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CC - Item 4C - Transmittal of Fiscal Year 2019-20 City of Rosemead and Rosemead Housing Corporation Annual Financial Reports 5 E M E 9 { ROSEMEAD CITY COUNCIL 4 t <CIVIC PRIDEIt; :' - ,?i"; /NCORPORATED A°9STAFF REPORT TO: THE HONORABLE MAYOR AND CITY COUNCIL FROM: GLORIA MOLLEDA, CITY MANAGER .i l DATE: JANUARY 26, 2021 SUBJECT: TRANSMITTAL OF FISCAL YEAR 2019-20 CITY OF ROSEMEAD AND ROSEMEAD HOUSING CORPORATION ANNUAL FINANCIAL REPORTS SUMMARY This report provides the Fiscal Year (FY) 2019-20 annual financial reports for the City of Rosemead and the Rosemead Housing Development Corporation to the City Council. The City of Rosemead Comprehensive Annual Financial Report (CAFR) (Attachment A) and Rosemead Housing Development Corporation Financial and Compliance Report (Attachment B) provide a complete presentation of the finances of each of the above-mentioned organizations. DISCUSSION After the close of each fiscal year, the Finance Department is responsible for the preparation and publication of the City's CAFR following an independent, certified audit. The goal of the financial audit and report is to provide users with a reasonable assurance that the information presented in the statements is accurate and timely. The CAFR presents information on the status of the City's financial affairs, first on a citywide basis (Government-Wide Financial Statements) in which all City activities are reported as governmental activities. A second set of statements (Fund Financial Statements) report separately, the activities of all City funds. The CAFR is organized into three primary sections: 1. Introductory Section — which includes the Finance Director's Letter of Transmittal, List of Principal Officials, and the Organizational Chart. 2. Financial Section — which includes the Independent Auditor's Report, Management's Discussion and Analysis, and the general-purpose financial statements consisting of the combined financial statements, notes to the financial statements, and supplemental statements. AGENDA ITEM 4.0 City Council Meeting January 26,2021 Page 2 of 10 3. Statistical Section—which includes comparative information on pertinent City data such as expenditures, revenues, assessed valuations, tax levies, demographic data, and performance measurements. The CAFR is utilized by the investment community, including bond buyers, underwriters, bond issuers, and credit rating agencies. The CAFR serves as a public information tool in the form of a comprehensive presentation of all the City's financial activities. ANALYSIS For FY 2019/20, the accounting firm of Lance, So11 & Lunghard, LLP performed an independent audit to determine the financial statements are fairly presented and free from material misstatement. The independent auditor concluded there was a reasonable basis for rendering an unmodified opinion, and that the City's financial statements are fairly presented in conformity with Generally Accepted Accounting Principles (GAAP). An unmodified opinion provides a high level of assurance that a professional, independent examination of financial statements has not revealed any actual or possible material misstatements in those financial statements. Listed below are the financial highlights for FY 2019-20: • The City's total assets and deferred outflows of resources as of June 30, 2020, were about $94.7 million. Total liabilities and deferred inflow of resources were $14.4 million, while the total net position was $80.3 million. The net pension liability of $8.8 million was reported as part of total liability in the balance sheet due to the reporting requirements of the Governmental Accounting Standards Board (GASB) Statement No. 68. GASB Statement No. 68 also established reporting of deferred outflows and inflows of resources related to pension. Deferred outflows and inflows of resources related to pensions reported at June 30, 2020 of $3.4 million and $1.6 million, respectively, represented pension contributions subsequent to measurement date, the net difference between projected and actual earnings on plan investments, changes of assumptions, the difference in proportion, expected and actual experience, and differences in actual and proportionate share in contribution. • As of June 30, 2020, the City-wide total revenues from all sources were $31.9 million and total expenses for all functions and programs were $27.3 million. The City's net position increased by $4.6 million during the year. • The City's General Fund revenues exceeded expenditures by $914 thousand. City Council Meeting January 26,2021 Page 3 of 10 • At the end of the current fiscal year, the unassigned fund balance for the General Fund was $14.7 million or 67% of total General Fund expenditures. $7.1 million or 31% is set aside to meet the City's reserve policy. There are two primary citywide financial statements: The Statement of Net Position and the Statement of Activities. Like a balance sheet in private sector accounting, the Statement of Net Position presents the City's overall financial position at a specific point in time — in the City's Comprehensive Annual Financial Report for Fiscal Year Ending June 30, 2020 case, this is as of the last day of the fiscal year (i.e., June 30). The Statement of Activities is similar to the income statement,presenting the City's results of operations over a period of time. City of Rosemead's Net Position As of June 30, 2020 and 2019 (thousands) Governmental ActivitiGg 2020 Current and other assets 42,489 37,251 Capital assets 48,826 50,883 Total assets 91,315 88,134 Deferred outflows of resources 3,403 3,583 Long-term liabilities outstanding 9,515 9,680 Other liabilities 3,295 2,952 Total liabilities 12,810 12,632 Deferred inflows of resources 1,647 989 Net assets: Net Investment in Capital Assets 48,826 50,883 Restricted 13,681 9,730 Unrestricted 17,754 17,483 Total net position $ 80,261 $ 78,096 City Council Meeting January 26,2021 Page 4 of 10 As noted earlier, net position may serve over time as a useful indicator of a government's financial position. In the case of the City of Rosemead, assets exceeded liabilities (net position) by $80.2 million as of June 30, 2020. It increased by $2.1 million during the fiscal year. Assets increase by $3.2 million due to an increase in cash, investments, and fixed assets. Liabilities slightly increased by $177 thousand. Assets and deferred outflows of resources exceeded liabilities and deferred inflows of resources by $80.3 million as of June 30, 2020. A significant portion of the City of Rosemead's net position at June 30, 2020, $48.8 million reflects its investment in capital assets (e:g. land, buildings, machinery, and equipment); less any related outstanding debt used to acquire those assets. The City of Rosemead uses these capital assets to provide services to the citizens; consequently, these assets are not available for future spending. Although the City of Rosemead's investment in its capital assets is reported net of related debt, it should be noted that the resources needed to repay this debt must be provided from other sources, since the capital assets themselves cannot be used to liquidate these liabilities. An additional portion of the City of Rosemead's net position ($13.68 million) represents resources that are subject to external restrictions on how they may be used. The remaining balance of unrestricted net position ($17.7 million) may be used to meet the government's ongoing obligations to citizens and creditors. At the end of the current fiscal year, the City of Rosemead is able to report positive net position balances. The situation also held true for the prior fiscal year. City Council Meeting January 26,2021 Page 5 of 10 City of Rosemead's Changes in Net Position Years Ended June 30, 2020 and 2019 (thousands) 'Governi-nead Activities r ::20200 ,;` x;;2019 Program revenues: Charges for services $ 6,792 $ 7,897 Operating grants and contributions 4,536 4,122 Capital grants and contributions 1,218 1,218 General revenues: Property taxes 9,942 9,567 Other taxes 8,602 9,380 Investment income 905 1,158 Other 257 124 Total revenues 32,252 33,466 Expenses: General government 4,004 4,205 Public safety 9,744 9,126 Public works 9,947 7,662 Community development 3,472 6,353 Parks and recreation 2,920 2,377 Total expenses 30,087 29,723 Change in net position 2,165 3,743 Net position -June 30, 2019 78,096 74,353 Net position -June 30, 2020 $ 80,261 $ 78,096 Governmental activities increased the City of Rosemead's net position by approximately $2.2 million over the previous fiscal year. General Revenue and program revenue exceeded expenses by this same amount. Expenses increased in Public Safety due to an increase in the Los Angeles County's Sheriff Law Enforcement contract and movement of Code Enforcement staff from the Community Development Department to the Public Safety Department. City Council Meeting January 26,2021 Page 6 of 10 Public Works expenses increased due to a reclassification of governmental depreciation from the Community Development Department to the Public Works Department correcting a previous fiscal year entry. General Government remained fairly stable with Parks and Recreation expenses increasing due to an increase in programs, certain facility maintenance expenses, and the increase in minimum wage benefits for part-time staff members. Community Development Department expenses decreased due to the reclassification issue as mentioned earlier, changes in staffing levels outlined earlier, and decrease in programmatic activities due to the COVID-19 pandemic. As noted earlier, the City uses fund accounting to ensure and demonstrate compliance with finance-related legal requirements. Financial Analysis of the Government's Funds Governmental Funds. The focus of the City of Rosemead's governmental funds is to provide information on the near-term inflows and balances of spendable resources. Such information is useful in assessing the City of Rosemead's financing requirements. In particular, unassigned fund balance may serve as a useful measure of a government's net resources available for spending at the end of the fiscal year. The City implemented GASB Statement No. 54 in FY 2010-11. It substantially altered the categories and terminology used to describe "fund balance." The new categories are as follows: • Non-spendable fund balance (inherently non-spendable) • Restricted fund balance (externally enforceable limitations on use) • Committed fund balance (self-imposed limitations on use) • Assigned fund balance (limitation resulting from intended use) • Unassigned fund balance (residual net resources) As of the end of the current fiscal year, the City of Rosemead's governmental funds reported combined fund balances of$37.6 million. Approximately $14.7 million constitutes unassigned, undesignated fund balance, which is available for spending at the government's discretion. The remainder of the fund balance is segregated into non-spendable fund balance, restricted fund balance, committed fund balance or assigned fund balance to indicate that it is not available for new spending because it has already been committed for other purposes. General Fund. The General Fund is the chief operating fund of the City of Rosemead. At the end of the current fiscal year, the unassigned fund balance of the general fund was $14.7 million, while the total fund balance reached $24.2 million. As a measure of the General Fund's liquidity, it may be useful to compare both unassigned fund balance and total fund balance to total fund expenditures. Unassigned fund balance represents 67% of total General Fund expenditures,while total fund balance represents 110% of that same amount. City Council Meeting January 26,2021 Page 7 of 10 The fund balance of the City of Rosemead's General Fund increased by $913 thousand during the current year. Highlights of the change in fund balance are presented below: • Total General Fund (GF) revenues of approximately $22.95 million exceeded expenditures of approximately $22.04 million even with the negative impact of the COVID-19 pandemic due to limiting expenditures over the last 4 months of the fiscal year causing the fund balance to increase $913 thousand as of June 30, 2020. GF revenues had decreased compared to the prior year's actual and compared to the approved amounts in the FY 2019-20 Budget. Property tax revenues increased slightly as did miscellaneous revenues with Sales Tax, Transient Occupancy Tax, Fees and Permits, and interest revenues not meeting budgeted amounts for FY 2019/20. • As mentioned earlier, total General Fund revenues decreased by $1.78 million in FY 2019/20 over the prior fiscal year mainly due to the COVID-19 pandemic widespread economic shutdown that occurred in March 2020. The pandemic required closure of all Parks and Recreation programs per Los Angeles County Health Officials, causing revenue decreases in spring and summer; the closing of City Hall combined with the general COVID-19 pandemic shut-down caused a decrease in building activities; transient occupancy tax, sales tax and the discontinuation of certain grants. • General Fund expenditures increased by $119 thousand over the prior year due to preparations for the COVID-19 Emergency and inflationary increases in salary, benefit, and administration costs. • Public safety expenditures are one of the City's largest areas of expenditures. Los Angeles County's Sheriff's Department contract increased by 5% over the previous year and the Liability Trust Fund increased by .5% as well. The City also continued the Success Through Awareness & Resistance (STAR) program with Rosemead and Garvey School Districts where a Deputy teaches in-classroom instruction to 4th, 5th, and 6th- grade level students of the STAR program on school grounds. This program was discontinued after March when schools were ordered to close after the COVID-19 Emergency Declaration. General Costs continued to decrease as well in the Public Safety Admin division because the City had a continuous turnover of part-time Community Services Officers during the year. • Parks and Recreation expenditures increased by $329 thousand primarily due to increased Community Events during the first 6 months of the year, certain maintenance efforts within facilities, and the wage increases of full-time and part-time employees for the Aquatics and General Recreation divisions. Also, the City continued to pay for part-time City Council Meeting January 26,2021 Page 8 of 10 employees for their regular compensation from March 23 to May 18, 2020, without any impact on the employees' leave balances during the COVID-19 Emergency. • Offset by lower expenditures in General Government and Capital outlay expenditures. Most Capital projects were anticipated to be completed in FY 2020/21. In addition, several amended and new capital projects were approved during the budget process for FY 2020/21 budget. • The City, like all other cities, are faced with an increase in retirement costs as a result of the discount rate and assumption changes approved by the CalPERS board; this has impacted the actuarial valuation performed and caused an increase to participants' retirement contributions. However, the City anticipates a material reduction in Ca1PERS for FY 2020/21 due to actuarial assumption rates for this year and the retirements of some senior staff who will be replaced by Second Tier or PEPRA employees. Revenues by Source Governmental Activities Investment income 5% Other revenue 2% Franchise taxes 7% Transient occupancy taxes 9% Property taxes 50% Sales and use taxes 27% City Council Meeting January 26,2021 Page 9 of 10 Expenses and Program Revenues Governmental Activities 12,000,000 10,000,000 8,000,000 _____ — 6,000,000 -- 4,000,000 — — 2,000,000 I I ■ Expenses Revenues �cz, acce' °C pec` a`\°c ec� ���c? �� \o c, °, '72` 'e QJ,° e4e 6,2-e' ecl> bAO • qac �e, FJ� Qat o� L In conclusion, the City continues to remain in satisfactory financial condition thanks to a relatively diverse and stable revenue base including sales tax, property tax, TOT, and various licenses and permits. Property tax is the City's largest tax source at $9.9 million, sales tax as the second largest revenue source at $5.4 million, and TOT at $1.8 million. The aggregate debt service payments are reduced by $2.2 million during the current fiscal year due to principal and interest payments. The City is ending its fiscal year 2019/20 with a healthy General Fund Balance of$24.2 million. Rosemead Housing Development Corporation(RHDC) The RHDC Fund receives its funding from tenant rents and subsidies from the Successor Agency. As operational costs have continued to increase and tenant rents have remained relatively constant, the reliance on the subsidy from the Successor Agency has become more important. Through the elimination of redevelopment, this obligation was submitted and subsequently approved by the Department of Finance as an enforceable obligation, which will ensure ongoing funding for the RHDC into the future. As such, revenues and expenditures in this fund will typically balance out at the end of each fiscal year with just a minimal balance remaining due to timing issues. The preparation and publication of this report is made possible through the dedication of the entire Finance Department staff. The department coordinated the closing of the books for the fiscal year, ensuring timely and accurate reporting. This report would also not have been possible without the leadership of the City Manager and continued commitment from the Mayor City Council Meeting January 26,2021 Page 10 of 10 and City Council in conducting the financial operations and corresponding financial disclosures of the City in an open,public and transparent manner. STAFF RECOMMENDATION It is recommended that the City Council receive and file the City of Rosemead Comprehensive Annual Financial Report (CAFR) and Rosemead Housing Development Corporation (RHDC) Annual Financial Statement for the Fiscal Year ending June 30, 2020. FISCAL IMPACT There is no fiscal impact as this is a receive and file item. STRATEGIC PLAN IMPACT—N/A PUBLIC NOTICE PROCESS This item has been noticed through the regular agenda notification process. Prepared by: Submitted by: Maria er ita Anson Ben Kim Finance Manager Acting ' ance Director/Assistant City Manager Attachment A: City of Rosemead Comprehensive Annual Financial Report Attachment B: Rosemead Housing Development Corporation Financial Statement S E M F A '9QO , (,&, f„,,, CIVIC PRIDE 'HCORPORATEO Aos Attachment A City of Rosemead Comprehensive Annual Finance Report City of osemea , CA COMPREHENSIVE ANNUAL FINANCIAL REPOR Fiscal Year Ended June 30, 2020 tY "' , `" �Me�a „� I ' r t + A. r j�iill s �^ r .a•- '. 9f 000" �1 8 � it / � C . CITY OF ROSEMEAD, CALIFORNIA COMPREHENSIVE ANNUAL FINANCIAL REPORT FISCAL YEAR ENDED JUNE 30, 2020 Prepared by: Finance Department THIS PAGE INTENTIONALLY LEFT BLANK CITY OF ROSEMEAD, CALIFORNIA COMPREHENSIVE ANNUAL FINANCIAL REPORT FOR THE FISCAL YEAR ENDED JUNE 30, 2020 TABLE OF CONTENTS Page Number INTRODUCTORY SECTION Letter of Transmittal Directory of Officials ix Organizational Chart x Certificate of Achievement of Excellence xi FINANCIAL SECTION INDEPENDENT AUDITORS' REPORT 1 MANAGEMENT'S DISCUSSION AND ANALYSIS 5 Government—Wide Financial Statements Statement of Net Position 19 Statement of Activities 20 Fund Financial Statements Balance Sheet—Governmental Funds 21 Reconciliation of the Balance Sheet of Governmental Funds to the Statement of Net Position 22 Statement of Revenues, Expenditures and Changes in Fund Balances—Governmental Funds 23 Reconciliation of the Statement of Revenues, Expenditures and Changes in Fund Balances of Governmental Funds to the Statement of Activities 24 Statement of Net Position—Proprietary Funds 25 Statement of Revenues, Expenses and Changes in Fund Net Position—Proprietary Funds 26 Statement of Cash Flows—Proprietary Funds 27 Statement of Fiduciary Net Position—Fiduciary Funds 28 Statement of Changes in Fiduciary Net Position—Fiduciary Funds 29 Notes to Financial Statements 31 REQUIRED SUPPLEMENTARY INFORMATION Notes to Required Supplementary Information 69 Budgetary Comparison Schedules General Fund 70 Community Development Block Grant(CDBG) 71 CITY OF ROSEMEAD, CALIFORNIA COMPREHENSIVE ANNUAL FINANCIAL REPORT FOR THE FISCAL YEAR ENDED JUNE 30, 2020 TABLE OF CONTENTS Page Number FINANCIAL SECTION (Continued) Pension Plan Schedule of Proportionate Share of Net Pension Liability 72 Schedule of Plan Contributions 73 Schedule of Changes in Net Pension Liability/(Asset)and Related Ratios 74 Schedule of Plan Contributions 75 Schedule of Changes in Net OPEB Liability and Related Ratios 76 Schedule of Plan Contributions 77 COMBINING AND INDIVIDUAL FUND STATEMENTS AND SCHEDULES Combining Balance Sheet—Nonmajor Governmental Funds 78 Combining Statement of Revenues, Expenditures and Changes in Fund Balances—Nonmajor Governmental Funds 82 Budgetary Comparison Schedules State Gas Tax Fund 86 Proposition A 87 Proposition C 88 Measure R 89 Measure M 90 Air Quality Management District 91 Street Lighting 92 Development Impact Fee Traffic 93 Development Impact Fee Public Safety 94 Development Impact Fee General Government 95 Development Impact Fee Parks 96 Home Program 97 Rosemead Housing Development Corporation 98 Road Maintenance and Rehabilitation Account SB1 99 Combining Statement of Net Position— Internal Service Funds 100 Combining Statement of Revenues, Expenses and Changes in Fund Net Position—Internal Service Funds 101 Combining Statement of Cash Flows—Internal Service Funds 102 Combining Statement of Assets and Liabilities—Agency Fund 103 CITY OF ROSEMEAD, CALIFORNIA COMPREHENSIVE ANNUAL FINANCIAL REPORT FOR THE FISCAL YEAR ENDED JUNE 30, 2020 TABLE OF CONTENTS Page Number STATISTICAL SECTION Net Position by Component 106 Changes in Net Position 108 Fund Balances of Governmental Funds 110 Changes in Fund Balances of Governmental Funds 112 Assessed Value and Estimated Actual Value of Taxable Property 114 Direct and Overlapping Property Tax Rates 115 Principal Property Taxpayers 116 Property Tax Levies and Collections 117 Ratios of Outstanding Debt by Type 118 Ratio of General Bonded Debt Outstanding 119 Direct and Overlapping General Bonded Debt Outstanding 120 Legal Debt Margin 122 Pledged-Revenue Coverage 124 Demographic and Economic Statistics 125 Principal Employers 126 Full-time and Part-time City Employees by Function 127 Operating Indicators by Function 128 Capital Assets Statistics by Function 129 THIS PAGE INTENTIONALLY LEFT BLANK a1\1<)i:; hy,- Civ y ofsemer , &4 o M.% : - OR PRO I IS\I: �.`` Ita)1 1 nu 1_I14(1i 1 1"\'':\iil)P t)I(t)\ `x) • 77 htt1F\41:: .\I IPt ORM •)t 4 01 N( \IL\IllGttti: \1),l: il' �'� \1,4,.ANL Y(1_,eF. �'i•r+= 7 F'1.1 I'IJt lea IA?(.,5(0)-,1iHt >a_t•:1)\�., '4�..,..,.,e•�' 1:1X(r.`t.) cul-•21s it'.1�I December 10, 2020 To the Honorable Mayor, Members of the City Council, and Citizens of the City of Rosemead: We proudly present to you the City of Rosemead's FY 19-20 Comprehensive Annual Financial Report (CAFR). This report consists of management's representations concerning the finances of the City of Rosemead. It was prepared by the Finance Department in accordance with Generally Accepted Accounting Principles (GAAP) as promulgated by the Government Accounting Standards Board (GASB). Management assumes full responsibility for the completeness and reliability of all of the information presented in this report. We believe that the data presented is complete and reliable in all material respects; that it is presented in a manner designed to fairly set forth the financial activity of the City's various funds; and that all disclosures necessary to enable the reader to gain a good understanding of the City's financial activity have been included. The City of Rosemead's financial statements have been audited by Lance, Soil, Lunghard, LLP ("LSL"), a firm of licensed certified public accountants. The goal of the independent audit was to provide reasonable assurance that the financial statements of the City of Rosemead for the fiscal year ended June 30, 2020, are free of material misstatement. The independent audit involved examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements; assessing the accounting principles used and significant estimates made by management; and evaluating the overall financial statement presentation. The independent auditor concluded, based upon the audit, that there was a reasonable basis for rendering an unmodified opinion that the City of Rosemead's financial statements for the fiscal year ended June 30, 2020, are fairly presented in conformity with GAAP. LSL's report is presented as the first component of the financial section of this report. The independent audit of the financial statements of the City of Rosemead are part of a broader, federally mandated "Single Audit"designed to meet the special needs of federal grantor agencies. The standards governing Single Audit engagements require the independent auditor to report not only on the fair presentation of the financial statements, but also on the audited government's internal controls and compliance with legal requirements, with special emphasis on internal controls and legal requirements involving the administration of federal awards. These reports are available in the City of Rosemead's separately issued Single Audit Report. GAAP requires that management provide a narrative introduction, overview, and analysis to accompany the basic financial statements in the form of Management's Discussion and Analysis (MD&A). This letter of transmittal is designed to complement the MD&A and should be read in conjunction with it. The City of Rosemead's MD&A can be found immediately following the report of the independent auditors. Profile of the Government The City of Rosemead, incorporated in 1959, is located in the southwestern part of the state. The City occupies a land area of 5.5 square miles and serves a population of more than 55,000. The City Council consists of five City Council Members who are elected at large by the citizens of Rosemead and are on a rotational Mayor and Mayor Pro Tem term. The Council, as the legislative body, represents the citizens of Rosemead to formulate Citywide policy, enact local legislation, adopt budgets,and appoint the City Manager, City Attorney,and City Clerk. The Council conducts City Council meetings and study sessions as required. The Council establish policies and ordinances to ensure the development and maintenance of a balanced and stable community for citizens, by servicing the community with resourceful, efficient, progressive and professional leadership. Public schools serving residents of Rosemead are under the authority of independent school districts, but the City works closely with them to provide quality educational opportunities for grades K-12. Garvey School District, Rosemead School District, and El Monte Union High School District serve residents of Rosemead. There are 9 elementary schools, 3 middle schools, and 1 high school. The City of Rosemead and El Monte Union High School District share a 50/50 % contribution to fund one full-time Los Angeles County Sheriffs Deputy to service as a Rosemead High School Resource Officer(SRO). The City of Rosemead shares a 50% contribution to fund crossing guard services for 15 location sites; and the Garvey School District and Rosemead School District share the remaining 50% contribution. Additionally, the City implemented the Success Through Awareness & Resistance (STAR) program with the Rosemead and Garvey School Districts. A Deputy will teach in-classroom instruction to 4th, 5th, and 6th grade level students of the STAR program on school grounds. Many of the functions often provided by municipal government are provided by special districts. Examples of some of Rosemead's special districts, which usually encompass areas larger than the City itself, are the Fire Protection District, the Library District, and the County Flood Control District. Certain other governmental functions are paid for by the City, but performed by a variety of other public and private agencies under contract. One of the largest is a contract for law enforcement and traffic control provided by the Los Angeles County Sheriff's Department. Some of the contracts in effect during the fiscal year were for capital improvement projects and street maintenance. The City also has three blended component units: 1) the Rosemead Financing Authority (the Authority); 2) the Rosemead Housing Development Corporation (RHDC) and, 3)the Rosemead Successor Agency. Additional information on all three of these legally separate entities can be found in Note 1(a) in the notes to the financial statements. Beyond the City's contractual arrangements for services, the City of Rosemead provides a full range of municipal services, including recreational activities, financial activities, planning activities, and cultural events. ii The annual budget serves as the foundation for the City of Rosemead and its component unit's for financial planning and control.All business units and component units of the City of Rosemead are required to submit requests for appropriation to the City Manager in mid-March of each year. The City Manager uses these requests as the starting point for developing a proposed budget. The City Manager then presents this proposed budget to the City Council for review prior to June 30.The City Council is required to hold public hearings on the proposed budget and to adopt a final budget no later than June 30, the close of the City of Rosemead's fiscal year. The appropriated budget is prepared by fund and department(e.g., public safety). Due to the COVID-19 Emergency enacted by the Governor of the State of California in March of 2020 and the President of the United States in March 2020, many public functions have been curtailed, and normal municipal processes and activities have been significantly affected. These changes are reflected in the CAFR as best as can be anticipated in the middle of a world-wide pandemic. Department heads, with City Manager approval, may make transfers of appropriations within a department. Transfers of appropriations between departments, however, require the approval of the City Council. However, due to the Emergency Decree approved by the City Council in March of 2020, the City Manager was given emergency powers to allow for certain transfers and purchase of emergency items without prior authorization by the City Council. Budget-to-actual comparisons are provided in this report for each individual governmental fund for which an appropriated annual budget has been adopted. For the general fund and major special revenue funds, these comparison schedules are presented as part of the required supplementary information in the accompanying financial statements. For governmental funds that have appropriated annual budgets, other than the general fund, and major special revenue funds, these comparison schedules are presented in the other supplementary section of the accompanying financial statements. Factors Affecting Financial Condition The information presented in the financial statements is perhaps best understood when it is considered from the broader perspective of the specific environment within which the City of Rosemead operates. COVID-19 Worldwide Pandemic and Emergency Declarations As mentioned earlier, both the President of the United States and the Governor of the State of California authorized Emergency Declarations in March 2020 to deal with the COVID-19 Worldwide Pandemic. These orders included shutting down non-essential businesses, significant stay at home orders,closing of most public facilities and the curtailment of non-essential activities. As expected, this significantly affected the 4th quarter financial condition of all local governments in California, including the City of Rosemead. iii Generally, while the City of Rosemead was able to keep all fulltime employees within FY 19-20 employed- many parttime employees were not used, since all public recreation and programs were cancelled. The City of Rosemead did experience revenue reductions (including sales tax and transient occupancy tax) which decreased by 8-20% within the total fiscal year revenues. However, anticipating these reductions, the City also limited discretionary expenses during that time. These reductions and unanticipated revenues from pooled sales tax funds from the State of California combined to provide a net surplus of revenues over expenses as of June 20, 2020. Local Economy Even with the effects of the COVID-19 Emergency, the City of Rosemead continues to remain in satisfactory financial condition thanks to a relatively diverse and small business-oriented revenue base including an unanticipated increase in pooled State sales tax funds, stable property tax, decreased transient occupancy tax, and various licenses and permits. Before the COVID-19 emergency, the region had a varied retail and industrial base including two national general merchandise stores that continued to perform well along with some new restaurants and retail businesses. Even after the COVID-19 Emergency, many of the restaurants, certain retailers and food suppliers were allowed to remain open as essential service industries, but many others were forced to temporarily close. Property tax is the City's largest tax source at $9.9 million and makes up approximately 43% of the General Fund revenues. Total gross assessed value from the 2019/20 tax roll is $4.9 billion, up $220 million from last year. Assessed value, to date, don't seemed to have been affected by the COVID-19 Emergency. This is primarily due to an increase in residential properties and an increase in median sales price for single family homes from $593,000 to $630,000. The residential category assessed value increased approximately $158 million, which represents a 4.4% increase. The peak median price before recession in 2006 was $495,000 and the current median price is $630,000, an increase of 6.15%. Data also show that Rosemead retains $0.0668 for every dollar of property tax collected within the City. Sales tax is traditionally the second largest revenue source for the General Fund, at$5.4 million and makes up approximately 24% of the General Fund revenues. The City continues to receive sales tax from three large general consumer goods businesses (Walmart, Target and Macy's), which generate 40% of sales tax revenues. The City was continuously adding new businesses before the COVID-19 Emergency started and has plans to continue that practice once the Emergency is over. Hotel transient occupancy tax (TOT) revenues are the third largest source of income to the General Fund at $1.8 million and makes up approximately 8% of the General Fund revenues. These revenues were the hardest hit of the top revenues within the City due to the COVID-19 Emergency and are still struggling going into FY 20-21. The City anticipates these revenues to significantly rebound once the COVID-19 Emergency is over and the local economy returns to normalcy. iv Long-term Financial Planning In December 2009, the City Council adopted a Strategic Plan to guide the organizational efforts of the Council, Commission, and staff.The initial strategic planning process included an extensive public outreach process and a series of public meetings. In 2012, the first biannual update of the Strategic Plan was adopted by the City Council. The Strategic Plan was later updated in 2016, both of which included public community meetings. The City Council held two special public workshop meetings to develop a Strategic Plan update for 2018-2020 on August 1, 2018 and September 27, 2018. During these workshops, the City Council, community members and staff participated in discussions to set the City's priorities. The updated strategic plan for 2018-2020 uses the City of Rosemead's vision and key organizational goals, to set clear priorities and action items for the next two years. The vision, key organizational goals, and action items in the Strategic Plan update are designed to guide the decisions of the City Council, focus of the City administration, and daily work of City staff. The Strategic Plan and action items also provide accountability for City Council and City administration. The three Key Organizational Goals are: 1) Ensure the City's continued financial viability by actively pursuing quality economic development. 