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CC - Item 5D - Attachment B - Draft 2020-2025 Rosemead ConPlan-4-23-20 FINAL 2020–2025 City of Rosemead Consolidated Plan 1 2020–2025 City of Rosemead Consolidated Plan 2 Table of Contents Executive Summary ....................................................................................................................................... 5 ES-05 Executive Summary - 24 CFR 91.200(c), 91.220(b) ......................................................................... 5 PR-05 Lead & Responsible Agencies 24 CFR 91.200(b) ............................................................................. 9 PR-10 Consultation - 91.100, 91.200(b), 91.215(l) ................................................................................. 10 PR-15 Citizen Participation ...................................................................................................................... 16 Needs Assessment ...................................................................................................................................... 18 NA-05 Overview ...................................................................................................................................... 18 NA-10 Housing Needs Assessment - 24 CFR 91.205 (a,b,c) .................................................................... 20 NA-15 Disproportionately Greater Need: Housing Problems – 91.205 (b)(2) ........................................ 28 NA-20 Disproportionately Greater Need: Severe Housing Problems – 91.205 (b)(2) ............................ 31 NA-25 Disproportionately Greater Need: Housing Cost Burdens – 91.205 (b)(2) .................................. 34 NA-30 Disproportionately Greater Need: Discussion – 91.205(b)(2) ..................................................... 35 NA-35 Public Housing – 91.205(b) .......................................................................................................... 37 NA-40 Homeless Needs Assessment – 91.205(c).................................................................................... 41 NA-45 Non-Homeless Special Needs Assessment - 91.205 (b,d) ............................................................ 46 NA-50 Non-Housing Community Development Needs – 91.215 (f) ....................................................... 49 Housing Market Analysis ............................................................................................................................. 51 MA-05 Overview ..................................................................................................................................... 51 MA-10 Number of Housing Units – 91.210(a)&(b)(2) ............................................................................. 52 MA-15 Housing Market Analysis: Cost of Housing - 91.210(a) ............................................................... 55 MA-20 Housing Market Analysis: Condition of Housing – 91.210(a)...................................................... 57 MA-25 Public and Assisted Housing – 91.210(b) .................................................................................... 60 MA-30 Homeless Facilities and Services – 91.210(c) .............................................................................. 62 MA-35 Special Needs Facilities and Services – 91.210(d) ....................................................................... 65 2020–2025 City of Rosemead Consolidated Plan 3 MA-40 Barriers to Affordable Housing – 91.210(e) ................................................................................ 67 MA-45 Non-Housing Community Development Assets – 91.215 (f) ...................................................... 68 MA-50 Needs and Market Analysis Discussion ....................................................................................... 73 MA-60 Broadband Needs of Housing occupied by Low- and Moderate-Income Households - 91.210(a)(4), 91.310(a)(2) ....................................................................................................................... 75 MA-65 Hazard Mitigation - 91.210(a)(5), 91.310(a)(3) ........................................................................... 76 Strategic Plan .............................................................................................................................................. 77 SP-05 Overview ....................................................................................................................................... 77 SP-10 Geographic Priorities – 91.215 (a)(1) ............................................................................................ 78 SP-25 Priority Needs - 91.215(a)(2)......................................................................................................... 81 SP-30 Influence of Market Conditions – 91.215 (b) ................................................................................ 85 SP-35 Anticipated Resources - 91.215(a)(4), 91.220(c)(1,2) ................................................................... 86 SP-40 Institutional Delivery Structure – 91.215(k) ................................................................................. 88 SP-45 Goals Summary – 91.215(a)(4) ..................................................................................................... 91 SP-50 Public Housing Accessibility and Involvement – 91.215(c) ........................................................... 95 SP-55 Barriers to affordable housing – 91.215(h) ................................................................................... 96 SP-60 Homelessness Strategy – 91.215(d) .............................................................................................. 98 SP-65 Lead based paint Hazards – 91.215(i) ........................................................................................... 99 SP-70 Anti-Poverty Strategy – 91.215(j) ............................................................................................... 101 SP-80 Monitoring – 91.230 ................................................................................................................... 103 Expected Resources .................................................................................................................................. 104 AP-15 Expected Resources – 91.220(c)(1,2) ......................................................................................... 104 Annual Goals and Objectives .................................................................................................................... 109 AP-20 Annual Goals and Objectives ...................................................................................................... 109 Projects ..................................................................................................................................................... 112 AP-35 Projects – 91.220(d) ................................................................................................................... 112 2020–2025 City of Rosemead Consolidated Plan 4 AP-38 Project Summary ........................................................................................................................ 113 AP-50 Geographic Distribution – 91.220(f) ........................................................................................... 117 Affordable Housing ................................................................................................................................... 119 AP-55 Affordable Housing – 91.220(g) ................................................................................................. 119 AP-60 Public Housing – 91.220(h) ......................................................................................................... 120 AP-65 Homeless and Other Special Needs Activities – 91.220(i) .......................................................... 122 AP-75 Barriers to affordable housing – 91.220(j) ................................................................................. 124 AP-85 Other Actions – 91.220(k) .......................................................................................................... 125 Program Specific Requirements ................................................................................................................ 128 AP-90 Program Specific Requirements – 91.220(l)(1,2,4) .................................................................... 128 Appendix – Community Engagement Summary ....................................................................................... 130 2020–2025 City of Rosemead Consolidated Plan 5 Executive Summary ES-05 Executive Summary - 24 CFR 91.200(c), 91.220(b) 1. Introduction As a condition for the City of Rosemead (City) to receive Community Development Block Grant (CDBG) and HOME Investment Partnership (HOME) funds, the City must submit a five year Consolidated Plan (Con Plan) outlining the jurisdiction's housing and community development needs and priorities, and an Annual Action Plan identifying how the jurisdiction plans to allocate its US Department of Housing and Urban Development (HUD) funding allocations to address those priority needs. This report utilizes HUD’s current standard template for producing the 2020–2025 City of Rosemead Consolidated Plan (Con Plan), 2020– 2021 Annual Action Plan, and the Consolidated Annual Performance and Evaluation Report (CAPER) directly within HUD's Integrated Disbursement and Information System (IDIS). The Con Plan consists of three major sections: (1) a housing and community development needs assessment; (2) a housing market analysis; and (3) a strategic plan, which identifies those priority housing and community development needs and strategies that the jurisdiction plans to address with the available HUD resources over the next three to five years. 2. Summary of the objectives and outcomes identified in the Plan Needs Assessment Overview The strategies and projects outlined in the Con Plan are intended to benefit low- and moderate-income residents, improve distressed and blighted neighborhoods with high concentrations of low- and moderate-income residents, and positively impact the City as a whole. These Strategies will be coordinated with other federal and state grant programs and local initiatives in order to meet the objectives outlined in the plan. The Annual Action Plan will focus on goals established within the Five-Year 2020-2025 ConPlan-Strategic Plan. During the development of the Con Plan, the City solicited input from residents to identify and prioritize the various community needs. Furthermore, the City consulted with local public and private service providers to assess the housing and community development needs of low- to moderate-income households and special needs households. The City consulted with the Los Angeles County Development Authority (formally the Los Angeles County Development Commission) and nonprofit organizations to determine funding needs for housing and services for homeless persons, low- to moderate-income persons, and low-income neighborhoods. Priority areas of need as determined from public participation and research for the Con Plan include: 1. Preserve the City's existing affordable housing stock for low- and moderate-income households (LMI) in the 0 to 80 percent of Area Median Income (AMI) category; 2. Promote, increase, maintain homeownership for LMI households; 3. Provide safe, affordable, decent housing for LMI renters; 4. Assist with energy efficient improvements; 5. Provide supportive services for non-homeless persons with special needs; and 6. Promote fair housing among all income categories. 2020–2025 City of Rosemead Consolidated Plan 6 3. Evaluation of past performance The City’s 2015-2020 Consolidated Plan is near the end --with the fifth and final year (2020) sunsetting on June 30, 2020. Overall, the strategies and goals outlined in the Con Plan are evaluated and reported out annually through the CAPER process. The CAPER covers a program year (July 1st-June 30th) and is prepared by the City’s Community Development Department. The City has made progress meeting Con Plan goals and priority needs. Many of the activities performed have contributed to stabilizing the City's low--income neighborhoods and improved the living conditions of low- to moderate-income families and individuals. • Major activities focused on preservation of the City’s affordable housing stock through renovations performed on owner-occupied housing. The scope of the renovations varied depending on the program and household needs with improvements ranging from basic health and safety improvements to full scale renovation projects eliminating blighted conditions. • Homeownership opportunities for low- to moderate-income persons remained a priority program for the City. New housing development and homeownership programs promote pride and long- term resident stability; however, because of economic conditions, lack of adequate public funding, restricted access to mortgage credit, and high land prices, applications and completed projects have fluctuated and remained low for the First Time Homebuyer program. • Housing Choice Vouchers (Section 8) administered by the Los Angeles County Development Authority (LACDA) on behalf of the City of Rosemead, offered tenant assistance for those qualifying low- to moderate-income residents. • Housing, supportive services, and case management were provided to homeless persons through several of the City's subrecipients such as Family Promise of San Gabriel Valley and Los Angeles Homeless Service Authority. Emergency, transitional, and permanent support was provided based on client need. Funding of non-profit facilities that serve the homeless and other eligible recipients and neighborhoods align with the goals and strategies outlined in the Con Plan. The City continues to strategically collaborate with partner organizations in order to leverage limited available funds and expertise to provide resources to address ongoing affordable housing issues. The most recent past performance evaluation and reporting can be found in the FY 2018–2019 Comprehensive Annual Performance Evaluation Report (CAPER). This report provides both summary and details of resources, distribution and accomplishments for CDBG and HOME funded programs. 4. Summary of citizen participation process and consultation process The City and consultant have briefed the City Council on the ConPlan and expects to hold public meetings in early 2020. The City has undertaken diligent and good faith efforts to outreach to all segments of the community that may benefit from the CDBG, and HOME programs. In November 2019, the community was asked to help identify issues and priority needs in the areas of housing, parks and recreation, community facilities, social services, and fair housing via an online survey platform. The survey allowed respondents to rank in order of importance from “least important” to “extremely important” for the most needed community housing projects and services; moreover, the survey captured critical information on 2020–2025 City of Rosemead Consolidated Plan 7 housing discrimination, and barriers to housing choice. A series of stakeholder interviews were held in July 2019 with responsible public agencies and non-profits that work with housing issues in the City. The City and Consultant have briefed the City Council on the Con Plan and expect to hold public hearings in early 2020. 5. Summary of public comments Qualitative feedback collected through the community survey, and public hearings provided insight into priority needs in the community. Top needs identified via the survey were: • Affordable rental housing, energy-efficient home improvements, senior housing, housing for disabled, and homeownership down payment assistance ranked as extremely important; • Youth centers, and parks and recreation ranked as extremely important for most needed community facilities --followed by a neighborhood community center, senior centers, and having ADA accessibility to facilities; • The prevention of homelessness ranked as extremely important; • Community improvements including street and sidewalk improvements, street lighting, safe routes to school, and graffiti removal ranked as very important; and • After-school care, addressing neighborhood crime, and at-risk youth as well as park and recreation needs ranked as extremely important. Based on surveys received, housing discrimination had not been experienced by respondents, but believe that it may exist in their neighborhood for people of a different race, ethnicity, or disability. Respondents identified the cost of home maintenance and the lack of larger housing units as challenges; and felt that single-family homes are most needed in the City, followed by senior housing, and multi- family apartments. Lastly, the high cost of housing and rising land prices viewed most commonly as impediments. 6. Summary of comments or views not accepted and the reasons for not accepting them To be completed after public hearings. 7. Summary The City of Rosemead’s 2020-2025 Consolidated Plan reflects a unified vision to meet the identified needs of the community and provide benefits to low- and moderate-income individuals and families over the next five years, financial assistance and the support of the community will be directed toward the following areas: 2020–2025 City of Rosemead Consolidated Plan 8 • Expand Fair Housing choice and access; • Expand affordable housing opportunities; • Maintain viable and efficient energy efficient housing and commercial areas; • Maintain safe and green neighborhoods; and • Provide vital public services. The above goals support the preservation of existing housing stock, creation of more affordable rental units, homelessness prevention activities, community facilities, safe and walkable streets, and enhance recreation opportunities—all the community needs resulting from the survey. The City of Rosemead will continue to concentrate its resources for maximum impact and strive to address the needs, priorities, and goals identified in this 2020-2025 Consolidated Plan. 2020–2025 City of Rosemead Consolidated Plan 9 PR-05 Lead & Responsible Agencies 24 CFR 91.200(b) 1. Describe agency/entity responsible for preparing the Consolidated Plan and those responsible for administration of each grant program and funding source The following are the agencies/entities responsible for preparing the Con Plan and those responsible for administration of each grant program and funding source. Agency Role Name Department/Agency CDBG Administrator City of Rosemead Community Development Department HOME Administrator City of Rosemead Community Development Department Table 1 – Responsible Agencies Narrative The Lead Agency for the City of Rosemead is the City's Community Development Department; it is the lead for policy direction, review of funding applications, project review, and decisions on Con Plan funding recommendations to the City Council. The City’s Community Development Department is responsible for the preparation of the Con Plan and Annual Action Plan. The Department will also coordinate the update all of the information contained of a demographic or programmatic nature as it relates to the Federal Programs received. The Community Development Department also conducts a review of applications for eligibility and adherence to HUD National Objectives, which are then submitted to the City Council for further review and funding recommendations. The City Council approves the final draft of the Con Plan. The City Council reviews the draft Con Plan and provides a setting for public testimony. The City Council holds one public hearing on the Con Plan to solicit public comments. The City Council also schedules at least one meeting for discussion of the Con Plan; where after, the City Council holds a public hearing approving the Con Plan and authorizing the submittal to HUD. HUD has 45 days to review, modify, or reject the Con Plan. The Community Development Department is also responsible for responding to HUD inquiries regarding the Con Plan such as HUD-directed new initiatives regarding the preparation and budget reporting of project activities. The City's Finance Department, working in cooperation with the Community Development Department and other City departments and agencies, plays an active role in identifying the financial status of slow-moving projects as well as projects ready to fund so that grant resources are used more efficiently. Consolidated Plan Public Contact Information Angelica Frausto-Lupo, Director of Community Development (626) 569-2140 afrausto-lupo@cityofrosemead.org City of Rosemead 8838 E. Valley Blvd. Rosemead, CA 91770 www.cityofrosemead.org 2020–2025 City of Rosemead Consolidated Plan 10 PR-10 Consultation - 91.100, 91.200(b), 91.215(l) 1. Introduction Provide a concise summary of the jurisdiction’s activities to enhance coordination between public and assisted housing providers and private and governmental health, mental health and service agencies (91.215(I)). As prescribed by the regulations, the City consulted with a wide range of public and private entities that provide housing, health services, and social services for low- and moderate-income residents. Organizations receiving direct CDBG funding have been in regular contact with City staff. Other organizations are consulted through the planning process and will be invited to comment on the draft Con Plan and attend various public hearings to be held by the City. The following agencies/entities were consulted: o Boys & Girls Club of West San Gabriel Valley o City of Rosemead, Garvey Community Center o County of Los Angeles, Department of Health Services o Family Counseling Services of West San Gabriel Valley o Family Promise o Fair Housing Rights Center o Garvey School District o Los Angeles County Development Authority o Los Angeles Center for Alcohol & Drug Abuse o Los Angeles County Public Health Department o Los Angeles Homeless Services Authority o Rosemead School District o Salvation Army Describe coordination with the Continuum of Care and efforts to address the needs of homeless persons (particularly chronically homeless individuals and families, families with children, veterans, and unaccompanied youth) and persons at risk of homelessness The City consulted with the Los Angeles County Development Authority and nonprofit organizations i.e., Los Angeles Homeless Services Authority, Family Promise, etc. to determine funding needs for housing and services for homeless persons, low- and moderate-income persons, and low-income neighborhoods. Describe consultation with the Continuum(s) of Care that serves the jurisdiction's area in determining how to allocate ESG funds, develop performance standards and evaluate outcomes, and develop funding, policies and procedures for the administration of HMIS N/A 2. Describe agencies, groups, organizations and others who participated in the process and describe the jurisdiction’s consultations with housing, social service agencies and other entities 2020–2025 City of Rosemead Consolidated Plan 11 AGENCIES, GROUPS, ORGANIZATIONS CONSULTED 1 Agency/Group/Organization Type Los Angeles Center for Alcohol and Drug Abuse (L.A. CADA) What section of the Plan was addressed by Consultation? Non-Government—Social Service Housing Need Assessment Homelessness Strategy Homeless Needs—Chronically homeless Homeless Needs—Families with children Homelessness Needs - Veterans Non-Homeless Special Needs Anti-poverty Strategy How was the Agency/Group/ Organization consulted and what are the anticipated outcomes of the consultation or areas for improved coordination? L.A. CADA was interviewed as part of the public outreach process. The City intends to include results of the stakeholder interviews and other social services to support the Con Plan’s needs assessment findings and strategic planning goals. 2 Agency/Group/Organization Type Los Angeles County Public Health Department What section of the Plan was addressed by Consultation? Other government—County Housing Need Assessment Lead-based Paint Strategy Homelessness Strategy Homeless Needs—Families with children Homelessness Needs—Veterans Homelessness Needs—Unaccompanied youth Non-Homeless Special Needs Anti-poverty Strategy How was the Agency/Group/ Organization consulted and what are the anticipated outcomes of the consultation or areas for improved coordination? Public Health was interviewed as part of the public outreach process. The City intends to include results of the stakeholder interviews and other social services to support the Con Plan’s needs assessment findings and strategic planning goals. 3 Agency/Group/Organization Type Los Angeles County Development Authority (LACDA) What section of the Plan was addressed by Consultation? Other government—County Homelessness Strategy Homeless Needs—Families with children Homelessness Needs—Unaccompanied youth Homelessness Needs—Veterans Non-Homeless Special Needs How was the Agency/Group/ Organization consulted and what are the anticipated outcomes of the consultation or areas for improved coordination? LACDA was interviewed as part of the public outreach process. The City intends to include results of the stakeholder interviews and other social services to support the Con Plan’s needs assessment findings and strategic planning goals. 4 Agency/Group/Organization Type Los Angeles Homeless Services Authority (LAHSA) 2020–2025 City of Rosemead Consolidated Plan 12 What section of the Plan was addressed by Consultation? Other government—County Housing Need Assessment Homelessness Strategy Homeless Needs—Chronically homeless Homeless Needs—Families with children Homelessness Needs—Veterans Homelessness Needs—Unaccompanied youth Non-Homeless Special Needs How was the Agency/Group/ Organization consulted and what are the anticipated outcomes of the consultation or areas for improved coordination? LAHSA was interviewed as part of the public outreach process. The City intends to include results of the stakeholder interviews and other social services to support the ConPlan’s needs assessment findings and strategic planning goals. 5 Agency/Group/Organization Type City of Rosemead What section of the Plan was addressed by Consultation? Housing Need Assessment Shelter policies Public Housing Needs Homeowner Assistance Housing supply Construction and land costs Economic Development Market Analysis Anti-poverty Strategy How was the Agency/Group/ Organization consulted and what are the anticipated outcomes of the consultation or areas for improved coordination? In order to obtain a comprehensive assessment of the needs and priorities within the community, the Con Plan process included consultation with Rosemead citizens, service providers, Council and City staff. Focus group meetings were conducted with stakeholders. A Public Survey was conducted on the City’s website. 6 Agency/Group/Organization Type Family Promise What section of the Plan was addressed by Consultation? Homelessness Strategy Homeless Needs—Chronically homeless Homeless Needs—Families with children How was the Agency/Group/ Organization consulted and what are the anticipated outcomes of the consultation or areas for improved coordination? Family Promise of San Gabriel Valley was interviewed as part of the network of providers of services for homeless residents. It provides homeless families in the region with shelter and food, while helping them find work, housing, and regain and sustain their independence. Table 2 – Agencies, groups, organizations who participated Identify any Agency Types not consulted and provide rationale for not consulting N/A 2020–2025 City of Rosemead Consolidated Plan 13 Other local/regional/state/federal planning efforts considered when preparing the Plan: 2020–2025 City of Rosemead Consolidated Plan 14 OTHER AGENCIES AND PLANNING EFFORTS CONSIDERED Name of Plan Lead Organization How do the goals of your Strategic Plan overlap with the goals of each plan? City of Rosemead Housing Element 2014– 2021 City of Rosemead Based on the Regional Housing Needs Allocation (RHNA) set forth by the State of California, the Housing Element is the City's chief policy document for the development of affordable and market rate housing. Consistent with this policy document, top recommendations that are consistent with the Con Plan are: • Preservation and enhancement of Existing Housing Stock • Design Assistance for property improvement questions • Prepare list of opportunity sites for new development of low- to moderate-income housing • Increase housing stock and encourage infill development • Down payment assistance for first time low- to moderate-income homebuyers • Codes enforcement to maintain and enhance the quality of existing residential neighborhoods • Promote fair housing opportunities for all economic segments of the community, regardless of age, sex, ethnic background, physical condition, or family size. Continuum of Care County of Los Angeles The County is a Continuum of Care (CoC) applicant and conducts homeless counts, surveys of the homeless population, and strategic planning to end homelessness. Consistent with the goals of the CoC, the City's Strategic Plan in the Con Plan will provide support to nonprofits that meet the social services needs of LMI residents with a direct emphasis on assisting the homeless. 2020–2025 City of Rosemead Consolidated Plan 15 Los Angeles County Department of Regional Planning (DRP) DRP has developed a variety of planning studies and model ordinances that support: • Interim and Supportive Housing • Equity Indicators Tool • Second Dwelling Unit (Accessory Dwelling Unit) Pilot Program • Housing Initiatives that increase housing choice, affordability, and livability • Inclusionary housing ordinance. Table 3 – Other local / regional / federal planning efforts Describe cooperation and coordination with other public entities, including the State and any adjacent units of general local government, in the implementation of the Consolidated Plan (91.215(l)) The City participates in regional planning efforts in the County of Los Angeles in the implementation of the ConPlan as detailed above. The City also works with the State of California Department of Fair Employment and Housing to track reported fair housing data. The City also coordinates regional efforts in housing, economic development, air quality, and transportation with 28 cities and unincorporated areas of Los Angeles County through the Gateway Cities Council of Governments (COG). 2020–2025 City of Rosemead Consolidated Plan 16 PR-15 Citizen Participation 1. Summary of citizen participation process/Efforts made to broaden citizen participation Summarize citizen participation process and how it impacted goal-setting. A Community Engagement program was created to include social service and other stakeholder interviews, community needs survey, and an informational public meeting Social service stakeholder interview meetings were conducted in July 2019 at the Garvey Community Center as well as individual sites with the following agencies (see attachment with stakeholder summary August 2019): • West San Gabriel Valley Boys/Girls Club • Rosemead School District • Garvey Community Center • Los Angeles County Public Health Department • Family Promise • Salvation Army • Los Angeles County Public Health Department • Fair Housing Rights Center • Los Angeles County Development Authority • Family Counseling Services • Los Angeles Center for Alcohol and Drug Abuse In addition, a community online survey was conducted and received 83 responses. A flyer was prepared and distributed to pertinent boards and was available on the City’s website. A summary of the Survey responses is included in the ConPlan Appendix. A public meeting was held the City in September 2019 to inform the public about the purpose and intent of a five-year Consolidated Plan and to receive comments and or questions from both the public and Council. The following documents are included within the Community Engagement Summary: 1. Stakeholder Summary 2. Community Survey Flyer 3. Community Survey Summary 4. Council Public Presentation 9-10-2019 2020–2025 City of Rosemead Consolidated Plan 17 Citizen Participation Outreach Sort Order Mode of Outreach Target of Outreach Summary of response/attendance Summary of comments received Summary of comm ents not accepted and reasons URL (If applicable) 1 Newspaper Ad Citywide Notices placed in local newspapers for Public Meeting held on September 10, 2019 There were no comments none 2 Stakeholder Interviews Citywide Personal interviews with area social services, youth organizations, school district and community service agencies Interview discussions were held. See Stakeholder Summary 3 Online Community Needs Survey Citywide Community Survey and promotional flyer were created and distributed. There were 83 survey responses received. Discussion topics were facilitated: community needs, facilities and services. See Community Needs Survey Summary 4 Public Hearings Citywide To be held in March or April 2020 TBD TBD Table 4 – Citizen Participation Outreach 2020–2025 City of Rosemead Consolidated Plan 18 Needs Assessment NA-05 Overview Needs Assessment Overview This section of the 2020-2025 Consolidated Plan presents an assessment of ‘housing and homeless needs’ and ‘housing and supportive service needs ‘ of people experiencing homelessness and those with special needs. Data supporting this section primarily comes from the following sources: US Census Bureau, California Department of Finance, Comprehensive Housing Affordability Strategy (CHAS) data book, Point- in-Time (PIT) count, and the Report of Homeless Housing Gaps in the County of Los Angeles. Each year, the US Department of Housing and Urban Development (HUD) receives custom tabulations of American Community Survey (ACS) data from the US Census Bureau. These datasets, known as the "CHAS" data (Comprehensive Housing Affordability Strategy), demonstrate the extent of housing problems and housing needs, particularly for low-income households. CHAS cross-references each income category with other data, such as, race/ethnicity, home tenure, household size, age of housing, number of vacant housing units, and as described in the paragraph above, household problems such as: • Units with physical defects (lacking complete kitchen or bathroom); • The U.S. Department of Housing and Urban Development defines an overcrowded unit as a unit occupied by 1 or more persons over the age of twelve per room (excluding bathrooms and kitchens); • Housing cost burden, including utilities, exceeding 30 percent of gross income; and • Severe housing cost burden, including utilities, exceeding 50 percent of gross income. Data regarding housing problems, as described above, is cross-referenced with numbers of households experiencing low income, at the following levels: • Extremely low income: Households earning 0–30 percent of the Area Median Income (AMI) • Low income: Households earning 30–50 percent of the AMI • Moderately low income: Households earning 50–80 percent of the AMI The data collected points to several factors related to housing needs and the impediments to meeting these needs for City residents. Overall housing costs are a huge factor with cost burden of greater than 30 percent of average mean income impacting many low-income renters and owners. Housing costs and overcrowding of units remain an issue for middle-income households. And in terms of racial groups most affected by housing difficulties, Asian and Hispanic families rank the highest; this does correlate with the City’s demographics with Asian as the largest ethnic group, followed by Hispanic. The number of homeless individuals counted in the City is relatively low compared to the overall City population but has increased over the past 10 years. The 91 persons counted were unsheltered, primarily living in make-shift shelters or on the street. The majority of these are Hispanic men, however, roughly one-third of the homeless are women. 