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CC - Item 4C - Adoption of Resolution No. 2021-55 Approving a Revised Fund Balance Policy for the City of RosemeadROSEMEAD CITY COUNCIL STAFF REPORT TO: THE HONORABLE MAYOR AND CITY COUNCIL FROM: GLORIA MOLLEDA, CITY MANAGER 0 DATE: NOVEMBER 9, 2021 SUBJECT: ADOPTION OF RESOLUTION NO. 2021-55 APPROVING A REVISED FUND BALANCE POLICY FOR THE CITY OF ROSEMEAD SUMMARY A revised Fund Balance Policy has been prepared in accordance with Governmental Accounting Standards Board (GASB) Statement No. 54. The Policy as proposed, increases the General Fund committed fund balance requirement from 31 % of General Fund revenue to 40% of General Fund annual expenditures. The proposed policy also removes language referencing an closed fund, funding requirements for the Equipment and Technology Replacement Funds and designates the Finance Director as the position authorized to make certain fund balance assignment determinations for reporting purposes. Designations for `Committed Fund Balance' remains with the City Council as established by GASB 54. DISCUSSION The standard, as set forth by GASB 54, substantially altered the categories and terminology used to describe the components of a fund balance. The categories and terminology reflect an approach that focuses, not on financial resources available for appropriation within a fund, but on the extent to which the City is bound to honor constraints on the use of the funds. Prior to GASB 54, fund balances were classified into three separate components: Reserved, Designated, and Undesignated. The classifications created under GASB 54 are: Nonspendable, Restricted, Committed, Assigned, and Unassigned. Part of the City's implementation of the GASB Statement was the approval of a fund balance policy by the City Council on July 28, 2011. The policy explained the five components of fund balance and set the minimum fund balance (committed balance) for the General Fund at 31 % of revenue. The policy also gave the Finance Director authority to increase the 31 % minimum based on certain criteria, however, this authority is restricted to the "highest level of decision making" within an organization (the City Council). The policy did not however, identify the position formally delegated, as required by the Statement, responsible for the assignment of fund balance for specific purposes (assigned fund balance) for inclusion in the annual financial report. Other provisions within the 2011 policy requires that a committed fund balance equal to two percent of AGENDA ITEM 4.0 City Council Meeting — Adoption of Revised Fund Balance Policy November 9, 2021 Page 2 of 2 total annual capital expenditures be set for the Capital Projects Fund and sets fund revenue contributions for the Equipment Replacement and Technology Replacement Funds at the amount equal to annual depreciation of equipment plus a five -percent inflation factor. Lastly, the 2011 policy was approved by minute action while the Fund Balance Policy adopted prior to the that policy was adopted by City Council Resolution (No. 2008-01). This revised policy presented herein changes the amount of the General Fund committed fund balance requirement to 40% of General Fund annual expenditures. This not only increases the amount from 31% to 40% but changes the basis from a percent of revenue to a percent of expenditures. The 40% is based on combination of cash flow needs (25%), emergency repairs to infrastructure caused by a disaster (10%), and revenue volatility (5%). The revised policy also removes the fund balance requirement of the Capital Improvement Fund which was closed in Fiscal Year 2017-18, and funding requirements for the Equipment and Technology replacement funds which are more a component of the budget policy than the fund balance policy. STAFF RECOMMENDATION That the City Council adopt the Resolution No. 2021-55 approving the revised Fund Balance Policy in Accordance with Governmental Accounting Standards Board Statement Number 54. FISCAL IMPACT None, although the policy does set forth obligations for growth of the General Fund committed fund balance in future years. PUBLIC NOTICE PROCESS This item has been noticed through the regular agenda notification process. Prepared by: Paula Chamberlain, Interim Finance Director Attachments Resolution 2021-55 Fund Balance Policy as Exhibit A Attachment A Resolution No. 2021-55 RESOLUTION NO. 2021-55 A RESOLUTION OF THE CITY COUNCIL OF THE CITY OF ROSEMEAD APPROVING THE FUND BALANCE POLICY IN ACCORDANCE WITH GOVERNMENTAL ACCOUNTING STANDARDS BOARD STATEMENT NO. 54 WHEREAS, the Governmental Accounting Standards Board (GASB) issued Statement No. 54 — Fund Balance Reporting and Governmental Fund Type Definitions, which changed the terminology used for fund balance reporting on balance