maturity Date (October 2001 2002 2003 2004' 2005 2006 2007 2008 2009 2010 2011 2018 2033 Principal Amount $ 20 000 425 000 445 ,000 465 ,000 490 000 515 000 545 000 570 000 600 000 635 000 665 , 000 805 000 095 ,000 Interest Rate 4. 60 % (a)(2) The Series 1993B Bonds authorized to be issued by the Agency under and subject to the tenns of this Indenture and the Law shall be designated the "Rosemead RedevelopmentAgency Redevelopment Project Area No.1 Taxable ,Tax Allocation Refunding Bonds Series1993B" and shall be in the aggregate principal amount of two million four hundred thirty-fivethousand dollars ($2 435 000). The Series 1993B Bonds shall be dated as of the Dated Date and shall bear interest, at such rate or rates (payable on April 1 and October 1 in each year commencing April 1 1994), and shall mature and become payable on October 1 in each of theyears as to principal in the amounts set forth below: LA 1-56146. Maturity Date jOctober 1)- Principal Amount Interest Rate 1994 1995 1996 1997 1998 1999 2000 2001 $ 260 000 265 , 000 280 000 295 000 310 000 330 000 345 000 350 000 5 .20 % (b) Interest on the Series 1993 Bonds shall be computed on the basis of a 360-dayyear of twelve 30-day months. The Series 1993 Bonds shall be issued as fully registered bonds in the denomination of $5 000 or any integral multiple thereof (not exceeding the principal amount of Series 1993A Bonds maturing at any one time). The Series 1993 Bonds shall benumbered as detennined by the Trustee. The Series 1993 Bonds shall bear interest from theInterest Payment Date next preceding the date of registration thereof, unless such date of registration is during the period from the 16th day of the month next preceding an InterestPayment Date to and including such Interest Payment Date which event they shall bearinterest from such Interest Payment Date, or unless such date of registration is on or before the fifteenth day of the month next preceding the first Interest Payment Date, in which event they shall bear interest from their Dated Date; provided, however, that if, at the time of registration of any Series 1993 Bond, interest is then in default on the Outstanding Series 1993 Bonds suchSeries 1993 Bond shall bear interest from the Interest Payment Date to which interest previously has been paid or made available for payment on the Outstanding Series 1993 Bonds. Payment of interest on the Series 1993 Bonds due on or before the maturity or prior redemption of suchSeries 1993 Bonds shall be made to the person w hose name appears on the bond registration books of the Trustee as the registered owner thereof, as of the close of business on the 15th day of the month next preceding the Interest Payment Date, such interest to be paid by check mailed on each Interest Payment Date by first-class mail to such registered owner at his address as itappears on such books, or, upon written request received by the Trustee prior to the ftfteenthday of the month preceding an Interest Payment Date, of an Owner of at least $1 000 000 inaggregate principal amount of Series' 1993 Bonds , by wire transfer in immediately available funds to an account within the United States designated by such Owner. Principal of and redemption premiums, if any, on the Series 1993 Bonds shall be pa Jab Ie upon the surrender thereof at maturity or the earlier redem pti on thereof at the corporate trost office of the Trustee. Principal of and redemption premiums, if any, and interest on the . Series 1993 Bonds shall be paid in lawful money of the United States of America. SECTION 2.03. Fonn of Series 1993 Bonds . The Series 1993A Bonds , theauthentication and registration endorsement and the assignment to appear thereon shall substantially in the fonDS attached hereto as Appendix ", with necessary or appropriatevariations, omissions and insertions as pennitted or required by this Indenture or as required to distinguish the Series 1993A Bonds from any other Series of Bonds. LA 1-56146. The Series 1993B Bonds, the authentication arid registration endorsement and the assignment to appear thereon shall be substantially in the fonns attached hereto as Appendix , with necessary or appropriate variations, omissions and insertions as pennitted or required by this Indenture or as required to distinguish the Series 1993B Bonds from any other Series of Bonds. SECTION 2.04. Redetnmion of Series 1993 Bonds; Selection of Bonds; Purchase in Lieu of ReQemIW-on; (a) Qption~ Redemption. The Series 1993B Bonds are not subject to optional redemption prior to their maturity. The Series 1993A Serial Bonds maturing on or before October 1 2003 are not subject to optional redemption prior to their maturities. 'The Series 1993A Bonds maturing on and after October 1 , 2004, shall be subject to redemption prior to their respective maturities at the option of the Agency on or after October 1 , 2003" as a whole on any date, or in part (in such amounts and maturities as are designated to the Trustee by the Agency no later than 60 days prior to the redemption date or, if the Agency fails to designate such maturities, on a proportional basis among maturities) on any date, from funds derived by the Agency from any source, at the following redemption prices (expressed as percentages of the principal amount of Series 1993A Bonds called for redemption), together with interest accrued thereon to the date fIXed for redemption: Redemption Date Redemmion Price October 1 , 2003 through September 30, 2004 October 1 , 2004 through September 30, 2005 October 1 2005 and thereafter 102% 101 100 (b) Mandatory Sinking Fund Redemption The Series 1993A Tenn Bonds matuJjng on October 1 2018 shall also be subject to mandatory redemption in part by lot on October 1 in each year commencing October 1 , 2012 and the Series 1993A Tenn Bonds maturing on October 1 2033 shall be subject to mandatory redemption in part by lot in each year, commencing October 1, 2019, from Sinking Account Installments deposited in the Sinking Account, at the principal amount thereof plus interest accrued thereon to the date fIXed for redemption, without premium, in the aggregate respective principal amounts and in the respective years as set forth in the following tables: LAl-56146. Series 1993A Term Bonds Maturing October 1 2018 inking Fund Redemption Date (October Principal Amount of Tenn Bonds to Be Redeemed 2012 2013 2014 2015 2016 2017 2018 (maturity) $700 000 740 000 780 000 825 , 000 870 000 920 000 970 000 Series 1993A Term Bonds Maturing October 1 2033 Sinking Fund Redemption Date .J October Principal Amount of Tenn Bonds to Be Redeemed 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 2032 2033 (maturity) 020 000 080 000 140 000 205 000 270 000 340 000 415 000 495 000 580 000 675 000 765 000 865 000 970 000 080 000 195 000 (c) General Redemmion Provisions (1) Selection of Bonds . Whenever less than all the Outstanding Bonds of a Series maturing on any one date are called for redemption at any one time, the Trustee shall select the Bonds to be redeemed from the Outstanding Bonds of such Series maturing on such date not previously selected for redemption, by lot in any manner which the Trustee deems fair; LAl-56146. provided, however, that if less thap. all the Outstanding Tenn Bonds of a Series of any maturityare called for redemption at any one time upon the written diIection from the Agency, theTrustee shall specify a reduction in any Sinking Account Installment payments required to bemade with respect to such Bonds (in an amount equal to the amount of Outstanding Tenn Bonds to be redeemed) which, to the extent practicable, results in approximately equal Annual Debt Service on the Bonds Outstanding following such redemption. (2 ) ~rc base in Lieu of Redem ptio n. In lieu of redemption of any T enD Bondamounts on deposit in the Debt Service Fund or in the Sinking Account therein may also be used and withdrawn by the Trustee at any time, upon the Request of the Agency received by the Trustee prior to the selection of Bonds for redemption, for the purchase of such Tenn Bonds atpublic or private sale as and when and at such prices (including brokerage and other chargesbut excluding accrued interest, which is payable from the Interest Fund) as the Agency may inits discretion determine, but not in excess of the principal amount thereof plus accrued interestto the purchase date; provided, however, that no Bonds shall be purchased by the Trustee under this subsection (2) with a settlement date more than 90 days prior to the redemption date. Theprincipal amount of any Tenn Bonds so purchased by the Trustee in any twelve-month periodending 60 days prior to any Principal Payment Date in any year shall be credited towards and shall reduce the principal amount of such Tenn Bonds required to be redeemed on such PrincipalPayment Date in such year. (3) Notice. Notice of redemption shall be mailed by :fIrst class mail by the Tru stee on behalf and at the expense of the Agency, not less than 30 nor more than 60 cIa y sprior to the redemption date to (i) the respective Owners of Bonds designated for redemption at their addresses appearing on the bond registration books of the Trustee (ii) one or moreInfonnation Services designated in writing to the Trustee by the Agency and (ill) the SecuritiesDepositories. Each notice of redemption shall state the date of such notice, the Bonds to beredeemed, the Series and date of is sue of such Bonds , the redemption date, the redem ptio n pricethe place or places of redemption (including the name and app rop ria te addres s or addresses), theCUSIP number (if any) of the maturity or maturities, and, if less than all of any such maturity are to be redeemed, the distinctive certificate numbers of the Bonds of such maturity to be redeemed and, in the case of Bonds to be redeemed in part only, the respective portions of the principal am oun t thereof to be redeemed. Each such notice shall also state that such redemptionmay be rescinded by the Agency and that, unless such redemption is so rescinded, on said datethere will become due and payable on each of such Bonds the redemption price thereof or of said specified portion of the principal amount thereof in the case of a Bond to be redeemed in partonly, together with interest accrued thereon to the redemption date, and that from and after suchredemption date interest thereon shall cease to accrue, and shall require that such Bonds be thensurrendered at the address or addresses of the Trustee specified in the redemption notice. Failure by the Trustee to give notice pursuant to this Section to any one or moreof the Infonnation SeIVices or Securities Depositories, or the insufficiency of any such noticeshall not affect the sufficiency of the proceedings for redemption, The failure of any Owner LA 1-56146. , ' . " receive any redemption notice mailed to such Owner and any defect in the notice so mailed shall not affect the sufficiency of the proceedings for redemption. The Agency shall have the right to rescind any optional redemption by written notice to the Trustee on or prior to the date fIXed for redemption. Any notice of redemption shall be cancelled and annulled if for any reason funds are not available on the date flXed for redemption for the payment in full of the Bonds then called for redemption, and such cancellation shall not constitute an Event of Default hereunder. The Trustee shall mail notice of such rescission of redemption in the same manner as the original notice of redemption wassent. 4) PartiaJ Redemption Upon surrender of any Bond redeemed in part only, the Agency shall execute (manually or by facsimile) and the Trustee shall authenticate and deliver to the Owner thereof, at the expense of the Agency, a new Bond or Bonds of authorized denominations equal in aggregate principal amount to the unredeemed portion of the Bond surrendered and of the same Series and interest rate and the same maturity. (5) Effect of Redemption From and after the date fIXed for redemption, if notice of such redemption shall have been duly given and funds available for the payment such redemption price of the Bonds so called for redemption shall have been duly provided, no interest shall accrue on such Bonds from and after the redemption date specified in such notice. All Bonds redeemed pursuant to the provisions of this Section shall be destroyed by the Trustee and, the Trustee shall deliver a certificate of destruction to the Agency. SECTION 2.05. Execution of Bonds The Chair of the Agency is hereby authorized and directed to execute each of the Bonds on behalf of the Agency and the Secretary of the Agency is hereby authorized and directed to attest each of the Bonds on behalf of the Agency. Any of the signatures of said Chair or said Secretary may be by printed, lithographed or engraved facsimile reproduction. In case any officer whose signature appears on the Bonds shall cease to be such officer before the delivery of the Bonds to the purchaser thereof such signature shall nevertheless be valid and sufficient for all puIposes the same as though such officer had remained in office until such delivery "of the Bonds. Only such of the Bonds as shall bear thereon a certificate of authentication and registration in the fonD hereinbefore recited, executed and dated by the Trustee, shall be entitled to any benefits under the Indenture or be valid or obligatory for any purpose and such certificate of the Trustee shall be conclusive evidence that the Bonds so registered have been duly -issued and delivered hereunder and are entitled to the benefits of the Indenture. SECTION 2.06. Transfer and Registration of Bonds Any Bond may, in accordance with its tenns, be transferred upon the books required to be kept pursuant 'to the provisions of Section 2., by the person in whose name it is registered , in person or by his LAl-56146. duly authorized attorney, upon S ur"t;en de r of sue h Bond for eanee llati on, aceD mpanied by deli very of a written instrument of transfer in a fonn approved by the Trustee, duly executed. Whenever any Bond or Bonds shall be surrendered for transfer, the Agency shall execute and the Trustee shall authenticate and deliver a new Bond or Bonds for a like aggregate principal amount. The Trustee shall require the payment by the Owner requesting such transfer of any tax or other governmental charge required to be paid with respect to such transfer. The Agency shall not be required to register the transfer of or exchange any Bond during the fIfteen (15)'days preceding any date established by the Trustee for selection of Bonds for redemption or any Bonds which have been selected for redemption. SECTION 2.07. Exchange of Bonds The Bonds may be exchanged at the office of the Trustee for a like aggregate principal amount of Bonds of the same maturity of other authorized denominations. The Trustee shall require the payment by the Owner requesting, such exchange of any tax or other governmental charge required to be paid with respect to suchexchange. No such exchange shall be required to be made during the fIfteen (15) days preceding any date established by the Trustee for selection of Bonds for redemption or of any Bonds which have been selected for redemption. SECTION 2.08. Bond Registraj:ion Books. The Trustee will keep at its officesufficient books for the registration and transfer of the Bonds, which shall at all times be open to inspection by the Agency during regular business hours with reasonable prior notice; andupon presentation for such purpose, the Trustee shall, under such reasonable regulations as it may prescribe, register or transfer the Bonds on said books as hereinbefore provided. SECTION 2.09. M!!tiJMed, Destroyed, Stolen or Lost Bonds. In case any Bondshall become mutilated in respect of the body of such Bond, or shall be believed by the Agency to have been destroyed , stolen or lost, upon proof of ownership satisfactory to the Trustee, andupon the surrender of such mutilated Bond at the office of the Trustee, or upon the receipt of evidence satisfactory to the Trustee of such destruction, theft or loss, and upon receipt also of indemnity satisfactory to the Agency and the Trustee, and upon payment of all expenses incurredby the Agency and the Trustee in the premises, the Agency shall execute (manually or by facsimile) and the Trustee shall authenticate and deliver at said office a new Bond or Bonds of the same maturity and for the same aggregate principal amount, of like Series, tenor and date with such notations as the Agency shall detennine, in exchange and substitution for and uponcancellation of the mutilated Bond, or in lieu of and in substitution for the Bond so destroyed stolen or lost. If any such destroyed stolen or lost Bond shall have matured or shall have beencalled for redemption, payment of the amount due thereon may be made by the Trustee upon receipt by the Trustee and the Agency of like proof, indemnity and payment of expenses. LA 1-56146. Any such replacem~nt Bonds issued pursuant to this Section shall be entitled to equal and proportionate benefits with all other Bonds issued hereunder. The Agency and the Trustee shall not be required to treat both the original Bond and any replacement Bond as being Outstanding for the purpose ofdetennining the principal amount of Bonds which may be issued hereunder or for the purpose of detennining any percentage of Bonds Outstanding hereunder but both the original and replacement Bond shall be treated as one and the same. SECTION 2.10. Temporary Bonds Until defmitive Bonds shall be prepared the Agency may cause to be executed and delivered in lieu of such defmitive Bonds and subject to the same provisions, limitations and conditions as are applicable' in the case of de:fmitive Bonds, except that they may be in any denominations authorized by the Agency, one or more temporary typed, printed lithographed or engraved Bonds in fully registered fonn, as may be authorized by the Agency, substantially of the same tenor and, until exchange for definitive Bonds, entitled and subject to the same benefits and provisions of the Indenture as dermitive Bonds. If the Agency issues temporary Bonds, it will execute and furnish deimitive Bonds without unnecessary delay and thereupon the temporary Bonds may be surrendered to the Trustee at its office, without expense to the Owner, in exchange for such defmitive Bonds. All temporary Bonds so surrendered shall be canceled by the Trustee and shall not be reissued. SECTION 2.11. Validity of Bonds The 'validity of the authorization and issuance of the Bonds shall not be affected in any way by any proceedings taken by the Agency for the f"mancing or refmancing of the Project, or by any contracts made by the Agency in connection therewith and shall not be dependent upon the completion of the fmancing or rermancing of the Project or upon the performance by any person of his obligation with respect to the Project and the recital contained in the Bonds that the same are issued pursuant to the Law shall be conclusive evidence of their validity and of the regularity of their issuance. SECTION 2.12. Book-Entry System Prior to the issuance of any Series of Bonds issued hereunder the Agency may provide that such Series of Bonds shall be initially issued as Book-Entry Bonds, and in such event, each maturity of such Series shall be in the fonn of a separate single fully registered Bond (which may be typewritten). Upon initial issuance the ownership of each such Bond shall be registered in the bond register in the name of the Nominee, as nominee of the Depository. With respect to Book-Entry Bonds, the Agency and the Trustee shall have no responsibility or obligation to any Participant or to any person on behalf of which such a Participant holds an interest in such Book- Entry Bonds. Without limiting the immediately preceding sentence, the Agency and the Trustee shall have no responsibility or obligation with respect to (i) the accuracy of the records of the Depository, the Nominee, or any Participant with respect to any ownership interest in Book-Entry Bonds, (n) the delivery to any Participant or any other person, other than an Owner as ,shown in the bond register, of any notice with respect to Book-Entry Bonds, including any notice of redemption, (ill) the selection by the Depository and its Participants of the beneficial interests in Book-Entry Bonds to be redeemed in the event the Agency redeems such in part, or (iv) the payment to any Participant or any other person, other LAl-56146. than an Owner as shown in the bond register, of any amount with respect to principal ofpremium, if any, or interest on Book-Entry Bonds. The Agency and the Trustee may treat and consider the person in whose name each Book-Entry Bond is registered in the bond register the absolute Owner of such Book-Entry Bond for the purpose of payment of principal, premiumand interest with respect to such Bond, for the purpose of giving notices of redemption and other matters with respect to such Bond, for the purpose of registering transfers with respect to suchBond, and for all other purposes whatsoever. The Trustee shall pay all principal of, premiumif any, and interest on the Bonds only to or upon the order of the respective Owner, as shownin the bond register, or his respective attorney duly authorized in writing, and all such paymentsshall be valid and effective to fully satisfy and discharge the Agency s obligations with respectto payment of principal of, premium, if any, and interest on the Bonds to the extent of the sumor sums so paid. No person other than an Owner, as shown in the bond register, shall receivea Bond evidencing the 0 b 1i gati on of the Agency to make pa ym en ts of principal, premium , if any and interest pursuant to this Indenture. Upon delivery by the Depository to the Trustee andAgency of written notice to the effect that the Depository has detennined to substitute a newnominee in place of the Nominee, and subject to the provisions herein with respect to recorddates, the word Nominee in this Indenture shall refer to such nominee of the Depository. In order to qualify the Book Entry Bonds for the Depo sitory , s book-entry system the Agency and the Trustee shall execute and deliver to the Depository a Letter ofRepresentations. The execution and delivery of a Letter of Representations shall not in any wayimpose upon the Agency or the Trustee any obligation whatsoever with respect to persons having interests in such Book-Entry Bonds other than the Owners, as shown on the bond register. addition to the execution and delivery of a Letter of Representations, the Agency and the Trusteeshall take such other actions, not inconsistent with this Indenture, as are reasonably necessaryto qualify Book-Entry Bon~s for the Depository s book-entry program. In the event (i) the Depository detennines not to continue to act as securitiesdepository for any Series of Book-Entry Bonds, or (n) the Depository shall no longer so act andgives notice to the Trustee of such detennination, then the Agency will discontinue the book-entry system with the Depository. If the Agency detennines to replace the Depository withanother qualified securities depository, the Agency shall prepare or direct the preparation of anew single, separate, fully registered Bond for each of the maturities of such Book-Entry Bonds registered in the name of such successor or substitute qualified securities depository or its. nominee. If the Agency fails to identify another qualified securities depository to replace theDepository, then the Bonds shall no longer be restricted to being registered in such bond register in the name of the Nominee, but shall be registered in whatever name or names Owners transferring or exchanging such Bonds shall designate, in accordance with provisions ofSections 2.06 and 2.07 hereof. Notwithstanding any other provision of this Indenture to the contrary, so long asany Book-Entry Bond is registered in the name of the Nominee, all payments with respect toprincipal of, premium, if any, and interest on such Bond and all notices with respect to such LA 1-56146. Bond shall be made and given, re~pectively, as provided in the Letter of Representations or otherwise instructed by the Depository. ARTICLE ill ISSUANCE OF SERIES 1993 BONDS; APPUCA TION OF PROCEEDS OF SALE SECTION 3.01. Issuance of Series 1993 Bonds. The Agency may at any time execute and deliver the Series 1993 Bonds authorized to be issued hereunder and upon the Writt~n Request of the Agency, the Trustee shall authenticate and deliver the Series 1993 Bonds. SECTION 3.02. Awlication of Proceeds of Sale of Series 1993 Bonds 3J1QAmounts Held Under the 1991 Prior Indenture and the 1987 Prior Resolution -- Allocation Among ~nd Accoun~ (a) Upon receipt of payment for the Series 1993 Bonds the Trustee shall set aside and deposit the proceeds received from such sale and delivery, together with amounts held under the 1991 Prior Indenture, in the following respective funds and accounts: (1) The Trustee shall deposit in the Interest Account a sum equal to$174 453., the amount of accrued interest received on the Series 1993 Bonds. (2) The Trustee shall transfer to the Agency for deposit in the Series 1993A Project Account within the Redevelopment Fund an amount equal to $16 914 219.01. (3) The Trustee shall transfer to the Reserve Account the sum 231 982.76 received from the Reserve Fund under the 1991 Prior Indenture and deposit in the Reserve Account the sum of $1 089 817.24 received from payment for the Series 1993 A Bonds. 4) The Trustee shall deposit in the Series 1993 Expense Account within the Expense Fund an amount equal to $250 000.00 to pay the costs incurred or to be incurred by the Agency in connection with the issuance of the Series 1993 Bonds. (5) The Trustee shall transfer to State Street Bank and Trust Company of California, N. A., as escrow agent, for deposit in the refunding escrow established under the Escrow Agreement Series 1991 , the amount of $14 652 398.25. (b) RecordkeeIllilg for Series 1993 Bonds. For record-keeping purposes , the Trustee may establish such additional accounts as may be necessary to reflect such transfer of proceeds. LA 1-56146. ARTICLE IV ISSUANCE OF ADDITIONAL BONDS SECTION 4.01. Conditions for the Issuance of Additional Bonds The Agency may at any time after the issuance and delivery of the Series 1993 Bonds hereunder issue Additional Bonds payable from the Pledged Tax Revenues and secured by a lien and charge upon the Pledged Tax Revenues equal to ' and on a parity with the lien and charge securing the Outstanding Bonds theretofore issued under this Indenture, but only subject to the following specific conditions which are hereby made conditions precedent to the issuance of any suchAdditional Bonds: (a) The Agency shall be in compliance with all covenants set forth in this Indenture and any Supplemental Indentures , and a Certificate of the Agency to that effect shall have been filed with the Trustee. (b) The issuance of such Additional Bonds shall have been duly authorized pursuant to the Law and all applicable laws and the issuance of such Additional Bonds shall have been provided for by a Supplemental Indenture duly adopted by the Agency which shall specify the following: (1) The purpose for which such Additional Bonds are to be issued and the fund or funds into which the proceeds thereof are to be deposited, including provision requiring the proceeds of such Additional Bonds to be applied solely for (i) the purpose of aiding in fmancing the Project, including payment of all costs incidental to or connected with such fmancing ,and/ or (ii) the purpose of refunding any Bonds or other indebtedness related to the Project, including payment of all costs incidental to connected with such refunding; (2)The authorized principal amount of such Additional Bonds; (3) The date and the maturity date or dates of such Additional Bonds; provided that (i) Principal and Sinking Account Payment Dates may occur only on Interest Payment Dates, (ii) all such Additional Bonds of like maturity and Series shall be identical in all respects, except as to number and (ill) fIXed serial maturities or mandatory Sinking Account Installments, or any combination thereof, shall be established to provide for the retirement of all such Additional Bonds on or before their respective maturity dates; 4) The Interest Payment Dates, which shall be on the same semiannual dates as the Interest Payment Dates for the Series 1993 Bonds; provided, that such Additional Bonds may provide for compounding of interest in lieu of payment of interest on such dates; LAl-56146. (5)The denomination and method of numbering of such Additional Bonds; (6) The redemption premiums, if any, and the redemption tenus , if any, for such Additional Bonds; (7) The amount and due date of each mandatory Sinking Account Installment, if any, for such Additional Bonds; (8) The amount, if any, to be deposited from the proceeds of such Additional Bonds in the Interest Account; (9) The amount, if any, to be deposited from the proceeds of such Additional Bonds into the Reserve Account; provided that the amount on deposit in the Reserve Account shall be increased at or prior to the time such Additional Bonds become Outstanding to an amount at least equal to the Reserve Account Requirement on all then Outstanding Bonds and such Additional Bonds, which amount shall be maintained in the Reserve Account; (10)The fonn of such Additional Bonds; and (11) Su9h other provisions as may be necessary or appropriate and not inconsistent with this Indenture. (c) (i) The Pledged Tax Revenues. based upon the assessed valuation of taxable property in the Project Area as shown on the most recently equalized assessment roll and the most recently established tax rates preceding the date of the Agency s adoption of the Supplemental Indenture providing for the issuance of such Additional Bonds shall be in amount equal t~ at least one hundred twenty-five percent (125%) of Maximum Annual Debt Service on all then Outstanding Bonds after giving effect to the issuance of such Additional Bonds and any unsubordinated loans advances or indebtedness payable from Pledged TaxRevenues pursuant to the Law. (ii) For the ,purposes of the issuance of Additional Bonds Outstanding Bonds shall not include any Bonds the proceeds of which are deposited in an escrow fund held by an escrow agent provided that the Supplemental Indenture authorizing issuance of such Additional Bonds shall provide that: (A) such proceeds shall be deposited or invested with or secured by an institution rated IlAAA" by S&P and "Aaa" by Moody s at a rate of interest which, together with amounts made available by the Agency from bond proceeds or otherwise is at least sufficient to pay Annual Debt Service on the foregoing Bonds; (B) moneys may be transferred from said escrow fund only if Pledged Tax Revenues for the next preceding fiscal year will be at least equal to one hundred twenty-five percent (125 %) of Maximum Annual Debt Service on all Outstanding Bonds (exclusive ofdisquaIifiedBonds described in Section 02) less a principal amount of Bonds which is equal to moneys on deposit in said escrow fund after each LAl-56146. such transfer; and (C) Additional Bonds shall be redeemed from moneys remaining on deposit in said escrow fund at the expiratlon of a specified escrow period in such manner as may be detennined by the Agency. (ill) For purposes of calculation of Pledged Tax Revenues pursuant to subsections (i) and (ii) above, the property tax rate shall be assumed to be the actual tax rate the year in which the calculation is made. (iv) Nothing contained in this Indenture shall limit the issuance of any tax allocation bonds of the Agency payable from the Pledged Tax Revenues and secured by a lien and charge on the Pledged Tax Revenues if, after the issuance and delivery of such tax allocation bonds, none of the Bonds theretofore issued hereunder will be Outstanding nor shall anything contained in this Indenture prohibit the issuance of any tax allocation bonds or other indebtedness by the Agency secured by a pledge of tax increment revenues (including Pledged Tax Revenues) subordinate to the pledge of Pledged Tax Revenues securing the Bonds. The Series 1993 Bonds shall not be considered Additional Bonds hereunder and the issuance of the Series 1993 Bonds are not subject to the provisions of this Article. SECTION 4.02. Procedure for the Issuance of Additional Bonds All of the Additional Bonds shall be executed by the Agency for issuance under this Indenture and delivered to the Trustee and thereupon shall be delivered by the Trustee upon the Written Request of the Agency, but only upon receipt by the Trustee of the following documents or . . money or secuntles: (1) A certified copy of the Supplemental Indenture authorizing the issuance of such Additional Bonds; (2) Bonds; A Written Request of the Agency as to the delivery of such Additional (3) An opinion of counsel of recognized standing in the field of law relating . to municipal bonds substantially to the effect that (a) the Agency has the right and power under the Law to execute and deliver the Supplemental Indenture thereto , and the Indenture and all such Supplemental Indentures have been duly executed and delivered by the Agency, are in full force and effect and are valid and binding upon the Agency in accordance with their tenns (except as may be limited by bankruptcy, insolvency, reorganization and other similar laws relating to the enforcement of creditors' rights and similar qualifications); and (b) such Additional Bonds ar~ valid and binding special obligations of the Agency, in accordance with their tenus (except as may be limited by bankruptcy, insolvency, reorganization and other similar laws relating to the enforcement of creditors' rights) and are subject to the tenDS of the Indenture and all Supplemental Indentures thereto and entitled to the benefits of the Indenture and all such Supplemental Indentures and the Law and such Additional Bonds have been duly and validly issued in accordance with the Law and the Indenture and all such Supplemental Indentures; LAl-56146. 4) Certificate of the Agency containing such statements as may reasonably necessary to show compliance with the requirements of this Indenture; and (5) .Such further documents money and securities as are required by the provisions of this Indenture and the Supplemental Indenture providing for the issuance of such Additional Bonds. SECTION 4.03. Limit on Indebtedness The Agency covenants with the Owners of all of the Bonds at any time Outstanding that it will not enter into any obligation or make any expenditure payable from taxes allocated to the Agency under the Law, the payments with respect to which, together with payments theretofore made or to be made with respect to other obligations (including, but not limited to the Bonds) previously entered into by the Agency, would exceed the then-effective limit on the amount of taxes which can be allocated to the Agency pursuant to either Section 33333.4 or 33333.2(1) of the Law , whichever is applicableand the Redevelopment Plan. ARTICLE V PLEDGED TAX REVENUES; CREATION OF FUNDS SECTION 5.01. Pledge of Pledged Tax Revenues ' All the Pledged Tax Revenues in the Special Fund and all money in the Debt SelVice Fund and in the funds or accounts so specified and provided for in this Indenture whether held by the Agency or the Trustee (except the Redevelopment Fund and the Rebate Fund), are hereby irrevocably pledged to the punctual payment of the interest on and principal of the Bonds and the Pledged Tax. Revenues and such other money shall not be used for any other purpose while any of the Bonds remain Outstanding; subject to the provisions of this Indenture pennitting application thereof for the purposes and on the tenDS and condjtions set forth herein. This pledge shall constitute a fIrst lien on the Pledged Tax Revenues and such other money for the payment of the Bonds in accordance with the tenns thereof. SECTION 5.02. SpeciaJ ~und; Debt Service Fund; Receipt and Deposit of Pledged Tax Reven~ There is hereby established a special fund to be known as the Rosemead Redevelopment Proj ect No.1 Special Fund" (herein the Special Fund") which shall be held by the Agency. The Agency shall promptly deposit all of the Pledged Tax Revenues received in any Bond Year in the Special Fund, until such time during such Bond Year as the amounts on deposit in the Special Fund equal the aggregate amounts required to be transferred to the Trustee , for deposit into Debt Service Fund in such Bond Year pursuant to this Section 02. All Pledged Tax Revenues received by the Agency during any Bond Year in excess of the amount required to be deposited in the Special Fund during such Bond Year pursuant to the preceding sentence shall be released from the pledge and lien hereunder and may be applied by the Agency for any lawful puIposes of the Agency. So long as any Bonds remain Outstanding hereunder LAl-56146. the Agency shall not have any b~neficial interest in or right to the moneys on deposit in the Special Fund, except as may be provided in this Indenture. There is hereby established a special fund to be known as the Rosemead Redevelopment Project No.Debt Service Fund" (herein the "Debt Service Fund") which shall be held by the Trustee. On or before five (5) days preceding each Interest Payment Date, the Agency shall transfer from the Special Fund to the Trustee for deposit in the Debt Service Fund an amount equal to the amount required to be transferred by the Trustee from the Debt Service Fund to the Interest Account, Principal Account, Sinking Account( s) and Reserve Account pursuant to Section 5.07; provided ' that the Agency' shall not be obligated to transfer to the Trustee in any Bond Year an amount of Pledged Tax Revenues which together with other available amounts then in the Debt Service Fund, exceeds the amounts required to be transferred to the Trustee for deposit in the Interest Account, the Principal Account, the Sinking Account and the Reserve Account in such Bond Year, pursuant to Section 5.07 hereof. There shall not be deposited with the Trustee any taxes eligible for allocation to the Agency for deposit in the Debt Service Fund in an amount in excess of that amount which, together with all money then on deposit with the Trustee in the Debt Service Fund and the accounts therein, shall be sufficient to discharge all Outstanding Bonds as provided in Section 10.01. All such Pledged Tax Revenues deposited in the Special Fund shall be disbursed allocated and applied solely to the uses and purposes herein set forth, and shall be accounted for separately and apart from all other money, funds, accounts or other resources of the Agency. SECTION 5.03. Establishment of Funds. In addition to the Special Fund and the Debt Service Fund , there are further created a special trust fund to be held by the Agency called the "Rosemead Redevelopment Project No.Redevelopment Fund" (the "Redevelopment Fund"), and a special trust fund to be held by the Trustee called the'Rosemead Redevelopment proj ect No.Expense Fund" (the Expense Fund" So long as any of the Bonds herein authorized, or any interest thereon, remain unpaid, the moneys in the foregoing funds shall be used for no putpose other than those required or permitted by this Indenture and the Law. Pursuant to the Tax Certificate, the funds and accounts established herein may be divided into sub-accounts for each Series of Bonds issued hereunder, by the Agency or by the Trustee at the Agency s direction, in order to perfonn the necessary rebate calculations. SECTION 5.04. Redevelopment Fund Moneys in the Redevelopment Fund shall be used and disbursed in the manner provided by law for the purpose of aiding in fmancing or refmancing the Project (or for making reimbursements to the Agency for such costs theretofore paid by it), including payment of all costs incidental to or connected with such imancing or refmancing. Any balance of money remaining in the Redevelopment Fund after the date of completion of the fmancing or refmancmg of the Project may be used for any lawful purpose of the Agency. LAl-56146. The Agency shall pay moneys from the Redevelopment Fund upon receipt requisitions drawn thereon and signed by at least one duly authorized officer or member of the Agency. The Agency warrants that each withdrawal from the Redevelopment Fund shall be made in the manner provided by law for the purpose of aiding in fmancmg or refmancing the Project or for making reimbursements to the Agency for such costs theretofore paid by the Agency. The Treasurer of the Agency shall establish and maintain an account within the Redevelopment Fund for each Series of Bonds issued hereunder known as the II Series Project Account" and all proceeds of each such Series of Bonds deposited in the Redevelopment Fund shall be held in the account established ,for such Series and shall be, accounted for separately from all other amounts in the Redevelopment Fund. Amounts in each such account shall be used for the purposes authorized for use of amounts in the Redevelopment Fund. SECTION 5.05. ~ense Funq All moneys in the Expense Fund shall be applied to the payment of costs and expenses incurred by the Agency in connection with the authorization, issuance and sale of the Bonds , including, without limitation, Trustee s fees and expenses and Trustee s legal fees and expenses and shall be disbursed by the Trustee upon delivery to the Trustee of a requisition executed by an Authorized Representative. Each such requisition shall be sequentially numbered and state the name and address of the person, firm or corporation to whom payment is due, the amount to be disbursed, the purposes for such disbursement and that such obligation has been properly incurred, is a proper charge against the Expense Fund and has not been the subject of any previous requisition. Upon the earlier of the payment in full of such costs and expenses or the making of adequate provision for the payment thereof evidenced by a Certificate of the Agency to the Trustee or 180 days from the initial delivery of the Bonds to the original purchaser thereof, any balance remaining in such Fund shall be transfelTed to the Agency and deposited by the, Agency in the Redevelopment Fund established pursuant to Section 03 hereof and pending such transfer and application, the moneys in such Fund may be invested as pennitted by Section 08 hereof; provided, however that investment income resulting from any such investment shall be retained in the Expense' Fund. The Trustee shall establish and maintain an account within the Expense Fund for each series of Bonds issued hereunder known as the Series Expense Account" and all proceeds of each such Series of Bonds deposited in the Expense Fund shall be held in the account established for such Series and shall be accounted for separately from all other amounts in the Expense Fund. Amounts in each such account shall be used for the purposes authorized for use of amounts in the Expense Fund. SECT! ON 06. (Intentionally left blank. SECTION 07. Establishment ~nd M~tenance of Accounts for Use of Moneys in the Debt Service Fund All moneys in the Debt Service Fund shall be set aside by the Trustee in each Bond Year when and as received in the following respective special accounts within the Debt Service Fund (each of which is hereby created and each of which the Trustee hereby covenants and agrees to cause to be maintained), in the following order of priority (except as othelWise provided in subsection (2) below): LAl-56146. (1) (2) Interest Account; Principal Account; (3) (4) Sinking Account; and ReseIVe Account. All moneys in each of such accounts shall be held in trust by the Trustee and shall be applied used and withdrawn only for the purposes hereinafter authorized in this Section 5.07. (1) Interest Account The Trustee shall set aside from the Debt Service Fund and deposit in the Interest Account an amount of money which, together with any money contained therein, is equal to the aggregate amount of the interest beco~ing due and payable onall Outstanding Bonds on the Interest Payment Dates in such Bond Year. No deposit need be made into the Interest Account if the amount contained therein is at least equal to the aggregate amount of the interest becoming due and payable on all Outstanding Bonds on the InterestPayment Dates in such Bond Year. All moneys in the Interest Account shall' be used and withdrawn by the Trustee solely for the purpose of paying the interest on the Bonds as it shall become due and payable (including accrued interest on any Bonds purchased or redeemed prior to maturity). (2) Principal Account The Trustee shall set aside from the Debt Service Fund and deposit in the Principal Account an amount of money which together with any money contained therein, is equal to the aggregate amount of the principal becoming due and payable on all Outstanding Serial Bonds on the Principal Payment Date in such Bond Year. In the event that there shall be insufficient money in the Debt Service Fund to make in full all such principal payments and Sinking Account Insta1hnents required to be made pursuant to Section 5.07(3) hereof in such Bond Year, then the money available in the Debt Service Fund shall be applied pro rata to the making of such principal payments and such Sinking Account Installments in the proportion which all such principal payments and Sinking Account Instalhnents bear to eachother. No deposit need be made into the Principal Account if the amount contained therein is at least equal to the aggregate amount of the principal of all Outstanding Serial Bondsbecoming due and payable on the Principal Payment Date in such Bond Year. All money in the Principal Account shall be used and withdrawn by the Trustee solely for the purpose of paying the principal of the Serial Bonds as they shall become due and payable. (3) Sinking Account The Trustee shall set aside from the Debt Service Fundand deposit in the Sinking Account an amount of money equal to the Sinking Account Installment payable on the Sinking Account Payment Date in such Bond Year. All moneys in LAl-56146. the Sinking Account shall be used by the Trustee to redeem the Tenn Bonds in accordance with subsection (b) of Section 2.04. (4) Reserve Account (a) The Trustee shall set aside from the Debt Service Fund and deposit in the Reserve Account an amount of money (or other authorized deposit of security, as contemplated by the following paragraphs) equal to the Reserve Account Requirement. No deposit need be made in the Reserve Account so long as there shall be on deposit therein an amount equal to the Reserve Account Requirement. All money in (or available to) the Reserve Account shall be used and withdrawn by the Trustee solely for the purpose of replenishing the Interest Account, the Principal Account or the Sinking Account in such order, in the event of any deficiency at any time in any of such accounts, or for the purpose of paying the interest on or principal of or redemption premiums, if any, on the Bonds in the event that no other money of the Agency is lawfully available therefor f or for . the retirement of all Bonds then Outstanding, except that for so long as the Agency is not in default hereunder, any amount in the Reserve Account in excess of the Reserve Account Requirement may, upon Written Request of the Agency, be withdrawn from the Reserve Account by the Trustee and transferred to the Agency. (b) In lieu of making the Reserve Account Requirement deposit in the Reserve Account or in replacement of moneys then on deposit in the Reserve Account (which shall be transferred by the Trustee to the Agency upon delivery of a letter of credit satisfying the requirements stated below), the Agency, with the consent of the Bond Insurer, if any, and with prior written notification to S&P and Moody , may deliver to the Trustee an irrevocable letter of credit issued by a fmancial institution having, at the time of such delivery, unsecured debt obligations rated in at least the second highest rating category (without respect to any modifier) of S&P and Moody , in an amount, together with moneys, Authorized Investments or insurance policies (as described in Section 5.07(4)(c)) on deposit in the Reserve Account equal to the Reserve Account Requirement. Draws .on such letter of credit must be payable no later than two (2) Business Days after presentation of a sight draft thereunder. Such letter of credit shall have a tenD of no less than three (3) years. The issuer of such letter of credit ,shall be required to notify the Trustee and the Agency whether or not the letter of credit will be extended no later than 13 months prior to the stated expiration date thereof. At least one year prior to the stated expiration of such letter of credit, the Agency shall either (i) deliver a replacement ,letter of credit (li) deliver an extension of the letter of credit for at least an additional year, or (ill) deliver to the Trustee an insurance policy satisfying the requirements of Section 5.07 (4) (c). Upon delivery of such replacement letter of credit, extended letter of credit or insurance policy, the Trustee shall deliver the then-effective letter of credit to or upon the order of the Agency. If the Agency shall fail to deposit a replacement letter of credit, extended letter of credit or insurance policy with the Trustee, the Agency shall immediately commence to make monthly deposits with the T1llstee so that an amount equal to the Reserve Account Requirement is on deposit in the Reserve Account no later than the stated expiration date of the letter of credit. If the Agency shall fail to make such deposits, the Trustee shall draw on such letter of credit on or before 10 days prior to its stated expiration date in an amount necessary to replenish the Reserve Account to the Reserve Account Requirement. If a drawing is made LAl-56146. , , on the letter of credit, the Agency shall make such payments as may be required by the tenus of the letter of credit or any obligations related thereto (but no less than quarterly pro ratapayments) so that the letter of credit shall absent the delivery to the Trustee of an insurance policy satisfying the requirements of Section 5.07 ( 4) (c) or the deposit in the Reserve Account of an amount sufficient to increase the balance in the Reserve Account to the Reserve Account Requirement, be reinstated in the amount of such drawing within one year of the date of suchdrawing. (c) In lieu of making the Reserve Account Requirement in the ReselVeAccount or in replacement of moneys then on deposit in the Reserve Account (w hich shall betransferred by the Trustee to the Agency upon delivery of an insurance policy satisfying the requirements stated below), the Agency, with the consent of the Bond Insurer, if any, and with prior written notification to S&P and Moody may also deliver to the Trustee an insurance policy securing an amount, together with moneys, Authorized Investments or letters of credit (as described in Section 5.07(4)(b)) on deposit in the Reserve Account, no less than the ReselVe Account Requirement, issued by an insurance company licensed to issue insurance policies guaranteeing the timely payment of debt service on the Bonds and whose unsecured debt obligations (or for which obligations secured by such insurance company s insurance policies),at the time of such delivery, are rated in the highest rating category (without respect to anymodifier) of A.M. Best & Company, S&P and Moody (d) If and to the extent that the Reserve Account has' been funded with a combination of cash (or Authorized Investments) and a Qualified Reserve Instrument, then all such cash (or Authorized Investments) shall be completely used before any demand is made on such Qualified Reserve Instrument, and replenishment of the Qualified Reserve Instrument shall be made prior to any replenishment of any cash (or Authorized Investments). If the Reserve Account is funded in whole or in part, with more than one Qualified Reserve Instrument, then any draws made against such Qualified Reserve Instrument shall be made pro-rata. (5) rplus. If during any Bond Year (i) Pledged Tax Revenues remain in the Debt Service Fund after providing (or othelWise reserving) for all deposits required by paragraphs (1) through (3) above during such Bond Year, (n) the amounts on deposit in the Reserve Account equal the Reserve Account Requirement, (ill) Qualified Reserve Instrumentsif any, used to fund the Reserve Account are fully replenished and all interest on amounts advanced under such Qualified Reserve Instruments has been paid to the provider thereof and(iv) the Agency is not in default hereunder, then the Agency shall provide to the Trustee written certification thereof and the Trustee shall thereafter transfer any amount remaining on depositin the Debt Service Fund to the Agency to be used for any lC:lwful purpose of the Agency. SECTION 5.08. Investment of Moneys in Funds and Accounts . Upon the Written Request of the Agency received by the Trustee at least two (2) Business Days prior to the date of such investment moneys 'in the Debt Service Fund, the Interest Account, thePrincipal Account any Sinking Account , the Expense Fund, the Rebate Fund or the ReserveAccount shall be invested by the Trustee in Authorized Investments. In the absence of such LAl-56146. instructions, the Trustee shall inyest in the investments described in paragraph (D) of the defmition of Authorized Investments except as otherwise provided in this Section 5.08. The obligations in which moneys in the Debt Service Fund, the Interest Account, the Principal Account or any Sinking Account are so invested shall mature prior to the date on which such moneys are estimated to be required to be paid out hereunder. The obligations in which moneys in the Reserve Account are so invested shall be in obligations maturing no more than five years from the date of purchase by the Trustee or on the fmal maturity date of the Bonds, whichever date is earlier; provided, however, that if an obligation may be redeemed by the Trustee at par on the Business Day prior to each Interest Payment Date during which such obligation is outstanding, such obligation may have any maturity. Any interest, income or profits from the deposits or investments of all funds (except the Special Fund Redevelopment Fund, Expense Fund and Rebate Fund) and accounts shall be deposited in the Debt Service Fund. For purposes of detennining the amount on deposit in any fund or account held hereunder, all Authorized Invest~ents credited to such fund or account shall be valued monthly at the lower of cost 1lJ.()Iket (excluding accrued interest and brokerage commissions, if any). Except as otherwise provided in this Section, Authorized Investments representing an investment of moneys attributable to any fund or account and all investment profits or losses thereon shall be deemed at all times to be a part of said fund or account. Absent negligence bad faith or willful misconduct by the Trustee, the Trustee shall not be responsible or liable for any loss suffered in connection with any investment of funds made by it in accordance with this Section. Amounts deposited in the Special Fund and the Redevelopment Fund may invested in any investment pennitted by law for Agency funds. All earnings on amounts in the Special Fund, Expense Fund and the Redevelopment Fund shall remain in such funds. The Trustee may act as principal or agent in the acquisition or disposition of investments hereunder. The Trustee may commingle moneys in any of the funds or accounts created hereunder for purposes of investment. ARTICLE VI COVENANTS OF THE AGENCY SECTION 6.01. ~nctual Paymen.1 The Agency will punctually pay the interest on and principal of and redemption premiums, if any" to become due with respect to the Bonds but only from Pledged Tax Revenues, in strict confonnity with the tenDS of the Bonds and of this Indenture and will faithfully satisfy, observe and perfonn all conditions covenants and requirements of the Bonds and of this Indenture. SECTION 6.02. Against Encumbrances The Agency will not mortgage or otherwise encumber, pledge or place any charge upon any of the Pledged Tax Revenues, except as provided in the Indenture, and will not issue any obligation or security superior to or on parity with the Bonds payable in whole or in part from the Pledged Tax Revenues (other than Additional Bo~ds). LAl-56146. SECTION 6.03. Extension or Funding of Clajrns for Interest In order prevent any claims for interest after maturity, the Agency will not, directly or indirectly, extend or consent to the extension of the time for the payment of any claim for interest on any Bonds and will not, directly or indirectly, be a party to or approve any such arrangements by purchasing or funding said claims for interest or in any other manner. In case any such claim for interest shall be extended or funded whether or not with the consent of the Agency, such claim for interest so extended or funded shall not be entitled, in case of default hereunder, to the benefits of this Indenture, except subject to the prior payment in full of the principal of all of the Bonds then Outstanding and of all claims for interest which shall not have been extended or funded. SECTION 6.04. Management an"- Operation of Pro~The Agency will manage and operate all properties owned by the Agency and comprising any part of the Project in a sound and business-like manner and in confonnity with all valid requirements of any governmental authority relative to the Project or any part thereof, and will keep such properties insured at all times in confonnity with sound business practice. SECTION 6.05. Payment of Claims. The Agency will pay and discharge any and all lawful claims for labor, materials or supplies which, if unpaid, might become a lien or charge upon the properties owned by the Agency or upon the Pledged Tax Revenues or any part thereof, or upon any funds in the hands of the Trustee, or which might impair the security of the Bonds; provided that nothing herein contained shall require the Agency to make any such payments so long as the Agency in good faith shall contest the validity of any such claims. SECTION 6.06. Books and Accounts; Financial and Project Statements. The Agency will keep proper books of record and accounts, separate from all other records and accounts of the Agency, in which complete and correct entries shall be made of all transactions relating to the Project. Such books of record and accounts shall at all times during business hours be subject to the inspection of the Trustee or of the Bond Insurer or of the Owners of not less than ten per cent (10 %) of the aggregate principal amount of the Bonds then Outstanding or their representatives authorized in writing. The Agency will prepare ap.d file with the Trustee and the Bond Insurer annually as soon as practicable, but in any event not later than one hundred eighty (180) days after the close of each Fiscal Year, so long as any Bonds are Outstanding, an audited fmancial statement relating to the Pledged Tax Revenues and all other funds or accounts established pursuant to the Indenture for the prec~ing Fiscal Year prepared by an Independent Certified Public Accountant showing the balances in each such fund as of the beginning of such Fiscal Year and all deposits in and withdrawals from each such fund during such Fiscal Year and the balances in each such fund as of the end of such Fiscal Year which audited fmancial statement shall include a statement as to the manner and extent to which the Agency and the Trustee have complied with the provisions of this Indenture as it relates to such funds. The Trustee, at the expense of the Agency, ,will furnish a copy of such audited fmancial statement to any Owner upon written request. The Trustee shall provide such statements with regard to any funds held by the Trustee LAl-56146. hereunder to the Agency as the Agency may reasonably require to comply with the tenns of this Section 6.06. The Agency will pennit the Bond Insurer to discuss the affairs, ffiances and accounts of the Agency or any other subject the Bond Insurer may reasonably request regarding the security for the Bonds with appropriate officers of the Agency. The Agency will pennit the Bond Insurer to have access to and to make copies of all books and records relating to the Bonds at any reasonable time. The Bond Insurer shall have the right to direct an accounting at the Agency s expense, and the Agency s failure to comply with such direction within thirty (30) days after receipt of written notice of such direction from the Bond Insurer shall be deemed an Event of Default; provided, however, that if compliance cannot occur within such period, then stich period shall be extended so long as compliance is begun within such period and diligently pursued, but only if such extension would not materially adversely affect the interests of any Ow ner . SECTION 6.07. Protection of Security and Rights of Owners The Agency will preserve and protect the security of the Bonds and the rights of the Owners and will warrant and defend their rights against all claims and demands of all persons. From and after the sale and delivery of any Bonds by the Agency, such Bonds shall be incontestable by the Agency. SECTION 6.08. Payment of Taxes and Other Char~. Subject to the provisions of Section 6.10 hereof, the Agency will pay and discharge all taxes, selVice charges, assessments and other gov emm ental charges which may hereafter be lawfully imposed upon the Agency or any properties owned by the Agency in the Project Area, or upon the revenues therefrom, when the same shall become due; provided that nothing herein contained shall require the Agency to make any such payments so long as the Agency in good faith shall contest the validity of any such taxes selVice charges assessments or other governmental charges. SECTION 6.09. Fin&ncing the Pro~The Agency will commence the fmancing or refmancing of the Proj ect to be aided with the proceeds of the Bonds with all practicable dispatch, and such imancing will be accomplished and completed in a sound economical and expeditious manner and in confonnity with the Redevelopment Plan and the Law so as to complete or refmance the Project as soon as possible. SECTION 6.10. ~tion of Leased Property. Whenever any property in the Project is redeveloped by the Agency and thereafter is leased by the Agency to any person or persons, or whenever the Agency leases any real property in the Project to any person or persons for redevelopment each property shall be assessed and taxed in the same manner privately-owned property (in accordance with the Law), and the lease or contract shall provide (1) that the lessee shall pay taxes upon the assessed value of the entire property and not merely upon the assessed value of the leasehold interest, and (2) that if for any reason the taxes paid by the lessee on such property in any year during the tenn of the lease shall be less than the taxes that would have been payable upon the entire property if the property were assessed and taxed in the same manner as privately-owned property, the lessee shall pay such difference to LAl-56146. the Agency witWn thirty (30) days after the taxes for such year become payable and in any event prior to the delinquency date of such taxes established by law, which such payments shall be treated as Pledged Tax Revenues and shall be deposited by the Agency in the Special Fund. SECTION 6.11. Disposition of Property in Project Are(\. Except as provided below, the Agency will not authorize the disposition of any real property in the Project Area to anyone which will result in such property s becoming exempt from taxation because of public ownership or use or otherwise (except for public ownership or use contemplated by theRedevelopment Plan in effect on the date of execution and delivery of the Indenture, or property to be used for public streets or public off-street parking facilities or easements or rights of way for public utilities, or other similar uses) if such dispositions, together with all similar priordispositions on or subsequent to the effective date of this Indenture, shall comprise more than ten per cent (10%) of the land area in the Project Area. If the Agency proposes to make anysuch disposition which, together with all simijar dispositions on or subsequent to the effective date of the Indenture, shall comprise more than ten per cent (10%) of the land area in theProject Area, it shall cause to be riled with the Trustee (i) written evidence of the consent of the Bond Insurer to such disposition and (ii) a Consultant's Report on the effect of such proposeddisposition. If the Consultant's Report concludes that the Pledged Tax Revenues will not bematerially reduced by such proposed disposition, the Agency may proceed with such proposed dispo sition. If the Co nsultan t ' s Report con eludes that Pledged Tax Revenues will be materially reduced by such proposed disposition, the Agency shall not proceed with such proposed disposition unless, as a condition precedent to such proposed disposition, the Agency shallrequire that such new owner or owners either: (1) Pay to the Agency, so long as any of the Bonds are Outstanding, anamount equal to the amount that would have been received by the Agency as Pledged TaxRevenues if such property were assessed and taxed in the same manner as privately-owned non-exempt property, which payment shall be made witWnthirty (30) days after taxes for eachyear would become payable to the taxing agencies for non-exempt property and in any eventprior to the delinquency date of such taxes established by law; (2) Pay to the Agency a single sum equal to the amount estimated and certified to the Agency by an Independent Redevelopment Consultant to be receivable from taxes on suchproperty from the date of such payment to the last maturity date of all Outstanding Bonds, less a reasonable discount value. All such payments to the Agency in lieu of taxes shall be treated as Pledged TaxRevenues and shall be applied by the Agency as required by Section 5.02. SECTION 6.12. Amendment of Redevelopment Plan If the Agency proposesto amend the Redevelopment Plan, it shall cause to be flied with the Trustee a Consultant' Report' on the effect of such proposed amendment. If the Consultant's Report concludes that Pledged Tax Rev en Des will not be ill ateriall y redo ced by so h p ropo sed amendment, the Agencymay adopt such amendment. If the Consultant's Report concludes that Pledged Tax Revenues LAl-56146. will be materially reduced by su;ch proposed amendment, the Agency shall not adopt such proposed amendment. The Trustee shall be entitled to rely upon any said report and shall have no duty to verify the infonnation or statements set forth therein. SECTION 6.13. Pledged Tax Revenu~. The Agency shall comply with all requirements of the Law to insure the allocation and payment to it of the Pledged Tax Revenues including without limitation the timely filing of any necessary statements of indebtedness with appropriate officials of Los Angeles County. SECTION 6.14. Further Assurances. The Agency shall adopt, make execute and deliver any and all such further indentures , instruments and assurances as may be reasonably necessary or proper to carry out the intention or to facilitate the perfonnance of the Indenture and for the better assuring and confmning unto the Owners of the Bonds of the rights and benefits provided herein. SECTION 6.15. Tax Covenants; Rebate Fund (a) In addition to the accounts created pursuant to Article V, the Trustee shall establish and maintain with respect to each Series of Bonds issued hereunder (other than any Series of Bonds which the Agency shall certify to the Trustee is exempt from the requirements of Section 148 of the Code related to rebate of arbitrage earnings) a fund separate from any other fund or account established and maintained hereunder designated as the If Series Rebate Fund" hereinafter in this Section referred to as the "Rebate Fund. It. The provisions this Section shall apply separately to each Rebate Fund established for each Series of Bonds. Upon the written direction of the Agency, there shall, be 'deposited in the Rebate Fund such amounts as are required to be deposited therein pursuant to the Tax Certificate. All money at any time deposited in the Rebate Fund shall be held by the Trustee in trust, to the extent required to' satisfy the Rebate Requirement (as defIDed in the Tax Certificate), for payment to the United States of America. Notwithstanding the provisions of Sections 5., 5., 5.08 and 10.01 relating to the pledge of Pledged Tax Revenues, the allocation of money in the Special Fund, the investments of money in any fund or account and the defeasance of Outstanding Bonds, all amounts required to be deposited into or on deposit in the Rebate Fund shall be governed exclusively by this Section 6.15 and by ,the Tax Certificate (which is incorporated herein by reference). The Trustee shall be deemed conclusively to have complied with such provisions if it follow s the Written Request of the Agency, and shall have no liability or responsibility to enforce compliance by the Agency with the tenDS of the Tax Certificate. (b) The Agency shall not use or pennit the use of any proceeds of Bonds or any funds of the Agency, directly or indirectly, to acquire any securities or obligations, and shall not take or pennit to be taken any other action or actions, which would cause any Bonds to be arbitrage bonds" within the meaning of Section 148 of the Code or "federally guaranteed " within the meaning of Section 149(b) of the Code and any such applicable requirements promulgated from time to time thereunder and under Section 103 (c) of the Internal Revenue Code of 1954, as amended. The Agency shall observe and not violate the requirements of LA 1-56146. Section 148 of the Code and any such applicable regulations. The Agency shall comply withall requirements of Sections 148 and 149(d) of the Code to the extent applicable to the Bonds.In the event that at any time the Agency is of the opinion that for purposes of thisecti on 6. 15 (b) it is neces sary to restrict or to limit the yield on the in estm ent of any m on e held by the Trustee under this Indenture, the Agency shall so instruct the Trustee under thisIndenture in writing, and the Trustee shall take such action as may be necessary in accordance with such instructions. The Agency shall not use or pennit the use of any proceeds of the Bonds or any funds of the Agency, directly or indirectly, in any manner, and shall not take or omit to take anyaction -that would cause any of the Bonds to be treated as an obligation not described in Section lO3(a) of the Code. (c) Notwithstanding any provisions of this Section 6., if the Agency shall .., provide to the Trustee an opinion of nationally recognized bond counsel that any specified action required under this Section 6.15 is no longer required or that some further or different action is required to maintain the exclusion from federal income tax of interest with respect to theBonds, the Trustee and the Agency may conclusively rely on such opinion in complying withthe requirements of this Section, and, notwithstanding Article vm hereof, the covenantshereunder shall be deemed to be modified to that extent. (d) The provisions of this Section 6.15 shall not apply to any Series of Bonds which the Agency shall certify to the Trustee is not intended to comply with the requirements of the Code necessary to make interest on such Series of Bonds excludable from gross income for federal tax putposes. SECTION 6.16. Agreements with Other Taxing gencies So long as any Bonds are Outstanding, the Agency shall not enter into any agreement or amend any existing agreement with any other taxing agency entered into (i). pursuant to Section 33401 of the Law or (ii) which operates as a waiver of the Agency s right to receive Pledged Tax Revenues under the Redev elapID en t PIan, unless the Ag en cy , s ob ligations under such agreem en t are made expres slysubordinate and junior to the Agency s obligations under this Indenture and the Bonds. SECT! ON 6.17. Annual Review of Pledged Ta)( Revenues The Agency herebycovenants that it will annually review the total amount of Pledged Tax Revenues remaining available to be received by the Agency under the Redevelopment Plan s cumulative taxincrement limitation, as well as future cumulative Annual Debt Service and estimated future feesand expenses of the Trustee. The Agency will not accept Pledged Tax Revenues greater than Annual Debt Service and estimated future fees and expenses , in any year, if such acceptance will cause the amount remaining under the tax increment limit to fall below remaining cumulativeAnnual Debt Service and estimated future fees and expenses of the Trustee, except for thepurpose of depositing such revenues in escrow for the payment of interest on and principal of and redemption premiums, if any, on the Bonds. LAl-56146. ARTICLE THE TR US TEE SECTION 7.01. ADPointment of Trustee. State Street Bank and Trust Company of California, N. A., a national banking association organized and existing under and by virtue of the laws of the United States of America, is hereby appointed Trustee by the Agency for the purpose of receiving all moneys required to be deposited with the Trustee hereunder and to allooate, use and apply the same as provided in this Indenture. The Agency agrees that it will maintain a Trustee having a corporate trust office in the State, with a combined capital and surplus, or a member of a bank holding company system the lead bank of which shall have a combined capital and surplus, of at least $50 000 000, and subject to supervision or examination by Federal or State authority, so long as any Bonds are Outstanding. If such bank or trust company publishes a report of condition at least annually pursuant to law or to the requirements of any supervising or examining authority above referred to, then for the purpose of this Section 7.01 the combined capital and surplus of such bank or trust company shall be deemed to be its combined capital and surplus as set forth in its most recent report of condition sopublished. The Trustee is hereby authorized to pay the principal of and interest and redemption premium (if any) on the Bonds when duly presented for payment at maturity, or on redemption prior to maturity, and to cancel all Bonds upon payment thereof. The Trustee shall keep accurate records of all funds and accounts administered by it and of all Bonds paid anddischarged. SECTION 7.02. Acceptance of Trusts. The Trustee hereby accepts the trusts imposed upon it by this Indenture, and agrees to perfonn said trusts , but only upon and subject to the following express tenDS and conditions: (a) The Trustee shall not be liable for any error of judgment made in good faith by a responsible officer of the Trustee, unless it shall be proved that the Trustee was negligent in ascertaining the pertinent facts. (b) Whenever in the administration of this Indenture the Trustee shall deem it desirable that a matter be proved or established prior to taking, suffering or omitting any action hereunder, the Trustee (unless other evidence is herein specifically prescribed) may, in the absence of bad faith on its part, rely upon a Certificate of the Agency. (c) The Trustee shall be under no obligation to exercise any of the rights or powers vested in it by this Indenture at the- request or direction of any of the Owners pursuant to this Indenture, unless such Owners shall have offered to the Trustee reasonable security or indemnity against the costs expenses and liabilities which might be incurred by it in compliance with such request or direction. LAl-56146. (d) The Trustee shall not be bound to make any investigation into the facts or matters stated in 'any resolution, certificate, statement, instrument, opinionreport, notice, request, dITection, consent, order bond or other paper or document, but the Trustee, in its discretion may make such further inquiry or investigation into suchfacts or matters as it may see fit. (e) The Trustee, prior to the occurrence of an Event of Default hereunder and after the curing or waiving of all such Events of Default that may have OCCUlTed, undertakes to perfonn such duties and only such duties as are specifically setforth in this Indenture and no covenants of or against the Trustee shall be implied in thisIndenture. In case an Event of Default hereunder has, occurred (which has not been cured or waived), the Trustee may exercise such of the rights and powers vested in it by this Indenture, and shall use the same degree of care and skill in the exercise of such rights and powers as a prudent person would exercise or use under the circumstances in the conduct of his own affairs. (t) The Trustee may execute any of the trusts or powers hereunder and perfonn the duties required of it hereunder either directly or by or through attorneys or agents, shall not be liable for the acts or omissions of such attorneys or agents appointed with due care and shall be entitled to advice of counsel concerning all matters of trust and its duty hereunder. The Trustee may conclusively rely on an opinion of counsel as full and complete authorization and protection for any action taken suffered or omitted by it hereunder. (g) The Trustee shall not be responsible for any recital herein or in the Bonds, or for any of the supplements thereto or instruments of further assurance, or for the sufficiency of the security for the Bonds issued hereunder or intended to be securedhereby and makes no representation as to the validity or sufficiency of the Bonds or this Indel1ture. The Trustee shall not be bound to ascertain or inquire as to the observance or perfonnance of any covenants, conditions or agreements on the part of the Agency hereunder. The Trustee shall not be responsible for the application by the Agency of the proceeds of the Bonds. (h) The Trustee may become the Owner or pledgee of Bonds securedhereby with the same rights it would have if not the Trustee; may acquire and dispose of other bonds or evidences of indebtedness of the Agency with the same rights it wouldhave if it were not the Trustee; and may act as a depositary for and pennit any of itsofficers or directors to act as member of, o! in the capacity with respect to any committee fonned to protect the rights of Owners of Bonds, whether or not such committee shall represent the Owners of the maj ority in aggregate principal amount of the Bonds then Outstanding. (i) The Trustee may rely and shall be protected in acting or refraining from acting, in good faith and without negligence, upon any notice, resolution, opinion LAl-56146. report, direction, request, consent, certificate, order, affidavit, letter, telegram or other paper or document believed by it to be genuine and to have been signed or presented by the proper person or persons. Any action taken or omitted to be taken by the Trustee in good faith and without negligence pursuant to this Indenture upon the request or authority or consent of any person who at the time of making such request or giving such authority or consent is the Owner of any Bond, shall be conclusive and binding upon all future Owners of the same Bond and upon Bonds issued in exchange therefor or in place thereof. The Trustee shall not be bound to recognize any person as an Owner of any Bond or to take any action at his request unless the ownership of Bond by such person shall be reflected on the Registration Books. (1) ,The pennissive right of the Trustee to do things enumerated in this Indenture shall not be construed as a duty and it shall not be answerable for other than its negligence or willful default. The immunities and exceptions from liability of the Trustee shall extend to its officers, directors employees and agents. (k) The Trustee shall not be required to take notice or to be deemed to have notice of any Event of Default hereunder except failure by the Agency to make any of the payments to the Trustee required to be made by the Agency pursuant hereto or failure by the Ag~ncy to file with the Trustee any document required by this Indenture to be so fIled subsequent to the issuance of the Bonds, unless the Trustee shall be specifically notified in writing of such default by the Agency or by the Owners of at least 25 % in aggregate principal amount of the Bonds then Outstanding and all notice or other instruments required by this Indenture to be delivered to the Trustee must, in order to be effective, be delivered at the Trust Office of the Trustee, and in the absence of such notice so delivered the Trustee may conclusively assume there is no Event of Default hereunder except as aforesaid. (1) At any and all reasonable times the Trustee and its duly authorized agents, attorneys, experts accountants and representatives , shall have the right fully to inspect all books, papers and records of the Agency pertaining to the Bonds , and to make copies of any of such books, papers and records which are not privileged by statute orby law. (m) The Trustee shall not be required to give any bond or surety in respect of the execution of the said trusts and powers or otherwise in respect of the premises hereof. (n) Notwithstanding anything elsewhere in this Indenture with respect to the execution of any Bonds, the withdrawal of any cash, the release of any property, or any action whatsoever within the purview of this Indenture, the Trustee shall have the right, but shall not be required, to demand any showings , certificates, opinions appraisals or other infonnation, or corporate action or evidence thereof, as may deemed desirable for the purpose of establishing the right of the Agency to the execution LAl-56146. of any Bonds, the withdr~w~ of any cash or the taking of any other action by the Trustee. (0) All moneys received by the Trustee shall, until used or applied or invested as herein provided, be held in trust for the purposes for which they werereceived but need not be segregated from other funds except to the extent required by law. (P) Whether or not expressly provided therein, every provision of this Indenture relating to the conduct or affecting the liability of the Trustee shall be subject to the provisions of this Section 7.02. q) No implied covenants or obligations shall be read into thisIndenture against the Trustee. (r) Notwithstanding any other provision hereof, in detennining whether the rights, of the Owners will be adversely affected by and action taken or omitted hereunder, the Trustee shall consider the effect on the Owner~ as if there were no BondInsurance Policy. SECTION 7.03. Fees, Charges and Expenses of Trustee . The Trustee shall beentitled to payment and reimbursement for reasonable fees for its services rendered hereunder and all advances , counsel fees (including expenses) and other expenses reasonably andnecessarily made or incurred by the Trustee in connection with such services. Upon theoccurrence of an Event of Default hereunder, but only upon any Event of Default, the Trustee shall have a first lien with right of payment prior to payment of any Bond upon the amounts heldhereunder for the foregoing fees charges and expenses incurred by it. SECTION 7.04. Notice to Bond Owners of Default If an Event of Defaulthereunder occurs with respect to any Bonds of which the Trustee has been given or is deemedto have notice, as provided in Section 7. 