2020–2025 City of Rosemead Consolidated Plan 19 Elderly residents and those with disabilities related to age are identified as in need of housing services and specialized housing. The City does provide referral assistance to social service agencies, affordable and senior housing facilities, and rental and mortgage assistance providers. 2020–2025 City of Rosemead Consolidated Plan 20 NA-10 Housing Needs Assessment - 24 CFR 91.205 (a,b,c) Summary of Housing Needs HUD's Demographics Table shows that the City’s population has remained stable with very little increase between 2009 and 2015. According to the 2015 Census, the City’s population increased by about 2 percent from 2009 to 2015 while the number of households also increased by about 4 percent. Significantly, there has been a change in median income with a decrease of 2 percent between 2009 and 2015. As shown in the following tables, the most significant single issue identified in the needs assessment is the large number of households, especially lower-income households, with severe housing cost burdens (households paying more than 50 percent of their household income for rent and over 30 percent of their income for homeowners.) It is important to recognize that housing affordability is essentially an equation with two elements: (1) housing cost and (2) income. It will never be possible to successfully address the problem by focusing solely on reducing the cost of housing through development, purchase, or rent subsidies. It is simply too costly and there will never be enough resources available. It will also be necessary to implement strategies to address the other half of the equation by increasing the incomes of lower-income households so that more families can afford market rate or unsubsidized housing. While severe housing cost burden is the major issue to be addressed, other important housing issues include the need to provide financial assistance to homeowners for home repairs, especially for lower- income homeowners and seniors, and financial and technical assistance to low-, moderate- and middle- income renters seeking to become first-time homeowners. Demographics Base Year: 2009 Most Recent Year: 2015 % Change Population 53,764 54,615 2% Households 14,200 14,770 4% Median Income $45,902.00 $44,906.00 -2% Table 5 - Housing Needs Assessment Demographics Data Source: 2005-2009 ACS (Base Year) 2011-2015 (Most Recent Year) Demographics Number of Households Table 0-30% HAMFI >30-50% HAMFI >50-80% HAMFI >80-100% HAMFI >100% HAMFI Total Households 3,725 3,105 3,100 1,550 3,290 Small Family Households 1,765 1,580 1,590 850 1,930 Large Family Households 465 650 830 365 565 Household contains at least one person 62-74 years of age 840 765 825 445 960 Household contains at least one person age 75 or older 579 665 340 205 340 2020–2025 City of Rosemead Consolidated Plan 21 0-30% HAMFI >30-50% HAMFI >50-80% HAMFI >80-100% HAMFI >100% HAMFI Households with one or more children 6 years old or younger 630 660 550 245 355 Table 6 - Total Households Table Data Source: 2011-2015 CHAS 2020–2025 City of Rosemead Consolidated Plan 22 Housing Needs Summary Tables 1. Housing Problems (Households with one of the listed needs) Renter Owner 0–30% AMI >30–50% AMI >50–80% AMI >80–100% AMI Total 0–30% AMI >30–50% AMI >50–80% AMI >80–100% AMI Total NUMBER OF HOUSEHOLDS Substandard Housing - Lacking complete plumbing or kitchen facilities 70 65 10 30 175 4 15 10 10 39 Severely Overcrowded - With >1.51 people per room (and complete kitchen and plumbing) 200 125 115 60 500 0 15 75 20 110 Overcrowded - With 1.01- 1.5 people per room (and none of the above problems) 330 415 335 105 1,185 25 90 220 65 400 Housing cost burden greater than 50% of income (and none of the above problems) 1,755 440 30 0 2,225 360 325 235 50 970 Housing cost burden greater than 30% of income (and none of the above problems) 290 670 550 70 1,580 250 150 435 230 1,065 Zero/negative Income (and none of the above problems) 20 0 0 0 20 105 0 0 0 105 Table 7 – Housing Problems Table Data Source: 2011-2015 CHAS 2020–2025 City of Rosemead Consolidated Plan 23 2. Housing Problems (Households with one or more Severe Housing Problems: Lacks kitchen or complete plumbing, severe overcrowding, severe cost burden) Renter Owner 0–30% AMI >30– 50% AMI >50– 80% AMI >80– 100% AMI Total 0–30% AMI >30– 50% AMI >50– 80% AMI >80– 100% AMI Total NUMBER OF HOUSEHOLDS Having 1 or more of four housing problems 2,355 1,050 490 195 4,090 395 445 540 145 1,525 Having none of four housing problems 460 870 1,025 525 2,880 390 735 1,045 685 2,855 Household has negative income, but none of the other housing problems 20 0 0 0 20 105 0 0 0 105 Table 8 – Housing Problems 2 Data Source: 2011-2015 CHAS 3. Cost Burden > 30% Renter Owner 0–30% AMI >30–50% AMI >50–80% AMI Total 0–30% AMI >30–50% AMI >50–80% AMI Total NUMBER OF HOUSEHOLDS Small Related 1,405 1,030 465 2,900 235 270 465 970 Large Related 385 345 149 879 44 180 195 419 Elderly 555 210 45 810 310 125 95 530 Other 240 60 69 369 45 4 55 104 Total need by income 2,585 1,645 728 4,958 634 579 810 2,023 Table 9 – Cost Burden > 30% Data Source: 2011-2015 CHAS 2020–2025 City of Rosemead Consolidated Plan 24 4. Cost Burden > 50% Renter Owner 0–30% AMI >30–50% AMI >50–80% AMI Total 0–30% AMI >30–50% AMI >50–80% AMI Total NUMBER OF HOUSEHOLDS Small Related 1,275 380 20 1,675 175 195 145 515 Large Related 350 110 4 464 40 95 50 185 Elderly 400 95 10 505 135 95 40 270 Other 210 10 4 224 35 4 30 69 Total need by income 2,235 595 38 2,868 385 389 265 1,039 Table 10 – Cost Burden > 50% Data Source: 2011-2015 CHAS 5. Crowding (More than one person per room) Renter Owner 0–30% AMI >30–50% AMI >50–80% AMI >80– 100% AMI Total 0–30% AMI >30–50% AMI >50–80% AMI >80– 100% AMI Total NUMBER OF HOUSEHOLDS Single family households 445 480 365 120 1,410 25 75 130 30 260 Multiple, unrelated family households 95 64 100 39 298 0 30 165 60 255 Other, non-family households 0 0 4 0 4 0 0 0 0 0 Total need by income 540 544 469 159 1,712 25 105 295 90 515 Table 11 – Crowding Information – ½ Data Source: 2011-2015 CHAS 2020–2025 City of Rosemead Consolidated Plan 25 Renter Owner 0– 30% AMI >30– 50% AMI >50– 80% AMI Total 0– 30% AMI >30– 50% AMI >50– 80% AMI Total Households with Children Age 6 or Younger Present 575 500 335 1,410 55 160 215 430 Table 12 – Crowding Information – 2/2 Describe the number and type of single person households in need of housing assistance. There are approximately 5,275 households at or below 80 percent AMI that have been identified as having one or more severe housing problems. Over 50 percent of these households are at or below 30 percent AMI. These 2,750 households live in the lowest quality housing and are under the imminent threat of homelessness, representing the greatest need within the non-homeless population. Estimate the number and type of families in need of housing assistance who are disabled or victims of domestic violence, dating violence, sexual assault and stalking. The LAHSA 2018 Point in Time Count reports 30 percent of all individuals who need emergency shelter are victims of domestic violence; 45 percent are in transitional housing and 15 percent are in permanent supportive housing. The 2019 Greater Los Angeles Homeless Count summary data for SPA 3 (San Gabriel Valley, Los Angeles County) indicates there are 1,573 persons that were victims of domestic violence and/or partner violence and 366 homeless persons fleeing from domestic and/or partner violence. What are the most common housing problems? The Housing Problem Tables (Tables 7 through 12) show that the most significant housing problem is cost burden. There are 2,225 renter households and 590 homeowner households with incomes under the area median income with a severe housing cost burden (paying more than half of their household income for housing). In addition, there are another 1,510 renter households and 835 homeowner households with incomes under the median income with a moderate housing cost burden (paying more than 30 percent but less than half of their household income for housing). The City is widely recognized as a high cost housing market. Based on HUD's indicators, overcrowding and substandard housing are minor problems compared with housing cost burden. Are any populations/household types more affected than others by these problems? Table 9 shows that extremely low-income renter households (renter households with incomes under 30 percent AMI) are the largest group (2,585 households) affected by severe housing cost burden. Such households are generally considered to have "worst case housing needs". There are an additional 1,645 renter households with incomes between 30–50 percent AMI with severe housing cost burden. There are also 634 extremely low-income homeowner households with "worst case housing needs" and another 2020–2025 City of Rosemead Consolidated Plan 26 579 homeowner households with incomes between 30–80 percent AMI who also have severe housing cost burden. Severe Housing Cost Burden by Income Category. Table 10 provides data on severe housing cost burden by household type (households spending greater than 50 percent of the household income on housing). The largest household type with severe housing cost burden is extremely low- and very low-income "small related" renter households (1,275 and 380 households respectively). This category includes two 4-person renter households. Most of these are likely to be single parent households with one or more children. There are also 210 extremely low-income and 10 very low-income "other" renter households with severe housing cost burden. This category includes single person, non-elderly renter households and two or more person renter households whose members are not related. It would be helpful if HUD were able to provide a more detailed breakdown of this category. Extremely low- and very low-income large related renter and homeowner households (households with 5 or more members) account for another 460 households with severe housing cost burden. This number is higher than would be expected since large related households generally do not have severe housing cost burden because such households have two or more income earners. Extremely low-income elderly renter and homeowner households account for another 535 of the households with severe housing cost burden. Describe the characteristics and needs of Low-income individuals and families with children (especially extremely low-income) who are currently housed but are at imminent risk of either residing in shelters or becoming unsheltered 91.205(c)/91.305(c)). Also discuss the needs of formerly homeless families and individuals who are receiving rapid re-housing assistance and are nearing the termination of that assistance. Extremely low-income households, roughly 3,725 households (or 25% of the City’s total households), are cost burdened in the City and are at risk of becoming homeless. Other low income categories exhibiting high number of households in the City include large and small family renter households (1,575 households), and 400 elderly renter and 200 single parent households. The needs of these categories are: • Increase the number of 1 and 3 bedroom rental dwelling units • Retrofit existing dwelling units to be more accessible • Accessible public and community facilities • Rental and childcare assistance • Activities and programs that raise median income • Continued fair housing practices to reduce the changes of housing discrimination If a jurisdiction provides estimates of the at-risk population(s), it should also include a description of the operational definition of the at-risk group and the methodology used to generate the estimates: Apart from the 1,775 extremely low-renter households and 3,600 homeowner households with "worst case needs", the City does not calculate estimates of the at-risk population. 2020–2025 City of Rosemead Consolidated Plan 27 Specify particular housing characteristics that have been linked with instability and an increased risk of homelessness The lack of affordable housing, absence of rent control, severe housing cost burden, and overcrowding are some housing characteristics linked with instability and increased risk of homelessness. Other non- housing factors that play a role are chronic health issues, unemployment, mental health issues, substance abuse, domestic violence, and criminal activity. Additional information is provided in the NA-40 Homeless Needs Assessment section. Discussion We have not been able to find a good source of data to estimate the number and family types for victims of domestic violence at the City level. According to the Los Angeles Housing Service Authority, approximately 30 percent of the homeless population is made up of victims of domestic violence. Homelessness is often precipitated by incidence of domestic abuse. Survivors of domestic violence who have fled their homes are mainly in need of safe lodging and safety at work. Additionally, many survivors may need basic resources such as housing, clothing, and personal items because they either depended on their abuser for such items and/or left belongings behind upon fleeing for refuge. Other support often needed include individual counseling, support groups, and services for children. 2020–2025 City of Rosemead Consolidated Plan 28 NA-15 Disproportionately Greater Need: Housing Problems – 91.205 (b)(2) Assess the need of any racial or ethnic group that has disproportionately greater need in comparison to the needs of that category of need as a whole. Introduction When comparing to the 2015–2020 Con Plan, where Black/African American and American Indian/Alaska Native households had disproportionate need five years ago, today none of the ethnic categories actually reached the level of disproportionate need. HUD defines a disproportionate need exists when any group has a housing need that is 10 percent or higher than the jurisdiction as a whole. While housing problems were greatest for Asian and Hispanic families, the need for decent housing was more widely spread among all races and ethnicities, as such no one race reached a disproportionate level. Housing cost burden is the most significant factor in the City today. Discussion Extremely Low Income (0-30 percent AMI): In this income category, 88 percent (3,285 people) out of all 3,725 households in the City have one or more of the four housing problems. Almost 90 percent of Asian households, 88 percent Hispanics, and 71 percent Whites are experiencing one or more of the four problems. Based on these figures, none of the ethnic groups reaches the 98 percent threshold (88 percent + 10 percent) for disproportionate need. All racial and ethnic categories, with the exception of Black/African American and American Indian/Alaska Native, at this income level can expect to experience one of these four needs based on their extremely low incomes. This is a significant change from the previous Con Plan where those groups were the most affected by disproportionate need. 0%–30% of Area Median Income Housing Problems Has one or more of four housing problems Has none of the four housing problems Household has no/negative income, but none of the other housing problems Jurisdiction as a whole 3,285 315 125 White 110 40 4 Black / African American 0 0 0 Asian 1,880 175 45 American Indian, Alaska Native 0 4 0 Pacific Islander 4 0 0 Hispanic 1,265 95 79 Table 13 - Disproportionally Greater Need 0 - 30% AMI Data Source: 2011-2015 CHAS *The four housing problems are: 1. lacks complete kitchen facilities; 2. lacks complete plumbing facilities; 3. more than one person per room; and 4. cost burden greater than 30 percent. Very Low Income (30–50 percent AMI): In this income category, 74 percent (2,310 people) out of all 3,105 households in the City have one or more of the four housing problems. Almost 80 percent of Asian households and 77 percent of Hispanic households have experienced one or more housing problems. Again, none of the ethnicities reaches the 84 percent threshold (74 percent + 10 percent) for disproportionate need, a significant change from the 2015-2020 ConPlan. 2020–2025 City of Rosemead Consolidated Plan 29 30%–50% of Area Median Income Housing Problems Has one or more of four housing problems Has none of the four housing problems Household has no/negative income, but none of the other housing problems Jurisdiction as a whole 2,310 785 0 White 120 165 0 Black / African American 0 0 0 Asian 1,360 385 0 American Indian, Alaska Native 0 0 0 Pacific Islander 10 0 0 Hispanic 805 235 0 Table 14 - Disproportionally Greater Need 30 - 50% AMI Data Source: 2011-2015 CHAS *The four housing problems are: 1. lacks complete kitchen facilities; 2. lacks complete plumbing facilities; 3. more than one person per room; and 4. cost burden greater than 30 percent. Low Income (50–80 percent of AMI): In this income category, 65 percent (2,015 people) out of 3,100 households in the City has one or more of the four housing problems. Sixty six percent Asians and 43 percent of Hispanics in this income category experienced one or more of the four housing problems, while none reaches the 75 percent threshold (65 percent + 10 percent) for disproportionate need. 50%–80% of Area Median Income Housing Problems Has one or more of four housing problems Has none of the four housing problems Household has no/negative income, but none of the other housing problems Jurisdiction as a whole 2,015 1,085 0 White 120 95 0 Black / African American 0 0 0 Asian 1,240 630 0 American Indian, Alaska Native 10 0 0 Pacific Islander 10 0 0 Hispanic 580 345 0 Table 15 - Disproportionally Greater Need 50 - 80% AMI Data Source: 2011-2015 CHAS *The four housing problems are: 1. lacks complete kitchen facilities; 2. lacks complete plumbing facilities; 3. more than one person per room; and 4. cost burden greater than 30 percent. Middle Income (80–100 percent of AMI): In this income category, 41 percent (640 people) out of all 1,550 households in the City have one or more of the four housing problems. Forty percent Asians and 43 2020–2025 City of Rosemead Consolidated Plan 30 percent of Hispanics in this income category experienced one or more of the four housing problems and none reaches the 51 percent threshold (41 percent + 10 percent) for disproportionate need. 80%–100% of Area Median Income Housing Problems Has one or more of four housing problems Has none of the four housing problems Household has no/negative income, but none of the other housing problems Jurisdiction as a whole 640 910 0 White 45 55 0 Black / African American 0 0 0 Asian 360 525 0 American Indian, Alaska Native 0 25 0 Pacific Islander 0 0 0 Hispanic 235 310 0 Table 16 - Disproportionally Greater Need 80 - 100% AMI Data Source: 2011-2015 CHAS *The four housing problems are:1. lacks complete kitchen facilities; 2. lacks complete plumbing facilities; 3. more than one person per room; and 4. cost burden greater than 30 percent. 2020–2025 City of Rosemead Consolidated Plan 31 NA-20 Disproportionately Greater Need: Severe Housing Problems – 91.205 (b)(2) Assess the need of any racial or ethnic group that has disproportionately greater need in comparison to the needs of that category of need as a whole. Introduction An estimated 12 percent of the total households in the City have severe housing problems; however, a larger problem is household cost burden shown in section NA-25. The percentage of Asian households having disproportionately greater housing problems than other races has significantly increased over the past five years (see below tables). They are joined by Hispanic households in the low- and middle-income categories. Discussion Extremely Low Income (0-30 percent AMI): In this income category, 2,750 or 74 percent of all 3,725 households in the jurisdiction as a whole has one or more of the four housing problems. An estimated 80 percent of Hispanics, 71 percent of Asians, and 50 percent of Whites at this income level experience one or more of the four problems. However, none reaches the 84 percent threshold (74 percent + 10 percent) for disproportionate need. 0%–30% of Area Median Income Severe Housing Problems* Has one or more of four housing problems Has none of the four housing problems Household has no/negative income, but none of the other housing problems Jurisdiction as a whole 2,750 850 125 White 80 75 4 Black/African American 0 0 0 Asian 1,475 570 45 American Indian/Alaska Native 0 4 0 Pacific Islander 0 4 0 Hispanic 1,165 195 79 Table 17 – Severe Housing Problems 0 - 30% AMI Data Source: 2011-2015 CHAS *The four severe housing problems are: 1. lacks complete kitchen facilities; 2. lacks complete plumbing facilities; 3. more than 1.5 persons per room; and 4. cost burden over 50 percent. Very Low Income (30–50 percent AMI): In this income category, 1,495 or 48 percent of all 3,105 households in the jurisdiction as a whole has one or more of the four housing problems. Over 60 percent of Asians and 33 percent of Hispanic households at this income level experience one or more of the four severe housing problems. Asians exceed the 48 percent average and reach the 58 percent threshold (48 percent + 10 percent) for disproportionate need. 2020–2025 City of Rosemead Consolidated Plan 32 30%–50% of Area Median Income Severe Housing Problems* Has one or more of four housing problems Has none of the four housing problems Household has no/negative income, but none of the other housing problems Jurisdiction as a whole 1,495 1,605 0 White 65 220 0 Black/African American 0 0 0 Asian 920 825 0 American Indian/Alaska Native 0 0 0 Pacific Islander 10 0 0 Hispanic 495 550 0 Table 18 – Severe Housing Problems 30 - 50% AMI Data Source: 2011-2015 CHAS *The four severe housing problems are: 1. lacks complete kitchen facilities; 2. lacks complete plumbing facilities; 3. more than 1.5 persons per room; and 4. cost burden over 50 percent. Low Income (50–80 percent of AMI): In this income category, 1,030 or 33 percent of all 3,100 households in the jurisdiction as a whole has one or more of the four housing problems. An estimated 66 percent Asian and 36 percent Hispanic households in this income category experienced one or more of the four housing problems. Only the Asian households reached the 43 percent threshold (33 percent + 10 percent) for disproportionate need. 50%–80% of Area Median Income Severe Housing Problems* Has one or more of four housing problems Has none of the four housing problems Household has no/negative income, but none of the other housing problems Jurisdiction as a whole 1,030 2,070 0 White 15 205 0 Black/African American 0 0 0 Asian 630 1,245 0 American Indian, Alaska Native 0 10 0 Pacific Islander 0 10 0 Hispanic 370 565 0 Table 19 – Severe Housing Problems 50 - 80% AMI Data Source: 2011-2015 CHAS *The four severe housing problems are: 1. lacks complete kitchen facilities; 2. lacks complete plumbing facilities; 3. more than 1.5 persons per room; and 4. cost burden over 50 percent. Middle Income (80–100 percent of AMI): In this income category, 340 or 22 percent of the 1,550 households in the jurisdiction as a whole has one or more of the four housing problems. Forty seven percent of Asian and 44 percent of Hispanic households in this income category experienced one or more 2020–2025 City of Rosemead Consolidated Plan 33 of the four housing problems and reached the 32 percent threshold (32 percent + 10 percent) for disproportionate need. 80%–100% of Area Median Income Severe Housing Problems* Has one or more of four housing problems Has none of the four housing problems Household has no/negative income, but none of the other housing problems Jurisdiction as a whole 340 1,210 0 White 29 65 0 Black / African American 0 0 0 Asian 160 730 0 American Indian, Alaska Native 0 25 0 Pacific Islander 0 0 0 Hispanic 150 395 0 Table 20 – Severe Housing Problems 80 - 100% AMI Data Source: 2011-2015 CHAS *The four severe housing problems are:1. lacks complete kitchen facilities; 2. lacks complete plumbing facilities; 3. more than 1.5 persons per room; and 4. cost burden over 50 percent. 2020–2025 City of Rosemead Consolidated Plan 34 NA-25 Disproportionately Greater Need: Housing Cost Burdens – 91.205 (b)(2) Assess the need of any racial or ethnic group that has disproportionately greater need in comparison to the needs of that category of need as a whole. Introduction: Homeowner and renters in the City are more likely to be severely cost burdened—paying more than 50 percent of their household income on housing costs. Hispanic and Asian families are the two largest ethnic groups having both housing cost burden and disproportionate need issues. Discussion: Severe Housing Cost Burden: An additional 27 percent of all City households experienced a severe housing cost burden by paying more than 50 percent of household income for housing. Asians (28 percent) and Hispanics (30 percent) experienced severe housing cost burden when compared with Whites (15 percent). Moderate Housing Cost Burden: Approximately 24 percent of all City households experienced a moderate housing cost burden, paying 30-50 percent AMI of household income for housing. Only Pacific Islanders experienced a disproportionate need (60 percent or 15 out of 25), however, 26 percent Asians, 23 percent Hispanic and 19 percent White households experienced severe housing cost burden. Housing Cost Burden Housing Cost Burden <=30% 30–50% >50% No/negative income (not computed) Jurisdiction as a whole 7,025 3,595 4,000 160 White 735 205 165 14 Black/African American 30 0 0 0 Asian 3,970 2,230 2,390 50 American Indian, Alaska Native 40 10 0 0 Pacific Islander 10 15 0 0 Hispanic 2,200 1,080 1,405 95 Table 21 – Greater Need: Housing Cost Burdens AMI Data Source: 2011-2015 CHAS 2020–2025 City of Rosemead Consolidated Plan 35 NA-30 Disproportionately Greater Need: Discussion – 91.205(b)(2) Are there any Income categories in which a racial or ethnic group has disproportionately greater need than the needs of that income category as a whole? As shown in the previous tables, although not disproportionate by HUD's standards, higher percentages of Asian and Hispanic households tend to experience severe housing cost burden due to their lower than average incomes. If they have needs not identified above, what are those needs? All races and ethnicities in the City experience cost burden or other housing problems, particularly Asian and Hispanic ethnicities. Other housing problems include difficulty affording or obtaining a mortgage, racial discrimination when searching for scarce rental housing, and a continued presence or existence of high concentrations of both minorities and low-income households and individuals which could translate into future discriminatory practices. Community engagement initiatives detailed several solutions for housing problems that could include create additional opportunities for short-term living spaces and or transitional housing for those at-risk of homelessness, provide land use policies that support short-term and or transitional housing, and create a heightened awareness of homeless issues and housing needs with the City’s landlords. Are any of those racial or ethnic groups located in specific areas or neighborhoods in your community? Racial and ethnic minorities are spread through the community with no large concentration in just one area of the City. The largest demographic race in the City, as indicated on the map highlighted in blue below, is Asian. The purple areas are a mix of primarily Hispanic and Asian ethnicities. 2020–2025 City of Rosemead Consolidated Plan 36 2020–2025 City of Rosemead Consolidated Plan 37 NA-35 Public Housing – 91.205(b) Introduction There are no public housing units in the City. The Los Angeles County Development Authority (LACDA) provides rental unit assistance to City residents through the Federal Section 8 Voucher program. The primary objective of this program is to assist low-income (0-50 percent of Median Income) individuals and households in making rents affordable. The following tables are based on the number of public housing and Section 8 Housing Choice Vouchers (HCV) offered by LACDA in their unincorporated areas and the cities in Los Angeles County that do not have their own Housing Authority. There are a total of 21,087 Vouchers provided to County residents of which 1,138 are assigned to the elderly, 184 to homeless individuals, and 534 to disabled individuals. Specifically, Rosemead annually receives 320 housing vouchers. The largest percentage of Voucher recipients, outside of Whites, is African American individuals. Totals in Use Program Type Certificate Mod- Rehab Public Housing Vouchers Total Project -based Tenant -based Special Purpose Voucher Veterans Affairs Supportive Housing Family Unification Program Disabled * # of units vouchers in use 0 253 2,883 21,087 47 20,550 268 163 59 Table 22 - Public Housing by Program Type Data Source: PIC (Public Information Center) *Includes Non-Elderly Disabled, Mainstream One-Year, Mainstream Five-year, and Nursing Home Transition Characteristics of Residents Program Type Certificate Mod- Rehab Public Housing Vouchers Total Project -based Tenant -based Special Purpose Voucher Veterans Affairs Supportive Housing Family Unification Program Average Annual Income 0 14,341 13,522 14,839 15,746 14,816 14,829 17,842 Average length of stay 0 6 8 8 0 8 0 6 Average Household size 0 3 2 2 2 2 1 4 # Homeless at admission 0 0 0 184 0 42 142 0 2020–2025 City of Rosemead Consolidated Plan 38 Program Type Certificate Mod- Rehab Public Housing Vouchers Total Project -based Tenant -based Special Purpose Voucher Veterans Affairs Supportive Housing Family Unification Program # of Elderly Program Participants (>62) 0 48 1,138 6,753 15 6,670 38 2 # of Disabled Families 0 40 534 4,416 17 4,269 83 16 # of Families requesting accessibility features 0 253 2,883 21,087 47 20,550 268 163 # of HIV/AIDS program participants 0 0 0 0 0 0 0 0 # of DV victims 0 0 0 0 0 0 0 0 Table 23 – Characteristics of Public Housing Residents by Program Type Data Source: PIC (Public Information Center) Race of Residents Program Type Race Certificate Mod- Rehab Public Housing Vouchers Total Project -based Tenant -based Special Purpose Voucher Veterans Affairs Supportive Housing Family Unification Program Disabled * White 0 148 1,710 10,344 33 10,071 80 120 40 Black/African American 0 60 1,035 8,432 12 8,188 179 38 15 Asian 0 8 120 2,181 1 2,173 3 1 3 American Indian/Alaska Native 0 0 11 76 1 67 6 2 0 Pacific Islander 0 37 7 54 0 51 0 2 1 Other 0 0 0 0 0 0 0 0 0 Table 24 – Race of Public Housing Residents by Program Type Data Source: PIC (Public Information Center) *Includes Non-Elderly Disabled, Mainstream One-Year, Mainstream Five-year, and Nursing Home Transition 2020–2025 City of Rosemead Consolidated Plan 39 Ethnicity of Residents Program Type Ethnicity Certificate Mod- Rehab Public Housing Vouchers Total Project -based Tenant -based Special Purpose Voucher Veterans Affairs Supportive Housing Family Unification Program Disabled * Hispanic 0 124 1,121 7,293 11 7,122 40 105 15 Not Hispanic 0 129 1,762 13,794 36 13,428 228 58 44 Table 25 – Ethnicity of Public Housing Residents by Program Type Data Source: PIC (Public Information Center) *Includes Non-Elderly Disabled, Mainstream One-Year, Mainstream Five-year, and Nursing Home Transition Section 504 Needs Assessment: Describe the needs of public housing tenants and applicants on the waiting list for accessible units: The City does not have a Housing Authority. LACDA serves the City and provides Section 8 assistance to the residents. Most immediate needs of residents of Public Housing and Housing Choice voucher holders According to HUD data, the LACDA and service providers should place higher priority on increasing earning capacity and greater housing affordability for African American and Hispanic populations. However, program participants continue to lack adequate access to employment opportunities that will enable them to achieve higher incomes and affordable childcare. Enhancing economic opportunities within the area is a critical need of public housing and Section 8 HCV program participants. How do these needs compare to the housing needs of the population at large The 2012-2021 City of Rosemead Housing Element states, “In 2012, there was housing growth that came in the form of smaller infill projects located within established neighborhoods and oriented toward moderate and above moderate-income households. At the same time, the City is almost completely built- out, and opportunities for larger-scale housing developments are limited. In light of these conditions and trends, the City is focused on providing a diversity of housing options by: • Encouraging infill development and recycling of underutilized land; • Encouraging housing production through mixed-use development; • Expanding homeownership; and, • Maintaining and upgrading the existing housing stock.” Monthly rental rates in the City are steadily increasing for one, two, and three bedroom apartments however rates for four-bedroom units have dramatically increased 25 percent over the last two years. For a family of four in the City who make less than 30 percent of the median household income, an affordable rent is $782 per month. The median gross rent in the City is currently $1,233 per month. The gap of affordability is roughly $450 for extremely low-income households. 