2) Beautify residential neighborhoods and commercial corridors. 3) Enhance public safety and quality of life. New management policies and practices A compressive depreciation and Fixed Asset Policy and Procedure was approved and implemented in FY 19-20 along with an Inventory Tag System and Process to be implemented by the Public Works Department. In conjunction, a significant effort was made to update the City's Fixed Asset System deleting disposed of property and revising depreciated assets to better reflect the assets of the City. Several other management policies were developed in FY 19-20 to be implemented in FY 20-21 including online payments for City fees and programs, implementation of a position control module in the City's Financial System, greater use of ACH payments for City vendors and a paperless Account Payable process for the City. Finally, revised City Financial Policies and Procedures were approved in June of 2020 to help the City become more efficient and effective in their financial affairs and processes. Debt Administration The City has no outstanding general obligation bonds as of June 30, 2020. The Successor Agency to the Rosemead Community Development Commission includes the 2016 Tax Allocation Bonds for$20,805,000 and 2010A Tax Allocation Bonds for$4,285,000. Additional information on the Successor Agency's debt can be found in Note 15 in the notes to the Basic Financial Statements. There were sufficient Property Tax Increment dollars to pay the outstanding debt principal and interested generated by these debts. v Construction In Progress (CIP) Projects Each year, Rosemead makes significant investments in maintaining, expanding, and improving civic infrastructure for the benefit of residents and businesses. The City currently has a city-wide Pavement Condition Index(PCI) of 75.6, which is higher than neighboring cities. • Projects that are currently in progress and will be complete in FY 2020/21 include the Rosemead Park Walking Trail, Walnut Grove Ave. Resurfacing and Colored Crosswalk Installation, SR25 Sidewalk Gas Closure Project, Garvey Park Gym HVAC System Replacement, Crosswalk Installation&Sidewalk Replacement Project and various Residential Street Resurfacing Projects. Major Accomplishments The Public Works Department completed six projects that were previously approved under the CIP Program Budget including the High Intensity Activated Crosswalk (Mission and Ivar), Garvey Park Restroom Renovation, Traffic Signal Improvements(Valley and Ivar), Crosswalk Installation Phase I at Jay Imperial Park, Rosemead Park Basketball Courts, and Annual Residential Resurfacing.The City was reimbursed for the cost of construction for the High Intensity Crosswalk Project as it was a Federally funded grant project. At the beginning of 2020, Garvey Earle Plaza broke ground and began construction. Garvey Earle Plaza is a vertical mixed-use project consisting of 35 residential apartment units and 7,520 square feet of commercial floor area. The City also approved and processed several large projects, such as the Garvey Del Mar Plaza and Willard & Garvey Residential Project. Garvey Del Mar Plaza is an approved mixed-use project located within the Garvey Avenue Specific Plan Corridor. It consists of 60 residential apartments and 15,903 of commercial floor area. During fiscal year 19-20, the City processed a development application for Willard & Garvey Residential Project, consisting of a 31 residential townhome unit community. The project is expected to be entitled by December 2020. In addition to these projects, the City also amended the Accessory Dwelling Unit Ordinance to comply with State Law and received the 2020 Local Early Action Planning(LEAP)Grants Program Award from California Department of Housing and Community Development(HCD)for$150,000 (small localities with a population of 20,000-59,999 people). The funds from the LEAP Grant will be utilized for the preparation of the 2021-2029 Housing Element, an update to the City's Public Safety Element, and the incorporation of environmental justice policies throughout the General Plan. Future Initiatives The City was awarded $27 million in reimbursable grants from Los Angeles County Metropolitan Transportation Authority for four separate mobility improvement projects (710 Projects)to relieve congestion on local streets along the SR-710 alignment between Interstate 10 and 210. Funding Agreements for two projects were executed in July 2020. The City expects to receive the last two Funding Agreements in FY 20-21. Funding for the 710 Projects will roll out in phases from the Los Angeles County Metropolitan Transportation Authority for the projects. vi Future development includes the completion of the Garvey Garden Plaza project, which is a mixed-use project that is currently under construction and consists of 46 residential apartment units and 11,860 square feet of commercial floor area. The project is expected to be completed early 2021. The construction of Garvey Earle Plaza is expected to be completed by winter 2022. The City also anticipates that Garvey Del Mar Plaza and Willard & Garvey Residential Project will begin construction in 2021. The Planning Division also approved the Rosemead Garden Villa, a mixed-use project located within the Garvey Avenue Specific Plan Corridor. The project includes 144 residential units and 56,258 square feet of commercial floor area and is expected to break ground in fiscal year 2021/2022. In addition to these projects, the City is updating the Housing Element as mandated by State law for the 2021-2029 planning cycle with completed certification by October 2021. Furthermore, the City is currently working on the adoption of a Freeway Corridor Mixed Use Overlay zone. The development of the Freeway Corridor Mixed-Use Overlay Zone will streamline both the development approval process and California Environmental Quality Act environmental review process by pre-entitling and analyzing environmental factors in advance based on the estimated development potential within the planning area. Both projects area anticipated to be approved in 2021. The City is also concentrating on its Financial Processes and Capabilities. A Financial System Strategic Plan was developed and began implementation in FY 19-20. The plan included expanding the capabilities of the current City Financial Accounting System, creating a"paperless" purchase order and AP process, beginning the digital imaging of all financial documents; developing a position control capability, implementing an on-line fee payment system and exploration of digital cash receipts and a city-wide program card system. GFOA Certificate of Achievement Award The Government Finance Officers Association of the United States and Canada(GFOA)awarded a Certificate of Achievement for Excellence in Financial Reporting to the City of Rosemead for its CAFR for the fiscal year ended June 30, 2019.The Certificate of Achievement is a national award recognizing conformance with the highest standards for preparation of State and Local Government financial reports. To be awarded a Certificate of Achievement a government must publish an easily readable and efficiently organized CAFR. This report must satisfy GAAP, GASB and all other applicable legal requirements. We believe the attached document ending June 30, 2020 continues to meet the Certificate Program's requirements and we are submitting it to GFOA to determine its eligibility for another award. vii Acknowledgements The preparation and publication of this report is made possible through the dedication of Tess Anson, Finance Manager and the entire Finance Department staff. The department coordinated the closing of the books for the fiscal year, ensuring timely and accurate reporting. This report would also not have been possible without the leadership of the City Manager, Gloria Molleda, and continued commitment from the Mayor and City Council in conducting the financial operations and corresponding financial disclosures of the City in an open, public and transparent manner. Finally, thanks are extended to the firm of Lance, Soil, & Lunghard, LLP for their contributions towards improving our financial reporting. Respectfully submitted, Scott G Miller, PhD Interim Finance Director/Treasurer viii CITY OF ROSEMEAD CITY OFFICIALS AS OF JUNE 30, 2020 CITY COUNCIL SANDRA ARMENTA Mayor POLLY LOW Mayor Pro Tern MARGARET CLARK SEAN DANG STEVEN LY Council Member Council Member Council Member ADMINISTRATION ERICKA HERNANDEZ RACHEL H. RICHMAN City Clerk City Attorney EXECUTIVE TEAM GLORIA MOLLEDA City Manager BENJAMIN KIM Assistant City Manager LT. TONY DUONG DR. SCOTT MILLER Chief of Police Interim Finance Director CHRISTOPHER DASTE THOMAS BOECKING Director of Public works Director of Parks & Recreation ANGELICA FRAUSTO-LUPO ELIZABETH POPESCU Director of Community Development Human Resources Manager ix City of Rosemead, California Function Based Organizational Chart r City Clerk Commissions i _j City'Council City Attorney Assistant City Manager r City Manager Technology�f Finance Business Support Human Resourc e5 Conununity Development ___ Public Safety Public Works Risk Management Parks R Recreation x Government Finance Officers Association Certificate of Achievement for Excellence in Financial Reporting Presented to City of Rosemead California For its Comprehensive Annual Financial Report For the Fiscal Year Ended June 30, 2019 Clued 13- 2*mi-a Executive Director/CEO xi THIS PAGE INTENTIONALLY LEFT BLANK ••••• •• INDEPENDENT AUDITORS' REPORT To the Honorable Mayor and Members of the City Council City of Rosemead, California Report on the Financial Statements We have audited the accompanying financial statements of the governmental activities, each major fund, and the aggregate remaining fund information of City of Rosemead, California, (the City)as of and for the year ended June 30, 2020, and the related notes to the financial statements, which collectively comprise the City's basic financial statements as listed in the table of contents. Management's Responsibility for the Financial Statements Management is responsible for the preparation and fair presentation of these financial statements in accordance with accounting principles generally accepted in the United States of America; this includes the design, implementation, and maintenance of internal control relevant to the preparation and fair presentation of financial statements that are free from material misstatement, whether due to fraud or error. Auditor's Responsibility Our responsibility is to express opinions on these financial statements based on our audit. We conducted our audit in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free from material misstatement. An audit involves performing procedures to obtain audit evidence about the amounts and disclosures in the financial statements. The procedures selected depend on the auditor's judgment, including the assessment of the risks of material misstatement of the financial statements, whether due to fraud or error. In making those risk assessments, the auditor considers internal control relevant to the entity's preparation and fair presentation of the financial statements in order to design audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the entity's internal control. Accordingly, we express no such opinion. An audit also includes evaluating the appropriateness of accounting policies used and the reasonableness of significant accounting estimates made by management, as well as evaluating the overall presentation of the financial statements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our audit opinions. PrimeGlobal Lance,Soil&Lunghard,LLP 203 N.Brea Blvd.,Suite 203 I Brea,CA92821I Phone:714.672.0022 •••• LSL :: To the Honorable Mayor and Members of the City Council City of Rosemead, California Opinions In our opinion, the financial statements referred to above present fairly, in all material respects, the respective financial position of the governmental activities, each major fund, and the aggregate remaining fund information of the City of Rosemead, California, as of June 30, 2020, and the respective changes in financial position and, where applicable, cash flows thereof for the year then ended in accordance with accounting principles generally accepted in the United States of America. Other Matters Required Supplementary Information Accounting principles generally accepted in the United States of America require that the management's discussion and analysis, the budgetary comparison schedules for the general fund and community development block grant fund, the schedule of changes in net pension liability(asset) and related ratio, the schedules of plan contributions, the schedule of proportionate share of the net pension liability, the schedule of changes in net OPEB liability and related ratio be presented to supplement the basic financial statements. Such information, although not a part of the basic financial statements, is required by the Governmental Accounting Standards Board, who considers it to be an essential part of financial reporting for placing the basic financial statements in an appropriate operational, economic, or historical context. We have applied certain limited procedures to the required supplementary information in accordance with auditing standards generally accepted in the United States of America, which consisted of inquiries of management about the methods of preparing the information and comparing the information for consistency with management's responses to our inquiries, the basic financial statements, and other knowledge we obtained during our audit of the basic financial statements. We do not express an opinion or provide any assurance on the information because the limited procedures do not provide us with sufficient evidence to express an opinion or provide any assurance. Other Information Our audit was conducted for the purpose of forming opinions on the financial statements that collectively comprise the City's basic financial statements. The introductory section, combining and individual nonmajor fund financial statements and schedules, and statistical section are presented for purposes of additional analysis and are not a required part of the basic financial statements. The combining and individual nonmajor fund financial statements and schedules are the responsibility of management and were derived from and relate directly to the underlying accounting and other records used to prepare the basic financial statements. Such information has been subjected to the auditing procedures applied in the audit of the basic financial statements and certain additional procedures, including comparing and reconciling such information directly to the underlying accounting and other records used to prepare the basic financial statements or to the basic financial statements themselves, and other additional procedures in accordance with auditing standards generally accepted in the United States of America. In our opinion,the combining and individual nonmajor fund financial statements and schedules are fairly stated, in all material respects in relation to the basic financial statements as a whole. The introductory and statistical sections have not been subjected to the auditing procedures applied in the audit of the basic financial statements and, accordingly, we do not express an opinion or provide any assurance on them. 2 LSLU::UU To the Honorable Mayor and Members of the City Council City of Rosemead, California Other Reporting Required by Government Auditing Standards In accordance with Government Auditing Standards, we have also issued our report dated December 9, 2020 on our consideration of the City's internal control over financial reporting and on our tests of its compliance with certain provisions of laws, regulations, contracts, and grant agreements and other matters. The purpose of that report is solely to describe the scope of our testing of internal control over financial reporting and compliance and the results of that testing, and not to provide an opinion on the effectiveness of the City's internal control over financial reporting or on compliance. That report is an integral part of an audit performed in accordance with Government Auditing Standards in considering the City's internal control over financial reporting and compliance. eleeed, ..11( 5v--eVt42e, ge,/) Brea, California December 9, 2020 3 THIS PAGE INTENTIONALLY LEFT BLANK 4 Management's Discussion and Analysis As management of the City of Rosemead, we offer readers of the City of Rosemead's financial statements this narrative overview and analysis of the financial activities of the City of Rosemead for the fiscal year ended June 30, 2020. We encourage readers to consider the information presented herein in conjunction with additional information that we have furnished in our letter of transmittal and the City's financial statements. We also want to acknowledge, the fiscal and management impact the COVID-19 Worldwide Pandemic and the subsequent Presidential and Gubernatorial Emergency Declarations have had on the City of Rosemead and all local governments in the State of California. Our readers should understand that the pandemic has affected all governments differently, but all, including the City of Rosemead, operated at the end of FY 2019/20 much differently than it did when the fiscal year first began. The emergency's impacts continue into FY 2020/21 and quite possibly will continue well beyond that date. Financial Highlights • The City's total assets and deferred outflows of resources as of June 30, 2020,were about $94.7 million. Total liabilities and deferred inflow of resources were $14.4 million, while the total net position was $80.3 million. The net pension liability of $8.9 million was reported as part of total liability in the balance sheet due to the reporting requirements of the Governmental Accounting Standards Board (GASB) Statement No. 68. GASB Statement No. 68 also established reporting of deferred outflows and inflows of resources related to pension. Deferred outflows and inflows of resources related to pensions reported at June 30, 2020 of $3.4 million and $1.1 million, respectively, represented pension contributions subsequent to measurement date, the net difference between projected and actual earnings on plan investments, changes of assumptions, the difference in proportion, expected and actual experience, and differences in actual and proportionate share in contribution. • As of June 30, 2020, all governmental funds total revenues from all sources were $31.9 million and total expenses for all functions and programs were $27.3 million. The City's net position increased by $4.6 million during the year. • The City's General Fund revenues exceeded expenditures by$914 thousand. • At the end of the current fiscal year, the unassigned fund balance for the General Fund was $14.7 million or 67% of total General Fund expenditures. $7.1 million or 32% is set aside to meet the City's reserve policy. Overview of the Financial Statements This discussion and analysis are intended to serve as an introduction to the City of Rosemead's basic financial statements. The City of Rosemead's basic financial statements comprise three components: 1) government-wide financial statements, 2) fund financial statements, and 3) notes to the financial statements. This report also contains other supplemental information in addition to the basic financial statements themselves. 5 Government-wide Financial Statements. The government-wide financial statements are designed to provide readers with a broad overview of the City of Rosemead's finances, in a manner similar to private-sector business. The statement of net position presents information on all of the City of Rosemead's assets and deferred outflows of resources and liabilities and deferred inflows of resources,with the difference between the two reported as net position. Over time, increases or decreases in net position may serve as a useful indicator of whether the financial position of the City of Rosemead is improving or deteriorating even in light of the COVID-19 Pandemic. The statement of activities presents information showing how the City's net position changed during the most recent fiscal year. All changes in net position are reported as soon as the underlying event giving rise to the change occurs, regardless of the timing of related cash flows. Thus, revenues and expenses are reported in this statement for some items that will only result in cash flows in future fiscal periods (e.g., uncollected taxes and earned but unused vacation leave). Both of the government-wide financial statements distinguish functions of the City of Rosemead that are principally supported by taxes and intergovernmental revenues (governmental activities) from other functions that are intended to recover all or a significant portion of their costs through user fees and charges (business-type activities). The City of Rosemead does not have any business-type activities. The governmental activities of the City of Rosemead include general government, public safety, public works, community development, and parks and recreation. The government-wide financial statements include not only the City of Rosemead itself (known as the primary government) but also two blended component units- the Rosemead Financing Authority and the Rosemead Housing Development Corporation and one fiduciary component unit-the Rosemead Successor Agency. The City is financially accountable for these entities and financial information for these blended and fiduciary units are reported within the financial information presented for the primary government itself. The government-wide financial statements can be found on pages 19-20 of this report. Fund financial statements. A fund is a grouping of related accounts that is used to maintain control over resources that have been segregated for specific activities or objectives. The City of Rosemead, like other state and local governments, uses fund accounting to ensure and demonstrate compliance with finance-related legal requirements. All of the funds of the City of Rosemead can be divided into three categories: governmental funds, proprietary funds, and fiduciary funds. Governmental funds. Governmental funds are used to account for essentially the same functions reported as governmental activities in the government-wide financial statements. However, unlike the government-wide financial statements, governmental fund financial statements focus on near-term inflows and outflows of spendable resources, as well as on balances of spendable resources available at the end of the fiscal year. Such information may be useful in evaluating a government's near-term financing requirements. 6 Because the focus of governmental funds is narrower than that of the government-wide financial statements, it is useful to compare the information presented for governmental funds with similar information presented for governmental activities in the government-wide financial statements. By doing so, readers may better understand the long-term impact of the government's near-term financing decisions. Both the governmental fund balance sheet and the governmental fund statement of revenues, expenditures, and changes in fund balances provide a reconciliation to facilitate this comparison between governmental funds and governmental activities. The City of Rosemead and its component units maintain 17 active governmental funds. Information is presented separately in the governmental fund balance sheet and in the governmental fund statement of revenues, expenditures, and changes in fund balances for the General Fund, considered to be a major fund. Data from the other 15 governmental funds are combined into a single,aggregated presentation. Individual fund data for each of these non-major governmental funds is provided in the form of combining statements elsewhere in this report. The City of Rosemead adopts an annual appropriated budget for all its funds. A budgetary comparison statement has been provided for the General Fund, State Gas Tax Fund, Proposition A Fund, Proposition C Fund, Measure R Fund, Measure M Fund, Air Quality Management District Fund, Street Lighting Fund, Development Impact Fee Funds, Community Development Block Grant Fund, HOME Program Fund, Rosemead Housing Development Corporation Fund, and Road Maintenance and Rehabilitation Account SB1 Fund, to demonstrate compliance with this budget. The basic governmental fund financial statements can be found on pages 21-24 of this report. Proprietary Funds. The City uses internal service funds to account for vehicle operation and maintenance, information services, and capital equipment. Proprietary funds provide the same type of information as the government-wide financial statements, only in more detail. The internal service funds are combined into a single, aggregated presentation in the proprietary fund financial statements. Individual fund data for the internal service funds is provided in the form of combining statements in the supplementary information section of this report. The basic proprietary fund financial statements can be found on pages 25-27 of this report. Fiduciary funds. Fiduciary funds are used to account for resources held for the benefit of parties outside the government. Fiduciary funds are not reflected in the government-wide financial statement because the resources of those funds are not available to support the City of Rosemead's own programs. The accounting used for fiduciary funds is much like that used for proprietary funds. The basic fiduciary fund financial statements can be found on pages 28-29 of this report. Notes to the financial statements.The notes provide additional information that is essential to a full understanding of the data provided in the government-wide and fund financial statements. The notes to the Basic Financial Statements can be found on pages 31-65 of this report. 7 Other information. In addition to the basic financial statements and accompanying notes, this report also presents certain required supplementary information concerning the City of Rosemead's progress in funding its obligation to provide pension benefits to its employees. Required supplementary information and notes can be found beginning on pages 69-77 of this report. The combining statements referred to earlier in connection with non-major governmental funds and internal service funds are presented immediately following the required supplementary information on pensions. Combining and individual fund statements and schedules can be found on pages 78-103 of this report. Government-wide Financial Analysis As noted earlier, net position may serve over time as a useful indicator of a government's financial position. In the case of the City of Rosemead, assets exceeded liabilities (net position) by $80.3 million as of June 30, 2020. It increased by $2.2 million during the fiscal year. Assets increase by $3.2 million due to an increase in cash, investments, and fixed assets. Liabilities slightly increased by $177 thousand. Assets and deferred outflows of resources exceeded liabilities and deferred inflows of resources by$80.3 million as of June 30, 2020. A significant portion of the City of Rosemead's net position at June 30, 2020, $48.8 million reflects its investment in capital assets (e.g. land, buildings, machinery, and equipment); less any related outstanding debt used to acquire those assets. The City of Rosemead uses these capital assets to provide services to the citizens; consequently, these assets are not available for future spending. Although the City of Rosemead's investment in its capital assets is reported net of related debt, it should be noted that the resources needed to repay this debt must be provided from other sources, since the capital assets themselves cannot be used to liquidate these liabilities. 8 City of Rosemead's Net Position As of June 30, 2020 and 2019 (thousands) Govern menta 1, Activities 2020 2019; r Current and other assets 42,489 37,251 Capital assets 48,826 50,883 Total assets 91,315 88,134 Deferred outflows of resources 3,403 3,583 Long-term liabilities outstanding 9,515 9,680 Other liabilities 3,295 2,952 Total liabilities 12,810 12,632 Deferred inflows of resources 1,647 989 Net position: Net Investment in Capital Assets 48,826 50,883 Restricted 13,681 9,730 Unrestricted 17,754 17,483 Total net position $ 80,261 $ 78,096 An additional portion of the City of Rosemead's net position ($13.68 million) represents resources that are subject to external restrictions on how they may be used. The remaining balance of unrestricted net position ($17.7 million) may be used to meet the government's ongoing obligations to citizens and creditors. At the end of the current fiscal year, the City of Rosemead is able to report positive net position balances. The situation also held true for the prior fiscal year. 9 City of Rosemead's Changes in Net Position Years Ended June 30, 2020 and 2019 (thousands) Governmental` Activities 2020 2019 Program revenues: Charges for services $ 6,792 $ 7,897 Operating grants and contributions 4,536 4,122 Capital grants and contributions 1,218 1,218 General revenues: Property taxes 9,942 9,567 Other taxes 8,602 9,380 Investment income 905 1,158 Other 257 124 Total revenues 32,252 33,466 Expenses: General government 4,004 4,205 Public safety 9,744 9,126 Public works 9,947 7,662 Community development 3,472 6,353 Parks and recreation 2,920 2,377 Total expenses 30,087 29,723 Change in net position 2,165 3,743 Net position-June 30, 2019 78,096 74,353 Net position-June 30, 2020 $ 80,261 $ 78,096 Governmental activities. The City of Rosemead's net position increased by approximately $2.2 million over the previous fiscal year. General Revenue and program revenue exceeded expenses by this same amount. Expenses increased in Public Safety due to an increase in the Los Angeles County's Sheriff Law Enforcement contract and movement of Code Enforcement Staff from the Community Development Department to the Public Safety Department. Public Works expenses increased due to a reclassification of governmental depreciation from the Community Development Department to the Public Works Department correcting a previous fiscal year entry. General Government remained fairly stable with Parks and Recreation expenses increasing due to an increase in programs, certain facility maintenance expenses, and the increase in minimum wage benefits for part-time staff members. 10 Community Development Dept expenses decreased due to the reclassification issue as mentioned earlier, changes in staffing levels outlined earlier, and decrease in programmatic activities due to the COVID-19 pandemic. As noted earlier, the City uses fund accounting to ensure and demonstrate compliance with finance-related legal requirements. Revenues by Source Governmental Activities investment income 5% Other revenue 2% Franchise taxes 7% Transient occupancy taxes 9% Property taxes 50% Sales and use taxes 27% Expenses and Program Revenues Governmental Activities 12,000,000 10,000,000 8,000,000 6,000,000 4,000,000 2,000,000 —I —IVat Expenses Revenues 51) 44 `�oJe� Q J�\� Q J�\� O�Je�oQ t�a9-e`t „et J�•�� h� C, c� Qa Lo 11 Financial Analysis of the Government's Funds Governmental Funds. The focus of the City of Rosemead's governmental funds is to provide information on the near-term inflows and balances of spendable resources. Such information is useful in assessing the City of Rosemead's financing requirements. In particular, unassigned fund balance may serve as a useful measure of a government's net resources available for spending at the end of the fiscal year. The City implemented GASB Statement No. 54 in FY 2010/11. It substantially altered the categories and terminology used to describe "fund balance." The new categories are as follows: • Non-spendable fund balance (inherently non-spendable) • Restricted fund balance (externally enforceable limitations on use) • Committed fund balance (self-imposed limitations on use) • Assigned fund balance (limitation resulting from intended use) • Unassigned fund balance (residual net resources) As of the end of the current fiscal year, the City of Rosemead's governmental funds reported combined fund balances of $37.6 million. Approximately $14.4 million constitutes unassigned, undesignated fund balance, which is available for spending at the government's discretion. The remainder of the fund balance is segregated into nonspendable fund balance, restricted fund balance, committed fund balance or assigned fund balance to indicate that it is not available for new spending because it has already been committed for other purposes. General Fund. The General Fund is the chief operating fund of the City of Rosemead. At the end of the current fiscal year,the unassigned fund balance of the general fund was$14.7 million,while the total fund balance reached $24.2 million. As a measure of the General Fund's liquidity, it may be useful to compare both unassigned fund balance and total fund balance to total fund expenditures. Unassigned fund balance represents 67% of total General Fund expenditures, while total fund balance represents 110% of that same amount. The fund balance of the City of Rosemead's General Fund increased by $914 thousand during the current year. Highlights of the change in fund balance are presented below: • Total General Fund (GF) revenues of approximately $22.96 million exceeded expenditures of approximately $22.04 million even with the negative impact of the COVID-19 pandemic due to limiting expenditures over the last 4 months of the fiscal year causing the fund balance to increase $914 thousand as of June 30, 2020. GF revenues had decreased compared to the prior year's actual and compared to the approved amounts in the FY 2019-20 Budget. Property tax revenues increased slightly as did miscellaneous revenues with Sales Tax, Transient Occupancy Tax, Fees and Permits, and interest revenues not meeting budgeted amounts for FY 2019/20. 12 • As mentioned earlier, total General Fund revenues decreased by $1.78 million in FY 2019/20 over the prior fiscal year mainly due to the COVID-19 pandemic widespread economic shutdown that occurred in March 2020. The pandemic required closure of all Parks and Recreation programs per Los Angeles County Health Officials, causing revenue decreases in spring and summer; the closing of City Hall combined with the general COVID-19 pandemic shut-down caused a decrease in building activities; transient occupancy tax, sales tax and the discontinuation of certain grants. • General Fund expenditures increased by $119 thousand over the prior year due to preparations for the COVID-19 Emergency and inflationary increases in salary, benefit, and administration costs. • Public safety expenditures are one of the City's largest areas of expenditures. Los Angeles County's Sheriffs Department contract increased by 5% over the previous year and the Liability Trust Fund increased by .5% as well. The City also continued the Success Through Awareness & Resistance (STAR) program with Rosemead and Garvey School Districts where a Deputy teaches in-classroom instruction to 4th, 5th, and 6th-grade level students of the STAR program on school grounds. This program was discontinued after March when schools were ordered to close after the COVID-19 Emergency Declaration. General Costs continued to decrease as well in the Public Safety Admin division because the City had a continuous turnover of part-time Community Services Officers during the year. • Parks and Recreation expenditures increased by $329 thousand primarily due to increased Community Events during the first 6 months of the year, certain maintenance efforts within facilities, and the wage increases of full-time and part-time employees for the Aquatics and General Recreation divisions. Also, the City continued to pay for part-time employees for their regular compensation from March 23 to May 18, 2020, without any impact on the employees' leave balances during the COVID-19 Emergency. • Offset by lower expenditures in General Government and Capital outlay expenditures. Most Capital projects were anticipated to be completed in FY 2020/21. In addition, several amended and new capital projects were approved during the budget process for FY 2020/21 budget. • The City, like all other cities, are faced with an increase in retirement costs as a result of the discount rate and assumption changes approved by the CaIPERS board; this has impacted the actuarial valuation performed and caused an increase to participants' retirement contributions. However, the City anticipates a material reduction in CaIPERS for FY 2020/21 due to actuarial assumption rates for this year and the retirements of some senior staff who will be replaced by Second Tier or PEPRA employees. 