02(k) hereof, then the Trustee shall, in addition to any notice required under Section 11.08 hereof, within 30 days of the receipt of such notice, givewritten notice thereof by first class mail to the Owner of each such Bond and to the BondInsurerunless such Event of Default shall have been cured before the giving of such notice;provided, however, that unless such Event of Default consists of the failure by the Agency to make any payment when due, the Trustee may elect not to give such notice to the Owners (but shall give such notice to the Bond Insurer) if and so long as the Trustee in good faith detenninesthat it is in the best interests of the Bond Owners not to give such notice. SECTION 05. Intervention by Trustee. In any judicial proceeding to which the Agency is a party that, in the opinion of the Trustee and its counsel, has a substantial bearingon the interests of Owners of any of the Bonds, the Trustee may intervene on behaIi of such Bond Owners, and subject to Section 02(c), shall do so if requested in writing by the Ownersof at least 25 % in aggregate principal amount of such Bonds then Outstanding. LAl-56146. SECTION 7.06. R~moval of Trustee The Trustee may be removed at any time by an instrument or concurrent instruments in writing, flied with the Trustee and signed by the Owners of a majority in aggregate principal amount of the Outstanding Bonds and the Bond Insurer or, in the case of breach by the Trustee of its obligations hereunder, by the Bond Insurer alone. The Agency may also remove the Trustee at any time, except during the existence of an Event of Default. The Trustee may be removed at any time for any breach of the Trustee duties set forth herein. SECTION 7.07. Resignation by Trustee The Trustee and any successor Trustee may at any time give prior written notice of its intention to resign as Trustee hereunder such notice- to be given to the Agency and the Bond Insurer by registered or certified mail. Upon receiving such notice of resignation, the Agency shall promptly appoint a successor Trustee. Any resignation or removal of the Trustee and appointment of a successor Trustee shall become effective upon acceptance of appointment by the successor Trustee. Upon such acceptance, the Agency shall cause notice thereof to be given by fIrst class mail, postage prepaid, to the Bond Owners at their respective addresses set forth on the Registration Books. SECTION 7.08. ADPointment of Successor Tru~~. In the event of the removal or resignation of the Trustee pursuant to Sections 7.06 or 7., respectively, with the prior written consent of the Bond Insurer, the Agency shall promptly appoint a successor Trustee. In th~ event the Agency shall for any reason whatsoever fail to appoint a successor Trustee within 90 days following the delivery to the Trustee of the instrument described in Section 7. or within 90 days following the receipt of notice by the Agency pursuant to Section 7., the Trustee may, at the expense of the Agency, apply to a court of competent jurisdiction for the appointment of a successor Trustee meeting the requirements of Section 7.01. Any such successor Trustee appointed by such court shall become the successor Trustee hereunder notwithstanding any action by the Agency purporting to appoint a successor Trustee following the expiration of such 90-da y period. SECTION 7.09. Merger or Consolidation Any company into which the Trustee may be merged or converted or with which it may be consolidated or any company resulting from any merger conversion or consolidation to which it shall be party or any company to which the Trustee may sell or transfer all or substantially all of its corporate trust business provided that such company shall meet the requirements set forth in Section 7., shall be the successor to the Trustee and vested with all of the title to the trust estate and all of the trusts powers, discretion, immunities , privileges and all other matters as was its predecessor, withoutthe execution or filing of any paper or further act, anything herein to the contrary notwithstanding. SECTION 7.10. Concernin~uccessor T1llstee. Every successor Trustee . appointed hereunder shall execute acknowledge and deliver, to its predecessor and also to the Agency an instrument in writing accepting such appointment hereunder and thereupon such successor without any further act deed or conveyance, shall become fully vested with all the estates , properties, rights, powers, trusts , duties and obligations of its predecessors; but such LAl-56146. predecessor shall, nevertheless 9n the Written Request of the Agency, or of the Trusteesuccessor, execute and deliver an instrument transferring to such successor all the estatesproperties, rights powers and trusts of such predecessor hereunder; and every predecessorTrustee shall deliver all securities and moneys held by it as the Trustee hereunder to its successor. Should any instrument in writing from the Agency be required by any successor Trustee for more fully and certainly vesting in such successor the estate, rights powers andduties hereby vested or intended to' be vested in the predecessor Trustee any and all such instruments in writing shall on request, be executed acknow ledged and delivered by theAgency. SECTION 7.11. AvPointment of Co-Trustee. It is the purpose of this Indenture that there shall be no violation of any law of any jurisdiction (including particularly the law ofthe State) denying or restricting the right of banking colIJorations or associations to transactbusmess as Trustee m such jurisdiction. It is recognized that m the case of litigation under thisIndenture, and in particular in case of the enforcement of the rights of the Trustee on default or in the case the Trustee deems that by reason of any present or future law of any jurisdictionit may not exercise any of the powers , rights or remedies herein granted to the Trustee or holdtitle to the properties, in trust, as herein granted, or take any other action that may be desirable or neces sary in connection therewith, it may be neces sary that the Trustee or the Agency appointan additional individual or institution as separate trustee or co-trustee. The followingprovisions of this Section 7 .11 are adopted to these ends. In the event .that the Trustee or the Agency appoints an additional individual institution as separate trustee or co-trustee each and every remedy, power, right, claimdemand, cause of action, immunity, estate, title, interest and lien expressed or intended by tbis Indenture to be exercised by or vested in or conveyed to the Trustee with respect thereto shallbe exercisable by and vest in such separate trustee or co-trustee but only to the extent necessary to enable such separate trustee or co-trustee to exercise such powers, rights and remedies and every covenant and obligation necessary to the exercise thereof by such separate trustee or co-trustee shall run to and be enforceable by either of them. Should any instrument in writing from the Agency be required by the separatetrustee or co-trustee so appointed by the Trustee for more fully and certainly vesting in andconfmning to it such properties, rights, powers, trusts, duties and obligations , any and all such instruments in writing shall on request, be executed acknowledged and delivered by theAgency. In case any separate trustee or co-trustee, or a successor to either, shall becomeincapable of acting, shall resign or s hall be removed, all the estates . properties, Ii ghts, powers tru sts , duties and 0 b Ii gations of such separate tru stee or co- tru stee so far as pennitted by lawshall vest in and be exercised by the Trustee until the appointment of a new trustee or successor to such separate trustee or co-trustee. SECTION 7.12. Limited Liability of Trustee. No provision in this Indentureshall requ:ire the Trustee to risk or expend its own funds or otherwise incur any fmancialliability hereunder jf it shall have reasonable grounds for believing repayment of such funds or adequate LAl-56146. indemnity against such liability o~ risk is not assured to it. The Trustee shall not be liable for any action taken or omitted to be taken by it in accordance with the direction of the Bond Insurer or of the Owners of at least 25 % in aggregate principal amount of Bonds Outstanding relating to the time, method and place of conducting any proceeding or remedy available to the Trustee under this Indenture or exercising any power conferred upon the Trustee under this Indenture. The Agency hereby agrees to indemnify and hold hannless the Trustee for any loss or liability incurred by the Trustee not relating to its own negligence or wilful misconduct. The obligations of the Agency under this Section shall survive the resignation or removal of the Trustee under this Indenture. AR TI C LE VIII AMENDMENT OF THE INDENTURE SECTION 8.01. Amendment Requiremen~The Indenture and the rights and obligations of the Agency and of the Owners may be amended at any time by a Supplemental Indenture w hicb shall become binding when the written consents of the Owners of at least a majority in aggregate principal amount of the Bonds then Outstanding, exclusive of Bonds disqualified as provided in Section 8., and the written consent of the Bond Insurer, if any, are riled with the Trustee. No such amendment shall (1) extend the maturity of or reduce the interest rate on, or othelWise alter or impair the obligation of the Agency to pay the interest or principal or redemption premium, if any, at the time and place and at the rate and in the currency provided herein of any Bond, without the express written consent of the Owner of such Bond, or (2) pennit the creation by the Agency of any mortgage pledge or lien upon the Pledged. Tax Revenues superior to or on a parity with the pledge and lien created in the Indenture for the benefit of the Bonds, or (3) reduce the percentage of Bonds required for the written consent to any such amendment, or (4) modify the rights or obligations of the Trustee without its prior written assent thereto. The Indenture and the rights and obligations of the Agency and of the Owners may also be amended at any time by a Supplemental Indenture which shall become binding upon execution, without the consent of any Owners, but only to the extent permitted by law and only ft?r any one or more of the following putposes: (a) To add to the covenants and agreements of the Agency in the Indenture contained, other covenants and agreements thereafter to be observed, or to suITender any right or power herein reserved to or conferred upon the Agency; (b) To make such provisions for the purpose of curing any ambiguity, or of curing, correcting or supplementing any defective provision contained in the Indenture or in regard to questions arising under the Indenture, as the Agency may deem necessary or desirable and not inconsistent with the ' Indenture and which shall not materially adversely affect the interest of the Owners; LAl-56146. (c) To provide for the issuance of any Additional Bonds, and to provide the tenns and conditions under which such Additional Bonds may be issued, subject to and in accordance with the provisions of Article IV; (d) To modify, amend or supplement this Indenture in such manner as to pennit the qualification hereof under the Trust Indenture Act of 1939, as amended, or any similar federal statute hereafter in effect, and to add such other tenDs, conditions and provisions as may be pennitted by said act or similar federal statute, and which shall not materially adversely affect the interests of the Owners of the Bonds; (e) To maintain the exclusion of interest on the Bonds from gross income for federal income tax purposes (except with respect to any Bonds which the Agency certifies to the Trustee are not intended to qualify for such exclusion); (f) .To the extent necessary to obtain a Bond Insurance Policy, to obtain a rating on the Bonds or in connection with satisfying all or a portion of the Reserve Account Requirement by crediting a Qualified Reserve Instrument to the Reserve Account; or (g) With the consent of the Bond Insurer, for any other purpose that does not materially adversely affect the interests of the Owners. Notwithstanding any other provision hereof, any provision of this Indenture expressly recognizing or granting rights in or to the Bond Insurer may not be amended in any manner which affects the rights of the Bond Insurer hereunder without the prior written consent of the Bond Insurer. A copy of any amendment of this Indenture which is consented to by the Bond Insurer shall be delivered by the Trustee to &P as soon as practicable after the execution and delivery of such amendment. SECTION 8.02. Disqualified Bonds Bonds owned or held by or for the account of the Agency or the City shall not be deemed Outstanding for the purpose of any consent or other action or any calculation of Outstanding Bonds for such purposes in this Indenture provided for, and shall not be entitled to consent to , or take any other action in this Indenture provided for; provided, however, that for purposes of detennining whether the Trustee shall be protected in relying on any such demand, request, direction consent or waiver only Bonds which the Trustee knows to be so owned or held will be disregarded. SECTION 8.03. Endorsement or Replacement of Bonds After Amendment. After the effective date of any action taken as hereinabove provided, the Agency may detennine that the Bonds may bear a notation, by endorsement in fonD approved by the Agency, as to such action, and in that case upon demand of the Owner of any Bond Outstanding at such effective date and presentation of his Bond for such purpose at the office of the Trustee or at such additional offices as the Trustee may select and designate for that purpose, a suitable notation as. to such action shall be made on such Bond. If the Agency shall so detennine, new Bonds so LAl-56146. modified as , in the opinion of the A.gency, shall be necessary to confonn to such action shall be prepared and executed by the Trustee at the expense of the Agency, and in that case upon demand of the Owner of any Bond Outstanding at such effective date such new Bonds shall be exchanged .at the office of the Trustee or at such additional offices as the Trustee may select and designate for that purpose , . without cost to each Owner, for Bonds then Outstanding, upon surrender of such Outstanding Bonds. SECTION 8.04. Amendment by MlJtual Consent The provisions of this article shall not prevent any Owner from accepting any amendment as to the particular Bonds held by him, provided that due notation thereof is made on such Bonds. SECTION 8.05. Qpinion of Counsel. The Trustee may conclusively accept an opinion of nationally recognized bond counsel to the Agency that an amendment of the Indenture is in confonnity with the provisions of this Article. ARTICLE IX EVENTS OF DEFAULT AND REMEDIES OF OWNERS SECTION 9.01. Events of Default and Acceleration of Maturities If one or more of the following events (herein called "Events of Default") shall happen, that is to say: (a) If default shall be made in the due and punctual payment of the principal of or redemption premium, if any, on any Bon~ when and as the same shall become due and payable, whether at maturity as therein expressed, by declaration or otherwise; (b) If default shall be made in the due and punctual payment of the interest on any Bond when and as the same shall become due and payable; .. (c) . If default shall be made by the Agency in the observance of any of the other agreements conditions or covenants on its part herein or in the Bonds contained and such default shall have continued for a period of 60 days after the Agency shall have been given notice in writing of such default by the Trustee; provided, however, that such default shall not constitute an Event of Default hereunder if the Agency shall commence to cure such default within said 60-day period and thereafter diligently and in good faith proceed to cure such default within a reasonable period of time; or (d) If the Agency shall file a petition or answer seeking reorganization or arrangement under the federal bankruptcy laws or any other applicable law of the United States of America, or if a court of competent jurisdiction shall approve a petition, flied with or without the consent of the Agency, seeking reorganization under the federal bankruptcy laws or any other applicable law of the United States of America, or if, under the provisions of any other law for the relief or aid of debtors, any court of competent LAl-56146. jurisdiction shall assume ~ustody or control of the Agency or of the whole or any substantial part of its property; then, and in each and every such case dl!P-ng the continuance of such Event of Default, the Trustee may, and upon the written request of the Owners of not less than a majority in aggregate principal amount of the Bonds at the time Outstanding, shall, by notice in writing to the Agency, declare the principal of all of the Bonds then Outstanding, and the interest accrued thereon, to be due and payable immediately, and upon any such qeclaration the same shall become and shall be immediately due and payable anything herein or in the Bonds contained to the contrary notwithstanding; provided, however, that any such declaration shall be subject to the prior written consent of the Bond Insurer, if any. This provision, however, is subject to the condition that if, at any time after the principal of the Bonds shall have been so declared due and payable, and before any judgment or decree for the payment of the money due shall have been obtained or entered, the Agency shall deposit with the Trustee a sum sufficient to pay all principal on the Bonds matured prior . to such declaration and all matured installments of interest (if any) upon all the Bonds , with interest at the rate of interest which would have been paid on such overdue principal on such overdue installments of principal and interest and the expenses of the Trustee, including attorneys fees and any and all other defaults known to the Trustee (other than in the payment of principal of and interest on the Bonds due and payable solely by reason of such declaration) shall have been made good or cured to the satisfaction of the Trustee or provision deemed by the Trustee to be adequate shall have been made therefor, then and in every such case, the Owners of at least a majority in aggregate principal amount of the Bonds then Outstanding, by written notice to the Agency and to the Trustee, may,. on behalf of the Owners of all of the Bonds, rescind and annul such declaration and its consequences; provided, however, that no such rescission or annulment shall occur without the prior written consent of the Bond Insurer, if any No such rescission and annulment shall extend to or shall affect any subsequent default, or shall impair or exhaust any right or power consequent thereon. SECTION 9.02. A12Plication of Funds Upon Acceleration All money in the funds and accounts provided for herein upon the date of the declaration of acceleration by the Trustee as provided in Section 9., and all Pledged Tax Revenues thereafter received by the Agency hereunder, shall be transmitted to the Trustee' and shall be applied by the Trustee in the following order: First, to the payment of the costs fees and expenses of the Trustee, if any, in carrying out the provisions of this Article, including reasonable compensation to its agents and counsel, to the payment of any other amounts then due and payable to the Trustee, including any predecessor trustee, with respect to or in connection with this Indenture, whether . compensation, reimbursement, indemnification or otherwise, and to the payment of the costs and expenses of the Owners in- providing for the declaration of such Event of Default including . reasonable compensation to their agents and counsel; LAl-56146. Second, upon prese~tation of the several Bonds, and the stamping thereon of the amount of the payment if only partially paid, or upon the surrender thereof if fully paid, to the payment of the whole amount then owing and unpaid upon the Bonds for interest and principal with interest on the overdue interest and principal at the rate of interest which would have been paid on such overdue principal, and in case such money shall be insufficient to pay in full the whole amount so owing and unpaid upon the Bonds then to the payment of such interest , principal and interest on overdue interest and principal without preference or priority among such' interest, principal and interest on overdue interest and principal, ratably to the aggregate of such interest, principal and interest on overdue interest and principal; provided that the amounts in each subaccount of the Reserve Account shall be applied only to the payment of the Series -of Bonds to which such subaccount relates. SECTION 9.03. Other Remedies of Owners Any Owner, subject to the conditions set forth in Section 9., shall have the right for the equal benefit and protection of all Owners similarly situated: (a)By mandamus or other suit or proceeding at law or in equity to enforce his rights against the Agency and any of the members, officers and employees of the Agency, and to compel the Agency or any such members , officers. or employees perfonn and carry out their duties under the Law and their agreements with the Owners as provided herein; (b) By suit in equity to enjoin any acts or things which are unlawful or violate the rights of the Owners; or (c) Upon the happening of an Event of Default (as derIDed in Section 9.01), by a suit in equity to require the Agency and its members , officers and employees to account as the trustee of an express trust. SECTION 9.04. Non-Waiver. Nothing in this Article or in any other provision of the Indenture, or in the Bonds , shall affect or impair the obligation of the Agency, which is absolute and unconditional, to pay the interest on and principal of the Bonds to the respective Owners of the Bonds at the respective dates of maturity, as herein provided, out of the Pledged Tax Revenues pledged for such payment, or affect or impair the right of action, which is also absolute and unconditional of such Owners to institute suit to enforce such payment by virtue of the contract embodied in the Bonds and in the Indenture. A waiver of any default or breach of duty or contract by any Owner shall not affect any subsequent default or breach of duty or contract, or impair any rights or remedies on any such subsequent default or breach. No delay or omission by any Owner or the Trustee to exercise any right or power accruing upon any default shall impair any such right or power or shall be construed to be a waiver of any such default or an acquiescence therein and every power and remedy conferred upon the Owners by the Law or by this Article may be enforced and exercised from time to time and as often as shall be deemed expedient by the Owners. LAl-56146. If any suit action or proceeding to enforce.. any right or exercise any remedy is abandoned or detennined adversely to the Owners, the Trustee, the Agency and the Owners shall be restored to their fanner positions, rights and remedies as if such suit, action or proceeding had not been brought or taken. SECTION 9.05. Actions by TIllstee as Attorney-ill-Fact. Any suit action or proceeding which any Owner shall have the right to bring to enforce any right or remedy hereunder may be brought by the Trustee for the equal benefit and protection of all Owners, and the Trustee is hereby appointed (and the successive respective Owners of the Bonds issued hereunder, by taking and holding the same,. shall be conclusively deemed so to have appointed it) the-true and lawful attorney-in-fact of the Owners for the purpose of bringing any such suit action or proceeding and to do and perfonn any and all acts and things for and on behalf of the Owners as a class or classes , as may be necessary or advisable in the opinion of the Trustee as such attorney-ill-fact; provided, however, the Trustee shall have no duty or obligation to enforce any right or remedy unless it has been indemnified by the Owners from any liability or expense including without limitation fees and expenses of its attorneys. SECTION 9.06. Remedies Not Exclusive No remedy herein conferred upon or reserved to the Owners is intended to be exclusive of any other remedy. Every such remedy shall be cumulative and shall be in addition to every other remedy given hereunder or now. or hereafter existing, at law or in equity or by statute or othelWise, and may be exercised without exhausting and without regard to any other remedy conferred by the Law or any other law. SECTION 9.07. Owners ' Direction of Proceedin~Except as provided in Section 9.anything in this Indenture to the contrary notwithstanding, the Owners of. majority in aggregate principal amount of the Bonds then Outstanding shall have the right, with the written consent of the Bond Insurer, by an instrument or concurrent instruments in writing executed and delivered to the Trustee and upon furnishing the Trustee with indemnification satisfactory to it, to direct the method of conducting all remedial proceedings taken by the Trustee hereunder, provided that such direction shall not be otherwise than in accordance with law and the provisions of this Indenture, that the Trustee may take any other action deemed proper by the Trustee which is not inconsistent with such direction and that the Trustee shall have the right to decline to follow any such direction which in the opinion of the Trustee would be unjustly prejudicial to Owners not parties to such direction. SECTION 9.08. Limitation on Owners' RigbUo Sue. No Owner of any Bond shall have the right to institute any suit , action or proceeding at law or in equity, for the protection or enforcement of any right or remedy under this Indenture, the Law or any other applicable ~aw with respect to such Bond, unless (1) such Owner shall have given to the Trustee written notice of the occurrence of an Event of Default; (2) the Owners of not less than twenty-five percent (25 %) in aggregate principal amount of the Bonds then Outstanding shall have made written request upon the Trustee to exercise the powers hereinbefore granted or to institute such suit, action or proceeding in its own name; (3) such Owner or said Owners shall have tendered to the Trustee reasonable indemnity against the costs expenses and liabilities to LAl-56146. be incurred in compliance with s~ch request; (4) the Trustee shall have refused or omitted comply with such request for a period of sixty (60) days after such written request shall have been received by, and said tender of indemnity shall have been made to, the Trustee; and (5) the Trustee shall not have received contrary directions from the Owners of a majority in aggregate principal amount of the Bonds then Outstanding. Such notification, request, tender of indemnity and refusal or omission are hereby declared, in every case, to be conditions precedent to the exercise by any Owner of Bonds of any remedy hereunder or under law; it being understood and intended that no one or more Owners of Bonds shall have any right in any manner whatever by his or their action to affect disturb or prejudice the security of this Indenture or the rights of any other Owners of Bonds or to enforce any right under this Indenture, the law. or other applicable law with respect to the Bonds except in the manner herein provided and that all proceedings at law or in equity to enforce any such right shall be instituted, had and maintained in the manner herein provided and for the benefit and protection of all Owners of the Outstanding Bonds, subject to the provisions of this Indenture. SECTION 9.09. Bond Insurer s Direction of Proceedin~. Notwithstand41g any other provision hereof, so long as a Bond Insurance Policy is in effect with respect to any Series of Bonds upon the occun-ence and continuance of an Event of Default hereunder, the Bond Insurer shall be entitled to control and direct the enforcement of all rights and remedies granted to the Owners or the Trustee for the benefit of the Owners hereunder, including, without limitation: (i) the right to accelerate the principal of the Bonds and (ll) the right to annul any declaration of acceleration, and the Bond Insurer shall also be entitled to approve all waivers of Events of Default. ARTICLE X DEFEASANCE SECTION 10.01. Discharge of Indebtedness If the Agency shall pay and discharge any or all of the Outstanding Bonds in any one or more of the following ways: (a) by well and truly paying or causing to be paid the principal of and interest and premiums (if any) on such Bonds, as and when the same become due and. payable; (b) by irrevocably depositing with the Trustee, in trust, at or before maturity, money which, together with the available amounts then on deposit in the funds and accounts established with the Trustee pursuant to this Indenture is fully sufficient to pay such Bonds, including all principal, interest and redemption premiums (if any); or (c) by irrevocably depositing with the Trustee or any other fiduciary, in trust, investments described in paragraphs A (except CATS and TGRS) or B (except LAl-56146. items B(4) and B(6)) of th~ defmition of Authorized Investments, in such amount as an Independent Certified Public Accountant or other qualified fmn shall detennine in a written report fIled with the Trustee (upon which report the Trustee may conclusively rely) will together with the interest to accrue thereon and available moneys then on deposit in the funds and accounts established with the Trustee pursuant to this Indenture be fqlly sufficient to pay and discharge the indebtedness on such Bonds (including all principal, interest and redemption premiums) at or before their respective maturity dates; and if such Bonds are to be redeemed prior to the maturity thereof notice of such redemption shall have been mailed pursuant to Section 2.04(d)(3) or provision satisfactory to the Trustee shall have been made for the mailing of such notice, then, at the Written Request of the Agency, and notwith~tanding that any of such Bonds shall not have been surrendered for payment, the pledge of the Pledged Tax Revenues and other funds provided for in this Indenture with respect to such Bonds and all other pecuniary obligations of the Agency under this Indenture with respect to all such Bonds, shall cease and tenninate, except only (i). the obligation of the Agency to pay or cause to be paid to the Owners of such Bonds not so surrendered and paid all sums due thereon from amounts set aside for such. purpose as aforesaid (ii) the obligation of the Agency to pay all expenses and costs of the Trustee and (ill) the obligations of the Agency to indemnify the Trustee pursuant to Section 7.12. Any funds held by the Trustee following any payment or discharge of the Outstanding Bonds pursuant to this Section 10. 01 , w Wch are not required for said purposes , shall be paid over to the Agency; provided, however, that (a) the Agency shall have delivered to the Trustee a Certificate of the Agency to the effect that: (i) the Agency is then in compliance with Section 6.15; (ii) the Agency has irrevocably deposited with the Trustee such moneys securities , documents and other things and issued such irrevocable instructions to the Trustee so that any remaining and continuing applicable requirements of the Code, with respect to the Bonds, from compliance with which the Agency has not theretofore been relieved under the provisions of this Section 10.01 are ministerial and reportorial in nature; and (ill) the Agency has irrevocably authorized the Trustee and/or another agent satisfactory to the Trustee, and delegated to the Trustee or such agent the authority, to perfonn such remaining and continuing applicable requirements on the Agency s behalf, and such Trustee has undertaken to do so; and provided, further, that (b) there shall have been delivered to the Trustee an opinion nationally recognized bond counsel to the effect that, based upon the matters set forth in the Certificate of the Agency described in (a) above and assuming compliance by the LAl-56146. Trustee or such agent with its undertaking described in (a)(ili) above, no further action by or on the part of the Agency will be required under the applicable requirements of the Code to maintain the Federal income tax exclusion from gross income of the interest on the Bonds. Notwithstanding any other provision hereof, in the event that the principal of and/ or interest on the Bonds shall be paid by the Bond Insurer pursuant to the Bond Insurance Policy, the Bonds shall remain Outstanding for all purposes, shall not be defeased or discharged hereunder and shall not be considered paid by the Agency, and the pledge of the Pledged Tax Revenues and all covenants, agreements and other obligations of the Agency to the Owners shall continue to exist and shall ron to the benefit of the Bond Insurer and the Bond Insurer shall be subrogated to the rights of such Owners. SECTI ON 10.02. Unclaimed Moneys Anything in this Indenture to the contrary notwithstanding, any moneys held by the Trustee in trust for the payment and discharge of any of the Bonds that remain unclaimed for two years after the date when such Bonds have become due and payable, either at their stated maturity dates or by call for earlier redemption, if such moneys were held by the Trustee at such date, or for two years after the date of deposit of such moneys if deposited with the Trustee after said date when such Bonds become due and payable shall be repaid by the Trustee to the Agency, as its absolute property and free from trust and the Trustee shall thereupon be released and discharged with respect thereto and the Owners shall look only to the Agency for the payment of such Bonds; proviqed however, that before being required to make any such payment to the Agency, the Trustee shall, at the expense and upon the written Request of the Agency, cause to be mailed to the Owner of all such Bonds, at their respective addresses appearing on the Registration Books, a notice that said moneys remain unclaimed and that, after a date named in said notice, which date shall not be less than 30 days after the date of mailing of such notice, the balance of such moneys then unclaimed will be returned to the Agency. ARTICLE XI MIS CELLANEO US SECTION 11.01. Liability of Agency Limited to Pledged Tax Revenues Notwithstanding anything herein contained, the Agency shall not be required to advance any money derived from any source of income other than the Pledged Tax Revenues for the payment of the interest on or the principal of the Bonds or for the perfonnance of any covenants herein contained, other than the covenants contained in Section 6.15 hereof. The Agency may, however advance funds for any such purpose, provided that such funds are derived from a source legally available for such purpose. The Agency obligation to pay the Rebate Requirement to the United States of America pursuant to Section 6.15 hereof shall be considered the general obligation of the Agency and shall be payable from any available funds of the Agency. LAl-56146. The Bonds are Iimi~ed obligations of the Agency and are payable, as to interest thereon and principal thereof exclusively from the Pledged Tax Revenues and the Agency is not obligated to pay them except from the Pledged Tax Revenues. All of the Bonds are equally secured by a pledge of and charge and lien upon, all of the Pledged Tax Revenues and the Pledged Tax Revenues constitute a trust fund for the security and payment of the interest on and the principal and redemption premium, if any, of the'Bonds. The Bonds are not a debt of the City of Rosemead, the State of California or any of its political subdivisions, and neither said City; said State nor any of its political subdivisions is liable therefor, nor in any event shall the Bonds be payable out of any funds or properties other than those of the Agency. The Bonds do not constitute an indebtedness within the meaning of any constitutional or statutory limitation or restriction and neither the members of the Agency nor any persons executing the Bonds are liable personally on the Bonds 'by reason of their issuance. SECTION 11.02. Benefits of Indenture Limited to Parties Nothing herein expressed or implied, is intended to give to any person other than the Agency, the Trustee, the Bond Insurer and the Owners any right, remedy or claim under or by reason of the Indenture. Any covenants, stipulations, promises or agreements herein contained by and on behaJi of the Agency or any member, officer or employee thereof shall be for the sole and exclusive benefit of the Trustee and the Owners. SECTION 11.03. Successor Is Deemed Included in All References to Predecessor Whenever in this Indenture either the Agency or any member, officer or employee thereof is named or referred to, such reference shall be deemed to include the successor to the powers, duties and functions, with respect to the management, administration and control of the affairs of the Agency, that are presently vested in the Agency or such member, officer or employee, and all the agreements covenants and provisions contained in this Indenture by or on behalf of the Agency or any member, officer or employee thereof shall bind "and inure to the benefit of the respective successors thereof whether so expressed or not. SECTION 11.04. Execution of Documents by Owners Any request, declaration or other instrument w hieh this Indenture may require or pennit to be executed by Owners may be in one or more instruments of similar tenor, and shall be executed by Owners in person or by their attorneys appointed in writing. Except as otherwise herein expressly provided, the fact and date of the execution by any Owner or his attorney of such request, declaration or other instrument, or of such writing appointing such attorney, may be proved by the certificate of any notary public or other officer authorized to take acknowledgments of deeds, to be recorded in the state or territory in which he purports to act, that the person signing such request, declaration or other instrument or writing acknowledged to him the execution thereof, or by an affidavit of a witness of such execution, duly sworn to before such notary public or other officer. Except as othelWise herein expressly provided, the amount of Bonds transferable by delivery held by any person executing such request, declaration or other instrument or writing LAl-56146. as a Owner and the numbers thereof, and the date of his holding such Bonds, may be proved by a certificate which need not ' be acknowledged or verified, satisfactory to the Trustee executed by a trust company, bank or other depositary wherever situated showing that at the date therein mentioned such person had on deposit with such depositary the Bonds described in such certificate. The Trustee may nevertheless in its discretion require further or other proof in cases where it deems the same desirable. The ownership of registered Bonds and the amount maturity, number and date of holding the same shall be proved by the registry books provided for in Section 2.08. Any request, declaration or other instrument or writing of the Owner of any Bond shall bind all future Owners of such Bond in respect of anything done or suffered to be done by the Agency in good faith and in accordance therewith. SECTION 11.05. Waiver of Personal Liability. No member, officer or employee of the Agency shall be individually or personally liable for the payment of the interest on or principal of the Bonds; but nothing herein contained shall relieve any member, officer or employee of the Agency from the perfonnance of any official duty provided by law. SECTION 11.06. Acqpisition of Bonds by Agenc~. All Bonds acquired by the Agency, whether by purchase or gift or otherwise, shall be surrendered to the Trustee for cancellation. SECTION 11.07. Content of Certificaj:es ~nd Reports Every certificate or report of the Agency with respect to compliance with a condition or covenant provided for in the Indenture shall include (a) a statement that the person or persons making or giving such certificate or report have read such covenant or condition and the dermitions herein relatin~ thereto; (b) a brief statement as to the nature and scope of the examination or investigation upon which the statements or opinions contained in such certificate or report are based; (c) a statement that, in the opinion of the signers they have made or caused to be made such examination or investigation as is necessary to enable them to express an infonned opinion as to whether or not such covenant or condition has been complied with; and (d) a statement as to whether, in the opinion of the signers such condition or covenant has been complied with. Any such certificate made or given by an officer of the Agency may be based insofar as it relates to legal matters upon a certificate or opinion of or 'representations by counsel, unless such officer know s that the certificate or opinion or representations with respect to the matters upon which his certificate may be based, as aforesaid are erroneous, or in the exercise of reasonable care should have known that the same were erroneous. Any such certificate or opinion or representation made or ,given by counsel may be based, insofar as it relates to factual matters , upon infonnation that is in the possession of the Agency, upon the certificate or opinion of or representations by an officer or officers of the Agency, unless such counsel know s that the certificate or opinion or representations with respect to the matters upon which his certificate opinion or representation may be based, as aforesaid, are erroneous , or in exercise of reasonable care should have known that the same were erroneous. LAl-56146. SECTION 11.08. ~ otice to Bond Insurer Whenever any notice, authorization request, certificate or demand is required or pennitted to be given to any party or to any Owner pursuant to this Indenture such notice, autho!ization, request, certificate or demand shall also be given in writing to the Bond Insurer, if any, by fIrst class mail at the address specified by such Bond Insurer. The Trustee shall notify the Bond Insurer of any known failure of the Agency to provide to the Trustee relevant notices , certificates , reports or other documents hereunder.Notwithstanding any other provision hereof, the Trustee shall notify the Bond Insurer immediately if at any time there are insufficient moneys to make any payments of principal or interest as required hereunder and immediately upon the Trustee having actual knowledge of the occurrence of any Event of Default or any event, which with the passage of time could become an Event of Default. The Agency and the Trustee agree to provide the Bond Insurer with any additional infonnation concerning the Bonds as the Bond Insurer may reasonably request. SECTION 11.09. Funds and Accounts Any fund or account required by this Indenture to be established and maintained by the Agency or the Trustee may be established and maintained in the accounting records of the Agency or the Trustee either as a fund or an account and may, for the purposes of such records any audits thereof and any reports or statements with respect thereto, be treated either as a fund or as an account; but all such records with respect to all such funds and accounts held by the Agency shall at all times be maintained in accordance with sound accounting practices and all funds' and accounts held by the Trustee shall at all times be maintained in accordance with trust industry standards and with due regard for the protection of the security of the Bonds and the rights of the Owners. SECTION 11.IO. Article and Section Headings and References . The headings or titles of the several Articles and Sections hereof, and the table of contents appended hereto shall be solely for convenience of reference and shall not affect the meaning, construction or effect of this Indenture. All references herein to "Articles " " Sections II and other subdivisions are to the corresponding articles, sections or subdivisions of this Indenture; and the words "herein, II hereof " " hereunder" and other words of similar import refer to this Indenture as a whole and not to any particular Article, Section or subdivision hereof. SECTION 11.11. Partial Invalidity. If any one or more of the agreements or , covenants or portions thereof provided in this Indenture to be perfonned on the part of the Agency (or of the Trustee) should be contrary to law, then such agreement or agreements such covenant or covenants, or such portions thereof, shall be null and void and shall be deemed separable from the remaining agreements and covenants or portions thereof and shall in no way affect the validity of this Indenture or of the Bonds; but the Owners shall retain all the rights and benefits accorded to them under the Law or any other applicable provisions of law. The Agency hereby declares that it would have adopted this Indenture and each and every other Section; paragraph, subdivision, sentence, clause and phrase hereof and would have authorized the issuance of the Bonds -pursuant hereto irrespective of the fact that any one or more Sections LAl-56146. paragraphs, subdivisions, senten~es, clauses or phrases of this Indenture or the application thereof to any person or circumstance may be held to be unconstitutional unenforceable or invalid. SECTION 11.12. Execution in Several Coun~arts. This Indenture may be executed in any number of counterparts and each of such countetparts shall for all purposes be deemed to be an original; and all such counterparts, or as many of them as the Agency and the Trustee shall preserve undestroyed , shall together constitute but one and the same instrument. SECTION 11.13. Business Da~When any action is provided for herein to be done on a day named or within a specified time period , and the day or the last day of the period falls on a day other than a day which is not a. Saturday, a Sunday, or a day on which banks located in the city where the corporate trust office of the Trustee is located are required or authorized to remain closed (a "Business Day ), such action may be perfonned on the next ensuing Business Day with the same effect as though perfonned on the appointed day or within the specified period. SECTION 11.14. Governing Law This Indenture shall be governed and construed in accordance with the laws of the State of California. SECTION 11.15. Notices Whenever any notice is required to be given hereunder, such notice shall be mailed, tirst -class mail, postage prepaid, to the following parties at the following addresses: If to the Agency Rosemead Redevelopment Agency 8838 E. Valley Boulevard Rosemead, California 91770 If to the Tru stee :State Street Bank and Trust Company of California, N. A. 725 South Figueroa Street, Suite. 3100 Los Angeles, California 90017 Attention: Corporate Trust Department LAl-56146. IN WITNESS WHEREOF, the ROSEMEAD REDEVELOPMENT AGENCY has caused this Indenture to be signed in its name by its Chairman and attested by its Secretary, and STATE STREET BANK AND TRUST COMPANY OF CALIFORNIA, N. A., in token ofits acceptance of the trusts created hereunder, has caused this Indenture to be signed in its corporate name by its officer thereunto duly authorized, all as of the date and year fIrst above written. Attest: IAl-56146. ROSEMEAD REDEVELOPMENT AGENCY Secretary STATE STREET BANK AND TRUST COMPANY OF CALIFORNIA, N., as Trustee Autho Representative APPEND IX . No. ( ROSEMEAD REDEVELOPMENT AGENCY REDEVELOPMENT PROJECT AREA NO. TAX ALLOCATION BOND SERIES 1993A RATE OF INTERES T MA TURITY DATE:DATED DATE:CUSIP: Registered Owner: Principal Amount:DO LLARS THE ROSEMEAD REDEVELOPMENT AGENCY, a public body, corporate and politic, duly organized and existing under and pursuant to the laws of the State of California (the "Agency ), for value received hereby promises to pay to the registered owner specified above, or registered assigns , on the Maturity Date specified above the Principal Amount specified above, together with interest thereon from the interest payment date next preceding the date of registration on this Bond (unless this Bond is registered during the period from the 16th day of the month next preceding an interest payment date to and including such interest payment date, in which event it shall bear interest from such interest payment date, or unless this Bond is registered on or before the fIfteenth day of the month next preceding the flIst interest payment date, in which event it shall bear interest from the dated date) until the principal hereof shall have been paid, at the Rate of Interest specified ~bove payable on April 1 , 1994, and semiannually thereafter on October 1 and April 1 in each year. Both the interest hereon and principal hereof are payable in lawful money of the United States of America. The principal (or redemption price) hereof is payable upon surrender hereof at maturity or the earlier redemption hereof at the corporate trust office of State Street Bank and Trust Company of . California, N. A., in Los Angeles , California. Interest hereon is payable by check mailed on each interest payment date by flIst class mail to the person in whose name this Bond is registered at the close of business on the 15th day of the month next preceding the applicable interest payment date at such person s address as it appears on the registration books of the Trustee, or upon written request received by the Trustee prior to the ftfteenth day of the month preceding an Interest Payment Date of an Owner of at least $1 000 000 in aggregate principal amount of Bonds, by wire transfer in immediately available funds to an account within the United States designated by such Owner. LAl-56146. This Bond is one ~f a duly authorized issue of the Rosemead Redevelopment Agency Redevelopment Project Area No.1 Tax Allocation Bonds , Series 1993A (the "Bonds limited in aggregate principal amount to Thirty-four Million Two Hundred Seventy-five Thousand Dollars ($34 275 000), all of like tenor and date (except for such variations , if any, as may be required to designate varying numbers, series, maturities , interest rates or redemption provisions), all issued under the provisions of the Community Redevelopment Law of the State of California, as supplemented and amended (the "Law ), and pursuant to the provisions of an Indenture, dated as of October 1 1993 (the "Indenture ), between the Agency and the Trustee. All Bonds are equally and ratably secured in accordance with the tenns and conditions of the Indenture, and reference is hereby made to the Indenture, to any indentures supplemental thereto and to the Law for a description of the tenD s on which the Bonds are issued for the provisions with regard to the nature and extent of the security provided for the Bonds and of the nature extent and manner of enforcement of such security, and for a statement of the rights of the registered owners of the Bonds; and all the tenDS of the Indenture and the Law are hereby incolporated herein and constitute a contract between the Agency and the registered owner from time to time of this Bond and to all the provisions thereof the registered owner of this Bond by his acceptance hereof, consents and agr~s. Each registered owner hereof shall have recourse to all the provisions of the Law and the Indenture and shall be bound by all the tenDS and conditions thereof. The Bonds are issued to provide funds to aid in the f"mancing or refmancing of the Rosemead Redevelopment Project Area No., a duly adopted redevelopment pt;oject in Rosemead, California, as more particularly described in the Indenture. The Bonds are special obligations of the Agency and are payable, as to interest thereon principal thereof and any premiums upon the redemption thereof, exclusively from the Pledged Tax Revenues (as that tenn is derIDed in the Indenture and herein called the Pledged Tax Revenues " ), and the Agency is not obligated to pay them except from the Pledged Tax Revenues. The Bonds are equally secured by a pledge of, and charge and lien upon, the Pledged Tax Revenues, and the Pledged Tax Revenues constitute a trust fund for the security and payment of the interest on and principal of and redemption premiums, ifany, on the Bonds. Concurrently with the issuance of the Bonds the Agency is issuing its Redevelopment Project No.1 Taxable .Tax Allocation Refunding Bonds, Series 1993B in the aggregate principal amount of $2 435 000. These bonds are issued on a parity with the Bonds and are equally and ratably secured by Pledged Tax Revenues. Additional tax allocation bonds payable from the Pledged Tax Revenues may be issued which will rank equally as to security with the Bonds, but only subject to tenDS and conditions set forth in the Indenture. The Agency hereby covenants and warrants that, for the payment of the interest on and principal of and redemption premium, if any, on this Bond and all other Bonds issued under the Indenture when due, there has been created and will be maintained by the Trustee a special fund into which all Pledged Tax Revenues shall be deposited and as an irrevocable charge the Agency has allocated the Pledged Tax Revenues solely to the payment of the interest on and principal of and redemption premiums, if any, on the Bonds, and the Agency will pay promptly when due the interest on and principal of and redemption premium, if any, on this LAl-56146. Bond and all other Bonds of this issue and all additional tax allocation bonds authorized by the Indenture out of said special fund, all in accordance with the tenns and provisions set forth in the Indenture. Bonds maturing on or after October 1 , 2004 shall be subject to redemption, prior to their respective maturity dates, at the option of the Agency, on or after October 1 , 2003 , as a whole on any date, or in part (in such maturities as are designated by the Agency Of, if the Agency fails to designate maturities, on a proportional basis among maturities) on any Interest Payment Date from funds derived by the Agency from any source, at a redemption price (expressed as a percentage of the principal amount of Bonds called for redemption), together with interest accrued thereon to the date fIXed for redemption: Redemmion Day!Redemmion Price October 1 , 2003 through September 30, 2004 October 1 , 2004 through September 30, 2005 October 1 , 2005 and thereafter 102% 101 100 Bonds maturing on October 1 , 2018 shall be subject to redemption in part by lot prior to their maturity from Sinking Account Installments deposited in the Sinking Account, on any October 1 on or after October 1 , 2012 , at a redemption price equal to the principal amount of the Bonds called for redemption, together with interest accrued thereon to the date of redemption, without premium. Bonds maturing on October 1 , 2033 shall be subject to redemption in part by lot, prior to their maturity from Sinking Account Installments deposited in the Sinking Account, on any October 1 , on or after .October 1 , 2019, at a redemption price equal to the principal amount of the Bonds called from redemption, together with interest accrued thereon to the date of redemption, without premium. As provided in the Indenture, notice of redemption of this Bond shall be mailed by first class mail not less than thirty (30) days nor more than sixty (60) days before the redemption date to the registered owner hereof, but failure to receive such notice or any defect therein shall not affect the sufficiency of such proceedings for redemption. If notice of redemption has been duly given as aforesaid and money for payment of the above-described redemption price is held by the Trustee, then such Bonds shall, on the redemption date designated in such notice, become due and payable at the above-described redemption price; and from and after the date so designated interest on the Bonds so called for redemption shall cease to accrue and registered owners of such Bonds shall have no rights in respect thereof except to receive payment of such redemption price thereof. Any redemption ,of Bonds may be rescinded despite notice thereof having been given at the option of the Agency at any time up to and including the redemption date as provided in the Indenture. If an Event of Default, as dermed in the Indenture, shall occur, the principal of all Bonds may be declared due and payable upon the conditions, in the manner and with the effect provided in the Indenture; except that the Indenture provides that in certain events such LAl-56146. declaration and its consequences m~y be rescinded by the registered owners of at least a majority in aggregate principal amount of the Bonds then Outstanding. The Bonds are issuable onI in the fonn of fully registered Bonds in the denomination of $5 000 or any ~tegral multiple thereof (not exceeding the principal amount of Bonds maturing at any one time). The Owner of any Bond or Bonds may sucrender the same at the above-mentioned office of the Trustee in exchange for an equal aggregate principal amount of fully registered Bonds of any other authorized denominations, in the manner subject to the conditions and upon the payment of the charges provided in the Indenture. This Bond is transferable, as provided in the Indenture, only upon a register to be kept for that purpose at the above-mentioned office of the Trustee by the registered owner hereof in person, or by his duly authorized attorney, upon surrender of this Bond together with a written instrument of transfer satisfactory to the Trustee duly executed by the registered owner or his duly authorized attorney, and thereupon a new fully registered Bond or Bonds , in the same aggregate principal amount, shall be issued to the transferee in exchange therefor as provided in the Indenture, and upon payment of the charges therein prescribed. The Agency. and the Trustee may deem and treat the person in whose name this Bond is registered as the absolute owner hereof for the purpose of receiving payment of, or on account of, the interest hereon and principal hereof and redemption premium, if any, hereon and for all other purposes. The Trustee shall not be required to register the transfer or exchange of any Bond during the period the Trustee is selecting Bonds for redemption or of any Bond selected for redemption. The rights and obligations of the Agency and of the registered owners of the Bonds may be amended at any time in the manner, to the extent and upon the tenns provided in the Indenture. This Bond is not a debt of the City of Rosemead, the State of California or any of its political subdivisions, and neither said City, and State nor any of its political subdivisions is liable hereon, nor in any event shall this Bond or any interest hereon or any redemption premium hereon be payable out of any funds or properties other than those of the Agency. The Bonds do not constitute an indebtedness within the meaning of any constitutional or statutory debt limitation or restriction, and neither the members of the Agency nor any p~rsons executing the Bonds shall be personally liable on the Bonds by reason of their issuance. This Bond shall not be entitled to any benefits under the Indenture or become valid or obligatory for any purpose until the certificate of authentication and registration hereon endorsed shall have been signed by the Trustee. It is hereby certified that all of the acts, conditions and things required to exist to have happened or to have b~n perfonned precedent to and in the issuance of this Bond do exist, have happened and have been perfonned in due time, fonD and manner as required by law and that the amount of this Bond, together with all other indebtedness of the Agency, does not LAl-56146. exceed any limit prescribed by th~ Constitution or laws of the State of California, and is not in excess of the amount of Bonds pennitted to be issued under the Indenture. LAl-56146. IN WITNESS ~EREOF, the Rosemead Redevelopment Agency has causedthis Bond to be executed in its name and on its behalf by its Chair and attested by its Secretary, and has caused its seal to be reproduced hereon, and has caused this Bond to be dated as of the Dated Date above stated. ROSEMEAD REDEVELOPMENT AGENCY Chair (Seal) Attest: Secretary This is one of the Bonds described in the within-mentioned Indenture. Dated: STATE STREET BANK AND TRUST COMPANY OF CALIFORNIA, N. A. , as Trustee Authorized Signatory For value received the undersigned do(es) hereby sell, assign and transfer unto the within-mentioned registered Bond and doe es) hereby irrevocably constituteand appoint attorney to transfer the sanie on the bond register of the Trustee with full power of substitution in the premises. Dated: Note: The signature(s) to this Assignment must correspond with the name(s) as written on the face of the within registered Bond in every particular without alteration or enlargement or any change whatsoever. LAl-56146. SIGNATURE GUARANTEED BY: NOTICE: Signature(s) must be guaranteed by an eligible guarantor institution. LAl-56146. APPEND IX B No. ( ROSEMEAD REDEVELOPMENT AGENCY REDEVELOPMENT PROJECT AREA NO. TAXABLE TAX ALLOCATION REFUNDING BOND SERIES 1993B RATE OF INTEREST: MA TURlTY DATE:DATED DATE:CUSIP : Registered Owner: , Principal Amount:DOLLARS THE ROSEMEAD REDEVELOPMENT AGENCY, a public body, corporate and politic, duly organized ~d existing under and pursuant to the laws of the State of California (the II Agency ) , for value received hereby promises to pay to the registered owner specified above, or registered assigns, on the Maturity Date specified above the Principal Amount specified above, together with interest thereon from the interest payment date next preceding the date of registration on this Bond (unless this Bond is registered during the period from the 16th day of the month next preceding an interest payment date to and including such interest payment date, in which event it shall bear interest from such interest payment date, or unless this Bond is registered on or before the fIfteenth day of the month next preceding the fIrst interest payment date, in which event it shall bear interest from the dated date) until the principal hereof shall have been paid, at the Rate of Interest specified above, payable on April 1 , 1994, and semiannually thereafter on October 1 and April 1 in each year. Both the interest hereon and principal hereof are payable in lawful money of the United States of America. The principal (or redemption price) hereof is payable upon surrender hereof at maturity or the earlier redemption hereof at the corporate trust office of State Street Bank and Trust Company of California, N. A., in Los Angeles, California. Interest hereon is payable by check mailed on each interest payment date by tIIst class mail to the person in whose name this Bond is registered at the close of business on the 15th day of the month next preceding the applicable interest payment date at such person s address as it appears on the registration books of the Trustee, or upon written request received by the Trustee prior to the fIfteenth day of the month preceding an Interest Payment Date of an Owner of at least $1 000 000 in aggregate principal amount of Bonds, by wire transfer in immediately available funds to an account witlrin the United Statesdesignated by such Owner. LAl-56146. This Bond is one of a duly authorized issue of the Rosemead Redevelopment Agency Redevelopment Project Area No.1 Taxable Tax Allocation Refunding Bonds , Series 1993B (the "Bonds ), limited in aggregate principal amount to Two Million Four Hundred Thirty-five Thousand Dollars ($2 435 000), all of like tenor and date (except for such variations if any, as may be required to designate varying numbers, series, maturities , interest rates redemption provisions), all issued under the provisions of the Community Redevelopment Law of the State of California, as supplemented and amended (the "Law ), and pursuant to the provisions of an Indenture, dated as of October 1 1993 (the "Il1denture ), between the Agency and the Trustee. All Bonds are equally and ratably secured in accordance with the tenDS and conditions of the Indenture, and reference is hereby made to the Indenture, to any indentures supplemental thereto and to the Law for a description of the tenDS on which the Bonds are issued, for the provisions with regard to the nature and extent of the security provided for the Bonds and of the nature, extent and manner of enforcement of such security, and for a statement of the rights of the registered owners of the Bonds; and all the tenDS of the Indenture and the Law are hereby incorporated herein and constitute a contract between the Agency and the registered owner from time to time of this Bond, and to all the provisions thereof the registered owner of this Bond by his acceptance hereof consents and agrees. &ch registered owner hereof shall have recourse to all the provisions of the Law and the Indenture and shall be bound by all the tenDS and conditions thereof. The Bonds are issued to provide funds to aid in the f"mancing or refmancing of the Rosemead Redevelopment Project Area No., a duly adopted redevelopment project in Rosemead, California, as more particularly described in the Indenture. The Bonds are special obligations of the Agency and are payable, as to interest thereon principal thereof and any premiums upon the redemption thereof, exclusively from the Pledged Tax Revenues (as that tenn is derIDed in the Indenture and herein called the "Pledged Tax. Revenues ), and the Agency is not obligated to pay them except from the Pledged Tax Revenues. The Bonds are equally secured by a pledge of, and charge and lien upon, the Pledged Tax Revenues, and the Pledged Tax Revenues constitute a trust fund for the security and payment of the interest on and principal of and redemption premiums, if any, on the Bonds. Concurrently with the issuance of the Bonds , the Agency is issuing its Redevelopment Project No.1 Tax Allocation Bonds, Series 1993A in the aggregate principal amount of $34 275 000. These bonds are issued on a parity with the Bonds, and are equally and ratably secured by Pledged Tax Revenues. Additional tax allocation bonds payable from the Pledged Tax Revenues may be issued which will rank equally as to security with the Bonds, but only subject to tenDS and conditions set forth in the Indenture. The Agency hereby covenants and warrants that, for the payment of the interest on and principal of and redemption premium , if any, on this Bond and all other Bonds issued under the Indenture when due, there has been created and will be maintained by the Trustee a special fund into which all Pledged Tax Revenues shall. be deposited and as an irrevocable charge the Agency has allocated the Pledged Tax Revenues solely to the payment of the interest on and principal of and redemption premiums, if any, on the Bonds and the Agency will pay promptly when due the interest on and principal of and redemption premium, if any, on this Bond and all other Bonds of this issue and all additional tax allocation bonds authorized' by the LAl-56146. Indenture out of said special fund, all in accordance with the tenus and provisions set forth in the Indenture. maturing. The Series 1993B Bonds are not subject to optional redemption prior to their If an Event of Default, as deified in the Indenture, shall occur, the principal ofall Bonds may be declared due and payable upon the conditions, in the manner and with theeffect provided in the Indenture; except that the Indenture provides that in certain events suchdeclaration and its consequences may be rescinded by the registered owners () f at least a maj ority in aggregate principal amount of the Bonds then Outstanding. The Bonds are issuable only in the fonD of fully registered Bonds in thedenomination of $5 000 or any integral multiple thereof (not exceeding the principal amount of Bonds matUring at any one time). The Owner of any Bond or Bonds may surrender the same at the abo v e- me n ti 0 n ed office of the Tru stee in ex change for an equal aggregate principal amount of fully registered Bonds of any other authorized denominations, in the manner subject to theconditions and upon the payment of the charges provided in the Indenture. This Bond is transferable, as provided in the Indenture, only upon a register tobe kept for that pulpose at the above-mentioned office of the Trustee by the registered ownerhereof in person, or by his duly au th orized attome y, upon surrender of this Bond together witha written instrument of transfer satisfactory to the Trustee duly executed by the registered owneror his duly authorized attorney, and thereupon a new fully registered Bond or Bonds , in thesame aggregate principal amount, shall be issued to the transferee in exchange therefor asprovided in the Indenture, and u po n payment of the charges therein prescribed. The Agency andthe Trustee may deem and treat the person in whose name this Bond is registered as the absolute owner hereof for the purpose of receiving payment of, or on account of, the~ihterest hereon andprincipal hereof and redemption premium , if any, hereon and for all other purposes. TheTrustee shall not be required to register the transfer or exchange of any Bond during the period the Trustee is selecting Bonds for redemption or of any Bond selected for redemption. The rights and obligations of the Agency and of the registered owners of the Bonds may be amended at any time in the manner, to the extent and upon the tenDS providedin the Indenture. This Bond is not a debt of the City of Rosemead, the State of California or anyof its political subdivisions , and neither said City, and State nor any of its political subdivisionsis liable hereon nor in any event shall this Bond or any interest hereon or any redemption premium hereon be payable out of any funds or properties other than those of the Agency. TheBonds do not constitute an indebtedness within the meaning of any constitutional or statutory debt limi tati on or restri cti on, and n either the members of the A gene y or any persons execu tin gthe Bonds shall be personally liable on the Bonds by reason of their issuance. LA 1-56146. This Bond shall n9t be entitled to any benefits under the Indenture or become valid or obligatory for any purpose until the certificate of authentication and registration hereon endorsed shall have been signed by the Trustee. It is hereby certified that all of the acts , conditions and things required to exist to have happened or to have been perfonned precedent to and in the issuance of this Bond do exist, have happened and have been perfonned in due time, fonD and manner as required by law and that the amount of this Bond, together with all other indebtedness of the Agency, does not exceed any limit prescribed by the Constitution or laws of the State of California, and is not in excess of the amount of Bonds pennitted to be issued under the Indenture. LA 1-56146. IN WITNES S WBEREO F, the Ro se mead Redev lop men t Agency has call sedthis Bond to be ex ecu ted in its name and on its behalf by its Chair and attested by its Secretary,and has caused its seal to be reproduced hereon, and has caused this Bond to be dated as of theDated Date above stated. ROSEMEAD REDEVELOPMENT AGENCY Chair (Seal) Attest: Secretary This is one of the Bonds described in the within-mentioned Indenture. Dated : STATE STREET BANK AND TRUST COMPANY OF CAliFORNIA, N. as Trustee Authorized Signatory For value received the undersigned do(es) hereby sell, assign and transfer unto the within -mentioned registered Bond and do es) hereby irrevocably constituteand appoint atto mey to transfer the same on the bond register of the Trusteewith full power of substitution in the premises. Dated: Note: The signature(s) to this Assignment must correspond with the name(s) as written on the face of the within registered Bond in every particular without alteration orenlargement or any change whatsoever. LAl-56146. SIGNATURE GUARANTEED BY: NOTICE: Signature(s). must be guaranteed by an eligible guarantor institution. LAl-56146. . ' $24 230,000 ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION REDEVELOPMENT PROJECT .AREA NO. TAX ALLOCA TI ON REFUND IN G BONDS SERIES 2006B CERTIFICATE OF SECRETARY REGARDING FIRST SUPPLEMENT TO INDENTURE , Nina Castruita hereby certify that I am the Secretary of the Rosemead Community Developlnent Commission (fonnerly the Rosemead Redevelopment Agency, the Commission ), a public body, corporate and politic, organized and existing under and by virtue of the laws of the State of California and that as such, I am familiar with the facts herein certified and authorized and qualified to execute the same on bepalf of the Commission. I hereby certify tl1at attached hereto is a full, true and COITect copy of the First Supplement to Indenture, dated as of March 1 , 2006, by and between the Commission and U. Banle National Association, as successor trustee (the "Trustee ), which has not been amended supplemented or modified as of the date hereof, except by the Second Supplement to Indenture dated as of December 1 , 2006 by and between the Commission and the Trustee. Dated: December 21 , 2006 ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION By: Nina Castruita, Secretary OHS West:260121547. FIRST SUPPLEMENT TO INDENTURE ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION s. BANK NATIONAL ASSOCIATION as Trustee Dated as of March 1 , 2006 Relating to $14 005 000 Redevelopment Project Area No. Tax Allocation Bonds, Series 2006A DOCSLA 1 :509332. 41555-WWB/WWB FIRST. SUPPLEMENT TO INDENTURE THIS FIRST SUPPLEMENT TO INDENTURE (this "First Supplement" dated as of March 1 2006 by and between the Rosemead Community Development Commission, a public body, corporate and politic, organized and existing under, and by virtue the'laws of the State of California (the "Commission ), and U.S. Bank National Association, as successor trustee to State Street Bank and Trust Company of California, N., a national banking association organized and existing under the laws of the United States and authorized to accept and -execute trusts of the character herein set out with a corporate trust office located in Los Angeles, California, as trustee (the "Trustee WITNESSETH: WHEREAS, the Commission is a redevelopment agency, a public body, corporate and politic duly created, established and authorized to transact business and exercise its powers all under and pursuant to the Community Redevelopment Law (Part 1 of Division 24 of the Health and Safety Code of the State of California and refen-ed to herein as the "Law ), and the powers of such agency include the power to issue bonds for any of its corporate purposes; and WHEREAS, a redevelopment plan for a redevelopment project known and designated as the "Redevelopment Project Area No. I" has been adopted and approved and all requirements of law for, and precedent to, the adoption and approval of said plan have been duly complied with; and WHEREAS, the plan contemplates that the Commission will issue its bonds to finance and/or re~nance a portion of the cost of such redevelopment; and . WHEREAS, the Commission, has heretofore issued its Redevelopment Project Area No.1 Tax Allocation Bonds Series 1993A (the "Series 1993A Bonds ) in the original principal amount of $34 275 000 for the purpose of financing portions of the Redevelopment Project Area No.which Series 1993A Bonds were issued pursuant to the tenns of Indenture, dated as of October 1 1993 (the "Original Indenture ), between the Trustee and theCommission; and WHEREAS, the Commission, by Resolution No. 2006-adopted on February 2006 (the "Resolution ), authorized the issuance of not to exceed $16 000 000 aggregate principal amount of its Redevelopment Project Area No., Tax Allocation Bonds, Series 2006A (the "Series 2006A Bonds ) for the purpose of financing and refinancing the redevelopment proj ect; and WHEREAS, the Commission has detennined to issue the Series 2006A Bonds pursuant to the Original Indenture and this First Supplement which Original Indenture, as supplemented by this First Supplement and as hereinafter supplemented, is referred to as the Indenture - and DOCSLA 1 :509332. 41555-WWB/WWB WHEREAS, the Indenture provides that the Commission may issue subsequent Series of Additional Bonds from time to time by a Supplemental Indenture, subject to the conditions and limitations contained in the Law and in Section 4.01 of the Indenture; and WHEREAS, the conditions and limitations contained in the Law and in Section 4.01 of the Indenture have been satisfied or will be satisfied at the time of the issuance of the Series 2006A Bonds; and WHEREAS, the Commission has further determined that the amendments and supplements to the Indenture herein contained are necessary and desirable and can be made pursuant to Section 8.01 of the Indenture without the consent of any Bondholders; and WHEREAS, all things necessary to cause the Series 2006A Bonds when authenticated by the Trustee and issued as in this First Supplement and the Original Indenture provided, to be legal, special obligations of the Commission enforceable in accordance with their tenns, and to constitute this First Supplement and the Original Indenture a valid agreement for the uses and purposes herein set forth in accordance with their tenTIs, have been done and taken and the creation, execution and delivery of this First Supplement and the creation execution and issuance of the Series 2006A Bonds, subject to the tenns hereof have in allrespects been duly authorized; NOW THEREFORE THIS FIRST SUPPLEMENT TO INDENTURE WITNESSETH, that in order to secure the payment of the principal of and the interest and premium, if any, on, all Bonds at any time issued and outstanding under the Indenture, according to their tenor, and to secure the perfonnance and observance of all the covenants and conditions therein and herein set forth, and to declare the tenns and conditions upon and subject to which the Bonds are to be issued and received, and in consideration of the premises and of the mutual covenants herein contained and of the purchase and acceptance of the Bonds by the owners thereof, and for other valuable considerations, the receipt whereof is hereby acknowledged, the Commission does hereby covenant and agree with the Trustee, for the benefit of the respective holders from time to time of the Bonds, as follows: ARTICLE XII SERIES 2006A BONDS; AMENDMENTS; MISCELLA-NEOUS SECTION 12.01 Authorization and Tenns of Series 2006A Bonds A Series of Bonds to be issued under the Indenture is hereby created and such Series of Bonds are designated as the "Rosemead Community Development Commission, Redevelopment Proj ect Area No. Tax Allocation Bonds, Series 2006A" (herein called the "Series 2006A Bonds ). The aggregate principal amount of Series 2006A Bonds which may be issued and outstanding under this Indenture shall not exceed $14 005 000. The Series 2006A Bonds shall be dated the Dated Date shall bear interest, at the rates per annum (payable on April 1 and October 1 in each year commencing October 1 , 2006), and shall mature and become payable on October 1 in each of the years as to principal in the amounts set forth below: DOCSLA 1 :509332. 41555-WWB/WWB Maturi ty Date Principal Interest October Amount Rate 2006 780 000 000% 2007 810 000 000 2008 845 000 250 2009 870 000 250 2010 900 000 375 2011 930 000 500 2012 965 000 500 2013 000 000 000 2014 035 000 000 2015 090 000 5 .000 2016 145 000 000 2017 200 000 000 2018 250 000 250 2019 280 000 000 2020 290 000 125 2021 300 000 125 2022 315 000 125 Interest on the Series 2006A Bonds shall be computed on the basis of a 360-day year of twelve 30-day months. The Series 2006A Bonds shall be issued as fully registered bonds in Authorized Denomination. The Series 2006A Bonds shall be numbered as detennined by the Trustee. The Series 2006A Bonds shall bear interest from the Interest Payment Date next preceding the date of registration thereof, unless such date of registration is during the period from the 16th day of the month next preceding an Interest Payment Date to and including such . Interest Payment Date, in which event they shall bear interest from such Interest Payment Date or unless such date of registration is on or before September 15, 2006, in which event they shall bear interest from their Dated Date; provided, however, that if, at the time of registration of any Series 2006A Bond, interest is then in default on the Outstanding Series 2006A Bonds such Series 2006A Bond shall bear interest from the Interest Payment Date to which interest previously has been paid or made available for payment on the Outstanding Series 2006A Bonds. Payment of interest on the Series 2006A Bonds due on or before the maturity or prior redemption of such Series 2006A Bonds shall be made to the person whose name appears on the bond registration books of the Trustee as the registered owner thereof, as of the close of business on the 15th day of the month next preceding the Interest Payment Date, such interest to be paid by check mailed on the Interest Payment Date by first class mail to such registered owner at his address as it appears on such books Of, upon written request received prior to the 15th day of the month preceding an Interest Payment Date of an Owner of at least $1 000 000 in aggregate principal amount of Series 2006A Bonds, by wire transfer in immediately available funds to an account within the continental United States designated by such Owner. Principal and redemption premiums, if any, on the Series 2006A Bonds shall be payable upon the surrender .. . thereof at maturity or the earlier redemption thereof at the principal corporate trust office of the Trustee and shall be paid in lawful money of the United States of America. DOCSLAI :509332. 41555-WWB/WWB The Commission may at any time execute and deliver tl1e Series 2006A Bondsauthorized to be issued hereunder and upon the Written Request of the Commission, the Trustee shall authenticate and deliver the Series 2006A Bonds. SECTION 12.02 Form of Series 2006A Bonds. The Series 2006A Bonds, theTrustees certificate of authentication, and the fonn of assignment to appear thereon shall be in substantially the fonns respectively, attached hereto as Appendix A with necessary orappropriate variations, omissions and insertions as penni tied or required by the Indenture. SECTION 12.03 Terms of Redemption of Series 2006A Bonds (a)Optional Redemption. Series 2006A Bonds due on or before October 1 2016 shall not be subject toredemption before their respective stated maturities. Series 2006A Bonds maturing on or after October 1 2017 shall be subject to redemption, as a whole or in part, as designated by the Commission, or, absent such designation pro rata among maturities, and by lot within anyone maturity if less than all of the Series 2006A Bonds of such maturity are to be redeemed, prior totheir respective maturity dates, at the option of the Commission, on any date on or after October , 2016, from funds derived by the Commission from any source, at the redemption price of the principal amount. of Series .2006A Bonds called for redemption, together with interest accrued thereon to the date fixed for redemption. (b)Sinking Account Redemption. SECTION 12.04 AQplication of Proceeds of Series 2006A Bonds Upon receiptof payment for the Series 2006A Bonds, the Trustee shall set aside and deposit the proceeds received from such sale and delivery in the following respective funds and accounts: (i) The Trustee shall deposit in the Series 2006A Expense Account in the Expense Fund an amount equal to $218 550.00 to pay costs incurred in connectionwith the issuance of the Series 2006A Bonds. (ii) The Trustee shall transfer $5 454 094.94 of the proceeds of the Series 2006A Bonds to the Commission for deposit into the Redevelopment Fund. (iii) The Trustee shall deposit the amount of $8 317 412.37 in the refunding escrow established under the Escrow Agreement. In addition simultaneously with the receipt of payment for the Series 2006A Bonds, the Trustee shall release $998 561.87 on deposit in the Reserve Account and $253 053.on deposit in the Debt Service Fund under the Original Indenture and transfer the aggregate 251 615.62 to the refunding escrow established under the Escrow Agreement. For record-keeping purposes, the Trustee may establish such additional accounts as may be necessary to reflect such transfer 0 f proceeds. DOCSLA 1 :509332. 41555-8 WWBfWWB In order to verify. the use of and the remaining available amount of the Series 2006A Bond proceeds, the Commission shall create such accounts and otherwise take such steps as may be required to be able to separately account for the proceeds of the Series 2006A Bonds. SECTION 12.05 Series 2006A Sinking Acco~nt.On or before five (5) days preceding each Sinking Account Payment Date for the Series 2006A Bonds, the Trustee shall set aside from the Debt Service Fund and deposit in the Si~ing Account an amount of money equal to the amount required to redeem Series 2006A Bonds on the next succeeding October 1 pursuant to Section 12.03(b) hereof. All such moneys in the Tenn Bond Sinking Account shall be used by the Trustee to redeem the Series 2006A Bonds in accordance with Section 12.03(b) hereof. SECTION 12.06 Amendments to Indenture. (a)The following defined terms are added to Section 1.01 hereof: Ambac Assurance The . tenn "Ambac Assurance means Corporation, a Wisconsin-domiciled stock insurance company. Ambac Assurance Bond Insurer The tenD "Bond Insurer means with respect to Series 2006A Bonds Ambac Assurance. Commission The. term "Commission" means the Rosemead Community Development Commissipn, fonnerly known as the Rosemead Redevelopment Agency, a pubic body, corporate and politic, duly organized and existing under and pursuant to the Law. References to the Agency in the Original Indenture shall mean the Commission. Commission Indebtedness The term "Commission Indebtedness" means any obligation the payment of which is to be made in whole or in part (but if in part, only to the extent of that part) out of taxes allocated to the Commission pursuant to Section 33670 of the Law. For purposes of deternlining compliance with the covenant contained in Section 4.03 hereof the following assumptions shall apply: (i) the principal and interest remaining to be paid on Commission Indebtedness shall include only such. amounts as are scheduled to be paid by the Commission pursuant to the terms of the loan or other fonn of agreement under which such Commission Indebtedness was incurred. Commission Indebtedness without a stated maturity shall be deemed to mature on the final maturity date of the Bonds. (ii) Amounts scheduled to be paid by the Commission shall include regularly scheduled principal and interest payments, including, amounts payable pursuant to any mandatory redemption provision. (iii) Commission Indebtedness bearing interest at a variable rate of interest shall be deemed to accrue interest at the lesser of the maximum rate specified or 12% per ann urn. DOCSLAI :509332. 41555-WWB/WWB Dated Date The tenn '~Dated Date " mea11S with respect to Selies 2006A Bonds the date of initial issuance and delivery thereof. Escrow Agreement The tenn "Escrow Agreement" means the Escrow Agreement dated as of March 1 2006 Between the Commission and U.S. Bank National Association as escrow agent thereunder. Financial Guaranty Insurance Policy The term "Financial Guaranty msurance Policy means the financial guaranty insurance policy issued by Ambac Assurance insuring the payment when due of the principal of and interest on the Obligations as provided therein. Series 2006A Bonds The tenn "Series 2006A Bonds" means the Rosemead CommunityDevelopment Commission Redevelopment Project Area No.1 Tax Allocation Bonds Series 2006A. Surety Bond The tenn "Surety Bond" means the surety bond issued by AmbacAssurance guaranteeing certain payments into the Reserve Account with respect to the , Bonds as provided therein and subject to the limitations set forth therein. (b)The following definitions are amended in the following manner: The definition of Bonds contained in Section 1.01 of the Indenture is amended read as follows: The tenD "Bonds" means the Series 1993 Bonds, Series 2006A Bonds and allAdditional Bonds. The definition of Bond Insurance Policy contained in Section 1.01 of theIndenture is amended to read as follows: The term "Bond Insurance Policy" means, the municipal bond insurance policy, ifany, issued by the applicable Bond Insurer and guaranteeing, in whole or in part, thepayment of principal of and interest on a Series of Bonds, and means with respect to the Series 2006A Bonds, the Financial Guaranty Insurance Policy. The definition of Authorized mvestments contained in Section 1.01 of theIndenture is amended to revise subparagraphs F, J and K to read as follows:F. Certificates of deposit, savings accounts, deposit accounts or money market deposits, with a maximum term of one year, issued by any United States bank ortrust company whose long-tenn obligations .are rated "A+" or better by S&P or "I" or better by Moody s and whose short-term. obligations are rated "AI" or better by S&P or l" or better by Moody s. J. Federal funds or banks acceptances with a maximum tenn of one year ofany bank which has an unsecured uninsured and unguaranteed obligation rating of Prime - 1" and "A3" or better by Moody s and "AI" and "A" or better by S&P. DOCSLA 1 :509332. 41555-8 WWBfWWB K. Repurchase agreements, acceptable to the Bond Insurer, providing for the transfer of securities from a dealer bank or securities finn (seller/borrower) to the Trustee (buyer/lender), and the transfer of cash from the Trustee to the dealer bank or securities finn with an agreement that the dealer bank or securities finn will repay the cash plus a yield to the Trustee in exchange for the securities at a specified date. The definition of Pledged Tax Revenues contained in Section 1.01 of the Indenture is amended to read as follows: The term "Pledged Tax Revenues" means, for each Fiscal Year, the taxes (including, except to the extent limited by law all payments, reimbursements and subventions, if any, specifically attributable to ad valorem taxes lost by reason of tax exemptions and tax rate limitations) eligible for allocation to the Commission pursuant to the Law in connection with the Project Area, excluding (a) amounts, if any, required to be deposited by the Commission in the Housing Fund and used for certain housing purposes provided, however, that such amounts shall not be excluded if and to the extent that the mmission makes such amounts available as Pledged Tax Revenues, (b) amounts, if any, payable pursuant to th~ County Agreement, but only to the extent such amounts are not subordinated to the payment of debt service on the Bonds, (c) amounts, if any, payable pursuant to Section 33607.5 of the Law, but only to the extent such amounts are not subordinated to the payment of debt service on the Bonds and (d) amount, if any, received by the Commission pursuant to Section 16111 of the Government Code, as provided in the Redevelopment Plan. (c)Section 4.03 of the Indenture is amended to read as follows: The Commission covenants with the Owners of all of the Bonds at any time Outstanding that it will not enter into any Commission Indebtedness or make any expenditure payable from taxes allocated to the Commission under the Law the payments of which, together with payments theretofore made or to be made with respect to other COmrhission Indebtedness (including, but not limited to the Bonds) previously entered into by the Commission, would exceed the then effective limit on the amount of taxes which can be allocated to the Commission pursuant to the Law and the Redevelopment Plan. In furtherance of the covenant set forth in this Section 4., the Commission will cause to be prepared and filed with the Trustee annually, within 180 days after the close of each Fiscal Year, so long as any of the Bonds are Outstanding, complete audited fin~cial statements with respect to such Fiscal Year showing the Gross Tax Increment (defined herein as, all monies allocated to the Commission pursuant to Section 33670 of the Law and the Redevelopment Plan, including amounts required to be deposited into the Low and Moderate Income Housing Fund payments due under any tax sharing agreements (unless excluded from the Tax Increment Limitation, herein defined) and payments received as subventions or payments in lieu of taxes) as of the end of such Fiscal Year. Based upon such audited fmancial statements, the Commission will prepare or cause to be prepared and filed with the Trustee and the Bond Insurer a pro fonna statement demonstrating the future availability of sufficient tax increment revenues DOCSLA 1 :509332. 