2020–2025 City of Rosemead Consolidated Plan 40 Discussion Over the next five years, LACDA will continue to provide rental assistance to City residents through the Federal Section 8 Housing Choice Voucher program. 2020–2025 City of Rosemead Consolidated Plan 41 NA-40 Homeless Needs Assessment – 91.205(c) Introduction: Homelessness can be defined as the absence of a safe, decent, and stable place to live. A person who has no such place to live stays wherever he or she can find space—an emergency shelter, an abandoned building, a car, an alley, or other place not meant for human habitation. As with most communities, the extent of homelessness in the City of Rosemead is not always readily apparent. The long term "chronically" homeless that are seen every day on the streets are only a small portion of a much larger population of homeless. The rest are families and individuals who find themselves without a place to live for a period of time. According to LAHSA, the homeless population is a diverse mix of young and old, families with children, couples, and single people. The City is committed to assisting all homeless persons. Because there are no shelters in the City, the homeless population live in unsheltered places, according to LAHSA. - Table 26 – Homeless Needs Assessment Source: LAHSA Continuum of Care 2019 Greater Los Angeles Homeless Count If data is not available for the categories "number of persons becoming and exiting homelessness each year," and "number of days that persons experience homelessness," describe these categories for each homeless population type (including chronically homeless individuals and families, families with children, veterans and their families, and unaccompanied youth): Due to the lack of information from the Census, the information concerning the nature and extent of homelessness in the City comes from an analysis of secondary research sources (such as Federal, State, and local agencies; national non-profit organizations; etc.). While it is difficult to pinpoint the exact number of homeless persons, Point-In-Time surveys (PIT survey) place the number at 91. Within the City, factors such as increasing housing costs, rising unemployment rates, and low wages conspire to keep homelessness a problem in the San Gabriel Valley. Putting an end to homelessness depends on the circumstances faced by an individual or family. Some individuals have long-term needs that require a permanent housing subsidy and supportive services, while others are homeless for a short period due to an emergency circumstance and may only require shorter-term interventions. Homeless Point-In-Time Count, City of Rosemead Number Percent Sheltered 0 Unsheltered 91 Persons in Cars 5 5% Persons in Vans 5 5% Persons in RVs or Campers 8 9% Persons in Tents 5 5% Persons in Makeshift Shelters 43 47% Persons on the Street 25 27% Total 91 100% 2020–2025 City of Rosemead Consolidated Plan 42 For persons who are chronically homeless, ending their homelessness requires the development of more permanent supportive housing units. This type of care ensures that people are not cycling in and out of costly emergency services such as shelters, jails, and emergency rooms that produce little or poor results in ending homelessness. For persons who are homeless for short periods of time, housing stability is best achieved through a combination of activities including rental subsidies, transitional housing, the production of more affordable housing units for persons earning 0-30 percent HUD Area Median Family Income (HAMFI), and programs that offer continuing education and career development for advancement. This Con Plan calls for continued examination of data and characteristics to more fully understand the extent of homelessness in the City. Based on available funds, number of inquiries for services, and number of homeless people in need of service, the City partners with social service agencies for needed homeless services. These services are provided to help families avoid becoming homeless, assist agencies in reaching out to homeless persons and assess the individual needs of the homeless person. In addition, the agencies address housing needs of homeless persons, and assist homeless persons to make the transition to permanent housing and independent living. Nature and Extent of Homelessness: The PIT survey of homeless individuals in the City indicates that the homeless population is primarily male adults (25–54 years old) of Hispanic ethnicity, followed by White individuals. While the population of males is the highest, a significant number (35.2 percent) of those counted are female. The PIT survey also indicated that none of the homeless persons accounted for were sheltered. 2020–2025 City of Rosemead Consolidated Plan 43 Table 27— Point in Time Count Source: LAHSA Continuum of Care 2019 Greater Los Angeles Homeless Count Estimate the number and type of families in need of housing assistance for families with children and the families of veterans. PIT surveys conducted by LAHSA indicate that of the total homeless populations, eight percent of those are children under 18 years old. There is no data regarding the number of veterans and their families. Unfortunately, the US Census Bureau does not produce counts of the population experiencing homelessness. Though the exact number of homeless at any given time is not clear, the City has prepared its staff to refer inquiries to the Community Development Department, Housing Services Division, who will respond to the homeless in a positive way to ensure that their needs are met. The City's Housing Services Division staff will refer those experiencing homelessness to an agency or provider to meet their immediate needs. Describe the Nature and Extent of Homelessness by Racial and Ethnic Group. Due to the lack of information from the Census, the information concerning the nature and extent of homelessness in the City comes from an analysis of secondary research sources (such as Federal, State, and local agencies; national non-profit organizations; etc.) and data collected at one Point-In-Time (PIT) count. The PIT reveals that the largest ethnic group experiencing homelessness is Hispanic (46.2 percent) followed by White (27.5 percent) and Black/African American (22 percent) individuals. City of Rosemead 2019 PIT Count Survey Number Percent Gender Male 58 63.7% Female 32 35.2% Transgender 1 11.1% Gender Non-conforming 0 0.0% Race/Ethnicity Hispanic/Latino 42 46.2% Black/African-American 20 22.0% White 25 27.5% American Indian/Alaskan Native 2 2.2% Asian 1 1.1% Native Hawaiian/Other Pacific Islander 0 0.0% Multi-Racial/Other 1 1.1% Age Under 18 7 7.7% 18-24 4 4.4% 25-54 58 63.7% 55-61 16 17.6% 62+ 6 6.6% 2020–2025 City of Rosemead Consolidated Plan 44 Homelessness in the City is largely driven by the extremely low incomes of adults, combined with disconnectedness to appropriate systems of support (e.g. ranging from family and friend support to professional support that promote physical and behavioral health). On a per capita basis, the rate of homelessness in the City is low compared to other cities of the same size. This is attributed to the willingness of family to double up or provide temporary residence to those who fall on hard times. While homelessness exists in the City, it is most often visible along the highways and under freeways. Operation Healthy Hearts, a nonprofit organization dedicated to helping homeless residents of the San Gabriel Valley, partnered with the Los Angeles Sheriff’s Homeless Outreach Services Team to clean up the homeless encampment near River Avenue in the City and the nearby stretches of the riverbed. The Los Angeles County Department of Public Health provides volunteers free Hepatitis A vaccinations in light of the outbreak reported across Southern California in September 2017. Other pockets of homeless encampments include the Rubio and Alhambra Wash, and Rio Hondo River. The City’s Community Development Department, Housing Services Division responds to calls and concerns over homeless in a positive way to ensure that their needs are met. Describe the Nature and Extent of Unsheltered and Sheltered Homelessness. The PIT (Point-In-Time) survey revealed that none of the homeless individuals were sheltered. Currently, the City of Rosemead does not provide supportive services to the homeless through formal programs. However, the City does refer homeless individuals and families to the following shelters for temporary transitional housing and or support services: • Catholic Rainbow Outreach—drug recovery program (Men) • Operation Healthy Hearts—provides hot meals, take-out food, clothing, rides to mobile showers, hygiene kits and more to homeless people in the City and in South El Monte area. • Family Promise of San Gabriel Valley—emergency shelter (Families) • Anne Douglas Center for Women, Los Angeles Women Mission—transitional housing • Salvation Army/Bell Shelter—drug recovery programs and halfway house (Men & Women) • Salvation Army Hospitality House—emergency shelter (Homeless Victims) • Salvation Army Transitional Living Center—transitional & full services (Women & Children of Domestic Violence) • The San Gabriel Pomona Valley Chapter of the American Red Cross—emergency shelter Homeless Victims of Disaster) • YWCA (Wings)—transitional & full services (Women & Children of Domestic Violence) In addition, the following support services are available to City residents through the following agencies and service providers: • 211 LA County—referral service • Down Payment Assistance Program—purchase of first home • Fair Housing Services—landlord/tenant information and assistance • Los Angeles Homeless Service Authority (LAHSA)—referral service • People for People—food and clothing • Senior Nutrition Program—nutritious meals • Southern California Housing Rights Center—fair housing and tenant services 2020–2025 City of Rosemead Consolidated Plan 45 If an individual or family is unable to be assisted immediately by one of the previously mentioned organizations, they are referred to the Information Line organization (211 LA County) in order to be able to access either the Los Angeles County Voucher Program or other non-local shelters. Overall, the City has not experienced an overwhelming population increase of homeless persons, however there has been an increase of homeless within the City, but the City has not experienced an outpouring of public concern to provide additional services within its boundaries. Awkward sentence Social service agencies and providers within the City and adjacent communities (where nearly all major services are provided) have not expressed that there is an extraordinary need to provide emergency shelters within the City, as adequate facilities are available nearby and are not always filled to capacity. Discussion: The PIT survey, conducted on January 22, 2019, counted 91 unsheltered homeless individuals, significantly higher than in 2015 where the number of unsheltered homeless was 23 individuals. Based on all the counts conducted within the City, unsheltered homelessness within the City has remained low relative to the overall population but has increased nearly threefold with all the individuals found in unsheltered situations. In response to homelessness, the City refers inquiries to the Community Development Department, Housing Services Division, who responds to homeless calls in a positive way to ensure that their needs are met. The City's Housing Services Division has provided its staff with instructions to direct the needy and homeless to appropriate agencies or providers. On average, there are five or less requests for assistance per year. The Los Angeles Center Alcohol and Drug Abuse (L.A.CADA) was consulted as part of the public outreach process. L.A.CADA provides transitional and supportive housing for those in rehabilitation from substance abuse. This organization continues to have a growing need to supply housing for its clients. They intend to continue to grow their capacity to serve families recovering from alcohol and drug abuse throughout Los Angeles County. The El Monte Access Center also provides employment assistance, information and referrals for housing placement and rapid re-housing services for homeless or at-risk of homeless. 2020–2025 City of Rosemead Consolidated Plan 46 NA-45 Non-Homeless Special Needs Assessment - 91.205 (b,d) Introduction: The population in the City is aging at a very slow rate. Over the past seven years, the over 65 years of age population shows an estimated increase of 2.4 percent. The number of large households of five or more people makeup roughly nine percent and has not changed from 2000 to 2010. Single parent households makeup an estimated 26 percent which is higher than the County at 22 percent. According to the 2013– 2017 ACS data, there are close to 10,172 persons living with disabilities. Describe the characteristics of special needs populations in your community: Elderly and Frail Elderly Persons age 65 and over account for 16.1 percent of the total population and represents an increase in the total percent (+ 2.4 percent) of persons in this age group since the 2010 Census. Rising concerns about the cost of Social Security, Medicaid, Medicare, and other federal entitlement programs threaten housing stability and appropriate in-home health care for the elderly and frail elderly. The need to forge public- private partnerships to deliver services and housing to the elderly has become increasingly important. This is due to a number of issues including the growth in the elderly population, the shrinking supply of affordable housing, and the continued departure from institutionalization and toward community-based care. Persons with Disabilities According to the 2013–2017 American Community Survey five-year estimates, a total of 10,171 of community residents in the City reported being limited in some activity due to a physical impairment or health problem. The most common problems reported were limited activity due to ambulatory issues, followed by difficulty living alone. Persons with mobility limitations and those with self-care needs represent the largest percentage of disabled persons in need of supportive and accessible housing in the City. Persons with a mobility limitation require housing units with special features such as wider doorways, ramps, elevators for multiple story units, modified cabinets, plumbing, and lighting as well as close proximity to public transportation. Persons with a self-care limitation require supportive housing services to assist with bathing, food preparation, and household maintenance. Large Families Large families (that is, those having five or more members) also represent a special housing need because they require larger units than the market normally provides and because larger units generally cost more. The number of large family households has decreased slightly between 2000 and 2010 but is still relatively high with 30 percent of the total in the City. Thus, large families can be caught in a bind because the units they can afford are too small to provide adequate space. Table 28- Percentage of Elderly Source: 2010; 2013-2017 ACS 5-Year Estimate Elderly Age 2010 2017 65–74 6.90% 8.40% 75–84 4.70% 4.80% 85 and older 2.10% 2.90% Total % 13.70% 16.10% 2020–2025 City of Rosemead Consolidated Plan 47 Table 29 – Disability by Type Source: 2013-2017 ACS 5-Year Estimate www.hudexchange.info/resource/4848/affh-data-documentation Note: All % represent a share of the total population within a jurisdiction or region Table 30—Large Households Source: 2000 and 2010 Census What are the housing and supportive service needs of these populations and how are these needs determined? The County manages a total of 44,504 shelter, permanent supportive and/or rapid rehousing beds. Service Planning Area (SPA) 3 operates, through different agencies, 4,691 beds most of which are within permanent supporting housing units. Permanent Supportive Housing and Other Permanent Housing includes Tenant-Based Projects, in which the Housing Authority (LACDA) provides vouchers to individuals or families directly. Discuss the size and characteristics of the population with HIV/AIDS and their families within the Eligible Metropolitan Statistical Area: Information on City residents diagnosed with HIV/AIDS is difficult to identify. Most agencies do not break the information down by cities, but by Service Planning Areas. The following is a list of the agencies the City contacted that specialize in AIDS and related diseases: County of Los Angeles; Health Department County of Los Angeles; Department of HIV Epidemiology; Center and Disability by Type City of Rosemead (CDBG, HOME) (Los Angeles-Long Beach- Anaheim, CA) Region Disability Type # % # % Hearing difficulty 1,197 2.34% 303,390 2.52% Vision difficulty 905 1.77% 227,927 1.90% Cognitive difficulty 1,675 3.27% 445,175 3.70% Ambulatory difficulty 2,548 4.98% 641,347 5.34% Self-care difficulty 1,535 3.00% 312,961 2.60% Independent living difficulty 2,312 4.52% 496,105 4.13% Totals 10,172 2,426,105 Large Households in 2000 and 2010 2000 2010 Number % Number % 5 persons households 1,923 13.8% 1,869 13.1% 6 persons households 1,234 8.9% 1,122 7.9% 7 or more persons households 1,365 9.8% 1,322 9.3% Total % 32.5% 30.3% 2020–2025 City of Rosemead Consolidated Plan 48 Project Health Facility United States Department of Health and Human Services; and the Centers for Disease Control and Prevention (CDC). These agencies were able to confirm that there is a small percentage of people in the City that have been infected with HIV/AIDS. However, they were not able to identify the exact number. Out of the small percentage of people with HIV/AIDS residing in the City, it is unknown how many of them, if any, need supportive housing. The organizations and facilities listed below offered services to persons diagnosed with AIDS and related diseases who reside in the City. • L.A.CADA provides AIDS awareness and HIV outreach programs; and • Southern California Alcohol and Drug Programs (SCADP) offers services for people living with AIDS or HIV. Discussion: See discussion in this section. 2020–2025 City of Rosemead Consolidated Plan 49 NA-50 Non-Housing Community Development Needs – 91.215 (f) Describe the jurisdiction’s need for Public Facilities: How were these needs determined? The City provides a number of public facilities available for citizens, including parks, community centers, swimming pools, tennis courts and the County Library. There is a need for public facilities that serve populations with special needs and for facilities that bring public services as described in this section into the communities where they are most needed. The Community Needs Survey respondents prioritized youth centers and parks and recreation improvements. Additionally, the City Council has prioritized economic development and plans to fund future commercial property façade improvement project work. How were these needs determined? Meetings with City Council and staff, online Community Needs Survey, and stakeholder interviews. Describe the jurisdiction’s need for Public Improvements: The recent Community Needs Survey reveals the following priority in public facilities: • Safe routes to school including crosswalks and sidewalks particularly on streets around schools, commercial corridors; and • Street improvements in LMI neighborhoods as well as accessible sidewalks and curbing. How were these needs determined? Meetings with City Council and staff, City engineer, online Community Needs Survey, and stakeholder interviews. Describe the jurisdiction’s need for Public Services: The City requires the assistance of social services, especially given the current poverty rate of over 16 percent. Furthermore, 27 percent of all City households experience severe housing cost burden, paying more than 50 percent of their household income on housing costs. According to the data and analysis in the Needs Assessment (NA) section, the following services may be needed: • Homeless prevention services • Services for children and at-risk youth • Affordable housing to combat the cost burden problems • Assistance for the homeless Hispanic individuals • Financial literacy • Advanced education • Job/employment training to increase earning capacity to be able to afford housing costs and essential services Needs were determined through consultation with service providers. The following are the high priority needs from the survey: 2020–2025 City of Rosemead Consolidated Plan 50 • Neighborhood crime prevention programs • Parks and recreation programs • Programs for at-risk youth Priority service needs determined by local and regional service stakeholder agencies include: • Workforce development and skills training • Increased number of service providers and operational money • Assistance getting children safely to school if parents are working • Resource guide for families needing assistance i.e. rental assistance, house maintenance, literacy, language classes, and childcare • Decent, affordable after school care • Decrease the time it takes to receive needed services How were these needs determined? Needs were determined through the online survey, stakeholder interviews, specifically consultation with Garvey School District, Garvey Community Center, Boys & Girls Club of West San Gabriel Valley, County of Los Angeles, Department of Health Services, Los Angeles County Development Authority, Los Angeles Center for Alcohol & Drug Abuse, Los Angeles County Public Health Department, and Los Angeles Homeless Services Authority. 2020–2025 City of Rosemead Consolidated Plan 51 Housing Market Analysis MA-05 Overview Housing Market Analysis Overview: The City's housing market is very strong and high cost, both for rental housing and for ownership housing. Home sales prices have largely recovered from the 2009 Great Recession. The median home sales price has increased to $635,000 . Rents have reached a median rent of $1,597, however current online research for housing sales and rent values indicate a three percent increase from those figures. While this is a positive for homeowners and the housing industry as a whole, this is potentially negative for low-income renters and prospective homebuyers. The tables in the next few pages provide additional data mostly provided by HUD from the American Community Survey on the cost and other characteristics of the City's housing stock. 2020–2025 City of Rosemead Consolidated Plan 52 MA-10 Number of Housing Units – 91.210(a)&(b)(2) Introduction Single-Family Housing (1–4 units): The City was developed primarily in the 1950's. The City, prior to development, was an agricultural community that converted to a bedroom community nearly overnight in the 1950s post-war. As shown in Table 31, The City now consists of 15,580 housing units. The data provided by the 2011-2015 ACS 5-Year Estimates shows that nearly 74 percent of the City's total housing stock is in one-unit detached structures. In addition, one-unit attached structures make up about 13 percent of the City's housing stock. Multi-Family Housing (5+ units): About eight percent of the City's housing stock is located in multi-family buildings with about four percent in smaller buildings (5–19 units) and four percent in larger buildings (20+ units). Unit Sizes: Overall, about 7,285 of the City's housing units have three or more bedrooms, 5,450 have two bedrooms, 1,825 have one bedroom and 210 are 0-bedroom units. On average, owner-occupied units tend to be larger than renter-occupied units. Only 32 percent of the renter-occupied units have three or more bedrooms while 69 percent of owner-occupied units have three or more bedrooms. All residential properties by number of units Property Type Number % 1-unit detached structure 11,465 74% 1-unit attached structure 2,005 13% 2–4 units 575 4% 5–19 units 660 4% 20 or more units 620 4% Mobile Home, boat, RV, van, etc. 255 2% Total 15,580 100% Table 31– Residential Properties by Unit Number Data Source: 2011-2015 ACS Unit Size by Tenure Owners Renters Number % Number % No bedroom 25 0% 185 2% 1 bedroom 345 5% 1,480 19% 2 bedrooms 1,785 26% 3,665 46% 3 or more bedrooms 4,720 69% 2,565 32% Total 6,875 100% 7,895 99% Table 32 – Unit Size by Tenure Data Source: LAHSA Continuum of Care 2019 Greater Los Angeles Homeless Count 2020–2025 City of Rosemead Consolidated Plan 53 Describe the number and targeting (income level/type of family served) of units assisted with federal, state, and local programs. The City works with LACDA to provide rental assistance to City residents through the Federal Section 8 Voucher program. The primary objective of this program is to assist low-income (0 to 50 percent of MFI) persons and households in making rents affordable. Currently, there is a lengthy waiting list for the Section 8 Program with an average 7 to 10 years wait, if not longer. Each applicant is selected from the waiting list in sequence, based upon date of preliminary application and voucher availability. The City has two apartment complexes for low-income seniors making below 40 percent of the median income with a total of 123 units and two 3-bedroom single family homes for low- to moderate-income families. There is a waiting list for both senior apartment complexes. The City has also provided housing rehabilitation and homebuyer assistance to low- to moderate-income homeowners since the inception of the CDBG and HOME programs. Provide an assessment of units expected to be lost from the affordable housing inventory for any reason, such as expiration of Section 8 contracts. There are four housing developments, containing 125 units, that have received mortgage assistance with the help of federal, state, or local funds. The four developments are Angelus Senior Apartments, Garvey Senior Apartments, and two (3-bedroom) single family rental homes. All four developments are expected to remain as part of the City’s affordable housing inventory. Angelus Senior Apartments (51 units) The Angelus Senior Apartments was completed in 1995 and is owned by the Rosemead Housing Development Corporation. It consists of 51 one-bedroom units. The term of the lease is for 55 years from the effective date of the Development Agreement between the City of Rosemead and the Rosemead Housing Development Corporation or until February 7, 2050. To qualify for this complex, a person must be 62 years of age or older and must income qualify. The income limits are reviewed every year and are subject to change without prior notice. There is no risk of conversion until February 7, 2050. Garvey Senior Apartments (72 units) The Garvey Senior Apartment was completed in 2002 and is owned by the Rosemead Housing Development Corporation. It consists of 64 one-bedroom and 8 two-bedroom units. The term of the lease is for 55 years from the effective date of the Development Agreement between the Rosemead Community Development Commission, the City of Rosemead and the Rosemead Housing Development Corporation or until October 30, 2057. To qualify for this complex, a person must be 62 years of age or older and must income qualify. The income limits are reviewed every year and are subject to change without prior notice. There is no risk of conversion until October 30, 2057. Two (3-Bedroom) Single Family Rental Homes The Rio Hondo Community Development Corporation (RHCDC) entered into agreements with the Housing Authority of the County of Los Angeles (now known as the Los Angeles County Development Authority) for the purchase of two (3- bedroom) single family rental properties in the City. Both homes were purchased using the 15 percent Community Housing Development Organization (CHDO) set-aside funds as required under the HOME entitlement grant from funding years 2007 through 2011. As a result, the City approved two separate 0 percent deferred payment loans. Both properties are restricted as rental 2020–2025 City of Rosemead Consolidated Plan 54 property for low- to moderate-income households and are subject to a 55 year affordability covenant until May 2063 and March 2066, respectively. Does the availability of housing units meet the needs of the population? The availability of housing units does not fit the current housing needs for LMI households in the City. The City still faces significant shortages of rental and homeownership units that are affordable to extremely low-, low-, middle-, and even moderate-income households (especially families with children, persons with disabilities, and permanent housing for the homeless). Additionally, wait-lists for both elderly and/or accessible family units are eight years plus, further reflecting the lack of affordable housing. Discussion See above. 2020–2025 City of Rosemead Consolidated Plan 55 MA-15 Housing Market Analysis: Cost of Housing - 91.210(a) Introduction The following tables in MA-15 show the cost of housing including rent, home value, and income as it relates to housing affordability. There is a shortage of housing at all income levels in the City. Fair Market Rents are fairly high for the area and current HUD HOME rental limits do not meet the fair market value. As the number of bedrooms in a unit increases, affordability becomes harder to achieve for larger households. The median home cost provided by HUD seems to be lower than today’s actual median home price. Cost of Housing Base Year: 2009 Most Recent Year: 2015 % Change Median Home Value $463,600 $442,600 (5%) Median Contract Rent $989 $1,100 $11% Table 33 – Cost of Housing Data Source: 2005-2009 ACS (Base Year); 2011-2015 ACS (Most Recent Years) Rent Paid Number % Less than $500 769 9.7% $500–999 2,415 30.6% $1,000–1,499 3,535 44.8% $1,500–1,999 1,015 12.9% $2,000 or more 174 2.2% Total 7,908 100.2% Table 34 - Rent Paid Data Source: 2011-2015 ACS Housing Affordability % Units affordable to Households earning Renter Owner 30% HAMFI 400 No Data 50% HAMFI 1,610 225 80% HAMFI 5,645 484 100% HAMFI No Data 943 Total 7,655 1,652 Table 23 – Housing Affordability Data Source: 2011-2015 CHAS Monthly Rent Monthly Rent ($) Efficiency (no bedroom) 1 Bedroom 2 Bedroom 3 Bedroom 4 Bedroom Fair Market Rent $1,158 $1,384 $1,791 $2,401 $2,641 High HOME Rent $1,158 $1,253 $1,506 $1,730 $1,911 Low HOME Rent $913 $979 $1,175 $1,357 $1,515 Table 36 – Monthly Rent Data Source: HUD FMR and HOME Rent Limits 2020–2025 City of Rosemead Consolidated Plan 56 Is there sufficient housing for households at all income levels? There is a shortage of housing at all income levels in the City. The current tight homeownership market has put further pressure on the rental market. Despite historically low mortgage interest rates, many households who would normally be seeking to buy are unable to do so due to the low number of available homes and strict lending standards. Because most renters cannot afford housing costs, they remain in the rental market, despite experiencing increasing local rent costs. The homeless population is also in need of permanent affordable housing. How is affordability of housing likely to change considering changes to home values and/or rents? Given the City's growing population and desirability as a place to live, the high cost of new construction and the drastic reduction in the amount of funding available for subsidized housing development, it is expected that housing affordability will remain a concern over the next five years. Neighborhood revitalization through rehabilitation or replacement of existing, lower value housing stock is a significant political and administrative priority in the City and an emphasis in this Con Plan. This is resulting in a focused effort in terms of funding, human resources, and working with market-rate development proposals. In the mid- to long-term and within the next five years, this will result in an increase in home values and a decrease in the availability of affordable rental housing. Home costs provided in Table 33 show a median home price of $442,600 (2015 ACS data), however, the median home price listed on BestPlaces.com is $635,000. This is verified by looking at HdL Data. How do HOME rents / Fair Market Rent compare to Area Median Rent? How might this impact your strategy to produce or preserve affordable housing? Fair Market Rents are fairly high for the area and HOME rent limits do not meet the fair market value as the number of bedrooms increase, making affordability harder to achieve for larger households. Overall, this mismatch shows that affordability will continue to be a priority for the area. Discussion See above. 