13 General Fund Budget Analysis. The City's General Fund collected revenues of $2.09 million in comparison to the budgeted estimates or 4.3% less than the previously approved budgeted amounts. Property taxes increased$342 thousand due to an increase in tax assessment values. Licenses and permits decreased by$449 thousand due to the COVID-19 shutdown and building environment. Interest revenues increased by $358 thousand due to a change in investment strategies and upgrades in certain investment instruments. Intergovernmental revenues decreased by $974 thousand due to certain capital projects that were not started; therefore, the City was unable to file for budgeted state grant reimbursements for the Dog Park and Duff Park projects. The General Fund expenditure budget had an actual variance of$2.32 million which was due to the City completing less overall CIP projects than budgeted, efforts on behalf of City staff to limit expenditures due to the COVID-19 Emergency and as a result of the Parks and Recreation Department's cancellation of Spring and Summer programs and activities. Proposition A, C, Measure R and Measure M Funds. These four funds are for transportation purposes and they are all funded with voter-approved additions to Sales Tax on gasoline. The Prop A Fund is used mainly for public transportation services (fixed-route bus service and Dial-A-Ride services); Proposition C has some transportation elements to it but it is focused more on transportation infrastructure maintenance purposes. Measure R and Measure M mainly focus on new transportation infrastructure development. Expenditures for the Proposition A fund are increasing as greater efforts are being made to increase fixed-route ridership as are the operating expenditures for Dial-A-Ride in the Proposition C Fund. The City is utilizing Measure R and Measure M funds for capital improvement projects for street improvements, paving, sidewalk installation, traffic study, and transportation program planning. Rosemead Housing Development Corporation (RHDC). The RHDC Fund receives its funding from tenant rents and subsidies from the Successor Agency. As operational costs have continued to increase and tenant rents have remained relatively constant, the reliance on the subsidy from the Successor Agency has become more important. Through the elimination of redevelopment, this obligation was submitted and subsequently approved by the Department of Finance as an enforceable obligation which will ensure ongoing funding for the RHDC into the future. As such, revenues and expenditures in this fund will typically balance out at the end of each fiscal year with just a minimal balance remaining due to timing issues. Vehicle Replacement and Technology Replacement Funds. These funds are utilized to cover the costs of equipment and vehicle replacement over time. Using departments are assessed charges for equipment used by them. The charges are accumulated in the internal service funds for future replacement of vehicles and equipment. 14 Capital Asset and Debt Administration Capital assets. The City of Rosemead's investment in capital assets for its governmental activities as of June 30, 2020, amounts to $48.8 million (net of accumulated depreciation). This investment in capital assets includes land, buildings, and improvements, machinery, and equipment, park facilities, roads, highways, bridges, and construction in progress. The Public Works Department major capital asset events completed six projects that were previously approved under the CIP Program Budget including the High-Intensity Activated Crosswalk (Mission and Ivar), Garvey Park Restroom Renovation, Traffic Signal Improvements (Valley and Ivar), Crosswalk Installation Phase I at Jay Imperial Park, Rosemead Park Basketball Courts, City Hall Basement Remodel Project, and Annual Residential Resurfacing. The City was reimbursed for the cost of construction for the High-Intensity Crosswalk Project as it was a Federally funded grant project. At the beginning of 2020, Garvey Earle Plaza broke ground and began construction. Garvey Earle Plaza is a vertical mixed-use project consisting of 35 residential apartment units and 7,520 square feet of commercial floor area. The City also approved and processed several large projects, such as the Garvey Del Mar Plaza and Willard & Garvey Residential Project. Garvey Del Mar Plaza is an approved mixed-use project located within the Garvey Avenue Specific Plan Corridor. It consists of 60 residential apartments and 15,903 of commercial floor area. During fiscal year 2019-20, the City processed a development application for the Willard & Garvey Residential Project, consisting of a 31 residential townhome unit community. The project is expected to be entitled by December 2020. City of Rosemead's Capital Assets (net of depreciation) (thousands) -,Governmental;Activities 2020 2019 Land $ 4,417 $ 4,417 Buildings 13,542 14,003 Improvements other than Buildings 3,464 3,673 Machinery and equipment 108 129 Autos and trucks 51 186 Furniture and office equipment 46 101 Infrastructure 26,441 28,096 Construction in progress 757 278 Total $ 48,826 r$ 50,883 Additional information on the City of Rosemead's capital assets can be found in note No. 7, found on pages 44-45 of the Basic Financial Statements. 15 Long-term debt. At the end of the current fiscal year, the Successor Agency for the Rosemead Community Development Commission had total bonded debt outstanding of$25,090,000. Of this amount, all of it is backed by future property tax increment revenues. City of Rosemead's Outstanding Debt Revenue Bonds (thousands) Governmental Activities 2020 2019 1 Tax Allocation Bonds $ 25,090 $ 27,295 • The Successor Agency's total bonded debt decreased by $2.2 million during the current fiscal year due to principal and interest payments. For more detailed information about the Successor's Agency Long Term Debt, please refer to Note No. 15 on pages 63-65 of the Basic Financial Statements. Economic Factors and Next Year's Budgets and Rates • As discussed throughout this Management's Discussion and Analysis report, the COVID-19 Emergency has had a material effect on General Fund revenue in FY 2019/20 compared to what was budgeted for the fiscal year. Property tax revenues have shown modest increases and were stable in the fiscal year and are projected to continue with a steady growth pattern in FY 2020/21. Sales taxes are expected to continue to be depressed due to the COVID-19 pandemic but will be off-set by the larger than expected states' sales tax pool funds received by the City due to internet sales. While an increase due to new restaurants and stores addition to the community was anticipated, it largely depends on how the COVID-19 restrictions affect the local government economy and business environment. License and permit revenues are expected to remain stable. Additionally, TOT revenues are expected to continue to be depressed, again until the COVID-19 pandemic's effects on the lodging industry are better defined. The City still sees a near-future increase in future projects with the Hampton Inn & Suites and Marriot hotel. • The local economy is projected to be relatively flat as the COVID-19 Pandemic continues to affect the economy and City revenues. Expense increases were kept to a minimum with slight increases in mandatory expenses due to required minimum wage increases, third party contract increases and capital project expenses. All of these changes are reflected in the City's FY 2020/21 budget. At the time of budget preparation and its adoption in June 2020, General Fund Revenues are projected to stay stagnant and may need a transfer of fund balance to end the fiscal year with a balanced budget. A more accurate analysis and projection will occur at the Mid-Year Budget Council Meeting in February 2021. 16 • The City adopted the General Fund FY 2020/21 budget with a projected$19.5 million fund balance reserve. With the FY 2019/20 actual revenue surplus, the total projected fund balance for the General Fund was revised to approximately$24.2 million. The Operating Budget for FY 2020/21 is a balanced budget with estimated reductions of $414,000 ordered by the City Council. To maintain a balanced budget, it will be essential for the City to continue its history of conservative spending. Requests for Information This financial report is designed to provide a general overview of the City of Rosemead's finances for all those with an interest in the government's finances. Questions concerning any of the information provided in this report or requests for additional financial information should be addressed to: Interim Finance Director 8838 East Valley Boulevard Rosemead, CA 91770. 17 THIS PAGE INTENTIONALLY LEFT BLANK 18 CITY OF ROSEMEAD,CALIFORNIA STATEMENT OF NET POSITION JUNE 30,2020 Governmental Activities Assets: Cash and investments $ 38,405,520 Receivables: Accounts 2,483,195 Notes and loans 320,360 Accrued interest 115,115 Prepaid costs 415,063 Due from other governments 226,012 Inventories 2,034 Capital assets,not being depreciated 5,174,346 Capital assets,net of depreciation 43,651,517 Net pension asset 521,964 Total Assets 91,315,126 Deferred Outflows of Resources: Deferred outflows related to pensions 3,357,344 Deferred outflows related to other post employment benefits 45,227 Total Deferred Outflows of Resources 3,402,571 Liabilities: Accounts payable 2,582,196 Accrued liabilities 353,771 Retentions payable 21,400 Deposits payable 42,915 Compensated absences,due within one year 295,043 Noncurrent liabilities: Compensated absences,due in more than one year 355,523 Net pension liability,due in more than one year 8,856,781 Net other post employment benefits liability,due in more than one year 301,500 Total Liabilities 12,809,129 Deferred Inflows of Resources: Deferred inflows related to pensions 1,106,823 Deferred inflows related to other post employment benefits 540,271 Total Deferred Inflows of Resources 1,647,094 Net Position: Investment in capital assets 48,825,863 Restricted: Community services 401,851 Low and moderate income housing 354,871 Public works 12,924,360 Unrestricted 17,754,529 Total Net Position $ 80,261,474 The notes to financial statements are an integral part of this statement. 19 CITY OF ROSEMEAD,CALIFORNIA STATEMENT OF ACTIVITIES FOR THE YEAR ENDED JUNE 30,2020 Net(Expenses) Revenues and Changes in Program Revenues Net Position Operating Capital Charges for Contributions Contributions Governmental Expenses Services and Grants and Grants Activities Functions/Programs Governmental Activities: General government $ 4,003,674 $ 274,450 $ 189,980 $ - $ (3,539,244) Public safety 9,744,134 686,871 - 1,147,846 (7,909,417) Community development 3,472,477 2,459,528 1,030,947 - 17,998 Parks and recreation 2,920,016 624,313 - - (2,295,703) Public works 9,946,662 2,746,472 3,315,532 69,738 (3,814,920) Total Governmental Activities $ 30,086,963 $ 6,791,634 $ 4,536,459 $ 1,217,584 (17,541,286) General Revenues: Taxes: Property taxes,levied for general purpose 9,942,183 Sales taxes 5,430,222 Transient occupancy taxes 1,785,219 Franchise taxes 1,312,547 Other taxes 74,060 Use of money and property 905,039 Other 257,314 Total General Revenues 19,706,584 Change in Net Position 2,165,298 Net Position at the Beginning of the Year, 78,096,176 Net Position at the End of the Year $ 80,261,474 The notes to financial statements are an integral part of this statement. 20 CITY OF ROSEMEAD,CALIFORNIA BALANCE SHEET GOVERNMENTAL FUNDS JUNE 30,2020 Special Revenue Funds Community Other Total Development Governmental Governmental General Block Grant Funds Funds Assets: Cash and investments $ 24,029,462 $ - $ 13,704,036 $ 37,733,498 Receivables: Accounts 1,627,024 359,202 496,969 2,483,195 Notes and loans 320,360 - - 320,360 Accrued interest 115,115 - - 115,115 Prepaid costs 415,063 - - 415,063 Due from other governments 226,012 - - 226,012 Due from other funds 301,943 - - 301,943 Inventories 2,034 - - 2,034 Total Assets $ 27,037,013 $ 359,202 $ 14,201,005 $ 41,597,220 Liabilities,Deferred Inflows of Resources, and Fund Balances: Liabilities: Accounts payable $ 2,222,769 $ 87,323 $ 266,063 $ 2,576,155 Accrued liabilities 312,634 6,097 35,040 353,771 Deposits payable 484 - 42,431 . 42,915 Due to other funds - 259,488 42,455 301,943 Retentions payable 525 18,190 2,685 21,400 Total Liabilities 2,536,412 371,098 388,674 3,296,184 Deferred Inflows of Resources: Unavailable revenues 292,120 194,915 193,998 681,033 Total Deferred Inflows of Resources 292,120 194,915 193,998 681,033 Fund Balances: Nonspendable: Notes and loans 93,274 - 93,274 Prepaid costs 415,063 - - 415,063 Inventories 2,034 - - 2,034 Restricted: Community services - - 401,851 401,851 Low and moderate income housing - - 354,871 354,871 Public works - - 12,924,360 12,924,360 Committed: Capital projects 1,780,033 - - 1,780,033 Reserve contingency 7,116,284 - - 7,116,284 Assigned: Building maintenance 71,617 - - 71,617 Tree in lieu 50,250 - - 50,250 Unassigned 14,679,926 (206,811) (62,749) 14,410,366 Total Fund Balances 24,208,481 (206,811) 13,618,333 37,620,003 Total Liabilities,Deferred Inflows of Resources,and Fund Balances $ 27,037,013 $ 359,202. $ 14,201,005 $ 41,597,220 The notes to financial statements are an integral part of this statement. 21 CITY OF ROSEMEAD,CALIFORNIA RECONCILIATION OF THE BALANCE SHEET OF GOVERNMENTAL FUNDS TO THE STATEMENT OF NET POSITION JUNE 30,2020 Amounts reported for governmental activities in the statement of net position are different because: Total fund balances-governmental funds $ 37,620,003 Capital assets used in governmental activities are not financial resources and, therefore,are not reported in the funds. 48,805,119 Compensated absences are not due and payable in the current period,and therefore,are not reported in the funds. (650,566) Governmental funds report all pension contributions as expenditures;however, in the statement of activities,the excess/deficiency of the total pension liability over/under the plan fiduciary net position is reported as a net pension liability/asset. CaIPERS Miscellaneous Plan net pension liability $ (8,856,781) PARS Retirement Enhancement Plan net pension asset 521,964 (8,334,817) Pension-related deferred outflows of resources that have not been included as financial uses in the governmental fund activity are as follows: Contributions made after the actuarial measurement date 1,446,875 Changes in assumptions 441,761 Difference between expected and actual experiences 625,538 Net difference between projected and actual earnings on plan investments 87,805 Adjustments due to differences in proportions 75,237 Difference in proportionate share 680,128 3,357,344 Other post-employment-related deferred outflows of resources that have not been included asfinancial uses in the governmental fund activity are as follows: Contributions made after the actuarial measurement date 45,227 45,227 Pension-related deferred inflows of resources that have not been included as financial resources in the governmental fund activity are as follows: Changes in assumptions (149,713) Difference between expected and actual experiences (187,669) Net difference between projected and actual earnings on plan investments (154,844) Adjustments due to differences in proportions (614,597) (1,106,823) Governmental funds report all other post-employment benefits contributions as expenditures; however,in the statement of net position,the excess of the total other post-employment benefits liability over the plan fiduciary net position is reported as a net other post-employment benefits liability. (301,500) Other post-employment-related deferred inflows of resources that have not been included as financial resources in the governmental fund activity are as follows: Net difference between projected and actual earnings on plan investments (540,271) Revenues reported as unavailable revenue in the governmental funds are recognized in the statement of activities. 681,033 Internal service funds are used by management to charge the costs of certain activities,such as equipment and technology replacement,to individual funds. The assets and liabilities of the internal service funds must be added to the statement of net position. 686,725 Net Position of Governmental Activities $ 80,261,474 The notes to financial statements are an integral part of this statement. 22 CITY OF ROSEMEAD,CALIFORNIA STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES GOVERNMENTAL FUNDS FOR THE YEAR ENDED JUNE 30,2020 Special Revenue Funds Community Other Total Development Governmental Governmental General Block Grant Funds Funds Revenues: Taxes $ 18,503,951 $ - $ - $ 18,503,951 Licenses and permits 2,115,419 - - 2,115,419 Intergovernmental 165,754 561,239 7,452,062 8,179,055 Charges for services 695,486 8,392 500,760 1,204,638 Use of money and property 657,382 - 247,657 905,039 Fines and forfeitures 612,080 - - 612,080 Contributions 2,733 - - 2,733 Developer participation - - 150,728 150,728 Miscellaneous 202,683 - 66,099 268,782 Total Revenues 22,955,488 569,631 8,417,306 31,942,425 Expenditures: Current: General government 3,531,048 44,548 192,966 3,768,562 Public safety 9,539,004 - 38,863 9,577,867 Community development 2,054,123 269,777 1,028,432 3,352,332 Parks and recreation 2,609,393 20,284 74,180 2,703,857 Public works 4,227,984 25,636 2,778,989 7,032,609 Capital outlay 80,409 392,405 415,745 888,559 Total Expenditures 22,041,961 752,650 4,529,175 27,323,786 Net Change in Fund Balances 913,527 (183,019) 3,888,131 4,618,639 Fund Balances at the Beginning of the Year 23,294,954 (23,792) 9,730,202 33,001,364 Fund Balances at the End of the Year $ 24,208,481 $ (206,811) $ 13,618,333 $ 37,620,003 The notes to financial statements are an integral part of this statement. 23 CITY OF ROSEMEAD,CALIFORNIA RECONCILIATION OF THE STATEMENT OF REVENUES,EXPENDITURES, AND CHANGES IN FUND BALANCES OF GOVERNMENTAL FUNDS TO THE STATEMENT OF ACTIVITIES FOR THE YEAR ENDED JUNE 30,2020 Amounts reported for governmental activities in the statement of activities are different because: Net change in fund balances-total governmental funds $ 4,618,639 Governmental funds report capital outlays as expenditures. However,in the statement of activities,the cost of these assets is allocated over their estimated useful lives and reported as depreciation expense. This is the amount bywhich capital outlays exceeded depreciation expense in the current period. Capital outlay $ 865,741 Depreciation (2,876,319) (2,010,578) Compensated absences expenses reported in the statement of activities do not require the use of current financial resources and,therefore,are not reported as expenditures in governmental funds. (69,924) Pension obligation expenses reported in the statement of activities do not require the use of current financial resources and,therefore,are not reported as expenditures in governmental funds. (497,976) Other post-employment benefits obligation expenses reported in the statement of activities do not require the use of current financial resources and,therefore,are not reported as expenditures in governmental funds. (71,516) Revenues reported as unavailable revenue in the governmental funds are recognized in the statement of activities. These are included in the operating contributions and miscellaneous income in the statement of activities. 309,836 Internal service funds are used by management to charge the costs of certain activities,such as equipment and technology replacement,to individual funds. The net revenues of the internal service funds are reported with governmental activities. (113,183) Change in Net Position of Governmental Activities $ 2,165,298 The notes to financial statements are an integral part of this statement. 24 CITY OF ROSEMEAD,CALIFORNIA STATEMENT OF NET POSITION PROPRIETARY FUNDS JUNE 30,2020 Governmental Activities Internal Service Funds Assets: Current Assets: Cash and investments $ 672,022 Total Current Assets 672,022 Noncurrent Assets: Capital assets, net of accumulated depreciation 20,744 Total Noncurrent Assets 20,744 Total Assets 692,766 Liabilities: Current Assets: Accounts payable 6,041 Total Current Liabilities 6,041 Total Liabilities 6,041 Net Position: Investment in capital assets 20,744 Unrestricted 665,981 Total Net Position $ 686,725 The notes to financial statements are an integral part of this statement. 25 CITY OF ROSEMEAD,CALIFORNIA STATEMENT OF REVENUES, EXPENSES AND CHANGES IN FUND NET POSITION PROPRIETARY FUNDS FOR THE YEAR ENDED JUNE 30,2020 Governmental Activities Internal Service Funds Operating Revenues: Charges for services $ 164,500 Total Operating Revenues 164,500 Operating Expenses: Contractual services 225,825 Depreciation expense 51,858 Total Operating Expenses 277,683 Operating Income (113,183) Net Position at the Beginning of the Year 799,908 Net Position at the End of the Year $ 686,725 The notes to financial statements are an integral part of this statement. 26 CITY OF ROSEMEAD,CALIFORNIA STATEMENT OF CASH FLOWS PROPRIETARY FUNDS FOR THE YEAR ENDED JUNE 30,2020 Governmental Activities Internal Service Funds Cash Flows from Operating Activities: Cash received from interfund service provided $ 164,500 Cash paid to suppliers for goods and services (219,784) Net Cash Provided by Operating Activities (55,284) Cash Flows from Capital and Related Financing Activities: Acquisition and construction of capital assets (5,747) Net Cash Used for Capital and Related Financing Activities (5,747) Net Increase in Cash and Cash Equivalents (61,031) Cash and Cash Equivalents at the Beginning of the Year 733,053 Cash and Cash Equivalents at the End of the Year $ 672,022 Reconciliation of Operating Income to Net Cash Provided by Operating Activities: Operating income $ (113,183) Adjustments to reconcile operating income net cash provided by operating activities: Depreciation 51,858 Increase in accounts payable 6,041 Total Adjustments 57,899 Net Cash Provided by Operating Activities $ (55,284) The notes to financial statements are an integral part of this statement. 27 CITY OF ROSEMEAD,CALIFORNIA STATEMENT OF FIDUCIARY NET POSITION FIDUCIARY FUNDS JUNE 30,2020 Private-Purpose Trust Fund Agency Successor Funds Agency Assets: Cash and investments $ 1,231,249 $ 5,236,373 Notes and loans receivable - 201,314 Prepaid costs - 139,976 Restricted cash and investments with fiscal agents - 1,134,248 Total Assets $ 1,231,249 6,711,911 Deferred Outflows of Resources: Deferred charge on refunding 161,217 Total Deferred Outflows of Resources 161,217 Liabilities: Accrued liabilities $ - 394 Accrued interest - 263,030 Deposits payable 1,231,249 - Long-term liabilities: Bonds payable,due within one year - 2,387,014 Bonds payable,due in more than one year - 24,043,276 Total Liabilities $ 1,231,249 26,693,714 Net Position: Held in trust for the dissolution of the former Redevelopment Agency (19,820,586) Total Net Position $ (19,820,586) The notes to financial statements are an integral part of this statement. 28 CITY OF ROSEMEAD,CALIFORNIA STATEMENT OF CHANGES IN FIDUCIARY NET POSITION FIDUCIARY FUNDS FOR THE YEAR ENDED JUNE 30,2020 Private-Purpose Trust Fund Successor Agency Additions: Taxes $ 3,634,143 Interest and change in fair value of investments 29,858 Total Additions 3,664,001 Deductions: Administrative expenses 100,062 Interest expense 1,143,966 Contributions to other governments 453,238 Total Deductions 1,697,266 Change in Net Position 1,966,735 Net Position at the Beginning of the Year (21,787,321) Net Position at the End of the Year $ (19,820,586) The notes to financial statements are an integral part of this statement. 29 THIS PAGE INTENTIONALLY LEFT BLANK 30 CITY OF ROSEMEAD, CALIFORNIA NOTES TO FINANCIAL STATEMENTS JUNE 30, 2020 I. SIGNIFICANT ACCOUNTING POLICIES Note 1: Summary of Significant Accounting Policies a. Reporting Entity The City of Rosemead, California, ("the City") was incorporated in August 1959 under the general laws of the State of California. The City operates under an elected Council/City Manager form of government. It provides a broad range of services to its citizens,including general government,public safety,streets,sanitation and health,cultural and park facilities, and social services. Many of the functions often provided by municipal government are, in the City, provided by special districts. Examples of some of these special districts, which usually encompass areas larger than the City itself, are the Fire Protection District,the Library District,and the County Flood Control District.Certain other governmental functions are paid for by the City but performed by a variety of other public and private agencies under contract. Some of the contracts now in effect are for police, solid waste disposal, and building and safety. The accounting policies of the City conform to generally accepted accounting principles as applicable to governments.As required by generally accepted accounting principles,these financial statements present the government and its component units, which are entities for which the government is considered to be financially accountable. The City is considered to be financially accountable for an organization if the City appoints a voting majority of that organization's governing body and the City is able to impose its will on that organization or there is a potential for that organization to provide specific financial benefits to or impose specific financial burdens on the City. The City is also considered to be financially accountable if an organization is fiscally dependent(i.e., it is unable to adopt its budget, levy taxes, set rates or charges, or issue bonded debt without approval from the City). In certain cases, other organizations are included as component units if the nature and significance of their relationship with the City are such that their exclusion would cause the City's financial statements to be misleading or incomplete. Based upon the above criteria, the blended component units of the City are the Rosemead Financing Authority (the Authority) and the Rosemead Housing Development Corporation (the Corporation). Rosemead Financing Authority The Authority provides for the financing or refinancing of public capital improvements and working capital requirements of local agencies that enter into contractual arrangements with the Authority. Separate financial statements are not prepared. Rosemead Housing Development Corporation The Corporation accounts for the construction, financing and operations of low and moderate-income housing. It is a California nonprofit benefit corporation organized under Section 501(c)(3)of the Internal Revenue Code.The activities of the Corporation are recorded in the RHDC special revenue fund. Separately issued financial statements of the Corporation can be obtained from the Finance Department. 31 CITY OF ROSEMEAD, CALIFORNIA NOTES TO FINANCIAL STATEMENTS(CONTINUED) JUNE 30,2020 Note 1: Summary of Significant Accounting Policies(Continued) Since the City Council and/or other City officials serve as the Governing Board for these component units, and a financial benefit or burden relationship exists for all of the City's component units are considered to be blended component units. Blended component units,although legally separate entities,are,in substance,part of the City's operations.Therefore, data from these units are reported with the funds of the primary government,the City. b. Basis of Accounting and measurement Focus The basic financial statements of the City are composed of the following: • Government-wide financial statements • Fund financial statements • Notes to the basic financial statements Financial reporting is based upon all Governmental Accounting Standards Board pronouncements. Government-wide Financial Statements Government-wide financial statements display information about the reporting government as a whole, except for its fiduciary activities. These statements include separate columns for the governmental and business-type activities of the primary government(including its blended component units), as well as its discretely presented component units.The City of Rosemead has no business-type activities and no discretely presented component units. Eliminations have been made in the Statement of Activities so that certain allocated expenses are recorded only once (by function to which they were allocated). However, general governmental expenses have not been allocated as indirect expenses to the various functions of the City. Government-wide financial statements are presented using the economic resources measurement focus and the accrual basis of accounting. Under the economic resources measurement focus, all (both current and long-term) economic resources and obligations of the reporting government are reported in the government-wide financial statements. Basis of accounting refers to when revenues and expenditures are recognized in the accounts and reported in the financial statements. Under the accrual basis of accounting, revenues, expenses, gains, losses, assets, and liabilities resulting from exchange and exchange-like transactions are recognized when the exchange takes place. Revenues, expenses, gains, losses, assets, and liabilities resulting from nonexchange transactions are recognized in accordance with generally accepted accounting principles. Program revenues include charges for services, special assessments, and payments made by parties outside of the reporting government's citizenry if that money is restricted to a particular program. Program revenues are netted with program expenses in the statement of activities to present the net cost of each program. 32 CITY OF ROSEMEAD, CALIFORNIA NOTES TO FINANCIAL STATEMENTS (CONTINUED) JUNE 30,2020 Note 1: Summary of Significant Accounting Policies (Continued) Amounts paid to acquire capital assets are capitalized as assets in the government-wide financial statements, rather than reported as an expenditure. Proceeds of long-term debt are recorded as a liability in the government-wide financial statements, rather than as other financing source. Amounts paid to reduce long-term indebtedness of the reporting government are reported as a reduction of the related liability, rather than as an expenditure. Fund Financial Statements The underlying accounting system of the City is organized and operated on the basis of separate funds,each of which is considered to be a separate accounting entity.The operations of each fund are accounted for with a separate set of self-balancing accounts that comprise its assets, liabilities, fund equity, revenues and expenditures or expenses, as appropriate. Governmental resources are allocated to and accounted for in individual funds based upon the purposes for which they are to be spent and the means by which spending activities are controlled. Fund financial statements for the primary governments governmental,proprietary,and fiduciary funds are presented after the government-wide financial statements. These statements display information about major funds individually and non-major funds in the aggregate for governmental and enterprise funds. Fiduciary statements include financial information for fiduciary funds and similar component units. Fiduciary funds of the City primarily represent assets held by the City in custodial capacity for other individuals or organizations. Funds In the fund financial statements, governmental funds are presented using the modified-accrual basis of accounting. Their revenues are recognized when they become measurable and available as net current assets. Measurable means that the amounts can be estimated, or otherwise determined. Available means that the amounts were collected during the reporting period or soon enough thereafter to be available to finance the expenditures accrued for the reporting period.The City uses a sixty-day availability period. Revenue recognition is subject to the measurable and available criteria for the government funds in the fund financial statements. Exchange transactions are recognized as revenues in the period in which they are earned (i.e.,the related goods or services are provided). Locally imposed derived tax revenues are recognized as revenues in the period in which the underlying exchange transaction on which they are based takes place. Imposed non-exchange transactions are recognized as revenues in the period for which they were imposed. If the period of use is not specified,they are recognized as revenues when an enforceable legal claim to the revenues arises or when they are received, whichever occurs first. Government-mandated and voluntary non-exchange transactions are recognized as revenues when all applicable eligibility requirements have been met. 33 CITY OF ROSEMEAD, CALIFORNIA NOTES TO FINANCIAL STATEMENTS (CONTINUED) JUNE 30,2020 Note 1: Summary of Significant Accounting Policies (Continued) In the fund financial statements, governmental funds are presented using the current financial resources measurement focus. This means that only current assets and current liabilities are generally included on their balance sheets.The reported fund balance (net current assets) is considered to be a measure of"available spendable resources."Governmental fund operating statements present increases(revenues and other financing sources)and decreases(expenditures and other financing uses)in net current assets. Accordingly, they are said to present a summary of sources and uses of"available spendable resources"during a period. Non-current portions of long-term receivables due to governmental funds are reported on their balance sheets in spite of their spending measurement focus. However, special reporting treatments are used to indicate that they should not be considered "available spendable resources," since they do not represent net current assets. Recognition of governmental fund type revenues represented by noncurrent receivables are deferred until they become current receivables. Because of their spending measurement focus, expenditure recognition for governmental fund types excludes amounts represented by noncurrent liabilities. Since they do not affect net current assets,such long-term amounts are not recognized as governmental fund type expenditures or fund liabilities. Amounts expended to acquire capital assets are recorded as expenditures in the year that resources were expended, rather than as fund assets.The proceeds of long-term debt are recorded as other financing sources rather than as a fund liability. Amounts paid to reduce long-term indebtedness are reported as fund expenditures. When both restricted and unrestricted resources are combined in a fund, expenditures are considered to be paid first from restricted resources, and then from unrestricted resources. Proprietary Funds Proprietary fund financial statements include a Statement of Net Position,a Statement of Revenues, Expenses and Changes in Net Position, and a Statement of Cash Flows for all proprietary funds. Proprietary funds are accounted for using the "economic resources" measurement focus and the accrual basis of accounting. Accordingly, all assets and liabilities (whether current or noncurrent) are included on the Statement of Net Position. The Statement of Revenues, Expenses, and Changes in Net Position presents increases (revenue) and decreases (expenses) in total net position. Under the accrual basis of accounting, revenues are recognized in the period in which they are earned while expenses are recognized in the period in which liability is incurred. Operating revenues in the proprietary funds are those revenues that are generated from the primary operations of the fund. All other revenues are reported as nonoperating revenues. Operating expenses are those expenses that are essential to the primary operations of the fund. All other expenses are reported as nonoperating expenses. 