41555-8 WWB/WWB (within the existing limitation on the amount of Gross Tax Increment allocable and payable to the Commission under the Redevelopment Plan (the "Tax Increment Limitation )) to pay when due (i) Commission Indebtedness, (ii) the amount payable in the then CUlTent Fiscal Year included within the Tax Increment Limitation which arerequired by Section 33334.of the Redevelopment Law to be deposited in the Commission s Low and Moq.erate Income Housing Fund (the "Set-Aside Requirement" and (iii) all amounts included within the Tax Increment Limitation which are payable pursuant to the pass-through agreements until the final maturity of the Bonds (the "Pass- Through Payments ). The audited financial statements and the pro fonna statement shall be accompanied by a written certificate of the Commission stating that the Commission in compliance with its obligations hereunder. The Trustee shall not be responsible for the review of such financial statements. The pro fonna statement shall be prepared on or before March 1 of each year or as soon thereafter as practicable, commencing March 1 , 2007, and shall set forth: (1)The difference between the Tax Increment Limitation less the total amount of Gross Tax Increment theretofore allocated to the Commission (the Remaining Limitation Amount"); and The principal and interest remaining to be paid on Commission Indebtedness, plus the Set-Aside Requirement and the Pass- Through Payments (collectively, the "Total Debt Service (2) To the extent the Remaining Limitation Amount is less than 105% of the Total Debt Service, the pro f~rma statement shall set forth the principal amount of the Bonds (to the nearest integral multiple of $5 000) that must be retired in order for the Remaining Limitation Amount to be at least equal to 105% of the Total Debt Service (the Prepayment Amount"). At the time the Remaining Limitation Amount is detennined to be less than 105% of the Total Debt Service, the Commission shall notify the Trustee of the Prepayment Amount and transfer such Prepayment Amount to the Trustee for depositin the Debt Service Fund. Such monies shall be used to redeem, prepay or defease theBonds~ Notwithstanding the above, if prior to any such redemption prepayment or . defeasance, a subsequent annual pro fonna statement indicates that future Gross Tax Increment will be 105% or more of the Total Debt Service in each year such debt service is payable, the Commission may authorize the Trustee to transfer such Pledged Tax Revenues from the Debt Service Fund to the Special Fund. (d) Section 5.08 of the Indenture is amended to add the following as an additional and fourth paragraph as follows: The Commission acknowledges that notwithstanding regulations of the Comptroller of the Currency or other applicable regulatory authority having jurisdiction over the Trustee granting the Commission the right to receive brokerage confirmations of security transactions as they occur, the City agrees that the Trustee shall not send such confinnations to the Commission to the extent pennitted by law. The Trustee shall furnish the Commission periodic cash transaction statements which include detail for all investment transactions made by the Trustee hereunder. DOCSLA 1:509332. 41555-8 WWB/WWB 8- (e) Section 10.01 of the Indenture is amended to COITect the reference therein to Section 2.04(d)(3) and to substitute Section 2.04(c)(3) in place thereof. (f) Section 11.15 of the Indenture is amended to update and COlTect the following notice address as follows: If to the Trustee:s. Bank National Association 633 West Fifth Street, 24th Floor Los Angeles, CA 90071 Attention: Corporate Trust Services Reference: Rosemead Development Commission AR TI CLE XIII ADDITIONAL PROVISIONS RELATING TO BOND INSURER AND SURETY BOND SECTION 13.01 Additional Notice Requirements. The following notices shall be given to Ambac Assurance as Bond Insurer for the Series 2006A Bonds: Notices to be sent to the attention of the SURVEILLANCE DEPARTMENT: (a) While the Financial Guaranty Insurance Policy is in effect the Commission or the Trustee, as appropriate, shall furnish to Ambac. Assurance, upon request, the following: (i) a copy of any financial statement, audit and/or annual report of theCommission; and (ii) such additional infonnation it may reasonably request. Upon request, such information shall be delivered at the Commission s expense to the attention of the Surveillance Department, unless otherwise indicated. . . (b) a copy of any notice to be given to the registered owners of the Bonds -including, without limitation, notice of any redemption of or defeasance of Bonds and any certificate rendered pursuant to this Indenture relating to the security for the Bonds. (c) To the extent that .the Obligor has entered into a continuing disclosure agreement with respect to the Bonds, Ambac Assurance shall be included as party to be notified. Notices to be sent to the attention of the GENERAL COUNSEL OFFICE: (d) The Trustee or Commission, as appropriate, shall notify Ambac Assurance of any failure of the Commission to provide relevant notices, certificates, etc. (e) Notwithstanding any other provision of this Indenture, the Trustee or Commission, as appropriate, shall immediately notify Ambac Assurance if at any time there are DOCSLAI :509332. 41555-WWB/WWB insufficient moneys to make any payments of principal and/or interest as required and immediately upon the occurrence of any event of default hereunder. SECTION 13.02 Additional Infonnation to be Provided Ambac Assurance. The Commission will pennit Ambac Assurance to discuss the affairs finances and accounts of the Commission or any info1111ation ~bac Assurance may reasonably request regarding the security for the Bonds with appropriate officers of the Commission. The Trustee or Commission as appropriate, will penni t Ambac Assurance to have access to and to make copies of all books and records relating to the Bonds at any reasonable time. Ambac Assurance shall have the right to direct an accounting at the Commission s expense, and the Commissio~s failure to comply with such direction within thirty (30) days after receipt of written notice of the direction from Ambac Assurance shall be deemed a default hereunder; provided, however, that if compliance cannot occur within such period, then such period will be extended so .long as compliance is begun within such period and diligently pursued, but only if such extension would not materially adversely affect the interests of any registered owner of the Bonds. SECTION 13.03 No Defeasance if Series 2006A Bonds Paid By Bond Insurer Notwithstanding anything in Article X to the contrary, in the event that the principal and/or interest d~e on the Series 2006A Bonds shall be paid by the Bond Insurer pursuant to the Financial Guaranty Insurance Policy, the Series 2006A Bonds shall remain Outstanding for all purposes, not be defeased or othelWise satisfied and not be considered paid by the Commission and the assignment and pledge created by this Indenture and all covenants, agreements and other obligations of the Commission to the registered owners shall continue to exist and shall run to the benefit of Bond Insurer and the Bond Insurer shall be subrogated to the rights of such registered owners, in each case to the extent of such payment. SECTION 13.04 Payment Procedure. Pursuant to the Financial Guaranty insurance Policy. As long as the Financial Guaranty Insurance Policy shall be in full force and effect, the Commission, the Trustee agrees to comply with the following provisions: (a) At least one ;(1) business day prior to all Interest Payment Dates the Trustee will detennine whether there will be sufficient funds in the Funds and Accounts to pay the principal of or interest on the Bonds on such Interest Payment Date. If the Trustee detennines that there will be insufficient funds in such Funds or Accounts, the Trustee shall so notify Ambac Assurance. Such notice shall specify the amount of the anticipated deficiency, the Bonds to which such deficiency is applicable and whether such Bonds will be deficient as to principal or interest, or both. If the Trustee has not so notified Ambac Assurance at least one (1) business day prior to an Interest Payment Date, Ambac Assurance will make payments of principal or interest due on the Series 2006A Bonds on or before the first (1st) business day next following the date on which Ambac Assurance shall have received notice of nonpayment from the Trustee. (b) the Trustee shall, after giving notice to Ambac Assurance as provided in (a) above, make available to Ambac Assurance and, at Ambac Assurance s direction, to The' Bank of New York, in New York, New York, as insurance trustee for Ambac Assurance or any successor insurance trustee (the "Insurance Trustee ), the registration books of the Commission maintained by the Trustee and all records relating to the Funds and Accounts maintained under this Indenture. DOCSLA 1 :509332. 41555-8 WWB/WWB , - (c) the Trustee shall provide Ambac Assurance and the Insurance Trustee with a list of registered owners of Series 2006A Bonds entitled to receive principal or interest payments from Ambac Assurance under the tenns of the Financial Guaranty Insurance Policy, and shall make arrangements with the Insurance Trustee (i) to mail checks or drafts to the registered owners of Series 2006A Bonds entitled to receive full or partial interest payments from Ambac Assurance and (ii) to pay principal upon Series 2006A Bonds surrendered to the Insurance Trustee by the registered owners of Series 2006A Bonds entitled to receive full or partial principal payments from Ambac Assurance. d) the Trustee shall, at the time it provides notice to Ambac Assurance pursuant to (a) above, notify registered owners of Series 2006A Bonds entitled to receive the payment of. principal or interest thereon from Ambac Assurance (i) as to the fact of such entitlement, (ii) that Ambac Assurance will remit to them all or a part of the interest payments next coming due upon proof of Holder entitlement to. interest payments' and delivery to the Insurance Trustee, in fonD satisfactory to the Insurance Trustee, of an appropriate assignment of the registered owner s right to payment, (iii) that should they be entitled to receive full payment of principal from Ambac Assurance, they must surrender their Series 2006A Bonds (along with an appropriate instrument of assignment in fonn satisfactory to the Insurance Trustee to permit ownership of such Series 2006A Bonds to be registered in the name of Ambac Assurance) for payment to the msurance Trustee, and not the Trustee and (iv) that should they be entitled to receive partial payment of principal from Ambac Assurance, they must sun-ender their Series 2006A Bonds for payment thereon first to the Trustee who shall note on such Series 2006A Bonds the portion of the principal paid by the Trustee and then along with an appropriate instrument of assignment in fonn satisfactory to the Insurance Trustee, to the Insurance Trustee which will then pay the unpaid portion of principal. e) in the event that the Trustee has notice that any payment of principal of or interest on an Series 2006A Bond which has become Due for Payment and which is made to a Holder by or on behalf of the Commission has been deemed preferential transfer and theretofore recovered from its registered owner pursuant to the United States Bankruptcy Code by a trustee in bankruptcy in accordance with the final, nonappealable order of a court having competent jurisdiction, the Trustee shall, at the time Ambac Assurance is notified pursuant to ( above, notify all registered owners that in the event that any registered owner s payment is recovered such registered owner will be entitled to payment ITom Ambac Assurance to the extent of such recovery if sufficient funds are not othelWise available and the Trustee shall furnish to Ambac Assurance its records evidencing the payments of principal of and interest on the Series 2006A Bonds which have been made by the Trustee and subsequently recovered from registered owners and the dates on which such payments were made. (f) in addition to those rights granted Ambac Assurance under this Indenture Ambac Assurance shall, to the extent it makes payment of principal of or interest on Series 2006A Bonds, become subrogated to the rights of the recipients of such payments in accordance with the tenns of the Financial Guaranty Insurance Policy, and to evidence such subro gation (i) in the case of subrogation as to claims for past due interest, the Trustee shall note Ambac Assurance s rights as subrogee on the registration books of the Commission maintained by the Trustee upon receipt from Ambac Assurance of proof of the payment of interest thereon to the registered owners of the Series 2006A Bonds, and (ii) in the case of subrogation as to claims for DOCSLA 1:509332. 41555-WWB/WWB 11- past due principal, the Trustee, shall note Ambac Assurance rights as subrogee on theregistration books of the Commission maintained by the Trustee upon surrender of the Series2006A Bonds by the registered owners thereof together with proof of the payment of principal thereo f. SECTION 13.05 Payment Procedure Pursuant to the Surety Bond. As long as theSurety Bond shall be in full force and effect, the Commission and the Trustee, as appropriateagree to comply with the following provisions: (a) In the event and to the extent that moneys on deposit in the Interest Account and the Principal Account or the Sinking Account , ' plus all amounts on deposit in and credited to the Reserve Account in excess of the amount of the Surety Bond, are insufficient to pay the amount of principal and interest coming due, then upon the later of: (i) one (1) day after receipt by the General Counsel ofAmbac Assurance of a demand for payment in the fonn attached to the Surety Bond as Attachment 1 (the "Demand for Payment"), duly executed by the Trusteecertifying that payment due under the Indenture has not been made to the Trustee;or (ii) the payment date of the Bonds as specified in the Demand for Payment presented by the Trustee to the General Counsel of Ambac Assurance AmbacAssurance will make a deposit of funds in an account with the Trustee or its successor, in Los Angeles, California, sufficient for the payment to the Trustee, ofamounts which are then due to the Trustee under the Indenture (as specified in theDemand for Payment) up to but not in excess of the Surety Bond Coverage, asdefined in the Surety Bond; provided, however, that in the event that the amounton deposit in, or credited to, the Reserve Account, in addition to the amount available under the Surety Bond includes amounts available under a letter of . credit, insurance policy, Surety Bond or other such funding instrument (the Additional Funding Instrument"), draws on the Surety Bond and the Additional Funding Instrument shall be made on a pro rata basis to fund the insufficiency. (b) the Trustee shall, after submitting to Ambac Assurance the Demand for Payment as provided in (a) above, make available to Ambac Assurance all records relating to the Funds and Accounts maintained under this Indenture. (c) the Trustee shall, upon receipt of moneys received ftom the draw on the Surety Bond, as specified in the Demand for Payment, credit the Reserve Accountto the extent of moneys received pursuant to such Demand. (d) the Reserve Account shall be replenished in the following priority: (i)principal and interest on the Surety Bond and on any Additional Funding Instrument shall be paid from first available Pledged Tax Revenues on a pro ratabasis; (ii) after all such amounts are paid in full, amounts necessary to fund the Reserve Account to the required level, after taking into account the amountsavailable under the Surety Bond and any Additional Funding Instrument shall be deposited from next available Pledged Tax Revenues. DOCS LA 1 :509332. 41555-WWB/WWB 12- SECTION 13.06 Third Party Beneficiary. To the extent that this Indenture confers upon or gives or grants to the Bond msurer any right, remedy or claim under or by reason of this Indenture, the bond Insurer is hereby explicitly recognized as being a third-party beneficiary hereunder and may enforce any such rig11t remedy or claim conferred given or granted hereunder. AR TI CLE XIV MISCELLANEOUS SECTION 14.01 Continuing Disclosure. The Commission hereby covenants and agrees that it will comply with and cany out all of the provisions of the Continuing Disclosure Agreement executed by the Commission in connection with the issuance of the Series 2006A Bonds (the "Continuing Disclosure Agreement" ). Notwithstanding any other provision of this Indenture, failure of the Commission to comply with the Continuing Disclosure Agreement shall not be considered an Event of Defa~lt hereunder; provided, horyever that the Trustee at the written direction of any underwriter or the Owners of at least 25% aggregate principal amount of Series 2006A Bonds, shall (but only to the extent funds in an amount satisfactory to the Trustee have been provided to it or it has been otherwise indemnified to its satisfaction from any cost liability, expense or additional charges and fees of the Trustee whatsoever, including, without limitation, fees and expenses of its attorneys), or any Owner or beneficial owner of the Series 2006A Bonds may, take. such actions as may be necessary and appropriate to compel perfonnance, including seeking mandate or specific perfol111ance by court order. SECTION 14.02 Tenns of Series 2006A Bonds Subject to the Indenture Except as in this First Supplement expressly provided, every tenn and condition contained in the Indenture shall apply to this First Supplement and to the Series 2006A Bonds with the same force and effect as if the same were herein set forth at length, with such omissions, variations and modifications thereof as may be appropriate to make the same confonn to this First Supplement. This First Supplement and all of the terms and provisions herein contained shall fonD part of the Indenture as fully and with the same effect as if all such tenns and provisions had been set forth in the Indenture. The Indenture is hereby ratified and confinned and shall continue in full force and effect in accordance with the terms and provisions thereof, as heretofore amended and supplemented, and as amended and supplemented hereby. SECTION 14.03 Due Authorization The Commission. has reviewed all proceedings heretofore taken relative to the authorization of the Series 2006A Bonds and has found, as a result of such review, and does hereby find and detennine, that the Commission has duly and regularly complied with all applicable provisions of law and is duly authorized by law to issue the Series 2006A Bonds in the manner and upon the tenDS in the Indenture and this First Supplement provided and that all acts, conditions and things required by law to exist, happen and be performed precedent to and in connection with the issuance of the Series 2006A Bonds exist have happened and have been perfonned in regular and due time, fonn and manner as required by law, and the Commission is now duly empowered to issue the Series 2006A Bonds. DOCSLAI :509332. 41555-WWB/WWB 13- SECTION 14.04 Execution in Several Counterparts This Indenture may be executed in any number of counterparts and each of such counterparts shall for all purposes be deemed to be an original; and all such counterparts, or as many of them as the Commission and the Trustee shall preserve undestroyed, shall together constitute but one and the same instrument. SECTION 14.05 Governing Law. This First Supplement shall be governed and construed in accordance with the laws of the State of California. DOCSLAI :509332. 41555-WWB/WWB 14- IN WITNESS WHEREOF, the ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION has caused this First Supplement to be signed in its name by its Authorized Officer and U.S. Bank National Association, in token of its acceptance of the trusts created hereunder, has .caused this First Supplement to be signed in its corporate name by its officer thereunto duly authorized, all as of the date and year first above written. ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION Attest: iin Secretary s. BANK NATIONAL ASSOCIATION as Trustee Authorized Officer DOCSLAI :509332. 41555 -WWB/WWB 15- IN WITNESS WHEREOF, the ROSEMEAD COMMUNITY DEVELOPMENTCOMMISSION has caused this First Supplement to be signed in its name by its AuthorizedOfficerand u.S. Bank National Association, in token of its acceptance of the trusts createdhereunder, has .caused this First Supplement to be signed in its .corporate name by its offi.certhereunto duly authorized) all as of the date and year first above written. ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION Authorized Officer Attest: Secretary s. BANK NATIONAL" ASSOCIATION as Trustee DOCSLAI :509332. 41555-WWB/WWB 15- APPENDIX A (Form of Series 2006A Bond) No. A- ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION REDEVELOPMENT PROJECT AREA NO. TAX ALLOCATION BOND, SERIES 2006A RATE OF INTEREST:MA TURITY DATE:D A TED DATE:CUSIP October 1 March -' 2006 Registered Owner: CEDE & Co. Principal Amount:DOLLARS THE ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION, a public body, corporate and politic, duly organized and existing under and pursuant to the laws of the State of California (the "Commission ), for value received hereby promises to pay to the registered owner specified above, or registered assigns ," on the Maturity Date specified above the Principal Amount specified above, together with interest thereon from the interest payment date next preceding the date of registration on this Bond (unless this Bond is registered during the period ITom the 16th day of the month next preceding an interest payment date to and including such interest payment date, in which event it shall bear interest from such interest payment date or unless this Bond is registered on or before September 15 , 2006 in which event it shall bear interest from its Dated Date) until the principal hereof shall have been paid, at the Rate of Interest specified above, payable on October 1 , 2006 and semiannually thereafter on April 1 and October 1 in each year. Both the interest hereon and principal hereof are payable in lawful money of the United States of America. The principal (or redemption price) hereof is payable upon surrender hereof at maturity or the earlier redemption hereof at the principal corporate trust office of U.S. Bank National Association, as Trustee, in St. Paul, Minnesota. Interest hereon is payable by check or draft mailed on the interest payment date by first class mail to the person in whose name this Bond is registered at the close of business on the 15th day of the month next preceding the applicable interest payment date at such person s address as it appears on the registration books of the Trustee, or upon written request received prior to the 15th day of the month preceding an interest payment date of an owner of at least $1 000 000 in aggregate principal amount of Bonds, by wire transfer in immediately available funds to an account designated by such owner within the continental United States. This Bond is one of a duly authorized issue of Rosemead Community Development Commission, Redevelopment Project Area No., Tax Allocation Bonds Series 2006A (the "Bonds ), limited in aggregate principal amount to $14 005 000, all of like DOCSLA 1 :509332. 41555-WWB/WWB tenor and date (except for such, variations, if any, as may be required to designate varying numbers, maturities, interest rates or redemption provisions), all issued under the provisions of the Community Redevelopment Law of the State of California, as supplemented and amended (the "Law ), and pursuant to the provisions of an Indenture dated as of October 1 , 1993, as supplemented and amended by a First Supplement to Indenture dated as of March 1 , 2006 between the Commission and the Trustee (collectively, the "Indenture ). All Bonds are equally and ratably secured in accordance with the tenns and conditions of the Indenture, and reference is hereby made to the Indenture, to any indentures supplemental thereto and to the Law for a description of the tenns on which the Bonds are issued, for the provisions with regard to the natur~and extent of the security provided for the Bonds and of the nature, extent and manner of enforcement of such security, and for a statement of the rights of the registered owners of the Bonds; and all the tenns of the Indenture and the Law are hereby incorporated herein and constitute a contract between the Commission and the registered owner from time to time of this Bond and to all the provisions thereof the registered owner of this Bond, by his acceptance hereof, consents and agrees. Each registered .owner hereof shall have recourse to all the provisions of the Law and the Indenture and shall be bound by all the tenus and conditions thereof. The Bonds are issued to provide funds to aid in the financing and refinancing of the Redevelopment Project Area No.1 Area of the Commission, a duly adopted redevelopment project in the city of Rosemead, California, as more particularly described in the fudenture. The Bonds are special obligations of the Commission and are payable, as to interest thereon, principal thereof and any premiums upon the redemption thereof, exclusively from the Pledged Tax Revenues (as that tenTI is defined in the fudenture and herein called the "Pledged Tax Revenues ), and the Commission is not obligated to pay them except from the Pledged Tax Revenues. The Bonds are equally secured by a pledge of, and charge and lien upon, the Pledged Tax Revenues and the Pledged Tax Revenues constitute a trust fund for the security and payment of the interest on and principal of and redemption premiums, if any, on the Bonds. Additional tax allocation bonds payable from the Pledged Tax Revenues may be issued which will rank equally as to security with the Bonds, but only subject to tenns and conditions set forth in the Indenture. The Commission hereby covenants and walTants that, for the payment of the interest on and principal of and redemption premium, if any, on this Bond and all other Bonds issued under the Indenture when due there has been created and will be maintained by the Trustee a special fund into which all Pledged Tax Revenues shall be deposited and as an irrevocable charge the Commission has allocated the Pledged Tax Revenues solely to the payment of the interest on and principal of and redemption premiums, if any; on the Bonds, and the Commission will pay promptly when due the interest on and principal of and redemption premium, if any, on this Bond and all other Bonds of this issue and all additional tax allocation bonds authorized by the Indenture out of said special fund, all in accordance with the tenns and provisions set forth in the Indenture. The Bonds are subj ect to optional. and mandatory sinking fund redemption has provided in the Indenture. DOCSLAI :509332. 41555-8 WWB/WWB As provided in the Indenture, notice of redemption of this Bond shall be mailed not less than thirty (30) days nor more than sixty (60) days before the redemption date to the registered owner hereof, but failure to receive such notice shall not affect the sufficiency of such proceedings for redemption. If notice of redemption has been duly given as aforesaid and money for payment of the abov described redemption price is held by the Trustee, then such Bonds shall, on the redemption date desigJ)ated in suc4 notice, become due and payable at the above- described redemption price; and ITom and after the date so designated interest on the Bonds called for redemption shall cease to accrue and registered owners of such ,Bonds shall have no rights in respect thereof except to receive payment of such redemption price thereof. If an event of default, as defined in the Indenture, shall occur, the principal of all Bonds may be declared due and payable upon the conditions, in the manner and with the effect provided in the Indenture; except that the Indenture provides that in certain events such declaration and its consequences may be rescinded by the registered owners of at least twenty- five per cent (25%) in aggregate principal amount of the Bonds then outstanding. The Bonds are issuable only in the form of fully registered Bonds in the denomination of $5 000 or any integral multiple of $5 000 (not exceeding the principal amount of Bonds maturing at any one time). The owner of any Bond or Bonds may surrender the same at the above-mentioned office of the Trustee in exchange for an equal aggregate principal amount of fully registered Bonds of any other authorized denominations, in the manner, subject to the conditions and upon the payment of the charges provided in the Indenture. This Bond is transferable, as provided in the Indenture, only upon a register to be kept for that purpose at the above-mentioned office of the Trustee by the registered owner hereof in person, or by his duly authorized attorney, upon surrender of this Bond together with a written instrument of transfer satisfactory to the Trustee duly executed by the registered owner or his duly authorized attorney, and thereupon a new fully registered Bond or Bonds, in the same aggregate principal amount, shall be issued to the transferee in exchange therefor as provided in the Indenture, and upon payment of the charges therein prescribed. The Commission and the Trustee may deem and treat the person in whose name this Bond is registered as the absolute owner hereof for the purpose of receiving payment of, or on account of, the interest hereon and principal hereof and redemption premium, if any, hereon and for all other purposes. The rights and obligations of the Commission and of the registered owners of the Bonds may be amended at any time in the manner, to the extent and upon the tenus provided in the Indenture. This Bond is not a debt of the City of Rosemead, the State of California or any of its political subdivisions, and neither said City, and State nor any of its political subdivisions is liable hereon, nor in any event shall this Bond or any interest hereon or any redemption premium hereon be payable out of any funds or properties other than those of the Commission. The Bonds do not constitute an indebtedness within the meaning of any constitutional or statutory debt limitation or restriction, and neither the members of the Commission nor any persons executing the Bonds shall be personally liable on the Bonds by reason of their issuance. DOCSLAI :509332. 41555-8 WWB/WWB This Bond shall not be entitled to any benefits under the Indenture or become valid or obligatory for any purpose until the certificate of authentication and registration hereon endorsed shall have been signed by the Trustee. It is hereby certified that all of the acts, conditions and things required to exist, tohave happened or to have been perfonned precedent to and in the issuance of this Bond do exist have happened and have been perfonned in due time, fOmi and manner as required by law andthat the amount of this Bond, together with all other indebtedness of the Commission, does not exceed any limit prescribed by the Constitution or laws of the State of California, and is not inexcess of the amount of Bonds pennitted to be issued under the Indenture. IN WITNESS WHEREOF, the Rosemead Community Development Commission has caused this Bond to be executed in its name and on its behalf by its Chairperson and attested by its Secretary, and has caused this Bond to be dated as of the date above written. ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION Attest: Chairp erso n Secretary DOCSLA 1:509332. 41555-8 WWB/WWB This is one of the .Bonds described in the within- mentioned Indenture which hasbeen authenticated and registered on , 2006. s. BANK NATIONAL ASSOCIATION, as Trustee Authorized Signatory DOCSLAI :509332. 41555-WWB/WWB BOND INSURANCE Financial Guaranty msurance Policy No. 25000BE (the "Policy ) with respect topayments due for principal of and interest on this Bond has been issued by Ambac AssuranceCorporation ("Ambac Assurance ). The Policy has been delivered to The Bank of New YorkNew York, New York, as the Insurance Trustee under said Policy and will be held by suchInsurance Trustee or any successor insurance trustee. The Policy is on file and available forinspection at the principal office of the Insurance Trustee and a copy thereof may be securedfromAmbac DOCSLA 1:509332. 41555-8 WWB/WWB For value received the undersigned do(es) hereby sell , assign and transfer unto (Social Security or other identifying Number of Assignee the within-mentioned registered Bond an4 do(es)hereby irrevocably constitute and appoint attorney to transfer the same on the bond register of the Trustee, with full power of substitution in the premIses. Dated: Signature guaranteed: Notice: Signature(s) must be guaranteed by an eligible guarantor institution. Note: The signature(s) to this Assignment must coITespond with the name(s) as written on the face of the within registered Bond in ev.ery particular without alteration or enlargement or any change whatsoever. DOCSLA 1 :509332. 41555-8 WWB/WWB SECOND SUPPLEMENT TO INDENTURE ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION S. BANK NATIONAL ASSOCIATION as Trustee Dated as of December 1 2006 Relating to . $24 230 000 Redevelopment Proj ect Area No. Tax Allocation Refunding Bonds, Series 2006B OHS WEST:260114431 SECOND SUPPLEMENT TO INDENTURE THIS SECOND SUPPLEMENT TO INDENTURE (this "Second Supplement" is dated as of December 1 , 2006, by and betw~en the ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION, a public body, corporate and politic, organized and existing under, and by virtue of the laws of the State of California (the "Commission ), and U.S. BANK NATIONAL ASSOCIATION, as successor trustee to State Street Bank and Trust Company of California, N ., a national banking association organized and existing under the laws of the United States and authorized to accept and execute trusts of the character herein set out with a corporate trust office located in Los Angeles, California, as trustee (the "Trustee WITNESSETH: WHEREAS, the Commission is a redevelopment agency, a public body, corporate and politic duly created, established and authorized to transact business and exercise its powers all under and pursuant to the Community Redevelopment Law (Part 1 of Division 24 of the Health and Safety Code of the State of California and referred to herein ~s the "Law ), and the powers of such agency include the power to issue bonds for any of its corporate purposes; and WHE~AS, a redevelopment plan for a redevelopment project known and designated as the "Redevelopment Project Area No. I" has been adopted and approved and all requirements of law for, and precedent to, the adoption and approval of said plan have been duly complied with; and WHEREAS, the plan contemplates that the Commission will issue its bonds to finance and! or refinance a portion of the cost of such redevelopment; and WHEREAS the Commission has heretofore issued its Redevelopment Project Area No.1 Tax Allocation Bonds, Series 1993A (the "Series 1993A Bo"nds ) in the original principal amount of $34 275 000 for the purpose of financing portions of the Redevelopment Project Area No.which Series 1993A Bonds were issued pursuant to the terms of an Indenture, dated as of October 1 , 1 ~93 (the "Original Indenture ), between the Trustee and the Commission; and " . WHEREAS, the Commission has heretofore authorized and issued its Rosemead Community Development Commission Redevelopment Project No.1 Tax Allocation Bonds Series 2006A (the "Series 2006A Bonds ), pursuant to the Original Indenture and ,First Supplement to Indenture (the "First Supplement"), between the Commission and the Trustee, for the purpose of financing and/or refinancing portions of the Project, including the refunding of a portion 9f the Series 1993A Bonds and to pay costs of issuance relating to the Series 2'006ABonds; WHEREAS, the Commission, by Resolution No. 2006-, adopted on November 2006 (the "Resolution ), authorized the issuance of not to exceed $24 230 000 aggregate principal amount of its Redevelopment Project Area No., Tax Allocation Refunding Bonds OHS WEST:260114431 Series 2006B (the "Series 2006B Bonds ) for the purpose of financing and/or refinancing the redevelopment proj ect; and WHEREAS, the Commission has determined to issue the Series 2006B Bonds pursuant to the Original Indenture, the First Supplement and this Second Supplement, which Original Indenture, as supplemented by the First Supplement and this Second Supplement, and as hereinafter supplemented, is referred. to as the "Indenture ; and WHEREAS, the Indenture provides t~at the Commission may issue subsequent Series of Additional Bonds from time to time by a Supplemental Indenture, subj ect to the conditions and limitations contained in the Law and in Section 4.01 of the Indenture; and WHEREAS, the conditions and limitations contained in the Law and in Section 4.01 of the Indenture have been satisfied or will be satisfied at the time of the issuance of the Series 2006B Bonds; and WHEREAS , the Commission has further determined that the amendments and supplements to the Indenture herein contained are necessary and desirable and can be made pursuant to Section 8.01 of the Indenture without the consent of any Bondholders; and . WHEREAS all things necessary to cause the Series 2006B Bonds when authenticated by the Trustee and issued as in this Second Supplement and the Original Indenture and First Supplement provided, to be legal, special obligations of the Commission, enforceaple in accordance with their terms and to constitute this Second Supplement and the Original Inden~ure and the First Supplement a valid agreement for the uses and purposes herein set forth in accordance with their terms have been done and taken and the creation execution and delivery of this Second Supplement and the creation, execution and issuance of the Series 2006B Bonds, subject to the terms hereof, have in all respects been duly authorized; NOW THEREFORE, THIS SECOND SUPPLEMENT TO INDENTURE WITNESSETH, that in order to secure the payment of the principal of and the interest and premium, if any, on, all Bonds at any time issued and outstanding under the Indenture, according to their tenor, and to sec~re the performance and observance of all the covenants and conditions therein and herein set forth, and to declare the terms and conditions upon and subj ect to which the Bonds are to be issued and received, and in consideration of the premises and of the mutual covenants herein contained and of the purchase and acceptance of the Bonds by the owners thereof, and for other valuable considerations, the receipt whereof is hereby acknowledged, the Commission does hereby covenant and agree with the Trustee, for the benefit of the respective holders fr.om time to time of the Bonds, as follows: AR TI CLE XV SERIES 2006B BONDS; AMENDMENTS; MISCELLANEOUS SECTION 15.01 Authorization and Terms of Series 2006B Bonds Series of Bonds to be issued under the Indenture is hereby created and such Series of Bonds are designated as the "Rosemead Community Development Commission, Redevelopment Project Area No. Tax Allocation Refunding Bonds, Series 2006B" (herein called the "Series 2006B Bonds ). The OHS WEST:260114431 aggregate pr1ncipal amount of Series 2006B Bonds which may be issued and outstanding under this Indenture shall not exceed $24 230 000. The Series 2006B Bonds shall be dated the Dated Date, shall bear interest, at the rates per annum (payable on April 1 and October 1 in each year commencing April 1 , 2007), and shall mature and become payable on October 1 in each of the years as to principal in the amounts set forth below: Maturity Date (October Principal Amount Interest Rate 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2019 2020 2021 2022 2023 2024 2025 2033 2033 $ 295 000 000 000 000 000 000 000 000 000 000 000 100 000 725 000 400 000 175 000 220 000 270 000 320 000 375 000 430 000 595 000 500 000 250% 250 3 .500 500 3 .500 500 500 500 600 625 750 750 000 500 000 000 125 200 250 250 375 000 Interest on the Series 2006B Bonds shall be computed on the basis of a 360-day year of twelve 30-day months. The Series 2006B Bonds shall be issued as fully registered bonds in Authorized Denomination. The Series 2006B Bonds shall be numbered as determined by the Trustee. . The Series 2006B Bonds shall bear interest from the Ip.terest Payment Date next preceding the date of registration thereof, unless such date of registration is during the period from the 16th day of the month next preceding an Interest Payment Date to and including such Interest Payment Date, in which event they shall bear interest from such Interest Payment Date or unless such date of registration is on or before March 15, ~007, in which event tl).ey shall bear . interest from their Dated Date; provided, however, that if, at the time of registration of any Series 2006B Bond, interest is then in default on the Outstanding Series 2006B Bonds such Series 2006B Bond shall bear interest from the Interest Payment Date to which interest previously has been paid or made available for payment on the Outstanding Series 2006B Bonds. Payment of interest on the Series 2006B Bonds due on or before the maturity or prior redemption of such Series 2006B Bonds shall be made to the person whose name appears on the bond registration OHS WEST:260114431 books of the Trustee as the registered owner thereof, as of the close of business on the 15th day , of the month next preceding the Interest Payment Date, such interest to be paid by check mailed on the Inte~est Payment Date by first class mail to such registered owner at his address as it appears on such books or, upon written request received prior to the 15th day of the month preceding an Interest Payment Date of an Owner of at least $1 000 000 in aggregate principal amount of Series 2006B Bonds, by wire transfer in immediately available funds to an account within the continental United States designated by such Owner. Principal and redemption premiums, if any, on the Series 2006B Bonds shall be payable .upon the surrender thereof at maturity or the earlier redemption thereof at the principal corporate trust office of the Trustee and shall be paid in lawful money of the United States of America. The Commission may at any time execute and deliver the Series 2006B Bonds authorized to be issued hereunder and upon the Written Request of the Commission, the Trustee shall authenticate and deliver the Series 2006B Bonds. SECTION 15.02 Form of Series 2006B Bonds. The Series 2006B Bonds, the Trustee s certificate of authentication, and the form of assignment to appear thereon shall be in substantially the forms respectively, attached hereto as Appendix A with ' necessary appropriate variations, omissions and insertions as permitted or required by the Indenture. SECTION 15.03 Terms of Redemption of Series 2006B Bonds (a)Optional Redemption. Series 2006B Bonds due on or before October 1 2016 shall not be subj ect redemption before their respective stated maturities. Series 2006B Bonds maturing on or after October 1 2017 shall be subject to redemption, as a whole or in part, as designated ,by the Commission, or, absent such designation pro rata among maturities, and by lot within any one maturity if less than all of the Series 2006B Bonds of such maturity are to be red~emed, prior to their respective maturity dates, at the option of the Commission, on any date on or after October , 2016, from funds derived by the Commission from any source, at the redemption price of the principal amount of Series 2006B Bonds called for redemption, together with interest accrued thereon to the date fixed for redemption. (b)Sinking Account Redemption. Series 2006B Bonds maturing on October 1 2033 bearing interest at a rate of 375% per annum shall also be subject to mandatory redemption in part by lot prior to their stated maturity dates, on any October 1 , on or after October 1 , 2026, solely from funds derived by the Commission from the required deposit into the Term Bond Sinking Account provided for in Section 15.05 hereof, at the principal amount thereof plus accrued interest thereon to the redemption date, without premium, in the ~ggregate principal amounts and on the dates set forth below; provided, however, that if some but not all of such Term Series 2006B Bonds have been redeemed pursuant to other redemption provisions of this Indenture, the total amount of all future Sinking Account payments set forth below shall be reduced by the aggregate principal amount such Term Series 2006B Bonds so redeemed, to be allocated among such Sinking Account OHS WEST:260114431 payments on a pro rata basis in integral multiples of $5 000 as determined by the Commission (notice of which determination shall be given by the Commission to the, Trustee): Series 2006B Bonds Sinking Pa)'I!lent Date (October 2026 2027 2028 2029 2030 2031 2032 2033 Principal Amount to be Redeemed $ 815 000 945 000 095 000 235 000 385 000 540 000 705 000 875 000 * Maturity Series 2006B Bonds maturing on October 1 2033 bearing interest at a rate of 000% per annum shall also be subj ect to mandatory redemption in part by lot prior to their stated maturity dates, on any October 1 , on or after October 1, 2026, solely from funds derived by the Commission from the required deposit into the Term Bond Sinking Account provided for in Section 15.05 hereof, at the principal amount thereof plus accrued interest thereon to the redemption date, without premium, in the aggregate principal amounts and on the dates set forth below; provided, however, that if some but not all of such Term Series 2006B Bonds have been redeemed pursuant to other redemption provisions of this Indenture, the total amount of all future Sinking Account payments set forth below shall be reduced by the aggregate principal amount of such Term Series 2006B Bonds so redeemed, to be allocated among such Sinking Account payments on a pro rata basis in integral multiples of $5 000 as deterinined by the Commission (notice 6fwhich determination shall be given by the Commission to the Trustee): Series 2006B Bonds i11king Payment Date (October 2026 2027 2028 2029 2030 2031 2032 2033 Principal Amount to be Redeemed $ 680 000 620 000 550 000 480 000 410 000 335 000 255 000 170 000 * Maturity OHS WEST:260114431 SECTION 15.04 AQplication of Proceeds of Series 2006B Bonds Upon receipt of payment for the Series 2006B Bonds, the Trustee shall. set aside and deposit the proceeds received from such sale and delivery in the following respective funds and accounts: (i) The Trustee shall deposit in the Series 2006B Expense Account in the Expense Fund an amount equal to $165 389.45 to pay costs incurred in connection with the issuance of the Series 2006B Bonds. (ii) The Trustee shall deposit the amount of $23 218 359.59 in the refunding escrow established under the Escrow Agreement. In addition simultaneously with the receipt of payment for the Series 2006B Bonds, the Trustee shall release $180 183.74 on deposit in the Reserve Account under the Original Indenture and transfer such amount to the refunding escrow established under the Escrow Agreement. For record-keeping purposes, the Trustee may establish such additional accounts as may be necessary to reflect such transfer of proceeds. In order to verify the use of and the remaining available amount of the Series 2006B Bond proceeds, the Commission shall create such accounts and otherwise take such steps as may be required to be able to separately account for the proceeds of the Series 2006B Bonds. SECTION 15.05 Series 2006B Sinking Account.On or before five (5) days preceding each Sinking Account Payment Date for the Series 2006B Bonds, the Trustee shall set aside from the Debt Service Fund and deposit in the Sinking Account an amount of money equal to the amount required to redeem Series 2006B Bonds on the next succeeding October 1 pursuant to Section 15.03(b) hereof. All such moneys in the Term Bond Sinking Account shall be used by the Trustee to redeem the Series 2006B Bonds in accordance with Section 15.03(b) hereo f. SECTION 15.06 Amendments to Indenture. (a)The following defined terms are added to Section 1.01 hereof: Ambac Assurance The term "Ambac Assurance means Ambac Assurance Corporation, a Wisconsin-domiciled stock insurance company. Bond Insurer The term "Bond Insurer" means with respect to Series 2006B Bonds Ambac Assurance. Dated Date The term "Dated Date means with respect to Series 2006B Bonds the date of initial issuance and delivery thereof. Escrow Agreement The term "Escrow Agreement" means the Escrow Agreement dated as of December 1 2006 Between the Commission and U.S. Bank National Association, as escrow agent thereunder. OHS WEST:260114431 Financial Guaranty Insurance Policy The tenn "Financial Guaranty Insurance Policy means the fman~ial guaranty insurance policy issued by Ambac Assurance insuring the payment when due of the principal of and interest on the Obligations as provided therein. Series 2006B Bonds The term "Series 2006B Bonds" means the Rosemead Community Development Commission Redevelopment Proj ect Area No.1 Tax Allocation Refunding Bonds, Series 2006B. (b)The following definitions are amended in the following manner: The term "Bonds means the' Series 1993 Bonds, Series 2006A Bonds, Series 2006B Bonds and all Additional Bonds. AR TI CLE XVI ADDITIONAL PROVISIONS RELATING TO BOND INSURER SECTION 16.01 Additional Notice Requirements . The following notices shall be given to Ambac Assurance as Bond Insurer for the Series 2006B Bonds: Notices to be sent to the attention of the SURVEILLANCE DEPARTMENT: (a) While the Financial Guaranty Insurance Policy is in effect the Commission or the Trustee, as appropriate, shall furnish to Ambac Assurance, upon request, thefollowing: (i) a copy of any financial statement, audit and/or annual report of the Commission; and (ii) such additional information it may reasonably request. Upon request, such information shall be delivered at the Commission s expense to the attention of the Surveillance Department, unless otherwise indicated. (b) a copy of any notice to be given to the registered owners of the Bonds including, without limitation notice of any redemption of or defeasance of Bonds and any certificate rendered pursuant to this fudenture relating to the security for the Bonds. ( c)" To the extent that the Obligor has entered into a continuing disclosure agreement with respect to the Bonds, Ambac Assurance shall be included as party to be notified. Notices to be sent to the attention of the GENERAL COUNSEL OFFICE: d) The Trustee or Commission, as appropriate, shall notify Ambac Assurance of any failure of the Commission to provide relevant notices, certificates, etc. ( e) Notwithstanding any other provision of this Indenture, the Trustee Commission, as appropriate, shall immediately notify Ambac Assurance if at any time there are OHS WEST:260114431 insufficient moneys to make any payments of principal and! or interest as required and immediately upon the occurrence of any event of default hereunder. SECTION 16.02 Additional Information to be Provided Ambac Assurance. The Commission will pennit Ambac Assurance to discuss the affairs finances and accounts of the Commission or any information Ambac Assurance may reasonably ' request regarding the security for the Bonds with appropriate officers of the Commission. The Trustee or Commission as appropriate, will permit Ambac Assurance to have access to and to make copies of all books and records relating to the Bonds at any' reasonable time. Ambac Assurance shall have the right to direct an accounting at the Commission s expense, and the Commission s failure to comply with such direction within thirty (30) days after receipt of written notice of the direction from Ambac Assurance shall be deemed a default hereunder; provided, however, that if compliance cannot occur within such period, then such period will be extended so long as compliance is begun within such period and diligently pursued, but only if such extension would not materially adversely affect the interests of any registered owner of the Bonds. SECTION 16.03 No Defeasance if Series 2006B Bonds Paid 'By Bond Insurer Notwithstanding anything in Article X to the contrary, in the event that the principal and/or interest due on the Series 2006B Bonds shall be paid by the Bond Insurer pursuant to the Financial Guaranty Insurance Policy, the Series 2006B Bonds shall remain Outstanding for all purposes, not be defeased or otherwise satisfied and not be considered paid by the Commission and the assignment and pledge created by this Indenture and all covenants, agreements and other obligations of the Commission to the registered owners shall continue to exist and shall run to the benefit of Bond Insurer and the Bond Insurer shall be subrogated to the rights of such registered owners, in each case to the extent of such payment. SECTION 16.04 Payment Procedure Pursuant to the Financial Guaranty insurance Policy. As long as the Financial Guaranty Insurance Policy shall be in full force and effect, the Commission, the Trustee agrees to comply with the following provisions: (a) At least one (1) business day prior to all Interest Payment Dates the Trustee will detennine whether there will be sufficient funds in the Funds and Accounts to pay the principal of or interest on the Bonds on such Interest Payment Date. If the Trustee determines that there will be insufficient funds in such Funds or Accounts, the Trustee shall so notify Ambac Assurance. Such notice shall specify the amount of the anticipated deficiency, the Bonds to which such deficiency is applicable and whether such Bonds will be deficient as to principal or interest, or both. If the Trustee has not so notified Ambac Assurance at least one (1) business day prior to an Interest Payment Date, Ambac Assurance will make payments of principal or interest due on the Series 2006B Bonds on or before the first (1 st) business day next following the date on which Ambac Assurance shall have received notice of nonpayment from the Trustee. (b) the Trustee shall, after giving notice to Ambac Assurance as provided in (a) above make available to Ambac Assurance and, at Ambac Assurance s direction, to The Bank of New York, in New York, New York, as insurance trustee for Ambac Assurance or any successor insurance trustee (the "Insurance ' Trustee ), the registration books of the Commission maintained by the Trustee and all records relating to the Funds and Accounts maintained under this Indenture. OHS WEST:260114431 (c) the Trustee shall provide Ambac Assurance and the Insurance Trustee with a list of registered owners of Series 2006B Bonds entitled to receive principal or interest payments from Ambac Assurance under the terms of the Financial Guaranty Insurance Policy, and shall make arrangements with the Insurance Trustee (i) to mail checks or drafts to the registered owners of Series 2006B Bonds entitled to receive full or partial interest payments from Ambac Assurance and (ii) to pay principal upon Series 2006B Bonds surrendered to the Insurance Trustee by the registered owners of Series 2006B Bonds entitled to receive full or . . partial principal payments from Ambac Assurance. (d) the Trustee shall, at the time it provides notice to Ambac Assurance pursuant to (a) above, notify registered owners of Series 2006B Bonds entitled to receive the payment of principal or interest thereon from Ambac Assurance (i) as to the fact of such entitlement, (ii) that Ambac Assurance will remit to them all or a part of the interest payments next coming due upon proof of Holder .entitlement to interest payments and delivery to the Insurance Trustee, in form satisfactory to the Insurance Trustee, of an appropriate assignment of the registered owner s right to payment, (iii) that should they be entitled to receive full payment of principal from Ambac Assurance, they must surrender their Series 2006B Bonds (along with an appropriate instrument of assignment in form satisfactory to the Insurance Trustee to permit ownership of such Series 2006B Bonds to be registered in the name of Ambac Assurance) for payment to the Insurance Trustee, and not the Trustee and (iv) that should they be entitled to receive partial payment of principal from Ambac Assurance, they must surrender their Series 2006B Bonds for payment thereon first to the Trustee who shall note on such Series 2006B Bonds the portion of the principal paid by the Trustee and then along with an appropriate . instrument of assignment in form satisfactory to the Insurance Trustee, to the Insurance Trustee which will then pay the unpaid portion of principal. ( e) in the event that the Trustee has notice that any payment of principal of or interest on, an Series 2006B Bond which has become Due for Payment and which is made to a Holder by or on behalf of the Commission has been deemed a preferential transfer and theretofore recovered from its registered owner pursuant to the United States Bankruptcy Code by a trustee in bankruptcy in accordance with the final, nonappealable order of a court having competent jurisdiction, the Trustee shall, at the time Ambac Assurance is notified pursuant to (a) above, notify all registered owners that in the event that any registered owner s payment is recovered such registered owner will be entitled to payment from Ambac Assurance to the extent of such recovery if sufficient funds are not otherwise available and the Trustee shall furnish to Ambac Assurance its records evidencing the payments of principal of and interest on the Series 2006B Bonds which have been made by the Trustee and subsequently recovered from registered owners and the dates on which such payments were made. (f) in addition to those rights granted Ambac oLt\.ssurance under this Indenture Ambac Assurance. shall, to the extent it makes payment of principal of or interest on Series 2006B Bonds, become s~brogated to the rights of the recipients of such payments in accordance with the terms of the Financial Guaranty Insurance Policy, and to evidence such subrogation (i) in the case of subrogation as to claims for past due interest, the Trustee shall note Ambac Assurance s rights as subrogee on the registration books of the Commission maintained by the Trustee upon receipt from Ambac Assurance of proof of the payment of interest thereon to the registered owners of the Series 2006B Bonds, and (ii) in the case of subrogation as to claims for OHS WEST:260114431 past due principal, the Trustee shall note Ambac Assurance rights .as subrogee on the registration books of the Commission. maintained by the Trustee upon surrender of the' Series 2006B Bonds by the registered owners thereof together with proof of the payment of principalth ereo f. ARTICLE XVII MISCELLANEO US SECTION 1 7.01 Continuing Disclosure. The Commission hereby covenants' and agrees that it will comply with and carry out all of the provisions of the Continuing Disclosure Agreement executed by the Commission in connection with the issuance of the Series 2006B Bonds (the "Continuing Disclosure Agreement" ). Notwithstanding any other provision of this Indenture, failure of the Commission to comply with the Continuing Disclosure Agreement shall not be considered an Event of Default hereunder; provided, however that the Trustee at the written direction of any underwriter or the Owners of at least 25% aggregate principal amount of Series 2006B Bonds, shall (but only to the extent funds in an amount satisfactory to the Trustee have been provided to it or it has been otherwise indemnified to its satisfaction from any cost liability, expense or additional charges and fees of the Trustee whatsoever, including, without limitation, fees and expenses of its attorneys), or any Owner or beneficial owner of the Series 2006B Bonds may, take such actions as may be necessary and appropriate to compel performance, including seeking mandate or specific performance by court order. SECTION 17.02 Terms of Series 2006B Bonds Subject to the Indenture Except as in this Second Supplement expressly provided every term and condition contained in the Indenture shall apply to this Second Supplement and to the Series 2006B Bonds with the same force and effect as if the same were herein set forth at length, with such omissions, variations and modifications thereof as may be appropriate to make the same. conform to ' this SecondSupplement. This Second Supplement and all of the terms and provisions herein contained shall form part of the Indenture as fully and with the same effect as if all such terms and provisions had been set forth in the Indenture. The Indenture is hereby ratified and confirmed and shall continue in full force and effect in accordance with the terms and provisions thereof, as heretofore amended and supplemented, and as amended and supplemented hereby. SECTION 1 7.03 Due Authorization The Commission has reviewed all proceedings heretofore taken relative to the authorization of the Series 2006B Bonds and has found, as a result of such review, and does hereby find and determine, that the Commission has duly and regularly complied with all applicable provisions of law and is duly, authorized by law to issue the Series 2006B Bonds in the manner and upon, the terms in the Indenture and this Second Supplement provided and that all acts, conditions and things required by law to exist happen and be performed precedent to and in connection with the issuance of the Series 2006B Bonds exist, have happened and have been performed in regular and due ti~e, form and manner as required by law and the Commission is now duly empowered to issue the Series 2006B'Bonds. 10- OHS WEST:260114431 SECTION 17.04 Execution in Several Counterparts This Indenture may be executed in any number of counterparts and each of such counterparts shall for all purposes be deemed to be an original; and all such counterparts, or as many of them as the Commission and the Trustee shall preserve undestroyed, shall together constitute but one and the same instrument. SECTION 17.05 Governing Law This Second Supplement shall be governed and construed in accordance with the laws of the State of California. 11- OHS WEST:260114431 IN WITNESS WHEREOF, the ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION has caused this Second Supplement to be signed in its name by its Authorized Officer and U.S. Bank National Association, in token of its acceptance of the trusts created hereunder, has caused this Second Supplement to be signed in its corporate name by its officer thereunto duly authorized, all as of the date and year first above written. ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION 0. (b Attest: eo. Secretary s. BANK NATIONAL ASSOCIATION . as Trustee Authorized Officer 12- OHS WEST:260114431 IN WITNESS WHEREOF, the ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION has caused this S'econd Supplement to be signed in its name by its Authorized Officer and U.S. Banl( National Association, in token of its acceptance of the trusts created hereunder, has caused this Second Supplement to be signed in its corporate name by its officer thereunto duly autho~ized, all as of the date and year first above written. ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION Authorized Officer Attest: Secretary S. BANK NATIONAL ASSOCIATION as Trustee 12- OHS WEST:260114431 APPENDIX A (Form of Series 2006B Bond) , No. A- ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION REDEVELOPMENT PROJECT AREA NO. TAX ALLOCATION REFUNDING BOND, SERIES 2006B RA TE OF INTEREST:MATURITY D ATE:DATED DATE:CUSIP: October 1 December 21 , 2006 Registered Owner:. CEDE & Co. Principal Amount:DOLLARS THE ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION, a public body, corporate and politic, duly organized and existing under and pursuant to the laws of the State of California (the "Commission ), for value received hereby promises to pay to the registered owner specified above, or registered assigns, on the Maturity Date specified above the Principal Amount specified above, together with interest thereon from the interest payment date next preceding the date of registration on this Bond (unless this Bond is registered during the period from the 16th day of the month next preceding an interest payment date to and including such interest payment date, in which event it shall bear interest from such interest payment date or unless this Bond is registered on or before March 15 , 2007 in which event it shall bear intere~t from its Dated Date) until the principal hereof shall have been paid, at the Rate of Interest specified above, payable on April 1 , 2007 and semiannually thereafter on April 1 and October . , in each year. Both the interest hereon and principal hereof are payable in lawful money of the United States of America. The principal (or redemption price) hereof is payable upon surrender hereof at maturity or the earlier redemption hereof at the principal corporate trust office of U. Bank National Association, as Trustee, in St. Paul, Minnesota. Interest hereon is payable by check or draft mailed on the interest payment date by first class mail to the person in whose name this Bond is registered at the close of business on the 15th day of the month next preceding the applicable interest payment date at such person s address as it appears on the registration books of the Trustee, or upon written request received prior to the 15th day of the month preceding an interest payment date of an owner of at least $1 000 000 in aggregate principal amount of Bonds, by wire transfer in immediately available funds to an account designated by such owner within the continental United States. This Bond is one of duly authorized issue of Rosemead Community Development Commission Redevelopment Project Area .No. 1 Tax Allocation Refunding Bonds, Series 2006B (the "Bonds ), limited in aggregate principal amount to $24 230 000, all of OHS WEST:260114431. like tenor and date (except for such variations, if any, as may be required to designate varying numbers, maturities, interest rates or redemption provisions), all issued under the provisions of the Community Redevelopment Law of the State of California, as supplemented and amended (the "Law ), and pursuant to the provisions of an Indenture dated as of October 1 , 1993, as supplemented and amended by a First Supplement to Indenture, dated as of March 1 , 2006, and a Second Supplement to Indenture, dated as of December 1 , 2006, each between the Commission and the Trustee (collectively, the "Indenture ). All Bonds are equally and ratably secured in accordance with the terms and conditions of the Indenture, and reference is hereby made to the Indenture, to any indentures supplemental thereto and to the Law for a description of the terms on which the Bonds are issued, for the provisions with regard to the nature and extent of the security provided for the Bonds and of the nature extent and manner of enforcement of such security, and for a statement of the rights of the registered owners of the Bonds; and all the terms of the Indenture and the Law are hereby incorpor~ted herein and constitute a contract between the Commission and the registered owner from time to time of this Bond and to. all the provisions thereof the registered owner of this Bond, by his acceptance hereof consents and agrees. Each registered owner hereof shall have recourse to all the provisions of the Law and the Iridenture and shall be bound by all the terms and conditions thereof. The Bonds are' issued to provide funds to aid in the financing and refinancing of the Redevelopment Project Area No.1 Area of the Commission, a duly adopted redevelopment proj ect in the city of Rosemead, California, as more particularly described in the Indenture. The Bonds are special obligations of the Commission and are payable, as to interest thereon, principal thereof and any premiums upon the redemption thereof, exclusively from the Pledged Tax Revenues (as that tenn is defined in the Indenture and herein called the "Pledged Tax Revenues ), and the Commission is not obligated to pay them except from the PI~dged Tax Revenues. The Bonds are equally secured by a pledge of, and charge and lien upon, the Pledged Tax Revenues and the Pledged Tax Revenues constitute a trust fund for the security and payment of the interest on and principal of and redemption premiums, if any, on the Bonds. Additional tax allocation bonds payable from the Pledged Tax Revenues may be issued which will rank equally as to security with the Bonds, but only subject to terms and conditions set forth in the Indenture. The Commission hereby covenants and warrants that, for the payment of the interest on and principal of and redemption premium, if any, on this Bond and all other Bonds issued under the Indenture when due there has been created and will be maintained by the Trustee a special fund into which all Pledged Tax Revenues shall be deposited and as an irrevocable charge the Commission has allocated the Pledged Tax Revenues solely to the payment of the interest on and principal of and redemption premiums, if any, on the Bonds, and the Commission will pay promptly when due the interest on and principal of and redemption premium, if any, on this Bond and all other Bonds of this issue and all additional tax allocation bonds authorized by the Indenture out of said special fund, all in accordance with the terms and provisions set forth in the Indenture. The Bonds are subj ect to optional and mandatory sinking fund redemption asprovided in the Indenture. OHS WEST:260114431.2 As provided in the Indenture, notice of redemption of this Bond shall be mailed not less than thirty (30) days nor more than sixty (60) days before the redemption date to the registered owner hereof, but failure to receive such notice shall not affect the sufficiency of such proceedings for redemption. If notice of redemption has been duly-given as aforesaid and money for payment of the above-described redemption price is held by the Trustee, then such Bonds shall, on the redemption date designated in such notice, become due and payable at the above- described redemption price; and from and after the date so designated interest on the Bonds called for redemption shall cease to accrue and registered owners of such Bonds shall have no rights in respect thereof except to receive payment of such redemption price thereof. If an event of default, as defined in the Indenture, shall occur, the principal of all Bonds may be declared d~e and payable upon the conditions, in the manner and with the effect provided in the Indenture; except that the Indenture provides that in certain events such declaration and its consequences may be rescinded by the registered owners of at least twenty- five per cent (25%) in aggregate principal amount of the Bonds then outstanding. The Bonds are issuable only in ' the form of fully registered Bonds in the denomination of $5 000 or any integral multiple of $5 000 (not exceeding the principal amount of Bonds maturing at any one time). The owner of any Bond or Bonds may s~rrender the same at the above-mentioned office of the Trustee in exchange for an equal aggregate principal amount of fully registered Bonds of any other authorized denominations, in the manner, subject to the conditions and upon the payment of the charges provided in the Indenture. This Bond is transf~rable, as provided in the Indenture, only upon a register to be kept for that purpose at the above-mentioned office of the Trustee by the registered owner hereof in person, or by his duly authorized attorney, upon surrender of this Bond togeth~r with a written instrument of transfer satisfactory to the Trustee duly executed by the registered owner or his duly authorized attorney, and thereupon a new fully registered Bond or Bonds, in the same aggregate principal amount, shall be issued to the transferee in exchange therefor as provided in the Indenture and upon payment of the charges therein prescribed. The Commission and the Trustee may deem and treat 'the person in whose name this Bond is registered as the absolute owner hereof for the purpose of receiving payment of, or on account of, the interest hereon and principal hereof and redemption premium, if any, hereon and for all other purposes. The rights and obligations of the Commission and of the registered owners of the Bonds may be amended at any time in the manner, to the extent and upon the terms provided in the Indenture. This Bond is not a debt of the City of Rosemead, the State of California or any of its political subdivisions, and neither said City, and State nor any of its political subdivisions is liable hereon, nor in any event shall this Bond or any interest hereon or any redemption premium hereon be payable out of any funds or properties other than those of the Commission. The Bonds do not constitute an indebtedness within the meaning of any constitutional or statutory debt limitation or restriction, and neither the members of the Commission nor any persons executing the Bonds shall be personally liable on the Bonds by reason of their issuance. OHS WEST:260114431.2 This Bond shall not be entitled to any benefits under the Indenture or become. valid or obligatory for any purpose until the certificate of authentication and registration hereon endorsed shall have been signed by the Trustee. It is hereby certified that all' of the acts, conditions and things required to exist, to have happened or to ha~e been perforrp.ed precedent to and in the issuance of this Bond do exist have happened and have been performed in due time, form and manner as req~ired by law and that the amount of this Bond, together with all other indebtedness of the Commission, does not exceed any limit prescribed by the Constitution or laws of the State of California, and is not in excess of the amount of Bonds permitted to be issued under the Indenture. IN WITNESS WHEREOF, the Rosemead Community Development Commission has caused this Bond to be executed in its name and on its behalf by its Chairperson and attested by its Secreta~y, and has caused this Bond to be dated as of the date above written. ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION Chairperson Attest: Secretary OHS WEST:260114431. This is one of the Bonds described in the within- mentioned Indenture which has been authenticated and registered on , 2006. s. BANK NATIONAL ASSOCIATION, as Trustee Authorized Signatory OHS WEST:260114431.2 BOND INSURANCE Financial Guaranty Insurance Policy No. 26045BE (the "Policy ) with respect to payments due for principal of and interest on this Bond has been issued by Ambac Assurance Corporation ("Ambac Assurance ). The Policy has been delivered to The Bank of New York New York, New York, as the Insurance Trustee under said Policy and will be held by such Insurance Trustee or any successor insurance trustee. The Policy is on file and available for inspection at the principal office of the Insurance Trustee and a copy thereof may be se~ured from Ambac Assurance or the Insurance Trustee. All payments required to be made under the Policy shall be made in accordance with the provisions thereof. The owner of this Bond acknowledges and consents to the subrogation rights of Ambac Assurance as more fully set forth in the Policy. OHS WEST:260114431. For. value received the undersigned doe es) hereby sell,. assign and transfer unto (Social Security or other identifying Number of Assignee the within-mentioned registered Bond and doe es)hereby irrevocably constitute and appoint attorney to transfer the same on the bond register of the Trustee, with full power of substitution in the premises. Dated: Signature guaranteed: Notice: S~gnature(s) must be guaranteed by an eligible guarantor institution. Note: The signature(s) to this Assignment must correspond with the name(s) as written on the face of the within registered Bond in every particular without alteration or enlargement or any change whatsoever. OHS WEST:260114431. CONTINUING DISCLOSURE AGREEMENT THIS CONTINUING DISCLOSURE AGREEMENT (this "Disclosure Agreement" is executed and entered into as of December 1 , 2006 by and among the ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION, a public body, corporate and politic organized and existing under, and by virtue of the laws of the State of California (the Commission ), U.S. BANK NATIONAL ASSOCIATION, a national banking association organized and existing. under the laws of the United States of America, in its capacity as trustee (the "Trustee ), and u.S. BANK NATIONAL ASSOCIATION, a national banking association organized ~nd existing under the laws of the United States of America.. in its capacity as Dissemination Agent (the "Dissemination Agent" WHEREAS, the Commission, has heretofore issued its Redevelopment Project Area No. 1 Tax Allocation Bonds, Series 1993A (the "Series 1993A Bonds ) in the original principal amount of $34 275 000 for the purpose of financing portions of the Redevelopment Project Area No., which Series 1993A Bonds were issued pursuant ~o the terms of an Indenture, dated as of October 1 , 1993 (the "Original Indenture ), between the Trustee and the Commission; and WHEREAS, pursuant to the -First Supplement to Indenture, dated a~ of March 1 , 2006 (the "First Supplement" and the Original Indenture as supplemented by the First Supplement and as hereinafter supplemented referred to herein as the "Indenture ), by and between the Commission and the Trustee the Commission has . issued the Rosemead Community Development Commission Redevelopment Proje~t Area No. 1 Tax Allocation Bonds, Series 2006A, in the aggregate principal amount of$14 005 000; and WHEREAS, pursuant to the Second Supplement to Indenture, dated as of December 1 2006 (the "First Supplement" and the Original Indenture as supplemented by the First Supplement and as hereinafter supplemented referred to herein as the "Indenture ), by and between the Commission and the Trustee, the Co~mission has issued the Rosemead Commll:nity Development Commission Redevelopment Project Area No.1 Tax Allocation Bonds, Series 2006B (the "Bonds ), in the aggregate. principal amount of $24 230 000; and WHEREAS, this Disclosure Agreement is being executed and delivered by the Commission and U.S. Bank National Association, in its capacity as Trustee and in its capacity as Dissemination Agent, for the benefit of the holders and beneficial owners of the Bonds and in order to assist the underwriters of the "Bonds in complying with Securities and Exchange Commission Rule 15c2-12(b)( 5); NOW, THEREFORE, for and in consideration of the mutual premises and covenants herein contained, the parties hereto agree as follows: Section 1. Definitions. Capitalized undefined terms used herein shall have the meanings ascribed thereto in the Indenture. In addition, the following capitalized terms shall have thefollowing meanings: OHS West:260144170. Annual Report". means any Annual Report provided by the Commission pursuant to and as described in, Sections 2 and 3 hereof. Annual Report Date" means not later than 270 days following the end of the Commission s fiscal year (which is culTently June 30), commencing March., 2007. Commission" means the Rosemead Community Development Commission. Disclosure Representative means the Executive Director of the Commission, or his or her designee, or such other person as the Commission shall designate in writing to the Trustee from time to time. Dissemination Agent" means U.S. Bank National Association, acting in its capacity as Dissemination Agent hereunder, or any successor Dissemination Agent designated in writing by the Commission and which has filed with the Trustee a written acceptance of such designation. Listed Events" means any of the events listed in Section 4(a) hereof. National Repository means any Nationally Recognized Municipal Securities Information Repository for purposes of the Rule. Official Statement" means the Official Statement, dated December 14, 2006, relating to the Bonds. Participating Underwriter" means any of the original underwriters of the Bonds required to comply with the Rule in connection with offering of the Bonds. Repository" means each National Repository and each State Repository. Rule means Rule 15c2-12(b)( 5) adopted by the Securities and Exchange Commission under the Securities Exchange Act of 1934, as the same may be amended from time to time. State Repository means any public or private repository or entity designated by the State of California as a state repository for the purpose of the Rule and recognized as such by the Securities and Exchange Commission. As of the date of this Disclosure Agreement, there is noState Repository. Section 2. Provision of Annual Reports (a) The Commission shall, or upon furnishing the Annual Report to the Dissemination Agent, shall cause the Dissemination Agent , provide to each Repository and to Ambac Assurance an Annual Report which is consistent with the requirements of Section 3 hereof, not later than the Annual Report Date, commencing with the report for the 2005-06 fiscal year. The Annual Report may be submitted as a single document or as separate documents comprising a package, and may include by reference other information as provided in Section 3 hereof; provided, however, that the audited financial statements of the Commission, if any, may be submitted separately from the balance of the Annual Report, arid later than the date required above for the filing of the Annual Report if not available by that date. If the Commission s fiscal year changes, it shall give notice of such change il1 the same manner as for a Listed Event under Section 4(f) hereof. OHSWest:260144170 (b) N at later than 15 business days prior to the date specified in subsection (a) for providing the Annual Report to Repositories, the Commission shall provide the Annual Report (in a form suitable for reporting to the Repositories) to the Dissemination Agent and the Trustee (if the Trustee is not the Dissemination Agent). If by such date, the Trustee has not received a copy of the Annual Report, the Trustee shall notify the Disclosure Representative of such failure to receive the Annual Report. (c) If the Trustee is unable to verify that an Annual Report has been provided to Repositories by the date required in subsection (a), the Trustee shall send a notice to the Municipal Securities Rulemaking Bo~rd and the appropriate State Repository, if any, in substantially the form attached as Exhibit A. (d)The Dissemination Agent shall: (i) determine each year prior to the date for providing the Annual Report the name and address of each National Repository and each State Repository, if any; (ii) herein; and provide any Annual Report received by it to each Repository, as provided (iii) provided the Dissemination Agent has received t4e Annual Report pursuant to Section 2(b) hereof file a report with the Commission and (if the Dissemination Agent is not the Trustee) the Trustee certifying that the Annual Report has been provided pursuant to this Disclosure Agreement, stating the date it was provided and listing all the Repositories to which it was provided. Section 3. Content of Annual Reports contain or incorporate by reference the following: The Commission s Annual Report shall ( a) The' Commission ' 8 audited financial statements, if any, prepared in accordance with generally accepted accounting principles as promulgated to apply to governmental entities from time to time by the Governmental Accounting Standards Board. If the Commission audited financial statements, if any, are not available by the time the Annual Report is required to be filed pursuant to Section 2(a) hereof, the Annual Report shall contain unaudited financial statements in a format similar to that used for.the Commission s audited financial statements and the audited financial statements, if any, shall be filed in the same manner as the Annual Report when they become available. (b)The following information: (i) An update of the information contained in Table of the Official Statement for the most recently completed fiscal year. (ii) An update of the information. contained in Table 3 of the Official Statement for the most recently completed fiscal year. " (iii)An update of the information contained in Table of the Official Statement based upon the most recently completed fiscal year. OHS West:260144170 (iv) An update of the information contained in Table 7 of the Official Statement for the most recently completed fiscal year. (v) The amount of any payments by the Commission during the most recently completed Fiscal Year of the type described in "RISK FACTORS State Budget Deficit and Its Impact on Pledged Tax Revenues" in the Official Statement. (c) In addition to any of the information expressly required to be provided under paragraphs (a) and (b) of this Section, the Commission shall provide such further information, if any, as may be necessary to make the specifically required statements, in the light of the circumstances under which they are made, not misleading. Any or all of the items listed above may be included by specific reference to other documents including official statemep.ts of debt issues of the Commission or related public entities, which have been submitted' to each of the Repositories or the Securities and Exchange Commission. If the document included by reference is a final official statement, it must be available from the Municipal Securities Rulemaking Board. The Commission shall clearly identify each such other document so included by reference. Section 4. ~o~ting of Significant Events (a) Pursuant to the provisions of this Section, the Commission shall give, or cause to be given, notice of the OCCUlTence of any of the following events with respect to the Bonds, if material: (i) (ii) (iii) difficulties. (iv) diffi cui ti es. (v) (vi) security. (vii) Principal and interest payment delinquencies. Non-payment related defaults. Unscheduled draws on debt service reserves reflecting financial Unscheduled draws on credit enhancements reflecting financial Substitution of credit or liquidity providers, or their failure to perform. Adverse tax opinions or events affecting the tax -exempt status of the Modifications to rights of security holders. (viii) Contingent or unscheduled bond calls. (ix) (x) securi ti es. (xi) OHS West:260144170 Defeasances. Release, substitution, or sale of property securing repayment of the Rating changes. (b) The Trustee shall, within five business days of obtaining actual knowledge of the. occurrence of any of the: Listed Events, contact the Disclosure Representative inform such person of the event, and request that the Commission promptly notify the Dissemination Agent in writing whether or not to report the event pursuant to subsection (:t); provided, however, that the Dissemination Agent shall have no liability to Bond owners for any failure to provide such notice. For purposes of this Disclosure Agreement , " actual knowledge" of the occurrence of the Listed Events described under clauses (ii), (iii), (vi), (x) and (xi) above shall mean actual knowledge by an officer at the corporate trust office of the Trustee. The Trustee shall have no responsibility for detennining the materiality of any of the Listed Events. " (c) Whenever the Commission obtains knowledge of the occurrence of a Listed Event, whether because of a notice from the Trustee pursuant to subsection (b) or otherwise, the Commission shall as soon as possible determine if such event would be material under applicable Federal securities law. (d) lfthe Commission determines that knowledge of the occurrence of a Listed Event would be material under applicable Federal securities law, the Commission shall promptly notify the Dissemination Agent in writing. Such notice shall instruct the Dissemination Agent to report the occurrence pursuant to subsection (:t). The Commission shall provide the Dissemination Agent with a form of notice of such event in a format suitable for reporting to the Municipal Securities Rulemaking Board and each State Repository, if any. ( e) If in response to a request under subsection (b), the Commission detennines that the Listed Event would not be material under applicable Federal securities law, the Commission shall so notify the Dissemination Agent in writing and instruct the Dissemination Agent not to report the occurrence pursuant to subsection (:t). (:t) If the Dissemination Agent has been instructed by the Commission to report the occurrence of a Listed Event, the Dissemination Agent..shall file a notice of such occurrence with the Municipal Securities Rulemaking Board and each State Repository and Ambac Assurance. Notwithstanding the foregoing, notice of Listed Events described in subsections (a)(viii) and (ix) need not be given under this subsection any earlier than the notice (if any) of the underlying event is given to holders of affected Bonds pursuant to the Indenture. Section 5. Termination of Reportin2 Obli2ation. The. Commission s obligations under this Disclosure Agreement shall terminate upon the legal defeasance, prior redemption or payment in full of all of the Bonds. If such termination occurs prior to the final maturity of the Bonds, the Commission shall give notice of such termination in the same manner as for a Listed ent under Section 4(f) hereof. Section 6;. Electronic Filing Submission of Annual Reports and noti~es of Listed Events to DisclosureUSA.org or another "Central Post Office" designated and accepted by the . Securities and Exchang~ Commission shall constitute compliance with the requirement of filing such reports' and notices with each Repository hereunder; and the Commission may satisfy its obligations hereunder to file any notice, document or infonnation with a Repository by filing the same with any dissemination agent or conduit, including DisclosureUSA.org or another "Central Post Office" or similar entity, assuming or charged with responsibility for accepting notices OHS West:260144170 documents or information.for transmission to such Repository, to the extent permitted by the Securities and Exchange Commission or Securities and Exchange Commission staff or required by the Securities and Exchange Commission. For this purpose, permission shall be deemed to have been granted by the Securities and Exchange Commission staff if and to the extent the agent or conduit has received an interpretive letter which has not been revoked from the Securities and Exchange Commission staff to the effect that using the agent or conduit transmit information to the Repository will be treated for purposes of the Rule as if such information were transmitted directly to the Repository. Section 7. Dissemination A2ent. The Commission may, from time to time, appoint or engage a Dissemination Agent to assist it in carrying out its obligations under this Disclosure Agreement and may discharge" any such Dissemination Agent, with or without appointing a successor Dissemination Agent. The Dissemination Agent may resign by providing thirty days written notice to the Commission and the Trustee. The Dissemination Agent shall have no duty to prepare the Annual Report nor shall the Dissemination Agent be responsible for filing any' Anllual Report not provided to.it by the Commission in a timely manner and in a form suitable for filing. If at any time there is not .any other designated Dissemination Agent, the Trustee shall be the Dissemination Agent. Section 8. Amendment; Waiver ' Notwithstanding any. other prOVISIon of this Disclosure Agreement, the Commission, the Trustee and the Dissemination Agent may amend this Disclosure Agreement (and the Trustee and the Dissemination Agent shall agree to any amendment so requested by the Commission, so long as such amendment does not adversely affect the rights or obligations of the Trustee or the Dissemination Agent), and any provision of this Disclosure Agreement may be waived, provided that the following conditions are satisfied: (a) if the amendment or waiver relates to Sections 2(a), 3 or 4(a) hereof it may onlybe made in connection with a change in circumstances that arises from a change in legal requirements, change in law, or change in the identity, nature, or status of an obligated person with respect to the Bonds; or type of business conducted; (b) the undertakings herein, as proposed to be amended or waived, would, in the opinion of nationally recognized bond counsel, have complied with the requirements of the Rule at the time of the 'primary offering of the Bonds, after taking into account any amendments or interpretations of the Rule, as well as any change in circumstances; and (c) the proposed amendment or waiver (i) is approved by holders of sixty percent of the Bonds in the manner provided in the Indenture for amendments to the Indenture with the consent of holders, or (ii) does not, in the opinion of nationally recognized bond counsel materially impair the interests of holders. If the annual financial information or operating data to be provided in the Annual Report is amended pursuant to the provisions hereof, the first annual financial information containing the amended operating data or financial information shall explain, in narrative form, the reasons for the amendment and the impact of the change in the type of operating data or financial infonnation being provided. OHS West:260144170 If an amendment is made to the undertaking specifying the accounting principles to be, followed in preparing financial statements, the annual financial information for the year in which the change is made shall present a comparison between the financial statements' or infonnation prepared on the basis of the new accounting principles and those prepared on the basis of the fonner accounting principles. The comparison shall, include a qualitative discussion of the differences in the accounting principles and the impact of the change in the accounting principles on the presentation of the financial statements or information, in order to provide infonnation to investors to enable th~m to evaluate the ability of the Commission to meet its obligations including its obligation to pay debt ,service on the Bonds. To the extent reasonably feasible, the comparison shall be quantitative. A notice of the change inJ the accounting principles shall be sent to the Repositories in the same manner as for a Listed Event under Section 4( f) hereof. Section 9. Additional Information. Nothing in this Disclosure Agreement shall be deemed to prevent the Commission from disseminating any other information, using the means of dissemination set forth in this Disclosure Agreement or any other means of communication, or including any other information in any Annual Report or notice of occurrence of a Listed Event in addition to that which is required by this Disclosure Agreement. If the Commission chooses to include any information in any Annual Report or notice of occurrence of a Listed Event in addition to that which is' specifically required by this Disclosure Agreement, the Commission shall have no qbligation under this Disclosure Agreement to update such information or include it in any future Annual Report or notice of occurrence of a Listed Event. Section,10. Default. In the event of a failure of the Commission to comply with any provision 6fthis Disclosure Agreement, the Trustee at the written direction of any Participating Underwriter or the holders of at least 25% aggregate principal amount of Outstanding Bonds shall, upon receipt of indemnification reasonably satisfactory to the Trustee, take such actions as may be necessary and appropriate, including seeking mandate or specific perfonnance by court order, to cause the Commission to comply with its obligations under this Disclosure Agreement. A default under this Disclosure Agreement shall not be deemed an Event of Default under the Indenture, and the sale remedy under this Disclosure Agreement in the event of any failure of the Commission. or the Trustee to comply with this Disclosure Agreement shall be an action to compel performance. Section 11. Duties., Immunities. and Liabilities of Trustee and Dissemination A2ent Article VIII of the Indenture is hereby made applicable to this Disclosure Agreement as if this Disclosure Agreement were (solely for this purpose) contained in the Indenture, and the Trustee and the Dissemination Agent shall be entitled to the protections, limitations from lia1?ility and indemnities afforded to the Trustee thereunder. The Dissemination Agent and the Trustee shall have only such duties h~reunder as are specifically set forth in this Disclosure Agreement. The Commission agrees to indemnify and save the Dissemination Agent, the Trustee, their officers directors, employees and agent, harmless against any loss, expense and liabilities which it may incur arising out of the disclosure of infonnation pursuant to this Disclosure Agreement or arising out of or in the exercise ,or performance of its powers and duties hereunder, including the costs and expenses (including attorneys fees) of defending against any claim of liability, but excluding liabilities due to the Dissemination Agent's negligence or willful misconduct. This Disclosure Agreement does not . apply to any other securities issued or to be issued by the Commission. The Dissemination Agent shall have no obligation to make any disclosure OHS West:260144170 concerning the Bonds, the Commission or any other matter except as expressly set out herein provided that no provision .of this Disclosure Agreement shall limit the duties or obligations of the Trustee under the ~ndenture. The Dissemination Agent shall have no responsibility for the preparation, review, form or content of any Annual Report or any notice of a Listed Event. The Dissemination Agent may conclusively rely upon the Annual Report provided to it by the Commission as constituting the Annual Report required of the Commission in accordance with the Disclosure Agreement. The fact that the Trustee has or may have any banking, fiduciary or other relationship with the Commission or any other party, apart from the relationship' created the Indenture and this Disclosure Agreement, shall not be construed to mean that the Trustee has knowledge or notice of any event or condition relating to the Bonds or the Commission except in its respective capacities under such agreements. No provision of this Disclosure Agreement shall require or be construed to require the Dissemination Agent to interpret or provide an opinion concerning any information disclosed hereunder. Information disclosed hereunder by the Dissemination Agent may contain such disclaimer language concerning the Dissemination . Agent's responsibilities hereunder with respect thereto as the Dissemination Agent may deem appropriate. The Dissemination Agent may conclusively rely on the determination of the Commission ~s to the materiality of any event for purposes of Section 4 hereof. Neither the Trustee nor the Dissemination Agent make any representation as to the sufficiency" of this Disclosure Agreement for purposes of, the Rule. The Dissemination Agent shall be paid compensation by the Commission for its services provided hereunder in accordance with its schedule of fees, as amended from time to time, and all expenses, legal fees and advances made or incurred by the Dissemination in the performance of its duties hereunder. The Commission obligations under this Section shall survive the termination of this Disclosure Agreement. Section 12. Beneficiaries This Disclosure Agreement shall inure solely to the benefit of the Commission, the Trustee, the Dissemination Agent, the Participating Underwriters and holders and beneficial owners from time to time of the Bonds, and shall create no rights in any other' person or entity. Section 13. Counterparts This Disclosure Agreement may be executed in several counterparts, each of which shall be an original and all of which shall constitute but one and the same instrument. Section 14. Merger Any person succeeding to' all or substantially all of the Dissemination Agent's corporate trust business shall be the successor Dissemination Agent without the filing of any paper or any further act. OHS West:260144170 IN WITNESS WHEREOF the parties hereto have executed this Disclosure Agreement as of the date first above written. ATTEST: By: Secretary OHS West:260144170 ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION By:u. S. BANK NATIONAL ASSOCIATION, as Trustee By: Authorized Officer S. BANK NATIONAL ASSOCIATION, as Dissemination Agent By: Authorized Officer IN WITNESS WHEREOF, the parties hereto have executed this Disclosure Agreement as of the date first above written. ATTEST: By. Secretary . OHS West:260144170 ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION By: Authorized Officer s. BANK NATIONAL ASSOCIATION, Trustee By: Authorized Officer s. BANK NATIONAL ASSOCIATION, as Dissemination Agent By: EXHIBIT A NOTICE TO MUNICIPAL SECURITIES RULEMAKING BOARD 0 F FAILURE TO FILE ANNUAL REPORT Name of Issuer:Rosemead Community Development Commission Name of Bond Issue: Rosemead Community Development Commission Redevelopment Project Area No.1 Tax Allocation Refunding Bonds Series 2006B Date of Issuance:December 21 , 2006 NOTICE IS HEREBY GIVEN that the Rosemead Community Development Commission (the "Commission ) has not provided an Annual Report with respect to the above- named Bonds as required by the Continuing Disclosure Agreement dated as of December 1 2006, by and among the Commission and U.S. Bank National Association, in its capacity as Trustee and in its capacity as Dissemination Agent. (The Commission anticipates that theAnnual Report will be filed by . J Dated: By: S. Bank National Association Trustee, on behalf of the Rosemead Community Development Commission cc: Rosemead Community Development Commission OHS West:260144170. Tax Certificate This Tax Certificate (the "Tax Certificate ) is executed and delivered by the Rosemead Community Development Commission (Los Angeles County, California) (the Issuer ) in connection with the issuance of $24 230 000 aggregate stated principal amount of its Redevelopment Project Area No.1 Tax Allocation Refunding Bonds, Series 2006B (the Bonds ). The Bonds are being issued pursuant to an Indenture, originally dated as of October 1 1993, as previously supplemented and now as supplemented by the Second Supplement to Indenture, dated as of December 1 2006 (as so supplemented, the "Indenture ), by and between the Issuer and U.S. Bank National Association, as successor in interest, as trustee (the "Trustee Pursuant to Section 6.15 of the Indenture, and in part pursuant to Treasury Regulations Section 1. 148-2(b)(2), the Issuer certifies, covenants, warrants and represents as follows: ARTICLE I. IN GENERAL 1.1 The Issuer. The Issuer is a redevelopment agency duly organized and existing under and by virtue of the laws of the State of California. The Issuer has the general authority to exercise the power of eminent domain in furtherance of its governmental purposes. 2 Delivery of the Bonds. On the date hereof, in exchange for receipt of good funds, the Issuer is delivering the Bonds to Piper Jaffray & Co., as underwriter (the Underwriter ), for resale to the general public. 1.3 Purpose of Tax Celotificate. The Issuer is delivering this Tax Certificate to Orrick, Herrington & Sutcliffe LLP, as bond counsel, with the. understanding that Orrick Herrington & Sutcliffe LLP will rely in part upon this Tax Certificate in rendering its opimon that interest on the Bonds is excluded from gross income for federal income tax purposes under Section 103 of the Internal Revenue Code of 1986. 1.4 Purpose of Financing. The Bonds are being issued to refund, on a current basis, the Issuer s entire outstanding Redevelopment Project Area No.1 Tax Allocation Bonds Series 1993A, which were originally issued by Rosemead Redevelopment Agency (which is the predecessor to the Issuer), on November 2, 1993 in the original amount of $34 275 000 (as originally issued, the "Prior Bonds" and, the Prior Bonds now outstanding and to be refunded the "Refunded Bonds ); to fund a portion ofthe reserve fund for the Bonds; and to pay the costs of issuing the Bonds, including a premium for Insurance and a fee for the Surety Bond (as such terms are defined herein). The Prior Bonds were originally issued to fmance original capital improvements (the "Project) and refinance certain prior obligations of the RosemeadRedevelopment Agency from 1991. Maturities of the Prior Bonds that are not part of the Refunded Bonds were previously refunded. The Refunded Bonds are all allocable to the Project, which is described in more detail in the tax certificate executed in connection with the issuance of the Prior Bonds and the exhibits attached thereto. 1.5 Single Issue. All the Bonds were sold to the Underwriter on December 14 2006 (the "Sale Date ), pursuant to the same plan offmancing, and are expected to be paid out of OHS WEST:260145081.2 41555- substantially the same source of funds. No other governmental obligations which are expected to be paid out of substantially the same source of funds as the Bonds have been or will be sold within the 31-day period beginning 15 days before the Sale Date pursuant to the same plan of financing as the Bonds. All ofthe Prior Bonds were issued at the same time, pursuant to a common plan of financing and have been (or had substantially the same claim to be) paid out of substantially the same source of funds. In addition, all of the Prior Bonds were sold at substantially the same time, pursuant to a common plan of marketing. No other goveriunental obligations were issued or reissued at substantially the same time, pursuant to a common plan of financing, and have been (or have had substantially the same claim to be) paid out of substantially the same source of funds as the Prior Bonds. Furthermore, no other governmental bonds were sold at substantially the same time as the Prior Bonds, pursuant to a common plan of marketing, and have been (or have had substantially the same claim to be) paid out of substantially the same revenues as the Prior Bonds. 1.6 Definitions. Capitalized terms used and not otherwise defined herein shaiI have the respective meanings set forth in the Indenture. Unless the context otherwise requires the following capitalized terms have the following meanings: Adjusted Gross Proceeds means Gross Proceeds, adjusted as set forth in Treasury Regulations Section 1.148-: 7( c )(3). Thus, Adjusted Gross Proceeds generally means Gross Proceeds, less Gross Proceeds held in (i) the Bona Fide Debt Service Funds and (ii) the Reserve Account, as described in Section 3.5 ofthis Tax Certificate (excluding any Restricted Amount). Bona Fide Debt Service Funds means those funds and accounts identified in Section 3.4.3 of this Tax Certificate. Bond Year means the period beginning on the Closing Date and ending on October 1 , 2007 (or on an earlier date selected by the Issuer in accordance with Treasury Regulations Section 1.148-1 (b)), and each successive one-year period thereafter. The last Bond Year will end on the last day on which any Bond is outstanding for Federal tax purposes. Closing Date means the date of this Tax Certificate. Code means the Internal Revenue Code of 1986 (including amendments thereto). Governmental Unit" means any State, or political subdivision of a State, but excludes the United States and its agencies or instrumentalities. Gross Proceeds has the meaning used in Section 1.148-1 (b) ofthe Treasury Regulations, and generally means all proceeds derived from or relating to the Bonds, including Sale Proceeds, Investment Proceeds, and other amounts expected to be used to pay debt service on the Bonds. OHS WEST:260145081.2 41555- Insurance means that certain municipal bond insurance policy issued by the Insurer, unconditionally guaranteeing the payment of all principal of or interest on the Bonds that has become due for payment but that remains unpaid by reason of nonpayment by the Issuer. Insurer means Ambac Assurance Corporation. Investment Proceeds means earnings received from investing and reinvesting Sale Proceeds and from investing and reinvesting such earnings. Investment Property" means any security or obligation, any annuity contract, or any other investment-type property, but does not include any Tax-Exempt Bond unless such obligation is a "specified private activity bond" within the meaning of Section 57(a)(5)(C) ofthe Code. Nongovernmental Person means any person or entity other than a Governmental Unit. Nonpurpose Investment means any Investment Property in which Gross Proceeds are invested. Opinion of Counsel" means a written opinion of nationally recognized bond counsel, delivered to the Trustee, to the effect that interest on the Bonds will not be included in gross income for federal income tax .purposes. Rebate Requirement means the amount of rebatable arbitrage computed as of . the last day of any Bond Year pursuant to Section 1.148-3 of the Treasury Regulations. Refunding Escrow means the escrow fund that is established to refund the Refunded Bonds, as set forth further in Section 3.3 herein. Restricted Amount has the meaning set forth in Section 3.5 of this Tax Certificate. Sale Proceeds means the amount of $23 988 285.35, comprising the principal amount of the Bonds, less original issue discount thereon in the amount of$241 714.65. Spendable Proceeds means the net amount of proceeds (after payment of issuance expenses with the proceeds of such issue) received by the Issuer as a result of the sale of the portion of the Prior Bonds that financed the Proj ect, minus the sum of (i) any amount so allocable that was invested as the minor portion, (ii) the amount of proceeds of such portion of the issue deposited in a reasonably required reserve fund and (iii) the amount of proceeds of such portion expended in payment of principal or interest thereon within three years after the issuance thereof. Surety Bond" means the debt service reserve fund surety bond issued by the Surety Provider in partial satisfaction of the Reserve Requirement for the Bonds. OHS WEST:260145081.2 41555- Surety Provider means Ambac Assurance Corporation. Tax-Exempt Bond" means any obligation the interest on which is excluded from gross income for federal income tax purposes pursuant to Section 103 of the Code or Section 103 of the Internal Revenue Code of 1954, as amended (the "1954 Code ), and Title XIII of the Tax Reform Act of 1986, as amended, as well as stock in a regulated investment company to the extent at least 95 percent of income to the stockholder is treated as interest that is excludable from gross income under Section 103 of the Code. Yield" means that discount rate described in Section 4.1 of this Tax Certificate. 1.7 Reliance. With respect to certain matters contained in this Tax Certificate the Issuer specifically relies upon certifications of the Underwriter outlined in the certificate attached hereto as Exhibit A, of the Insurer and Surety Provider outlined in the certificate attached hereto as Exhibit B and certifications set forth in the other exhibits attached hereto, if any. The Issueris not aware of any facts or circumstances that would cause. either party to question the accuracy or reasonableness of any representation made in this Tax Certificate or' in any exhibit hereto. ARTICLE II. GENERAL TAX LIMITATIONS 1 Application of Sale Proceeds and Other Amounts. On the date hereof, Sale Proceeds are being allocated or used as follows: Refunding Escrow Costs ofIssuance Insurance Premium Surety Fee Underwriter s Discount TOTAL $23 218 359. 165 389.45 449 156.31 000. 145,380. $23 988 285.35 As of the Closing Date, the only proceeds allocable to the Refunded Bonds that remain are those in the reserve fund, in the amount of$1 323 238.13. Of such amount 143 054.39 is being transferred to the Reserve Account in partial satisfaction of the Reserve Requirement for the Bonds. The remaining $180 183.74 is being deposited in the RefundingEscrow. 2 InvestmentProceeds. Investment Proceeds earned on moneys in the all funds (except the Refunding Escrow, the Special Fund, the Expense Fund and the Rebate Fund) and accounts shall be deposited in the Debt Service Fund. Investment Proceeds earned on moneys in the Refullding Escrow, the Special Fund, the Expense Fund and the Rebate Fund shall be retained in each such fund. OHS WEST:260145081.2 41555- 3 Governmental Bond Status. All proceeds ofthe Bonds, the Prior Bonds and the Project have been and will be used by the Issuer in a manner where the provisions set forthherein are met. 1 No Private Loan Bonds. Absent an Opinion of Counsel, the Issuer has not loaned and will not loan more than ~% of the proceeds ofthe Bonds or the Prior Bonds to one or more Nongovernmental Persons other than in their roles as members of the general public and have not loaned and will not loan more than 5% ofthe proceeds ofthe Bonds or the Prior Bonds to any Nongovernmental Persons unless such loan enables the Issuer to finance a specific essential governmental function and such loan is paid with the proceeds of a governmental assessment of general application. 2 No Private Activity Bonds. Absent an Opinion of Counsel, the Issuer has not allowed and will not allow more than 10% of Sale Proceeds and Investment Proceeds ofthe Bonds, the Prior Bonds or of the Project to be used directly or indirectly by any Nongovernmental Person in any trade or business, other than as a member of the general public. For purposes of the preceding sentence , " 10%" is reduced to "5%" for nongovernmental useof any facilities refinanced from proceeds of the Bonds which are disproportionate to or not related to the goveimnental purposes of the Bonds. Absent an Opinion of Counsel, for purposes of this Section 2.3, a Nongovernmental Person will be treated as "using" proceeds ofthe Bonds or the Prior Bonds to the extent the Nongovernmental Person (i)borrows Bond proceeds (ii)uses the Project ~, as owner, lessee, service provider, operator or manager), (Hi) acquires the output (or throughput) of the Project, if any, or (iv) acquires or uses technology developed at the Project, if any. For purposes of this Section 2.3, the "use" of the proceeds of the Bonds, the Prior Bonds or the Project includes, without limitation, the lease or rental ofthe Project, or any portion thereof, to third parties which are not Governmental Units. Such term also includes any contract for the management or operation of any such facilities constituting the Project unless such contract meets the requirements of Revenue Procedure 97-13. In addition, Section 1.145-2 ofthe Treasury Regulations, together with Section 1.141-3(c) and (d), provide that use of the Project on a nondiscriminatory basis by the general public and certain short4erm uses and incidental uses will not be considered impermissible use of the ProJect. 2.4 Change in Use. The Issuer reasonably expects to use all Bond proceeds and all facilities that are refinanced from Bond proceeds as set forth in Section 2.3 ofthis Tax Certificate for the entire stated term to maturity of the Bonds. Absent an Opinion of Counsel, the Issuer in fact will use all Bond proceeds and each facility refinanced from Bond proceeds as set forth in Section 2.3 of this Tax Certificate. OHS WEST:260145081.2 41555- 5 Registered Form. The Bonds are being issued in registered form. 6 Federal Guarantee. The Issuer will not directly or indirectly use or permit the use of any Bond proceeds or any other funds of the Issuer or any related party or take or omit to take any action that would cause the Bonds to be obligations that are "federally guaranteed" within the meaning of Section 149(b) of the Code. In furtherance of this covenant, the Issuer will not allow the payment of principal or interest with respect to the Bonds to be guaranteed (directly or indirectly) in whole or in part by the United States or any agency or instrumentality thereof. Except as provided in the next sentence, the Issuer will not use, collectively, five percent or more of the proceeds of the Bonds to make or finance loans the payment of principal or interest with respect to which is guaranteed in whole or in part by the United States or any agency or instrumentality thereof, nor will it invest 5% or more of the proceeds in federally insured deposits or accounts. The .preceding sentence shall not apply to: (a) investments of Bond proceeds in the Series 2006B Expense Account during the temporary period described in Section 3.7 of this Tax Certificate; (b) investments in the Bona Fide Debt Service Funds; (c) investments in the Reserve Account, to the extent amounts therein qualify for unrestricted yield investment pursuant to Section 3.5 ofthis Tax Certificate; and (d) investments in obligations (including those in the Refunding Escrow) issued by the United States Department of Treasury. 7 Information Reporting. The Issuer will cause a properly completed and executed IRS Form 8038-Gto be filed with respect to the Bonds no later than February 15, 2007. 8 Current Refunding. The Bonds are being issued to redeem the Refunded Bonds on February 6 2007, which is less than 90 days after the Closing Date. Bond proceeds will not be used directly or indirectly to make principal, interest or premium payments with respect to any governmental obligation other than the Bonds and the Refunded Bonds. 9 No Pooling. The Issuer will not use any Bond proceeds directly or indirectly to make or finance loans to two or more ultimate borrowers. 10 No Hedge Bonds. On the date on which the Prior Bonds were executed and delivered, the Issuer reasonably expected to spend at least 85% of the Spendable Proceeds of such issue within three years of such date. The Issuer did not invest more than 50% of the proceeds of the Prior Bonds in investment securities with a substantially guaranteed yield for fouryears or longer. 11 Retention of Records. The Issuer covenants to maintain all records relating to the requirements of the Code and the representations, certifications and covenants set forth in this Tax Certificate until the date three years after the last outstanding Bonds have been retired. If any of the Bonds are refunded by Tax~Exempt Bonds (the "Refunding Obligations ), the Issuer covenants to maintain all records required to be retained by this Section until the later ofthe date OHS WEST:26014508L2 41555- three years after the last outstanding Bonds have been retired or the date three years after the last Refunding Obligations have been retired. The records that must be retained include, but are notlimited to: (a) Basic records and documents relating to the Bonds (including the Indenture, this Tax Certificate and the opinion of Bond Counsel); (b)Documentation evidencing the expenditure of Bond proceeds; (c) Documentation evidencing the use ofthe Project by public and private sources (i., copies of management contracts, research agreements, leases, etc. (d)Documentation evidencing all sources of payment or security for the Bonds; and ( e) Documentation pertaining to any investment of Bond proceeds (including the purchase and sale of securities, SLGs subscriptions, yield calculations for each class of investments, actual investment income received from the investment of proceeds, guaranteed investment contracts, and rebate calculations). ARTICLE III. ARBITRAGE GENERAL 1 Reasonable Expectations. This Article III states the Issuer s reasonable expectations with respect to the amounts and uses of Bond proceeds and certain other moneys. 2 Reofferillg Price. The Issuer is delivering the Bonds to the Underwriter on . the date hereof in exchange for payment of the amount of Sale Proceeds, less an underwriter discount of$145 380., less the premium for the Insurance in the amount of$449 156.31 and less the fee for the Surety Bond in the amount of$10 000. Basedupon advice of the Underwriter, as reflected in Exhibit A hereto, all ofthe Bonds were reoffered to the public (excluding any bond house, broker or other intermediary) at the prices set forth in the schedule attached to such Exhibit A and at least 10% of each maturity of the Bonds actually were sold at such prices. Based upon advice of the Underwriter, also as reflected in Exhibit A hereto, such initial reoffering prices were reasonable under customary standards in the applicable tax-exempt market as ofthe Sale Date. 3 Funds and Accounts~ Pursuant to the Indenture, the Issuer will cause the following funds and accounts to be established and maintained with respect to the Bonds: Expense Fund Series 2006B Expense Account Special Fund Debt Service Fund Interest Account Principal Account Series 2006B Sinking Account Reserve Account OHS WEST:260145081. 41555- Series 2006B Rebate Fund In addition, the Refunding Escrow has been established pursuant to that Escrow Agreement dated as of December 1, 2006, by and between the Issuer and u.S. Bank National Association, as escrow agent. The Issuer does not expect that it or any other person benefiting from the issuance of the Bonds will use any moneys in any fund or account other than the Bona Fide Debt Service Funds to pay principal of, redemption premium, or interest on the Bonds; nor is any other fund or account however established, except the Reserve Account, so pledged as security for the Bonds that there is a reasonable assurance that amounts held in such other fund or account will be available if needed to pay debt service on the Bonds. 3.4 Debt Service Funds. 3.4.1 Payment of the Bonds. The Bonds are limited obligations of the Issuer payable from the Pledged Tax Revenues (the "Tax Revenues ) and from earnings from the investment and reinvestment of Sale Proceeds, and certain other moneys held by the Trustee. 3.4.2 Revenues. All Tax Revenues are to be collected and deposited to the Special Fund and applied as provided in the Indenture. Payments of debt service on the Bonds are expected to be derived from current revenues of the Issuer in each year, and current revenues are expected to equal or exceed debt service on the Bonds during each payment period. Therefore, all amounts transferred to and from the Special Fund are expected to be derived from current revenues. 3.43 l\'latch Between Revenues and Debt Service. The Debt Service Fund (and all accounts therein excluding the Reserve Account) and the portion of the Special Fund used to make transfers to the Debt Service Fund (collectively, the "Bona Fide Debt Service Funds ) will be used primarily to achieve a proper matching of revenues and debt service within each Bond Year. Such funds in the aggregate will be depleted at least once a year except for a carryover amount not to exceed the greater of the earnings on such funds for the immediately preceding Bond Year or 1/12th of the principal and interest payments on the Bonds for the immediately preceding Bond Year. Amounts contributed to such funds will be spent within thirteen months after the date of such contribution, and any amounts received from the investment or reinvestment of monies held in such funds will be expended within one year after the date of accumulation thereof in any such fund. To the extent the provisions of this Section 3.4.3 are satisfied, amounts in the Bona Fide Debt Service Funds will be invested without regard to yield. 3.5 Reserve Account. The Indenture establishes a common reserve fund (the Common Reserve ) for the Bonds and other parity obligations issued (and to be issued) under the Indenture (collectively, the "Parity Obligations ). The Trustee may withdraw amounts from the Common Reserve from time to time solely for the purpose of making up any deficiency in the OHS WEST:26014508L2 41555- payment or redemption of the Parity Obligations. As used herein, the Reserve Account is the portion of the Common Reserve reflecting the incremental increase in the Reserve Requirement due to the issuance of the Bonds, aIld the Reserve Account is being met on the date hereof with the Surety Bond, which is an incremental increase to an existing debt service reserve fund surety, and proceeds allocable to the Refunded Bonds. See Section 2.1 herein. As reflected in Exhibit A hereto, the Underwriter has advised that the amount of the Reserve Requirement for the Bonds is reasonably required in that it was a material factor in selling the Bonds at the lowest possible yield (given other characteristics of the Bonds) without regard to any benefit from positive net investment earnings on amounts held in the Reserve Account, and that it is reasonable and customary in marketing similar issues of governmental obligations. Amounts in the Common Reserve are not expected to exceed the least of (i) 10% of the original amount ofthe Parity Obligations, (ii) maximum annual debt service on the Parity Obligations, or (iii) 125% of average annual debt service on the Parity Obligations. Amounts in the Reserve Account, which is allocable to the Bonds, that do not exceed the least of (i) through (i~i) above will be invested without regard to yield. Absent an Opinion of Counsel, any amount in the Reserve Account allocable to the Bonds (excluding Investment Proceeds held therein that were received within the immediately preceding year) that exceeds the least of (i) through (iii) above (the "Restricted Amount") will be invested as set forth in Section 4.3 ofthis Tax Certificate. 6 Rebate Fund. The Issuer has covenanted in the Indenture to take all actions not to cause the Bonds to be "arbitrage bonds" within the meaning ofthe Code. Accordingly, special fund designated the Series 2006B Rebate Fund (the "Rebate Fund") has been established. The amount required to be held in the Rebate Fund at any point in time is determined pursuant to the requirements of the Code, including particularly Section 148(f) ofthe Code and Treasury Regulations applicable thereto. Moneys in the Rebate Fund are neither pledged to nor expected to be used.to pay debt service in respect of the Bonds. Sale Proceeds and Investment Proceeds held in the Rebate Fund, if any, will be invested as set forth in Section 4.3 of this Tax Certificate. All other amounts in the Rebate Fund will be invested without regard to yield. 7 Series 2006B Expense Account. Sale Proceeds are being deposited in the Series 2006B Expense Account on the Closing Date in order to pay the costs of issuing the Bonds, and to pay the Ipsurance premium and the fee on the Surety Bond. . Such amounts may not be invested at a yield above that of the Bonds 13 months after the Closing Date. . 3.8 Refunding Escrow. Sale Proceeds and other amounts allocable to the Refunded Bonds are being deposited in the Refunding Escrow on the Closing Date for the purpose of redeeming the Refunded Bonds on February 6, 2007. Sale Proceeds, and earnings thereon, deposited in the Refunding Escrow will be invested without regard to yield provided such amounts are used to refund the Refunded Bonds on or before such date. Amounts in the Refunding Escrow will be used to purchase United States Treasury Securities - State and Local Government Series . or held in cash. The maturity dates and amounts of such securities are set forth in the verification report, dated the date hereof, prepared by The Arbitrage Group, Inc. OHS \yEST:26014508L2 41555- 9 Transferred Proceeds. On the dates that Sale Proceeds and Investment Proceeds are used to pay principal of or interest on the Refunded Bonds, unexpended proceeds from the sale of the Prior Bonds and investment earnings thereon will become transferred proceeds.ofthe Bonds ("Transferred Proceeds ). Transferred Proceeds are treated as proceeds of the Bonds and not as proceeds of the Prior BonGs. Transferred Proceeds ofthe Bonds may not invested at a yield in excess of the yield on the Bonds. As set forth in Section 2.1 herein proceeds ofthe Prior Bonds held in the reserve fund are subject to become Transferred Proceeds. 10 No Other Replacement Proceeds. Neither the Issuer nor any related person will use any Gross Proceeds ofthe Bonds directly or indirectly to replace funds of the Issuer or any related person, which funds are or will be used directly or indirectly to acquire Investment Property reasonably expected to produce a yield that is materially higher than the yield on the Bonds. The weighted average maturity of the Bonds does not exceed 120% of the expected remaining weighted average economic useful life ofthe Project. 11 No Overissuance. Taking into account anticipated investment earnings proceeds from the sale of the Bonds do not exceed the amount necessary to refund the Refunded Bonds, to pay the fee for the Surety Bond, to pay a premium for the Insurance and to pay costs of issuing the Bonds. 12 No Abusive Arbitrage Device. The Bonds are not and will not be part of a transaction or series of transactions that (a) enables the Issuer or any related person to exploit the difference between tax-exempt and taxable interest rates to gain a material financial advantage and (b) overburdens the market for tax-exempt obligations in any manner, including, without limitation, by selling bonds that would not otherwise be sold, or selling more bonds, or issuing bonds sooner, or allowing bonds to remain outstanding longer, than otherwise would be necessary. 1'3 No Expected Sale. It is not expected that the Project or any part thereof refinanced in whole or in part by the Bonds will be sold or otherwise disposed of before October 2033, the last scheduled maturity date of the Bonds. ARTICLE IV. ARBITRAGE - YIELD k~D YIELD RESTRICTION 1 Yield. For purposes of this Tax Certificate, yield is calculated as set forth in Section 148(b) of the Code and Treasury Regulations Sections 1.148-4 and 1.148-5. Thus, yield on the Bonds or yield on Investment Property generally means that discount rate which, when used in computing the present value of all unconditionally payable payments representing principal, interest and costs of qualified guarantees produces an amount equal to the issue price ofthe Bonds or the purchase price of the Investment Property, as appropriate. The aggregate . issue price of the Bonds is $23 988 285.35 , which represents the price at which the Eonds were offered to the ultimate purchaser(s), as represented by the Underwriter in Exhibit A hereto. The yield on the Bonds has been calculated by the Underwriter to be at least 4.58874%. 1.1 Qualified Guarantee. In computing the yield on the Bonds as described in Section 4.1 hereof, the premiums and fees paid in respect of the Insurance and the OHS WEST:26014508L2 41555- Surety Bond are being treated as qualified guarantee fees, as provided in Treasury Regulations Section 1. 148-4(f), based (i) on certifications ofthe Insurer and the Surety Provider, collectively set forth in Exhibit B hereto, that the premiums and fees paid for the Insurance and the Surety Bond, respectively, were negotiated at arm s length and are within the normal range of charges charged by the Insurer and the Surety Provider for the transfer of credit risk with respect to similar tax-exempt obligations and that the premiums for the Insurance and the Surety Bond respectively, are not included in any direct or indirect payment for a cost, risk or other element that is not customarily borne by insurers with respect to tax-exempt obligations in tran,sactions in which the insurer has no other involvement than as an insurance and surety bond provider and (ii) on certifications of the Underwriter set forth in Exhibit A hereto that the premiums and fees paid for the Insurance and the Surety Bond are reasonable and that the present value of interest saved as a consequence of the Insurance and the Surety Bond exceed the present value of the premiums and fees paid for the Insurance and the Sur'ety Bond. 2 No Qualified Hedges. No contract has been and (absent an Opinion of Counsel) no contract will be entered into such that failure to take the contract into account would distort the yield on the Bonds or otherwise would fail clearly to reflect the economic substance of the transaction~ 3 Yield Restriction. Absent an Opinion of Counsel, if (A) all Investment Proceeds remaining unspent after a one-year period beginning on the date of receipt of such Investment Proceeds, plus (B) any Restricted Amount held in the Reserve Account, plus (C) any amounts held in the Bona Fide Debt Service Funds that remain unexpended after 13 months from . the date of accumulation therein, plus (D) any Sale Proceeds held in the Rebate Fund, at any time in the aggregate exceeds $100 000, the excess will be invested either (i) in Investment Property with a yield not exceeding the yield on the Bonds, (ii) in assets that are not treated as Investment Property (~, Tax-Exempt Bonds), or (iii) in assets that satisfy the requirements for qualified yield reduction payments set forth in Treasury Regulations Section 1.148-5(c), subject to the limitation set forth in Section 1.148-10(b)(1)(ii). ARTICLE V. REBATE 1 Undertakings. Pursuant to the Indenture, the Issuer has covenanted to comply with certain requirements of the Code. The Issuer acknowledges that the United States Department of the Treasury has issued regulations with respect to certain of these undertakings including the proper method for computing whether any rebate amount is due the federal government under Section 148(f) of the Code. (Treasury Regulations Sections 1.148-1 through 1.148-, 1.150-1 and 1.150-) The Issuer further acknowledges that the United States Department ofthe Treasury may yetissue additional regulations with respect to certain other of these undertakings. The Issuer covenants that it will undertake to determine what is required with respect to the rebate provisions contained in Section 148(f) ofthe Code and said regulations from time to time and will comply with any requirements that may apply to the Bonds. Except to the extent inconsistent with any requirements of the Code or future regulations, the Issuer will undertake the methodology described in this Tax Certificate. OHS WEST:260145081.2 41555- 2 Recordkeeping. The Issuer shall maintain or cause to be maintained detailed records with respect to each Nonpurpose Investment attributable to Gross Proceeds, including: (a) purchase date; (b) purchase price; (c) information establishing fair market value on the date such investment became a Nonpurpose Investment; (d) any accrued interest paid; (e) face amount; (1) coupon rate; (g) periodicity of iriterest payments; (h) disposition price; (i) any accrued interest received; and (j) disposition date. Such detailed recordkeeping is required to facilitate the calculation ofthe Rebate Requirement. 3 Rebate Requirement Calculation and Payment. (a) The Issuer will prepare or cause to be prepared a calculation of the Rebate Requirement consistent with the rules described in this Section 5.3. The Issuer will complete the calculation ofthe Rebate Requirement within 55 days after the close ofthe first Bond Year, after each fifth Bond Year and after the first date on which there are no outstanding Bonds. (b) For purposes of calculating the Rebate Requirement (i) the aggregate amount earned with respect to a Nonpurpose Investment shall be determined by assuming that the Nonpurpose Investment was acquired for an amount equal to its fair market value (determined as provided in Section 1. 148-5(d)(6) ofthe Treasury Regulations, as applicable) at the time it becomes a Nonpurpose Investment, and (ii) the aggregate amount earned with respect to any Nonpurpose Investment shall include any unrealized gain or loss with respect to the Nonpurpose Investment (based on the assumed purchase price at fair market value and adjusted to take into account amounts received with respect to the Nonpurpose Investment and earned original issue discount or premium) on the first date when there are no outstanding Bonds or when the investment ceases to be a Nonpurpose Investment. . ( c) The Issuer shall pay to the United States Department of the Treasury not later than 60 days after the end of the fifth Bond Year and each succeeding fifth Bond Year, an amount equal to 90% and, not later than 60 days after the first date when there are no outstanding Bonds, an amount equal to 100% of the Rebate Requirement (determined as of the end of the immediately preceding Bond Year), all asset forth in Section 1.148-3 of the TreasuryRegulations. (d) Each payment required to be made pursuant hereto shall be filed with the Internal Revenue Service Center, Ogden, Utah 84201 , on or before the date such payment is due and shall be accompanied by Form 8038- T. The Issuer shall retain records of the calculations required by this Section 5.3 until three years after the retirement of the last ofthe Bonds. 5.4 Exceptions from Rebate Requirement. (a) Bona Fide Debt Service Funds Exception. The Bona Fide Debt Service Funds will be exempted from the Rebate Requirement to the extent that the provisions of Section 3.4.3 hereof are satisfied. OHS WEST:260145081.2 41555- (b) Six-Month Expenditure Exception. In general, no rebate calculations will be required with respect to the Adjusted Gross Proceeds if such amount is actually spent within six months after the Closing Date. The Issuer expects to meet this rebate exception. 5 Investments and Dispositions. (a) General Rule. No Investment Property may be acquired with Gross Proceeds for an amount (including transaction costs, except as otherwise provided in Section 1. 148-5(e) of the Treasury Regulations) in excess of the fair market value of such Investment Property. No Investment Property may be sold or otherwise disposed of for an amount (including transaction costs, except as otherwise provided in Section 1.148-5(e) of the Treasury Regulations) less than the fair market value of the Investment Property. (b) Fair Market Value. In general, the fair market value of any Investment Property is the price a willing buyer would pay to a willing sellerto acquire the Investment Property, with no amount paid artificially to reduce or increase the yield on such Investment Property. This Section 5.5 describes various safe harbors for determining fair market value. With an Opinion of Counsel, other methods may be used to establish fair market value, provided however, that such methods comply with the requirements of Section 1.148-5(d)(6) ofthe Treasury Regulations. (c) Arm length Purchases and Sales. If Investment Property is acquired pursuant to an arm s length transaction without regard to any amount paid to reduce the yield on the Investment Property, the fair market value of the Investment Property shall be the amount paid for the Investment Property (without increase for transaction costs, except as otherwise provided in Section 1.148-5(e) of the Treasury Regulations). If Investment Property is sold or otherwise disposed of in an arm s length transaction without regard to any reduction in the disposition price to reduce the Rebate Requirement, the fair market value of the Investment Property shall be the amount realized from the sale or other disposition of the Investment Property (without reduction for transaction costs, except as otherwise provided in Section 1.148- 5(e) ofthe Treasury Regulations). (d) SLGS. Ifa United States Treasury obligation is acquired directly from or disposed of directly to the United States Department of the Treasury (as in the case of the United . States Treasury Securities - State and Local Government Series), such acquisition or disposition shall be treated as establishing a market for the obligation and as establishing the fair market value of the obligation. (e) Investment Contracts. The purchase price of any Investment Property acquired pursuant to a guaranteed investment contract (within the meaning of Section 1.148-1(b) of the Treasury Regulations) shall be determined as provided in Section 1.148-5 of the Treasury Regulations. No investment contract shall be acquired with Gross Proceeds unless the requirements of Section 1.148-5 of the Treasury Regulations and this Section 5.5(e) are satisfied. With respect to any investment contract, the Issuer will obtaIn from the provider ofthe investment contract, broker thereof or other party, such information, certification or representation as will enable the Issuer to determine that these requirements are satisfied. OHS WEST:260145081. 41555- The purchase price of an investment contract will be considered to be fair market value if: (1) the Issuer has made (or has had made on its behalf) a bona fide solicitation for the investment contract; the solicitation must have specified the material terms of the investment contract (i., all the terms that could directly or indirectly affect the yield or the cost of the investment including the collateral security requirements for the investment contract) and, unless the moneys invested pursuant to such investment contract will be held in a reasonably required reserve fund or the Bona Fide Debt Service Funds, the Issuer s reasonably expected drawdown schedule for the moneys to be invested; the solicitation has a legitimate business purpose (i., a purpose other than to increase the purchase price or reduce the yield) for every term of the bid specification; (2) all bidders have an equal opportunity to bid so that, for example, no bidder is given the opportunity to review other bids (a last look) before bidding; (3) the Issuer solicits bids from at least three (3) investment contract providers with established industry reputations as competitive providers of investment contracts; (4) the Issuer includes in the bid specifications a statement to potential bidders that by submitting a bid, the provider is making certain representations that the bid is bona fide, and specifically that 1) the bidder did not consult with any other potential provider about its bid, 2) the bid was determined without regard to any other formal or informal agreement that the potential provider had with the issuer or any other person, and 3) the bid was not submitted solely as a courtesy to the issuer or any other person for purposes of satisfying the requirements of Section 1.148-5 of the Treasury Regulations; (5) at least three bids meeting the qualification requirements of the bid solicitation (as set forth in (1). above) have been received from different providers of investment contracts that have no material financial interest in the Bonds (the following investment contract providers are considered to have a material financial interest in the issue: 1) a lead underwriter in a negotiated underwriting, but only until15 days after the issue date of the issue, 2) an entity acting as a financial advisor with respect to the purchase of the investment contract at the time the bid specifications were forwarded to potential providers; and 3) any related party to a provider that is disqualified for one ofthe two preceding reasons); (6) at least one ofthe bids received by the Issuer that meets the requirements ofthe preceding paragraph is from an investment contract provider with an established industry reputation as a competitive provider of investment contracts; OHS WEST:260145081.2 41555- (7) the investment contract has a yield (net of any broker s fees) at least equal to the highest yielding of the qualifying bids received from the bidders that have no material financial interest in the Bonds; if the investment contract is not the highest-yielding of the qualifying bids, the Issuer must have significant non- tax reasons, such as creditworthiness ofthe bidder, for failure to purchase the highest-yielding investment contract offered; (8) if an agent for the Issuer conducts the bidding process, the agent does not bid; (9) the provider of the investment contract certifies as to all administrative costs to be paid on behalf of the Issuer, including any fees paid as broker commissions in connection with the investment contract. (f) Deemed Acquisition or Sale. The fair market value of any Investment Property not directly purchased with Gross Proceeds for which there is an established securities market generally is the price at which a willing buyer would purchase Investment Property from a willing seller in a bona fide, arm s length transaction. (g) Certificates of Deposit. The purchase price of a certificate of deposit . issued by a commercial bank that has a fixed interest rate, a fixed principal payment schedule, a fixed maturity and a substantial penalty for early withdrawal, will be considered to be fair market. value if: (1) the yield on the certificate of deposit is not less than the yield on reasonably comparable direct obligations of the United States; and . (2) the yield on the certificate of deposit is not less than the highest published yield of the provider thereof which is currently available on comparable. certificates of deposit offered to the public. (h) Broker Compensation. For purposes of computing the Yield on any investment contract acquired through a broker, reasonable compensation received by such broker . whether payable by or on behalf of the obligor or obligee of such investment contract, may be taken into account in determining the cost of the investment contract (as provided in Section 148-5(e)(2)(iii) of the Treasury Regulations). For the calendar year 2006, compensation is deemed reasonable if does not exceed the lesser of i) $32 000 or ii) 0.2% ofthe amount reasonably expected, as of the date of acquisition of the investment contract, to be invested under the investment contract over its term, or $3 000 (if 0.2% of such amount reasonably expected to be invested under the investment contract over its term is less than $3 000). In addition, the total fees received by the broker with respect to the investment of any proceeds of the Bonds that are taken into account with respect to all investment contracts, at any time, may not exceed $90 000. All amounts referenced are to be .adjusted for inflation after the Closing Date. 6 Segregation of Proceeds. In order to perform the calculations required by the Code, it is necessary to track separately all of the Gross Proceeds. To that end, the Issuer shall OHS WEST:26014508L2 41555- cause 10 De established separate accounts or sub accounts, or shall cause the Trustee to take such other accounting measures as are necessary in order to account fully for all Gross Proceeds. 7 Filing Requirements. The Issuer will file or cause to be filed such reports or other documents with the Internal Revenue Service as are required by the Code. 8 Retention of Firm. The Issuer hereby undertakes to satisfy its obligation to perform the rebate calculations that may be required to be made from time to time with respect to the Bonds as follows: The Issuer initially has retained the firm of Bond Logistix LLC to perform rebate calculations that may be required to be made from time to time with respect to the Bonds. The Issuer initially has retained the firm of to perform rebate calculations that may be required to be made from time to time with respect to the Bonds. . The of the Issuer has undertaken full responsibility for performing rebate calculations that may be required to be made from time totime with respect to the Bonds. The Issuer has decided not, at this time, to designate a party responsible for performingrebate calculations that may be required to be made from time to time with respect to the Bonds and as a result undertakes and assumes full responsibility for rebate compliance and acknowledges that neither bond counsel nor the Trustee has any such responsibility (unless later engaged in writing for such purpose). The Issuer has determined that under no circumstances will it earn any arbitrage subject to rebate with respect to the Bonds. ARTICLE VI. OTHER MATTERS 1 Expectations. The undersigned is an authorized representative of the Issuer acting for and on behalf oftlie Issuer in executing this Tax Certificate. To the best ofthe knowledge and belief of the. undersigned, there are no other facts, estimates or circumstances that would materially change the expectations as set forth herein, and said expectations arereasonable. 2 Amendments. Notwithstanding any other provision ofthis Tax Certificate the Issuer may amend this Tax Certificate and thereby alter any actions allowed or required by this Tax Certificate if such amendment is signed by an authorized officer and is supported by an Opinion of Counsel. OHS WEST:260145081. 41555- Survival of Defeasance. Notwithstanding any provision in this Tax Certificate or the Indenture to the contrary, the obligation to remit the Rebate Requirement, if any, to the United States Department of the Treasury and to comply with all other requirements contained in this Tax Certificate shall survive defeasance of the Bonds. Dated: December 21 , 2006. ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION U. t'. EXHIBIT A CERTIFICATE OF THE UNDERWRITER Piper Jaffray & Co. has served as the underwriter (the "Underwriter ) of $24 230 000 aggregate stated principal amount of the Rosemead Community Development Commission (Los Angeles County, California) Redevelopment Project Area No.1 Tax Allocation Refunding Bonds, Series 2006B (the "Bonds ), issued by the Rosemead Community Development Commission (the "Issuer ). Capitalized terms used but not otherwise defined herein shall have the meanings ascribed thereto in the Tax Certificate to which this certificate is attached. On behalf ofthe Underwriter, the undersigried hereby certifies and represents the following: A. Issue Price. 1. As of December 14 2006 (the "Sale Date"), the Underwriter had offered or reasonably expected to offer all of the Bonds to the general public (excluding bond houses brokers, or similar persons acting in the capacity ofimderwriters or wholesalers) in a bona fide public.offering at the prices reflected on the attached schedule. 2. Such prices represent fair market prices of the Bonds as of the Sale Date. 3. As ofthe Sale Date, all of the Bonds have been offered to the general public in a bona fide offering at such prices, and at least 10% of each maturity of the Bonds actUally has been sold to the general public at such prices. B. Yield. Using a semiannual compounding convention, the yield on the Bonds has been computed by the Underwriter to be at least 4.58874%. C. Reserve Account. The amount of the Reserve Requirement for the Bonds is reasonably required in that it was a material factor in selling the Bonds at the lowest possible yield (given other characteristics ofthe Bonds) without regard to any benefit from positive net investment earnings on amounts held in the ReserVe Account and it is reasonable and customary in marketing similar issues of governmental obligations. OHS WEST:26014508L2 41555- D. Qualified Guarantee. 1. Using the yield on the Bonds asa discount rate, the present value of interest expense saved on the Bonds as a result of the Insurance is greater than the present value of the premium for the Insurance. 2. Using the yield on the Bonds as a discount rate, the present value of interest expense saved on the Bonds as a result of the Surety Bond is greater than the present value of the fees for the Surety Bond. 3. The premium paid for the Insurance and the fees paid for the Surety Bond do not, separately, exceed reasonable, arm s length charges for the transfer of credit risk with respect to tax-exempt obligations similarto the Bonds. OHS WEST:26014508L2 41555- The undersigned understands and acknowledges that the Issuer and Orrick, Herrington & Sutcliffe LLP as Bond Counsel, may rely on this certificate, including for the purpose of rendering certain opinions relating to the Bonds. In such connection, the undersigned has personal knowledge or has conducted sufficient inquiry regarding the matters set forth in this certificate to make these representations on behalf of the Underwriter. Dated: December 21 2006. By: ized Representative $24 230,000 Rosemead Community Development Commission Tax Allocation Refunding Bonds, Series 2006B Pricing Summary Maturity 10/0 1/2007 10/0 1/2008 1 % 1/2009 10/0 1/20 1 0 10/01/2011 . ....- ..................... .......... 10/01/2012 10/01/2013 1 % 1/20 14 1 % 1/20 15 1 % 1/20 16 ................--..................... 1 % 1/20 17 10/01/2018 10/01/2019 10/01/2019 1 % 1/2020 ........ .... ................. . 10/01/2021 1 % 1/2022 1 % 1/2023 10/01/2024 1 % 1/2025 ..... ........ ............ 10/01/2033 10/01/2033 Total Bid Information . Type of Bond Serial Coupon Serial Coupon Serial Coupon Serial Coupon ~~r!~\~()lIP()~ . Serial Coupon Serial Coupon Serial Coupon Serial Coupon ~~~!~L~I:)..lIP()~.._ ..__....._....._..- Serial Coupon Serial Coupon Serial Coupon Serial Coupon .. . S~ri~l. C:ollpl:)~.- Serial Coupon Serial Coupon Serial Coupon Serial Coupon ~erialC:;PllPo~ .. . Term 1 Coupon Term 2 Coupon Coupon 250% 3.250% 500% 500% 500% --............................. 500% 500% 500% 600% 625% ...........-.....-.-......... 750% 750% 000% 500% 000% ----...................... 000% 125% 200% 250% 4.250% .................................... 375% 000% Yield 450% 480% 510% 550% 3.580% .................................... 600% 640% 680% 720% 780% ............-................. 88.0% 980% 4.120% 020% 180% ............................ 240% 4300% 4360% 4.410% 4.450% .........--..................... 550% 4.230% Par Amount of Bonds ...............................................................................--........................ . ~~l:)ffe!.iEg.Et:~!1Il1!()~.(Q!.~(;()1I~t2__ ........... ..-.--......--.........-......-....... .........-..--.-..-- Gross Production ()~~IY~~~~ri~~(sQi~(;oll~t(Q: ?QQ~) . 1?i..d (~~: ~Q?'Yo)...._..... Total Purchase Price ............................. Maturity Value 295 000 000 000 000 ~Q,QOQ.- 000 000 000 000 _..._....._ ~Q,QQg........_..... 000 100 000 725 000 400 000 U?,QQQ. 220 000 270 000 320 000 375 000 ~39,QQQ- 595 000 500 000 $24 230,000 Price 99.844% 99.603% 99.969% 99.820% 99.647% --................................ 99.478% 99.161 % 98.788% 99.104% 98.738% .............-.-....-........-... 98.859% 97.849% 98.812% 103.843% 98.124% ..........................--- 97379% 98.004% 98.104% 98.036% 97.466% .................................. 97.300% 106.107% Dollar Price 294 540 722 977 865 ?~,?~~. 582 287 970 89,194 _._..........~~. 916 849 716 387 415,372 ... 15?,9?7 1,188 024 244 651 294 973 1,347 995 .._~)~~,?~~ 308 935 713 745 $23,988,285 ..........---............-.... E~,?~Q,QQ.9Q. -....-.-.-..----.........--........- ....-. ...-._om.. - .. ..._.._ (~i~2!. :.. ?2. ?~.?~.?)? J(I ~?, ?~Q:9Q2 .._......._..._.._..._.??, g~Q.?l? J??, ~~?, ~Q?: ~?. .!! oE.~. y'~. Q()I!!!!:~._... .......... ......-..........--........................-............-.--...--........-...---.-..-.-..--..---......-........_ .._...._....om. __.._.~~' 0 . 5 ~ Ay~~.gt:Icif~.. . . .. .... ... ~?IXt:~~. Ay~r~gt:C:()lIP()~_ ..._._ . 4.4Q!?~?Q~ ~t:~ .1!.1!~~t:~!.c:()~t~!c:).._ ... True Interest Cost (TIC) Refunding 112/14/2006 1 10:42AM ...-..................... 4.4821443% ................--........ ....... ....---.........-...........-......-.....-....-..-.-..................--...... .................................. ...........-.................-........--.-..... 5141134% ...................................................................................--.........................................--...........--.............................. .....-............ .......--..................--.....................................--..... ...........--.-....--........................................... Piper Jaffray & Co. San Francisco Public Finance Group EXHIBIT B CERTIFICATE REGARDING INSURANCE AND SURETY BOND (See attached. OHS WEST:260145081.2 41555- CERTIFICATE OF BOND INSURER In connection with the issuance of $24 230,000 in aggregate principal amount of Rosemead Community Development Commission, Los Angelys County, California (the "Obligor Redevelopment Project Area No.1 Tax Allocation Refunding Bonds, Series 2006B, dated their date of delivery (the "Obligations ), Ambac Assurance Corporation ("Ambac ) is issuing a Financial Guaranty Insurance Policy and Endorsement thereto (the "Insurance Policy ) guaranteeing the payment of principal and interest when due on the Obligations, all as more fully set out in the Insurance Policy. On behalf of Ambac, the undersigned hereby certifies that: Ambac (i) the Insurance Policy is an unconditional and recourse obligation of Ambac (enforceable by or on behalf of the holders of the Obligations) to pay the scheduled payments of interest and principal on the Obligations in the event of a Nonpayment as defined in the Insurance Policy; (ii) the insurance premium of $449,156.31 was detennined in arms length negotiations in accordance with our standard procedures, is required to be paid as a condition to the issuance of the Insurance Policy and represents a reasonable charge for the transfer of credit risk; (iii) no portion of such premium represents a payment for any direct or indirect services other than the transfer of credit risk, including costs of underwriting or remarketing the Obligations or the cost of insurance for casualty of Obligation financed property; (iv) we are not co-obligors on the Obligations and do not reasonably expect that we will be called upon to make any payment under the Insurance Policy; (v) the Obligor is not entitled to a refund of any portion of the premium for the Insurance Policy in the event that the Obligations are retired prior to their stated maturity; (vi) we would not have issued the Insurance Policy in the absence of a debt service reserve fund of the size and type established by the documents pursuant to which the Obligations are being issued, and it is normal and customary to require a debt service reserve fund of such a size and type in similar transactions; and (vii) in connection with the Obligations, Ambac is also (x) executing an Amendment to 'Guaranty Agreement, dated as of the date hereof (the "Guaranty Amendment ), amending that certain Guaranty Agreement, dated as of March 9, 2006, by and between Ambac and the Obligor and (y) issuing an Endorsement to Surety Bond No. SB2229BE, which amends Surety Bond No. SB2229BE, dated March 9, 2006 (the "Original Surety Bond"). To the extent applicable, the representations made in connection with the Original Surety Bond, as stated in the Certificate of Bond Insurer dated March 9, 2006, apply to the Guaranty Amendment. IN WITNESS WHEREOF, Ambac Assurance Corporation has caused this certificate to be executed in its name on this 21st day of December, 2006, by one of its officers duly authorized as of such date. AMBAC ASSURANCE CORPORATION : ~1 4. Nicholas A. Concilio Vice President and Assistant General Counsel STATE OF CALIFORNIA Phil Angelides Sta te Treasurer and Chair CALIFORNIA DEBT AND INVESTMENT 915 CAPITOL MALL , ROOM 400 O. BOX 942809 SACRAMENTO, CA 94209-0001 TELE PHONE: 916 ) 653 - 3 2 6 9FAX: (916) 654-7440 ADVISORY COMMISSION TO: November 14, 2006 Laura A Gao Orrick Herrington & Sutcliffe 777 S Figueroa St Ste 3200 Los Angeles, CA 90017 FROM:Jane W. Thompson, Executive Director RE:ACKNOWLEDGEMENT OF REPORT OF PROPOSED DEBT ISSUANCE Section 8855 (k) of' the California Government Code requires written notice to be given to the California Debt and Investment Advisory Commission (CDIAC) no laterthan 30 days prior to the proposed sale of any public agency debt issue. CDIAC acknowledges receipt of your notice of the following proposed debt issuance: CDIAC Nbr: Is suer: 2006-1464 Rosemead Community Development Commission Area No proj ect: Proposed Amount: Proposed Sale Da te: Date Notice Received: $24 000,000. December 21 , 2006 November 13, 2006 Issuers may electronically file the Report or Final- Sale through CDIAC' s websi te, using the following information: CDIAC Nbr: Password: 2006-1464 25005530 CDIAC Number and Password will be provided for each electronic filing of the Report or Proposed Debt Issuance. This information is unique to this filing and must be used for any subsequent reporting under this CDIAC Number. Please submit the Report or Final Sale and the Official Statement (or Offering Memorandum) on this issue within 45 days 'of the signing of the bond purchase contract or the acceptance of a bid to purchase the debt, to www. treasurer. ca. gov / cdiac/reporting. htm under the heading "Reporting Forms" Official Statements or Offering Memorandums can be sent by e-mail to CDIAC i s suance~treasurer. ca gov Any q~estions regarding reporting requirements may be directed to the CDIAC' s Data Unit at 916 ) 653 - 3 2 69 . Cc: D6nald J Wagner Asst City Manager REPORT OF PROPOSED DEBT ISSUANCE California Debt and Investment Advisory Commission 915 Capitol Mall, Room 400, Sacramento, CA 95814 O. Box 942809, Sacramento, CA 94209-0001 Tel.: (916) 653-3269 FAX: (916) 654-7440 For Office Use Only CDIAC NO. Cumph:tion and tImely submittal of this form to the California Debt and Investmcnt Advisory Commission (CI) L\C) at the abovc aJdn::ss will assure your cotnpliance with existing California State hl\v and will assist in the.: maintenance of a cot11plete Jatabase of public debt in California, Thank you for your cooperation, ~r:i iB) tJni R i ..1 ~c~ ",...-- ilL! ::IiUV ..;:..=t.1! ~yI' ISSUER NAME: Rosemead Communi Develo ment Commission ISSUE NAME: Rosemead Communi~l)evelopment Commission 1kQevelopmentProject ;\rea ~ax A~tion BonGs, Series 2006J3 Please specify type/ name of project: Series 2006B PROPOSED SALE DATE: December 21. 2006 PRINCIPAL TO BE SOLD: $24 000 000 IS ANY PORTION OF THE DEBT FOR REFUNDING?2 DNo ~ Yes, proposed amount for refunding 2:f, 000 000 Issuer Contact: Name: J)onal.d.J. Wagner fide: Assis~ Address: ~Rosemead~E. a~Rosemead~ornia 91770 Phone: (626) 569-2102 Issuer Located In Los j\ng County Filing Contact:: Name of Individual (representing: cgJ Bond Counselcompleted this form and may be contacted for information:D Issuer Financial j\dvisor, or D Lead Underwriter) who Name: Laura A. Gao Project~or WiUiam W. Firm/ I\gency: OrricLHerring.ton & Su~li.fk.LLP Address: 777 S. Eigueora S~. Suite 3200, I.,os ,Angcles, CaliJornia 9001 Phone: E-mail: orrickc Send acknowledgement/copies fo: Laur FINANCING PARTICIPANTS: BC)ND CC)UNSEL: ()rrick"Berring.ton & Sut.di.fkLLp PINANCIr\L l\OVIS()R: UNDER\VRrrER\PURCHASER: ay & C IS THE INTEREST ON THE DEBT TAXABLE? Under State law:N() (tax-exempt) t8J N() (tax-exempt) D '(ES (taxable) YES (taxable)Under Federal law: If the issue is federally tax-exempt, is interest a specific preference item for the purpose of alternative minimum tax? 0 Yes, preference item ~ No, not a preference item TYPE OF SALE: Competitive l8J Negotiated Jedion 885:itjj r1the California G'OIn'flmenl ('ode fl'qllireJ the irruer ~lLJf!Y pmpored nt'ul publi( debt il"Jue to gil'f. writ/en n()ll~'t: oflhe propo,redfdle 10 the CDD"1C I/O luler tban dqYJp,ior 10 Ihefd/e. l '"dt'r CalijiJf7/ia GO/emmenl Cod~! Jedi,)/l 8855~), The il"JJler ~l(jfrY new p"Mlt' debl iuJle Jha/~ not lalcr liMn ../.5 defYJ q/ier the Jigni'~g of/he bond purt!J(JJf,olllmd in u n(:g()II~/led or pnf't'/e.lill"'h'i,~1!.' or ,!/ic r/he ",i't'Plm/(f r!fa hId Iii iJ ((j!JJPl'litif'f ~/Fnllg, Jllhmil u reP011 ~llin(// Jtlk and ~1Iidul.fttlte"'enllo the ~'()Il1miI"Ji()f/. Tht' C'omminirmmef), require I~/Olmalion 10 he ,ruhmi//ed in the repor/ ol.jincJ/Jak thaI if ((jllJidaf'd "Ppmpn~'/e. Sedloll ;~;83((,)(2)(J3) a/the C~llijimlla r;(Jf'ff'lllJlelll Cr)c/c ' n:.quire.f tlllil ,I,!), loclt! l~~enq Jdli'~g nJ/imdi,~~ bondf tIt pnl'lile ftlie or Of! U nego/iuled /JclJir Jhal/ ,faull' unitell fttl/t'lt/mlu7ihill IJl/() (~ekf '!lief Ihe hfJl1df ",-em/d to the CJJ//IC tJ\jJ/millnj!, the n?"JrmJ JlJ~r)l the /(j('(J/ aJ!,el1~J' determined 10 Jd//he /;o1ldr ill pn!'t:JIt' Jale or on J1 flegoliated IJtlJir inJ/t'ad rf ,,/ pub/it.' J,I/e. 1)( ')CS:-::I" J :.fcJ/S47. C 1) L\C: Rc 1ort of Pro os~d l)ebr ssLlancc Pa ,.c 2 TYPE OF DEBT INS'fRUMENT NOTE Hond anticipation (RAN) C;rant obligation (G \N) ()ther note (Please specify below.) (()I11N) Revenue anticipation (RI\N) fax allocation (fALN) Tax and revenue anticipation (fRAN) Tax anticipation (fAN) Commercial paper (CP) Certificates of participation/leases (C() PL) ()ther (please specify below.) (OTH) BOND Conduit rev~nue (Private obligor) (CRR) General obligation (C;()B) Limited tax obligation (LT() Oth~r bond (Please specify below.) (()Tf-IB) Public lease revenue (PL,RB) Revenue (pool) (Jill) Revenue (Public enterprise) (PERB) Sales tax reven ue (SlRB) Special assessment (SAB) r8:I 'fax allocation (f AB) Please specify if "()ther note/C)ther bond/()ther" was checked: SOURCE(S) OF REPAYMENT Bond proceeds (B1) PH.) C;eneral fund of issuing jurisdiction (GNFD) Grants (C;RNT) Intergovernmental transfers other than grants (Il'GV) Local obligations (LOB) Private obligor payments (P()P) ()ther (please specify.) (O'rl-IS): Property tax revenues (PR'fX)Public enterprise revenues (PER) Sales tax revenues (SA'rR) Spedal assessment:~ (SA) Special tax revenues (SPTR) ~ Tax-increment erI) PURPOSE(S) OF FINANCING Cash flow, interim frnancing (CFH~ D Project, interim financing (PIF) IIealth care facilities (I-rCF) Inlospital (f-I()SP) ()ther/multiple health care purposes (equipment; etc.(OMHC) Airport (APRI) Bridges and highways (BRHI) Convention center (CCTR) Equipment (EQUP) Flood con troll storm drainage (FLDS) Nlultiple capital improvements and public works (l'vICAP) Other capital improvements and public works (OCA.Parking (PRKG) Parks / open space (PRK Ports and marinas (PR TS) Power generation/ transmission (PWR) Prisons / jails / correctional facilities (PRSN) Public building (FB) Public transit (P1R) Recreation and sports facilities (RCSP) Seismic safety improvements/ repair (SSI) Solid waste recovery facilities (SWS1) Street construction and improvements (SCI) Wastewater collection and treatment (WSTW) Water supply / storage/ distribution (\VI'R) Insurance/pension funds (IPF) Other than listed above (()TH)s College/ university housing (C U I- Ivfultifamily housing (MFH)3 . Single-family housing (SFH). College/university facility (CUF) D K-12 school facility (KSCH) Other/multiple education uses (equipment, etc.)(()MED) Student loans (SLC) cgJ Redevelopment, multiple uses (RD) Commercial development (CMDV) Industrial development (INDY) Pollution control (PC) Please Specify type/ name of project if different from above: Series 2006B C~',ldtn lot ~()/fmmel1l if.fUl'rJ of hoJl.ri'~g bondr un required 10 o!JIIJin u (er/~ji(alion./;Y)m tbe .flute Ji"'t?(J.f/(rer allerling 10 their to1npliaf/t'e wilh Ibe J/t/Ie houJing nporlil/)!, requirfmm/fprior 10 /(rlltlflL'a/the bondr loj/nul/lf .fi'~1j,le- or mllll~;:lmi!y !Jou.rin,g. DOt ~SSFI :4C)7547.1 $24,345 000 * ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION REDEVELOPMENT PROJECT AREA NO. TAX ALLOCATION REFUNDING BONDS SERIES 2006B CERTIFICATE REGARDING FINALITY OF PRELIMINARY OFFICIAL STATEMENT The undersigned hereby certifies and represents that the undersigned is the Executive Director of the Rosemead Community Development Commission (the Commission ), and as such is duly authorized to execute and deliver this Certificate and further hereby certifies on behalf of the Commission as follows: (a) This Certificate is delivered in connection with the offering and sale by the Commission of its Rosemead Community Development Commission Redevelopment Project Area No.1 Tax Allocation Refunding Bonds, Series 2006B (the Bonds ) in order to enable the underwriter of the Bonds to comply with Securities and Exchange Commission Rule 15c2-12 under the Securities Exchange Act of 1934 (the Rule (b) In connection with the offering and sale of the Bonds, there has been prepared a Preliminary Official Statement dated December 8, 2006, setting forth information concerning the Bonds and the Commission (the . " Preliminary Official Statement" ). ", ' (c) As used herein , " Permitted Omissions shall mean the offering price(s), interest rate(s), selling compensation, aggregate principal amount, principal amount per maturity, delivery dates, ratings and other terms of the Bonds depending on such matters, all with respect to the Bonds. (d) The Preliminary Official Statement is, except for Permitted Omissions deemed final within the meaning of the Rule; provided, however, that the foregoing certification as to the finality of the Preliminary Official Statement does not include certification as to the finality of the statements and information contained in the Prelimi~ary Official Statelnent concerning The Depository Trust Company and its Book- Entry System and the Bond Insurer, its Policy and its Reserve Surety Bond (as such terms are defined in the Preliminary Official Statement). Dated as of December 8, 2006 ROSEMEAD COMMUNITY DE VE LOP ME NT CO MMI S ION By: tV. Andrew C. Lazzarett e uti ve Director * Preliminary, subject to change. . , , ., . , " .. " $24 230,000 ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION REDEVELOPMENT PROJECT AREA NO. TAX ALLOCATION REFUNDING BONDS SERIES 2006B PURCHASE CONTRACT December 14, 2006 Rosemead Community Development Commission . 8838 E. Valley Boulevard Rosemead, California 91770 Ladies and Gentlemen: Piper Jaffray & Co. (the "Underwriter ) hereby offers to enter into this Purchase Contract (the "Purchase Contract") with the Rosemead Community Development Commission (the "Commission ) for the purchase by the Underwriter of the Commission s Redevelopment Project Area No.1 Tax Alloc~tion Refunding Bonds, Series 2006B (the "Series 2006B Bonds Capitalized terms not otherwise defined herein shall have the meaning assigned such terms in the Indenture, hereinafter defined. This offer is made subject to acceptance thereof by the Commission prior to 5 :00 p., applicable California time, on the date hereof, and upon such acceptance, as evidenced by the , execution hereof by the authorized officers of the Commission in the space provided . below, this Purchase Contract shall be in full force and effect in accordance with its terms and shall be binding uponthe Commission and the Underwriter. 1. Purchase and Sale of Bonds Upon the terms and conditions and upon the basis of the representations herein set forth, the Commission hereby agrees to sell to the Underwriter and the Underwr~ter agrees to purchase from the Commission, all (but not less than all) of the Series 2006B Bonds in the aggregate principal amount of $24 230 000., at the purchase price of $23 842 905.35 (representing the par amount of the Series 2006B Bonds, less net original issue discount of $241 714.65 and less an underwriting discount of $145 380.00); it being acknowledged that the Underwriter will on the Closing Date, on behalf of the Commission wire the $459 156.31 aggregate premium for the Policy and extension of the Surety Bond to Ambac Assurance and deliver net proceeds to the Commission in the amount of$23 38?,49.04. The Series 2006B Bonds are being issued pursuant to Resolution No. 2006- adopted by the Commission on November 14 2006 (the "Bond Resolution ), the Indenture OHS WEST:260119676. dated as of October 1 1993 (the "Original Indenture ), by and between the Commission and State Street Bank and Trust Company of California, N., as predecessor trustee to U.S. Bank National Association, as trustee (the "Tr~stee ), as amended and supplemented by a First Supplement to Indenture dated as of March 1, 2006 (the "First Supplement") and a Second Supplement to Indenture, dated as of December 1 , 2006 (the "Second Supplement " and together with the First Supplement and the Original Indenture, the "Indenture ) between the Commission and U.S. Bank National Association, as trustee (the "Trustee ). The Series 2006B Bonds shall mature and shall be subj ect to redemption on the dates and in the amounts and shall bear interest at the rates as set forth in the Second Supplement and the Official Statement (as hereinafter defined) and in Appendix I attached hereto. The Series 2006B Bonds shall be authorized to be issued by a resolution duly adopted by, the Commission (the "Bond Resolution ) and by the Indenture, in accordance with the California Community Redevelop;ment Law (Part 1 of Division 24 of the California Health and Safety Code) (the "Redevelopment Law ), and other applicable laws and the Constitution of the State of California. In connection with the issuance of the Series 2006B Bonds, the Commission will purchase a financial guaranty insurance policy (the "Policy to be issued by Ambac Assurance insuring. the payment of the principal of and interest on the Series 2006B Bonds when due, and will provide for the extension of the expiration date of the, Surety Bond so that it provides coverage through the final maturity of the Series 2006B Bonds. The Underwriter agrees to make a bona fide public offering of the Series 2006B Bonds at the initial offering prices set forth in the Official State~ent; however, the Underwriter reserves the right to make concessions to dealers and to change such initial offering prices as the Underwriter shall deem necessary in connection with the marketing of the Series 2006B Bonds. Terms defined in the Official Statement are used herein as so defined. 