2020–2025 City of Rosemead Consolidated Plan 57 MA-20 Housing Market Analysis: Condition of Housing – 91.210(a) Introduction Substandard housing is defined as structurally unsound, violates the City's building codes, overcrowded, has incomplete plumbing, or does not meet the Section 8 Existing Housing Quality Standards. Substandard housing which is suitable for rehabilitation is defined as housing which, in its current condition, has deficiencies ranging from minor violations of the City building codes to major health and/or safety violations. Nevertheless, substandard housing, can be economically remedied where the necessary hard cost of the rehabilitation work does not exceed 75 percent of the replacement value of the property. Where rehabilitation exceeds 75 percent of the replacement costs, demolition would be considered. All potential rehabilitation projects are reviewed on a case by case basis and assess both the condition of the property and the owner's own ability to finance the repairs. The City does not fund the rehabilitation of investment rental properties. Condition of Housing The data on condition of units is limited to four housing conditions: 1) lacks complete kitchen facilities, 2) lacks complete plumbing facilities, 3) more than one person per room, and 4) cost burden greater than 30 percent. Age of Housing and Lead-Based Paint Hazards Many of the City’s housing units are likely to contain lead paint and/or need other repairs due to the age of the structure. About eighty percent of the City’s housing stock was built before 1980, which means they are at potential risk for lead-based paint hazards (lead-based paint was banned in 1978). Furthermore, 8 percent of the pre-1980 owner-occupied housing and 3 percent of the pre-1980 renter-occupied housing units have children present. Vacant and Abandoned Housing The overall vacancy rate for the City’s housing units has decreased since 2010 from 4.9 percent to 3.1 percent. The vacancy rate for rental properties is even lower (2.0 percent). Stakeholders in the community and area agencies stated there is a shortage of available housing units affordable to LMI households. Condition of Units Condition of Units Owner-Occupied Renter-Occupied Number % Number % With one selected Condition 2,660 39% 4,580 58% With two selected Conditions 300 4% 1,210 15% With three selected Conditions 0 0% 15 0% With four selected Conditions 0 0% 4 0% No selected Conditions 3,915 57% 2,085 26% Total 6,875 100% 7,894 99% Table 37- Condition of Units Data Source: 2011-2015 ACS 2020–2025 City of Rosemead Consolidated Plan 58 Year Unit Built Year Unit Built Owner-Occupied Renter-Occupied Number % Number % 2000 or later 375 5% 280 4% 1980–1999 1,060 15% 1,270 16% 1950–1979 3,185 46% 3,920 50% Before 1950 2,255 33% 2,435 31% Total 6,875 99% 7,905 101% Table 38 – Year Unit Built Data Source: 2011-2015 CHAS Risk of Lead-Based Paint Hazard Risk of Lead-Based Paint Hazard Owner-Occupied Renter-Occupied Number % Number % Total Number of Units Built Before 1980 5,440 79% 6,355 80% Housing Units built before 1980 with children present 560 8% 210 3% Table 39 – Risk of Lead-Based Paint Data Source: 2011-2015 CHAS (Units with Children Present) Vacant Units Suitable for Rehabilitation Not Suitable for Rehabilitation Total Vacant Units 0 0 854 Abandoned Vacant Units 0 0 0 REO Properties 0 0 0 Abandoned REO Properties 0 0 0 Table 40 - Vacant Units 2013-2017 ACS 5-Year Estimates 0-No Data Available Need for Owner and Rental Rehabilitation Roughly 76 percent of the City’s housing stock was built before 1980 (11,795 units) and many of these units are now in need of significant repairs or updating. Many of the City’s owner-occupied housing units are occupied by lower income or retired seniors who cannot afford to make needed repairs or who need to make accessibility improvements to enable them to stay in their homes. With rents increasing, owners of most investor-owned rental housing are able to obtain private financing to make the needed repairs without financial assistance. For older investor-owned rental housing in lower rent neighborhoods, additional financial assistance may be needed. Homes built prior to 1950 - 33 percent are owner-occupied units and 31 percent are renter– occupied Homes built between 1950 and 1979 - 46 percent are owner-occupied units and 50 percent are renter-occupied 2020–2025 City of Rosemead Consolidated Plan 59 Estimated Number of Housing Units Occupied by Low- or Moderate-Income Families with LBP Hazards There are 11,795 units built prior to 1980 which is approximately 76 percent of all housing units and therefore may have lead based paint hazards. Of the 11,795, it is estimated that 7,926 are LMI (since 67.2 percent of households are LMI). HUD supplied data indicating that there is a total of 770 housing units occupied by families with children that were built prior to 1980. It is estimated that 517 of these are LMI (since 67.2 percent of households are LMI). Discussion See above. 2020–2025 City of Rosemead Consolidated Plan 60 MA-25 Public and Assisted Housing – 91.210(b) Introduction There are no public-owned housing projects located in the City. The LACDA provides rental assistance to the City residents through the Federal Section 8 Voucher program. The primary objective of this program is to assist low-income (0 to 50 percent of MFI) persons and households in making rents affordable. There is currently a lengthy waiting list for the Section 8 Program with the average 7 to 10 years wait, if not longer. Each applicant is selected from the waiting list in sequence, based upon date of preliminary application and voucher availability. There are four (4) housing developments that have received mortgage assistance with the help of federal, state, or local funds. The four (4) developments are the Angelus Senior Apartments, the Garvey Senior Apartments, and two 3-Bedroom Rental units. Totals Number of Units Program Type Certificate Mod- Rehab Public Housing Vouchers Total Project -based Tenant -based Special Purpose Voucher Veterans Affairs Supportive Housing Family Unification Program Disabled * # of units vouchers available 0 261 2,962 21,798 1 21,797 1,264 1,357 558 # of accessible units Table 41 – Total Number of Units by Program Type Data Source: PIC (Public Information Center) *includes Non-Elderly Disabled, Mainstream One-Year, Mainstream Five-Year and Nursing Home Transition Describe the supply of public housing developments: Although there are no public housing units, there are several affordable housing developments. Angelus Senior Apartments The Angelus Senior Apartment was completed in 1995 and is owned by the Rosemead Housing Development Corporation. It consists of 51 one-bedroom units. The term of the lease is for 55 years from the effective date of the Development Agreement between the City of Rosemead and the Rosemead Housing Development Corporation or until February 7, 2050. To qualify for this complex, a person must be 62 years of age or older and must income qualify. The maximum income is 40 percent of the area median income adjusted for household size. The income limits are reviewed every year and are subject to change without prior notice. The risk of conversion will not be an issue during the next five years of the ConPlan. As previously mentioned, the earliest possible conversion date for the Angeles Senior Apartment is February 7, 2050. 2020–2025 City of Rosemead Consolidated Plan 61 Garvey Senior Apartments The Garvey Senior Apartment was completed in 2002 and is owned by the Rosemead Housing Development Corporation. It consists of 64 one-bedroom and 8 two-bedroom units. The term of the lease is for 55 years from the effective date of the Development Agreement between the Rosemead Community Development Commission, the City of Rosemead, and the Rosemead Housing Development Corporation or until October 30, 2057. To qualify for this complex a person must be 62 years of age or older and must income qualify. The maximum income is 40 percent of the area median income adjusted for household size. The income limits are reviewed every year and are subject to change without prior notice. The risk of conversion will not be an issue during the next five years of the ConPlan. As previously mentioned, the earliest possible conversion date for the Garvey Senior Apartment is October 30, 2057. Two 3- Bedroom Single Family Homes During the FY 2007–2008 and FY 2010–2011, the City entered into agreements with RHCDC for the production of affordable housing using the 15 percent CHDO set-aside funding as required under the HOME entitlement grant. As a result, the City approved two separate 0 percent deferred payment loans funded by the HOME CHDO Set-Aside Fund to the Rio Hondo Community Development Corporation for the purchase of two–3-bedroom rental properties in the City. Both properties are restricted as rental property for low- to moderate-income households and are subject to a 55 year affordability covenant until May 2063 and March 2066, respectively. Describe the number and physical condition of public housing units in the jurisdiction, including those that are participating in an approved Public Housing Agency Plan: While the above units are privately owned, since they are subsidized, each individual unit must be held to HUD standards for public unit inspection processes. The City works with the LACDA, who provides rental assistance to City residents through the Federal Section 8 Voucher program. The primary objective of this program is to assist low-income (0 to 50 percent of MFI) persons and households in making rents affordable. There is currently a lengthy waiting list for the Section 8 Program with the average wait from 7 to 10 years, if not longer. Each applicant is selected from the waiting list in sequence, based upon date of preliminary application and Voucher availability. Public Housing Condition Public Housing Development Average Inspection Score Does not apply Table 24 - Public Housing Condition Describe the restoration and revitalization needs of public housing units in the jurisdiction: There are no public housing units in the City. Describe the public housing agency's strategy for improving the living environment of low- and moderate-income families residing in public housing: This does not apply. Discussion See above. 2020–2025 City of Rosemead Consolidated Plan 62 MA-30 Homeless Facilities and Services – 91.210(c) Introduction The needs of the homeless and how the City responds to those needs are identified and discussed in this section. Numerous organizations citywide (in Rosemead) provide facilities, shelters, counseling services, food and nutrition and healthcare services to persons who are homeless or near homelessness. The City has a detailed list of these shelters and services for referral of homeless individuals and families. Facilities and Housing Targeted to Homeless Households Emergency Shelter Beds Transitional Housing Beds Permanent Supportive Housing Beds Year Round Beds (Current & New) Voucher / Seasonal / Overflow Beds Current & New Current & New Under Development Households with Adult(s) and Child(ren) 0 0 0 0 0 Households with Only Adults 0 0 0 0 0 Chronically Homeless Households 0 0 0 0 0 Veterans 00 0 0 0 Unaccompanied Youth 0 0 0 Table 43 - Facilities and Housing Targeted to Homeless Households Describe mainstream services, such as health, mental health, and employment services to the extent those services are used to complement services targeted to homeless persons Based on available funds, number of service inquiries, and number of people in need, the City either directly provides service or partners with social service agencies to provide the following supportive services: 1) 211 LA County - referral service; 2) City of Rosemead Housing Division-Down Payment Assistance Program; 3) Fair Housing Services - landlord/tenant information and assistance, 3) Family Promise - support services, and 4) LAHSA provides referral services called “People for People” - food and clothing. The City also funds a Senior Nutrition Program providing nutritious meals for age qualified residents. If an individual or family is unable to be assisted immediately by one of the previously mentioned organizations, they are referred to the 211 Info Line organization in order to be able to access either the Los Angeles County Voucher Program or other non-local shelters. Overall, the City has not experienced an overwhelming population of homeless persons and has not experienced an outpouring of public concern to provide additional services within its boundaries. Social service agencies and providers within the City and adjacent communities (where nearly all major services are provided) have not expressed that there is an extraordinary need to provide emergency shelters within the City boundaries, as adequate facilities are available nearby and are not always filled to capacity. 2020–2025 City of Rosemead Consolidated Plan 63 List and describe services and facilities that meet the needs of homeless persons, particularly chronically homeless individuals and families, families with children, veterans and their families, and unaccompanied youth. If the services and facilities are listed on screen SP-40 Institutional Delivery Structure or screen MA-35 Special Needs Facilities and Services, describe how these facilities and services specifically address the needs of these populations. Based on available funds, number of inquiries for services, and number of people in need of service, the City either provides or partners with social service agencies to provide the following supportive service: Agency Name Service Provided Housing focus Pacific Clinics Mental Health and Substance Abuse Counseling Outreach to mentally ill homes individuals, provide temporary housing and housing support services Garvey Senior Housing 74 Senior housing apartments Participates in Low-Income tax credits, so some of the units are rented below market value, accepts housing vouchers City Ride Transportation assistance for Seniors or persons with disabilities Reduced cost for Dial a Ride, permitted taxi rides and free DASH bus rides Rosemead Down Payment Assistance Program Assistance with purchase of first home City program for low-moderate income households with loan for up to 20% down payment for first home purchase Housing Rights Center Fair Housing Resources Promote fair housing through advocacy, education and litigation. Provides landlord – tenant counseling, housing counseling, investigates housing discrimination complaints. Housing Authority County of Los Angeles Rental Assistance Resident Services, Section 8 housing vouchers, homeless initiatives Garvey Community Center/Rosemead Community Recreation Center Counselling, social services, senior programs, recreation, information and referral Provides preschool childcare, youth and adult classes, 80 senior lunches daily Potrero Senior Housing 53 unit affordable housing Participates in Low-Income tax credits, so some of the units are rented below market value, accepts housing vouchers YMCA of West San Gabriel Valley Childcare, after school enrichment, health and fitness activities, family support Family support services 2020–2025 City of Rosemead Consolidated Plan 64 YWCA San Gabriel Valley Multiple community services including nutrition and social services for seniors, domestic violence services, mental health services, play therapy Wings – emergency shelter for women and children, case management, job skills. Homelessness and affordable housing support Family Promise of San Gabriel Valley Family support services Shelter program for families with children, support services for homeless Vintage California Mission Inn Assisted living for seniors and disables Assisted Living, Memory Care, Accessibility Table 44 – Services for Homeless 2020–2025 City of Rosemead Consolidated Plan 65 MA-35 Special Needs Facilities and Services – 91.210(d) Introduction Including the elderly, frail elderly, persons with disabilities (mental, physical, developmental), persons with alcohol or other drug addictions, persons with HIV/AIDS and their families, public housing residents and any other categories the jurisdiction may specify, and describe their supportive housing needs Upon retirement, many lower-income elderly persons will often need subsidized housing that is accessible due to decreased mobility as they age. Frail elderly may need a unit with an extra room for a personal care attendant or may need additional services. Persons with disabilities may need a group home with room for live-in service providers. Persons with HIV/AIDS may need a subsidized housing unit near their health care providers and may need access to treatment for drug addiction (depending on the mode of transmission of HIV/AIDS). Describe programs for ensuring that persons returning from mental and physical health institutions receive appropriate supportive housing Generally speaking, there are no facilities or procedures that designate housing for people returning from physical or mental health institutions. In some cases of long-term care, coordination may be possible through the Asian Pacific Family Center. Several organizations provide referrals and limited supportive services. Specify the activities that the jurisdiction plans to undertake during the next year to address the housing and supportive services needs identified in accordance with 91.215(e) with respect to persons who are not homeless but have other special needs. Link to one-year goals. 91.315(e) Agency Name Service Provided Housing focus Pacific Clinics Mental Health and Substance Abuse Counseling Outreach to mentally ill individuals, provide temporary housing and housing support services Garvey Senior Housing 74 Senior housing apartments Participates in low-income tax credits, so some of the units are rented below market value, accepts housing vouchers City Ride Transportation assistance for Seniors or persons with disabilities Reduced cost for Dial a Ride, permitted taxi rides and free DASH bus rides Rosemead Down Payment Assistance Program Assistance with purchase of first home City program for low-moderate income households with loan for up to 20% down payment for first home purchase Housing Rights Center (HRC) Fair Housing Resources Promote fair housing through advocacy, education and litigation. Provides landlord – tenant counseling, housing 2020–2025 City of Rosemead Consolidated Plan 66 counseling, investigates housing discrimination complaints. LAHSA Rental Assistance Resident Services, Section 8 housing vouchers, homeless initiatives Garvey Community Center/Rosemead Community Recreation Center Counselling, social services, senior programs, recreation, information and referral Provides preschool, youth and adult classes, 80 senior lunches daily Potrero Senior Housing 53 unit affordable housing Participates in low-income tax credits, so some of the units are rented below market value, accepts housing vouchers YMCA of West San Gabriel Valley Childcare, after school enrichment, health and fitness activities, family support Family support services YWCA San Gabriel Valley Multiple community services including nutrition and social services for seniors, domestic violence services, mental health services, play therapy Wings–emergency shelter for women and children, case management, job skills. Homelessness and affordable housing support Family Promise of San Gabriel Valley Family support services Shelter program for families with children, support services for homeless Family Counselling Services (West San Gabriel Valley) Drug and alcohol outpatient rehabilitation center and mental health services Substance abuse counseling Vintage California Mission Inn Assisted living for seniors and disabled individuals Assisted Living, Memory Care, Accessibility Table 45 -Special needs resources For entitlement/consortia grantees: Specify the activities that the jurisdiction plans to undertake during the next year to address the housing and supportive services needs identified in accordance with 91.215(e) with respect to persons who are not homeless but have other special needs. Link to one-year goals. (91.220(2)) See section MA-35. 2020–2025 City of Rosemead Consolidated Plan 67 MA-40 Barriers to Affordable Housing – 91.210(e) Negative Effects of Public Policies on Affordable Housing and Residential Investment The principal barrier to affordable housing is a combination of lack of affordable units and low paying jobs. The cost of housing has risen substantially over the years, with the median housing value increasing significantly over the past decade. Minimum wage has not kept up with the rising cost of housing, leaving many households at risk, in poverty, or remaining in substandard units. Compounding the problem of affordability is the age of the City’s housing stock and the subsequent need for moderate and substantial rehabilitation. Many low- and moderate-income homeowners are unable to afford the costs associated with making necessary repairs, such as for roof repairs or the presence of lead- based pain in older homes. Other barriers to affordable housing include poor credit history. Persons with little or poor credit often are not pre-approved for loans or are approved at rates that would no longer make their prospective purchase affordable. Credit counseling courses and programs that target populations with low income and a poor credit history in combination with First-Time Homebuyer Programs will continue to be a part of the housing strategy over the next five years. The City is committed to addressing the negative effects of public policies over which it has control. In order to promote integration and prevent low-income concentrations, the City has designed its affordable housing programs to be available citywide. This priority also serves to make sure that the City does not have any policies, rules, or regulations that would lead to minority or racial concentrations. Over the years, the City has demonstrated a willingness to encourage housing development of all types. It has approved several zone changes and code amendments to allow for development of a variety of housing types, including those that benefit low- and moderate-income people. It also makes an effort to fast-track projects and process permits in a timely manner. The City intends to maintain its current posture of openness and willingness to entertain new ideas and eliminate any regulatory barriers under its control in the provision of a variety of housing to meet the needs of all income groups. The recently adopted 2020 City of Rosemead Analysis of Impediments to Fair Housing (AI) acknowledged the highest priority contributing factors to affordable housing based on community engagement activities and data analysis which include: • Low number of affordable housing units; • High housing land, construction and labor costs; • Lack of rent control/stabilization policies particularly for single parent households, persons with disabilities and seniors; • Salaries are stagnant compared to the rising cost of housing; • Lack of time or finances for increased education; • Lack of funding and knowledge about existing housing placement services, rental assistance, and rent deposit services/programs; • Lack of individual and local resources to maintain housing stock; • Lack of wrap-around services for families purchasing homes for the first time; • Limited local housing agencies’ capacity for family placement services that create more housing opportunities; and • Lack of implementation of local housing policies for affordable housing development. 2020–2025 City of Rosemead Consolidated Plan 68 MA-45 Non-Housing Community Development Assets – 91.215 (f) Introduction This section provides basic data on the City’s workforce, its economy and education. Roughly 4–5 percent of working age residents are unemployed. Approximately 6,000 workers did not finish high school and do not have a GED. The Median Household Income (MHI) in the City is $46,706 and is 23 percent lower than the county, 30 percent lower than the state, and 18 percent lower than the national median in 2017. The MHI for the City has slightly decreased from $46,781 to $46,706 according to the 2010 and 2013–2017 ACS. There are just over 9,750 people in the City living below the poverty level out of 54,615 people or 18 percent. The percent of people living below the poverty level in the City is higher than LA County at 17 percent, state level at 12.8 percent, as well as the national level of 13.5 percent. The largest demographic living in poverty is females aged 45–54 followed by females aged 18–24 and then males aged 18–24. In the City, full-time male employees made 20 times more than female employees. In the City, the top industries where the local workforce is employed are education and health care services, arts and entertainment, retail trade, and manufacturing. Economic Development Market Analysis Business Activity Business by Sector Number of Workers Number of Jobs Share of Workers % Share of Jobs % Jobs less workers % Agriculture, Mining, Oil & Gas Extraction 164 18 1 0 -1 Arts, Entertainment, Accommodations 2,858 2,296 13 14 0 Construction 687 376 3 2 -1 Education and Health Care Services 4,715 4,481 22 27 5 Finance, Insurance, and Real Estate 1,092 413 5 3 -3 Information 469 98 2 1 -2 Manufacturing 2,474 816 12 5 -7 Other Services 821 341 4 2 -2 Professional, Scientific, Management Services 1,609 3,305 8 20 13 Public Administration 0 0 0 0 0 Retail Trade 2,488 1,864 12 11 0 Transportation and Warehousing 670 339 3 2 -1 Wholesale Trade 1,854 566 9 3 -5 Total 19,901 14,913 -- -- -- Table 46 - Business Activity Data Source: 2011-2015 ACS; 2015 Longitudinal Employer-Household Dynamics (Jobs) 2020–2025 City of Rosemead Consolidated Plan 69 Labor Force Total Population in the Civilian Labor Force 26,735 Civilian Employed Population 16 years and over 23,885 Unemployment Rate 10.63% Unemployment Rate for Ages 16-24 20.16% Unemployment Rate for Ages 25-65 7.11% Table 47 - Labor Force Data Source: 2011-2015 ACS Occupations by Sector Number of People Management, business and financial 4,285 Farming, fisheries and forestry occupations 1,490 Service 3,235 Sales and office 6,735 Construction, extraction, maintenance and repair 1,878 Production, transportation and material moving 1,955 Table 48 – Occupations by Sector Data Source: 2011-2015 ACS Travel Time Travel Time Number Percentage < 30 Minutes 11,575 52% 30-59 Minutes 8,375 38% 60 or More Minutes 2,130 10% Total 22,080 100% Table 49 - Travel Time Data Source: 2011-2015 ACS Education: Educational Attainment by Employment Status (Population 16 and Older) Educational Attainment In Labor Force Civilian Employed Unemployed Not in Labor Force Less than high school graduate 5,400 660 2,670 High school graduate (includes equivalency) 5,900 760 2,200 Some college or Associate's degree 5,315 590 1,405 2020–2025 City of Rosemead Consolidated Plan 70 Educational Attainment In Labor Force Civilian Employed Unemployed Not in Labor Force Bachelor's degree or higher 4,710 170 900 Table 50 - Educational Attainment by Employment Status Data Source: 2011-2015 ACS Educational Attainment by Age Educational Attainment Age 18–24 yrs 25–34 yrs 35–44 yrs 45–65 yrs 65+ yrs Less than 9th grade 19 370 730 4,215 3,505 9th to 12th grade, no diploma 390 550 970 1,900 785 High school graduate, GED, or alternative 1,595 1,455 2,440 4,960 1,690 Some college, no degree 2,230 1,660 1,480 1,955 920 Associate's degree 200 540 500 1,165 245 Bachelor's degree 490 2,070 1,075 1,390 435 Graduate or professional degree 35 455 395 400 265 Table 51 - Educational Attainment by Age Data Source: 2011-2015 ACS Educational Attainment – Median Earnings in the Past 12 Months Educational Attainment Median Earnings in the Past 12 Months Less than high school graduate $16,250 High school graduate (includes equivalency) $21,099 Some college or Associate's degree $34,489 Bachelor's degree $41,979 Graduate or professional degree $45,000 Table 52 – Median Earnings in the Past 12 Months Data Source: 2011-2015 ACS Based on the Business Activity table above, what are the major employment sectors within your jurisdiction? Education and health care services are the largest employment sectors in the City, employing approximately 22 percent of all workers who live in the City. This is followed by Arts, Entertainment, Accommodations at 13percent, Manufacturing and Retail Trade each at 12 percent, and Professional, Scientific, Management Services at 8 percent. Together, these five sectors employ over two-thirds of all of the City’s workers. The City is served by two elementary school districts, Garvey School District and Rosemead School District. There is one public high school—Rosemead High School—in the City and three public middle schools, Muscatel Middle School, Richard Garvey Intermediate School, and Roger W. Temple Intermediate School. Don Bosco Technical Institute, a private high school is also located in the City. The City of Rosemead is 2020–2025 City of Rosemead Consolidated Plan 71 the home of two post-secondary educational institutions (University of the West and Pasadena City College). The City has numerous medical offices and medical centers that serve the residents. Describe the workforce and infrastructure needs of the business community: The City’s business community is seeking an educated, well-trained and largely professional workforce. As previously noted, growth areas for the City include education and health care services; arts, entertainment, accommodations; and manufacturing. The City also has a large retail trade and service industry (restaurants and hotels) sector that is largely lower-wage and unskilled workforce. Describe any major changes that may have an economic impact, such as planned local or regional public or private sector investments or initiatives that have affected or may affect job and business growth opportunities during the planning period. Describe any needs for workforce development, business support or infrastructure these changes may create. The City’s Economic Development initiatives were recently recognized by its nomination as a finalist for the “2019 Most Business-Friendly City in Los Angeles Award.” The City encourages new business development through a streamlined permitting process and partnership with the Chamber of Commerce. In growing its arts and entertainments sector, the City has created a suite of services to support the film industry. As a result of the Garvey Avenue Corridor Specific Plan, several mixed-use projects are planned and/or approved to enhance the corridor with high quality development that meets the City’s goal for creating an attractive walkable center. How do the skills and education of the current workforce correspond to employment opportunities in the jurisdiction? There is sufficient training and educational opportunities in the City to meet the needs of the employment sectors. According to the Educational Attainment by Age table (Table 51), the City has a very high number of working-age people with some college or an advanced degree. Along with the many retail, office, and education facilities, the City is home to the Southern California Edison and Panda Express headquarters, which helps to attract and retain educated and trained individuals in the City. Describe any current workforce training initiatives, including those supported by Workforce Investment Boards, community colleges and other organizations. Describe how these efforts will support the jurisdiction's Consolidated Plan. The City, Continuum of Care, and County have established partnerships with California’s Employment Development Department, Workforce Development Board, Workforce Development Aging & Community Services, California Building Industry Association, Southern California Building Association, East San Gabriel Valley Regional Occupational Program, Pasadena City College to provide workforce readiness programs and training programs. Does your jurisdiction participate in a Comprehensive Economic Development Strategy (CEDS)? While the City does not specifically have an adopted CEDS, every two years, the City adopts a Strategic Plan that includes Economic Development. Key organization goals included within the 2018-2020 Strategy are: • Ensure the City’s Continued Financial Viability by Actively Pursuing Quality Economic Development 2020–2025 City of Rosemead Consolidated Plan 72 • Enhance Public Safety and Quality of Life • Beautify residential neighborhoods and commercial corridors Economic Development Strategy and Action Items are: Aggressively pursue economic development to enhance local shopping and dining options, encourage new high quality and affordable housing stock, beautify commercial corridors, create jobs, and increase General Fund revenues to sustain service levels and maintain public facilities. Action Items: • Implement all potential tools available to develop vacant lots and under-maintained properties to be reported upon biannually • Expand technology and online services to promote economic development, transparency, and services • Create an Overlay Zoning District for opportunity sites along the I-10 Freeway with freeway ingress & egress off-ramps • Create a communications plan to promote the City of Rosemead If so, what economic development initiatives are you undertaking that may be coordinated with the Consolidated Plan? If not, describe other local/regional plans or initiatives that impact economic growth. The City plans to continue its Commercial Façade Improvement program. Discussion See above. 