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CC - Item 4C - Acceptance of Annual Audit Reports for the Fiscal Year Ended June 30, 2023ROSEMEAD CITY COUNCIL STAFF REPORT TO: THE HONORABLE MAYOR AND CITY COUNCIL AND THE CITY COUNCIL SITTING AS THE BOARD OF DIRECTORS FOR THE ROSEMEAD HOUSING DEVELOPMENT CORPORATION FROM: BEN KIM, CITY MANAGER DATE: JANUARY 23, 2024 SUBJECT: ACCEPTANCE OF ANNUAL AUDIT REPORTS FOR THE FISCAL YEAR ENDED JUNE 30, 2023 SUMMARY The certified public accounting firm of Lance, Soll & Lunghard, LLP (LSL) was engaged by the City Council to perform an audit of the financial statements and perform compliance testing of the City of Rosemead of the fiscal year ended June 30, 2023. LSL conducted the audit in accordance with generally accepted auditing standards and issued an unmodified (clean) audit opinion on the financial statements. This report provides a summary of the audit report to be used as a companion to the published Annual Comprehensive Financial Report (ACFR). Also included are the Rosemead Housing Development Corporation Financial and Compliance Report, and other documents related to the financial audit. DISCUSSION Generally accepted accounting principles (GAAP) provide the criteria for judging whether a financial report is fairly presented. In defining the minimum standard of acceptable basic financial reporting for state and local governments, GAAP mandate a complete set of basic financial statements, including accompanying note disclosures, as well as the presentation of certain required supplemental information. GAAP encourages government agencies to present this information within the Annual Comprehensive Financial Report (ACFR). The ACFR is a more detailed financial report beyond just the basic financial statements and contains three basic sections: • The Introductory Section — provides general information of the City which includes the letter of transmittal, list of principal officials, and a citywide organizational chart. • The Financial Section — provides the overall financial information of the City which includes the independent auditor's report, management's discussion and analysis AGENDA ITEM 4.0 City Council Meeting — Acceptance of Annual Audit Reports January 23, 2024 Page 2 of 6 (MD&A), the basic financial statements, notes to the basic financial statements, required supplementary information, and other supplementary schedules and statements. • The Statistical Section — provides a broad range of operation, economic, and historical data that provides a context for assessing the City's economic condition. This section provides information about the City's general financial trends, revenue capacity, debt capacity, economic and demographic trends, and operating information. The scope of the annual audit includes the basic financial statements, which includes the government -wide financial statements, fund financial statements, and the notes to the financial statements. The responsibility of the auditors is to express an opinion on the basic financial statements. The independent auditors produce four deliverables based on their audit: • Independent Auditor's Report: Defines the scope of the audit, responsibility of the auditor and management, an opinion on the fair presentation of the basic financial statements, and other matters. • Communication Letter to the City Council and City Manager (SAS 114 Letter): Discusses significant audit matters, difficulties encountered in performing the audit, disagreements with management, management representations, management consultation with other independent accounts, other audit finding or issues, and other matters. • Independent Auditor's Report on Internal Control over Financial Reporting and on Compliance and Other Matters Based on an Audit of Financial Statements: Communicates deficiencies in internal control or compliance. • Report on Agreed -Upon Procedures Applied to Appropriation Limit Schedule: Communicates the results of the specific procedures performed on the City's calculation of the annual appropriation limit (Gann Limit). ANALYSIS Auditor Reports Independent Auditor Reports Auditors may issue three different types of opinions at the conclusion of an audit; an unqualified, qualified, or adverse opinion. An unqualified opinion assures the reader that the information presented in the ACFR fairly represents the City's financial position. A qualified opinion states that the information is fairly presented except for a particular issue. An adverse opinion indicates that the agency has major accounting and/or internal control issues and no reliance may be placed on the financial statements. The Finance Department staff is proud to report that for the fiscal year ended June 30, 2023, the City of Rosemead received an unqualified (clean) opinion as stated in the independent auditor's report and reads as follows: City Council Meeting — Acceptance of Annual Audit Reports January 23, 2024 Pace 3 of 6 In our opinion, the financial statements referred to above present fairly, in all material respects, the respective financial position of the governmental activities, each major fund, and the aggregate remaining fund information of the City of Rosemead, California, as of June 30, 2023, and the respective changes in financial position and, where applicable, cash flows thereof for the year then ended in accordance with accounting principles generally accepted in the United States of America. Communication Letter to the City Council and City Manager (SAS 114) Letter There was nothing significant reported in the communication letter. The financial statement disclosures are neutral, consistent and clear; the auditors had no significant difficulties in performing the audit; and there were no disagreements with management. Auditor's Report on Internal Controls and Compliance There was nothing significant to report. No deficiencies in internal control were noted and there were no noted instances of non-compliance. Report on Agreed -Upon Procedures Applied to Appropriations Limit Schedule No exceptions were noted to the City's calculation of the annual appropriations limit. Financial Reports The ACFR presents information on the status of the City's financial affairs, first on a citywide basis (Government -Wide Financial Statements) in which all City activities are reported as governmental activities and second, at the fund level (Fund Financial Statements). The government -wide statements are designed to provide readers with a broad overview of the City of Rosemead's finances while the fund statements provide more detailed information about the City's funds. Government -Wide Statements — There are three primary citywide financial statements: The Statement of Net Position, the Statement of Activities, and the Balance Sheet. The Statement of Net Position presents the City's overall financial position at a specific point in time — in this case, June 30, 2023. The Statement of Activities presents the City's results of operations over a period of time (one year). The Balance Sheet presents the assets, liabilities, and fund balance of all governmental funds. The Basic Financial Statements also provide a reconciliation of the Balance Sheet to the Statement of Net Position. The following represents highlights of the government - wide statements: • Net Position — As of June 30, 2023, the City's net position (total assets and deferred outflows of resources less liability and less deferred inflows of resources) is $114.5 million, an increase of $20.0 million over the prior fiscal year. City Council Meeting — Acceptance of Annual Audit Reports January 23, 2024 Paae 4 of 6 • Activities —As of June 30, 2023, total revenue for all governmental funds was $53.4 million and total expenses for all functions and programs were $33.4 million. The City's net position increased by $20.0 million during the year through revenues in excess of expenses. • Fund Balance — The City's total governmental funds reported combined ending fund balances of $60.3 million, an increase of $6.9 million over the prior year. The $6.9 million increase is comprised of an increase to the General Fund fund balance of $3.9 million and net increases of $3.0 million to fund balances of restricted funds. The $3.06 million represents fund balance increases to 15 of the 21 special revenue funds reported and includes significant increases to the Measure R, Measure M, and Road Maintenance and Rehabilitation SB 1. Of the $60.3 million combined fund balance, $0.4 thousand is non - spendable, $29.4 million is restricted, $15.0 million is committed, $132 thousand is assigned, and $15.4 million is unassigned and available for spending at the City's discretion. Governmental Fund Statements — The focus on fund statements is to provide information on financial activities of the year and the balances of spendable resources. The General Fund, always considered a `Major Fund' for reporting purposes, is found in the Basic Financial Statement section of the ACFR along with the City Grant Fund, American Rescue Plan Act fund, and State and Local Fiscal Recovery Fund. All other governmental fund statements are in the Required Supplementary Information section of the ACFR. General Fund. The General Fund is the chief operating fund of the City. The fund is used to account for all financial resources except those required to be accounted for in another fund. The fund balance on June 30, 2023 is $32.4 million, an increase of $3.8 million over the prior fiscal year. Of the $32.4 million, $15.0 million is committed to approved capital projects and the fund balance policy reserve requirement, and $17.0 million is unassigned, with the remaining $485 thousand as either nonspendable or assigned. The unassigned fund balance represents 64% of total General Fund expenditures, while total fund balance represents 122% of that same amount. Highlights of the change in fund balance are presented below: • Total General Fund revenues, including other financing sources, of $38.9 million exceeded expenditures of $35.0 million resulting in revenues over expenditures in the amount of $3.9 million. • Comparison to the prior year — General Fund revenues increased over the prior fiscal year by $4.4 million largely due to the growth in building permit and plan checking activity ($1.4 million), interest earnings ($0.8 million), property taxes ($0.7 million), sales tax receipts ($0.5 million), Parks and Recreation ($0.3 million), and transient occupancy taxes ($0.2 million). City Council Meeting — Acceptance of Annual Audit Reports January 23, 2024 Paae 5 of 6 • Comparison to the prior year — General fund expenditures were $2.2 million more than the prior fiscal year due largely to increase Parks and Recreation expenses increased over the previous year by $1.1 million. The increase is also largely due to the purchase of the Rosemead Chamber of Commerce property in the amount of $950 thousand. • Comparison to Adopted Budget — Excluding transfers, the City's General Fund collected revenues of $5.2 million more, equal to 8% higher, in comparison to final budget. Property taxes completed the year $400 thousand higher due to increased assessment values. Sales taxes completed the year $964 thousand higher. Transient occupancy tax receipts rose $0.1 million above budget. Building permits and plan checking fees completed the year $2.15 million over budget. With a return to normalcy, parks and recreation programs and services fees completed the year $273 thousand above. The use of money and property category revenue also rose above estimates due to an increase of $697 thousand dollars over budget relating to interest earnings. Other Major and Non -Major Funds — Last fiscal year, the State and Local Fiscal Recovery Fund was been designated as a `Major' fund for the City. New for this fiscal year as a major fund due to the amount of liabilities and deferred inflows of resources, the City Grants Fund is another `Major' fund for the City that accounts for grants, including Safe Routes to School funds that were used to install Americans with Disabilities Act compliant concrete sidewalk and curb ramps on Delta Avenue between Mission and Wells. All other funds of the City are considered non -major. Overall, the fund balances of these Other Major and Non -Major Funds increased by $6.9 million. Rosemead Housing Development Corporation (RHDC) Also reported within the ACFR as a non -major governmental fund, a separate financial statement is also published for the Housing Development Corporation. The RHDC Fund receives its funding from tenant rents and subsidies from the Successor Agency. As operational costs have continued to increase and tenant rents have remained relatively constant, the reliance on the subsidy from the Successor Agency has become more important. Through the elimination of redevelopment, this obligation was submitted and subsequently approved by the Department of Finance as an enforceable obligation, which will ensure ongoing funding for the RHDC into the future. For fiscal year 2022-23, revenue from rent totaled $493 thousand, and the Successor Agency subsidy for operations was $521 thousand. City Council Meeting — Acceptance of Annual Audit Reports January 23, 2024 Paae 6 of 6 Certificate of Achievement (GFOA) The Government Finance Officers Association (GFOA) sponsors an award program for excellence in financial reporting. The City received the award for its June 30, 2022 report and City staff believes the June 30, 2023 ACFR continues to maintain the high standards set by the GFOA and have submitted this year's ACFR for evaluation. STAFF RECOMMENDATION It is recommended that the City Council receive and file the City of Rosemead Annual Comprehensive Financial Report (ACFR), the Rosemead Housing Development Corporation (RHDC) Annual Financial Statements, and other related audit reports for fiscal year ended June 30, 2023. FISCAL IMPACT None with this action. PUBLIC NOTICE PROCESS This item has been noticed through the regular agenda notification process. Prepared by: Bryan Chua, Finance Director ATTACHMENTS A: City of Rosemead Annual Comprehensive Financial Report (ACFR) B: Auditors' letter to Mayor and City Council for year ended June 30, 2023 C: Independent Auditors' Report on Internal Control over Financial Reporting D: Report on Agreed -Upon Procedures Applied to Appropriations Limit E: Rosemead Housing Development Corporation Basic Financial Statements F: Auditors' letter to Board of Directors of RHDC for year ended June 30, 2023 Attachment A City of Rosemead Annual Comprehensive Financial Report (ACFR) CITY OF ROSEMEAD, CALIFORNIA Annual Comprehensive Financial Report Fiscal Year Ended June 30, 2023 �i W THIS PAGE INTENTIONALLY LEFT BLANK Rosemead Rosemead, California ANNUAL COMPREHENSIVE FINANCIAL REPORT FISCAL YEAR ENDED JUNE 30, 2023 Prepared By: Finance Department Bryan Chua Finance Director THIS PAGE INTENTIONALLY LEFT BLANK CITY OF ROSEMEAD, CALIFORNIA Annual Comprehensive Financial Report For The Fiscal Year Ended June 30, 2023 Table of Contents INTRODUCTORY SECTION Letter of Transmittal .............. Page Number Directoryof Officials................................................................................................................................................... w OrganizationalChart ................................................................................................................................................. vii Certificate of Achievement of Excellence............................................................................................................... viii FINANCIAL SECTION INDEPENDENT AUDITORS' REPORT.....................................................................................................................1 MANAGEMENT'S DISCUSSION AND ANALYSIS....................................................................................................5 BASIC FINANCIAL STATEMENTS Government — Wide Financial Statements Statementof Net Position..................................................................................................................................15 Statementof Activities.......................................................................................................................................17 Fund Financial Statements Balance Sheet — Governmental Funds..............................................................................................................18 Reconciliation of the Balance Sheet of Governmental Funds tothe Statement of Net Position........................................................................................................................21 Statement of Revenues, Expenditures and Changes in Fund Balances— Governmental Funds......................................................................................................................22 Reconciliation of the Statement of Revenues, Expenditures and Changes in Fund Balances of Governmental Funds to the Statementof Activities.......................................................................................................................................24 Statement of Net Position — Proprietary Funds.................................................................................................25 Statement of Revenues, Expenses and Changes in Fund Net Position— Proprietary Funds.............................................................................................................................26 Statement of Cash Flows — Proprietary Funds..................................................................................................27 Statement of Fiduciary Net Position — Fiduciary Funds.....................................................................................28 Statement of Changes in Fiduciary Net Position— Fiduciary Funds................................................................................................................................29 Notesto the Financial Statements.....................................................................................................................31 REQUIRED SUPPLEMENTARY INFORMATION Notes to Required Supplementary Information.....................................................................................................71 Budgetary Comparison Schedules GeneralFund..................................................................................................................................................72 CITY OF ROSEMEAD, CALIFORNIA Annual Comprehensive Financial Report For The Fiscal Year Ended June 30, 2023 Table of Contents FINANCIAL SECTION (Continued) Page Number CityGrants Fund.............................................................................................................................................73 AmericanRescue Plan...................................................................................................................................74 SL F R F............................................................................................................................................................. 75 Pension Plan Schedule of Proportionate Share of Net Pension Liability..............................................................................76 Schedule of Plan Contributions......................................................................................................................78 Schedule of Changes in Net Pension Liability/(Asset)and Related Ratios.....................................................80 Schedule of Plan Contributions......................................................................................................................82 Schedule of Changes in Net OPEB Liability and Related Ratios...................................................................84 Scheduleof Plan Contributions......................................................................................................................86 COMBINING AND INDIVIDUAL FUND STATEMENTS AND SCHEDULES Combining Balance Sheet — Nonmajor Governmental Funds..............................................................................87 Combining Statement of Revenues, Expenditures and Changes in Fund Balances — Nonmajor Governmental Funds.............................................................................93 Budgetary Comparison Schedules StateGas Tax Fund........................................................................................................................................98 Local Transportation/Sidewalk Grant..............................................................................................................99 PropositionA.................................................................................................................................................100 PropositionC................................................................................................................................................101 MeasureR....................................................................................................................................................102 MeasureM....................................................................................................................................................103 Air Quality Management District...................................................................................................................104 StreetLighting...............................................................................................................................................105 DevelopmentImpact Fee Traffic ...................................................................................................................106 Development Impact Fee Public Safety........................................................................................................107 Development Impact Fee General Government...........................................................................................108 DevelopmentImpact Fee Parks...................................................................................................................109 Community Development Block Grant(CDBG)............................................................................................110 HomeProgram..............................................................................................................................................111 Rosemead Housing Development Corporation...........................................................................................112 Road Maintenance and Rehabilitation Account SB1...................................................................................113 CleanWater Fund.........................................................................................................................................114 MeasureR CP..............................................................................................................................................115 Combining Statement of Net Position — Internal Service Funds.........................................................................116 Combining Statement of Revenues, Expenses and Changes in Fund Net Position — Internal Service Funds........................................................................................................117 Combining Statement of Cash Flows — Internal Service Funds..........................................................................118 CITY OF ROSEMEAD, CALIFORNIA Annual Comprehensive Financial Report For The Fiscal Year Ended June 30, 2023 Table of Contents Page Number STATISTICAL SECTION NetPosition by Component.............................................................................................................................120 Changesin Net Position...................................................................................................................................122 Fund Balances of Governmental Funds..........................................................................................................124 Changes in Fund Balances of Governmental Funds.......................................................................................126 Assessed Value and Estimated Actual Value of Taxable Property.................................................................128 Direct and Overlapping Property Tax Rates....................................................................................................129 PrincipalProperty Taxpayers...........................................................................................................................130 Property Tax Levies and Collections...............................................................................................................131 Direct and Overlapping General Bonded Debt Outstanding............................................................................133 LegalDebt Margin............................................................................................................................................134 Pledged -Revenue Coverage............................................................................................................................136 Demographicand Economic Statistics............................................................................................................137 PrincipalEmployers.........................................................................................................................................138 Top25 Sales Tax Producers............................................................................................................................139 Full-time City Employees by Function..............................................................................................................140 Operating Indicators by Function.....................................................................................................................141 Capital Assets Statistics by Function...............................................................................................................142 THIS PAGE INTENTIONALLY LEFT BLANK Introductory Section THIS PAGE INTENTIONALLY LEFT BLANK MAYOR: SnwN Ly MAYOR PRO TEM: MA GA Cw COUNCIL MEMBERS: SAr A�A Saw DANG Pout Low December 14, 2023 City of Ipsemead 8838 E, VALLEY BOULEVARD ROSEMEAD, CALIFORNIA 91770 TELEPHONE (626) 569-2100 FAX (626) 307-9218 To the Honorable Mayor, City Council, City Manager, and Residents of the City of Rosemead. We proudly present to you, the Annual Comprehensive Financial Report (ACFR) of the City of Rosemead for the fiscal year ended June 30, 2023. It was prepared by the Finance Department in accordance with Generally Accepted Accounting Principles (GAAP) as promulgated by the Government Accounting Standards Board (GASB). Responsibility for the accuracy of the data, completeness, and fairness of the presentation, including all disclosures, rests with the City. We believe that the information, as presented, is accurate in all material respects; that it is presented in a manner designed to fairly set forth the financial position of the City and the results of its operations; and that all disclosures necessary to enable the reader to gain the maximum understanding of the City's financial affairs have been included. Management of the City is also responsible for establishing and maintaining internal control designed to ensure that the assets of the government are protected from loss, theft, or misuse, and to ensure that adequate accounting data are compiled to allow for the preparation of financial statements in conformity with U.S. generally accepted accounting principles. Internal control is designed to provide reasonable, but not absolute, assurance that these objectives are met. The concept of reasonable assurance recognizes the cost of a control should not exceed the benefits likely to be derived. The City of Rosemead's financial statements have been audited by Lance, Soil, & Lunghard, LLP, a firm of licensed certified public accountants. The goal of the independent audit is to provide reasonable assurance that the financial statements of the City of Rosemead for the fiscal year ended June 30, 2023, are free of material misstatement. The independent audit involved examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements; assessing the accounting principles used and significant estimates made by management and evaluating the overall financial statement presentation. The independent auditor concluded, based upon the audit, that there was reasonable basis for rendering an unmodified opinion that the City of Rosemead's financial statements for the fiscal year ended June 30, 2023, are fairly presented in conformity with GAAP. The independent auditor's report is presented as the first component of the financial section of this report. The independent audit of the financial statements was part of a broader, federally mandated "Single Audit" designed to meet the special needs of federal grantor agencies. The standard governing Single Audit engagements require the independent auditor to report not only on the fair presentation of the financial statements, but also on the audited government's internal controls and compliance with legal requirements, with special emphasis on internal controls and legal requirements involving the administration of federal awards. These reports are available in the City of Rosemead's separately issued Single Audit Report. Managements' discussion and analysis (MD&A) immediately follows the independent auditors' report and provides a narrative introduction, overview, and analysis of the City's basic financial statements. This letter of transmittal complements the MD&A and the financial statements, and it should be read from that perspective and in conjunction with all sections of the ACFR. The Statistical section, which is unaudited, includes selected financial and demographic information generally presented on a multi-year basis. Profile of the Government The City of Rosemead, incorporated in 1959, is located in the southwestern part of the state. The City occupies a land area of 5.5 square miles and serves a population of 50,511. As a general law city, Rosemead operates under the Council -Manager form of government. The City Council consists of five City Council Members who are elected at large by the citizens of Rosemead and are on a rotational Mayor and Mayor Pro Tem term. The Council, as the legislative body, is responsible for, among other things, establishing policy, passing ordinances and resolutions, adopting the annual budget, appointing members to various City Commissions, and appointing the City Manager, City Attorney, and City Clerk. The Council conducts City Council meetings and study sessions as required. The City Manager is responsible for carrying out the policies and ordinances for the City Council, for overseeing the day-to-day operations of the government, and for appointing department directors. The City has two blended component units: (1) the Rosemead Financing Authority (the Authority); and (2) the Rosemead Housing Development Corporation (RHDC) Additional information on these legally separate entities can be found in Note 1(a) in the notes to the financial statements. Municipal services are provided to Rosemead residents in a variety of methods including a city workforce, contract services, and special districts. Administration, Finance, Public Works, Parks and Recreation, and Planning services are provided by City Staff while Building and Safety, Information Technology, City Attorney, Engineering, capital improvement projects, and some street maintenance efforts are provided through contracts with private firms funded by the City. The City's largest public agency contract is for law enforcement and traffic control services provided by the Los Angeles County Sheriffs Department. Fire Protection, Library and Flood Control are provided by special districts within Los Angeles County which are primarily funded through a portion of the ad valorem property taxes. Public schools serving residents of Rosemead are under the authority of independent school districts, but the City works closely with the districts to provide quality educational opportunities for grades K-12. Garvey School District, Rosemead School District, and EI Monte Union High School District serve residents of Rosemead. There are 9 elementary schools, 3 middle schools, and 1 high school. Budgetary Controls The annual budget serves as the foundation for the City of Rosemead and its component units for financial planning and control. The development of the Fiscal Year Annual Operating Budget begins in January with the dissemination of the budget preparation guidelines. All departments and component units of the City are required to submit requests for appropriation to the City Manager in March of each year. The Finance Department, under the direction of the City Manager, uses these requests as the starting point for developing a proposed budget. The City Manager presents the proposed budget to the City Council for review prior to June 30. The City Council holds public meetings on the proposed budget and adopts the final budget no later than June 30, the close of the City of Rosemead's fiscal year. The appropriated budget is prepared by fund and department (e.g., public safety). The City's budget policy is that all appropriations for operating accounts lapse at fiscal year-end. Outstanding operating account encumbrance balances at fiscal year-end are paid from the appropriations in which the invoice is paid. City Council may amend the budget at any time during the fiscal year. The City Manager may authorize budget transfers between programs and departments within the same fund while budgetary changes between funds require City Council approval. Budget -to -actual comparisons are provided in this report for each individual governmental fund for which an appropriated annual budget has been adopted. For the general fund and major special revenue funds, these comparison schedules are presented as part of the required supplementary information in the accompanying financial statements. For governmental funds that have appropriated annual budgets, other than the general fund, and major special revenue funds, the comparison schedules are presented in the other supplementary section of the accompanying financial statements. Economic Condition and Outlook Despite the economy avoiding recession due to sustained household spending and historically low unemployment, this circumstance remains exceptional, given that inflation surpassed Federal Reserve targets and interest rates on loans and credit cards escalated. In anticipation of the future, households are confronted with constrained financial resources, while diverse sectors contend with obstacles such as labor expenses, inventory concerns, and intense competition. As of September, economic forecasters have reached a consensus that GDP growth will decline to approximately zero percent in the initial quarter of 2024, followed by a recovery to moderate levels. The Conference Board, a global, nonprofit think tank that provides trusted insights for the future, forecasts 0.8% GDP growth in the United States in 2024, with a "shallow recession" in the first half of the year. According to the non-profit, wage growth is slowing, pandemic savings are declining, and household debt in the United States is increasing. The economic outlook also remains vulnerable to a recession due to the Federal Reserve's ongoing indication that interest rates might persist at elevated levels for a longer duration than initially anticipated. Due to a stable property tax base and a reasonably diverse sales tax base, the City of Rosemead has a solid financial foundation. However, the fiscal impact of rising interest rates on loans and credit cards, slowing wage growth, declining savings, and the Fed's actions cause economic uncertainty. The City's future economic health will be dependent on maintaining healthy reserves through fiscally conservative budgets and policies, in addition to aggressively pursuing economic development opportunities. As part of its sound, conservative fiscal policy, the City will keep an eye on important economic indicators, revenue sources, and spending levels. Property tax, including Property Tax In -Lieu of VLF, is the City's largest tax source at $11.6 million and makes up approximately 37% of the General Fund revenues. Total assessed value from the 2022-23 tax roll is $5.8 billion, up $311 million from the prior year. Residential property represents 78% of this growth as housing values rise. The median sales price for a single-family home decreased from $850,000 to $810,000 over the past year when comparing quarter 2 calendar year data. The residential category assessed value increased approximately $223 million, which represents a 5.7% increase. Because the City of Rosemead is classified as a'no-low property tax city', the General Fund retains just $0.0668 for every dollar of property tax collected within the City. Sales and use tax revenue is the second largest revenue source forthe General Fund, at $7.4 million and represents approximately 23% of the General Fund revenues. Consumer goods continue to be the top category of sales tax generating businesses in Rosemead, generating 33% of sales tax revenues followed by 27% from restaurants and hotels. Transient occupancy tax (TOT) and recreation program revenues were most negatively impacted by the pandemic. Typically, the third largest source of income to the General Fund pre -pandemic, TOT receipts are in fourth position, behind increased building permit revenue. Recreation program revenue continues to be below the pre -pandemic level of $867,400 in FY 2019 to just $679,500 in FY 2023. However, compared to FY 2022, recreation program revenue increased $114,400. Lona -Term Financial Planning In addition to managing the City's money in a manner that ensures Rosemead is financially stable, the long-term Strategic Plan reflects the City Council's continued commitment to support high quality municipal services, provide for the maintenance and expansion needs of the City's infrastructure and facilities, and profile the City's economic development strategy. The City's first Strategic Plan was adopted by the City Council in 2009 and was to guide the organizational efforts of the Council, Commissions, and staff to meet its Vision 2020' goal. The strategic planning process, and subsequent updates, included an extensive public outreach process and a series of public meetings. Updated every two years, the Strategic Plan for 2021-2023 uses the City of Rosemead's vision and key organizational goals to set clear priorities and action items for the succeeding two years. The vision, key organizational goals, and action items in the Strategic Plan update are designed to guide the decisions of the City Council, focus of the City administration, and daily work of City staff. In December 2021, the City Council adopted a 2030 Strategic Plan which focuses and values safety, diversity, community, service, and family. This vision will assist in creating a safe, welcoming, connected, and active city, a destination with thriving local businesses, well-maintained parks and infrastructure, and quality programming and services which support the entire City. Our overall mission is for Rosemead to provide quality programs, services, and support that builds relationships, increase opportunities, and make Rosemead a great place to live, work, and play. Maior Accomolishments Earlier this year, the City Council approved a new residential planned development project, "Cassia" (formerly "Mission Villas") consisting of 37 residential units, which included eight small lot subdivisions and four affordable units. The project is currently under construction. The City's 6th Cycle Housing Element (planning period 2021 to 2029) was certified by the State Department of Housing and Community Development (HCD) on August 1, 2022. The City of Rosemead was number 21 out of 197 SCAG jurisdictions to be certified (top 11 As a result, the City began initiating updates to the Zoning Code and will implement the rezoning program to accommodate additional housing capacity, comply with State laws, and to carry out the programs and objectives detailed in the Housing Plan of the Housing Element. Simultaneously, the project also includes updates to address outdated chapters/sections of the Zoning Code related to zoning definitions, existing zoning districts, uses, and development standards within each, variable height, sign code, off-street parking requirements, and adding the existing Residential/Commercial Mixed -Use Overlay to additional commercial and industrial zones in the City. The City Council approved the Strathmore Garvey Mixed -Use Project. The project includes the construction of a seven -story, mixed-use development with 35,105 square feet of nonresidential use and 93 residential apartments, 24 of which are live/work units. The electronic plan check submittal and plan review workflow is streamlined and has reduced hardcopy plan check submittals to a ratio of 2%. The City has also implemented expedited residential solar plan check review and permitting process. The City applied for the California Automated Permit Processing Program (CaIAPP) and was awarded $60,000 to establish online solar permitting. The City is currently developing a system for online solar permits. The City Council approved the streamlined permitting process for Electric Vehicle Charging Station and established Electric Vehicle Charging Station checklist procedures to comply with State of California EVSE requirements. Earlier this year, the City Council approved the Affordable Housing Agreement for "Cassia," a 37 -unit residential planned development project consisting of four affordable units. The City will utilize the United States Department of Housing and Urban Development's (HUD) Home Investment Partnership Program (HOME) funds through the Homeownership Assistance Program. The City Council also approved the Annual Action Plan. The Annual Action Plan provides a concise summary of the actions, activities, and the specific federal and non-federal resources that will be used each year to address the priority needs and specific goals identified by the Consolidated Plan. The Public Works Department completed five major projects during FY 22-23 including the Safe Routes to School Sidewalk Gap Closure, Rosemead Park Restroom Renovation, Dog Park at Garvey Park, Storm Water Catch Basin Upgrade, and City Facilities Master Key Lock Replacement projects. The projects were funded using a variety of sources including Community Development Block Grant, Development Impact Fees, Measure W, and Measure R. iv Future Initiatives It is anticipated that a couple developments will begin construction, which includes "The Myriad" and "Garvey Del Mar Plaza." "The Myriad" is the City's first food hall, consisting of 27 leasable areas ranging from a 15 square foot kiosk to a 3,800 square foot unit, indoor and outdoor dining areas, and a rooftop deck. Garvey Del Mar Plaza is a six -story mixed-use development located within the Garvey Avenue Specific Plan with 15,945 square feet of nonresidential use and 92 residential units, 27 of which are live/work units. The entitlements for the Taiwan Center project will be processed and completed this year. The commercial development is proposed at three stories with 42,041 square feet of floor area. The building plan check for Prospect Villa, a mixed- use project located within the Garvey Avenue Specific Plan that consists of 75 residential units (24 of which are IiveANork units) and 6,346 square feet of commercial floor area will be approved. The City's initiatives to update the Zoning Code, implement the rezoning program to accommodate additional housing capacity, compliance with State laws, and to carry out the programs and objectives detailed in the Housing Plan of the Housing Element will most likely be presented to the Planning Commission and City Council for approval. Awards and Acknowledaements The Government Finance Officers Association (GFOA) awarded a Certificate of Achievement for Excellence in Financial Reporting to the City of Rosemead for its Annual Comprehensive Financial Report for the fiscal year ended June 30, 2022. This was the 5th consecutive year that the City has received this prestigious award. The Certificate of Achievement is the highest form of recognition in governmental management. To be awarded this certificate, a government must publish an easily readable and efficiently organized ACFR, with contents that conform to program standards. The report must satisfy both generally accepted accounting principles and all applicable legal requirements. We believe the current Annual Comprehensive Financial Report conforms to the Certificate of Achievement program requirements and are submitting it to GFOA to determine its eligibility for a certificate for the fiscal year ended June 30, 2023. The preparation of this report is made possible by the talent and dedicated services of the Finance Department staff with special recognition to Tess Anson, Finance Manager, and Polly Tan, Accountant. In addition, appreciation is extended to our independent auditors, Lance, Sol[ & Lunghard, LLP, for its expertise and advice in preparing this year's financial report. We also thank the Mayor and members of the City Council in their interest and support in planning and conducting the financial operations and corresponding financial disclosures of the City in an open, public, and transparent manner. Respectively submitted, IV Bryan Chua Finance Director/City Treasurer City of Rosemead City Officials as of June 30, 2023 CITY COUNCIL Steven Ly Mayor Sandra Armenta Council Member Margaret Clark Mayor Pro Tem Sean Dang Council Member EXECUTIVE STAFF City Manager- Ben Kim Polly Low Council Member CityClerk..................................................................................... Ericka Hernandez City Attorney............................................................................. Rachel H. Richman Assistant City Manager................................................................................. Vacant Chief of Police (LA County Sheriffs Dept) ........................................... Kevin Tiwari Director of Community Development (Interim).......................................Stan Wong Directorof Finance ............................................................................... Bryan Chua Director of Parks & Recreation ....................................................Thomas Boecking Director of Public Works........................................................................Noya Wang A City of Kosemead Organzational Chart Cita of Rosemead Government Finance Officers Association Award Govenunent Finance Officers Association Certificate of Achievement for Excellence in Financial Reporting Presented to City of Rosemead California For its Annual Comprehensive Financial Report For the Fiscal Year Ended June 30. 