2. Official Statement The Commission hereby ratifies, approves and confirms the distribution of the Preliminary Official Statement of the Commission with respect the Series 2006B Bonds dated December 8, 2006 (together with the Appendices thereto,. any documents incorporated therein by reference, and any supplements or amendments thereto, the Preliminary Official Statement"), in connection with the public offering and sale of the Series 2006B Bonds by the Underwriter. The Commission shall deliver, or cause to be delivered, to the Underwriter within seven business days from the date hereof, five executed copies of the final Official Statement prepared in connection with the Series 2006B Bonds (together with the Appendices thereto, any documents incorporated therein by reference , , and any supplements or amendments thereto on or prior to the Closing, the "Official Statement") to be dated as of the date hereof and to be in such form as shall be approved by the Commission and the Underwriter and such additional conformed copies thereof as the Underwriter may reasonably request in sufficient quantities to comply with applicable Municipal Securities Rulemaking Board rules vvith Rule 15c2-, adopted by the Securities Exchange Commission on June 28 1989 ("Rule 15c2-12"and to meet potential customers' requests for copies of the Official Statement. By, acceptance of this Purchase Contract, the Commission hereby authorizes the use of copies of the Official Statement in connection with the public offering an~ sale of the Series 2006B Bonds. OHS WEST:260119676 Delivery of Bonds At 9:00 a., applicable California time, on December 21 , 2006, or at such earlier or later time or date, as shall be agreed upon by the Commission and the Underwriter (such time and date herein referred to as the "Closing Date ), the Trustee shall deliver to the Underwriter, on behalf of the Commission, at a location or locations to be designated by the Underwriter, on behalf 0 f the Commission, in New York, New York (or such other place as may be designated by the Underwriter prior to the Closing Date), the Series 2006B Bonds in "book-entry fully registered form and the other documents herein mentioned; and the Underwriter shall accept such delivery and pay the purchase price of the Series 2006B Bonds as set forth in Section , hereof by same day funds (such delivery and payment being herein referred to as the "Closing The Series 2006B Bonds shall be made available to the Underwriter not later than the second business day before the Closing Date for purposes of inspection. ~resentations of the Commission The Commission represen~s that: (a) The Commission is a public body, corporate and politic, duly organized and existing, and authorized to transact business and exercise powers under and pursuant to the provisions of the Redevelopment Law and has, and at the date of the Closing will have, full legal right, power and authority (A) to enter into this Purchase Contract, (B) to adopt the Bond Resolution, (C) to issue, sell and deliver the Series 2006B Bonds to the Underwriter as provided herein, and (D) to carry out and to consummate the transactions contemplated by the Bond Resolution, the Indenture, this Purchase Contract and the Official Statement; (b) The Preliminary Official Statement, as of its date, was correct in all material respects and did not contain any untrue statement of a material fact or omit to state any material fact required to be stated therein or necessary in order to make the statements contained therein, in the light of the circumstances under which they were made, not misleading; c) The Official Statement, as of its date, is correct in all material respects and does not contain any untrue statement of a material fact or omit to state any material fact required to be stated therein or necessary in order to make the statements contained therein in the light of the cir~umstances under which they 'were made, not misleading; , , ( d)The Commission covenants with the Underwriter that prior to the earlier of (i) receipt of notice from the Underwriter that Official Statements are no longer required under Rule 15c2-12 or (ii) 25 days after the end of the underwriting period (defined below) (the "Delivery Period"), if an event occurs, of which the Commission has knowledge which might or would cause the information contained in the Official Statement" as then supplemented or amended, to contain an untrue statement of a material fact or to omit to state a material fact required to be stated therein or necessary to make the statements therein" in the light of the circumstances under which they were made, not misleading, the Commission shall notify the Underwriter, and if, in the, opinion of the Underwriter such ev~nt requires the preparation and publication of a supplement or amendment to the Official Statement, the Commission shall cooperate with the Underw~ter in th~ preparation of an amendment or supplement to the Official Statement in a fonn and in a manner approved by the Underwriter, and all printing expenses OHS WEST:260119676 thereby incurred shall be paid for by the Commission. The tenn "end of the underwriting period" means the later of (i) the date the Commission delivers the Series 2006B Bonds to the Underwriter or' (ii) the date the Underwriter does not retain an unsold balance of the Series 2006B Bonds for sale to the public; ( e) If the information contained in the Official Statement is amended or supplemented pursuant to the immediately preceding subparagraph, at the time of each supplement or amendment thereto and (unless subsequently again supplemented or amended pursuant to such subparagraph) at all times subsequent thereto up to and including the end of the Delivery Period, the portions of the Official Statement so supplemented or amended will not contain any untrue statement of a material fact or omit to state a material fact required to be stated therein or necessary to make the statements therein, in light of the circumstances under which they were made, not misleading; (f) The Commission has complied, and will at the Closing be compliance, in all respects, with the Redevelopment Law and any other applicable laws of the Stat~ of California; (g)' By official action of the Commission prior to or concurrently with the acceptance hereof, the Commission has duly authorized and approved the Preliminary Official Statement and the Official Statement~ and has duly authorized and approved the execution and delivery of, and the performance by the Commission of the obligations on its part contained, in the Bond Resolution, the Indenture, the Series 2006B Bonds and this ,Purchase Contract; (h) The adoption of the Bond Resolution and the execution and delivery of the Series 2006B Bonds, the Indenture and this Purchase Contract, and compliance with the provisions of each thereof, will not conflict with or constitute a breach of or default under any law~ administrative regulation, judgment, decree loan agreement, note, resolution agreement or other instrument to which the Commission is a party or is otherwise subject; and except as described in the Officia1 Statement, the Commission has not entered into any contract or arrangement of any kind which might give rise to any lien or encumbrance on the revenues pledged pursuant to, or subj ect to the lien of, the Bond Resolution or the Indenture; (i) All approvals, consents and orders of any governmental authority, board, agency or commission having jurisdiction which would constitute a condition precedent to adoption of the Bond Resoluti?n execution and delivery by the Commission of this Purchase Contract, the Indenture and the issuance, sale and delivery of the Series 2006B Bonds have been obtained or will be obtained prior to the Closing (provided ~he Commission shall not responsible for state blue sky filings); . (j) The Series 2006B Bonds when issued, authenticated and delivered in accordance with the Bond Resolution and the Indenture will be validly issued and will be valid and binding, obligations of the Commission; OHS WEST:260119676 (k) The terms and provisions of the Bond Resolution and the Indenture comply in all respects with the requirements of the Redevelopment Law, and the Bond Resolution has been duly adopted by the Commission and is valid, legal and binding upon the Commission enforceable in accordance with its tenns subject to bankruptcy, moratorium or insolvency or other laws affecting creditors' rights generally and general rules of equity (regardless of whether such enforceability is considered in a proceeding at law or in equity); (I) Except as disclosed in the Official Statement there is no action suit, proceeding, inquiry or investigation, at law or in equity, before or by any court, public board or body, pending or, to the knowledge of the Commission, threatened against the Commission , . affecting the existence of the Commission or the titles of its members or officers, or seeking to enjoin the sale, issuance or delivery of the Series 2006B Bonds or the revenues of the Commission pledged or to be pledged to pay the principal of, redemption premium, if any, and interest on the Series 2006B Bonds, or the pledge thereof, or in any way contesting or affecting the validity or enforceability of the Series 2006B Bonds, the Bond Resolution, the Indenture or this Purchase Contract or contesting in any way the completeness or accuracy of the Preliminary Official Statement or the Official Statement or contesting the power or authority 'of the Commission to issue the Series 2006B Bonds, to adopt the Bond Resolution or to execute and deliver the. Purchase Contract or the Indenture nor is there any basis therefor wherein an , unfavorable decision, ruling or finding would materially adversely affect the validity or enforceability of the Series 2006B Bonds, the Bond Resolution, the Indenture or this Purchase Contract; (m) Any certificate, signed by an authorized officer of the Commission and delivered to the Underwriter shall be, deemed a representation and warranty of the Commission to the Underwriter as to the statements made therein; (n) The Series 2006B Bonds shall be secured in the manner and to the extent set forth in the Bond Resolution and the Indenture, as appropriate; and ( 0 ) The Commission has not been notified of any listing or proposed listing by the Internal Revenue Service to the effect that the Commission is, an issuer whose arbitrage certificates may not be relieq upon. (p) The proceeds of the Series 2006B Bonds are being used to (1) refund the Commission s outstanding Redevelopment Project Area No.1 Tax Allocation Bonds Series 1993A (the "Series 1993A Bonds ), (2) to extend the expiration date of the Reserve Surety Bond, and (3) to pay costs of issuance related to the Series 2006B Bonds. The expenditures of the proceeds of the Series 1993A Bonds were for facilities and improvements which constitute redevelopment activities authorized by the Redevelopment Law and the Redevelopment Plan for the Redevelopment Proj ect Area No. (q) The State of California Department of Housing and Community Development (the "Department") completed its audit of the Rosemead Community Development Commission compliance with statutory housing and housing fund requirements on May 12 2005. The Commission provided the Department with all relevant information related to the OHS WEST:260119676 prepayment of a portion of the Commission Low and Moderate Income Housing Fund obligation through fiscal year 2021-22 in the manner and the amounts set forth in Exhibit A to Commission Resolution 93~adopted on October 13 , 1993. The final audit report of the Department accepted the Commission s prepayment methodology. 5. ~resentations of the Underwriter The Underwriter represents that it has full right, power, and authority to enter into this Purchase Contract. 6. Rule 15c2-12 Covenant The Commission covenants to comply, and to perfonn all actions as may be requested by the Underwriter in order for the Underwriter to comply, with the applicable provisions of Rule 15c2-12. 7. Conditions to Obli2ations of Underwriter The Underwriter has entered into this Purchase Contract in reliance upon the representations, warranties and agreements of the Commission contained herein and upon the accuracy of the statements to be contained in the documents, opinions, and instruments to be delivered at the Closing. Accordingly, the Underwriter s obligations under this Purchase Contract to purchase, accept delivery of, and pay for the Series 2006B Bonds on the Closing Date is subject to the performance by the Commission of their respective obligations hereunder at or prior to the Closing. The parties hereto expressly understand that the obligations to purchase the Series 2006B Bonds are and shall be subject to the following further conditions: ( a) At the time of the Closing, (i) the representations and warranties of the Commission contained herein shall be true, complete and correct; (ii) each of the documents and certificates required to be delivered at Closing shall have been duly executed, acknowledged and delivered by the appropriate parties thereto, shall be in full force and effect and shall not have been amended, modified or supplemented, except as therein permitted or as may have been agreed to in writing by the Underwriter; and (iii) the Bond Resolution shall be in full force and effect and shall nqt have been amended, modified or supplemented except as may have been agreed to in writing by the Underwriter; (b) The Underwriter shall have the right to cancel its obligations to purchase the Series 2006B Bonds if between the date hereof and the Closing, (i) legislation shall have been enacted (or resolution passed) by or introduced or pending legislation amended in the Congress of the United States or the State of California (the "State ) or shall have been reported out of committee or be pending in committee (specifically including, but not limited to legislation proposed in connection with the current State budget crisis which if enacted would adverse~y affect the Commission s receipt of tax increment revenues), or a decision shall. have been rendered by a court of the United States or the State or the Tax Court of the United States or a ruling shall have been made or a resolution shall have been proposed or made or any other release or announcement shall have been made by the Treasury Department of the United States or the Internal Revenue Service, or other federal or State authority, with respect to federal or State taxation upon interest on obligations of the general character of the Series 2006B Bonds or with respect to the security pledged to pay debt service on the Series 2006B Bonds, that, in the Underwriter s .reasonable judgment, materially adversely affects the market for the Series 2006B Bonds, or the market price generally of obligations of the general character of the Series 2006B OHS WEST:260119676 Bonds or (ii) there shall exist any event that, in the Underwriter s reasonable judgment, either (A) makes untrue or incorrect in any material respect any statement or information in the Official Statement or (B) is not reflected in the Official Statement but should be reflected therein in order to make the statements and information therein not misleading in any material respect, or (iii) there shall have occurred any outbreak or escalation of hostilities or other local national or international calamity or crisis (it being acknowledged by the Underwriter that as of the date hereof, no such event is occulTing), or a default with respect to the debt obligations of, or the institution of proceedings under the federal bankruptcy laws by or against, any state of the United States or agency thereof, or any city in the United States having a population of over one million the effect of which on the financial markets of the United States will be such as in the Underwriter s reasonable Judgment makes it impracticable for the Underwriter to market the Series 2006B Bonds or enforce contracts for the sale of the Series 2006B Bonds, or (iv) there shall be in force a general suspension of trading on the New'York Stock Exchange, or minimum or maximum prices for trading shall have been fixed and be in force, or maximum ranges for prices for securities shall have been required and be in force on the New York Stock Exchange whether by virtue of determination by that Exchange -or by order of the Securities and Exchange Commission of the United States or any other governmental authority having jurisdiction that, in the Underwriter s reasonable judgment, makes it impracticable for the Underwriter to market the Series 2006B Bonds or enforce contracts for the sale of the Series 2006B Bonds, or (v) a general banking moratorium shall have been declared by federal, New York or State authorities having jurisdiction and be in force that in the Underwriter reasonable judgment, makes impracticable for the Underwriter to market the Series 2006B Bonds or enforce contracts for the sale of the Series 2006B Bonds, or (vi) legislation shall be enacted or be proposed or actively considered for enactment, or a decision by a court of the United States shall be rendered, or a ruling, regulation proposed regulation or statement by or on behalf of the Securities and Exchange Commission of the United States or other governmental agency having jurisdiction the subject matter shall be made, to the effect that the Series 2006B Bonds, any obligations of the general character of the Series 2006B Bonds or the Bond Resolution or the Indenture are not exempt from the registration, qualification or other requirements of the Securities Act of ~ 933 ' as amended and as then in effect or of the Trust Indenture Act of 1939, as amended and as then in effect, or otherwise are or would be in violation of any provision of the federal securities laws, or (vii) the New York Stock Exchange or other national securities exchange, or any governmental authority, shall impose any material restrictions not now in force with respect to the Series ,2006B Bonds or obligations of the general character of the Series 2006B Bonds or securities generally, or materially incr~ase any such restrictions now in force, including those relating to the extension , of credit by, or the charge to the net capital requirements of underwriters; or (viii) a ruling, regulation or order of the Treasury Department of the United States or the Intemal Revenue Service (the "IRS"), specifically including Circular 230 initially proposed by the IRS December 30, 2003, shall be made effective on or prior to the Closing Date which in the Underwriter s reasonable judgment materially and adversely affects the market price of the Series 2006B Bonds; or (ix) there shall have been any materially adverse change in the affairs of , the Commission which in the Underwriter s reasonable judgment materially and adversely affects the market for the Series '2006B Bonds; and OHS WEST:260119676 (c)At or prior to the Closing, the Underwriter shall receive the following: (1) The unqualified approving opinion of Orrick, Herrington & Sutcliffe LLP ("Bond Counsel") with respect to the Series 2006B Bonds, addressed to the Underwriter and the Commission, dated the date of the Closing, in substantially the form attached to the Official Statement as Appendix C; . ' (2) The opinion of Orrick, Herrington Sutcliffe LLP , as disclosure counsel to the Commission, addressed to or upon which the Underwriter may rely, dated the Closing Date, in substantially the form at~ached hereto as Exhibit A (3) The opinion or opinions of counsel to the Commission with respect to the Series 2006B Bonds, addressed to the Underwriter, Bond Counsel and the Commission, dated the date of Closing, in substantially the form attached hereto as Exhibit B; 4) certificate dated the date of the Closing, signed by the Executive Director of the C~mmission to the effect that: (i) the representations warranties and covenants of the Commission contained herein are true and correct in all material respects on and as of the date of Closing with the same effect as if made on the date of Closing; (ii) the Commission has complied with all the agreements and satisfied all of the conditions on its part to be performed or satisfied at or prior to Closing; (iii) no event affecting the Commission has occurred -since the date of the Official Statement which either makes untrue or incorrect in any material respect as of the Closing Date any statement of information contained in the Official Statement or is not reflected in the Official Statement but, should be reflected therein in order to make the statements and information therein not misleading, in any material respect; and (iv) the Bond Resolution the Original Indenture, the First Supplement and the Second Supplement are in full force and effect and have not been amended in any respect, except as approved in ,writing by the Underwriter; (5) A certificate of the Trustee dated the date of the Closing, to the effect that.: (i) the Trustee is a national banking association organized and existing under and by virtue of the laws of the United States of America, having full power and being qualified and duly a~thorized to perform the duties and obligation of the Trustee. under and pursuant to the Bond Resolution, the Indenture, the Escrow Agreement and the , Continuing Disclosure Agreement; (ii) the Trustee has agreed to perform the duties and obligations of the Trustee as set forth in the Bond Resolution, the Indenture, the Escrow Agreement and the Continuing Disclosure Agreement; (iii) compliance with the provisions on the Trustee s part contained in the Bond Res01ution, the Indenture, the , Escrow Agreement and the Continuing Disclosure Agreement will not conflict with constitute a breach of or default under any judgment, decree, loan agreement, indenture bond, note, resolution, agreement or other instrument to which the Trustee is a party or o~herwise subj ect, or, to the best know ledge of the Trustee, any material law administrative regulation to which the Trustee is subj ect, as a. result of which the OHS WEST:260119676 Trustee s ability to perform its obligations under the Bond Resolution, the Indenture , , the Escrow Agreement and the Continuing Disclosure Agreement would be impaired, nor will any such compliance result in the creation or imposition of any lien, charge or other security interest or ~ncumbrance of any nature whatsoever "upon any of the properties or assets held by the Trustee pursuant to the lien created by the Bond Resolution, the Indenture, the Escrow Agreement and the Continuing Disclosure Agreement under the terms of any such law, administrative regulation, judgment, decree, loan agreement indenture, bond, note, resolution agreement or other instrument, except as provided by the Bond Resolution, the Indenture, the Escrow Agreement and the Continuing Disclosure Agreement; and (iv) the Trustee has not been served in any action, suit proceeding, inquiry or investigation, at law or in equity, before or by any, court governmental agency, public board or body, pending nor, to the best of the knowledge of the Trustee, is any such action, suit, proc~eding" inquiry or investigation threatened against the Trustee, affecting the existence of the Trustee, or the titles of its officers to their respective offices or seeking to prohibit, restrain or. enjoin the issuance, sale and delivery of the Se~es 2006B Bonds or the collection of revenues ,pledged or to be pledged to pay the principal of, premium, if any, and interest on the Series 2006B Bonds, or the pledge thereof, or in any way contesting, the powers of the Trustee or its authority to perform its obligations under the Bond Resolution, the Indenture, the Escrow Agreement and the Continuing Disclosure Agreement, wherein an unfavorable decision, ruling or finding would materially adversely affect the validity or enforceability of the Bond Resolution, the Indenture, the Escrow Agreement or the Continuing Disclosure Agreement; (6) Two copies of this Purchase Contract duly executed and delivered by the parties hereto; (7) Two copies of the Official Statement, executed on behalf of the Commission by the Executive Director; (8) Two copies of the Original Indenture, the First Supplement and the Second Supplement; (9) (10) Two copies of the Escrow Agreement; Two copies of the Continuing Disclosure Agreement; (11)Two certified copies of the Bond Resolution; (12) Receipt of a municipal bond insurance policy guaranteeing payment of principal and interest on the Series 2006B Bonds (the "Policy ), and Surety Bond evidencing " the extension thereof, each to be provided by Ambac Assurance Corporation (the "Bond Insurer ), together with certificates of the Bond Insurer and an opinion of its counsel relating to the legal status of the Bond Insurer, the information pertaining to the Bond Insurer, the Policy and the Surety Bond contained in the Official OHS WEST:260119676 Statement, and the enforceability of the Policy and Surety Bond, all in form and substance acceptable to the Underwriter; and (13) Evidence from Standard & Poor Ratings Services, a division of The McGraw Hill Companies, Inc. that the Series 2006B Bonds have be~n rated at least "BBB+" (Underlying) and "AAA" (based upon the bond insurance policy), and that such ratings continue to be in effect as of the Closing date; (14) certificate of The Arbitrage Group, Inc.independent certified public accountants, dated the Closing Date, to the effect that, with respect to the Escrow Agreement it has verified the accuracy of the mathematical computations of the adequacy of the Investment Securities (as defined in the Escrow Agreement), together wi th the earnings thereon and the cash held in the Escrow Fund established under such Escr~'Y Agreement, to pay when due the principal and ~nterest due and to become due on the Prior Bonds to be paid from such Escrow Fund on and prior to the redemption date thereof and to pay the redemption price thereof on such redemption date; (15) The opinion of counsel to the Trustee, in form and substance acceptable to the Underwriter; and (16) Such additional legal opInIons, certificates, proceedings instruments and other documents as the Underwriter or Bond Counsel may reasonably request to evidence compliance by the Commission with this Purchase Contract, legal requirements (including tax exemption), and the performance or satisfaction by the Commission at or prior to such time of all agreements then to be performed and all conditions then to be satisfied by the Commission. The Commission will furnish the Underwriter with such conformed copies of such opinions, certificates, letters and documents as the Underwriter may reasonably request. If the Commission shall be unable to satisfy the conditions to the obligations of the Underwriter contained in this Purchase Contract, or if the obligations of the Underwriter shall be terminated for any reason permitted by this Purchase Contract, this Purchase Contract shall terminate and neither the Underwriter nor the Commission shall have any further obligations hereunder, except as provided in Section 8 hereof. However, the Underwriter may in its sole discretion waive one or more of the . conditions imposed by this Purchase Contract for the protection of the Underwriter, and proceed with the Closing. OHS WEST:260119676 Expenses The Underwriter shall be under no obligation to pay, and the Commission shall pay from its available funds or from the proceeds of the Series 2006B Bonds, certain expenses set forth in this Section, including but not limited to: (i) all expenses in connection with the preparation, distribution and delivery of the Preliminary Official Statement, the Official Statement, and any amendment or supplement thereto, and this Purchase Contract, exclusive of underwriter s counsel fees; (ii) all expenses in connection with the printing, issuance and delivery of the Series 2006B Bonds; (iii) the fees and disbursements of Bond Counsel; (iv) the fees and disbursements of counsel and , consultants, including pricing and redevelopment advisors, to the Commission in connection with the Series 2006B Bonds; (v) the disbursements of the Commission in connection with the Series 2006B Bonds; (vi) the fees and disbursements of the Trustee, including but not limited to, fees and disbursements of its counsel, travel and other expenses; (vii) any and all fees incurred in connection with obtaining a rating on the Series 2006B Bonds or in obtaining any form of credit enhancement or bond insurance; and (xiii) all expenses in connection with the preparation execution and delivery of the Indenture and the Series 2006B Bonds and the preparation and adoption of the Bond Resolution. 9. Qualification under Securities Laws The Commission agrees to cooperate with the Underwriter in any endeavor to qualify the Series 2006B Bonds for offering and sale under the securities or "blue sky" laws of such jurisdictions of the United States as the Underwriter may request; provided that the Commission shall not be required to qualify in, or submit to the general jurisdiction ', any state in which it is not now so qualified or of which it has not submitted to the general jurisdiction. The Commission consents to the use of the Preliminary Official Statement and Official Statement by the Underwriter in obtaining such qualifications. 10. Notice. Any' notice or other communication to be given to the Commission under this Purchase Contract may be given by delivering the same in writing at the address set forth above. Any such notice or comm~nication to be given to' the Underwriter may be given by delivering the same in writing to: Piper J affray & Co. 345 California Street, Suite 2200 San Francisco , CA 94104 Attention: Mark Curran, Managing Director 11. Governin2 Law. This Purchase Contract shall be governed by the laws of the State of California. This Purchase Contract may be executed by the parties hereto in separate counterparts each of which when so executed and delivered shall be an original, but all such counterparts shall together constitute but one and the same instrument. (BALANCE OF PAGE INTENTIONALLY LEFT BLANK) OHS WEST:260119676 12. Parties in Interest. This Purchase Contract is made solely for the benefit of the signatories hereto (including the respective successors or assigns of the Underwriter) and no other person shall acquire or have any right hereunder or by virtue hereof. All representations, warranties and agreements in this Purchase Contract shall remain operative and in full force and effect, regardless of (a) delivery of and payment for any of the Series 2006B Bonds and (b) any termination of this Purchase Contract. Very truly yours PIPERJAFFRAY & co. orized Representative By: Accepted and agreed to as of the date first written above: ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION By: Andrew Lazzaretto Executive Director Attest: By: Secretary OHS WEST:260119676 12. Parties in Interest. This Purchase Contract is made solely for the benefit of the ,signatories hereto (including the respective successors or assigns of the Underwriter) and no other person shall acquire or have any right hereunder or by virtue hereof. All representations warranties and agreements in t11is Purchase Contract shall remain operative and in full force and effect, regardless of (a) delivery of and payment for any of the Series 2006B Bonds and (b) any termination of this Purchase Contract. Accepted and agreed to as of the date first written above: ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION By: Andre zaretto Executive Director Attest: By:lj$ Secretary OHS WEST:260119676 Very truly yours PIPERJAFFRAY & CO. By: Authorized Representative APPEND IX I MATURITY SCHEDULE Series 2006B Bonds $10 135 000 Series 2006B Serial Bonds Maturity In terest (October Amount Rate Yield 2007 $295 000 250%450% 2008 000 250 480 2009 000 500 510 2010 000 500 550 2011 000 500 580 2012 000 500 600 2013 000 500 3 .640 2014 000 3 .500 680 2015 000 600 720 2016 000 625 780 2017 000 750 880 2018 . 100 000 750 980 2019 725 000 000 120 2019 400 000 500 020 2020 175 000 000 180 2021 220 000 000 240 2022 270 000 125 300 2023 320 000 200 360 2024 375 000 250 410 2025 430 000 250 450 $10 595 000 4.375% Series 2006B Term Bonds dated October 1 2033 priced to yield 4.550% 500 000 5.000% Series 2006B Term Bonds dated October 1 , 2033 priced to yield* 4.230% * Yield reflects an assumed par call on October 1 , 2016. OHS WEST:260119676.4 EXHIBIT A IF orm of Opinion of Disclosure Counsel) (Closing Date Rosemead Community Development Commission 8838 E. Valley Boulevard Rosemead, California 91770 Re:Rosemead Community Development Commission Redevelopment Project Area No.1 Tax Allocation Refunding Bonds Revenue Refunding Bonds, Series 2006B Ladies and Gentlemen: We have acted as disclosure counsel to the Rosemead Community Development Commission (the "Agency ), as the Commission on this date of $24 230 000 aggregate principal amount of Redevelopment ,Project Area No.1 Tax Allocation Refunding Bonds, Series 2006B (the "Series 2006B Bonds ). In that connection, we have reviewed a printed copy of the official statement of the Commission, dated December 14, 2006 with respect to .the Series 2006B Bonds (the Official' Statement"), the Purchase C,ontract, dated Deceml?er 14, 2006 (the "Purchase Contract"), between the Commission and Piper Jaffray & Co.as underwriter (the Underwriter ), certificates and opinions of the Commission, the City of Rosemead, the Trustee and others, and we have made such investigations of law as we have, deemed appropriate as a basis for the conclusion hereinafter expressed.W e have not reviewed any electronic version of the Official Statement, and assume that any such version is identical in all respects to the printed version. Capitalized terms not otherwise defined herein shall have the meanings ascribed thereto in the Official Statement. In arriving at the conclusion hereinafter expressed we are not expressing any opinion or view on, and with your permission are assuming and relying on, the validity, accuracy and sufficiency of the records, documents, certificates and opinions referred to above (including the accuracy of all factual matters represented and legal conclusions contained therein, including, without limitation any representations and legal conclusions regarding the due authorization issuance, delivery, validity and enforceability of the Series 2006B Bonds and the exclusion of interest thereon from gross income ,for federal income tax purposes, and the legality, validity and enforceability of the Original Indenture, the First Supplement , the Second Supplement, and any laws, documents or instruments that may be related to the issuance, payment or security of the Series 2006B Bonds. We have assumed that all records, documents, certificates and opinions that we have reviewed, and the signatures thereto, are genuine. We are not passing upon and do not assume any responsibility for the accuracy, completeness or fairness of any of the statements contained in the Official Statement and make OHS WEST:260119676.4 no representation that we have independently verified the accuracy, completeness or fairness any such statements. In our capacity as disclosure counsel to the Commission, to assist it in part of its responsibility with respect to the Official Statement, we participated in conferences with representatives of the Commission and the City and their respective counsel, the Underwriter and others, during which the contents of the Official Statement and related matters were discussed. Based on our participation in the above-mentioned conferences (which did not extend beyond the date of the Official Statement), and in reliance thereon and on the records, documents certificates, opinions and matters mentioned above, we advise you as a matter of fact and not opinion that, during the course of our role as disclosure counsel with respect to the Series 2006B Bonds no facts came to the attention of the attorneys in our firm rendering legal services in connection with such role which caused us to believe that the Official Statement as of its date (except for any CUSIP numbers, financial, statistical, economic engineering or demographic data or forecasts, numbers, charts, tables, graphs, estimates, proj ections, assumptions expressions of opinion, any information about feasibility, valuation, appraisals, absorption, real estate or environmental" matters, any information about the Bond Insurer, its Insurance Policy or its Surety Bond, DTC or its book-entry system, or Appendices A, B, D, F and G, included or referred to therein, which we expressly exclude from the scope of this paragraph and as to which we express no opinion or view) contained any untrue statement of a material fact or omitted to state any material fact necessary. to make the statements therein, in the light of the circumstances under which they were made, not misleading. By acceptance of this letter you recognize and acknowledge that: (i) the preceding paragraph is not an opinion but in the nature of negative observations based on certain limited activities performed by specific lawyers in our firm in our role as disclosure counsel; (ii) the scope of those activities performed by us were inherently limited and do not purport to encompass all activities th~t the Commission may be responsible to undertake;. (iii) those activities performed by us rely on third party representations, warranties, certifications and opinions including and primarily, representations warranties and certifications made by the Commission, and are otherwise subject to the conditions set forth herein; and (iv) this letter may not be sufficient for or appropriate to your purposes. This letter is furnished by us as disclosure counsel. Our engagement with respect to this matter has terminated as of the date hereof" and we disclaim any obligation to update this letter. This letter is not to be used, circulated, quoted or otherwise referred to or relied upon for any other purpose or by any, other person. This letter is not intended to, and may not, be relied upon by owners of Bonds or by' any other party to whom it is not specifically addressed. Very truly yours ORRICK, HERRINGTON & SUTCLIFFE LLP OHS WEST:260119676.4 EXHIBIT B IF orm of Opinion of Counsel to the Commission) (Closing Date) Rosemead Community Development Commission8838 E. Valley Boulevard Rosemead, California 91770 Piper Jaffray & Co. 345 California Street, Suite 2200 an Francisco, California 941 04 Orrick, Herrington & Sutcliffe LLP 777 S. Figueroa Street, Suite 3200 Los Angeles, California 90017 Re:Rosemead Community Development Commission Redevelopment Proj ect Area No. Tax Allocation Refunding Bonds Series 2006B Ladies and Gentlemen: We have acted as counsel to the Rosemead ,Community Development Commission (fonTIerly Rosemead Redevelopment Agency, the "Commission ) in connection with the sale of its Redevelopment Project Area No.1 Tax Allocation Refunding Bonds, Series 2006B (the "Series 2006B Bonds ). The Series 2006B Bonds are being issued pursuant Resolution No. 2006-, adopted by the Commission on November 14 2006 (the "Bond Resolution ), the Indenture, dated as of October 1 , 1993 (the "Original Indenture ), by and between the Commission and State Street Bank and Trust Company of California, N., as predecessor trustee to U.S. Bank National Association, as trustee (the "Trustee ), as amended and supplemented by a First Supplement to Indenture, dated as of March 1 , 2006 and a Second Supplement to Indenture, dated as of December 1 , 2006 (as amended, the "Indenture ) between the Commission and the Trustee. In that connection we have examined originals or copies certified or otherwise identified to my satisfaction of the Issuing Documents, as defined below, the Tax Certificate dated as of the date hereof (the "Tax Certificate ), the Continuing Disclosure Agreement for the Series 2006B Bonds, dated as of December 1, 2006 (the "Continuing Disclosure Agreement") by and among the Commission, the Trustee and U. S. Bank National Association, as dissemination agent, the Escrow Agreement, dated as of December 1 , 2006 (the "Escrow Agreement") between the Commission and the Trustee in its capacity as escrow bank under the Escrow Agreement, and the Official Statement of the Commission, dated December 14, 2006 (the "Official Statement" relating to the Series 2006B Bonds. The Indenture, the Continuing Disclosure Agreement and the Escrow Agreement are collectively referred to herein as the "Issuing Documents. OHS WEST:260119676.4 Capitalized terms not otherwise defined herein shall have the meanings ascribed thereto in the Issuing Documents. Based on the foregoing, we are of the qpinion that: (i) The Commission is a public body, corporate' and politic duly organized and validly existing under the laws of the State. (ii) Th~ Issuing Documents have been duly authorized executed and delivered by the Commission and assuming due authorization, execution and delivery by the other parties thereto, constitute the valid, legal and binding obligations of the Commission enforceable in accordance with their respective tenns except as enforcement thereof may be limited by bankruptcy, insolvency or other laws affecting enforcement of creditors rights and by the applicati9n of equitable principles if equitable remedies are sought. (iii) The Bond Resolution has been duly adopted at a meeting of the governing body of the Commission, which was called and held pursuant to law and with all public notice required by law and at which a quorum was present and acting throughout. The. Bond Resolution is in full force and effect has not been modified amended or rescinded and constitutes the valid and binding obligation of the Commission enforceable in accordance with its tenns, except as enforcement thereof may be limited by bankruptcy, insolvency or other laws affecting enforcement of creditors rights and by the application of equitable principles if equitable remedies are sought. (iv) The execution and delivery of the Second Supplement, the Continuing Disclosure Agreement, the Escrow Agreement, the Tax Certificate, the Purchase Contract and the Official Statement and complian~e with the provisions of the Issuing Documents, under the circumstances contemplated thereby, (a) to the best of my knowledge based on inquiry deemed sufficient by me for the purpose of this opinion, do not and will not in any material respect conflict with or constitute on the part of the Commission a breach of or default under any agreement or other instrument to which the Commission is a party or by which it is bound, and (b) do not and will not in any material respect constitute on the part of the Commission a violation; breach of or default under, any existing law, regulation court order or consent decree to which the Commission is subj ect. (v) The Official Statement has been duly authorized by the governing body of the Commission and executed on its behalf by an authorized officer of the Commission. (vi) No additional authorization, approval, consent, waiver or any other action by any person, board or body, public or private, not previously obtained is required as of the date hereof for the Commission to adopt the Bond Resolution, to enter into or to perfonn its obligations under the Issuing Documents. (vii) Except as otherwise disclosed in the Official Statement there is no litigation, proceeding, action, suit, or investigation at law or in equity before or OHS WEST:260119676.4 . by any court, governmental agency or body, pending or threatened against the Commission, challenging the creation, organization or existence of the Commission, or the validity of the Series 2006B Bonds or the Issuing Documents or seeking to restrain or enjoin the repayment of the Series 2006B Bonds or in any way contesting or affecting the validity of the Series 2006B Bonds or the Issuing Documents or any of the transactions referred to therein or contemplated thereby or contesting the authority of the Commission to enter into or perform its obligations under any of the Series 2006B Bonds or the Issuing Documents, or which, in any manner, questions the right of the Commission to issue or to use the Pledged Tax Revenues for repayment of the Series 20o6B Bonds or affects in any manner the right or ability of the Commission to enter into the Series 2006B Bonds or to collect or pledge the Pledged Tax Revenues for repayment of the Series 2006B Bonds. (viii) Based upon examinations which we have made and our discussions in conferences with certain officials of the Commission and others with respect to the Official Statement and without having undertaken to detennine independently the accuracy, completeness or fairness of the statements contained in the Official Statement (including the Appendices attached thereto), nothing has come to my attention which would lead me to believe that the Official Statement (other than financial and statistical data therein and incorporated therein by reference, and other than infonnation relating to the Bond Insurer, its Insurance Policy or its Surety Bond, DTC or its Book-Entry System, and the infonnation provided by the Underwriter for inclusion in the Official Statement, as to which no opinion is expressed) contains an untrue statement of a material fact or omits to state a material fact necessary to make the statements therein, in the light of the circumstances under which they were made, not misleading. Very truly yours WALLIN, KREss, REISMAN & KRANITZ LLP OHS WEST:260119676.4 $24 230,000 ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION REDEVELOPMENT PROJECT AREA NO. AX ALL 0 C A TI 0 N RE FUND IN G BOND S SERIES 2006B CERTIFICATE OF MAILING , Laura A. Gao, of Orrick, Herrington & Sutcliffe LLP, hereby state and certify that for and on behalf of the Rosemead Community Development Commission on the date hereof caused to be mailed a Report of Final Sale pertaining to the Series 2006B Bonds postage prepaid, to the California Debt and Investment Advisory Commission at 915 Capitol Mall, Room 400, Sacramento, California 95814, a true copy of each such Report is attached hereto. Dated: December 26, 2006 La A. Gao, Proj ct Manager Orrick, Herrington.& Sutcliffe LLP -!?: OHS West:260121547. REPORT OF FINAL SALE California Debt and Investment Advisory Commission 915 Capitol Mall, Room 400, Sacramento, CA 95814 O. Box 942809, Sacramento, CA 94209-0001 Tel.: (916) 653-3269 FAX: (916) 654-7440 For Office Use Only R(;~JD L~~=C~ ~~)" ~)lFJ. Under California GO\Tf111nent COlle Section 8855(i), "The issuer of any new public debt issue shall, not later than 45 days after the signing of the bond purchase contract in a negotiated or private financing, or after the acceptance of a bid in a COll1pctitive offering, submit a report of final sale and official statement to the Conunission. The Cot1l.mission may require information to be submitted in the report of final sale that is considered appropriate.CDIAC NO #: 2006-1464 ISSUER NAME: Rosemead Community Development Commission (I f pool bond, list participants) ISSUE NAME:Rosemeaq Communi~evel.Qpmen~ Commission ~men~ Pro~t Area No.1 Tax Allocation Refunding Borids, Series 200GB IF THIS IS A POOLED FINANCING, WHICH ISSUANCE STATUTE IS IT AUTHORIZED UNDER? D1) Marks-Roos Local Bond Pooling Act 02) JPA Law 03) Installment Sales Agreement, Lease 04) Housing Revenue Bond Law & Industrial Development Bond Law 05) Other WILL A VALIDATION ACTION BE PURSUED? ~ No Yes Unknown ACTUAL SALE DATE: December 14 2006 PRINCIPAL SOLD: $24 000 IS ANY PORTION OF THE DEBT FOR REFUNDING?l DNo C8J Yes, refunding atTIount (including costs) $24 230 000 Issuer Contact: N atTIc: A ndre\v C. L,azzarctto fide: City 1Vlanager \ddrcss: City of Rosetnead, 8838 E. Valley Blvd., Rosemead, California 91770 Phone: (626) 569-2lQ.1 ISSUER LOCATED IN Los An eles COUNTY Filing Contact:: Name of Individual (representing: Bond Counsel colnpleted this form and may be contacted for information: N ame:J-iaura f\. Can, Project Manager for K~evin I-laIe, Esq 0 Issuer Financial A_dvisor, or D Lead Underwriter) who Firm/ l\gency: ()rrick, f-lerrington & Sutcliffe LLP Address: 777 S. Figueroa St., Suite 3200, Los Angeles, California 90017 Phonc:-C2J 3) 6l2.:2.U1 E-mail:.Jgao~orrick.com Send acknowledgement/ copies to: Laura \. (;-ao Name of individual to whom an invoice for the CDIAC issue fee should be sent: Na1l1C: lYrark Curran, IVlanaging I)ircctor Firm:affra & Co. \ddrcss: 345 California Street. 22nd Floor, San Francisco, California 94104 Phone:-ill5) 984 5139 Sedioll 53583((,~(2)(B) of the California Gol'entlllell! Code requires that aID' local agell~Y selling refunding bonds at private sale or on a negotiated bmis Jhall send a llJritten Jtatement, withill !JVO weeks after the bonds are .rold, to the CDL4C explaining the reasons wf?y the local agenry detent/ined to sell the bonds at prilJate Jale or 011 (7 lIegotiated basis inJtead of at public Jale. ThiJjee is authotized ~y 5 eetion 8856 of the California Gover/llnent Code and is charged to the lead IInderJvnter or pttrchaJer of tbe iJJlle. The fee iJ adtl/inistrative!y set by the COIJJIIll.rJiotl. The (tlrrelltfee Jchedttle Inqy be obtained fro/It CDL4C. DC )(:SSr.'l A()7S29. CDIAC: Report of Final Sale FINANCING PARTICIPANTS (Uirn1 Na1TIe) FINANCL\L ADVIS()R: LEAD UNI)ER\'(IRITER/PURCrL\SER:~affray & Co. BC)Nl) CC)UNSEL: ()rrick. f-Ierrington & Sutcliffe LLP TRUSTEEjPA YINC; A(~ENT: S. Bank National i\ssociation MATURITY SCHEDULE D _\ ttached r8J Included in C)fficial State1nent MATURITY STRUCTURE Serial (S)D 'fenn (f) Serial and term bonds or two or more term (R) FINAL MATURITY DATE: ()ctober 2033 FIRST OPTIONAL CALL DATE: ()ctobcr 1 2017 SENIOR/SUBORDINATE STRUCTURE Yes r8J No OFFICIAL STATEMENT / OFFERING MEMORANDUM: rgJ Enclosed None prepared WAS THE ISSUE INSURED OR GUARANTEED? DNa rgJ Bond Insurance (I) DLetter of Credit State Intercept Program (f) (hhcr (CJ) GUARANTOR: Ambac Assurance Corporation ENHANCEMENT EXPIRATION DA TE:-.N / INDICATE CREDIT RATING: " " or examp e or Not Rated ~ Rated Standard & Poor s: A Fitch: Moody ()ther: REASON FOR NEGOTIATED REFUNDINGS I f the issue is a negotiated refunding, indicate the reason(s) why the bonds \verc issued at a private or negotiated versus a co111petitive sale. (1) Timing of the sale provided inure flexibility than a public sale (2) J'vfore co~t savings \vcre expected to be realized than a public sale (3) j\Iorc flexibiLity in Jebt stnlcture was available than a public saJe (4) Issuer able to work with participants familiar with issue/ r than a pub~c sale rgJ (5) All of the above (G) ()ther (please specify) -'-. . "". . 'T. I)~ e 2 OFFICE LOCATION (City jState) San Francisco, California Los Angeles. California Los Angcles, California IS THE INTEREST ON THE DEBT EXEMPT FROM TAXATION? Under State Law: D No (taxable) r8J Yes (tax-exempt) Under Federal Law: D No (taxable) r8J Yes (tax-exel11pt) If the issue is federally tax-exempt, is interest a specific preference item for the purpose of alternative minimum tax? Yes ~ No INTEREST TYPE: ~ N IC D' flC D Variable INTEREST COST:48214430/0 CAPITAL APPRECIATION BOND: Yes ~ No ISSUANCE COSTS AND FEES: May be ()btained from Issuer Managemen t Fee B) 'Total Takedown C) Underwriter Expenses Underwriter Spread or Discount D) Bond Counsel E) Disclosure Counsel F) Financial i\dvisor (~) Rating -i'\gency H) Credit Enhancemen t I) 'Trustee Fee J) Other Expenses Total Issuance Costs K) ()RIG IN f\L ISSUE PREMIUlVl L) ()RIGINAL ISSUE DISCOUNT' i\1) NET ORIGINAL ISSUE I) ISCO UNT'j PRE i\'l IUIVI FOR OE'FICE USE ONLY FEE: ESCROW AGREEMENT by and between ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION and S. BANK NATIONAL ASSOCIATION as Trustee Dated as of December 1, 2006 Relating to Rosemead Redevelopment Agenc Redevelopment Project Area No. Tax Allocation Bonds Series 1993A OHS West:260143726. ESCROW AGREEMENT This ESCROW AGREEMENT, (the "Agreement" ), made and entered into as of December 1 , 2006, by and between the ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION formerly known as the Rosemead Redevelopment Agency, (the Commission ), and U.S. BANK NATIONAL ASSOCIATION, a national banking association organized and existing under the laws of the United States of America, having a corporate trust office located in Los Angeles, California, and being qualified to accept and administer the trusts hereby created, as successor trustee (the "Trustee ) and acting as escrow agent hereunder (in such capacity, the "Escrow Agent" WHEREAS, the Commission has heretofore issued its Redevelopment Project Area No.1 Tax Allocation Bonds, Series 1993A (the "Series 1993 Bonds ), pursuant to the tenns of an Indenture, dated as of October 1 , 1993 (the "Original Indenture ), by and between t~e Commission and U.S. Bank National Association (as successor to State Street Bank and Trust Company of California, N .), as successor trustee; WHEREAS the Commission has heretofore issued its Rosemead Community Development Commission Redevelopment Project Area No.1 Tax Allocation Bonds, Series 2006A in the aggregate principal amount of $14 005 000 pursuant to the terms of a First Supplement to Indenture , dated as of March 1 , 2006 (the "First Supplement"), by and between the Commission and the Trustee; WHEREAS, the Commission has determined to issue its Rosemead Community Development Commission Redevelopment Project Area No.1 Tax Allocation Refunding Bonds Series 2006B (the "Refunding Bonds ) in the aggregate principal amount of $24 230 000 pursuant to the terms of a Second Supplement to Indenture, dated as of December 1 , 2006 (the Second Supplement"), by and between the Commission and the Trustee; WHEREAS, the Refunding Bonds are being issued for the purpose of providing moneys which will, among other things, be sufficient (together with other moneys and interest earnings thereon) to redeem the Series 1993 Bonds scheduled to mature on October 1 2033 (the Refunded Bonds ), on February 6, 2007, at a redemption price equal to 100% of the principal amount of the Refunded Bonds plus accrued interest thereon to the redemption date, such amount hereinafter referred to as the "Redemption Price WHEREAS, the Second Supplement contemplates the setting aside of a portion of the proceeds of the Refunding Bonds in order to provide for the payment of the Redemption Price of the Refunded Bonds and that such proceeds shall be deposited in a special escrow fund to be created hereunder to be known as the Refunding Escrow to be maintained by the Escrow Agent (the "Refunding Escrow ); and . WHEREAS, the Commission has taken action to cause to be issued or delivered to the Escrow Agent for deposit in or credit to the Refunding Escrow certain securities and investments consisting of non-callable direct obligations of, or non-callable obligations guaranteed by, the United States of America (the "Investment Securities ), all as listed on Schedule I attached OHS West:260143726. hereto and made a part hereof, in an amount which, together with income or increment to accrue on such securities, have been certified by The Arbitrage Group, Inc. to be sufficient to pay when and as due the Redemption Price of the Refunded Bonds; NOW, THEREFORE , the Commission and the Escrow Agent hereby agree as follows: Section Redemption Establishment, Funding and Maintenance of Refunding Escrow~ Notice of (a) Pursuant to the Second Supplement, the Commission has caused the Trustee to transfer to the Escrow Agent the sum of $23 218 359.59 from the proceeds of the Refunding Bonds and to release $180 183.74 on deposit in the Reserve Account under the Original Indenture and transfer to the Escrow Agent the aggregate $180 183.74 from such funds. The Escrow Agent hereby accepts and acknowledges receipt of $23 398 543.33 of such monies. The Escrow Agent agrees to establish and maintain until the Redemption Price of the Refunded Bonds has been paid in full a fund designated as the "Refunding Escrow " and to hold the securities investments and moneys therein at all times as a special and separate trust fund (wholly segregated from all other securities, investments or moneys on deposit with the Escrow Agent). All securities, investments and moneys in the Refunding Escrow are hereby irrevocably pledged, subject to the provisions of Section 2 hereof, to secure the payment of the Redemption Price of the Refunded Bonds. (b) The Escrow Agent is hereby further irrevocably instructed to give notice of the redemption of the Refunded Bonds scheduled for redemption on February 6 2007 at the time and in the manner provided in the Original Indenture in substantially the form attached hereto as Exhibit and otherwise in conformity with any applicable requirements of the Original Indenture. Section 2.Investment of the Refunding Escrow (a) The Commission hereby directs the Esc~ow Agent to accept in the name of the Commission, for the account of the Refunding Escrow, the Investment Securities listed on Schedule I hereto. Except as otherwise provided in this Section, the Escrow Agent shall not reinvest any remaining portion of the Refunding Escrow and shall hold such portion uninvested in the Refunding Escrow. (b) Upon the written direction of the Commission, but ~ubject to the conditions and limitations herein set forth, the Escrow Agent shall purchase sub.stitute Investment Securities with the proceeds derived from the sale, transfer redemption or other disposition of Investment Securities then on deposit in the Refunding Escrow in accordance with the provisions of this Section 2(b). Such sale, transfer, redemption or other disposition of such Investment Securities then on deposit in the Refunding Escrow and substitution of other Investment Securities o( the Commission are permitted hereunder but only by a simultaneous transaction and only if: (i) a nationally recognized firm of Independent Certified Public Accountants (the "Independent Certified Public Accountants ) or such other qualified firm selected by the Commission shall certify that (A) the Investment Securities to be substituted together with the Investment Securities which will continue to be held in the Refllnding Escrow OHS West:260143726. 2 will mature in such principal amounts and earn interest in such amounts and, in each case, at such times so that sufficient moneys will be available from maturing principal and interest on such Investment Securities held in the Refunding Escrow together with any uninvested moneys to make all payments required by Section 3 hereof which have not previously been made, and (B) the amounts and dates of the anticipated payments by the Escrow Agent of the Redemption Price will not be diminished or postponed thereby; and (ii) the Escrow Agent shall receive an opinion of nationally recognized bond counsel to the effect that the sale, transfer, redemption or other disposition and substitution of Investment Securities will not adversely affect the exclusion of interest on the Refunding Bonds or the Refunded Bonds from gross income for federal income tax purposes. (c) Upon the written direction of the Commission, but. subj ect to the conditions and limitations herein set forth, the Escrow Agent will apply any moneys received from the maturing principal of or interest or other investment income on any Investment Securities held in the Refunding Escrow, or the proceeds from any sale, transfer, redemption or other disposition of Investment Securities pursuant to Section 2(b) not required for the purposes of said Section, as follows: (1) to the extent such moneys will not be required at any time for the purpose of making a payment required by Section 3 hereof, as shall be certified to the Escrow Agent by a nationally recognized firm of Independent Certified Public Accountants or such other qualified finn selected by the Commission, such moneys shall be paid over to the Commission upon the written direction of the Commission as received by the Escrow Agent, free and clear of any trust, lien, pledge or assignment securing the Refunded Bonds or otherwise existing . hereunder, after provision for payment of amounts due the Escrow Agent pursuant to Sections 4 and 11 hereo f; and (2) to the extent such moneys will be required for such purpose at , a later date such moneys shall, to the extent practicable and at the written direction of the Commission, be invested or reinvested in Investment Securities maturing at times and in amounts sufficient to pay when due the Redemption Price (provided that (A) the amount of the funds to be realized from time to time from such investment or reinvestment shall be certified by a nationally recognized firm of Independent Certified Public Accountants or such other qualified firm selected by the Commission, and (B) the Commission shall deliver to the Escrow Agent an opinion of nationally recognized bond counsel to the effect that such investment or reinvestment will not adversely affect the exclusion of interest on the Refunding Bonds or the Refunded Bonds from gross income for federal income tax purposes) and interest earned from stich investments or reinvestment shall be retained by the Escrow Agent for such purpose. (d) The Escrow Agent shall not be liable or responsible for any loss resulting from any reinvestment made pursuant to this Agreement and in full compliance with the provisions hereof. Section 3. Payment and Redemption of the Refunded Bonds. Except as 'otherwise provided in Section 2, the Commission hereby requests and irrevocably instructs the Escrow Agent to deposit in the Refunding Escrow the principal of and interest on the Investment Securities held for the account of the Refunding Escrow promptly as such principal and interest OHS West:260143726. 2 become due and, subject to the provisions of Section 2 hereof, to transfer amounts from the Refunding Escrow to the Trustee to pay when due the Redemption Price of the Refunded Bonds on February 6, 2007. Upon payment in full of the Redemption Price of the Refunded Bonds, the Escrow Agent shall transfer any moneys or securities remaining in the Refunding Escrow to the Commission after provision for payment of amounts due the Escrow Agent pursuant to Section 4 and 11 hereof, and this Agreement shall terminate. The Refunding Escrow cash flow is set forth in Schedule II attached hereto. Section 4.Fees and Costs. (a) The Commission shall pay to the Escrow Agent from time to time reasonable compensation for all services rendered under this Agreement. The parties hereto agree that the duties and obligations of the Escrow Agent shall be as expressly provided herein and no implied duties or obligations shall be read into this Agreement against the Escrow Agent. (b) The Commission shall pay to the Escrow Agent additional fees and reimbursements for costs incurred, including but not limited to legal and accountants ' services involving this Agreement. c) The fees of and the costs incurred by the Escrow Agent shall in no event be deducted or payable from, or constitute a lien against, the Refunding Escrow except as otherwise provided herein. Section 5. Merger or Consolidation. Any company into which the Escrow Agent may be merged or converted or with which it may be consolidated or any company resulting from any merger conversion or consolidation to which it shall be a party or any company to which the Escrow Agent may sell or transfer all or substantially all of its corporate trust business provided such company shall be eligible under this Agreement, shall be the successor of such Escrow Agent without the execution or filing of any paper or any further act, notwithstanding anything herein to the contrary. Section 6. Resignation of Escrow Agent.The Escrow Agent may at any time resign by giving written notice to the Commission of such resign~tion. The Commission shall promptly appoint a successor Escrow Agent upon receipt of such notice. Resignation of the Escrow Agent will be effective only upon acceptance of appointment of a successor Escrow Agent. If the Commission does not appoint a successor, the Escrow Agent may petition any court of competent jurisdiction for the appointment of a successor Escrow Agent which court may thereupon, after such notice, if required by law, appoint a successor Escrow Agent. After receiving a notice of resignation of an Escrow Agent, the Commission may appoint a temporary' Escrow Agent to replace the resigning Escrow Agent until the Commission appoints a successor Escrow Agent. Any such temporary Escrow Agent so appointed by the Commission shall immediately and without further act be superseded by the successor Escrow Agent so appointed. Section 7. Severability If any section, paragraph, sentence, clause or provision of this Agreement shall for any reason be .held to be invalid or unenforceable, the invalidity or unenforceability of such section, paragraph, sentence, clause or provision shall not affect any of. the remaining provisions of this Agreement. OHS West:260143726. 2 Section 8. Execution of Counterparts This Agreement may be executed in any number of counterparts, each of which shall for all purposes be deemed to be an original and all of which shall together constitute but one and the same instrument. Section 9. AQplicable Law. This Agreement shall be governed by and construed in accordance with the laws of the State of California. Section 10. Definitions Any capitalized term used but not otherwise defined in this Agreeme:Qt shall have the meaning assigned to such term in the Original Indenture. Section 11. Indemnification The Commission agrees to indemnify, hold harmless and defend the Escrow Agent and its officers, directors employees and agents to the maximum extent permitted by law against any and all losses, damages, claims, actions, liabilities, costs and expenses of whatever nature, kind or character (including, without limitation, attorneys' fees litigation and court costs, amounts paid in settlement and amounts paid to discharge judgments) which may be imposed on, or incurred by or asserted against the Escrow Agent directly or indirectly arising out of or related to the acceptance and performance by the Escrow Agent of its duties hereunder. This indemnification shall apply whether any such claim, suit, investigation proceeding or action is based upon (i) the interference with or breach of or alleged interference with or alleged breach of any existing contract in connection with the Refunded Bonds, (ii) any untrue statement or alleged untrue statement of a material fact or omission of a material fact required to be stated in any offering document with respect to the Refunded Bonds necessary to make the statements therein, in light of the circumstances under which they were made not misleading, or (iii) any other wrongful act or alleged wrongful act of the Commission related to the redemption of the Refunded Bonds; provided, however, that this indemnification shall not cover any losses or expenses incurred by th~ Escrow Agent as a result of its negligence or willful misconduct. In addition to the foregoing, the prevailing party in any lawsuit shall be entitled to attorneys' fees and costs incurred in any judgment proceeding to collect or enforce the judgment. This provision is separate and severable and shall survive the merger of this Agreement into any judgment on this Agreement. The agreements of the Commission hereunder shall survive termination of this Agreement. Section 12.Immunities and Liability of Escrow Agent. (a) The Escrow Agent undertakes to perform only such duties as are expressly and specifically set forth in this Agreement and no implied duties or obligations shall be read into this Agreement against the Escrow Agent. (b) The Escrow Agent shall not have any liability hereunder except to the extent of its own negligence or willful misconduct. . In no event shall the Escrow Agent be liable for any special, indirect or consequential damages, even if the Escrow Agent or the Commission knows of the possibility of such damages. The Escrow Agent shall have no duty or responsibility under this Agreement in the case of any default in the performance of the covenants or agreements contained in the Original Indenture. The Escrow Agent is not required to resolve conflicting demands to money or property in its possession under this Agreement. OHS West:260143726, 2 (c) The Escrow Agent may consult with counsel of its own choice (which may be counsel to the Commission) and the opinion of such counsel shall be full and complete authorization to take or suffer in good faith any action hereunder in accordance with such opinion of counsel. (d) The Escrow Agent shall not be responsible for any of the recitals or representations contained herein or in the Original Indenture other than recitals or representations specifically made by the Escrow Agent. ( e ) The Escrow Agent may become the owner of, or acquire any interest in any of the Refunding Bonds with the same rights that it would have if it were not the Escrow Agent and may engage or be interested in any financial or other transaction with the Commission. (t) The Escrow Agent shall not be liable for the accuracy of any calculations provided as to the sufficiency of the moneys or securities deposited with it to pay the principal or interest or premium on the Refunded Bonds. (g) The Escrow Agent shall not be liable for any action or omission of the Commission under this Agreement or the Original Indenture. (h) Whenever in the administration of this Agreement the Escrow Agent shall deem it necessary or desirable that a matter be proved or established prior to taking or suffering any action hereunder, such matter (unless other evidence in respect thereofbe herein specifically prescribed) may, in the absence of negligence or willful misconduct on the part of the Escrow Agent, be deemed to be conclusively proved and established by a certificate of any authorized representative of the Commission and such certificate shall, in the absence of negligence or willful misconduct on the part of the Escrow Agent, be full warrant to the Escrow Agent for any action taken or suffered by it under the provisions of this Agreement upon the faith thereof. (i) The Escrow Agent may conclusively rely as to the truth and accuracy of the statements and correctness of the opinions and the calculations provided to it in connection with this Agreement and shall be protected in acting, or refraining from acting, upon any written notice, instruction, request, certificate document or opinion furnished to the Escrow Agent in connection with this Agreement and reasonably believed by the Escrow Agent to have been signed or presented by the proper party, and it need not investigate any fact or matter stated in such notice, instruction, request, certificate or opinion. (j) No provision of this Agreement shall require the Escrow Agent to expend. or risk its own funds or othelWise incur any financial liability in the performance or exercise any of its duties hereunder, or in the exercise of its rights or powers. Section 13. Termination of Agreement.Upon payment in full of the principal of and interest on the Refunded Bonds and all of the fees and expenses of the Escrow Agent described above, all obligations of the Escrow Agent under this Agreement shall cease and terminate, except for the obligation of the Escrow Agent to payor cause to be paid to the owners of the Refunded Bonds not presented for payment all sums due thereon and the obligation of the Commission to pay to the Escrow Agent any amounts due and owing to the Escrow Agent OHS West:260143726. 2 hereunder; provided, however, the obligations of the Escrow Agent with respect to the payment of the Refunded Bonds shall cease and tenninate two years after the date on which the same shall have become due as described hereunder and in accordance with the Original Indenture. OHS West:260143726. 2 IN WITNESS WHEREOF the Rosemead Community Development Commission and u. S. Bank National Association, have caused this Agreement to be executed each on its behalf as of the day and year first above written. ATTEST: By: Secretary OHS West:260143726 ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION By: U. Authoriz s. BANK NATIONAL ASSOCIA TI 0 N, as Escrow Agent By: Authorized Officer IN WITNESS WHEREOF the Rosemead Community Development Commission and S. Bank National Association, have caused this Agreement to be executed each on its behalf as of the day and year first above written. ATTEST: By: Secretary OHS West:260 143726 ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION By: Authorized Officer s. BANK NATIONAL ASSOCIATION as scrow Agent By: Authorized Officer SCHED ULE I INVES TMENT SECURITIES description of the Investment Securities .is set forth on Exhibits and G to the Verification Report prepared by The Arbitrage Group, Inc.attached hereto and incorporated herein by reference as though fully set forth herein and made a part hereof, relating to the Refunding Bonds. OHS West:260143726. 2 SCHED ULE REFUNDING ESCROW CASH FLOW The cash flow for the Refunding Escrow is set forth on Exhibits D and F to the Verification Report prepared by The Arbitrage Group, Inc.attached hereto and incorporated herein by reference as though fully set forth herein and made a part hereof, relating to the Refunding Bonds. OHS West:260 143726. 2 EXHIBIT A FORM OF NOTICE OF REDEMPTION ROSEMEAD REDEVELOPMENT AGENCY REDEVELOPMENT PROJECT AREA NO. TAX ALLOCATION BONDS, SERIES 1993A NOTICE IS HEREBY GIVEN pursuant to the terms of the Indenture, dated as of October 1 1993 (the Original Indenture ), between the Rosemead Community Development Commission, formerly known as the Rosemead Redevelopment Agency (the "Commission ) and u.s. Bank National Association (as successor trustee to State Street Bank and Trust Company of California, N.), as Trustee or Agent, that the bonds listed below (the Bonds ) have been selected for redemption on February 6, 2007 (the "Redemption Date ) at a redemption price (the "Redemption Price ) equal to 100% of the principal amount of such Bonds together with interest accrued to the Redemption Date. CU8IP* 777520BZ9 Maturit October 1 , 2033 Rate Amount $23 095 000 Price 100% Payment of the Redemption Price on the Bonds called for redemption will be paid only upon presentation and suITender thereof in the following manner: Ifby Mai!:(REGIST RED BONDS)If by Mail: (BEARER BONDS)Jfby Hand or Overnight Mail: Bondholders presenting their bonds in person for same day payment must surrender their bond(s) by 1:00 P.M. on the Redemption Date and a check will be available for pick up after 2:00 P.M. Checks not picked up by 4:30 P.M. will be mailed out to the bondholder via first class mail. If payment of the Redemption Price is to be made to the registered owner of the Bond, you are not required to endorse the Bond to collect the Redemption Price. Interest on the principal amount designated to be redeemed shall cease to accrue on and after the Redemption Date. IMPORTANT NOTICE Under the Economic Growth and Tax Relief Reconciliation Act of 2003 (the "Act"), 28% will be withheld if tax identification number is not properly certified. The Trustee shall not be held responsible for the selection or use of the CUS!? number, nor is any representation made as to its correctness indicated in the Redemption Notice. It is included solely for the convenience o.f the Holders. By: U .8. Bank National Association as Trustee or Agent Dated: OHS West:260143726. 2 1111 111111 The Arbitrage Group, Inc. $24 230 000 ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION (Los Angeles County, California) Redevelopment Project Area No. Tax Allocation Refunding Bonds Series 2006B 1111 1111 The Arbitrage Group, Inc. 3212 Smith Street Suite 201 Houston, Texas 77006 Telephone 713 522 8527 Facsimile 713 522 8471 www.thearbitragegroup.com December 21, 2006 Rosemead Community Development Commission Rosemead, California Piper J affray & Co. San Francisco, California OITick, Herrington & Sutcliffe LLP Los Angeles, California Ambac Assurance Corporation New York, New York s. Bank National Association Los Angeles, California $24 230 000 JlOSEMEAD COMMUNITY DEVELOPMENT COMMISSION (LOS ANGELES COUNTY, CALIFORNIA) REDEVELOPMENT PROJECT AREA NO. TAX ALLOCATION REFUNDING BONDS SERIES 2006B The Rosemead Community Development Commission (the "Commission ) proposes to issue the above referenced bonds (the "Bonds ) which are dated December 21 2006 and will be issued on December 21 2006. The Bonds consist of $10 135,000 Serial Bonds, $10 595,0004.375% Term Bonds due October 1 , 2033 and $3,500,000 5.000% Term Bonds due October 1, 2033. A portion of the proceeds of the Bonds will be used to purchase United States Treasury Securities -- State and Local Government Series (the "Restricted Acquired Obligations It) which will be placed in an iITevocable trust together with an initial cash deposit to be used solely to refund that portion of the Rosemead Redevelopment Agency s Redevelopment Project Area No.1 Tax Allocation Bonds, Series 1993A (the "Refunded Bonds ) described below: Maturities and Maturities and Sinking Fund Optional Original Amount Sinking Fund Dates to be Redemption Amount to be Dates to be Optionally Date and Series Issued Dated Date Refunded Refunded Redeemed Price 1993A $34 275,000 10-01-1993 $23 095,000 10-01-2019 - 10-01- 2033, Inel usive 10-01-2019 - 10-01-2033, Inclusive 02-06- 2007 (g) 100% Arbitrage Compliance Consultants 1111 1111 The Arbitrage Group, Inc. Rosemead Community Development Commission, etc. December 21, 2006 Page At your request, we have independently verified the arithmetical accuracy of the computations provid- ed to us by Piper J affray & Co. which indicate: (1) the sufficiency of the receipts from the Restricted Acquired Obligations together with an initial cash deposit to pay to and at early redemption the prin- cipaland interest on the Refunded Bonds; and, (2) the "yields" to be considered by bond counsel in its determination that the Bonds are not "arbitrage bonds " within the meaning of Section 148 of the Inter- nal Revenue Code of 1986, as amended. The term "yield " as used herein, means that discount rate which, when used in computing the present value of all payments of principal and interest on an obli- gation compounded semiannually using a 30/360-day year basis, produces an amount equal to, in the case of the Bonds, the Issue Price to the Public less the cost of bond insurance and surety premium extension fee. For purposes of calculating the yield on the Bonds, 5.000% Term Bonds maturing Oc- tober 1 2033 (the "Callable Premium Bonds ) are treated as redeemed on the early redemption date of October 1 , 2016 at an early 'redemption price of 100.00%, which produces the lowest yield on the Bonds. The original computations, along with certain assumptions and information, were furnished to us by Piper J affray & Co. on behalf of the Commission. We have relied solely on the assumptions and in- formation provided to us and have not made any study or evaluation of them, except as noted below. We express no opinion on the reasonableness of the assumptions, or the likelihood that the debt ser- vice requirements of the Refunded Bonds will be paid as described in the accompanying Exhibits. In the course of our engagement, we were fumish~d by Piper J affray & Co. with excerpts from the Official Statement for the Refunded Bonds, the Official Statement for the Bonds and with copies of the initial and final subscription forms for the purchase of the Restricted Acquired Obligations. understand that the initial subscription form was filed on December 14 2006. We compared the in- formation contained in the schedules provided by Piper J affray & Co. with certain information set forth in such documents with respect to prices, principal payment dates and amounts, interest pay- ment dates and rates, yields, and redemption dates and prices. We found that the information con- tained in such schedules provided to us by Piper J affray & Co. was in agreement with the above- mentioned information set forth in such documents. In addition, we have verified that, based upon the table of interest rates payable on United States Treasury Securities -- State and Local Government Se~ ries for use on December 14, 2006, the interest rates payable on the Restricted Acquired.Obligations are at or below the maximum allowable interest rate for each maturity date. In our opinion, based on the assumptions and information provided by Piper J affray & Co. on behalf of the Commission, the computations in the schedules provided tOllS are arithmetically accurate. The computations in the accompanying Exhibits prepared by us and the comparable schedules provided to us indicate that: (1)the receipts from the Restricted Acquired Obligations together with an initial cash deposit of $0.33 will be sufficient to pay tq and at early redemption the principal and interest on the Re- funded Bonds; and the yield of the Bonds, assuming 5.000%Term Bonds maturing October 1 , 2033 are treated as redeemed on the early redemption date of October 1, 2016 at an early redemption price of 100.00%, is 4.588743%. (2) 1111 1111 The Arbitrage Group, Inc. Rosemead Community Development Commission, etc. December 21, 2006 Page 3 The terms of our engagement are such that we have no obligation to update this report or to verify any revised computation because of events and transactions occulTing subsequent to the date of this re- port. This report is issued solely for your informatioJ;l and assistance in connection with the issuance of the Bonds. This report is not to be quoted or referred to without our prior written consent. Very truly yours, 1lu ()J;i;, /Jhc Exhibits A. Sources and Uses of FundsB. Escrow Cash Flow 1. Debt Service Requirements of the Refunded Bonds to Maturity 2. Debt Service Requirements of the Refunded Bonds to Early RedemptionD. Receipts from Restricted Acquired Obligations and Proof of YieldE. Debt Service Requirements and Proof of Yield on the Bonds Assuming Certain Early Redemptions on October 2016F. Computation of Net. Original Issue Discount G..1. Debt Service Requirements of the Callable Premium Bonds bearing interest at 5.000% per Annum to. Maturity 2. Debt Service Requirements of the Callable.Premium Bonds bearing interest at 5.000% per Annum to Early Redemption Exhibit A Sources and Uses of Funds Rosemead Community Development Commission Redevelopment Project Area No.1 Tax Allocation Refunding Bonds, Series 2006B SO DR CES Principal Amount of the Bonds Transfer from Prior Debt Service Reserve Fund $24,230,000. 323,238. $25 553,238. USES Purchase Price of Restricted Aequired Obligations Initial Cash Deposit Deposit to Debt Service Reserve Fund Costs of Issuance Underwriter s Discount Net Original IsSue Discount Bond Insutance Surety Premium Extension Fee Contingency $23 398,543. 143 054. 162 800. 145,380. 241,714. 449,156. 000. 589. $25 553 238. Escrow Cash Flow Exhib it B Rosemead Community Development Commission Redevelopment Project Area No.1 Tax Allocation Refunding Bonds, Series 2006B Date Beginning Cash Balance 02/06/07 $ 0. Receipts from Restricted Acquired Obligations $23,544 069. Debt Service Requirements of the Refunded Bonds to Early Redemption $23 544 069. Ending Cash Balance $0. Exhibit C- Debt Service Requirements of the Refunded Bonds to Maturity Rosemead Community Development Commission Redevelopment Project Area No.1 Tax Allocation Refunding Bonds, Series 2006B Date . Principal Coupon Rate Interest Debt Service Requirements of the Refunded Bonds to Maturity 04/01/07 $646 660.$646,660. 1 % 1/07 646,660.646 660. 04/01/08 646 660.646,660. 1 % 1/08 646 660.646,660. 04/01/09 646 660.646 660. 1 % 1/09 646,660.646 660. 04/01/10 646 660.646,660. 10/01/10 646 660.646,660. 04/01/11 646 660.646,660. 10/01/11 646,660.646 660. 04/01/12 646,660.646,660. 10/01/12 646,660.646,660. 04/01/13 646,660.646 660. 10/01/13 646 660.646 660. 04/01/14 646 660.646 660. 10/01/14 646 660.00 646,660. 04/01/15 646 660.646,660. 10/01/15 646 660.646,660. 04/01/16 646,660.646 660. 10/01/16 646,660.646 660. 04/01/17 646,660.646,660. 10101/17 646,660.646,660. 04/01/18 646,660.646 660. 10/01/18 646,660.646,660. 04/01/19 646 660.646,660. 10/01/19 020,000.600%646,660.666 660. 04/01/20 618,100.618,100. 1 % 1/20 080,000.600%618,100.698,100. 04/01/21 587,860.587,860. 1 % 1/21 140,000.600%587,860.727,860. 04/01/22 555,940.555,940. 1 % 1/22 1 ,205,000.600%555,940.760,940. Exhibit C- Debt Service Requirements of the Refunded Bonds to Maturity Rosemead Community Development Commission Redevelopment Projet;:t Area No.1 Tax Allocation Refunding Bonds, Series 2006B Date Prineipal Coupon Rate Interest Debt Service Requirements of the Refunded Bonds to Maturity 04/01/23 522 200.522 200. 1 % 1/23 270 000.600%522 200.792 200. 04/01/24 486 640.486,640. 1 % 1/24 340 000.600%486 640.826,640. 04/01/25 449,120.449;120. 1 % 1/25 415 000.600%449 120.864 120. 04/01/26 409,500.409,500. 1 % 1/26 495,000.600%409,500.904 500. 04/01/27 367,640.367 640. 10/01/27 580 000.600%367,640.947,640. 04/01/28 323,400.323,400. 1 % 1/28 675 000.600%323,400.998 400. 04/01/29 276,500.276 500. 1 % 1/29 765,000.600%276 500.041 500. 04/01/30 227,080.227,080. 1 % 1/30 865,000.600%227,080.092 080. 04/01/31 174 860.174 860. 1 % 1/31 970 000.600%174 860.144 860. 04/01/32 119,700.119,700. 10/01/32 7:080 000.600%119,700.199,700. 04/01/33 61,460.460. 1 % 1/33 195,000.600%61,460.256,460. $23 095,000.$27 173,160.$50 268 160. Exhibit ' Debt Service Requirements of the Refunded Bonds to Early Redemption Rosemead Community Development Commission Redevelopment Project Area No.1 Tax Allocation Refunding Bonds, Series 2006B Date Coupon Rate InterestPrincipal 02/06/07 $23 095 000.$449 069. Debt Service Requirements of the Refunded Bonds to Early Redemption $23,544 069. Coupon rates are as shown in the Debt Service Requirements of the Refunded Bonds to Maturity. Exhibit D Receipts from Restricted Acquired Obligations and Proof of Yield Rosemead Community Development Commission Redevelopment ProjectArea No.1 Tax Allocation Refunding Bonds, ~eries 2006B Date Coupon RatePrincipal 02/06/07 $23 398,543.830% . . Interest $145 526. Receipts from Restricted Acquired Obligations $23,544 069. Purchase Price of Restrieted Acquired Obligations Present Value of Future Receipts at 12/21/06 Using a Rate of 022172% $23,398 543. $23,398 543. De b t S e r v i c e R e q u i r e m e n t s a n d P r o o f o f Yi e l d o n t h e B o n d s As s u m i n g C e r t a i n E a r l y R e d e m p t i o n s o n O c t o b e r 1 20 1 6 Ro s e m e a d C o m m u n i t y D e v e l o p m e n t C o m m i s s i o n ed e v e l o p m e n t P r o j e c t A r e a N o . 1 T a x Al l o c a t i o n R e f u n d i n g B o n d s , S e r i e s 2 0 0 6 B $1 0 , 13 5 00 0 Se r i a l B o n d s $1 0 59 5 00 0 T e r m B o n d s (g ) 4 . 37 5 % d u e 1 0 - 01 - 20 3 3 l.. , De b t S e r v i c e Re q u i r e m e n t s of t h e Bo n d s Da t e Co u p o n Ra t e 50 0 , 00 0 Ca l l a b l e Pr e m i u m B o n d s In t e r e s t Pr i n c i p a l In t e r e s t Pr i n c i p a l Exhibit E Present Value of Future Payments at 12/21/06 Using a Rate of 588743% 04 / 0 1 / 0 7 $1 1 4 53 2 . $4 8 61 1 . $1 2 8 75 8 . $2 9 1 902.$288246. 1 % 1/ 0 7 $2 9 5 , 00 0 . 25 0 % 20 6 15 8 . 87 , 50 0 . 23 1 , 76 5 . 82 0 424.791978. 04 / 0 1 / 0 8 20 1 36 5 . 50 0 . 23 1 76 5 . 52 0 , 630.491307. 1 % 1/ 0 8 00 0 . 25 0 % 20 1 36 5 . 87 , 50 0 . 23 1 76 5 . 59 0 630.544863. 04 / 0 1 / 0 9 20 0 , 22 7 . 50 0 . 23 1 76 5 . 51 9 , 49 3 . 468,489. 1 % 1/ 0 9 00 0 . 00 % 20 0 22 7 . 50 0 . 23 1 76 5 . 59 4 49 3 . 524100. 04 / 0 1 / 1 0 19 8 , 91 5 . 50 0 . 23 1 76 5 . 51 8 180.446578. 10 / 0 1 / 1 0 00 0 . 50 0 % 19 8 , 91 5 . 87 , 50 0 . 23 1 76 5 . 59 3 180.499,748. 04 / 0 1 / 1 1 19 7 60 2 . 50 0 . 23 1 76 5 . 51 6 86 8 . 425,689. 10 / 0 1 / 1 1 80 , 00 0 . 50 0 % 19 7 60 2 . 50 0 . 23 1 76 5 . 59 6 86 8 . 480551. 04 / 0 1 / 1 2 19 6 20 2 . 87 , 50 0 . 23 1 76 5 . 51 5 46 8 . 405,705. 10 / 0 1 / 1 2 80 , 00 0 . 50 0 % 19 6 20 2 . 87 , 50 0 . 23 1 76 5 . 59 5 46 8 . 458,158. 04 / 0 1 / 1 3 19 4 , 80 2 . 87 , 50 0 . 23 1 76 5 . 63 51 4 06 8 . 386,657. 10 / 0 1 / 1 3 50 0 % 19 4 80 2 . 87 , 50 0 . 23 1 76 5 . 59 9 06 8 . 440,484. 00 0 . 04 / 0 1 / 1 4 19 3 31 5 . 87 , 50 0 . 23 1 76 5 . 51 2 58 0 . 368,438. 10 / 0 1 / 1 4 85 , 00 0 . 50 0 % 19 3 31 5 . 87 , 50 0 . 23 1 , 76 5 . 59 7 , 58 0 . 419,901. 04 / 0 1 / 1 5 19 1 82 7 . 87 , 50 0 . 23 1 , 76 5 . 51 1 , 09 3 . 351074. 10 / 0 1 / 1 5 90 , 00 0 . 60 0 % 19 1 82 7 . 87 , 50 0 . 23 1 76 5 . 60 1 09 3 . 403635. 04 / 0 1 / 1 6 19 0 , 20 7 . 87 , 50 0 . 23 1 76 5 . 50 9 47 3 . 334438. 10 / 0 1 / 1 6 90 , 00 0 . 62 5 % 19 0 20 7 . 58 7 50 0 . 23 1 , 76 5 . 09 9 , 47 3 . 630702. 04 / 0 1 / 1 7 18 8 , 57 6 . 23 1 76 5 . 42 0 34 1 . 263690. 10 / 0 1 / 1 7 00 0 . 75 0 % 18 8 , 57 6 . 23 1 76 5 . 51 5 , 34 1 . 316,035. 04 / 0 1 / 1 8 18 6 , 79 5 . 23 1 76 5 . 41 8 , 56 0 . 250926. 1 % 1/ 1 8 10 0 00 0 . 75 0 % 18 6 , 79 5 . 23 1 76 5 . 51 8 , 56 0 . 303903. 04 / 0 1 / 1 9 18 4 92 0 . 2~ 1 76 5 . 41 6 68 5 . 238,722. 10 / 0 1 / 1 9 72 5 00 0 . 00 0 % Exhib it E De b t S e r v i c e R e q u i r e m e n t s a n d P r o o f o f Yi e l d o n t h e B o n d s As s u m i n g C e r t a i n E a r l y R e d e m p t i o n s o n O c t o b e r 1 , 2 0 1 6 Ro s e m e a d C o m m u n i t y D e v e l o p m e n t Co m m i s s i o n Re d e v e l o p m e n t Pr o j e c t A r e a N o . 1 T a x Al l o c a t i o n R e f u n d i n g B o n d s , S e r i e s 2 0 0 6 B $1 0 13 5 00 0 Se r i a l B o n d s $1 0 59 5 00 0 T e r m B o n d s (g ) 4 . 37 5 % d u e 1 0 - 01 - 20 3 3 Da t e Pr i n c i p a l Co u p o n Ra t e In t e r e s t $3 , 50 0 , 00 0 Ca l l a b l e Pr e m i u m B o n d s Pr i n e i p a l In t e r e s t De b t S e r v i c e Re q u i r e m e n t s of t h e Bo n d s Present Value of Future Payments at 12/21/06 Using a Rate of 588743% 10 / 0 1 / 1 9 40 0 00 0 . 50 0 % 18 4 92 0 . 23 1 , 76 5 . 54 1 685.863,434. 04 / 0 1 / 2 0 16 1 42 0 . 23 1 , 76 5 . 39 3 , 185.215,267. 1 % 1/ 2 0 17 5 , 00 0 . 00 0 % 16 1 42 0 . 23 1 76 5 . 56 8 185.839,319. 04 / 0 1 / 2 1 13 7 , 92 0 . 23 1 76 5 . 36 9 , 685.193424. 10 / 0 1 / 2 1 22 0 00 0 . 00 0 % 13 7 , 92 0 . 