2020–2025 City of Rosemead Consolidated Plan 73 MA-50 Needs and Market Analysis Discussion Are there areas where households with multiple housing problems are concentrated? (include a definition of "concentration") Due to the makeup of the City's minority and low-income populations, these groups seem to be spread throughout the community with no large concentration in just one area of the City. For the purpose of this question, we are defining concentration as an area where more than 30 percent of the population is low-income households with a severe housing cost burden. Are there any areas in the jurisdiction where racial or ethnic minorities or low-income families are concentrated? (include a definition of "concentration") The census classifies "minority" as Black or African American, American Indian and Alaska Native, Asian, Native Hawaiian and other Pacific Islander, Two or More Races, and Hispanic or Latino. Areas of "minority concentration" are defined as census tracts where the total percentage of a certain population is 20 percent higher than the jurisdiction overall. According to the US Census, 85 percent of Rosemead residents identify themselves as being a minority. This is due to the high predominance of Asians and Hispanics. Census data shows that 56 percent of the population are foreign born persons. HUD defines an "area of low-income concentration" as any census tract where a majority of households (51 percent or more) qualify as low income. HUD defines a low- to moderate-income household as any household whose income does not exceed 80 percent of the median family income (MFI) for the area. HUD determines income limits for the Census and adjusts the data annually. The HUD moderate-income limit for a household of four persons in the City was reported at $83,500 (80 percent of the MFI). There is a total of 16 census tracts consisting of 34 block groups in the City. Of which, portions of 13 census tracts consisting of 16 block groups qualify as having low-income concentrations according to HUD. What are the characteristics of the market in these areas/neighborhoods? These areas generally have lower home prices and rents than other neighborhoods in the City. Nationally, it is found that census tracts with low-income concentrations have significantly less lending activity than other areas. Are there any community assets in these areas/neighborhoods? These areas have significant community assets including bus service, community centers/parks, commercial centers, professional office buildings, and other services. Are there other strategic opportunities in any of these areas? The City is committed to addressing the negative effects of public policies over which it has control. In order to promote integration and prevent low-income concentrations, the City has designed its affordable housing programs to be available citywide. 2020–2025 City of Rosemead Consolidated Plan 74 This priority also serves to make sure that the City does not have any policies, rules, or regulations that would lead to minority or racial concentrations. Are there other strategic opportunities in any of these areas? The City currently provides Fair Housing services, a highly successful Owner-Occupied Home Improvement Program, Rental Assistance, and an energy efficiency program. All of these programs target LMI populations in an effort to preserve existing housing stock. 2020–2025 City of Rosemead Consolidated Plan 75 MA-60 Broadband Needs of Housing occupied by Low- and Moderate-Income Households - 91.210(a)(4), 91.310(a)(2) Describe the need for broadband wiring and connections for households, including low- and moderate- income households and neighborhoods. Datasets provided by the Federal Communications Commission (FCC) show that the City is well-connected for all households and neighborhoods. According to the FCC, there are only an estimated 100 persons in the City who have their provider options limited to one or fewer companies. FCC data mapping of providers in the area shows these few cases of limited options are few and far between. This means the lack of broadband connections or wiring options are not concentrated for LMI households or neighborhoods. Describe the need for increased competition by having more than one broadband Internet service provider serve the jurisdiction. The City does not appear to have a need to increase competition since the area is served by multiple providers at nearly a 100 percent rate (99.8 percent). There are six primary residential internet providers in the City. This includes Spectrum (940 Mbps), which offers cable connections, AT&T, EarthLink, and Sonic which offer DSL connections (100 Mbps), as well as satellite providers Viasat (35 Mbps) and HughesNet (25 Mbps). Competition between all of these providers would presumably create more affordable pricing in the City. While there does appear to be many providers, the City could perhaps have a need for increased competition when it comes to companies offering faster download speeds. Spectrum is the only company that offers cable connection in the City, allowing it to offer the quickest speeds by a wide margin. So, while broadband providers are widely available, the level of service and speed is far more variant. 2020–2025 City of Rosemead Consolidated Plan 76 MA-65 Hazard Mitigation - 91.210(a)(5), 91.310(a)(3) Describe the jurisdiction’s increased natural hazard risks associated with climate change. The City’s Local Hazard Mitigation Plan details natural hazard risks for the City. While there is no section devoted to climate change by itself, it is mentioned throughout the document. For example, the City is identified to have an increased risk of windstorms, which can be affected by stronger storms associated with climate change and increased temperatures. Typically, cities have increased risks associated with climate change when it comes to hazards such as flooding, storm surge, wildfires, and general storms. However, the Local Hazard Mitigation Plan only identifies four potential hazard risks to the City 1) earthquake, 2) windstorm, 3) dam failure, and 4) flooding. Only windstorms are stated to have a probability to occur once in a ten year period. Therefore, the hazard risks associated with the City have less of a tie to climate change than others. For example, the City has no areas within a floodplain, thus rendering it largely unaffected by heavier rains and flooding events typically seen with strong storms due to climate change. Describe the vulnerability to these risks of housing occupied by low- and moderate-income households based on an analysis of data, findings, and methods. There is no outsized risk to LMI households for the City. The Local Hazard Mitigation Plan shows the projected vulnerable areas for each hazard risk for the City (earthquake, flooding, windstorm, dam failure). The data and analysis show that for three out of the four, the projected vulnerable areas are actually the entirety of the City. Windstorms, which is the most likely hazard with events projected to occur every 10 years, would affect the entire City area. Events with a moderate probability (1 in 100 years), including earthquakes and flooding, are also projected to affect the entire City area. Therefore, for these three hazard risks, the risk is shared by all areas, including LMI concentrated areas and non-LMI concentrated areas. Dam Failure represents the only outsized risk for LMI concentrated areas, yet this event is given a low probability (1 in 1,000 years). The vulnerable area is listed to be the Eastern portion of the City adjacent to the Rio Hondo Flood Control Channel. As shown on the Map in section MA-50, many eastern census tracts and block groups close to the Channel are LMI concentrated. 2020–2025 City of Rosemead Consolidated Plan 77 Strategic Plan SP-05 Overview Strategic Plan Overview The Strategic Plan is part two of the ConPlan and includes broad strategies for how the City will address affordable housing, homelessness, special needs and community development needs for the upcoming five-year period from July 1, 2020 to June 30, 2025. Priority needs identified in the ConPlan were obtained from community engagement activities and data collection and analysis. Priorities include: • Fair housing education • Affordable housing • High cost of building homes • Supportive and transitional housing • Provide safe crosswalks, sidewalks and routes to school • Create more green spaces • Homeless presentation and public services • Housing and commercial rehabilitation The goals developed help reduce the conflicts to affordable housing, fair housing, and services needed for the homeless. 1. Expand fair housing choice and access 2. Expand affordable housing opportunities 3. Maintain viable and energy efficient housing and commercial areas 4. Maintain safe and green neighborhoods 5. Provide vital public services 6. Planning and administration 2020–2025 City of Rosemead Consolidated Plan 78 SP-10 Geographic Priorities – 91.215 (a)(1) Geographic Area 1 Area Name: Citywide Area Type: Local Target area Other Target Area Description: HUD Approval Date: % of Low/ Mod: Revital Type: Comprehensive Other Revital Description: Identify the neighborhood boundaries for this target area. Located in southern California, located 15 miles east of Los Angeles. The City of Rosemead is 5.18 square miles. Route 60 and 10 runs east-west from the City going toward Los Angeles. Major transportation corridors include Christopher Columbus Hwy, Garvey Ave, Walnut Grove Ave, San Gabriel Blvd, Temple City Blvd., Mission Dr., Valley Blvd., and Del Mar Ave. 2 Area Name: Qualified Census Tracts Area Type: Local Target area Other Target Area Description: HUD Approval Date: % of Low/ Mod: 51% or greater LMI areas Revital Type: Other Revital Description: Identify the neighborhood boundaries for this target area. Census tracts within the City in which the percentage of low- and moderate-income residents is higher than 51 percent. Include specific housing and commercial characteristics of this target area. Please see CDBG LMI Map How did your consultation and citizen participation process help you to identify this neighborhood as a target area? Community feedback on the needs of low/mod areas, households and individuals was gathered through meetings, a community-wide survey, and public meetings. Residents, local and regional social service agencies, and other nonprofits. These needs were determined during the consultation process where information was documented, needs were prioritized recommendations were created. 2020–2025 City of Rosemead Consolidated Plan 79 Identify the needs in this target area. During the preparation of the ConPlan, a Community Needs Survey (in both English and Spanish) was administered. The survey received over 100 responses. The following is a summary of survey result: • Cost of Maintenance was cited as the most pressing problem with maintaining homes • The three top results for needed housing types were: 1) affordable rental housing and 2) housing for special needs populations including: senior housing, and 3) housing for the disabled. What are the opportunities for improvement in this target area? The City remains committed to reversing these trends and has instituted a number of initiatives to revitalize the City. Many people, including young professionals, artists, and retirees, are rediscovering the City as a great place to live, work, and play. There have been median improvements, street and sidewalk improvements and, tree planting. The City is also working on a park master plan to improve park facilities located throughout the City. Are there barriers to improvement in this target area? The 2008 recession and demise of Redevelopment in California dealt a blow to the City’s plans to improve its commercial and residential area. While efforts have been made to maintain and rehabilitate homes, as well as build new ones, the existing housing stock continues to age and deteriorate. Table 52- Geographic Target Areas General Allocation Priorities Describe the basis for allocating investments geographically within the jurisdiction (or within the EMSA for HOPWA) Unless otherwise specified, all of the City’s HUD-funded housing and community development programs are generally available to eligible low- and moderate-income persons citywide. In order to prevent the concentration of low-income persons, City housing programs are marketed and available throughout the City. The programs are not directed to any one geographical area but rather the extremely low- to moderate-income (0 to 80 percent of the MFI) persons and families. The City wants to promote a balanced and integrated community and is committed to providing assistance throughout the City. An area benefit is an activity that meets the identified needs of low- and moderate-income persons residing in an area where at least 51 percent of the residents are low- and moderate-income persons. The benefits of this type of activity are available to all persons in the area regardless of income. Potentially eligible activities include street improvements, façade improvements in neighborhood commercial districts, graffiti removal, and code enforcement. HUD provides estimates of the number of persons that can be considered Low-, Low- to Moderate-, and Low-, Moderate-, and Medium-income persons based on special tabulations of data from the 2011–2015 ACS five-year estimates. LMI percentages are calculated at various principal geographies provided by the 2020–2025 City of Rosemead Consolidated Plan 80 Census Bureau. Because timely use of this data is required by regulation, any changes to the City's existing service area boundaries would need to be approved by the City Council. Each year, through the adoption of the City's Annual Action Plan, the City Council approves the service area boundaries as the City's official low- and moderate-income "Target Areas" and "Deteriorating Areas". The City has traditionally used 80 percent or more of its CDBG resources to benefit these special areas and/or to operate programs available exclusively to low- and moderate-income people (whereas HUD regulations only require a minimum 70 percent low/mod benefit level for CDBG activities). In order to continue to achieve this high ratio of low/mod benefit for its CDBG resources, and because of the compelling need to assist these special areas, the City will continue to direct CDBG resources to these special geographic areas. 2020–2025 City of Rosemead Consolidated Plan 81 SP-25 Priority Needs - 91.215(a)(2) The ConPlan regulations require a description of each relative priority and the need level assigned by family and income category for housing, homeless, and special needs populations. The priority needs level definitions have been established by HUD and are as follows: ▪ L (Low Priority): The City will not fund activities to address this need during the five-year period. The City will consider Certifications of Consistency for other entities' applications for federal assistance. ▪ M (Medium Priority): If funds are available, activities to address this need may be funded by the City during the five-year period. Also, the City will take other actions to help this group locate other sources of funds. ▪ H (High Priority): Activities to address this need will be funded by the City during the five-year period as funding allows. ▪ N (No Such Need): The City finds that there is no such need, or this need is already substantially addressed. No Certifications of Consistency will be considered. To meet the designated priorities over the next five years, the City will perform a broad range of activities. The priority needs listed provide a further description of each priority, the population(s) targeted, the types of activities to be conducted, and the estimated types of federal, state, and local resources available. While the summary does not attest to be an absolute accounting of all resources available, it does provide information on the types of resources most frequently accessed to meet housing and community objectives in the City. 2020–2025 City of Rosemead Consolidated Plan 82 Priority Needs 1 Priority Need Name Fair housing education Priority Level Medium Population Extremely Low Low, Moderate, Middle income households Large Families Families with Children Elderly Special Needs Geographic Areas Affected Citywide Associated Goals Expand fair housing choice and access Description Provide ongoing assistance to combat discrimination through the promotion of fair housing education, legal representation, local support for affordable housing development projects, and counseling and financial training services. Basis for Priority Needs assessment and consultation process. 2 Priority Need Name Affordable housing Priority Level High Population Extremely Low Low Moderate Middle Large Families Families with Children Elderly Geographic Areas Affected Citywide Associated Goals Expand affordable housing opportunities Description Build new affordable housing units, acquire lands for affordable housing projects, affordable housing programs; homebuyer and rental assistance programs. 3 Priority Need Name High cost of building homes Priority Level Medium Population Extremely Low Low Moderate Middle Large Families Families with Children Elderly Geographic Areas Affected Citywide Associated Goals Expand affordable housing opportunities Description Combat housing purchase and development costs by partnering with public and private developers and supporting programs and projects that further collaboration. 2020–2025 City of Rosemead Consolidated Plan 83 Basis for Priority AI and Con Plan community engagement. 4 Priority Need Name Supportive and transitional housing Priority Level Low Population Extremely Low; Low; Moderate income households Large Families; Families with Children; Elderly; Chronic Homelessness Individuals; Families with Children; Veterans Victims of Domestic Violence; Unaccompanied Youth Persons with Physical Disabilities; Victims of Domestic Violence Geographic Areas Affected Citywide Associated Goals Expand affordable housing opportunities Description Support social service agencies and nonprofit development corporations that provide innovative services and provide housing for homeless or those at risk for homelessness. Basis for Priority Stakeholder interviews and Housing Market Analysis 5 Priority Need Name Provide safe crosswalks, sidewalks and routes to school Priority Level Medium Population Non-housing Community Development Geographic Areas Affected Citywide Qualified Census Tracts Associated Goals Maintain safe and green neighborhoods Description City capital improvement projects, social service agency capital projects, street infrastructure improvements such as: streets, sidewalks, curbing and other public facilities, safe routes to school infrastructure, and addressing public safety concerns. Basis for Priority City Council and staff and Community Needs Survey 6 Priority Need Name Create more green spaces Priority Level Medium Population Non-housing Community Development Geographic Areas Affected Citywide Associated Goals Maintain safe and green neighborhoods Description Support future capital recreation improvement projects throughout the City as well as connection points to and from LMI neighborhoods and schools. Basis for Priority City Council and staff and Community Needs Survey 7 Priority Need Name Homeless prevention and public services Priority Level High Population Extremely Low; Low; Moderate income households Large Families; Families with Children; Elderly; Chronic Homelessness Individuals; Families with Children; Veterans Victims of Domestic Violence; Unaccompanied Youth Persons with Physical Disabilities; Victims of Domestic Violence Homelessness Strategy and Antipoverty Strategy Geographic Areas Affected Citywide Associated Goals Provide vital public services 2020–2025 City of Rosemead Consolidated Plan 84 Description Support social service agencies that provide shelter space and services that address homeless needs. Basis for Priority Housing Market Analysis, Need Analysis and Community Engagement initiatives 8 Priority Need Name Housing and commercial rehabilitation Priority Level High Population Low-, Moderate- and Middle-Income Households, Large Families; Families with Children; and Elderly Geographic Areas Affected Citywide Associated Goals Maintain decent and energy efficient housing Description Continue to fund housing and commercial property rehabilitation initiatives including the City’s Housing improvement program, residential (or commercial) façade improvement programs, housing acquisition and rehab; lead-based paint testing and abatement; commercial façade program; and supported project work. Basis for Priority Table 53 – Priority Needs Summary Narrative (Optional) The Con Plan regulations require a description of each relative priority and the need level assigned by family and income category for housing, homeless, and special needs populations. The priority need level definitions have been established by HUD and are as follows: • H (High Priority): Activities to address this need will be funded by the City during the five-year period as funding allows. • M (Medium Priority): If funds are available, activities to address this need may be funded by the City during the five-year period. Also, the City will take other actions to help this group locate other sources of funds. • L (Low Priority): The City will not fund activities to address this need during the five-year period. The City will consider Certifications of Consistency for other entities' applications for federal assistance. • N (No Such Need): The City finds that there is no such need or this need is already substantially addressed. No Certifications of Consistency will be considered. To meet the designated priorities over the next five years, the City of Rosemead will perform a broad range of activities. The priority needs listed provide a further description of each priority, the population(s) targeted, the types of activities to be conducted, and the estimated types of federal, state, and local resources available. While the summary does not attest to be an absolute accounting of all resources available, it does provide information on the types of resources most frequently accessed to meet housing and community objectives in the City of Rosemead. 2020–2025 City of Rosemead Consolidated Plan 85 SP-30 Influence of Market Conditions – 91.215 (b) Influence of Market Conditions Affordable Housing Type Market Characteristics that will influence the use of funds available for housing type Tenant Based Rental Assistance (TBRA) While there is a need for Tenant Based Rental Assistance to make rents more affordable, the City does not anticipate using its funds for this purpose. The City will continue to work with LACDA—Housing Assistance Program with its rental voucher program. TBRA for Non- Homeless Special Needs The City does not anticipate prioritizing any programs which are TBRA for Non- Homeless Special Needs. New Unit Production The City has targeted several infill sites through the Garvey Avenue Specific Plan which will allow for new residential units as part of mixed-use development. Rehabilitation The City will continue to support a housing rehabilitation program. The market continues to be healthy whereby, if the City lends to a homebuyer, generally those funds are paid back. Acquisition, including preservation Median sales prices continue to rise. Projected housing growth that will occur through in-fill, available property acquisition, demolition and home replacement. Table 54 – Influence of Market Conditions 2020–2025 City of Rosemead Consolidated Plan 86 SP-35 Anticipated Resources - 91.215(a)(4), 91.220(c)(1,2) Introduction The City has been notified by HUD that it will be receiving an estimated $754,219 in CDBG funds for FY 2020–2021, which is a 1.0% increase from its FY 2019–2020 allocation, and $356,716 in HOME funds, which is a 1.4% increase from its FY 2019–2020 allocation. When combined with anticipated program income, the City anticipates having a total of $764,219 of CDBG funds available and $406,716 in HOME funds available for the 2020–2021 year. Anticipated Resources Program Source of Funds Uses of Funds Expected Amount Available Year 1 Expected Amount Available Remainder of Con Plan $ Narrative Description Annual Allocation: $ Program Income: $ Prior Year Resources: $ Total: $ CDBG Public- federal Acquisition Admin and Planning Economic Development Housing Rehab Public Improvements Public Services $754,219 $10,000 $128,000 $892,219 $3,005,781 In Year 1, the City expects to receive $754,219 in CDBG entitlement funds. Any unencumbered funds from prior year(s) resources will be allocated to capital improvements HOME Public- federal Acquisition Homeowner rehab Multifamily rental new and rehab TBRA $356,716 $50,000 $406,716 $1,443,284 In Year 1, the City expects to receive $356,716 in HOME entitlement funds. Table 55 - Anticipated Resources 2020–2025 City of Rosemead Consolidated Plan 87 Explain how federal funds will leverage those additional resources (private, state and local funds), including a description of how matching requirements will be satisfied The City will continue to use state and local funds to leverage federal entitlement dollars, including but not limited to: • City General Funds (Senior Nutrition Services and affordable housing projects) • In-kind Donations • Preserve the City’s existing affordable housing stock for low- to moderate-income households (i.e. State CalHome Fund Owner-Occupied Rehabilitation Loan Program (OOR)—Emergency Grant, Grant & Rebate) Also, the following service providers budgeted additional federal and non-federal funds to their activities through funding from other cities, in-kind donations, United Way and other charitable organizations, and the Federal and State governments: • Summer Youth Employment Program (SYEP); • Senior Nutrition; • Family Promises of San Gabriel Valley; and • Southern California Housing Rights Center (Fair Housing) As of 2019–2020, the City is a 0 percent HOME match reduction community; and is not subject to non- federal match fund requirements toward eligible disbursements completed during that FY. If appropriate, describe publicly owned land or property located within the jurisdiction that may be used to address the needs identified in the plan The City is currently working towards the purchase of a property for future affordable housing development. Discussion Not applicable. 2020–2025 City of Rosemead Consolidated Plan 88 SP-40 Institutional Delivery Structure – 91.215(k) Explain the institutional structure through which the jurisdiction will carry out its ConPlan including private industry, non-profit organizations, and public institutions. Responsible Entity Responsible Entity Type Role Geographic Area Served City of Rosemead Government Economic Development Homelessness Non-homeless Special Needs Home Ownership Planning Rental Assistance Neighborhood Improvements Public Facilities Public Services Jurisdiction Garvey Center Senior Nutrition Program Government Public Services Senior/Elderly Services Family Promise of San Gabriel Valley Subrecipient Homelessness Jurisdiction People for People Subrecipient Non-homeless special needs Homelessness Jurisdiction Southern California Housing Rights Center Subrecipient Homelessness Non-homeless special needs Home Ownership Public Housing Rental Assistance Jurisdiction Rio Hondo Community Development Corporation CHDO Home Ownership Rental Assistance Jurisdiction LAHSA and LACDA PHA Homelessness Public Housing Rental Assistance Jurisdiction Table 56 - Institutional Delivery Structure Assess of Strengths and Gaps in the Institutional Delivery System Overall, the City’s community development delivery system uses the commitment of many agencies to achieve these goals and over the past year, has seen enhanced coordination with all agencies and greater transparency of its activities. Increasingly, the City is focusing its greatest priorities on enhancing neighborhoods. 2020–2025 City of Rosemead Consolidated Plan 89 The gaps in the institutional delivery system is increasingly limiting resources for cities and communities. There are often not enough staff to meet increased administrative burdens of federal funds. Also, coordination between multiple agencies should be increased to avoid duplication of services. Availability of services targeted to homeless persons and persons with HIV and mainstream services Homelessness Prevention Services Available in the Community Targeted to Homeless Targeted to People with HIV Homelessness Prevention Services Counseling/Advocacy X Legal Assistance X Mortgage Assistance X Rental Assistance X Utilities Assistance Street Outreach Services Law Enforcement X X X Mobile Clinics X X Other Street Outreach Services X Supportive Services Alcohol & Drug Abuse X Child Care X X Education X Employment and Employment Training X Healthcare X X HIV/AIDS X X X Life Skills X Mental Health Counseling X X X Transportation X Other Other Table 57 - Homeless Prevention Services Summary Describe how the service delivery system including, but not limited to, the services listed above meet the needs of homeless persons (particularly chronically homeless individuals and families, families with children, veterans and their families, and unaccompanied youth). The City has an active homeless network, resources, and support from the LAHSA as well as other service providers, including San Gabriel Valley Coalition for the Homeless and Family Promise of San Gabriel Valley. LAHSA Emergency Response Teams (ERTs) are available to assist residents 24 hours a day, seven days a week through the 211 LA County line. LAHSA ERTs offer outreach services to homeless encampment dwellers, emergency services and shelter referrals to homeless families and unaccompanied adults and youth, direct emergency services and transportation, and emergency assistance and referrals to social service agencies for people in the County of Los Angeles who are homeless or at risk of experiencing homelessness. 2020–2025 City of Rosemead Consolidated Plan 90 Describe the strengths and gaps of the service delivery system for special needs population and persons experiencing homelessness, including, but not limited to, the services listed above. Due to the aging infrastructure in in the City and changes in policies for housing service delivery for special needs populations (from group home approaches to scattered site housing approaches), the institutional delivery systems in the City are still catching up to addressing long-term housing needs of those with special needs. Provide a summary of the strategy for overcoming gaps in the institutional structure and service delivery system for carrying out a strategy to address priority needs. There are no major gaps in the institutional structure and service delivery system at this time. However, a major obstacle to delivery of services through a variety of institutions is the continuing trend in reduction of federal and state funds for a variety of needed programs. In addition, foundation giving continues to decline. 2020–2025 City of Rosemead Consolidated Plan 91 SP-45 Goals Summary – 91.215(a)(4) The following data provides information about project types, measurements and costs over a five-year period consistent with the City’s priority needs and goals. Goals descriptions have also been provided. 2020–2025 City of Rosemead Consolidated Plan 92 Table 58 – Goals Summary Goals Summary Information Sort Order Goal Name Start Year End Year Category Geographic Area Needs Addressed Funding Goal Outcome Indicator 1 Expand Fair Housing choice and access 2020 2025 Public service Community Wide Fair Housing CDBG:$50,000 50: Families assisted 20: Tenant or landlord training workshops 2 Expand affordable housing opportunities 2020 2025 Affordable Housing Public Housing Non-Homeless Special Needs Community Wide Affordable Housing CDBG $500,000 HOME $512,500 CHDO: $262,500 10: new housing units 20: Households purchased homes from land acquired. 10: households with special needs assisted 3 Maintain viable and efficient energy efficient housing and commercial areas 2020 2025 Affordable Housing Lead testing and abatement Community Wide Housing and commercial rehabilitation CDBG:$750,000 HOME: $800,000 25: units rehabilitated 10: Commercial facades rehabilitated 4 Maintain Safe and Green Neighborhoods 2020 2025 Public facilities including recreation and infrastructure Eligible Low and Moderate -Income Block Groups Create more green spaces Provide safe crosswalks, sidewalks and routes to school CDBG:$1,100,000 2,000: individuals benefit from park improvements 3,000: individuals benefit from new sidewalks and/or safe routes to school 1,500: individuals benefit from infrastructure upgrades 5 Provide Vital Public Services 2020 2025 Non-Homeless Special Needs Community Wide Homeless prevention and public services CDBG: $600,000 200: homelessness individuals assisted 300: individuals assisted from public services 500: individuals benefit from nutrition and other senior program services 6 Planning and Administration- 2020 2025 Rehabilitation Administration Community Development CHDO support Community Wide CDBG:$750,000 HOME$175,000 Efficient and effective administration of planning and execution of community development and housing rehabilitation. 2020–2025 City of Rosemead Consolidated Plan 93 Goal Descriptions 1 Goal Name Expand Fair Housing Choice and Access Goal Description The City will continue to collaborate with entities assist families and individuals seeking counselling and/or legal solutions to fair housing and discrimination problems. 2 Goal Name Expand Affordable Housing Opportunities Goal Description Provide funding for new housing development and/or programs that assist low- and moderate-income families with finding housing solutions including programs that increase homeownership, development of housing for special needs populations, support integrated housing solutions and plans, and reduce barriers to affordable housing consistent with the City’s Analysis for Impediment to Fair Housing Choice. 