2022 The Government Finance Officers Association of the United States and Canada (GFOA) awarded a Certificate of Achievement for Excellence in Financial Reporting to the City of Rosemead for its Annual Comprehensive Financial Report for the fiscal year ended June 30, 2022. The Certificate of Achievement is a prestigious national award recognizing conformance with the highest standards for preparation of a state and local government financial reports. To be awarded a Certificate of Achievement, a government unit must publish an easily readable and efficiently organized comprehensive annual financial report, whose contents conform to program standards. The ACFR must satisfy both generally accepted accounting principles and applicable legal requirements. The award is valid for a period of one year only. We believe our current report continues to conform to the program requirements and will therefore, be submitting it to GFOA for consideration. The City of Rosemead has received the Certificate of Achievement for the last 5 consecutive years. Financial Section THIS PAGE INTENTIONALLY LEFT BLANK LS1.29 :: INDEPENDENT AUDITORS' REPORT To the Honorable Mayor and Members of the City Council City of Rosemead, California Report on the Audit of the Financial Statements Opinions We have audited the accompanying financial statements of the governmental activities, each major fund, and the aggregate remaining fund information of the City of Rosemead, California (the "City"), as of and for the year ended June 30, 2023, and the related notes to the financial statements, which collectively comprise the City's basic financial statements as listed in the table of contents. In our opinion, the financial statements referred to above present fairly, in all material respects, the respective financial position of the governmental activities, each major fund, and the aggregate remaining fund information of the City, as of June 30, 2023, and the respective changes in financial position, and, where applicable, cash flows thereof, for the year then ended in accordance with accounting principles generally accepted in the United States of America. Basis for Opinions We conducted our audit in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. Our responsibilities under those standards are further described in the Auditor's Responsibilities for the Audit of the Financial Statements section of our report. We are required to be independent of the City and to meet our other ethical responsibilities, in accordance with the relevant ethical requirements relating to our audit. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our audit opinions. Emphasis of Matter Change in Accounting Principle As described in Note 1 to the financial statements, in 2023, the City adopted new accounting guidance, GASB Statement No. 96, Subscription Based Information Technology Arrangements. Our opinion is not modified with respect to this matter. Responsibilities of Management for the Financial Statements Management is responsible for the preparation and fair presentation of the financial statements in accordance with accounting principles generally accepted in the United States of America, and for the design, implementation, and maintenance of internal control relevant to the preparation and fair presentation of financial statements that are free from material misstatement, whether due to fraud or error. In preparing the financial statements, management is required to evaluate whether there are conditions or events, considered in the aggregate, that raise substantial doubt about the City's ability to continue as a going concern for twelve months beyond the financial statement date, including any currently known information that may raise substantial doubt shortly thereafter. PrimeGlobal LSLO*:: To the Honorable Mayor and Members of the City Council City of Rosemead, California Auditor's Responsibilities for the Audit of the Financial Statements Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an auditor's report that includes our opinions. Reasonable assurance is a high level of assurance but is not absolute assurance and therefore is not a guarantee that an audit conducted in accordance with generally accepted auditing standards and Government Auditing Standards will always detect a material misstatement when it exists. The risk of not detecting a material misstatement resulting from fraud is higher than for one resulting from error, as fraud may involve collusion, forgery, intentional omissions, misrepresentations, or the override of internal control. Misstatements are considered material if there is a substantial likelihood that, individually or in the aggregate, they would influence the judgment made by a reasonable user based on the financial statements. In performing an audit in accordance with generally accepted auditing standards and Government Auditing Standards, we: • Exercise professional judgment and maintain professional skepticism throughout the audit. • Identify and assess the risks of material misstatement of the financial statements, whether due to fraud or error, and design and perform audit procedures responsive to those risks. Such procedures include examining, on a test basis, evidence regarding the amounts and disclosures in the financial statements. • Obtain an understanding of internal control relevant to the audit in order to design audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the City's internal control. Accordingly, no such opinion is expressed. • Evaluate the appropriateness of accounting policies used and the reasonableness of significant accounting estimates made by management, as well as evaluate the overall presentation of the financial statements. • Conclude whether, in ourjudgment, there are conditions or events, considered in the aggregate, that raise substantial doubt about the City's ability to continue as a going concern for a reasonable period of time. We are required to communicate with those charged with governance regarding, among other matters, the planned scope and timing of the audit, significant audit findings, and certain internal control -related matters that we identified during the audit. Required Supplementary Information Accounting principles generally accepted in the United States of America require that the management's discussion and analysis, budgetary comparison schedules for the General Fund and major special revenue funds, and the required pension and other postemployment benefits schedules, as listed on the table of contents, presented to supplement the basic financial statements. Such information is the responsibility of management and, although not a part of the basic financial statements, is required by the Governmental Accounting Standards Board who considers it to be an essential part of financial reporting for placing the basic financial statements in an appropriate operational, economic, or historical context. We have applied certain limited procedures to the required supplementary information in accordance with auditing standards generally accepted in the United States of America, which consisted of inquiries of management about the methods of preparing the information and comparing the information for consistency with management's responses to our inquiries, the basic financial statements, and other knowledge we obtained during our audit of the basic financial statements. We do not express an opinion or provide any assurance on the information because the limited procedures do not provide us with sufficient evidence to express an opinion or provide any assurance. .000 LS L•••00 • To the Honorable Mayor and Members of the City Council City of Rosemead, California Supplementary Information Our audit was conducted for the purpose of forming opinions on the financial statements that collectively comprise the City's basic financial statements. The accompanying combining and individual fund financial statements and schedules (supplementary information) are presented for purposes of additional analysis and are not a required part of the basic financial statements. Such information is the responsibility of management and was derived from and relates directly to the underlying accounting and other records used to prepare the basic financial statements. The information has been subjected to the auditing procedures applied in the audit of the basic financial statements and certain additional procedures, including comparing and reconciling such information directly to the underlying accounting and other records used to prepare the basic financial statements or to the basic financial statements themselves, and other additional procedures in accordance with auditing standards generally accepted in the United States of America. In our opinion, the supplementary information is fairly stated, in all material respects, in relation to the basic financial statements as a whole. Other Information Management is responsible for the other information included in the annual report. The other information comprises the introductory and statistical sections but does not include the basic financial statements and our auditor's report thereon. Our opinions on the basic financial statements do not cover the other information, and we do not express an opinion or any form of assurance thereon. In connection with our audit of the basic financial statements, our responsibility is to read the other information and consider whether a material inconsistency exists between the other information and the basic financial statements, or the other information otherwise appears to be materially misstated. If, based on the work performed, we conclude that an uncorrected material misstatement of the other information exists, we are required to describe it in our report. Other Reporting Required by Govemment Auditing Standards In accordance with Government Auditing Standards, we have also issued our report dated December 14, 2023, on our consideration of the City's internal control over financial reporting and on our tests of its compliance with certain provisions of laws, regulations, contracts, and grant agreements and other matters. The purpose of that report is solely to describe the scope of our testing of internal control over financial reporting and compliance and the results of that testing, and not to provide an opinion on the effectiveness of the City's internal control over financial reporting or on compliance. That report is an integral part of an audit performed in accordance with Government Auditing Standards in considering City's internal control over financial reporting and compliance. io aQdre[, .449r"�, of 00 Brea, California December 14, 2023 THIS PAGE INTENTIONALLY LEFT BLANK Management's Discussion & Analysis THIS PAGE INTENTIONALLY LEFT BLANK City of Rosemead MANAGEMENT'S DISCUSSION AND ANALYSIS Year Ended June 30, 2023 The following Management's Discussion and Analysis (MD&A) of the City of Rosemead's financial performance provides an introduction and overview to the financial activities of the City of Rosemead for the fiscal year ended June 30, 2023. This narrative discussion and analysis focuses on the current year's activities, resulting changes and currently known facts; therefore, the information presented herein should be considered in conjunction with additional information furnished in the letter of transmittal and the accompanying basic financial statements. FINANCIAL HIGHLIGHTS • As of June 30, 2023, the City's net position (total assets and deferred outflows of resources less total liabilities and less deferred inflows of resources) is $114.5 million, an increase of $20.0 million over the prior fiscal year. • As of June 30, 2023, total revenue was $53.4 million and total expenses for all functions and programs were $33.4 million. The City's net position increased by $20.0 million during the year. • The City's total governmental funds reported combined ending fund balances of $60.3 million, an increase of $6.9 million over the prior year. Of this $60.3 million, $0.4 million was non -spendable, $29.4 million was restricted, $15.0 million was committed, $0.1 million was assigned, and $15.4 million was unassigned. • With $31.5 million in general fund revenues (excluding transfers) and $26.6 million in general fund expenditures (excluding transfers), a pre -transfer general fund surplus of $4.9 million was generated. • The General Fund's fund balance at the close of the fiscal year was $32.4 million, an increase of $3.9 million over the prior year. Of this $32.4 million, $16.9 million, representing 64% of expenditures, was unassigned and $15.0 million was committed to meet the City's fund balance policy requirement of 40% of expenditure. OVERVIEW OF THE FINANCIAL STATEMENTS This discussion and analysis portion of the annual report is intended to serve as an introduction to, and provide the reader with a fundamental understanding of, the Annual Comprehensive Annual Report (ACFR) for the City of Rosemead. The ACFR is divided into four main sections. First is the Introduction Section which provides the letter of transmittal, an organizational chart, and a list of City officials. The Introductory Section is followed by the Financial Section, which contains the independent auditor's report, the management's discussion and analysis, and finally the basic financial statements. These statements contain the "core" financial information for the City of Rosemead. The basic financial statements include the government -wide financial statements, followed by the fund financial statements, and finally, the notes to the financial statements. The Financial Section is followed by the Supplemental Data portion of the report, which provides individual funds and combining information that rolls up into the amounts shown in the basic financial statements. The final portion of the ACFR is the Statistical Section. This section presents selected financial and demographic information, generally presented on a multi-year basis. Government -wide Financial Statements. The government -wide financial statements are designed to provide readers with a broad overview of the City of Rosemead's finances, in a manner similar to a private -sector business. Information contained within the government -wide statements includes the entire City government (except fiduciary funds). These statements use the accrual basis of accounting with the measurement focus on that of economic resources. The Statement of Net Position presents information on all of the City of Rosemead's assets and deferred outflows of resources and liabilities and deferred inflows of resources, with the difference between the two reported as net position. Increases or decreases in net position may serve as a useful indicator of whether the financial position of the City of Rosemead is improving or deteriorating over time. City of Rosemead Management's Discussion and Analysis Year Ended June 30, 2023 The Statement of Activities presents information showing how the City's netposition changed during the most recent fiscal year. All changes in net position are reported as soon as the underlying event giving rise to the change occurs, regardless of the timing of related cash flows. This means revenues and expenses in this statement are recorded when earned or a liability is incurred. Thus, items such as the value of earned but unused vacation leave will be recorded as an expense of the current period, even though the actual use of the vacation time may not be until subsequent periods. Typically, government -wide financial statements are distinguished between governmental activities which are principally supported by taxes or intergovernmental revenues and business -type activities which are intended to recover all or a significant portion of their costs through user fees and charges. The governmental activities of the City of Rosemead include general government, public safety, community development, parks and recreation, and public works. The City of Rosemead does not have any business -type activities. The government -wide financial statements include not only the City of Rosemead itself (known as the primary government) but also two blended component units -the Rosemead Financing Authority and the Rosemead Housing Development Corporation and one fiduciary component unit- the Rosemead Successor Agency. The City is financially accountable forthese entities and financial information for these blended and fiduciary units are reported within the financial information presented for the primary government itself. The government -wide financial statements can be found on pages 15-16 of this report. Fund financial statements. Afund is a grouping of related accounts that is used to maintain control over resources that have been segregated for specific activities or objectives. The City of Rosemead, like other state and local governments, uses fund accounting to ensure and demonstrate compliance with finance -related legal requirements. The fund financial statements provide more detailed information about the City's most significant funds, not the City as a whole. All of the funds of the City of Rosemead can be divided into three categories: governmental funds, proprietary funds, and fiduciary funds. Governmental funds. Governmental funds are used to account for essentially the same functions reported as governmental activities in the government -wide financial statements. However, unlike the government -wide financial statements, governmental fund financial statements use the modified accrual basis of accounting and focus on near-term inflows and outflows of spendable resources, as well as on balances of spendable resources available at the end of the fiscal year. Only assets expected to be used and liabilities that come due during the year or soon thereafter are reported on the Balance Sheet. No capital assets are included. Revenues for which cash is received during or soon after the end of the year, and expenditures for goods and services that have been received during the year, are included within the Statement of Revenues, Expenditures, and Changes in Fund Balance. Because the focus of governmental funds is narrower than that of the government -wide financial statements, it is useful to compare the infomnation presented for governmental funds with similar information presented for governmental activities in the government -wide financial statements. By doing so, readers may better understand the long-term impact of the government's near-term financing decisions. Both the Governmental Fund Balance Sheet and the Statement of Revenues, Expenditures, and Changes in Fund Balance provide a reconciliation to facilitate this comparison. The City of Rosemead and its component units maintain 22 individual governmental funds. Individual fund information is presented for the "major" funds in the governmental fund balance sheet and in the governmental fund statement of revenues, expenditures, and changes in fund balances. The "major' funds presented include the General Fund and the American Rescue Plan Act Fund. Information for the remaining governmental funds is combined into a single, "other governmental funds" column on the face of the financial statements. Individual fund data for each of these non -major governmental funds is provided in the form of "combining statements' presented in the Supplemental Data portion of the report. The basic governmental fund financial statements can be found on pages 18-24 of this report. City of Rosemead Management's Discussion and Analysis Year Ended June 30, 2023 Proprietary Funds are used to report two types of funds: enterprise funds and internal service funds. Enterprise funds report the same functions presented as "business -type" activities in the government -side financial statement. These include activities that the City operates similar to a private business. The City of Rosemead does not have any enterprise funds. Internal service funds are an accounting device used to accumulate and allocate costs internally among the City's various functions. The City uses internal service funds to account for vehicle and equipment operations and replacement, and information services operations and equipment replacement. Because these two services benefit governmental type functions, the activity has been included within "governmental activities" in the government -side financial statements. The internal service funds are combined into a single, aggregated presentation in the proprietary fund financial statements. Individual fund data for the internal service funds is provided in the form of combining statements in the supplementary information section of this report. The basic proprietary fund financial statements can be found on pages 25-27 of this report. Fiduciary funds are used to account for resources held for the benefit of parties outside the government. Fiduciary funds are not reflected in the government -wide financial statement because the funds are custodial in nature, and therefore, are not available to support City of Rosemead programs. The basic fiduciary fund financial statements can be found on pages 28-29 of this report. Notes to the financial statements. The notes provide additional information that is essential to a full understanding of the data provided in the government -wide and fund financial statements. The combining statements referred to earlier in connection with non -major governmental funds and internal service funds are presented immediately following the required supplementary information on pensions. Combining and individual fund statements and schedules can be found on pages 30-70 of this report. Other information. In addition to the basic financial statements and accompanying notes, this report also presents certain required supplementary information concerning the City of Rosemead's progress in funding its obligation to provide pension benefits to its employees. Required supplementary information and notes can be found on pages 71-75 of this report. GOVERNMENT -WIDE FINANCIAL ANALYSIS Net Position. As noted earlier, net position may serve over time as a useful indicator of a government's financial position. At June 30, 2023, the City's net position totaled $114.5 million. Total net position increased by $20.0 million or 21.2% when compared to the prior year. The chart below reflects the City's net position for the fiscal year ended June 30, 2023, with comparative data for the fiscal year ended June 20, 2022. City of Rosemead Management's Discussion and Analysis Year Ended June 30, 2023 Net Position As of June 30, 2023 and 2022 Goijemmental Actiaities 2023 2022 Change Current and other assets 86,123,358 78,704,080 7,419,278 Capital assets 50,254,214 47,946,882 2,307,332 Total assets 136,377,572 126,650,962 9,726,610 Deferred outflows of resources 5,381,330 2,435,033 2,946,297 Long-term liabilities outstanding 14,043,730 5,242,029 8,801,701 Other liabilities 11,960,666 23,887,914 (11,927,248) Total liabilities 26,004,396 29,129,943 (3,125,547) Deferred inflows of resources 1,280,293 5,522,616 (4,242,323) Net position Net Inwstment in Capital Assets 49,863,061 47,464,095 2,398,966 Restricted 29,695,512 24,948,999 4,746,513 Unrestricted 34,915,640 22,020,342 12,895,298 Total net position $ 114,474,213 $ 94,433,436 $ 20,040,777 The City's net position of $114.5 million is made up of three components: Net Investment in Capital Assets, Restricted Net Position, and Unrestricted Net Position. The largest portion, $49.9 million or 44%, of the City's net position reflects the net investment in capital assets such as land, buildings, machinery, and equipment, less any related debt used to acquire those assets that were still outstanding. The City of Rosemead uses these capital assets to provide services to the residents of the City, consequently, these assets are not available for meeting current financial obligations. An additional portion of $29.7 million or 26% of the City's net position represents various resources subject to external restrictions on how they may be used. These fund balance amounts are said to be restricted. The remaining balance of unrestricted net position of $34.9 million, or 30%, may be used to meet the City's ongoing obligations. This is the only "discretionary" portion of the City's total net position amount. Net Position a Net Investment in Capital Assets ■Restnued ■Unrestncted City of Rosemead Management's Discussion and Analysis Year Ended June 30, 2023 Changes in Net Position. The statement of net position provides a snapshot at a given point in time of the assets and liabilities of the City. The other citywide statement provided is the Statement of Activities. This statement provides the reader with information regarding the revenues, expenses, and changes in net position over the fiscal year. Generally, all changes to the City's net position from one fiscal year to the next flow through the statement of activities. The City's programs for governmental activities include general government, public safety, community development, parks and recreation, and public works. The following is a summary schedule showing the components that make up the City's changes in net position for the years ended June 30, 2023 and 2022. Changes in Net Position Years Ended June 30, 2023 and 2022 Governmental activities. The City's program revenues totaled $27.8 million with a cost of all governmental activities for the current year being $33.4 million. The City paid for the remaining "public benefit" portion of governmental activities with tax and other general revenue sources. The following chart compares expenses to program revenues for all governmental activities. Governmental Activities 2023 2022 Change REVENUES Program revenues Charges for services $ 10,402,919 $ 8,295,009 2,107,910 Operating grants and contributions 15,398,364 5,550,126 9,848,238 Capital grants and contributions 1,996,455 1,877,695 118,760 General revenues: Property taxes 11,750,041 10,881,809 868,232 Othertaxes 11,484,612 10,582,351 902,261 Use of money and property 2,110,332 596,871 1,513,461 Other 266,577 99,978 166,599 Total revenues 53,409,300 37,883,839 15,525,461 EXPENSES General government 4,916,281 5,285,495 (369,214) Public safety 10,824,136 10,975,401 (151,265) Community development 3,679,872 3,139,695 540,177 Parks and recreation 3,444,775 2,560,821 883,954 Public works 10,471,184 9,420,544 1,050,640 Interest on long-term debt 32,275 - 32,275 Total expenses 33,368,523 31,381,956 1,986,567 Change in net position 20,040,777 6,501,883 13,538,894 Net position - Beginning 94,433,436 87,944,050 6,489,386 Restatement - (12,497) 12,497 Net position - Ending $ 114,474,213 $ 94,433,436 $ 20,040,777 Governmental activities. The City's program revenues totaled $27.8 million with a cost of all governmental activities for the current year being $33.4 million. The City paid for the remaining "public benefit" portion of governmental activities with tax and other general revenue sources. The following chart compares expenses to program revenues for all governmental activities. City of Rosemead Management's Discussion and Analysis Year Ended June 30, 2023 Expenses and Program Revenues Governmental Activities 12 S 4 2 General Public Safety Co nmunity Parks and Pudic Works Government Development Recreation The total revenues experienced a year -over -year increase of $15.5 million. The primary contributing factors to this are the rise in property tax revenue by $0.9 million, sales tax receipts by $0.5 million, transient occupancy taxes by $0.2 million, building permit and plan checking fees by $1.3 million, use of money and property by $1.5 million, and the recognition of American Rescue Plan and SLFRF grant revenues in the amount of $8.0 million. Total expenses were $10.5 million more than the prior fiscal year due to increases in General Government relating to increased costs in personnel, contract services, and utilities. Public Safety increased over the prior year due to an increase in the Los Angeles County's Sheriff Law Enforcement contract. In addition, there was an increase in capital project spending when compared to the prior fiscal year. Parks and Recreation expenses increased over the previous year due the resumption of services and programs that were reduced or eliminated during the pandemic. 'bxM d85 Revenues Swm Ga mmW Ac#vfhe u.eana.r •^e wna.nr es 10 iuWlcnN Ememm Govemme,W PWuhes City of Rosemead Management's Discussion and Analysis Year Ended June 30, 2023 FINANCIAL ANALYSIS OF THE CITY'S FUNDS runctonal Expenses - Twoyear Comparison .2023 .203: I I G.A pisksakty carni Pi PWlcrake gwemment development reaee6gn The City uses governmental fund accounting to ensure compliance with budgetary allocations and to maintain control over resources that are legally, or otherwise, restricted for specific purposes. Following is a discussion of the individual "major" funds as shown on the Balance Sheet for Governmental Funds in the basic financial statements. General Fund. The General Fund is the chief operating fund of the City of Rosemead. It is used to account for all financial resources, except those required to be accounted for in another fund. The General Fund is always reported as a "major fund". The General Fund reported $31.5 million in revenues and $26.6 million in expenditures resulting in revenues over expenditures in the amount $4.9 million. Total fund balance at June 30, 2023 is $32.4 million, composed of $35.2 million in assets combined with $2.2 million in liabilities and $0.6 million in deferred inflows of resources. A total of $32.4 million fund balance is classified as $0.4 million nonspendable, $15.0 million committed, $0.1 million assigned, and $16.9 million unassigned. As a measure of the General Fund's liquidity, it may be useful to compare both unassigned fund balance and total fund balance to total fund expenditures. Unassigned fund balance represents 64% of total General Fund expenditures, while total fund balance represents 122% of that same amount. The fund balance of the City's General Fund increased by $3.9 million during the current year. Highlights of the change in fund balance are presented below: • Total General Fund revenues of $31.5 million exceeded expenditures of $26.6 million. The fiscal year's fund revenues increased by $4.4 million over prior fiscal year due to growth in nearly every category. There were increases in property taxes by $795 thousand, sales taxes by $479 thousand, transient occupancy taxes by $215 thousand, franchise tax fees by $257 thousand, building permit and plan checking by $1.35 million, parks and recreation by $273 thousand. Facilities rental and interest income also increased by $1.1 million. Due to increases in Community Development, Parks and Recreation, Public Works, and Capital Outlay as well as decreases in General Government, and Public Safety, General fund expenditures were $2.7 million higher than the previous fiscal year. The majority of the cost increase was attributable to salary and benefits $409 thousand, professional and technical services $166 thousand, Parks & Recreations community events $206 thousand, other general services expenditures $881 thousand, and capital outlay and CIP project costs $1.1 million. • General Fund Budget Analysis. The budget, as adopted for 2022-23 contained $33.7 million in estimated revenue and $37.6 million in appropriations. This projected a $3.9 million deficit for the fiscal year. The final financial results indicate that there was a revenue of $38.9 million, which exceeded the expenditures of $35.0 million. As a result, there was a positive addition of $3.9 million to the fund balance of the General Fund. 11 Soorcn of Revenue - Two-year Cvmwsan 'a •202' X:022 t fY �— CN�gxM O-iipul gene praglyyw Ol+rM1m llxdi CUMr ,.r.x xisa a .�dpnp.ny cmme,em+ co-+vduoon+ FINANCIAL ANALYSIS OF THE CITY'S FUNDS runctonal Expenses - Twoyear Comparison .2023 .203: I I G.A pisksakty carni Pi PWlcrake gwemment development reaee6gn The City uses governmental fund accounting to ensure compliance with budgetary allocations and to maintain control over resources that are legally, or otherwise, restricted for specific purposes. Following is a discussion of the individual "major" funds as shown on the Balance Sheet for Governmental Funds in the basic financial statements. General Fund. The General Fund is the chief operating fund of the City of Rosemead. It is used to account for all financial resources, except those required to be accounted for in another fund. The General Fund is always reported as a "major fund". The General Fund reported $31.5 million in revenues and $26.6 million in expenditures resulting in revenues over expenditures in the amount $4.9 million. Total fund balance at June 30, 2023 is $32.4 million, composed of $35.2 million in assets combined with $2.2 million in liabilities and $0.6 million in deferred inflows of resources. A total of $32.4 million fund balance is classified as $0.4 million nonspendable, $15.0 million committed, $0.1 million assigned, and $16.9 million unassigned. As a measure of the General Fund's liquidity, it may be useful to compare both unassigned fund balance and total fund balance to total fund expenditures. Unassigned fund balance represents 64% of total General Fund expenditures, while total fund balance represents 122% of that same amount. The fund balance of the City's General Fund increased by $3.9 million during the current year. Highlights of the change in fund balance are presented below: • Total General Fund revenues of $31.5 million exceeded expenditures of $26.6 million. The fiscal year's fund revenues increased by $4.4 million over prior fiscal year due to growth in nearly every category. There were increases in property taxes by $795 thousand, sales taxes by $479 thousand, transient occupancy taxes by $215 thousand, franchise tax fees by $257 thousand, building permit and plan checking by $1.35 million, parks and recreation by $273 thousand. Facilities rental and interest income also increased by $1.1 million. Due to increases in Community Development, Parks and Recreation, Public Works, and Capital Outlay as well as decreases in General Government, and Public Safety, General fund expenditures were $2.7 million higher than the previous fiscal year. The majority of the cost increase was attributable to salary and benefits $409 thousand, professional and technical services $166 thousand, Parks & Recreations community events $206 thousand, other general services expenditures $881 thousand, and capital outlay and CIP project costs $1.1 million. • General Fund Budget Analysis. The budget, as adopted for 2022-23 contained $33.7 million in estimated revenue and $37.6 million in appropriations. This projected a $3.9 million deficit for the fiscal year. The final financial results indicate that there was a revenue of $38.9 million, which exceeded the expenditures of $35.0 million. As a result, there was a positive addition of $3.9 million to the fund balance of the General Fund. 11 City of Rosemead Management's Discussion and Analysis Year Ended June 30, 2023 2022-23 2022-2023 2022-23 Variance with %Actuals to Adopted Budget Final Actual Final Budget Amended Budget Total revenue 27,717,000 33,715,300 38,924,810 5,209,510 15% Total expenditures 27,712,200 37,600,000 35,050,644 2,549,356 -7% Net 4,800 (3,884,700) 3,874,166 7,758,866 The City's General Fund collected revenues of $5.2 million more, equal to 15% higher, in comparison to the final budgeted estimates. Revenue from property taxes, sales taxes, transient occupancy taxes, and franchise fees were all higher than expected, contributing $1.5 million more revenue than budgeted. Property tax revenue was $322 thousand more than budgeted due to a growth in the assessed valuation of properties. Sales tax revenue was $864 thousand more than projected due to the COVID-19 pandemic restrictions being lifted. This also contributed to the surge in travel which accounted for $112 thousand more in transient occupancy tax revenue than the city anticipated. Charges for services were $488 thousand than budgeted primarily due to reopening of parks and recreation programs. The use of money and property was $761 thousand more than budget due to an increase in recreation facility rentals and increase in the value of the city's investments earnings at the end of the year. Revenues within the licenses and permits category completed the year $2.2 million over the estimate due to strong building permit revenues. The General Fund expenditure budget had an actual variance of $2.5 million due to savings in all governmental activities. General government departments completed the year $1.0 million below budget due to savings in contingency expenses, personnel due to vacancies, and contract services. Public Safety was $635 thousand below budget due to savings in law enforcement contract services, and reduction in animal control services. Public Works was $452 thousand below budget due to reduced facility maintenance, contract management services and capital equipment. Parks and recreation were $675 thousand below budget due to savings in personnel due to vacancies. American Rescue Plan Act. In March of 2021, President Biden signed the American Rescue Plan Act (ARPA) of 2021 into law. The $1.9 trillion package is designed to combat the COVID-19 pandemic, as well as its public health and economic consequences, and the city received $17.9 million as part of it. On April 26, 2022, the City Council accepted the ARPA Final Rule's standard revenue loss allowance of $10 million, which was then transferred from the ARP fund, which received the funds, to the SLFRF fund, which was established to track the expenditure of the $10 million. Several Council meetings were held to discuss the application of the $10 million standard revenue loss allowance and the remaining $7.9 million ARPA funds, which were partially expended in Fiscal Year 2023 and partially reflected in the Fiscal Year 2024 Budget. Grants Fund. Accounts for non -repayable funds disbursed or given by Federal, State, County, and Special District Entities. The Grands Fund is used to fund a specific project or program which requires some level of compliance, reporting, and auditing. Non -Major Funds. The Non -Major Governmental Funds show a combined fund balance total of $29.3 million, an increase of $4.4 million. These are the traditional MTA Local Return Funds, State Gas Tax, Street Lighting, CDBG and Home Funds, AQMD, and SBI funds that are very highly restricted. CASH MANAGEMENT To obtain flexibility in cash management, the city employs a pooled cash system. Under the pooled cash concept, the City invests the cash of all funds with maturity planned to coincide with cash needs. Idle cash is invested in certain eligible securities as constrained by law and further limited by the City's Investment Policy. The goals of the City's Investment Policy are safety, liquidity, and yield. 12 City of Rosemead Management's Discussion and Analysis Year Ended June 30, 2023 CAPITAL ASSETS The City of Rosemead's investment in capital assets for its governmental activities as of June 30, 2023, amounts to $49.9 million (net of accumulated depreciation). This investment in capital assets includes land, buildings, and improvements, machinery, and equipment, park facilities, roads, highways, bridges, and construction in progress. The Public Works Department completed five major projects during the year including Rosemead Park Restroom Renovation, Sidewalk Gap Closure — Delta Avenue, various Residential Street Resurfacing, Dog Park Project, and Storm Water Catch Basin CPS unit upgrade. The projects were funded from a variety of sources including CDBG, Measure M, Measure R, Grants, Clean Water, and General funds. Additional information on the City of Rosemead's capital assets can be found in Note No. 7, found on pages 50 of the Basic Financial Statements. Capital Assets (net of depreciation/amortization) DEBT ADMINISTRATION At the end of the current fiscal year, the Successor Agency for the Rosemead Community Development Commission had total bonded debt outstanding of $17.9. million, a decrease of $2.6 million from the prior year. Of this amount, all of it is backed by future property tax increment revenue. For more detailed information about the Successor's Agency Long Term Debt, please refer to Note No. 14 on pages 68-70 of the Basic Financial Statements. ECONOMIC FACTORS AND NEXT YEAR'S BUDGET While the primary emphasis of this Annual Report is the financial state of the City for the fiscal year that concluded on June 30, 2023, management demonstrated attentiveness to budget requests during the preparation of the budget for Fiscal Year 2023-24. Furthermore, early financial planning and implementation continue to be crucial for maintaining a healthy fund balance. The budget for Fiscal Year 2023-24 incorporated strategic financial planning through the establishment of a Public Facilities Internal Service Fund, which serves to provide support for the long-term maintenance, improvements, and replacements of public facilities. The return to normalcy was aided by stimulus programs; however, the economic recovery was accompanied by elevated levels of inflation. Local economic conditions in Rosemead remain influenced by the repercussions of inflation. In addition to the federal funds already received from the American Rescue Plan Act, the City will continue to pursue federal and state assistance. Staff remains ready to recommend adjustments to revenues and expenditures as events unfold and is committed to providing the highest quality of services given the resources available. 1191 Governmental Activities 2023 2022 Land $ 4,859,188 $ 4,417,104 Buildings 13,348,093 13,355,341 Improvements otherthan buildings 2,870,771 2,953,497 Machinery and equipment 97,988 59,173 Autos and trucks 195,735 170,113 Furniture and office equipment 7,975 10,790 Infrastructure 26,926,895 25,048,535 Construction in progress 1,577,712 1,443,958 Right -to -use lease/subscriptions 369,857 488,371 Total $ 50,254,214 $ 47,946,882 DEBT ADMINISTRATION At the end of the current fiscal year, the Successor Agency for the Rosemead Community Development Commission had total bonded debt outstanding of $17.9. million, a decrease of $2.6 million from the prior year. Of this amount, all of it is backed by future property tax increment revenue. For more detailed information about the Successor's Agency Long Term Debt, please refer to Note No. 14 on pages 68-70 of the Basic Financial Statements. ECONOMIC FACTORS AND NEXT YEAR'S BUDGET While the primary emphasis of this Annual Report is the financial state of the City for the fiscal year that concluded on June 30, 2023, management demonstrated attentiveness to budget requests during the preparation of the budget for Fiscal Year 2023-24. Furthermore, early financial planning and implementation continue to be crucial for maintaining a healthy fund balance. The budget for Fiscal Year 2023-24 incorporated strategic financial planning through the establishment of a Public Facilities Internal Service Fund, which serves to provide support for the long-term maintenance, improvements, and replacements of public facilities. The return to normalcy was aided by stimulus programs; however, the economic recovery was accompanied by elevated levels of inflation. Local economic conditions in Rosemead remain influenced by the repercussions of inflation. In addition to the federal funds already received from the American Rescue Plan Act, the City will continue to pursue federal and state assistance. Staff remains ready to recommend adjustments to revenues and expenditures as events unfold and is committed to providing the highest quality of services given the resources available. 