34 CITY OF ROSEMEAD, CALIFORNIA NOTES TO FINANCIAL STATEMENTS (CONTINUED) JUNE 30,2020 Note 1: Summary of Significant Accounting Policies(Continued) Fiduciary Funds The City maintains two fiduciary fund types. The first is a private-purpose trust fund which uses the economic resources measurement focus and the accrual basis of accounting. The second is an agency fund which has no measurement focus. The agency fund is custodial in nature (assets equal liabilities) and does not involve the recording of City revenues and expenses. c. Major and Fiduciary Fund Types The City's major governmental funds are as follows: • General Fund —Accounts for all financial resources except those required to be accounted for in another fund. These resources are devoted to financing the general services that the City performs for its citizens. • CBBG Fund — The fund is used to account for monies received from the U.S. Department of Housing and Urban Development(HUD)for administering the CDBG Program. The City's Fiduciary Funds are as follows: • Private-purpose Trust Fund—Accounts for the activity of the Successor Agency to the Community Development Commission of the City of Rosemead. • Agency Fund—Accounts for the assets held in a trustee capacity or as an agent. The cash being held primarily represents amounts placed on deposit for refundable permits and performance bonds. Additionally, the City reports: • Internal Service Funds—Account for the financing of goods and services provided by one department to other departments on a cost reimbursement basis. The City has internal service funds for equipment replacement and technology replacement. • Special Revenue Funds—Account for and report the proceeds of specific revenue sources that are restricted or committed to expenditure for specified purposes other than debt service or capital projects. All are currently reported in nonmajor governmental funds. d. Investments For financial reporting purposes, investments are adjusted to their fair value whenever the difference between fair value and the carrying amount is material. Changes in fair value that occur during a fiscal year are recognized as investment income reported for that fiscal year. Investment income includes interest earnings, changes in fair value, and any gains or losses realized upon the liquidation or sale of investments. The City pools cash and investments of all funds, except for assets held by fiscal agents. Each fund's share in this pool is displayed in the accompanying financial statements as cash and investments. Investment income earned by the pooled investments is allocated to the various funds based on each fund's average cash and investment balance. 35 CITY OF ROSEMEAD, CALIFORNIA NOTES TO FINANCIAL STATEMENTS (CONTINUED) JUNE 30,2020 Note 1: Summary of Significant Accounting Policies (Continued) e. Cash Equivalents For purposes of the statement of cash flows, cash equivalents are defined as short-term, highly liquid investments that are both readily convertible to known amounts of cash or so near their maturity that they present insignificant risk of changes in value because of changes in interest rates. Cash equivalents also represent the proprietary funds' share in the cash and investment pool of the City of Rosemead. Cash equivalents have an original maturity date of three months or less from the date of purchase. For purposes of the statement of cash flows, the entire balance of cash and investments on the combined balance sheet for the internal service fund is considered cash and cash equivalents. f. Capital Assets Capital assets (including infrastructure) are recorded at cost where historical records are available and at an estimated historical cost where no historical records exist. Donated capital assets, donated works of art and similar items and capital assets received in a service concession arrangement are recorded at acquisition value at the point of acquisition. Generally, capital asset purchases in excess of$10,000 are capitalized if they have an expected useful life of one or more years. Capital assets include public domain (infrastructure) general capital assets consisting of certain improvements including roads, streets, sidewalks, medians, and storm drains. Capital assets used in operations are depreciated over their estimated useful lives using the straight-line method in the government-wide financial statements and in the fund financial statements of the internal service funds. Depreciation is charged as an expense against operations and accumulated depreciation is reported on the respective balance sheet. The following schedule summarizes capital asset useful lives: Building improvements 15-50 years Improvements other than buildings 3-15 years Machinery and equipment 7 years Autos and trucks 5 years Furniture and office equipment 7 years Infrastructure: Bridges 50 years Sewer system and storm drain system 50-100 years Medians and sidewalks 40 years Traffic Signals 30 years Streets 20 years g. Compensated Absences Vacation is payable to employees at the time used or upon termination of employment.All vacation is accrued when incurred in the government-wide level financial statements. 36 CITY OF ROSEMEAD, CALIFORNIA NOTES TO FINANCIAL STATEMENTS(CONTINUED) JUNE 30,2020 Note 1: Summary of Significant Accounting Policies(Continued) The sick leave liability is estimated based on the City's past experience of making termination payments from sick leave, adjusted for the effect of changes in its termination payment policy and other current factors. A liability for these amounts is reported in governmental funds only if it has matured or will be paid from available resources of the current period. City employees accumulate vacation hours that may be paid upon termination, death or retirement. Full-time employees can accumulate up to four weeks of accrued vacation per year depending on the length of employment. The City allows full-time employees who have earned vacation time an opportunity to have the City buy back up to 60 hours of vacation time per year. h. Prepaid Items Prepaid items are reported in the governmental funds under the consumption method and are offset by a nonspendable designation in fund balance to indicate that they are not available for appropriation and are not expendable financial resources. i. Fund Balance The following classifications describe the relative strength of the spending constraints placed on the purposes for which resources can be used: • Nonspendable—This includes amounts that cannot be spent because they are either not in spendable form or must be maintained intact pursuant to legal or contractual requirements, such as prepaids, inventory, or endowments. • Restricted — This includes amounts that can be spent only for specific purposes imposed by creditors, grantors, contributors, or laws and regulations of other governments through enabling litigations. • Committed —This includes amounts that can be used only for the specific purposes pursuant to constraints imposed by formal action of the City's highest authority, the City Council. The formal action that is required to be taken to establish, modify, or rescind a fund balance commitment is Council resolution. • Assigned — This includes amounts that are designated by the City Council, City Manager,or Finance Committee for specific purposes and do not meet the criteria to be classified as restricted or committed. • Unassigned —This is the residual classification that includes all spendable amounts not contained in the other classifications.The General Fund is the only fund that reports a positive unassigned fund balance. In other governmental funds, it is not appropriate to report a positive unassigned fund balance amount. However,in governmental funds other than the General Fund, if expenditures incurred for specific purposes exceed amounts that are restricted, committed, or assigned to those purposes, it may be necessary to report a negative unassigned fund balance in that fund. When both restricted and unrestricted resources are available for use when an expenditure is incurred,it is the City's policy to use restricted resources first,then unrestricted resources as they are needed. It is the City's policy to consider committed amounts as being reduced first,followed by assigned amounts,and then unassigned amounts when expenditures are incurred for purposes for which amounts in any of those unrestricted fund balance classifications could be used. 37 CITY OF ROSEMEAD, CALIFORNIA NOTES TO FINANCIAL STATEMENTS (CONTINUED) JUNE 30,2020 Note 1: Summary of Significant Accounting Policies (Continued) j. Use of Estimates The preparation of financial statements in conformity with generally accepted accounting principles requires management to make estimates and assumptions that affect certain reported amounts and disclosures. Accordingly, actual results could differ from those estimates. k. Pension Plans For purposes of measuring the net pension liability, deferred outflows and inflows of resources related to pensions, and pension expense, information about the fiduciary net position and additions to/deductions from the fiduciary net position have been determined on the same basis as they are reported by the Plan Administrators. For this purpose, benefit payments (including refunds of employee contributions) are recognized when currently due and payable in accordance with the benefit terms. Investments are reported at fair value. CaIPERS audited financial statements are publicly available reports that can be obtained at CaIPERS' website, at www.calpers.ca.gov. Copies of the PARS annual financial report may be obtained from PARS, 4350 Von Karman Avenue, Suite 100, Newport Beach, California 92660. GASB 68 requires that the reported results must pertain to liability and asset information within certain defined timeframes. For this report,the following timeframes are used. CaIPERS-Cost sharing Multiple-Employer Plan: Valuation Date(VD) June 30,2018 Measurement Date(MD) June 30,2019 Measurement Period(MP) July 1,2018 to June 30,2019 PARS-Single Employer Agent Plan: Valuation Date(VD) June 30,2018 Measurement Date(MD) June 30,2020 Measurement Period(MP) July 1,2019 to June 30,2020 I. Other Post-Employment Benefit Plans(OPEB) For purposes of measuring the net OPEB liability, deferred outflows of resources and deferred inflows of resources related to OPEB, and OPEB expense, information about the fiduciary net position of the City's plan (OPEB Plan), the assets of which are held by Public Agency Retirement Services (PARS), and additions to/deductions from the OPEB Plan's fiduciary net position have been determined by an independent actuary. For this purpose, benefit payments are recognized when currently due and payable in accordance with the benefit terms. Investments are reported at fair value. Generally accepted accounting principles require that the reported results must pertain to liability and asset information within certain defined timeframes. For this report, the following timeframes are used: Valuation Date(VD) June 30,2019 Measurement Date(MD) June 30,2019 Measurement Period (MP) July 1,2018 to June 30,2019 38 CITY OF ROSEMEAD, CALIFORNIA NOTES TO FINANCIAL STATEMENTS (CONTINUED) JUNE 30,2020 Note 1: Summary of Significant Accounting Policies(Continued) Gains and losses related to changes in total OPEB liability and fiduciary net position are recognized in OPEB expense systematically over time. Amounts are first recognized in OPEB expense for the year the gain or loss occurs. The remaining amounts are categorized as deferred outflows and deferred inflows of resources related to OPEB and are to be recognized in future OPEB expense. The recognition period differs depending on the source of the gain or loss: Net different between projected and actual earning on OPEB plan Investments 5 years Expected average remaining service lifetime(EARSL) All other amounts (4.0 Years at June 30,2019) m. Deferred Outflows and Deferred Inflows of Resources In addition to assets,the statement of net position will sometimes report a separate section for deferred outflows of resources. This separate financial statement element, deferred outflows of resources, represents a consumption of net position that applies to a future period(s)and so will not be recognized as an outflow of resources (expense/expenditure) until then.The City has deferred outflows of resources on pensions and OPEB (described previously)in the statement of net position. The pension-related deferred outflows include such items as: contributions made after the actuarial measurement date, changes in assumptions, differences between expected and actual experiences, the net difference between projected and actual earnings on plan investments, adjustments due to differences in proportionate share, and differences in the proportionate share. All of the items, with the exception of the net difference between projected and actual earnings on plan investments which is recognized over five years, are recognized over the expected average remaining service life of plan members. In addition to liabilities, the statement of net position will sometimes report a separate section for deferred inflows of resources. This separate financial statement element, deferred inflows of resources, represents an acquisition of net position that applies to a future period(s) and will not be recognized as an inflow of resources (revenue) until that time. The City has deferred inflow of resources deferred revenue on the fund financial statements — unavailable revenue. Deferred inflows related to pensions and OPEB (described previously)are reported in the statement of net position. The deferred inflows related to pensions include changes in assumptions,the difference in expected and actual experiences, adjustments due to differences in proportionate share, and the difference in proportionate share; these items are recognized over the expected average remaining service life of plan members. 39 CITY OF ROSEMEAD, CALIFORNIA NOTES TO FINANCIAL STATEMENTS(CONTINUED) JUNE 30,2020 II. STEWARDSHIP, COMPLIANCE,AND ACCOUNTABILITY Note 2: Stewardship, Compliance,and Accountability a. Deficit Fund Balances/Net Position The Community Development Block Grant(CDBG)major special revenue fund reported a deficit in fund balance in the amount of$206,811 as of June 30, 2020. The fund deficit balance is due to the timing of grant reimbursement from the grantor agency. b. Budgetary Budgets were legally adopted for all governmental funds with the exception of the City Grants Special Revenue Fund. III. DETAILED NOTES ON ALL FUNDS Note 3: Cash and Investments Cash and investments as of June 30, 2020, are classified in the accompanying financial statements as follows: Statement of Net Position Cash and Investments $ 38,405,520 Statement of Fiduciary Net Position Cash and Investments 6,467,622 Restricted Cash and Investment with Fiscal Agents 1,134,248 Total Cash and Investment $ 46,007,390 Cash and Investments as of June 30, 2020, consist of the following: Deposits with financial institutions $ 15,656,856 Investments 30,350,534 Total Cash and Investments $ 46,007,390 Investments Authorized by the California Government Code and the City's Investment Policy The table below identifies the investment types that are authorized for the City by the California Government Code and the City's investment policy. The table also identifies certain provisions of the California Government Code (or the City's investment policy, if more restrictive)that address interest rate risk, credit risk, and concentration of credit risk. This table does not address investments of debt proceeds held by bond trustee that are governed by the provisions of debt agreements of the City, rather than the general provisions of the California Government Code or the City's investment policy. 40 CITY OF ROSEMEAD, CALIFORNIA NOTES TO FINANCIAL STATEMENTS (CONTINUED) JUNE 30,2020 Note 3: Cash and Investments (Continued) Authorized by Maximum Maximum investment Maximum Percentage Investment in Authorized Investment Type Policy Maturity of Portfolio One Issuer U.S. Treasury Obligations Yes 5 years None None U.S. Agency Securities Yes 5 years 70% 35% Banker's Acceptances Yes 180 days 20% 30% Commercial Paper Yes 180 days 15% 10% Negotiable Certificates for Deposits Yes 5 years 30% None Medium Term Notes Yes 5 years 30% None Money Market Mutual Funds Yes N/A 20% 10% Local Agency Investment Funds (LAIF) Yes N/A None $65M Interest Rate Risk Interest rate risk is the risk that changes in market interest rates will adversely affect the fair value of an investment. Generally,the longer the maturity of an investment,the greater the sensitivity of its fair value to changes in market interest rates. One of the ways that the City manages its exposure to interest rate risk is by purchasing a combination of shorter term and longer-term investments and by timing cash flows from maturities so that a portion of the portfolio is maturing or coming close to maturity evenly over time as necessary to provide the cash flow and liquidity needed for operations. Information about the sensitivity of the fair values of the City's investments (including investments held by bond trustee)to market interest rate fluctuations is provided by the following table that shows the distribution of the City's investments by maturity: Remaining Maturity (in Months) 12 Months 13 to 24 25 to 60 Investment Type or Less months months Total State investment pool $ 18,789,868 $ - $ - $ 18,789,868 Certifices of Deposit 1,488,591 769,852 3,363,212 5,621,655 U.S. agency securities 1,007,005 - 1,247,696 2,254,701 Money Market Mutual Funds 528,286 - - 528,286 Medium-term notes 449,104 258,423 1,314,249 2,021,776 Held by bond trustee Money Market Mutual Funds 1,134,248 - - 1,134,248 Total $ 23,397,102 $ 1,028,275 $ 5,925,157 $ 30,350,534 Credit Risk Generally, credit risk is the risk that an issuer of an investment will not fulfill its obligation to the holder of the investment. This is measured by the assignment of a rating by a nationally recognized statistical rating organization. Presented below is the minimum rating required by (where applicable) the California Government Code, the City's investment policy, or debt agreements, and the actual rating as of year-end for each investment type. 41 CITY OF ROSEMEAD, CALIFORNIA NOTES TO FINANCIAL STATEMENTS (CONTINUED) JUNE 30,2020 Note 3: Cash and Investments(Continued) Ratings at End of Year Minimum Legal Investment Type Totals Rating N/A A- A A+ AA+ State In estment Pool $ 18,789,868 N/A $ 18,789,868 $ - $ - $ - $ Certificates of Deposit 5,621,655 N/A 5,621,655 - - - U.S.Agency Securities 2,254,701 N/A - - - - 2,254,701 Medium-Term Notes 2,021,776 A - 1,060,531 702,822 258,423 Money Market Mutual Funds 528,286 Multiple 528,286 - - - Held by Bond Trustee: Money Market Mutual Funds 1,134,248 Multiple 1,134,248 - - - Total $ 30,350,534 $26,074,057 $1,060,531 $ 702,822 $258,423 $2,254,701 Concentration of Credit Risk The investment policy of the City contains certain limitations on the amount that can be invested in any one issuer. Investments in any one issuer (other than U.S. Treasury securities, mutual funds, and external investment pools)that represent 5%or more of total As of June 30,2020 the City did not have any investments in one issuer greater than 5%. Custodial Credit Risk Custodial credit risk for deposits is the risk that, in the event of the failure of a depository financial institution, a government will not be able to recover its deposits or will not be able to recover collateral securities that are in the possession of an outside party.The custodial credit risk for investments is the risk that, in the event of the failure of the counterparty (e.g., broker-dealer)to a transaction, a government will not be able to recover the value of its investment or collateral securities that are in the possession of another party. The California Government Code and the City's investment policy do not contain legal or policy requirements that would limit the exposure to custodial credit risk for deposits or investments, other than the following provision for deposits: The California Government Code requires that a financial institution secure deposits made by state or local governmental units by pledging securities in an undivided collateral pool held by a depository regulated under state law(unless so waived by the governmental unit).The fair value of the pledged securities in the collateral pool must equal at least 110% of the total amount deposited by the public agencies. California law also allows financial institutions to secure City deposits by pledging first trust deed mortgage notes having a value of 150% of the secured public deposits. As of June 30, 2020, the City had deposits with financial institutions in excess of federal depository insurance limits by$9,715,064 that were held in collateralized accounts. As of June 30, 2020, the Successor Agency had deposits with financial institutions in excess of federal depository insurance limits by $4,745,549 that were held in collateralized accounts. 42 CITY OF ROSEMEAD, CALIFORNIA NOTES TO FINANCIAL STATEMENTS (CONTINUED) JUNE 30,2020 Note 3: Cash and Investments (Continued) Investment in State Investment Pool The City is a voluntary participant in the Local Agency Investment Fund (LAIF) that is regulated by the California Government Code under the oversight of the Treasurer of the State of California. The fair value of the City's investment in this pool is reported in the accompanying financial statements at amounts based upon the City's pro-rata share of the fair value provided by LAIF for the entire LAIF portfolio(in relation to the amortized cost of that portfolio). The balance available for withdrawal is based on the accounting records maintained by LAIF,which are recorded on an amortized cost basis. LAIF is not registered with the Securities and Exchange Commission and is not rated. Deposits and withdrawals in LAIF are made on the basis of$1 and not fair value. Accordingly,the City's investment in this pool is measured on uncategorized inputs not defined as Level 1, 2, or 3. Fair Value Measurements Generally accepted accounting principles establishes a fair value hierarchy that prioritizes the inputs to valuation techniques used to measure fair value. This hierarchy consists of three broad levels: Level 1 inputs consist of quoted prices(unadjusted)for identical assets and liabilities in active markets that a government can access at the measurement date, Level 2 inputs that are observable for an asset or liability, either directly or indirectly, and Level 3 inputs have the lowest priority and consist of unobservable inputs for an asset or liability. The City's custodian National Financial Services uses Intercontinental Exchange (ICE), Bloomberg, and Thompson Reuters to obtain pricing information. As of June 30,2020,with the exception of LAIF and Money Market Funds,which are considered uncategorized, all of the City's investments are valued using Level 2 inputs. Note 4: Loans receivable Loans receivable consisted of the following at June 30, 2020: Balance Balance Govemmental Activities: June 30, 2019 Additions Deletions June 30, 2020 Computer Loans $ 5,025 $ - $ 2,967 $ 2,058 San Gabriel Valley Water Co. Loan Phase I 65,840 - 8,230 57,610 San Gabriel Valley Water Co. Loan Phase II 32,921 - 4,115 28,806 Rio Hondo Community Dewlopment Co. Loan 227,086 - - 227,086 El Monte Cemetary Association Loan 6,000 - 1,200 4,800 Total $ 336,872 $ - $ 16,512 $ 320,360 Note 5: Property Taxes Property tax revenue is recognized in the fiscal year for which the taxes have been levied providing they become available. Available means due, or past due and receivable within the current period and collected within the current period or expected to be collected soon enough thereafter(not to exceed 60 days)to be used to pay liabilities in the current period. 43 CITY OF ROSEMEAD, CALIFORNIA NOTES TO FINANCIAL STATEMENTS (CONTINUED) JUNE 30,2020 Note 5: Property Taxes(Continued) Under California law, property taxes are assessed and collected by the counties up to 1% of assessed value, plus other increases approved by the voters.The property taxes are recorded initially in a pool and are then allocated to the cities based on complex formulas. Accordingly, the City of Rosemead accrues only those taxes that are received from the County within sixty days after year-end. Lien date January 1 Levy date July 1 Due dates November 1 and February 1 Collection dates December 10 and April 10 Note 6: Interfund Balances Due to/due from other funds for the year ending June 30, 2020, consisted of$301,943 due to the General Fund from the Community Development Block Grant for$259,488 and Nonmajor Governmental Funds for$42,455 for short-term loans made to those funds from the General Fund resulting from deficit cash balances in those funds. Note 7: Capital Assets Capital asset activity was as follows for the year ended June 30, 2020: Balance CIP Balance Governmental Activities: June 30,2019 Transfers Additions Deletions June 30,2020 Capital assets not being depreciated: Land $ 4,417,104 $ - $ - $ - $ 4,417,104 Construction in progress 277,554 (273,711) 753,399 - 757,242 Total capital assets not being depreciated 4,694,658 (273,711) 753,399 - 5,174,346 Depreciable capital assets: Buildings 24,086,271 - 22,643 - 24,108,914 Improvements other than buildings 5,372,034 - 89,699 - 5,461,733 Machinery and equipment 708,992 - 5,747 237,592 477,147 Autos and trucks 1,763,173 - - 327,268 1,435,905 Fumiture and office equipment 1,504,829 - - 740,404 764,425 Infrastructure 68,614,592 273,711 - - 68,888,303 Total capital assets being depreciated 102,049,891 273,711 118,089 1,305,264 101,136,427 Less:accumulated depreciation for. Buildings (10,083,447) - (483,904) - (10,567,351) Improvements other than buildings (1,698,589) - (299,356) - (1,997,945) Machinery and equipment (580,315) - (26,754) (237,592) (369,477) Autos and trucks (1,577,153) - (135,171) (327,268) (1,385,056) Fumiture and office equipment (1,404,083) - (54,296) (740,404) (717,975) Infrastructure (40,518,410) - (1,928,696) - (42,447,106) Total accumulated depreciation (55,861,997) - (2,928,177) (1,305,264) (57,484,910) Total capital assets, being depreciated,net 46,187,894 273,711 (2,810,088) - 43,651,517 Govemment activities capital assets, net $ 50,882,552 $ - $ (2,056,689) $ - $ 48,825,863 44 CITY OF ROSEMEAD, CALIFORNIA NOTES TO FINANCIAL STATEMENTS(CONTINUED) JUNE 30,2020 Note 7: Capital Assets (Continued) Depreciation expense was charged to functions/programs of the primary government as follows: Govemmental Activities Total General Government $ 16,585 Public Safety 14,686 Public Works 2,677,995 Community development 14,353 Parks and recreation 152,700 Internal Service Funds 51,858 Totals $ 2,928,177 Note 8: Compensated Absences Compensated absences activities for the year ended June 30, 2020, is as follows: Beginning Due in Balance Additions Deletions Ending Balance One Year $ 580,642 $ 333,255 $ 263,331 $ 650,566 $ 295,043 Compensated absences have no repayment schedule and become payable as used by employees. Compensated absences are liquidated through the City's General Fund. Note 9: Risk Management a. Description of Self-Insurance Pool Pursuant to Joint Powers Agreement The City of Rosemead is a member of the California Joint Powers Insurance Authority (Authority). The Authority is composed of 118 California public entities and is organized under a joint powers agreement pursuant to California Government Code §6500 et seq. The purpose of the Authority is to arrange and administer programs for the pooling of self-insured losses,to purchase excess insurance or reinsurance,and to arrange for group purchased insurance for property and other lines of coverage. The California JPIA began covering claims of its members in 1978. Each member government has an elected official as its representative on the Board of Directors.The Board operates through a nine-member Executive Committee. b. Primary Self-Insurance Programs of the Authority Each member pays an annual contribution at the beginning of the coverage period. A retrospective adjustment is then conducted annually thereafter, for coverage years 2012-13 and prior. Coverage years 2013-14 and forward are not subject to routine annual retrospective adjustment. The total funding requirement for primary self-insurance programs is based on an actuarial analysis. Costs are allocated to individual agencies based on payroll and claims history, relative to other members of the risk-sharing pool. 45 CITY OF ROSEMEAD, CALIFORNIA NOTES TO FINANCIAL STATEMENTS(CONTINUED) JUNE 30,2020 Note 9: Risk Management(Continued) Primary Liability Program In the liability program claims are pooled separately between police and general government exposures. (1) The payroll of each member is evaluated relative to the payroll of other members. A variable credibility factor is determined for each member, which establishes the weight applied to payroll and the weight applied to losses within the formula. (2)The first layer of losses includes incurred costs up to$30,000 for each occurrence and is evaluated as a percentage of the pool's total incurred costs within the first layer. (3)The second layer of losses includes incurred costs from$30,000 to $750,000 for each occurrence and is evaluated as a percentage of the pool's total incurred costs within the second layer. (4)Incurred costs from$750,000 to$50 million, are distributed based on the outcome of cost allocation within the first and second loss layers. The overall coverage limit for each member, including alllayers of coverage, is $50 million per occurrence. Subsidence losses have a sub-limit of $40 million per occurrence. The coverage structure includes retained risk hat is pooled among members, reinsurance, and excess insurance. More detailed information about the various layers of coverage is available on the following website: https://ci pia.orq/protection/coverage-programs. Workers'Compensation In the workers' compensation program claims are pooled separately between public safety (police and fire) and general government exposures. (1) The payroll of each member is evaluated relative to the payroll of other members. A variable credibility factor is determined for each member,which establishes the weight applied to payroll and the weight applied to losses within the formula.