23 1 , 76 5 . 58 9 , 685.813088. 04 / 0 1 / 2 2 11 3 52 0 . 23 1 , 76 5 . 34 5 285.172644. 10 / 0 1 / 2 2 27 0 , 00 0 . 12 5 % 11 3 , 52 0 . 23 1 76 5 . 61 5 , 285.789,536. 04 / 0 1 / 2 3 32 6 . 23 1 76 5 . 31 9 , 091. 88152470. 1 % 1/ 2 3 32 0 , 00 0 . 20 0 % 87 , 32 6 . 23 1 76 5 . 63 9 , 091.765636. 04 / 0 1 / 2 4 59 , 60 6 . 23 1 76 5 . 29 1 371.133,050. 1 % 1/ 2 4 37 5 00 0 . 25 0 % 59 , 60 6 . 23 1 76 5 . 66 6 , 371.743854. 04 / 0 1 / 2 5 38 7 . 23 1 76 5 . 26 2 , 153.114398. 1 % 1/ 2 5 43 0 00 0 . 25 0 % 38 7 . 23 1 76 5 . 69 2 153.721858. 04 / 0 1 / 2 6 23 1 , 76 5 . 23 1 765.651. 1 % 1/ 2 6 $8 1 5 , 00 0 . 23 1 , 76 5 . 04 6 , 765.426735. 04 / 0 1 / 2 7 21 3 , 93 7 . 21 3 , 937.259. 1 % 1/ 2 7 94 5 00 0 . 21 3 , 93 7 . 15 8 , 937.451508. 04 / 0 1 / 2 8 19 3 , 26 5 . 19 3 , 265.605. 10 / 0 1 / 2 8 09 5 , 00 0 . 19 3 , 26 5 . 28 8 , 265.479,631~ 04 / 0 1 / 2 9 16 9 , 31 2 . 16 9 , 312.61,622. 1 % 1/ 2 9 23 5 00 0 . 16 9 , 31 2 . 40 4 312.499,645. 04 / 0 1 / 3 0 14 2 29 6 . 14 2 296.492. 10 / 0 1 / 3 0 38 5 00 0 . 14 2 29 6 . 52 7 , 296.519300. 04 / 0 1 / 3 1 11 2 00 0 . 11 2 00 0 . 227. 10 / 0 1 / 3 1 54 0 00 0 . 11 2 , 00 0 . 65 2 00 0 . 536786. 04 / 0 1 / 3 2 31 2 . 78 , 31 2 . 875. 1 % 1/ 3 2 70 5 00 0 . 78 , 31 2 . 78 3 , 31 2 . 553752. Exh ib it De b t S e r v i c e R e q u i r e m e n t s a n d P r o o f o f Yi e l d o n t h e B o n d s As s u m i n g C e r t a i n E a r l y R e d e m p t i o n s o n O c t o b e r 1 20 1 6 Ro s e m e a d C o m m u n i t y D e v e l o p m e n t C o m m i s s i o n Re d e v e l o p m e n t Pr o j e c t A r e a N o . 1 T a x Al l o c a t i o n R e f u n d i n g B o n d s , S e r i e s 2 0 0 6 B $1 0 13 5 00 0 Se r i a l B o n d s Da t e Co u p o n Ra t e Pr i n c i p a l 1 % 1/ 3 3 $1 0 , 13 5 00 0 . In t e r e s t $3 , 50 0 00 0 Ca l l a b l e Pr e m i u m B o n d s 15 0 56 3 . 21 1 11 1 . $1 0 59 5 , 00 0 T e r m B o n d s (f Y 4 . 37 5 % d u e 1 0 - 01 - 20 3 3 In t e r e s t De b t S e r v i c e Re q u i r e m e n t s of t h e Bo n d s Pr i n c i p a l 87 5 00 0 . 01 5 . 91 6 01 5 . $1 0 59 5 , 00 0 . 00 $ 1 1 06 7 89 9 . $4 3 , 15 9 , 57 4 . Pr i n c i p a l A m o u n t o f t h e B o n d s Bo n d I n s u r a n c e Ne t O r i g i n a l I s s u e D i s c o u n t Su r e t y P r e m i u m E x t e n s i o n F e e Present Value of Future Payments at 12/21/06 Using a Rate of . 4.588743%568,569.$23529129.$24230000.(449,156.31)(241,714.65)(10000.00)$23529,129. Exh ib it Computation of Net Original Issue Premium Rosemead Community Development Commission Redevelopment Project Area No.1 Tax Allocation Refunding Bonds, Series 2006B Date Prineipal Coupon Rate Yield Price Purehase Price Accrued Original Issue Interest Premium/(Diseount) 10/01/07 $295 000.250%450%99.844%$294 539.$0.($460.20)10/01/08 000.250%480%99.603%69,722.(277.90)1 % 1/09 000.500%510%99.969%976.(23.25)10/01/10 000.500%550%99.820%865.(135.00)10/01/11 80,000.500%580%99.647%79,717.(28 40)10/01/12 80,000.500%600%99.478%79,582.(417.60)10/01/13 85,000.500%640%99.161 %286.(713.15)10/01/14 000.500%680%98.788%83,969.030.20)10/01/15 90,000.600%720%99.104%89,193.(806.40)10/01/16 90,000.625%780%98.738%88,864.135.80)10/01/17 95,000.750%880%98.859%916.(1,083.95)10/01/18 100,000.750%980%97.849%97,849.151.00)1 % 1/19 725 000.000%120%98.812%716 387.(8,613.00)10/01/19 400 000.500%020%103.843%415 372.372.10/01/20 175,000.000%180%98.124%152 957.(22 043.00)10/01/21 220 000.000%240%97.379%188 023.(31 976.20)10/01/22 270 000.125%300%98.004%244 650.(25 349.20)10/01/23 320 000.200%360%98.104%294 972.(25,027.20)10/01/24 1 ,375 ,000.250%410%98.036%347 995.(27,005.00) 1 % 1/25 430 000.250%450%97.466%393 763.(36 236.20)1 % 1/3 3 10,595 000.375%550%97.300%10,308 935.(286,065.00)1 % 1/3 3 500 000.000%230%106.107%713 745.213 745. $24 230 000.$23,988 285.$0.($241 714.65) Exhibit G- Debt Service Requirements of the Callable Premium Bonds bearing interest at 5.000% per Annum to Maturity Rosemead Community Development Commission Redevelopment Project Are~ No.1 Tax Allocation Refunding Bonds, Series 2006B Date Coupon RatePrincipal 04/01/07 1 % 1/07 04/01/08 1 % 1/08 04/01/09 1 % 1/09 04/01/10 1 % 1/10 04/01/11 10/01/11 04/01/12 10/01/12 04/01/13 1 % 1/13 04/01/14 10/01/14 04/01/15 10/01/15 04/01/16 1 % 1/16 04/01/17 1 % 1/17 04/0 1/18 10/01/18 04/01/19 1 % 1/19 04/0 1/20 1 % 1/20 04/01/21 1 % 1/21 04/01/22 1 % 1/22 04/01/23 Interest $48,611. 500. 87,500. 500. 500. 87,500. 87,500. 87,500. 87,500. 87,500. 87,500. 87,500. 87,500. 500. 87,500. 87,500. 87,500. 500. 87,500. 500. 87,500. 87,500. 87,500. 500. 500. 500. 500. 87,500. 500. 87,500. 500. 87,500. 87,500. Debt Service Requirements of the Callable Premium Bonds to Maturity $48,611. 87,500. . 87 500. 500. 87,500. 500. 87,500. 87,500. 500. 87,500. 87,500. 87,500. 87,500. 87,500. 87,500. 87,500. 87,500. 87,500. 87,500. 87,500. 87,500. 500. 87,500. 500. 87,500. 500. 500. 87,500. 87,500. 500. 87,500. 87,500. 87,500. Debt Service Requirements of the Callable Premium Bonds bearing interest at 5.000% per Annum to Maturity Rosemead Community Development Commission Redevelopment Project Area No.1 Tax Allocation Refunding Bonds, Series 2006B Date Coupon Rate Debt Service Requirements of the C"allable Premi urn Bonds to MaturityPrincipalInterest 1 % 1/23 87,500.87,500. 04/01/24 87,500.87,500. 1 % 1/24 87 ,500~00 500. 04/01/25 87,500.87,500. 1 % 1/25 87,500.87,500. 04/01/26 87,500.500. 1 % 1/26 $680,000.000%500.767,500. 04/01/27 70,500.500. 10/01/27 620 000.000%500.690 500. 04/01/28 55,000~55,000. 10/01/28 550 000:00 000%55,000.605,000. 04/01/29 250.00 41,250. 1 % 1/29 480,000.000%250.521 250. 04/01/30 29,250.29,250. 1 % 1/30 410 000.000%250.439,250. 04/01/31 19,000." 19 000. 1/31 335,000.000%19,000.354 000. 04/01/32 10,625.10,625. 1 % 1/32 255 000.000%625.265,625. 04/01/33 250.00 250. 1 % 1/33 170,000.000%250.174 250. $3,500 000.$3,920,861.$7,420,861. NOTE: The Callable Premium Bonds are assumed to be called for early redemption on October 1 , 2016 at. par for yield purposes only. Exhibit G- Exhibit G- 2 Debt 'Service Requirements of the Callable Premium Bonds bearing interest at 5.000% per Annum to Early Redemption Rosemead Community Development Commission Redevelopment Project Area No.1 Tax Allocation Refunding Bonds, Series 2006B Date Principal Coupon Rate In teres t Debt Service Requirements of the Callable Premi urn Bonds to Early Redemption 04/01/07 $48,611.$48 611. 1 % 1/07 87,500.87,500. 04/01/08 87,-500.87,500. , \ 1 % 1/08 87,500.87,500. 04/01/09 87,500.87,500.00 10/01/09 ' 87,500.87,500. 04/01/10 87,500.87,500. 10/01/10 87,500.87,500. 04/01/11 87,500.87,500. 10/01/11 87,500.87,500. 04/01/12 . 87,500.500. 10/01/12 87,500.87,500. 04/01/13 500.87,500. 10/01/13 500.87,500. 04/01/14 500.87,500. 10/01/14 500.87,500. 04/01/15 500.87,500. 10/01/15 500.87,500. 04/01/16 500.500. 1 % 1/16 500 000.500.587,500. $3,500 000.711 111.211 , 111. Coupon rates are as shown in the Debt Service Requirements of the Callable Premium Bonds to Maturity. NaTE: The Callable Premiprn Bonds are assumed to be ealled for early redemption on October 1, 2016 at par for yield purposes only. 1111 1111 The Arbitrage Group, Inc. . $24 230,000 ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION REDEVELOPMENT PROJECT AREA NO. TAX ALLOCATION REFUNDING BONDS SERIES 2006B INCUMBENCY AND SIGNATURE CERTIFICAT.E OFT.HE COMMISSION The undersigned hereby state and certify: (a) that they are the duly elected or appointed, qualified and acting Executive Director and Secretary, respectively, of the Rosemead Community Development Commission, a public body, corporate and politic, duly organized and existing under and by virtue of the laws of the .State of California (the "Commission ), and as such, are familiar with the facts herein certified and are authorized and qualified to certify the same; (b) that the following are now, and have continuously been since October 10, 2006 . the duly elected or appointed, qualified and acting members of the Commission: Gary A. Taylor, Chairperson John H. Nunez, Vice Chairperson Margaret Clark Jay T. Imperial John Tran c) that the signatures set forth opposite the names and titles of the following persons are the true and correct specimens, or are the genuine signatures of such persons, each of whom holds the office designated below: Name/Title Signature Gary A. Taylor, Chairperson Andrew Lazzaretto, Executive Director Nina Castruita, Secretary OHS West:260121547 (d) that for and on behalf of the Commission, the within-named Executive Director and Secretary have executed and attested to the following documents: (i) the Second Supplement to Indenture dated as of December 1 , 2006, by and between the Commission and U. S. Ban1( National Association, as trustee (the Trustee (ii) the Continuing Disclosure Agreement, dated as of December 1, 2006 , by and among the Commission, the Trustee and U.S. Bank National Association, as dissemination agent; (iii)the Tax Certificate, dated December 21 , 2006; (iv) the Escrow Agreement, dated as of December 1 2006, by and between the Commission and U.S. Ban1( National Association, as escrow agent; (v)the Official Statement, dated December 14 2006; and . (vi) the Purchase Contract, dated December 14, 2006, by and between Piper Jaffray & Co., as underwriter, and the Commission; and ( e) that the bonds designated the "Rosemead Community Development Commission Redevelopment Project Area No.1 Tax Allocation Refunding Bonds, Se~ies 2006B " dated December 21, 2006 have been executed by the manual or facsimile signatures of theChairperson and the Secretary of the Commission. Dated: December 21 , 2006 e (D. Andrew Lazzaretto e utive Director of the Rosemead Community Development Commission Nina Castruita, Secretary of the Rosemead Community Development Commission OHS West:260121547 $24 230,000 ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION REDEVELOPMENT PROJECT AREA NO. TAX ALLOCATION REFUNDING BONDS SERIES 2006B CERTIFICATE OF THE COMMISSION The undersigned hereby states and certifies: (a) that the undersigned Andrew Lazzaretto, is the duly appointed, qualified and acting Executive Director of the Rosemead Community Development Commission, a public body, corporate and politic, duly organized and existing under and by virtue of the laws of the State of California (the "Commission ), and as such, is familiar with the facts herein certified and is authorized and qualified to certify the same; (b) that, by all necessary action, the Commission has duly authorized and approved the execution alld delivery of the Official Statement dated December 14, 2006 (the "Official Statement"), relating to $24 230 000 aggregate principal amount of Rosemead Community Developillent Commission Redevelopment Project Area No.1 Tax Allocation Refunding Bonds Series 2006B (the "Bonds ), and the execution and delivery of and the perfonnance by the Commission of the obligations on its part contained in, the following documents (collectively with the Official Statement, the "Commission Documents (i) the Second Supplement to Indenture, dated as of December 1 , 2006 (the . " Second Supplement" ), by and between the Commission and U.S. Banle National Association, as trustee (the "Trustee (ii) the Purchase Contract dated December 14, 2006, by and between Piper Jaffray & Co., as underwriter, and the Commission; (iii) the Continuing Disclosure Agreement, dated as of December 1 , 2006, by and among the Commission, the Trustee and U.S. Banle National Association, as dissemination agent; (iv)the Tax Certificate , ' dated the date hereof; (v)the Bonds; and (vi) the Escrow Agreement, dated as of December 1 2006, by and between the Commission and U.S. Banle,National Association, as escrow agent; c) that the representations, warranties and covenants of the Commission contained in the Commission Documents are true and correct in all material respects as of the date hereof as if made on the date hereo f (d) that the Commission has complied with all of the agreements ar:-t4 satisfied all of the conditions on its part to be'performed or satisfied at or prior to the date hereof; OHS West:260121547 ( e) that no event affecting the Commission has occurred since the date of the Official Statement which either malees untrue or incorrect in any material respect as of the date hereof any statement of information contained in the Official Statement or is not reflected in the Official Statement but should be reflected therein in order to make the statements and information therein, not misleading; (f) that the Commission Documents, the Original Indenture, the First Supplement and Resolution No. 2006-, adopted by the Commission on November 14, 2006, are in full force and effect and 110ne has been amended in any respect except as approved in writing by the nderwri ter; (g) that, except as otherwise disclosed in the Official Statement, there is no litigation proceeding, action, suit, or investigation at law or in equity before or by any court, governmental agency or body, pending or, to the best of the undersigned'lmowledge after due inquiry, threatened against the Commission challenging the creation organization or existence of the Commission, or the validity of the Commission Documents or the Original Indenture or seeleing to restrain or enj oin the repayment of the Bonds or in any way contesting or affecting the validity of the Commission Documents or the Original Indenture or contesting the authority of the Commission to enter into or perfonn its obligations under any of the Commission Documents, or under which a determination adverse to the Commission would have a material adverse effect upon the financial condition or the revenues of the Commission, or which, in any manner questions the right of the Commission to use the Pledged Tax Revenues (as defined in the First Supplement) for repayment of the Bonds or affects in any manner the right or ability of the Commission to collect or ,pledge the Pledged Tax Revenues to the payment of the principal of and interest on the Bonds; and (h) The State of California Department of Housing and Community Development (the "Department") completed its audit of the Rosemead Community Development Commission compliance with statutory housing and housing fund requirements on May 12 2005. The ComJTIission provided the Department with all relevant infonnation related to the prepayment of a portion of the Commission s Low and Moderate Income Housing Fund obligation through . fiscal year 2021-22 in the manner and the amounts set forth in Exhibit A to Commission Resolution 93-adopted on October 12 , 1-993. The final audit report of the Department accepted the Commission s prepayment methodology. OHS West:260121547 Capi talized undefined terms used herein shall have the meanings ascribed thereto in the First Supplement. Dated: December 21 , 2006 OHS West:260121547 ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION By:CD. Andrew Lazzarett cuti ve Director $24 230 000 ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION REDEVELOPMENT PROJECT AREA NO. TAX ALLOCA TI ON REFUND IN G BONDS SERIES 2006B WRITTEN REQUEST AND REQUISITION NO.1 TO THE TRUSTEE To:S. BANK NATIONAL ASSOCIATION, as successor trustee (the "Trustee under that certain Indenture, dated Octob~r 1 1993 (the "Original Indenture ), by and between Rosemead Community Development Commission (formerly known as the Rosemead Redevelopment Agency) (the "Commission and the Trustee, as supplemented by that certain First Supplement to. Indenture, dated as of March 1 2006 (the . " First Supplement" ), by and between. the Commission and the Trustee, and as further supplemented by that certain Second Supplement to Indenture, dated as of December 1 2006 (the "Second Supp~ement" and collectively with the Original Indenture and the First Supplement, the "Indenture ), by and between the Commission and the Trustee: (a) Pursuant to Section 15.01 of the Indenture, the Commission has caused its $24 230 000 aggregate principal amount of Redevelopment Project Area No.1 Tax Allocation Refunding Bonds Series 2006B (the "Bonds ) to be executed authenticated and issued under the Second Supplement and to be delivered to you, as Trustee. The Bonds are dated December , 2006, and mature on the dates and in the principal amounts and bear interest at the rates as set forth in the Second Supplement. (b) You are hereby authorized and directed to authenticate the Bonds, one bond for each maturity in the aggregate principal amount of such maturity as set forth in the Second Supplement, by the manual signature of an authorized officer, to register the Bonds in said principal amounts in the name of Cede & Co., as nominee of The Depository Trust Company DTC"), and on the date hereof, to deliver the Bonds to Piper J affray & Co., as underwriter of the Bonds (the "Underwriter ), through the facilities of DTC upon payment to you by the Underwriter of the amount of $23 383 749.being the net purchase price of the Bonds calculated as follows: Principal Amount of Series 2006B Bonds Less Net Original Issue Discount Less Underwriter s Discount Less Premium for the Policy and Fee for the Surety Bond Total Net Purchase Price $24 230 000. (241 ? 714.65) (145 380.00) (459 156.31 ) $23 383 749. (c) You are hereby requested, pursuant to Section 15.04 of the Second Supplement to deposit or transfer for deposit the proceeds of the Bonds in the amount of $23 383 749.04 in the following accounts: (i) In the Series 2006B Expense Account in the Expense Fund, the amount of $165 389.45; and OHS West:260121547. (ii)In the Escrow Fund, the amount of $23 218 359.59; (d) You are hereby requested to transfer the amount of $180 183.74 from the Reserve Account established under the Original Indenture, to the Escrow Fund established pursuant to the Escrow Agreement, dated as of December 1 , 2006 (the "Escrow Agreement"), by and between the Commission and U.S. Banl( National Association, as escrow agent (the "Escrow Agent" and, as Escrow Agent under the Escrow Agreement, to cause the redemption and defeasance of the Commission s Redevelopment Project No.1 Tax Allocation Bonds, Series 1993A (the Series 993 Bonds ) specified in the Escrow Agreement; (e)Pursuant to Section 10.01 of the Indenture, the Commission hereby represents . that: (i) Indenture; the Commission is currently in compliance with Section 6.15 of the (ii) the Commission has irrevocably deposited with the Trustee such moneys securities documents and other things and issued such irrevocable instructions to the Trustee so. that any remaining and continuing applicable requirements of the Internal Revenue Code of 1986, and any regulations promulgated thereunder (the "Code ), with respect to the Series 1993A Bonds, from compliance with which the Commission has not theretofore been relieved under the provisions of this Section 10.01 .of the Indenture are ministerial and reportorial in nature; and (iii) the Commission has irrevocably authorized the Trustee and/or another agent satisfactory to the Trustee, and delegated to the Trustee or such agent the authority, to perform such remaining and continuing applicable requirements on the Commission behalf, and such Trustee has undertal(en to do so; (f). You are hereby requested to acknowledge receipt of a certified copy of the Financial Guaranty Insurance Policy No. 26045BE from Ambac Assurance Corporation for safekeeping; and (g) You are hereby. authorized to disburse from the 2006B Expense Account to the named individuals, firms and corporations for expenses incident to the issuance of the Bond, as . described on Schedule A attached hereto the amounts indicated therein. The obligations in the stated amounts have been incurred by the Commission and each item thereof is a proper charge against the 2006B Expense Account. OHS West:260121547 Capitalized terms not otherwise defined in this Written Request shall have the meanings ascribed thereto in the Second Supplement. Dated: December 21 , 2006 ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION By: U. C Andrew Lazzaret ecutive Director OHS West:260121547 SCHEDULE A REQUI~ITION NO. DISBURSEMENTS FROM 2006B ISSUANCE. EXPENSE ACCOUNT Payee rpose Not to Exceed Amount* Orricl(, Herrington & Sutcliffe LLP Bond Counsel and disbursements $65 000 Orrick, Herrington & Sutcliffe LLP Disclosure. Counsel and di s burs em en ts 000 Wallin, Kress, Reisman & Kranitz City Attorney/CommissionLLP Counsel 500 S. Bank National Association Trustee and Escrow Agent fees and expenses 350 Dorsey & Whitney LLP Trustee s and Escrow Agent' legal counsel fees 000 The Arbitrage Group, Inc.Verification Agent fees 000 500(PFM Asset Management, LLC Pricing Advisor Standard & Poor s Rating Services Rating Agency Fee California Municipal Statistics, Inc.Statistical Reports 500 450 Elabra Printing Fees 000 *Invoices presented for payment may not be paid in excess of the amount set forth above. OHS West:260121547. $24 230,000 ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION REDEVELOPMENT PROJECT AREA NO. TAX ALLOCATION REFUNDING BONDS SERIES 2006B CERTIFICATE OF MAILING IRS FORM 8038- , Laura A. Gao, of Orrick, Herrington & Sutcliffe LLP, hereby state and certify that for and on behalf of the Rosemead Community Development Commission, on the date hereof caused to be mailed via first class certified mail, return-receipt requested, postage prepaid, an Information Return for Tax-Exempt Governmental Obligations (Form 8038-G), to the Internal Revenue Service Center, Ogden, Utah 84201 , a true copy of such Information Return is attached hereto. Dated: December 13, 2006 a A. Gao, Proje t Manager Orrick, Herrington & Sutcliffe LLP OHS West:260121547. Form 8038-Information Return for Tax-Exempt Governmental Obligations ~ Under Internal Revenue Code section 149(e) ~ See separate Instructions. Caution: If the issue price is under $100,000, use Form B03B-GC. If Amended Return, check here ~ Issuer s name 2 Issuer s employer identification numberRosemead Community Development Commission 95 : 2915072 Number and street (or P.O. box if mail is not delivered to street address) Room/suite 4 Report number8838 East Valley Boulevard 3 02City, town, or post office, state, and ZIP code Date of issueRosemead, California 91770 12/21/2006 Name of issue Rosemead Community Development Commission Redevelopment Project 8 CUSIP number Area No, 1 Tax Allocation Refundin Bonds Series 2006B 777510BN7 Name and title of officer or legal representative whom the IRS may call for more information 10 Telephone number of officer or legal representativeAndrew Lazzaretto, Executive Director ( 626 ) 569-2110T e of Issue (check a licable box(es) and enter the issue rice) See instructions and attach schedule Education . Health and hospital : ~~GE:lVE:O: DTransportation if) Public safety. . ~ . DEC 2 ~ lOO6'.o Environment (including sewage bonds). . '7 . .en DHousing Q; DUtilities . . OGDEN1 UT IX) Other. Describe ~ ital im rovements If obligations are TANs or RANs, check box ~ If obligations are BANs, check box ~. 0If obli at ions are in the form of a lease or installment sale, check box . ~ 0 Descri tion of Obli ations. Com rete for the entire issue for which this form is bein filed. OMB No. 1545-0720(Rev. November 2000) (b) Issue price.(e) Stated redemptionprice at maturity (d) Weighted average maturity (e) Yield 10/01/2033 $23 988 285 Uses of Proceeds of Bond Issue Proceeds used for accrued interest. . Issue price of entire issue (enter amount from line 21, column (b)). Proceeds used for bond issuance costs (including underwriters' discount) Proceeds used for credit enhancement. . 25 Proceeds allocated to reasonably required reserve or replacement fund . 26 Proceeds used to currently refund prior issues . . Proceeds used to advance refund prior issues Total (add lines 24 through 28). Nonrefundin roceeds of the issue subtract line 29 from line 23 and enter amount here. Descri tion of Refunded Bonds (Com lete this art ani for refundin bonds. Enter the remaining weighted average maturity of the bonds to be currently refunded . ~ Enter the remaining weighted average maturity of the bonds to be advance refunded . ~ Enter the last date on which the refunded bonds will be called. . ~ Enter the daters) the refunded bonds were issued Miscellaneous35 Enter the amount of the state volume cap allocated to the issue under section 141 (b)(S) . 36a Enter the amount of gross proceeds invested or to be invested in a guaranteed investment contract (see instructions) Enter the final maturity date of the guaranteed investment contract ~37 Pooled financings: a Proceeds of this issue that are to be used to make loans to other governmental units 37a b If this issue is a loan made from the proceeds of another tax-exempt issue, check box ~ 0 and enter the name of theissuer ~ and the date of the issue ~ If the issuer has designated the issue under section 26S(b)(3)(B)(i)(lIl) (small issuer exception), check boxIf the issuer has elected to pay a penalty in lieu of arbitrage rebate, check box . .. " If the issuer has identified a hed e, check box . .' .. " 5887 310,769 459 156 23 218 360 years years Sign Here Under penalties of perjury, I declare that I have examined this return and accompanying schedules and statements. and to the best of my knowledge and belief. they are true. correct. and complete. u.. Signature of Issuer's authorrz Andrew Lazzaretto, Executive 12/21/2006'" DirectorDate , Type or prrnt name and trtle For Paperwork Reduction Act Notice, see page 2 of the Instructions. Cat. No. 63773S Form 8038-(Rev. (i) 11-2000) The Depository Trust Company A subsidiary of The Depository Trust & Clearing Corporation BLANKET JSSUER LETTER OF REPRESENTATIONS (To be Completed by Issuer) Rosemead Community Development Commission (Name ofIs,'uerJ (For Municipal Issues: . Underwriting Department-Eligibility; 50th Floor) (For Corporate Issues: General Counsel's Office; 49th Floor) The Depository Trust Company 55 Water Street New York, NY 10041-0099' February 23, 2006 (Date) Ladies and Gentlemen: This letter sets fmth our understanding with respect to all issues (the "Securities ) that Issuer shall request be nlade eligible for deposit by The Depository Tl1lst Company ("DTC" To induce DTC to accept the Securities as eligible for deposit at DTC, and to act in accordEmce with DTC's Rules with respect to the Securities , Issuer represents to DTC that Issuer will comply with the requirements stated in DTC's Operational Arrangements, as they may be amended from time to time. Note: Schedule A contains statements d1at DTC believes accu- mtely descIibe DTC, the method of effec.1ing book-entry tnmsfers of seeurities rnstJibuted du'ough DTC, and cer- tain related matters. Very tl1.Ily yours Rosemead Community Development Commission (Issuer) By: - .~~" Received and AC:t:~:. ,,:..;. C~~SITO~:r~O,MiAl'iYT Tca i'\'Yv~~~ . y:, -: ~~. , c ~~., :. BBJB E. Valley Boulevard (Street Address) DrCC Rosemead, California 91770 (City) (State) (County)(Zip Code) (626 ) 569-2102 (Phone Number) The Depository Trust Clearing Corporatioll dwag n er(i!)cityofrosemead. org (E-mail Address) (2JO2j SCHEDULE A (To Blanket Issuer Lelter of Hepresentalions) SAMPLE OFFERING I?OCUMENT LANGUAGE DESCRIBING BOOK-ENTRY-ONLY ISSUANCE (Prepared by DTC-bl"acketed material may be applicable only to certain issues) 1. The Depository Tnlst Company ("DTC"), New York, NY, will act as securities depositOlY for the securities (the Secmities ). The Seclllities will be issued as fully-registered secmities registered in the name of Cede & Co. (DTe's partnersbjp'nominee) or such other name as may be requested by an author- ized representative of DTC. One fully-registered Security certificate will be issued for (each issue of) the Securities, (each) in the aggregate plincipal amount of such issue and will be deposited with DTC. (If however, the aggregate principal amount of (allY) issue exceeds $500 million, one certificate will be issued with respect to each $500 million of principal amount, and an additional certificate will be issued with respect to any remaining principal amount of such issue. 2. DTC, the, worlel's largest depository, is a limited-pUlpose t11lst company organized under the New York Banldng Law, a "banking organization" withfu the mecming of the New York Bm1king Law, a member of the Federal Reserve System, a "clearing cOlporation" 'A':ithil1 the meaning of the New York Unifonn Commercial Code, and a "clearing agency" registered pursuant to the provisions of Section 17A of the Set:urities Exchange Act of 1934. DTC holds ,md pro\':ides asset servicing for over 2 million issues of U. and non-S. equity issues, corporate and Ilumicipal debt issues, and money market instmments from over 85 countries that DTC's participant~ ("Diret:t Participants ) deposit \ovith DTC. DTC also facilitates the post-trade settlement among DireCt Participants of sales and other securities transactiolls in deposited securities , through electronic computerized book-entry transfers and pledges betvveen Direct Participants' accounts. This eliminates tlJe need for physical movement of securities certifIcates. Direct Participants include both U.S. and non-S. securities brokers and dealers, banks, trust companies, clear- ing corporations, and certain other organizations. DTC is a wholly-owned subsidiary of The DepositOlY Trust & Ck'aring Corporation ("DTCC"). DTCC, in turn, isowned by a number of Direct Participants of DTC and Members of the National Securities Clearing Corporation, Government SecUlities Clearing Corporation, MBS Clearing Corporation, and Emerging Markets Clearing Corporation, (NSCC, GSCC MBSCC, and EMCC, also subsidiaries of DTCC), as well as by the New York Stock Exchange, Inc., the American Stock Exchange LLC, and the National Association of SecUlities Dealers, Inc. Access to the DTC system is also available to others such as both U.S. and non-S. securities brokers ar1d dealers banks, tmst companies, and clearing corporations that clear through Qr maintain a custodial relationship with a Direct Participant, either clirectly or indirectly ("Indirect Participants ). DTC has St!U1dard & Poor highest rating: AAA. The DTC Rules applicable to its Participants are on file with the Securities and Exchange Commission. More information about DTC can be found at www.dtcc.coin. 3. Purchases of Securities under the DTC system must be made by or through Direct Participants whichwi.l\ receive a credit for the Secmities on DTC's records. The ownership interest of each actual pur- chaser of each Security ("Beneficial Owner )is in turn to be recorded on the Direct and Indirect Participants' records. Beneficial Owners will not receive written confinnation from DTC of their purc:ha~e. BeneHcial Owners are, however, eApected to receive written confirmations pro\o':icling details of tl1e transac- tjon, as well as periodic statements of their holdings, from tile Direct or Indi~eq Participant through which the Beneficial Owner entered into the tnmsaction. Transfers of ownership interests in the Securities are be accompJished by entries made on the books of Direct and Indirect Participants acting on behalf of Benefic:ial Owners. Beneficial Owners will not receive certificates representing their o\\o11ership interests in Secmities, except in the event that tL~e of the book-entry system for the Securities is discontinued. 4. To facilitate subsequent transfers, all Securities deposited by Direct Participants with DTC are regis- tered in the name of DTC:, partnership nominee, Cede & Co., or such otl1er name as may be requested by au authorized representative of DTc. The deposit of Securities ",~tll DTC and their registration in the name of C(~de & Co. or stich other DTC nominee do not eflect any change in beneficial ownership. DTC has no knowledge of the actual Beneficia) Owners of the Securities; DTC's records reflect only the identity of the Direct ParUcjpants to whose accounts s1.1ch Secmitics arc credited, which mayor may not be the Benefida! Owners. TIle Direct aae! hie/irect Partit:ipants will rernain responsible for keeping Cll.:count of their hokljngs on hcha)f' of their customers. 5. Conveyance of notices and other communications by DTC to Direct Participants, by Direct Pmtic:ipants to Indirect Particip,mts, Emd by Direct Pmiicipants and Indirect Participants to Beneflcial Owners will be governed by aITangernents among them, subject to any statutory or regulatory requjre- ments EL~may be in effect from time t6 rune. (Benefidal Owners of Seclllities may wish to take certain steps to augment tbe traIlsmission to them of notices of significant events with respect to the Securities such as redemptions, tenders, defaults, and proposed amendments to the Security documents. For exam- ple, Beneficial Owners of Securities may wish to ascertain that the nominee holding the Seclllities for their benefit has agreed to obtain and transmit notices to Beneficial Ow11ers. In the alternative, Beneficial Owners may wish to provide their names and addresses to the registrar and request that copies of notices be prO\,ided direetly to them. fG. Redemption notices shall he sent to DTC. Ifless than all of the Seclllities within an issue are being redeemed, DTC's practke is to determine by Jot the amount of the:' interest of each Direct Palticipant in such issue to be redeemed. 7. Neither DTC nor Cede & Co. (nor any other DTC nominee) wiI) consent or vote with respect to Seclllities unless autllOdzed by a Direct Parti.c:ipant in accordance ,'lith DTC's Procedures. Under its usual procedures, DTC mails an Omnibus Prox')' to Issuer as soon as possible after the record date. The Omnibus Pro),.')' assigns Cede & Co.'s consenting or voting rights to those Direct Participants to whose accounts Securities moe credited on the record date (identified in a listing attached to the Omnibus Proxy). 8. Redemption proceeds, distlibutions, and dividend payments on the Secudties ",ill be made 'to Cede & Co., or such other nominee as may be requested by Em authOlized :r;:epresentative of DTC. DTC's prac- tice is to credit Direct: Participants' accounts upon DTC's receipt of funds and corresponding detail infor- mation from Issuer or Agent, on payable date in accordance 'with their respective holdings shown on DTC's records. Payments by Participant5 to Beneficial Owners '\-ill be governed by standing instmctions ~md customary practi.ces, as is the case with securities heJd for the accounts of customers in bearer form or re~r:i.~tered in "street name " and wiJI be the responsibility of such Participant and not of DTC (nor it~ nom- inee), Agent, or Issuer, subject to any statutory or regulatory requirements as may be in effect from time to time. Payment of redemption proceeds, distlibllti.ons, and dividend payments to Cede & Co. (or such other nominee as may be requested by an authorized representative of DTC) is the responsibility of Issuer or Agent, di~bursement of such payments to Dire9t Participants will be the responsibility ofDTC, Emd CllS- bursement of such payments to the Beneficial Owners \'l.ilJ be the responsibility of Direct ,md IndirectParticipants. f~). A Beneficial OV\.1)er shall give notice to elect to have its Securities purchased or tendered, through its Participant, to (Tender/Remarketing) Agent, and shall effect delivery of such SecU1ities by causing theDirect Participant to transfer the Participant's interest in the Securities, on DTC's records, to(Tender/Remarketing) Agent. Tbe requirement for physical delivery of SecUlities in connection with an optional tender or a mandatory purchase will he deemed satisfied when the ownership lights in the SecUlities are transferred by Direct Participants on DTC's records and followed by a book-enby credit of tendered Secmities to (TenderlReinarketing) Agent's DTC account. 10. DTC may discontinue providing:its services as depository with respect to the Secnrities at any time by giving re,L~onable notice to Issuer or Agent. Under such circumstanees, in the event that a successor depository is not obtained, Security certwcates are required to be printed and delivered. I I. Issuer may decide to discontinue use of the system of book-entry transfers through DTC (or a suc- cessor sec\1!iti(~s depository). In that event, Seelllity certiIlcates will be p1i11ted and delivered. 12. The information in this section concerning DTC and DTC's book-entry system has been obtained from sources that Issuer believes to be reliable, but Issuer takes no respollsibiJjty for the accuracy thereof. $24,230,000 ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION REDEVELOPMENT PROJECT AREA NO. TAX ALLOCATION REFUNDING BONDS SERIES 2006B CERTIFICATE OF U.S. BANK NATIONAL ASSOCIATION US. Bank National Association ("US. Bank") hereby states and certifies: (a) that the undersigned is an authorized officer of U.S. Bank and as such, is familiar with the facts herein certified and is authorized and qualify to certify the same; (b) that the undersigned is an authorized officer of U.S. Bank, acting as (i) successor trustee (the "Trustee ) under that certain Indenture, dated as of October 1993 , by and between the Rosemead Development Commission (the "Commission ) and State Street Bank and Trust Company of C alifomi a, N., as predecessor trustee, as supplemented by the First Supplement to Indenture, dated as of March 2006 (the "First Supplement"), by and between the Commission and US. Bank, and as further supplemented by the Second Supplement to Indenture, dated as of December 1 , 2006 (the "Second Supplement"), by and between the Commission and US. Bank; (ii) Trustee and dissemination agent (the "Dissemination Agent") under the Continuing Disclosure Agreement, dated as of December 1 2006 (the "Continuing Disclosure Agreement" by and between the Commission and US. Bank; and (iii) escrow agent under that certain Escrow Agreement, dated as of December 1 , 2006 (the "Escrow Agreement"), by and between the Commission and U.S. Bank; (c) that U.S. Bank has duly authorized the execution and delivery of the Second Supplement, the Continuing Disclosure Agreement and the Escrow Agreement (collectively, the US. Bank Documents ), and each of the U.S. Bank Documents has been duly authorized and executed by U.S. Bank; (d) that U.S. Bank is a national banking association organized and existing under and by virtue of the laws of the United States of America, having full power and being qualified and duly authorized to perform the duties .and obligations under and pursuant to the US. Bank Documents; (e) that, to the best knowledge of US. Bank, compliance with the provisions on US. Bank's part contained in the US. Bank Documents will not conflict with or constitute a breach of or default under any judgment, decree, loan agreement, indenture, bond, note, resolution agreement or other instrument to which U.S. Bank is a party or is otherwise subject, or any material law or administrative regulation to which US. Bank is subject, as a result of which U. Bank's ability to perform its obligations under the U.S. Bank Documents would be impaired, nor will any such compliance result in the creation or imposition of any lien, charge or other security interest or encumbrance of any nature whatsoever upon any of the properties or assets held by S. Bank pursuant to the lien created by the US. Bank Documents under the terms of any such law, administrative regulation, judgment, decree, loan agreement, indenture, bond, note resolution, agreement or other instrument, except as provided by the U.S. Bank Documents; OHS West:260121547.2 (f) that, to the best knowledge of US. Bank, U.S. Bank has not been servea many action, suit, proceeding, inquiry or investigation, at law or in equity, before or by any court governmental agency, public board or body, pending nor, to the best of the knowledge of US. Bank, is any such action, suit, proceeding, inquiry or investigation threatened against US. Bank affecting the existence of U.S. Bank, or the titles of its officers to their respective offices or seeking to prohibit, restrain or enjoin the issuance, sale and delivery of the Series 2006B Bonds or the collection of revenues pledged or to be pledged to pay the principal of, premium, if any, and interest on the Series 2006B Bonds, or the pledge thereof, or in any way contesting the powers of US. Bank or its authority to perform its obligations under the U.S. Bank Documents wherein an unfavorable decision, ruling or fInding would materially adversely affect the validity or enforceability of the U.S. Bank Documents; (g) that pursuant to the provisions of the Second Supplement, the Bonds were authenticated in the name of and on behalf of the undersigned by an authorized signatory of the undersigned, duly authorized to authenticate the Bonds, as evidenced by the Authorizing Resolution of U.S. Bank referred to in paragraph (c) hereof, were regi~tered and delivered by US. Bank pursuant to the Second Supplement and the Written Request of the Commission dated the date hereof, and as directed by the underwriter for the Bonds; (h) that, to the best knowledge of U.S. Ballk, all approvals, consents and orders of any governmental authority or agency having jurisdiction in the matter, receipt of which would constitute a condition precedent to the performance by U.S. Bank of its obligations under the US. Bank Documents, have been obtained and are in full force and effect. The undersigned certification does not include compliance with federal and state securities laws; (i) that to the best knowledge of US. Bank, no litigation is pending or threatened (either in state or federal courts) (i) in any way contesting the existence or trust powers of US. Bank, or U.S. Bank's ability to fulfill its obligations under the U.S. Bank Documents, (ii) to restrain or enjoin the authentication of the Bonds by U.S. Bank; or (iii) in any way contesting or affecting any authority for the issuance of the Bonds; and OHS West:260121547. (j) that US. Bank is duly authorized to . authenticate the Rosemead Community Development Commission Redevelopment Project Area No.1 Tax Allocation Refunding Bonds Series 2006B , in the aggregate principal amount of $24 230 000, and to deliver said bonds to Piper Jaffray & Co., as underwriter, pursuant to the terms ofthe Second Supplement. Dated: December 21 , 2006 s. BANK NATIONAL ASSOCIATION, as Trustee, Disse n a dEscrow Agent By: OHS West:260121547 s. BANK NATIONAL ASSOCIATION A UTH 0 RIZED SI GNER(S) I hereby certify that the following is a true and exact extract of Article VI of the Bylaws presently in effect for U.S. Bank National Association, an association organized and existing under the laws of the United States: ARTICLE VI. CONVEYANCES, CONTRACTS, ETc. All transfers and conveyances of real estate, mortgages, and transfers, endorsements or assignments of stock, bonds, notes, debentures or other negotiable instruments, securities or personal property shall be signed by any elected or appointed officer. All checks , drafts, certificates of deposit and all funds of the Association held in its own or in a fiduciary capacity may be paid out by an order, draft or check bearing the manual or facsimile signature of any elected or appointed officer of the Association. All mortgage satisfactions, releases all types of loan agreements all routine transactional documents of the Association, and all other instruments not specifically provided for, whether to be executed in a fiduciary capacity or otherwise, may be signed on behalf of the Association by any elected or appointed officer thereof. The Secretary or any Assistant Secretary of the Association or other proper officer may execute and certify that required action or authority has been given or has taken place by resolution of the Board under this Bylaw without the necessity of further action by the Board. I further certify that Brad E. Scarbrough of U.S. Bank National Association, has been duly elected and qualified and now holds the office listed herein, and that the signature of such officer is authentic: Brad E. Scarbrough Vice President WILL SIGN: 0f( ------ IN WITNESS WHEREOF, I have hereunto set my hand to be affixed hereto. $24 230,000 ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION REDEVELOPMENT PROJECT AREA NO. TAX ALLOCA TI 0 N REFUND IN G BONDS SERIES 2006B RECEIPT FOR PURCHASE PRICE The.undersigned hereby states and certifies: (a) that the undersigned is an authorized officer of U.S. Bank National Association as successor trustee (the "Trustee ), under that certain Indenture, dated as of October 1 , 1993 (the "Original Indenture ), by and between the Rosemead Community Development Commission (formerly the Rosemead Redevelopment Agency) (the "Commission ) and the Trustee, as supplemented by that certain First Supplement to Indenture, dated as of March 1 2006; by and between the Commission and the Trustee, and as further supplemented by that certain Second Supplement to Indenture, dated as of December 2006, by and between the Commission and the Trustee, and as such, is familiar with the facts herein certified and is authorized and qualified to certify the same; (b) that on the date hereof the Trustee did receive from Piper Jaffray & Co., as underwriter (the "Underwriter ) of the Commission s Redevelopment Project Area No. I Tax Allocation Refunding Bonds, Series 2006B (the "Bonds ), in the aggregate principal amount of $24 230 000, the amount of $23 383 749., which represents the net purchase price of the aggregate principal amount of the Bonds. Said net purchase price was represented by the Commission to be computed' as follows: Principal Amount of Series 2006B Bonds Less Net Original Issue Discount Less Underwriter s Discount Less Premium for the Policy and Fee for the Surety Bond Total Net Purchase Price $24 230 000. (241 714.65) (145 380.00) (459,156.31) $23 383 749. (c) that, pursuant to Section 15.04 of the Second Supplement, on the date hereof the Trustee deposited, or transferred for deposit, from the proceeds of the sale of the Bonds, the following sums in the following accounts: (i) In the Series 2006B Expense Account in the Expense Fund, the amount of $165 389.45; and (ii)In the Escrow Fund, the amount of$23 218 359 59; (d) that on the date hereof the Trustee did transfer $180 183.74 from the Reserve Account established under the Original Indenture, to the Escrow Fund established pursuant to the OHS West:260121547.2 Escrow Agreement, dated as of December 1 , 2006 (the "Escrow Fund") on deposit with the Trustee; and . ( e) that on the date hereof the Trustee did receive a certified copy of the Financial Guaranty Insurance Policy No. 26045BE from Ambac Assurance Corporation for safekeeping. Capitalized terms not otherwise defined herein shall have the meanings ascribed to thereto in the Indenture. Dated: December 21 , 2006 S. BANK NATIONAL::s rn:Qr~AuthorIzed Officer No. A-$295 000 ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION REDEVELOPMENT PROJECT AREA NO. TAX ALLOCATION REFUNDING BOND , SERIES 2006B RATE OF INTEREST:MATURITY DATE:DATED DATE:CUSIP: 250%October 1 , 2007 December 21 , 2006 777510AT5 Registered Owner: CEDE & Co. Principal Amount:TWO HUNDRED NINETY-FIVE THOUSAND DOLLARS THE ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION, a public body, corporate and politic, duly organized and existing under and pursuant to th~ laws of the State of California (the "Commission ), for value received hereby promises to pay to the registered owner specified above, or registered assigns, on the Maturity Date specified above the Principal Amount specified above, together with interest ereon from the interest payment date next preceding the date of registration on this Bond s this Bond is registered during the period from the 16th day of the month next precy, . rest payment date to and including such interest payment date, in which eventJt~l1' :hfYinterest from such interest payment date, or unless. this Bond is regist~red on ~-s:~~l~ig ~,:~~ rch 15, 2007 in which. event it shall bear interest from Its Dated Date) untIl the p~~,-~a~fiereof shall have been paid, at the Rate of Interest specified above, payable on April ~O~)7 and semiannually thereafter on April 1 and October 1 in each year. Both the interest hereon and principal hereof are payable in lawful money of the United States of America. The principal (or redemption price) hereof is payable upon surrender hereof at maturity or the earlier redemption hereof at the principal corporate trust office of US. Bank National Association, as Trustee, in St. Paul, Minnesota. Interest hereon is payable by check or draft mailed on the interest payment date by first class mail to the person in whose name this Bond is registered at the close of business on the 15th day of the month next preceding the applicable interest payment date at such person s address as it appears on the registration books of the Trustee, or upon written request received prior to the 15th day of the month preceding an interest payment date of an owner of at least $1 000 000 in aggregate principal amount of Bonds, by wire transfer in immediately available funds to an account designated by such owner within the continental United States. This Bond is one of a duly authorized issue of Rosemead Community Development Commission Redevelopment Project Area No., Tax Allocation Refunding Bonds, Series 2006B (the "Bonds ), limited in aggregate principal amount to $24 230 000, all of like tenor and date (except for such variations, if any, as may be required. to designate varying numbers maturities, interest rates or redemption provisions), all issued under the provisions of the Community Redevelopment Law of the State of California, as supplemented and amended (the Law ), and pursuant to the provisions of an Indenture, dated as of October 1 , 1993, as supplemented and amended by a First Supplement to Indenture, dated as of March 1 , 2006, and a OHS West260I43258. No. A-$70 000 ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION REDEVELOPMENT PROJECT AREA NO. TAX ALLOCATION REFUNDING BOND, SERIES 2006B RATE OF INTEREST:MATURITY DATE:DATED DATE:CUSIP: 3.250%October 1 , 2008 December 21 , 2006 777510AU2 Registered Owner:CEDE & Co. Principal Amount:SEVENTY THOUSAND DOLLARS THE ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION, a public body, corporate and politic, duly organized and existing under and pursuant to the laws of the State of California (the "Commission ); for value received hereby promises to pay to the registered owner specified above, or registered assigns, on the Maturity Date specified above the Principal Amount specified above, together with interest thereon from the interest payment date next preceding the date of registration on this Bond (unless this Bond is registered during the period from the 16th day of the month next preceding a est payment date to and including such interest payment date, in which event it shall t from such interest payment date, or . unless this Bond is registered on or before 007 in which event it shall bear interest from its Dated Date) until the princip' all have been paid, at the Rate of Interest specified above, payable on April 1 emiannually thereafter on April 1 and October 1 in each year. Both the interest hereon principal hereof are payable in lawful money of the United States. of America. The principa (or redemption price) hereof is payable upon surrender hereof at maturity or the earlier redemption hereof at the principal corporate trust office of US. Bank National Association, as Trustee, in St. Paul, Minnesota. Interest hereon is payable by check or draft mailed on the interest payment date by first class mail to the person in whose name this Bond is registered at the close of business on the 15th day of the month next preceding the applicable interest payment date at such person s address as it appears on the registration books of the Trustee, or upon written request received prior to the 15th day of the month preceding an interest payment date of an owner of at least $1 000 000 in aggregate principal amount of Bonds, by wire transfer in immediately available funds to an account designated by such owner within the continental United States. This Bond is one of a duly authorized issue of Rosemead Community Development Commission Redevelopment Project Area No; 1 , Tax Allocation Refunding Bonds, Series 2006B (the "Bonds ), limited in aggregate principal amount to $24 230 000, all oflike tenor and d~te (except for such variations, if any, as may be required to designate varying numbers maturities, interest rates or redemption provisions), all issued under the provisions of the Community Redevelopment Law of the State of California, as supplemented and amended (the Law ), and pursuant to the provisions of an Indenture, dated as of October 1 , 1993, as supplemented and amended by a First Supplement to Indenture, dated as of March 1 , 2006, and a 0 HS West:260143258. No. A-$75 000 ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION REDEVELOPMENT PROJECT AREA NO. TAX ALLOCATION REFUNDING BOND, SERIES 2006B RATE OF INTEREST:MATURITY DATE:DATED DATE:CUSIP: 500%October 1 , 2009 December 21 , 2006 777510A VO Registered Owner: CEDE & Co. Principal Amount:SEVENTY-FIVE THOUSAND DOLLARS THE ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION, a public body, corporate and politic, duly organized and existing under and pursuant to the laws of the State of California (the "Commission ), for value received hereby promises to pay to the registered owner speci;(ied above, or registered assigns, on the Maturity Date specified above the Principal Amount specified above, together with interest thereon from the interest payment date next preceding the date of registration on this Bond (unles this Bond is registered during the period from the 16th day of the month next preceding a est payment date to and including such interest payment date, in which event it shall t from such interest payment date, or unless this Bond is registered on or before , 2007 in which event it shall bear interest from its Dated Date) until the princi all have been paid, at the Rate of Interest specified above, payable on April 1 semiannually thereafter on April 1 and October 1 in each year. Both the interest hereon principal hereof are payable in lawful money of the United States of America. The principal (or redemption price) hereof is payable upon surrender hereof at maturity or the earlier redemption hereof at the principal corporate trust office of US. Bank National Association, as Trustee, in St. Paul, Minnesota. Interest hereon is payable by check or draft mailed on the interest payment date by first class mail to the person in whose name this Bond is registered at the close of business on the 15th day of the month next preceding the applicable interest payment date at such person s address as it appears on the registration books of the Trustee, or upon written request received prior to the 15th day of the month preceding an interest payment date of an owner of at least $1 000 000 in aggregate principal amount of Bonds, by wire transfer in immediately available funds to an account designated by such owner within the continental United States. This Bond is one of a duly authorized issue of Rosemead Community Development Commission, Redevelopment Project Area No., Tax Allocation Refunding Bonds, Series 2006B (the "Bonds ), limited in aggregate principal amount to $24 230 000, all of like tenor and date (except for such variations, if any, as may be required to designate varying numbers maturities, interest rates or redemption provisions), all issued under the provisions of the Community Redevelopment Law of the State of California, as supplemented and amended (the Law ), and pursuant to the provisions of an Indenture, dated as of October 1 , 1993, as supplemented and amended by a First Supplement to Indenture, dated as of March 1, 2006, and a OHS West:260I43258. No. A- ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION REDEVELOPMENT PROJECT AREA NO. TAX ALLOCATION REFUNDING BOND, SERIES 2006B RATE OF INTEREST:MATURITY DATE: 5000%October 1 , 2010 Registered Owner: CEDE & Co. Principal Amount: DATED DATE: December 21 , 2006 SEVENTY-FIVE THOUSAND DOLLARS $75 000 CUSIP: 777510AW8 THE ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION, a public body, corporate and politic, duly organized and existing under and pursuant to the laws of the State of California (the "Coinmission ), for value received hereby promises to pay to the registered owner specified above; or registered assigns, on the Maturity Date specified above the Principal Amount specified above, together with interest t reon from the interest payment date next preceding the date of registration on this Bond this Bond is registered during the period from the 16th day of the month next prece : est payment date to and including such interest payment date, in which event it nterest from such interest payment date, or unless this Bond is registered on or 15, 2007 in which event it shall bear interest from its Dated Date) until the pri" ""' . eof shall have been paid, at the Rate of Interest specified above, payable on April 1 and sem~annuallythereafter on April 1 and October 1 in each year. Both the interest hereon and principal hereof are payable in lawful money of the United States of America. The principal (or redemption price) hereof is payable upon surrender hereof at maturity or the earlier redemption hereof at the principal corporate trust office of US. Bank National Association, as Trustee, in St. Paul, Minnesota. Interest hereon is payable by check or draft mailed on the interest payment date by first class mail to the person in whose name this Bond is registered at the close of business on the 15th day of the month next preceding the applicable interest payment date at such person s address as it appears on the registration books of the Trustee, or upon written request received prior to the 15th day of the month preceding an interest payment date of an owner of at least $1 000 000 in aggregate principal amount of Bonds , by wire transfer in immediately available funds to an account designated by such owner within the continental United States. This Bond is one of a duly authorized issue of Rosemead Community Development Commission, Redevelopment Project Area No., Tax Allocation Refunding Bonds, Series 2006B (the "Bonds ), limited in aggregate principal- amount to $24 230 000, all of like tenor and date (except for such variations, if any, as may be required to designate varying numbers , . maturities, interest rates or redemption provisions), all issued under the provisions of the Community Redevelopment Law of the State of California, as supplemented and amended (the Law ), and pursuant to the provisions of an Indenture, dated as of October 1 , 1993, as supplemented and amended by a First Supplement to fudenture, dated as of March 1 , 2006, and a OHS West:260143258. No. A-$80 000 ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION REDEVELOPMENT PROJECT AREA NO. TAX ALLOCATION REFUNDING BOND, SERIES 2006B RATE OF INTEREST:MATURITY DATE:DATED DATE:CUSIP : 500%October 1 , 2011 December 21 , 2006 777510AX6 Kegistered Owner:CEDE & Co. Principal Amount:EIGHTY THOUSAND DOLLARS THE ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION, a public body, corporate and politic, duly organized and existing under and pursuant to the laws of the State of . California (the "Commission ), for value received hereby promises to pay to the registered owner specified above, or registered assigns, on the Maturity Date specified above the Principal Amount specified above, together with intere thereon from the interest payment date next preceding the date of registration on this Eo ess this Bond is registered during the period from the 16th day of the month next pre nterest payment date to and including such interest payment date, in which event at interest from such interest payment date, or unless this Bond is registered on or arch 15, 2007 in which event it shall bear interest from its Dated Date) until the ereof shall have been paid, at the Rate of Interest specified above, payable on Apn 07 and semiannually thereafter on April 1 and October 1 in each year. Both the interest here n and principal hereof are payable in lawful money of the United States of America. The principal (or redemption price) hereof is payable upon surrender hereof at maturity or the earlier redemption hereof at the principal corporate trust office of US. Bank National Association, as Trustee, in St. Paul, Minnesota. Interest hereon is payable by check or draft'mailed on the interest payment date by first class mail to the person in whose name this Bond is registered at the close of business on the 15th day of the month next preceding the applicable interest payment date at such person s address as it appears on the registration books of the Trustee, or upon written request received prior to the 15th day of the month preceding an interest payment date of an owner of at least $1 000 000 in aggregate principal amount of Bonds, by wire transfer in immediately available funds to an account designated by such owner within the continental United States. . This Bond is one of a duly authorized issue of Rosemead Community Development Commission Redevelopment Project Area No., Tax Allocation Refunding Bonds, Series 2006B (the "Bonds ), limited in aggregate principal amount to $24 230 000, all of like tenor and date (except for such variations, if any, as may be required to designate varying numbers maturities, interest rates or redemption provisions), all issued under the provisions of the Community Redevelopment Law of the State of California, as supplemented and amended (the Law ), and pursuant to the provisions of an Indenture, dated as of October 1, 1993 , as supplemented and amended by a First Supplement to Indenture, dated as of March 1 , 2006, and a OHS West:260I43258. No. A-$80 000 ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION REDEVELOPMENT PROJECT AREA NO. TAX ALLOCATION REFUNDING BOND, SERIES 2006B RATE OF INTEREST:MATURITY DATE:DATED DATE:CUSIP: 500%October 1 , 2012 December 21 , 2006 777510AY4 Registered Owner:CEDE & Co. Principal Amount:EIGHTY THOUSAND DOLLARS THE ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION, a public body, corporate and politic, duly organized and existing under and pursuant to the laws of the State of California (the "Commission . for value ' received hereby promises to pay to the registered owner specified above, or registered assigns, on the Maturity Date specified above the Principal Amount specified above, together with interest th eon from the interest payment date next preceding the date of registration on this Bond this Bond is registered during the period from the 16th day of the month next prece . est payment date to and including such . interest payment date, in which event it terest from such interest payment date, or unless this Bond is registered on or b . 15 , 2007 in which event it shall bear interest from its Dated Date) until the pri eof shall have been paid, at the Rate of Interest specified above, payable on April 1 and semiannually thereafter on April 1 and October in each year. Both the interest hereon and principal hereof are payable in lawful money of the United States of America. The principal (or redemption price) hereof is payable upon surrender hereof at maturity or the earlier redemption hereof at the principal corporate trust office of US. Bank National Association, as Trustee, in St. Paul, Minnesota. Interest hereon is payable by check or draft mailed on the interest payment date by first class mail to the person in whose name this Bond is registered at the close of business on the 15th day of the month next preceding the applicable interest payment date at such person s address as it appears on the registration . books of the Trustee, or upon written request received prior to the 15th day of the month preceding an interest payment date of an owner of at least $1 000 000 in aggregate principal amount of Bonds, by wire transfer in immediately available funds to an account designated by such owner within the continental United States. This Bond is one of a duly authorized issue of Rosemead Community Development Commission Redevelopment Project Area No., Tax Allocation Refunding Bonds, Series 2006B (the "Bonds ), limited in aggregate principal amount to $24 230 000, all of like tenor and date (except for such variations, if any, as may be required to designate varying numbers maturities, interest rates or redemption provisions), all issued under the provisions of the Community Redevelopment Law of the State of California, as supplemented and amended (the Law ), and pursuant to the provisions of an Indenture, dated as of October 1 , 1993 , as supplemented and amended by a First Supplement to Indenture, dated as of March 1 2006, and a OHS West:260143258. No. A- 7 $85 000 ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION REDEVELOPMENT PROJECT AREA NO. TAX ALLOCATION REFUNDING BOND , SERIES 2006B RATE OF INTEREST:MATURITY DATE:.DATED DATE:CUSIP: 500%October 1 , 2013 December 21 , 2006 777510AZI Registered Owner:CEDE & Co. Principal Amount:EIGHTY-FIVE THOUSAND DOLLARS THE ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION, a public body, corporate and politic, duly organized and existing under and pursuant to the laws of the State of California (the "Commission ), for value received hereby promises to pay to the registered owner specified above, or registered assigns, on the Maturity Date specified above the Principal Amount specified above, together with interest the ' from the interest payment date next preceding the date of registration on this Bond Bond is registered during the period from the 16th day of the month next preced' st payment date to and including such interest payment date, in which event it terest from such interest payment date, orunless this Bond is registered on or 15 , 2007 in which event it shall bear interest from its Dated Date) until the princip reof shall have been paid, at the Rate of Interest specified above, payable on April 1, 200 and semiannually thereafter on April 1 and October 1 in each year. Both the interest hereon and principal hereof are payable in lawful money of the United States of America. The principal (or redemption price) hereof is payable upon surrender hereof at maturity or the earlier redemption hereof at the principal corporate trust office of US. Bank National Association, as Trustee, in St. Paul, Minnesota. Interest hereon is payable by check or draft mailed on the interest payment date by first class mail to the person in whose name this Bond is registered at the close of business on the 15th day of the month next preceding. the applicable interest payment date at such person s address as it appears on the registration books of the Trustee, or upon written request received prior to the 15th day of the month preceding an interest payment date of an owner of at least $1 000 000 in aggregate principal amount of Bonds, by wire transfer in immediately available funds to an account designated by such owner within the continental United States. This Bond is one of a duly authorized issue of Rosemead Community Development Commission Redevelopment Project Area No., Tax Allocation Refunding Bonds, Series 2006B (the "Bonds ), limited in aggregate principal amount to $24,230 000, all of like tenor and date (except for such variations, if any, . as may be required . to designate varying numbers maturities , interest. rates or redemption provisions), all issued under the provisions of the Community Redevelopment Law of the State of California, as supplemented and amended (the Law ), and pursuant to the provisions of an Indenture, dated as of October 1 , 1993 , as supplemented and amended by a First Supplement to Indenture, dated as of March 1 , 2006, and a OHS West:260143258:J No. A-$85 000 ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION REDEVELOPMENT PROJECT AREA NO. TAX ALLOCATION REFUNDING BOND, SERIES 2006B RATE OF INTEREST:MATURITY DATE:DATED DATE:CUSIP: 500%October 1 2014 December 21 , 2006 777510BA5 Registered Owner: CEDE & Co. Principal Amount:EIGHTY-FIVE THOUSAND DOLLARS THE ROSEMEAD COMMUNITY DEvELOPMENT 'COMMISSION, a public body, corporate and politic, duly organized and existing under and pursuant to the laws of the State of California (the "Commission ), for value received hereby promises to pay to the registered owner specified above, or registered assigns, on the Matwjty Date specified above the Principal Amount specified above, together with interest thereon from the interest payment date next preceding the date of registration on this Bond ( , s this Bond is registered during the period from the 16th day of the month next precedi rest payment date to and including such interest payment date, in which event it s erest from such interest payment date, or unless this Bond is registered on or b~ 15, .2007 in which event it shall bear interest from its Dated Date) until the pri~of shall have been paid, at the Rate of Interest specified above, payable on April "and semiannually thereafter on April 1 and October 1 in each year. Both the interest hereo and principal hereof are payable in lawful money of the United States of America. The principal (or redemption price) hereof is payable upon surrender hereof at maturity or the earlier redemption hereof at the principal corporate trust office of US. Bank National Association, as Trustee, in St. Paul, Minnesota. Interest hereon is payable by check or draft mailed on the interest payment date by first class mail to the person in whose name this Bond is registered at the close of business on the 15th day of the month next preceding the applicable interest payment date at such person s address as it appears on the registration books of the Trustee, or upon written request received prior to the 15th day of the month preceding an interest payment date of an owner of at least $1 000 000 in aggregate principal amount of Bonds, by wire transfer in immediately available funds to an account designated by such owner within the continental United States. This Bond is one of a duly authorized issue of Rosemead Community Development Commission , ' Redevelopment Project Area No., Tax Allocation Refunding Bonds, Series 2006B (the "Bonds ), limited in aggregate principal amount to $24 230 000, all of like tenor and date (except for such variations, if any, as may be required to designate varying numbers maturities, interest rates or redemption provisions), all issued under the provisions of the Community Redevelopment Law of the State of California, as supplemented and amended (the Law ), and pursuant to the provisions of an Indenture, dated as of October 1 , 1993 , as supplemented and amended by a First Supplement to Indenture, dated as of March 1 , 2006, and a OHS West:260143258, No. A-$90 000 ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION REDEVELOPMENT PROJECT AREANO. TAX ALLOCATION REFUNDING BOND, SERIES 2006B RATE OF INTEREST:MATURITY DATE:DATED DATE:CUSIP: 600%October 1 , 2015 December 21 , 2006 777510BB3 Registered Owner:CEDE & Co. Principal Amount:NINETY THOUSAND DOLLARS THE ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION, a public body, corporate and politic, duly organized and existing under and pursuant to the laws of the State of California (the "Commission ), for value received hereby promises to pay to the registered owner specified above, or registered assigns, on the Maturity Date specified above the Principal Amount specified above, together with interest thereon from the interest payment date next preceding the date of registration on this Bond (linles this Bond is 'registered during the period from the 16th day of the month next preceding est payment date to and including such interest payment date, in which event it shall t from such interest payment date, or unless this Bond is registered on or before 007 in which event it shall bear interest from its Dated Date) until the princiJ! all have been paid, at the Rate of Interest specified above, payable on April 1 semiannually then:after on April 1 and October 1 in each year. Both the interest hereon principal hereof are payable in lawful money of the United States of America. The principal (or redemption price) hereof is payable upon surrender hereof at maturity or the earlier redemption hereof at the principal corporate trust office of US. Bank National Association, as Trustee, in St. Paul, Minnesota. Interest hereon is payable by check or draft mailed on the interest payment date by first class mail to the person in whose . name this Bond is registered at the close of business on the 15th day of the month next preceding the applicable interest payment date at such person s address as it appears on the registration books of the Trustee, or upon written request received prior to the 15th day of the month preceding an interest payment date of an owner of at least $1 000 000 in aggregate principal amount of Bonds, by wire transfer in immediately available funds to an account designated by such owner within the continental United States. This Bond is one of a duly authorized issue of Rosemead Community Development Commission Redevelopment Project Area No., Tax Allocation Refunding Bonds, Series 2006B (the "Bonds"), limited in aggregate principal amount to $24 230 000, all of like tenor and date (except for such variations, if any, as may be required to designate varying numbers maturities, interest rates or redemption provisions), all issued under the provisions of the Community Redevelopment Law of the State of California, as supplemented and amended (the Law ), and pursuant to the provisions of an Indenture, dated as of October 1 , 1993 , as supplemented and amended by a First Supplement to Indenture, dated as of March 1 , 2006, and a OHS West:260143258, No. A-$90 000 ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION REDEVELOPMENT PROJECT AREA NO. TAX ALLOCATION REFUNDING BOND, SERrES 2006B RATE OF INTEREST:MATURITY DATE:DATED DATE:CUSIP: 625%October 1 , 2016 December 21 , 2006 777510BCl Registered Owner: CEDE & Co. Principal Amount:NINETY THOUSAND DOLLARS THE ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION,. a public body, corporate and politic, duly organized and existing under and pursuant to the laws of the State of California (the "Commission ), for value received hereby promises to pay to the registered owner specified above, or registered assigns, on the Maturity Date specified above the Principal Amount specified above, together with interest thereon from the interest payment date next preceding the date of registration on this Bond ( this Bond is registered during the period from the 16th day of the month next precedin st payment date to and including such interest payment date, in which event it s rest from such interest payment date, or unless this Bond is registered on or befi 5, 2007 in which event it shall bear interest from its Dated Date) until the pri . shall have been paid, at ,the Rate of Interest specified above, payable on April 1 d semiannually thereafter on April 1 and October 1 in each year. Both the interest hereon d principal hereof are payable in lawful money of the United States of America. The principal (or redemptionprice) hereof is payable upon surrender hereof at maturity or the earlier redemption hereof at the principal corporate trust office of US. Bank National Association, as Trustee, in StPaul, Minnesota. Interest hereon is payable by check or draft mailed on the interest payment date by first class mail to the person in whose name this Bond is registered at the close of business on the 15th day of the month next preceding the applicable interest payment date at such person s address as it appears on the registration books of the Trustee, or upon written request received prior to the 15th day of the month preceding an interest payment date of an owner of at least $1 000 000 in aggregate principal amount of Bonds, by wire transfer in immediately available funds to an account designated by such owner within the continental United States. This Bond is one of a duly authorized issue of Rosemead Community Development Commission Redevelopment Project Area No., Tax Allocation Refunding Bonds, Series 2006B (the "Bonds ), limited in aggregate principal amount to $24 230 000, all of like tenor and date (except for such variations, if any, as may be required to designate varying numbers maturities, interest rates or redemption provisions), all issued under the provisions of the Community Redevelopment Law of the State of California, as supplemented and amended (the Law ), and pursuant to the provisions of an Indenture, dated as of October 1 , 1993, as supplemented and amended by a First Supplement to Indenture, dated as of March 1 , 2006, and a OHS West:260143258, No. A-$95 000 ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION . REDEVELOPMENT PROJECT AREA NO. TAX ALLOCATION REFUNDING BOND, SERIES 2006B RATE OF INTEREST:MATURITY DATE:DATED DATE:CUSIP: 750%October 1 , 2017 December 21 2006 777510BD9 Registered Owner:CEDE & Co. Principal Amount:NINETY-FIVE THOUSAND DOLLARS THE ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION, a public body, corporate and politic, duly organized and existing under and pursuant to the laws of the State of California (the "Commission ), for value received hereby promises to pay to the registered owner specified above, or registered assigns, on the Maturity Date specified above the Principal Amount specified above, together with interest th on from the interest payment date next preceding the date of registration on this Bond is Bond is registered during the period from the 16th day of the month next prece . est payment date to and including such interest payment date, in which event it nterest from such interest payment date, or unless this Bond is registered on or 15, 2007 in which event it shall bear interest from its Dated Date) until the prill reof shall have been paid, at the Rate of Interest specified above, payable on April 1, 2 and semiannually thereafter on April 1 and October 1 in each year. Both the interest hereon and principal hereof are payable in lawful money of the United States ,of America. The principal (or redemption price) hereof is payable upon surrender hereof at maturity or the earlier redemption hereof at the principal corporate trust office of US. Bank National Association, as Trustee, in St. Paul, Minnesota. Interest hereon is payable by check or draft mailed on the interest payment date by first class mail to the person in whose name this Bond is registered at the close of business on the 15th day of the month next preceding the applicable interest payment date at such person s address as it appears on the registration books of the Trustee, or upon written request received prior to the 15th day of the month preceding an interest payment date of an owner of at least $1 000 000 in aggregate principal amount of Bonds, by wire transfer in immediately available funds to an account designated by such owner within the continental United States. This Bond is one of a duly authorized issue of Rosemead Community Development Commission Redevelopment Project Area No., Tax Allocation Refunding Bonds, Series 2006B (the "Bonds ), limited in aggregate principal amount to $24 230 000, all of like tenor and date (except for such variations, if any, as . may be required to designate varying numbers maturities, interest rates or redemption provisions), all issued under the provisions of the Community Redevelopment Law of the State of California, as supplemented and amended (the Law ), and pursuant to the provision~ of an Indenture, dated as of October 1 , 1993, as supplemented and amended by a First Supplement to Indenture, dated as of March 1 , 2006, and a OHS West:260143258, No. A-$100 000 ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION REDEVELOPMENT PROJECT AREA NO. TAX ALLOCATION REFUNDING BOND, SERIES 2006B RATE OF INTEREST:MA TURITY DATE:DATED DATE:CUSIP: 750%October 1, 2018 December 21 , 2006 777510BE7 Registered Owner:CEDE & Co. Principal Amount:ONE HUNDRED THOUSAND DOLLARS THE ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION, a public body, corporate and politic, duly organized and existing under and pursuant to the laws of the State of California (the "Commission ), for value received hereby promises to pay to the registered owner specified above, or registered assigns, on the turity Date specified above the Principal Amount specified above, together with interes from the interest payment date next preceding the date of registration on this Bo s Bond is registered during the period from the 16th day of the month next pre nterest payment date to and including such interest payment date, in which eve ar interest from such interest payment date, or unless this Bond is registered on or , arch 15 , 2007 in which event it shall bear interest from its Dated Date) until the princip hereof shall have been paid, at the Rate of Interest specified above, payable on April 1 , 2007 and semiannually thereafter on April 1 and October 1 in each year. Both the interest hereon and principal hereof are payable in lawful money of the United States of America. The principal (or redemption price) hereof is payable upon surrender hereof at maturity or the earlier redemption hereof at the principal corporate trust office of u.S. Bank National Association, as Trustee, in St. Paul, Minnesota. Interest hereon is payable by check or draft mailed on the interest payment date by first class mail to the person in whose name this Bond is registered at the close of business on the 15th day of the month next preceding the applicable interest payment date at such person s address as it appears on the registration books of the Trustee, or upon written request received prior to the 15th day of the month preceding an interest payment date of an owner of at least $1 000 000 in aggregate principal amount of Bonds, by wire transfer in immediately available funds to an account designated by such owner within the continental United States. This Bond is one of a duly authorized issue of Rosemead Community Development Commission Redevelopment Project Area No., Tax Allocation Refunding Bonds, Series 2006B (the "Bonds ), limited in aggregate principal amount to $24 230 000, all of like tenor and date (except for such variations, if any, as may be required to designate varying numbers maturities, interest rates or redemption provisions), all issued under the provis~ons of the Community Redevelopment Law of the State of California, as supplemented arid amended (the Law ), and pursuant to the provisions of an Indenture, dated as of October 1 , 1993, as supplemented and amended by a First Supplement to Indenture, dated as of March 1 , 2006, and a OHS West:260143258, No. A-. $725 000 ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION REDEVELOPMENT PROJECT AREA NO. TAX ALLOCATION REFUNDING BOND, SERIES 2006B RATE OF INTEREST:MATURITY DATE:DATED DATE:CUSIP: 000%October 1, 2019 December 21 2006 777510BF4 Registered Owner:CEDE & Co. Principal Amount:SEVEN HUNDRED TWENTY-FIVE THOUSAND DOLLARS THE ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION, a public body, corporate and politic, duly organized and existing under and pursuant to the laws of the State of California (the "Commission ), for value received hereby promises to pay to the registered owner specified above ' or registered assigns, on the Maturity Date specified above the Principal Amount specified above, together with interest thereon from the interest payment date next preceding the date of registration on this Bond (unless this Bond is registered during the period from the 16th day of the month next preceding an interest payment date to and including such interest payment date, in which event it shall bear rest from such interest payment date, or unless this Bond is registered on or before Mar 07 in which event it shall bear interest from its Dated Date) until the principal have been paid, at the Rate of Interest - specified above, payable on April 1, 2:, annually thereafter on April 1 and October in each year. Both the interest her cipal hereof are payable in lawful money of the United States of America. The princi or redemption price) hereof is payable upon surrender hereof at maturity or the earlier redemption hereof at the principal corporate trust office of US. Bank National Association, as Trustee, in St. Paul, Minnesota. Interest hereon is payable by check or draft mailed on the interest payment date by first class mail to the person in whose name this Bond is registered at the close of business on the 15th day of the month next preceding the applicable interest payment date at such person s address as it appears on the registration books of the Trustee, or upon written request received prior to the 15th day of the month preceding an interest payment date of an owner of at least $1 000 000 in aggregate principal amount of Bonds, by wire transfer in immediately available funds to an account designated by such owner within the continental United States. This Bond is one of a duly authorized issue of Rosemead Community Development Commission Redevelopment Project Area No., Tax Allocation Refunding Bonds, Series 2006B (the "Bonds ), limited in aggregate principal amount to $24 230 000, all of like tenor and date (except for such variations, if any, as may be required to designate varying numbers maturities, . interest rates or redemption provisions), all issued under the provisions of the Community Redevelopment Law of the State of California, as supplemented and amended (the Law ), and pursuant to the provisions of an Indenture, dated as of October 1 , 1993 , as supplemented and amended by a First Supplement to Indenture, dated as of March 1 , 2006, and a OHS West:260143258, No. A-$400 000 ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION REDEVELOPMENT PROJECT AREA NO. TAX ALLOCATION REFUNDING BOND , SERIES 2006B RATE OF INTEREST:MATURITY DATE:DATED DATE:CUSIP: 500%October 1 , 2019 December 21 , 2006 777510BR8 Registered Owner: CEDE & Co. Principal Amount:FOUR HUNDRED THOUSAND DOLLARS THE ROSEMEAD, COMMUNITY DEVELOPMENT COMMISSION, a public body, corporate and politic, duly organized and existing under and pursuant to the laws of the State of California (the "Commission ), for value received hereby promises to pay to the registered owner specified above, or registered assigns, on the Maturity Date specified above the Principal Amount specified above, together with interest thereon from the interest payment date next preceding the date of registration on this Bond (unl s this Bond is registered during the period from the 16th day of the month next precedin rest payment date to and. including such interest payment date, in which event it sh rest from such interest payment date, or unless this Bond is registered on or befo , 2007 in which event it shall bear interest from its Dated Date) until the prin . shall have been paid, at the Rate of Interest specified above, payable on April tl semiannually thereafter on April 1 and October 1 each year. Both the interest hereo d principal hereof are payable in lawful money of the United States of America. The principal (or redemption price) hereof is payable upon surrender hereof at maturity or the earlier redemption hereof at the principal corporate trust office of US. Bank National Association, as Trustee, in St. Paul, Minnesota. Interest hereon is payable by check or draft mailed on the interest payment date by first class mail to the person in whose name this Bond is registered at the close of business on the 15th day of the month next preceding the applicable interest payment date at such person s address as it appears on the registration books of the Trustee, or upon written request received prior to the 15th day of the month preceding an interest payment date of an owner of at least $1 000 000 in aggregate principal amount of Bonds, by wire transfer in immediately available funds to an account designated by such owner within the continental United States. This Bond is one of a duly authorized issue of Rosemead Community Development Commission Redevelopment Project Area No., Tax Allocation Refunding Bonds, Series 2006B (the "Bonds ), limited in aggregate principal amount to $24 230 000, all of like tenor and date (except for such variations, if any, as may be required to designate varying numbers maturities, interest rates or redemption provisions), all issued under the provisions of the Community Redevelopment Law of the State of California, as supplemented and amended (the Law ), and pursuant to the provisions of an Indenture, dated as of October 1 , 1993 , as supplemented and amended by a First Supplement to Indenture, dated as of March 1, 2006 , and a OHS West:260I43258, No. A-175 000 ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION REDEVELOPMENT PROJECT AREA NO. TAX ALLOCATION REFUNDING BOND, SERIES 2006B RATE OF INTEREST:MATURITY DATE:DATED DATE:CUSIP: 000% .October 1 , 2020 December 21 , 2006 777510BG2 Registered Owner:CEDE & Co. Principal Amount:ONE MILLION ONE HUNDRED SEVENTY-FIVE THOUSAND DOLLARS THE ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION, a public body, corporate and politic, duly organized and existing under and pursuant to the laws of the State of California (the "Commission ), for value received hereby promises to pay to the registered owner specified above, or registered assigns, on the Maturity Date specified above the Principal Amount specified above, together with interest thereon from the interest payment date next preceding the date of registration on this Bond ess this Bond is registered during the period from the 16th day of the month next preced" terest payment date to and including such interest payment date, in which event it nterest from such interest payment date, or unless this Bond is registered on or be 15 , 2007 in which event it shall bear interest from its Dated Date) until the pri eof shall have been paid, at the Rate of Interest specified above, payable on April d semiannually thereafter on April 1 and October 1 in each year. Both the interest here nd principal hereof are payable in lawful money of the United States of America. The principal (or redemption price) hereof is payable upon surrender hereof at maturity or the earlier redemption hereof atthe principal corporate trustoffice of US. Bank National Association, as Trustee, in St. Paul, Minnesota. Interest hereon is payable by check or draft mailed on the interest payment date by first class mail to the person in whose name this Bond is registered at the close of business on the 15th day of the month nextpreceding the applicable interest payment date at suc~ person s address as it appears on the registration books of the Trustee, or upon written request received prior to the 15th day of the month preceding an interest payment date of an owner of at least $1 000 000 in aggregate principal amount of Bonds, by wire transfer in immediately available funds .to an account designated by such owner within the continental United States. This Bond is one of a duly authorized issue of Rosemead Community Development Commission Redevelopment Project Area No., Tax Allocation Refunding Bonds, Series 2006B (the "Bonds ), limited in aggregate principal amount to $24 230 000, all of like tenor and date (exc€?pt for such variations, if any, as may be required to designate varying numbers maturities, interest rates or redemption provisions), all issued under the provisions of the Community Redevelopment Law of the State of California, as supplemented and amended (the Law ), and pursuant to the provisions of an IndentUre, dated as of October 1 , 1993, as supplemented and amended by aFirst Supplement to Indenture, dated as of March 1 , 2006, and a OHS West:260143258, No. A-220 000 ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION REDEVELOPMENT PROJECT AREA NO. TAX ALLOCATION REFUNDING BOND, SERIES 2006B RATE OF INTEREST:MATURITY DATE:DATED DATE:CUSIP: 000%October 1 , 2021 December 21 , 2006 777510BHO Registered Owner: CEDE & Co. Principal Amount:ONE MILLION TWO HUNDRED TWENTY THOUSAND DOLLARS THE ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION, a public body, corporate and, politic, duly organized and existing under and pursuant to the laws of the State of California (the "Commission ), for value received ereby promises to pay to the registered owner specified above, or registered assigns, on 'ty Date specified above the Principal Amount specified above, together with inter nfrom the interest payment date next preceding the date of registration on this B s this Bond is registered during the period from the 16th day of the month next pr interest payment date to and including such interest payment date, in which even , g, ear interest from such interest payment date, or unless this Bond is registered on or arch 15, 2007 in which event it shall bear interest from its Dated Date) until the principa hereof shall have been paid, at the Rate of Interest specified above, payable on April 1 , 2007 and semiannually thereafter on April 1 and October 1 in each year. Both the interest hereon and principal hereof are payable in lawful money of the United States of America. The principal (or redemption price) hereof ispayable upon surrender hereof at maturity or the earlier redemption hereof at the principal corporate trust office of U. Bank National Association, as Trustee, in St. Paul, Minnesota. Interest hereon is payable by check or draft mailed on the interest payment date by first class mail to the person in whose name this Bond is registered at the close of business on the 15th day of the month next preceding the applicable interest payment date at such person s address as it appears on the registration books of the Trustee, or upon written request received prior to the 15th day of the month preceding an interest payment date of an owner of at least $1 000 000 in aggregate principal amount of Bonds, by wire transfer in immediately available funds to an account designated by such owner within the continental United States. This Bond is one of a duly authorized issue of Rosemead Community Development Commission, Redevelopment Project Area No., Tax Allocation Refunding Bonds, Series 1006B (the "Bonds ), limited in aggregate principal amount to $24 230 000, all of like tenor and date (except for such variations, if any, as may be required to designate varying numbers maturities, interest rates' or redemption provisions), all issued under the provisions of the Community Redevelopment Law of the State of California, as supplemented and amended (the Law ), and pursuant to the provisions of an Indenture, dated as of October i , 1993, as supplemented and amended by a First Supplement to Indenture, dated as of March 1, 2006, and a OHS West:260143258, No. A-270 000 ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION REDEVELOPMENT PROJECT AREA NO. TAX ALLOCATION REFUNDING BOND, SERIES 2006B RATE OF INTEREST:MATURITY DATE:DATED DATE:CUSIP: 125%October 1 , 2022 December 21 , 2006 777510BJ6 Registered Owner:CEDE & Co. Principal Amount:ONE MILLION TWO HUNDRED SEVENTY THOUSAND DOLLARS THE ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION, a public body, corporate and politic, duly organized and existing under and pursuant to the laws of the State of California (the "Commission ), for value received hereby promises to pay to the registered owner specified above, or registered assigns, on the Maturity Date specified above the Principal Amount specified above, together with interest th 'from the interest payment date next preceding the date of registration on this Bond ond is registered during the period from the 16th day of the month next prec st payment date to and including such interest payment date, in which event nterest from such interest payment date, or unless this Bond is registered on or b chl5, 2007 in which event it shall bear interest from its Dated Date) until the principa: ereof shall have been paid, at the Rate of Interest specified above, payable on April 1 , 2007 and semiannually thereafter on April 1 and October 1 in each year. Both the interest hereon and principal hereof are payable in lawful money of the United States of America. The principal (or r~demption price) hereof is payable upon surrender hereof at maturity or the earlier redemption hereof at 'the principal corporate trust office of US. Ban1( National Association, as Trustee, in St. Paul, Minnesota. Interest hereon is payable by check or draft mailed on the interest payment date by first class mail to the person in whose name this Bond is registered at the close of business on the 15th day ofthe month next preceding the applicable interest payment date at such person s address as it appears on the registration books of the Trustee, or upon written request received prior to the 15th day of the month preceding an interest payment date of an owner of at least $1 000 000 in aggregate principal amount of Bonds, by wire transfer in immediately available funds to an account designated by such owner within the continental United States. This Bond is one of a duly authorized issue of Rosemead Community Development Commission Redevelopment Project Area No., Tax Allocation Refunding Bonds, Series 2006B (the "Bonds ), limited in aggregate principal amount to' $24 230 000, all of like tenor and date (except for such variations, if any, as may be required to designate varying numbers maturities, interest rates or redemption provisions), all issued under the provisions of the Community Redevelopment Law of the State of California, as supplemented and amended (the Law ), and pursuant to the provisions of an Indenture, dated as of October 1 ,. 