1191 City of Rosemead Management's Discussion and Analysis Year Ended June 30, 2023 The City has maintained its strong financial position through prudent and sound fiscal management and will continue to monitor key economic indicators, sources of revenues, and spending levels as part of its sound conservative fiscal approach. REQUESTS FOR INFORMATION This financial report is designed to provide a general overview of the City of Rosemead's finances for all those with an interest in the government's finances. Questions concerning any of the information provided in this report or requests for additional financial information should be addressed to: Finance Director 8838 East Valley Boulevard Rosemead, California 91770. 14 Basic Financial Statements THIS PAGE INTENTIONALLY LEFT BLANK CITY OF ROSEMEAD, CALIFORNIA Statement of Net Position June 30, 2023 Liabilities Accounts payable Governmental Accrued liabilities Activities Assets: 9,796,971 Cash and investments $ 75,493,646 Receivables: 572,976 Accounts receivable 1,482,876 Notes and loans 3,669,277 Interest receivable 565,713 Leases 185,787 Prepaid costs 73,929 Due from other governments 4,325,751 Capital assets, not being depreciated 6,436,900 Capital assets, net of depreciation/amortization 43,817,314 Net pension asset 326,379 Total Assets 136,377,572 Deferred Outflows of Resources: 26,004,396 Deferred outflows related to pensions 4,725,967 Deferred outflows related to OPEB 655,363 Total Deferred Outflows of Resources 5,381,330 Liabilities Accounts payable 3,263,685 Accrued liabilities 283,789 Unearned revenue 9,796,971 Retentions payable 125,883 Deposits payable 572,976 Due to other governments 426 Noncurrent liabilities: 13,417,633 Due within one year: 34,915,640 Compensated absences 358,076 Leases, SBITAs 139,415 Due in more than one year: Compensated absences 278,995 Leases, SBITAs 251,738 Net pension liability 10,099,523 Net OPEB liability 832,919 Total Liabilities 26,004,396 Deferred Inflows of Resources: Deferred inflows related to pensions 743,696 Deferred inflows related to OPEB 350,810 Deferred inflows related to leases 185,787 Total Deferred Inflows of Resources 1,280,293 Net Position: Net Investment in capital assets 49,863,061 Restricted: Community services 4,523,845 Low and moderate income housing 452,876 Public works 10,974,779 Pension 326,379 Capital projects 13,417,633 Unrestricted 34,915,640 Total Net Position $ 114,474,213 The notes to financial statements are an integral part of this statement. 15 THIS PAGE INTENTIONALLY LEFT BLANK CITY OF ROSEMEAD, CALIFORNIA Statement of Activities For the Year Ended June 30, 2023 Net(Expenses) Revenues and Changesin Program Revenues Net Position Operating Capital Charges for Contributions Contributions Governmental Expenses Services and Grants and Grants Activities Functions/Programs Taxes: Property taxes, levied for general purpose 11,750,041 Governmental Activities: 7,369,300 Transient occupancy taxes 2,312,408 Franchise taxes 1,689,248 General government $ 4,916,281 $ 360,764 $ 1,632,235 $ 118,740 $ (2,804,542) Public safety 10,824,136 726,754 4,974,166 1,250,248 (3,872,968) Community development 3,679,872 4,695,490 2,873,844 - 3,889,462 Parks and recreation 3,444,775 924,014 1,268,670 - (1,252,091) Public works 10,471,184 3,695,897 4,649,449 627,467 (1,498,371) Interest on long-term debt 32,275 - - - (32,275) Total Governmental Activities $ 33,368,523 $ 10,402,919 $ 15,398,364 $ 1,996,455 (5,570,785) General Revenues: Taxes: Property taxes, levied for general purpose 11,750,041 Sales taxes 7,369,300 Transient occupancy taxes 2,312,408 Franchise taxes 1,689,248 Othertaxes 113,656 Use of money and property 2,110,332 Other 266,577 Total General Revenues 25,611,562 Change in Net Position 20,040,777 Net Position, Beginning of Year 94,433,436 Net Position, End of Year $ 114,474,213 The notes to financial statements are an integral part of this statement. 17 CITY OF ROSEMEAD, CALIFORNIA Balance Sheet Governmental Funds June 30, 2023 Assets: Cash and investments Receivables: Accounts receivable Notes and loans Accrued interest Leases Prepaid costs Due from other governments Due from other funds Total Assets Liabilities, Deferred Inflows of Resources, and Fund Balances: Liabilities: Accounts payable Accrued liabilities Unearned revenues Deposits payable Due to other governments Due to other funds Retentions payable Total Liabilities Deferred Inflows of Resources: Unavailable revenues Related to leases Total Deferred Inflows of Resources Fund Balances: Nonspendable: Notes and loans Prepaid costs Restricted: Community services Low and moderate income housing Public works Capital projects Committed: Capital projects Reserve contingency Assigned: Building maintenance Tree in lieu Unassigned (deficit) Total Fund Balances Total Liabilities, Deferred Inflows of Resources, and Fund Balances $ 1,436,064 $ 3,685 $ - $ - 259,596 - 5,173 - - 77,454 7,366,734 2,352,783 526,311 - - - 426 - - - 1,277,434 - - 53,446 - 2,222,397 1,412,019 7,371,907 2,352,783 389,061 1,415,933 - 185,787 - 574,848 1,415,933 - 277,892 73,929 980,675 - - 14,020,258 - - 71,617 - - 61,331 - - 16,944,731 (1,412,019) - 32,430,433 (1,412,019) - $ 35,227,678 $ 1,415,933 $ 7,371,907 $ 2,352,783 The notes to financial statements are an integral part of this statement. 18 Special Revenue Funds City Grants American General Fund Rescue Plan SLFRF $ 29,587,808 $ - $ 7,371,907 $ 2,352,783 1,456,226 - - - 277,892 - - - 363,137 - - - 165,787 - - 73,929 - - - 1,828,154 1,415,933 - - 1,454,745 - - $ 35,227,678 $ 1,415,933 $ 7,371,907 $ 2,352,783 $ 1,436,064 $ 3,685 $ - $ - 259,596 - 5,173 - - 77,454 7,366,734 2,352,783 526,311 - - - 426 - - - 1,277,434 - - 53,446 - 2,222,397 1,412,019 7,371,907 2,352,783 389,061 1,415,933 - 185,787 - 574,848 1,415,933 - 277,892 73,929 980,675 - - 14,020,258 - - 71,617 - - 61,331 - - 16,944,731 (1,412,019) - 32,430,433 (1,412,019) - $ 35,227,678 $ 1,415,933 $ 7,371,907 $ 2,352,783 The notes to financial statements are an integral part of this statement. 18 CITY OF ROSEMEAD, CALIFORNIA Balance Sheet Governmental Funds June 30, 2023 Liabilities, Deferred Inflows of Resources, and Fund Balances: Liabilities: Accounts payable Other Total Accrued liabilities Governmental Governmental Unearned revenues Funds Funds Assets: 46,665 572,976 Cash and investments $ 27,026,807 $ 66,339,305 Receivables: 177,311 1,454,745 Accounts receivable 25,660 1,481,886 Notes and loans 3,391,385 3,669,277 Accrued interest 197,600 560,737 Leases - 185,787 Prepaid costs - 73,929 Due from other governments 1,081,664 4,325,751 Due from other funds - 1,454,745 Total Assets $ 31,723,116 $ 78,091,417 Liabilities, Deferred Inflows of Resources, and Fund Balances: Liabilities: Accounts payable $ 1,823,936 $ 3,263,685 Accrued liabilities 19,020 283,789 Unearned revenues - 9,796,971 Deposits payable 46,665 572,976 Due to other governments - 426 Due to other funds 177,311 1,454,745 Retentions payable 72,437 125,883 Total Liabilities 2,139,369 15,498,475 Deferred Inflows of Resources: Unavailable revenues 313,687 2,118,681 Related to leases - 185,787 Total Deferred Inflows of Resources 313,687 2,304,468 Fund Balances: Nonspendable: Notes and loans - 277,892 Prepaid costs - 73,829 Restricted: Community services 4,523,645 4,523,845 Low and moderate income housing 452,876 452,876 Public works 10,974,779 10,974,779 Capital projects 13,417,633 13,417,633 Committed: Capital projects - 980,675 Reserve contingency - 14,020,258 Assigned: Building maintenance - 71,617 Tree in lieu - 61,331 Unassigned (deficit) (99,073) 15,433,639 Total Fund Balances 29,270,060 60,288,474 Total Liabilities, Deferred Inflows of Resources, and Fund Balances $ 31,723,116 $ 78,091,417 The notes to financial statements are an integral part of this statement. 19 THIS PAGE INTENTIONALLY LEFT BLANK CITY OF ROSEMEAD, CALIFORNIA Reconciliation of the Balance Sheet of Governmental Funds To the Statement of Net Position June 30, 2023 Amounts reported for governmental activities in the statement of net position are different because: Total fund balances - governmental funds $ 60,288,474 Capital assets used in governmental activities are not financial resources and, therefore, are not reported in the funds. 50,192,808 Long-term liabilities are not due and payable in the current period, and therefore, are not reported in the funds: Compensated absences $ (637,071) SBITAs (11,573) Leases (379,580) (1,028,224) Governmental funds report all pension contributions as expenditures; however, in the statement of activities, the excess/deficiency of the total pension liability over/under the plan fiduciary net position is reported as a net pension liability/asset. CalPERS Miscellaneous Plan net pension liability (10,099,523) PARS Retirement Enhancement Plan net pension asset 326,379 (9,773,144) Pension -related deferred outflows of resources that have not been included as financial uses in the governmental fund activity are as follows: Contributions made after the actuarial measurement date Changes in assumptions Difference between expected and actual experiences Net difference between projected and actual earnings on plan investments Adjustments due to differences in proportions Difference in proportionate share Other post -employment-related deferred outflows of resources that have not been included as financial uses in the governmental fund activity Pension -related deferred inflows of resources that have not been included as financial resources in the governmental fund activity Governmental funds report all other post -employment benefits contributions as expenditures, however, in the statement of net position, the excess of the total other post -employment benefits asset over the plan fiduciary net position is reported as a net other post -employment benefits liability Other post -employment-related deferred inflows of resources that have not been included as financial resources in the governmental fund activity are as follows: Revenues reported as unavailable revenue in the governmental funds are recognized in the statement of activities. Internal service funds are used by management to charge the costs of certain activities, such as equipment and technology replacement, to individual funds. The assets and liabilities of the internal service funds must be added to the statement of net position. Net Position of Governmental Activities The notes to financial statements are an integral part of this statement. 21 1,172,969 1,034,907 336,291 2,100,096 26,152 55,552 4,725,967 655,363 (743,696) (832,919) (350,810.00) 2,118,681 9,221,713 $ 114,474,213 CITY OF ROSEMEAD, CALIFORNIA Statement of Revenues, Expenditures and Changes in Fund Balances Governmental Funds For the Year Ended June 30, 2023 Revenues: Taxes Licenses and permits Intergovernmental Charges for services Use of money and property Fines and forfeitures Developer participation Miscellaneous Total Revenues Expenditures: Current: General government Public safety Community development Parks and recreation Public works Capital outlay Debt service: Principal retirement Interest and fiscal charges Total Expenditures Special Revenue Funds City Grants American General Fund Rescue Plan SLFRF $ 23,039,365 $ 4,514,893 - 580,020 334,840 1,102,835 - 1,432,238 - 594,978 340,931 7,647,217 262,186 - - - 31,526,515 334,840 340,931 7,647,217 4,787,316 - 160,179 - 10,860,001 - - - 2,230,699 - - - 3,277,024 - - - 3,954,745 36,961 180,752 - 1,361,626 1,683,236 - 248,917 76,457 2,780 - 26,550,648 1,720,197 340,931 248,917 Excess (Deficiency) of Revenues over Expenditures 4,975,867 (1,385,357) Other Financing Sources (Uses): Transfers in Transfers out Total Other Financing Sources (Uses) Net Change in Fund Balances Fund Balances (Deficit), Beginning of Year Fund Balances (Deficit), End of Year 7,398,300 (8,500,000) (1,101,700) 3,874,157 (1,385,357) - 7,398,300 (7,398,300) (7,398,300) 28,556,266 (26,662) - - $ 32,430,433 $ (1,412,019) $ $ The notes to financial statements are an integral part of this statement. 22 CITY OF ROSEMEAD, CALIFORNIA Statement of Revenues, Expenditures and Changes in Fund Balances Governmental Funds For the Year Ended June 30, 2023 Revenues: Taxes Licenses and permits Intergovernmental Charges for services Use of money and property Fines and forfeitures Developer participation Miscellaneous Total Revenues Expenditures: Current: General government Public safety Community development Parks and recreation Public works Capital outlay Debt service: Principal retirement Interest and fiscal charges Total Expenditures Excess (Deficiency) of Revenues over Expenditures Other Financing Sources (Uses): Transfers in Transfers out Total Other Financing Sources (Uses) Net Change in Fund Balances Fund Balances (Deficit), Beginning of Year Fund Balances (Deficit), End of Year Other Total Governmental Governmental Funds Funds $ 195,288 $ 23,234,653 - 4,514,893 10, 415, 239 19, 318, 247 523,060 1,625,895 451,008 1,883,246 - 594,978 350,618 350,618 4,391 266,577 11,939,604 51,789,107 120,492 62,251 1,495,090 79,802 3,413,903 2,363,510 7,535,048 5,067,987 10,922,252 3,725,789 3,356,826 7,586,361 5,657,289 76,457 2,780 36,395,741 4,404,556 15,393,366 - 7,398,300 (15,898,300) (8,500,000) 4,404,556 6,893,366 24,865,504 53,395,108 $ 29,270,060 $ 60,288,474 The notes to financial statements are an integral part of this statement. 0491 CITY OF ROSEMEAD, CALIFORNIA Reconciliation of the Statement of Revenues, Expenditures, And Changes in Fund Balances of Governmental Funds To the Statement of Activities For the Year Ended June 30, 2023 Amounts reported for governmental activities in the statement of activities are different because: Net change in fund balances - total governmental funds $ 6,893,366 Governmental funds report capital outlays as expenditures. However, in the statement of activities, the cost of these assets is allocated over their estimated useful lives and reported as depreciation expense. This is the amount by which capital outlays exceeded depreciation expense in the current period. Capital outlay $ 4,900,939 Depreciation/amortization (2,709,442) 2,191,497 Bonds and other debt proceeds provide current financial resources to governmental funds but issuing debt increases long-term liabilities in the Statement of Net Position. Repayment of bond and other debt principal is an expenditure in the governmental funds, but repayment reduces long-term liabilities in the Statement of Net Position. Also, governmental funds report the effect of premiums, discounts, and other similar items when debt is first issued, whereas these amounts are deferred and amortized in the Statement of Activities. 179,663 The net effect of various miscellaneous transactions involving capital assets (i.e. sales, trade-ins, and donations) is to decrease net position. (29,496) Some expenses reported in the Statement of Activities do not require the use of current financial resources and, therefore, are not reported as expenditures in the governmental funds. Compensated absences 35,381 Changes in pension liabilities and related deferred outflows and inflows of resources 619,672 Changes in OPEB liabilities and related deferred outflows and inflows of resources 20,649 675,702 Revenues reported as unavailable revenue in the governmental funds are recognized in the statement of activities. These are included in the operating contributions and miscellaneous income in the statement of activities. 1,620,194 Internal service funds are used by management to charge the costs of certain activities, such as equipment and technology replacement, to individual funds. The net revenues of the internal service funds are reported with governmental activities. 8,509,851 Change in Net Position of Governmental Activities $ 20,040,777 The notes to financial statements are an integral part of this statement. 24 CITY OF ROSEMEAD, CALIFORNIA Statement of Net Position Proprietary Funds June 30, 2023 Governmental Activities Internal Service Funds Assets: Current Assets: Cash and investments $ 9,154,341 Receivables: Interest receivable 4,976 Total Current Assets 9,160,307 Noncurrent Assets: Capital assets, net of accumulated depreciation 61,406 Total Noncurrent Assets 61,406 Total Assets 9,221,713 Net Position: Invested in capital assets 61,406 Unrestricted 9,160, 307 Total Net Position $ 9,221,713 The notes to financial statements are an integral part of this statement. 25 CITY OF ROSEMEAD, CALIFORNIA Statement of Revenues, Expenses And Changes in Fund Net Position Proprietary Funds For the Year ended June 30, 2023 Nonoperating Revenues: Governmental Interest revenue Activities Total Nonoperating Revenues Internal Income (Loss) Before Transfers Service Funds Operating Expenses: 8,500,000 Contractual services $ 871 Depreciation expense 1,521 Total Operating Expenses 2,392 Operating Loss (2,392) Nonoperating Revenues: Interest revenue 12,243 Total Nonoperating Revenues 12,243 Income (Loss) Before Transfers 9,851 Transfers in 8,500,000 Change in Net Position 8,509,851 Net Position, Beginning of the Year 711,862 Net Position, End of the Year $ 9,221,713 The notes to financial statements are an integral part of this statement. P11 CITY OF ROSEMEAD, CALIFORNIA Statement of Cash Flows Proprietary Funds For the Year Ended June 30, 2023 Cash Flows from Operating Activities: Cash paid to suppliers for goods and services Net Cash Used by Operating Activities Cash Flows from Non -Capital Financing Activities: Cash transfers in Net Cash provided by Non -Capital Financing Activities Cash Flows from Capital and Related Financing Activities: Acquisition and construction of capital assets Net Cash Used by Capital and Related Financing Activities Cash Flows from Investing Activities: Investment earnings Net Cash Provided by Investing Activities Net Increase in Cash and Cash Equivalents Cash and Cash Equivalents, Beginning of the Year Cash and Cash Equivalents, End of the Year Reconciliation of Operating Loss to Net Cash Used by Operating Activities: Operating loss Adjustments to reconcile operating loss to net cash used by operating activities: Depreciation Increase in accounts receivable Total Adjustments Net Cash Used by Operating Activities The notes to financial statements are an integral part of this statement. 27 Governmental Activities Internal Service Funds $ (1,861) (1,861) 8,500,000 8,500,000 (58,823) (58,823) 8,855 8,855 8,448,171 706,170 $ 9,154,341 $ (2,392) 1,521 (990) 531 $ (1,861) CITY OF ROSEMEAD, CALIFORNIA Statement of Fiduciary Net Position Fiduciary Funds June 30, 2023 Assets: Cash and investments Receivables: Notes and loans Interest receivable Prepaid costs Restricted cash and investments with fiscal agents Total Assets Deferred Outflows of Resources: Deferred charge on refunding Total Deferred Outflows of Resources Liabilities: Accrued interest Deferred revenue Due to external parties/other agencies Long-term liabilities: Bonds payable, due within one year Bonds payable, due in more than one year Total Liabilities Net Position (Deficit): Restricted for the dissolution of the former Redevelopment Agency Total Net Position (Deficit) Private -Purpose Trust Fund Successor Agency 4,611,041 444,598 24,453 107,674 1,123,647 6,311,413 124,013 124,013 198,547 243,284 255,577 2,423,099 16,501,148 19,621,655 (13,186,229) $ (13,186,229) The notes to financial statements are an integral part of this statement. 28 CITY OF ROSEMEAD, CALIFORNIA Statement of Changes in Fiduciary Net Position Fiduciary Funds For the Year Ended June 30, 2023 Additions: Taxes Interest earnings Total Additions Deductions: Administrative expenses Interest expense Contributions to other governments Total Deductions Change in Net Position Net Position (Deficit), Beginning of Year Net Position (Deficit), End of Year Private -Purpose Trust Fund Successor Agency $ 2,801,429 61,787 2,863,216 111,735 795,245 520,694 1,427,674 1,435,542 (14,621,771) $ (13,186,229) The notes to financial statements are an integral part of this statement. 29 THIS PAGE INTENTIONALLY LEFT BLANK 30 Notes to the Financial Statements THIS PAGE INTENTIONALLY LEFT BLANK CITY OF ROSEMEAD Notes to the Financial Statements June 30, 2023 Note 1: Summary of Significant Accounting Policies.........................................................................................32 a. Reporting Entity b. Basis of Accounting and Measurement Focus c. Major and Fiduciary Fund Types d. Investments e. Cash Equivalents f. Capital Assets g. Compensated Absences h. Prepaid Items i. Fund Balance j. Use of Estimates k. Pension Plans I. Other Post -Employment Benefit Plans (OPEB) m. Property Taxes n. Deferred Outflows and Deferred Inflows of Resources o. Leases p. Subscription -Based q. Changes in Accounting Note 2: Stewardship, Compliance, and Accountability......................................................................................43 a. Deficit Fund Balances/Net Position b. Budgetary Note3: Cash and Investments..........................................................................................................................44 Note4: Receivables...........................................................................................................................................46 Note 5: Interfund Receivable, Payable and Transfers.......................................................................................48 Note6: Leases and Subscription.......................................................................................................................48 Note7: Capital Assets.......................................................................................................................................50 Note8: Compensated Absences.......................................................................................................................51 Note9: Risk Management.................................................................................................................................51 a. Description of Self -Insurance Pool Pursuant to Joint Powers Agreement b. Primary Self -Insurance Programs of the Authority c. Purchased Insurance d. Adequacy of Protection Note 10: Defined Benefit Pension Plans.............................................................................................................52 a. Aggregate Information on all Defined Benefit Pension Plans b. Defined Benefit Pension Plan — CalPERS c. PARS Retirement Enhancement Plan Note 11: Defined Contribution Pension Plan.......................................................................................................63 Note 12: Post -Employment Benefit Plan.............................................................................................................63 Note 13: Commitments and Contingencies.........................................................................................................68 Note14: Successor Agency................................................................................................................................68 a. Cash and Investments b. Long -Term Debt c. Pledged Revenue Note15: Subsequent Events...............................................................................................................................70 31 THIS PAGE INTENTIONALLY LEFT BLANK 32 CITY OF ROSEMEAD Notes to the Financial Statements June 30, 2023 NOTE 1: SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES A. Reporting Enti The City of Rosemead, California, ("the City") was incorporated in August 1959 under the general laws of the State of California. The City operates under an elected Council/City Manager form of government. It provides a broad range of services to its residents, including general government, public safety, streets, sanitation and health, cultural and park facilities, and social services. Many of the functions often provided by municipal government are, in the City, provided by special districts. Examples of some of these special districts, which usually encompass areas larger than the City itself, are the Fire Protection District, the Library District, and the County Flood Control District. Certain other governmental functions are paid for by the City but performed by a variety of other public and private agencies under contract. Some of the contracts now in effect are for police, information technology, and building and safety. The accounting policies of the City conform to generally accepted accounting principles as applicable to governments. As required by generally accepted accounting principles, these financial statements present the government and its component units, which are entities for which the government is considered to be financially accountable. The City is considered to be financially accountable for an organization if the City appoints a voting majority of that organization's governing body and the City is able to impose its will on that organization or there is a potential for that organization to provide specific financial benefits to or impose specific financial burdens on the City. The City is also considered to be financially accountable if an organization is fiscally dependent (i.e., it is unable to adopt its budget, levy taxes, set rates or charges, or issue bonded debt without approval from the City). In certain cases, other organizations are included as component units if the nature and significance of their relationship with the City are such that their exclusion would cause the City's financial statements to be misleading or incomplete. Based upon the above criteria, the blended component units of the City are the Rosemead Financing Authority (the Authority) and the Rosemead Housing Development Corporation (the Corporation). Rosemead Financing Authority The Authority provides for the financing or refinancing of public capital improvements and working capital requirements of local agencies that enter into contractual arrangements with the Authority. Separate financial statements are not prepared. Rosemead Housing Development Corporation The Corporation accounts for the construction, financing and operations of low and moderate -income housing. It is a California nonprofit benefit corporation organized under Section 501(c)(3) of the Internal Revenue Code. The activities of the Corporation are recorded in the RHDC special revenue fund. Separately issued financial statements of the Corporation can be obtained from the Finance Department. Since the governing bodies of the aforementioned entities are substantially the same as the City's governing board for these component units, and a financial benefit or burden relationship exists for all of the City's component units, these are all considered to be blended component units. Blended component units, although legally separate entities, are, in substance, part of the City's operations. Therefore, data from these units are reported with the funds of the primary government, the City. 33 CITY OF ROSEMEAD Notes to the Financial Statements June 30, 2023 NOTE 1: SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) B. Basis of Accounting and Measurement Focus The basic financial statements of the City are composed of the following: • Government -wide financial statements • Fund financial statements • Notes to the basic financial statements Financial reporting is based upon all Governmental Accounting Standards Board pronouncements. Government -wide Financial Statements Government -wide financial statements display information about the reporting government as a whole, except for its fiduciary activities. These statements include separate columns forthe governmental and business -type activities of the primary government (including its blended component units), as well as its discretely presented component units. The City of Rosemead has no business -type activities and no discretely presented component units. Eliminations have been made in the Statement of Activities so that certain allocated expenses are recorded only once (by function to which they were allocated). However, general governmental expenses have not been allocated as indirect expenses to the various functions of the City. Government -wide financial statements are presented using the economic resources measurement focus and the accrual basis of accounting. Under the economic resources measurement focus, all (both current and long-term) economic resources and obligations of the reporting government are reported in the government -wide financial statements. Basis of accounting refers to when revenues and expenditures are recognized in the accounts and reported in the financial statements. Under the accrual basis of accounting, revenues, expenses, gains, losses, assets, and liabilities resulting from exchange and exchange -like transactions are recognized when the exchange takes place. Revenues, expenses, gains, losses, assets, and liabilities resulting from nonexchange transactions are recognized in accordance with generally accepted accounting principles. Program revenues include charges for services, special assessments, and payments made by parties outside of the reporting government's citizenry if that money is restricted to a particular program. Program revenues are netted with program expenses in the statement of activities to present the net cost of each program. Amounts paid to acquire capital assets are capitalized as assets in the government -wide financial statements, rather than reported as an expenditure. Proceeds of long-term debt are recorded as a liability in the govemment-wide financial statements, rather than as other financing source. Amounts paid to reduce long-term indebtedness of the reporting government are reported as a reduction of the related liability, rather than as an expenditure. Fund Financial Statements The underlying accounting system of the City is organized and operated on the basis of separate funds, each of which is considered to be a separate accounting entity. The operations of each fund are accounted for with a separate set of self -balancing accounts that comprise its assets, liabilities, fund equity, revenues and expenditures or expenses, as appropriate. Governmental resources are allocated to and accounted for in individual funds based upon the purposes for which they are to be spent and the means by which spending activities are controlled. Fund financial statements for the primary government's governmental, proprietary, and fiduciary funds are presented afterthe government -wide financial statements. These statements display information about major funds individually and non -major funds in the aggregate for governmental and enterprise funds. Fiduciary statements include financial information for fiduciary funds and similar component units. Fiduciary funds of the City primarily represent assets held by the City in custodial capacity for other individuals or organizations. 34 CITY OF ROSEMEAD Notes to the Financial Statements June 30, 2023 NOTE 1: SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) Governmental Funds In the fund financial statements, governmental funds are presented using the modified -accrual basis of accounting. Their revenues are recognized when they become measurable and available as net current assets. Measurable means that the amounts can be estimated, or otherwise determined. Available means that the amounts were collected during the reporting period or soon enough thereafter to be available to finance the expenditures accrued for the reporting period. The City uses a sixty-day availability period except for grants which is 120 days. Revenue recognition is subject to the measurable and available criteria for the government funds in the fund financial statements. Exchange transactions are recognized as revenues in the period in which they are earned (i.e., the related goods or services are provided). Locally imposed derived tax revenues are recognized as revenues in the period in which the underlying exchange transaction on which they are based takes place. Imposed non-exchange transactions are recognized as revenues in the period for which they were imposed. If the period of use is not specified, they are recognized as revenues when an enforceable legal claim to the revenues arises or when they are received, whichever occurs first. Government -mandated and voluntary non-exchange transactions are recognized as revenues when all applicable eligibility requirements have been met. In the fund financial statements, governmental funds are presented using the current financial resources measurement focus. This means that only current assets and current liabilities are generally included on their balance sheets. The reported fund balance (net current assets) is considered to be a measure of "available spendable resources." Governmental fund operating statements present increases (revenues and other financing sources) and decreases (expenditures and other financing uses) in net current assets. Accordingly, they are said to present a summary of sources and uses of "available spendable resources" during a period. Non-current portions of long-term receivables due to governmental funds are reported on their balance sheets in spite of their spending measurement focus. However, special reporting treatments are used to indicate that they should not be considered "available spendable resources," since they do not represent net current assets. Recognition of governmental fund type revenues represented by noncurrent receivables are deferred until they become current receivables. Because of their spending measurement focus, expenditure recognition for governmental fund types excludes amounts represented by noncurrent liabilities. Since they do not affect net current assets, such long-term amounts are not recognized as governmental fund type expenditures or fund liabilities. Amounts expended to acquire capital assets are recorded as expenditures in the year that resources were expended, rather than as fund assets. The proceeds of long-term debt are recorded as other financing sources rather than as a fund liability. Amounts paid to reduce long-term indebtedness are reported as fund expenditures. When both restricted and unrestricted resources are combined in a fund, expenditures are considered to be paid first from restricted resources, and then from unrestricted resources. Proprietary Funds Proprietary fund financial statements include a Statement of Net Position, a Statement of Revenues, Expenses and Changes in Net Position, and a Statement of Cash Flows for all proprietary funds. Proprietary funds are accounted for using the "economic resources" measurement focus and the accrual basis of accounting. Accordingly, all assets and liabilities (whether current or noncurrent) are included on the Statement of Net Position. The Statement of Revenues, Expenses, and Changes in Net Position presents increases (revenue) and decreases (expenses) in total net position. Under the accrual basis of accounting, revenues are recognized in the period in which they are earned while expenses are recognized in the period in which liability is incurred. Operating revenues in the proprietary funds are those revenues that are generated from the primary operations of the fund. All other revenues are reported as nonoperating revenues. Operating expenses are those expenses that are essential to the primary operations of the fund. All other expenses are reported as nonoperating expenses. W CITY OF ROSEMEAD Notes to the Financial Statements June 30, 2023 NOTE 1: SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) Fiduciary Funds The City maintains one fiduciary fund type, a private -purpose trust fund which uses the economic resources measurement focus and the accrual basis of accounting. C. Major and Fiduciary Fund Types The City's major governmental funds are as follows: • General Fund — Accounts for all financial resources except those required to be accounted for in another fund. These resources are devoted to financing the general services that the City performs for its residents. • City Grants Fund —Accounts for the City's portion of the funds received through various state, local, and federal grants not specifically noted above. • American Rescue Plan Fund — Accounts for the City's portion of the funds received through the American Rescue Plan Act. The Act provides a total of $250 billion in assistance to states, counties, municipalities, territories, and tribal governments to cover expenses, make up for lost revenue and east the overall economic impact from the COVID-19 pandemic. • State and Local Fiscal Recovery Fund (SLFRF)— Accounts for the City's portion of the funds received through the American Rescue Plan Act that have been approved for election of the Treasury's revenue loss application. These funds are restricted for general governmental services and various Council approved City projects available to be spent through December 31, 2026. The City's Fiduciary Funds are as follows: • Private -purpose Trust Fund— Accounts forthe activity of the Successor Agency to the Community Development Commission of the City of Rosemead. Additionally, the City reports: • Special Revenue Funds — Account for and report the proceeds of specific revenue sources that are restricted or committed to expenditure for specified purposes other than debt service or capital projects. All are currently reported in nonmajor governmental funds. • Capital Proiects Fund — Account for and report the proceeds of specific revenue sources that are restricted or committed to expenditure for capital projects. • Internal Service Funds — Account for the financing of goods and services provided by one department to other departments on a cost reimbursement basis. The City has internal service funds for equipment replacement, technology replacement, and infrastructure replacement. D. Investments For financial reporting purposes, investments are adjusted to their fair value whenever the difference between fair value and the carrying amount is material. Changes in fair value that occur during a fiscal year are recognized as investment income reported for that fiscal year. Investment income includes interest earnings, changes in fair value, and any gains or losses realized upon the liquidation or sale of investments. 36 CITY OF ROSEMEAD Notes to the Financial Statements June 30. 2023 NOTE 1: SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) The City pools cash and investments of all funds, except for assets held by fiscal agents. Each fund's share in this pool is displayed in the accompanying financial statements as cash and investments. Investment income earned by the pooled investments is allocated to the various funds based on each fund's average cash and investment balance. E. Cash Equivalents For purposes of the statement of cash flows, cash equivalents are defined as short-term, highly liquid investments that are both readily convertible to known amounts of cash or so near their maturity that they present insignificant risk of changes in value because of changes in interest rates. Cash equivalents also represent the proprietary funds' share in the cash and investment pool of the City of Rosemead. Cash equivalents have an original maturity date of three months or less from the date of purchase. For purposes of the statement of cash flows, the entire balance of cash and investments on the combined balance sheet for the internal service fund is considered cash and cash equivalents. F. Caoital Assets Capital assets (including infrastructure) are recorded at cost where historical records are available and at an estimated historical cost where no historical records exist. Donated capital assets, donated works of art and similar items and capital assets received in a service concession arrangement are recorded at acquisition value at the point of acquisition. Generally, capital asset purchases in excess of $10,000 are capitalized if they have an expected useful life of one or more years. Capital assets include public domain (infrastructure) general capital assets consisting of certain improvements including roads, streets, sidewalks, medians, and storm drains. Capital assets used in operations are depreciated or amortized over their estimated useful lives using the straight-line method in the government -wide financial statements and in the fund financial statements of the internal service funds. Depreciation/amortization is charged as an expense against operations and accumulated Depreciation/amortization is reported on the respective statement of Net Position. The following schedule summarizes capital asset useful lives: Building improvements 15-50 years Improvements other than buildings 3-15 years Machinery and equipment 7 years Autos and trucks 5 years Furniture and office equipment 7 years Lease assets 3-7 years Subscription assets 3-5 years Infrastructure: Bridges 50 years Sewer system and storm drain system 50-100 years Medians and sidewalks 40 years Traffic Signals 30 years Streets 20 years 19YA CITY OF ROSEMEAD Notes to the Financial Statements June 30, 2023 NOTE 1: SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) G. Compensated Absences Full-time employees earn from 10 to 16 days per year, depending upon their length of employment. Accruals are capped at two years the employee's annual accrual rate. Management employees also earn either 60 or 80 hours of administrative leave based on level of management. Vacation and administrative leave hours are payable to employees at the time used or upon termination of employment. These hours are accrued when incurred in the government -wide level financial statements. In accordance with generally accepted accounting principles, a liability is recorded for unused vacation and similar compensatory leave balances since the employees' entitlement to these balances is attributable to services already rendered and it is probable that virtually all of these balances will be liquidated by either paid time off or payments upon termination or retirement. All vacation is accrued when incurred in the government -wide level financial statements All unused vacation and administrative leave hours are accrued when incurred in the government -wide level financial statements. A current liability is accrued in the governmental funds for employee leave benefits expected to be paid from expendable, available financial resources as of the balance sheet date. Compensated absences are primarily liquidated by the General Fund. H. Prepaid Items Prepaid items are reported in the governmental funds under the consumption method and are offset by a nonspendable designation in fund balance to indicate that they are not available for appropriation and are not expendable financial resources. I. Fund Balance The following classifications describe the relative strength of the spending constraints placed on the purposes for which resources can be used: • Nonspendable — This includes amounts that cannot be spent because they are either not in spendable form or must be maintained intact pursuant to legal or contractual requirements, such as prepaids, inventory, or endowments. • Restricted —This includes amounts that can be spent only for specific purposes imposed by creditors, grantors, contributors, or laws and regulations of other governments through enabling litigations. • Committed — This includes amounts that can be used only for the specific purposes pursuant to constraints imposed by formal action of the City's highest authority, the City Council. The formal action that is required to be taken to establish, modify, or rescind a fund balance commitment is Council resolution. • Assigned — This includes amounts that are designated by the City Council, City Manager, or Finance Director for specific purposes and do not meet the criteria to be classified as restricted or committed. • Unassigned — This is the residual classification that includes all spendable amounts not contained in the other classifications. The General Fund is the only fund that reports a positive unassigned fund balance. In other governmental funds, it is not appropriate to report a positive unassigned fund balance amount. However, in governmental funds other than the General Fund, if expenditures incurred for specific purposes exceed amounts that are restricted, committed, or assigned to those purposes, it may be necessary to report a negative unassigned fund balance in that fund. 38 CITY OF ROSEMEAD Notes to the Financial Statements June 30, 2023 NOTE 1: SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) When both restricted and unrestricted resources are available for use when an expenditure is incurred, it is the City's policy to use restricted resources first, then unrestricted resources as they are needed. It is the City's policy to consider committed amounts as being reduced first, followed by assigned amounts, and then unassigned amounts when expenditures are incurred for purposes for which amounts in any of those unrestricted fund balance classifications could be used. J. Use of Estimates The preparation of financial statements in conformity with management to make estimates and assumptions that Accordingly, actual results could differ from those estimates. K. Pension Plans generally accepted accounting principles requires affect certain reported amounts and disclosures. For purposes of measuring the net pension liability, deferred outflows and inflows of resources related to pensions, and pension expense, information about the fiduciary net position and additions to/deductions from the fiduciary net position have been determined on the same basis as they are reported by the Plan Administrators. For this purpose. benefit payments (including refunds of employee contributions) are recognized when currently due and payable in accordance with the benefit terms. Investments are reported at fair value. CalPERS audited financial statements