(2)The first layer of losses includes incurred costs up to$50,000 for each occurrence and is evaluated as a percentage of the pool's total incurred costs within the first layer. (3) The second layer of losses includes incurred costs from$50,000 to$100,000 for each occurrence and is evaluated as a percentage of the pool's total incurred costs within the second layer. (4) Incurred costs from $100,000 to statutory limits are distributed based on the outcome of cost allocation within the first and second loss layers. For 2019-20 the Authority's pooled retention is $1 million per occurrence, with reinsurance to statutory limits under California Workers' Compensation Law. Employer's Liability losses are pooled among members to$1 million. Coverage from $1 million to $5 million is purchased as part of a reinsurance policy, and Employer's Liability losses from$5 million to$10 million are pooled among members. c. Purchased Insurance Pollution Legal Liability Insurance The City of Rosemead participates in the pollution legal liability insurance program which is available through the Authority. The policy covers sudden and gradual pollution of scheduled property, streets, and storm drains owned by the City of Rosemead. Coverage is on a claims-made basis. There is a $50,000 deductible. The Authority has an aggregate limit of$50 million for the 3-year period from July 1, 2017 through July 1, 2020. Each member of the Authority has a$10 million sub-limit during the 3-year policy term. 46 CITY OF ROSEMEAD, CALIFORNIA NOTES TO FINANCIAL STATEMENTS(CONTINUED) JUNE 30,2020 Note 9: Risk Management(Continued) Property Insurance The City of Rosemead participates in the all-risk property protection program of the Authority. This insurance protection is underwritten by several insurance companies. City of Rosemead property is currently insured according to a schedule of covered property submitted by the City of Rosemead to the Authority. City of Rosemead property currently has all-risk property insurance protection in the amount of $76,032,770.There is a$10,000 deductible per occurrence except for non-emergency vehicle insurance which has a$2,500 deductible. Crime Insurance The City of Rosemead purchases crime insurance coverage in the amount of $1,000,000 with a $2,500 deductible. The fidelity coverage is provided through the Authority. d. Adequacy of Protection During the past three fiscal years, none of the above programs of protection experienced settlements or judgments that exceeded pooled or insured coverage. There were also no significant reductions in pooled or insured liability coverage in 2019-20. Note 10: Defined Benefit Pension Plans a. Aggregate Information on all Defined Benefit Pension Plans The City participates in two defined benefit pension plans,the Miscellaneous Cost-sharing multiple-employer defined benefit pension plan administered by the California Public Employees' Retirement System (CaIPERS), and the Public Agency Retirement System (PARS) retirement enhancement plan, a single-employer defined benefit pension plan. These two plans are presented in aggregate on the government-wide financial statement of net position. The schedule below summarizes the components of the information presented on the government-wide statement broken out by each plan and in aggregate: PARS CaIPERS Retirement Miscellaneous Enhancement Plan Plan Total Net Pension Liability $ 8,856,781 $ - $ 8,856,781 Net Pension Asset - 521,964 521,964 Deferred Outflows of Resources 3,239,713 117,631 3,357,344 Deferred Inflows of Resources 966,815 140,008 1,106,823 Pension Expense 2,060,525 (3,025) 2,057,500 47 CITY OF ROSEMEAD, CALIFORNIA NOTES TO FINANCIAL STATEMENTS(CONTINUED) JUNE 30,2020 Note 10: Defined Benefit Pension Plans (Continued) b. Defined Benefit Pension Plan -CaIPERS Plan Description All qualified permanent and probationary employees are eligible to participate in the Public Agency Cost-Sharing Multiple-Employer Defined Benefit Pension Plan (Plan) administered by the California Public Employees'Retirement System(CaIPERS.)The Plan consists of individual rate plans (benefit tiers)within a safety risk pool (police and fire)and a miscellaneous risk pool (all other). Plan assets may be used to pay benefits for any employer rate plal8n of the safety and miscellaneous pools.Accordingly, rate plans within the safety or miscellaneous pools are not separate plans under GASB Statement No. 68. Individual employers may sponsor more than one rate plan in the miscellaneous or safety risk pools.The City sponsors three miscellaneous rate plans. Benefit provisions under the Plan are established by State statute and City resolution. CaIPERS issues publicly available reports that include a full description of the pension plan regarding benefit provisions, assumptions and membership information that can be found on the CaIPERS' website, at www.calpers.ca.gov. Benefits Provided CaIPERS provides service retirement and disability benefits, annual cost of living adjustments and death benefits to plan members, who must be public employees and beneficiaries.Benefits are based on years of credited service,equal to one year of full-time employment. Members with five years of total service are eligible to retire at age 50 with statutorily reduced benefits. All members are eligible for non-duty disability benefits after 5 years of service. The death benefit is one of the following: the Basic Death Benefit, the 1957 Survivor Benefit, or the Optional Settlement 2W Death Benefit. The cost of living adjustments for each plan are applied as specified by the Public Employees' Retirement Law. The Plan's provisions and benefits in effect at June 30, 2020, are summarized as follows: Tier 1 * Tier 2* PEPRA Hire date Prior to From July 1, 2010 to January 1, 2013 July 1, 2010 December 31, 2012 and after Benefit formula 2.7% @ 55 2% @ 55 2% @ 62 Benefit vesting schedule 5 years service 5 years service 5 years service Benefit payments monthly for life monthly for life monthly for life Retirement age 50 to 55&up 50 to 63&up 52 to 67&up Monthly benefits, as a % of 2.0% to 2.7% 1.426 to 2.418 1.0% to 2.5% eligible compensation Required employee 8.00% 7.00% 6.25% contribution rates Required employer 54.07% 10.27% 7.43% contribution rates 48 CITY OF ROSEMEAD, CALIFORNIA NOTES TO FINANCIAL STATEMENTS (CONTINUED) JUNE 30,2020 Note 10: Defined Benefit Pension Plans (Continued) Contributions Section 20814(c)of the California Public Employees' Retirement Law(PERL)requires that the employer contribution rates for all public employers be determined on an annual basis by the actuary and shall be effective on the July 1 following notice of a change in the rate. The total plan contributions are determined through CaIPERS' annual actuarial valuation process. For public agency cost-sharing plans covered by either the Miscellaneous or Safety risk pools, the Plan's actuarially determined rate is based on the estimated amount necessary to pay the Plan's allocated share of the risk pool's costs of benefits earned by employees during the year, and any unfunded accrued liability. The employer is required to contribute the difference between the actuarially determined rate and the contribution rate of employees. For the year ended June 30, 2020 the contributions recognized as a reduction to the net pension liability was$1,389,145. Pension Liability, Pension Expense and Deferred Outflows/Inflows of Resources At June 30,2020,the City of Rosemead reported a net pension liability for its proportionate share of the net pension liability in the amount of$8,856,781. The City's pension liability is measured as the proportionate share of the net pension liability. The net pensions liability is measured as of June 30, 2019 and the total pension liability for each Plan used to calculate the net pension liability was determined by an actuarial valuation as of June 30, 2018 rolled forward to June 30, 2019 using standard procedures. The City's proportion of the net pension liability was based on a projection of the City's long-term share of contributions to the pension plans relative to the projected contributions of all participating employers,actuarially determined.The City's proportionate share of the net pension liability for each Plan as of June 30,2018 and 2019 was as follows: Miscellaneous Proportion -June 30, 2018 0.09186% Proportion -June 30, 2019 0.08643% Change- Increase(Decrease) -0.00542% For the year ended June 30, 2020, the City of Rosemead recognized pension expense of $2,060,525. At June 30, 2020, the City reported deferred outflows of resources and deferred inflows of resources related to pensions from the following sources: Deferred Outflows Deferred Inflows of Resources of Resources Pension contributions subsequent to measurement date $ 1,446,875 $ - Changes in assumptions 422,332 149,713 Difference between expected and actual experiences 615,141 47,661 Net differences between projected and actual earnings on plan investments - 154,844 Change in employer's proportion and differences between the employer's contributions and the employer's proportionate share of contributions 680,128 - Adjustment due to differences in proportions 75,237 614,597 Total $ 3,239,713 $ 966,815 49 CITY OF ROSEMEAD, CALIFORNIA NOTES TO FINANCIAL STATEMENTS(CONTINUED) JUNE 30, 2020 Note 10: Defined Benefit Pension Plans(Continued) The $1,446,875 reported as deferred outflows of resources related to contributions subsequent to the measurement date will be recognized as a reduction of the net pension liability in the year ended June 30, 2020. Other amounts reported as deferred outflows of resources and deferred inflows of resources related to pensions will be recognized as pension expense as follows: Measurement Period Ended Deferred Outflow/ June 30 (Inflows)of Resources 2020 $ 832,213 2021 (75,380) 2022 37,900 2023 31,290 Total $ 826,023 Actuarial Assumptions and Methods For the measurement period ended June 30, 2019 (the measurement date), the total pension liability was determined by rolling forward the June 30,2018,total pension liability. The June 30, 2018 and the June 30, 2019, total pension liabilities were based on the following actuarial methods and assumptions: Actuarial Cost Method Entry Age Normal Cost Method Actuarial Assumptions Discount Rate 7.15% Inflation 2.50% Salary Increases Varies by Entry Age and Service Mortality Rate Table(1) Derived using CaIPERS' Membership Data for all Funds Post Retirement Benefit Contract COLA up to 2.50% until Purchasing Increase Power Protection Allowance Floor on Purchasing Power applies. (1) The mortality table used was developed based on CaIPERS' specific data. The table includes 15 years of mortality improvements using Society of Actuaries Scale 90% of scale MP 2016. For more details on this table, please refer to the December 2017 experience study report(based on the CaIPERS demographic data from 1997 to 2015)that can be found on the CaIPERS website. 50 CITY OF ROSEMEAD, CALIFORNIA NOTES TO FINANCIAL STATEMENTS(CONTINUED) JUNE 30,2020 Note 10: Defined Benefit Pension Plans(Continued) Change of Assumptions For the measurement date June 30, 2019, demographic assumptions and inflation rate were changed in accordance to the CaIPERS Experience Study and Review of Actuarial Assumptions December 2017.There were no changes in the discount rate. Discount Rate The discount rate used to measure the total pension liability was 7.15 percent. The projection of cash flows used to determine the discount rate assumed that contributions from plan members will be made at current member contribution rates and that contributions from employers will be made at statutorily required rates, actuarially determined. Based on those assumptions, the Plan's fiduciary net position was project to be available to make all projected future benefit payments of current plan members. Therefore, the long-term expected rate of return on plan investments was applied to all periods of projected benefit payments to determine the total pension liability. The long-term expected rate of return on pension plan investments was determined using a building-block method in which expected future real rates of return(expected returns, net of pension plan investment expense and inflation) are developed for each major asset class. In determining the long-term expected rate of return, CaIPERS took into account both short-term and long-term market return expectations as well as the expected pension fund cash flows. Using historical returns of all the funds' asset classes, expected compound (geometric) returns were calculated over the short-term (first 10 years) and the long-term (11+years) using a building-block approach. Using the expected nominal returns for both short-term and long-term, the present value of benefits was calculated for each fund. The expected rate of return was set by calculating the rounded single equivalent expected return that arrived at the same present value of benefits for cash flows as the one calculated using both short-term and long-term returns.The expected rate of return was then set equal to the single equivalent rate calculated above and .adjusted to account for assumed administrative expenses. 51 CITY OF ROSEMEAD,CALIFORNIA NOTES TO FINANCIAL STATEMENTS(CONTINUED) JUNE 30,2020 Note 10: Defined Benefit Pension Plans(Continued) The expected real rates of return by asset class are as follows: Assumed Asset Real Return Real Return Asset Class(1) Allocation Years 1 -10(2) Years 11+ (3) Global Equity 50.0% 4.80% 5.98% Fixed Income 28.0 1.00 2.62 Inflation Assets 0.0 0.77 1.81 Private Equity 8.0 6.30 7.23 Real Estate 13.0 3.75 4.93 Liquidity 1.0 0.00 (0.92) (1) In the System's CAFR, Fixed Income is included in Global Debt Securities; Liquidity is included in Short-Term Investments; Inflation Assets are included in both Global Equity Securities and Global Debt Securities. (2) An expected inflation of 2.0%used for this period. (3) An expected inflation of 2.92%used for this period. Sensitivity of Net Pension Liability to Changes in Discount Rate The following presents the City's proportionate share of the net pension liability/(asset)of the Plan, calculated using the discount rate for each Plan, as well as what the City's proportionate share of the net pension liability would be if it were calculated using a discount rate that is 1% point lower(6.15 percent)or 1% point higher(8.15 percent)than the current rate: Plan's Net Pension Discount Rate-1% Current Discount Rate Discount Rate+1% Liability/(Assets) (6.15%) (7.15%) (8.15%) Miscellaneous $ 13,369,050 $ 8,856,781 $ 5,132,222 Pension Plan Fiduciary Net Position Detailed information about the pension plan's fiduciary net position is available in the separately issued CaIPERS. financial reports. See CaIPERS' website for additional information. c. PARS Retirement Enhancement Plan Plan Description The Plan is an agent, multiple-employer supplemental employee defined benefit pension plan(the Plan II)administered by the Public Agency Retirement Services(PARS)Phase II Systems. A full description of the pension plan regarding number of employees covered, benefit provisions, assumptions (for funding, but not account purposes), and membership information are listed in the June 30, 2019 Annual Actuarial Valuation Report. Details of the benefits provided can be obtained from the actuarial valuation reports. PARS issues a publicly availablefinancial report that includes financial statement and required supplementary information for the Plan II. That report may be obtained writing to PARS, 3961 MacArthur Boulevard, Suite 200, Newport Beach, California, 92660. 52 CITY OF ROSEMEAD, CALIFORNIA NOTES TO FINANCIAL STATEMENTS(CONTINUED) JUNE 30,2020 Note 10: Defined Benefit Pension Plans(Continued) Benefits Provided The Retirement Enhancement Plan provides a benefit equal to the PARS"3.0%at 55"plan factor(formula is a static 3.0% at age 55 and older), less the CaIPERS "2.7% at 55" plan factors(a static 2.7%at age 55 and older)for all years of full-time continuous City service. The benefit from this plan when added to the CaIPERS benefit may not exceed 90% of final compensation. The Plan II includes a pre-retirement death benefit for those eligible employees who die while actively employed with the City and meet the age and service eligibility requirements for a supplemental retirement benefit. The benefit will be paid to a surviving spouse or domestic partner as a life annuity equal to the employee's supplemental retirement benefit actuarially reduced as if the employee had elected a 100% joint-and-survivor annuity. The Plan is closed to all employees in the eligible classes hired on or after July 1, 2010 ("soft-freeze"). The Plan Il's provisions and benefits in effect at June 30, 2020, (measurement date) are summarized as follows: Supplemental On or after September 25, 2007 Hire Date On or before June 30, 2010 Benefit Formula 3% @ 55 less Cal PERS 2.7% @ 55 Benefit vesting schedule from date of hire Benefit payments life only annuity Retirement age 55 Monthly benefits, as a % of eligible compensation 0.576% Required employee contribution rates none Required employer contribution rates 3.390% Employees Covered At June 30, 2020,the following employees were covered by the benefit terms: Description Number of Members Inactive employees or beneficiaries currently receiving benefits 14 Active employees 37 Total 51 53 CITY OF ROSEMEAD, CALIFORNIA NOTES TO FINANCIAL STATEMENTS(CONTINUED) JUNE 30,2020 Note 10: Defined Benefit Pension Plans (Continued) Contributions Section 20814(c)of the California Public Employees' Retirement Law(PERL)requires that the employer contribution rates for all public employers be determined on an annual basis by the actuary and shall be effective on the July 1 following notice of a change in the rate. The total plan contributions are determined through PARS' annual actuarial valuation process.The actuarially determined rate is the estimated amount necessary to finance the costs of benefits earned by employees during the year,with an additional amount to finance any unfunded accrued liability. For the measurement period ended June 30, 2020 (the measurement date),the employer's contribution rate is 8.41 percent of annual payroll. Employer contribution rates may change if plan contracts are amended. Employer Contributions for the measurement period ended June 30, 2020 are$112,649. Net Pension Liability The City's net pension liability for the Retirement Enhancement Plan is measured as the total pension liability, less the pension plan's fiduciary net position.The net pension liability of the Plan II is measured as of June 30, 2020, using an annual actuarial valuation as of June 30,2019. Total pension liability $ 2,720,673 Plan fiduciary net position (3,242,637) Net pension (asset) $ (521,964) Plan fiduciary net position as a % of total pension liability 119.2% Actuarial Assumptions and Methods The following actuarial methods and assumptions were used in the June 30, 2019 funding valuation: Actuarial Cost Method Entry Age Normal Amortization Method Level percent or level dollar Level dollar Closed, open, or layered periods Closed Amortization period at 06/30/2018 4 years Amortization growth rate 0.00% Asset Valuation Method Smoothing period None Recognition method None Corridor None Inflation 2.50% Salary Increases Varies by entry age and service Investment Rate of Return 7.15% Cost of Living Adjustments 2.00% Mortality Consistent with Non-Industrial rates used to value the Miscellaneous Public Agency CaIPERS Pension Plans. 54 CITY OF ROSEMEAD, CALIFORNIA NOTES TO FINANCIAL STATEMENTS(CONTINUED) JUNE 30,2020 Note 10: Defined Benefit Pension Plans(Continued) Discount Rate GASB 68 generally require that a blended discount rate be used to measure the Total Pension Liability(the Actuarial Accrued Liability calculated using the Individual Entry Age Normal Cost Method).The long-term expected return on plan investments may be used to discount liabilities to the extent that the plan's Fiduciary Net Position (fair market value of assets) is projected to cover benefit payments and administrative expenses. A 20-year high quality(AA/Aa or higher) municipal bond rate must be used for periods where the Fiduciary Net Position is not projected to cover benefit payments and administrative expenses. Determining the discount rate under GASB 68 will often require that the actuary perform complex projections of future benefit payments and asset values. GASB 68(paragraph 29)do allow for alternative evaluations of projected solvency, if such evaluation can reliably be made.GASB does not contemplate a specific method for making an alternative evaluation of sufficiency; it is left to professional judgment. The following circumstances justify an alternative evaluation of sufficiency for the City of Rosemead: • The City of Rosemead has at least a 5-year history of generally paying at least 100% of the Actuarially Determined Contribution (previously termed the Annual Required Contribution). • The Actuarially Determined Contribution is based on a closed amortization period, which means that payment of the Actuarially Determined Contribution each year will bring the plan to a 100%funded position by the end of the amortization period. • GASB 68 specifies that the projections regarding future solvency assume that plan assets earn the assumed rate of return and there are no future changes in the plan provisions or actuarial methods and assumptions, which means that the projections would not reflect any adverse future experience which might impact the plan's funded position. Based on these circumstances, the City believes that the detailed depletion date projections outlined in GASB 68 will show that the fiduciary net position is always projected to be sufficient to cover benefit payments and administrative expenses. June 30, 2019 June 30, 2020 Discount rate 6.50% 6.50% Long-term expected rate of return, 6.50% 6.50% net of investment expense Municipal bond rate N/A N/A The Plan II's fiduciary net position was projected to be available to make all projected future benefit payments of current active and inactive employees.Therefore,the discount rate for calculating the total pension liability is equal to the long-term expected rate of return. 55 CITY OF ROSEMEAD, CALIFORNIA NOTES TO FINANCIAL STATEMENTS(CONTINUED) JUNE 30,2020 Note 10: Defined Benefit Pension Plans(Continued) The best-estimate range for the long-term expected rate of return is determined by adding expected inflation to expected long-term real returns and reflecting expected volatility and correlation. The capital market assumptions are per Milliman's investment consulting practice as of June 30, 2020. Long-Term Long-Term Expected Expected Arithmetic Geometric Current Real Rate Real Rate Asset Class Index Allocation of Return of Return US Cash BAML 3-Mon"bill 9.92% -0.22% -0.20% US Core Fixed Income Barclays Aggregate 44.73% 0.92% 0.84% US Equity Market Russell 3000 35.57% 4.82% 3.52% Foreign Developed Equity MSCI EAFE NR 5.65% 6.32% 4.75% Emerging Markets Equity MSCI EM NR 3.28% 8.35% 5.53% US REITs FTSE NAREIT Equity REIT 0.85% 5.32% 3.62% Changes in Net Pension Liability Total Pension Plan Fiduciary Net Pension Changes in Net Pension Liability Liability(a) Net Position(b) Liability(a)-(b) Balances as of June 30,2019 $ 2,742,513 $ 3,255,068 $ (512,555) Changes for the year. Service cost 25,883 - 25,883 Interest on total pension liability 172,888 - 172,888 Effect of plan changes - - - Effect of economic/demographic gains or losses - - - Effect of assumptions changes or inputs - - - Benefit payments (220,611) (220,611) - Employer contributions - 112,649 (112,649) Member contributions - -Net investment income - 96,972 (96,972) Administrative expenses - (1,441) 1,441 Balances as of June 30,2020 $ 2,720,673 $ 3,242,637 $ (521,964) 56 CITY OF ROSEMEAD, CALIFORNIA NOTES TO FINANCIAL STATEMENTS (CONTINUED) JUNE 30,2020 Note 10: Defined Benefit Pension Plans(Continued) Sensitivity of Net Pension Liability to Changes in the Discount Rate The following presents the net pension liability,calculated using the discount rate of 6.50%, as well as what the net pension liability would be if it were calculated using a discount rate that is one percentage point lower (5.50%) or one percentage point higher(7.50%) than the current rate: 1.00% Current 1.00% Decrease Discount Rate Increase (5.50%) (6.50%) (7.50%) $ (222,585) $ (521,964) $ (777,250) Pension Plan Fiduciary Net Position The Plan II fiduciary net position at June 30, 2020,was as follows: Assets: Cash and cash equivalents $ 321,591 Investments: Fixed income 1,450,528 Stocks 1,442,843 Real estate 27,675 Total Investments 2,921,046 Total Assets 3,242,637 Net Position Restricted for Pensions $ 3,242,637 Pension Expense and Deferred Outflows/Inflows of Resources Related to Pensions For the year ended June 30, 2020, the City recognized pension expense of $3,025. At June 30, 2020, the City reported deferred outflows of resources and deferred inflows of resources related to pensions from the following sources: Deferred Outflows Deferred Inflows of Resources of Resources Difference between expected and actual experience $ 10,397 $ 140,008 Change of assumptions 19,429 Net difference between projected and actual earnings on pension plan investments 87,805 Total $ 117,631 $ 140,008 Amounts currently reported as deferred outflows of resources and deferred inflows of resources related to pensions will be recognized in pension expense as follows: Deferred Outflows (Inflows)of Year ended June 30: Resources 2021 $ (31,854) 2022 (14,689) 2023 1,946 2024 22,220 $ (22,377) 57 CITY OF ROSEMEAD, CALIFORNIA NOTES TO FINANCIAL STATEMENTS(CONTINUED) JUNE 30, 2020 Note 11: Employees Retirement Plan PARS Alternate Retirement System (ARS) Plan The City currently offers an alternative plan for employees classified as part-time, seasonal or temporary(PST). The plan is administered by the Public Agency Retirement Services(PARS) and is a qualified deferred compensation plan created in accordance with Internal Revenue Code Section 457(b). All amounts of compensation deferred under the plan, all property, or rights are solely the property and rights of the employee and beneficiaries of the plan. Deferred compensation funds are not subject to claims of the City's general creditor; consequently, the assets and related liabilities of the plan are not included within the City's financial statements. The City contributes 3.75% percent of the employee's compensation. In addition, each participant is required to contribute 3.75%of their salary. During the current fiscal year,the City contributed $44,899 to the plan. Note 12: Post-Employment Benefit Plan Plan Description The City administers an agent-multiple employer defined benefit plan which provides medical benefits to eligible retirees and their spouses in accordance with various labor agreements. Employees Covered Employees are eligible for retiree health benefits if they retire from the City on or after age 50 with at least 5 years of service and are eligible for a PERS pension. After age 65, Medicare automatically becomes the primary provider of health coverage.The City's defined benefit plan becomes the secondary provider. Eligible retirees will have no noticeable change in health benefits or plan administration; however, there is a reduction in the City's cost of health coverage as the secondary provider. The City's defined benefit plan administrator establishes the cost of secondary provider rates annually.The City will pay 100%for eligible retirees'health coverage. Membership of the plan consisted of the following at June 30, 2019, the date of the latest actuarial valuation: Active 61 Inactive employees or beneficiaries currently receiving benefits 34 Total 95 Contributions The contribution requirements of plan members and the City are established and may be amended by City Council. On May 26, 2009, the City Council passed a resolution to participate in the PARS Public Agencies Post-Retirement Health Care Plan Trust, an irrevocable trust established to fund post-employment benefits for its employees. The purpose of the trust is to accumulate, hold, and distribute medical benefit plan assets for the exclusive benefit of retirees and beneficiaries within the IRS Code Section 115 and in conformance with the accounting standard. The trust is administered by Public Agency Retirement Services (PARS). PARS issues a separate Comprehensive Annual Financial Report. Copies of the PARS annual financial report may be obtained from PARS, 4350 Von Karman Avenue, Suite 100, Newport Beach, California 92660. For the measurement date ended June 30, 2019, the City recognized a total of$97,132 in contributions, including an implied subsidy of$31,026, as a reduction to the net OPEB liability. 58 CITY OF ROSEMEAD, CALIFORNIA NOTES TO FINANCIAL STATEMENTS(CONTINUED) JUNE 30,2020 Note 12: Post-Employment Benefit Plan (Continued) Net OPEB Liability The City's net OPEB liability was measured as of June 30, 2019 and the total OPEB liability used to calculate the net OPEB liability was determined by an actuarial valuation dated June 30, 2019 was used to determine the total OPEB liability, based on the following actuarial methods and assumptions: Valuation Date June 30, 2019 Actuarial Cost Method Entry Age Normal, Level Percentage of Payroll Amortization Method Level percent of pay Amortization Period 21-year fixed period for 2019/20 Asset Valuation Method Investment gains and losses spread over 5-year rolling period Discount Rate 6.00% General Inflation 2.75% Medical Trend Non-Medicare-7.5% for 2021, decreasing to an ultimate rate of 4.0% in 2076 Medicare-6.5% for 2021, decreasing to an ultimate rate of 4.0% in 2076 Mortality CaIPERS 1997-2015 experience study Mortality Improvement Mortality Improvement Scale 2017 for post- retirement mortality Salary Increases Aggregate-3% annually Merit-CaIPERS 1997-2015 experience study. PEMHCA Minimum Increases 4.25% annually Cap Increases No future increases Healthcare Participation for Actives & Surviving Spouses Hired <7/1/07: Future Retirees Covered: <12 yrs of service-70% 12-19 yrs of service-80% >= 20 yrs of service- 100% Waived: <12 yrs of service-50% 12-19 yrs of service-65% >= 20 yrs of service-80% Actives & Surviving Spouses Hired >= 7/1/07: Covered-70%, Waived -50% Retirees & Surviving Spouses: Covered- 100% Waived < 65-20% at 65, Wavied >= 65-0% Mortality improvement scale was updated to Scale MP-2019 Change of assumptions Participation at retirement for hires after 7/1/07 Changes of benefit terms None 59 CITY OF ROSEMEAD, CALIFORNIA NOTES TO FINANCIAL STATEMENTS(CONTINUED) JUNE 30,2020 Note 12: Post-Employment Benefit Plan (Continued) Expected Long-Term Rate of Return Target Allocation Expected Real Asset Class Component PARS-Moderate Rate of Return Global Equity 48.25% 4.82% Fixed Income 45.00% 1.47% REITs 1.75% 3.76% Cash 5.00% 0.06% (1)Assumed Long-Term Rate of Inflation 2.75% (2) Expected Long-Term Net Rate of Return, rounded to the nearest quarter percent 6.00% The long-term expected real rates of return are presented as geometric means. Discount Rate The discount rate used to measure the total OPEB liability was 6.00 percent.The projection of cash flows used to determine the discount rate assumed that City contributions will be made at rates equal to the actuarially determined contribution rates. Based on those assumptions, the OPEB plan's fiduciary net position was projected to be available to make all projected OPEB payments for current active and inactive employees and beneficiaries. Therefore, the long-term expected rate of return on OPEB plan investments was applied to all periods of projected benefit payments to determine the total OPEB liability. Changes in the OPEB Liability The changes in the net OPEB liability for the Plan are as follows: Total OPEB Plan Fiduciary Net OPEB Liability Net Position Liability (a) (b) (c)=(a)-(b) Balance at June 30,2019(measurement date 6/30/2018) $ 4,405,321 $ 3,676,239 $ 729,082 Changes recognized for the measurement period: Service cost 155,962 - 155,962 Interest 268,709 268,709 Actual vs.expected experience (479,267) - (479,267) Assumption changes (42,977) - (42,977) Contributions-employer 97,132 (97,132) Net investment income - 242,596 (242,596) Benefit payments (165,606) (165,606) - Administrative expenses - (9,719) 9,719 Net changes (263,179) 164,403 (427,582) Balance at June 30,2020(measurement date 6/30/2019) $ 4,142,142 $ 3,840,642 $ 301,500 60 CITY OF ROSEMEAD, CALIFORNIA NOTES TO FINANCIAL STATEMENTS(CONTINUED) JUNE 30,2020 Note 12: Post-Employment Benefit Plan (Continued) Sensitivity of the Net OPEB Liability to Changes in the Discount Rate The following presents the net OPEB liability of the City if it were calculated using a discount rate that is one percentage point lower or one percentage point higher than the current rate, for measurement period ended June 30,2019: Current 1% Decrease Discount Rate 1% Increase (5.00%) (6.00%) (7.00%) Net OPEB Liability $ 830,910 $ 301,500 $ (139,743) Sensitivity of the Net OPEB Liability to Changes in the Health Care Cost Trend Rates The following presents the net OPEB liability of the City if it were calculated using health care cost trend rates that are one percentage point lower or one percentage point higher than the current rate,for measurement period ended June 30, 2019: Current Healthcare Cost - 1% Decrease Trent Rates 1% Increase Net OPEB Liability $ 26,602 $ 301,500 $ 607,120 OPEB Plan Fiduciary Net Position PARS issues a publicly available financial report that includes financial statements and required supplementary information. That report may be obtained from the Public Agency Retirement Services,4350 Von Karman Ave, Newport Beach, California 92660. OPEB Expense and Deferred Outflows/Inflows of Resources Related to OPEB For the fiscal year ended June 30, 2020, the City recognized OPEB expense of$116,743. As of fiscal year ended June 30,2020,the City reported deferred outflows of resources related to OPEB from the following sources: Deferred Outflows of Deferred Inflows of Resources Resources OPEB contributions subsequent to measurement date $ 45,227 $ Differences between expected and actual experience - 421,524 Changes of assumptions - 37,799 Net difference between projected and actual earnings on OPEB in estments - 80,948 Total $ 45,227 $ 540,271 61 CITY OF ROSEMEAD, CALIFORNIA NOTES TO FINANCIAL STATEMENTS(CONTINUED) JUNE 30,2020 Note 12: Post-Employment Benefit Plan (Continued) The$45,227 reported as deferred outflows of resources related to contributions subsequent to the measurement date will be recognized as a reduction of the net OPEB liability in the year ended June 30,2020.The amounts reported as deferred inflows of resources related to OPEB will be recognized as expense as follows: Year Ended Deferred Outflow/ June 30 (Inflows)of Resources 2021 $ (97,874) 2022 (97,872) 2023 (69,402) 2024 (67,484) 2025 (62,921) Thereafter (144,718) $ (540,271) Note 13: Commitments and Contingencies The City is a member of the Los Angeles County Liability Trust Fund (the Trust Fund), which was set up to pay for litigation involving the Los Angeles County Sheriffs' Department within any of the 40 cities that are served by the Los Angeles County Sheriffs'Department.The Trust Fund was and is being funded by the 40 cities based upon each city's allocated surcharge, calculated as a percentage of each city's contribution to the total contracted amount with the County paid to Los Angeles County for the use of its deputies. Based upon the agreement signed by all of the 40 cities at the time the Trust Fund originated,the cities will be jointly liable for any and all claims filed against the Los Angeles County Sheriffs'Department, regardless of the location within the 40 cities. The City is a defendant in certain legal actions arising in the normal course of operations. In the opinion of management, any liability resulting from such actions will not have a material adverse effect on the City's financial position. Note 14: Subsequent Events In December 2019, an outbreak of a novel strain of coronavirus (COVID-19) originated in China, and has since spread to a number of other countries, including the U.S. On March 11, 2020, the World Health Organization characterized COVID-19 as a pandemic. In addition, several states in the U.S., including California, have declared a state of emergency. Potential impacts to our future tax revenues include disruptions or restrictions on our current employees' ability to work. Any of the foregoing could negatively impact our revenues and we currently can't anticipate all of the ways in which this health epidemics, COVID-19 could adversely impact our government agency. Although we are continuing to monitor and assess the effects of the COVID-19 pandemic on our government agency, the ultimate impact of the COVID-19 outbreak or a similar health epidemic is highly uncertain and subject to change. On March 27, 2020, in response to the economic fallout of the Coronavirus pandemic in the United States, Congress passed the Coronavirus Aid, Relief, and Economic Security Act, also known as the CARES Act,which provided$2.2 trillion in economic stimulus funding through a variety of channels. The State of California received a$500 million allocation to provide cities which did not receive a direct federal allocation through the CARES Act.The City entered into an agreement with the State of California in July 2020 to receive their allocation of the CARES Act funding. The total amount of CARES Act funding to be received by the City is $111,871. This funding was for the reimbursement of costs incurred by the City since the start of the pandemic. 62 CITY OF ROSEMEAD, CALIFORNIA NOTES TO FINANCIAL STATEMENTS (CONTINUED) JUNE 30,2020 Note 15: Successor Agency On December 29, 2011, the California Supreme Court upheld AB lx 26 that provides for the dissolution of all redevelopment agencies in the State of California. This action impacted the reporting entity of the City that previously had reported the former Agency within the reporting entity of the City as a blended component unit. In June 2012,the Legislature adopted AR 1484, which amended portions of AB lx 26 and added certain new provisions.AB lx 26 and AB 1484 are collectively referred to herein as the"Bill." The Bill provides that upon dissolution of a redevelopment agency, either city or another unit local government will agree to serve as the "successor agency" to hold the assets until they are distributed to other units of state and local government. The successor agency is defined as being a separate legal entity from the City. On January 10,2012,the City Council elected to become the Successor Agency for the former Redevelopment Agency in accordance with the Bill as part of City resolution number 28029.The assets and activities of the Successor Agency for the former Agency are reported in a fiduciary fund (private-purpose trust fund) in the financial statements of the City. Subject to the approval of the oversight board and the State of California Department of Finance (DOF), remaining assets can only be used to pay enforceable obligations in existence at the date of dissolution (including the completion of any unfinished projects that were subject to legally enforceable contractual commitments). Successor agencies are allocated property tax revenue in the amount that is necessary to pay the estimated installment payments on enforceable obligations of the former redevelopment agencies until all enforceable obligations of the prior redevelopment agencies have been paid in full and all assets have been liquidated. a. Cash and Investments Cash and investments of the Successor Agency consist of demand deposit held with financial institutions and restricted cash held with fiscal agents for the purpose of debt service payments and bond covenants. The cash and investments reported in the accompanying financial statements consisted of the following: Cash and Investments $ 5,236,373 Restricted: Cash with Fiscal Agents 1,134,248 Total Cash and Investments $ 6,370,621 63 CITY OF ROSEMEAD, CALIFORNIA NOTES TO FINANCIAL STATEMENTS (CONTINUED) JUNE 30,2020 Note 15: Successor Agency(Continued) b. Long-Term Debt The debt of the Successor Agency as of June 30, 2020 is as follows: Balance Balance Due Within July 1,2019 Additions Deletions June 30, 2020 One Year Bonds Payable: Tax Allocation Bonds Series 2010A $ 5,245,000 $ - $ 960,000 $ 4,285,000 $ 1,000,000 Tax Allocation Bonds Series 2016 22,050,000 - 1,245,000 20,805,000 1,295,000 Subtotal Bonds 27,295,000 - 2,205,000 25,090,000 2,295,000 Deferred amounts: Unamortized bond premium 1,495,120 - 106,795 1,388,325 106,795 Discount on Issuance (62,816) - (14,781) (48,035) (14,781) Total Bonds 1,432,304 - 92,014 1,340,290 92,014 Total Long-term Debt $ 28,727,304 $ - $ 2,297,014 $ 26,430,290 $ 2,387,014 Future debt service requirements are as follows: Year Ending June 30 Principal Interest 2021 $ 2,295,000 $ 1,126,375 2022 2,405,000 1,010,125 2023 2,530,000 886,750 2024 2,320,000 765,500 2025 1,245,000 676,375 2026-2030 7,210,000 2,382,300 2031-2035 7,085,000 589,975 Total $ 25,090,000 $ 7,437,400 64 CITY OF ROSEMEAD, CALIFORNIA NOTES TO FINANCIAL STATEMENTS(CONTINUED) JUNE 30,2020 Note 15: Successor Agency(Continued) Tax Allocation Bonds, Series 2010A In July 2010, the Commission issued $11,230,000 in Merged Project Area Tax Allocation Bonds. The bonds mature in amounts ranging from $200,000 to $1,135,000 with interest rates ranging from 3.00%to 5.00%through December 1,2023.The bonds were issued to provide funds to finance the costs of certain redevelopment projects within the Merged Project Area including infrastructure improvements and the acquisition of land. Principal is payable annually on December 1, beginning on December 1, 2011. Interest is payable semi-annually on June 1 and December 1. Per the bond indenture, a reserve is required to be maintained. In the event of default, all money in the funds and accounts provided for in the bond indenture and all tax revenues thereafter received by the Successor Agency are to be transmitted to the trustee and applied in the following order: first to pay the costs and expenses of the trustee for legal counsel, and second,to pay the unpaid principal and interest accrued on the bonds. At June 30, 2020,the balance held in the reserve account was$1,123,000.As of June 30,2020, the outstanding balance was$4,285,000. 