3 Goal Name Maintain Viable and Energy Efficient Housing and Commercial Areas Goal Description Provide programs and funding for owner-occupied rehabilitation including activities related to exterior home repairs and replacement of deteriorating windows doors and roofs as well as interior repairs and upgrades to kitchens, bedrooms and bathrooms. Such activities may also include lead testing and remediation of lead/asbestos hazards of housing units. This goal also includes interior and exterior improvements to commercial properties. 4 Goal Name Maintain Safe And Green Neighborhoods Goal Description Activities that improve the quality of life for residents include improving parks and infrastructure, creating green streets, improving accessibility, and safe routes to school. 5 Goal Name Provide Vital Public Services Goal Description Provide needed public services that assist individuals and families in the following ways: crisis intervention, crime prevention, homeless prevention, services for at-risk families, shelter in-take services, senior and special needs services, nutrition and preventative health services, supplemental food/clothing/counseling and job search assistance to those who are homeless or at-risk of homelessness, and other vital social services. 6 Goal Name Planning and Administration Goal Description This program provides payment of reasonable administrative costs and carrying charges related to the planning and execution of community development activities and housing rehabilitation delivery that are financed in whole or in part by CDBG funds. Planning and Administration also provides funds for the general operating and planning and support for CHDO. Table 59 – Goal Descriptions 2020–2025 City of Rosemead Consolidated Plan 94 Estimate the number of extremely low-income, low-income, and moderate-income families to whom the jurisdiction will provide affordable housing as defined by HOME 91.315(b)(2) The City anticipates providing funds for affordable housing to families using both CDBG and HOME funds. The City estimates five households per year will benefit . 2020–2025 City of Rosemead Consolidated Plan 95 SP-50 Public Housing Accessibility and Involvement – 91.215(c) Need to Increase the Number of Accessible Units (if Required by a Section 504 Voluntary Compliance Agreement) The City does not own any public housing units or any other types of housing units. Activities to Increase Resident Involvements LACDA serves the City and provides Section 8 housing assistance to the residents. The City will continue to provide support services as requested by LACDA. Is the public housing agency designated as troubled under 24 CFR part 902? No Plan to remove the ‘troubled’ designation This does not apply. 2020–2025 City of Rosemead Consolidated Plan 96 SP-55 Barriers to affordable housing – 91.215(h) Barriers to Affordable Housing During the next five years the City will continue to work cooperatively within existing legislatively mandated constraints and work to develop or encourage public policies that foster further affordable housing development and assistance. In order to promote integration and prevent low-income concentrations, the City designed its affordable housing programs to be available Citywide. This priority also serves to make sure that the City does not have any policies, rules, or regulations that would lead to minority or racial concentrations. Over the years, the City has demonstrated a willingness to encourage housing development of all types. It has approved several zone changes and code amendments to allow for development of a variety of housing types, including those that benefit low- and moderate-income people. It also makes an effort to fast-track projects and process permits in a timely manner. The City maintains its current posture of openness and willingness to entertain new ideas and eliminate any regulatory barriers under its control in the provision of a variety of housing to meet the needs of all income groups. In addition, the City continues to work cooperatively within existing legislatively mandated constraints and worked to develop and/or encourage public policies that foster further affordable housing development and assistance. Strategy to Remove or Ameliorate the Barriers to Affordable Housing The principal barrier to affordable housing is a combination of lack of affordable units and low paying jobs. The cost of housing has risen substantially over the years, with the median housing value increasing significantly over the past decade. The current wage rates has not kept up with the rising cost of housing, leaving many households at risk to homelessness, living at or below poverty, or having no choice but to remain in substandard units. In February 2020, the City adopted the 2020 Analysis of Impediments to Fair Housing Choice. Through data analysis and community engagement activities the following barriers to fair housing were identified: • Low number of affordable housing units. • High housing land, construction and labor costs. • Lack of rent control/stabilization policies particularly for single parent households, persons with disabilities and seniors. • Salaries are stagnant compared to the rising cost of housing. • Lack of time or finances for increased education. • Safe crosswalks and guards on routes to school. • Access to the internet for school-age children. • Limited amount of recreation and open play areas and public spaces. • Lack of funding and knowledge about existing housing placement services, rental assistance, and rent deposit services/programs. • Lack of individual and local resources to maintain housing stock. • Lack of wrap-around services for families purchasing homes for the first time. • Expand local housing agencies’ capacity for family placement services and to create more housing opportunities in the City. • Lack of implementation of local housing policies for affordable housing development. 2020–2025 City of Rosemead Consolidated Plan 97 Compounding the problem of affordability is the age of the City’s housing stock and the subsequent need for moderate and substantial rehabilitation. Many low- and moderate-income homeowners are unable to afford the costs associated with making necessary repairs, such as for roofs (80 percent of all homes were built prior to 1980). The presence of lead-based paint in these older homes, and the expensive cost to remediate these hazards means fewer units can be treated. Other barriers to affordable housing include poor credit history. Persons with little or poor credit often are not pre-approved for loans or are approved at rates that would no longer make their prospective purchase affordable. Credit counseling courses and programs that target populations with low income and a poor credit history in combination with First-Time Homebuyer Programs will continue to be a part of the housing strategy over the next five years. The City is committed to addressing the negative effects of public policies over which it has control. In order to promote housing integration to prevent low-income concentrations, the City has designed its affordable housing programs to be available Citywide. This priority also serves to make sure that the City does not have any policies, rules, or regulations that would lead to minority or racial concentrations. Over the years, the City has demonstrated a willingness to encourage housing development of all types. It has approved several zone changes and code amendments to allow for development of a variety of housing types, including those that benefit low- and moderate-income people. It also makes an effort to fast-track projects and process permits in a timely manner. The City intends to maintain its current posture of openness and willingness to entertain new ideas and eliminate any regulatory barriers under its control in the provision of a variety of housing to meet the needs of all income groups. Strategy to Remove or Ameliorate the Barriers to Affordable Housing During the next five years the City will continue to work cooperatively within existing legislatively mandated constraints and work to develop or encourage public policies that foster further affordable housing development and assistance. In order to promote integration and prevent low-income concentrations, the City designed its affordable housing programs to be available Citywide. This priority also serves to make sure that the City does not have any policies, rules, or regulations that would lead to minority or racial concentrations. Over the years, the City has demonstrated a willingness to encourage housing development of all types. It has approved several zone changes and code amendments to allow for development of a variety of housing types, including those that benefit low- and moderate-income people. It also makes an effort to fast-track projects and process permits in a timely manner. The City maintains its current posture of openness and willingness to entertain new ideas and eliminate any regulatory barriers under its control in the provision of a variety of housing to meet the needs of all income groups. In addition, the City continues to work cooperatively within existing legislatively mandated constraints and worked to develop and/or encourage public policies that foster further affordable housing development and assistance. 2020–2025 City of Rosemead Consolidated Plan 98 SP-60 Homelessness Strategy – 91.215(d) Reaching out to homeless persons (especially unsheltered persons) and assessing their individual needs The City's role and responsibility for homeless services and support as noted in the Strategic Plan Goals are collaborative in nature, as this is largely covered by outside agencies (i. e. Los Angeles Homeless Service Authority and the San Gabriel Valley Consortium on Homeless). However, among its goals are to support agencies through cooperation and financial resources (when available) to carry out this work. The City relies on coordinated efforts with LAHSA to provide shelter opportunities; the East San Gabriel Valley Coalition for the Homeless to provide information, counseling, and referral services to homeless persons that reside in the City, Family Promise of San Gabriel Valley to provide emergency shelter services and social services for families with children, as well as other local agencies in providing services for homeless persons. Addressing the emergency and transitional housing needs of homeless persons The City provides an annual allocation of CDBG funds toward the operation of Family Promise of San Gabriel Valley, a homeless shelter for families with children. This year the City expects this investment of CDBG funds will benefit five families. The City will also work with LAHSA and the East San Gabriel Valley Coalition for the Homeless to address emergency shelter and transitional housing needs of homeless persons. Helping homeless persons (especially chronically homeless individuals and families, families with children, veterans and their families, and unaccompanied youth) make the transition to permanent housing and independent living, including shortening the period of time that individuals and families experience homelessness, facilitating access for homeless individuals and families to affordable housing units, and preventing individuals and families who were recently homeless from becoming homeless again. As previously stated, the City is relying on coordinated efforts with LAHSA, the East San Gabriel Valley Coalition for the Homeless, and Family Promise of San Gabriel Valley to make the transition to permanent housing and independent living, including shortening the period of time that individuals and families experience homelessness, facilitating access for homeless individuals and families to affordable housing units, and preventing individuals and families who were recently homeless from becoming homeless again. Help low-income individuals and families avoid becoming homeless, especially extremely low-income individuals and families who are likely to become homeless after being discharged from a publicly funded institution or system of care, or who are receiving assistance from public and private agencies that address housing, health, social services, employment, education or youth needs In addition to the agencies previously mentioned, the City will continue to seek and work with local non- profit agencies who provide emergency food, clothing, and referral services to low-income City residents; many of which are homeless or at-risk of homelessness. 2020–2025 City of Rosemead Consolidated Plan 99 SP-65 Lead based paint Hazards – 91.215(i) Actions to address LBP hazards and increase access to housing without LBP hazards As of FY 2001–2002, the City of Rosemead began implementing the new HUD Lead-Based Paint Regulations (Title X), which requires all federally assisted housing programs, including rehabilitation, homeownership, and tenant-based subsidy systems, to address lead hazards. The City will continue its program of education and eradication of lead-based paint through the operation of its Owner-Occupied Rehabilitation Programs and Down Payment Assistance Loan Program. These two programs provided assistance to low-income homeowners; the target groups most likely to be living in older housing with lead-based paint. The City has procured the service of a State Certified Lead Consultant to provide the following: • Lead-based paint and soil inspection; • Lead-based paint risk assessment; • Lead-based paint hazard reduction monitoring; and • Post-hazard reduction clearance test. Under the Owner-Occupied Rehabilitation Programs, the City will continue to provide each owner who participates with both oral and written information regarding the dangers of lead-based paint and what to do about it. Owners of properties constructed prior to 1978 will be required to meet certain lead-based paint requirements prior to being assisted. These requirements include the following: • Distribution of lead-based paint notification pamphlets to all households occupying assisted units. • Inspection of all properties for defective paint surfaces. • Abatement of all defective paint surfaces identified at the time of the inspection. Through the Owner-Occupied Rehabilitation Programs, financial assistance will be provided to eradicate the problem. Full abatement will be undertaken in all rehabilitation projects over $25,000. It is the responsibility of the City's Grants Specialist to ensure that properties constructed prior to 1978 meet the lead-based paint requirements and any abatement of defective paint surfaces are completed by contractors certified by the State of California Department of Health Services. A copy of the contractor's certification is kept on file. In addition, the City requires clearance for all properties that fail a Housing Quality Standards (HQS) inspection due to chipping, peeling, cracking surfaces greater than 2 sq. ft. on the interior and 20 sq. ft. on the exterior of the unit or in common areas. A risk assessment will be required to be completed by a certified risk assessor whenever the City is notified that a child with an environmental intervention blood lead level (EIB) plans to live in a unit under the Down Payment Assistance Loan Program. How are the actions listed above related to the extent of lead poisoning and hazards? Through the Owner-Occupied Rehabilitation and Down Payment Assistance programs, residents receive information and resources to address potential lead hazards. The City has taken a further step in acquiring the services of a Certified Lead Consultant to inspect for lead-based paint and soil, assess individual lead- based paint risk, oversee and monitor lead-based paint hazard reduction and conduct a post-hazard 2020–2025 City of Rosemead Consolidated Plan 100 reduction clearance test to ensure elimination of contamination. How are the actions listed above integrated into housing policies and procedures? Through both the Owner-Occupied Rehabilitation Program and the Down Payment Assistance Loan Program, described above, amelioration of lead hazard risks is an integral part of the program, including information, inspections, technical advice and financial assistance for eligible participants. 2020–2025 City of Rosemead Consolidated Plan 101 SP-70 Anti-Poverty Strategy – 91.215(j) Jurisdiction Goals, Programs and Policies for reducing the number of Poverty-Level Families The City has established goals and policies designed to improve the local economy and reduce the level of poverty within the community. The strategy is outlined in the following sections. Housing and Community Development The following programs and services are either funded in part by the City or exist within the City, providing support for residents: • Angelus/Garvey Senior Housing—rental assistance for seniors • Dial-A-Ride—transportation service for seniors and disabled • Fair Housing Services—landlord/tenant information and assistance • Family Promise—homeless services for families • Garvey Community Center/Rosemead Community Recreation Center—variety of services including counseling services, social service programs, recreational programs, and information and referral services • LACDA—rental assistance • Owner-Occupied Rehabilitation Programs—rehabilitation of home • Senior Nutrition Program—nutritious meals • Vintage California Mission Inn—assisted living facility for seniors and disabled • YMCA of West San Gabriel Valley—variety of services including childcare, after-school enrichment, youth leadership and development, mentoring and tutoring, youth and adult sports, fitness, camping, and family support activities • YWCA-Wings—emergency shelter for women and children Economic Development The City provides supported activities that promote economic development including the Business Attraction/Retention Program. Through this program, the City attracts new businesses as well as retaining the current businesses within the City. The City has also rolled out a Commercial Façade Improvement Program that provides low interest loans for exterior building improvements. Creating attractive and energy efficient storefronts is a priority need in the City. Low Income Housing Tax Credit Coordination (LIHTC) Currently, the City uses CDBG funds and HOME funds for affordable housing development. The City has participated in one tax credit development project. The City has a HOME-funded development fund. As part of that, there may be additional opportunities to use the Low-income Housing Tax Credit funds. In order to coordinate and assess the need of tax credits for the development of a housing project, the Housing Division staff will work with developers and non-profit agency’s pro forma, serve as part of the team developing tax credit financing, and will calculate the financing gap, along with the maximum and minimum subsidies. This will ensure that the City’s HOME coordination will meet HOME requirements for the LIHTC program. How are the Jurisdiction poverty reducing goals, programs, and policies coordinated with this affordable housing plan? The City's poverty-reducing goals are coordinated through: 2020–2025 City of Rosemead Consolidated Plan 102 1. Increased community self-reliance and self-sufficiency through support to priority public services such as services which assist the homeless, job training programs, after-school programs, and sustainable food programs. 2. Support of businesses which create livable wages for low- to moderate-income persons. 3. Coordination with other service providers that implement a range of important programs aimed at ending and preventing poverty. The City and its partners will implement this Plan through various organizations including a number of social service agencies funded through CDBG grant funds (the Family Counseling Services, Family Promise, Morrison Health Care—Senior Nutrition Provider, and Southern California Housing Rights). In addition, various City departments will work together to achieve the goals, programs and policies of this Plan, including the Community Development Department and the Housing Services Division (Owner-Occupied Rehabilitation Loan Programs). The City also works with the State, other local governments (County of Los Angeles), private industry construction contractors, non-profit organizations and social service providers to provide community, housing, and social service programs and projects. The City is committed to extend and strengthen partnerships among all levels of government and the private sector, including for-profit and non-profit organizations. The means of cooperation and coordination with these various groups will continue to enhance the services provided to our residents. Discussion: While City Council and the Community Development Department have the primary responsibility of implementation, there are a significant number of local and regional agencies and departments that oversee a wide variety of grants and social service programs that provide services to low- and moderate- income City residents and play an important role in implementing the Action Plan as previously mentioned. 2020–2025 City of Rosemead Consolidated Plan 103 SP-80 Monitoring – 91.230 Describe the standards and procedures that the jurisdiction will use to monitor activities carried out in furtherance of the plan and will use to ensure long-term compliance with requirements of the programs involved, including minority business outreach and the comprehensive planning requirements The City understands that all efforts using federal, state, and local resources to carry out its Action Plan must be conducted in accordance with established laws, regulations, and sound management and accounting practices. The following procedures have been established for monitoring activities: • Ongoing, internal reviews of progress reports and expenditures. • Regular internal meetings to coordinate staff efforts in regard to performance and compliance. • Periodic reports to appropriate City officials and other stakeholders. • Full review of audit statements and other documentation from subrecipient's prior to disbursement of funds. • On-site visits of all subrecipients to ensure compliance with federal regulations; technical assistance is provided where necessary. • Project and financial data on CDBG-funded activities will be maintained using the HUD software IDIS (Integrated Disbursement Information System). Use of this system will allow HUD staff easy access to local data for review and progress evaluation. • Timely submission of the Consolidated Annual Performance and Evaluation Report (CAPER). The Community Development Department oversees the CDBG and HOME funded programs for the City. The Department ensures that all of the CDBG and HOME funded programs are implemented in compliance with federal regulations and local policy. This would include ensuring compliance with Davis- Bacon, environmental review, fair housing, minority and women owned business enterprises, Section 3, affirmative marketing through on-going monitoring of programs and services assisted with CDBG and HOME funds. The Department coordinates with other internal departments (i.e. Public Works Department), as well as external social service agencies including (i.e. Family Promise, Morrison Health Care-Senior Nutrition Provider, and Southern California Housing Rights Center), when receiving CDBG funds to operate the various projects and programs. However, each program is administered or coordinated by the appropriate staff in each department and supervised by the Director of that department. The Housing Division of the Community Development Department manages the Owner-Occupied Home Improvement Program. The lead department for the ConPlan preparation and yearly reporting is the Community Development Department under the supervision of the City Manager. 2020–2025 City of Rosemead Consolidated Plan 104 Expected Resources AP-15 Expected Resources – 91.220(c)(1,2) Introduction Anticipated Resources Program Source of Funds Uses of Funds Expected Amount Available Year 1 Expected Amount Available Remainder of Con Plan $ Narrative Description Annual Allocation: $ Program Income: $ Prior Year Resources: $ Total: $ CDBG Public- federal Acquisition Admin and Planning Economic Development Housing Rehab Public Improvements Public Services $754,219 $10,000 $128,000 $892,219 $3,005,781 In Year 1, the City expects to receive $754,219 in CDBG entitlement funds. Any unencumbered funds from prior year(s) resources will be allocated capital improvements HOME Public- federal Acquisition Homeowner rehab Multifamily rental new and rehab TBRA $356,716 $50,000 $406,716 $1,443,284 In Year 1, the City expects to receive $356,716 in HOME entitlement funds. Table 60 – Expected Resources – Priority Table 2020–2025 City of Rosemead Consolidated Plan 105 Explain how federal funds will leverage those additional resources (private, state and local funds), including a description of how matching requirements will be satisfied The City will continue to use state and local funds to leverage federal entitlement dollars, including but not limited to: • City General Funds (Senior Nutrition Services and affordable housing projects) • In-kind Donations • Preserve the City’s existing affordable housing stock for low- to moderate-income households (i.e. State CalHome Fund Owner-Occupied Rehabilitation Loan Program (OOR)— Emergency Grant, Grant & Rebate Also, the following service providers budgeted additional federal and non-federal funds to their activities through funding from other cities, in-kind donations, United Way and other charitable organizations, and the Federal and State governments: • Summer Youth Employment Program (SYEP); • Senior Nutrition; • Family Promises of San Gabriel Valley; and • Southern California Housing Rights Center (Fair Housing) The City of Rosemead anticipates assisting five low- to moderate-income homeowners through the Owner-Occupied Rehabilitation Program. Low- to moderate-income is defined as individuals or families whose household income is between 0 to 80 percent of the Median Family Income (MFI). If the City is to receive additional funds to assist with the preparation, prevention or response to the COVID-19 pandemic, the City will allocated these funds to activities already funded with the CDBG-CV funds or the City’s activities under the current fiscal year. The City uses HOME funds for homebuyer assistance and rehabilitation of owner-occupied single-family properties. The City must use the HOME affordable homeownership limits provided by HUD when setting price limits for affordable home sales and when using HOME funds for home rehabilitation. Also, the use of funds for HOME assisted activities requires that the value of the property after rehabilitation must not exceed 95 percent of the median purchase price for the area. The HOME Final Rule offers two options for determining the 95 percent of median purchase price limit for owner-occupied single-family housing, as noted below: (1) HUD will provide limits for affordable housing based on 95 percent of the median purchase price for the area; OR (2) Perform a local market survey to determine the 95 percent of median purchase price limit. After review of the published 2019 HOME affordable homeownership limits provided by HUD, for Los Angeles County for determining 95 percent of the median purchase price limit, it was determined that the median price for the City homes is $479,750. For a newly constructed unit, the limit is $504,900. Based on FHA standard practice, the following multipliers are used for two-, three-, and four-unit properties: 1.28, 1.55, and 1.92 times the 1-unit limit respectively. Based on a comparison of local housing market listing prices and sales information, it was determined that the FHA limits do not accurately reflect current actual 2020–2025 City of Rosemead Consolidated Plan 106 home purchase prices for the area. Therefore, a local market survey was conducted for the City home sales for a three-month period using HDL data. This survey shows a median price of $635,000 in the City of Rosemead and a 95 percent median value price of $603,250 (see Home Sales data in Table 62). FHA – Market Median Price $479,750 FHA – Market Median Price for newly constructed $504,900 Rosemead Local Market Survey Median Price $635,000 95% of Rosemead Local Market Survey Median Price $603,250 Table 61 – FHA Price Source: HUD 2020 HOME affordable homeownership limits As a result of this conclusion, it is our recommendation that the City use the local market survey price as the determinant of the 95 percent median purchase price limit as it is higher than the FHA-Market Median Price. 3-Month Home Sales Data, Rosemead, CA December 2019 to February 2020 Sale Date Address Price 1 Not Listed 2548 La Presa Ave $237,000 2 1/10/2020 1140 E Grand Ave $325,000 3 1/16/2020 1 Toll Dr $340,000 4 Not Listed 7723 Columbia Street $350,000 5 1/16/2020 2 Toll Dr $350,000 6 1/16/2020 3 Toll Dr $378,000 7 12/27/2019 1701 Firvale Ave #58 $390,000 8 Not Listed 8815 Mission Dr Unit B $390,000 9 12/5/2019 2031 Denton Ave Unit B $425,000 10 12/4/2019 8380 Rush St $466,500 11 1/22/2020 1980 Strathmore Ave $480,000 12 12/6/2019 1090 Walnut Grove $496,000 13 2/14/2020 9627 Lorica St $503,000 14 Not Listed 7518 Melrose Ave $520,000 15 1/17/2020 7937 Hershey St $530,000 16 12/31/2019 7547 Columbia St $540,000 17 Not Listed 7428 Berne St $550,000 18 12/30/2019 9205 Marshall St $550,000 19 12/11/2019 1824 S Gladys Ave $560,000 20 12/19/2019 3612 Strang Ave $568,000 21 1/17/2020 9616 Marshall St $570,000 22 Not Listed 9245 Steele St $580,000 23 1/15/2020 8939 Guess St $590,000 24 1/23/2020 8134 Whitmore St $590,000 25 1/3/2020 1907 S Charlotte Ave $600,000 26 Not Listed 3243 Sullivan Ave $605,000 27 12/13/2019 7631 Columbia St $610,000 28 12/12/2019 1565 Abakan St $629,000 29 Not Listed 3247 Isabel Ave $631,000 2020–2025 City of Rosemead Consolidated Plan 107 30 12/10/2019 9095 Argo Pl $635,000 (median Sales price) 31 1/7/2020 9044 E Garvey Ave #21 $650,000 32 12/11/2019 8322 Elsmore Dr $650,000 33 2/19/2020 1133 Muscatel Ave $665,500 34 12/26/2020 2419 La Presa Ave $670,000 35 1/17/2020 3402 Twin Ave $683,000 36 12/2/2019 3527 Ellis Ln $688,000 37 1/3/2020 17 Linden Ln $690,000 38 Not Listed 9527 Guess St $690,000 39 1/8/2020 7919 Virginia St $694,000 40 Not Listed 7505 Marsh Ave $695,000 41 Not Listed 4410 Lee Cir $726,000 42 1/23/2020 1001 Rose Glen Ave $730,000 43 Not Listed 1803 S Charlotte Ave $730,000 44 12/30/2019 9357 Guess St $750,000 45 12/12/2019 1111 S Gladys $753,000 46 12/30/2019 7459 Toll Dr $755,000 47 12/11/2019 7509 Hellman Ave $760,000 48 1/22/2020 9043 Marshall Ave $795,000 49 2/13/2020 2721 Evelyn Ave $800,000 50 Not Listed 3332 Prospect Ave $820,000 51 12/5/2016 3218 Gladys Ave $858,000 52 1/31/2020 3911 Ivar Ave $870,000 53 2/20/2020 3641 Brookline Ave $875,000 54 2/4/2020 4107 Walnut Grove Ave $910,000 55 12/6/2019 4604 Singing Wood Ln $910,000 56 1/24/2020 2412 Strathmore Ave $935,000 57 12/10/2019 3811 Ivar Ave $960,000 58 12/4/2019 4540 Dubonnet Ave $975,000 59 2/11/2020 7564 Garvalia Ave $1,214,250 60 12/3/2019 3126 Isabel Ave $1,360,000 Table 62 – Home Sales Data Source: HDL data In addition to HOME to provide affordable housing, the City implements the goals, objectives, and policies of the City's Housing Element by creating the incentive of density bonuses to developers that provide housing units affordable to low- to moderate-income households. A density bonus is allowed in development with five or more units, excluding density bonus units. If appropriate, describe publicly owned land or property located within the jurisdiction that may be used to address the needs identified in the plan The City currently owns one parcel in the City and intends to use it to incentivize developers to address economic development needs. Discussion 2020–2025 City of Rosemead Consolidated Plan 108 Not applicable 2020–2025 City of Rosemead Consolidated Plan 109 Annual Goals and Objectives AP-20 Annual Goals and Objectives Goals Summary Information 2020–2025 City of Rosemead Consolidated Plan 110 Goals Summary Information Sort Order Goal Name Start Year End Year Category Geographic Area Needs Addressed Funding Goal Outcome Indicator 1 Expand Fair Housing choice and access 2020 2021 Public service Community Wide Fair Housing CDBG:$10,000 10: Families assisted 5: Tenant or landlord training workshops 2 Expand affordable housing opportunities 2020 2021 Affordable Housing Public Housing Non-Homeless Special Needs Community Wide Affordable Housing HOME: $150,000 1: unit rehabilitated 3 Maintain viable and efficient energy efficient housing and commercial areas 2020 2021 Affordable Housing Lead testing and abatement Community Wide Housing Economic Development CDBG:$379,000 HOME & CHDO: $171,500 2: Commercial facades rehabilitated 5: CHDO units assistance 4 Maintain Safe and Green Neighborhoods 2020 2021 Public facilities including recreation and infrastructure Eligible Low and Moderate - Income Block Groups Housing Accessibility Pedestrian facilities CDBG:$128,000 200: individuals benefit from park improvements 300: individuals benefit from new sidewalks and or safe routes to school 150: individuals benefit from infrastructure upgrades 5 Provide Vital Public Services 2020 2021 Non-Homeless Special Needs Community Wide Supportive Services CDBG: $100,000 13–20: Summer Youth Program 100: Senior Nutrition Program 10: Family Promise 6 Planning and Administration- 2020 2021 Rehabilitation Administration Community Development Community Wide Housing CDBG:$135,219 HOME:$35,216 Efficient and effective administration of planning 2020–2025 City of Rosemead Consolidated Plan 111 Table 63 – Annual Goals Goal Descriptions 1 Goal Name Expand Fair Housing Choice and Access Goal Description The City will continue to collaborate with entities to assist families and individuals seeking counselling and or legal solutions to fair housing and discrimination problems. 