sheets of Governmental Funds; and WHEREAS, for financial statement reporting purposes, the GASB Statement defines Restricted amounts as those that are constrained to specific purposes by their providers through constitutional provisions or enabling legislation; and WHEREAS, the City Council may commit General Fund balance for specific purposes by taking formal action and these committed amounts cannot be used for any other purpose unless the City Council removes or changes the specific use through the same formal action taken to establish the commitment; and WHEREAS, this policy delegates to the Finance Director the authority to assign unrestricted (assigned or unassigned) fund balance amounts where the City's intent is for those amounts to be used for specific purposes. This delegation of authority is for the sole purpose of reporting these amounts in the annual financial statements; and NOW, THEREFORE, BE IT RESOLVED by the City Council of the City of Rosemead, California as follows: SECTION 1. The City Council hereby approves the Fund Balance Policy for compliance with Governmental Accounting Standards Board Statement No. 54, Fund Balance Reporting and Governmental Fund Type definitions in substantially the form submitted and attached hereto as Exhibit A. policy. SECTION 2. The City Council hereby sets the reserve level as stated within the attached PASSED, APPROVED, AND ADOPTED this 9th day of November 2021. Polly Low, Mayor APPROVED AS TO FORM: ATTEST: Rachel Richman, City Attorney Ericka Hernandez, City Clerk STATE OF CALIFORNIA COUNTY OF LOS ANGELES CITY OF ROSEMEAD I, Ericka Hernandez, City Clerk of the City Council of the City of Rosemead, California, do hereby certify that the foregoing City Council Resolution No. 2021-55 was duly adopted by the City Council of the City of Rosemead, California, at a regular meeting thereof held on the 9th day of November, 2021, by the following vote, to wit: AYES: NOES: ABSENT: ABSTAIN: Ericka Hernandez, City Clerk Exhibit A 5 E M F 1 q City of Rosemead AV Fund Balance Policy * Resolution No. 2021-55 DRATEO 1Vy9 I. Purpose and Scope The purpose of this policy is to establish a Fund Balance Policy for the City's General Fund. This policy also establishes the procedures for reporting within the annual financial statements, unrestricted fund balance (comprised of Committed, Assigned, and Unassigned categories) with the City's governmental funds, and authorizes and directs the Finance Director to prepare financial reports which accurately categorize fund balance as per Governmental Accounting Standards Board (GASB) Statement No. 54, Fund Balance Reporting and Governmental Fund Type Definitions. II. Obiectives A. Comply with GASB 54 Fund Balance Reporting and Governmental Fund Type Definitions. B. Establish sound formal fiscal reserve policies as the foundation for ensuring that strong fiscal management and policies guide future City decisions. C. Maintain adequate reserves. This action will provide the City with resources to help stabilize the organization and will position it during economic downturns or large-scale emergencies. In addition, it is critical to minimize the potential for reactive decision- making, which can lead to unpleasant consequences. III. Definitions Fund balance is the difference between the assets and liabilities reported in the City's governmental funds. There are generally limitations on the purpose for which all or a portion of the resources of a governmental fund may be used. The force behind these limitations can vary significantly, depending upon its source. Consequently, the fund balance reported in the annual financial statements is categorized into five components whereby each component identifies the extent to which the City is bound to honor constraints on the specific purpose of which amounts in the fund can be spent. The five components of fund balance are as follows: • Nonspendable: The portion of a fund balance that cannot be spent because it is either: (a) not in a spendable form, such as prepaid items, inventories of supplies, or loans/advances receivable; or (b) legally or contractually required to be maintained intact, such as the principal portion of an endowment. This category was traditionally reported as a "reserved" fund balance under the old statement. • Restricted: The portion of a fund balance that has constraints placed on the use of resources that are either: (a) externally imposed by a creditor (such as through debt covenants), grantors, contributors, or laws or regulations of other government agencies or offices: or (b) imposed by law through constitutional provisions or enabling legislation. This category was traditionally reported as a "reserved" fund balance under the old standard. • Committed: The portion of a fund balance that includes amounts that can only