2016 Subordinate Tax Allocation Refunding Bonds In October 2016, the Successor Agency to the Rosemead Redevelopment Agency (Successor Agency).issued the 2016 Subordinate Tax Allocation Refunding Bonds in the amount of $24,230,000 for the purpose of refunding, on a current basis, all of the outstanding Rosemead Community Development Commission Redevelopment Project Area No. 1 Tax Allocation Bonds, Series 2006A, initially issued in the principal amount of $14,005,000, and the Rosemead Community Development Commission Redevelopment Project Area No. 1 Tax Allocation Refunding Bonds, Series 2006B, initially issued in the principal amount of $24,230,000. Interest is payable semi-annually on April 1 and October 1.The bonds are subject to acceleration upon on event of default. If an event of default has occurred,the principal of the bonds,together with the interest thereon,are due and payable immediately. As of June 30,2020,the outstanding balance was$20,805,000. c. Pledged Revenue The City pledged, as security for the bonds issued, a portion of tax increment revenue (including Low and Moderate Income Housing set-aside and pass through allocations)that it received. The bonds were issued to providing financing for various capital projects, accomplish Low and Moderate Income Housing projects,and to defease previously issued bonds. Assembly Bill 1X 26 provided that upon dissolution of the redevelopment activities of the redevelopment agency, property taxes allocated to redevelopment activities are not longer deemed tax increment, but rather property tax revenues and will be allocated first to successor agencies to make payments on the indebtedness incurred by the dissolved redevelopment agency. Total principal and interest remaining on the debt as of June 30, 2020 is $32,527,400 with annual debt service requirements as indicated above. For the current year, the total property tax revenue recognized by the successor agency for the payment of indebtedness incurred by the dissolved redevelopment agency was $3,634,143 and the debt service obligation on the bonds was$3,480,500. 65 THIS PAGE INTENTIONALLY LEFT BLANK 66 REQUIRED SUPPLEMENTARY INFORMATION 67 THIS PAGE INTENTIONALLY LEFT BLANK 68 CITY OF ROSEMEAD, CALIFORNIA NOTES TO REQUIRED SUPPLEMENTARY INFORMATION JUNE 30,2020 Note 1: Budgetary Information Annual budgets are legally adopted on a basis consistent with accounting principles generally accepted in the United States of America for all governmental funds.All annual appropriations lapse at fiscal year-end. On or before the last day in March of each year, all business units and component units of the government submit requests for appropriations to the City Manager so that a budget may be prepared. Before the first Thursday of June, the proposed budget is presented to the City Council for review.The Council holds public hearings and a final budget must be prepared and adopted no later than June 30. The appropriated budget is prepared by fund and department. The City's Department Heads, with approval of the Finance Director and City Manager, may make transfers of appropriations within a department and between departments within a fund. Transfers of appropriations between funds must be approved by the City Council. The legal level of budgetary control (i.e., the level at which expenditures may not legally exceed appropriations) is the fund level. The Council made several supplemental budgetary appropriations throughout the year. The supplemental budgetary appropriations made in the various governmental funds are detailed in the required supplementary information. Budgets were legally adopted for all governmental funds with the exception of the City Grants Special Revenue Fund. Encumbrance accounting is employed in governmental funds. Encumbrances (e.g., purchase orders, and contracts) outstanding at year end do not constitute expenditures or liabilities because the commitments will be appropriated and honored during the subsequent year. 69 CITY OF ROSEMEAD,CALIFORNIA BUDGETARY COMPARISON SCHEDULE GENERAL FUND FOR THE YEAR ENDED JUNE 30,2020 Variance with Final Budget Budget Amounts Actual Positive Original Final Amounts (Negative) Budgetary Fund Balance,July 1 $ 23,294,954 $ 23,294,954 $ 23,294,954 $ - Resources(Inflows): Taxes 18,910,000 18,910,000 18,503,951 (406,049) Licenses and permits 2,567,000 2,567,000 2,115,419 (451,581) Intergovernmental 1,111,000 1,139,421 165,754 (973,667) Charges for services 1,080,000 1,240,000 695,486 (544,514) Use of money and property 299,400 299,400 657,382 357,982 Fines and forfeitures 703,000 703,000 612,080 (90,920) Contributions 2,000 2,000 2,733 733 Miscellaneous 190,500 190,500 202,683 12,183 Amounts Available for Appropriations 48,157,854 48,346,275 46,250,442 (2,095,833) Charges to Appropriation(Outflows): General government 3,974,000 3,975,386 3,531,048 444,338 Public safety 9,815,300 9,930,300 9,539,004 391,296 Community development 2,379,600 2,511,383 2,054,123 457,260 Parks and recreation 2,848,900 2,929,480 2,609,393 320,087 Public works 4,394,000 4,517,309 4,227,984 289,325 Capital outlay 479,900 494,900 80,409 414,491 Total Charges to Appropriations 23,891,700 24,358,758 22,041,961 2,316,797 Budgetary Fund Balance,June 30 $ 24,266,154 $ 23,987,517 $ 24,208,481 $ 220,964 70 CITY OF ROSEMEAD,CALIFORNIA BUDGETARY COMPARISON SCHEDULE COMMUNITY DEVELOPMENT BLOCK GRANT(CDBG) FOR THE YEAR ENDED JUNE 30,2020 Variance with Final Budget Budget Amounts Actual Positive Original Final Amounts (Negative) Budgetary Fund Deficit,July 1 $ (23,792) $ (23,792) $ (23,792) $ - Resources(Inflows): Intergovernmental 1,005,700 1,005,700 561,239 (444,461) Charges for services - - 8,392 8,392 Amounts Available for Appropriations 981,908 981,908 545,839 (436,069) Charges to Appropriation(Outflows): General government 21,800 40,386 44,548 (4,162) Community development 584,100 518,377 269,777 248,600 Parks and recreation 24,400 44,900 20,284 24,616 Public works 59,400 59,400 25,636 33,764 Capital outlay 316,000 316,000 392,405 (76,405) Total Charges to Appropriations 1,005,700 979,063 752,650 226,413 Budgetary Fund Deficit,June 30 $ (23,792) $ 2,845 $ (206,811) $ (209,656) 71 CITY OF ROSEMEAD,CALIFORNIA COST-SHARING MULTIPLE EMPLOYER MISCELLANEOUS PLANS SCHEDULE OF PROPORTIONATE SHARE OF THE NET PENSION LIABILITY AS OF JUNE 30,FOR THE LAST TEN FISCAL YEARS(11 2020 2019 2018 2017 2016 Measurement Date 6/30/2019 6/30/2018 6/30/2017 6/30/2016 6/30/2015 Proportion of the Net Pension Liability 0.08643% 0.09186% 0.09661% 0.09959% 0.11128% Proportionate Share of the Net Pension Liability $ 8,856,781 $ 8,688,626 $ 9,309,566 $ 8,617,416 $ 7,638,064 Covered Payroll $ 3,903,914 $ 3,761,962 $ 3,690,780 $ 3,388,767 $ 3,543,958 Proportionate Share of the Net Pension Liability as Percentage of Covered Payroll 227% 231% 252% 254% 216% Plan Fiduciary Net Position as a Percentage of the Total Pension Liability 75.3% 75.3% 73.3% 74.1% 78.4% Notes to Schedule of Proportionate Share of the Net Pension Liability Benefit Changes:None. Changes of Assumptions: In 2018,demographic assumptions and inflate rate were changed in accordance to the CaIPERS Experience Study and Review of Actuarial Assumptions December 2017.There were no chnages in the discount rate. (1) Historical information is required only for measurement for which GASB 68 is applicable. Fiscal Year 2015 was the first year of implementation,therefore only five years are shown. • 72 CITY OF ROSEMEAD,CALIFORNIA COST-SHARING MULTIPLE EMPLOYER MISCELLANEOUS PLANS SCHEDULE OF PLAN CONTRIBUTIONS AS OF JUNE 30,FOR THE LAST TEN FISCAL YEARS") 2020 2019 2018 2017 2016 Actuarially Determined Contribution $ 1,446,875 $ 1,389,145 $ 1,487,464 $ 1,113,875 $ 1,276,087 Contribution in Relation to the Actuarially Determined Contribution (1,446,875) (1,389,145) (1,487,464) (1,113,875) (1,276,087) Contribution Deficiency(Excess) $ - $ - $ - $ - $ - Covered Payroll $ 3,832,817 $ 3,903,914 $ 3,761,962 $ 3,690,780 $ 3,388,767 Contributions as a Percentage of Covered Payroll 37.7% 35.6% 39.5% 30.2% 18.1% Notes to Schedule of Plan Contributions: The actuarial methods and assumptions used to set the actuarially determined contributions for Fiscal Year 2019-20 were derived from the June 30,2017 funding valuation report. Actuarial Cost Method: Entry Age Normal Amortization Method/Period: For details,see June 30,2016 Funding Valuation Report. Asset Valuation Method: Market Value of Assets. For details,see June 30,2016 Funding Valuation Report. Inflation: 2.63% Salary Increases: Varies by Entry Age and Service Payroll Growth: 2.88% Investment Rate of Return: 7.50% Net of Pension Plan Investment and Administrative Expenses; includes Inflation. Retirement Age: The probabilities of Retirement are based on the 2014 CaIPERS Experience Study for the period of 1997 to 2011. Mortality: The probabilities of mortality are based on the 2014 CaIPERS Experience Study for the period from 1997 to 2011. Pre-retirement and Post-retirement mortality rates include 20 years of projected mortality improvement using Scale BB published by the Society of Actuaries. (1)Historical information is required only for measurement for which GASB 68 is applicable.Fiscal Year 2015 was the first year of implementation,therefore only five years are shown. 73 CITY OF ROSEMEAD,CALIFORNIA PARS RETIREMENT ENHANCEMENT PLAN SCHEDULE OF CHANGES IN NET PENSION LIABILITY(ASSET)AND RELATED RATIOS AS OF JUNE 30,FOR THE LAST TEN FISCAL YEARS(1) 2020 2019 2018 2017 2016 Total Pension Liability Service Cost $ 25,883 $ 25,190 $ 37,502 $ 36,410 $ 45,435 Interest 172,888 170,716 171,215 192,440 191,270 Effect of Liability Gains or Losses - 17,567 - (355,400) - Effect of Assumption Changes or Inputs - 32,827 - - - Benefit Payments,Including Refunds of employee Contributions (220,611) (206,738) (201,490) (200,693) (218,411) Net Change in Total Pension Liability (21,840) 39,562 7,227 (327,243) 18,294 Total Pension Liability-Beginning 2,742,513 2,702,951 2,695,724 3,022,967 3,004,673 Total Pension Liability-Ending(a) $ 2,720,673 $ 2,742,513 $ 2,702,951 $ 2,695,724 $ 3,022,967 Plan Fiduciary Net Position Contribution-Employer $ 112,649 $ 131,770 $ 140,376 $ 164,389 $ 265,241 Net Investment Income 96,972 187,985 175,605 266,884 (2,345) Benefit Payments,Including Refunds of Employee Contributions (220,611) (206,738) (201,490) (200,693) (218,411) Other Changes in Fiduciary Net Position (1,441) (1,440) (1,461) (6,848) (2,624) Net Change in Fiduciary Net Position (12,431) 111,577 113,030 223,732 41,861 Plan Fiduciary Net Position-Beginning 3,255,068 3,143,491 3,030,461 2,806,729 2,764,868 Plan Fiduciary Net Position-Ending(b) $ 3,242,637 $ 3,255,068 $ 3,143,491 $ 3,030,461 $ 2,806,729 Plan Net Pension Liability/(Assets)-Ending(a)-(b) $ (521,964) $ (512,555) $ (440,540) $ (334,737) $ 216,238 Plan Fiduciary Net Position as a Percentage of the Total Pension Liability 119.2% 118.7% 116.3% 112.4% 92.8% Covered Payroll $ 2,300,379 $ 2,238,812 $ 2,178,892 $ 2,414,510 $ 2,344,184 Plan Net Pension Liability/(Asset)as a Percentage of Covered Payroll -22.7% -22.9% -20.2% -13.9% 9.2% Notes to Schedule of Changes in the Net Pension Liability(Asset)and Related Ratios: Changes of Assumptions:There were no changes in assumptions 11I Historical information is required only for measurement for which GASB 68 is applicable.Fiscal year 2015 was the first year of implementation,therefore only _five years are shown. 74 CITY OF ROSEMEAD,CALIFORNIA PARS RETIREMENT ENHANCEMENT PLAN SCHEDULE OF PLAN CONTRIBUTIONS AS OF JUNE 30,FOR THE LAST TEN FISCAL YEARS(11 2020 2019 2018 2017 2016 Actuarially Determined Contribution $ 25,970 $ 73,864 $ 81,888 $ 88,845 $ 116,244 Contribution in Relation to the Actuarially Determined Contribution (112,649) (131,770) (140,376) (164,389) (265,241) Contribution Deficiency(Excess) $ (86,679) $ (57,906) $ (58,488) $ (75,544) $ (148,997) Covered Payroll $ 2,300,379 $ 2,238,812 $ 2,178,892 $ 2,414,510 $ 2,344,184 Contributions as a Percentage of Covered Payroll 4.9% 5.9% 6.4% 6.8% 11.3% Note to Schedule of Plan Contributions: Valuation Date: June 30,2018 Methods and assumptions used to determine contribution rates: Actuarial cost method Entry age normal Amortization method Level dollar,closed Remaining amortization period 4 years Inflation 2.50% Salary Increases 3.4%to 12.20%,depending on years of service Investment rate of return 6.50% Payroll Growth 2.75% Cost of Living Adjustments 2.00% Mortality Consistent with the Non-Indusrial rates used to value Miscellaneous Agency CaIPERS Pension Plans. (1)Historical information is required only for measurement for which GASB 68 is applicable.Fiscal year 2015 was the first year of implementation,therefore only five years are shown. 75 CITY OF ROSEMEAD,CALIFORNIA SCHEDULE OF CHANGES IN THE NET OPEB LIABILITY AND RELATED RATIOS AS OF JUNE 30,FOR THE LAST TEN FISCAL YEARS(1) 2020 2019 2018 Total OPEB Liability Service cost $ 155,962 $ 151,419 $ 147,009 Interest on the total OPEB liability 268,709 253,402 237,920 Actual and expected experience difference (479,267) - - Changes in assumptions (42,977) - - Benefit payments (165,606) (142,897) (119,682) Net change in total OPEB liability (263,179) 261,924 265,247 Total OPEB liability-beginning 4,405,321 4,143,397 3,878,150 Total OPEB liability-ending(a) 4,142,142 4,405,321 4,143,397 Plan Fiduciary Net Position Contribution-employer 97,132 22,063 158,082 Net investment income 242,596 223,704 336,797 Benefit payments (165,606) (142,897) (119,682) Administrative expense (9,719) (9,889) (8,925) Net change in plan fiduciary net position 164,403 92,981 366,272 Plan fiduciary net position-beginning 3,676,239 3,583,258 3,216,986 Plan fiduciary net position-ending(b) 3,840,642 3,676,239 3,583,258 Net OPEB Liability-ending(a)-(b) $ 301,500 $ 729,082 $ 560,139 Plan fiduciary net position as a percentage of the total OPEB liability 92.7% 83.4% 86.5% Covered-employee payroll $ 3,903,914 $ 3,761,962 $ 3,690,780 Net OPEB liability as a percentage of covered-employee payroll 7.7% 19.4% 15.2% Notes to Schedule: W Historical information is required only for the measurement periods for which GASB 75 is applicable. Fiscal Year 2018 was the first year of implementation. Future years'information will be displayed up to 10 years as information becomes available. 76 CITY OF ROSEMEAD,CALIFORNIA OTHER POST-EMPLOYMENT BENEFIT PLAN SCHEDULE OF PLAN CONTRIBUTIONS AS OF JUNE 30,FOR THE LAST TEN FISCAL YEARS") 2020 2019 2018 Actuarially Determined Contribution $ 202,000 $ 197,000 . $ 192,000 Contribution in Relation to the Actuarially Determined Contributions(2) (45,227) (97,132) (22,063) Contribution Deficiency(Excess) $ 156,773 $ 99,868 $ 169,937 Covered-employee payroll $ 3,832,817 $ 3,903,914 $ 3,761,962 Contributions as a percentage of covered-employee payroll 1.2% 2.5% 0.6% Notes to Schedule: Actuarial methods and assumptions used to set the actuarially determined contribution for Fiscal Year 2018 were from the December 31, 2016 actuarial valuation. Valuation Date: December 31,2016 Actuarial Cost Method: Entry Age Normal,Level Percentage of Payroll Amortization Method: Level percent of pay Amortization Period: 19-year fixed period for 2019/20 Asset Valuation Method: Investment gains and losses spread over 5-year rolling period Discount Rate: 6.00% General Inflation: 2.75% Medical Trend: Non-Medicare-7.5%for 2019,decreasing to an ultimate rate of 4.0%in 2076 Medicare-6.5%for 2019,decreasing to an ultimate rate of 4.0%in 2076 Mortality: CaIPERS 1997-2015 experience study Mortality Improvement: Mortality Improvement Scale 2017 for post- retirement mortality All Other Assumptions: Same as those used to determine the total OPEB liability (') Historical information is required only for the measurement periods for which GASB 75 is applicable. Fiscal Year 2018 was the first year of implementation. Future years'information will be displayed up to 10 years as information becomes available. (2)Contributions include implied subsidies. 77 CITY OF ROSEMEAD,CALIFORNIA COMBINING BALANCE SHEET NONMAJOR GOVERNMENTAL FUNDS JUNE 30,2020 Special Revenue Funds State Gas Tax Proposition A Proposition C Measure R Assets: Cash and investments $ 1,431,482 $ 698,723 $ 1,453,959 $ 2,119,691 Receivables: Accounts receivable 114,774 66,087 - - Total Assets $ 1,546,256 $ 764,810 $ 1,453,959 $ 2,119,691 Liabilities,Deferred Inflows of Resources, and Fund Balances(Deficits): Liabilities: Accounts payable $ 63,609 $ 9,374 $ 93,679 $ 3,299 Accrued liabilities 5,530 12,871 7,267 2,864 Deposits payable - - - - Due to other funds - - - - Retentions payable - - - 2,355 Total Liabilities 69,139 22,245 100,946 8,518 Deferred Inflows of Resources: Unavailable revenues 106,774 - - - Total Deferred Inflows of Resources 106,774 - - - Fund Balances(Deficits): Restricted: Community services - - - - Public works 1,370,343 742,565 1,353,013 2,111,173 Unassigned - - - - Total Fund Balances(Deficits) 1,370,343 742,565 1,353,013 2,111,173 Total Liabilities,Deferred Inflows of Resources,and Fund Balances(Deficits) $ 1,546,256 $ 764,810 $ 1,453,959 $ 2,119,691 78 CITY OF ROSEMEAD,CALIFORNIA COMBINING BALANCE SHEET NONMAJOR GOVERNMENTAL FUNDS JUNE 30,2020. (CONTINUED) Special Revenue Funds Air Quality Development Management Impact Fee Measure M District Street Lighting Traffic Assets: Cash and investments $ 2,159,914 $ 394,812 $ 2,407,505 $ 41,291 Receivables: Accounts receivable - 17,244 24,557 - Total Assets $ 2,159,914 $ 412,056 $ 2,432,062 $ 41,291 Liabilities,Deferred Inflows of Resources, and Fund Balances(Deficits): Liabilities: Accounts payable $ - $ - $ 50,685 $ - Accrued liabilities 922 - 3,465 Deposits payable - - - Due to other funds - - - - Retentions payable 330 - - Total Liabilities 1,252 - 54,150 - Deferred Inflows of Resources: Unavailable revenues - - - - Total Deferred Inflows of Resources - - - - Fund Balances(Deficits): Restricted: Community services - - - 41,291 Public works 2,158,662 412,056 2,377,912 - Unassigned - - - - Total Fund Balances(Deficits) 2,158,662 412,056 2,377,912 41,291 Total Liabilities,Deferred Inflows of Resources,and Fund Balances(Deficits) $ 2,159,914 $ 412,056 $ 2,432,062 $ 41,291 79 CITY OF ROSEMEAD,CALIFORNIA COMBINING BALANCE SHEET NONMAJOR GOVERNMENTAL FUNDS JUNE 30,2020 Special Revenue Funds Development Development Impact Fee Development Impact Fee General Impact Fee HOME Public Safety Government Parks Program Assets: Cash and investments $ 7,357 $ 52,200 $ 218,836 $ 94,729 Receivables: Accounts receivable - - - 128,413 Total Assets $ 7,357 $ 52,200 $ 218,836 $ 223,142 Liabilities,Deferred Inflows of Resources, and Fund Balances(Deficits): Liabilities: Accounts payable $ - $ - $ - $ - Accrued liabilities - - - 1,551 Deposits payable - - - - Due to other funds - - - - Retentions payable - - - Total Liabilities - - - 1,551 Deferred Inflows of Resources: Unavailable revenues .. - - 87,224 Total Deferred Inflows of Resources - - - 87,224 Fund Balances(Deficits): Restricted: Community services 7,357 - 218,836 134,367 Public works - 52,200 - - Unassigned - - - - Total Fund Balances(Deficits) 7,357 52,200 218,836 134,367 Total Liabilities,Deferred Inflows of Resources,and Fund Balances(Deficits) $ 7,357 $ 52,200 $ 218,836 $ 223,142 80 CITY OF ROSEMEAD,CALIFORNIA COMBINING BALANCE SHEET NONMAJOR GOVERNMENTAL FUNDS JUNE 30,2020 Special Revenue Funds Road Rosemead Maintenance Housing and Total Development Rehabilitation City Grants Governmental Corporation Account SB1 Fund Funds Assets: Cash and investments $ 422,254 $ 2,201,283 $ - $ 13,704,036 Receivables: Accounts receivable 171 145,723 - 496,969 Total Assets $ 422,425. $ 2,347,006 $ - $ 14,201,005 Liabilities,Deferred Inflows of Resources, and Fund Balances(Deficits): Liabilities: Accounts payable $ 25,123 $ - $ 20,294 $ 266,063 Accrued liabilities - 570 - 35,040 Deposits payable 42,431 - - 42,431 Due to other funds - - 42,455 42,455 Retentions payable - - - 2,685 Total Liabilities 67,554 570 62,749 388,674 Deferred Inflows of Resources: Unavailable revenues - - - 193,998 Total Deferred Inflows of Resources - - - 193,998 Fund Balances(Deficits): Restricted: Community services - - - 401,851 Public works - 2,346,436 - 12,924,360 Unassigned - - (62,749) (62,749) Total Fund Balances(Deficits) 354,871 2,346,436 (62,749) 13,618,333. Total Liabilities,Deferred Inflows of Resources,and Fund Balances(Deficits) $ 422,425 $ 2,347,006 $ $ 14,201,005 81 CITY OF ROSEMEAD,CALIFORNIA COMBINING STATEMENT OF REVENUES, EXPENDITURES,AND CHANGES IN FUND BALANCES NONMAJOR GOVERNMENTAL FUNDS FOR THE YEAR ENDED JUNE 30,2020 Special Revenue Funds State Gas Tax Proposition A Proposition C Measure R Revenues: Intergovernmental $ 1,205,431 $ 1,133,021 $ 885,024 $ 662,819 Charges for services 12,111 25,518 Use of money and property 27,259 16,499 28,238 39,461 Developer participation - - - - Miscellaneous 61,941 - - Total Revenues 1,294,631 1,161,631 938,780 702,280 Expenditures: Current: General government 2,625 133,614 17,946 10,353 Public safety 4,453 - 34,410 Community development - - - - Parks and recreation - 26,109 Public works 664,794 947,104 466,224 87,421 Capital outlay 236,826 - - 127,817 Total Expenditures 908,698 1,106,827 518,580 225,591 Net Change in Fund Balances 385,933 54,804 420,200 476,689 Fund Balance(Deficit)at the Beginning of the Year 984,410 687,761 932,813 1,634,484 Fund Balance(Deficit)at the End of the Year $ 1,370,343 $ 742,565 $ 1,353,013 $ 2,111,173 82 CITY OF ROSEMEAD,CALIFORNIA COMBINING STATEMENT OF REVENUES, EXPENDITURES,AND CHANGES IN FUND BALANCES NONMAJOR GOVERNMENTAL FUNDS FOR THE YEAR ENDED JUNE 30,2020 (CONTINUED) Special Revenue Funds Air Quality Development Management Impact Fee Measure M District Street Lighting Traffic Revenues: Intergovernmental $ 745,836 $ 69,738 $ 1,145,113 $ - Charges for services - - - - Use of money and property 37,441 7,354 41,901 757 Developer participation - - - . 19,312 Miscellaneous - - - - Total Revenues 783,277 77,092 1,187,014 20,069 Expenditures: Current: General government - . - 3,010 - Public safety - - - - Community development - - - - Parks and recreation - - - - Public works 1,643 - 607,147 - Capital outlay 6,598 - 44,504 - Total Expenditures 8,241 - 654,661 - Net Change inFundBalances 775,036 77,092 532,353 20,069 Fund Balance(Deficit)at the Beginning of the Year 1,383,626 334,964 1,845,559 21,222 Fund Balance(Deficit)at the End of the Year $ 2,158,662 $ 412,056 $ 2,377,912 $ 41,291 83 CITY OF ROSEMEAD,CALIFORNIA COMBINING STATEMENT OF REVENUES, EXPENDITURES,AND CHANGES IN FUND BALANCES NONMAJOR GOVERNMENTAL FUNDS FOR THE YEAR ENDED JUNE 30,2020 Special Revenue Funds Development Development Impact Fee Development Impact Fee General Impact Fee Public Safety Government Parks HOME Program Revenues: Intergovernmental $ - $ - $ - $ 197,569 Charges for services - - - - Use of money and property 135 958 4,010 7,272 Developer participation 3,484 24,308 103,624 - Miscellaneous - - - - Total Revenues 3,619 25,266 107,634 204,841 Expenditures: Current: General government - - - 14,826 Public safety - - - - Communitydevelopment - - - 121,718 Parks and recreation - - - - Public works - - - - Capital outlay - - - - Total Expenditures - - - 136,544 Net Change in Fund Balances 3,619 25,266 107,634 68,297 Fund Balance(Deficit)at the Beginning of the Year 3,738 26,934 111,202 66,070 Fund Balance(Deficit)at the End of the Year $ 7,357 $ 52,200 $ 218,836 $ 134,367 84 CITY OF ROSEMEAD,CALIFORNIA COMBINING STATEMENT OF REVENUES, EXPENDITURES,AND CHANGES IN FUND BALANCES NONMAJOR GOVERNMENTAL FUNDS FOR THE YEAR ENDED JUNE 30,2020 Special Revenue Funds Rosemead Road Housing Maintenance and Total Development Rehabilitation City Grants Governmental Corporation . Account SB1 Fund Funds Revenues: Intergovernmental $ 453,238 $ 954,273 $ - $ 7,452,062 Charges for services 463,131 - - 500,760 Use of money and property 76 36,296 - 247,657 Developer participation - - - 150,728 Miscellaneous 4,158 - - 66,099 Total Revenues 920,603 990,569 - 8,417,306 Expenditures: Current: General government - - 10,592 192,966 Public safety - - - 38,863 Community development 906,714 - - 1,028,432 Parks and recreation - - 48,071 74,180 Public works - 570 4,086 2,778,989 Capital outlay - - - 415,745 Total Expenditures 906,714 570 62,749 4,529,175 Net Change in Fund Balances 13,889 989,999 (62,749) 3,888,131 Fund Balance(Deficit)at the Beginning of the Year 340,982 1,356,437 - 9,730,202 Fund Balance(Deficit)at the End of the Year $ 354,871 $ 2,346,436 $ (62,749) $ 13,618,333 85 CITY OF ROSEMEAD,CALIFORNIA BUDGETARY COMPARISON SCHEDULE STATE GAS TAX FOR THE YEAR ENDED JUNE 30,2020 Variance with Final Budget Budget Amounts Actual Positive Original Final _ Amounts (Negative) Budgetary Fund Balance,July 1 $ 984,410 $ 984,410 $ 984,410 $ - Resources(Inflows): Intergovernmental 1,910,700 1,910,700 1,205,431 (705,269) Use of money and property - - 27,259 27,259 Miscellaneous 62,300 62,300 61,941 (359) Amounts Available for Appropriations 2,957,410 2,957,410 2,279,041 (678,369) Charges to Appropriation(Outflows): General government 2,500 2,500 2,625 (125) Public safety 18,000 18,000 4,453 13,547 Public works 692,000 705,229 664,794 40,435 Capital outlay 800,000 800,000 236,826 563,174 Total Charges to Appropriations 1,512,500 1,525,729 908,698 617,031 Budgetary Fund Balance,June 30 $ 1,444,910 $ 1,431,681 $ 1,370,343 $ (61,338) 86 CITY OF ROSEMEAD,CALIFORNIA BUDGETARY COMPARISON SCHEDULE PROPOSITION A FOR THE YEAR ENDED JUNE 30,2020 Variance with Final Budget Budget Amounts Actual Positive Original Final Amounts (Negative) Budgetary Fund Balance,July 1 $ 687,761 $ 687,761 $ 687,761 $ - Resources(Inflows): Intergovernmental 1,216,700 1,216,700 1,133,021 (83,679) Charges for services 20,000 20,000 12,111 (7,889) Use of money and property - - 16,499 16,499 Amounts Available for Appropriations 1,924,461 1,924,461 1,849,392 (75,069) Charges to Appropriation(Outflows): General government 142,300 142,300 133,614 8,686 Parks and recreation 30,000 30,000 26,109 3,891 Public works 928,700 1,163,491 947,104 216,387 Total Charges to Appropriations 1,101,000 1,335,791 1,106,827 228,964 Budgetary Fund Balance,June 30 $ 823,461 $ 588,670 $ 742,565 $ 153,895 87 CITY OF ROSEMEAD,CALIFORNIA BUDGETARY COMPARISON SCHEDULE PROPOSITION C FOR THE YEAR ENDED JUNE 30,2020 Variance with Final Budget Budget Amounts Actual Positive Original Final Amounts (Negative) Budgetary Fund Balance,July 1 $ 932,813 $ 932,813 $ 932,813 $ - Resources(Inflows): Intergovernmental 946,200 946,200 885,024 (61,176) Charges for services 41,000 41,000 25,518 (15,482) Use of money and property - - 28,238 28,238 Amounts Available for Appropriations 1,920,013 1,920,013 1,871,593 (48,420) Charges to Appropriation(Outflows): General government 29,800 29,800 17,946 11,854 Public safety 48,200 48,200 34,410 13,790 Public works 472,900 475,400 466,224 9,176 Capital outlay 500,000 500,000 - 500,000 Total Charges to Appropriations 1,050,900 1,053,400 518,580 534,820 Budgetary Fund Balance,June 30 $ 869,113 $ 866,613 $ 1,353,013 . $ 486,400 88 CITY OF ROSEMEAD,CALIFORNIA BUDGETARY COMPARISON SCHEDULE MEASURE R FOR THE YEAR ENDED JUNE 30,2020 Variance with Final Budget Budget Amounts Actual Positive Original Final Amounts (Negative) Budgetary Fund Balance,July 1 $ 1,634,484 $ 1,634,484 $ 1,634,484 $ - Resources(Inflows): Intergovernmental 709,600 709,600 662,819 (46,781) Use of money and property - - 39,461 39,461 Amounts Available for Appropriations 2,344,084 2,344,084 2,336,764 (7,320) Charges to Appropriation(Outflows): General government 16,200 41,200 10,353 30,847 Public works 276,400 276,800 87,421 189,379 Capital outlay 692,000 692,000 127,817 564,183 Total Charges to Appropriations 984,600 1,010,000 225,591 784,409 Budgetary Fund Balance,June 30 $ 1,359,484 $ 1,334,084 $ 2,111,173 $ 777,089 89 CITY OF ROSEMEAD,CALIFORNIA BUDGETARY COMPARISON SCHEDULE MEASURE M FOR THE YEAR ENDED JUNE 30,2020 Variance with Final Budget Budget Amounts Actual Positive Original Final Amounts (Negative) Budgetary Fund Balance,July 1 $ 1,383,626 $ 1,383,626 $ 1,383,626 $ - Resources(Inflows): Intergovernmental 804,300 804,300 745,836 (58,464) Use of money and property - _- 37,441 37,441 Amounts Available for Appropriations 2,187,926 2,187,926 2,166,903 (21,023) Charges to Appropriation(Outflows): Public works 43,200 43,200 1,643 41,557 Capital outlay 700,000 700,000 6,598 693,402 Total Charges to Appropriations 743,200 743,200 8,241 734,959 Budgetary Fund Balance,June 30 $ 1,444,726 $ 1,444,726 $ 2,158,662 $ 713,936 90 CITY OF ROSEMEAD,CALIFORNIA BUDGETARY COMPARISON SCHEDULE AIR QUALITY MANAGEMENT DISTRICT FOR THE YEAR ENDED JUNE 30,2020 Variance with Final Budget Budget Amounts Actual Positive Original Final Amounts (Negative) Budgetary Fund Balance,July 1 $ 334,964 $ 334,964 $ 334,964 $ - Resources(Inflows): Intergovernmental 72,000 72,000 69,738 (2,262) Use of money and property - - 7,354 7,354 Amounts Available for Appropriations 406,964 406,964 412,056 5,092 Charges to Appropriation(Outflows): Public works 30,000 30,000 - 30,000 Total Charges to Appropriations 30,000 30,000 - 30,000 Budgetary Fund Balance,June 30 $ 376,964 $ 376,964 $ 412,056 $ 35,092 91 CITY OF ROSEMEAD,CALIFORNIA BUDGETARY COMPARISON SCHEDULE STREET LIGHTING FOR THE YEAR ENDED JUNE 30,2020 Variance with Final Budget Budget Amounts Actual Positive Original Final Amounts (Negative) Budgetary Fund Balance,July 1 $ 1,845,559 $ 1,845,559 $ 1,845,559 $ - Resources(Inflows): Intergovernmental 1,000,000 1,000,000 1,145,113 145,113 Use of money and property - - 41,901 41,901 Amounts Available for Appropriations 2,845,559 2,845,559 3,032,573 187,014 Charges to Appropriation(Outflows): General government 11,300 11,300 3,010 8,290 Public works 729,800 729,800 607,147 122,653 Capital outlay - - 44,504 (44,504) Total Charges to Appropriations 741,100 741,100 654,661 86,439 Budgetary Fund Balance,June 30 $ 2,104,459 $ 2,104,459 $ 2,377,912 $ 273,453 92 CITY OF ROSEMEAD,CALIFORNIA BUDGETARY COMPARISON SCHEDULE DEVELOPMENT IMPACT FEE TRAFFIC FOR THE YEAR ENDED JUNE 30,2020 Variance with Final Budget Budget Amounts Actual Positive Original Final Amounts (Negative) Budgetary Fund Balance,July 1 $ 21,222 $ 21,222 $ 21,222 $ - Resources(Inflows): Use of money and property - - 757 757 Developer participation 8,000 8,000 19,312 11,312 Amounts Available for Appropriations 29,222 -_ 29,222 41,291 12,069 Budgetary Fund Balance,June 30 $ 29,222 $ 29,222 $ 41,291 $ 12,069 93 CITY OF ROSEMEAD,CALIFORNIA BUDGETARY COMPARISON SCHEDULE DEVELOPMENT IMPACT FEE PUBLIC SAFETY FOR THE YEAR ENDED JUNE 30,2020 Variance with Final Budget Budget Amounts Actual Positive Original Final Amounts (Negative) Budgetary Fund Balance,July 1 $ 3,738 $ 3,738 $ 3,738 $ - Resources(Inflows): Use of money and property - - 135 135 Developer participation 1,200 1,200 3,484 2,284 Amounts Available for Appropriations 4,938 4,938 7,357 2,419 Budgetary Fund Balance,June 30 $ 4,938 $ 4,938 $ 7,357 $ 2,419 94 CITY OF ROSEMEAD,CALIFORNIA BUDGETARY COMPARISON SCHEDULE DEVELOPMENT IMPACT FEE GENERAL GOVERNMENT FOR THE YEAR ENDED JUNE 30,2020 Variance with Final Budget Budget Amounts Actual Positive Original Final Amounts (Negative) Budgetary Fund Balance,July 1 $ 26,934 $ 26,934 $ 26,934 $ - Resources(Inflows): Use of money and property - - 958 958 Developer participation 9,500 9,500 24,308 14,808 Amounts Available for Appropriations 36,434 36,434 52,200 15,766 Budgetary Fund Balance,June 30 $ 36,434 $ 36,434 $ 52,200 $ 15,766 95 CITY OF ROSEMEAD,CALIFORNIA BUDGETARY COMPARISON SCHEDULE DEVELOPMENT IMPACT FEE PARKS FOR THE YEAR ENDED JUNE 30,2020 Variance with Final Budget Budget Amounts Actual Positive Original Final Amounts (Negative) Budgetary Fund Balance,July 1 $ 111,202 $ 111,202 $ 111,202 $ - Resources(Inflows): Use of money and property - - 4,010 4,010 Developer participation 40,000 40,000 103,624 63,624 Amounts Available for Appropriations 151,202 151,202 218,836 67,634 Budgetary Fund Balance,June 30 $ 151,202 $ 151,202 $ 218,836 $ 67,634 96 CITY OF ROSEMEAD,CALIFORNIA BUDGETARY COMPARISON SCHEDULE HOME PROGRAM FOR THE YEAR ENDED JUNE 30,2020 Variance with Final Budget Budget Amounts Actual Positive Original Final Amounts (Negative) Budgetary Fund Balance,July 1 $ 66,070 $ 66,070 $ 66,070 $ - Resources(Inflows): Intergovernmental 1,490,200 1,490,200 197,569 (1,292,631) Use of money and property - - 7,272 7,272 Amounts Available for Appropriations 1,556,270 1,556,270 270,911 (1,285,359) unarges to Appropriation tuuTTiows): General government - 14,716 14,826 (110) Community development 1,490,200 1,475,484 121,718 1,353,766 Total Charges to Appropriations 1,490,200 1,490,200 136,544 1,353,656 Budgetary Fund Balance,June 30 $ 66,070 $ 66,070 $ 134,367 $ 68,297 97 CITY OF ROSEMEAD,CALIFORNIA BUDGETARY COMPARISON SCHEDULE ROSEMEAD HOUSING DEVELOPMENT CORPORATION FOR THE YEAR ENDED JUNE 30,2020 Variance with Final Budget Budget Amounts Actual Positive Original Final Amounts (Negative) Budgetary Fund Balance,July 1 $ 340,982 $ 340,982 $ 340,982 $ - Resources(Inflows): Intergovernmental 451,600 451,600 453,238 1,638 Charges for services 454,600 454,600 463,131 8,531 Use of money and property - - 76 76 Miscellaneous 4,200 4,200 4,158 (42) Amounts Available for Appropriations 1,251,382 1,251,382 1,261,585 10,203 Charges to Appropriation(Outflows): Community development 910,400 910,400 906,714 3,686 Total Charges to Appropriations 910,400 910,400 906,714 3,686 Budgetary Fund Balance,June 30 $ 340,982 $ 340,982 $ 354,871 $ 13,889 98 CITY OF ROSEMEAD,CALIFORNIA BUDGETARY COMPARISON SCHEDULE ROAD MAINTENANCE AND REHABILITATION ACCOUNT SB1 FOR THE YEAR ENDED JUNE 30,2020 Variance with Final Budget Budget Amounts Actual Positive Original Final Amounts (Negative) Budgetary Fund Balance,July 1 $ 1,356,437 $ 1,356,437 $ 1,356,437 $ - Resources(Inflows): Intergovernmental 914,800 914,800 954,273 39,473 Use of money and property - - 36,296 36,296 Amounts Available for Appropriations 2,271,237 2,271,237 2,347,006 75,769 Charges to Appropriation(Outflows): Public works - - 570 (570) Capital outlay 914,800 914,800 - 914,800 Total Charges to Appropriations 914,800 914,800 570 914,230 Budgetary Fund Balance,June 30 $ 1,356,437 $ 1,356,437 $ 2,346,436 $ 989,999 99 CITY OF ROSEMEAD,CALIFORNIA COMBINING STATEMENT OF NET POSITION INTERNAL SERVICE FUNDS JUNE 30,2020 Governmental Activities-Internal Service Funds Equipment Technology Replacement Replacement Totals Assets: Current Assets: Cash and investments $ 573,862 $ 98,160 $ 672,022 Total Current Assets 573,862 98,160 672,022 