2 Goal Name Expand Affordable Housing Opportunities Goal Description Provide funding for new housing development and or programs that assist low- and moderate-income families with finding housing solutions including programs that increase homeownership, development of housing for special needs populations, support integrated housing solutions and plans, and reduce barriers to affordable housing consistent with the City’s Analysis of Impediments to Fair Housing Choice. 3 Goal Name Maintain Decent and Energy Efficient Housing Stock Goal Description Provide programs and funding for owner-occupied rehabilitation including activities related to exterior home repairs, and replacement of deteriorating windows, doors, and roofs as well as interior repairs, and upgrades to kitchens, bedrooms, and, bathrooms. Such activities may also include lead testing and clearance testing, remediation of lead/asbestos hazards of housing units constructed prior to 1978. 4 Goal Name Maintain Safe and Green Neighborhoods Goal Description Activities that improve the quality of life for residents include proactive code enforcement, improving parks, creating green streets, improving accessibility, and safe routes to school. 5 Goal Name Provide Vital Public Services Goal Description Provide needed public services that assist individuals and families in the following ways: crisis intervention, crime prevention, homeless prevention, services for at- risk families, shelter in-take services, senior and special needs services, nutrition and preventative health services, supplemental food/clothing/counseling and job search assistance to those who are homeless or at-risk of homelessness, and other vital social services. 6 Goal Name Planning and Administration Goal Description This program provides payment of reasonable administrative costs and carrying charges related to the planning and execution of community development activities and housing rehabilitation delivery that are financed in whole or in part by CDBG funds. Planning and Administration also provides funds for the general operating and planning and support for CHDO. Table 64 – Goal Descriptions CHDO support and execution of community development and housing rehabilitation. 2020–2025 City of Rosemead Consolidated Plan 112 Projects AP-35 Projects – 91.220(d) Introduction The City has been notified by HUD that it will be receiving an estimated $754,219 in CDBG funds for FY 2020–2021, which is a 1.0 percent increase from its FY 2019–2020 allocation, and $356,716 in HOME funds, which is a 1.4 percent increase from its FY 2019–2020 allocation. When combined with anticipated program income, the City anticipates having a total of $764,219 of CDBG funds available and $406,716 in HOME funds available for the 2020–2021 year. Projects # Project Name Budget 1 Public Service: Housing Rights Center $10,000 2 Housing: Residential Rehabilitation $130,000 3 Housing: Owner-Occupied Rehab $150,000 4 Economic Development: Commercial Façade Improvement Program $100,000 5 Public Facilities $0 6 CHDO Assistance $171,500 7 Public Service: Summer Youth Program $35,000 8 Public Service: Senior Nutrition Program $60,000 9 Public Service: Family Promise $5,000 10 Planning and Administration: CDBG $135,219 11 Planning and Administration: HOME $35,216 12 Acquisition $229,000 Table 65 – Project Information Describe the reasons for allocation priorities and any obstacles to addressing underserved needs 2020–2025 City of Rosemead Consolidated Plan 113 AP-38 Project Summary Project Summary Information 1 Project Name Fair Housing Services Target Area Citywide Goals Supported Expand fair housing choice and access Needs Addressed Fair housing education Funding CDBG: $10,000 Description Provide funding to the Housing Rights Center to handle fair housing cases and education Target Date 6/30/2021 Estimate the number and type of families that will benefit from the proposed activities Estimate of 10 households assisted 5 tenant or landlord training workshops Location Description Households within the City Planned Activities The City will fund HRC to provide legal services, training, and mediation over discrimination cases and Fair Housing Act education. 2 Project Name Housing Rehabilitation Target Area Citywide Goals Supported Expand affordable housing opportunities Needs Addressed Affordable housing Funding CDBG: $180,000 Description Conduct housing rehabilitation projects to existing homes Target Date 6/30/2022 Estimate the number and type of families that will benefit from the proposed activities 10 units rehabilitated Location Description To be determined Planned Activities Undertake several housing rehabilitation projects. 3 Project Name Owner-Occupied Rehabilitation Program Target Area Citywide Goals Supported Maintain viable and energy efficient housing and commercial areas Needs Addressed Housing and commercial rehabilitation Funding HOME: $150,000 Description Provide low interest loans to low- to- moderate income homeowners of single- family homes and condominiums to make home repairs. Target Date 6/30/2022 2020–2025 City of Rosemead Consolidated Plan 114 Estimate the number and type of families that will benefit from the proposed activities 5 units rehabilitated Location Description Location to be determined Planned Activities Provide loans to homeowners of single- family homes and condominiums for low-to- moderate income residents to make home repairs. 4 Project Name Commercial Façade Improvement Program Target Area Citywide Goals Supported Maintain viable and energy efficient housing and commercial areas Needs Addressed Housing and commercial rehabilitation Funding CDBG: $100,000 Description Provide low interest loans to business owners Target Date 6/30/2021 Estimate the number and type of businesses that will benefit from the proposed activities 2-business owners Location Description To be determined Planned Activities Provide low interest loans to viable businesses to enhance exterior facades. 5 Project Name Public Facilities Project Target Area Citywide Goals Supported Maintain safe and green neighborhoods Needs Addressed Improve the quality of life for residents Funding $128,000 Description Install new HVAC system in Garvey Park Gym Target Date 6/30/2025 Estimate the number and type of families that will benefit from the proposed activities 200 Families Location Description 7954 Dorothy St. Rosemead CA 91770 Planned Activities Install new HVAC System in Gymnasium 6 Project Name CHDO Set-Aside Target Area Citywide Goals Supported Expand affordable housing opportunities Needs Addressed Affordable housing Funding HOME: $171,500 Description Assistance to selected CHDO to provide affordable housing and residential rehabilitation. Target Date 6/30/2021 2020–2025 City of Rosemead Consolidated Plan 115 Estimate the number and type of families that will benefit from the proposed activities To be determined Location Description To be determined Planned Activities Provide assistance to a CHDO to provide affordable housing. The City may defer use of these funds in FY 2020/21 in order to add future HOME funds to complete a more substantial project. 7 Project Name Summer Youth Employment Program Target Area Citywide Goals Supported Provide vital public services. Needs Addressed Homeless prevention and public services Funding $35,000 Description The Summer Youth Employment Program provides employment opportunities for high school aged youth. Target Date 6/30/2021 Estimate the number and type of families that will benefit from the proposed activities 15 Youth Assisted Location Description Citywide Planned Activities The program provides summer employment for high school aged youth. 8 Project Name Senior Nutrition Program Target Area Citywide Goals Supported Provide vital public services. Needs Addressed Homeless prevention and public services Funding $60,000 Description Provide seniors with nutritious meals Target Date 6/30/2021 Estimate the number and type of families that will benefit from the proposed activities 50 seniors each week. Location Description Garvey Community Center, Rosemead Planned Activities Provide Rosemead seniors with high quality, cost efficient and nutritious meals at the Garvey Community Center. 9 Project Name Family Promise Target Area Citywide Goals Supported Provide vital public services Needs Addressed Homeless prevention and public services. Funding $5,000 Description Provide families with shelter and food while helping residents find work, housing. Target Date 6/30/2021 2020–2025 City of Rosemead Consolidated Plan 116 Estimate the number and type of families that will benefit from the proposed activities 50 families and or individuals Location Description 1005 E. Las Tunas Blvd, San Gabriel, CA Planned Activities Family Promise is a congregation network shelter program that addresses family homelessness. Families are sheltered at different locations week to week until they can find permanent housing. Daycare is also provided onsite. 10 Project Name Program Administration Target Area Citywide Goals Supported Planning and Administration Needs Addressed Planning and Administration Funding CDBG: $135,219 HOME: $35,216 Description The City will continue to provide planning and administration services required to manage and operate the City’s CDBG and HOME programs. Such funds will assist in managing community development, housing, and economic development programs. Target Date 6/30/2021 Estimate the number and type of families that will benefit from the proposed activities N/A Location Description CDBG Program Administration is located at City Hall Planned Activities Program administrative costs for CDBG & HOME operations. Fair housing program is listed separately but is funded out of CDBG program administration. 11 Project Name Acquisition of Land Target Area Citywide Goals Supported Expand Affordable Housing Opportunities Needs Addressed Affordable Housing Funding CDBG: $229,000 Description Acquisition of land for affordable housing Target Date 6/30/2021 Estimate the number and type of families that will benefit from the proposed activities Project will assist 20 low income families Location Description Rosemead Planned Activities Acquisition and development of land for affordable housing. Table 66 – Project Information 2020–2025 City of Rosemead Consolidated Plan 117 AP-50 Geographic Distribution – 91.220(f) Description of the geographic areas of the entitlement (including areas of low-income and minority concentration) where assistance will be directed. To prevent the concentration of low-income persons, City housing programs are marketed and available throughout the City. The programs are not directed to any one geographical area but rather the extremely low- to moderate-income (0 to 80 percent of the MFI) persons and families. The City wants to promote a balanced and integrated community and is committed to providing assistance throughout the City. There are exceptions to this policy for activities limited to low- and moderate-income block groups. Eligible activities in areas found to be low- and moderate-income block groups include street improvements, improvement to public facilities, and improvements to facilities for persons with special needs. The low- and moderate-income (LMI) area benefit national objective applies if the activities benefit all persons in a residential area where at least 51 percent of persons will benefit from the activities. The LMI census tracts include all of 4823.03, 4823.04, 4825.02, and 4825.03. In addition to these census tracts, there are other scattered block groups that are LMI concentrated. This includes areas in census tracts 4824.01 (Block Groups 2,3), 4824.02 (Block Group 1), 4336.01 (Block Group 1), 4336.02 (Block Group 1), 4329.01 (Block Group 3) and 4329.02 (Block Group 1). Housing conditions survey data report that many of these tracts (mostly multi-family residential) consist of a majority of structures and properties within the block require major repair of building systems. The LMI residential areas in the City cover the very most northern part and the Garvey district in the southern half of the City, below Highway 10. The Garvey district is comprised primarily of residential land uses. Neighborhoods west of Walnut Grove Avenue on Garvey consist mostly of medium density residential with three smaller zones of low density residential. All residential east of Walnut Grove Avenue is low density residential. The City is nearly completely built out and consists primarily of residential development. Most of the housing stock was built prior to 1989 and the rate of development of new units has tapered substantially. The new Low- and Moderate-Income Summary Data (LMISD), resulting from the 2000 Census, became effective on July 1, 2003. The LMISD is the data that the City uses for the official determinations of activity compliance with the low- and moderate-income area benefit national objective, in accordance with the Housing and Community Development Act of 1974, as amended, and the CDBG regulations. The City has traditionally used 80 percent or more of its CDBG resources to benefit these special areas and/or to operate programs available exclusively to low- and moderate-income people (whereas HUD regulations only require a minimum of 70 percent low/mod benefit level for CDBG activities). To continue to achieve this high ratio of low/mod benefit for its CDBG resources, and because of the compelling need to assist these target areas, the City will continue to direct CDBG resources to these special geographic areas. Geographic Distribution Target Area Percentage of Funds Eligible Low- and Moderate-Income Block Groups 30 Community Wide 60 Table 67 - Geographic Distribution 2020–2025 City of Rosemead Consolidated Plan 118 Rationale for the priorities for allocating investments geographically To accommodate future residential development, improvements are necessary in infrastructure and public services related to man-made facilities such as sewer, water, and electrical services. Portions of the City are also constrained by various environmental hazards and resources that may affect the development of lower priced residential units. Although these constraints are primarily physical, and hazard related, they are also associated with the conservation of the City’s natural resources. Discussion See above. 2020–2025 City of Rosemead Consolidated Plan 119 Affordable Housing AP-55 Affordable Housing – 91.220(g) Introduction One Year Goals for the Number of Households to be Supported Homeless 50 Non-Homeless 100 Special-Needs 10 Total 160 Table 68 - One Year Goals for Affordable Housing by Support Requirement Table 69 - One Year Goals for Affordable Housing by Support Type Discussion See above. One Year Goals for the Number of Households Supported Through Rental Assistance-Section 8 vouchers 0 The Production of New Units 0 Rehab of Existing Units 5 Acquisition of Existing Units 0 Total 5 2020–2025 City of Rosemead Consolidated Plan 120 AP-60 Public Housing – 91.220(h) Introduction There are no public-owned housing projects located in the City. LACDA provides rental assistance to the City residents through the Federal Section 8 Voucher program. The primary objective of this program is to assist low-income (0 to 50 percent of MFI) persons and households in making rents affordable. There is currently a lengthy waiting list for the Section 8 Program with the average wait from 7 to 10 years, if not longer. Each applicant is selected from the waiting list in sequence, based upon date of preliminary application and Voucher availability. Although there are no public housing units, there are several affordable housing developments. The following four housing developments received mortgage assistance with the help of federal, state, or local funds. Angelus Senior Apartments The Angelus Senior Apartment was completed in 1995 and is owned by the Rosemead Housing Development Corporation. It consists of 51 one-bedroom units. The term of the lease is for 55 years from the effective date of the Development Agreement between the City of Rosemead and the Rosemead Housing Development Corporation or until February 7, 2050. To qualify for this complex, a person must be 62 years of age or older and must income qualify. The maximum income is 40 percent of the area median income adjusted for household size. The income limits are reviewed every year and are subject to change without prior notice. The risk of conversion will not be an issue during the next five years of the ConPlan. As mentioned earlier, the earliest possible conversion date for the Angeles Senior Apartment is February 7, 2050. Garvey Senior Apartments The Garvey Senior Apartment was completed in 2002 and is owned by the Rosemead Housing Development Corporation. It consists of 64 one-bedroom and 8 two-bedrooms units. The term of the lease is for 55 years from the effective date of the Development Agreement between the Rosemead Community Development Commission, the City of Rosemead, and the Rosemead Housing Development Corporation or until October 30, 2057. To qualify for this complex, a person must be 62 years of age or older and must income qualify. The maximum income is 40 percent of the area median income adjusted for household size. The income limits are reviewed every year and are subject to change without prior notice. The risk of conversion will not be an issue during the next five years of the ConPlan. As mentioned earlier, the earliest possible conversion date for the Garvey Senior Apartment is October 30, 2057. Two (2) 3- Bedroom Single Family Homes During the FY 2007–2008 and FY 2010–2011, the City entered into agreements with RHCDC for the production of affordable housing using the 15 percent CHDO set-aside funding as required under the HOME entitlement grant. As a result, the City approved two separate 0 percent deferred payment loans funded by the HOME CHDO Set-Aside Fund to the Rio Hondo Community Development Corporation for the purchase of two 3-bedroom rental property in the City. Both properties are restricted as rental, property for low- to moderate-income households and are subject to a 55 year affordability covenant until May 2063 and March 2066, respectively. 2020–2025 City of Rosemead Consolidated Plan 121 Describe the number and physical condition of public housing units in the jurisdiction, including those that are participating in an approved Public Housing Agency Plan: The above dwelling units are privately owned however, because they are subsidized, individual dwelling units must be held to HUD standards for public units and inspection processes. The City works with the LACDA who provides rental assistance to City residents through the Federal Section 8 Voucher program. The primary objective of this program is to assist low-income (0 to 50 percent of MFI) persons and households in making rents affordable. There is currently a lengthy waiting list for the Section 8 Program with the average wait from 7 to 10 years, if not longer. Each applicant is selected from the waiting list in sequence, based upon date of preliminary application and voucher availability. Actions planned during the next year to address the needs to public housing There is no action needed by the City. Actions to encourage public housing residents to become more involved in management and participate in homeownership LACDA manages a resident engagement process with their public housing. However, there is no public housing in the City. If the PHA is designated as troubled, describe the manner in which financial assistance will be provided or other assistance This is not applicable to the City. Discussion See above discussion. 2020–2025 City of Rosemead Consolidated Plan 122 AP-65 Homeless and Other Special Needs Activities – 91.220(i) Introduction Given the limited resources and small amount of homeless in the City of Rosemead, homeless activities have been given a lower priority in the 2020–2025 ConPlan and subsequent Annual Action Plans. The City is relying on coordinated efforts with the Los Angeles Homeless Services Authority (LAHSA) to provide shelter opportunities; the East San Gabriel Valley Coalition (ESGV) for the Homeless to provide information, counseling, and referral services to homeless persons that reside in the City, Family Promise of San Gabriel Valley to provide emergency shelter services and social services for families with children, as well as other local agencies in providing services for homeless persons. Every year, LAHSA conducts a census of the homeless population through the Greater Los Angeles Homeless Count. To understand the level of homelessness in the City, on January 23, 2019, volunteers participated in the homeless count for Rosemead. The count reported 91 unsheltered persons. Out of which 25 were living on the street, 5 were living in cars, 5 were living in vans, 8 were living in campers or recreational vehicles (RVs), 5 were living in tents, and 43 were living in makeshift shelters. The number of homeless in 2019 has increased from the total count in 2018. The homeless count for the City of Rosemead in 2018 revealed 81 unsheltered and zero sheltered persons. City departments are familiar with available resources for homeless and to continue to look for opportunities to assist the homeless. Describe the jurisdictions one-year goals and actions for reducing and ending homelessness including Reaching out to homeless persons (especially unsheltered persons) and assessing their individual needs. The City will work with the above agencies to reach out to homeless persons and assess their individual needs. As mentioned above, the City is in close coordination with the Los Angeles Homeless Services Authority (LAHSA). To facilitate regional coordination for homeless needs, Los Angeles County is divided into eight Service Planning Areas (SPAs), 1 through 8. The division of the County allows the Department of Public Health to target and track the needs of each area. The City of Rosemead is in SPA 3. Every year, the Los Angeles Continuum of Care coordinates a Shelter/Housing Inventory Count (HIC) and a Point-in- Time (PIT) inventory of service projects within the Los Angeles Continuum of Care. The HIC records how many beds and units are dedicated to serving the homeless, as well as a record of utilization of services on the night of the count. Family Promise is an emergency shelter for the homeless families with children located in the City of Rosemead. While it is difficult to pinpoint the exact number of homeless persons, results of the annual PIT survey conducted for 2019 were 91 homeless individuals. The PIT survey also indicated that none of the homeless persons accounted for were sheltered. PIT surveys conducted by LAHSA indicate that of the total homeless populations, eight percent of those are children under 18 years old. Within the City, indicators such as increasing housing costs, rising unemployment rates, and low wages coalesce to keep homelessness a problem in the San Gabriel Valley. The 2019 PIT survey indicates that the homeless population is primarily male adults (25–54 years old) of Hispanic ethnicity with a smaller percentage of White individuals. While the population of males is the highest, a significant number (35.2 percent) of those counted are female. There is no data regarding the number of veterans and their families. In year one, the City intends to fund two public services organization including HRC and Family Promise of San Gabriel Valley. HRC will continue to provide the City with fair housing services as well as handle future housing discrimination cases. Family Promise located San Gabriel Boulevard, Rosemead provides 2020–2025 City of Rosemead Consolidated Plan 123 food, shelter, and support services for homeless families. Counseling and homeless prevention services are provided for at-risk families. In 2018 Family Promise successfully found housing for 88 percent of its clients. In 2020-2021 Family Promise anticipates CDBG funding will assist 4 to 5 families. Outside of CDBG funding, the City also relies on El Monte Access Center, located several miles outside of Rosemead to provide intake/assessment services, case management, and transportation assistance for homeless individuals. Addressing the emergency shelter and transitional housing needs of homeless persons. L.A.CADA was consulted as part of the public outreach process. L.A.CADA provides transitional and supportive housing for those in rehabilitation from substance abuse. This organization continues to have a growing need to supply housing for its clients. They intend to continue to grow their capacity to serve families recovering from alcohol and drug abuse throughout Los Angeles County. The El Monte Access Center as noted above also provides employment assistance, information and referrals for housing placement and rapid re-housing services. Helping homeless persons (especially chronically homeless individuals and families, families with children, veterans and their families, and unaccompanied youth) make the transition to permanent housing and independent living, including shortening the period of time that individuals and families experience homelessness, facilitating access for homeless individuals and families to affordable housing units, and preventing individuals and families who were recently homeless from becoming homeless again. As stated above, the City is relying on coordinated efforts with LAHSA, ESGV, and Family Promise of San Gabriel Valley to make the transition to permanent housing and independent living, including shortening the period of time that individuals and families experience homelessness, facilitating access for homeless individuals and families to affordable housing units, and preventing individuals and families who were recently homeless from becoming homeless again. Helping low-income individuals and families avoid becoming homeless, especially extremely low- income individuals and families and those who are: being discharged from publicly funded institutions and systems of care (such as health care facilities, mental health facilities, foster care and other youth facilities, and corrections programs and institutions); or, receiving assistance from public or private agencies that address housing, health, social services, employment, education, or youth needs In addition to the agencies above, the City will continue to seek and work with local non-profit agencies who provide emergency food, clothing, and referral services to low-income City residents; many of which are homeless or at-risk of homelessness. 2020–2025 City of Rosemead Consolidated Plan 124 AP-75 Barriers to affordable housing – 91.220(j) Introduction: Actions it planned to remove or ameliorate the negative effects of public policies that serve as barriers to affordable housing such as land use controls, tax policies affecting land, zoning ordinances, building codes, fees and charges, growth limitations, and policies affecting the return on residential investment. During the next five years the City will continue to work cooperatively within existing legislatively mandated constraints and work to develop or encourage public policies that foster further affordable housing development and assistance. In order to promote integration and prevent low-income concentrations, the City designed its affordable housing programs to be available Citywide. This priority also serves to make sure that the City does not have any policies, rules, or regulations that would lead to minority or racial concentrations. In February 2020, the City adopted the 2020 Analysis of Impediments to Fair Housing Choice (AI). Through data analysis and community engagement activities the following barriers to fair housing were identified: • Low number of affordable housing units. • High housing land, construction and labor costs. • Lack of rent control/stabilization policies particularly for single parent households, persons with disabilities and seniors. • Salaries are stagnant compared to the rising cost of housing. • Lack of time or finances for increased education. • Safe crosswalks and guards on routes to school. • Access to the internet for school-age children. • Limited amount of recreation and open play areas and public spaces. • Lack of funding and knowledge about existing housing placement services, rental assistance, and rent deposit services/programs. • Lack of individual and local resources to maintain housing stock. • Lack of wrap-around services for families purchasing homes for the first time. • Expand local housing agencies’ capacity for family placement services and to create more housing opportunities in the City. • Lack of implementation of local housing policies for affordable housing development. The final chapter of the AI discusses the ways and means the City can begin to remediate or reduce the barriers to affordable housing. The following goals were adopted: Goal 1: Create housing solutions for members of protected classes. Goal 2: Increase affordable housing opportunities. Goal 3: Support housing development initiatives that foster a collaborative approach between public/ private housing to maximize the leveraging of funds. Goal 4: Increase homeownership. Goal 5: Create public awareness of fair housing laws and affordable housing advocacy. Goal 6: Increase job training and employment opportunities. Discussion: See above discussion. 2020–2025 City of Rosemead Consolidated Plan 125 AP-85 Other Actions – 91.220(k) Introduction: Actions planned to address obstacles to meeting underserved needs The City plans to work with and partner with other agencies and development corporations to further the recommendations of the AI and affordable housing initiatives. The City strives to reduce homelessness, maintain existing housing stock, and stimulate economic growth by funding commercial façade rehabilitation programs. Actions planned to foster and maintain affordable housing The City will continue to look at non-traditional ways to increase affordable housing to meet the needs of the homeless, low- and moderate-income renters who want to purchase homes, and develop new opportunities for residential development. The City will continue to combine funding sources and leverage private funds that can assist in the ConPlan’s priority needs and goals. Actions planned to reduce lead-based paint hazards The City continues to evaluate every housing rehabilitation project to assess lead-based paint hazards ultimately reducing risk each year. The City procures the service of a State Certified Lead Consultant to provide the following: • Lead-based paint and soil inspection • Lead-based paint risk assessment • Lead-based paint hazard reduction monitoring • Post-hazard reduction clearance test. Under the Owner-Occupied Rehabilitation Programs, the City will continue to provide each owner who participates with both oral and written information regarding the dangers of lead-based paint and what to do about it. Owners of properties constructed prior to 1978 will be required to meet certain lead-based paint requirements prior to being assisted. These requirements include the following: • Distribution of lead-based paint notification pamphlets to all households occupying assisted units. • Inspection of all properties for defective paint surfaces. • Abatement of all defective paint surfaces identified at the time of the inspection. Through the Owner-Occupied Rehabilitation Programs, financial assistance will be provided to eradicate the problem. Full abatement will be undertaken in all rehabilitation projects over $25,000. It is the responsibility of the City's Grants Specialist to ensure that properties constructed prior to 1978 meet the lead-based paint requirements and any abatement of defective paint surfaces are completed by contractors certified by the State of California Department of Health Services. A copy of the contractor's certification is kept on file. In addition, the City requires clearance for all properties that fail an HQS inspection due to chipping, peeling, cracking surfaces greater than 2 sq. ft. on the interior and 20 sq. ft. on the exterior of the unit or in common areas. A risk assessment will be required to be completed by a certified risk assessor whenever the City is notified that a child with an environmental intervention blood lead level (EIB) plans to live in a unit under the Down Payment Assistance Loan Program. 