are publicly available reports that can be obtained at CaIPERS' website, at www.calpers.ca.gov. Copies of the PARS annual financial report may be obtained from PARS, 4350 Von Karman Avenue, Suite 100, Newport Beach, California 92660. GASB 68 requires that the reported results must pertain to liability and asset information within certain defined timeframes. For this report, the following timeframes are used. CalPERS-Cost sharing Multiple -Employer Plan: Valuation Date June 30, 2021 Measurement Date June 30, 2022 Measurement Period July 1, 2021 to June 30, 2022 PARS -Agent, Multiple Employer Plan: Valuation Date June 30, 2022 Measurement Date June 30, 2023 Measurement Period July 1, 2022 to June 30, 2023 L. Other Post -Employment Benefit Plans (OPEB) For purposes of measuring the net OPEB liability, deferred outflows of resources and deferred inflows of resources related to OPEB, and OPEB expense, information about the fiduciary net position of the City's plan (OPEB Plan), the assets of which are held by Public Agency Retirement Services (PARS), and additions to/deductions from the OPEB Plan's fiduciary net position have been determined by an independent actuary. For this purpose, benefit payments are recognized when currently due and payable in accordance with the benefit terms. Investments are reported at fair value. Generally accepted accounting principles require that the reported results must pertain to liability and asset information within certain defined timeframes. For this report, the following time frames are used: Valuation Date June 30, 2021 Measurement Date June 30, 2022 Measurement Period July 1, 2021 to June 30, 2022 39 CITY OF ROSEMEAD Notes to the Financial Statements June 30, 2023 NOTE 1: SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) M. Property Taxes The County of Los Angeles is responsible forthe assessment, levy, and collection of property taxes for all properties within Los Angeles County and subsequently remits the amount due to the City in installments during the year. The County is permitted by State Law (Article XIII A of the California Constitution) to levy taxes at one percent (1%) of full market value at the time of purchase and can increase the property's value by no more than two percent (2%) per year. The property taxes are recorded initially in a County pool and are then allocated to cities. Prior to the passage of Proposition 13, which established the one percent (1%) limit, Rosemead was one of numerous cities in California that either levied no general property taxes or which levied very low rates. Because the property tax allocation after Proposition 13 was based on the allocation prior to the proposition passage, these "no -low cities" would not have received a portion of the 1% levy. In response, the California Legislature adopted AB 1197 which provided these cites with a portion of the County's share of the tax levy. The City records property taxes as revenue when received from the County, except at year-end, when property taxes received within 60 days are accrued as revenue. Property taxes are assessed and collected each fiscal year according to the following property tax calendar: Lien date January 1 Levy date July 1 Due dates November 1 and February 1 Collection dates December 10 and April 10 N. Deferred Outflows and Deferred Inflows of Resources In addition to assets, the statement of net position and balance sheet will sometimes report a separate section for deferred outflows of resources. This separate financial statement element, deferred outflows of resources, represents a consumption of net assets that applies to a future period(s) and so will not be recognized as an outflow of resources (expense/ expenditure) until then. The City has two types of items that qualify for reporting in this category. The items are deferred pension related items and deferred other post -employment benefits (OPER) related items. In addition to liabilities, the statement of net position and balance sheet will sometimes report a separate section for deferred inflows of resources. This separate financial statement element, deferred inflows of resources, represents an acquisition of net assets that applies to a future period(s) and so will not be recognized as an inflow of resources (revenue) until that time. The City has four types of items that qualify for reporting in this category. The first item, unavailable revenue, is reported only in the governmental funds balance sheet. The governmental funds report unavailable revenue from intergovernmental revenues. These amounts are deferred and recognized as an inflow of resources in the period that the amounts become available. The other items are deferred pension related items, deferred OPEB related items, and deferred inflows related to leases. O. Leases Lessee: The City is a lessee for noncancellable leases of vehicles. The City recognizes a lease liability and an intangible right -to -use lease asset (lease asset) in the government -wide financial statements. At the commencement of a lease, the City initially measures the lease liability at the present value of payments expected to be made during the lease term. Subsequently, the lease liability is reduced by the principal portion of lease payments made. The lease asset is initially measured as the initial amount of the lease liability, adjusted for lease payments made at or before the lease commencement date, plus certain initial direct costs. CITY OF ROSEMEAD Notes to the Financial Statements June 30, 2023 NOTE 1: SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) Subsequently, the lease asset is amortized on a straight-line basis over its useful life. Key estimates and judgments related to leases include how the City determines (1) the discount rate it uses to discount the expected lease payments to present value, (2) lease term, and (3) lease payments. • The City uses the interest rate charged by the lessor as the discount rate. When the interest rate charged by the lessor is not provided, the City generally uses its estimated incremental borrowing rate as the discount rate for leases. • The lease term includes the noncancellable period of the lease. Lease payments included in the measurement of the lease liability are composed of fixed payments and purchase option price that the City is reasonably certain to exercise. The City monitors changes in circumstances that would require a remeasurement of its lease and will remeasure the lease asset and liability if certain changes occur that are expected to significantly affect the amount of the lease liability. Lease assets are reported with other capital assets and lease liabilities are reported with long-term debt on the statement of net position. Lessor: The City is a lessor for noncancellable leases of two cell towers. The City recognizes a lease receivable and a deferred inflow of resources in the government -wide and governmental fund financial statements. At the commencement of a lease, the City initially measures the lease receivable at the present value of payments expected to be received during the lease term. Subsequently, the lease receivable is reduced by the principal portion of lease payments received. The deferred inflow of resources is initially measured as the initial amount of the lease receivable, adjusted for lease payments received at or before the lease commencement date. Subsequently, the deferred inflow of resources is recognized as revenue over the life of the lease term. Key estimates and judgments include how the City determines (1) the discount rate it uses to discount the expected lease receipts to present value, if applicable, (2) lease term, and (3) lease receipts. • The City determines that the interest component of the lessor leases are not material, and therefore are recorded with 0% interest. • The lease term includes the noncancellable period of the lease. Lease receipts included in the measurement of the lease receivable is composed of fixed payments from the lessee. The City monitors changes in circumstances that would require a remeasurement of its lease, and will remeasure the lease receivable and deferred inflows of resources if certain changes occur that are expected to significantly affect the amount of the lease receivable. P. Subscription -Based Information_ Technology Arrangements The City is a subscriber for noncancellable subscriptions of information technology services. The City recognizes a subscription liability and an intangible right -to -use subscription asset (subscription asset) in the government -wide financial statements. At the commencement of a subscription, the City initially measures the subscription liability at the present value of payments expected to be made during the subscription term. Subsequently, the subscription liability is reduced by the principal portion of subscription payments made. The subscription asset is initially measured as the initial amount of the subscription liability, adjusted for subscription payments made at or before the subscription commencement date, plus certain initial direct costs. Subsequently, the subscription asset is amortized on a straight-line basis over its useful life. 41 CITY OF ROSEMEAD Notes to the Financial Statements June 30, 2023 NOTE 1: SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) Key estimates and judgments related to subscriptions include how the City determines (1) the discount rate it uses to discount the expected subscription payments to present value, (2) lease term, and (3) subscription payments. • The City uses the interest rate charged by the vendor as the discount rate. When the interest rate charged by the vendor is not provided, the City generally uses its estimated incremental borrowing rate as the discount rate for subscriptions. • The subscription term includes the noncancellable period of the subscription. Subscription payments included in the measurement of the subscription liability are composed of fixed payments that the City is reasonably certain to exercise. The City monitors changes in circumstances that would require a remeasurement of its subscriptions and will remeasure the subscription asset and liability if certain changes occur that are expected to significantly affect the amount of the subscription liability. Subscription assets are reported with other capital assets and subscription liabilities are reported with long-term debt on the statement of net position. Q. Changes in Accounting Principles and New GASB Pronouncements The following Government Accounting Standards Board (GASB) pronouncements were effective for and/or early implemented for the fiscal year ended June 30, 2023: 1. GASB Statement No. 96, Subscription -Based Information Technology Arrangements The requirements of this Statement will improve financial reporting by establishing a definition for SBITAs and providing uniform guidance for accounting and financial reporting for transactions that meet that definition. That definition and uniform guidance will result in greater consistency in practice. Establishing the capitalization criteria for implementation costs also will reduce diversity and improve comparability in financial reporting by governments. This Statement also will enhance the relevance and reliability of a government's financial statements by requiring a government to report a subscription asset and subscription liability for a SBITA and to disclose essential information about the arrangement. The disclosures will allow users to understand the scale and important aspects of a government's SBITA activities and evaluate a government's obligations and assets resulting from SBITAs. 2. GASB Statement No. 100, Accounting Changes and Error Corrections The requirements of this Statement will improve the clarity of the accounting and financial reporting requirements for accounting changes and error corrections, which will result in greater consistency in application in practice. In turn, more understandable, reliable, relevant, consistent, and comparable information will be provided to financial statement users for making decisions or assessing accountability. In addition, the display and note disclosure requirements will result in more consistent, decision useful, understandable, and comprehensive information for users about accounting changes and error corrections. 42 CITY OF ROSEMEAD Notes to the Financial Statements June 30, 2023 NOTE 2: STEWARDSHIP, COMPLIANCE, AND ACCOUNTABILITY A. Deficit Fund Balances Fund Name Fund Type Deficit Cause Measure R CP Nonmajor Capital Projects Fund $ (99,073) (a) City Grants Fund Major Special Revenue Fund (1,412,019) (a) (a) Deficit due to timing differences between grant receipts and disbursements, and is expected to be eliminated through future grant revenues. NOTE 3: CASH AND INVESTMENTS Cash and Investments as of June 30, 2023, consist of the following: Cash on hand $ 3,148 Deposits with financial institutions 4,125,687 Investments 77,099,499 Total cash and investments $ 81,228,334 Investments Authorized by the California Government Code and the City's Investment Policy The table below identifies the investment types that are authorized for the City by the California Government Code and the City's investment policy. The table also identifies certain provisions of the California Government Code (or the City's investment policy, if more restrictive) that address interest rate risk, credit risk, and concentration of credit risk. This table does not address investments of debt proceeds held by bond trustee that are governed by the provisions of debt agreements of the City, rather than the general provisions of the California Government Code or the City's investment policy. Maximum I nvestment in One Issuer None None 5% 5% None None 5% 5% 5% 10% None $75 million * Based on state law requirements or City investment policy requirements, whichever is more restrictive. 43 Authorized by Maximum Investment Types Investment Maximum Percentage Authorized by State Law Policy Maturity * of Portfolio U.S. Treasury obligations Yes 5 years None U.S. agency securities Yes 5 years None Bankers acceptances Yes 180 days 40% Commercial paper Yes 270 days 25% Certificates of deposit (nonnegotiable) Yes 5 years None Certificates of deposit (negotiable) Yes 5 years 30% Repurchase agreements Yes 1 year None Medium-term notes Yes 5 years 30% Municipal investments Yes 5 years 10% Money market mutual funds Yes WA 20% Mortgage pass-through securities Yes 5 years 20% Local Agency Investment Fund Yes WA None Maximum I nvestment in One Issuer None None 5% 5% None None 5% 5% 5% 10% None $75 million * Based on state law requirements or City investment policy requirements, whichever is more restrictive. 43 CITY OF ROSEMEAD Notes to the Financial Statements June 30, 2023 NOTE 3: CASH AND INVESTMENTS (CONTINUED) Interest Rate Risk Interest rate risk is the risk that changes in market interest rates will adversely affect the fair value of an investment. Generally, the longer the maturity of an investment, the greater the sensitivity of its fair value to changes in market interest rates. One of the ways that the City manages its exposure to interest rate risk is by purchasing a combination of shorter term and longer-term investments and by timing cash flows from maturities so that a portion of the portfolio is maturing or coming close to maturity evenly over time as necessary to provide the cash flow and liquidity needed for operations. Information about the sensitivity of the fair values of the City's investments (including investments held by bond trustee) to market interest rate fluctuations is provided by the following table that shows the distribution of the City's investments by maturity: 107.q1=11711 U.S. agency securities Certificates of deposit (negotiable) Medium-term notes Money market mutual funds Held by bond trustee Local Agency Investment Fund Total Credit Risk Remaining Maturity (in Months) 12 Months Total or Less $ 7,224,189 6,571,967 6,559,466 13,495 $ 1,239,108 481,497 13,495 13 to 36 37 to 60 Months Months $ 1,173,161 $ 4,811,920 1,188,633 4,901,837 755,992 5,803,474 1,123,647 1,123,647 55,606,735 55,606,735 $ 77,099,499 $ 58,464,482 $ 3,117,786 $ 15,517,231 Generally, credit risk is the risk that an issuer of an investment will not fulfill its obligation to the holder of the investment. This is measured by the assignment of a rating by a nationally recognized statistical rating organization. Presented below is the minimum rating required by (where applicable) the California Government Code, the City's investment policy, or debt agreements, and the actual rating as of year-end for each investment type. Moody's Rating_ as of Fiscal Year End 44 Minimum Exempt or Investment Type Total Legal Rating Aaa Aa A Not Rated U.S. agency securities $ 7,224,189 E�empt $ 7,224,189 $ - $ - - Certificates of deposit (negotiable) 6,571,967 Not Rated - - - 6,571,967 Medium-term notes 6,559,466 A 1,673,916 3,128,387 1,757,163 - Money market mutual funds 13,495 Aaa - - - 13,495 Held by bond trustee 1,123,000 A - - - 1,123,000 Local Agency Imestment Fund 55,607,382 Not Rated - 55,607,382 Total $ 77,099,499 $ $ 8,898,105 $ 3,128,387 $ 1,757,163 $ 63,315,844 44 CITY OF ROSEMEAD Notes to the Financial Statements June 30, 2023 NOTE 3: CASH AND INVESTMENTS (CONTINUED) Concentration of Credit Risk The investment policy of the City contains certain limitations on the amount that can be invested in any one issuer. Investments in any one issuer (other than U.S. Treasury securities, mutual funds, and extemal investment pools) that represent 5% or more of total As of June 30, 2023 the City did not have any investments in one issuer greater than 5%. Custodial Credit Risk Custodial credit risk for deposits is the risk that, in the event of the failure of a depository financial institution, a government will not be able to recover its deposits or will not be able to recover collateral securities that are in the possession of an outside party. The custodial credit risk for investments is the risk that, in the event of the failure of the counterparty (e.g., broker-dealer) to a transaction, a government will not be able to recover the value of its investment or collateral securities that are in the possession of another party. The California Government Code and the City's investment policy do not contain legal or policy requirements that would limit the exposure to custodial credit risk for deposits or investments, other than the following provision for deposits: The California Government Code requires that a financial institution secure deposits made by state or local governmental units by pledging securities in an undivided collateral pool held by a depository regulated under state law (unless so waived by the governmental unit). The fair value of the pledged securities in the collateral pool must equal at least 110% of the total amount deposited by the public agencies. California law also allows financial institutions to secure City deposits by pledging first trust deed mortgage notes having a value of 150% of the secured public deposits. As of June 30, 2023, the City had deposits with financial institutions in excess of federal depository insurance limits by $3,875,687 that were held in collateralized accounts. As of June 30, 2023, the Successor Agency had deposits with financial institutions in excess of federal depository insurance limits by $4,361,041 that were held in collateralized accounts. Investment in State Investment Pool The City is a voluntary participant in the Local Agency Investment Fund (LAIF) that is regulated by the California Government Code under the oversight of the Treasurer of the State of California. The fair value of the City's investment in this pool is reported in the accompanying financial statements at amounts based upon the City's pro -rata share of the fair value provided by LAIF for the entire LAIF portfolio (in relation to the amortized cost of that portfolio). The balance available for withdrawal is based on the accounting records maintained by LAIF, which are recorded on an amortized cost basis. LAIF is not registered with the Securities and Exchange Commission and is not rated. Deposits and withdrawals in LAIF are made on the basis of $1 and not fair value. Accordingly, the City's investment in this pool is measured on uncategorized inputs not defined as Level 1, 2, or 3. Fair Value Measurements Generally accepted accounting principles establishes a fair value hierarchy that prioritizes the inputs to valuation techniques used to measure fairvalue. This hierarchy consists of three broad levels: Level 1 inputs consist of quoted prices (unadjusted) for identical assets and liabilities in active markets that a government can access at the measurement date, Level 2 inputs that are observable for an asset or liability, either directly or indirectly, and Level 3 inputs have the lowest priority and consist of unobservable inputs for an asset or liability. The City's custodian National Financial Services uses Intercontinental Exchange (ICE), Bloomberg, and Thompson Reuters to obtain pricing information. The City's investment in LAIF and money market mutual funds held by the bond trustee are not subject to fair market value hierarchy valuation techniques. All other investments are valued using Level 2 inputs. 45 CITY OF ROSEMEAD Notes to the Financial Statements June 30. 2023 NOTE 4: RECEIVABLES A. Notes Receivable Loans receivable consisted of the following at June 30, 2023: Computer Loans San Gabriel Valley Water Co. Loan Phase I San Gabriel Valley Water Co. Loan Phase II Rio Hondo Community Development Co. Loan Rio Hondo Community Development Co. Loan (275-12025) EI Monte Cemetary Association Loan Home Improvements First Time Home Buyers Program Total Balance Balance June 30, 2022 Adjustments' Deletions June 30, 2023 $ 1,530 $ - $ 1,305 $ 225 41,150 - 8,230 32,920 20,576 - 4,115 16,461 227,086 - - 227,086 - 214,615 - 214,615 3,600 - 2,400 1,200 2,622,000 - 30,430 2,591,570 585,200 585,200 $ 3,501,142 $ 214,615 $ 46,480 $ 3,669,277 'Adjustment relates to Promissory Note - March 2011 - fully forgivable ban that was erroneously omitted from prior ACFRs. There is no fund balance impact of this ban. 1. Computer Purchase Loans The City provides a computer purchase loan program for all full-time employees for up to $2,000 at 0% interest for a term of 24 months. Loans are repaid through payroll deductions and are due and payable in full upon termination or separation of employment. The outstanding balance as of June 30, 2023 is $225. 2. San Gabriel Valley Water Company Phase I The City has an outstanding loan with the San Gabriel Valley Water Company (Phase 1) covering the installation of water facilities on Garvey Avenue from Walnut Grove Avenue to Rosemead Place. The loan was initially made through the Rosemead Redevelopment Agency in the amount of $356,000. On October 26, 1987, the loan was assigned to the City of Rosemead with a balance due of $329,197. The term of the loan is 40 years at 0% interest. Annual payments are 2.5% of the assigned loan amount with final payment due in fiscal year 2026-27. The outstanding balance as of June 30, 2023 is $32,920. 3. San Gabriel Valley Water Company Phase 11 The City has an outstanding loan with the San Gabriel Valley Water Company (Phase 11) covering the installation of water facilities on Garvey Avenue from Walnut Grove Avenue to Delta Avenue. The loan was initially made through the Rosemead Redevelopment Agency in the amount of $194,400. On October 26, 1987, the loan was assigned to the City of Rosemead with a balance due of $164,604. The term of the loan is 40 years at 0% interest. Annual payments are 2.5% of the assigned loan amount with final payment due in fiscal year 2026-27. The outstanding balance at June 30, 2023 is $16,461. 4. Rio Hondo Community Development Corporation On April 27, 2010, the City Council entered into an Agreement with Rio Hondo Community Development Corporation (RHCDC) for the production of affordable housing. The RHCDC identified a property for sale (8628 Landis View Lane) that was as suitable for affordable housing for a total purchase price of $428,400. 46 CITY OF ROSEMEAD Notes to the Financial Statements June 30, 2023 NOTE 4: RECEIVABLES (CONTINUED) The City Council approved a 0% deferred payment loan in the amount of $227,086 from HOME CHDO Set -Aside Funds and a 0% forgivable loan by the Rosemead Community Development Commission (CDC) from the Low- and Moderate -Income Housing Fund in the amount of $201,314. The unit was restricted as a rental property for low- to moderate -income households and be subject to a 55 -year affordability covenant. The $227,086 City loan is due at the end of the fifty -five-year term, while the loan from the CDC is due only in the event that the RHCDC breaches or defaults on the provision of the Note. 5. EI Monte Cemetery The City loaned $12,000 to the EI Monte Cemetery Association in order to finance a portion of the costs for access road improvements at Savannah Memorial Park (California Historic Landmark No. 1046) via adoption of Resolution No. 2013-47. The interest-free loan is to be paid in annual installments of $1,200 over a ten (10) year period. The amount outstanding as of June 30, 2023 is $1,200. 6. Home Improvement Loans The City used HOME funds to provide homeowners with funds for home improvements. The loans range from $3,500 to $179,000. The loan term is 30 years, and the loan is neither assumable nor forgivable. Interest rates range from 0% to 3%. The amount outstanding as of June 30, 2023 is $2,591,570. 7. First Time Homebuyer Programs The City used HOME funds to provide funding to first time homebuyers to purchase housing within the City of Rosemead. The loans range from $20,000 to $70,000. The loan term is 30 years, and the loan is neither assumable nor forgivable. The amount outstanding as of June 30, 2023 is $585,200. 8. Rio Hondo Community Development Corporation On April 22, 2008, the City Council entered into an Agreement with Rio Hondo Community Development Corporation (RHCDC) for affordable housing. The RHCDC identified a property for sale (9331 Glendon Way, Rosemead) that was suitable for affordable housing for a total purchase price of $457,899. The City Council approved a 0% deferred payment loan in the amount of $214,615 from HOME CHDO Set Aside Funds and a 0% forgivable loan bythe Rosemead Community Development Commission (CDC) from the Low -and Moderate -Income Housing Fund in the amount of $243,284. The unit was restricted as a rental property for low -to moderate -income households and was subject to a 55 -year affordability covenant. The $214,615 City loan is due until the sale of the home, transfer of ownership or year 55, while the loan from the CDC is due only if RHCDC breaches or defaults on the provisions of the Note. B. Lease Receivable The City leases two cell towers to AT&T. The terms by lease type are listed in the table below. An initial lease receivable was recorded in the amount of $261,589. As of June 30, 2023, the value of the lease receivable and deferred inflow of resources is $185,787. The City recognized rental revenue of $585,449 during the fiscal year which included $41,389 related to the amortization of the deferred inflow and $544,060 for other short term leases not included in the measurement of the lease receivable. Governmental Activities Lease Lease Lease Lease Type Term Range Receivable Revenue Interest Land - cell towers 5 years $ 185,787 $ 41,389 $ 47 CITY OF ROSEMEAD Notes to the Financial Statements June 30, 2023 NOTE 5: INTERFUND RECEIVABLE, PAYABLE AND TRANSFERS A. Due To/From Other Funds Receivable Fund Payable Fund Amount General fund City Grants fund $ 1,277,434 General fund Nonmajor governmental funds 177,311 Total $ 1,454,745 Due to/due from other funds for the year ending June 30, 2023, consisted of $1,277,434, $65,805, and $111,506 due to the General Fund from the City Grants, CDBG, and Measure R Capital funds for short-term loans made to those funds from the General Fund resulting from deficit cash balances in those funds. B. Interfund Transfers Transfers in The General Fund transferred $7,000,000, $1,000,000, and $500,000 into the Infrastructure Replacement, Equipment Replacement, and Technology Replacement internal service funds, respectively, for various operating and capital improvement programs and projects. In addition, the SLFRF transferred $7,398,300 to the General Fund for the recognition of previously restricted American Rescue Plan Act monies for general governmental usage. NOTE 6: LEASES AND SUBSCRIPTION -BASED INFORMATION TECHNOLOGY ARRANGEMENTS A. Leases Payable The City has entered into various lease agreements as lessee for the acquisition and use of vehicles. The terms of these 19 leasing arrangements are 5 years. As of June 30, 2023, the total value of the lease liability was $379,580. The City is required to make monthly principal and interest payments of ranging from $447 to $1,044. The leases have interest rates ranging from 3.2% to 11.2%. Information on the lease assets as of June 30, 2023 areas follows: Governmental Activities Amount of Leased Capital Accumulated Lease Type Major Class of Underlying Asset Assets Amorfization Vehicle lease Right -to -use vehicles $ 756,807 $ 419,798 (M Internal General Service Fund Funds Total Transfers out General fund $ - $ 8,500,000 $ 8,500,000 SLFRF 7,398,300 - 7,398,300 Total $ 7,398,300 $ 8,500,000 $ 15, 898, 300 The General Fund transferred $7,000,000, $1,000,000, and $500,000 into the Infrastructure Replacement, Equipment Replacement, and Technology Replacement internal service funds, respectively, for various operating and capital improvement programs and projects. In addition, the SLFRF transferred $7,398,300 to the General Fund for the recognition of previously restricted American Rescue Plan Act monies for general governmental usage. NOTE 6: LEASES AND SUBSCRIPTION -BASED INFORMATION TECHNOLOGY ARRANGEMENTS A. Leases Payable The City has entered into various lease agreements as lessee for the acquisition and use of vehicles. The terms of these 19 leasing arrangements are 5 years. As of June 30, 2023, the total value of the lease liability was $379,580. The City is required to make monthly principal and interest payments of ranging from $447 to $1,044. The leases have interest rates ranging from 3.2% to 11.2%. Information on the lease assets as of June 30, 2023 areas follows: Governmental Activities Amount of Leased Capital Accumulated Lease Type Major Class of Underlying Asset Assets Amorfization Vehicle lease Right -to -use vehicles $ 756,807 $ 419,798 (M CITY OF ROSEMEAD Notes to the Financial Statements June 30, 2023 NOTE 6: LEASES AND SUBSCRIPTION -BASED INFORMATION TECHNOLOGY ARRANGEMENTS (CONTINUED) The City recognized $585,449 for variable and other payments, including short term leases not included in the measurement of the lease liability. The future principal and interest lease payments as of June 30, 2023, were as follows: Governmental Activities Fiscal Year Ending June 30, Principal Interest Total 2024 $ 134,543 $ 31,556 $ 166,099 2025 124,146 16,481 140,627 2026 65,995 8,989 74,984 2027 54,896 2,697 57,593 Totals $ 379,580 $ 59,723 $ 439,303 B. Subscription -Based Information Technology Arrangements The City implemented GASB Statement No. 96 in the fiscal year ended June 30, 2023. The primary objective of this statement is to enhance the relevance and consistency of information about governments' subscription based -information technology arrangement (SBITA) activities. This statement establishes a single model for SBITA accounting based on the principle that SBITAs are financings of the right to use an underlying asset. Under this Statement, a subscriber is required to recognize a subscription liability and an intangible right -to -use subscription asset, for additional information, refer to the disclosures below. The City has entered into various SBITAs as the subscriber for the use of software as a service. An initial subscription liability was recorded in the amount of $88,030 during the current fiscal year. The terms of these subscriptions range from 3 to 5 years. As of June 30, 2023, the total value of the subscription liability was $11,573. The City is required to make annual principal and interest payments of ranging from $8,601 to $71,250. The subscriptions have interest rates ranging from 0.39% to 2.35%. Information on the subscription assets as of June 30, 2023 are as follows: Governmental Amount of SBITA Capital Accumulated Subscription Type Assets Amortization Software as a service $ 88,030 $ 55,182 The future principal and interest subscription payments as of June 30, 2023, were as follows. The future principal and interest lease payments as of June 30, 2023, were as follows: Governmental Activities Fiscal Year Ending June 30, Principal Interest Total 2024 $ 4,872 $ 2,451 $ 7,323 2025 6,701 402 7,103 Totals $ 11,573 $ 2,853 $ 14,426 49 CITY OF ROSEMEAD Notes to the Financial Statements June 30, 2023 NOTE 7: CAPITAL ASSETS Capital asset activity was as follows for the year ended June 30, 2023: Governmental activities: Capital assets, not being depreciatedlamortized Land Constructiorvin-progress Total capital assets, not baro depreciatedlanortized Capital assets, bang depredatedlannrtized Buildings Improvements other than buildings Machinery and equiprnent Autos and trucks Furniture and office equipment subscription assets Lease assets Infrastructure Total capital assets, being depreclatedlamonized Less accurrulated depreoisliondamortizabon Buildings Inproaerrents other than buildings Machinery and equipment Autos and trucks Furniture and office equipment Subscnption assets Lease assets Infrastructure Total accumulated depreciationlamortization Total capita assets, being depreciatedlarrortized, net Total governmental activities capital assets Balance Balance July 1, 2022 Adiusirnents Additions Deletions Transfers Jure 30, 2023 $ 4,417,104 $ - $ 442,084 $ - $ - $ 4,859,188 1,443,958 3,670,942 (29,496) (3507,692) 1,577,712 5,861,062 4,113,026 (29496) (3507,692) 6,436,900 24,957,390 - 508,737 - - 25,466,127 5,536,168 - 199,550 - - 5,735,718 477,147 - 58,822 - - 535,969 1,360,237 - 79,626 (76,458) - 1,363,405 764,425 - - - - 764,425 - - 88,030 _ - 88,030 756,807 - - - - 756,807 70,843,823 (1,629,332) - 3,507,692 74,351,515 104,695,997 934,765 (76,458) 3,507,692 109,061,996 (11,602,049) - (515,985) - - (12,118,034) (2,582,671) - (282,276) - - (2,864,947) (417,974) - (20,007) - - (437,981) (1,190,124) - (54,064) 76,458 - (1,167,670) (753,635) - (2,815) - - (756,450) - - (55,182) - - (55,182) (268,436) - (151,362) - - (419,798) (45,795,M) (1,629,332) - - (47 424,620) (62610177) (2710,963) 76,458 - (65244,682) 42,085,820 (1,776,198) 3,507,692 43,817,314 $ 47,946,882 $ $ 2,336,828 $ (29,496) $ $ 50,254,214 Depreciation and amortization expense was charged to functions/programs of the primary government as follows: General government $ 848 Public safety 14,947 Public works 2,295,841 Community development 235,930 Parks and recreation 161,876 Internal service funds 1,521 Total depreciation/amortization expense $ 2,7101963 RE CITY OF ROSEMEAD Notes to the Financial Statements June 30, 2023 NOTE 8: COMPENSATED ABSENCES Compensated absences activities for the year ended June 30, 2023, is as follows: Amount Balance Balance Due Within July 1, 2022 Additions Deletions June 30, 2023 One Year $ 672,452 $ 342,58_1_ $ 377,962 $ 637,071 $ 358,076 Compensated absences have no repayment schedule and become payable as used by employees. Compensated absences are liquidated through the City's General Fund. NOTE 9: RISK MANAGEMENT A. Descriotion of Self -Insurance Pool Pursuant to Joint Powers Agreement The City of Rosemead is a member of the California Joint Powers Insurance Authority (Authority). The Authority is composed of 124 California public entities and is organized under a joint powers agreement pursuant to California Government Code §6500 et seq. The purpose of the Authority is to arrange and administer programs for the pooling of self-insured losses, to purchase excess insurance or reinsurance, and to arrange for group purchased insurance for property and other lines of coverage. The California JPIA began covering claims of its members in 1978. Each member government has an elected official as its representative on the Board of Directors. The Board operates through a nine -member Executive Committee. B. Primary Self -Insurance Programs of the Authority Each member pays an annual contribution at the beginning of the coverage period. A retrospective adjustment is then conducted annually thereafter, for coverage years 2012-13 and prior. Coverage years 2013-14 and forward are not subject to routine annual retrospective adjustment. The total funding requirement for primary self-insurance programs is based on an actuarial analysis. Costs are allocated to individual agencies based on payroll and claims history, relative to other members of the risk -sharing pool. Primary Liability Program In the liability program claims are pooled separately between police and general government exposures. (1) The payroll of each member is evaluated relative to the payroll of other members. A variable credibility factor is determined for each member, which establishes the weight applied to payroll and the weight applied to losses within the formula. (2) The first layer of losses includes incurred costs up to $100,000 for each occurrence and is evaluated as a percentage of the pool's total incurred costs within the first layer. (3) The second layer of losses includes incurred costs from $100,000 to $500,000 for each occurrence and is evaluated as a percentage of the pool's total incurred costs within the second layer. (4) Incurred costs from $500,000 to $50 million, are distributed based on the outcome of cost allocation within the first and second loss layers. The overall coverage limit for each member, including all layers of coverage, is $50 million per occurrence. Subsidence losses also have a $50 million per occurrence limit. The coverage structure is composed of a combination of pooled self-insurance, reinsurance, and excess insurance. Additional information about the various layers of coverage is available on the following website: httr)s7/lc'pia.org/coveraneirisk-shahng-i)ools/. 51 CITY OF ROSEMEAD Notes to the Financial Statements June 30, 2023 NOTE 9: RISK MANAGEMENT (CONTINUED) Workers' Compensation In the workers' compensation program claims are pooled separately between public safety (police and fire) and general government exposures. (1) The payroll of each member is evaluated relative to the payroll of other members. A variable credibility factor is determined for each member, which establishes the weight applied to payroll and the weight applied to losses within the formula. (2) The first layer of losses includes incurred costs up to $75,000 for each occurrence and is evaluated as a percentage of the pool's total incurred costs within the first layer. (3) The second layer of losses includes incurred costs from $75,000 to $200,000 for each occurrence and is evaluated as a percentage of the pool's total incurred costs within the second layer. (4) Incurred costs from $200,000 to statutory limits are distributed based on the outcome of cost allocation within the first and second loss layers. For 2022-23 the Authority's pooled retention is $1 million per occurrence, with reinsurance to statutory limits under California Workers' Compensation Law. Employer's Liability losses are pooled among members to $1 million. Coverage from $1 million to $5 million is purchased as part of a reinsurance policy, and Employers Liability losses from $5 million to $10 million are pooled among members. C. Purchased Insurance Pollution Legal Liability Insurance The City of Rosemead participates in the pollution legal liability insurance program which is available through the Authority. The policy covers sudden and gradual pollution of scheduled property, streets, and storm drains owned by the City of Rosemead. Coverage is on a claims -made basis. There is a $250,000 deductible. The Authority has an aggregate limit of $20 million. Property Insurance The City of Rosemead participates in the all-risk property protection program of the Authority. This insurance protection is underwritten by several insurance companies. City of Rosemead property is currently insured according to a schedule of covered property submitted by the City of Rosemead to the Authority. City of Rosemead property currently has all-risk property insurance protection in the amount of $67,742,539. There is a $10,000 deductible per occurrence except for non -emergency vehicle insurance which has a $2,500 deductible. Crime Insurance The City of Rosemead purchases crime insurance coverage in the amount of $1,000,000 with a $2,500 deductible. The fidelity coverage is provided through the Authority. D. Adequacy of Protection During the past three fiscal years, none of the above programs of protection experienced settlements orjudgments that exceeded pooled or insured coverage. There were also no significant reductions in pooled or insured liability coverage in 2022-23. NOTE 10: DEFINED BENEFIT PENSION PLANS A. Aaareaate Information on all Defined Benefit Pension Plans The City participates in two defined benefit pension plans, the Miscellaneous Cost-sharing multiple -employer defined benefit pension plan administered by the California Public Employees' Retirement System (CalPERS), and the Public Agency Retirement System (PARS) retirement enhancement plan, a single -employer defined benefit pension plan. These two plans are presented in aggregate on the government -wide financial statement of net position. The schedule below summarizes the components of the information presented on the government -wide statement broken out by each plan and in aggregate: 52 CITY OF ROSEMEAD Notes to the Financial Statements June 30, 2023 NOTE 10: DEFINED BENEFIT PENSION PLANS (CONTINUED) Net Pension Net Pension Deferred Outflows Deferred Inflows Pension Liability (Asset) of Resources of Resources Expense Miscellaneous Plan $ 10,099,523 $ - $ 4,342,362 $ 742,299 $ 529,112 PARS Retirement Enhancement Plan (326,379) 363,605 1,397 24,165 Total pension plans $ 10,099,523 $ (326,379) $ 4,725,967 $ 743,696 $ 553,297 B. Defined Benefit Pension Plan - CalPERS 1. Plan Description, Benefits Provided, and Employees Covered The plan is a public agency cost-sharing multiple employer defined benefit pension plan administered by the California Public Employees' Retirement System (CalPERS). A full description of the pension plan regarding number of employees covered, benefit provisions, assumptions (for funding, but not accounting purposes), and membership information are listed in the plan's June 30, 2021 Annual Actuarial Valuation Report (funding valuation). Details of the benefits provided can be obtained in Appendix B of the actuarial valuation report. This report and CalPERS' audited financial statements are publicly available reports that can be obtained at CalPERS' website. 2. Contribution Description Section 20814(c) of the California Public Employees' Retirement Law (PERL) requires that the employer contribution rates for all public employers are determined on an annual basis by the actuary and shall be effective on the July 1 following notice of a change in the rate. The total plan contributions are determined through CalPERS' annual actuarial valuation process. The actuarially determined rate is the estimated amount necessary to finance the costs of benefits earned by employees during the year, with an additional amount to finance any unfunded accrued liability. The employer is required to contribute the difference between the actuarially determined rate and the contribution rate of employees. Employer contribution rates may change if plan contracts are amended. Payments made by the employer to satisfy contribution requirements that are identified by the pension plan terms as plan member contribution requirements are classified as plan member contributions. Plan contributions for the year equaled $1,172,969. 3. Actuarial Methods and Assumptions Used to Determine Total Pension Liability The June 30, 2021 valuation was rolled forward to determine the June 30, 2022 total pension liability, based on the following actuarial methods and assumptions: Actuarial Cost Method Entry Age Normal Cost Method Actuarial Assumptions Discount rate 6.90% Inflation 2.30% Salary increases Varies by entry age and services Mortality rate table Derived using CalPERS' membership data for all funds Post-retirement benefit increase The lesser of contract COLA or 2.30% until purchasing power protection allowance floor on purchasing power applies, 2.30% thereafter 53 CITY OF ROSEMEAD Notes to the Financial Statements June 30, 2023 NOTE 10: DEFINED BENEFIT PENSION PLANS (CONTINUED) The mortality table used was developed based on CaiPERS-specific data. The probabilities of mortality are based on the 2021 CalPERS Experience Study for the period from 2001 to 2019. Pre -retirement and Post-retirement mortality rates include generational mortality improvement using 80% of Scale MP -2020 published by the Society of Actuaries. For more details on this table, please refer to the CalPERS Experience Study and Review of Actuarial Assumptions report from November 2021 that can be found on the CalPERS website. 