Noncurrent Assets: Capital assets,net of accumulated depreciation 6,935 13,809 20,744 Total Noncurrent Assets 6,935 13,809 20,744 Total Assets 580,797 111,969 692,766 Liabilities: Current Liabilities: Accounts payable 2,148 3,893 6,041 Total Current Liabilities 2,148 3,893 6,041 Total Liabilities 2,148 3,893 6,041 Net Position: Investment in capital assets 6,935 13,809 20,744 Unrestricted 571,714 94,267 665,981 Total Net Position $ 578,649 $ 108,076 $ 686,725 100 CITY OF ROSEMEAD,CALIFORNIA COMBINING STATEMENT OF REVENUES,EXPENSES AND CHANGES IN FUND NET POSITION INTERNAL SERVICE FUNDS FOR THE YEAR ENDED JUNE 30,2020 Governmental Activities-Internal Service Funds Equipment Technology Replacement Replacement Totals Operating Revenues: Charges for services $ - $ 164,500 $ 164,500 Total Operating Revenues - 164,500 164,500 Operating Expenses: Contractual services 79,287 146,538 225,825 Depreciation expense 38,867 12,991 51,858 Total Operating Expenses 118,154 159,529 277,683 Operating Income (118,154) 4,971 (113,183) Net Position at the Beginning of the Year 696,803 103,105 799,908 Net Position at the End of the Year $ 578,649 $ 108,076 $ 686,725 101 CITY OF ROSEMEAD,CALIFORNIA COMBINING STATEMENT OF CASH FLOWS INTERNAL SERVICE FUNDS FOR THE YEAR ENDED JUNE 30,2020 Governmental Activities-Internal Service Funds Equipment Technology _ Replacement Replacement Totals Cash Flows from Operating Activities: Cash received from interfund service provided $ - $ 164,500 $ 164,500 Cash paid to suppliers for goods and services (77,139) (142,645) (219,784) Net Cash Provided by Operating Activities (77,139) 21,855 (55,284) Cash Flows from Capital and Related Financing Activities: Acquisition and construction of capital assets - (5,747) (5,747) Net Cash Used for Capital and Related Financing Activities - (5,747) (5,747) Net Increase in Cash and Cash Equivalents (77,139) 16,108 (61,031) Cash and Cash Equivalents at the Beginning of the Year 651,001 82,052 733,053 Cash and Cash Equivalents at the End of the Year $ 573,862 $ 98,160 -$ 672,022 Reconciliation of Operating Income to Net Cash Provided by Operating Activities: Operating income $ (118,154) $ 4,971 $ (113,183) Adjustments to reconcile operating income net cash provided by operating activities: Depreciation 38,867 12,991 51,858 Increase in accounts payable 2,148 3,893 6,041 Total Adjustments 41,015 16,884 _ 57,899 Net Cash Provided by Operating Activities $ (77,139) $ 21,855 $ (55,284) 102 CITY OF ROSEMEAD,CALIFORNIA COMBINING STATEMENT OF CHANGES IN ASSETS AND LIABILITIES AGENCY FUND FOR THE YEAR ENDED JUNE 30,2020 Balance Balance July 1,2019 Additions Deductions June 30,2020 Assets: Cash and investments $ 1,112,785 $ 256,195 $ 137,731 $ 1,231,249 Total Assets $ 1,112,785 $ 256,195 $ 137,731 $ 1,231,249 Liabilities: Deposits payable $ 1,112,785 $ 382,307 $ 263,843 $ 1,231,249 Total Liabilities $ 1,112,785 $ 382,307 $ 263,843 $ 1,231,249 103 THIS PAGE INTENTIONALLY LEFT BLANK 104 STATISTICAL SECTION This part of the City of Rosemead's Comprehensive Annual Financial Report presents detailed information as a context for understanding what the information in the financial statements, note disclosures, and required supplementary information says about the government's overall financial health. Contents Page Financial Trends 106 These schedules contain trend information to help the reader understand how the government's financial performance and wellbeing have changed over time. Revenue Capacity 114 These schedules contain trend information to help the reader assess the government's most significant revenue source, property tax. Debt Capacity 118 These schedules present information to help the reader assess the affordability of the government's current levels of outstanding debt and the government's ability to issue additional debt in the future. Demographic and Economic Information 125 These schedules offer demographic and economic indicators to help the reader understand the environment within which the government's financial activities take place. Operating Information 128 These schedules contain service and infrastructure data to help the reader understand how the information in the government's financial report relates to the services the government provides and the activities it performs. Sources: Unless otherwise notes, the information in these schedules is derived from the Comprehensive Annual Financial Reports for the relevant year. 105 CITY OF ROSEMEAD Net Position by Component Last Ten Fiscal Years (accrual basis of accounting) 2011 2012 2013 2014 2015 Governmental activities: Net investment in capital assets 14,760,940 54,010,031 51,132,854 50,042,631 52,038,429 Restricted 24,806,402 10,870,747 2,829,147 3,110,688 3,419,068 Unrestricted 10,748,249 13,688,078 17,724,709 17,367,841 11,018,153 Total governmental activities net positil 50,315,591 78,568,856 71,686,710 70,521,160 66,475,650 Note: The City implemented GASB 75 in the FY 2018. Prior Year information was not restated to reflect the impact of the implementation. Source: City of Rosemead,Department of Finance 106 2016 2017 2018 2019 2020 51,542,030 52,806,193 53,587,243 50,882,552 48,825,863 4,005,847 4,387,055 3,554,634 9,730,202 13,681,082 13,108,874 15,690,721 17,211,587 17,483,422 17,754,529 68,656,751 72,883,969 74,353,464 78,096,176 80,261,474 107 CITY OF ROSEMEAD Changes in Net Position Last Ten Fiscal Years (accrual basis of accounting) 2011 2012 2013 2014 2015 Expenses: Governmental activities: General government 3,160,306 3,989,359 3,381,686 4,271,354 2,739,281 Public safety 8,881,926 7,517,101 7,791,073 7,923,316 7,747,949 Public works 11,907,245 11,588,278 11,717,276 10,072,081 8,703,817 Community services 595,904 - - - - Community development 3,969,502 4,080,294 2,616,531 2,853,472 2,879,028 Parks and recreation 2,362,860 2,532,665 2,594,863 2,274,920 2,049,540 Interest and other charges 1,681,875 569,045 7,827 5,561 3,198 Total governmental activities expenses 32,559,618 30,276,742 28,109,256 27,400,704 24,122,813 Program revenues: Governmental activities: Charges for services: General government 1,048,727 130,450 2,408,362 2,030,063 2,725,291 Public safety 1,293,524 1,454,759 1,622,911 1,586,557 1,573,532 Public works 9,143,311 4,033,874 3,869,285 4,356,486 4,627,331 Community services 450,004 - - - - Community development 3,753,612 3,501,082 1,896,876 1,632,508 1,915,557 Parks and recreation 654,437 704,029 785,611 724,197 713,484 Total governmental activities program revenues 16,343,615 9,824,194 10,583,045 10,329,811 11,555,195 Net revenues(expenses): Governmental activities Total net revenues(expenses) (16,216,003) (20,452,548) (17,526,211) (17,070,893) (12,567,618) General revenues and other changes in net assets: Governmental activities: Taxes: Property taxes 13,656,347 10,567,509 8,900,228 8,667,709 9,034,141 Sales and use taxes 3,737,363 3,200,911 3,215,897 3,504,285 3,452,605 Transient occupancy taxes 1,219,977 1,323,886 1,447,820 1,593,640 1,575,401 Other taxes 576,904 633,393 2,275,986 1,307,280 1,247,941 Investment income 367,961 195,165 28,202 216,499 97,589 Motor vehicle in-lieu,unrestricted 263,983 - - - - Other general revenues 307,658 853,956 1,180,688 604,053 793,680 Loss on sale of capital assets - (2,340,090) - - - Transfer to Successor Agency - - (6,392,878) - - Extraordinary item: Gain on dissolution of redevelopment agency - 34,271,082 - - - Total governmental activities 20,130,193 48,705,812 10,655,943 15,893,466 16,201,357 Changes in net position Governmental activities Total primary government $ 3,914,190 $ 28,253,264 $ (6,870,268) $ (1,177,427) $ 3,633,739 Source: City of Rosemead,Department of Finance 108 2016 2017 2018 2019 2020 3,218,363 3,705,685 4,554,063 4,205,482 4,003,674 8,381,588 8,935,164 9,499,683 9,125,853 9,744,134 8,738,495 7,323,865 9,554,073 6,353,025 9,946,662 3,246,081 3,161,310 3,409,699 2,376,713 3,472,477 2,073,145 2,153,986 2,746,482 7,662,344 2,920,016 787 - - - - 25,658,459 25,280,010 29,764,000 29,723,417 30,086,963 2,203,233 2,191,604 1,769,171 819,371 464,430 1,563,652 1,565,275 1,787,151 1,847,594 1,834,717 4,360,908 4,232,311 5,208,427 6,238,575 6,131,742 2,352,137 2,523,350 4,265,255 3,373,246 3,490,475 741,171 788,931 828,038 958,176 624,313 11,221,101 11,3 01,471 13,858,042 13,236,962 12,545,677 (14,437,358) (13,978,539) (15,905,958) (16,486,455) (17,541,286) 9,158,499 8,643,019 9,128,934 9,566,800 9,942,183 4,124,745 5,366,975 5,929,492 5,735,491 5,430,222 1,998,954 2,213,286 2,326,863 2,314,723 1,785,219 1,209,249 1,224,230 1,313,699 1,329,822 1,386,607 348,651 20,526 210,288 1,158,407 905,039 945,372 737,721 647,888 123,924 257,314 17,785,470 18,205,757 19,557,164 20,229,167 19,706,584 $ 3,348,112 $ 4,227,218 $ 3,651,206 $ 3,742,712 $ 2,165,298 109 CITY OF ROSEMEAD Fund Balances of Governmental Funds Last Ten Fiscal Years (modified accrual basis of accounting) 2011 2012 2013 2014 General fund: Reserved - - - - Unreserved - - - - Nonspendable 2,034 2,034 2,034 140,893 Restricted - - - - Committed 5,107,963 5,294,253 6,415,416 5,883,235 Assigned - 5,712 5,712 65,343 Unassigned 10,209,075 9,519,173 11,194,278 11,607,595 Total general fund 15,319,072 14,821,172 17,617,440 17,697,066 All other governmental funds: Reserved - - - - Unreserved,reported in: Special revenue funds - - - - Debt service funds - - - - Capital projects funds - - - - Nonspendable - - - - Restricted 27,476,081 10,870,747 2,829,147 3,110,688 Committed - - - - Assigned - - - - Unassigned (4,402,964) (1,292,405) (788,224) (1,192,926) Total all other governmental funds 23,073,117 9,578,342 2,040,923 1,917,762 Note: The City implemented GASB 54 for the fiscal year ended June 30, 2011. The categories of fund balance for governmental funds have been changed as described more fully in the notes to the basic financial statements. Prior year fund balances reflect the guidance in effect when those financial statements were preapred. Source: City of Rosemead,Department of Finance. 110 2015 2016 2017 2018 2019 2020 143,560 187,247 765,218 853,920 870,619 510,371 6,120,361 6,682,495 6,935,525 8,760,289 7,667,401 8,896,317 78,280 83,513 63,298 79,798 121,867 121,867 10,128,160 11,514,894 11,270,958 10,790,274 14,635,070 14,679,926 16,470,361 18,468,149 19,034,999 20,484,281 23,294,957 24,208,481 3,419,068 4,005,847 4,376,257 3,554,634 8,797,389 13,681,082 - - - 1,912,732 932,813 - (1,643,527) (832,005) (639,510) (31,024) (23,792) (269,560) 1,775,541 3,173,842 3,736,747 5,436,342 9,706,410 13,411,522 111 CITY OF ROSEMEAD Changes in Fund Balances of Governmental Funds Last Nine Fiscal Years (modified accrual basis of accounting) 2011 2012 2013 2014 2015 Revenues: Taxes $ 19,313,094 $ 15,960,662 $ 16,602,329 $ 15,320,806 $ 15,537,262 Intergovernmental 10,124,638 10,330,915 7,372,878 6,948,479 7,092,141 Licenses and permits 1,764,162 1,156,719 1,156,968 1,308,482 1,846,997 Charges for services 677,861 1,055,391 1,036,563 1,087,091 1,138,731 Fines,forfeitures and penalties 462,389 619,397 691,548 700,126 676,830 Development participation - - - - - Investment income 367,956 582,176 474,970 873,631 754,865 Other 253,379 658,670 928,596 61,690 114,074 Total revenues 32,963,479 30,363,930 28,263,852 26,300,305 27,160,900 Expenditures Current: General government 3,801,486 4,203,302 3,988,156 3,973,364 3,879,122 Public safety 8,882,915 7,517,101 7,773,611 7,913,659 8,156,485 Public works 19,402,924 6,417,803 6,909,471 6,184,890 6,348,101 Community services 595,904 - - - - Community development 3,397,072 3,681,903 2,605,654 2,846,112 3,150,240 Parks and recreation 2,362,860 2,532,665 2,208,564 2,157,424 2,071,443 Capital outlay 93,121 9,090,076 3,126,669 3,268,391 4,924,435 Debt service: Principal 975,000 1,210,000 - - - Interest and fiscal charges 1,882,092 961,506 - - - Bond issuance costs. 275,344 - - - - Total expenditures 41,668,718 35,614,356 26,612,125 26,343,840 28,529,826 Excess(deficiency)of revenues over(under) expenditures (8,705,239) (5,250,426) 1,651,727 (43,535) (1,368,926) Other financing sources(uses): Transfers in 4,824,919 6,431,374 2,772,415 3,053,605 2,433,974 Transfers out (4,824,919) (6,554,374) (2,772,415) (3,053,605) (2,433,974) Transfer to Successor Agency - - (6,392,878) - - Issuance of long-term debt 11,230,000 - - - - Discount on bonds (192,139) - - - - Payment to bond escrow agent - - - - - Proceeds of capital lease - - - - - Total other financing sources(uses) 11,037,861 (123,000) (6,392,878) - - Extraordinary item: Gain(loss)on dissolution of redevelopment agency - (8,619,249) - - - Net change in fund balances 2,332,622 (13,992,675) (4,741,151) (43,535) (1,368,926) Debt service as a percentage of noncapital expenditures 8.8% 6.8% 0.0% 0.0% 0.0% Source: City of Rosemead,Department of Finance. 112 2016 2017 2018 2019 2020 $ 16,491,447 $ 17,447,510 $ 18,698,988 $ 18,946,836 $ 18,503,951 7,734,995 6,726,279 8,002,636 8,588,211 8,179,055 2,520,937 2,754,881 3,128,000 2,636,026 2,115,419 1,191,275 1,012,557 1,572,266 1,653,095 1,204,638 597,373 607,754 633,711 622,221 612,080 - - 28,591 117,115 150,728 1,002,835 666,968 210,288 1,158,407 905,039 71,152 231,545 566,338 250,364 271,515 29,610,014 29,447,494 32,840,818 33,972,275 31,942,425 3,664,633 4,280,825 4,546,789 4,077,516 3,768,562 8,452,932 9,060,840 9,318,858 9,089,645 9,577,867 6,346,179 6,499,220 6,554,648 7,247,391 7,032,609 3,323,933 3,385,455 3,279,088 3,637,692 3,352,332 2,123,274 2,300,906 2,386,463 2,343,452 2,703,857 2,302,974 2,790,493 3,606,095 495,838 888,559 26,213,925 28,317,739 29,691,941 26,891,534 27,323,786 3,396,089 1,129,755 3,148,877 7,080,741 4,618,639 1,386,471 2,442,441 121,361 - - (1,386,471) (2,442,441) (121,361) - - 3,396,089 1,129,755 3,148,877 7,080,741 4,618,639 0.0% 0.0% 0.0% 0.0% 0.0% 113 CITY OF ROSEMEAD Assessed Value and Estimated Actual Value of Taxable Property Last Ten Fiscal Years (in thousands of dollars) City Fiscal Year Taxable Ended SBE Assessed Total Direct June 30 Secured Unsecured Non-Unitary Value Tax Rate 2011 3,364,287,629 64,231,062 3,301,527 3,431,820,218 22.41% 2012 3,458,570,185 71,320,472 3,301,527 3,533,192,184 22.35% 2013 3,531,097,436 68,996,223 3,301,527 3,603,395,186 22.11% 2014 3,654,495,783 68,912,542 1,901,995 3,725,310,320 9.27% 2015 3,806,028,086 71,498,360 1,901,995 3,879,428,441 9.27% 2016 4,012,426,717 62,768,733 1,901,995 4,077,097,445 9.27% 2017 4,202,108,491 63,820,415 2,051,995 4,267,980,901 9.27% 2018 4,375,810,412 60,507,061 2,051,995 4,438,369,468 9.27% 2019 4,591,020,006 63,704,447 2,051,995 4,656,776,448 9.27% 2020 4,809,362,427 71,764,032 2,347,932 4,883,474,391 9.27% 1 Beginning with the fiscal year ended June 30,2002,exemptions are netted directly against the individual property categories. NOTE: In 1978 the voters of the State of California passed Proposition 13 which limited property taxes to a total maximum rate of 1% based upon the assessed value of the property being taxed. Each year, the assessed value of property may be increased by an "inflation factor" (limited to a maximum increase of 2%). With few exceptions,property is only re-assessed as a result of new construction activity or at the time it is sold to a new owner. At that point, the property is reassessed based upon the added value of the construction or at the purchase price (market value) or economic value of the property sold. The assessed valuation data shown above represents the only data currently available with respect to the actual market value of taxable property and is subject to the limitations described above. Source: L.A. County Assessor 2010/11 -2019/20 Combined Tax Rolls and HDL Coren&Cone 114 CITY OF ROSEMEAD Direct and Overlapping Property Tax Rat( (Rate per$100 of Taxable Value) Last Ten Fiscal Years Agency 2010/11 2011/12 2012/13 2013/14 2014/15 2015/16 2016/17 2017/18 2018/19 2019/20 Basic Levyl 1.00000 1.00000 1.00000 1.00000 1.00000 1.00000 1.00000 1.00000 1.00000 1.00000 El Monte City School District 0.00000 0.00000 0.00000 0.00000 0.11822 0.14642 0.14682 0.14616 0.14580 0.10803 El Monte Union High School 0.08475 0.09591 0.08992 0.09799 0.08418 0.09155 0.08469 0.08243 0.08793 0.10969 Garvey School District 0.05733 0.05686 0.06037 0.05978 0.05947 0.05874 0.06067 0.08332 0.08705 0.08623 Garvey-Alhambra 0.02770 0.02718 0.02795 0.03154 0.02912 0.02906 0.02806 0.04805 0.04539 0.03660 Los Angeles Community College District 0.04031 0.03530 0.04875 0.04454 0.04017 0.03575 0.03596 0.04599 0.04621 0.02717 Metropolitan Water District 0.01800 0.01800 0.01800 0.01800 0.01800 0.01800 0.02300 0.03000 0.03000 0.03000 Montebello Unified School District 0.09792 0.10001 0.09630 0.09457 0.08750 0.08715 0.14705 0.13514 0.13921 0.09306 Pasadena Community College District 0.01986 0.01956 0.02056 0.01899 0.01032 0.00872 0.00885 0.00819 0.00767 0.00721 Rio Hondo Community College District 0.00000 0.00000 0.00000 0.00000 0.02821 0.02712 0.02808 0.02748 0.02554 0.02571 Rosemead School District 0.10743 0.10507 0.10240 0.10314 0.09886 0.09997 0.08533 0.11979 0.09260 0.08682 San Gabriel Unified School District 0.10190 0.08454 0.10523 0.10082 0.11444 0.10684 0.10534 0.10078 0.10563 0.09682 Total Direct&Overlapping'Tax Rates 1.55520 1.54243 1.56948 1.56937 1.68849 1.70932 1.75385 1.82733 1.81303 1.70734 City's Share of 1%Levy Per Prop 13 3 0.09388 0.09388 0.09388 0.09388 0.09388 0.09388 0.09388 0.09388 0.09388 0.09388 Voter Approved City Debt Rate Redevelopment Rate 4 1.00370 1.00370 Total Direct Rate 5 0.22407 0.22351 0.22113 0.09271 0.09271 0.09273 0.09274 0.09274 0.09279 0.09279 Notes: 'In 1978,California voters passed Proposition 13 which set the property tax rate at a 1.00%fixed amount. This 1.00%is shared by all taxing agencies for which the subject property resides within. In addition to the 1.00%fixed amount,property owners are charged taxes as a percentage of assessed properly values for the payment of any voter approved bonds. 'Overlapping rates are those of local and county governments that apply to property owners within the City. Not all overlapping rates apply to all city property owners. City's share of I%Levy is based on the City's share of the general fund tax rate area with the largest net taxable value within the city. ERAF general fund tax shifts may not be included in tax ratio figures. 4 RDA rate is based on the largest RDA tax rate area(TRA)and includes only rate(s)from indebtedness adopted prior to 1989 per California State statute. RDA direct and overlapping rates are applied only to the incremental property values. The approval of ABX 1 26 eliminated Redevelopment from the State of California for the fiscal year 2012-13 and years thereafter. 5 Total Direct Rate is the weighted average of all individual direct rates applied by the government prepaing the statistical section information and excludes revenues derived from aircraft Beginning in 2013/14 the Total Direct Rate no longer includes revenue generated from the former redevelopment tax rate areas. Challenges to recognized enforceable obligations are assumed to have been resolved during 2012/13. For the purposes of this report,residual revenue is assumed to be distributed to the City in the same proportions as general fund revenue. Source: L.A.County Assessor 2010/11-2019/20 Tax Rate Table and HDL Coren&Cone • 115 CITY OF ROSEMEAD Principal Property Tax Payers Current Year and Nine Years Ago 2019/20 2010/11 Percent of Percent of Total City Total City Taxable Taxable Taxable Taxable Assessed Assessed Assessed Assessed Taxpayer Value Rank Value Value Rank Value Rosemead Place,LLC $ 51,973,771 1 1.08% Walmart Stores,Inc 37,787,379 2 0.79% Rosemead Hwang,LLC 37,174,724 3 0.77% AFG Investment Fund 5 LLC 27,624,074 4 0.57% MHI Rosemead LP 24,324,552 5 0.51% Sunshine Inn 21,385,016 6 0.44% Metodo Investments LLC 20,770,800 7 0.43% 420 Boyd Street LLC 19,524,568 8 0.41% Panda Express 10,466,166 9 0.22% Macy's California Inc 15,699,225 10 0.33% Rosemead Place,LLC $ 45,003,310 1 1.34% Walmart Real Estate Business Trust 32,655,486 2 0.97% Rosemead Hwang LLC 32,126,034 3 0.95% AFG Investment Fund 5 LLC 23,872,481 4 0.71% Metodo Investments LLC 19,136,512 5 0.57% 420 Boyd Street LLC 18,417,245 6 0.55% Macy's California Inc 13,567,141 7 0.40% California Federal Savings and Loan Association 13,385,792 8 0.40% Sunshine Inn 10,557,466 9 0.31% Panda Restaurant Group Inc 9,044,766 10 0.27% Source: Hdl Coren&Cone,Los Angeles County Assessor 2019/20 Combined Tax Rolls. 116 CITY OF ROSEMEAD Property Tax Levies and Collections Last Ten Fiscal Years Collected within the Fiscal Taxes Levied Fiscal Year of Levy Collections in Total Collections to Date Year Ended for the Percent Subsequent Percent June 30 Fiscal Year Amount of Levy Years Amount of Levy 2011 2,633,288 2,595,289 98.56% - 2,595,289 98.56% 2012 2,711,546 2,699,377 99.55% - 2,699,377 99.55% 2013 2,771,913 2,710,893 97.80% - 2,710,893 97.80% 2014 2,865,651 2,850,674 99.48% - 2,850,674 99.48% 2015 2,981,810 2,935,129 98.43% - 2,935,129 98.43% 2016 3,134,303 3,114,233 99.36% - 3,114,233 99.36% 2017 3,187,187 2,632,109 82.58% - 2,632,109 82.58% 2018 3,336,547 2,878,054 86.26% - 2,878,054 86.26% 2019 3,489,499 3,008,322 86.21% - 3,008,322 86.21% 2020 3,675,962 3,064,430 83.36% - 3,064,430 83.36% * Information not available. **Note: For these years the information was not available so an estimate was made to reduce the total collections to date to 100%. Source: HDL Coren&Cone and Los Angeles County Auditor Controller's Office 117 CITY OF ROSEMEAD Ratios of Outstanding Debt by Type Last Ten Fiscal Years Tax Percentage Debt Allocation of Personal Per Fiscal Year Bonds 2 Income Capita 2010/11 44,745,000 4.76% 775 2011/12 43,535,000 4.57% 804 2012/13 41,740,000 4.35% 766 2013/14 39,885,000 4.22% 728 2014/15 37,965,000 3.97% 693 2015/16 35,970,000 3.86% 651 2016/17 31,775,000 3.31% 578 2017/18 29,455,000 3.03% 533 2018/19 27,295,000 2.62% 495 2019/20 25,090,000 2.31% 462 Notes:Details regarding the City's outstanding debt can be found in the notes to the financial statements. These ratios are calculated using personal income and population for the prior calendar year. 'The Rosemead Community Development Commission was dissolved on February 1,2012. As a result,the tax allocation bonds are not debt of the primary government. Source: Los Angeles County Auditor-Controller,Tax Division City of Rosemeadm Department of Finance 118 CITY OF ROSEMEAD Ratio of General Bonded Debt Outstanding Last Ten Fiscal Years (In Thousands, except Per Capita) Tax Percent of Allocation Assessed Per Fiscal Year Bonds Value ' Capita 2010/11 44,745 1.30% 775 2011/12 43,535 1.23% 804 2012/13 41,740 1.16% 766 2013/14 39,885 1.07% 728 2014/15 37,965 0.98% 693 2015/16. 35,970 0.88% 651 2016/17 31,775 0.74% 578 2017/18 29,455 0.66% 533 2018/19 27,295 0.59% 495 2019/20 25,090 0.51% 462 General bonded debt is debt payable with governmental fund resources and general obligation bonds recorded in enterprise funds(of which,City has none). 1 Assessed value has been used because the actual value of taxable property is not readily available in the State of California. 2 The Rosemead Community Development Commission was dissolved on February 1,2012. As a result,the tax allocation bonds are not debt of the primary government. Source: Los Angeles County Auditor-Controller,Tax Division City of Rosemeadm Department of Finance 119 CITY OF ROSEMEAD Direct and Overlapping Governmental Activities Debt June 30,2020 Percentage Gross Bonded Applicable Net Bonded Debt Balance To City Debt Overlapping Debt *Metropolitan Water District $ 18,151,752 0.313% 56,749 Garvey SD DS 2004 Series 2006 12,339,236 50.822% 6,270,989 Garvey SD DS 2004 Series C 8,221,018 50.822% 4,178,048 Garvey SD DS 2011 Refund Bonds 2,755,000 50.822% 1,400,133 Garvey SD DS 2013 Ref Bonds 495,000 50.822% 251,567 Garvey SD DS 2014 Ref Bonds 2,845,000 50.822% 1,445,873 Garvey SD DS 2016 Series A 8,700,000 50.822% 4,421,474 Garvey SD DS 2016 Series B 10,000,000 50.822% 5,082,154 Rosemead SD DS 2011 Ref Bond 625,000 67.319% 420,742 Rosemead SD DS 2012 Ref Bonds 5,110,000 67.319% 3,439,987 Rosemead SD DS 2008 Series B 273,740 67.319% 184,278 Rosemead SD DS 2014 Ref Bonds 5,340,000 67.319% 3,594,820 Rosemead SD DS 2016 Ref Bonds 12,075,000 67.319% 8,128,736 Rosemead SD DS 2008 Series C 1,800,000 67.319% 1,211,737 Rosemead SD DS 2014 Series A 25,575,000 67.319% 17,216,764 El Monte Union HSD DS 2008 Series B 29,820,673 14.139% 4,216,411 El Monte Union HSD DS 2015 Ref Bonds 25,460,000 14.139% 3,599,845 El Monte Union HSD DS 2016 Ref DLYD DLVR 3,880,000 14.139% 548,602 El Monte Union HSD DS 2008 Series C 2,550,000 14.139% 360,550 El Monte Union HSD DS 2016 Ref Bonds 48,425,000 14.139% 6,846,917 El Monte Union HSD DS 2008 Series D 10,500,098 14.139% 1,484,632 El Monte Union HSD DS 2018 Series A 52,245,000 14.139% 7,387,036 LA CCD DS 2003,Taxable Series 2004B 2,115,000 0.291% 6,161 LA CCD DS 2001,Taxable Series 2004A 31,555,000 0.291% 91,923 LA CCD DS 2008,2009 Taxable Ser B 75,000,000 0.291% 218,482 LA CCD DS 2008,2010 Tax Ser D 125,000,000 0.291% 364,137 LA CCD Debt 2008,2010. Tax Ser E(BABS) 900,000,000 0.291% 2,621,790 LA CCD Debt 2008,2012 Series F 199,000,000 0.291% 579,707 LA CCD DS 2013 Ref Bonds 35,410,000 0.291% 103,153 LA CCD DS 2008 Series G 205,725,000 0.291% 599,297 LA CCD DS 2015 Ref Series A 1,395,190,000 0.291% 4,064,327 LA CCD DS 2015 Ref Series B 24,305,000 0.291% 70,803 LA CCD DS 2015 Ref Series C 230,015,000 0.291% 670,057 LA CCD DS 2008 Series I 197,360,000 0.291% 574,929 LA CCD DS 2016 Ref Bonds 813,785,000 0.291% 2,370,637 Pasadena CCD DS 2014 Ref Series A 12,405,000 2.390% 296,488 Pasadena CCD DS 2016 Ref Series A 54,045,000 2.390% 1,291,714 Montebello USD DS 1998 Series 1998 2,797,152 1.558% 43,591 Montebello USD DS 1998 Series 1999 5,484,723 1.558% 85,474 Montebello USD DS 1998 Series 2004 5,562,649 1.558% 86,688 Montebello USD DS 1998 Series 2002 4,860,085 1.558% 75,739 Montebello USD DS 2004 Series 2009A-2 BABS 12,640,000 1.558% 196,981 Montebello USD DS 2010 Refunding Bonds 1,200,000 1.558% 18,701 Montebello USD DS 2004 Series 2013A 16,150,000 1.558% 251,681 Montebello USD DS Ref Bond Series 2015 27,250,000 1.558% 424,662 Montebello USD DS Ref Bonds 2016 Series A 14,585,000 1.558% 227,292 Montebello USD DS 2016 Series A 79,345,000 1.558% 1,236,508 120 San Gabriel USD DS 2010 Ref Bonds 8,407,370 1.189% 99,926 San Gabriel USD DS 2008 Series B 5,705,000 1.189% 67,807 San Gabriel USD DS 2012 Ref Bond Series B 13,235,940 1.189% 157,317 San Gabriel USD DS 2008 Series C 22,851,249 1.189% 271,600 San Gabriel USD DS 2015 Ref Bond Series A 29,830,000 1.189% 354,546 Total Overlapping Debt 99,270,162 2019/20 Assessed Valuation:$4,029,492,681 After Deducting$853,981.70 Incremental Value. Debt to Assessed Valutation Ratios: Direct Debt 0.00% Overlapping Debt 2.46% Total Debt 2.46% *This fund is a portion of a larger agency,and is repsonsible for debt in areas outside the city. This report reflects debt which is being repaid through voter-approved property tax indebtedness. It excludes mortgage revenue,tax allocation bonds,interim financing obligations,non-bonded capital lease obligations,and certificates of participation,unless provided by the city. Overlapping governments are those that coincide,at least in part,with the geographic boundaries of the city. The percentage of overlapping debt applicable is estimated by using taxable assessed values. Applicable percentages were estimated by determining the portion of another governmental unit's taxable assessd value that is within the city's boundaries and dividing it by each unit's total taxable assessed value. Source: Hdl Coren&Cone,L.A.County Assessor and Auditor Combined 2019/20 Lien Date Tax Rolls. 121 CITY OF ROSEMEAD Legal Debt Margin Information Last Ten Fiscal Years 2010/11 2011/12 2012/13 2013/14 2014/15 Assessed valuation 3,431,820,218 3,533,192,184 3,603,395,186 3,725,310,320 3,879,248,441 Conversion percentage 25% 25% 25% 25% 25% Adjusted assessed valuation 857,955,055 883,298,046 900,848,797 931,327,580 969,812,110 Debt limit percentage 15% 15% 15% 15% 15% Debt limit 128,693,258 132,494,707 135,127,319 139,699,137 145,471,817 Total net debt applicable to limit: General obligation bonds - - - - - Legal debt margin 128,693,258 132,494,707 135,127,319 139,699,137 145,471,817 Total debt applicable to the limit as a percentage of debt limit 0.0% 0.0% 0.0% 0.0% 0.0% The Government Code of the State of California provides for a legal debt limit of 15%of gross assessed valuation.However,this provision was enacted when assessed valuation was based upon 25%of market value.Effective with the 1981-82 fiscal year,each parcel is now assessed at 100%of market value(as of the most recent change in ownership for that parcel).The computations shown above reflect a conversion of assessed valuation data for each fiscal year from the current full valuation perspective to the 25%level that was in effect at the time that the legal debt margin was enacted by the State of California for local governments located within the state. Source: Rosemead Finance Department Los Angeles County Tax Assessor's Office 122 2015/16 2016/17 2017/18 2018/19 2019/20 4,077,097,445 4,337,892,775 4,525,131,407 4,745,176,577.00 4,960,200,386.00 25% 25% 25% 25% 25% 1,019,274,361 1,084,473,194 1,131,282,852 1,186,294,144 1,240,050,097 15% 15% IS°/a 15% 15% 152,891,154 162,670,979 169,692,428 177,944,122 186,007,514 152,891,154 162,670,979 169,692,428 177,944,122 186,007,514 0.0% 0.0% 0.0% 0.0% 0.0% 123 CITY OF ROSEMEAD Pledged-Revenue Coverage Last Ten Fiscal Years (In Thousands) Tax Allocation Bonds Fiscal Year Ended Tax Debt Service June 30 Increment Principal Interest Coverage 2011 6,893,575 975,000 1,882,092 2.41 2012 2,601,979 1,210,000 961,506 1.20 2013 5,439,677 1,795,000 1,852,123 1.49 2014 5,517,943 1,855,000 1,790,511 1.51 2015 5,521,038 1,920,000 1,718,573 1.52 2016 5,724,292 1,995,000 1,635,578 1.58 2017 4,711,788 850,000 1,602,713 1.92 2018 3,916,792 2,320,000 1,386,038 1.06 2019 3,863,435 2,160,000 1,352,881 1.10 2020 3,634,145 2,205,000 1,229,000 1.06 Note: Details regarding the city's outstanding debt can be found in the notes to the fmancial statements. Operating expenses do not include interest or depreciation expenses. Source: City of Rosemead,Department of Finance 124 CITY OF ROSEMEAD Demographic and Economic Statistics Last Ten Calendar Years Per Personal Capita Unemployment Fiscal Population Income Personal Rate Year (1) (in thousands) (2) Income(2) (3) 2010/11 57,756 939,575 16,268 11.20% 2011/12 54,172 952,560 17,584 10.80% 2012/13 54,464 959,982 17,626 8.10% 2013/14 54,762 944,918 17,255 6.70% 2014/15 54,786 956,180 17,453 9.50% 2015/16 55,231 932,800 16,889 7.70% 2016/17 54,984 960,740 17,473 6.10% 2017/18 55,267 972,350 17,594 4.30% 2018/19 55,097 1,040,232 18,880 4.30% 2019/20 54,363 1,084,896 19,956 4.20% Sources: (1) California State Department of Finance (2) HDL Coren&Cone and based on the last available census. (3) State of California Employment Development Department 125 CITY OF ROSEMEAD Principal Employers Current Year and Nine Years Ago 2020 2011* Percent of Percent of Number of Total Number of Total Employer Employees Employment 1 Employees Employment Southern California Edison 1 2,722 11.20% - 0.00% Garvey School District 2 804 3.31% - 0.00% Panda Restaurant Group, Inc. 3 604 2.49% - 0.00% Wal-Mart 4 534 2.20% - 0.00% Rosemead School District 5 389 1.60% - 0.00% Target 6 320 1.32% - 0.00% Hemetic Seal Corporation 7 131 0.54% - 0.00% Double Tree ** 8 130 0.53% - 0.00% University of the West 9 98 0.40% - 0.00% Lucille's 10 95 0.39% - 0.00% 1 Based upon Employment Development Department's estimate of 24,300 residents employed in 2019-20 *Information for 2011 is not available. ** Double Tree Hotel has 130 employees, however, currently only 40 employees are actively working and 90 are furlough employees. Disclaimer: The City of Rosemead makes no claims concerning the acuracy of data provided nor assumes any liability resulting from the use of information herein.. Source: City of Rosemead business license estimated data 126 CITY OF ROSEMEAD Full-time and Part-time City Employees by Function Last Ten Fiscal Years Function 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 General government 19 15 13 12 12 11 13 18 21 17 Public safety 1 42 33 15 20 18 20 21 23 28 25 Community development 23 7 8 8 7 8 8 9 9 9 Public Works n/a 26 22 23 23 21 24 26 28 26 Parks and recreation 99 68 81 86 80 83 109 118 114 110 Total 183 149 139 149 140 143 175 194 200 187 1 The City of Rosemead contracts with the Los Angeles County Sheriffs Department for all police services with the exception of parking control and crossing guards which are provided by City personnel. 1 The City of Rosemead is part of the Los Angeles County Fire Protection District which provides fire fighting, fire prevention,and plan check services for the City. Source:City of Rosemead,Finance Department 127 CITY OF ROSEMEAD Operating Indicators by Function Last Ten Fiscal Years 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 Police: Arrests 1,888 1,842 1,186 1,356 1,585 1,339 1,046 1,256 1,817 2,649 Parking citations issued 7,515 7,797 8,765 16,110 7,863 8,047 7,676 8,086 6,244 7,898 Fire: Number of emergency calls 2,745 2,928 2,785 2,823 3,212 3,352 3,206 3,822 2,823 2,789 Inspections 1,845 2,066 2,012 2,026 2,793 2,564 2,311 2,430 2,288 2,267 Public works: Street resurfacing(miles) 3.5 3.6 0.9 1.6 0.6 1.0 0.7 0.8 1.0 0.0 Parks and recreation: Number of recreation classes 617 519 638 724 839 871 873 707 631 387 Number of facility rentals 1,786 3,261 3,124 4,005 2,607 3,070 6,226 3,679 2,508 2,387 Source:City of Rosemead 128 CITY OF ROSEMEAD Capital Asset Statistics by Function Last Ten Fiscal Years 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 Public Safety: Sheriff stations 1 1 1 1 1 1 1 1 1 1 Fire: Fire stations 2 2 2 2 2 2 2 2 2 2 Public works: Streets(miles) 77.55 77.55 77.55 77.55 77.55 81.90 81.90 81.80 81.80 81.80 Streetlights 2,712 2,712 2,712 2,712 2,712 2,712 2,712 2,511 2,511 2,511 Traffic signals 42 42 42 42 42 41 42 42 42 42 Parks and recreation: Parks 10 10 10 10 10 10 10 11 12 12 Community centers 2 2 2 2 2 2 2 2 2 2 Source:City of Rosemead 129 THIS PAGE INTENTIONALLY LEFT BLANK 130 9 E M F O '9 A. eas: CIVIC PRIDE 2 -4401hreir"1. $ 4*04PORATE0e Attachment B Rosemead Housing Development Corporation Financial Statement LsL•..•• • •• ROSEMEAD HOUSING DEVELOPMENT CORPORATION FOR THE YEAR ENDED JUNE 30, 2020 FINANCIAL STATEMENTS Focused on YOU , _i_, r: , _` W N' P _..0,A ., . , -f‘ WWW.LSLCPAS.COM ROSEMEAD HOUSING DEVELOPMENT CORPORATION A COMPONENT UNIT OF THE CITY OF ROSEMEAD, CALIFORNIA BASIC FINANCIAL STATEMENTS (WITH SUPPLEMENTARY INFORMATION) AND INDEPENDENT AUDITORS' REPORT FOR THE YEAR ENDED JUNE 30, 2020 ROSEMEAD HOUSING DEVELOPMENT CORPORATION A COMPONENT UNIT OF THE CITY OF ROSEMEAD, CALIFORNIA BASIC FINANCIAL STATEMENTS (WITH SUPPLEMENTARY INFORMATION) AND INDEPENDENT AUDITORS' REPORT FOR THE YEAR ENDED JUNE 30, 2020 TABLE OF CONTENTS Page Number INDEPENDENT AUDITORS' REPORT 1 BASIC FINANCIAL STATEMENTS Statements of Net Position 3 Statements of Activities 4 Balance Sheet 5 Reconciliation of the Balance Sheet of Governmental Fund to the Statement of Net Position 6 Statement of Revenues, Expenditures and Changes in Fund Balance 7 Reconciliation of the Statement of Revenues, Expenditures, and Changes in Fund Balance of Governmental Fund to the Statement of Activities 8 Notes to Financial Statements 9 REQUIRED SUPPLEMENTARY INFORMATION Notes to Required Supplementary Information 16 Budgetary Comparison Schedule 17 INDEPENDENT AUDITORS' REPORT ON INTERNAL CONTROL OVER FINANCIAL REPORTING AND ON COMPLIANCE AND OTHER MATTERS BASED ON AN AUDIT OF FINANCIAL STATEMENTS PERFORMED IN ACCORDANCE WITH GOVERNMENT AUDITING STANDARDS 18 •.•.