2020–2025 City of Rosemead Consolidated Plan 126 Actions planned to reduce the number of poverty-level families The City has established goals and policies designed to improve the local economy and reduce the level of poverty within the community. The strategy is outlined in the following sections. Housing and Community Development The following programs and services are either funded in part by the City or existing within the City providing for the daily needs of residents. • Angelus/Garvey Senior Housing—rental assistance for seniors • Dial-A-Ride—transportation service for seniors and disabled • Fair Housing Services—landlord/tenant information and assistance • Family Promise—homeless services for families • Garvey Community Center/Rosemead Community Recreation Center—variety of services including counseling services, social service programs, recreational programs, and information and referral services • Senior Nutrition Program—nutritious meals • LACDA—rental assistance • Owner-Occupied Rehabilitation Programs—rehabilitation of home • Vintage California Mission Inn—assisted living facility for seniors and disabled • YMCA of West San Gabriel Valley—variety of services including childcare, after-school enrichment, youth leadership and development, mentoring and tutoring, youth and adult sports, fitness, camping, and family support activities • YWCA-Wings—emergency shelter for women and children Economic Development The City provides supported activities that promote economic development including the Business Attraction/Retention Program. Through this program, the City attracts new businesses as well as retaining the current businesses within the City. The City has also rolled out a Commercial Façade Improvement Program that will provide low interest loans for exterior building improvements. Creating attractive and energy efficient storefronts is a priority need in the City. Low Income Housing Tax Credit Coordination (LIHTC) Currently, the City uses CDBG funds and HOME funds for affordable housing development through housing rehabilitation programming. The City has participated in one tax credit development project. The City has a HOME-funded development fund. As part of that, there may be additional opportunities to use the Low-income Housing Tax Credit funds. In order to coordinate and assess the need of tax credits for the development of a housing project, the Housing Division staff will work with developers and non-profit agency’s pro forma, serve as part of the team developing tax credit financing and will calculate the financing gap, along with the maximum and minimum subsidies. This will ensure that the City’s HOME coordination will meet HOME requirements for the LIHTC program. Actions planned to develop institutional structure The City’s Community Development department retains the responsibility of managing CDBG and HOME administration, project determinations, project funding and drawdowns, community and public services, staffing, and HUD monitoring. This role also requires the continued coordination with the Continuum of Care in the region. One of the largest challenges the City faces is the lack of funding to maintain community facilities and services currently offered. Management of the network of agencies, programs, and assistance available to residents is an ongoing and time-consuming task that requires a large number of 2020–2025 City of Rosemead Consolidated Plan 127 City staff. Creating an institutional structure that has the ability to develop and share data on the progress and status of beneficiaries through the development of integrated information systems such as the Coordinated Entry System and CoC. These outside institutions play a major role in the delivery of community development programs. It remains important that the City further support its social services that provide transitional and permanent housing, emergency shelters, and supportive services. Actions planned to enhance coordination between public and private housing and social service agencies The City will carry out the 2020–2021 AAP through its various organizations including Family Promise, Senior Nutrition Provider, and the Southern California Housing Rights Center. In addition, City departments must work together to achieve the goals set in the AAP. The City works with the County and State governments and private industry construction contractors, non-profit organizations and social service providers to implement the projects within the AAP. The City is committed to extending and strengthening partnerships among all levels of government, nonprofits and private sector. Discussion: See above discussion. 2020–2025 City of Rosemead Consolidated Plan 128 Program Specific Requirements AP-90 Program Specific Requirements – 91.220(l)(1,2,4) Introduction: Community Development Block Grant Program (CDBG) Reference 24 CFR 91.220(l)(1) Projects planned with all CDBG funds expected to be available during the year are identified in the Projects Table. The following identifies program income that is available for use that is included in projects to be carried out. 1. The total amount of program income that will have been received before the start of the next program year and that has not yet been reprogrammed 0 2. The amount of proceeds from section 108 loan guarantees that will be used during the year to address the priority needs and specific objectives identified in the grantee's strategic plan 0 3. The amount of surplus funds from urban renewal settlements 0 4. The amount of any grant funds returned to the line of credit for which the planned use has not been included in a prior statement or plan. 5. The amount of income from float-funded activities 0 Total Program Income Other CDBG Requirements 1. The amount of urgent need activities 0 HOME Investment Partnership Program (HOME) Reference 24 CFR 91.220(l)(2) 1. A description of other forms of investment being used beyond those identified in Section 92.205 is as follows: Other forms of investment are local and federal funds. 2. A description of the guidelines that will be used for resale or recapture of HOME funds when used for homebuyer activities as required in 92.254, is as follows: See attached Resale/Recapture provision from the City’s Policies and Procedures Manual 3. A description of the guidelines for resale or recapture that ensures the affordability of units acquired with HOME funds? See 24 CFR 92.254(a)(4) are as follows: See attached Resale/Recapture provision from the City’s Policies and Procedures Manual 2020–2025 City of Rosemead Consolidated Plan 129 4. Plans for using HOME funds to refinance existing debt secured by multifamily housing that is rehabilitated with HOME funds along with a description of the refinancing guidelines required that will be used under 24 CFR 92.206(b), are as follows: The City has no plans use HOME funds to refinance existing debt secured by multifamily housing that is rehabilitated with HOME funds. 2020–2025 City of Rosemead Consolidated Plan 130 Appendix – Community Engagement Summary Appendix Community Engagement Summary Community Engagement Summary A Community Engagement program was created to include social service and other stakeholder interviews, community needs survey, and an informational public meeting Social service stakeholder interview meetings were conducted in July 2019 at the Garvey Community Center as well as individual sites with the following agencies (see attachment with stakeholder summary August 2019): • West San Gabriel Valley Boys/Girls Club • Rosemead School District • Garvey Community Center • Los Angeles County Public Health Department • Family Promise • Salvation Army • Los Angeles County Public Health Department • Fair Housing Rights Center • Los Angeles County Development Authority • Family Counseling Services • Los Angeles Center for Alcohol and Drug Abuse In addition, a community online survey was conducted and received 83 responses. A flyer was prepared and distributed to pertinent boards and was available on the City’s website. A summary of the Survey responses is included in the ConPlan Appendix. A public meeting was held the City in September 2019 to inform the public about the purpose and intent of a five-year Consolidated Plan and to receive comments and or questions from both the public and Council. The following documents are included within the Community Engagement Summary: 1. Stakeholder Summary 2. Community Survey Flyer 3. Community Survey Summary 4. Council Public Presentation 9-10-2019 Stakeholder Summary August 2019 City of Rosemead Social service stakeholder interview meetings were conducted in July 2019 at the Garvey Community center as well as individual sites with the following agencies: • West San Gabriel Valley Boys and Girls Club • Rosemead School District • Garvey Community Center • LA County Public Health Department • Family Promise • Salvation Army • LA County Public Health Department • Fair Housing Rights Center • LA Development Authority • Family Counseling Services • Los Angeles Center for Alcohol and Drug Abuse STAKEHOLDER OUTREACH MAJOR THEMES: ISSUES AND NEEDS PRIORITY HOUSING NEEDS - Supportive housing for those near homeless. - More affordable housing units for low and extremely low income. The cost of a single family home is not relatable to the salaries of low and moderate income families. - More available units. When housing is scarce, discrimination against tenants increases. There is an extreme shortage of affordable units. Voucher recipients can not find homes. - Smaller two bedroom homes and single occupancy units. - Lower construction and labor costs. - Landlords willing to accept housing choice vouchers. Landlord education on homeless issues, rental contracts, eviction processes, criminal activity awareness, and rental assistance resources. POTENTIAL SOLUTIONS TO HOUSING PROBLEMS - Expand local housing agencies’ capacity house more families, rehab existing homes and build new homes. - Encourage a “Housing First Model” during a housing placement process by providing wrap around services, broadband access and technology literacy. Create a strategy for long- term placement. - Fully utilize or expand agencies that offer housing placement services. - Fund “after placement” entry services that provide groceries, furniture, small scale kitchen utensils and equipment. - Housing agencies can partner with the City to create an efficient land development approval process. - Update local housing elements to include policies for: affordable housing in new development; promote and support the development of short-term living spaces that can accommodate individuals and groups. - Support building conversions for short-term or transitional housing. Stakeholder Summary August 2019 City of Rosemead - Educate the community on what homelessness is and create advocacy for local and regional programs. TOP FAMILY ISSUES - Family incomes are not keeping up with housing costs. - Low and moderate income parents are strapped for time and cannot attend children’s functions and school programs. PRIORITY FAMILY SERVICES - Workforce development and skills training. - Increased number of service providers and operational money. - Assistance getting children safely to school if parents are working. - Resource guide for families needing assistance. i.e. rental assistance, house maintenance, literacy, language classes, and child care. - Decent, affordable after school care. - Decrease the time it takes to receive needed services.¹ HOUSING AND SERVICE POLICIES - Decrease racial disparities related to wages and services offered. Environmental justice policies for affordable housing. Particularly in siting new housing location. - Develop local land use policies for inclusionary housing. - Rental inspection policies and active codes enforcement. - Re-evaluate shelter policies that refrain from separating families. - Create housing policies for rent stabilization. Particularly for young adults, people with disabilities and senior residents. People without family are more likely to become homeless. - Require wrap-around services for families purchasing a home for the first time such as budgeting, general maintenance, and maintaining good credit. - Support the practice, process and development of integrated affordable housing. - Review land use ordinances to support higher density residential development. - Provide education and a process for families that experience homeless due to natural disasters or unforeseen housing problems. FUTURE CDBG SPENDING - Build more single occupancy units. - Create a robust vacant property redevelopment program. - Fund an agency to expand its housing placement services. Fully utilize the Coordinated Entry System as a tool to find available unit locations. - Fund “after placement” entry services that provide groceries, furniture, small scale kitchen utensils and equipment. Stakeholder Summary August 2019 City of Rosemead - Fund social service agencies to increase programs for rapid rehousing. - Increase funding for homeless prevention services and programs. Particularly, rental assistance, eviction assistance, and deposit payments. - Safe crosswalks, sidewalks and routes to schools. Particularly at: streets around Encinita Elementary; Savanna on Rio Hondo Ave.and Marshall St.; streets around Jansen Elementary on Marshall St. and Walnut Grove. - Crossing guards. - Programs that promote more resident volunteerism focused on community clean up and maintenance. - Fund healthy food programs in schools and elderly populations. - Create more green public spaces. - Family preservation programs. - Funds to defray the cost of internet access for families with school-age children. ¹There is often a delay in service of two to three weeks after an intake process for a family to receive the appropriate needed services. *It should be noted that the student enrollment in Rosemead has gone down 25%, many contribute this decrease, in part, to high housing costs. The decrease in children and family size will ultimately change the Rosemead community. When you Make Your Voice Heard, you are helping City leaders prioritize spending for you, your family, and your community. Take our Community Survey: HTTPS://WWW.SURVEYMONKEY.COM/R/ROSEMEADCOMMUNITYSURVEY Take our Community Survey! The City of Rosemead is in the process of preparing its Analysis of Impediments to Fair Housing Choice (AI) and its Consolidated Plan for the use of the City’s Community Development Block Grant (CDBG) funds. The Consolidated Plan will provide a strategy for addressing community development needs in the City for the next five years. As part of the process, we are reaching out to the community to attend future public meetings and hearings as well as take a short online survey. Why is this important to you? Public input is critical to understanding community needs and setting funding priorities for housing, social services, and neighborhood improvements. Activities eligible for CDBG funding for low- and moderate- income families and neighborhoods include: •Community services •Economic development assistance •Improvements to public infrastructure and facilities •Affordable housing •Programs and facilities for the homeless 96.39%80 3.61%3 3.61%3 4.82%4 0.00%0 2.41%2 Q1 Are you a Answered: 83 Skipped: 1 Total Respondents: 83 Rosemead resident Rental housingprovider Business owner Worker in Rosemead Service provider Other (please specify) 0%10%20%30%40%50%60%70%80%90%100% ANSWER CHOICES RESPONSES Rosemead resident Rental housing provider Business owner Worker in Rosemead Service provider Other (please specify) 1 / 35 CITY OF ROSEMEAD 2020-2024 Consolidated Plan COMMUNITY OUTREACH 86.75%72 2.41%2 10.84%9 Q2 What is the primary language you speak at home? Answered: 83 Skipped: 1 TOTAL 83 English Spanish Other (please describe) 0%10%20%30%40%50%60%70%80%90%100% ANSWER CHOICES RESPONSES English Spanish Other (please describe) 2 / 35 CITY OF ROSEMEAD 2020-2024 Consolidated Plan COMMUNITY OUTREACH Q3 Please indicate if you are affiliated with any of the organization types listed below. If other, please specify. Answered: 81 Skipped: 3 Housing Public housing authority Services - Children Services - Elderly persons Services - Homeless Services - Persons with... Services - Persons with... Services - Victims of... Services - Health Services - Education Services - Employment Services - Fair housing Child welfare agency Foundation Major employer Neighborhood organization Private sector banking/fina... Publicly funded... 3 / 35 CITY OF ROSEMEAD 2020-2024 Consolidated Plan COMMUNITY OUTREACH 2.47%2 0.00%0 0.00%0 0.00%0 0.00%0 2.47%2 0.00%0 0.00%0 4.94%4 9.88%8 0.00%0 0.00%0 0.00%0 0.00%0 0.00%0 1.23%1 0.00%0 Other government -... Other government -... Other government -... Regional organization Planning organization Chamber of Commerce Civic leaders None Other (please describe) 0%10%20%30%40%50%60%70%80%90%100% ANSWER CHOICES RESPONSES Housing Public housing authority Services - Children Services - Elderly persons Services - Homeless Services - Persons with disabilities Services - Persons with HIV/AIDS Services - Victims of domestic violence Services - Health Services - Education Services - Employment Services - Fair housing Child welfare agency Foundation Major employer Neighborhood organization Private sector banking/financing 4 / 35 CITY OF ROSEMEAD 2020-2024 Consolidated Plan COMMUNITY OUTREACH 0.00%0 1.23%1 2.47%2 9.88%8 0.00%0 0.00%0 0.00%0 1.23%1 69.14%56 2.47%2 Total Respondents: 81 Publicly funded institution/system of care* Other government - Federal Other government - State Other government - Local Regional organization Planning organization Chamber of Commerce Civic leaders None Other (please describe) 5 / 35 CITY OF ROSEMEAD 2020-2024 Consolidated Plan COMMUNITY OUTREACH 1.20%1 8.43%7 6.02%5 81.93%68 2.41%2 Q4 How long have you lived in the City of Rosemead? Answered: 83 Skipped: 1 TOTAL 83 Less than 1 year 1-4 Years 5-10 Years Over 10 Years I do not live in Rosemead 0%10%20%30%40%50%60%70%80%90%100% ANSWER CHOICES RESPONSES Less than 1 year 1-4 Years 5-10 Years Over 10 Years I do not live in Rosemead 6 / 35 CITY OF ROSEMEAD 2020-2024 Consolidated Plan COMMUNITY OUTREACH Q5 Housing Needs Answered: 72 Skipped: 12 Owner-occupiedhousing... Rental-occupied housing... Affordablerental housing Senior housing Housing for the disabled Energy efficient ho... 7 / 35 CITY OF ROSEMEAD 2020-2024 Consolidated Plan COMMUNITY OUTREACH 29.41% 20 45.59% 31 25.00% 17 68 2.66 32.35% 22 44.12% 30 23.53% 16 68 2.59 15.71% 11 27.14% 19 57.14% 40 70 3.26 12.68% 9 46.48% 33 40.85% 29 71 3.15 13.04% 9 50.72% 35 36.23% 25 69 3.10 15.71% 11 34.29% 24 50.00% 35 70 3.19 18.31% 13 28.17% 20 53.52% 38 71 3.17 Least Important Important Extremely Important Home ownership down payment... 0%10%20%30%40%50%60%70%80%90%100% LEAST IMPORTANT IMPORTANT EXTREMELY IMPORTANT TOTAL WEIGHTED AVERAGE Owner-occupied housing rehabilitation Rental-occupied housing rehabilitation Affordable rental housing Senior housing Housing for the disabled Energy efficient home improvements Home ownership down payment assistance 8 / 35 CITY OF ROSEMEAD 2020-2024 Consolidated Plan COMMUNITY OUTREACH Q6 Community Facility Needs Answered: 72 Skipped: 12 Least Important Important Extremely Important Senior Centers Youth Centers NeighborhoodCommunity... Parks and Recreational... ADA Accessibilit... 0%10%20%30%40%50%60%70%80%90%100% LEAST IMPORTANT IMPORTANT EXTREMELY IMPORTANT TOTAL WEIGHTED AVERAGE 9 / 35 CITY OF ROSEMEAD 2020-2024 Consolidated Plan COMMUNITY OUTREACH 14.08% 10 49.30% 35 36.62% 26 71 3.08 2.86% 2 35.71% 25 61.43% 43 70 3.56 7.14% 5 48.57% 34 44.29% 31 70 3.30 2.82% 2 36.62% 26 60.56% 43 71 3.55 17.14% 12 44.29% 31 38.57% 27 70 3.04 Senior Centers Youth Centers Neighborhood Community Center Parks and Recreational Facilities ADA Accessibility Improvements to public roads/facilities 10 / 35 CITY OF ROSEMEAD 2020-2024 Consolidated Plan COMMUNITY OUTREACH Q7 Homeless Housing Needs Answered: 72 Skipped: 12 Least Important Important Extremely Important Emergencyshelter Transitional housing Permanenthousing One-time rent/utility... Homeless prevention 0%10%20%30%40%50%60%70%80%90%100% LEAST IMPORTANT IMPORTANT EXTREMELY IMPORTANT TOTAL WEIGHTED AVERAGE 11 / 35 CITY OF ROSEMEAD 2020-2024 Consolidated Plan COMMUNITY OUTREACH 14.08% 10 53.52% 38 32.39% 23 71 3.04 32.39% 23 49.30% 35 18.31% 13 71 2.54 22.86% 16 40.00% 28 37.14% 26 70 2.91 37.14% 26 40.00% 28 22.86% 16 70 2.49 11.27% 8 25.35% 18 63.38% 45 71 3.41 Emergency shelter Transitional housing Permanent housing One-time rent/utility payments Homeless prevention 12 / 35 CITY OF ROSEMEAD 2020-2024 Consolidated Plan COMMUNITY OUTREACH Q8 Neighborhood Improvement Needs Answered: 72 Skipped: 12 CommercialBuilding... Street Improvements Sidewalk/CurbImprovements Sewer/Storm Drain... Alley Improvements Additional Street Lighting 13 / 35 CITY OF ROSEMEAD 2020-2024 Consolidated Plan COMMUNITY OUTREACH 35.29% 24 48.53% 33 16.18% 11 68 2.46 8.33% 6 41.67% 30 50.00% 36 72 3.33 14.08% 10 35.21% 25 50.70% 36 71 3.23 11.27% 8 46.48% 33 42.25% 30 71 3.20 Least Important Important Extremely Important Small Business Loans Attract Job Generating... Graffiti Removal Safe Routes toSchool None 0%10%20%30%40%50%60%70%80%90%100% LEAST IMPORTANT IMPORTANT EXTREMELY IMPORTANT TOTAL WEIGHTED AVERAGE Commercial Building Rehabilitation Street Improvements Sidewalk/Curb Improvements Sewer/Storm Drain Improvements 14 / 35 CITY OF ROSEMEAD 2020-2024 Consolidated Plan COMMUNITY OUTREACH 34.78% 24 37.68% 26 27.54% 19 69 2.58 21.43% 15 38.57% 27 40.00% 28 70 2.97 50.00% 35 28.57% 20 21.43% 15 70 2.21 27.14% 19 28.57% 20 44.29% 31 70 2.90 16.90% 12 33.80% 24 49.30% 35 71 3.15 8.57% 6 25.71% 18 65.71% 46 70 3.49 76.92% 20 7.69% 2 15.38% 4 26 1.62 Alley Improvements Additional Street Lighting Small Business Loans Attract Job Generating Businesses Graffiti Removal Safe Routes to School None 15 / 35 CITY OF ROSEMEAD 2020-2024 Consolidated Plan COMMUNITY OUTREACH Q9 Community Programs and Services Needs Answered: 68 Skipped: 16 Childrenafter-school... Childcare services and... Counseling/emotional suppor... Disaster and emergency... Drug/alcohol abuse... Food services for resident... 16 / 35 CITY OF ROSEMEAD 2020-2024 Consolidated Plan COMMUNITY OUTREACH Workforce/skill s training... Low-cost transportati... Neighborhood crime... Park andrecreation... Programs for at-risk youth Homelesscounseling/o... Affordable legal services 17 / 35 CITY OF ROSEMEAD 2020-2024 Consolidated Plan COMMUNITY OUTREACH 7.35% 5 36.76% 25 55.88% 38 68 2.49 14.93% 10 43.28% 29 41.79% 28 67 2.27 18.18% 12 45.45% 30 36.36% 24 66 2.18 10.45% 7 37.31% 25 52.24% 35 67 2.42 25.37% 17 47.76% 32 26.87% 18 67 2.01 13.24% 9 48.53% 33 38.24% 26 68 2.25 25.37% 17 31.34% 21 43.28% 29 67 2.18 19.40% 13 43.28% 29 37.31% 25 67 2.18 6.06% 4 30.30% 20 63.64% 42 66 2.58 3.13% 2 35.94% 23 60.94% 39 64 2.58 7.69% 5 40.00% 26 52.31% 34 65 2.45 19.70% 13 46.97% 31 33.33% 22 66 2.14 27.27% 18 39.39% 26 33.33% 22 66 2.06 14.93% 10 40.30% 27 44.78% 30 67 2.30 16.67% 11 53.03% 35 30.30% 20 66 2.14 Least Important Important Extremely Important Health care services &... Domestic violence... 0%10%20%30%40%50%60%70%80%90%100% LEAST IMPORTANT IMPORTANT EXTREMELY IMPORTANT TOTAL WEIGHTED AVERAGE Children after-school/summer camp programs & services Childcare services and facilities Counseling/emotional support services Disaster and emergency preparedness services Drug/alcohol abuse counseling/treatment Food services for residents with special needs Workforce/skills training and/or job placement Low-cost transportation services (taxi coupons and Dial-A-Ride) Neighborhood crime prevention programs Park and recreation programs Programs for at-risk youth Homeless counseling/outreach services Affordable legal services Health care services & facilities Domestic violence counseling 18 / 35 CITY OF ROSEMEAD 2020-2024 Consolidated Plan COMMUNITY OUTREACH 3.08%2 1.54%1 10.77%7 64.62%42 20.00%13 Q10 Have you or someone you know ever encountered any of the forms of housing discrimination described above? Answered: 65 Skipped: 19 TOTAL 65 Yes I have I think I may have I haven't but I think I ma... No, I don't know anyone ... I'm not sure 0%10%20%30%40%50%60%70%80%90%100% ANSWER CHOICES RESPONSES Yes I have I think I may have I haven't but I think I may know someone who has No, I don't know anyone who has I'm not sure 19 / 35 CITY OF ROSEMEAD 2020-2024 Consolidated Plan COMMUNITY OUTREACH Q11 If you believe you or someone you know has encountered housing discrimination, please describe. Answered: 16 Skipped: 68 20 / 35 CITY OF ROSEMEAD 2020-2024 Consolidated Plan COMMUNITY OUTREACH 7.69%5 6.15%4 63.08%41 23.08%15 Q12 What would you do if you encountered housing discrimination? Answered: 65 Skipped: 19 TOTAL 65 Do nothing and seek other... Contact the person... Report it Would not know what to do 0%10%20%30%40%50%60%70%80%90%100% ANSWER CHOICES RESPONSES Do nothing and seek other housing options Contact the person responsible and let them know they are discriminating Report it Would not know what to do 21 / 35 CITY OF ROSEMEAD 2020-2024 Consolidated Plan COMMUNITY OUTREACH 27.69%18 9.23%6 18.46%12 15.38%10 29.23%19 Q13 Do you believe housing discrimination occurs in your neighborhood? Answered: 65 Skipped: 19 TOTAL 65 Yes No Likely Unlikely Don't know 0%10%20%30%40%50%60%70%80%90%100% ANSWER CHOICES RESPONSES Yes No Likely Unlikely Don't know 22 / 35 CITY OF ROSEMEAD 2020-2024 Consolidated Plan COMMUNITY OUTREACH 56.45%35 3.23%2 0.00%0 1.61%1 0.00%0 0.00%0 3.23%2 1.61%1 14.52%9 19.35%12 Q14 If you think housing discrimination is occurring, what types of discrimination do you think are most prevalent? (Please select all that apply) Answered: 62 Skipped: 22 Race/ethnicity/ disability Sexual orientation Pregnant Children Age Marital status Nationalorigin/ancestry Criminal history/record Source ofincome None, I don't think there ... 0%10%20%30%40%50%60%70%80%90%100% ANSWER CHOICES RESPONSES Race/ethnicity/disability Sexual orientation Pregnant Children Age Marital status National origin/ancestry Criminal history/record Source of income None, I don't think there is any housing discrimination 23 / 35 CITY OF ROSEMEAD 2020-2024 Consolidated Plan COMMUNITY OUTREACH TOTAL 62 24 / 35 CITY OF ROSEMEAD 2020-2024 Consolidated Plan COMMUNITY OUTREACH 39.06%25 35.94%23 25.00%16 Q15 Are you aware of a tenant's right to request, from a landlord, a physical change to make a home more accessible if necessary due to a disability (called "reasonable accommodation")? Answered: 64 Skipped: 20 TOTAL 64 Yes No Don't know 0%10%20%30%40%50%60%70%80%90%100% ANSWER CHOICES RESPONSES Yes No Don't know 25 / 35 CITY OF ROSEMEAD 2020-2024 Consolidated Plan COMMUNITY OUTREACH 10.77%7 70.77%46 18.46%12 Q16 Have you, or someone you know, ever made a request for a reasonable accommodation? Answered: 65 Skipped: 19 TOTAL 65 Yes No Don't know 0%10%20%30%40%50%60%70%80%90%100% ANSWER CHOICES RESPONSES Yes No Don't know 26 / 35 CITY OF ROSEMEAD 2020-2024 Consolidated Plan COMMUNITY OUTREACH 1.96%1 0.00%0 1.96%1 0.00%0 5.88%3 0.00%0 0.00%0 1.96%1 88.24%45 Q17 If yes, what type of accommodation and/or modification did you or the person you know request? Answered: 51 Skipped: 33 TOTAL 51 Assistance animal Live-in attendant Modification of a unit Size of a unit Accessibility of a unit Change in rent due date Transfer to another unit Parking/parking space related N/A, No accommodatio... 0%10%20%30%40%50%60%70%80%90%100% ANSWER CHOICES RESPONSES Assistance animal Live-in attendant Modification of a unit Size of a unit Accessibility of a unit Change in rent due date Transfer to another unit Parking/parking space related N/A, No accommodation requested 27 / 35 CITY OF ROSEMEAD 2020-2024 Consolidated Plan COMMUNITY OUTREACH 13.11%8 57.38%35 4.92%3 19.67%12 4.92%3 Q18 What are the most pressing challenges facing homeowners or property owners in the City? Answered: 61 Skipped: 23 TOTAL 61 Lack of skills needed to... Cost of home maintenance Physical ability to... Magnitude of housing... None, no challenges 0%10%20%30%40%50%60%70%80%90%100% ANSWER CHOICES RESPONSES Lack of skills needed to maintain a home Cost of home maintenance Physical ability to maintain a home Magnitude of housing problems is overwhelming None, no challenges 28 / 35 CITY OF ROSEMEAD 2020-2024 Consolidated Plan COMMUNITY OUTREACH 3.23%2 27.42%17 54.84%34 0.00%0 14.52%9 Q19 What size of housing units are most needed? Answered: 62 Skipped: 22 TOTAL 62 1-bedroom dwelling units 2-bedroomdwelling units 3-bedroom dwelling units 4 or more bedroom... Don't know 0%10%20%30%40%50%60%70%80%90%100% ANSWER CHOICES RESPONSES 1-bedroom dwelling units 2-bedroom dwelling units 3-bedroom dwelling units 4 or more bedroom dwelling units Don't know 29 / 35 CITY OF ROSEMEAD 2020-2024 Consolidated Plan COMMUNITY OUTREACH 74.60%47 34.92%22 22.22%14 19.05%12 17.46%11 38.10%24 25.40%16 26.98%17 Q20 What type of housing is most needed? (Select all that apply) Answered: 63 Skipped: 21 Total Respondents: 63 Single-family homes Multi-Familyapartments Housing mixed with commercial Townhomes/Condominiums Housing dedicated to... Senior housing Supportive housing* Low-barrierhousing** 0%10%20%30%40%50%60%70%80%90%100% ANSWER CHOICES RESPONSES Single-family homes Multi-Family apartments Housing mixed with commercial Townhomes/Condominiums Housing dedicated to those with mental and physical disabilities Senior housing Supportive housing* Low-barrier housing** 30 / 35 CITY OF ROSEMEAD 2020-2024 Consolidated Plan COMMUNITY OUTREACH 38.10%24 15.87%10 44.44%28 33.33%21 23.81%15 20.63%13 Q21 What housing amenities do you think are needed? Answered: 63 Skipped: 21 Total Respondents: 63 Units with accessible... Buildings withelevators Security improvements Housing located near... Housing located near... Don't know 0%10%20%30%40%50%60%70%80%90%100% ANSWER CHOICES RESPONSES Units with accessible kitchens and bathrooms Buildings with elevators Security improvements Housing located near transit Housing located near schools and parks Don't know 31 / 35 CITY OF ROSEMEAD 2020-2024 Consolidated Plan COMMUNITY OUTREACH 17.74%11 9.68%6 1.61%1 6.45%4 3.23%2 75.81%47 Q22 If you have ever applied for a home loan and your application was NOT approved, which of the following reasons were you given? Answered: 62 Skipped: 22 Total Respondents: 62 Income level is too low Down payment costs were t... Not enough equity in my... Poor credit history or l... Other I have not had this problem 0%10%20%30%40%50%60%70%80%90%100% ANSWER CHOICES RESPONSES Income level is too low Down payment costs were too high Not enough equity in my property Poor credit history or low credit score Other I have not had this problem 32 / 35 CITY OF ROSEMEAD 2020-2024 Consolidated Plan COMMUNITY OUTREACH 58.73%37 25.40%16 12.70%8 14.29%9 3.17%2 9.52%6 4.76%3 14.29%9 20.63%13 Q23 Which of the following issues, if any, have limited your housing options in a preferred neighborhood or area? (Please select no more than 3) Answered: 63 Skipped: 21 Total Respondents: 63 Can not afford the rent or... Do not have enough money... Housing needed to be large... Poor credit history or l... Need unitsthat... Not shown housing in t... Concern thatI/we would n... None of the above issues No issues 0%10%20%30%40%50%60%70%80%90%100% ANSWER CHOICES RESPONSES Can not afford the rent or mortgage in a preferred neighborhood Do not have enough money for a security deposit Housing needed to be large enough for my/our household Poor credit history or low credit score Need units that accommodate a disability (i.e. wheelchair accessible) Not shown housing in the neighborhood(s) I/we wanted to move to Concern that I/we would not be welcome in the neighborhood None of the above issues No issues 33 / 35 CITY OF ROSEMEAD 2020-2024 Consolidated Plan COMMUNITY OUTREACH 19.05%12 47.62%30 33.33%21 Q24 Do you feel local land use regulations support the development of affordable housing? Answered: 63 Skipped: 21 TOTAL 63 Yes No No Opinion 0%10%20%30%40%50%60%70%80%90%100% ANSWER CHOICES RESPONSES Yes No No Opinion 34 / 35 CITY OF ROSEMEAD 2020-2024 Consolidated Plan COMMUNITY OUTREACH 75.81%47 25.81%16 3.23%2 4.84%3 29.03%18 16.13%10 Q25 What are the challenges related to today's newly constructed units? (Select top 2) Answered: 62 Skipped: 22 Total Respondents: 62 High cost of land prices ... Local zoning restricts th... Units are not accessible o... New units are built... New units are typically... Other (please specify) 0%10%20%30%40%50%60%70%80%90%100% ANSWER CHOICES RESPONSES High cost of land prices and construction costs lead to higher priced housing Local zoning restricts the ability to build affordable housing units Units are not accessible or visitable New units are built specifically for senior housing market New units are typically market rate Other (please specify) 35 / 35 CITY OF ROSEMEAD 2020-2024 Consolidated Plan COMMUNITY OUTREACH City of Rosemead Consolidated Plan & Analysis of Impediments SEPTEMBER 10, 2019 Preparation of the 2020-2024 Five-Year Consolidated Plan A strategic plan describing how future CDBG and HOME funds will be spent Preparation of an Analysis of Impediments to Fair Housing Provide ways and opportunities for the community to: Address significant disparities in housing needs; Replace segregated living patterns with truly integrated and balanced living environments Combat discrimination; Transform racially and ethnically concentrated areas of poverty into areas of opportunities; and Maintain compliance with civil rights and fair housing laws. Future Allocations The City of Rosemead will receive approximately $5 Million in funding over the next five years CDBG: $3.5 Million HOME: $1.5 Million Citizen Participation •Stakeholder interviews •Community Survey •Public Meetings and Hearings Plan Development Timeline August/November – Data Gathering/Community Engagement December – Initial draft of Consolidated Plans due to City January – Final draft due to City February – Council Review and Public Meeting March – 30 Day Public Comment Period April – Council Approvals and Public Meeting MAY 15 –HUD Submission Community Input 1. What are the changes you see with the needs of your community? What so you feel should be your top priorities in the next 2-3 years? 2. What are the infrastructure projects you feel CDBG funds should be spent on? Examples: Significant infrastructure or road improvements, social service needs, homelessness solutions, education. 3. What do you feel are the most common/pressing housing problems? How do you feel we can overcome these problems? 4. Do you feel there is local support for the development of affordable housing? If not, why? Section 108 Loan City of Rosemead – Section 108 Loan Borrowing Capacity Grantee FY19 CDBG Award 5X CDBG Allocation Current/Prior Section 108 Available 108 Borrowing Authority CA Rosemead $746,663 $3,733,315 No $3,733,315 Source: HUD Exchange, 4-8-2019 Section 108 offers state and local governments the ability to access low-cost, long-term federally guaranteed financing for housing, economic development, and infrastructure projects or loan funds. These borrowing capacity calculations are based on the FY 2019 CDBG grant awards as well as grantees' outstanding Section 108 guaranteed loans and commitments as of April 2019. Thank You Questions?Contact Ben Kim, Assistant City Manager (626) 569-2169