4. Long-term Expected Rate of Return The long-term expected rate of return on pension plan investments was determined using a building-block method in which expected future real rates of return (expected returns, net of pension plan investment expense and inflation) are developed for each major asset class. In determining the long-term expected rate of return, CalPERS took into account both short-term and long-term market return expectations. Using historical returns of all of the funds' asset classes, expected compound (geometric) returns were calculated over the next 20 years using a building-block approach. The expected rate of return was then adjusted to account for assumed administrative expenses of 10 Basis points. The expected real rates of return by asset class are as follows: Asset Class Assumed Asset Allocation Real Return' z Global equity -cap -weighted 30.00% 4.54% Global equity -non -cap -weighted 12.00% 3.84% Private equity 13.00% 7.28% Treasury 5.00% 0.27% Mortgage-backed securities 5.00% 0.50% Investment grade corporates 10.00% 1.56% High yield 5.00% 2.27% Emerging market debt 5.00% 2.48% Private debt 5.00% 3.57% Real assets 15.00% 3.21% Leverage -5.00% -0.59% 1 An expected inflation of 2.30% used for this period. 2 Figures are based on the 2021 Asset Liability Management study 5. Discount Rate The discount rate used to measure the total pension liability was 6.90%. The projection of cash flows used to determine the discount rate assumed that contributions from plan members will be made at the current member contribution rates and that contributions from employers will be made at statutorily required rates, actuarially determined. Based on those assumptions, the Plan's fiduciary net position was projected to be available to make all projected future benefit payments of current plan members. Therefore, the long-term expected rate of return on plan investments was applied to all periods of projected benefit payments to determine the total pension liability. 54 CITY OF ROSEMEAD Notes to the Financial Statements June 30, 2023 NOTE 10: DEFINED BENEFIT PENSION PLANS (CONTINUED) 6. Changes in Assumptions On July 12, 2021, CalPERS reported a preliminary 21.3% net return on investments for fiscal year 2020-21. Based on the thresholds specified in CalPERS Funding Risk Mitigation policy, the excess return of 14.3% prescribes a reduction in investment volatility that corresponds to a reduction in the discount rate used for funding purposes of 0.20%, from 7.00% to 6.80%. Since CalPERS was in the final stages of the four-year Asset Liability Management (ALM) cycle, the board elected to defer any changes to the asset allocation until the ALM process concluded, and the board could make its final decision on the asset allocation in November 2021. On November 17, 2021, the board adopted a new strategic asset allocation. The new asset allocation along with the new capital market assumptions, economic assumptions and administrative expense assumption support a discount rate of 6.90% (net of investment expense but without a reduction for administrative expense) for financial reporting purposes. This includes a reduction in the price inflation assumption from 2.50% to 2.30% as recommended in the November 2021 CalPERS Experience Study and Review of Actuarial Assumptions. This study also recommended modifications to retirement rates, termination rates, mortality rates and rates of salary increases that were adopted by the board. These new assumptions will be reflected in the GASB 68 accounting valuation reports for the June 30, 2022, measurement date. 7. Amortization of Deferred Outflows and Deferred Inflows of Resources Under GASB Statement No. 68, gains and losses related to changes in total pension liability and fiduciary net position are recognized in pension expense systematically over time. The first amortized amounts are recognized in pension expense for the year the gain or loss occurs. The remaining amounts are categorized as deferred outflows and deferred inflows of resources related to pensions and are to be recognized in future pension expense. The amortization period differs depending on the source of the gain or loss: Net difference between projected 5 -year straight-line amortization and actual earnings on pension plan investments All other amounts Straight-line amortization over the expected average remaining service lifetime (EARSL) of all members that are provided with benefits (active, inactive, and retired) as of the beginning of the measurement period. The EARSL for the plan for the measurement period ending June 30, 2022 is 3.7 years, which was obtained by dividing the total service years of 574,665 (the sum of remaining service lifetimes of the active employees) by 153,587 (the total number of participants: active, inactive, and retired). Inactive employees and retirees have remaining service lifetimes equal to 0. Total future service is based on the members' probability of decrementing due to an event other than receiving a cash refund. 55 CITY OF ROSEMEAD Notes to the Financial Statements June 30, 2023 NOTE 10: DEFINED BENEFIT PENSION PLANS (CONTINUED) 8. Proportionate Share of the Net Pension Liability The City reports a net pension liability of $10,099,523 as of June 30, 2022 (the measurement date). The City's proportion of the net pension liability was based on a projection of the City's long-term share of contributions to the pension plans relative to the projected contributions of all participating employers, actuarially determined. The City's proportionate share of the net pension liability for the Safety Plan as of June 30, 2021 and June 30, 2022 (measurement period), are as follows: Proportion - June 30, 2021 0.08338% Proportion - June 30, 2022 0.08744% Change 4.8645% 9. Sensitivity of the Net Pension Liability to Changes in the Discount Rate The following presents the net pension liabilities calculated using the discount rate of 6.90%, as well as what the net pension liability would be if it were calculated using a discount rate that is 1 -percentage -point lower (5.90%) or 1 -percentage -point higher (7.90%) than the current rate: Discount Rate Current Discount Rate -1 Percent Discount Rate +1 Percent (5.90%) (6.90%) (7.90%) Plan's net pension liability $ 15,709,524 $ 10,099,523 $ 5,483,884 56 CITY OF ROSEMEAD Notes to the Financial Statements June 30, 2023 NOTE 10: DEFINED BENEFIT PENSION PLANS (CONTINUED) 10. Pension Expense and Deferred Outflows and Deferred Inflows of Resources For the fiscal year ended June 30, 2023, the City recognized $529,112 in pension expense. The following table presents deferred outflows and deferred inflows of resources related to pensions as of the June 30, 2023: Contributions subsequent to the measurement date Changes of assumptions Differences between expected and actual experience Net difference between projected and actual earnings on pension plan imestments Adjustment due to differences in proportions Difference in actual to proportionate share contribution Total Deferred Outflows Deferred Inflows of Resources of Resources $ 1,172,969 $ $ 769,854 1,034,907 - 202,818 135,839 1,849,964 - 26,152 58,916 55,552 547,544 $ 4,342,362 $ 742,299 Amounts reported as deferred outflows and deferred inflows of resources related to pensions will be recognized in future pension expense as follows: Deferred Outflowsl(lnflow5) Fiscal year ended June 30, of Resources 2024 $ 769,854 2025 674,572 2026 375,923 2027 606,745 2028 - Thereafter - Total $ 2,427,094 C. PARS Retirement Enhancement Plan Plan Description The Plan is an agent, multiple -employer supplemental employee defined benefit pension plan (the Plan 11) administered by the Public Agency Retirement Services (PARS) Phase II Systems. A full description of the pension plan regarding number of employees covered, benefit provisions, assumptions (for funding, but not account purposes), and membership information are listed in the June 30, 2022, Annual Actuarial Valuation Report. Details of the benefits provided can be obtained from the actuarial valuation reports. PARS issues a publicly available financial report that includes financial statement and required supplementary information for the Plan 11. That report may be obtained writing to PARS, 3961 MacArthur Boulevard, Suite 200, Newport Beach, California, 92660. 57 CITY OF ROSEMEAD Notes to the Financial Statements June 30, 2023 NOTE 10: DEFINED BENEFIT PENSION PLANS (CONTINUED) Benefits Provided The Retirement Enhancement Plan provides a benefit equal to the PARS "3.0% at 55" plan factor (formula is a static 3.0% at age 55 and older), less the CalPERS "2.7% at 55" plan factors (a static 2.7% at age 55 and older) for all years of full-time continuous City service. The benefit from this plan when added to the CalPERS benefit may not exceed 90% of final compensation. The Plan II includes a pre -retirement death benefit for those eligible employees who die while actively employed with the City and meet the age and service eligibility requirements for a supplemental retirement benefit. The benefit will be paid to a surviving spouse or domestic partner as a life annuity equal to the employee's supplemental retirement benefit actuarially reduced as if the employee had elected a 100% joint -and -survivor annuity. The Plan is closed to all employees in the classes hired on or after July 1, 2010. The Plan ll's provisions and benefits in effect at June 30, 2023, (measurement date) are summarized as follows: Hire Date Benefit Formula Benefit vesting schedule Benefit payments Retirement age Monthly benefits, as a % of eligible compensation Required employee contribution rates Required employer contribution rates Employees Covered Supplemental On or before June 30, 2010 3% @ 55 less Cal PERS 2.7% @ 55 from date of hire life only annuity 55 0.576% none 1.390% At June 30, 2023, the following employees were covered by the benefit terms: Inactive members currently receiving benefits 19 Active members 26 Total 45 Contributions Section 20814(c) of the California Public Employees' Retirement Law (PERL) requires that the employer contribution rates for all public employers be determined on an annual basis by the actuary and shall be effective on the July 1 following notice of a change in the rate. The total plan contributions are determined through PARS' annual actuarial valuation process. The actuarially determined rate is the estimated amount necessary to finance the costs of benefits earned by employees during the year, with an additional amount to finance any unfunded accrued liability. For the measurement period ended June 30, 2023 (the measurement date), the employer's contribution rate is 4.8 percent of annual payroll. Employer contribution rates may change if plan contracts are amended. Employer Contributions for the measurement period ended June 30, 2023 are $75,945. 58 CITY OF ROSEMEAD Notes to the Financial Statements June 30, 2023 NOTE 10: DEFINED BENEFIT PENSION PLANS (CONTINUED) Net Pension Asset The City's net pension asset for the Retirement Enhancement Plan is measured as the total pension liability, less the pension plan's fiduciary net position. The net pension asset of the Plan II is measured as of June 30, 2023, using an annual actuarial valuation as of June 30, 2022. Total Pension Plan Fiduciary Net Pension Plan fiduciary net Liability Net Position Liability/(Asset) position as a % of (a) (b) (c) _ (a) - (b) total pension asset Balance at June 30, 2023 $ 2,852,675 $ 3,179,054 $ (326,379) 111% Actuarial Assumptions and Methods The following actuarial methods and assumptions were used in the June 30, 2022, funding valuation: Actuarial Cost Method Amortization Method Level percent or level dollar Closed, open, or layered periods Amortization period at 06/30/2021 Amortization grov4h rate Asset Valuation Method Smoothing period Recognition method Corridor Inflation Salary Increases Investment Rate of Return Cost of Living Adjustments Mortality Discount Rate Entry Age Normal Level dollar Closed 20 years 0.00% None None None 2.30% Varies by entry age and service 6.50% 2.00% Consistent vdth Non -Industrial rates used to value the Miscellaneous Public Agency CaIPERS Pension Plans. GASB 68 generally require that a blended discount rate be used to measure the Total Pension Liability (the Actuarial Accrued Liability calculated using the Individual Entry Age Normal Cost Method). The long-term expected return on plan investments may be used to discount liabilities to the extent that the plan's Fiduciary Net Position (fair market value of assets) is projected to cover benefit payments and administrative expenses. A 20 -year high quality (AA/Aa or higher) municipal bond rate must be used for periods where the Fiduciary Net Position is not projected to cover benefit payments and administrative expenses. Determining the discount rate under GASB 68 will often require that the actuary perform complex projections of future benefit payments and asset values. GASB 68 (paragraph 29) do allow for alternative evaluations of projected solvency, if such evaluation can reliably be made. GASB does not contemplate a specific method for making an alternative evaluation of sufficiency; it is left to professional judgment. 59 CITY OF ROSEMEAD Notes to the Financial Statements June 30, 2023 NOTE 10: DEFINED BENEFIT PENSION PLANS (CONTINUED) The following circumstances justify an alternative evaluation of sufficiency for the City of Rosemead: The City of Rosemead has at least a 5 -year history of generally paying at least 100% of the Actuarially Determined Contribution (previously termed the Annual Required Contribution). • The Actuarially Determined Contribution is based on a closed amortization period, which means that payment of the Actuarially Determined Contribution each year will bring the plan to a 100% funded position by the end of the amortization period. • GASB 68 specifies that the projections regarding future solvency assume that plan assets earn the assumed rate of return and there are no future changes in the plan provisions or actuarial methods and assumptions which means that the projections would not reflect any adverse future experience which might impact the plan's funded position. Based on these circumstances, the City believes that the detailed depletion date projections outlined in GASB 68 will show that the fiduciary net position is always projected to be sufficient to cover benefit payments and administrative expenses. 2021 June 30. 2022 Discount rate 6.50% 6.50% Long-term expected rate of return, 6.50% 6.50% net of investment expense Municipal bond rate N/A WA The Plan H's fiduciary net position was projected to be available to make all projected future benefit payments of current active and inactive employees. Therefore, the discount rate for calculating the total pension liability is equal to the long-term expected rate of return. The assumption for the long-term expected rate of return was selected by the City of Rosemead. Below is a projection of the 30 year average return derived by adding expected inflation to expected long-term real returns and reflecting and expected volatility and correlation on the Plan's current asset allocation. The capital market assumptions are per Milliman's investment consulting practice as of June 30, 2023. M Long -Term Long -Term Expected Expected Arithmetic Geometric Current Real Rate Real Rate Asset Class Index Allocation of Return of Return US Cash BAML 3 -Mon Tbill 8.63% 0.51% 0.49% US Core Fixed Income Bloomberg Barclays Aggregate 45.57% 2.07% 1.93% US Equity Market Russell 3000 34.99% 5.56% 3.90% Foreign Developed Equity MSCI EAFE NR 5.75% 6.89% 5.07% Emerging Markets Equity MSCI EM NR 3.54% 9.58% 6.18% US REITs FTSE NAREIT Equity REIT 1.52% 6.96% 4.74% M CITY OF ROSEMEAD Notes to the Financial Statements June 30. 2023 NOTE 10: DEFINED BENEFIT PENSION PLANS (CONTINUED) Changes in Net Pension Asset Total Pension Plan Fiduciary Net Pension Liability Net Position Liability/(Asset) (a) (b) (c) _ (a) - (b) Balance at June 30, 2022 $ 2,759,003 $ 3,117,038 $ (358,035) Changes recognized for the measurement period: Service cost 22,499 - 22,499 Interest on total pension liability 173,711 - 173,711 Effect of economic/demographic gains or losses 120,849 - 120,849 Effect of assumptions changes or inputs (1,863) - (1,863) Benefit payments (221,524) (221,524) Employer contributions 75,945 (75,945) Net investment income 208,826 (208,826) Administrativee)pense (1,231) 1,231 Net changes during 2022-23 Balance at June 30, 2023 93,672 62,016 31,656 $ 2,852,675 $ 3,179,054 Sensitivity of Net Pension Asset to Changes in the Discount Rate The following presents the net pension asset, calculated using the discount rate of 6.50%, as well as what the net pension liability would be if it were calculated using a discount rate that is one percentage point lower (5.50%) or one percentage point higher (7.50%) than the current rate: Discount Rate Current Discount Rate -1 Percent Discount Rate +1 Percent (5.50%) (6.50%) (7.50%) Plan's net pension asset $ (27,504) $ (326,379) $ (580,844) 61 CITY OF ROSEMEAD Notes to the Financial Statements June 30, 2023 NOTE 10: DEFINED BENEFIT PENSION PLANS (CONTINUED) Pension Expense and Deferred Outflows/Inflows of Resources Related to Pensions For the year ended June 30, 2023, the City recognized pension expense of $24,185. At June 30, 2023, the City reported deferred outflows of resources and deferred inflows of resources related to pensions from the following sources: Deferred Outflows Deferred Inflows of Resources of Resources Changes of assumptions $ $ (1,397) Differences between expected and actual experience 133,473 Net difference between projected and actual earnings on pension plan investments 250,132 Total $ 383,605 $ (1,397) 62 CITY OF ROSEMEAD Notes to the Financial Statements June 30, 2023 NOTE 10: DEFINED BENEFIT PENSION PLANS (CONTINUED) Amounts currently reported as deferred outflows of resources and deferred inflows of resources related to pensions will be recognized in pension expense as follows: NOTE 11: DEFINED CONTRIBUTION PENSION PLAN PARS Alternate Retirement Svstem (ARS) Plan The City currently offers an alternative plan for employees classified as part-time, seasonal or temporary (PST). The plan is administered by the Public Agency Retirement Services (PARS) and is a qualified deferred compensation plan created in accordance with Internal Revenue Code Section 457(b). All amounts of compensation deferred under the plan, all property, or rights are solely the property and rights of the employee and beneficiaries of the plan. Deferred compensation funds are not subject to claims of the City's general creditor; consequently, the assets and related liabilities of the plan are not included within the City's financial statements. The City contributes 3.75% percent of the employee's compensation. In addition, each participant is required to contribute 3.75% of their salary. During the current fiscal year, the City contributed $75,945 to the plan. NOTE 12: POST -EMPLOYMENT BENEFIT PLAN Plan Description The City administers an agent multiple employer defined benefit plan which provides medical benefits to eligible retirees and their spouses in accordance with various labor agreements. EmDlovees Covered An employee is eligible for this employer contribution provided they are vested in their CaIPERS pension benefit and commence payment of their pension benefit within 120 days of retirement with the City. Vesting requires at least 5 years of CaIPERS total service. The surviving spouse of an eligible retiree who elected spouse coverage under CalPERS is eligible for the employee contribution upon the death of the retiree. 63 Deferred Outflows/(Inflows) Fiscal year ended June 30, of Resources 2024 $ 120,874 2025 96,400 2026 167,117 2027 (2,183) 2028 Thereafter - Total $ 382,208 NOTE 11: DEFINED CONTRIBUTION PENSION PLAN PARS Alternate Retirement Svstem (ARS) Plan The City currently offers an alternative plan for employees classified as part-time, seasonal or temporary (PST). The plan is administered by the Public Agency Retirement Services (PARS) and is a qualified deferred compensation plan created in accordance with Internal Revenue Code Section 457(b). All amounts of compensation deferred under the plan, all property, or rights are solely the property and rights of the employee and beneficiaries of the plan. Deferred compensation funds are not subject to claims of the City's general creditor; consequently, the assets and related liabilities of the plan are not included within the City's financial statements. The City contributes 3.75% percent of the employee's compensation. In addition, each participant is required to contribute 3.75% of their salary. During the current fiscal year, the City contributed $75,945 to the plan. NOTE 12: POST -EMPLOYMENT BENEFIT PLAN Plan Description The City administers an agent multiple employer defined benefit plan which provides medical benefits to eligible retirees and their spouses in accordance with various labor agreements. EmDlovees Covered An employee is eligible for this employer contribution provided they are vested in their CaIPERS pension benefit and commence payment of their pension benefit within 120 days of retirement with the City. Vesting requires at least 5 years of CaIPERS total service. The surviving spouse of an eligible retiree who elected spouse coverage under CalPERS is eligible for the employee contribution upon the death of the retiree. 63 CITY OF ROSEMEAD Notes to the Financial Statements June 30, 2023 NOTE 12: POST -EMPLOYMENT BENEFIT PLAN (CONTINUED) Employees hired on or before July 1, 2007, who have 20 years or more of service with the City of Rosemead, and who retire from the City, receive an allowance of up to $1,000 per month for health care benefits for the duration of their retirement. Employees hired on or before July 1, 2007, who have 12-19 years of service with the City of Rosemead, and who retire from the City, receive an allowance up to $500 per month for health care benefits for the duration of their retirement. For these retirees, the cost of the health insurance is deducted from the retiree's monthly pension payment, and then reimbursed, up to the limits defined herein exclusive of the required PEMHCA minimum, from the City. At age 65, Medicare automatically becomes the primary provider of health coverage with the City's provided plan becoming secondary. These benefits are for the benefit of the retiree, their spouse, and/or any eligible dependent. For employees hired after July 1, 2007, the City provides the minimum required employer contribution under the CalPERS Health Plan (HC Plan) for eligible retirees and surviving spouses in receipt of a pension benefit from CalPERS. The minimum required employer contribution is statutorily set under PEMHCA and is scheduled to increase in the future based on the medical portion of CPI. Minimum required employer contributions for the calendar years 2022 and 2023 were $133 and $148, respectively. Inactive members currently receiving benefits 27 I nactive members entitled to but not yet receiving benefits 7 Active members 61 Total 95 Contributions The contribution requirements of plan members and the City are established and may be amended by City Council. On May 26, 2009, the City Council passed a resolution to participate in the PARS Public Agencies Post -Retirement Health Care Plan Trust, an irrevocable trust established to fund post -employment benefits for its employees. The purpose of the trust is to accumulate, hold, and distribute medical benefit plan assets for the exclusive benefit of retirees and beneficiaries within the IRS Code Section 115 and in conformance with the accounting standard. The trust is administered by Public Agency Retirement Services (PARS). PARS issues a separate Comprehensive Annual Financial Report. Copies of the PARS annual financial report may be obtained from PARS, 4350 Von Karman Avenue, Suite 100, Newport Beach, California 92660. For the measurement date ended June 30, 2022, the City recognized a total of $100,859 as a reduction to the net OPEB liability. Gil CITY OF ROSEMEAD Notes to the Financial Statements June 30, 2023 NOTE 12: POST -EMPLOYMENT BENEFIT PLAN (CONTINUED) Net OPEB Liability The City's net OPEB liability was measured as of June 30, 2022, and the total OPEB liability used to calculate the net OPEB liability was determined by an actuarial valuation dated June 30, 2021 was used to determine the total OPEB liability, based on the following actuarial methods and assumptions: Valuation Date June 30, 2021 Actuarial Cost Method Entry Age Normal, Level Percentage of Payroll Amortization Method Level percent of pay Amortization Period 18 -year fixed period for 2020/21 Asset Valuation Method Investment gains and losses spread over 55 -year rolling period Discount Rate 5.50% General Inflation 2.50% Medical Trend Non -Medicare - 6.75% for 2022, decreasing to an ultimate rate of 3.75% in 2076 Medicare - 6.3% for 2021, decreasing to an ultimate rate of 4.0% in 2076 Mortality CaIPERS 1997-2015 experience study Mortality Improvement Mortality Improvement Scale 2020 for post- retirement mortality Salary Increases Aggregate - 2.75% annually Ment - CaIPERS 1997-2015 experience study. PEMHCA Minimum Increases 3.75% annually Cap Increases No future increases Healthcare Participation for Actives & Surviving Spouses Hired <=7/1/07: Future Retirees Covered: <12 yrs of service - 70% 12-19 yrs of service - 80% >= 20 yrs of service - 100% Waived: <12 yrs of service - 50% 12-19 yrs of service - 65% >= 20 yrs of service - 80% Actives & Surviving Spouses Hired> 7/1/07: Covered - 70%, Waived - 50% Retirees & Surviving Spouses: Covered - 100% Waived < 65 - 20% at 65, Wavied >= 65 - 0% Change of assumptions Discount rate was updated based on newer market assumptions. Decreased medical trend ratefor Kaiser Senion Advantage. Mortality improvement scale was updated to Scale MP -2020. Decreased general inflation, assumed payroll increases and medical inflation. Updated assumption far Medicare eligible implied subsidy. New claims cast aging factors Changes of benefit terms None 65 CITY OF ROSEMEAD Notes to the Financial Statements June 30, 2023 NOTE 12: POST -EMPLOYMENT BENEFIT PLAN (CONTINUED) Expected Long -Term Rate of Return Asset Class Global Equity Fixed Income Cash Target Allocation Expected Real PARS -Moderate Rate of Return 50.00% 4.56% 45.00% 0.78% 5.00% -0.50% ' An expected inflation rate of 2.50% used for this period. 2 An expected long-term net rate of return of 5.50% used for this perioc Discount Rate The discount rate used to measure the total OPEB liability was 5.50 percent. The projection of cash flows used to determine the discount rate assumed that City contributions will be made at rates equal to the actuarially determined contribution rates. Based on those assumptions, the OPEB plan's fiduciary net position was projected to be available to make all projected OPEB payments for current active and inactive employees and beneficiaries. Therefore, the long-term expected rate of return on OPEB plan investments was applied to all periods of projected benefit payments to determine the total OPEB liability. Changes in the OPEB Liability/(Asset) The changes in the net OPEB liability for the Plan are as follows: Balance at June 30, 2022 Changes recognized for the measurement period: Service cost Interest on total OPEB liability Contributions -employer Net investment income Benefit payments Administrative expenses Net changes during 2021-22 Balance at June 30, 2023 Total OPEB Plan Fiduciary Net OPEB Liability Net Position Liability/(Asset) (a) (b) (c) _ (a) - (b) $ 4,551,907 $ 4,604,008 $ (52,101) 115,691 115,691 250,578 - 250,578 - 100,859 (100,859) (607,709) 607,709 (223,257) (223,257) - - (11,901) 11,901 143,012 (742,008) 885,020 $ 4,694,919 $ 3,862,000 $ 832,919 Sensitivity of the Net OPEB Liability/(Asset) to Changes in the Discount Rate The following presents the net OPEB liability/(asset) of the City if it were calculated using a discount rate that is one percentage point lower or one percentage point higher than the current rate, for measurement period ended June 30, 2022: 99 CITY OF ROSEMEAD Notes to the Financial Statements June 30, 2023 NOTE 12: POST -EMPLOYMENT BENEFIT PLAN (CONTINUED) Discount Rate Current Discount Rate -1 Percent Discount Rate +1 Percent (4.50%) (5.50%) (6.50%) Plan's net OPEB liability $ 1,429,250 $ 832,919 $ 334,820 Sensitivity of the Net OPEB Liability/(Asset) to Changes in the Health Care Cost Trend Rates The following presents the net OPEB liability/(asset) of the City if it were calculated using health care cost trend rates that are one percentage point lower or one percentage point higher than the current rate, for measurement period ended June 30, 2022: Current 1 Percent Heathcare 1 Percent Decrease Trend Rate Increase Plan's net OPEB liability $ 490,089 $ 832,919 $ 1,195,635 OPEB Plan Fiduciary Net Position PARS issues a publicly available financial report that includes financial statements and required supplementary information. That report may be obtained from the Public Agency Retirement Services, 4350 Von Karman Ave, Newport Beach, California 92660. OPEB Expense and Deferred Outflows/Inflows of Resources Related to OPEB For the fiscal year ended June 30, 2023, the City recognized OPEB expense of $134,042. As of fiscal year ended June 30, 2023, the City reported deferred outflows of resources related to OPEB from the following sources: Contributions subsequent to the measurement date Changes of assumptions Differences between expected and actual experience Net difference between projected and actual earnings on OPEB plan investments Total Deferred Outflows Deferred Inflows of Resources of Resources 154,691 $ - 151,727 22,265 328,545 348,945 - $ 655,363 $ 350,810 ,71 CITY OF ROSEMEAD Notes to the Financial Statements June 30, 2023 NOTE 12: POST -EMPLOYMENT BENEFIT PLAN (CONTINUED) The $154,691 reported as deferred outflows of resources related to contributions subsequent to the measurement date will be recognized as a reduction of the net OPEB liability in the year ended June 30, 2024. The amounts reported as deferred inflows of resources related to OPEB will be recognized as expense as follows: Fiscal year ended June 30, Deferred Outflows/(Inflows) of Resources 2024 $ 10,699 2025 15,260 2026 (3,312) 2027 120,730 2028 (7,347) Thereafter 13,832 Total $ 149,862 NOTE 13: COMMITMENTS AND CONTINGENCIES The City is a member of the Los Angeles County Liability Trust Fund (the Trust Fund), which was set up to pay for litigation involving the Los Angeles County Sheriffs' Department within any of the 40 cities that are served by the Los Angeles County Sheriffs' Department. The Trust Fund was and is being funded by the 40 cities based upon each city's allocated surcharge, calculated as a percentage of each city's contribution to the total contracted amount with the County paid to Los Angeles County for the use of its deputies. Based upon the agreement signed by all of the 40 cities at the time the Trust Fund originated, the cities will be jointly liable for any and all claims fled against the Los Angeles County Sheriffs' Department, regardless of the location within the 40 cities. The City is a defendant in certain legal actions arising in the normal course of operations. In the opinion of management, any liability resulting from such actions will not have a material adverse effect on the City's financial position. NOTE 14: SUCCESSOR AGENCY On December 29, 2011, the California Supreme Court upheld AB IX 26 that provides for the dissolution of all redevelopment agencies in the State of California. This action impacted the reporting entity of the City that previously had reported the former Agency within the reporting entity of the City as a blended component unit. In June 2012, the Legislature adopted AR 1484, which amended portions of AB IX 26 and added certain new provisions. AB IX 26 and AB 1484 are collectively referred to herein as the "Bill." The Bill provides that upon dissolution of a redevelopment agency, either city or another unit local government will agree to serve as the "successor agency" to hold the assets until they are distributed to other units of state and local government. The successor agency is defined as being a separate legal entity from the City. On January 10, 2012, the City Council elected to become the Successor Agency for the former Redevelopment Agency in accordance with the Bill as part of City resolution number 28029. The assets and activities of the Successor Agency for the former Agency are reported in a fiduciary fund (private -purpose trust fund) in the financial statements of the City. Subject to the approval of the oversight board and the State of California Department of Finance (DOF), remaining assets can only be used to pay enforceable obligations in existence at the date of dissolution (including the completion of any unfinished projects that were subject to legally enforceable contractual commitments). Successor agencies are allocated property tax revenue in the amount that is necessary to pay the estimated installment payments on enforceable obligations of the former redevelopment agencies until all enforceable obligations of the prior redevelopment agencies have been paid in full and all assets have been liquidated. fil CITY OF ROSEMEAD Notes to the Financial Statements June 30, 2023 NOTE 14: SUCCESSOR AGENCY A. Cash and Investments Cash and investments of the Successor Agency consist of demand deposit held with financial institutions and restricted cash held with fiscal agents for the purpose of debt service payments and bond covenants. The cash and investments reported in the accompanying financial statements consisted of the following: Statement of Fiduciary Net Position Pooled cash and investments $ 4,611,041 Restricted: Cash with fiscal agents 1,123,647 Total cash and investments $ 5,734,688 B. Lona -Term Debt The debt of the Successor Agency as of June 30, 2023 is as follows Future debt service requirements are as follows: June 30 Principal Interest 2024 $ 2,320,000 $ 765,500 2025 Amount 676,375 Balance 1,305,000 Balance Due Within 1,370,000 July 1, 2022 Additions Deletions June 30, 2023 One Year Bonds payable 8,300,000 1,300,800 2034-2038 1,880,000 Tau Allocation Bonds Series 2010A $ 2,235,000 $ - $ 1,100,000 $ 1,135,000 $ 1,135,000 Tax Allocation Bonds Series 2016 18,155,000 - 1,430,000 16,725,000 1,185,000 Premium 1,174,737 - 106,795 1,067,942 106,794 Discount (18,475) - (14,780) (3,695) (3,695) Total $ 21,546,262 $ - $ 2,622,015 $ 18,924,247 $ 2,423,099 Future debt service requirements are as follows: June 30 Principal Interest 2024 $ 2,320,000 $ 765,500 2025 1,245,000 676,375 2026 1,305,000 612,625 2027 1,370,000 545,750 2028 1,440,000 475,500 2029-2033 8,300,000 1,300,800 2034-2038 1,880,000 37,600 Totals $ 17,860,000 $ 4,414,150 M CITY OF ROSEMEAD Notes to the Financial Statements June 30, 2023 NOTE 14: SUCCESSOR AGENCY (CONTINUED) Tax Allocation Bonds Series 2010A In July 2010, the Commission issued $11,230,000 in Merged Project Area Tax Allocation Bonds. The bonds mature in amounts ranging from $200,000 to $1,135,000 with interest rates ranging from 3.00% to 5.00% through December 1, 2023. The bonds were issued to provide funds to finance the costs of certain redevelopment projects within the Merged Project Area including infrastructure improvements and the acquisition of land. Principal is payable annually on December 1, beginning on December 1, 2011. Interest is payable semi-annually on June 1 and December 1. Per the bond indenture, a reserve is required to be maintained. In the event of default, all money in the funds and accounts provided for in the bond indenture and all tax revenues thereafter received by the Successor Agency are to be transmitted to the trustee and applied in the following order: first to pay the costs and expenses of the trustee for legal counsel, and second, to pay the unpaid principal and interest accrued on the bonds. At June 30, 2023, the balance held in the reserve account was $1,123,000. As of June 30, 2023, the outstanding balance was $1,135,000. 2016 Subordinate Tax Allocation Refunding Bonds In October 2016, the Successor Agency to the Rosemead Redevelopment Agency (Successor Agency) issued the 2016 Subordinate Tax Allocation Refunding Bonds in the amount of $24,230,000 for the purpose of refunding, on a current basis, all of the outstanding Rosemead Community Development Commission Redevelopment Project Area No. 1 Tax Allocation Bonds, Series 2006A, initially issued in the principal amount of $14,005,000, and the Rosemead Community Development Commission Redevelopment Project Area No. 1 Tax Allocation Refunding Bonds, Series 20068, initially issued in the principal amount of $24,230,000. Interest is payable semi-annually on April 1 and October 1. The bonds are subject to acceleration upon on event of default. If an event of default has occurred, the principal of the bonds, together with the interest thereon, are due and payable immediately. As of June 30, 2023, the outstanding balance was $16,725,000. C. Pledged Revenue The City pledged, as security for the bonds issued, a portion of tax increment revenue (including Low and Moderate Income Housing set-aside and pass through allocations) that it received. The bonds were issued to provide financing for various capital projects, accomplish Low and Moderate Income Housing projects, and to defease previously issued bonds. Assembly Bill 1 X 26 provided that upon dissolution of the redevelopment activities of the redevelopment agency, property taxes allocated to redevelopment activities are no longer deemed tax increment, but rather property tax revenues and will be allocated first to successor agencies to make payments on the indebtedness incurred by the dissolved redevelopment agency. Total principal and interest remaining on the debt as of June 30, 2023 is $22,274,150 with annual debt service requirements as indicated above. For the current year, the total property tax revenue recognized by the successor agency for the payment of indebtedness incurred by the dissolved redevelopment agency was $2,801,429 and the debt service obligation on the bonds was $3,416,750. NOTE 15: SUBSEQUENT EVENTS The City evaluated subsequent events for recognition and disclosure through December 14, 2023, the date on which these financial statements were available to be issued. Management concluded that no material subsequent events have occurred since June 30, 2023, that required recognition or disclosure in these financial statements. 70 Required Supplementary Information THIS PAGE INTENTIONALLY LEFT BLANK CITY OF ROSEMEAD Notes to Required Supplementary Information June 30, 2023 Budgetary Comparison Information 1. Annual budgets are legally adopted on a basis consistent with accounting principles generally accepted in the United States of America for all governmental funds. All annual appropriations lapse at fiscal year-end. 2. On or before the last day in March of each year, all business units and component units of the government submit requests for appropriations to the City Manager so that a budget may be prepared. Before the first Thursday of June, the proposed budget is presented to the City Council for review. The Council holds public meetings and a final budget must be prepared and adopted no later than June 30. 3. The appropriated budget is prepared by fund and department. The City's Department Directors, with approval of the Finance Director and City Manager, may make transfers of appropriations within a department and between departments within a fund. Transfers of appropriations between funds must be approved by the City Council. The legal level of budgetary control (i.e., the level at which expenditures may not legally exceed appropriations) is the fund level. The Council made several supplemental budgetary appropriations throughout the year. The supplemental budgetary appropriations made in the various governmental funds are detailed in the required supplementary information. Budgets were legally adopted for all governmental funds. 4. Encumbrance accounting is employed in governmental funds. Encumbrances (e.g., purchase orders, and contracts) outstanding at year end do not constitute expenditures or liabilities because the commitments will be appropriated and honored during the subsequent year. 71 CITY OF ROSEMEAD, CALIFORNIA Budgetary Comparison Schedule General Fund For the Year Ended June 30, 2023 72 Variance with Final Budget Budget Amounts Actual Positive Original Final Amounts (Negative) Budgetary Fund Balance, July 1 $ 28,556,266 $ 28,556,266 $ 28,556,266 $ - Available for Appropriations (Inflows): Taxes 21,522,800 21,522,800 23,039,365 1,516,565 Licenses and permits 2,348,000 2,348,000 4,514,893 2,166,893 Intergovernmental 41,700 41,700 580,020 538,320 Charges for services 1,078,300 1,078,300 1,102,835 24,535 Use of money and property 671,400 671,400 1,432,238 760,838 Fines and forfeitures 605,300 605,300 594,978 (10,322) Miscellaneous 49,500 49,500 262,186 212,686 Transfers in 1,400,000 7,398,300 7,398,300 - Amounts Available for Appropriations 56,273,266 62,271,566 67,481,081 5,209,515 Charges to Appropriation (Outflows): General government 5,906,700 5,827,463 4,787,316 1,040,147 Public safety 11,495,300 11,495,300 10,860,001 635,299 Community development 1,890,500 1,890,500 2,230,699 (340,199) Parks and recreation 3,952,600 3,952,600 3,277,024 675,576 Public works 4,407,100 4,407,100 3,954,745 452,355 Capital outlay 60,000 1,447,800 1,361,626 86,174 Debt service: Principal retirement - 76,457 76,457 - Interest and fiscal charges - 2,780 2,780 - Transfers out - 8,500,000 8,500,000 - Total Charges to Appropriations 27,712,200 37,600,000 35,050,648 2,549,352 Budgetary Fund Balance, June 30 $ 28,561,066 $ 24,671,566 $ 32,430,433 $ 7,758,867 72 CITY OF ROSEMEAD, CALIFORNIA Budgetary Comparison Schedule City Grants Fund For the Year Ended June 30, 2023 Variance with Final Budget Budget Amounts Actual Positive Original Final Amounts (Negative) Budgetary Fund Deficit, July 1 $ (26,662) $ (26,662) $ (26,662) $ - Available for Appropriations (Inflows) Intergovernmental 348,000 348,000 334,840 (13,160) Amounts Available for Appropriations 321,338 321,338 308,178 (13,160) Charges to Appropriation (Outflows): Public works 68,000 68,000 36,961 31,039 Capital outlay 280,000 2,156,400 1,683,236 473,164 Total Charges to Appropriations 348,000 2,224,400 1,720,197 504,203 Budgetary Fund Deficit, June 30 $ (26,662) $ (1,903,062) _L__(1,412,019L $ 491,043 73 CITY OF ROSEMEAD, CALIFORNIA Budgetary Comparison Schedule American Rescue Plan For the Year Ended June 30, 2023 Variance with Final Budget Budget Amounts Actual Positive Original Final Amounts (Negative) Budgetary Fund Balance, July 1 $ - $ - $ - $ - Available for Appropriations (Inflows): Intergovernmental - - 340,931 340,931 Amounts Available for Appropriations - - 340,931 340,931 Charges to Appropriation (Outflows) General government 208,200 208,200 160,179 48,021 Public works 170,800 170,800 180,752 (9,952) Capital outlay 2,520,000 2,520,000 - 2,520,000 Total Charges to Appropriations 2,899,000 2,899,000 340,931 2,558,069 Budgetary Fund Balance, June 30 $ (2,899,000) $ (2,899,000) $ - $ 2,899,000 74 CITY OF ROSEMEAD, CALIFORNIA Budgetary Comparison Schedule SLFRF For the Year Ended June 30, 2023 Budgetary Fund Balance, July 1 Available for Appropriations (Inflows): Intergovernmental Amounts Available for Appropriations Charges to Appropriation (Outflows): Capital outlay Transfers out Total Charges to Appropriations Budgetary Fund Balance, June 30 $ (5,204,200) $ (10,000,000) $ - $ 10,000,000 75 Variance with Final Budget Budget Amounts Actual Positive Original Final Amounts (Negative) - - 7,647,217 7,647,217 • - 7,647,217 7,647,217 3,804,200 2,601,700 248,917 2,352,783 1,400,000 7,398,300 7,398,300 - 5,204,200 10,000,000 7,647,217 2,352,783 $ (5,204,200) $ (10,000,000) $ - $ 10,000,000 75 CITY OF ROSEMEAD, CALIFORNIA Cost -Sharing Multiple Employer Miscellaneous Plans Schedule of Proportionate Share of the Net Pension Liability As of June 30, For the Last Ten Fiscal Years "' Measurement Date Proportion of the Net Pension Liability Proportionate Share of the Net Pension Liability Covered Payroll Proportionate Share of the Net Pension Liability as Percentage of Covered Payroll Plan Fiduciary Net Position as a Percentage of the Total Pension Liability Notes to Schedule of Proportionate Share of the Net Pension Liability Benefit Changes: None. Changes of Assumptions: None. 2023 2022 2021 6/30/2022 6/30/2021 6/30/2020 0.08744% 0.08338% 0.08279% $ 10,099,523 $ 4,509,289 $ 9,007,798 $ 4,185,828 $ 3,888,373 $ 3,832,817 241% 116% 235% 76.7% 88.3% 75.3% �'� Fiscal year 2015 was the first year of GASB Statement No. 68 implementation, therefore only nine years are shown. 