• • •• INDEPENDENT AUDITORS' REPORT To the Board of Directors Rosemead Housing Development Corporation Rosemead, California Report on the Financial Statements We have audited the accompanying financial statements of the governmental activities and General Fund of the Rosemead Housing Development Corporation (the Corporation), a component unit of the City of Rosemead, California, as of and for the year ended June 30, 2020, and the related notes to the financial statements, which collectively comprise the Corporation's basic financial statements as listed in the table of contents. Management's Responsibility for the Financial Statements Management is responsible for the preparation and fair presentation of these financial statements in accordance with accounting principles generally accepted in the United States of America; this includes the design, implementation, and maintenance of internal control relevant to the preparation and fair presentation of financial statements that are free from material misstatement, whether due to fraud or error. Auditor's Responsibility Our responsibility is to express opinions on these financial statements based on our audit. We conducted our audit in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free from material misstatement. An audit involves performing procedures to obtain audit evidence about the amounts and disclosures in the financial statements. The procedures selected depend on the auditor's judgment, including the assessment of the risks of material misstatement of the financial statements, whether due to fraud or error. In making those risk assessments, the auditor considers internal control relevant to the entity's preparation and fair presentation of the financial statements in order to design audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the entity's internal control. Accordingly, we express no such opinion. An audit also includes evaluating the appropriateness of accounting policies used and the reasonableness of significant accounting estimates made by management, as well as evaluating the overall presentation of the financial statements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our audit opinions. Opinions In our opinion, the financial statements referredto above present fairly, in all material respects, the respective financial position of the governmental activities and General Fund of the Rosemead Housing Development Corporation (the Corporation), a component unit of the City of Rosemead, California as of June 30, 2020, and the respective changes in financial position for the year then ended in accordance with accounting principles generally accepted in the United States of America. PrimeGlobal An An,nTdo, InfiveraleodArtu.a44F4m, Lance,Soil&Lunghard,LLP 203 NBrea Blvd.,Suite 203 Brea,CA92821 I Phone:714.672.0022 eeee LSL :: To the Board of Directors Rosemead Housing Development Corporation Rosemead, California Emphasis of Matter As discussed in Note 1, the financial statements present only the Rosemead Housing Development Corporation and do not purport to, and do not present fairly the financial position of the City of Rosemead, California, as of June 30, 2020, the changes in its financial position, or, where applicable, its cash flows for the year then ended in accordance with accounting principles generally accepted in the United States of America. Our opinion is not modified with respect to this matter. Other Matters Required Supplementary Information Accounting principles generally accepted in the United States of America require that the budgetary comparison schedules for the General Fund be presented to supplement the basic financial statements. Such information, although not a part of the basic financial statements, is required by the Governmental Accounting Standards Board, who considers it to be an essential part of financial reporting for placing the basic financial statements in an appropriate operational, economic, or historical context. We have applied certain limited procedures to the required supplementary information in accordance with auditing standards generally accepted in the United States of America, which consisted of inquiries of management about the methods of preparing the information and comparing the information for consistency with management's responses to our inquiries, the basic financial statements, and other knowledge we obtained during our audit of the basic financial statements. We do not express an opinion or provide any assurance on the information because the limited procedures do not provide us with sufficient evidence to express an opinion or provide any assurance. Management has omitted management's discussion and analysis that accounting principles generally accepted in the United States of America require to be presented to supplement the basic financial statements. Such missing information, although not a part of the basic financial statements, is required by the Governmental Accounting Standards Board, who considers it to be an essential part of financial reporting for placing the basic financial statements in an appropriate operational, economic, or historical context. Our opinion on the basic financial statements is not affected by this missing information. Other Reporting Required by Government Auditing Standards In accordance with Government Auditing Standards, we have also issued our report dated December 9, 2020 on our consideration of the Corporation's internal control over financial reporting and on our tests of its compliance with certain provisions of laws, regulations, contracts, and grant agreements and other matters. The purpose of that report is solely to describe the scope of our testing of internal control over financial reporting and compliance and the results of that testing, and not to provide an opinion on the effectiveness of the Corporation's internal control over financial reporting or on compliance. That report is an integral part of an audit performed in accordance with Government Auditing Standards in considering the Corporation's internal control over financial reporting and compliance. 44:e.1/ 54-eVotiia tee Brea, California December 9, 2020 2 ROSEMEAD HOUSING DEVELOPMENT CORPORATION A COMPONENT UNIT OF THE CITY OF ROSEMEAD,CALIFORNIA STATEMENT OF NET POSITION JUNE 30,2020 Governmental Activities Assets: Cash and investments $ 422,254 Accounts receivable 171 Capital assets,net of depreciation 6,662,216 Total Assets 7,084,641 Liabilities: Accounts payable 25,123 Deposits payable 42,431 Total Liabilities 67,554 Net Position: Investment in capital assets 6,662,216 Unrestricted 354,871 Total Net Position $ 7,017,087 The notes to financial statements are an integral part of this statement. 3 ROSEMEAD HOUSING DEVELOPMENT CORPORATION A COMPONENT UNIT OF THE CITY OF ROSEMEAD,CALIFORNIA STATEMENT OF ACTIVITIES FOR THE YEAR ENDED JUNE 30,2020 Net(Expenses) Revenues and Changes in Program Revenues Net Position Operating Capital Charges for Contributions Contributions Governmental Expenses Services and Grants and Grants Activities Functions/Programs Governmental Activities: General Government $ 1,129,487 $ 463,131 $ 453,238 $ - $ (213,118) Total Governmental Activities $ 1,129,487 $ 463,131 $ 453,238 $ - (213,118) General Revenues: Investment Income 76 Other 4,158 Total General Revenues 4,234 Change in Net Position (208,884) Net Position at the Beginning of the Year 7,225,971 Net Position at the End of the Year $ 7,017,087 The notes to financial statements are an integral part of this statement. 4 ROSEMEAD HOUSING DEVELOPMENT CORPORATION A COMPONENT UNIT OF THE CITY OF ROSEMEAD,CALIFORNIA BALANCE SHEET GOVERNMENTAL FUND JUNE 30,2020 General Fund Assets: Cash and investments $ 422,254 Accounts receivable 171 Total Assets $ 422,425 Liabilities and Fund Balance: Liabilities: Accounts payable $ 25,123 Deposits payable 42,431 Total Liabilities 67,554 Fund Balances: Unassigned 354,871 Total Fund Balances 354,871 Total Liabilities and Fund Balance $ 422,425 The notes to financial statements are an integral part of this statement. 5 ROSEMEAD HOUSING DEVELOPMENT CORPORATION A COMPONENT UNIT OF THE CITY OF ROSEMEAD,CALIFORNIA RECONCILIATION OF THE BALANCE SHEET OF GOVERNMENTAL FUNDS TO THE STATEMENT OF NET POSITION JUNE 30,2020 Fund balances of governmental funds $ 354,871 Amounts reported for governmental activities in the statement of net position are different because: Capital assets net of depreciation have not been included as financial resources in governmental fund activity. 6,662,216 Net Position of Governmental Activities $ 7,017,087 The notes to financial statements are an integral part of this statement. 6 ROSEMEAD HOUSING DEVELOPMENT CORPORATION A COMPONENT UNIT OF THE CITY OF ROSEMEAD,CALIFORNIA STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES GOVERNMENTAL FUND FOR THE YEAR ENDED JUNE 30,2020 General Fund Revenues: Intergovernmental $ 453,238 Rental Income 463,131 Investment Income 76 Other 4,158 Total Revenues 920,603 Expenditures: Current: Operating 497,114 Administrative services paid to City of Rosemead 226,200 Facility rent paid to City of Rosemead 183,400 Total Expenditures 906,714 Net Change in Fund Balance 13,889 Fund Balance at the Beginning of the Year 340,982 Fund Balance at the End of the Year $ 354,871 The notes to the financial statements are an integral part of this statement. 7 ROSEMEAD HOUSING DEVELOPMENT CORPORATION A COMPONENT UNIT OF THE CITY OF ROSEMEAD,CALIFORNIA RECONCILIATION OF THE STATEMENT OF REVENUES,EXPENDITURES, AND CHANGES IN FUND BALANCES OF GOVERNMENTAL FUNDS TO THE STATEMENT OF ACTIVITIES FOR THE YEAR ENDED JUNE 30,2020 Net change in fund balances-total governmental funds $ 13,889 Amounts reported for governmental activities in the statement of activities are different because: Governmental funds report capital outlays as expenditures. However,in the statement of activities,the costs of those assets is allocated over their estimated useful lives as depreciation expense.This is the amount by which capital outlays exceeded depreciation in the current period. (222,773) Change in Net Position of Governmental Activities $ (208,884) The notes to financial statements are an integral part of this statement. 8 ROSEMEAD HOUSING DEVELOPMENT CORPORATION A COMPONENT UNIT OF THE CITY OF ROSEMEAD, CALIFORNIA NOTES TO FINANCIAL STATEMENTS JUNE 30,2020 Note 1: Summary of Significant Accounting Policies a. Reporting Entity The Rosemead Housing Development Corporation (the Corporation) is a nonprofit corporation whose purpose is to provide assistance to the Rosemead Community Development Commission (the Commission)to account for the construction,financing and operations of low-and moderate-income housing for the benefit of the City of Rosemead (the City). The Corporation currently maintains the Angelus and Garvey Senior Housing facilities. The Corporation is exempt from income taxes under Section 501 (c)(3) of the Internal Revenue Code (IRC)and applicable state statutes. Governmental Accounting Standards Board (GASB) Statement No. 14, The Financial Reporting Entity, defines the reporting entity as the primary government and those component units for which the primary government is financially accountable. Financial accountability is defined as appointment of a voting majority of the component unit's Board and either(a)the primary government has the ability to impose its will or(b)the possibility exists that the component unit will provide a financial benefit to or impose a financial burden on the primary government. Since the Board of Directors of the Commission and the Council members also serve as the Board of Directors of the Corporation,the Commission and the City, in effect, have the ability to influence and control operations. Therefore, the City has oversight responsibility for the Corporation.Accordingly, in applying the criteria of GASB Statement No. 14, the financial statements of the Corporation are included in the City's financial reports. The Corporation has the same fiscal year as the City. These financial statements contain information for the Corporation only. The City's financial report may be obtained by contacting the Financial Department of the City. As a result of the Assembly Bill X1 26 signed into law as part of the State of California's budget package on June 29, 2011,the Rosemead Community Development Commission ceased to exist as of February 1, 2012. On January 10, 2012, the City Council elected to serve as the successor agency to the Commission and retain the housing assets and functions previously held and performed by the Commission. b. Basis of Accounting and Measurement Focus The basic financial statements of the Corporation are composed of the following: • Government-wide financial statements • Fund financial statements • Notes to the basic financial statements Government-wide Financial Statements Government-wide financial statements display information about the reporting government as a whole, except for its fiduciary activities. These statements include separate columns for the governmental and business-type activities of the primary government(including its blended component units), as well as its discretely presented component units. The Corporation has no business-type activities or discretely presented component units. 9 ROSEMEAD HOUSING DEVELOPMENT CORPORATION A COMPONENT UNIT OF THE CITY OF ROSEMEAD, CALIFORNIA NOTES TO FINANCIAL STATEMENTS (CONTINUED) JUNE 30,2020 Note 1: Summary of Significant Accounting Policies (Continued) Government-wide financial statements are presented using the economic resources measurement focus and the accrual basis of accounting. Under the economic resources measurement focus, all (both current and long-term) economic resources and obligations of the reporting government are reported in the government-wide financial statements. Basis of accounting refers to when revenues and expenditures are recognized in the accounts and reported in the financial statements. Under the accrual basis of accounting, revenues, expenses, gains, losses, assets, and liabilities resulting from exchange and exchange-like transactions are recognized when the exchange takes place. Revenues, expenses, gains, losses, assets, and liabilities resulting from nonexchange transactions are recognized in accordance with the requirements of GASB Statement No. 33. Program revenues include charges for services and payments made by parties outside of the reporting government's citizenry if that money is restricted to a particular program. Program revenues are netted with program expenses in the statement of activities to present the net cost of each program. Amounts paid to acquire capital assets are capitalized as assets in the government-wide financial statements, rather than reported as expenditures. Proceeds of long-term debt are recorded as a liability in the government-wide financial statements, rather than as an other financing source. Amounts paid to reduce long-term indebtedness of the reporting government are reported as a reduction of the related liability, rather than as an expenditure. Fund Financial Statements The underlying accounting system of the Corporation is organized and operated on the basis of separate funds, each of which is considered to be a separate accounting entity. The operations of each fund are accounted for with a separate set of self-balancing accounts that comprise its assets, liabilities, fund balance, revenues and expenditures or expenses, as appropriate. Governmental resources are allocated to and accounted for in individual funds based upon the purposes for which they are to be spent and the means by which spending activities are controlled. Fund financial statements for the primary government's governmental, proprietary, and fiduciary funds are presented after the government-wide financial statements. These statements display information about major funds individually and nonmajor funds in the aggregate for governmental and enterprise funds. Fiduciary statements include financial information for fiduciary funds and similar component units. Fiduciary funds primarily represent assets held by the Corporation in a custodial capacity for other individuals or organizations.The Corporation has no enterprise funds or fiduciary funds. Governmental Funds In the fund financial statements, governmental funds and agency funds are presented using the modified-accrual basis of accounting. Their revenues are recognized when they become measurable and available.Measurable means that the amounts can be estimated, or otherwise determined. Available means that the amounts were collected during the reporting period or soon enough thereafter to be available to finance the expenditures accrued for the reporting period.The Corporation uses a sixty day availability period. 10 ROSEMEAD HOUSING DEVELOPMENT CORPORATION A COMPONENT UNIT OF THE CITY OF ROSEMEAD, CALIFORNIA NOTES TO FINANCIAL STATEMENTS (CONTINUED) JUNE 30, 2020 Note 1: Summary of Significant Accounting Policies (Continued) Revenue recognition is subject to the measurable and available criteria for the governmental funds in the fund financial statements. Exchange transactions are recognized as revenues in the period in which they are earned(i.e.,when the related goods or services are provided). Locally imposed derived tax revenues are recognized as revenues in the period in which the underlying exchange transaction upon which they are based takes place. Imposed non-exchange transactions are recognized as revenues in the period for which they were imposed. If the period of use is not specified, they are recognized as revenues when an enforceable legal claim to the revenues arises or when they are received, whichever occurs first. Government-mandated and voluntary nonexchange transactions are recognized as revenues when all applicable eligibility requirements have been met. In the fund financial statements, governmental funds are presented using the current financial resources measurement focus. This means that only current assets and current liabilities are generally included on their balance sheets. The reported fund balance (net current assets) is considered to be a measure of "available spendable resources." Governmental fund operating statements present increases(revenues and other financing sources) and decreases (expenditures and other financing uses) in net current assets. Accordingly, they are said to present a summary of sources and uses of "available spendable resources"during a period. Non-current portions of long-term receivables due to governmental funds are reported on their balance sheets in spite of their spending measurement focus. Special reporting treatments are used to indicate, however, that they should not be considered "available spendable resources," since they do not represent net current assets. Recognition of governmental fund type revenues represented by noncurrent receivables are deferred until they become current receivables. Because of their spending measurement focus, expenditure recognition for governmental fund types excludes amounts represented by noncurrent liabilities.Since they do not affect net current assets,such long-term amounts are not recognized as governmental fund type expenditures or fund liabilities. Amounts expended to acquire capital assets are recorded as expenditures in the year that resources were expended, rather than as fund assets.The proceeds of long-term debt are recorded as an other financing source rather than as a fund liability. Amounts paid to reduce long-term indebtedness are reported as fund expenditures. When both restricted and unrestricted resources are combined in a fund, expenses are considered to be paid first from restricted resources,and then from unrestricted resources. c. Major Fund The Corporation reports the General Fund and the CDBG fund as its major funds. 11 ROSEMEAD HOUSING DEVELOPMENT CORPORATION A COMPONENT UNIT OF THE CITY OF ROSEMEAD, CALIFORNIA NOTES TO FINANCIAL STATEMENTS(CONTINUED) JUNE 30,2020 Note 1: Summary of Significant Accounting Policies (Continued) d. Cash and Investments Cash includes amounts in demand and time deposits. Investments, if any, are reported in the accompanying balance sheet at fair value, except for certain money market and investment contracts that are reported at cost because they are not transferable, and they have terms that are not affected by changes in market interest rates. Changes in fair value that occur during a fiscal year are recognized as income from property and investments reported for that fiscal year. Income from property and investments includes interest earnings, changes in fair value, any gains or losses realized upon the liquidation, maturity or sale of investments, property rentals, and the sale of City-owned property. e. Capital Assets Capital assets, which include buildings and improvements, and furniture and equipment, are reported as part of governmental activities in the government-wide financial statements. Capital assets are defined by the Corporation as assets with an initial, individual cost of more than $10,000 and an estimated useful life in excess of one year. Such assets are recorded at historical cost or estimated historical cost if purchased or constructed. Donated capital assets are recorded at acquisition value at the date of donation. The cost of normal maintenance and repairs that do not add to the value of an asset or materially extend an asset's useful life are not capitalized. Costs associated with construction in progress are recorded in their respective capital assets category upon approval by the Corporation's governing board,which approximates the completion date. Depreciation is charged to operations using the straight-line method based on the estimated useful life of an asset. The estimated useful lives of depreciable assets are as follows: Buildings 50 years Improvement 15 years Furniture and equipment 7 years f. Income Taxes The Corporation is exempt from federal income taxes under Section 501(c)(3) of the IRC and a similar exemption under state law. g. Fund Balance The Corporation reports fund balance in classifications that describe the relative strength of the spending constraints placed on the purposes for which resources can be used: • Nonspendable—amounts that are not in a spendable form (such as inventory)or are required to be maintained intact. 12 ROSEMEAD HOUSING DEVELOPMENT CORPORATION A COMPONENT UNIT OF THE CITY OF ROSEMEAD, CALIFORNIA NOTES TO FINANCIAL STATEMENTS(CONTINUED) JUNE 30,2020 Note 1: Summary of Significant Accounting Policies(Continued) • Restricted — amounts constrained to specific purposes by their providers (such as grantors, bondholders and higher levels of government), through constitutional provisions or by enabling legislation. • Committed—amounts constrained to specific purposes by a government itself, using the highest level of decision-making authority;to be reported as committed, amounts cannot be used for any other purpose unless the government takes the same highest-level action to remove or change the constraint. • Assigned —amounts a government intends to use for a specific purpose; intent can be expressed by the governing body or by an official or body to which the governing body delegates the authority. • Unassigned—amounts that are for any purpose; positive amounts are reported only in a general fund. The Board of Directors establishes(and modifies or rescinds)fund balance commitments by passage of an ordinance or resolution. The Board designates the Finance Committee and City Manager as the Corporation officials to determine, define, and make the necessary account or fund transfers for the amounts to those components of fund balance that are classified as"Assigned Fund Balance." When both restricted and unrestricted resources are available for use when an expenditure is incurred, it is the Corporation's policy to use restricted resources first, then unrestricted resources as they are needed. It is the Corporation's policy to consider committed amounts as being reduced first,followed by assigned amounts,and then unassigned amounts when expenditures are incurred for purposes for which amounts in any of those unrestricted fund balance classifications could be used. h. Rental Income A management company collects rent payments on the first day of the month and the corporation recognizes revenue in the month due. Monthly rental income per unit ranges from$250 to$450 and is approved by the annual budget. i. Use of Estimates The preparation of financial statements in conformity with generally accepted accounting principles requires management to make estimates and assumptions that affect certain reported amounts and disclosures. Accordingly, actual results could differ from those estimates. 13 ROSEMEAD HOUSING DEVELOPMENT CORPORATION A COMPONENT UNIT OF THE CITY OF ROSEMEAD, CALIFORNIA NOTES TO FINANCIAL STATEMENTS (CONTINUED) JUNE 30,2020 Note 2: Cash and Investments Cash and investments at June 30,2020 consisted of demand deposits with financial institutions and the Corporation's share in the pooled cash of the City of Rosemead's investments. The carrying amount and the bank balance of the Corporation's demand deposits was$52,538. Custodial Credit Risk Custodial credit risk for deposits is the risk that, in event of the failure of a depository financial institution, a government will not be able to recover its deposits or will not be able to recover collateral securities that are in the possession of an outside party. The Corporation maintains its bank accounts at financial institutions that are collateralized with securities held by the pledging financial institution, or by its Trust Department or agent, but not in the Corporation's name.The primary difference between the carrying amount and the bank balance are deposits in transit and outstanding checks. In accordance with state statutes,the Corporation maintains deposits at those depository institutions insured by the FDIC.The California Government Code (the Code) requires California banks and savings and loan associations to collateralize the deposits of governmental entities by pledging government securities as collateral. The market value of pledge securities must equal at least 110%of those deposits.California law also allows financial institutions to secure the deposits of governmental entities by pledging first trust deed mortgage notes having a collateral value of 150% of a corporation's total deposits. As of June 30, 2020, the Corporation had no deposits with financial institutions in excess of federal depository insurance limits. Note 3: Reimbursement Agreements and Related Party Transactions The Corporation has entered into a reimbursement agreement with the City for the Corporation's administrative services. The Corporation paid $226,200 for administrative services to the City during the year ended June 30, 2020. The Corporation is funded, in part, by advances from the Commission. The Corporation has also entered into a 55-year lease agreement with the City for the Angelus Senior Housing facility at $60,000 annually, expiring June 2047. Total lease commitments remaining are $1,339,504 for the Angelus Senior Housing facility at June 30, 2020. The Corporation has also entered into a 55-year lease agreement with the City for the Garvey Senior Housing facility at $72,000 annually, expiring November 2057. Total lease commitments remaining are $2,512,507 for the Garvey Senior Housing facility at June 30,2020.The Corporation paid$91,200 and$92,200 in lease payments to the City during the year ended June 30, 2020 for the Angelus and Garvey Senior Housing facilities, respectively. 14 ROSEMEAD HOUSING DEVELOPMENT CORPORATION A COMPONENT UNIT OF THE CITY OF ROSEMEAD, CALIFORNIA NOTES TO FINANCIAL STATEMENTS(CONTINUED) JUNE 30,2020 Note 4: Capital Assets During the year ended June 30, 2020, the changes in capital assets were as follows: Balance at Balance at June 30, 2019 Additions Deletions June 30, 2020 Govemmental Activities: Capital assets being depreciated: Building and improvements $ 11,042,597 $ - $ - $ 11,042,597 Furniture and equipment 128,544 - - 128,544 Total Capital Assets, Being Depreciated 11,171,141 - 11,171,141 Less accumulated depreciation: Building and improvements (4,157,608) (222,773) - (4,380,381) Furniture and equipment (128,544) - - (128,544) Total Accumulated Depreciation (4,286,152) (222,773) - (4,508,925) Governmental Activities Capital Assets, Net $ 6,884,989 $ (222,773) $ - $ 6,662,216 Depreciation expense is allocated to the general government function in the statement of activities. Note 5: Risk Management The Corporation is exposed to various risks of loss related to torts, thefts of, damage to and destruction of assets, errors and omissions, and natural disasters. The Corporation, through the City,carries commercial liability insurance coverage.The Corporation carries no insurance coverage for natural disasters. Since the Corporation does not have any employees (it uses employees from the City),it is not liable for injury to employees,workers'compensation, or employee health and accident insurance. The City has had no reduction in insurance coverage, nor did the City have any settlements that were in excess of insurance coverage in any of the three preceding years. Note 6: Property Management and Operations The Corporation has two agreements with a management company, dated July 1994 and April 2002,to operate the development housing.These agreements are automatically renewed for successive periods of one year, unless terminated by the Corporation. The management company is responsible for collecting rents and receipts, employing an on-site manager and maintaining financial records. Total fees paid to the management company were $25,092 for the Angelus Senior Housing facility and $35,424 for the Garvey Senior Housing facility during fiscal year ended June 30, 2020. 15 ROSEMEAD HOUSING DEVELOPMENT CORPORATION A COMPONENT UNIT OF THE CITY OF ROSEMEAD, CALIFORNIA NOTES TO REQUIRED SUPPLEMENTARY INFORMATION JUNE 30,2020 Note 1: Budgetary Information Annual budgets are adopted on a basis consistent with accounting principles generally accepted in the United States of America for the governmental fund.All annual appropriations lapse at fiscal year-end. On or before the last day in March of each year,all agencies of the government submit requests for appropriations to the government's manager so that a budget may be prepared. Before the first Thursday of June,the proposed budget is presented to the Corporation's governing board for review. The governing board holds public hearings and a final budget must be prepared and adopted no later than June 30. The appropriated budget is prepared by fund, function and department. The Corporation's department heads, with approval of the Finance Director and City Manager, may make transfers of appropriations within a department and between departments within a fund. Transfers of appropriations between funds must be approved by the governing board. The legal level of budgetary control.(i.e., the level at which expenditures may not legally exceed appropriations)is the fund level. Encumbrance accounting is employed in governmental funds. Encumbrances (e.g., purchase orders, contracts) outstanding at year end do not constitute expenditures or liabilities because the commitments will be re-appropriated and honored during the subsequent year. 16 ROSEMEAD HOUSING DEVELOPMENT CORPORATION A COMPONENT UNIT OF THE CITY OF ROSEMEAD,CALIFORNIA BUDGETARY COMPARISON SCHEDULE FOR THE YEAR ENDED JUNE 30,2020 Variance with Final Budget Budget Amounts Actual Positive Original Final Amounts (Negative) Budgetary Fund Balance,July 1 $ 340,982 $ 340,982 $ 340,982 $ - Resources(Inflows): Intergovernmental 451,600 451,600 453,238 1,638 Rental income 454,600 454,600 463,131 8,531 Investment income - - 76 76 Miscellaneous 4,200 4,200 4,158 (42) Amounts Available for Appropriations 1,251,382 1,251,382 1,261,585 10,203 Charges to Appropriations(Outflows): Operating costs 500,800 500,800 497,114 3,686 Administrative services paid to City of Rosemead 226,200 226,200 226,200 - Facility rent paid to City of Rosemead 183,400 183,400 183,400 - Total Charges to Appropriations 910,400 910,400 906,714 3,686 Budgetary Fund Balance(Deficit),June 30 $ 340,982 $ 340,982 $ 354,871 $ 13,889 The notes to required supplementary information are an integral part of this schedule. 17 •••• :• INDEPENDENT AUDITORS' REPORT ON INTERNAL CONTROL OVER FINANCIAL REPORTING AND ON COMPLIANCE AND OTHER MATTERS BASED ON AN AUDIT OF FINANCIAL STATEMENTS PERFORMED IN ACCORDANCE WITH GOVERNMENT AUDITING STANDARDS To the Board of Directors Rosemead Housing Development Corporation Rosemead, California We have audited, in accordance with the auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards issued by the Comptroller General of the United States, the financial statements of the governmental activities and the General Fund of the Rosemead Housing Development Corporation (the Corporation), a component unit of the City of Rosemead, California, as of and for the year ended June 30, 2020, and the related notes to the financial statements, which collectively comprise the Corporation's basic financial statements, and have issued our report thereon dated December 9,2020. Internal Control over Financial Reporting In planning and performing our audit of the financial statements, we considered the Corporation's internal control over financial reporting (internal control) as a basis for designing audit procedures that are appropriate in the circumstances for the purpose of expressing our opinions on the financial statements, but not for the purpose of expressing an opinion on the effectiveness of the Corporation's internal control. Accordingly,we do not express an opinion on the effectiveness of the Corporation's internal control. A deficiency in internal control exists when the design or operation of a control does not allow management or employees,in the normal course of performing their assigned functions,to prevent,or detect and correct, misstatements on a timely basis. A material weakness is a deficiency, or a combination of deficiencies, in internal control, such that there is a reasonable possibility that a material misstatement of the entity's financial statements will not be prevented, or detected and corrected on a timely basis. A significant deficiency is a deficiency, or a combination of deficiencies, in internal control that is less severe than a material weakness, yet important enough to merit attention by those charged with governance. Our consideration of internal control was for the limited purpose described in the first paragraph of this section and was not designed to identify all deficiencies in internal control that might be material weaknesses or, significant deficiencies. Given these limitations, during our audit we did not identify any deficiencies in internal control that we consider to be material weaknesses. However, material weaknesses may exist that have not been identified. Compliance and Other Matters As part of obtaining reasonable assurance about whether the Corporation's financial statements are free from material misstatement, we performed tests of its compliance with certain provisions of laws, regulations, contracts, and grant agreements, noncompliance with which could have a direct and material effect on the financial statements. However, providing an opinion on compliance with those provisions was not an objective of our audit, and accordingly,we do not express such an opinion.The results of our tests disclosed no instances of noncompliance or other matters that are required to be reported under Government Auditing Standards. ; PrimeGlobal _ - ..frMeO�lentAtwiintlgq Fume Lance,Soll&Lunghard,LLP 203 N.Brea Blvd.,Suite 203 1 Brea,CA92821 1 Phone:714.672.0022 LSL ::L: To the Board of Directors Rosemead Housing Development Corporation Rosemead, California Purpose of this Report The purpose of this report is solely to describe the scope of our testing of internal control and compliance and the results of that testing,and not to provide an opinion on the effectiveness of the Corporation's internal control or on compliance. This report is an integral part of an audit performed in accordance with Government Auditing Standards in considering the Corporation's internal control and compliance. Accordingly,this communication is not suitable for any other purpose. Oeteei, jee 5r--4/44e0e qz Brea, California December 9,2020 19