1993 , as supplemented and amended by a First Supplement to Indenture, dated as of March 1 2006, and a OHS West:260143258, No. A-\1'320 000 ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION , REDEVELOPMENT PROJECT AREA NO. TAX ALLOCATION REFUNDING BOND, SERIES 2006B RATE OF INTEREST:MATURITY DATE:DATED DATE:CUSIP: 4.200%October 1 , 2023 December 21 , 2006 777510BK3 Registered Owner: CEDE & Co. Principal Amount:ONE MILLION THREE HUNDRED TWENTY THOUSAND DOLLARS THE ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION, a public body, corporate and politic, duly organized and existing under and pursuant to the laws of the' State of California (the "Commission ), for value received hereby promises to pay to the registered owner specified above, or registered assigns, on the Maturity Date specified above the Principal Amount specified above, together with interest thereon from the interest payment date next preceding the date of registration on this Bond (unle his Bond is registered during the period from the 16th day of the month next preceding t payment date to and including such interest payment date, in which event it sha st from such interest payment date, or unless this Bond is registered on or befqfo' ' , 2007 in which event it shall bear interest from its Dated Date) until the prin . !fro shall have been paid, at the Rate of Interest specified above, payable on April 1 semiannually thereafter on April 1 and October 1 in each year. Both the interest hereon d principal hereof are payable in lawful money of the United States of America. The principal (or redemption price) hereof is payable upon surrender hereof at matUrity or the earlier redemption hereof at the principal corporate trust office of US. Bank National Association, as Trustee, in St. Paul, Minnesota. Interest hereon is payable by check or draft mailed on the interest payment date by first class mail to the person in whose name this Bond is registered at the close of business on the 15th day of the month next preceding the applicable interest payment date at such person s address as it appears on the registration books of the Trustee, or upon written request received prior to the 15th day of the month pr~ceding an interest payment date of an owner of at least $1 000 000 in aggregate principal amount of Bonds, by wire transfer in immediately available funds to an account designated by such owner within the continental United States. This Bond is one of a duly authorized issue of Rosemead Community Development Commission Redevelopment Project Area No., Tax Allocation Refunding Bonds, Series 2006B (the "Bonds ), limited in aggregate principal amount to $24 230 000, all of like tenor and date (except for such variations, if any, as may be required to designate varying numbers maturities, interest rates or redemption provisions), all issued under the provisions of the Community Redevelopment Law of the State of California, as supplemented and amended (the Law ), and pursuant to the provisions of an Indenture, dated as of Octoberl , 1993, as supplemented and amended by a First Supplement to Indenture, dated as of March 1 , 2006, and a OHS West:260143258, No. A-375 000 ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION REDEVELOPMENT PROJECT AREA NO , 1 TAX ALLOCATION REFUNDING BOND, SERIES 2006B RATE OF INTEREST:MATURITY DATE:DATED DATE:CUSIP: 250%October 1 , 2024 December 21 2006 777510BLI Registered Owner:CEDE & Co. Principal Amount:ONE MILLION THREE HUNDRED SEVENTY-FIVE THOUSAND DOLLARS THE ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION, a public. body, corporate and politic, duly organized and existing under and pursuant to the laws of the State of California (the "Commission ), for value received hereby promises to pay to the registered owner specified above, or registered assigns, on the Maturity Date specified above the Principal Amount specified above, together with interes ereon from the interest payment date next preceding the date of registration on this Bo this Bond is registered during the period from the 16th day of the month next pre terest payment date to and including such interest payment date, in which even r interest from such interest payment date, orunless this Bond is registered on arch 15, 2007 in which event it shall bear interest from its Dated Date) until the p ,. ereof shall have been paid, at the Rate of Interest specified above, payable on April 1 . 07 and semiannually thereafter on April 1 and October 1 in each year. Both the interest hereon and principal hereof are payable in lawful money of the United States of America. The principal (or redemption price) hereof is payable upon surrender hereof at maturity or the earlier redemption hereof at the principal corporate trust office of US. Bank National Association, as Trustee, in St. Paul, Minnesota. Interest hereon is payable by check or draft mailed on the interest payment date by first class mail to the person in whose name this Bond is registered at the close of business on the 15th day of the month next preceding the applicable interest payment date at such person s address as it appears on the registration books of the Trustee, or upon written request received prior to the 15th day of the month preceding an interest payment date of an owner of at least $1 000 000 in aggregate principal amount of Bonds, by wire transfer in immediately available funds to an account designated by such owner within the continental United States. This Bond is one of a duly authorized issue of Roseinead Community Development Commission Redevelopment Project Area No., Tax Allocation Refunding Bonds, Series 2006B (the "Bonds ), limited in aggregate principal amount to $24 230 000, all of like tenor and date (except for such variations, if any, as may be required to designate varying numbers maturities, interest rates or redemption. provisions), all issued under the provisions ' of the Community Redevelopment Law of the State of California, as supplemented and amended (the Law ), and pursuant to the provisions of an Indenture, dated as of October 1 , 1993, as supplemented and amended by a First Supplement to Indenture, dated as of March 1 , 2006, and a OHS West:260143258, No. A-$1,430 000 ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION REDEVELOPMENT PROJECT AREA NO. TAX ALLOCATION REFUNDING BOND, SERIES 2006B RATE OF INTEREST:MATURITY DATE:DATED DATE:CUSIP: 4.250%October 1 , 2025 December 21 , 2006 777510BM9 Registered Owner: CEDE & Co. Principal Amount:ONE MILLION FOUR HUNDRED THIRTY THOUSAND DOLLARS THE ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION, a public body, corporate and politic, duly organized and existing under and pursuant to the laws of the State of California (the "Commission ), for value received hereby promises to pay to the registered owner specified above, or registered assigns, on the Maturity Date specified above the Principal Amount specified above, together with interest thereon from the interest payment date next preceding the date of registration on this Bond ( .' s Bond is registered during the period from the 16th day of the month next precedin t payment date to and including such interest payment date, in which event it sh rest from such interest payment date, or unless this Bond is registered on or befo . 5 , 2007 in which event it shall bear interest from its Dated Date) until the princ shall have been paid, at the Rate of Interest specified above, payable on April 1 semiannually thereafter on April 1 and October 1 in each year. Both the interest hereon a principal hereof are payable in lawful money of the United States of America. The principal (or redemption price) hereof is payable upon surrender hereof at maturity or the earlier redemption hereof at the principal corporate trust office of U. Bank National Association, as Trustee, in St. Paul, Minnesota. Interest hereon is payable by , check or draft mailed on the interest payment date by first class mail to the person in whose name this Bond is registered at the close of business on the 15th day of the month next preceding the applicable interest payment date at such person' saddress as it appears on the registration books of the Trustee, or upon written request received prior to the 15th day of the month preceding an interest payment date of an owner of at least $1 000 000 in aggregate principal amount of Bonds, by wire transfer in immediately available funds to an account designated by such owner within the continental United States. . This Bond is one of a duly authorized issue of Rosemead Community Development Commission, Redevelopment Project Area No., Tax Allocation Refunding Bonds, Series 2006B (the "Bonds ), limited in aggregate principal amount to $24 230 000, all of like tenor and date (except for such variations, if any, as may be required to designate varying numbers maturities, interest rates or redemption provisions), all issued under the provisions of the Community Redevelopment Law of the State of California, as supplemented and amended (the Law ), and pursuant to the provisions of an Indenture, dated as of October 1 , 1993, as supplemented and amended by a First Supplement to Indenture, dated as of March 1, 2006, and a OHS West:260143258, No. A-$10 595 000 ~OSEMEAD COMMUNITY DEVELOPMENT COMMISSION REDEVELOPMENT PROJECT AREA NO. TAX ALLOCATION REFUNDING BOND, SERIES 2006B RATE OF INTEREST:MATURITY DATE:DATED DATE:CUSIP: 375%October 1 , 2033 December 21 , 2006 777510BP2 Registered Owner:CEDE & Co. Principal Amount:TEN MILLION FIVE HUNDRED NINETY-FIVE THOUSAND DOLLARS THE ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION, a public body, corporate and politic~ duly organized and existing under and pursuant to the laws of the State of California (the. "Commission ), for value received hereby promises to pay to the registered owner specified above, or registered assigns, 0 . e Maturity Date specified above the Principal Amount specified above, together with in reon from the interest payment date next preceding the date of registration on this ess this Bond is registered during the period from the 16th day of the month next an interest payment date to and including such interest payment date, in which ev bear interest from such interest payment date, or unless this Bond is registered on March 15, 2007 in which event it shall bear interest from its Dated Date) until the pn I hereof shall have been paid, at the Rate of Interest . specified above, payable on April 1 , 2007 and semiannually thereafter on April 1 and October 1 in each year. Both the interest hereon and principal hereof are payable in lawful money of the United States of America. The principal (or redemption price) hereof is payable upon surrender hereof at maturity or the earlier redemption hereof at the principal corporate trust office of U. Bank National Association, as Trustee, in St. Paul, Minnesota. Interest hereon is payable by check or draft mailed on the interest payment date by first class mail to the person in whose name this Bond is registered at the close of business on the 15th day of the month next preceding the applicable interest payment date at such person s address as it appears on the registration books of the Trustee, or upon written request received prior to the 15th day of the month preceding an interest payment date of an owner of at least $1 000 000 in aggregate principal amount of Bonds, by wire transfer in immediately available funds to an account designated by such owner within the continental United States. This Bond is one of a duly authorized issue of Rosemead Community Development Commission Redevelopment Project Area No., Tax Allocation Refunding Bonds, Series 2006B (the "Bonds ), limited in aggregate principal amount to $24 230 000, all of like tenor and date (except for such variations, if any, as may be required to designate varying numbers maturities, interest rates or redemption provisions), all issued under the provisions of the Community Redevelopment Law of the State of California, as supplemented and amended (the Law ), and pursuant to the provisions of an Indenture, dated as of October 1 , 1993 , as supplemented and amended by a First Supplement to Indenture, dated as of March 1, 2006, and a OHS West:260143258, No. A-500 000 ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION REDEVELOPMENT PROJECT AREA NO. TAX ALLOCATION REFUNDING BOND, SERIES 2006B RATE OF INTEREST:MATURITY DATE:DATED DATE:CUSIP: 000%October 1 , 2033 December 21 2006 777510BQO Registered Owner:CEDE & Co. Principal Amount:THREE MILLION FIVE HUNDRED THOUSAND DOLLARS THE ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION, a public body, corporate and politic, duly organized and existing under and pursuant to the laws of the State of California (the "Commission ), for value received hereby promises to pay to the registered owner specified above, or -registered assigns, on the Maturity Date specified above the Principal Amount specified above, together with i t thereon from the interest payment date next preceding the date of registration on thi less this Bond is registered during the period from the 16th day of the month nex an interest payment date to and including such interest payment date, in which II bear interest from such interest payment date, or unless this Bond is registered e March 15, 2007 in which event it shall bear interest from its Dated Date) until t c pal hereof shall have been paid, at the Rate of Interest specified above, payable on Ap , 2007 and semiannually thereafter on April 1 and October 1 in each year. Both the interest hereon and principal hereof are payable in lawful money of the United States of America. The principal (or redemption price) hereof is payable upon surrender hereof at maturity or the earlier redemption hereof at the principal corporate trust office of US. Bank National Association, as Trustee, in St. Paul, Minnesota. Interest hereon is payable by check or draft mailed on the interest payment date by first class mail to the person in whose name this Bond is registered at the close of business on the 15th day of the month next preceding the applicable interest payment date at such person s address as it appears on the registration books of the Trustee, or upon written request received prior to the 15th day of the month preceding an interest payment date of an owner of at least $1 OOO OOO in aggregate principal amount of Bonds, by wire transfer in immediately available funds to an account designated by such owner within the continental United States. This Bond is one of a duly authorized issue of Rosemead Community Development Commission, Redevelopment Project Area No., Tax Allocation Refunding Bonds, Series 2006B (the "Bonds ), limited in aggregate principal amount to $24 230 000, all of like tenor and date (except for such variations, if any, as may be required, to designate varying numbers maturities, interest rates or redemption provisions), all issued under the provisions of the Community Redevelopment Law of the State of California, as supplemented and amended (the Law ), and pursuant to the provisions of an Indenture, dated as of .October 1 , 1993, as supplemented and amended by a First Supplement to Indenture, dated as of March 1, 2006, and a OHS West:260143258, Second Supplement to Indenture, dated as of December 2006, each between the CommissIOn and the Trustee (collectively, the "Indenture ). All Bonds are equally and ratably secured in accordance with the terms and conditions of the Indenture, and reference is hereby made to the Indenture, to any indentures supplemental thereto and to the Law for a description of the terms on which the Bonds are issued, for the provisions with regard to the nature and extent of the security provided for the Bonds and of the nature, extent and manner of enforcement of such security, and for a statement of the rights of the registered owners of the Bonds; and, all the terms of the Indenture and the Law are hereby incorporated herein and constitute a contract between the Commission and the registered owner from time to time of this Bond, and to all the provisions thereof the registered owner of this Bond, by his acceptance hereof, consents and agrees. Each registered owner hereof shall have recourse to all the provisions of the Law and the Indenture and shall be bound by all the terms and conditions thereof. The Bonds are issued to provide funds to aid in the financing and refinancing of the Redevelopment Project Area No.1 Area of the Commission, a duly adopted redevelopment project in the city of Rosemead, California, as more particularly described in the Indenture. The Bonds are special obligations of the Commission and are payable, as to interest thereon, principal thereof and any premiums upon the rede thereof, exclusively from the Pledged Tax Revenues (as that term is defined in t ture and herein called the "Pledged Tax Revenues ), and the Commission is . d to pay them except from the Pledged Tax Revenues. The Bonds are equall a pledge of, and charge and lien upon, the Pledged Tax Revenues, and the Pled venues constitute a trust fund for the security and payment of the interest on an ipal of and redemption premiums, if any, on the Bonds. Additional tax allocation bonds payable from the Pledged Tax Revenues maybe issued which will rank equally as to security with the Bonds, but only subject to terms and conditions set forthin the Indenture. The Commission hereby covenants and warrants that, for the payment of the interest on and principal of and redemption premium, if any, on this Bond and all other Bonds issued under the Indenture when due, there has been created and will be maintained by the Trustee a special fund into which all Pledged Tax Revenues shall be deposited, and as an irrevocable charge the Commission has allocated the Pledged Tax Revenues solely to the p.ayment of the interest on and principal of and redemption premiums, if any, on the Bonds, and the Commission will pay . promptly when due the interest on and principal of and redemption premium, if any, on this Bond and all other Bonds of this issue and all additional tax allocation bonds authorized by the Indenture out of said special fund, all in accordance with the terms and provisions set forth in theIndenture. The Bonds are subj ect to optional and mandatory sinking fund redemption as provided inthe Indenture. As provided in the Indenture, notice of redemption of this Bond shall be mailed not less than thirty (30) days nor more than sixty (60) days before the redemption date to the registered owner hereof, but failure to receive such notice shall not affeCt the sufficiency of such proceedings for redemption. If notice of redemption has been duly given as aforesaid and money for payment of the above-described redemption price is held by the Trustee, then sucn Bonds shall, on the redemption date designated in such notice, become due and payable at the above- QHS West:260143258, described redemption price; and from and after the date so designated interest on the Bonds so called for redemption shall cease to accrue and registered owners of such Bonds shall have no rights in respect thereof except to receive payment of such redemption price thereof. If an event of default, as defined in the Indenture, shall occur, the principal of all Bonds may be declared due and payable upon the conditions, in the manner and with the effect provided in the Indenture; except that the Indenture provides that in certain events such declaration and its consequences may berescinded by the registered owners of at least twenty-five per cent (25%) in aggregate principal amount of the Bonds then outstanding. The Bonds are issuable only in the form of fully registered Bonds in the denomination of 000 or any integral multiple of $5 000 (not exceeding the principal amount of Bonds maturing at anyone time). The owner of any Bond or Bonds may surrender the same at the above- mentioned office of the Trustee in exchange for an equal aggregate principal amount of fully registered Bonds of any other authorized denomi in the manner, subject to the conditions and upon the payment of the charges provide ture. This Bond is transferable, as Indenture, only upon a register to be kept for that purpose at the above-mention the Trustee by the registered owner hereof in perEion, or by his duly authorized atto , upon surrender of this Bond together with a written instrument of transfer satisfactory to the Trustee duly executed by the registered owner or his duly authorized attorney, and thereupon a new fully registered Bond or Bonds, in the same aggregate principal amount, shall be issued to the transferee in exchange therefor as provided in the Indenture, and upon payment of the charges therein prescribed. The Commission and the Trustee may deem and treat the person in whose name this Bond is registered as the absolute owner hereof for the purpose of receiving payment of, or on account of, the interest hereon and principal hereof and redemption premium if any; hereon and for all other purposes. The rights and obligations of the Commission and of the registered owners of the Bonds may be amended at any time in the manner, to the extent and upon the terms provided in the Indenture. This Bond is not a debt of the City of Rosemead, the State of California or any of its political subdivisions, and neither said City, and State nor any of its political subdivisions is liable hereon, nor in any event shall this Bond or any interest hereon or any redemption premium hereon be payable out of any funds or properties other than those of the Commission. The Bonds do not constitute an indebtedness within the meaning of any constitutional or statutory debt limitation or restriction, and neither the members of the Commission nor any persons executing the Bonds shall be personally liable on the Bonds by reason oftheii issuance. This Bond shall not be entitled to any benefits under the Indenture or become valid or obligatory for any purpose until the certificate of authentication and registration hereon endorsed shall have been signed by the Trustee. It is hereby certified that all of the acts, conditions and things required to exist, to have happened or to have been performed precedent to and in the issuance of this Bond do exist, have happened and have been performed in due time, form and manner as required by law and that the OHS West:260143258, amount of this Bond, together with all other indebtedness of the Commission, does not exceed any limit prescribed by the Constitution or laws of the State of California, and is not in excess of the amount of Bonds permitted to be issued under the Indenture. IN WITNESS WHEREOF, the Rosemead Community Development Commission has caused this Bond to be executed in its name and on its behalf by its Chairperson and attested by its Secretary, and has caused this Bond to be dated as of the date above written. ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION Attest: OHS West:260143258, This is one of the Bonds described in the within-mentioned Indenture which has been authenticated and registered on December 21, 2006. u.s. BANK NATIONAL ASSOCIATION, as Trustee OHS West:26014325&, STATEMENT OF INSURANCE financial Guaranty Insurance Policy No. 26045BE (the "Policy ) with respect to payments due for principal of and interest on this Bond has been issued by Ambac Assurance Corporation ("Ambac Assurance ). The Policy has been delivered to The Bank of New York New York, New York, as the Insurance Trustee under said Policy and will be held by such Insurance Trustee or any successor insurance trustee. The Policy is on file and available for inspection at the principal office of the Insur rustee and a copy thereof may be secured from Ambac Assurance or the Insurance T payments required to be made under the Policy shall be made in accordance' W isions thereof. The owner of this Bond acknowledges and consents to the subr . ts of Ambac Assurance as more fully set forth in the Policy. OHS West:260143258, For value receIved the undersigned do(es) hereby sell, assign and transfer unto (Social Security or other identifying Number of Assignee the within-mentioned registered Bond and do(es)hereby irrevocably constitute and appoint attorney to transfer the same on the bond register of the Trustee, with full power of substitution in the premIses. Dated: Signature guaranteed: Notice: Signature(s) must be guaranteed by an eligible guarantor institution. Note: The signature(s) to this Assignment must correspond with the name(s) as written on the face of the within registered Bond in every particular, without alteration or enlargement or any change whatsoever. OHS West:260I43258, $24 230 000 ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION REDEVELOPMENT PROJECT AREA NO. TAX ALLOCATION REFUNDING BONDS SERIES 2006B RECEIPT FOR BONDS The undersigned, Piper Jaffray & Co. (the "Underwriter ), hereby acknowledges receipt from u.s. Bank National Association, as successor trustee (the "Trustee ) under that certain Indenture, dated October 1 , 1993 (the "Original Indenture ), by and between Rosemead Community Development Commission (forinerly known as the Rosemead Redevelopment Agency) (the "Commission ) and the Trustee, as supplemented by that certain First Supplement to Indenture, dated as of March 1, 2006 (the "First Supplement"), by and between the Commission and the Trustee, and as further supplemented by that certain Second Supplement to Indenture, dated as of December 1 , 2006 (the "Second Supplement" and collectively with the Original Indenture and the First Supplement, the "Indenture ), the Commission s Redevelopment Project Area No.1 Tax Allocation Refunding Bonds, Series 2006B (the "Bonds ) in the aggregate principal amount of $24 230 000. The undersigned has inspected the specimen of the Bonds and confirms that they have been executed and authenticated in accordance with Section 12.01 of the Indenture and are dated in accordance with, mature on the dates and are to bear interest at the rates provided in the Second Supplement, and that the CUSIP number denomination, amount and interest rate set forth on each such specimen Bond are correct. The undersigned further acknowledges that all of the conditions to its purchase of the Bonds have been fully satisfied or waived and that all opinions, documents and certificates received by the undersigned regarding the Bonds contemplated by the Purchase Contract relating to the Bonds are satisfactory as to form and substance. Dated: December 21 , 2006 OHS West:260121547 The McGraw"HilI Companies ' " ' ,-- ' .,!\'j!. ~!Z , :':_ ~1f~ STANDARD &POO~S One Market Steuart Tower, 15th Floor San Francisco, CA 94105.1000 tel 415371-5004 reference no,: 804178 November 17, 2006 Rosemead Community Development Commission 8838 E. Valley Boulevard Rosemead, CA 91770 Attention: Mr. Andrew Lazzaretto, City Manager Re: US$24 000,000 Rosemead Community Development Commission, California, TtL'C Allocation Bonds, (Redevelopment Project Area No.1), Series 2006B, dated: Date of Delivery, due: October 1 2033 Dear Mr. Lazzaretto: Pursuant to your request for a Standard & Poor s rating on the above-referenced obligations, we have reviewed the information submitted to us and, subject to the enclosed Terms and Conditions have assigned a rating of "BBB+". Standard & Poor s views the outlook for this rating as stable. A copy of the rationale supporting the rating is enclosed. The rating is not investment, financial, or other advice and you should not and cannot rely upon the rating as such. The rating is based on information supplied to us by you or by your agents but does not represent an audit. We undertake no duty of due diligence or independent verification of any information. The assignment of a rating does not create a fiduciary relationship between us and you or between us and other recipients of the rating. We have not consented to and will not consent to being named an "expert" under the applicable securities laws, including without limitation, Section 7 of the Securities Act of 1933. The rating is not a "market rating" nor is it a recommendation to buy"hold, or sell the obligations. This letter constitutes Standard & Poor s permission to you to disseminate the above-assigned rating to interested parties. Standard & Poor s reserves the right to inform its own clients subscribers, and the public of the rating. Standard & Poor s relies on the issuer/obligor and its counsel, accountants, and other experts for the accuracy and completeness of the information submitted in connection with the rating. This rating is based on financial information and documents we received prior to the issuance of this letter. Standard & Poor s assumes that the documents you have provided to us are final. If any subsequent changes were made in the final documents, you must notify us of such changes by sending us the revised final documents with the changes clearly marked. To maintain the rating, Standard & Poor s must receive all relevant financial information as soon as such information is available. Placing us on a distribution list for this information would facilitate the process. You must promptly notify us of all materia) changes in the financial Mr. Andrew Lazzaretto Page 2 November 17, 2006 information and the documents. Standard &Poor s may change, suspend, withdraw, or place on CreditWatch the rating as a result of changes in, or unavailability of, such information. Standard & Poor s reserves the right to request additional information if necessary to maintain the rating. Please send all information to: Standard & Poor s Ratings Services Public Finance Department 55 Water Street New York, NY 10041-0003 Standard & Poor s is pleased to be of service to you. For more information on Standard & Poor please visit our website at www.standardandDoors.com. Ifwe can be of help in any other way, please call or contact us at nVDublicfmance~,standardandDoors.com. Thank you for choosing Standard & Poor s and we look forward to working with you again. Sincerely yours Standard & Poor s Ratings Services a division of The McGraw-Hill Companies, Inc. c:'h r-J"J"J /, ~ ( f2~, ,; --- -1-0.- enclosurescc: Mr. Steven Gortler, AssistantVice President Piper Jaffray & Co. 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Complete Agreement.This Agreement constitutes the complete agreement between the parties with respect to its subject matter. This Agreement may not be modified except in a writing signed by authorized representatives of both parties. Governing Law. This Agreement and the rating letter shall be governed by the internal laws of the State of New York. The parties agree that the state and federal courts of New York shall be the exclusive foru,ns for any dispute arising out of this Agreement and the parties hereby consent to the personal jurisdiction of such courts. The McGraw.HiII Companies ' '. -- di\.E);:;1~:;~~,.~1h'j'\: One Market Steuart Tower, 15th Floor San Francisco, CA 94105-1000 tel 415 371-5004 reference no.: 40172218 STAN DARD &POO~S November 17, 2006 Rosemead Community Development Commission 8838 E. Valley Boulevard Rosemead, CA 91770 Attention: Mr. Andrew Lazzaretto, City Manager Re: Rosemeail Community De\'elopment Commission , California, TtL'C Increment (AMBAC) Dear Mr. Lazzaretto: Standard & Poor s has reviewed the Standard & Poor s underlying rating (SPUR) on the above- referenced obligations. After such review, we have affirmed the "BBB+" rating and stable outlook. A copy of the rationale supporting the rating and outlook is enclosed. The rating is not investment, financial, or other advice and you should not and cannot rely upon the rating as such. The rating is based on information supplied to us by you or by your agents but does not represent an audit. We undertake no duty of due diligence or independent verification of any information. The assignment of a rating does not create a fiduciary relationship between us and you or between us and other recipients of the rating. 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("-...;. o('.d\~--((1, -",..;, (jO""'C 'i \.-./' ~.t".. enclosurecc: Mr. Steven Gortler, Assistant Vice President Piper Jaffioay & Co. Rosemead Community Development Commission California Primary Credit Analysts: David G Hitchcock New York (1) 212-438-2022 david hitchcock&! standardandpoors.com Secondary Credit Analysts: Robert Williams San Francisco 415-371-5070 robert williams&! standardandpoors.com Credit Profile US$24. mil Tax alloe bnds (Redev Proj Area No. 1) ser 2006B due 10/01/2033 Sale date: 14-DEC-2006 BBB+ AFFIRMED $34.275 mil. Rosemead Cmmnty Dev Comm (Proj Area #1) Tax Alloe $13.225 mil. Rosemead Community Development Commision tax iner IAMBAC) OUTLOOK: BBB+ AAA/BBB+(SPUR) STABLE Rationale RatingsDirect Publication Date November 21, 2006 Standard & Poor s Ratings Services assigned its 'BBB+' rating to Rosemead Community Development Commission (formerly known as Rosemead Redevelopment Agency), Calif.'s new tax-allocation bonds (Redevelopment Project No. 1) series 2006B. At the same time, Standard & Poor s affirmed its 'BBB+' rating on the commission s insured tax- allocation bonds series 2006A. The bonds are secured by tax increment revenues from the commission s Redevelopment Project No. after prior state-required payments for low- and moderate-income housing and a prior pass-through of underlying taxing agencies' tax increment attributable to a fire district and a library district. Positive rating factors include: . A moderate-size, 511-acre project area diversified among residential, commercial, and industrial uses that benefits from its location within the greater Los Angeles economy; . The recent credit stability of a leading taxpayer, Southern California Edison Co. (SCE; BBB+ /Stable); . A low tax volatility ratio of 0.07, indicating a mature project area whose revenue will not fluctuate much greater than that of overall assessed valuation (A V); . Adequate 1.32x coverage of maximum annual debt service (MADS); and . An adequate 1.25x additional bonds test and fully funded debt service reserve. Rosemead Community Development Commission, California Offsetting rating factors include: . Low city wealth levels; and . Moderate taxpayer concentration and reliance on unitary tax revenues generated by SCE for about 35% of pledged revenues, distributed by the county but attributable to SCE property located in the project area. Proceeds of the 2006B bonds will be used to fully refund series 1993A tax-allocation bonds. The city of Rosemead (population 57,189) is about 12 miles east of downtown Los Angeles. Median household income levels for the city are below average at 86.1 % of the nation, and are much lower on a per capita basis (indicative of large households) at just 54% of both the state and nation. The 511-acre, almost fully developed Redevelopment Project No.1 consists of a mix of commercial (29% of total A V) and industrial (9.6%) uses, as well as a significant residential area (44.6%). The project area s A V has fluctuated over the past 10 years, with some declines during the 1990s that led to decreased debt service coverage, but grew 15.9% in fiscal 2006 and 2% in 2007 due to redevelopment activity and healthy turnover and reassessment of existing properties (residential properties, in particular). However, total project area taxable A V is just $386.4 million, not including SCE, which is assessed separately by the state. The volatility ratio of base-year A V to total A V is very low at 0.07, reflecting the maturity of the project area and relatively low sensitivity of pledged increment to fluctuations intotalAV. Tax revenues from private utilities are distributed to local taxing entities as "unitary revenues" under a distribution formula separate from other county assessed property. The headquarters campus of SCE is located within the project area, creating significant unitary revenues for the project area. Based on the fiscal 2007 tax levy, unitary revenues of $1.2 million comprise 35% of combined pledged unitary and tax increment revenues, net of prior pass-throughs and required low income housing set-aside payments. Utility property is assessed by the State Board of Equalization and distributed to every taxing jurisdiction within a county equal to the amount distributed to that jurisdiction in the year prior, plus growth or, in the event of a countywide decline in state assessed utility property countywide, adjusted downward on a pro rata basis. Since fiscal 1993, utility-related unitary revenues have declined countywide due to privatization of some utility properties as well as a decline in value associated with telecommunication utilities. Excluding SCE, moderate taxpayer concentration exists: the 10 leading taxpayers' secured A V accounts for 43.7% of incremental A V in fiscal 2007. The secured A V of the leading taxpayer, a shopping center, accounted for 23.7% of 2006 incremental A V, although its actual share of pledged revenues was only about 16% when adjusted for the effect of the additional unitary revenues. The next largest comprised 8.4% of incremental A V. SCE recently sold $10 million of land in the project area to Wal-Mart Corp. which expended another $10.4 million to build a retail supercenter. This, plus other pending development should increase project area A V in fiscal 2008 and slightly diversify taxpayer concentration in the 2008 tax levy year, although an antidevelopment group has been litigating against the Wal-Mart development. There are no significant tax appeals outstanding. Pledged tax increment is subordinate to tax levies returned to an underlying fire district equal to about 17.01% of total project area tax increment revenue. Debt service would also be subordinate to a library district s 4% share of the tax levy if the commission constructs a new library in the project area. The commission has no plans to do so; therefore, this pass-through is not included in coverage calculations. All other pass-through agreements to underlying taxing entities are subordinate to debt service. However, pledged tax increment is also subject to a state-required prior 20% deduction oflow- and moderate-income housing set-aside payments, less $469,142 per year of prepaid housing set-asides through fiscal 2022, attributable to prepayments from a prior 1987 note issue since retired. After fiscal 2022, the full 20% housing set-aside will be deducted prior to debt service, reducing Standard Poor I ANALYSIS Rosemead Community Development Commission, California pledged revenues about 14%, assuming no growth in A V, or by a smaller percent to the extent A V grows through 2023. Coverage of future MADS, based on the 2007 incremental tax levy, is adequate at 1.32x. However, assuming no growth in A V, coverage would decline slightly to 1.3Ox when the housing set-aside kicks up to its full 20% in 2023. Debt seIVice is currently structured to decline slightly after 2022 to account for the step-up in housing set- asides. Additional parity bonds maybe issued on parity with these bonds if net tax increment revenues cover the new MADS by 1.25x. A debt seIVice reserve is funded at the lesser of MADS, 125% of average annual debt seIVice, or 10% of bond principal. The portion of the common debt service reserve provided by the 2006A bonds was satisfied by a surety agreement with Ambac Assurance Corp.; the portion provided by the 2006B portion will be cash funded. The commission s redevelopment plan permits collection of up to $249.2 million in cumulative tax increment revenue for the life of the pledged project area. To date, the commission has collected approximately $82.4 million. Project area tax increment revenue would reach its cumulative limit if project area A V grew 5.46% or more cumulatively per year. To guard against reaching the revenue limit before remaining debt service is fully paid, the commission covenanted in a prior series 2006A indenture to annually review revenues remaining under the cumulative cap, and either escrow revenues or refuse to accept them if it would otherwise cause the remaining amount of tax increment to fall below 105% of remaining future cumulative debt service. Oudook The stable outlook reflects the healthy recent trend in property valuations, plus indications that A V will increase next year due to the development of a new Wal-Mart. The outlook also reflects the assumption of relative stability of the substantial county-distributed unitary tax associated with SCE utility property within the project area keeping coverage of MADS and actual annual debt seIVice above the additional bonds test coverage multiple of 1.25x. www.standardandpoors.com Published by Standard & Poor . a Division of The McGraw-Hili Companies.lnc- Executive offices: 1221 Avenue of the Americas, New York, NY 10020. Editorial offices: 55 Water Street. New York. NY 10041. Subscriber services: (11212-438-7280. Copyright 2006 by The McGraw-Hili Companies, Inc. Reproduction in whole or in part prohibited except by permission. All rights reserved. Information has been obtained by Standard & Poors from sources believed to be reliable. However, because of the possibility of human or mechanical error by our sources, Standard & Poor s or others. 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The McGraw'Hill Companies ;~g The McGraw'HIlI COmpanies ' ", ,.., ~2j,;iic21iijc,I~~g,~~~~l;~~ 55 Water Street, 38th Floor New York, NY 10041.0003 tel 212438.2074 reference no.: 804178 STANDARD &POOIrS December 19 2006 Ambac Assurance Corporation One State Street Plaza 15th FL New York, NY 10004 Attention: Ms. Yolanda Ortiz, Insurance Coordinator Re: $24 230,000 Rosemead Community Development Commission (Los Angeles County, California), Redevelopment Project Area No.Tax Allocation Refunding Bonds, Series 2006B, dated: Date of Delivery, consisting of: $10,135,000 Serial Bonds due: October 2007-2025; $10,595,000 Term Bonds due: October 1,2033 with interest rate of 4.375%; $3,500,000 Term Bonds due: October 1, 2033 with interest rate of 5.000%, (pOLICY #26045BE) Dear Ms. Ortiz: Standard & Poor s has reviewed the rating on the above-referenced obligations. After such review, we have changed the rating to AAA" from "BBB+". The rating reflects our assessment of the likelihood of repayment of principal and interest based on the bond insurance policy your company is. providing. Therefore, rating adjustments may result from changes in the fmancia1 position of your company or from alterations in the documents governing the issue. The rating is not investment, financial, or other advice and you should not and cannot rely upon the rating as such. The rating is based on information supplied to us by you but does not represent an audit. We undertake no duty of due diligence or independent verification of any information. The assignment of a rating does not create a fiduciary relationship between us and you or between us and otherrecipients ofthe rating. We have not consented to and will not consent to being named an "expert" under the applicable securities laws, including without limitation, Section 7 of the Securities Act of 1933. The rating is not a "marketrating" nor is it a recommendation to buy, hold, or sell the obligations. This letter constitutes Standard & Poor s permission to you to disseminate the above-assigned rating to interested parties. Standard & Poor s reserves the right to inform its own clients subscribers, and the public of the rating. Standard & Poor s relies on the issuer and its counsel, accountants, and other experts for the accuracy and completeness of the information submitted in connection with the rating. This rating is based on financial information and documents we received prior to the issuance of this letter. Standard & Poor s assumes that the documents you have provided to us are fmal. Ifany subsequent changes were made in the final documents, you must notify us of such changes by sending us the revised fma1 documents with the changes clearly marked. ~)L\:-':Di\RD F(~(1FrS Ms. Yolanda Ortiz Page 2 December 19, 2006 Standard & Poor s is pleased to be of service to you. For more information please visit our website at www.standardandpoors.com. Ifwe can be of help in any other way, please contact us. Thank you for choosing Standard & Poor s and we look forward to working with you again. Sincerely yours Standard & Poor s Ratings Services a division of The McGraw-Hill Companies, Inc. ~tJ-J /1/JjI) ;L\;" lJ:\ JU; Ambac Ambac Assurance Corporation One State Street Plaza, 15th Floor New York, New York 10004 Telephone: (212)668-0340Financial Guaranty Insurance Policy Obligor:ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION (LOS ANGELES COUNTY, CALIFORNIA) Policy Number::l6U45BE Obligations:$24 230 000 Redevelopment Project Area No, 1 Tax Allocation Refunding Bonds,. Series 2006B, dated their date of delivery and consisting of: (AS FURTHER DESCRIBED ON THE REVERSE HEREOf) Premium:$449 156.31 . Ambac Assurance Corporation (Ambac), a Wisconsin stOck insurance corporation, in consideration of the payment . of the premium and subject to the terms of this Policy, hereby agrees to pay to The Bank of New York, as trustee, or its successor (the Insurance Trustee ), for the benefit of the Holders, that portion of the principal of and interest on the above-described obligations (the "Obligations ) which shall become Due for Payment but shall be unpaid by reason of Nonpayment by the Obligor. Ambac will make such payments to the Insurance Trustee within one (1) business day following written notification to Ambac of Nonpayment. Upon a Holder s presentation and surrender to the Insurance Trustee of such unpaid Obligations or related coupons, uncanceled and in bearer form and free of any adverse claim, the Insurance Trustee will disburse to the Holder the amount of principal and interest which is then Due for Payment but is unpaid. Upon such' disbursement, Ambac shall become the owner of the surrendered Obligations and/or coupons and shall be fully subrogated to all of the Holder s rights to payment thereon. In cases where the Obligations are issued in Tegistered form, the Insurance Trustee shall disburse principal to a Holder only upon presentation and surrender to the Insurance Trustee of the unpaid Obligation, uncanceled and free of any adverse claim, together. with an instrument of assignment,. in form satisfactOry to Ambac and the Insurance Trustee duly executed by the Holder or such Holder s duly authorized representative, so aHO permit ownership of such Obligation to be registered in the name of Ambac or its nominee. The Insurance Trustee shall disburse interest.to a Holder of a registered Obligation only upon presentation to the Insurance Trustee of proof that the claimant is the person entitled to the payment of interest on the Obligation and delivery to the Insurance Trustee of an instrument of assignment, inform satisfactory to Ambac and the Insurance Trustee, duly executed by the Holder or such Holder s duly authorized representative, transferring to Ambac all rights under such Obligation to receive the interest in re~pect of which the insurance disbursement was made, Ambac shall be subrogated to all of the Holders , rights to payment on registered Obligations to the extent of any insurance disbursements so made. In the event thatatrustee or paying agent for the Obligations has notice that any payment of principal of or interest on an . Obligation which has become Due for Payment and which is made to a Holder by or on behalf of the Obligor has been deemed a preferen~ial transfer and theretofore recovered from the Holder pursuant to the United States Bankruptcy Code in accordance with a final, nonappealable order of a court of competent jurisdiction, such Holder will be entitled tO payment from Ambac to the extent of such recovery if sufficient funds are not otherwise available. As used herein, the term "Holder" means any person other than (i) the Obligor or (ii) any person whose obligations constitute the underlying security or source of payment for the Obligations who, at the time of Nonpayment, is the owner of an Obligation or of a coupon relating to an Obligation. As used herein , " Due for Payment , when referring to. the principal of Obligations, is when the scheduled maturity date or mandatory redemption date for the application of a required sinking fund installment has been reached and does not refer to ,any earlier date on which payment is due by reason of call for redemption (other than by application of required sinking fund installments), acceleration or other advancement of maturity; and, when referring to' interest on the Obligations, is when the scheduled date for payment of interest .has been reached. As. used herein Non ' ayme?-t . means the .failure of the Obligor to have 1?rovided sufficient funds to the trustee or paying agent for payment in full 0 all prInCIpal of and Interest on the ObligatIons whIch are Due for Payment. This Policy is noncancelable. The premium on this Policy is not refundable for any reason, including payment of the Obligations prior to maturity. This Policy does not insure against loss of any prepayment or other acceleration payment which at any time may become due in respect of any Obligation, other than at the sole option of Ambac, nor against any risk other than Nonpayment. In witness whereof, Ambac has caused this Policy to be affixed with a facsimile of its corporate seal and to be signed by its duly authorized officers in facsimile to become effective as its original seal and signatures and binding upon Ambac by virtue of the countersignatu~e of its duly authorized representative. President Effective Date:December 21 2006 ""'- ,)\I."""C~ (:'~Io. . \ . -"~ 0 \'~" o;'POQ~';'~.o ,,~ c. " ~ " , 'f' . """ - "... ,;1 C'I:')( T \0' ,! ~ ;x t \ :11 . " ... ;. ',. " ~/SCO"~~, , "....' .,...-.., '-7lAuthonzed OffIcer of Insurance Trustee THE BANK OF NEW YORK acknowledges that it has agreed to perform the duties of Insuranc~ Trustee under this Policy. Form No.: 2B-0012(1/01) A- 10586 Ambac Ambac Assurance Corporation One State Street Plaza, 15th Floor Ne:w York, New York 10004 Telephone: (212) 668-0340 Endorsement Policy for: Attached to and forming part of Policy No. ROSEMEAlJ COMMUNITY DEVELOPMENT 26045BE COMMISSION (LOS ANGELES COUNTY, CALIFORNIA) Effective Date of Endorsement: December 21 2006 In the event that Ambac Assurance Corporation were to become insolvent, any claims arising under the Policy would be excluded from coverage by the California Insurance -Guaranty Association, established pUrsuant to the laws .of the State of California, Nothing herein contained shall be held to vary, alter, waive or extend any of the terms, conditions, provisions, agreements , or limitations of the above mentioned Policy other than as above stated. In Witness Whereof, Ambac has caused this Endorsement to be affixed with a facsimile of its corporate seal and to be signed by its duly authorized officers in facsimile to become effective as its original seal and signatures and binding uponAmbac by virtue of the countersignature of its duly authorized representative. Ambac Assurance Corporation . .""'- ,)..",IoIC~ ~'". ~ , ,--. 0 ~ "- .~' i:O;'I'OR",;. ~.., (. " If , 'f' . ",, ~l " "'... . . ~I '-of'" C'r)( T :x,t : : ,,\ ill '., ... ;., '. " " ~/SCO"~~~" '" , """- .'...,.. President Authorized Representative Form No.:2B-OO15 (7/97) CERTIFICATE OF BOND INSURER In connection with the issuance of $24 230 000 in aggregate principal amount of Rosemead Community Development Commission, Los Angeles County, California (the "Obligor Redevelopment Project Area No.1 Tax Allocation Refunding Bonds, Series 2006B, dated their date of delivery (the "Obligations ), Ambac Assurance Corporation ("Ambac ) is issuing a Financial Guaranty Insurance Policy and Endorsement thereto (the "Insurance Policy ) guaranteeing the payment of principal and interest when due on the Obligations, all as more fully set out in the Insurance Policy. On behalf of Ambac, the undersigned hereby certifies that: Ambac (i) the Insurance Policy is an unconditional and recourse obligation of Ambac (enforceable by or on behalf of the holders of the Obligations) to pay the scheduled payments of interest and principal on the Obligations in the event of a Nonpayment as defined in the Insurance Policy; (ii) the insurance premium of $449,156.31 was determined in arm s length negotiations in accordance with our standard procedures, is required to be paid as a condition to the issuance of the Insurance Policy and represents a reasonable charge for the transfer of credit risk; (iii) no portion of such premium represents a payment for any direct or indirect services other than the transfer of credit risk, including costs of underwriting or remarketing the Obligations or the cost of insurance for casualty of Obligation financed property; (iv) we are not co-obligors on the Obligations and do not reasonably expect that we will be called upon to make any payment under the Insurance Policy; (v) the Obligor is not entitled to a refund of any portion of the premium for the Insurance Policy in the event that the Obligations are retired prior to their stated maturity; (vi) we would not have issued the Insurance Policy in the absence of a debt service r~serve fund of the size and type established by the documents pursuant to which the Obligations are being issued, and it is normal and customary to require a debt service reserve fund of such a size and type in similar transactions; and (vii) in connection with the Obligations, Ambac is also (x) executing an Amendment to Guaranty Agreement, dated as of the date hereof (the "Guaranty Amendment"), amending that certain Guaranty Agreement, dated as of March 9, 2006, by and between Ambac and the Obligor and (y) issuing an Endorsement to Surety Bond No. SB2229BE, which amends Surety Bond No. SB2229BE, dated March 9, 2006 (the "Original Surety Bond"). To the extent applicable, the representations made in connection with the Original Surety Bond, as stated in the Certificate of Bond Insurer dated March 9, 2006, apply to the Guaranty Amendment. IN WITNESS WHEREOF, Ambac Assurance Corporation has caused this certificate to be executed in its name on this 21st day of December, 2006, by one of its officers duly authorized as of such date. AMBAC ASSURANCE CORPORATION By: Nicholas A. Concilio Vice President and Assistant General Counsel SURETY BOND Ambac Assurance Corporation Statutory Office: c/o CT Corporation 44 East Miffiin Street Madison, Wisconsin 53703. Administrative Office: One State Street Plaza New York, New York 10004 Telephone: (212) 668-0340 Policy No. SB2229BE 1. As used herein, the erm 0 er" shall mean the registered owner of any Obligation as indicated in the books maint . by the Trustee, the Obligor or any designee of the Obligor for such purpose. The term "Owner" shall not include the Obligor or any person or entity whose obligation or obligations by agreement constitute the underlying security or source of payment ofthe Obligations. 2. Upon the later of: (i) one (1) day after receipt by the General Counsel of Ambac of a demand for payment in the form attached hereto as Attachment 1 (the "Demand for Payment"), duly executed by the Trustee certifying that payment due as required by the Indenture has not been made to the Trustee; or (ii) the payment date of the Obligations as specified in the Demand for Payment presented by the Trustee to the General Counsel of Ambac, Ambac will make a deposit of funds in . an account with the Trustee or its successor, sufficient for the payment to the Trustee, of amoUnts which are then due to the Trustee (as specified in the Demand for PaYment) up to but not in excess of the Surety Bond Coverage. 3. Demand for Payment hereunder may be made by prepaid.telecopy, telex, or telegram of the executed Demand for Payment c/o the General Counsel of Ambac. If a Demand for Payment made hereunder does not, in any instance, confonn to the tenns and conditions of this Surety Bond Ambac shall give notice to the Trustee, as promptly as reasonably practicable that such Demand for Payment was not effected in accordance with the tenns and conditions of this Surety Bond and briefly state the reason(s). therefor. Upon b~ing notified that such Demand for Payment was not effected in accordance with this Surety Bond, the Trustee may attempt to correct any such nonconfonning Demand for Payment if and to the extent that, the Trustee is entitled and able to do so. 4. The amount payable by Ambac under this Surety Bond pursuant to a Demand for Payment shall be limited to the Surety Bond Coverage. The Surety Bond Coverage shall be reduced automatically to the extent of each payment made by Ambac hereunder and will be reinstated to the extent of each reimbursement. of Ambac by the Obligor pursuant to Article II of the Guaranty Agreement, dated as of March 9 2006 (the "Guaranty Agreement"), by and between Ambac and the Obligor; provided, that in no event shall such reinstatement exceed the Surety Bond Coverage. Ambac will notify the Trustee, in writing within five (5) days of such reimbursement, that the Surety Bond Coverage has been reinstated to the extent of such reimbursement pursuant to the Guaranty Agreement and such reinstatement shall be effective as of th te Ambac gives such notice. The notice to the Trustee will be substantially in the fo c d eto as Attachment 2. The Swety Bond Coverage shall be automatically re u ed to e x that. the Reserve Requirement for the Obligations is lowered or reduce to the ill Indenture. . Sure ond shall expire , to the satisfaction of 1:) . pursuant to the Indenture. , including the payment prior to 7. This Surety Bon s l eg :verne y and interpreted under the laws of the State of Wisconsin, and any suit h eund onnection with any payment may be brought only by the Trustee within one year afte Demand for Payment, with respeCt to such payment, is made pursuant to the terms of this Surety Bond and Ambac has failed to make such payment or (ii) payment would otherwise have been due hereunder but for the failure on th~ part of the Trustee to deliver to Ambac a Demand for Payment pursuant to the. tenns of this Surety Bond, whichever is earlier. 8. In the event that Ambac were to become insolveIlt, any claims arising under this Surety Bond would be excluded from coverage by the California Insurance Guaranty Association established pursuant to the laws of the State of California. Fonn No.: 2B-OOO9-C (7197) IN WITNESS WHEREOF, Ambac has caused this Surety Bond to be executed and attested on its behalf this 9th day of March 2006. Ambac Assurance Corporation Attest'B . Fonn No.: 2B-OOO9-C (7/97) Attachment 1 Surety Bond No. SB2229BE DEMAND FOR PAYMENT Ambac Assurance Corporation One State Street Plaza New York, New York 10004 Attention: General Counsel Reference is . made to the Surety Bond No.SB2229BE (the "Surety Bond") issued by Ambac Assurance Corporation ("Ambac ). The tenns which are capitaliz;ed herein and not otherwise defined have the meanings specified in the Surety Bond the context otherwise requires. (b) Obligor or ftom Obligations, whicH The Trustee hereby certifies that: The Trustee here . r e t t pa ent of the Deficiency (up to but not in excess of the Surety Bond Coverage) be ade y bac upder the Surety Bond and directs that payment under the Surety Bond be made t following account by bank wire transfer. of federal Or . other immediately available funds in accordance with the tenns of the Surety Bond: . (Trustee s Account) (Trustee) By: Its: For. your protection California law requires the following to appear on this form: Any person who knowingly presents a false or fraudulent claim for the payment of a loss is guilty of a crime andmay be subject to fines and confinement in state prison. Fonn No.: 2B-0009-C (7/97) Attachment 2 Surety Bond No. SB2229BE NOTICE OF REINSTATEMENT (Trustee) (Address) Reference is made to the Surety Bond No. SB2229BE (the "Surety Bond") issued by Ambac Assurance Corporation ("Ambac ). The tenns which are capitalized herein and not otherwise derIDed have the meanings specified in the Surety Bond s the context otherwiserequires. bligor pursuant to nd Coverage is Obligations is nON Attest: Title: Fonn No.: 2Bc.()OO9-C (7/97) ENDORSEMENT TO SURETY BOND NO. SB2229BE Surety Bond No. SB2229BE, dated March 9, 2006 (the Surety Bond" ), is hereby amended as of the date set forth below as follows: Section 6 of the Surety Bond is hereby amended in its entirety to read as follows: 6. This Surety Bond is non-cancelable for any reason. The term of this Surety Bond shall expire on the earlier of (i) October 1 , 2033 or (ii) the date on which the Obligor, to the satisfaction of Ambac, has made all payments required to be made on the Obligations and the Obligor s Redevelopment Project Area No.1 Tax Allocation Refunding Bonds, Series 2006B, issued on December 21 , 2006 in the aggregate principal amount of $24 230 000 (the Series 2006B Bonds pursuant to the Indenfure. The premium on this Surety Bond is not refundable for any reason including the payment prior to maturity of the Obligations or the Series 2006B Bonds. IN WITNESS WHEREOF Ambac Assurance Corporation has caused lllllS Endorsement to be executed and attested on its behalf this 21st day of December, 2006. AMBAC ASSURANCE CORPORATION BY: Ice Pr'- GUARANTY AGREEMENT GUARANTY AGREEMENT dated as of March 9, 2006 by and between ROSEMEAD COMMUNITY DEVELOPMENT COIvfM1SSION, a public body corporate organized and existing under the laws. of the State . of California (the "Obligor ); andAMBAC ASSURANCE CORPORATION ("Ambac ), a Wisconsin domiciled stock insurance corporation. WITNE SETH: WHEREAS~ the Obligor has issued its Redevelopment Project Area No. I Tax Allocation Bonds, Series 1993A, of which $23 095 000 is outstanding as of the date hereof , . and has or will issue $14 005 000 in aggregate principal amount of Redevelopment Project Area No.1 Tax Allocation Bonds Series 2006A (collectively, the "Obligations ); and WHEREAS, Ambac will issue its Surety Bond (the "Surety Bond"), substantially in the form set forth in Annex A to this Agreement, guaranteeing certain payments by the Obligor subject to the terms and limitations of the Surety Bond; and WHEREAS, to induce Ambac to issue the Surety Hond, the Obligor has agre~d to pay the premium for such Surety Bond and to reimburse Ambac for all payments made by Ambac under the Surety Bond from Legally Available Funds, all as more fully set forth in this Agreement; and WHEREAS, the Obligor understands that Ambac expressly requires the delivery of this Agreement as part of the consideration for the execution by Ambac of the Surety Bond; and NOW, THEREFORE, in consideration of the premises and of the agret:mt:ms herein contained and of the execution of the Su,rety Bond, the Obligor and Ambac agree as follows: ARTICLE I DEFINITIONS; SURETY BOND Section 1.01. Defmitions.Except as otherwise expressly provided herein or unless the conteXt otherwise requires, the tenns. which.are capitalized herein shall have the meanings specified in Annex B hereto. Section 1.02. Surety Bond (a) Ambac will issue the Surety Bond in accordance with and subject to the terms and conditions of the Commitment. . (b) The maximum liability of Ambac under the -Surety Bond and the coverage and term thereof shall be subject to and limited by the Surety Bond Coverage and the terms and conditions of the Surety Bond. (c) Payments made under the Surety Bond. will reduce the Surety Bond Coverage to the extent of that payment, provided that the Surety Bond Coverage shall be automatically reinstated to the extent of the reimbursement of principal by the Obligor of any payment made by Ambac. Ambac shall notify the Trustee in writing no later than the fifth (5th) day following the reimbursement by the Obligor that the Surety Bond has been reinstated to the extent of stich reimbursement. Section 1.03. Premium. In consideration of Ambac agreeing to issue the Surety Bond hereunder, the Obligor hereby agrees to payor cause to be paid from Legally Available Funds the premium set forth in the Commitment. Section 1.04. Certain Other Expenses . The Obligor wiH pay all reasonable fees and disbursements of Ambac s couns~l related to any modification of this Agreement or the Surety Bond. ARTICLE n REIMBURSEMENT OBLIGATIONS OF OBLIGOR AND SECURITY THEREFORE Section 2.01. Reimbursement for Payments Under the Surety Bond and Expenses (a) The Obligor will reimburse Ambac from Legally Available Funds within the Reimbursement Period without demand or notice by Ambac to the Obligor or any other person, to the extent of each Surety Bond payment with interest on each Surety Bond Payment from and including the date made to the date of the reimbursement by the Obligor at the Effective Interest Rate. The Obligor agrees that it shall make monthly level principal repayments for each Surety Bond Payment during the Reimbursement Period. Interest on each Surety Bond Payment shall be paid monthly during the Reimbursement Period. To the extent that interest payments due hereunder are not paid on a monthly basis, or are not paid as each principal repayment is made, interest shall accrue on such unpaid amounts at a rate equal to the Effective Interest Rate. (b) The OblIgor also agrees to reimburse Ambac, from Legally Available Funds, immediately and unconditionally upon demand for all reasonable expenses incurred by Ambac in connection with the Surety Bond and the enforcement by Ambacof the Obligor s obligations under this Agreement together with interest on all such expenses ITom and including the date which is 30 days from the date Ii statement for such expenses is received by the Obligor incurred to the date of payment at the rate set forth in subsection (a) of this Section 2.01. Section 2.02. Allocation of Payments. Ambac and the Obligor hereby agree that each repayment of principal received by Ambac ITom or on behalf of the Obligor as a reimbursement to Ambac as required by Section 2.01(a) hereof shall be applied to reinstate all or a portion of the Surety Bond Coverage to the extent of such repayment. Any interest payable pursuant to Section 2.01(a) hereof shall not be applied to the reinstatement of any portion of the Surety Bond Coverage. Section 2.03. Security for Payments~ Instruments of Further Assurance.To the extent, but only to the extent, that the Indenture pledges to the Owners or the Trustee therefor, or grants a security interest or lien in or on any collateral property, revenue or other payments ("Collateral and Revenues ) in order to secure the Obligations or provide a source of payment for the Obligations, the Obligor hereby grants to Ambac a security interest in or lien on; as the case may be, and pledges to Ambac all such Collateral and Revenues as security for payment of all amounts due hereunder, which security intere~t, lien and/or pledge created or granted under this Section 2.03 shall be subordinate only to the interests of the Owners and any Trustee therefor in such Collateral and Revenues. The Obligor agrees that it will, from time to time, execute acknowledge and deliver, or cause to be executed, acknowledged and delivered, any and all financing statements, if applicable, and all other further instruments as may be required by law or as shall reasonably be requested by Ambac for the perfection of the security interest,. if any, granted under this Section 2.03 and for the preservation and protection of all rights of Ambac under this Section 2.03. Section 2.04. Unconditional Obli'gation . The obligations of the Obligor hereunder are absolute and unconditional and will be paid or performed strictly in accordance with this Agreement, irrespective of: (a) any lack of validity or enforceability of, or any amendment or other modification of, or waiver with respect to the Indenture or the Obligations; (b) any exchange, release or nonperfection of any security interest in property securing the Obligations or this Agreement or any obligations hereunder; (c) any circumstances which might otherwise constitute a defense available to, or discharge of, the Obligor with respect to the Obligations; (d) whether or not such obligations are contingent or matured, disputed or undisputed, liquidated orunliquidated. ARTICLE EVENTS OF DEFAULT; REMEDIES Section 3.0 I. Events of Default.The following events shall .constitute Events of Default hereunder: (a) The Obligor shall fail to pay to Ambac any amount payable under Sections 1.04 and 2.01 hereof and such failure shall- have continued for a period in excess of the Reimbursement Period; (b) Anymaterial representation or warranty made by the Obligor hereunder or under the Indenture or any statement in the application for the Surety Bond or any report, certificate, fmancial statement or other instrument provided in connection with the Commitment, the Surety Bond or herewith shall have been materially false at the time when made; (c) Except as otherwise provided in this Section 3., the Obligor shall fail to perfonn any of its other obligations under this Agreement, provided that such failure continues for more than thirty (30) days after receipt by the Obligor of notice of such failu,re to perform; Cd) The Obligor shall (i)voluntarily commence any proceeding or file any petition seeking relief under the United States Bankruptcy Code or any other Federal, state or foreign bankruptcy, insolvency or similar law, (ii) consent to the institution of, or fail to controvert in a timely and appropriate manner, any such proceeding or the filing of any such petition, (iii) apply for or consent to the appointment of a receiver, paying agent, custodian, sequestrator or similar official for the Obligor or for a substantial part of its property, (iv) file an answer admitting the material ailegations of a petition filed against it in any such proceeding, (v) make a general assignment for the benefit of creditors, (vi) become unable, admit in writing its inability or fail generally to pay its debts as they become due or (vii) take action for the purpose of effecting any of the foregoing; or (e) An involuntary proceeding shall be commenced or an involuntary petition shall be filed in a court of competent jurisdiction seeking (i) relief in respect of the Obligor, or of a substantial part of its property, under the United States Bankruptcy Code or any other Federal, state or foreign bankruptcy, insolvency or similar law or (ii) the appointment of a receiver, paying agent, custodian, sequestrator or similar official for the Obligor or for a substantial part of its property; and such proceeding or petition shall continue undismissed for sixty (60) days or an order or decree approving or ordering any of the foregoing shall continue unstayed and in effect for thirty (30) days. Section 3.02. Remedies.If an Event of Default shall occur and be continuing, then Ambac may take whatever action at law or in equity may appear necessary or desirable to collect the amounts then due and thereafter to become due under this Agreement or any related instrument and enforce any obligation agreement or covenant of the Obligor under this Agreement; provided, however, that Ambac may not take any action to direct or require acceleration or other early redemption of the Obligations or adversely affect the rights of the Owners. All rights and remedies of Ambac under this Section 3.02 are cumulative and the exercise of anyone remedy does not preclude the exercise of one or more of the other available remedies. ARTICLE IV SETTLEMENT Ambac shall have the exclusive right to decide and determine whether any claim, liability, suit or judgment made or brought against Ambac, the Obligor or any other party on the Surety Bond shall or shall not be paid, compromised, resisted, defended, tried or appealed, and Ambac s. decision thereon, if made in good faith, shall be final and binding upon the Obligor. An itemized statement of payments made by Ambac, certified by an officer of Ambac, or the voucher or vouchers for such payments, shall be prima facie evidence of the liability of the Obligor, and if the Obligor fails to reimburse Ambac, pursuant to subsection (b) of Section 2;01 hereof, upon the receipt of such statement of payments, interest shall be computed on such amount from the date of any payment made by Ambac at the rate set forth in subsection (a) of Section 2.01 hereof. ARTICLE V MISCELLANEOUS Section 5.01. Computations.All computations of premium, interest and fees hereunder shall be made on the basis of the actual number of days elapsed over a year of 360 days. Section 5.02. Exercise of Rights. No failure or delay on the part of Ambac to exercise any right, power or privilege under this Agreement and no course of dealing between Ambacand the Obligor or any other party shall operate as a waiver of any such right, power or privilege, nor shall any single or partial exercise of any such right, power or privilege. preclude any other or further exercise thereof or the exercise of any other right, power or privilege. The rights and remedies. herein expressly. provided are cumulative and not ~xclusive of any rights or remedies which Ambac would otherwise have pursuant to law or equity. No notice to or demand on any party in any case shall entitle such party to any other or further notice or demand in similar or other circumstances, or constitute a waiver of the right of the other party to any other or further action in any circumstances without notiCe or demand. Section 5.03. Amendment and Waiver. Any provision" of this Agreement may be amended, waived supplemented, discharged or terminated only with the prior written" consent of the Obligor and Ambac. The Obligor hereby agrees that upon the written request of the Trustee, Ambac may make or consent to issue any substitute for the Surety Bond to cure any ambiguity or fonnal defect or omission in the Surety Bond which shall meet the requirements of Section 5.07 (4)(c) of the Indenture and which does not materially change the terms of the Surety Bond nor adversely affect the rights of the Owners, and this Agreement shall apply to such substituted Surety Bond. Ambac agrees to promptly deliver to the Obligor and to the company or companies, if any, rating the Obligations, a copy of such substituted Surety Bond. Section 5.04. Successors and Assigns: Descriptive Headings (a) This Agreement shall bind, and the benefits thereof shall inure to, the Obligor and .t-\.moac and their respective successors and assigns; provided, that the Obligor may not transfer or assign any or all of its rights and obligations hereunder without the prior written consent of Ambac. (b) The descriptive headings of the various provisions of this Agreement are inserted for convenience of reference only and shall not be deemed to affect the meaning or construction of any of the provisionshereof. Section 5.05. Other Sureties. If Ambac shall procure any other surety to reinsure the Surety Bond this Agreement shall inure to the benefit of such other surety, Its successors and assigns, so as to give to it a direct right of action agamst the Obligor to enforce this Agreement, and "Ambac " wherever used herein shall be deemed to include such reinsuring surety, as its respective interests may appear. Section 5.06. Signature on Bond. The Obligor s liability shall not be affected by its failure to sign the Surety Bond nor by. any claim that other indemnity or security was to have been obtained nor by the release of any indemnitY, nor the return or exchange of any collateral that may have been obtained. Section 5.07. Waiver.The Obligor waives any defense that this Agreement was executed subsequent to the date of the Surety Bond, admitting and covenanting that such Surety Bond was executed pursuant to the Obligor s request and in reliance on the Obligor s promise to execute this Agreement: Section 5.08. Notices. Requests. Demands.Except as otherwise expressly provided herein, all written notices, requests, demands or other communications to or upon the respective parties hereto shall be deemed to have been given or made when actually received, or in the case of telex or telecopler notice sent over a telex or a telecopier machine owned or operated by a party hereto, when sent, addressed as specified below or at such other address as either of the parties hereto or the Trustee may hereafter specify in writing to the others: If to the Obligor:Rosemead Community Development Commission 8838 E. Valley Boulevard Rosemead, California 91770 Attention: Chairperson If to the Trustee:S. Bank National Association 633 West Fifth Street, 24th Floor Los Angeles, California 90071 Attention: Corporate Trust Services Reference: Rosemead Development Commission" It to Ambac:Ambac Assurance .Corporation One State Street Plaza, 19th Floor New York, New York 10004 Attention: General Counsel Section 5.09. Survival of .Representations . and Warranties All representations, warranties and obligations contained herein shall survive the execution and delivery of this Agreement and the Surety Bond. Section 5.10. Governing Law. This Agreement and the rights and obligations of the parties under this Agreement shall be governed by and construed and interpreted in accordance with the laws of the State. Section 5.11. Counterparts. This Agreement may be executed in any number of copies and by the different parties hereto on the sarneor separate counterparts, each of which shall be deemed to be an original instrument. Complete Gounterparts of this Agreement shall be lodged with the Obligor andAmbac. Section 5.12.Severability.In the event any provision of this Agreement shall be held invalid or unenforceable by any court of competent jurisdiction, such holding shall not invalidate or render unenforceable any other provision hereof. IN WITNESS WHEREOF each of the parties hereto has caused a counterpart of this Agreement to be duly executed and delivered as of the date first above written. ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION Attest: Title: Secretary By: Title: i son AMBAC ASSURA NCE CORP ORATION Attest: Title: Assistant Secretary By: Title: Vice President and Assistant General Counsel IN WITNESS WHEREOF each of the parties hereto has caused a counterpart of this Agreement to be duly executed and delivered as of the date first above written. ROSEMEAD COMMUNITY DEVELOPMENT COIvfM1SSION Attest Title: Secretary By: Title: Chairperson AMBAC ASSURANCE CORPORATION By: ~ Title: Vice P ident and Assistant General Counsel ANNEX A SURETY BOND SURETY BOND Ambac Assurance Corperatien Statutory Office: c/o CT Corporation 44 East Mifflin Street Madison, Wisconsin 53703 Administrative Office: One State Street Plaza New York, New York 10004 Telephone: (212) 668-0340 Pelicy No.. SB2229BE Ambac Assurance Cerporation ("Ambac ), in censideratien of the payment ef the premium and subject to. the terms ef this Surety Bend, hereby unconditionally and irrevecably guarantees thefull and cemplete payments which are to be applied to. payment ef principal ef and interest en the Obligatiens (as hereinafter defined) and which are required to be made by er on behalf of the Resemead Cemmunity Develepment Cemmissien (Califernia) (the "Obligor ) to U.S. Bank Natienal Asseciatien, Los Angeles, Califernia (the "Trustee ), as such payments are due by the Obliger but shall not be so. paid pursuant to. the Indenture ef the Obligor,- dated as ef Octeber I 1993, as amended and supplemented by a First Supplement to Indenture, dated as of March 1 2006 and all Supplemental Indentures asdefmed therein (the "Indenture ), by and between the Obliger and the Trustee, autherizing the issuance of$14 OO5 000 in aggregate principal amount ef Redevelepment Preject ~ea No.1 Tax Allocatien Bonds, Series 2006A, dated their date ef delivery and securing payment ef these outstanding Redevelopment Project Area No. I Tax Allecatien Bonds, Series 1993A (cellectively, the "Obligatiens ) ef said Obliger and providing the terms and cenditions fer the issuance of said Obligations; previded that the ameunt available at any particular time to be paid to. the Trustee under the terms hereef shall not exceed the Surety Bend Coverage, defined herein as the lesser ef "323 238.13 er the Reserve Account . Requirement fer the Obligatiens, as that term is defined in the Indenture (the "Reserve Requirement"). The Surety Bend Ceverage shall be reduced and may be reinstated frem time totime as set ferth herein. I. As used herein, the term "Owner" shall mean the registered ewner of any Obligation indicated in the books maintained by the Trustee, the Obliger or any desIgnee ef the Obliger fer such purpose. The term "Owner" shall net inc1udethe Obliger er any person er entity whose ebligatien er ebligations by agreement constitute the underlying security er source ef payment efthe Obligatiens. 2. Upen the later of: (i) ene (1) day after receipt by the General Ceunsel of Ambac ef a. demand fer payment in the ferm attached hereto. as Attachment I (the "Demand for Payment"), duly executed by the Trustee certifying that payment due as required by the Indenture has net been made to. the Trustee; er (ii) the payment date of the Obligatiens as specified in the Demand fer Payment presented by the Trustee to. the General Ceunselef Ambac, Ambac will make a depesit of funds in an account with the Trustee or its successer, sufficient for the payment to. the Trustee, of ameunts which are then due to. the Trustee (as specified "in the Demand fer Payment) up to. but net in excessef the Surety Bond Ceverage. 3. Demand for Payment hereunder may be made by prepaid telecepy, telex, er telegram efthe. executed Demand for Payment c/o. the General Ceunsel ef Ambac. If a Demand fer Payment made hereunder dees not, in any instance, cenferm to the tenns andcenditiens et this Surety Bend Ambac shall give netice to. the Trustee, as promptly as reasonably practicable that such Demand fer Payment was net effected in accerdance with the terms and conditiens ef this Surety Bend and briefly state the reason(s) therefor. Upon being notified that such Demand for Payment was not effected in accordance with this Surety Bond, the Trustee may attempt to correct any such nonconforming Demand for Payment if, and to the extent that, the Trustee is entitled and able to do so. 4. The amount payable by Ambac under this Surety Bond pursuant to a Demand for Payment shall be limited to the Surety Bond Coverage. The Surety Bond. Coverage shall be reduced automatically to the extent of each payment made by Ambac hereunder and will be reinstated to the extent of each reimbursement of Amba~ by the Obligor pursuant to Article II of the Guaranty Agreement, dated as of March 9,2006 (the "Guaranty Agreement"), by arid between Ambac and the Obligor; provided, that in no event shall such reinstatement exceed the Surety Bond Coverage. Ambac will notify the Trustee, in writing within five (5) days of such reimbursement, that the Surety Bond Coverage has been reinstated to the extent of such. reimbursement pursuant to the Guaranty Agreement and such reinstatement shall be effective as of the date Ambac gives such notice. .The notice to the Trustee will. be substantially in the form attached hereto as Attachment 2. The Surety Bond Coverage shall be automatically reduced to the extent that the Reserve Requirement for the Obligations is lowered or reduced pursuant to the terms of the Indenture. 5. Any service of process on Ambac may be made to Ambac or the office of the. General Counsel of Ambac and such service of process shall be valid and binding as to Ambac. During the term of its appointment, General Counsel will act as agent for the acceptance of service of process and its offices are located at One State Street Plaza, New York, New York 10004, Telephone: (212) 668-0340. 6. This Surety Bond .is noncancelable for any reason. The term of this Surety Bond shall expire on the earlier of (i) October 1 , 2022 or (ii)the date on which the Obligor, to the satisfaction of Ambac, has made all payments required to be made on the Obligations pursuant to the Indenture. The premium on this Surety Bond is not refundable for any reason, including the payment prior to maturity of the Obligations. 7. This Surety Bond. shaH be governed by and interpreted under the laws of the State of Wisconsin, and any suit hereunder in connection with any payment may be brought only by the Trustee within one year after (i) a Demand for Payment, with respect to such payment, is made pursuant to the terms of this Surety Bond and Ambac has failed to make such payment or (ii) payment would otherwise have been due hereunder but for the failure on the part of the Trustee to deliver to Ambac a Demand for Payment pursuant to the terms of this Surety Bond, whichever isearlier. 8. In the event that Ambac were to become insolvent, any claims arising under this Surety Bond would be excluded from coverage by the California Insurance Guaranty Association established pursuant to the laws of the State of California. Form No.: 2B-0009-C (7/97) IN WITNESS WHEREOF, Ambac has caused this Surety Bond to be executed and attested on its behalf this 9th day of March, 2006. Attest. . Form No.: 2B-0009-c (7197) . Ambac Assurance Corporation B . Attachment 1 Surety Bond No. SH222YBE DEMAND FOR PAYMENT Ambac Assurance Corporation One State Street Plaza New York, New York 10004 Attention: General Counsel Reference is made to the Surety Bond No. SB2229BE (the 'Surety Bond") issued by Ambac Assurance Corporation ("Ambac ). The terms which are capitalized herein and not otherwise derIDed have the meanings specified in the Surety Bond unless the context otherwise reqUIres. The Trustee hereby certifies that: (a) Payment by the Obligor to the Trustee was due on (a date not less than one (1) day prior to the applicable payment date for the Obligations) under the Indenture attached hereto as Exhibit A, in an amount equal to $(the "Amount Due ). The Amount Due is payable to the Owners of the Obligations on (b) has been deposited in the (fund/account) tram moneys paid by the Obligor or from other funds legally available to the Trustee for payment to the Owners of the Obligations, which amount is $ less than the Amount Due (the "Deficiency (c) The Trustee has not heretofore made demand under the Surety Bond for the Amount Due or any portion thereof. The Trustee hereby requests that payment of the Deficiency (up to but not in excess of the S~ety Bond Coverage) be made by Ambac under the Surety Bond and directs that payment under the Surety Bond be made to the following account by bank wire transfer of federal or other immediately available funds in accordanc.e with the terms of the Sur:ety Bond: (Trustee s Accoun~ (Trustee J By: Its: For your prote~tion California law requires the following to appear on thisform: Any person who knowingly presents a false or fraudulent claim for the payment of a loss is guilty of a crime and may be subject to fines and confinement in state prison. Fonn No.: 2B-OOO9-C (7/97) Attachment 2 Surety Bond No. SB2229BE NOTICE OF REINSTATEMENT (Trustee) (Address) Reference is made to the Surety Bond No. SB2229BE (the "Surety Bond") issued by Ambac Assurance Corporation ("Ambac ). The terms which are capitalized herein and not otherwise derIDed have the meanings specified. in the Surety Bond unless the context otherwise reqUITes. Ambac hereby delivers notice that it is in receipt of payment from the Obligor pursuant to Article II of the Guaranty Agreement and as of the date hereof the Surety Bond Coverage is , subject to a reduction as the Reserve Requirement for the Obligations is lowered or reduced pursuant to the terms of the Indenture. AMBAC ASSURANCE CORPORATION Attest: Title: By: Title: Fonn No.: 2S-OOO9-(7197) ANNEX B DEFINITIONS For all purposes of this Agreement, except as otherwise expressly provided herein or unless the context otherwise requires, all capitalized terms shall have the meaning as set out below. Agreement" means this Guaranty Agreement. Ambac" has the same meaning as set forth in the first paragraph of this Agreement. Collateral and Revenues" has the same meaning as set forth in Section 2.03 hereof. Commitment" means the Ambac Commitment for Surety Bond in the form attached hereto as Annex C. Debt Service Payments" means those payments required to be made by the Obligor which will be applied to payment of principal of and interest on the Obligations. Effective Interest Rate" means the lesser of the Reimbursement Rate or the maximum rate of interest permitted by then applicable law; provided, however, that the Effective Interest Rate shall in no event be less than the average interest rate on the Obligations. Event of Default" shall mean those events of default set forth in Section 3.01 of this Agreement. Indenture" means ~n Indenture, dated October 1 , 1993 , by and between the Obligor, as successor to the Rosemead Redevelopment Agency, and the Trustee, as successor to State Street Bank and Trust Company of California, N., as trustee, as amended and supplemented by a First Supplement to Indenture, dated as of March 1 , 2006, by and between the Obligor and -Trustee, and all Supplemental Indentures as definedtherein. Legally Available Funds" means Pledged Tax Revenues (as defined in the Indenture) legally available to the Obligor for the payment of its obligations, hereunder. Obligations" has ~he same meaning as set forth in the second paragrapn of this Agreement. Obligor" has the same meaning as set forth in the fI1'st paragraph of this Agreement. Owners" means the registered owner of any Obligation as indicated in the books maintained by the Trustee, the Obligor or any designee of the Obligor for such purpose. The term "Owner" shall not include the Obligor or any person or entity whose obligation or obligations by agreement constitute the underlying security or source of payment for the Obligations. Reimbursement Period" means, with respect to a particular Surety Bond Payment . the period commencing on the date of such Surety Bond Payment and ending 12 months following such Surety Bond Payment. Reimbursement Rate" means Citibank's prime rate plus two (2) percent per annum, as of the date of such Surety Bond Payment, said "prime rate" being the rate of interest announced ITom time to time by Citibank, New York, New York, as its prime rate. The rate of interest shall be calculated on the basis of a 360 day year. State" means the State of California. Surety Bond" means the surety bond issued by Ambac substantially in the form attached to this Agreement as Annex A. Surety Bond Coverage" means the amount available at any particular time to be paid to the Trustee under the terms of the Surety Bond, which amount shall never exceed $1 323 238 13. Surety Bond Payment" means an amount equal to the Debt Service Payment less (i) that portion of the Debt Service Payment paid by the Obligor, and (ii) other funds legally available to the Trustee for payment to the Owners, all as certified by the Trustee as provided in section 5.07 (4) of the Indenture in a demand for payment rendered pursuant to the terms of the Surety Bond. Trustee" means U.S. BankNational Association, Los Angeles, California. ANNEX C COMMITMENT Ambac Assurance Corporation One State Street Plaza New York, NY 10004 212.668.0340 A member of Ambac Financial Group, Inc. CO~TMffiNT FOR SURETY BOND Obligor:ROSEMEAD COMl\iIUNITY DEVELOPMENT COMJ.\.1ISSION, CALIFORNIA REDEVELOPMENT PROJECT AREA NO. commitment Number: SB29849 ::::ommitment Date: January 23 2006 Expiration Date: April 24, 2006 Obligations: $14,405 000' Tax Allocation Bonds , Series 2006, dated February 15 2006 and maturing October 1 2022 Surety Amount: $1 440 500 Insurance premium: 3.25% of the surety amount. Ambac Assurance Corporation (Ambac) A Wisconsin Stoc~ Insurance Corporation hereby commits to issue a Surety Bond (the "Commitment") relating to the Debt Service Reserve Fund for the above-described debt obligations (the "Obligations ), substantially in the form attached hereto subject to the terms and conditions contained herein or added hereto (see conditions set forth herein). . To extend this Commitm~t after the expiration date set forth above, an oral (subsequently confumed in writing) or written request for renewal must be submitted to Ambac at least one business day prior to S\lch expiration date. Ambac reserves the right to refuse to grant a renewal or ma.y renew this Commitment subject to additional tenns and conditions. The Surety Bond (the "Surety") shall be issued lithe following conditions are satisfied: Arnbac shall receive an opinion of counselor Ii certificate of an officer of the Obligor or ultimate obligor stating that the information supplied to Ambac in order to obtain the Surety and the documents to be executed and delivered in connection with the issuance and sale of the Obligations do not contain any untrue or misleading statement of a material fact and do not fail to state a material. fact required to be stated therein or necessary in order to make the information contained therein not misleading. No event shall occur which would pennit any purchaser of the Obligations, otherwise required , ' not to be required to purchase the Obligati~ns on the date scheduled for the issuance and delivery thereof. There shall be ria material change in or affecting the Obligations, the Obligor or ultimate obligor (including, but not limited to, the security for the Obligations or the proposed debt service structure for the Obligations), the Official Statement, if any (or any similar disclosure document), including any fmancial statements therein contained, the fmancing documents or any legal opinions to be executed and delivered in connection with the issuance and sale of the . Obligations, or any other infonnation Subject to change, with Amhac s approval. submitted to Ambac in order to obtain the Surety, from the descriptions or schedules thereof heretofore provided to Anlbac at any time prior to the issuance of the Obligations and there shall not have occurred or come to the attention of the Obligor or purchaser any material change of fact or law adverse to the interests of Ambac, unless approved by Ambac in writing. Unless expressly waived in whole or in part by Ambac, the financing documents shall contain a) the terms and provisions provided in the Ambac STANDARD PACKAGE transmitted herewith, and b) any provisions or comments given orally by Ambac. Ambac will prepare, and the Obligor will execute, a Guaranty Agreement in the form (with such revisions of Ambac and the Obligor agree to) contained in the Standard Package. NO LATER THAN FIVE (5) BUSINESS DAYS PRIOR TO CLOSIN , Ambac shall be provided with: the final debt service schedule; and- proposed copies of all fmancing documents; and the. proposed official statement (or any similar disclosure document); and the proposed various legal opinions delivered in connection with the issuance and sale of the Obligations, including, without limitation, the unqualified approving opinion of bond counsel . rendered by a law firm acceptable to Arnbac. The fonn of bond counsel's approving opinion must be acceptable to Ambac. The form of bond counsel's approving opinion shall indicate that the Obligor must comply with certain covenants under and pursuant to the Internal Revenue Code of 1986, as amended and that the Obligor has the legal power to coinply with such covenants. Ambac shall also be provided with executed copies of all fmancing documents, including but not limited to the Official Statement (or any similar disclosure document) and the various legal opinions rendered. The executed opinion of bond counsel shall be addressed to Ambac or in lieu thereof, a letter shall be provided to Ambac to the effect that Ambac may rely on such opinion as if it were addressed to Ambacand such letter shall be delivered with an executed opinion; and any provisions of the Purchase Contract or Bond Purchase Agreement referencing Ambac or the Obligor of the Surety in general. If such provisions are not received in a timely manner or if provisions are inserted in the Purchase Contract or Bond Purchase Agreement without Ambac lrnowledge, compliance with such provisions may not be possible; and a .letter from . bond counselor counsel to the purchaser or otherwise from another counsel acceptable to Ambac to the effect that the financing documents, the Official Statement (or any similar disclosure document) and the various legal opinions executed and delivered in connection with the issuance and sale of the Obligations, are substantially in the fonns previously submitted to Ambac for review, with only suchaniendrnents, modifications or deletions as may be approvedby Ambac; and a copy of any insurance policy, surety bond, guaranty or indemnification or any other policy, contract or agreement which provides for payment of all or any portion of the debt, the costs of reconstruction, the loss of busine~s income or in any way secures, ensures or enhances the incomestream anticipated to pay the Obligations. . Evidence of wire transfer of an amount equal to the payment for the Surety at the time of the issuance and delivery offue Obligations. An opinion addressed to Ambac by (juuu::Iel acceptable to Ambac that the Guaranty Agreement is a legal, valid and binding obligation of the Obligor thereof, enforceable in accordance with its tenDs. The escrow agreement, in fonn and substance acceptable to Ambac, for the complete defeasance of the applicable Obligations (the "Prior Obligations 10. Certification by a nationally recognized accounting flffi1, pre-approved by Ambac, that the securitiesinvested are sufficIent to pay the Prior Obligations. 11. Ambac must receive an opinion of Counsel acceptable to Ambac that the Prior Obligations have been legally defeased. 12. A draft opinion of bond counsel Of. special tax counsel acceptable to Ambac, addressed to Ambac, and atelecopy of the executed opinion on the day of closing (to the attention of your closing coordiriator) to the effect that the refunding and escrow are in full compliance with all applicable Federal arbitrage regulations. 13. Funds held by the Escrow Trustee for the payments of the refunded Obligations must be held as cash fully insured by or the Federal Deposit Insurance Corporation or invest~d in direct obligations of the-United States of America. 14. An1bac must receive, at least five (5) business days prior to closing, a draft opinion of Obligor coul1sel or escrow agent's counsel, and a telecopy of the executed opinion on the day of closing (to the attention of your. closing coordinator) regarding the validity," binding nature and enforceability of the escrow agreement. 15. IF A FORWARD SUPPLY CONTRACT IS USED: a) Secunties delivered to the escrow agreement must be non-callable U.S. Government obligations which do not mature later than the date on which needed to pay debt service on the refunded Obligations. b) TI1e CPA verification must be in a fonn and substance satisfactory to Ambac and must opine that the escrow is sufficient to be defease the refunded Obligations whether or not the forward supply contract provider delivers securities to the escrow. . TI1e forward supply contract must specify that (a) the purchass: price of the secUIjties delivered to the escrow must not exceed the amount of cash received from maturing securities in the escrow, as specified in the verification, and (b) the maturity value of the securities in the escrow must not be less than the purchase price paid for such securities. . TI1e forward supply contnict provider shall have no recourse to the escrow upon any failure of the . Obligor or escrow agent to perfonn .its obligations under the forward supply contract. Other than. the payment of the purchase price for the securities to be delivered pursUant to the forward supply contract, no payments of any other kind may be made from the escrow in respect to the forward supply contract. TI1e forward supply contract pro The forward supply co~ti:-act shal must be at least A by a nationally recognized rating agency. in form and substance satisfactory to Ambac. AMENDMENT TO GUARANTY AGREEMENT TIDSAi'fENDMENTTO GUARANTY AGREEMENT, dated as of Deceniber 11, 2006 (this Amendment to Guaranty Agreement by and between ROSEMEAD COMMUNITY DEvELOPMENT COMMISSION, a public body corporate organized and existing underthe laws ofthe State of California (the Obligor and AMBAC.ASSURANCECORPORATION; a Wisconsin-domiciled stock insurance corporation (ItAmbac ), amendS that certain Guaranty Agreement, Gated ~s of March 9 200() (the Original Guaranty Agreementlt ), by and between the Obligor and Arn:bac. WITNESSETH: WHEREAS, on March 9 2006, the Obligor issued and delivered its $14 005,000 Redevelopment Project Area No.1 Tax AJ.location Bonds, Series 2006A (the Obligations ); and WHEREAS, simultaneously with the issuance and delivery of the Obligations by the Obligor Ambac issued its Surety Bond (the Surety Bond"guaranteeing certain payments by the Obligor relating to the Obligations, subject in all respects to the terms and limitations contained in the Surety Bond; and WHEREAS, simultaneously with the issuance and delivery of the Surety Bond by Ambac, the Obligor and Ambac entered into the Original Guaranty Agreement; and WHEREAS, the Obligor has requested that Ambac amend the SUrety Bond to extend the maturity date Qfthe Surety Bond from October 1 2022 to October 1 2033 (the Surety Amend11~ent ); and WHEREAS, in order to induce Ambac to execute the Surety Amendment, the Obligor has agreed to pay a feeof$lO OOO.OO; and WHEREAS, the Obligor understands that Ambacexpre$sly requires thedeHvery of this Amendment ~o Guaranty Agreement as part of the consideration for the execution by Ambac of the: Surety Amendment; NOW, THEREFORE, in consideration of the premises and of the agreements herein contained andofthe execution of the Surety Amendment, the Obligor and Ambac agree as follows: . Section 1. Except as otherwise expressly provided herein or unless the context clearly requires otherwise~ capitalized tenng used herein shall have the meanings ascribed thereto in theOrigina:lGuaranty Agreement. Section 2. The teon Surety Bond" defined in Annex B to the Original Guaranty Agreement is hereby amended in its entirety to read as fo1lows: Surety Bond means the surety bond issued by Ambac substantia1ly in the fonn attached to this Agreement as Annex A, as amended and supplemented by Endorsement to Surety Bond No. SB2229BE, dated December 21 2006. Section 3. This Amendment to Guaranty Agreement shall not waive, annul , vary or effect any provisions, conditions, covenants or agreements contained in the Original Guaranty Agreement, nor affect or impair any rights, powers or remedies thereunder, except as otherwise provided in Section 2 of this Amendment to Guaranty Agreement. The Original Guaranty Agreement, as herein so modified, is and shall remain in full force and effect and is hereby ratified and confirmed in all other respects; Section 4. This Amendment to Guaranty Agreement may be executed in any number of counterparts, each of which shall be an original and all of which sh3;ll constitute but one and the same instrument. IN WITNESS WHEREOF, each of the parties hereto has caused a counterpart of this Amendment to GuarantyAgreement to be duly executed and delivered as of the date fITSt above written. ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION Attest: Secretary By: AMBAC ASSURANCE CORPORA nON Attest: Assistant Secretary By: Vice President and Assistant General Counsel Section 3. This Amendment to Guaranty Agreement shall not waive, annul, vary or effect any provisions, conditions, covenants or agre~ments contained in the Original Guaranty Agreement, nor affect or impair any rights, powers or remedies thereunder, except as otherwise provided in Section 2 of . this Amendment to Guaranty Agreement. The Original Guaranty Agreement, as herein so modified, is and shall remain in full force and effect and is hereby ratified and confmned in all other respects. Section 4. This Amendment to Guaranty Agreement may be executed in any number counterparts, each of which shall be an original and all of which shall constitute but one and the same instrument. . IN WITNESS WHEREOF each of the parties hereto has caused a counterpart of this Amendment to Guaranty Agreement to be duly executed and delivered as of the date fIrst above written. ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION Attest: Secretary By: Executive Director AMBAC ASSURANCE CORPORATION Atte ~~ tJu,~ As Istant Secretary By: Vice President and Assistant General Counsel CERTIFICATE OF BOND INSURER In connection with the issuance of $24 230,000 in aggregate principal amount of Rosemead Community Development Commission, Los Angeles County, California (the "Obligor Redevelopment Project Area No. I Tax Allocation Refunding Bonds, Series 2006B, dated their date of delivery (the "Obligations ), Ambac Assurance Corporation ("Ambac ) is issuing a Financial Guaranty Insurance Policy and Endorsement thereto (the "Insurance Policy ) guaranteeing the payment of principal and interest when due on the Obligations, all as more fully set out in the Insurance Policy. On behalf of Ambac, the undersigned hereby certifies that: Ambac (i) the Insurance Policy is an unconditional and recourse obligation of Ambac (enforceable by or on behalf of the holders of the Obligations) to pay the scheduled payments of interest and principal on the Obligations in the event of a Nonpayment as defined in the Insurance Policy; (ii) the insurance premium of $449,156.31 was determined in arms length negotiations in accordance with our standard procedures, is required to be paid as a condition to the issuance of the Insurance Policy and represents a reasonable charge for the transfer of credit risk; (iii) no portion of such premium represents a payment for any direct or indirect services other than the transfer of credit risk, including costs of underwriting or remarketing the Obligations or the cost of insurance for casualty of Obligation financed property; (iv) we are not co-obligors on the Obligations and do not reasonably expect that we will be called upon to make any payment under the Insurance Policy; (v) the Obligor is not entitled to a refund of any portion of the premium for the Insurance Policy in the event that the Obligations are retired prior to their stated maturity; (vi) we would not have issued the Insurance Policy in the absence of a debt service reserve fund of the size and type established by the documents pursuant to which the Obligations are being issued, and it is normal and customary to require a debt service reserve fund of such a size and type in similar transactions; and (vii) in connection with the Obligations, Ambac is also (x) executing an Amendment to Guaranty Agreement, dated as of the date hereof (the "Guaranty Amendment"), amending that certain Guaranty Agreement, dated as of March 9 2006, by and between Ambac and the Obligor and (y) issuing an Endorsement to Surety Bond No. SB2229BE, which amends Surety Bond No. SB2229BE, dated March 9, 2006 (the "Original Surety Bond"). To the extent applicable, the representations made in connection with the Original Surety Bond, as stated in the Certificate of Bond Insurer dated March 9, 2006, apply to the Guaranty Amendment. IN WITNESS WHEREOF, Ambac Assurance Corporation has caused this certificate to be executed in its name on this 21st day of December, 2006, by one of its officers duly authorized as of such date. AMBAC ASSURANCE CORPORATION By: ~(A~ Nicholas A. Concilio Vice President and Assistant General Counsel ORRICK, HERRINGTON & SUTCLIFFE LLP 777 SOUTH FIGUEROA STREET SUITE 3200 LOS ANGELES, CA 90017-5855 tel 213-629-2020 fax 213-612-2499 WWW.ORRICK.COM December 21 , 2006 Rosemead Community Development Commission Rosemead, California Re:Rosemead Community Development Commission (Los Angeles County, California) Redevelopment Project Area No. Tax Allocation Refunding Bonds, Series 2006B (Final Opinion) Ladies and Gentlemen: We have acted as bond counsel to and in connection with the issuance by the Rosemead Community Development Commission (the "Commission ) of $24 230 000 aggregate principal amount of bonds designated Rosemead Community Development Commission (Los Angeles County, California) Redevelopment Project Area No.1 Tax Allocation Refunding Bonds Series 2006B (the "Bonds ), issued pursuant to the provisions of the Community Redevelopment Law of the State of California (being Part I of Division 24 of the Health and Safety Code of the State of California), as amended, and a Indenture, dated as of October 1 , 1993 (the "Original Indenture ), by and between the Commission and u.S. Bank National Association, as successor in interest to State Street Bank and Trust Company of California, N., as trustee (the "Trustee as amended and supplemented to date, including by that Second Supplement to Indenture, dated as of December I , 2006 (the "Second Supplement to Indenture " together with the Original Indenture, the "Indenture ). Capitalized terms not otherwise defined herein shall have the meanings ascribed thereto in the Indenture. In such connection, we have reviewed the Indenture, the Tax Certificate of the Commission, dated the date hereof (the "Tax Certificate ), opinions of counsel to the Commission, the Trustee, certificates of the Commission, the Trustee, and others, and such other documents, opinions and matters to the extent we deemed necessary to render the opinions set forth herein. Certain agreements, requirements and procedures contained or referred to in the Indenture, the Tax Certificate and other relevant documents may be changed and certain actions (including, without limitation, the defeasance of the Bonds) may be taken or omitted under the circumstances and subject to the terms and conditions set forth in such documents. No opinion is expressed herein as to any Bond or the interest thereon if any such change occurs or action is taken or omitted upon the advice or approval of counsel other than ourselves. OHS WEST:260145718. ORRICK Rosemead Community Development Commission December 21 , 2006 Page 2 The opinions expressed herein are based on an analysis of exIsting laws, regulatIOns rulings and court decisions and cover certain matters not directly addressed by such authorities. Such opinions may be affected by actions taken or omitted or events occurring after the date hereof. We have not undertaken to determine, or to inform any person, whether any such actions are taken or omitted or events do occur or any other matters come to our attention after the date hereof. Our engagement with respect to the Bonds has concluded with their issuance, and we disclaim any obligation to update this letter. We have assumed the genuineness of all documents and signatures presented to us (whether as originals or as copies) and the due and legal execution and delivery thereof by, and validity against, any parties other than the Commission. We have assumed, without undertaking to verify, the accuracy of the factual matters represented warranted or certified in the documents, and of the legal conclusions contained in the opinions referred to in the second paragraph hereof. Furthermore, we have assumed compliance with all covenants and agreements contained in the Indenture and the Tax Certificate including (without limitation) covenants and agreements compliance with which is necessary to assure that future actions, omissions or events will not cause interest on the Bonds to be included in gross income for federal income tax purposes. In addition, we call attention to the fact that the rights and obligations under the Bonds, the Indenture and the Tax Certificate and their enforceability may be subj ect to bankruptcy, insolvency, reorganization, arrangement, fraudulent conveyance moratorium and other laws relating to or affecting creditors' rights, to the application of equitable principles, to the exercise of judicial discretion in appropriate cases and to the limitations on legal remedies against redevelopment agencies in the State of California. We express no opinion with respect to' any indemnification, contribution, penalty, choice of law choice of forum or waiver provisions contained in the foregoing documents. Finally, we undertake no responsibility for the accuracy, completeness or fairness of the Official Statement or other offering material relating to the Bonds and express no opinion with respect thereto. Based on and subject to the foregoing, and in reliance thereon, as of the date hereof, we are of the following opinions: The Bonds constitute valid and binding limited obligations of the Commission. 2. The Indenture has been duly executed and delivered by, and constitutes the valid and binding obligation of, the Commission. The Indenture creates a valid pledge, to secure the payment of the principal of and interest on the Bonds, of the Pledged Tax Revenues and any other amounts (including proceeds of the sale ofthe Bonds) held by the Trustee in any fund or account established pursuant to the Indenture, except the Rebate Fund, subject to the provisions of the Indenture permitting the application thereof for the purposes and upon the terms and conditions set forth in the Indenture. OHS WEST:260145718. ORRICK Rosemead Community Development Commission December 21 , 2006 Page 3 3. The Bonds are not a lien or charge upon the funds or property of the Commission except to the extent of the aforementioned pledge. Neither the faith and credit nor the taxing power of the State of California or of any political subdivision thereof is pledged to the payment of the principal of or interest on the Bonds. The Bonds are not a debt of the City of Rosemead the State of California or any of its political subdivisions, and neither said City, said State nor any of its political subdivisions is liable therefor, nor in any event shall the Bonds be payable out of any funds or properties other than those of the Commission.4. Interest on the Bonds is excluded from gross income for federal income tax purposes under Section 103 of the Internal Revenue Code of,1986 and is exempt from State of California personal income taxes. Interest on the Bonds is not a specific preference item for purposes of the federal individual or corporate alternative minimum taxes, although we observe that it is included in adjusted current earnings when calculating corporate alternative minimum taxable income. We express no opinion regarding other tax consequences related to the ownership or disposition of, or the accrual or receipt of interest on, the Bonds. Faithfully yours ORRICK, HERRINGTON & SUTCLIFFE LLP per - .,. OHS WEST:260145718. ORRICK, HERRINGTON & SUTCLIFFE LLP 777 SOUTH FIGUEROA STREET SUITE 3200 LOS ANGELES, CA 90017-5855 tel 213-629-2020 fax 213-612-2499 . WWW.ORRICK.COM December 21 , 2006 Rosemead Community Development Commission 8838 E. Valley Boulevard Rosemead, California 91770 Re:Rosemead Community Development Commission Redevelopment Project Area No. Tax Allocation Refunding Bonds Series 2006B Ladies and Gentlemen: We have acted as disclosure counsel to the Rosemead Community Development Commission (the "Agency ), as the issuer on this date of $24 230 000 aggregate principal amount of Redevelopment Project Area No.1 Tax Allocation Refunding Bonds, Series 2006B (the "Bonds In that connection, we have reviewed a printed copy of the official statement of the Commission, dated December 14 2006, with respect to the Bonds (the "Official Statement"), the Purchase Contract, dated December 14, 2006 (the "Purchase Contract"), by and between the Commission and Piper Jaffi-ay & Co., as underwriter (the "Underwriter ), certificates and opinions of the Cominission and others, and we have made such investigations of law as we have deemed appropriate as a basis for the conclusion hereinafter expressed. We have not reviewed any electronic version of the Official Statement, and assume that any such version is identical in all respects to the printed version. Capitalized terms not otherwise defined herein shall have the meanings ascribed thereto in the Official Statement. In arriving at the conclusion hereinafter expressed, we are not expressing any opinion or view on, and with your permission are assuming and relying on; the validity, accuracy and sufficiency of the records, documents, certificates and opinions referred to above (including the accuracy of all factual matters represented and kgal conclusions contained therein, including, without limitation, any representations and legal conclusions regarding the due authorization issuance, delivery, validity and enforceability of the Bonds and the exclusion of interest thereon from gross income for federal income tax purposes, and the legality, validity and enforceability of the First Supplement, the Master Pledge Agreement, the Second Supplement, and any laws documents or instruments that may be related to the issuance, payment or security of the Bonds. We have assumed that all records, documents, certificates .and opinions that we have reviewed and the signatures thereto, are genuine. OHS WEST:260142788. ORRICK Rosemead Community Development Commission December 21 , 2006 Page 2 are not passing upon and do not assume any responsibility for the accuracy, completeness or fairness of any of the statements contained in the Official Statement and make no representation that we have independently verified the accuracy, completeness or fairness of any such statements. In our capacity as disclosure counsel to the Commission, to assist it in part 9f its responsibility with respect to the Official Statement, we participated in conferences with representatives of the Commission and its counsel, the Underwriter and others, during which the contents of the Official Statement and related matters were discussed. Based on our participation in the above-mentioned conferences (which did not extend beyond the date of the Official Statement), and in reliance thereon and on the records, documents, certificates, opinions and matters mentioned above, we advise you as a matter of fact and not opinion that, during the course of our role as disclosure counsel with respect to the Bonds, no facts came to the attention of the attorneys in our firm rendering legal services in connection with such role which caused us to believe that the Official Statement as of its date (except for any CUSIP numbers, financial statistical, economic, engineering or demographic data or forecasts, numbers, charts, tables graphs, estimates, projections, assumptions or expressions of opinion, any information about feasibility, valuation, appraisals, absorption, real estate or environmental matters, any information about the Bond Insurer, the Insurance Policy or the Surety Bond, DTC or its book- entry system, or Appendices B, C, D, E and G, included or referred to therein, which we expressly exclude from the scope of this paragraph and as to which we express no opinion or view) contained any untrue statement of a material fact or omitted to state any material fact necessary to make the statements therein, in the light of the circumstances under which they were made, not misleading. By acceptance of this letter you recognize and acknowledge that: (i) the preceding paragraph is not an opinion but in the nature of negative observations based on certain limited activities performed by specific lawyers in our firm in our role as disclosure counsel; (ii) the scope of those activities performed by us were inherently limited and do not purport to encompass all activities that the Commission may be responsible to undertake; (iii) those activities performed by us rely on third party representations, warranties, certifications and opinions, including and primarily, representations, warranties and certifications made by the Commission, and are otherwise subject to the conditions set forth herein; and (iv) this letter may not be sufficient for or appropriate to your purposes. This letter is furnished by us as disclosure counsel. Our engagement with respect to this matter has terminated as of the date hereof, and we disclaim any obligation to update this letter. This letter is not to be used, circulated, quoted or otherwise referred to or relied upon for any OHS WEST:260142788. ORRICK Rosemead Community Development Commission December 21 , 2006 Page 3 other purpose or by any other person. This letter is not intended to, and may not, be relied upon by owners of Bonds or by any other party to whom it is not specifically addressed. OHS WEST:260142788. ORRICK, HERRINGTON & SUTCLIFFE LLP 777 SOUTH FIGUEROA STREET SUITE 3200 LOS ANGELES, CA 90017-5855 tel 213-629-2020 fax 213-612-2499 WWW.ORRICK.COM December 21 , 2006 Piper Jaffray & Co. 345 California Street, Suite 2200 San Francisco, California 94104 Re:Rosemead Community Development Commission Redevelopment Project Area No. Tax Allocation Refunding Bonds Series 2006B Ladies and Gentlemen: We have acted as disclosure counsel to the Rosemead Community Development Commission (the "Commission ), as the issuer on this date of $24 230 000 aggregate principal amount of Redevelopment Project Area No.1 Tax Allocation Refunding Bonds, Series 2006B (the "Bonds In that connection, we have reviewed a printed copy of the official statement of the . Commission, dated December 14, 2006, with respect to the Bonds (the "Official Statement"), the Purchase Contract, dated December 14, 2006 (the "Purchase Contract"), by and between the Commission and Piper Jaffray & Co., as underwriter (the "Underwriter ), certificates and opinions of the Commission, the City of Rosemead and others, and we have made such investigations of law as we have deemed appropriate as a basis for the conclusion hereinafter expressed. We have not reviewed any electronic version of the Official Statement, and assume that any such version is identical in all respects to the printed version. Capitalized terms not otherwise defined herein shall have the meanings ascribed thereto in the Official Statement. In arriving at the conclusion hereinafter ex;pressed, we are not expressing any opinion or view on, and with your permission are assuming and relying on, the validity, accuracy and sufficiency of the records, documents, certificates and opinions referred to above (including the accuracy of all factual matters represented and legal conclusions contained therein, including, without limitation, any representations and legal conclusions regarding the due authorization issuance, delivery, validity and enforceability of the Bonds and the exclusion of interest thereon from gross income for federal income tax purposes, and the legality, validity and enforceability of the Indenture, and any laws, documents or instruments that may be related to the issuance OHS WEST:260142783. ORRICK Piper Jaffray & Co. December 21 , 2006 Page 2 payment or security ofthe Bonds. We have assumed that all records, documents, certificates and opinions that we have reviewed, and the signatures thereto, are genuine. We are not passing upon and do not assume any responsibility for the accuracy, completeness or fairness of any of the statements contained in the Official Statement and make no representation that we have independently verified the accuracy, completeness or fairness of any such statements. In our capacity as disclosure counsel to the Commission, to assist it in part of its responsibility with respect to the Official Statement, we participated in conferences with representatives of the Commission and the City and their respective counsel, the Underwriter and others, during which the contents of the Official Statement and related matters were discussed. Based on our participation in the above-mentioned conferences (which did not extend beyond the date of the Official Statement), and in reliance thereon and on the records, documents certificates, opinions and matters mentioned above, we advise you as a matter of fact and not opinion that, during the course of our role as disclosure courisel with respect to the Bonds, no facts came to the attention of the attorneys in our firm rendering legal services in connection with such role which caused us to believe that the Official Statement as of its date (except for any CUSIP numbers, financial, statistical, economic, engineering or demographic data or forecasts numbers, charts, tables, graphs, estimates, projections, assumptions or expressions of opinion any information about feasibility, valuation, appraisals, absorption, real estate or environmental matters, any information about the Bond Insurer, the Insurance Policy or the Surety Bond, DTC or its book-entry system, or Appendices B, C, D, E and G, included or referred to therein, which we expressly exclude from the scope of this paragraph and as to which we express no opinion or view) contained any untrue statement of a material fact or omitted to state any material fact necessary to make the statements therein, in the light of the circumstances under which they were made, not misleading. OHS WEST:260142783. ORRICK Piper Jaffray & Co. December 21 , 2006 Page 3 This letter is furnished by us as disclosure counsel. No attorney-client relationship has existed or exits between our firm and the Underwriter in connection with the Bonds or by virtue of this letter. Our engagement with respect to this matter has terminated as of the date hereof and we disclaim any obligation to. update this letter. This letter is not to be used, circulated quoted or otherwise referred to or relied upon for any other purpose or by any other person. This letter is not intended to, and may not, be relied upon by owners of Bonds or by any other party to whom it is not specifically addressed. Very truly yours GTON & SUTCLIFFE LLP OHS WEST:260142783. ()RRICK, HERRINGTON & SUTCLIFFE LLP 777 SOUTH FIGUEROA STREET SUITE 3200 LOS ANGELES, CA 90017-5855 tel 213-629-2020 fax 213-612-2499 WWW.ORRICK.COM December 21 , 2006 S. Bank National Association 633 W. Fifth Street, 24th Floor Los Angeles, California 90071 Ambac Assurance Corporation One State Street Plaza New York, New York 10004 Re:Rosemead Community Development Commission Redevelopment Project Area No. Tax Allocation Refunding Bonds, Series 2006B (Defeasance Opinion) Ladies and Gentlemen: We have acted as bond counsel to the Rosemead Community Development Commission (the "Commission ) in connection with its issuance of $24 230 000 aggregate principal amount of bonds designated Rosemead Community Development Commission Redevelopment Project Area No.1 Tax Allocation Refunding Bonds, Series 2006B (the "Refunding Bonds ). A portion of the proceeds of the Refunding Bonds will be applied to refund the Redevelopment Project Area No.1 Tax Allocation Bonds, Series 1993A (the "Bonds ). The Bonds were issued pursuant to an Indenture, dated as of October 1 , 1993 (the "Indenture ), by and between the Commission and State Street Bank and Trust Company of California, N.A. (predecessor in interest to US. Bank National Association), as successor trustee. This opinion is being provided in connection with defeasance of the Bonds pursuant to Article X of the Indenture. In such connection, we have reviewed portions of the Indenture, an escrow agreement dated as of December 1 , 2006 (the "Escrow Agreement"), between the Commission and US. Bank National Association, as escrow agent (the "Escrow Agent"), a report by The Arbitrage Group, Inc., certified public accountants, verifying the accuracy of certain computations relating to the escrow and the Bonds (the "Verification Report"), a Written Request and Requisition No. 1 of the Commission to the Trustee dated December 21 , 2006 (the "Order ), and such other documents and matters to the extent we deemed necessary to render the opinion set forth herein. The opinion expressed herein is based on an analysis of existing laws, regulations, rulings and court decisions and covers certain matters not directly addressed by such authorities. Such OHS WEST:260142795. ORRICK S. Bank National Association Ambac Assurance Corporation December 21 , 2006 Page 2 opinion may be affected by actions taken or omitted or events occurring after the date hereof. We have not undertaken to determine, or to inform any person, whether any such actions are taken or omitted or events do occur or any other matters come to our attention after the date hereof. We express no opinion as to the effect of any bankruptcy, insolvency, reorganization arrangement, fraudulent conveyance, moratorium or other laws relating to or affecting creditors rights. We have assumed the genuineness of all documents and signatures presented to us (whether as originals or copies) and the due and legal execution and delivery thereof by, and validity against, any parties other than the Commission. We have assumed, without undertaking to verify, the accuracy of the factual matters represented, warranted or certified in the documents referred to in the second paragraph hereof and the certifications and representations made in connection with the subscription for certain United States Treasury Obligations - State and Local Government Series. We have further assumed compliance by all parties with all covenants and agreements contained in such documents. In rendering the following opinion, we have made no independent calculations or verifications concerning the actual deposit of the amounts and obligations specified in the Escrow Agreement, the outstanding principal amount of the Bonds, the principal or redemption price and interest requirements with respect to the Bonds, the adequacy of the amounts deposited pursuant to the Escrow Agreement and the investment income thereon to pay such principal or redemption price and interest requirements when due, or the accuracy of any of the numbers computations, assumptions or conclusions contained in the Verification Report, but with respect to all such matters have relied solely upon, and assumed, the accuracy of the Verification Report the representations in the Escrow Agreement and related certificates.. We have also assumed that the deposit required to be made to the Escrow Fund established pursuant to the Escrow Agreement has been made, that all other instructions set forth in the Indenture, the Order and the Escrow Agreement have been complied with, and that provision satisfactory to the Trustee has been irrevocably made with respect to the giving of notice of redemption of the Bonds. Certain actions (including, without limitation, investment or reinvestment of any cash in the Escrow Fund now or hereafter arising or substitution of any investments in the Escrow Fund) may be taken under the circumstances and subject to the terms and conditions set forth in the Escrow Agreement. No opinion is expressed herein if any such change occurs or action is taken or omitted other than with our advice and approval. Based on and subject to the foregoing, and in reliance thereon, as of the date hereof, we are ofthe opinion that (i) the pledge of the Pledged Tax Revenues and other funds provided for in the Indenture with respect to such Bonds, and all other pecuniary obligations of the Commission under the Indenture with respect to all such Bonds, shall cease and terminate OHS WEST:260142795. ORRICK US. Bank National Association Ambac Assurance Corporation December 21 , 2006 Page 3 except as expressly provided in Section 10.01 of the Indenture, and the holders of such Bonds are entitled to payment of the principal or redemption price of and interest on such Bonds only out of the money or securities deposited with the Escrow Agent for the payment of such Bonds, and (ii) based upon the matters set forth in the Order, the refunding of the Bonds as provided in the Escrow Agreement will not, in and of itself, cause interest on the Bonds to be included in gross income for federal income tax purposes. However, we have not undertaken to review facts and circumstances relating to the tax status of interest on the Bonds except for the effect of such refunding as aforesaid, and we express no opinion about whether interest on the Bonds is excluded fi-om gross income for federal income tax purposes. This letter is furnished by us as bond counsel. No attorney-client relationship has existed or exists between our firm and the addressees of this letter in connection with the Bonds or by virtue of this letter, and we disclaim any obligation to update this letter. This letter is delivered to the addressees hereof solely for their benefit in connection with the defeasance of the Bonds and is not to be used, circulated, quoted or otherwise referred to or relied upon for any other purpose or by any other person. This letter is not intended to, and may not, be relied upon by owners of Bonds or by owners of Refunding Bonds or by any other party to whom it is not specifically addressed. SUTCLIFFE LLP OHS WEST:260142795. WALLIN , KRESS REISMAN & KRANITZ , LLP LAW OFFICES 2800 TWENTY-EIGHTH STREET, SUITE 315 SANTA MONICA , CALIFORNIA 90405-6205 TELEPHONE (310) 450-9582. FACSIMILE (310) 450-0506 December 21 , 2006 Rosemead Community Development Commission 8838 E. Valley Boulevard Rosemead, California 91770 Piper Jaffray & Co. 345 California Street, Suite 2200 San Francisco, California 94104 Orrick, Herrington & Sutcliffe LLP 777 S. Figueroa Street, Suite 3200 Los Angeles, California 90017 Re:$24 345 000 Rosemead Community Development Commission Redevelopment Project Area No. Tax Allocation Refunding Bonds Series 2006B Ladies and Gentlemen: We have acted as counsel to the Rosemead Community Development Commission (formerly Rosemead Redevelopment Agency, the "Commission ) in connection with the sale of its Redevelopment Project Area No.1 Tax Allocation Refunding Bonds, Series 2006B (the "Series 2006B Bonds ). The Series 2006B Bonds are being issued pursuant to Resolution No. 2006-, adopted by the Commission on November 14, 2006 (the "Bond Resolution ), the Indenture, dated as of October 1 , 1993 (the "Original Indenture ), by and between the Commission and State Street Bank and Trust Company of California, N., as predecessor trustee to U.S. Bank National Association, as trustee (the "Trustee ), as amended and supplemented by a First Supplement to Indenture, dated as of March 1, 2006 and a Second Supplement to Indenture, dated as of December 1 , 2006 (as amended, the "Indenture ) between the Commission and the Trustee. In that connection we have examined originals or copies certified or otherwise identified to my satisfaction of the Issuing Documents, as defined below, the Tax Certificate . dated as of the date hereof (the "Tax Certificate ), the Continuing Disclosure Agreement for the Series 2006B Bonds, dated as of December 1 2006 (the "Continuing Disclosure Agreement") by and among the Commission, the Trustee and u.s. Bank National Association, as dissemination agent, the Escrow Agreement, dated as of December 1 , 2006 (the "Escrow Agreement") between the Commission and the Trustee in its capacity as escrow bank under the Escrow Agreement, and WALLIN , KRESS REISMAN & KRANITZ LLP LAW OFFICES Rosemead Community Development Commission December 21 2006 Page 2 the Official Statement of the Commission, dated December 14, 2006 (the "Official Statement" relating to the Series 2006B Bonds. The Indenture, the Continuing Disclosure Agreement and the Escrow Agreement are collectively referred to herein as the "Issuing Documents. Capitalized terms not otherwise defined herein shall have the meanings ascribed thereto in theIssuing Documents. Based on the foregoing, we are of the opinion that: (i) The Commission is a public body, corporate and politic duly organized and validly existing under the laws of the State. (ii) The Issuing Documents have been duly authorized executed and delivered by the Commission and, assuming due authorization, execution and delivery by the other parties thereto, constitute the valid, legal and binding obligations of the Commission enforceable in accordance with their respective terms except as enforcement thereof may be limited by bankruptcy, insolvency or other laws affecting enforcement of creditors rights and by the application of equitable principles if equitable remedies are sought. (iii) The Bond Resolution has been duly adopted at a meeting of the governing body of the Commission, which was called and held pursuant to law and with all public notice required by law and at which a quorum was present and acting throughout. The Bond Resolution is in full force and effect, has not been modified amended or rescinded and constitutes the valid and binding obligation of the Commission enforceable in accordance with its terms, except as enforcement thereof may be limited by bankruptcy, insolvency or other laws affecting enforcement of creditors rights and by the application of equitable principles if equitable remedies are sought. (iv) The execution and delivery of the Second Supplement, the Continuing Disclosure Agreement, the Escrow Agreement, the Tax Certificate, the Purchase Contract and the Official Statement and compliance with the provisions of the Issuing Documents, under the circumstances contemplated thereby, (a) to the best of my knowledge based on inquiry deemed sufficient by me for the purpose of this opinion, do not and will not in any material respect conflict with or constitute on the part of the Commission a breach of or default under any agreement or other instrument to which the Commission is a party or by which it is bound, and (b) do not and will not in any material respect constitute on the part of the Commission a violation, breach of or default under any existing law, regulation, court order or consent decree to which the Commission is subject: (v) The Official Statement has been duly authorized by the governing body of the Commission and executed on its behalf by an authorized officer of the Commission. WAL.LIN, KRESS, REISMAN & KRANITZ , LLP LAW OFFICES! Rosemead Community Development Commission December 21 2006 Page 3 (vi) No additional authorization, approval, consent, waiver 01 any other action by any person, board or body, public or private, not previously obtained is required as of the date hereof for the Commission to adopt the Bond Resolution, to enter into or to perform its obligations under the Issuing Documents. (vii) Except as otherwise disclosed in the Official Statement there is no litigation, proceeding, action, suit, or investigation at law or in equity before or by any court, governmental agency or body, pending or threatened against the Commission, challenging the creation, organization or existence. of the Commission, or the validity of the Series 2006B Bonds or the Issuing Documents or seeking to restrain or enjoin the repayment of the Series 2006B Bonds or in any way contesting or affecting the validity of the Series 2006B Bonds or the Issuing Documents or any of the transactions referred to therein or contemplated thereby or contesting the authority of the Commission to enter into or perform its obligations under any of the Series 2006B Bonds or the Issuing Documents, or which, in any manner, questions the right of the Commission to issue or to use the Pledged Tax Revenues for repayment of the Series 2006B Bonds or affects in any manner the right or ability of the Commission to enter into the . Series 2006B Bonds or to collect or pledge the Pledged Tax Revenues for repayment of the Series 2006B Bonds. (viii) Based upon examinations which we have made and our discussions in conferences with certain officials of the Commission and others with respect to the Official Statement and without having undertaken to determine independently the accuracy, completeness or fairness of the statements contained in the Official Statement (including the Appendices attached thereto), nothing has come to my attention which would lead me to believe that the Official Statement (other than financial and statistical data therein and incorporate~ therein by reference, and other than information relating to the Bond Insurer, its Insurance Policy or its Surety Bond, DTC or its Book-Entry System, and the information provided by the Underwriter for inclusion in the Official Statement, as to which no opinion is expressed) contains an untrue statement of a material fact or omits to state a material fact necessary to make the statements therein, in the light of the circumstances under which they were made, not misleading. WALLIN, KREss, REISMAN & KRANITZ LLP By: Peter L. Wallin, General Counsel ))) DORSEY DORSEY & WHITNEY LLP December 21 2006 Rosemead Community Development Commission Rosemead, California Piper Jaffray & Co. San Francisco, California Re:. Rosemead Community Development Commission Redevelopment Project No. Tax Allocation Refunding Bonds Series 2006B Ladies and Gentlemen: We have acted as counsel for US. Bank National Association, a national banking association (the "Trustee ) in connection with the execution by the Trustee in its capacity as Trustee of the Second Supplement to Indenture, dated as of December 1 2006 (the Supplemental Indenture ), by and between the Rosemead Community Development Commission (the "Commission ) and the Trustee, as Trustee relating to the above-captioned Bonds. The Supplemental Indenture supplements the Indenture, dated as of October 1 , 1993 , as amended (the "Original Indenture ), by and between the Agency and State Street Bank and Trust Company of California, N.A. (the "Original Trustee ) as predecessor trustee to the Trustee. We are generally familiar with the Articles of Association and the Bylaws of the Trustee and are also familiar with the corporate proceedings of the Trustee with regard to its authorization, execution and delivery of: (i) the Supplemental Indenture, (ii) the Escrow Agreement (as defined in the Supplemental Indenture), and (iii) the Continuing Disclosure Agreement, executed and entered into as of December 1 , 2006, by and among the Commission and the Trustee in its capacities as Trustee and Dissemination Agent. The documents in (i), (ii) and (iii) of the preceding sentence are referred to herein, collectively, as the "Agreements." The Original Indenture and the Supplemental Indenture are referred to herein, collectively, as the "Indenture." Capitalized terms used herein shall have the respective meanings ascribed to them in the Indenture, except as otherwise defined herein. We have examined such documents and have reviewed such questions of law as we have considered necessary and appropriate for the purposes of this opinion. In such review we have assumed the genuineness of all signatures, the authenticity of all documents submitted to us as originals, and the conformity with originals of all documents submitted to us as copies. Where questions of fact material to our opinions expressed below were not established independently, we have relied upon statements of officers of the Trustee as contained in their certificates. Based upon the foregoing, we are of the opinion that: 1. The Trustee is a national banking association duly organized, validly existing and in good standing under the laws of the United States of America with trust powers. DORSEY & WHITNEY LLP . WWW.DORSEY.COM . T 949.932.3600. F 949.932.3601 38 TECHNOLOGY DRIVE. IRVINE, CALIFORNIA 92618-5310 USA CANADA EUROPE ASIA 1P DORSEY 2. The Trustee has all requisite corporate power, authority and legal right to execute and deliver the Agreements and to perform its obligations thereunder and under the Original Indenture, and has taken all necessary corporate action to authorize the execution and delivery of the Agreements and the performance of its obligations thereunder.3. The Trustee has duly authorized, executed and delivered the Agreements. Assuming the due authorization, execution and delivery thereofby the other parties thereto, the Agreements and the Original Indenture are the legal, valid and binding agreements of the Trustee, enforceable in accordance with their terms against the Trustee.4. The Trustee has duly authenticated the Bonds in its capacity as Trustee under the Indenture. The opinions set forth above are subject to the following qualifications and exceptions: (a) the opinions are subject to the effect of any applicable bankruptcy, insolvency, fraudulent transfer, reorganization, moratorium or other similar laws of general application affecting creditors' rights; and (b) the opinions are subj ect to the effect of general principles of equity, including (without limitation) concepts of materiality, reasonableness, good faith and fair dealing, and other similar doctrines affecting the enforceability of agreements generally (regardless of whether considered in a proceeding in equity or at law). Our opinions expressed above are limited to the laws of the State of California and the federal laws ofthe United States of America. We have assumed for purposes of this opinion letter that the Original Indenture was duly authorized, executed and delivered by the Original Trustee and was the legal, valid and binding agreement ofthe Original Trustee enforceable in accordance with its terms against the Original Trustee. The foregoing opinions are being furnished to you solely for your benefit and may not be relied upon by, nor may copies be delivered to, any other person without our prior written consent. Very truly yours1t ~ ""'- ' L" , ::;;("' DORSEY & WHITNEY LLP Ambac Arnbac Assurance Corporation One State Street Plaza New York, NY 10004 212.668.0340 Fax: 212.509.9190 A member oj the Ambac Pinandal Group, ltu:. December 21 2006 Rosemead Community Development Commission 8838 East Valley Boulevard Rosemead, CA 91770 Piper Jafftay & Co. 345 California Street San Francisco, CA 94104 Orrick, Herrington & Sutcliffe LLP 777 South Figueroa Street Los Angeles, CA 90017 u.S. Bank National Association 633 West Fifth Street Los Angeles, CA 90071 Ladies and Gentlemen: This opinion has been requested of the undersigned, a Vice President and an Assistant General Counsel of Ambac Assurance COIporation, a Wisconsin stock insurance corporation Ambac Assurance ), in connection with the issuance by Ambac Assurance of a certain Financial Guaranty Insurance Policy and Endorsement thereto (the "Policy ) and a certain Endorsement to Surety Bond No.. SB2229BE (together with Surety Bond No. SB2229BE the "Surety"). The Policy is effective as of the date hereof and insures $24 230 000 in aggregate principal amount of the Rosemead Community Development Commission, Los Angeles County, California (the "Obligor ), Redevelopment Project Area No.1 Tax AllocationRefunding Bonds, Series 2006B, dated their date of delivery (the "Obligations The Surety is effective as of the Effective Date (as defined therein) and guarantees payment of an amount not to exceed $1 323 238.13 to fund the Reserve Requirement (as defined in the Surety) established in connection with the Obligations. In connection with my opinion herein, I have examined the Policy, the Surety and such statutes, documents and proceedings as I have considered necessary or appropriate under the circumstances to render the following opinion, including, without limiting the generality of the foregoing, certain statements contained in the Official Statement of the Obligor dated December 14, 2006 relating to the Obligations (the "Official Statement") under the headings SECURITY FOR THE SERIES 2006B BONDS - Ambac Assurance Surety Bond" BOND INSURANCE" and "APPENDIX G - FORM OF BOND INSURANCE POLICY" Based upon the foregoing and having regard to legal considerations I deem relevant, I am of the opinion that: Ambac Assurance is a stock insurance corporation duly organized and validly existing under the laws of the State of Wisconsin and duly qualified to conduct an insurance business in the State of California. Ambac Assurance has full corporate power and authority to execute and deliver the Policy and the Surety, and the Policy and the Surety have been duly authorized executed and delivered by Ambac Assurance and constitute legal, valid and binding obligations of Ambac Assurance enforceable in accordance with their terms, except to the extent that the enforceability (but not the validity) of such obligations may be Ambac limited by any applicable bankruptcy, insolvency, liquidation, rehabilitation or other similar law or enactment now or hereafter enacted affecting the enforcement of creditors' rights. The execution and delivery by Ambac Assurance of the Policy and the Surety will not, and the consummation of the transactions contemplated thereby ,and the satisfaction of the terms thereof will not, conflict with or result in a breach of any of the terms, conditions or provisions of the Certificate of Authority, Articles of Incorporation or By-Laws of Ambac Assurance, or any restriction contained in any contract, agreement or instrument to which Ambac Assurance is a party or by which it is bound or constitute a default under any of the foregoing. Proceedings legally required for the issuance of the Policy and the Surety have been taken by Ambac Assurance and licenses, orders, consents or other authorizations or approvals of any governmental boards or bodies legally required for the enforceability of the Policy and the Surety have been obtained; any proceedings not taken and any licenses, authorizations or approvals not obtained are not material to the enforceability of the Policy or the Surety. The statements contained in the Official Statement under the headings "SECURITY FOR THE SERIES 2006B BONDS ~ Ambac Assurance Surety Bond" and "BOND INSURANCE", insofar as such statements constitute summaries of the matters referred to therein, accurately reflect and fairly present the information purported to be shown and, insofar as such statements describe Ambac Financial Group, Inc. (the Company ) and Ambac Assurance, fairly and accurately describe the Company and Ambac Assurance. The form of the Policy contained in the Official Statement under the heading APPENDIX G - FORM OF BOND INSURANCE POLICY" is a true and complete copy of the form ofthe Policy. The opinions expressed herein are solely for your benefit, and may not be relied upon by any other person. Very truly yours (A. Nicholas A. Concilio Vice President and Assistant General Counsel 26045BE December 21 , 2006 US. Bank National Association 633 W. Fifth Street, 24th Floor Los. Angeles, California 90071 Re:Rosemead Community Development Commission Redevelopment Project Area No. Tax Allocation Refunding Bonds Series 2006B ORRICK, HERRINGTON & SUTCLIFFE LLP 777 SOUTH FIGUEROA STREET SUITE 3200 LOS ANGELES, CA 90017-5855 tel 213-629-2020 fax 213-612-2499 WWW.ORRICK.COM Ladies and Gentlemen: In connection with the delivery of the above-referenced bonds (the "Bonds ) we have delivered. our final legal opinion concerning the validity of the Bonds and certain other matters dated thedate hereof and addressed to the issuer of the Bonds. You may rely on said opinion as though the same were addressed to you, as trustee, but solely for the benefit of, and as if you were one of, the holders of the Bonds. No attorney-:.c1ient relationship has existed or exists between the addressees of this letter and our firm in connection with the Bonds or by virtue of this letter. ORRICK, HE OHS WEST:260142793. ON & SUTCLIFFE LLP (', RRICK, HERRINGTON & SUTCLIFFE UP 777 SOUTH FIGUEROA STREET SUITE 3200 LOS ANGELES, CA 90017-5855 tel 213-629-2020 fax 213-612-2499 WWW.ORRICK.COM December 21 2006 Piper Jaffray & Co. 345 California Street, Suite 2200 San Francisco, California 94104 Re:Rosemead Community Development Commission Redevelopment Project Area No. Tax Allocation Refunding Bonds Series 2006B Ladies and Gentlemen: In connection with the delivery of the above-referenced bonds (the "Bonds ) we have delivered our final legal opinion concerning the validity of the Bonds and certain other matters dated the date hereof and addressed to the issuer of the Bonds. You may rely on said opinion as though the same were addressed to you. No attomey- client relationship has existed or exists between the addressees of this letter and our firm in connection with the Bonds or by virtue of this letter. Very truly yours GTON & SUTCLIFFE LLP OHS WEST:260142793. ORRICK, HERRINGTON & SUTCLIFFE LLP 777 SOUTH FIGUEROA STREET SUITE 3200 LOS ANGELES, CA 90017.5855 tel 213.629.2020 fax 213-612-2499 'NWW.ORRICK.COM December 21 , 2006 Ambac Assurance Corporation One State Street Plaza New York, New York 10004 Re:Rosemead Community Development Commission Redevelopment Project Area No. Tax Allocation Refunding Bonds Series 2006B Ladies and Gentlemen: In connection with the delivery of the above-referenced bonds (the "Bonds ) we have delivered our final legal opinion concerning the validity of the Bonds and certain other matters dated the date hereof and addressed to the issuer of the Bonds. You may rely on said opinion as though the same were addressed to you; provided however, that we give no opinion with respect to the tax status of amounts, if any, that may be paid to you (by subrogation or otherwise) with respect to interest paid by you to the bondholders. No attorney-client relationship has existed or exists between the addressees of this letter and our firm in connection with the Bonds or by virtue of this letter. V err tru ORRIC & SUTCLIFFE LLP OHS WEST:260142793. $24 230 000 ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION REDEVELOPMENT PROJECT AREA NO. TAX ALLOCATION REFUNDING BONDS SERIES 2006B CLOSING MEMORANDUM This memorandum summarizes the procedures to be followed in completing the issuance of Rosemead Community Development Commission Redevelopment Project Area No.1 Tax Allocation Refunding Bonds, Series 2006B (the "Bonds ), and the redemption of said Commission s outstanding Tax Allocation Refunding Bonds, Series 1993A (the "Prior Bonds Time Pre-closing: Wednesday, December 20, 2006 Conference Room: 33-F at 2:00 p.m. (PST) Closing: Thursday, December 21 2006 Conferenae Room: 33-F at 8:30 a.m. (PST) Place Orrick, Herrington & Sutcliffe LLP 777 South Figueroa Street, Suite 3200 Los Angeles, California 900 I 7 Parties: Rosemead Community Development Commission (the "Commission City of Rosemead (the "City Wallin, Kress, Reisman & Kranitz LLP ("Commission Counsel" Orrick, Herrington & Sutcliffe LLP ("Bond Counsel" and "Disclosure Counsel" Piper Jaffray & Co. (the "Underwriter u.S. Bank National Association (the "Trustee" and "Escrow Agent" Dorsey & Whitney LLP ("Trustee s Counsel" and "Escrow Agent's Counsel" Ambac Assurance Corporation ("Ambac" or "Insurer The Arbitrage Group, Inc. (the "Verification Agent" (PFM Asset Management, LLC, as Pricing Advisor (the "Pricing Advisor OHS West:260121547. Part I PRE-CLOSIN G EXECUTED DOCUMENTS TO BE DEPOSITED WITH BOND COUNSEL The documents listed on the Transcript of Proceedings attached hereto and incorporated herein by reference will be executed in advance of the Closing by the respective parties thereto and, except as otherwise indicated, four (4) signed copies or executed counterparts of each of the documents listed shall be deposited in escrow with Bond Counsel at the aforementioned place of Closing not later than Tuesday, December 19, 2006. On Wednesday, December 20, 2006, at 2:00 p.m. (Pacific), a pre-Closing conference will be held to confirm that all documents are on hand, in proper form and properly executed. Unless otherwise specified, all documents will be dated the date of the Closing. Responsibility for preparing, assembling or delivering the documents is indicated in parentheticals. Part II CLOSING DISTRIBUTION OF DOCUMENTS AND FUNDS All of the documents deposited pursuant to Part I hereof and all funds deposited as hereinafter set forth will be deemed to have been made in escrow until delivery of such documents and funds at the Closing has been made. At the Closing, the following steps are to be taken concurrently:I. The Underwriter will pay to the Trustee immediately available funds in the amount of $23 383 749.04 (representing $24 230 000 aggregate principal amount of the Series 2006B Bonds, less net original issue discount of $241 714., less an underwriter s discount of $145 380.00 and less the premium for the Policy and fee for the extension of the Surety Bond relating to the Series 2006B Bonds in the amount of $459 156., which the Underwriter will wire directly to Ambac).2. The Trustee will release, and the Underwriter will receive, the Series 2006B Bonds (duly executed and authenticated) through the facilities .of The Depository Trust Company in New York, New York by telephone.3. The Trustee will comply with the Written Request and Requisition No. I of the Commission regarding the proceeds of the Series 2006B Bonds, the transfer and deposit of funds relating to the Prior Bonds and related matters. OHS West:260121547. OHS West:260121547. $24 230,000 ROSEMEAD COMMUNITY DEVELOPMENT COMMISSION REDEVELOPMENT PROJECT AREA NO. TAX ALLOCATION REFUNDING BONDS SERIES 2006B TRANSCRIPT OF PROCEEDINGS AUTHORIZING DOCUMENTS Resolution No. 2006-, entitled "Resolution of the Rosemead Community Development Commission Authorizing the Issuance of Not to Exceed $26 000 000 of the Commission s Redevelopment Project Area No. I Tax Allocation Refunding Bonds, Series 2006B and the Execution and Delivery of a Second Supplement to Indenture, a Purchase Contract, a Continuing Disclosure Agreement and an Official Statement, and Approving the a Preliminary Official Statement in Connection Therewith and Authorizing Related Actions" adopted on November 14, 2006, certified by the Secretary of the Commission as of the closing date. (Bond Counsel) Resolution No. 2006-, entitled "Resolution of the City Council of the City of Rosemead Approving the Issuance and Sale of Not to Exceed $26 000 000 Aggregate Principal Amount of Rosemead Community Development Commission Redevelopment Area Project No. I , Tax Allocation Refunding Bonds, Series 2006B" adopted on November 14, 2006, certified by the Clerk of the City as of the closing date. (Bond Counsel) BASIC LEGAL DOCUMENTS Indenture, dated as of October I , 1993, by and between the Rosemead Development Commission (the "Commission ) and State Street Bank and Trust Company of California, N., as predecessor trustee to U:S. Bank National Association (the "Trustee ), certified by the Secretary of the Commission as of the closing date. (Bond Counsel) First Supplement to Indenture, dated as of March I , 2006, by and between the Commission and the Trustee, certified by the Secretary of the Commission as of the closing date. (Bond Counsel) Second Supplement to Indenture, dated as of December I , 2006, by and between the Commission and the Trustee. (Bond Counsel) Continuing Disclosure Agreement, dated as of December I, 2006, by and among the Commission, the Trustee and u.S. Bank National Association, as dissemination agent. (Disclosure Counsel) Tax Certificate, dated December 21 , 2006, executed by the Commission. (Bond Counsel) DOCUMENTS RELA TIN G TO THE SALE OF THE BONDS 10. 11. 12. 13. Ac1mowledgement of Receipt of Report of Proposed Debt Issuance from California Debt and Investment Advisory Commission ("CDIAC"), together with Report. (Bond Counsel) Preliminary Official Statement, dated December 8 , 2006. (Disclosure Counsel) Certificate Regarding Preliminary Official Statement, pursuant to Rule 15c2-12 of the Securities and Exchange Commission. (Disclosure Counsel) Purchase Contact, dated December 14, 2006 (the "Purchase Contract"), by and between Piper Jaffray & Co., as underwriter (the "Underwriter ), and the Commission. (Disclosure Counsel) Official Statement, dated December 14 2006. (Disclosure Counsel) Certificate of Mailing Report of Final Sale to CDIAC, together with Report. (Bond Counsel) DOCUMENTS RELATING TO DEFEASANCE OF THE SERIES 1993 BONDS 14. 15. Escrow Agreement, dated as of December I , 2006, by and between the Commission and u.S. Bank National Association, as escrow agent. (Bond Counsel) Verification Report, dated as of December 21 , 2006 (Verification Agent), together with copy of the confirmation showing purchase of escrow securities. (Escrow Agent) CLOSING DOCUMENTS RELATING TO THE COMMISSION 16. 17. 18. 20. 21. OHS West:260121547. Incumbency and Signature Certificate ofthe Commission. (Bond Counsel) Certificate of the Commission, pursuant to Section 7(c)(4) of the Purchase Contract. (Bond Counsel) Written Request and Requisition No. I of the Commission to the Trustee. (Bond Counsel) 19.Certificate of Mailing of Subordination Notices. (Bond Counsel) Certificate of Mailing Information Return for Tax-Exempt Governmental Obligations (Form 8038-G), to the Internal Revenue Service, together with Form 8038-G. (Bond Counsel) DTC Blanket Issuer Letter of Representations. (Bond Counsel) CLOSING DOCUMENTS RELATING TO THE TRUSTEE 22. 23. 24. Certificate of the Trustee, together with excerpts from the Bylaws and Incumbency Certificate, pursuant to Section 7(c)(5) of the Purchase Contract. (Bond Counsel/Trustee) Receipt for Purchase Price. (Bond Counsel) Specimen Bonds. (Bond Counsel) CLOSING DOCUMENTS RELATING TO THE UNDERWRITER 25.Receipt and Certificate of Underwriter. (Bond Counsel) CLOSING DOCUMENTS RELATING TO THE INSURER 26. 27. 28. Rating Letters of Standard & Poor s Ratings Services, pursuant to Section 7(c)(13) of the Purchase Contract. (Ambac) Specimen Financial Guaranty Insurance Policy No. 26045BE issued by Ambac Assurance Corporation ("Ambac ) pursuant to Section 7(c)(12) of the Purchase Contract. (Ambac) Certificate of Ambac, pursuant to Section 7(c)(12) of the Purchase Contract. (Ambac) CLOSING DOCUMENTS RELATING TO THE SURETY BOND 29. 30. 31. 32. 33. Surety Bond No. SB2229BE, dated March 9, 2006, issued by Ambac. Endorsement to Surety Bond No. SB2229BE, issued by Arnbac. (Ambac) Guaranty Agreement, dated as of March 9 2006, by and between the Commission and Arnbac. Amendment to Guaranty Agreement, dated as of December 21, 2006, by and between the Commission and Ambac. (Ambac) Certificate of Ambac, pursuant to Section 7(c)(12) of the Purchase Contract. (Ambac) LEGAL OPINIONS 34. 35. OHS West:260121547. Final Opinion of Orrick, Herrington & Sutcliffe LLP, as Bond Counsel, pursuant to Section 7(c)(1) of the Purchase Contract. Disclosure Counsel Opinions of Orrick, Herrington & Sutcliffe LLP, pursuant to Section 7(c)(2) ofthe Purchase Contract. 38. 39. 40. 41. 42. 36.Defeasance Opinion of Orrick, Herrington & Sutcliffe LLP. 37.Opinion of Wallin, Kress, Reisman & Kranitz LLP, as Counsel to the Commission, pursuant to Section 7(c)(3) of the Purchase Contract. Opinion of Dorsey & Whitney LLP, as Trustee s Counsel and Escrow Agent' Counsel, pursuant to Section 7(c)(15) of the Purchase Contract. Opinion of Insurer s Counsel, pursuant to Section 7(c)(12) of the Purchase Contract. Reliance Letter of Orrick, Herrington & Sutcliffe LLP to the Trustee. Reliance Letter of Orrick, Herrington & Sutcliffe LLP to the Underwriter. . Reliance Letter of Orrick, Herrington & Sutcliffe LLP to the Insurer. MISCELLANEOUS 43. 44. OHS West:260121547. Closing Memorandum. Interested Parties List. PiperJaffra~345 California St, Suite 2200, San Francisco, CA 94104 Tel: 415-984-5161 I Tel: 415-984-3600 I Fax: 415-984-51~9 Piper Jaffray & Co. Since 1895. Member SIPC and NYSE. Rosemead Community Development Commission Tax Allocation Refunding Bonds, Series 2006B Interested Parties List December 27, 2006 ISSUER ROSEMEAD COMMUNITY DVPMT. Co MM. 8838 E. Valley Blvd. Rosemead, CA 91770 Andrew Lazzaretto, City Manager Tel: (626) 569-2101; Fax: (626) 307-9218 E,-Mail: alazzaretto~cityofrosemead.org Brian Saeki, Redevelopment Manager Tel: (626) 569-2157; Fax: (626) 307-9218 Mail: bsaeki~cityofrosemead.org Oliver Chi, Deputy City Manager Tel: (626) 569-2106; Fax: (626) 307-9218 Mail: ochi~cityofrosemead.org BOND / DISCLOSURE COUNSEL ORRICK, HERRINGTON & SUTCLIFFE 777 South Figueroa St., Ste. 3200 Los Angeles, CA 90017 William Bothwell, Esq. Tel: (213) 612-2403; Fax: (213) 612-2499 Mail: wbothwell~orrick.com Kevin Hale, Esq. Tel: (213) 612-2356; Fax: (213) 612-2499 Mail: khale~orrick.com Winnie Tsien, Esq. Tel: (213) 612-2336; Fax: (213) 612-2499 Mail: wtsien~orrick.com Laura Gao, Project Manager Tel: (213) 612-2131; Fax: (213) 612-2499 Mail: 19ao~orrick.com COMMISSION COUNSEL WALLIN, KRESS, REISMAN & KRANITZ 2800 28th Street, Ste. 315 Santa Monica, CA 90405 Peter Wallin, Esq. Tel: (310) 450-9582 ext 214; Fax: 450-0506 Mail: pwallin~wkrklaw.com UNDERWRITER PIPER J AFFRAY 345 California Street, 22nd Floor San Francisco, CA 94104 Mark Curran, Managing Director Tel: (415) 984-5139; Fax: (415) 984-5159 Mail: mark.a.curran~pjc.com Steven Gortler, Asst. Vice President Tel: (415) 984-5163; Fax: (415) 984-5159 Mail: steven.gortler~pjc.com Matt Challis, Vice President Tel: (415) 984-5162; (415) 984-5159 Mail: matthew.challis~pjc.com Mia Thompson, Project Manager Tel: (415) 984-5137; Fax: (415) 984-5159 Mail: thompson~pjc.com BOND INSURER AMBAC One State Street Plaza, 17th Fl New York, NY 10004 Ted Molin Tel: (212) 208-3361; Fax: (212) 208-3378 Mail: tmolin~ambac.com Nick Concilio Tel: (212) 208-3344; Fax: (212) 208-3384 Mail: Nconcilio~ambac.com Yolanda Ortiz Tel: (212) 208-3553; Fax: (212) 208-3442 Mail: Y ortiz~ambac.com RATING AGENCY STANDARD & POOR 55 Water Street New York, NY 10041 David Hitchcock Tel: (212) 438-2022; Fax: (212) 438-2131 Mail: david hitchcock~sandp.com PRICING ADVISOR PUBLIC FINANCIAL MANAGEMENT 660 Newport Center Drive, Ste. 750 Newport Beach, CA 92660 Keith Curry, Managing Director Tel: (949) 721-9422; Fax: (949) 721-9437 Mail: curryk~pfm.com ESCROW VERIFICATION AGENT THE ARBITRAGE GROUP 14040 Red Elephant Lane Buh!, Alabama 35446 Russell Moore, Partner Tel: (205) 330-8211; Fax: (205) 330-8212 Mail: rmoore~thearbih.agegroup.com TRUSTEE/EsCROW AGENT S~ BANK 633 West Fifth Street, 24th Floor Los Angeles, CA 90071 Bradley Scarbrough, Vice President Tel: (213) 615-6047; Fax: (213) 615-6197 Mail: bradley .scarbrough~usbank.com TRUSTEE COUNSEL DORSEY & WHITNEY 38 Technology Drive Irvine, CA 92618 Dennis Wong; Esq. Tel: (949) 932-3659; Fax: (949) 932-3601 Mail: wong.dennis~dorsey.com DSR GIC PROVIDER AEGON INSTITUTIONAL MARKETS, INc. 400 West Market Street Louisville, KY 40202 Juan Carlos Hurtado Tel: (502) 560-2932; Fax: (502) 560-4344 Mail: jhurtado~aegonusa.com Mail: imdspread~aegonusa.com PRINTER ELABRA 480 Gate 5 Road, Ste. 130 Sausalito, CA 94965 Tim Kelly Tel: (415) 289-5000; Fax: (415) 289-5001 Mail: service~elabra.com