76 2020 2019 2018 2017 2016 2015 6/30/2019 6/30/2018 6/30/2017 6/30/2016 6/30/2015 6/30/2014 0.08643% 0.09186% 0.09661% 0.09959% 0.27841% 0.10996% $ 8,856,781 $ 8,688,626 $ 9,309,566 $ 8,617,416 $ 7,638,064 $ 6,842,230 $ 3,903,914 $ 3,761,962 $ 3,690,780 $ 3,444,503 $ 4,604,511 $ 4,152,555 227% 231% 252% 250% 166% 165% 75.3% 75.3% 73.3% 74.1% 69.7% 155.3% 77 CITY OF ROSEMEAD, CALIFORNIA Cost -Sharing Multiple Employer Miscellaneous Plans Schedule of Plan Contributions As of June 30, for the Last Ten Fiscal Years (1) Actuarially Determined Contribution Contribution in Relation to the Actuarially Determined Contribution Contribution Deficiency (Excess) Covered Payroll Contributions as a Percentage of Covered Payroll 2023 2022 2021 $ 1,172,969 $ 1,036,079 $ 1,013,310 (1,172,969) (1,036,079) (1,013,310) $ 4,412,785 $ 4,185,828 $ 3,888,373 26.6% 24.8% 26.1% Notes to Schedule of Plan Contributions: The actuarial methods and assumptions used to set the actuarially determined contributions for Fiscal Year 2022-23 were derived from the June 30, 2021 funding valuation report. Actuarial Cast Method: Entry Age Normal Amortization Method/Period: For details, see June 30, 2021 Funding Valuation Report. Asset Valuation Method: Market Value of Assets. For details, see June 30, 2021 Funding Valuation Report. Inflation: 2.30% Salary Increases: Varies by Entry Age and Service Retirement Age: The probabilities of Retirement are based on the 2021 CalPERS Experience Study for the period of 2001 to 2019. Mortality: The probabilities of mortality are based on the 2021 CalPERS Experience Study for the period from 2001 to 2019. Pre -retirement and Post-retirement mortality rates include generational mortality improvement using 80% of Scale MP -2020. (') Historical information is required only for measurement for which GASB 68 is applicable. Fiscal Year 2015 was the first year of implementation, therefore only nine years are shown. VL:3 2020 2019 2018 2017 2016 2015 $ 1,446,875 $ 1,389,145 $ 1,487,464 $ 1,113,875 $ 1,113,875 $ 910,907 (1,446,875) (1,389,145) (1,487,464) (1,113,875) (1,113,875) (910,907) $ 3,832,817 $ 3,903,914 $ 3,761,962 $ 3,690,780 $ 3,444,503 $ 4,604,511 37.7% 35.6% 39.5% 30.2% 32.3% 19.8% 79 CITY OF ROSEMEAD, CALIFORNIA PARS RETIREMENT ENHANCEMENT PLAN Schedule of Changes in Net Pension Liability (Asset) and Related Ratios As of June 30, for the Last Ten Fiscal Years 11 Notes to Schedule of Changes in the Net Pension Liability (Asset) and Related Ratios: Changes of Assumptions: There were no changes in assumptions. (') Historical information is required only for measurement for which GASB 68 is applicable. Fiscal year 2015 was the first year of implementation, therefore only nine years are shown. Aei 2023 2022 2021 Total Pension Liability Service Cost $ 22,499 $ 24,732 $ 24,070 Interest 173,711 175,746 171,039 Effect of Liability Gains or Losses 120,849 - 110,471 Effect of Assumption Changes or Inputs (1,863) - Beneft Payments, Including Refunds of employee Contributions (221,524) (237,325) (230,403) Net Change in Total Pension Liability 93,672 (36,847) 75,177 Total Pension Liability - Beginning $ 2,759,003 2,795,850 2,720,673 Total Pension Liability - Ending (a) $ 2,852,675 $ 2,759,003 $ 2,795,850 Plan Fiduciary Net Position Contribution - Employer $ 75,945 $ 68,424 $ 75,165 Net Investment Income 208,826 (459,657) 66Q793 Benefit Payments, Including Refunds of Employee Contributions (221,524) (237,325) (230,403) Other Changes in Fiduciary Net Position (1,231) (1,280) (1,316) Net Change in Fiduciary Net Position 62,016 (629,838) 504,239 Plan Fiduciary Net Position - Beginning 3,117,038 3,746,876 3,242,637 Plan Fiduciary Net Position - Ending (b) $ 3,179,054 $ 3,117,038 $ 3,746,876 Plan Net Pension Liabilityl(Assets) - Ending (a) - (b) $ (326,379) $ (358,035) Plan Fiduciary Net Position as a Percentage of the Total Pension Liability 111.4% 113.0% 134.0% Covered Payroll $ 1,663,456 $ 1,618,148 $ 1,780,371 Plan Net Pension Liability/(Asset) as a Percentage of Covered Payroll -19.6% -22.1% -53.4% Notes to Schedule of Changes in the Net Pension Liability (Asset) and Related Ratios: Changes of Assumptions: There were no changes in assumptions. (') Historical information is required only for measurement for which GASB 68 is applicable. Fiscal year 2015 was the first year of implementation, therefore only nine years are shown. Aei 2020 2019 2018 2017 2016 2015 $ 25,883 $ 25,190 $ 37,502 $ 36,410 $ 45,435 $ 44,112 172,888 170,716 171,215 192,440 191,270 190,667 - 17,567 - (355,400) - - - 32,827 - - - - (220,611) (206,738) (201,490) (200,693) (218,411) (234,960) (21,840) 39,562 7,227 (327,243) 18,294 (181) 2,742,513 2,702,951 2,695,724 3,022,967 3,004,673 3,004,854 $ 2,720,673 $ 2,742,513 $ 2,702,951 $ 2,695,724 $ 3,022,967 $ 3,004,673 $ 112,649 $ 131,770 $ 140,376 $ 164,389 $ 265,241 $ 273,711 96,972 187,985 175,605 266,884 (2,345) 59,329 (220,611) (206,738) (201,490) (200,693) (218,411) (234,960) (1,441) (1,440) (1,461) (6,848) (2,624) (5,864) (12,431) 111,577 113,030 223,732 41,861 92,216 3,255,068 3,143,491 3,030,461 2,806,729 2,764,868 2,672,652 $ 3,242,637 $ 3,255,068 $ 3,143,491 $ 3,030,461 $ 2,806,729 $ 2,764,868 $ (521,964) $ (512,555) $ (440,540) $ (334,737) $ 216,238 $ 239,805 119.2% 118.7% 116.3% 112.4% 92.8% 92.0% $ 2,30Q379 $ 2,238,812 $ 2,178,892 $ 2,414,510 $ 2,344,184 $ 3,060,587 -22.7% -22.9% -20.2% -13.9% 92% 7.8% 81 CITY OF ROSEMEAD, CALIFORNIA PARS RETIREMENT ENHANCEMENT PLAN Schedule of Plan Contributions As of June 30, for the Last Ten Fiscal Years Actuarially Determined Contribution Contribution in Relation to the Actuarially Determined Contribution Contribution Deficiency (Excess) Covered Payroll Contributions as a Percentage of Covered Payroll Note to Schedule of Plan Contributions: Valuation Date: Methods and assumptions used to determine contribution rates: Actuarial cost method Amortization method Remaining amortization period Inflation Salary Increases Investment rate of return Payroll Growth Cost of Living Adjustments Mortality 2023 2022 2021 $ 22,492 $ 24,747 $ 20,100 (75,945) (68,424) (75,165) $ (53,453) $ (43,677) _L (55,065) $ 1,663,456 $ 1,618,148 $ 1,780,371 4.6% 4.2% 4.2% June 30, 2022 Entry age normal Level dollar, closed 20 years 2.30% 3.34%, after 30 years of service 6.50% 2.80% 2.00% Consistent with the Non-Indusrial rates used to value Miscellaneous Agency CaIPERS Pension Plans. I'� Historical information is required only for measurement for which GASB 68 is applicable. Fiscal year 2015 was the first year of implementation, therefore only nine years are shown. 9F 2020 2019 2018 2017 2016 2015 $ 25,970 $ 73,864 $ 81,888 $ 88,845 $ 116,244 $ 133,267 (112,649) (131,770) (140,376) (164,389) (265,241) (273,711) (140,444) $ 2,300,379 $ 2,238,812 $ 2,178,892 $ 2,414,510 $ 2,344,184 $ 3,060,587 4.9% 5.9% 6.4% 6.8% 11.3% 8.9% RRI CITY OF ROSEMEAD, CALIFORNIA Schedule of Changes in the Net OPEB As of June 30, for the Last Ten Fiscal Total OPEB Liability Service cost Interest on the total OPEB liability Actual and expected experience difference Changes in assumptions Benefit payments Net change in total OPEB liability Total OPEB liability - beginning Total OPEB liability - ending (a) Plan Fiduciary Net Position Contribution - employer Net investment income Benefit payments Administrative expense Net change in plan fiduciary net position Plan fiduciary net position - beginning Plan fiduciary net position - ending (b) Net OPEB (Asset) Liability - ending (a) - (b) (Asset) and Related Ratios Plan fiduciary net position as a percentage of the total OPEB liability Covered -employee payroll Net OPEB liability as a percentage of covered -employee payroll Notes to Schedule: 2023 $ 115,691 250,578 (223,257) 143,012 2022 $ 116,753 258,626 (106,136) 200,671 (223,397) 246,517 2021 $ 115,714 249,416 (201,882) 163,248 4,551,907 4,305,390 4,142,142 4,694,919 4,551,907 4,305,390 100,859 (607, 709) (223,257) (11,901) (742,008) 4,604,008 3,862,000 $ 832,919 82.3% $ 4,185,828 19.9% 179,672 848,323 (223,397) (11,139) 793,459 3,810,549 4,604,008 $ (52,101) 101.1% 45,227 136,814 (201,882) (10,252) (30,093) 3,840,642 3,810,549 $ 494,841 88.5% $ 3,888,373 $ 3,832,817 -1.3% 12.9% (') Historical information is required only for the measurement periods for which GASB 75 is applicable. Fiscal Year 2018 was the first year of implementation. Future years' information will be displayed up to 10 years as information becomes available. 84 2020 2019 2018 $ 155,962 $ 151,419 $ 147,009 268,709 253,402 237,920 (479,267) - - (42,977) - - (165,606) (142,897) (119,682) (263,179) 261,924 265,247 4,405,321 4,143,397 3,878,150 4,142,142 4,405,321 4,143,397 97,132 22,063 158,082 242,596 223,704 336,797 (165,606) (142,897) (119,682) (9,719) (9,889) (8,925) 164,403 92,981 366,272 3,676,239 3,583,258 3,216,986 3,840,642 3,676,239 3,583,258 $ 301,500 $ 729,082 $ 560,139 92.7% 83.4% 86.5% $ 3,903,914 $ 3,761,962 $ 3,690,780 7.7% 19.4% 15.2% CITY OF ROSEMEAD, CALIFORNIA June 30, 2021 Actuarial Cost Method: Entry Age Normal, Level Percentage of Payroll Amortization Method: Level percent of pay Amortization Period: Other Post -Employment Benefit Plan Asset Valuation Method: Investment gains and losses spread over 5 -year rolling period Discount Rate: 5.50% at June 30, 2022 Schedule of Plan Contributions 2.50% annually Medical Trend: Non -Medicare - 6.75% for 2022, decreasing to an ultimate rate of 3.75% in 2076 Medicare non -Kaiser - As of June 30, for the Let Ten Fiscal Years (1) in 2076 Medicare Kaiser - 4.75% for 2022, decreasing to an ultimate rate of 3.75% in 2076 Mortality: CaIPERS 1997-2015 experience study Mortality Improvement: 2023 2022 2021 2020 2019 2018 Actuanally Determined Contribution $ 154,597 $ 167,000 $ 163,000 $ 202,000 $ 197,000 $ 192,000 Contribution in Relation to Me Actuarially Determined Contributions R) (154,691) (100,859) (179,672) (45,227) (97,132) (22,063) Contribution Deficiency (Excess) $ (94) $ 66,141 $ (16,672) $ 156,773 $ 99,868 $ 169,937 Covered -employee payroll $ 4,412,785 $ 4,185,828 $ 3,888,373 $ 3,832,817 $ 3,903,914 $ 3,761,962 Conmbutions as a percentage of covered -employee payroll 3.5% 2.4% 4.6% 1,2% 2,5% 0.6% Notes to Schedule: Actuarial methods and assumptions used to set the actuarially determined contribution for Fiscal Year 2018 were from the December 31, 2016 actuarial valuation. Valuation Date: June 30, 2021 Actuarial Cost Method: Entry Age Normal, Level Percentage of Payroll Amortization Method: Level percent of pay Amortization Period: 18 -year fixed period for 2021/22 Asset Valuation Method: Investment gains and losses spread over 5 -year rolling period Discount Rate: 5.50% at June 30, 2022 General Inflation: 2.50% annually Medical Trend: Non -Medicare - 6.75% for 2022, decreasing to an ultimate rate of 3.75% in 2076 Medicare non -Kaiser - 5.85 % for 2022, decreasing to an ultimate rate of 335% in 2076 Medicare Kaiser - 4.75% for 2022, decreasing to an ultimate rate of 3.75% in 2076 Mortality: CaIPERS 1997-2015 experience study Mortality Improvement: Mortality projected fully generational with Scale MP - 2020 All Other Assumptions: Same as those used to determine the total OPEB liability nHistoncal information is required only for the measurement periods for which GASB 75 is applicable. Fiscal Year 2018 was the first year of implementation. Future years' information will be displayed up to 10 years as information (31 Contributions include implied subsidies. t Combining and Individual Fund Statements and Schedules THIS PAGE INTENTIONALLY LEFT BLANK CITY OF ROSEMEAD, CALIFORNIA Combining Balance Sheet Nonmajor Governmental Funds June 30, 2023 Assets: Cash and investments Receivables: Accounts receivable Notes and loans Accrued interest Due from other governments Total Assets Liabilities, Deferred Inflows of Resources, and Fund Balances (Deficits): Liabilities: Accounts payable Accrued liabilities Deposits payable Due to other funds Retentions payable Total Liabilities Deferred Inflows of Resources: Unavailable revenues Total Deferred Inflows of Resources Fund Balances (Deficits): Restricted: Community services Low and moderate income housing Public works Capital projects Unassigned (deficit) Total Fund Balances (Deficits) Total Liabilities, Deferred Inflows of Resources, and Fund Balances (Deficits) Revenue Funds Local Transportation/ State Gas Tax Sidewalk Grant Proposition A Proposition C $ 3,345,914 $ - $ 1,526,470 $ 3,658,401 8,000 24,648 - 10,603 27,436 112,225 51,000 - - $ 3,490,787 $ 51,000 $ 1,537,073 $ 3,685,837 $ 72,371 $ 48,450 $ 9,852 $ 581,715 7,092 - 2,858 2,096 - 2,550 - 24,682 79,463 51,000 12,710 608,493 1,459,824 - 1,524,363 143,917 1,951,500 - - 2,933,427 3,411,324 - 1,524,363 3,077,344 $ 3,490,787 $ 51,000 $ 1,537,073 $ 3,685,837 87 CITY OF ROSEMEAD, CALIFORNIA Combining Balance Sheet Nonmajor Governmental Funds June 30, 2023 Assets: Cash and investments Receivables: Accounts receivable Notes and loans Accrued interest Due from other governments Total Assets Liabilities, Deferred Inflows of Resources, and Fund Balances (Deficits): Liabilities: Accounts payable Accrued liabilities Deposits payable Due to other funds Retentions payable Total Liabilities Deferred Inflows of Resources: Unavailable revenues Total Deferred Inflows of Resources Fund Balances (Deficits): Restricted: Community services Low and moderate income housing Public works Capital projects Unassigned (deficit) Total Fund Balances (Deficits) Total Liabilities, Deferred Inflows of Resources, and Fund Balances (Deficits) Special Revenue Funds Air Quality Management Measure R Measure M District Street Lighting $ 3,351,899 $ 4,240,504 $ 428,621 $ 3,710,601 25,091 30,685 3,327 28,224 _ - 16,846 68,951 $ 3,376,990 $ 4,271,189 $ 448,794 $ 3,807,776 $ 251,370 $ 140,870 $ - $ 133,133 253 107 30 4,473 17,684 7,123 - 15,647 269,307 148,100 30 153,253 2,006,625 1,432,989 448,764 1,956,872 1,101,058 2,690,100 - 1,697,651 3,107,683 4,123,089 448,764 3,654,523 $ 3,376,990 $ 4,271,189 $ 448,794 $ 3,807,776 W CITY OF ROSEMEAD, CALIFORNIA Combining Balance Sheet Nonmajor Governmental Funds June 30, 2023 (CONTINUED) Assets: Cash and investments Receivables: Accounts receivable Notes and loans Accrued interest Due from other governments Total Assets Liabilities, Deferred Inflows of Resources, and Fund Balances (Deficits): Liabilities: Accounts payable Accrued liabilities Deposits payable Due to other funds Retentions payable Total Liabilities Deferred Inflows of Resources: Unavailable revenues Total Deferred Inflows of Resources Revenue Funds $ 129,670 $ 19,892 $ 139,715 $ 360,136 Fund Balances (Deficits): Restricted: Community services 79,670 9,892 - 360,136 Low and moderate income housing - - - - Public works 50,000 10,000 139,715 - Capital projects - - - - Unassigned (deficit) - - - Total Fund Balances (Deficits) 129,670 19,892 139,715 360,136 Total Liabilities, Deferred Inflows of Resources, and Fund Balances (Deficits) $ 129,670 $ 19,892 $ 139,715 $ 360,136 T Development Development Development Impact Fee Development Impact Fee Impact Fee General Impact Fee Traffic Public Safety Government Parks $ 128,729 $ 19,748 $ 138,700 $ 357,528 941 144 1,015 2,608 $ 129,670 $ 19,892 $ 139,715 $ 360,136 Fund Balances (Deficits): Restricted: Community services 79,670 9,892 - 360,136 Low and moderate income housing - - - - Public works 50,000 10,000 139,715 - Capital projects - - - - Unassigned (deficit) - - - Total Fund Balances (Deficits) 129,670 19,892 139,715 360,136 Total Liabilities, Deferred Inflows of Resources, and Fund Balances (Deficits) $ 129,670 $ 19,892 $ 139,715 $ 360,136 T CITY OF ROSEMEAD, CALIFORNIA Combining Balance Sheet Nonmajor Governmental Funds June 30, 2023 Assets: Cash and investments Receivables: Accounts receivable Notes and loans Accrued interest Due from other governments Total Assets Liabilities, Deferred Inflows of Resources, and Fund Balances (Deficits): Liabilities: Accounts payable Accrued liabilities Deposits payable Due to other funds Retentions payable Total Liabilities Deferred Inflows of Resources: Unavailable revenues Total Deferred Inflows of Resources Special Revenue Funds $ - $ 892,566 $ 512,827 $ 3,796,721 - 17,660 - 3,391,385 - - - 6,626 1,543 27,627 228,154 2,269 255,577 199,919 $ 228,154 $ 4,292,846 $ 787,607 $ 4,024,267 $ 159,767 $ 5,175 $ 288,066 $ (550) 1,114 377 - 620 - - 46,665 - 65,805 - 226,686 5,552 334,731 70 214,615 214,615 Fund Balances (Deficits): Restricted: Community services 1,468 4,072,679 - - Low and moderate income housing - - 452,876 - Public works - - - 980,300 Capital projects - - - 3,043,897 Unassigned (deficit) - - - - Total Fund Balances (Deficits) 1,468 4,072,679 452,876 4,024,197 Total Liabilities, Deferred Inflows of Resources, and Fund Balances (Deficits) $ 228,154 $ 4,292,846 $ 787,607 $ 4,024,267 m Road Community Rosemead Maintenance Development Housing and Block Grant Development Rehabilitation (CDBG) HOME Program Corporation Account SBI $ - $ 892,566 $ 512,827 $ 3,796,721 - 17,660 - 3,391,385 - - - 6,626 1,543 27,627 228,154 2,269 255,577 199,919 $ 228,154 $ 4,292,846 $ 787,607 $ 4,024,267 $ 159,767 $ 5,175 $ 288,066 $ (550) 1,114 377 - 620 - - 46,665 - 65,805 - 226,686 5,552 334,731 70 214,615 214,615 Fund Balances (Deficits): Restricted: Community services 1,468 4,072,679 - - Low and moderate income housing - - 452,876 - Public works - - - 980,300 Capital projects - - - 3,043,897 Unassigned (deficit) - - - - Total Fund Balances (Deficits) 1,468 4,072,679 452,876 4,024,197 Total Liabilities, Deferred Inflows of Resources, and Fund Balances (Deficits) $ 228,154 $ 4,292,846 $ 787,607 $ 4,024,267 m CITY OF ROSEMEAD, CALIFORNIA Combining Balance Sheet Nonmajor Governmental Funds June 30, 2023 Assets: Cash and investments Receivables: Accounts receivable Notes and loans Accrued interest Due from other governments Total Assets Liabilities, Deferred Inflows of Resources, and Fund Balances (Deficits): Liabilities: Accounts payable Accrued liabilities Deposits payable Due to other funds Retentions payable Total Liabilities Deferred Inflows of Resources: Unavailable revenues Total Deferred Inflows of Resources Fund Balances (Deficits): Restricted: Community services Low and moderate income housing Public works Capital projects Unassigned (deficit) Total Fund Balances (Deficits) Total Liabilities, Deferred Inflows of Resources, and Fund Balances (Deficits) 11 Special Revenue Capital Projects Funds Fund Total Clean Water Governmental Fund Measure R CP Funds $ 917,578 $ - $ 27,026,807 25,660 - - 3,391,385 7,082 - 197,600 - 146,723 1,081,664 $ 924,660 $ 146,723 $ 31,723,116 $ 98,499 $ 35,218 $ 1,823,936 - - 19,020 - 46,665 - 111,506 177,311 4,751 - 72,437 103,250 146,724 2,139,369 99,072 313,687 99,072 313,687 - - 4,523,845 - - 452,876 821,410 - 10,974,779 - - 13,417,633 - (99,073) (99,073) 821,410 (99,073) 29,270,060 $ 924,660 $ 146,723 $ 31,723,116 THIS PAGE INTENTIONALLY LEFT BLANK 92 CITY OF ROSEMEAD, CALIFORNIA Combining Statement of Revenues, Expenditures, and Changes in Fund Balances Nonmajor Governmental Funds For the Year Ended June 30, 2023 Revenues: Taxes Intergovernmental Charges for services Use of money and property (loss on investments) Developer participation Miscellaneous Total Revenues Expenditures: Current: General government Public safety Community development Parks and recreation Public works Capital outlay Total Expenditures Net Change in Fund Balances Fund Balances (Deficit), Beginning of Year Fund Balances (Deficit), End of Year Revenue Funds State Gas Tax Local Transportation/ Sidewalk Grant Proposition A Proposition C - - 16,667 - 49,567 1,283,580 51,000 1,425,393 1,182,323 8,000 - 14,679 4,931 57,601 - 22,190 64,226 1,349,181 51,000 1,462, 262 1,251,480 5,041 - 24,988 3,074 45,584 - - 16,667 - 49,567 - 681,407 - 747,282 515,582 - 51,000 - 502,573 732,032 51,000 821,837 1,037,896 617,149 - 640,425 213,584 2,794,175 - 883,938 2,863,760 $ 3,411,324 $ $ 1,524,363 $ 3,077,344 93 CITY OF ROSEMEAD, CALIFORNIA Combining Statement of Revenues, Expenditures, and Changes in Fund Balances Nonmajor Governmental Funds For the Year Ended June 30, 2023 Measure R Revenues: Taxes $ - Intergovernmental 886,486 Charges for services - Use of money and property (loss on investments) 57,618 Developer participation - Miscellaneous - Total Revenues Expenditures: Current: General government Public safety Community development Parks and recreation Public works Capital outlay Total Expenditures Net Change in Fund Balances Fund Balances (Deficit), Beginning of Year Fund Balances (Deficit), End of Year Special Revenue Funds Air Quality Management Measure M District Street Lighting $ - $ - $ 195,288 1,002,806 66,282 1,250,248 69,355 8,453 64,533 944,104 1,072,161 74,735 1,510,069 2,934 34,251 22,702 118,263 983,125 569,036 153,367 - 327,051 606,221 176,069 118,263 1,310,176 337,883 896,092 (43,528) 199,893 2,769,800 3,226,997 492,292 3,454,630 $ 3,107,683 $ 4,123,089 $ 448,764 $ 3,654,523 94 CITY OF ROSEMEAD, CALIFORNIA Combining Statement of Revenues, Expenditures, and Changes in Fund Balances Nonmajor Governmental Funds For the Year Ended June 30, 2023 (CONTINUED) Revenues: Taxes Intergovernmental Charges for services Use of money and property (loss on investments) Developer participation Miscellaneous Total Revenues Expenditures: Current: General government Public safety Community development Parks and recreation Public works Capital outlay Total Expenditures Net Change in Fund Balances Fund Balances (Deficit), Beginning of Year Fund Balances (Deficit), End of Year Special Revenue Funds 2,082 318 2,235 5,804 48,814 8,003 55,868 237,933 50,896 8,321 58,103 243,737 225,000 225,000 50,896 8,321 58,103 18,737 78,774 11,571 81,612 341,399 $ 129,670 $ 19,892 $ 139,715 $ 360,136 M Development Development Development Impact Fee Development Impact Fee Impact Fee General Impact Fee Traffic Public Safety Government Parks 2,082 318 2,235 5,804 48,814 8,003 55,868 237,933 50,896 8,321 58,103 243,737 225,000 225,000 50,896 8,321 58,103 18,737 78,774 11,571 81,612 341,399 $ 129,670 $ 19,892 $ 139,715 $ 360,136 M CITY OF ROSEMEAD, CALIFORNIA Combining Statement of Revenues, Expenditures, and Changes in Fund Balances Nonmajor Governmental Funds For the Year Ended June 30, 2023 Expenditures: Special Revenue Funds Current: Road Community 51,014 Rosemead Maintenance - Development - Housing and _ Block Grant 499,445 Development Rehabilitation - (CDBG) HOME Program Corporation Account SB1 Revenues: Public works - - - Taxes $ - $ - $ _ $ _ Intergovernmental 881,162 44,447 520,694 1,140,893 Charges for services 6,577 - 488,873 - Use of money and property (loss on investments) - 15,571 4,041 61,445 Developer participation _ _ _ _ Miscellaneous - - 4,391 - Total Revenues 887,739 60,018 1,017,999 1,202,338 Expenditures: Current: General government 51,014 33,441 - - Public safety - - - _ Community development 499,445 - 995,645 - Parks and recreation 30,235 - - - Public works - - - 29,121 Capital outlay 300,471 - - - Total Expenditures 881,165 33,441 995,645 29,121 Net Change in Fund Balances 6,574 26,577 22,354 1,173,217 Fund Balances (Deficit), Beginning of Year (5,106) 4,046,102 430,522 2,850,980 Fund Balances (Deficit), End of Year $ 1,468 $ 4,072,679 $ 452,876 $ 4,024,197 m CITY OF ROSEMEAD, CALIFORNIA Combining Statement of Revenues, Expenditures, and Changes in Fund Balances Nonmajor Governmental Funds For the Year Ended June 30, 2023 Special Capital Projects Revenue Funds Fund Revenues: Taxes Intergovernmental Charges for services Use of money and property (loss on investments) Developer participation Miscellaneous Total Revenues Expenditures: Current: General government Public safety Community development Parks and recreation Public works Capital outlay Total Expenditures Net Change in Fund Balances Fund Balances (Deficit), Beginning of Year Fund Balances (Deficit), End of Year 97 Total Clean Water Governmental Fund Measure R CP Funds $ - $ - $ 195,288 561,185 118,740 10,415,239 - - 523,060 15,536 - 451,008 - - 350,618 - - 4,391 576,721 118,740 11,939,604 - 120,492 - 62,251 - - 1,495,090 - - 79,802 282,170 - 3,413,903 95,588 139,424 2,363,510 377,758 139,424 7,535,048 198,963 (20,684) 4,404,556 622,447 (78,389) 24,865,504 $ 821,410 _L____(99,073L $ 29,270,060 CITY OF ROSEMEAD, CALIFORNIA Budgetary Comparison Schedule State Gas Tax For the Year Ended June 30, 2023 91.3 Variance with Final Budget Budget Amounts Actual Positive Original Final Amounts (Negative) Budgetary Fund Balance, July 1 $ 2,794,175 $ 2,794,175 $ 2,794,175 $ - Available for Appropriations (Inflows): Intergovernmental 1,486,500 1,486,500 1,283,580 (202,920) Charges for services 8,000 8,000 8,000 - Use of money and property 10,000 10,000 57,601 47,601 Amounts Available for Appropriations 4,298,675 4,298,675 4,143,356 (155,319) Charges to Appropriation (Outflows): General government 6,500 6,500 5,041 1,459 Public safety 49,100 49,100 45,584 3,516 Publicworks 938,000 938,000 681,407 256,593 Capital outlay 1,019,500 2,201,500 - 2,201,500 Total Charges to Appropriations 2,013,100 3,195,100 732,032 2,463,068 Budgetary Fund Balance, June 30 $ 2,285,575 $ 1,103,575 $ 3,411,324 $ 2,307,749 91.3 CITY OF ROSEMEAD, CALIFORNIA Budgetary Comparison Schedule Local Transportation Sidewalk Grant For the Year Ended June 30, 2023 Budgetary Fund Balance, July 1 Available for Appropriations (Inflows): Intergovernmental Amounts Available for Appropriations Charges to Appropriation (Outflows): Capital outlay Total Charges to Appropriations Budgetary Fund Balance, June 30 Variance with Final Budget BudgetAmounts Actual Positive Original Final Amounts (Negative) 51,000 51,000 51,000 51,000 51,000 51,000 51,000 51,000 51,000 51,000 51,000 51,000 99 CITY OF ROSEMEAD, CALIFORNIA Budgetary Comparison Schedule Proposition A For the Year Ended June 30, 2023 Charges to Appropriation (Outflows) General government 41,000 41,000 24,988 Variance with Parks and recreation 118,000 118,000 49,567 Final Budget Public works BudgetAmounts Actual Positive 61,218 Original Final Amounts (Negative) Budgetary Fund Balance, July 1 $ 883,938 $ 883,938 $ 883,938 $ - Available for Appropriations (Inflows): Intergovernmental 1,323,000 1,323,000 1,425,393 102,393 Charges for services 25,000 25,000 14,679 (10,321) Use of money and property 5,000 5,000 22,190 17,190 Amounts Available for Appropriations 2,236,938 2,236,938 2,346,200 109,262 Charges to Appropriation (Outflows) General government 41,000 41,000 24,988 16,012 Parks and recreation 118,000 118,000 49,567 68,433 Public works 1,263,500 808,500 747,282 61,218 Total Charges to Appropriations 1,422,500 967,500 821,837 145,663 Budgetary Fund Balance, June 30 $ 814,438 $ 1,269,438 $ 1,524,363 $ 254,925 100 CITY OF ROSEMEAD, CALIFORNIA Budgetary Comparison Schedule Proposition C For the Year Ended June 30, 2023 Budgetary Fund Balance, July 1 Available for Appropriations (Inflows): Intergovernmental Charges for services Use of money and property Amounts Available for Appropriations Charges to Appropriation (Outflows): General government Public safety Public works Capital outlay Total Charges to Appropriations Budgetary Fund Balance, June 30 Budget Amounts Original Final $ 2,863,760 $ 2,863,760 Actual Amounts $ 2,863,760 Variance with Final Budget Positive (Negative) 1,097,000 1,097,000 1,182,323 85,323 - - 4,931 4,931 7,500 7,500 64,226 56,726 3,966,260 3,968,260 4,115,240 146,980 9,700 9,700 3,074 6,626 22,700 22,700 16,667 6,033 24,100 699,100 515,582 183,518 1,300,000 3,436,000 502,573 2,933,427 1,356,500 4,167,500 1,037,896 3,129,604 $ 2,611,760 $ (199,240) $ 3,077,344 $ 3,276,584 101 CITY OF ROSEMEAD, CALIFORNIA Budgetary Comparison Schedule Measure R For the Year Ended June 30, 2023 Budgetary Fund Balance, July 1 Available for Appropriations (Inflows): Intergovernmental Use of money and property Amounts Available for Appropriations Charges to Appropriation (Outflows): General government Public works Capital outlay Total Charges to Appropriations Budgetary Fund Balance, June 30 Budget Amounts Original Final $ 2,769,800 $ 2,769,800 Actual Amounts $ 2,769,800 Variance with Final Budget Positive (Negative) 823,000 823,000 886,486 63,486 7,500 7,500 57,618 50,118 3,600,300 3,600,300 3,713,904 113,604 9,700 9,700 2,934 6,766 66,300 66,300 34,251 32,049 690,000 3,101,000 569,036 2,531,964 766,000 3,177,000 606,221 2,570,779 $ 2,834,300 $ 423,300 $ 3,107,683 $ 2,684,383 102 CITY OF ROSEMEAD, CALIFORNIA Budgetary Comparison Schedule Measure M For the Year Ended June 30, 2023 Variance with Final Budget BudgetAmounts Actual Positive Original Final Amounts (Negative) Budgetary Fund Balance, July 1 $ 3,226,997 $ 3,226,997 $ 3,226,997 $ - Available for Appropriations (Inflows): Intergovernmental 932,000 932,000 1,002,806 70,806 Use of money and property 15,000 15,000 69,355 54,355 Amounts Available for Appropriations 4,173,997 4,173,997 4,299,158 125,161 Charges to Appropriation (Outflows): Public works 31,300 31,300 22,702 8,598 Capital outlay 1,256,000 3,943,000 153,367 3,789,633 Total Charges to Appropriations 1,287,300 3,974,300 176,069 3,798,231 Budgetary Fund Balance, June 30 $ 2,886,697 $ 199,697 $ 4,123,089 $ 3,923,392 CITY OF ROSEMEAD, CALIFORNIA Budgetary Comparison Schedule Air Quality Management District For the Year Ended June 30, 2023 Budget Amounts Original Final Budgetary Fund Balance, July 1 $ 492,292 $ 492,292 Available for Appropriations (Inflows): Intergovernmental 70,000 80,000 Use of money and property (loss on investments 2,000 2,000 Amounts Available for Appropriations 564,292 574,292 Actual Amounts $ 492,292 Variance with Final Budget Positive (Negative) 66,282 (13,718) 8,453 6,453 567,027 (7,265) Charges to Appropriation (Outflows): Public works 122,600 122,600 118,263 4,337 Total Charges to Appropriations 122,600 122,600 118,263 4,337 Budgetary Fund Balance, June 30 $ 441,692 $ 451,692 $ 448,764$ (2,928) 104 CITY OF ROSEMEAD, CALIFORNIA Budgetary Comparison Schedule Street Lighting For the Year Ended June 30, 2023 105 Variance with Final Budget BudgetAmounts Actual Positive Original Final Amounts (Negative) Budgetary Fund Balance, July 1 $ 3,454,630 $ 3,454,630 $ 3,454,630 $ - Available for Appropriations (Inflows): Taxes 125,000 125,000 195,288 70,288 Intergovernmental 1,217,100 1,217,100 1,250,248 33,148 Use of money and property 10,000 10,000 64,533 54,533 Amounts Available for Appropriations 4,806,730 4,806,730 4,964,699 157,969 Charges to Appropriation (Outflows): Public works 1,013,600 1,013,600 983,125 30,475 Capital outlay 67,500 1,742,500 327,051 1,415,449 Total Charges to Appropriations 1,081,100 2,756,100 1,310,176 1,445,924 Budgetary Fund Balance, June 30 $ 3,725,630 $ 2,050,630 $ 3,654,523 $ 1,603,893 105 CITY OF ROSEMEAD, CALIFORNIA Budgetary Comparison Schedule Development Impact Fee Traffic For the Year Ended June 30, 2023 106 Variance with Final Budget Budget Amounts Actual Positive Original Final Amounts (Negative) Budgetary Fund Balance, July 1 $ 78,774 $ 78,774 $ 78,774 $ - Available for Appropriations (Inflows): Use of money and property 200 200 2,082 1,882 Developer participation 11,000 11,000 48,814 37,814 Amounts Available for Appropriations 89,974 89,974 129,670 39,696 Charges to Appropriation (Outflows): Capital outlay 50,000 50,000 - 50,000 Total Charges to Appropriations 50,000 50,000 - 50,000 Budgetary Fund Balance, June 30 $ 39,974 $ 39,974 $ 129,670 $ 89,696 106 CITY OF ROSEMEAD, CALIFORNIA Budgetary Comparison Schedule Development Impact Fee Public Safety For the Year Ended June 30, 2023 Budgetary Fund Balance, July 1 Available for Appropriations (Inflows): Use of money and property Developer participation Amounts Available for Appropriations Charges to Appropriation (Outflows): Capital outlay Total Charges to Appropriations Budgetary Fund Balance, June 30 Budget Amounts Original Final $ 11,571 $ 11,571 Actual Amounts Variance with Final Budget Positive (Negative) 100 100 318 218 2,000 2,000 8,003 6,003 13,671 13,671 19,892 6,221 10,000 10,000 - 10,000 10,000 10,000 - 10,000 $ 3,671 $ 3,671 $ 19,892 $ 16,221 107 CITY OF ROSEMEAD, CALIFORNIA Budgetary Comparison Schedule Development Fee General Government For the Year Ended June 30, 2023 Budgetary Fund Balance, July 1 Available for Appropriations (Inflows): Use of money and property Developer participation Amounts Available for Appropriations Charges to Appropriation (Outflows): Capital outlay Total Charges to Appropriations Budgetary Fund Balance, June 30 Budget Amounts Original Final $ 81,612 $ 81,612 Actual Amounts $ 81,612 Variance with Final Budget Positive (Negative) 300 300 2,235 1,935 13,000 13,000 55,868 42,868 94,912 94,912 139,715 44,803 75,000 75,000 - 75,000 75,000 75,000 - 75,000 $ 19,912 $ 19,912 $ 139,715 $ 119,803 M CITY OF ROSEMEAD, CALIFORNIA Budgetary Comparison Schedule Development Impact Fee Parks For the Year Ended June 30, 2023 Charges to Appropriation (Outflows): Capital outlay 300,000 300,000 225,000 75,000 Total Charges to Appropriations 300,000 300,000 225,000 75,000 Budgetary Fund Balance, June 30 $ 96,399 $ 96,399 $ 360,136 $ 263,737 U11:1 Variance with Final Budget Budget Amounts Actual Positive Original Final Amounts (Negative) Budgetary Fund Balance, July 1 $ 341,399 $ 341,399 $ 341,399 $ - Available for Appropriations (Inflows): Use of money and property 1,000 1,000 5,804 4,804 Developer participation 54,000 54,000 237,933 183,933 Amounts Available for Appropriations 396,399 396,399 585,136 188,737 Charges to Appropriation (Outflows): Capital outlay 300,000 300,000 225,000 75,000 Total Charges to Appropriations 300,000 300,000 225,000 75,000 Budgetary Fund Balance, June 30 $ 96,399 $ 96,399 $ 360,136 $ 263,737 U11:1 CITY OF ROSEMEAD, CALIFORNIA Budgetary Comparison Schedule Community Development Block Grant For the Year Ended June 30, 2023 ff[i] Variance with Final Budget Budget Amounts Actual Positive Original Final Amounts (Negative) Budgetary Fund Deficit, July 1 $ (5,106) $ (5,106) $ (5,106) $ - Available for Appropriations (Inflows): Intergovernmental 2,243,100 2,243,100 881,162 (1,361,938) Charges for services 12,000 12,000 6,577 (5,423) Amounts Available for Appropriations 2,249,994 2,249,994 882,633 (1,367,361) Charges to Appropriation (Outflows): General government 93,000 93,000 51,014 41,986 Community development 1,844,300 1,844,300 499,445 1,344,855 Parks and recreation 52,000 52,000 30,235 21,765 Capital outlay 265,800 596,400 300,471 295,929 Total Charges to Appropriations 2,255,100 2,585,700 881,165 1,704,535 Budgetary Fund Deficit, June 30 $ (5,106) $ (335,706) $ 1,468 $ 337,174 ff[i] CITY OF ROSEMEAD, CALIFORNIA Budgetary Comparison Schedule Home Program For the Year Ended June 30, 2023 Budgetary Fund Balance, July 1, as restated Available for Appropriations (Inflows): Intergovernmental Use of money and property Amounts Available for Appropriations cnarges to Appropriation tuurnowsy General government Community development Total Charges to Appropriations Budgetary Fund Balance, June 30 Budget Amounts Original Final $ 4,046,102 $ 4,046,102 2,181,100 2,181,100 6,227,202 6,227,202 Actual Amounts $ 4,046,102 44,447 15,571 4,106,120 Variance with Final Budget Positive (Negative) (2,136,653) 15,571 (2,121,082) 33,500 33,500 33,441 59 2,147,600 2,147,600 - 2,147,600 2,181,100 2,181,100 33,441 2,147,659 $ 4,046,102 $ 4,046,102 $ 4,072,679 $ 26,577 111 CITY OF ROSEMEAD, CALIFORNIA Budgetary Comparison Schedule Rosemead Housing Development Corporation For the Year Ended June 30, 2023 Budgetary Fund Balance, July 1 Available for Appropriations (Inflows) Variance with Final Budget Budget Amounts Actual Positive Original Final Amounts (Negative) 430,522 $ 430,522 $ 430,522 Intergovernmental 599,400 599,400 520,694 (78,706) Charges for services 419,500 419,500 488,873 69,373 Use of money and property 10,000 10,000 4,041 (5,959) Miscellaneous 4,700 4,700 4,391 (309) Amounts Available for Appropriations 1,464,122 1,464,122 1,448,521 (15,601) Charges to Appropriation (Outflows): Community development Capital outlay Total Charges to Appropriations Budgetary Fund Balance, June 30 1,023,600 1,023,600 400,000 400,000 995,645 27,955 400,000 1,423,600 1,423,600 995,645 427,955 $ 40,522 $ 40,522 $ 452,876 $ 412,354 112 CITY OF ROSEMEAD, CALIFORNIA Budgetary Comparison Schedule Road Maintenance and Rehabilitation Account S61 For the Year Ended June 30, 2023 113 Variance with Final Budget BudgetAmounts Actual Positive Original Final Amounts (Negative) Budgetary Fund Balance, July 1 $ 2,850,980 $ 2,850,980 $ 2,850,980 $ Available for Appropriations (Inflows): Intergovernmental 1,200,900 1,200,900 1,140,893 (60,007) Use of money and property (investment loss) 10,000 10,000 61,445 51,445 Amounts Available for Appropriations 4,061,880 4,061,880 4,053,318 (8,562) Charges to Appropriation (Outflows): Public works 34,300 34,300 29,121 5,179 Capital outlay 1,500,000 3,329,800 - 3,329,800 Total Charges to Appropriations 1,534,300 3,364,100 29,121 3,334,979 Budgetary Fund Balance, June 30 $ 2,527,580 $ 697,780 $ 4,024,197 $ 3,326,417 113 CITY OF ROSEMEAD, CALIFORNIA Budgetary Comparison Schedule Clean Water Fund For the Year Ended June 30, 2023 Budgetary Fund Balance, July 1 Available for Appropriations (Inflows): Intergovernmental Use of money and property Amounts Available for Appropriations Charges to Appropriation (Outflows): Public works Capital outlay Total Charges to Appropriations Budgetary Fund Balance, June 30 114 Variance with Final Budget Budget Amounts Actual Positive Original Final Amounts (Negative) $ 622,447 $ 622,447 $ 622,447 $ - 570,000 570,000 561,185 (8,815) 1,000 1,000 15,536 14,536 1,193,447 1,193,447 1,199,168 5,721 530,000 530,000 282,170 247,830 - 200,000 95,588 104,412 530,000 730,000 377,758 352,242 $ 663,447 $ 463,447 $ 821,410 $ 357,963 114 CITY OF ROSEMEAD, CALIFORNIA Budgetary Comparison Schedule Measure R CP For the Year Ended June 30, 2023 115 Variance with Final Budget Budget Amounts Actual Positive Original Final Amounts (Negative) Budgetary Fund Deficit, July 1 $ (78,389) $ (78,389) $ (78,389) $ - Available for Appropriations (Inflows): Intergovernmental - - 118,740 118,740 Amounts Available for Appropriations (78,389) (78,389) 40,351 118,740 Charges to Appropriation (Outflows): Capital outlay - 26,854,000 139,424 26,714,576 Total Charges to Appropriations 26,854,000 139,424 26,714,576 Budgetary Fund Balance, June 30 $ (78,389) S (26,932,389) $ (99,073) $ 26,833,316 115 CITY OF ROSEMEAD, CALIFORNIA Combining Statement of Net Position Internal Service Funds June 30, 2023 Assets: Current Assets: Cash and investments Receivables: Accounts Interest receivable Total Current Assets Noncurrent Assets: Capital assets, net of accumulated depreciation Total Noncurrent Assets Total Assets Net Position: Invested in capital assets Unrestricted Total Net Position Governmental Activities - Internal Service Funds Equipment Technology Public Replacement Replacement Facilities Totals 1,583,591 $ 570,750 $ 7,000,000 $ 9,154,341 - 990 4,359 617 990 4,976 1,587,950 572,357 7,000,000 9,160,307 61,406 - 61,406 61,406 - 61,406 1,587,950 633,763 7,000,000 9,221,713 - 61,406 - 61,406 1,587,950 572,357 7,000,000 9,160,307 $ 1,587,950 $ 633,763 7,000,000 $ 9,221,713 1W CITY OF ROSEMEAD, CALIFORNIA Combining Statement of Revenues, Expenses And Changes in Fund Net Postion Internal Service Funds For the Year Ended June 30, 2023 Operating Expenses: Contractual services Depreciation expense Total Operating Expenses Operating Loss Nonoperating Revenues: Interest expense Total Nonoperating Revenues Income (Loss) Before Transfers Transfers in Change in Net Position Net Position: Net Position, Beginning of the Year Net Position, End of the Year Governmental Activities - Internal Service Funds Equipment Technology Public Replacement Replacement Facilities Totals $ - $ 871 $ - $ 871 1,521 - 1,521 2,392 - 2,392 - (2,392) - (2,392) 10,382 1,861 - 12,243 10,382 1,861 12,243 10,382 (531) - 9,851 1,000,000 500,000 7,000,000 8,500,000 1,010,382 499,469 7,000,000 8,509,851 577,568 134,294 - 711,862 $ 1,587,950 $ 633,763 $ 7,000,000 $ 9,221,713 117 CITY OF ROSEMEAD, CALIFORNIA Combining Statement of Cash Flows Internal Service Funds For the Year Ended June 30, 2023 Cash Flows from Operating Activities: Cash paid to suppliers for goods and services Net Cash Used by Operating Activities Cash Flows from Non -Capital Financing Activities: Cash transfers in Net Cash Provided by Non -Capital Financing Activities Cash Flows from Capital and Related Financing Activities: Acquisition and construction of capital assets Net Cash Used for Capital and Related Financing Activities Cash Flows from Investing Activities: Investment earnings Net Cash Provided by Investing Activities Governmental Activities - Internal Service Funds Equipment Technology Public Replacement Replacement Facilities Totals $ - $ (1,861) $ - $ (1,861) (1,861) - (1,861) 1,000,000 500,000 7,000,000 8,500,000 1,000,000 500,000 7,000,000 8,500,000 (58,823) - (58,823) (58,823) (58,823) 7,322 1,533 - 8,855 7,322 1,533 - 8,855 Net Increase in Cash and Cash Equivalents 1,007,322 440,849 7,000,000 8,448,171 Cash and Cash Equivalents, Beginning of the Year Cash and Cash Equivalents, End of the Year Reconciliation of Operating Loss to Net Cash Used by Operating Activities: Operating loss Adjustments to reconcile operating loss to net cash used by operating activities: Depreciation Increase in accounts receivable Total Adjustments Net Cash Used by Operating Activities 576,269 129,901 - 706,170 $ 1,583,591 $ 570,750 $ 7,000,000 $ 9,154,341 $ - $ (2,392) $ - $ (2,392) - 1,521 - 1,521 - (990) - (990) 531 531 118 (1,861) $ - $ (1,861) Statistical Section THIS PAGE INTENTIONALLY LEFT BLANK Statistical Section This part of the City of Rosemead's Annual Comprehensive Financial Report presents detailed information as a context for understanding what the information in the financial statements, note disclosures, and required supplementary information says about the government's overall financial health. Page Debt Capacity These schedules contain trend information to help the reader understand how the government's financial performance and wellbeing have changed over time. 120-127 1 Net Position by Component 2 Changes in Net Position 3 Fund Balances of Governmental Funds 4 Changes in Fund Balances of Governmental Funds Revenue Capacity These schedules contain trend information to help the reader assess the government's most significant revenue source, property tax. 128-131 5 Assessed Value and Estimated Actual Value of Taxable Property 6 Direct and Overlapping Property Tax Rates 7 Principal Property Taxpayers 8 Property Tax Levies and Collections Debt Capacity These schedules contain trend information to help the reader assess the affordability of the government's current levels of outstanding debt and the government's ability to issue additional debt in the future. 133-136 9 Direct and Overlapping Governmental Activities Debt 10 Legal Debt Margin 11 Pledged Revenue Coverage Demographic and Economic Information These schedules offer demographic and economic indicators to help the reader understand the environment within which the government's financial activities take place. 137-140 12 Demographic and Economic Statistics 13 Principal Employers 14 Top 25 Sales Tax Producers 15 Full -Time and Part -Time Positions by Function Operating Information These schedules contain service and infrastructure data to help the reader understand how the information in the government's financial report relates to the services the government provides and the activities it performs. 141-142 16 Operating Indicators by Function 17 Capital Asset Statistics Sources: Unless otherwise noted, the information in these schedules is derived from the Comprehensive Annual Financial Reports for the relevant year. 119 CITY OF ROSEMEAD Net Position by Component Last Ten Fiscal Years (accrual basis of accounting) 2014 2015 2016 2017 2018 Governmental activities: Net investment in capital assets 50,042,631 52,038,429 51,542,030 52,806,193 53,587,243 Restricted 3,110,688 3,419,068 4,005,847 4,387,055 3,554,634 Unrestricted 17,367, 841 11,018,153 13,108, 874 15,690,721 17,211,587 Total governmental activities net position 70,521,160 66,475,650 68,656,751 72,883,969 74,353,464 Note: The City implemented GASB 75 in the FY 2018. Prior Year information was not restated to reflect the impact of the implementation. Source: City of Rosemead, Department of Finance IPRI Governmental activities: Net investment in capital assets Restricted Unrestricted Total governmental activities net position Schedule 1 2019 2020 2021 2022 2023 50,882,552 48,825,863 47,444,803 47,464,095 49,863,061 9,730,202 13,681,082 21,872,184 24,948,999 29,695,512 17,483,422 17,754,529 18,627,063 22,020,342 34,915,640 78,096,176 80,261,474 87,944,050 94,433,436 114,474,213 121 CITY OF ROSEMEAD Changes in Net Position Last Ten Fiscal Years (accrual basis of accounting) Expenses: Governmental activities: General government Public safety Publicworks Community development Parks and recreation Interest and other charges Total governmental activities expenses Program revenues: Governmental activities: Charges for services: General government Public safety Public works Community development Parks and recreation Total governmental activities program revenues Net revenues (expenses): Governmental activities Total net revenues (expenses) General revenues and other changes in net assets: Governmental activities: Taxes: Property taxes Sales and use taxes Transient occupancy taxes Othertaxes Investment income Other general revenues Loss on sale of capital assets Transfer to Successor Agency Extraordinary item: Gain on dissolution of redevelopment agency Total governmental activities Changes in net position Governmental activities Total primary govemment 2015 2016 2017 2018 4,271,354 2,739,281 3,218,363 3,705,685 4,554,063 7,923,316 7,747,949 8,381,588 8,935,164 9,499,683 10,072,081 8,703,817 8,738,495 7,323,865 9,554,073 2,853,472 2,879,028 3,246,081 3,161,310 3,409,699 2,274,920 2,049,540 2,073,145 2,153,986 2,746,482 5,561 3,198 787 - - 27,400,704 24,122,813 25,658,459 25,280,010 29,764,000 2,030,063 2,725,291 2,203,233 2,191,604 1,769,171 1,586,557 1,573,532 1,563,652 1,565,275 1,787,151 4,356,486 4,627,331 4,360,908 4,232,311 5,208,427 1,632,508 1,915,557 2,352,137 2,523,350 4,265,255 724,197 713,484 741,171 788,931 828,038 10,329,811 11,555,195 11,221,101 11,301,471 13,858,042 (17,070,893) (12,567,618) (14,437,358) (13,978,539) (15,905,958) 8,667,709 9,034,141 9,158,499 8,643,019 9,128,934 3,504,285 3,452,605 4,124,745 5,366,975 5,929,492 1,593,640 1,575,401 1,998,954 2,213,286 2,326,863 1,307,280 1,247,941 1,209,249 1,224,230 1,313,699 216,499 97,589 348,651 20,526 210,288 604,053 793,680 945,372 737,721 647,888 15,893,466 16,201,357 17,785,470 18,205,757 19,557,164 $(1,177,427) $ 3,633,739 $ 3,348,112 $ 4,227,218 $ 3,651,206 Source: City of Rosemead, Department of Finance 122 Expenses: Governmental activities: General government Public safety Public works Community development Parks and recreation Interest and other charges Total governmental activities expenses Program revenues: Governmental activities: Charges for services: General government Public safety Public works Community development Parks and recreation Total governmental activities program revenues Net revenues (expenses): Governmental activities Total net revenues (expenses) Schedule 2 2019 2020 2021 2022 4,205,482 4,003,674 4,659,583 5,285,495 4,916,281 9,125,853 9,744,134 10,679,425 10,975,401 10,824,136 6,353,025 9,946,662 9,372,263 9,374,004 10,471,184 2,376,713 3,472,477 3,411,076 3,139,695 3,679,872 7,662,344 2,920,016 1,916,949 2,560,821 3,444,775 - - - 46,540 32,275 29,723,417 30,086,963 30,039,296 31,381,956 33,368,523 819,371 658,428 1,516,276 957,346 2,111,739 1,847,594 1,834,717 1,944,901 2,135,448 6,951,168 6,238,575 6,024,968 6,715,497 7,777,754 8,972,813 3,373,246 3,403,251 4,610,737 4,349,154 7,569,334 958,176 624,313 163,168 503,128 2,192,684 General revenues and other changes in net assets: Governmental activities: Taxes: Property taxes Sales and use taxes Transient occupancy taxes Othertaxes Investment income Other general revenues Loss on sale of capital assets Transfer to Successor Agency 13,236,962 12,545,677 14,950,579 15,722,830 27,797,738 (16,486,455) (17,541,286) (15,088,717) (15,659,126) (5,570,785) 9,566,800 9,942,183 10,740,563 5,735,491 5,430,222 5,534,244 2,314, 723 1,785,219 1,405, 397 1,329,822 1,346,327 1,378,550 1,158,407 945,319 287,628 123,924 257,314 40,151 10,881,809 11,750,041 6,889,892 7,369,300 2,097,700 2,312,408 1,594,759 1,802,904 596,871 2,110,332 99,978 266,577 Extraordinary item: Gain on dissolution of redevelopment agency - - - - Total governmental activities 20,229,167 19,706,584 19,386,533 22,161,009 25,611,562 Changes in net position Governmental activities Total primary government $ 3,742,712 $ 2,165,298 $ 4,297,816 $ 6,501,883 $ 20,040,777 Source: City of Rosemead, Department of Finance 123 CITY OF ROSEMEAD Fund Balances of Governmental Funds Last Ten Fiscal Years (modified accrual basis of accounting) General fund: Nonspendable Restricted Committed Assigned Unassigned Total general fund All other governmental funds: Nonspendable Restricted Committed Assigned Unassigned Total all other governmental funds 2014 2015 2016 2017 2018 140,893 143,560 187,247 765,218 853,920 5,883,235 6,120,361 6,682,495 6,935,525 8,760,289 65,343 78,280 83,513 63,298 79,798 11.607.595 10.128.160 11.514.894 11.270.958 10.790.274 3,110,688 Source: City of Rosemead, Department of Finance. 