be used for specific purposes pursuant to constraints imposed by formal action of the City Council and remain binding unless removed in the same manner. This category was traditionally reported as a "designated" fund balance under the old statement. • Assigned: The portion of a fund balance that includes amounts that are constrained by the applicable government agency's intent to be used for specific purposes, but that are neither Restricted nor Committed. Such intent needs to be established either by the City Council or by an official designated for that purpose. This category was traditionally reported as a "designated" fund balance under the old standard. • Unassigned: The portion of a fund balance that does not fall into one of the above categories within the General Fund. In other funds, the unassigned classification should be used only to report a deficit balance resulting from overspending for specific purposes for which amounts had been restricted, committed, or assigned. This category was traditionally reported as an "undesignated" fund balance under the old standard. IV. Policy A. DELEGATION OF ASSIGNMENT AUTHORITY This policy delegates to the Finance Director the authority to assign unrestricted (assigned or unassigned) fund balance amounts where the City's intent is for those amounts to be used for specific purposes. This delegation of authority is for the sole purpose of reporting these amounts in the annual financial statements. B. GENERAL FUND RESERVE POLICY 1. At the end of each fiscal year, the City shall maintain a Committed Fund Balance within its General Fund equal to 40% of annual operating expenditures for operating cash flow, contingencies, revenue volatility, and catastrophic events. For purpose of this policy statement, the General Fund Budget shall include appropriations for operating expenditures plus transfers from the General Fund to Other Funds. This 40% policy is considered the minimum level necessary to adequately provide for: Cash flow requirements Economic uncertainties Reductions or interruptions of revenue streams Natural disasters (earthquake, flood, fire, etc.) Financial hardships or downturns in the local or national economy Fund Balance Policy Page 1 2 2. In addition to the designations noted above, fund balance levels will be sufficient to meet funding requirements for ongoing services and staffing levels, projects approved in prior years which are carried forward into the new year, debt service reserve requirements, and other services or designations required by contractual obligations, state law, or generally accepted accounting principles. 3. The source of funding comes from the General Fund Unassigned Fund Balance and must be supported by an underlying cash equivalent equal to the amount of the committed reserve. 4. This designated fund balance shall not be considered available for compensation adjustments, or increases in staffing and/or service levels. 5. The status of the General Fund reserve balances shall be analyzed and estimated by the Finance Department using departmental year-end estimates and reported with the adoption of each year's budget. The actual General Fund restricted fund balance shall be reported no less than annually in the agenda report accepting the Annual Comprehensive Financial Report. 6. Any reserves in excess of the 40% designation shall be available for appropriation for one-time expenditures, capital needs, or other planned use as recommended by the City Manager and approved by the City Council. V. GENERAL PROVISIONS Deviations from the Policy No deviations from the Fund Balance Policy will be allowed except as approved by the City Council. This would include increasing or decreasing the basis of committed reserves, expenditures from reserves for anything other than the intended use of said reserve, and expenditures from any fund balances above the stated basis of the emergency reserves. Any such request must be reviewed by the Finance Director for analysis of the fiscal impact. The Finance Director will then submit the request to the City Manager with a recommendation followed by a presentation to the City Council for action. Replenishment of Reserves As reserves are set in place for use of unforeseen or catastrophic events, it is possible for the reserve to fall below the set policy amount. Should a particular reserve fall below the anticipated reserve level as stated in this Policy, the City Manager will bring forward a plan as part of the subsequent fiscal year budget, to replenish said reserve in a reasonable timeframe. This policy is in place to provide a measure of protection of the City against unforeseen circumstances and to comply with GASB Statement No. 54. No other policy or procedure supersedes the authority and provision of this policy. Fund Balance Policy Page 13