124 3,419,068 1.643.527 4,005,847 4,376,257 (639.510 3,554,634 1,912,732 General fund: Nonspendable Restricted Committed Assigned Unassigned Total general fund All other governmental funds: Nonspendable Restricted Committed Assigned Unassigned Total all other governmental funds Schedule 3 2019 2020 2021 2022 2023 870,619 510,371 118,358 411,571 351,821 7,667,401 8,896,317 7,985,332 10,169,989 15,000,933 121,867 121,867 130,267 132,367 132,948 14 635.070 14.679.926 17.353.655 17.842.339 16,944,731 8,797,389 13,681,082 932,813 - Source: City of Rosemead, Department of Finance. 125 21,872,184 24,948,999 29,369,133 (89.573) (110.157) (1.511,092 CITY OF ROSEMEAD Changes in Fund Balances of Governmental Funds Last Ten Fiscal Years (modified accrual basis of accounting) Revenues: Taxes Intergovernmental Licenses and permits Charges for services Fines, forfeitures and penalties Development participation Investment income Other Total revenues Expenditures Current: General government Public safety Public works Community development Parks and recreation Capital outlay Debt service: Principal Interest and fiscal charges Total expenditures Excess (deficiency) of revenues over (under) expenditures Other financing sources (uses): Transfers in Transfers out Capital leases Transfer to Successor Agency Total other financing sources (uses) Extraordinary item: Gain (loss) on dissolution of redevelopment agency Net change In tuna balances Debt service as a percentage of noncapital expenditures 2016 2017 2018 15,320,806 15,537,262 16,491,447 17,447,510 18,698,988 6,948,479 7,092,141 7,734,995 6,726,279 8,002,636 1,308,482 1,846,997 2,520,937 2,754,881 3,128,000 1,087,091 1,138,731 1,191,275 1,012,557 1,572,266 700,126 676,830 597,373 607,754 633,711 - - - - 28,591 873,631 754,865 1,002,835 666,968 210,288 61.690 114.074 71.152 231.545 566,338 3,973,364 3,879,122 3,664,633 4,280,825 4,546,789 7,913,659 8,156,485 8,452,932 9,060,840 9,318,858 6,184,890 6,348,101 6,346,179 6,499,220 6,554,648 2,846,112 3,150,240 3,323,933 3,385,455 3,279,088 2,157,424 2,071,443 2,123,274 2,300,906 2,386,463 3,268,391 4,924,435 2,302,974 2,790,493 3,606,095 26,343,840 28,529,826 26,213,925 28,317,739 29,691,941 (43535) (1368926) 3,396,089 1,129,755 3,148,877 3,053,605 2,433,974 1,386,471 2,442,441 121,361 (3,053,605) (2,433,974) (1,386,471) (2,442,441) (121,361) (43535) (1,368,926) 3,396,089 1,129,755 3,148,877 0.0% 0.0% 0.0% 0.0% 0.0% Note: The information on this page has not been adjusted for any restatements of prior year financial statements. Source: City of Rosemead, Department of Finance. W Schedule 4 Expenditures 2019 2020 2021 2022 2023 Revenues: Taxes 18,946,836 18,503,951 19,082,069 21,470,510 23,234,653 intergovernmental 8,588,211 8,179,055 11,041,044 10,582,249 19,318,247 Licenses and permits 2,636,026 2,115,419 2,492,893 3,332,016 4,514,893 Charges for services 1,653,095 1,204,638 489,269 1,247,997 1,625,895 Fines, forfeitures and penalties 622,221 612,080 598,032 577,616 594,978 Development participation 117,115 150,728 78,558 114,662 350,618 Investment income 1,158,407 905,039 778,295 369,785 1,883,246 Other 250,364 271,515 63,684 84,050 266,577 Total revenues 33,972,275 31,942,425 34,623,844 37,778,885 51,789,107 Expenditures Current: General government 4,077,516 3,768,562 4,587,158 5,477,022 5,067,987 Public safety 9,089,645 9,577,867 10,574,620 10,978,236 10,922,252 Public works 7,247,391 7,032,609 7,098,823 7,512,480 7,586,361 Community development 3,637,692 3,352,332 3,349,209 3,147,029 3,725,789 Parks and recreation 2,343,452 2,703,857 1,706,997 2,427,999 3,356,826 Capital outlay 495,838 888,559 941,577 2,389,245 5,657,289 Debt service: Principal - - - - 76,457 Interest and fiscal charges - - - - 2,780 Total expenditures 26,891,534 27,323,786 28,258,384 31,932,011 36,395,741 Excess (deficiency) of revenues over (under) expenditures 7,080,741 4,618,639 6,365,460 5,846,874 15,393,366 Other financing sources (uses): Transfers in - - - - 7,398,300 Transfers out - - - 178,011 (15,898,300) Capital leases - - - - Transfer to Successor Agency - - - - Total other financing sources (uses) 178,011 (8,500,000) Extraordinary item: Gain (loss) on dissolution of redevelopment agency - - - - - Net change in tuna balances 7,080,741 4,618,639 6,365,460 6,024,885 6,893,366 Debt service as a percentage of noncapital expenditures 0.0% 0.0% 0.0% 0.0% 0.2% Note: The information on this page has not been adjusted for any restatements of prior year financial statements. Source: City of Rosemead, Department of Finance. 127 CITY OF ROSEMEAD Schedule 5 Assessed Value and Estimated Actual Value of Taxable Property Last Ten Fiscal Years (in thousands of dollars) City Fiscal Year Total Direct Ended SBE Non- Taxable Tax Rate June 30 Secured Unsecured Unitary Assessed Value 2014 3,654,495,783 68,912,542 1,901,995 3,725,310,320 9.27% 2015 3,806,028,086 71,498,360 1,901,995 3,879,428,441 9.27% 2016 4,012,426,717 62,768,733 1,901,995 4,077,097,445 9.27% 2017 4,202,108,491 63,820,415 2,051,995 4,267,980,901 9.27% 2018 4,375,810,412 60,507,061 2,051,995 4,438,369,468 9.27% 2019 4,591,020,006 63,704,447 2,051,995 4,656,776,448 9.28% 2020 4,809,362,427 71,764,032 2,347,932 4,883,474,391 9.28% 2021 5,038,058,045 72,031,236 2,408,307 5,112,497,588 9.28% 2022 5,162,438,824 71,444,546 2,408,307 5,236,291,677 9.28% 2023 5,435,331,772 74,951,474 2,408,307 5,512,691,553 9.28% Note In 1978 the voters of the State of California passed Proposition 13 which limited property taxes to a total maximum rate of 1% based upon the assessed value of the property being taxed. Each year, the assessed value of property may be increased by an "inflation factor' (limited to a maximum increase of 2%). With few exceptions, property is only re -assessed as a result of new construction activity or at the time it is sold to a new owner. At that point, the property is reassessed based upon the added value of the construction or at the purchase price (market value) or economic value of the property sold. The assessed valuation data shown above represents the only data currently available with respect to the actual market value of taxable property and is subject to the limitations described above. Source: Los Angeles County Assessor Combined Tax Rolls and HDL Coren & Cone 128 CITY OF ROSEMEAD Schedule 6 Direct and Overlapping Property Tax Rates Last Ten Fiscal Years (Rate per $100 of Taxable Value) Basic Levy' EI Monte City School District EI Monte Union High School Garvey School District Garvey -Alhambra Los Angeles Community College District Metropolitan Water District Montebello Unified School District Pasadena Community College District Rio Hondo Community College District Rosemead School District San Gabriel Unified School District Total Direct & Overlappingz Tax Rates City's Share of 1% Levy Per Prop 13 3 Voter Approved City Debt Rate 117 2018 2019 2020 2( 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 0.0000 0.1182 0.1464 0.1468 0.1462 0.1458 0.1080 0.0751 0.0799 0.0907 0.0980 0.0842 0.0916 0.0847 0.0824 0.0879 0.1097 0.0929 0.0765 0.0675 0.0598 0.0595 0.0587 0.0607 0.0833 0.0871 0.0862 0.0843 0.0884 0.0857 0.0315 0.0291 0.0291 0.0281 0.0481 0.0454 0.0366 0.0381 0.0299 0.0299 0.0445 0.0402 0.0358 0.0360 0.0460 0.0462 0.0272 0.0402 0.0438 0.0249 0.0180 0.0180 0.0180 0.0230 0.0300 0.0300 0.0300 0.0300 0.0300 0.0300 0.0946 0.0875 0.0872 0.1471 0.1351 0.1392 0.0931 0.0971 0.0903 0.1277 0.0190 0.0103 0.0087 0.0089 0.0082 0.0077 0.0072 0.0055 0.0090 0.0087 0.0000 0.0282 0.0271 0.0281 0.0275 0.0255 0.0257 0.0136 0.0153 0.0154 0.1031 0.0989 0.1000 0.0853 0.1198 0.0926 0.0868 0.0746 0.1018 0.0987 0.1008 0.1144 0.1068 0.1053 0.1008 0.1056 0.0968 0.0986 0.1019 0.1027 1.5694 1.6885 1.7093 1.7539 1.8273 1.8130 1.7073 1.6500 1.6662 1.6817 0.0939 0.0939 0.0939 0.0939 0.0939 0.0939 0.0939 0.0939 0.0939 0.0928 Redevelopment Rate" 0.0000 0.0000 0.0000 0.0000 0.0000 0.0000 0.0000 0.0000 0.0000 0.0000 Total Direct Rate s 0.0927 0.0927 0.0927 0.0927 0.0927 0.0928 0.0928 0.0928 0.0928 0.0928 Notes: 'In 1978, California voters passed Proposition 13 which set the property tax rate at a 1.00% fixed amount. This 1.00% is shared by all taxing agencies for which the subject property resides within. In addition to the 1.00% fixed amount, property owners are charged taxes as a percentage of assessed property values for the payment of any voter approved bonds. 2 Overlapping rates are those of local and county govemments that apply to property owners within the City. Not all overlapping rates apply to all city property owners. 3 City's share of 1 % Levy is based on the City's share of the general fund tax rate area with the largest net taxable value within the city. ERAF general fund tax shifts may not be included in tax ratio figures. 4 RDA rate is based on the largest RDA tax rate area (TRA) and includes only rate(s) from indebtedness adopted prior to 1989 per California State statute. RDA direct and overlapping rates are applied only to the incremental property values. The approval of ABX1 26 eliminated Redevelopment from the State of California for the fiscal year 2012-13 and years thereafter. 5 Total Direct Rate is the weighted average of all individual direct rates applied by the government prepaing the statistical section information and excludes revenues derived from aircraft Beginning in 2013/14 the Total Direct Rate no longer includes revenue generated from the former redevelopment tax rate areas. Challenges to recognized enforceable obligations are assumed to have been resolved during 2012/13. For the purposes of this report, residual revenue is assumed to be distributed to the City in the same proportions as general fund revenue. Source: Los Angeles County Assessor 2013/14 - 2022/23 Combined Tax Rolls and HDL Coren & Cone 129 CITY OF ROSEMEAD Schedule 7 Principal Property Tax Payers Current Year and Ten Years Ago Source: Los Angeles County Assessor Combined Tax Rolls and SBE Non Unitary Tax Roll for 2012/13 and 2021/22 and Hdl Coren & Cone 130 2023 2014 Percent of Percent of Total City Total City Taxable Taxable Taxable Taxable Assessed Assessed Assessed Assessed Taxpayer Value Rank Value Value Rank Value Rosemead Place, LLC $54,633,702 1 0.99% $47,173,985 1 1.27% Walmart Real Estate Business Trust 42,874,734 2 0.78% 37,447,086 2 1.01% Rosemead Hwang LLC 39,077,269 3 0.71% 29,428,000 3 0.79% AFG Investment Fund 5 LLC 29,037,825 4 0.53% 25,023,940 4 0.67% West Meadow Health Holdings LLC 23,841,480 5 0.43% - - - Golden State Water Company 22,495,744 6 0.41% - - 0.00% Sunshine Inn 21,974,797 7 0.40% 10,738,534 10 0.29% Metodo Investments LLC 21,833,789 8 0.40% 18,868,184 5 0.51% 420 Boyd Street LLC 20,523,801 9 0.37% 17,000,000 6 0.46% Hunsaker Family Trust 17,708,950 10 0.32% - - - Citadel Panda Exoress Inc - - - 15,916,502 7 0.43% Macy's California Inc 14,221,531 8 0.38% Shurl and Kay Curci Foundation Lessor 14,031,441 9 0.38% Source: Los Angeles County Assessor Combined Tax Rolls and SBE Non Unitary Tax Roll for 2012/13 and 2021/22 and Hdl Coren & Cone 130 CITY OF ROSEMEAD Schedule 8 Property Tax Levies and Collections Last Ten Fiscal Years Collected within the Fiscal Year of Levy Collections in Total Collections to Date Fiscal Year Taxes Levied for Percent of Subsequent Percent of Ended June 30 the Fiscal Year Amount Levy Years * Amount Levy 2014 2,865,651 2015 2,981,810 2016 3,134,303 2017 3,187,187 2018 3,336,547 2019 3,489,499 2020 3,675,962 2021 3,847,941 2022 3,928,815 2023 4,099,167 Information not available. 2,850,674 99.48% - 2,850,674 99.48% 2,935,129 98.43% - 2,935,129 98.43% 3,114,233 99.36% - 3,114,233 99.36% 2,632,109 82.58% - 2,632,109 82.58% 2,878,054 86.26% - 2,878,054 86.26% 3,008,322 86.21% - 3,008,322 86.21% 3,064,430 83.36% - 3,064,430 83.36% 2,812,253 73.08% - 2,812,253 73.08% 2,862,513 72.86% - 2,862,513 72.86% 3,091,286 75.41% - 3,091,286 75.41% Source: Los Angeles County Auditor Controllers Office 131 THIS PAGE INTENTIONALLY LEFT BLANK 132 CITY OF ROSEMEAD Schedule 9 Direct and Overlapping Governmental Activities Debt June 30, 2023 Overlapping General Fund Debt Percentage Los Angeles County General Fund Obligations 2,601,551,282 Applicable To 7,570,514 Los Angeles County Superintendent of School Certificates City of City's Share of of Participation Total Debt Rosemead (1) Debt Direct and Overlapping Tax and Assessment Debt * Metropolitan Water District $ 19,215,000 0.152% 29,207 Los Angeles Community College Distil 4,500,730,000 0.278% 12,512,029 Pasadena Area Community College District 51,995,000 2.346% 1,219,803 Alhambra Unified School District 67,504,695 11.712% 7,906,150 Montebello Unified District 248,196,585 1.523% 3,780,034 San Gabriel Unified School District 92,507,682 1.113% 1,029,611 EI Monte Union High School District 233,302,715 13.825% 32,254,100 Garvey School District 56,673,063 50.918% 28,856,790 Rosemead School District 51,669,021 67.684% 34,971,660 Total Direct and Overlapping Tax and Assessment Debt Subtotal Overlapping Debt 122,559,384 Overlapping General Fund Debt Los Angeles County General Fund Obligations 2,601,551,282 0.291% 7,570,514 Los Angeles County Superintendent of School Certificates of Participation 3,403,487 0.291% 9,904 Pasadena Area Community College District Certificates of Participation 28,785,000 2.346% 675,296 Montebello Unified School District Certificates of Participation 4,615,000 1.523% 70,286 EI Monte Union High School District General Fund Obligations 9,905,000 13.825% 1,369,366 Los Angeles County Sanitation District No. 2 Authority 776,732 0.003% 23 Los Angeles County Sanitation District No. 15 Authority 795,080 6.518% 51,823 9,747,214 Overlapping Tax Increment Debt (Successor Agency) 17,860,000 100% 17,860,000 Subtotal Overlapping Debt 150,166,598 City of Rosemead Direct Debt 391,153 (2) Total Direct and Overlapping Debt 150,557,751 (3) (1) The percentage of overlapping debt applicable to the city is estimated using taxable property value, Applicable percentages were estimated by determining the portion of the overlapping district's assessed value that is within the boundaries of the city divided by the district's total taxable assessed value. (2) Details regarding the City's direct debt can be found in the notes to the financial statements. (3) Excludes tax and revenue anticipation notes, enterprise revenue, mortgage revenue and non -bonded capital lease obligations. 133 CITY OF ROSEMEAD Legal Debt Margin Information Last Ten Fiscal Years Assessed valuation Conversion percentage Adjusted assessed valuation Debt limit percentage Debt limit Total net debt applicable to limit: General obligation bonds Legal debt margin 2013-14 2014-15 2015-16 2016-17 2017-18 3,725,310,320 3,879,248,441 4,077,097,445 4,337,892,775 4,525,131,407 25% 25% 25% 25% 25% 931,327,580 969,812,110 1,019,274,361 1,084,473,194 1,131,282,852 15% 15% 15% 15% 15% 139,699,137 145,471, 817 152, 891,154 162,670, 979 169,692,428 139,699,137 145,471, 817 152, 891,154 162,670, 979 169,692,428 Total debt applicable to the limit as a percentage of debt limit 0.0% 0.0% 0.0% 0.0% 0.0% The Government Code of the State of California provides for a legal debt limit of 15% of gross assessed valuation. However, this provision was enacted when assessed valuation was based upon 25% of market value. Effective with the 1981-82 fiscal year, each parcel is now assessed at 100% of market value (as of the most recent change in ownership for that parcel). The computations shown above reflect a conversion of assessed valuation data for each fiscal year from the current full valuation perspective to the 25% level that was in effect at the time that the legal debt margin was enacted by the State of California for local governments located within the state. Source: Rosemead Finance Department Los Angeles County Tax Assessor's Office 134 Assessed valuation Conversion percentage Adjusted assessed valuation Debt limit percentage Debt limit Total net debt applicable to limit: General obligation bonds Legal debt margin Total debt applicable to the limit as a percentage of debt limit Schedule 10 2018-19 2019-20 2020-21 2021-22 2022-23 4,745,176,577 25% 4,960,200,386 25% 5,175,006,979 25% 5,306,456,661 25% 5,593,810,961 25% 1,186,294,144 15% 1,240,050, 097 15% 1,293,751,745 15% 1,326,614,165 15% 1,398,452,740 15% 177,944,122 186,007,514 194,062,762 198,992,125 209,767,911 177,944,122 186,007,514 194,062,762 198,992,125 209,767,911 0.0% 0.0% 0.0% 0.0% 0.0% Source: Rosemead Finance Department Los Angeles County Tax Assessor's Office 135 CITY OF ROSEMEAD Pledged -Revenue Coverage Last Ten Fiscal Years Fiscal Year Ended June 30 Tax Increment Schedule 11 Tax Allocation Bonds Debt Service Principal Interest Coverage 2014 5,517,943 1,855,000 1,790,511 1.51 2015 5,521,038 1,920,000 1,718,573 1.52 2016 5,724,292 1,995,000 1,635,578 1.58 2017 4,711,788 850,000 1,602,713 1.92 2018 3,916,792 2,320,000 1,386,038 1.06 2019 3,863,435 2,160,000 1,352,881 1.10 2020 3,634,145 2,205,000 1,229,000 1.06 2021 4,204,501 2,295,000 1,126,375 1.23 2022 4,072,385 2,405,000 1,010,125 1.19 2023 2,801,429 2,530,000 886,750 0.82 Note: Details regarding the city's outstanding debt can be found in the notes to the financial statements. Operating expenses do not include interest or depreciation expenses. Source: City of Rosemead, Department of Finance 136 CITY OF ROSEMEAD Demographic and Economic Statistics Last Ten Calendar Years Schedule 12 Personal Income Per Capita Personal Unemployment Fiscal Year Population ' (in thousands) (2) Income Rate (3) Median Age (3) 2013-14 54,762 944,918 17,255 6.70% 38.8 2014-15 54,786 956,180 17,453 9.50% 39.7 2015-16 55,231 932,800 16,889 7.70% 40.4 2016-17 54,984 960,740 17,473 6.10% 40.5 2017-18 55,267 972,350 17,594 4.30% 40.7 2018-19 55,097 1,040,232 18,880 4.30% 41.5 2019-20 54,363 1,084,896 19,956 4.20% 41.4 2020-21 54,229 1,175,005 21,667 16.20% 41.9 2021-22 50,511 1,181,679 23,394 9.30% 41.3 2022-23 50,022 1,237,499 24,739 4.60% 41.8 Sources: ')California State Department of Finance 2) US Census Data 3) California Employment Development Department Compilied by HdL, Coren & Cone 137 CITY OF ROSEMEAD Schedule 13 Principal Employers Current Year and Ten Years Ago 2023 2014 Percent of Percent of Number of Total Number of Total Employer Employees Rank Employment' Employees Rank Employment 2 Southern California Edison 2,722 1 11.68% 4,100 1 17.08% Garvey School District 881 2 3.78% 804 2 3.35% Panda Restaurant Group, Inc. 647 3 2.78% 400 3 1.67% Wal-Mart 594 4 2.55% 389 4 1.62% Rosemead School District 329 5 1.41% 337 5 1.40% Target 200 6 0.86% 200 6 0.83% Hemetic Seal Corporation 120 7 0.52% 189 7 0.79% Lucille's 100 8 0.43% - - - University of the West 100 9 0.43% - - - Don Bosco Tech 80 11 0.34% 90 8 0.38% Olive Garden 115 9 0.48% Double Tree 100 10 100 10 0.42% ' Based upon Employment Development Department's estimate of 24,000 residents employed - June 2014 2 Based upon Employment Development Department's estimate of 23,300 residents employed - June 2023 Disclaimer: The City of Rosemead makes no claims concerning the accuracy of data provided nor assumes any liability resulting from the use of information herein. Source: City of Rosemead 138 .yYWas] 2:16 94�,I:c1k, Top 25 Sales Tax Producers Current Year and Ten Years Ago Schedule 14 2023 2014 Sales Tax Producers Business Category Sales Tax Producers Business Category 7 Eleven Service Stations 7 Eleven Service Stations 888 Seafood Altec Industries AutoZone Beacon Roofing Supply Boiling Crab Carbeeco Circle K Casual Dining Heavy Industrial Automotive Supply Stores Buiding Material Casual Dining Used Automotive Dealers Service Stations Fastrack Auto Used Automotive Dealers In N Out Burger Quick-Servie Restaurants Ji Rong Peking Duck Casual Dining Lucille's Smokehouse Bar -B -C Casual Dining Macy's Department Store McDonald's Quick-Servie Restaurants McDonald's Quick-Servie Restaurants Olive Garden Casual Dining Panda Express Fast -Casual Restaurants Rosemead Valley Mart Mobil Service Stations Ross Shell T Mobile Target Ulta Beauty Walmart Supercenter Well Auto Firms Listed Alphabetically Family Apparel Service Stations Electronics/Appliance Stores Discount Dept Stores Specialty Stores Discount Dept Stores Used Automotive Dealers 888 Seafood AutoZone Bed Bath & Beyond CH Auto Circle K CVS Pharmacy Dunn Edwards Paint East Gourmet Seafood In N Out Burger Macys Mbest Co Mc Donalds Mc Donalds Olive Garden Panda Express Rosemead Mobil Casual Dining Automotive Supply Stores Home Furnishings Used Automotive Dealers Service Stations Drug Stores Paint/Glass/Wallpaper Casual Dining Quick -Service Resturants Department Stores Heavy Industrial Quick -Service Resturants Quick -Service Resturants Casual Dining Fast -Casual Restaurants Service Stations Rosemead Valley Mart Mobi Service Stations Sea Harbour Seafood Casual Dining Shell Service Stations T Mobile Electronics/Appliance Store: Target Discount Dept Stores TGI Fridays Casual Dining USA Gasoline Service Stations Walmart Supercenter Discount Dept Stores Source: State Board of Equalization, California Department of Taxes and Fees Administration, State Controller's Office, The HdL Companies 139 CITY OF ROSEMEAD Schedule 15 Full-time City Positions by Function Last Ten Fiscal Years Function 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 General government 10 11 12 12 12 13 14 15 19 19 Public safety 7 6 6 7 7 3 3 8 8 6 Community development 6 6 7 7 7 10 11 6 5 7 Public works 20 20 20 20 21 23 23 21 21 25 Parks and recreation 10 10 8 9 9 8 9 8 8 9 Total 53 53 53 55 56 57 60 58 61 66 i The City of Rosemead contracts with the Los Angeles County Sheriffs Department for police services and is part of the Los Angeles County Fire Protection District which provides fire services; therefore, the position numbers shown above do not include staffing for those services. Public safety positions within the City include public safety administration, code enforcement, and parking control. Source: City of Rosemead, Finance Department 140 CITY OF ROSEMEAD Operating Indicators by Function Last Ten Fiscal Years Schedule 16 Source: City of Rosemead 141 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 Police: Arrests 1,356 1,585 1,339 1,046 1,256 1,817 2,649 2,966 1,404 1,867 Parking citations issued 16,110 7,863 8,047 7,676 8,086 6,244 7,898 9,472 7,725 7,501 Fire: Number of emergency calls 2,823 3,212 3,352 3,206 3,822 2,823 2,789 2,803 6,098 4,420 Inspections 2,026 2,793 2,564 2,311 2,430 2,288 2,267 2,256 2,132 1,264 Public works: Street resurfacing (miles) 1.60 0.55 1.00 0.70 0.80 1.00 0 0 4.6 1.92 Parks and recreation: Number of recreation classes 724 839 871 873 707 631 387 210 491 617 Number of facility rentals 4,005 2,607 3,070 6,226 3,679 2,508 2,387 1,244 2,797 3,191 Source: City of Rosemead 141 CITY OF ROSEMEAD Capital Asset Statistics by Function Last Ten Fiscal Years Administration: City Hall Public safety: Public Safety Center Public works: Corporate Yard Streets (miles) Streetlights Traffic signals Parks and recreation: Parks Community centers Dinsmoor House Source: City of Rosemead Schedule 17 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 77.6 77.6 81.9 81.9 81.8 81.8 81.8 81.8 81.8 81.8 2,712 2,712 2,712 2,712 2,511 2,511 2,511 2,511 2,684 2,684 42 42 41 42 42 42 42 42 43 43 10 10 10 10 11 12 12 12 12 12 2 2 2 2 2 2 2 2 2 2 1 1 1 1 1 1 1 1 1 1 142 Attachment B Auditors' Letter to Mayor and City Council for Year Ended June 30, 2023 LS L•�:: December 14, 2023 To the Honorable Mayor and Members of the City Council City of Rosemead, California We have audited the financial statements of the governmental activities, each major fund, and the aggregate remaining fund information of the City of Rosemead, California (the "City") for the year ended June 30, 2023. Professional standards require that we provide you with information about our responsibilities under generally accepted auditing standards (and, if applicable, Government Auditing Standards and the Uniform Guidance), as well as certain information related to the planned scope and timing of our audit. We have communicated such information in our letter to you dated July 12, 2023. Professional standards also require that we communicate to you the following information related to our audit. Significant Audit Matters Qualitative Aspects of Accounting Practices Management is responsible for the selection and use of appropriate accounting policies. The significant accounting policies used by the City are described in Note 1 to the financial statements. As described in Note 1 to the financial statements, the City changed accounting policies related to subscription -based information technology arrangements, and by adopting Statement of Governmental Accounting Standards (GASB Statement) No. 96, in fiscal year 2022-2023. Accordingly, the cumulative effect of the accounting change as of the beginning of the year is reported in the Statement of Revenues, Expenses, and Changes in Net Position. We noted no transactions entered into by the City during the year for which there is a lack of authoritative guidance or consensus. All significant transactions have been recognized in the financial statements in the proper period. Accounting estimates are an integral part of the financial statements prepared by management and are based on management's knowledge and experience about past and current events and assumptions about future events. Certain accounting estimates are particularly sensitive because of their significance to the financial statements and because of the possibility that future events affecting them may differ significantly from those expected. The most sensitive estimates affecting the City's financial statements were: Management's estimates of the net pension liability and asset, and net other postemployment benefits liability, are based on actuarial valuation estimates. We evaluated the methods, assumptions, and data used to develop the actuarial valuation estimates in determining that they are reasonable in relation to the financial statements taken as a whole. The financial statement disclosures are neutral, consistent, and clear. Difficulties Encountered in Performing the Audit We encountered no significant difficulties in dealing with management in performing and completing our audit. Corrected and Uncorrected Misstatements Professional standards require us to accumulate all known and likely misstatements identified during the audit, other than those that are clearly trivial, and communicate them to the appropriate level of management. We are pleased to report that no such disagreements arose during the course of our audit. tiwwv.lslcpasxom PrimeGlobal I "'`A— ln(""ram„"� I h, A H.,, r,n„ L00 L•:•• To the Honorable Mayor and Members of the City Council City of Rosemead, California Disagreements with Management For purposes of this letter, a disagreement with management is a financial accounting, reporting, or auditing matter, whether or not resolved to our satisfaction, that could be significant to the financial statements or the auditor's report. We are pleased to report that no such disagreements arose during the course of our audit. Management Representations We have requested certain representations from management that are included in the management representation letter dated December 14, 2023. Management Consultations with Other Independent Accountants In some cases, management may decide to consult with other accountants about auditing and accounting matters, similar to obtaining a "second opinion" on certain situations. If a consultation involves application of an accounting principle to the City's financial statements or a determination of the type of auditor's opinion that may be expressed on those statements, our professional standards require the consulting accountant to check with us to determine that the consultant has all the relevant facts. To our knowledge, there were no such consultations with other accountants. Other Audit Findings or Issues We generally discuss a variety of matters, including the application of accounting principles and auditing standards, with management each year prior to retention as the City's auditors. However, these discussions occurred in the normal course of our professional relationship and our responses were not a condition to our retention. Other Matters We applied certain limited procedures to management's discussion and analysis, the budgetary comparison schedules for the General Fund and the major special revenue funds, and the required pension and other postemployment benefits schedules, which are required supplementary information (RSI) that supplements the basic financial statements. Our procedures consisted of inquiries of management regarding the methods of preparing the information and comparing the information for consistency with management's responses to our inquiries, the basic financial statements, and other knowledge we obtained during our audit of the basic financial statements. We did not audit the RSI and do not express an opinion or provide any assurance on the RSI. We were engaged to report on the combining and individual fund financial statements and schedules which accompany the financial statements but are not RSI. With respect to this supplementary information, we made certain inquiries of management and evaluated the form, content, and methods of preparing the information to determine that the information complies with accounting principles generally accepted in the United States of America, the method of preparing it has not changed from the prior period, and the information is appropriate and complete in relation to our audit of the financial statements. We compared and reconciled the supplementary information to the underlying accounting records used to prepare the financial statements or to the financial statements themselves. Restriction on Use This information is intended solely for the information and use of City Council and management of the City and is not intended to be, and should not be, used by anyone other than these specified parties. Very truly yours, ,O� sqr-46o� Brea, California Attachment C Independent Auditors' Report on Internal Control over Financial Reporting LS Uo�:: INDEPENDENT AUDITORS' REPORT ON INTERNAL CONTROL OVER FINANCIAL REPORTING AND ON COMPLIANCE AND OTHER MATTERS BASED ON AN AUDIT OF FINANCIAL STATEMENTS PERFORMED IN ACCORDANCE WITH GOVERNMENT AUDITING STANDARDS To the Honorable Mayor and Members of the City Council City of Rosemead, California We have audited, in accordance with the auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards issued by the Comptroller General of the United States, the financial statements of the governmental activities, each major fund, and the aggregate remaining fund information of .City of Rosemead, California (the "City"), as of and for the year ended June 30, 2023, and the related notes to the financial statements, which collectively comprise the City's basic financial statements, and have issued our report thereon dated December 14, 2023. Report on Internal Control over Financial Reporting In planning and performing our audit of the financial statements, we considered the City's internal control over financial reporting (internal control) as a basis for designing audit procedures that are appropriate in the circumstances for the purpose of expressing our opinions on the financial statements, but not for the purpose of expressing an opinion on the effectiveness of the City's internal control. Accordingly, we do not express an opinion on the effectiveness of the City's internal control. A deficiency in internal control exists when the design or operation of a control does not allow management or employees, in the normal course of performing their assigned functions, to prevent, or detect and correct, misstatements, on a timely basis. A material weakness is a deficiency, or a combination of deficiencies, in internal control, such that there is a reasonable possibility that a material misstatement of the entity's financial statements will not be prevented, or detected and corrected, on a timely basis. A significant deficiency is a deficiency, or a combination of deficiencies, in internal control that is less severe than a material weakness, yet important enough to merit attention by those charged with governance. Our consideration of internal control was for the limited purpose described in the first paragraph of this section and was not designed to identify all deficiencies in internal control that might be material weaknesses or, significant deficiencies. Given these limitations, during our audit we did not identify any deficiencies in internal control that we consider to be material weaknesses. However, material weaknesses or significant deficiencies may exist that were not identified. Report on Compliance and Other Matters As part of obtaining reasonable assurance about whether the City's financial statements are free from material misstatement, we performed tests of its compliance with certain provisions of laws, regulations, contracts, and grant agreements, noncompliance with which could have a direct and material effect on the financial statements. However, providing an opinion on compliance with those provisions was not an objective of our audit, and accordingly, we do not express such an opinion. The results of our tests disclosed no instances of noncompliance or other matters that are required to be reported under Government Auditing Standards. nr4,xrrrinnr �IxnrOx•n) PrlmeGlobal W W W.IS I C Ila S. C 0111 nndAr<n,nu�na r'�mrs LSL:o::: To the Honorable Mayor and Members of the City Council City of Rosemead, California Purpose of This Report The purpose of this report is solely to describe the scope of our testing of internal control and compliance and the results of that testing, and not to provide an opinion on the effectiveness of the City's internal control or on compliance. This report is an integral part of an audit performed in accordance with Government Auditing Standards in considering the City's internal control and compliance. Accordingly, this communication is not suitable for any other purpose. 0;;�, . "k - Com Brea, California December 14, 2023 M /N\ ORAreo �% Attachment D Report on Agreed -Upon Procedures Applied to Appropriations Limit LS Ue�:: INDEPENDENT ACCOUNTANTS' REPORT ON AGREED-UPON PROCEDURES APPLIED TO APPROPRIATIONS LIMIT WORKSHEETS To the Honorable Mayor and Members of the City Council City of Rosemead, California We have performed the procedures enumerated below on the accompanying Appropriations Limit Worksheet No. 6 (or other alternative computation) of the City of Rosemead, California, for the year ended June 30, 2023. These procedures are the responsibility of the City, which were agreed to by the City of Rosemead and the League of California Cities (as presented in the publication entitled Agreed -Upon Procedures Applied to the Appropriations Limitation Prescribed by Article XIII -B of the California Constitution), were performed solely to assist the City of Rosemead in meeting the requirements of Section 1.5 of Article XIII -B of the California Constitution. The City of Rosemead's management is responsible for the Appropriations Limit Worksheet No. 6 (or other alternative computation). The City has agreed to and acknowledged that the procedures performed are appropriate to meet the intended purpose of recomputing the Appropriations Limit Worksheet No. 6 (or other alternative computation). This report may not be suitable for any other purpose. The procedures performed may not address all the items of interest to a user of this report and may not meet the needs of all users of this report and, as such, users are responsible for determining whether the procedures performed are appropriate for their purposes. The procedures performed and our findings were as follows: 1. We obtained the completed Worksheets No. 1 through No. 7 (or other alternative computations) and compared the limit and annual adjustment factors included in those worksheets to the limit and annual adjustment factors that were adopted by resolution of the City Council. We also compared the population and inflation options included in the aforementioned worksheets to those that were selected by a recorded vote of the City Council. Finding: No exceptions were noted as a result of our procedures. 2. For the accompanying Appropriations Limit Worksheet No. 6, we multiplied line A, last year's limit, by line D, ratio of change and compared the resulting amount to line E, this year's limit. Finding: No exceptions were noted as a result of our procedures. 3. We compared the current year information presented in the accompanying Appropriations Limit Worksheet No. 6 to the other worksheets described in No. 1 above. Finding: No exceptions were noted as a result of our procedures. 4. We compared the prior year appropriations limit presented in the accompanying Appropriations Limit Worksheet No. 6 to the prior year appropriations limit adopted by the City Council for the prior year. Finding: No exceptions were noted as a result of our procedures. nrww.lslcpas.corn PrimeGlobal LSUe::: To the Honorable Mayor and Members of the City Council City of Rosemead, California We were engaged by the City to perform this agreed-upon procedures engagement and conducted our engagement in accordance with attestation standards established by the AICPA. We were not engaged to and did not conduct an examination or review engagement, the objective of which would be the expression of an opinion or conclusion, respectively, on the accompanying Appropriations Limit Worksheet No. 6 (or other alternative computation). Accordingly, we do not express such an opinion or conclusion. Had we performed additional procedures, other matters might have come to our attention that would have been reported to you. We are required to be independent of the City and to meet our other ethical responsibilities, in accordance with the relevant ethical requirements related to our agreed-upon procedures engagement. This report is intended solely for the information of the City Council and management of the City of Rosemead and is not intended to be, and should not be, used by anyone other than these specified parties. 0;;�, "'r"4 '0_'4P?oA Brea, California July 12, 2023 CITY OF ROSEMEAD 2022-2023 APPROPRIATIONS LIMIT CALCULATION A. 2021-2022 APPROPRIATIONS LIMIT: B. 2022-2023 CHANGE IN PER CAPITA PERSONAL INCOME: C. 2022-2023 CHANGE IN POPULATION: D. RATIO OF CHANGE (1.0755 x 0.9939) E. 2022-2023 APPROPRIATIONS LIMIT: (54,976,824 x 1.068939450) $ 54,976,824 1.0755% 0.9939% x 1.068939450 $ 58 766.896 "-�'?PORATEO Attachment E Rosemead Housing Development Corporation Basic Financial Statements LSI!!!! !0!! •! ROSEMEAD HOUSING DEVELOPMENT CORPORATION A COMPONENT UNIT OF THE CITY OF ROSEMEAD, CALIFORNIA BASIC FINANCIAL STATEMENTS FISCAL YEAR ENDED JUNE 30 2023 (WITH SUPPLEMENTARY INFORMATION ' AND INDEPENDENT AUDITORS' REPORT Focused on YOU ROSEMEAD HOUSING DEVELOPMENT CORPORATION A Component Unit of The City of Rosemead, California Basic Financial Statements (With Supplementary Information) And Independent Auditors' Report For The Year Ended June 30, 2023 ROSEMEAD HOUSING DEVELOPMENT CORPORATION A Component Unit of The City of Rosemead, California Basic Financial Statements (With Supplementary Information) And Independent Auditors' Report For The Year Ended June 30, 2023 Table of Contents Page Number INDEPENDENT AUDITORS' REPORT.....................................................................................................................1 BASIC FINANCIAL STATEMENTS Statementsof Net Position...................................................................................................................................4 Statementsof Activities...............:........................................................................................................................5 BalanceSheet......................................................................................................................................................6 Reconciliation of the Balance Sheet of Governmental Fund to the Statement of Net Position..........................................................................................................................7 Statement of Revenues, Expenditures and Changes in Fund Balance...............................................................8 Reconciliation of the Statement of Revenues, Expenditures, and Changes in Fund Balance of Governmental Fund to the Statementof Activities..........................................................................................................................................9 Notes to Financial Statements...........................................................................................................................10 REQUIRED SUPPLEMENTARY INFORMATION Notes to Required Supplementary Information..................................................................................................17 BudgetaryComparison Schedule......................................................................................................................18 INDEPENDENT AUDITORS' REPORT ON INTERNAL CONTROL OVER FINANCIAL REPORTING AND ON COMPLIANCE AND OTHER MATTERS BASED ON AN AUDIT OF FINANCIAL STATEMENTS PERFORMED IN ACCORDANCE WITH GOVERNMENTAUDITING STANDARDS......................................................................19 LSL:o':: INDEPENDENT AUDITORS' REPORT To the Board of Directors Rosemead Housing Development Corporation City of Rosemead, California Report on the Audit of the Financial Statements Opinions We have audited the accompanying financial statements of the governmental activities and General Fund of the Rosemead Housing Development Corporation (the Corporation), a component unit of the City of Rosemead, California (the "City"), as of and for the year ended June 30, 2023, and the related notes to the financial statements, which collectively comprise the Corporation's basic financial statements as listed in the table of contents. In our opinion, the financial statements referred to above present fairly, in all material respects, the respective financial position of the governmental activities and General Fund of the Corporation, as of June 30, 2023, and the respective changes in financial position for the year then ended in accordance with accounting principles generally accepted in the United States of America. Basis for Opinions We conducted our audit in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. Our responsibilities under those standards are further described in the Auditor's Responsibilities for the Audit of the Financial Statements section of our report. We are required to be independent of the City and to meet our other ethical responsibilities, in accordance with the relevant ethical requirements relating to our audit. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our audit opinions. Emphasis of Matter Component Unit Reporting As discussed in Note 1, the financial statements of the Corporation are intended to present the financial position and the changes in financial position of only that portion of the governmental activities and General Fund of only that portion of the City that is attributable to the transactions of the Corporation. They do not purport to, and do not, present fairly the financial position of the City, as of June 30, 2023, the changes in its financial position, or, where applicable, its cash flows for the year then ended in accordance with accounting principles generally accepted in the United States of America. Our opinion is not modified with respect to this matter. Responsibilities of Management for the Financial Statements Management is responsible for the preparation and fair presentation of the financial statements in accordance with accounting principles generally accepted in the United States of America, and for the design, implementation, and maintenance of internal control relevant to the preparation and fair presentation of financial statements that are free from material misstatement, whether due to fraud or error. lnrlr/xrulrrrr �Irnrl.•.I �i PrimeGlobal ""�"°�°°°"°'gym'°'°' www.lslcpas.com .� �Inwr",°� LSL000. .000 00 To the Board of Directors Rosemead Housing Development Corporation City of Rosemead, California In preparing the financial statements, management is required to evaluate whether there are conditions or events, considered in the aggregate, that raise substantial doubt about the City's ability to continue as a going concern for twelve months beyond the financial statement date, including any currently known information that may raise substantial doubt shortly thereafter. Auditor's Responsibilities for the Audit of the Financial Statements Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an auditor's report that includes our opinions. Reasonable assurance is a high level of assurance but is not absolute assurance and therefore is not a guarantee that an audit conducted in accordance with generally accepted auditing standards and Government Auditing Standards will always detect a material misstatement when it exists. The risk of not detecting a material misstatement resulting from fraud is higher than for one resulting from error, as fraud may involve collusion, forgery, intentional omissions, misrepresentations, or the override of internal control. Misstatements are considered material if there is a substantial likelihood that, individually or in the aggregate, they would influence the judgment made by a reasonable user based on the financial statements. In performing an audit in accordance with generally accepted auditing standards and Government Auditing Standards, we: • Exercise professional judgment and maintain professional skepticism throughout the audit. • Identify and assess the risks of material misstatement of the financial statements, whether due to fraud or error, and design and perform audit procedures responsive to those risks. Such procedures include examining, on a test basis, evidence regarding the amounts and disclosures in the financial statements. • Obtain an understanding of internal control relevant to the audit in order to design audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the City's internal control. Accordingly, no such opinion is expressed. • Evaluate the appropriateness of accounting policies used and the reasonableness of significant accounting estimates made by management, as well as evaluate the overall presentation of the financial statements. • Conclude whether, in our judgment, there are conditions or events, considered in the aggregate, that raise substantial doubt about the City's ability to continue as a going concern for a reasonable period of time. We are required to communicate with those charged with governance regarding, among other matters, the planned scope and timing of the audit, significant audit findings, and certain internal control -related matters that we identified during the audit. Required Supplementary Information Accounting principles generally accepted in the United States of America require that the budgetary comparison schedule for the General Fund, as listed on the table of contents, be presented to supplement the basic financial statements. Such information is the responsibility of management and, although not a part of the basic financial statements, is required by the Governmental Accounting Standards Board who considers it to be an essential part of financial reporting for placing the basic financial statements in an appropriate operational, economic, or historical context. We have applied certain limited procedures to the required supplementary information in accordance with auditing standards generally accepted in the United States of America, which consisted of inquiries of management about the methods of preparing the information and comparing the information for consistency with management's responses to our inquiries, the basic financial statements, and other knowledge we obtained during our audit of the basic financial statements. We do not express an opinion or provide any assurance on the information because the limited procedures do not provide us with sufficient evidence to express an opinion or provide any assurance. 2 LS L"" .... 00 To the Board of Directors Rosemead Housing Development Corporation City of Rosemead, California Management has omitted the management's discussion and analysis that accounting principles generally accepted in the United States of America require to be presented to supplement the basic financial statements. Such missing information, although not a part of the basic financial statements, is required by the Governmental Accounting Standards Board, who considers it to be an essential part of financial reporting for placing the basic financial statements in an appropriate operational, economic, or historical context. Our opinions on the basic financial statements are not affected by this missing information. Other Reporting Required by Government Auditing Standards In accordance with Government Auditing Standards, we have also issued our report dated December 14, 2023, on our consideration of the City's internal control over the Corporation's financial reporting and on our tests of its compliance with certain provisions of laws, regulations, contracts, and grant agreements and other matters. The purpose of that report is solely to describe the scope of our testing of internal control over financial reporting and compliance and the results of that testing, and not to provide an opinion on the effectiveness of the City's internal control over the Corporation's financial reporting or on compliance. That report is an integral part of an audit performed in accordance with Government Auditing Standards in considering City's internal control over the Corporation's financial reporting and compliance. Vo- Brea, California December 14, 2023 3 ROSEMEAD HOUSING DEVELOPMENT CORPORATION A COMPONENT UNIT OF THE CITY OF ROSEMEAD, CALIFORNIA Statement of Net Position June 30, 2023 Assets: Cash and investments Accounts receivable Accrued interest Due from other governments Capital assets, net of depreciation/amortization Total Assets Liabilities: Accounts payable Deposits payable Noncurrent liabilities: Lease payable - due within one year Lease payable - due in more than one year Total Liabilities Net Position: Net investment in capital assets Unrestricted Total Net Position Governmental Activities $ 512,827 17,660 1,543 255,577 11,355,914 12,143,521 288,066 46,665 183,400 5,178,617 5,696,748 5,993,897 452,876 $ 6,446,773 The notes to financial statements are an integral part of this statement. 4 ROSEMEAD HOUSING DEVELOPMENT CORPORATION A COMPONENT UNIT OF THE CITY OF ROSEMEAD, CALIFORNIA Statement of Activites For the Year Ended June 30, 2023 Functions/Programs Governmental Activities: General Government Total Governmental Activities $ 1,218,418 $ 488,873 $ 520,694 $ (208,851) $ 1,218,418 $ 488,873 $ 520,694 (208,851) General Revenues: Net(Expenses) Investment income Revenues and Other Changes in Program Revenues Net Position Operating (200,419) Charges for Contributions Governmental Expenses Services and Grants Activities $ 1,218,418 $ 488,873 $ 520,694 $ (208,851) $ 1,218,418 $ 488,873 $ 520,694 (208,851) General Revenues: Investment income 4,041 Other 4,391 Total General Revenues 8,432 Change in Net Position (200,419) Net Position - Beginning of Year 6,647,192 Net Position - End of Year $ 6,446,773 The notes to financial statements are an integral part of this statement. 5 ROSEMEAD HOUSING DEVELOPMENT CORPORATION A COMPONENT UNIT OF THE CITY OF ROSEMEAD, CALIFORNIA Balance Sheet Governmental Fund June 30, 2023 The notes to financial statements are an integral part of this statement. 11 General Fund Assets: Cash and investments $ 512,827 Accounts receivable 17,660 Accrued interest 1,543 Due from other governments 255,577 Total Assets $ 787,607 Liabilities and Fund Balance: Liabilities: Accounts payable $ 288,066 Deposits payable 46,665 Total Liabilities 334,731 Fund Balance: Unassigned 452,876 Total Fund Balance 452,876 Total Liabilities and Fund Balance $ 787,607 The notes to financial statements are an integral part of this statement. 11 ROSEMEAD HOUSING DEVELOPMENT CORPORATION A COMPONENT UNIT OF THE CITY OF ROSEMEAD, CALIFORNIA Reconciliation of the Balance Sheet of Governmental Funds To the Statement of Net Position June 30, 2023 Fund balance of governmental funds Amounts reported for governmental activities in the statement of net position are different because: 452,876 Capital assets net of depreciation have not been included as financial resources in governmental fund activity. 11,355,914 Long-term debt that have not been included in the governmental fund activity: Lease payable (5,362,017) Net Position of Governmental Activities The notes to financial statements are an integral part of this statement. $ 6,446,773 ROSEMEAD HOUSING DEVELOPMENT CORPORATION A COMPONENT UNIT OF THE CITY OF ROSEMEAD, CALIFORNIA Statement of Revenues Expenditures and Changes in Fund Balance Governmental Fund For the Year Ended June 30, 2023 Revenues: Intergovernmental Use of money and property Miscellaneous Total Revenues Expenditures: Current: Operating costs Administrative services paid to City of Rosemead Debt service: Principal Total Expenditures Net change in fund balance Fund Balance, Beginning of Year Fund Balance, End of Year The notes to the financial statements are an integral part of this statement. General Fund $ 520,694 492,914 4,391 1,017,999 547,845 264,400 183,400 995,645 22,354 430,522 $ 452,876 ROSEMEAD HOUSING DEVELOPMENT CORPORATION A COMPONENT UNIT OF THE CITY OF ROSEMEAD, CALIFORNIA Reconciliation of the Statement of Revenues, Expenditures, and Changes in Fund Balances of Governmental Funds To the Statement of Activites For the Year Ended June 30, 2023 Net change in fund balance - total governmental funds Amounts reported for governmental activities in the statement of activities are different because: 22,354 Governmental funds report capital outlays as expenditures. However, in the statement of activities, the costs of those assets is allocated over their estimated useful lives as depreciation and amortization expense. This is the amount by which capital outlays exceeded depreciation and amortization in the current period. (406,173) Repayment of long-term debt principal is an expenditure in the governmental funds, but the repayment reduces long-term liabilities in the statement of net position. Lease payable repayments 183,400 Change in Net Position of Governmental Activities The notes to financial statements are an integral part of this statement. $ (200,419) ROSEMEAD HOUSING DEVELOPMENT CORPORATION A COMPONENT UNIT OF THE CITY OF ROSEMEAD, CALIFORNIA Notes to the Financial Statements June 30, 2023 NOTE 1: SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES A. Reaortina Entit The Rosemead Housing Development Corporation (the Corporation) is a nonprofit corporation whose purpose is to provide assistance to the Rosemead Community Development Commission (the Commission) to account for the construction, financing and operations of low- and moderate -income housing for the benefit of the City of Rosemead (the City). The Corporation currently maintains the Angelus and Garvey Senior Housing facilities. The Corporation is exempt from income taxes under Section 501 (c)(3) of the Internal Revenue Code (IRC) and applicable state statutes. Governmental Accounting Standards Board (GASB) Statement No. 14, The Financial Reporting Entity, defines the reporting entity as the primary government and those component units for which the primary government is financially accountable. Financial accountability is defined as appointment of a voting majority of the component unit's Board and either (a) the primary government has the ability to impose its will or (b) the possibility exists that the component unit will provide a financial benefit to or impose a financial burden on the primary government. Since the Board of Directors of the Commission and the Council members also serve as the Board of Directors of the Corporation, the Commission and the City, in effect, have the ability to influence and control operations. Therefore, the City has oversight responsibility for the Corporation. Accordingly, in applying the criteria of GASB Statement No. 14, the financial statements of the Corporation are included in the City's financial reports. The Corporation has the same fiscal year as the City. These financial statements contain information for the Corporation only. The City's financial report may be obtained by contacting the Financial Department of the City. As a result of the Assembly Bill X1 26 signed into law as part of the State of California's budget package on June 29, 2011, the Rosemead Community Development Commission ceased to exist as of February 1, 2012. On January 10, 2012, the City Council elected to serve as the successor agency to the Commission and retain the housing assets and functions previously held and performed by the Commission. B. Basis of Accounting and Measurement Focus The basic financial statements of the Corporation are composed of the following: • Government -wide financial statements • Fund financial statements • Notes to the basic financial statements Government -wide Financial Statements Government -wide financial statements display information about the reporting government as a whole, except for its fiduciary activities. These statements include separate columns for the governmental and business -type activities of the primary government (including its blended component units), as well as its discretely presented component units. The Corporation has no business -type activities or discretely presented component units. Government -wide financial statements are presented using the economic resources measurement focus and the accrual basis of accounting. Under the economic resources measurement focus, all (both current and long-term) economic resources and obligations of the reporting government are reported in the government -wide financial statements. Basis of accounting refers to when revenues and expenditures are recognized in the accounts and reported in the financial statements. Under the accrual basis of accounting, revenues, expenses, gains, losses, assets, and liabilities resulting from exchange and exchange -like transactions are recognized when the exchange takes place. Revenues, expenses, gains, losses, assets, and liabilities resulting from nonexchange transactions are recognized in accordance with the requirements of GASB Statement No. 33. Program revenues include charges for services and payments made by parties outside of the reporting government's citizenry if that money is restricted to a particular program. Program revenues are netted with program expenses in the statement of activities to present the net cost of each program. 10 ROSEMEAD HOUSING DEVELOPMENT CORPORATION A COMPONENT UNIT OF THE CITY OF ROSEMEAD, CALIFORNIA Notes to the Financial Statements June 30, 2023 NOTE 1: SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) Amounts paid to acquire capital assets are capitalized as assets in the government -wide financial statements, rather than reported as expenditures. Proceeds of long-term debt are recorded as a liability in the government -wide financial statements, rather than as another financing source. Amounts paid to reduce long-term indebtedness of the reporting government are reported as a reduction of the related liability, rather than as an expenditure. Fund Financial Statements The underlying accounting system of the Corporation is organized and operated on the basis of separate funds, each of which is considered to be a separate accounting entity. The operations of each fund are accounted for with a separate set of self -balancing accounts that comprise its assets, liabilities, fund balance, revenues and expenditures or expenses, as appropriate. Governmental resources are allocated to and accounted for in individual funds based upon the purposes for which they are to be spent and the means by which spending activities are controlled. Fund financial statements for the primary government's governmental, proprietary, and fiduciary funds are presented after the government -wide financial statements. These statements display information about major funds individually and nonmajor funds in the aggregate for governmental and enterprise funds. Fiduciary statements include financial information for fiduciary funds and similar component units. Fiduciary funds primarily represent assets held by the Corporation in a custodial capacity for other individuals or organizations. The Corporation has no enterprise funds or fiduciary funds. Governmental Funds In the fund financial statements, governmental funds and agency funds are presented using the modified -accrual basis of accounting. Their revenues are recognized when they become measurable and available. Measurable means that the amounts can be estimated, or otherwise determined. Available means that the amounts were collected during the reporting period or soon enough thereafter to be available to finance the expenditures accrued for the reporting period. The Corporation uses a sixty day availability period. Revenue recognition is subject to the measurable and available criteria for the governmental funds in the fund financial statements. Exchange transactions are recognized as revenues in the period in which they are earned (i.e., when the related goods or services are provided). Locally imposed derived tax revenues are recognized as revenues in the period in which the underlying exchange transaction upon which they are based takes place. Imposed non-exchange transactions are recognized as revenues in the period for which they were imposed. If the period of use is not specified, they are recognized as revenues when an enforceable legal claim to the revenues arises or when they are received, whichever occurs first. Government -mandated and voluntary nonexchange transactions are recognized as revenues when all applicable eligibility requirements have been met. In the fund financial statements, governmental funds are presented using the current financial resources measurement focus. This means that only current assets and current liabilities are generally included on their balance sheets. The reported fund balance (net current assets) is considered to be a measure of "available spendable resources." Governmental fund operating statements present increases (revenues and other financing sources) and decreases (expenditures and other financing uses) in net current assets. Accordingly, they are said to present a summary of sources and uses of "available spendable resources" during a period. Non-current portions of long-term receivables due to governmental funds are reported on their balance sheets despite their spending measurement focus. Special reporting treatments are used to indicate, however, that they should not be considered "available spendable resources," since they do not represent net current assets. Recognition of governmental fund type revenues represented by noncurrent receivables are deferred until they become current receivables. 11 ROSEMEAD HOUSING DEVELOPMENT CORPORATION A COMPONENT UNIT OF THE CITY OF ROSEMEAD, CALIFORNIA Notes to the Financial Statements June 30, 2023 NOTE 1: SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) Because of their spending measurement focus, expenditure recognition for governmental fund types excludes amounts represented by noncurrent liabilities. Since they do not affect net current assets, such long-term amounts are not recognized as governmental fund type expenditures or fund liabilities. Amounts expended to acquire capital assets are recorded as expenditures in the year that resources were expended, rather than as fund assets. The proceeds of long-term debt are recorded as an other financing source rather than as a fund liability. Amounts paid to reduce long-term indebtedness are reported as fund expenditures. When both restricted and unrestricted resources are combined in a fund, expenses are considered to be paid first from restricted resources, and then from unrestricted resources. C. Major Fund The Corporation reports the General Fund as its major fund. D. Cash and Investments Cash includes amounts in demand and time deposits. Investments, if any, are reported in the accompanying balance sheet at fair value, except for certain money market and investment contracts that are reported at cost because they are not transferable, and they have terms that are not affected by changes in market interest rates. Changes in fair value that occur during a fiscal year are recognized as income from property and investments reported for that fiscal year. Income from property and investments includes interest earnings, changes in fair value, any gains or losses realized upon the liquidation, maturity or sale of investments, property rentals, and the sale of City -owned property. E. Capital Assets Capital assets, which include buildings and improvements, furniture and equipment, and lease assets are reported as part of governmental activities in the government -wide financial statements. Capital assets are defined by the Corporation as assets with an initial, individual cost of more than $10,000 and an estimated useful life in excess of one year. Such assets are recorded at historical cost or estimated historical cost if purchased or constructed. Donated capital assets are recorded at acquisition value at the date of donation. The cost of normal maintenance and repairs that do not add to the value of an asset or materially extend an asset's useful life are not capitalized. Costs associated with construction in progress are recorded in their respective capital assets category upon approval by the Corporation's governing board, which approximates the completion date. Depreciation/amortization is charged to operations using the straight-line method based on the estimated useful life of an asset. The estimated useful lives of depreciable assets are as follows: Buildings 50 years Improvement 15 years Furniture and equipment 7 years Lease assets 55 years F. Income Taxes The Corporation is exempt from federal income taxes under Section 501(c)(3) of the IRC and a similar exemption under state law. 12 ROSEMEAD HOUSING DEVELOPMENT CORPORATION A COMPONENT UNIT OF THE CITY OF ROSEMEAD, CALIFORNIA Notes to the Financial Statements June 30, 2023 NOTE 1: SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) G. Fund Balance The Corporation reports fund balance in classifications that describe the relative strength of the spending constraints placed on the purposes for which resources can be used: • Nonspendable — amounts that are not in a spendable form (such as inventory) or are required to be maintained intact. • Restricted — amounts constrained to specific purposes by their providers (such as grantors, bondholders and higher levels of government), through constitutional provisions or by enabling legislation. • Committed — amounts constrained to specific purposes by a government itself, using the highest level of decision-making authority; to be reported as committed, amounts cannot be used for any other purpose unless the government takes the same highest -level action to remove or change the constraint. • Assigned — amounts a government intends to use for a specific purpose; intent can be expressed by the governing body or by an official or body to which the governing body delegates the authority. • Unassigned — amounts that are for any purpose; positive amounts are reported only in a general fund. The Board of Directors establishes (and modifies or rescinds) fund balance commitments by passage of an ordinance or resolution. The Board designates the Finance Director and City Manager as the Corporation officials to determine, define, and make the necessary account or fund transfers for the amounts to those components of fund balance that are classified as "Assigned Fund Balance." When both restricted and unrestricted resources are available for use when an expenditure is incurred, it is the Corporation's policy to use restricted resources first, then unrestricted resources as they are needed. It is the Corporation's policy to consider committed amounts as being reduced first, followed by assigned amounts, and then unassigned amounts when expenditures are incurred for purposes for which amounts in any of those unrestricted fund balance classifications could be used. H. Rental Income A management company collects rent payments on the first day of the month and the corporation recognizes revenue in the month due. Monthly rental income per unit ranges from $250 to $450 and is approved by the annual budget. All rental activities involving the Corporation are on a month-to-month basis and subsequently are exempt from reporting under GASB 87. I. Use of Estimates The preparation of financial statements in conformity with generally accepted accounting principles requires management to make estimates and assumptions that affect certain reported amounts and disclosures. Accordingly, actual results could differ from those estimates. 13 ROSEMEAD HOUSING DEVELOPMENT CORPORATION A COMPONENT UNIT OF THE CITY OF ROSEMEAD, CALIFORNIA Notes to the Financial Statements June 30, 2023 NOTE 2: CASH AND INVESTMENTS Cash and investments at June 30, 2023 consisted of demand deposits with financial institutions and the Corporation's share in the pooled cash of the City of Rosemead's investments. The carrying amount and the bank balance of the Corporation's demand deposits was $512,827. Custodial Credit Risk Custodial credit risk for deposits is the risk that, in event of the failure of a depository financial institution, a government will not be able to recover its deposits or will not be able to recover collateral securities that are in the possession of an outside party. The Corporation maintains its bank accounts at financial institutions that are collateralized with securities held by the pledging financial institution, or by its Trust Department or agent, but not in the Corporation's name. The primary difference between the carrying amount and the bank balance are deposits in transit and outstanding checks. In accordance with state statutes, the Corporation maintains deposits at those depository institutions insured by the FDIC. The California Government Code (the Code) requires California banks and savings and loan associations to collateralize the deposits of governmental entities by pledging government securities as collateral. The market value of pledge securities must equal at least 110% of those deposits. California law also allows financial institutions to secure the deposits of governmental entities by pledging first trust deed mortgage notes having a collateral value of 150% of a corporation's total deposits. As of June 30, 2023, the Corporation had no deposits with financial institutions in excess of federal depository insurance limits. NOTE 3: REIMBURSEMENT AGREEMENTS AND RELATED PARTY TRANSACTIONS The Corporation has entered into a reimbursement agreement with the City for the Corporation's administrative services. The Corporation paid $113,200 for administrative services to the City during the year ended June 30, 2023. The Corporation is funded, in part, by contributions from the Successor Agency. The Corporation has also entered into a 55 -year lease agreement with the City for the Angelus Senior Housing facility at $60,000 annually, expiring June 2047. The Corporation has also entered into a 55 -year lease agreement with the City for the Garvey Senior Housing facility at $72,000 annually, expiring November 2057. The lease amounts are to increase by 2% per year or by the percentage increase in CPI, whichever is higher. The Corporation paid $91,200 and $243,400 in lease payments to the City during the year ended June 30, 2023 for the Angelus and Garvey Senior Housing facilities, respectively. NOTE 4: LEASE PAYABLE As of June 30, 2023, the lease liability outstanding and the total intangible asset net of accumulated amortization amounted to $5,362,017. The lease payments are interest free and have not been subject to the 2% increase or percentage increase in CPI since FY 2011/12. Beginning Due in Balance Additions Deletions Ending Balance One Year $ 5,545,417 $ - $ 183,400 $ 5,362,017 $ 183,400 14 ROSEMEAD HOUSING DEVELOPMENT CORPORATION A COMPONENT UNIT OF THE CITY OF ROSEMEAD, CALIFORNIA Notes to the Financial Statements June 30, 2023 NOTE 4: LEASE PAYABLE (CONTINUED) Future principal and interest requirements to maturity for the combined capital lease liability as of June 30, 2023, are as follows: Future Principal and Interest Requirements Governmental Activities Year ending June 30, Principal Interest Total Payments 2024 $ 183,400 $ - $ 183,400 2025 183,400 - 183,400 2026 183,400 - 183,400 2027 183,400 - 183,400 2028 183,400 - 183,400 2029-2033 917,000 - 917,000 2034-2038 917,000 - 917,000 2039-2043 917,000 - 917,000 2044-2048 825,800 - 825,800 2049-2053 461,000 - 461,000 2054-2058 407,217 - 407,217 Total $ 5,362,017 $ - $ 5,362,017 NOTE 5: CAPITAL ASSETS During the year ended June 30, 2023, the changes in capital assets were as follows: Governmental Activities: Capital assets being depreciated/amortized: Building and improvements Furniture and equipment Right -to -use facilities Total Capital Assets, Being Depreciated/amortized Balance at Balance at June 30, 2022 Additions Deletions June 30, 2023 $ 11,042,597 $ - $ - $ 11,042,597 128,544 - - 128,544 10, 087, 000 - - 10, 087, 000 21,258,141 - Less accumulated depreciation/amortization: Building and improvements (4,825,927) (222,773) Furniture and equipment (128,544) - Right -to -use facilities (4,541,583) (183,400) Total Accumulated Depreciation/amortization Governmental Activities Capital Assets, Net (9,496,054) (406,173) 21,258,141 (5,048,700) (128,544) (4,724,983) (9,902,227) $ 11,762,087 $ (406,173) $ - $ 11,355,914 Depreciation and amortization expense is allocated to the general government function in the statement of activities. 15 ROSEMEAD HOUSING DEVELOPMENT CORPORATION A COMPONENT UNIT OF THE CITY OF ROSEMEAD, CALIFORNIA Notes to the Financial Statements June 30, 2023 NOTE 6: RISK MANAGEMENT The Corporation is exposed to various risks of loss related to torts, thefts of, damage to and destruction of assets, errors and omissions, and natural disasters. The Corporation, through the City, carries commercial liability insurance coverage. The Corporation carries no insurance coverage for natural disasters. Since the Corporation does not have any employees it uses employees from the City), it is not liable for injury to employees, workers' compensation, or employee health and accident insurance. The City has had no reduction in insurance coverage, nor did the City have any settlements that were in excess of insurance coverage in any of the three preceding years. NOTE 7: PROPERTY MANAGEMENT AND OPERATIONS The Corporation has two agreements with a management company, dated July 1994 and April 2002, to operate the development housing. These agreements are automatically renewed for successive periods of one year, unless terminated by the Corporation. The management company is responsible for collecting rents and receipts, employing an on-site manager and maintaining financial records. Total fees paid to the management company were $25,092 for the Angelus Senior Housing facility and $35,424 for the Garvey Senior Housing facility during fiscal year ended June 30, 2023 16 ROSEMEAD HOUSING DEVELOPMENT CORPORATION A COMPONENT UNIT OF THE CITY OF ROSEMEAD, CALIFORNIA Notes to the Required Supplementary Information June 30, 2023 NOTE 1: BUDGETARY INFORMATION Annual budgets are adopted on a basis consistent with accounting principles generally accepted in the United States of America for the governmental fund. All annual appropriations lapse at fiscal year-end. On or before the last day in March of each year, all agencies of the government submit requests for appropriations to the government's manager so that a budget may be prepared. Before the first Thursday of June, the proposed budget is presented to the Corporation's governing board for review. The governing board holds public hearings and a final budget must be prepared and adopted no later than June 30. The appropriated budget is prepared by fund, function and department. The Corporation's department directors, with approval of the Finance Director and City Manager, may make transfers of appropriations within the department and between departments within a fund. The legal level of budgetary control (i.e., the level at which expenditures may not legally exceed appropriations) is the fund level. Encumbrance accounting is employed in governmental funds. Encumbrances (e.g., purchase orders, contracts) outstanding at year end do not constitute expenditures or liabilities because the commitments will be re -appropriated and honored during the subsequent year. 17 ROSEMEAD HOUSING DEVELOPMENT CORPORATION A COMPONENT UNIT OF THE CITY OF ROSEMEAD, CALIFORNIA Budgetary Comparison Schedule For the Year Ended June 30, 2023 Budgetary Fund Balance, July 1 Available for Appropriations (Inflows): Intergovernmental Use of money and property Miscellaneous Amounts Available for Appropriations Charges to Appropriations (Outflows): Operating costs 575,800 575,800 Variance with Administrative services paid to City of Rosemead 113,200 113,200 Final Budget Budget Amounts Actual Positive Original Final Amounts (Negative) $ 430,522 $ 430,522 $ 430,522 $ - 599,400 599,400 520,694 (78,706) 429,500 429,500 492,914 63,414 4,700 4,700 4,391 (309) 1,464,122 1,464,122 1,448,521 (15,601) Operating costs 575,800 575,800 547,845 27,955 Administrative services paid to City of Rosemead 113,200 113,200 113,200 - Facility rent paid to City of Rosemead 334,600 334,600 334,600 - CIP project costs 400,000 400,000 - 400,000 Total Charges to Appropriations 1,423,600 1,423,600 995,645 427,955 Budgetary Fund Balance, June 30 $ 40,522 $ 40,522 $ 452,876 $ 412,354 18 LS Ue"� INDEPENDENT AUDITORS' REPORT ON INTERNAL CONTROL OVER FINANCIAL REPORTING AND ON COMPLIANCE AND OTHER MATTERS BASED ON AN AUDIT OF FINANCIAL STATEMENTS PERFORMED IN ACCORDANCE WITH GOVERNMENTAUDITING STANDARDS To the Board of Directors Rosemead Housing Development Corporation City of Rosemead, California We have audited, in accordance with the auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards issued by the Comptroller General of the United States, the financial statements of the governmental activities and the General Fund of the Rosemead Housing Development Corporation (the "Corporation"), a component unit of the City of Rosemead, California (the "City'), as of and for the year ended June 30, 2023, and the related notes to the financial statements, which collectively comprise the Corporation's basic financial statements, and have issued our report thereon dated December 14, 2023. Report on Internal Control over Financial Reporting In planning and performing our audit of the financial statements, we considered the City's internal control over the Corporation's financial reporting (internal control) as a basis for designing audit procedures that are appropriate in the circumstances for the purpose of expressing our opinions on the financial statements, but not for the purpose of expressing an opinion on the effectiveness of the City's internal control. Accordingly, we do not express an opinion on the effectiveness of the City's internal control. A deficiency in internal control exists when the design or operation of a control does not allow management or employees, in the normal course of performing their assigned functions, to prevent, or detect and correct, misstatements, on a timely basis. A material weakness is a deficiency, or a combination of deficiencies, in internal control, such that there is a reasonable possibility that a material misstatement of the entity's financial statements will not be prevented, or detected and corrected, on a timely basis. A significant deficiency is a deficiency, or a combination of deficiencies, in internal control that is less severe than a material weakness, yet important enough to merit attention by those charged with governance. Our consideration of internal control was for the limited purpose described in the first paragraph of this section and was not designed to identify all deficiencies in internal control that might be material weaknesses or, significant deficiencies. Given these limitations, during our audit we did not identify any deficiencies in internal control that we consider to be material weaknesses. However, material weaknesses or significant deficiencies may exist that were not identified. Report on Compliance and Other Matters As part of obtaining reasonable assurance about whether the Corporation's financial statements are free from material misstatement, we performed tests of its compliance with certain provisions of laws, regulations, contracts, and grant agreements, noncompliance with which could have a direct and material effect on the financial statements. However, providing an opinion on compliance with those provisions was not an objective of our audit, and accordingly, we do not express such an opinion. The results of our tests disclosed no instances of noncompliance or other matters that are required to be reported under Government Auditing Standards. �anvw.lslcpas.com ✓ PrimeGlobal _d A,-^°°" �neAamuunw LSL•••• .. To the Board of Directors Rosemead Housing Development Corporation City of Rosemead, California Purpose of This Report The purpose of this report is solely to describe the scope of our testing of internal control and compliance and the results of that testing, and not to provide an opinion on the effectiveness of the Corporation's internal control or on compliance. This report is an integral part of an audit performed in accordance with Government Auditing Standards in considering the Corporation's internal control and compliance. Accordingly, this communication is not suitable for any other purpose. Brea, California December 14, 2023 20 E M I-Z�RPORATEO Attachment F Auditors' Letter to Board of Directors of the Rosemead Housing Development Corporation for Year Ended June 30, 2023 LS000L• December 14, 2023 To the Board of Directors Rosemead Housing Development Corporation City of Rosemead, California We have audited the financial statements of the governmental activities and the General Fund of the Rosemead Housing Development Corporation (the "Corporation"), a component unit of the City of Rosemead, California for the year ended June 30, 2023. Professional standards require that we provide you with information about our responsibilities under generally accepted auditing standards and Government Auditing Standards, as well as certain information related to the planned scope and timing of our audit. We have communicated such information in our letter to you dated July 12, 2023. Professional standards also require that we communicate to you the following information related to our audit. Sianificant Audit Matters Qualitative Aspects of Accounting Practices Management is responsible for the selection and use of appropriate accounting policies. The significant accounting policies used by the Corporation are described in Note 1 to the financial statements. No new accounting policies were adopted and the application of existing policies was not changed during the fiscal year ended June 30, 2023. We noted no transactions entered into by the Corporation during the year for which there is a lack of authoritative guidance or consensus. All significant transactions have been recognized in the financial statements in the proper period. Accounting estimates are an integral part of the financial statements prepared by management and are based on management's knowledge and experience about past and current events and assumptions about future events. Certain accounting estimates are particularly sensitive because of their significance to the financial statements and because of the possibility that future events affecting them may differ significantly from those expected. The financial statement disclosures are neutral, consistent, and clear. Difficulties Encountered in Performing the Audit We encountered no significant difficulties in dealing with management in performing and completing our audit. Corrected and Uncorrected Misstatements Professional standards require us to accumulate all known and likely misstatements identified during the audit, other than those that are clearly trivial, and communicate them to the appropriate level of management. We are pleased to report that no such misstatements were identified during the course of our audit. Disagreements with Management For purposes of this letter, a disagreement with management is a financial accounting, reporting, or auditing matter, whether or not resolved to our satisfaction, that could be significant to the financial statements or the auditor's report. We are pleased to report that no such disagreements arose during the course of our audit. i PrimeGlobal avow. IsIcpas.coin 1 I nndArcm...... l„„ LS[29::: To the Board of Directors Rosemead Housing Development Corporation City of Rosemead, California Management Representations We have requested certain representations from management that are included in the management representation letter dated December 14, 2023. Management Consultations with Other Independent Accountants In some cases, management may decide to consult with other accountants about auditing and accounting matters, similar to obtaining a "second opinion" on certain situations. If a consultation involves application of an accounting principle to the Corporation's financial statements or a determination of the type of auditor's opinion that may be expressed on those statements, our professional standards require the consulting accountant to check with us to determine that the consultant has all the relevant facts. To our knowledge, there were no such consultations with other accountants. Other Audit Findings or Issues We generally discuss a variety of matters, including the application of accounting principles and auditing standards, with management each year prior to retention as the Corporation's auditors. However, these discussions occurred in the normal course of our professional relationship and our responses were not a condition to our retention. Other Matters We applied certain limited procedures to the budgetary comparison schedule for the General Fund which is required supplementary information (RSI) that supplements the basic financial statements. Our procedures consisted of inquiries of management regarding the methods of preparing the information and comparing the information for consistency with management's responses to our inquiries, the basic financial statements, and other knowledge we obtained during our audit of the basic financial statements. We did not audit the RSI and do not express an opinion or provide any assurance on the RSI. Future GASB Pronouncements The following Government Accounting Standards Board (GASB) pronouncements will be effective for the following fiscal years' audits and should be reviewed for proper implementation by management: Fiscal Year 2023-2024 GASB Statement No. 99, Omnibus 2022. Fiscal Year 2024-2025 GASB Statement No. 101, Compensated Absences. LSL:*::: . To the Board of Directors Rosemead Housing Development Corporation City of Rosemead, California Future Projects Comprehensive Project, Financial Reporting Model. Comprehensive Project, Revenue and Expense Recognition. Major Project, Going Concern Uncertainties and Severe Financial Stress. Major Project, Infrastructure Assets. Practice Issue, Classification of Nonfinancial Assets. Practice Issue, Risks and Uncertainties Disclosures. Pre -Agenda Research Activities, Subsequent Events. Restriction on Use This information is intended solely for the information and use of the Board of Directors and management of the Corporation and is not intended to be, and should not be, used by anyone other than these specified parties. Very truly yours, Brea, California